<SEC-DOCUMENT>0001193125-19-075829.txt : 20190315
<SEC-HEADER>0001193125-19-075829.hdr.sgml : 20190315
<ACCEPTANCE-DATETIME>20190315083857
ACCESSION NUMBER:		0001193125-19-075829
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		105
CONFORMED PERIOD OF REPORT:	20190315
FILED AS OF DATE:		20190315
DATE AS OF CHANGE:		20190315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		19683089

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>d675305d6k.htm
<DESCRIPTION>6-K
<TEXT>
<HTML><HEAD>
<TITLE>6-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Form <FONT
STYLE="white-space:nowrap">6-K</FONT> </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>REPORT OF
FOREIGN PRIVATE ISSUER </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>PURSUANT TO RULE 13a-16 OR 15d-16 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>UNDER THE SECURITIES EXCHANGE ACT OF 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the month of <U>March, 2019</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission File Number: <FONT STYLE="white-space:nowrap">1-14942</FONT> </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>MANULIFE FINANCIAL CORPORATION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Translation of registrant&#146;s name into English) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>200 Bloor
Street East </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>North Tower 10 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Toronto, Ontario, Canada M4W 1E5 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(416) <FONT STYLE="white-space:nowrap">926-3000</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address of principal executive office) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether
the registrant files or will file annual reports under cover of Form <FONT STYLE="white-space:nowrap">20-F</FONT> or Form <FONT STYLE="white-space:nowrap">40-F.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Form
<FONT STYLE="white-space:nowrap">20-F&nbsp;&nbsp;&#9744;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Form</FONT> <FONT STYLE="white-space:nowrap">40-F&nbsp;&nbsp;&#9745;</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark if the registrant is submitting the Form <FONT STYLE="white-space:nowrap">6-K</FONT> in paper as permitted by Regulation <FONT
STYLE="white-space:nowrap">S-T</FONT> Rule 101(b)(1):&nbsp;&nbsp;&#9744; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark if the registrant is submitting the Form <FONT
STYLE="white-space:nowrap">6-K</FONT> in paper as permitted by Regulation <FONT STYLE="white-space:nowrap">S-T</FONT> Rule 101(b)(7):&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the
Commission pursuant to Rule <FONT STYLE="white-space:nowrap">12g3-2(b)</FONT> under the Securities Exchange Act of 1934. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Yes&nbsp;&nbsp;&#9744;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;&#9745; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If &#147;Yes&#148; is marked, indicate below the file number assigned to the registrant in connection with Rule
<FONT STYLE="white-space:nowrap">12g3-2(b):</FONT> <FONT STYLE="white-space:nowrap">82-</FONT> ________. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DOCUMENTS FILED AS PART OF THIS FORM <FONT STYLE="white-space:nowrap">6-K</FONT> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following documents, filed as exhibits to this Form <FONT STYLE="white-space:nowrap">6-K,</FONT> are incorporated by reference as part of
this Form <FONT STYLE="white-space:nowrap">6-K:</FONT> </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Description of Exhibit</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">2018 Annual Report</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Notice of Annual Meeting of Shareholders</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Management Information Circular</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Shareholder Proxy Form</TD></TR>
</TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned, thereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">MANULIFE FINANCIAL CORPORATION</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><I>/s/ James D. Gallagher</I></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">James D. Gallagher</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">General Counsel</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: March&nbsp;15, 2019 </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT INDEX </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Description of Exhibit</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">2018 Annual Report</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Notice of Annual Meeting of Shareholders</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Management Information Circular</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Shareholder Proxy Form</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d675305dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g675305stamp1.jpg" ALT="LOGO">
 </P> <P STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Exhibit 99.1 </FONT><br><FONT STYLE="font-family:ARIAL; font-size:0.5pt" COLOR="#FFFFFF">Annual Report 2018 </FONT><br><FONT
STYLE="font-family:ARIAL; font-size:0.5pt" COLOR="#FFFFFF">Manulife Financial Corporation </FONT></P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:44pt">
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Who</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL"><B>we are</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Manulife Financial Corporation is a leading international financial services
group providing financial advice, insurance, as well as wealth and asset management solutions for individuals, groups, and institutions. We operate as John Hancock in the United States and Manulife elsewhere.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:ARIAL"><B>Our five<BR>strategic<BR>priorities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:44pt; font-family:ARIAL" ALIGN="center"><B>1</B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:44pt; font-family:ARIAL" ALIGN="center"><B>2</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Portfolio Optimization</B></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are actively managing our legacy businesses to improve returns and cash generation while
reducing risk.</P> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Expense Efficiency</B></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">We are getting our cost structure into fighting shape and simplifying and digitizing our processes
to position us for efficient growth.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:44pt; font-family:ARIAL" ALIGN="center"><B>3</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Accelerate Growth</B></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">We are accelerating growth in our highest-potential businesses.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:10pt"><B>Our mission</B></FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:22pt; font-family:ARIAL">Decisions made<FONT STYLE="font-size:16pt">&nbsp;</FONT><FONT STYLE="font-family:Times New Roman; font-size:25pt"><I>easier</I></FONT><FONT
STYLE="font-size:22pt">.</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:22pt; font-family:ARIAL">Lives</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:22pt; font-family:ARIAL">made<FONT
STYLE="font-family:Times New Roman; font-size:25pt"><I>&nbsp;better</I></FONT><FONT STYLE="font-size:22pt">.</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:44pt; font-family:ARIAL" ALIGN="center"><B>4</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Digital, Customer Leader</B></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">We are improving our customer experiences, using digitization and innovation to put customers
first.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:44pt; font-family:ARIAL" ALIGN="center"><B>5</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>High-Performing Team</B></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">We are building a culture that drives our priorities.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g675305im2a.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:-250pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:-250pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp; </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="61%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:10pt"><B>Our Values</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Our Values represent how we operate. They reflect our culture, inform our behaviours, and help define how we work together.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:140pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="39%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:10pt"><B>Manulife<BR>by the<BR>numbers</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:7pt">Note: Growth in core earnings, assets under management and administration (AUMA), and new business value are presented on a constant exchange rate basis.</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:10pt">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Core Earnings </B>(C$ billions)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>$5.6</B><B></B><B>&nbsp;billion</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Total Company, Global Wealth and Asset Management (Global WAM), and Asia core earnings up 23%, 21%, and 20%, respectively, from 2017.</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675305new1.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP><FONT STYLE="font-size:10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="4"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Assets Under Management and Administration</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">(C$
billions)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>$1,084</B><B></B><B>&nbsp;billion</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Over $1 trillion in AUMA.</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675305stamp4_b.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Net Income Attributed to Shareholders</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">(C$ billions)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>$4.8</B><B></B><B>&nbsp;billion</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Delivered the highest net income result in the Company&#146;s history in 2018.</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675305stamp4_c.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>New Business Value </B>(C$ billions)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>$1.7</B><B></B><B>&nbsp;billion</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">20% increase in new business value from 2017.</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675305stamp4_d.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Common Share Dividend </B>(C$)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>91.0 </B><B><SUB
STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g675305image3.jpg" ALT="LOGO">
</SUB></B><B>/share</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">11% increase in 2018.</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675305new2.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g675305stamp4_f.jpg" ALT="LOGO">
 </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:18pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:18pt">
<TD VALIGN="top">


<IMG SRC="g675305stamp5.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:36pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Letter to shareholders</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">from our Chairman</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">of the Board <B></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>John Cassaday</B></P> <P STYLE="font-size:90pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><B></B>The<FONT STYLE="font-size:15pt">&nbsp;</FONT><FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>common thread</I></FONT><FONT STYLE="font-size:15pt">
</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">that unites a globally</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">diverse Company such</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">as ours is&nbsp;our shared<FONT STYLE="font-size:15pt"> </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:22pt"><I>values</I></FONT>. Manulife&#146;s values</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">work as a road map for</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>serving</I></FONT><FONT STYLE="font-size:15pt"> </FONT>and<FONT STYLE="font-size:15pt">&nbsp;</FONT><FONT
STYLE="font-family:Times New Roman; font-size:22pt"><I>delighting</I></FONT><FONT STYLE="font-size:15pt"> </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:18pt; font-family:ARIAL">our customers.</P></TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:17pt; font-family:ARIAL"><B>Fellow shareholders, </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As your
Board looks back on the past year, it is impossible not to be proud of the strides that Roy Gori and his team have made to position Manulife for future success. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
strategy we have adopted is the right strategy for our customers, employees, and shareholders. Your Board is fully supportive of Manulife&#146;s transformation and the path that the Executive Leadership Team has laid out to achieve it. We are
confident we have the right leadership team in place to deliver on the strategic priorities we have communicated. The Company&#146;s early progress against these priorities speaks to their ability to execute. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>Guided by values </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition to a talented leadership team, Manulife has an
established and diversified global franchise focused on the needs of almost 28&nbsp;million individual, group, and institutional customers. The common thread that unites a globally diverse Company such as ours is our shared values. Manulife&#146;s
values work as a road map for serving and delighting our customers. They also guide <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> decision making. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Having a shared set of values in an organization the size of ours is absolutely critical. At Manulife, we are committed to the following values: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="61%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">1</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Obsess</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>about</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>customers</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Predict their needs and do everything in our power to satisfy them.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">2</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Do the</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>right thing</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Act with integrity and do what we say.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">3</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>Think big</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Anything is possible. We can always find a better way.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">4</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>Get it done together</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">We&#146;re surrounded by an amazing team. Do it better by working
together.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">5</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>Own it</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Feel empowered to make decisions and take action to deliver our Mission:
<B>Decisions made</B> <B><I>easier</I></B>. <B>Lives made </B><B><I>better</I></B>.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"><FONT STYLE="font-size:20pt">6</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL"><B>Share your humanity</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Build a supportive, diverse, and thriving workplace.</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This set of principles will help steer the organization as it undergoes this period of transformation and we thank all employees who gave
their time and their passion in developing these values.
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Governance and shareholder outreach </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Your Board spent much of 2018 providing oversight to the management team, reviewing strategy and goals for the Company&#146;s global business, and discussing and
debating issues relevant to Manulife&#146;s business, culture, risk profile, and the geographies in which we operate. We also spent time engaging with shareholders about subjects of interest to them including executive compensation, diversity,
corporate culture, and governance. A robust shareholder dialogue is integral to the ability of any Board to successfully perform its duties and we&#146;re thankful to the shareholders who participated in those discussions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We were pleased to again receive top recognition in The Globe and Mail&#146;s board governance rankings this year, although we view the exercise of our governance duties
as &#147;just doing our job.&#148; Each Board member is leveraging their entire skillset in fulfilling their Board duties. Similarly, each Director shares an immense feeling of pride and honour in being able to serve our great Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We&#146;d like to thank Luke Helms, who retires from our Board this year. Luke has served Manulife&#146;s shareholders with distinction since 2007 and his extensive
banking and financial services experience informed many important decisions influencing our Company&#146;s business and strategy during that time. We wish him all the best in the future. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Pamela Kimmet has also left our Board to become Manulife&#146;s Chief Human Resources Officer. Pam was an exceptional Board member and is an exceptional human resources
executive. Her leadership experience in this area across a variety of industries will serve us well as she takes on oversight of the Company&#146;s culture and people agenda. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We&#146;d like to congratulate every Manulife employee for the significant strategic progress and strong financial results in 2018. We are highly confident we have the
right strategy and leadership in place and that Manulife will deliver on its ambitious transformation plan. This plan will drive future shareholder value and enable us to continue to serve and delight our customers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Lastly, your Board would like to thank you, our fellow shareholders, for all of your feedback, trust, and support. We look forward to continuing to serve you in 2019 and
beyond. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sincerely, </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g675305stamp6.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>John Cassaday </B></P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Chairman of the Board
</P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">


<IMG SRC="g675305stamp8.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:18pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="41%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:18pt">
<TD VALIGN="top">


<IMG SRC="g675305stamp7.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Letter to shareholders</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">from our President and</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Chief Executive Officer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Roy Gori</B></P> <P STYLE="font-size:100pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><B></B>At our Investor Day in</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">June, we outlined clear</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">targets against each of</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">our five strategic priorities</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">and immediately began</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">making concrete headway.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">We&#146;re confident if we</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">execute and deliver on</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">this plan, we will <FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>inspire</I></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>our employees</I></FONT>, turn our</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>customers into advocates</I></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">and create <FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>significant</I></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:18pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:22pt"><I>shareholder value</I></FONT>.</P></TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:17pt; font-family:ARIAL"><B>Dear fellow shareholders, </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At a
recent online global town hall with our employees, I was asked, &#147;what question should we be asking ourselves that we haven&#146;t already?&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This is such
an important question because in organizations of our size, the biggest obstacle to change is inertia and the pull to keep doing things the way they&#146;ve always been done. This isn&#146;t an easy obstacle to face. Many of our processes are
designed to support the old way of doing things and are not yet geared for the future. To better serve our customers and drive growth, we have to encourage new solutions to old challenges. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">When I receive great questions like this, I know that our work to ignite an insurgent mindset in our more than 34,000 employees globally is starting to make an impact.
It is this mindset that will be a key ingredient in our plan to transform Manulife into the most digital, customer-centric global company in our industry. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">So, what
was my answer to that employee&#146;s question? That we should always be challenging ourselves by asking if there is a better way to create value for our three key stakeholders: customers, employees, and shareholders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Or, put differently, are we living up to our mission of making decisions easier and lives better? </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We&#146;re proud that we get to help almost 28&nbsp;million customers globally make their decisions easier and lives better and I&#146;m excited about the progress we
made in 2018. We also know that we are on a journey that will take time, passion, and tenacity. We&#146;re confident we&#146;ve got the right plan to succeed and we are building the right culture to enable us to successfully drive our
transformation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>A year of record results and encouraging progress </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our
ongoing success is only possible thanks to the commitment and enthusiasm our employees show our customers. Their efforts are reflected in the strong earnings growth we delivered and the early momentum we are seeing in our transformation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We delivered the highest net income and core earnings in our Company&#146;s history in 2018. Our net income attributed to shareholders was $4.8&nbsp;billion and core
earnings rose 23%, to $5.6&nbsp;billion, with double-digit core earnings growth across all operating segments. New business value was up 20% and we generated net flows of $1.6&nbsp;billion in our Global Wealth and Asset Management segment in 2018,
our ninth consecutive year of positive net flows. Our assets under management and administration ended the year at $1.1 trillion, despite a backdrop of market volatility.
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At our Investor Day in June, we outlined clear targets against each of our five strategic priorities and immediately began making concrete headway. We&#146;re confident
if we execute and deliver on this plan, we will inspire our employees, turn our customers into advocates, and create significant shareholder value. While we continue to face challenges, from market volatility and trade uncertainty to low interest
rates and strong competition, we&#146;re extremely encouraged by our progress to date. Let me provide some highlights on our progress: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>1. Portfolio optimization
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are actively managing our capital to ensure we can deliver the best returns and cash generation possible, while reducing risk and volatility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Over the past year, we announced reinsurance agreements on legacy blocks of business, sold alternative long-duration assets, sold Signator Investors, our U.S.-based
broker/dealer, and offered customers in some of our legacy segregated fund products in Canada an opportunity to convert to a less capital-intensive product. Once we complete the initiatives we have announced, we expect to free up about
$3.7&nbsp;billion of capital, representing almost three-quarters of our 2022 target. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2. Expense efficiency </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are getting our cost structure into fighting shape and simplifying and digitizing our processes to position ourselves for efficient growth. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Early in the year we announced various expense management actions, including transforming our Canadian operations, real estate consolidation, voluntary retirement
programs, and a consolidation of legacy information technology vendors. In addition, we&#146;re using technology to deliver savings and drive a more cost-focused culture through the organization. For example, our businesses in North America
processed more than 2.5&nbsp;million transactions using robotics. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our efforts are already paying off and we expect our
<FONT STYLE="white-space:nowrap">in-flight</FONT> initiatives to provide $700&nbsp;million in <FONT STYLE="white-space:nowrap">pre-tax</FONT> annual savings once they&#146;re fully implemented. And despite our significant earnings growth in 2018, we
held the growth of expenses included in core earnings to 3% in 2018 &#151; less than half of the historical average. We know this isn&#146;t a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">one-and-done</FONT></FONT> achievement;
our focus is on sustaining and extending these improvements and ensuring we view expense efficiency as a way of life. </P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">


<IMG SRC="g675305stamp8.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>3. Accelerating growth </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are
accelerating growth in our highest potential businesses, including Asia, Global WAM, global behavioural insurance, and group benefits in Canada. We have an excellent foundation from which to capture the very significant opportunity that these
businesses represent, underpinned by two demographic megatrends: the rise of Asia&#146;s middle class and the aging of the world&#146;s population. We have a strong position in group insurance in Canada and continue to revitalize this business with
new product and service offerings. We are also digitizing the claims process, which is already helping us drive significant customer satisfaction gains. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the
U.S., in line with our mission of making customers&#146; lives better, we made a full commitment to behavioural insurance in the fall, with all life insurance policies now featuring John Hancock Vitality, which allow customers to save money and earn
rewards for making healthy choices they track using wearable devices. We&#146;re proud to offer this product and we&#146;re already seeing how it is resonating with our customers. And while they tell us the savings and rewards are great it&#146;s
the impact on their health that excites them most. One customer wrote to us to say that she&#146;s lost 15 pounds since starting the program, and has &#147;become almost become almost obsessed with a healthy lifestyle.&#148; Another customer wrote,
&#147;I have become hyper-focused on my health, making myself a priority for a part of each and every day,&#148; adding she&#146;s also noticed an improvement in her mental health. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We believe the potential is just as compelling in Canada, where we recently announced we would expand Manulife Vitality to our group benefits customers. The story is
similar in Asia, where we&#146;ve continued to expand ManulifeMOVE, the behavioural insurance platform which we developed <FONT STYLE="white-space:nowrap">in-house.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>4. Digital, customer leader </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are putting customers first and improving how
our customers interact with us to ensure we exceed their expectations and we are using digitization and innovation to do so. Throughout 2018, we rolled out numerous initiatives to ensure we maintain strong momentum on this front. We&#146;re focused
on delivering solutions that are simple, intuitive, and fast. For example, we continued to digitize claims in several Asian markets. In Hong Kong, about half of eligible claims are now being submitted through our new, simpler, and better eClaims
platform. </P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canada, we were the first life insurer to underwrite a policy using artificial intelligence, which shortens our response
time and frees up our underwriters to work on more complex cases. In the U.S., our innovative saving and investing app, Twine, continues to attract great customer interest and has been featured several times as an App Store App of the Day in the
U.S. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">And as you will notice from reading this annual report, we recently refreshed and updated our brand, with a clear, modern, and uncluttered look, symbolizing
our commitment to simplifying the complex for our customers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5. High-performing team </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fostering a culture that is inclusive, engages every employee, and makes our company a compelling place for talented people to join and build their careers is
foundational to the success of our transformation. So, last year, we revisited our values and asked our employees to tell us what aspects were important to keep and what needed to change to enable us to deliver on our mission. The feedback told us
that being obsessed about our customers was a given. And it was clear that being encouraged to think big and challenge the status quo was critical. Our teams reinforced the significance of teamwork, confirming that getting work done together is what
makes our company a special place, one where people care about each other and the communities we serve. As a result, we rolled out a set of refreshed values that are simple, authentic, and serve to powerfully align everyone to our mission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We&#146;re now focused on bringing our values to life, looking at everything from the redesign of our workplace, to the way we work, how we develop our employees, how we
recognize and reward accomplishments. Our <FONT STYLE="white-space:nowrap">re-skilling</FONT> initiative is an excellent example. Throughout 2018, we trained thousands of employees in agile ways of working, positioning ourselves to more rapidly
capture new opportunities and drive change. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">What&#146;s been especially gratifying is seeing how our employees are embracing our values. For example, knowing that
sometimes we are working with our customers at difficult and heartbreaking moments in their lives like the loss of a loved one, a group of our customer service employees proposed the creation of a new approach to how we could support customers at
this life moment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Since the implementation of this approach, we&#146;ve received many heartfelt letters from customers about what it&#146;s meant to them &#151;
underscoring that our values are not just words hanging in a frame on an office wall; they are becoming part of our transformation DNA.
</P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2018 Annual Report </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:16pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD></TR>


<TR BGCOLOR="#00ac5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:16pt">
<TD VALIGN="top"> <P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.25em; font-size:16pt; font-family:ARIAL"><FONT COLOR="#ffffff">&#147; I am proud of all we have
accomplished together in 2018. Importantly, we laid out our plan, committed to drive actions designed to make our company </FONT><FONT COLOR="#ffffff"><I>stronger</I></FONT><FONT COLOR="#ffffff">, more
</FONT><FONT COLOR="#ffffff"><I>competitive</I></FONT><FONT COLOR="#ffffff"> and </FONT><FONT COLOR="#ffffff"><I>successful</I></FONT><FONT COLOR="#ffffff"> long-term, and held ourselves accountable for
</FONT><FONT COLOR="#ffffff"><I>delivering</I></FONT><FONT COLOR="#ffffff"> on those commitments.&#148;</FONT></P> <P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">One of our customers wrote to tell us about her experience when she was acting as an estate executor for a close friend. She was dealing
with the grief of losing someone special and, at the same time, navigating through all of the administrative work required to settle a life insurance claim. Our customer was so impressed with how Chelsey, our customer service associate, handled the
process that she wrote a letter about her kindness, empathy, and efficiency: &#147;Chelsey always showed professionalism, but also the human side of her caring personality, expressing her condolences and always ending conversations with a
&#145;please reach out if you have any questions or concerns &#151; we are here for you.&#146;&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">While we are working with urgency, we know organizational
change can&#146;t be completed overnight. In fact, it can sometimes feel like asking someone who has played right-handed tennis their entire life to start playing with their left hand; it&#146;s not intuitive, the first few games aren&#146;t very
pretty, and it&#146;s easy to simply go back to what seemed to work in the past. Our team is embracing the fact that to transform our Company we will have to be passionate, think big, and have grit. I&#146;m excited by the level of commitment our
team is showing to our plan and how eager they have been to embrace the change before us.
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Giving back to the communities that we serve continues to be a priority for Manulife. Corporate donations as well as
donations and fundraising generated by our employees and through our community investment programs, totalled over $40&nbsp;million globally in 2018. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>Thank you
</B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">I am proud of all we have accomplished together in 2018. Importantly, we laid out our plan, committed to drive actions designed to make our company stronger,
more competitive and successful long-term, and held ourselves accountable for delivering on those commitments. We still have work to do, but building on our team&#146;s spirit, I am excited about what can be accomplished in the year to come. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">I want to thank John Cassaday, our new Chairman of the Board, and our Board of Directors for their support and counsel, as well as you, my fellow shareholders and
customers, for placing your ongoing trust and confidence in Manulife and our team. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Looking ahead to 2019, we will remain focused on executing on our strategy. We
have a great global franchise with a tremendous foundation and we are confident that if we continue to make a positive impact on our customers&#146; lives, deliver against the plan that we have set out for ourselves, offer our employees rewarding
work and career opportunities, and face inertia with an insurgent mindset by continuing to ask ourselves &#147;is there a better way?,&#148; we will unlock significant and long-term value for all of our stakeholders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sincerely, </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g675305stamp10_b.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Roy Gori </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">President and Chief Executive
Officer </P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">


<IMG SRC="g675305stamp8.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT STYLE="font-size:10pt"><B>Caution regarding forward- looking statements</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">From time to time, Manulife Financial Corporation (&#147;MFC&#148;) makes written and/or oral forward-looking statements, including in this document.
In addition, our representatives may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#147;safe harbour&#148; provisions of Canadian provincial securities laws and the
U.S. Private Securities Litigation Reform Act of 1995.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The forward-looking statements in
this document include, but are not limited to, statements with respect to the Company&#146;s strategic priorities and 2022 targets for net promoter score, employee engagement, its highest potential businesses, expense efficiency and portfolio
optimization; the reduction in the allocation to alternative long-duration assets in our portfolio asset mix supporting our legacy business by <FONT STYLE="white-space:nowrap">mid-2019;</FONT> and the annual
<FONT STYLE="white-space:nowrap">pre-tax</FONT> <FONT STYLE="white-space:nowrap">run-rate</FONT> savings to be achieved by the end of 2019, and also relate to, among other things, our objectives, goals, strategies, intentions, plans, beliefs,
expectations and estimates, and can generally be identified by the use of words such as &#147;may&#148;, &#147;will&#148;, &#147;could&#148;, &#147;should&#148;, &#147;would&#148;, &#147;likely&#148;, &#147;suspect&#148;, &#147;outlook&#148;,
&#147;expect&#148;, &#147;intend&#148;, &#147;estimate&#148;, &#147;anticipate&#148;, &#147;believe&#148;, &#147;plan&#148;, &#147;forecast&#148;, &#147;objective&#148;, &#147;seek&#148;, &#147;aim&#148;, &#147;continue&#148;, &#147;goal&#148;,
&#147;restore&#148;, &#147;embark&#148; and &#147;endeavour&#148; (or the negative thereof) and words and expressions of similar import, and include statements concerning possible or assumed future results. Although we believe that the expectations
reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as confirming market or analysts&#146;
expectations in any way.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Certain material factors or assumptions are applied in making
forward-looking statements and actual results may differ materially from those expressed or implied in such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to; general
business and economic conditions (including but not limited to the performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and
creditworthiness of guarantors, reinsurers and counterparties); changes in laws and regulations; changes in accounting standards applicable in any of the territories in which we operate; changes in regulatory capital requirements; our ability to
execute strategic plans and changes to strategic plans; downgrades in our financial strength or credit ratings; our ability to maintain our reputation; impairments of goodwill or intangible assets or the establishment of provisions against future
tax assets; the accuracy</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">of estimates relating to morbidity, mortality and policyholder behaviour; the accuracy of other estimates used in applying accounting policies,
actuarial methods and embedded value methods; our ability to implement effective hedging strategies and unforeseen consequences arising from such strategies; our ability to source appropriate assets to back our long-dated liabilities; level of
competition and consolidation; our ability to market and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of businesses; the realization of
losses arising from the sale of investments classified as <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale;</FONT></FONT> our liquidity, including the availability of financing to satisfy existing financial
liabilities on expected maturity dates when required; obligations to pledge additional collateral; the availability of letters of credit to provide capital management flexibility; accuracy of information received from counterparties and the ability
of counterparties to meet their obligations; the availability, affordability and adequacy of reinsurance; legal and regulatory proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to
the changing market; our ability to attract and retain key executives, employees and agents; the appropriate use and interpretation of complex models or deficiencies in models used; political, legal, operational and other risks associated with our <FONT
STYLE="white-space:nowrap">non-North</FONT> American operations; acquisitions and our ability to complete acquisitions including the availability of equity and debt financing for this purpose; the disruption of or changes to key elements of the
Company&#146;s or public infrastructure systems; environmental concerns; our ability to protect our intellectual property and exposure to claims of infringement; and our inability to withdraw cash from subsidiaries.</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Additional information about material risk factors that could cause actual results to differ
materially from expectations and about material factors or assumptions applied in making forward-looking statements may be found in this document under &#147;Risk Management&#148;, &#147;Risk Factors&#148; and &#147;Critical Accounting and Actuarial
Policies&#148; and in the &#147;Risk Management&#148; note to the Consolidated Financial Statements as well as elsewhere in our filings with Canadian and U.S. securities regulators. The forward-looking statements in this document are, unless
otherwise indicated, stated as of the date hereof and are presented for the purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic
priorities, and may not be appropriate for other purposes. We do not undertake to update any forward-looking statements, except as required by law.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2018 Annual Report </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:25%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">Manulife </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">Financial </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">Corporation
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:72%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:42pt; font-family:ARIAL"><B><A NAME="toc"></A>Table&nbsp;of </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:42pt; font-family:ARIAL"><B>contents
</B></P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
<DIV STYLE="position:relative;float:left; width:25%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">Annual </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">Report </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><B>2018
</B></P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:72%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:12pt" ALIGN="center">


<TR>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>10</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_2">Management&#146;s Discussion and Analysis</A></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>10</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_3">Manulife Financial Corporation</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>17</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_4">Asia</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>20</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_5">Canada</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>23</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_6">US</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>26</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_6a">Global Wealth and Asset Management</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>29</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_7">Corporate and Other</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>31</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_9">Investments</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>36</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_10">Risk Management</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>55</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_11">Capital Management Framework</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>58</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_12">Critical Actuarial and Accounting Policies</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>70</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_13">Risk factors</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>86</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_14">Controls and Procedures</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>87</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_15">Performance and Non-GAAP Measures</A></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right"><B>91</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><A HREF="#mdatoc661383_16">Additional Disclosures</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>101</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_17">Consolidated Financial Statements</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>107</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_18">Notes to Consolidated Financial Statements</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>179</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_19">Additional Actuarial Disclosures</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>181</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_20">Board of Directors</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>181</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_21">Executive Leadership Team</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>182</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_22">Office Listing</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>183</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_23">Glossary of Terms</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>185</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_24">Shareholder Information</A></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6"></TD>
<TD HEIGHT="6" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:18pt; font-family:ARIAL"><B>185</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP><FONT STYLE="font-size:12pt"><A HREF="#mdatoc661383_25">Dividend Information</A></FONT></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="right"><I><FONT
STYLE="font-family:ARIAL; font-size:8pt">Table&nbsp;of&nbsp;Contents</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
</FONT></I><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>9</B></FONT><FONT STYLE="font-family:ARIAL; font-size:14pt"> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_2"></A>Management&#146;s Discussion and Analysis </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This Management&#146;s Discussion and Analysis (&#147;MD&amp;A&#148;) is current as of February&nbsp;13, 2019. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_3"></A>Manulife Financial Corporation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives
better. We operate as John Hancock in the United States and Manulife elsewhere.&nbsp;We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end&nbsp;of 2018, we had
more than 34,000 employees, over 82,000 agents, and thousands of distribution partners, serving almost 28&nbsp;million customers. At the end of 2018, we had $1.1 trillion (US$794 billion) in assets under management and administration, and during
2018, we made $29.0&nbsp;billion in payments to our customers. Our principal operations are in Asia, Canada and the United States where we have served customers for more than 100 years. With our global headquarters in Toronto, Canada, we trade as
&#145;MFC&#146; on the Toronto, New York, and the Philippine stock exchanges, and under &#145;945&#146; in Hong Kong. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the
Company introduced Global Wealth and Asset Management as a primary reporting segment. This change reflected organizational changes made to drive better alignment with our strategic priorities as well as to increase focus and leverage scale in our
global wealth and asset management businesses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our reporting segments are: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Asia &#150; providing insurance products and insurance-based wealth accumulation products in Asia. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Canada &#150; providing insurance products, insurance-based wealth accumulation products, and banking services in Canada.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">U.S. &#150; providing life insurance products, insurance-based wealth accumulation products, digital advice solutions, and
administering <FONT STYLE="white-space:nowrap">in-force</FONT> long-term care insurance and our annuity businesses in the U.S. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Global Wealth and Asset Management (&#147;Global WAM&#148;) &#150; providing
<FONT STYLE="white-space:nowrap">fee-based</FONT> wealth solutions to our retail, retirement and institutional customers around the world. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Corporate and Other &#150; comprised of investment performance on assets backing capital, net of amounts allocated to
operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to operating segments); our Property and Casualty (&#147;P&amp;C&#148;) Reinsurance business; and <FONT
STYLE="white-space:nowrap">run-off</FONT> reinsurance business lines. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In this document, the terms &#147;Company&#148;, &#147;Manulife&#148;,
&#147;we&#148; and &#147;our&#148; mean Manulife Financial Corporation (&#147;MFC&#148;) and its subsidiaries. The term &#147;MLI&#148; means The Manufacturers Life Insurance Company and its subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we executed against the five priorities of our strategy that we outlined in late 2017 and at our Investor Day in June.&nbsp;Progress made on each of these
priorities is described in the &#147;Strategic Highlights&#148; section below. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Profitability </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;2,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,929</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core earnings<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,610</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,565</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted earnings per common share ($)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted core earnings per common share ($)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on common shareholders&#146; equity (&#147;ROE&#148;)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;11.6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core ROE<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13.7%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;10.1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expense efficiency
ratio<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>52.0%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">55.4%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">59.3%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Our net income attributed to
shareholders was $4.8</B></FONT><FONT STYLE="font-family:ARIAL"><B></B><B>&nbsp;billion in 2018 compared with $2.1</B><B></B><B>&nbsp;billion in 2017.</B> Net income attributed to shareholders is comprised of core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP><SUP STYLE="font-size:85%; vertical-align:top"> </SUP>(consisting of items we believe reflect the underlying earnings capacity of the business), which amounted to $5.6&nbsp;billion in 2018 compared
with $4.6&nbsp;billion in 2017, and items excluded from core earnings of $0.8&nbsp;billion of net charges in 2018 compared with $2.5&nbsp;billion of net charges in 2017. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Net income attributed to shareholders was $4.8&nbsp;billion in 2018, an increase of $2.7&nbsp;billion compared with 2017. The increase was due to the <FONT
STYLE="white-space:nowrap">non-recurrence</FONT> of the $2.8&nbsp;billion charge in 2017 related to the impact of the U.S. Tax Cuts and Jobs Act (&#147;U.S. Tax Reform&#148;) and our decision to change the portfolio asset mix supporting our legacy
businesses as well as strong core earnings growth, partially offset by charges in 2018 primarily related to the direct impact of equity markets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
$1.0&nbsp;billion increase in core earnings compared with 2017 was driven by improved policyholder experience and the <FONT STYLE="white-space:nowrap">non-recurrence</FONT> of 2017&#146;s hurricane-related charges in our P&amp;C business, business
growth in Asia and Global WAM, the impact of lower U.S. tax rates, and greater expense efficiency. These were partially offset by lower gains from the release of provisions for </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>10</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
uncertain tax positions and the unfavourable impact of markets, in 2018, on seed money investments in new segregated and mutual funds. Core earnings in 2018 included policyholder experience gains
of $38&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> ($64&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax)</FONT> compared with charges of $168&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> ($227&nbsp;million <FONT
STYLE="white-space:nowrap">pre-tax)</FONT> in 2017.<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Actions to optimize our portfolio and to put our capital to
best use have an impact on core earnings until such time as the capital benefit is redeployed. In 2018, we estimate the impact on core earnings of reducing the allocation of alternative long-duration assets (&#147;ALDA&#148;) in our portfolio asset
mix supporting our North American legacy businesses and of the reinsurance transactions in 2018 related to legacy businesses to be a reduction of approximately $65&nbsp;million and expect a further impact on 2019 core earnings of approximately
$100&nbsp;million.<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As noted in the table below, we reported double-digit core earnings growth across all
operating segments. See Asia, Canada, U.S., and Global WAM sections below. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center">%&nbsp;change<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2018&nbsp;vs&nbsp;2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(2)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,749</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,453</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,356</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,830</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,609</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>986</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">662</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other (excluding core investment gains)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(711</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(922</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(667</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core investment
gains<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;5,610</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,565</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,021</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Percentage change is on a constant exchange rate basis. See &#147;Performance and
<FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See note (2)&nbsp;in the table below. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles 2018, 2017 and 2016 net income attributed to shareholders to core earnings and provides further details for each of the items excluded from
core earnings. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,610</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,565</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Items excluded from core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT
STYLE="font-size:5pt"><SUP STYLE="font-size:85%; vertical-align:top"><B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment-related experience outside of core
earnings<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest rates and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(3) </SUP>(see table below)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(857</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(484</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(51</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(35</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(453</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>124</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(1,777</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charge related to decision to change portfolio asset mix supporting our legacy businesses<SUP
STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,032</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Restructuring charge<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(263</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance transactions and other<SUP
STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(155</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total items excluded from core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(810</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(2,461</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(1,092</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In accordance with our definition of core earnings, we include up to $400&nbsp;million of net favourable
investment-related experience reported in a single year, as core investment gains (see &#147;Performance and <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below). Items excluded from core earnings include net investment-related
experience in excess of $400&nbsp;million per annum or net unfavourable investment-related experience on a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> basis. In 2018, we generated investment-related
experience gains of $600&nbsp;million, reflecting the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities and strong credit experience, partially offset by lower than expected returns (including
changes in fair value) on alternative long-duration assets (&#147;ALDA&#148;), including oil&nbsp;&amp; gas in the fourth quarter. In 2017, we generated investment-related experience gains of $567&nbsp;million, reflecting the favourable impact of
fixed income reinvestment activities on the measurement of our policy liabilities and strong credit experience, partially offset by lower than expected returns (including changes in fair value) on ALDA. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates is relative to our policy liability valuation assumptions and
includes changes to interest rate assumptions, as well as experience gains and losses on derivatives associated with our macro equity hedges. We also include gains and losses on the sale of AFS debt securities as management may have the ability to
partially offset the direct impacts of changes in interest rates reported in the liability segments. Additional information related to the charge in 2018 and gain in 2017 are included in the table below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impact of our review of actuarial methods and assumptions in 2018 resulted in a net charge to net income attributed to
shareholders of $51&nbsp;million. Reserves were strengthened for policyholder experience assumptions and we recorded a net favourable impact from the review of investment assumptions and other updates. (See &#147;Critical Actuarial and Accounting
Policies &#150; Review of Actuarial Methods and Assumptions&#148; section below for further information on the 2018 and 2017 charges. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2017 charge of $1.8&nbsp;billion related to the impact of U.S. Tax Reform, which lowered the U.S. corporate tax rate
from 35% to 21% and placed limits on the tax deductibility of reserves. In 2018 we updated our estimate and reported a gain of $124&nbsp;million. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2017 charge reflected a $1.0&nbsp;billion <FONT STYLE="white-space:nowrap">post-tax</FONT> charge related to our
decision to reduce the allocation to ALDA in our portfolio asset mix supporting our North American legacy businesses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2018 charge of $263&nbsp;million primarily related to the voluntary exit program in our Canadian operation
transformation program and to our North American voluntary early retirement program as well as costs to optimize our real estate footprint in the U.S. and Canada. For further information on the restructuring change see &#147;Strategic
Highlights&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2018 gain of $37&nbsp;million includes a gain resulting from external reinsurance transactions partially offset by a
provision for a legal settlement in the U.S. and a charge related to the integration of businesses acquired from Standard Chartered and Standard Life plc. The 2017 net gain of $7&nbsp;million included a gain resulting from an internal legal entity
restructuring partially offset by a provision for a legal settlement, Thailand operations restructuring charges, early redemption costs on debt retirements and costs related to the integration of businesses acquired from Standard Chartered and
Standard Life plc. The 2016 charge of $155&nbsp;million includes restructuring charges for our long-term care business in the U.S., our Indonesia operations and the closure of our technology shared service centre in Malaysia and charge related to
the integration of New York Life&#146;s (&#147;NYL&#148;) Retirement Plan Services business, partially offset by a gain with respect to one of the Company&#146;s pension plans. </P></TD></TR></TABLE>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Effective 2018, policyholder experience is being reported excluding minority interest. Comparative prior periods have been
updated. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution related to forward-looking statements&#148; above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>11</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The net gain (loss) related to the direct impact of equity markets and interest rates and variable annuity guarantee
liabilities in the table above is attributable to: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(928</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">533</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(364</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed income reinvestment rates assumed in the valuation of policy liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>354</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(200</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(335</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sale of AFS bonds and derivative positions in the Corporate and Other segment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(283</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Risk reduction related items<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(155</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Direct impact of equity markets and interest rates and variable
annuity guarantee liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(857</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">209</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(484</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2018, the net loss of $928&nbsp;million included a loss of $1,718&nbsp;million from gross equity exposure, partially
offset by gain of $767&nbsp;million from dynamic hedging experience and $23&nbsp;million from macro hedge experience. In 2017, the net gain of $533&nbsp;million included a gain of $1,486&nbsp;million from gross equity exposure, partially offset by
charges of $892&nbsp;million from dynamic hedging experience and $61&nbsp;million from macro hedge experience. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2018, the $354&nbsp;million gain for fixed income reinvestment assumptions was driven primarily by the increases in
corporate spreads which resulted in an increase in the reinvestment yields on future fixed income purchases assumed in the measurement of policy liabilities partially offset by movement in risk free rates and increases in swap spreads that resulted
in a decrease in the fair value of our swaps. In 2017, the $200&nbsp;million charge was driven by decreases in corporate spreads which resulted in a decline in the reinvestment yields on future fixed income purchases assumed in the measurement of
policy liabilities and increases in swap spreads that resulted in a decrease in the fair value of our swaps. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">There were no specific actions in 2018. In 2017, we expanded our dynamic hedging program in Japan. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Earnings per common share </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Diluted earnings per
common share was $2.33 in 2018, compared with $0.98 in 2017. Diluted core earnings per common share was $2.74 in 2018, compared with $2.22 in 2017. The changes in these measures were related to the increase in both net income and core earnings,
respectively. The diluted weighted average common shares outstanding was 1,988&nbsp;million in 2018 and 1,986&nbsp;million in 2017. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Return on common shareholders&#146; equity </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Return on common shareholders&#146; equity (&#147;ROE&#148;) for 2018 was 11.6%, compared with 5.0% for 2017 and core return on shareholders&#146; equity (&#147;core
ROE&#148;)<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> was 13.7% in 2018 compared with 11.3% in 2017. The changes were driven by increased earnings. Average common equity increased 2% to $39.8&nbsp;billion in 2018 from $38.9&nbsp;billion
in 2017. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Expense efficiency ratio </B></FONT><FONT STYLE="font-family:ARIAL">was 52.0% for 2018, compared with
55.4% in 2017. Growth of general expenses included in core earnings was 3%, while <FONT STYLE="white-space:nowrap">pre-tax</FONT> core earnings grew 19%, resulting in the 3.4 percentage point improvement in our expense efficiency ratio. </FONT></P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Growth </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Growth metrics
</B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia APE sales<SUP STYLE="font-size:85%; vertical-align:top"> </SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,747</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canada APE sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>975</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">978</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. APE sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>553</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">608</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total APE sales<SUP STYLE="font-size:85%; vertical-align:top">(1) </SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,540</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,893</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,443</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canada new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>207</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total new business value<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,748</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,443</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,196</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management gross flows ($
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>119.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">118.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management net flows ($
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management assets under management and administration ($ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>608.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">609.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">554.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total assets under management and administration ($ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,083.5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,071.3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,004.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Annualized premium equivalent
(&#147;APE&#148;) sales</B></FONT><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> were $5,540&nbsp;billion in 2018, a decrease of 3%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> compared with 2017. In
Asia, APE sales increased 6% in 2018 compared with 2017 driven by growth in most markets, including a 20% growth in sales through DBS Bank. 2018 APE sales in Japan declined 3% compared with 2017, as the impact of competitive pressure during the
first half of the year was largely offset by strong sales of our newly-launched corporate-owned life insurance (&#147;COLI&#148;) term product in the second half of the year. Hong Kong APE sales increased 11% in 2018 compared with 2017, driven by
growth in both our agency and bancassurance channels. Asia Other<SUP STYLE="font-size:85%; vertical-align:top">3</SUP> APE sales in 2018 increased 13% compared with 2017 as higher sales of protection products were partially offset by lower sales of
single premium investment-linked products, reflecting market volatility in 2018. In Canada, 2018 APE sales declined 29% compared with 2017, due to lower large-case group insurance sales. Canadian Individual insurance sales were in line with 2017 as
benefits from the launch of Manulife Par offset the impact of price increases in the prior year. In the U.S., APE sales declined 8% in 2018 compared with 2017 driven by increased competition in the international high net worth segment and actions to
maintain margins. </FONT></P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Percentage growth / declines in APE sales, gross flows, NBV, assets under management and administration, core earnings,
assets under management and core EBITDA are stated on a constant exchange rate basis. Constant exchange rate basis is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and
<FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">3</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Asia Other excludes Japan and Hong Kong. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>12</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New business value (&#147;NBV&#148;)</B></FONT><FONT
STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> was $1.7&nbsp;billion in 2018, an increase of 20% compared with 2017. In Asia, NBV increased 19% from 2017 to $1.4&nbsp;billion due to higher sales, scale benefits and
a favourable business mix. Canada NBV increased 8% to $207&nbsp;million as the benefits from the launch of Manulife Par and product repricing were partially offset by lower group insurance sales. U.S. NBV increased 90% to $98&nbsp;million driven by
product repricing to improve margins. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>WAM gross flows</B></FONT><FONT STYLE="font-family:ARIAL"><SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were $119&nbsp;billion in 2018, a decrease of 2% compared with 2017. The decrease was mainly driven by a slowdown in U.S. retail gross flows amid equity market declines and lower gross flows in
mainland China from retail money market funds. This was partially offset by growth of $5.4&nbsp;billion in institutional asset management driven by the launch of the John&nbsp;Hancock Infrastructure Fund and a real estate separately managed account,
and the funding of two large fixed income mandates. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>WAM net
flows</B></FONT><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> were $1.6&nbsp;billion in 2018, compared with $18.3&nbsp;billion in 2017. Net flows in Asia were $5.7&nbsp;billion in 2018 compared with net flows
of $6.6&nbsp;billion in 2017, driven by lower gross flows in mainland China from retail money market funds. Net flows in Canada were $2.0&nbsp;billion in 2018 compared with net flows of $3.7&nbsp;billion in 2017, driven by higher retail redemptions.
Net flows in the U.S. were negative $6.1&nbsp;billion in 2018 compared with positive net flows of $7.9&nbsp;billion in 2017, driven by higher retail redemptions amid the declines in equity markets. </FONT></P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management and Administration (&#147;AUMA&#148;)</B><SUP STYLE="font-size:85%; vertical-align:top">1</SUP><B> </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">AUMA<SUP STYLE="font-size:85%; vertical-align:top"> </SUP>as at December&nbsp;31, 2018 was $1,084&nbsp;billion as at December&nbsp;31, 2018, a decrease of 5%, compared
with December&nbsp;31, 2017, primarily due to the challenging macro-economic conditions in the fourth quarter of 2018. The Global Wealth and Asset Management portion of AUMA as at December&nbsp;31, 2018 was $609&nbsp;billion, a decrease of 6%,
compared with December&nbsp;31, 2017, driven by the same reason. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management and Administration </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">General fund</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>353,664</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">321,869</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">315,177</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mutual funds, institutional asset management and other<SUP
STYLE="font-size:85%; vertical-align:top">(1),(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>292,200</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">289,559</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">255,685</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>959,073</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">948,088</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">892,731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets under administration</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>124,449</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">123,188</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">112,072</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management and administration</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,083,522</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,071,276</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,004,803</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Segregated fund assets, mutual fund assets and other funds are not available to satisfy the liabilities of the
Company&#146;s general fund. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other funds represent pension funds, pooled funds, endowment funds and other institutional funds managed by the Company on
behalf of others. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revenue includes (i)&nbsp;premiums received on life and health insurance policies and fixed annuity products, net of premiums ceded to reinsurers; (ii)&nbsp;investment
income comprised of income earned on general fund assets, credit experience and realized gains and losses on assets held in the Corporate segment; (iii)&nbsp;fee and other income received for services provided; and (iv)&nbsp;realized and unrealized
gains and losses on assets supporting insurance and investment contract liabilities and on our macro hedging program. Premium equivalents from administrative services only (&#147;ASO&#148;), as well as deposits received by the Company on investment
contracts such as segregated funds, mutual funds and managed funds are not included in revenue; however, the Company does receive fee income from these products, which is included in revenue. Fees generated from deposits and ASO premium and deposit
equivalents are an important part of our business and as a result, revenue does not fully represent sales and other activity taking place during the respective periods. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For 2018, revenue before realized and unrealized investment gains and losses was $48.0&nbsp;billion compared with $52.6&nbsp;billion in 2017. The decrease was due to the
net impact on ceded premiums of reinsuring a block of our legacy U.S. individual pay-out annuity business in 2018 and a change to a reinsurance agreement in Canada Group Benefits, partially offset by business growth in Asia. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, the net realized and unrealized investment losses on assets supporting insurance and investment contract liabilities and on the macro hedging program were
$9.0&nbsp;billion compared with a gain of $5.7&nbsp;billion for full year 2017.&nbsp;The full year 2018 loss largely resulted from interest rate increases in both North America and Asia. Additional losses were driven by declining equity markets as
all major indices were down during the year. In 2017, the net realized and unrealized investment gains on assets supporting insurance and investment contract liabilities and on the macro hedging program were $5.7&nbsp;billion, primarily driven by
the<B> </B>decline in Canadian, U.S. and Hong Kong interest rates. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">See &#147;Impact of Fair Value Accounting&#148; below. </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>13</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39,150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">36,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">36,659</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(15,138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(8,151</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(9,027</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;28,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;27,632</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,560</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,649</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11,181</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue before realized and unrealized investment gains and losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized investment gains and losses on assets
supporting insurance and investment contract liabilities and on the macro hedge program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,028</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,718</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,134</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">53,337</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Financial Strength </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Financial strength metrics </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">MLI&#146;s LICAT total ratio<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>143%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial leverage ratio</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>28.6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30.3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consolidated capital</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56,010</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,659</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Book value per common share ($)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21.38</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18.89</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19.37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Book value per common share excluding accumulated other
comprehensive income (&#147;AOCI&#148;) ($)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18.23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">16.83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">16.66</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The Life Insurance Capital Adequacy Test (&#147;LICAT&#148;) framework replaced the Minimum Continuing Capital and Surplus
Requirements (&#147;MCCSR&#148;) framework on January&nbsp;1, 2018. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>The Life Insurance Capital
Adequacy Test (&#147;LICAT&#148;) total ratio</B></FONT><FONT STYLE="font-family:ARIAL"> for MLI was 143% as at December&nbsp;31, 2018, compared with a supervisory target of 100%. As this was the first year of the Office of Superintendent of
Financial Institutions&#146; new LICAT framework, replacing the Minimum Continuing Capital and Surplus framework, there are no prior year comparatives. See the &#147;Capital Management Framework &#150; Regulatory Capital Position&#148; section
below. </FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated capital </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Consolidated capital<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> was $56.0&nbsp;billion as at December&nbsp;31, 2018 compared with $50.7&nbsp;billion as at
December&nbsp;31, 2017, an increase of approximately $5.3&nbsp;billion. The increase from December&nbsp;31, 2017 was primarily driven by net income attributed to shareholders net of dividends paid of $2.9&nbsp;billion, net capital issuances of
approximately $100&nbsp;million consisting of net subordinated debt and preferred shares issuances less the net impact of share buybacks and issuance of shares for the dividend reinvestment program (as senior debt is not included in the definition
of capital, the $400&nbsp;million of senior debt redeemed in 2018 did not impact the change in capital), and the net increase in AOCI. The net increase in AOCI was due to a weaker Canadian dollar compared to the U.S. dollar, partially offset by the
impact of higher interest rates and lower equity markets on assets classified as AFS.</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>MFC&#146;s financial leverage
ratio</B></FONT><FONT STYLE="font-family:ARIAL"> decreased to 28.6% as at December&nbsp;31, 2018 from 30.3% as at December&nbsp;31, 2017, driven by the increase of $5.0&nbsp;billion in equity, supported by earnings and the impact of a weaker
Canadian dollar compared with the U.S.&nbsp;dollar. </FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Book value per common share </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Book value per common share as at December&nbsp;31, 2018 was $21.38, an increase of 13% compared with $18.89 as at December&nbsp;31, 2017, and the book value per common
share excluding AOCI was $18.23 as at December&nbsp;31, 2018, an increase of 8% compared with $16.83 as at December&nbsp;31, 2017. The increase in the book value per common share is due to the $5.0&nbsp;billion increase in equity which included a
$2.1&nbsp;billion increase in AOCI. The number of common shares outstanding was 1,971&nbsp;million as at December&nbsp;31, 2018 and was 1,982&nbsp;million as at December&nbsp;31, 2017. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Impact of Fair Value Accounting </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair value
accounting policies affect the measurement of both our assets and our liabilities. The difference between the reported amounts of our assets and liabilities determined as of the balance sheet date and the immediately preceding balance sheet date in
accordance with the applicable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> accounting principles is reported as investment-related experience and the direct impact of equity markets and interest
rates and variable annuity guarantees, each of which impacts net income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We reported $9.0&nbsp;billion of net realized and unrealized investment losses in investment
income in 2018 (2017 &#150; gains of $5.7 billion). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As outlined under &#147;Critical Actuarial and Accounting Policies&#148; below, net insurance contract
liabilities under IFRS are determined using Canadian Asset Liability Method (&#147;CALM&#148;), as required by the Canadian Institute of Actuaries (&#147;CIA&#148;). The measurement of policy liabilities includes the estimated value of future
policyholder benefits and settlement obligations to be paid over the term remaining on </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>14</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
<FONT STYLE="white-space:nowrap">in-force</FONT> policies, including the costs of servicing the policies, reduced by the future expected policy revenues and future expected investment income on
assets supporting the policies. Investment returns are projected using the current asset portfolios and projected reinvestment strategies. Experience gains and losses are reported when current period activity differs from what was assumed in the
policy liabilities at the beginning of the period. We classify gains and losses by assumption type. For example, current period investing activities that increase (decrease) the future expected investment income on assets supporting the policies
will result in an investment-related experience gain (loss). See description of investment-related experience in &#147;Performance and <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As noted in &#147;Critical Actuarial and Accounting Policies &#150; Future Accounting and Reporting Changes&#148; below, IFRS 17 is expected to replace IFRS 4, and
therefore CALM, in 2022 and will materially change the recognition and measurement of insurance contracts and the corresponding presentation and disclosures in the Company&#146;s Consolidated Financial Statements and MD&amp;A. While there are many
differences, two items of note are: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17, the discount rate used to estimate the present value of insurance liabilities is based on the characteristics
of the liability, whereas under CALM, as outlined below (&#147;Critical Actuarial and Accounting Policies &#150; Determination of Policy Liabilities &#150; Investment Returns&#148;), we use the returns in the current and projected assets supporting
the policy liabilities to value the liabilities. The difference in the discount rate approach also impacts the timing of investment-related experience earnings emergence. As outlined in the &#147;Performance and
<FONT STYLE="white-space:nowrap">Non-GAAP</FONT> measures&#148; section below, under CALM, investment-related experience includes investment experience and the impact of investing activities. Under IFRS 17, the impact of investing activities will
emerge over the life of the new asset. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17, new business gains are recorded on the balance sheet and amortized into income as the services are provided.
Under CALM, new business gains (and losses) are recognized in income immediately. In 2018, we reported $746&nbsp;million <FONT STYLE="white-space:nowrap">(post-tax)</FONT> of new business gains in net income attributed to shareholders
(2017&#151;$680 million). </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Public Equity Risk and Interest Rate Risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At December&nbsp;31, 2018, the impact of a 10% decline in equity markets was estimated to be a charge of $680&nbsp;million and the impact of a 50 basis point decline in
interest rates, across all durations and markets, on our earnings was estimated to be a charge of $100&nbsp;million. See &#147;Risk Management&#148; and &#147;Risk Factors&#148; below. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Impact of Foreign Exchange Rates </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have
worldwide operations, including in Canada, the United States and various markets in Asia, and generate revenues and incur expenses in local currencies in these jurisdictions, all of which are translated into Canadian dollars. The bulk of our
exposure to foreign exchange rates is to movements in the U.S. dollar. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Items impacting our Consolidated Statements of Income are translated to Canadian dollars using
average exchange rates for the respective quarterly period. For items impacting our Consolidated Statements of Financial Position, period end rates are used for currency translation purpose. The following table provides the most relevant foreign
exchange rates for 2018 and 2017. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>Exchange rate</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Quarterly</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Full Year</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>4Q18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">3Q18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2Q18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">1Q18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">4Q17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Average<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. dollar</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.3204</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.3070</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2912</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2647</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2712</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.2958</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2980</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Japanese yen</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.0117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0117</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0117</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0113</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.0117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Hong Kong dollar</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.1687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1666</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1645</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1616</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1628</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.1654</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1666</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Period end</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. dollar</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.3642</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2945</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.3168</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.3642</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Japanese yen</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.0124</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0119</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.0124</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.0111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Hong Kong dollar</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.1742</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.1654</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.1678</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.1643</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.1605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.1742</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.1605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Average rates for the quarter are from Bank of Canada which are applied against Consolidated Statements of Income items
for each period. Average rate for the full year is a <FONT STYLE="white-space:nowrap">4-point</FONT> average of the quarterly average rates. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Net
income attributed to shareholders and core earnings from the Company&#146;s foreign operations are translated to Canadian dollars, and in general, our net income attributed to shareholders and core earnings benefit from a weakening Canadian dollar
and are adversely affected by a strengthening Canadian dollar. However, in a period of losses, the weakening of the Canadian dollar has the effect of increasing the losses. The relative impact of foreign exchange in any given period is driven by the
movement of currency rates as well as the proportion of earnings generated in our foreign operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in foreign exchange rates had no material impact on
core earnings in 2018 compared with 2017. The impact of foreign currency on items excluded from core earnings does not provide relevant information given the nature of these items. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>15</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, Manulife continued to execute against our five priorities and ambition of becoming the most digital and customer-centric global company in our industry and
delivering top quartile shareholder return. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>To optimize our portfolio and put our capital to best use</B></FONT><FONT
STYLE="font-family:ARIAL"> we have set a target to release $5&nbsp;billion of capital related to our North American legacy businesses by 2022. Our North American legacy businesses include the U.S. long-term care business, most variable annuity
business, closed blocks of life insurance, and closed blocks of fixed products. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we released $3.0&nbsp;billion of capital and have announced
initiatives that when fully executed are expected to release a further $0.7&nbsp;billion in 2019<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>. Of the $3.0&nbsp;billion of capital released in 2018, $1.9&nbsp;billion related to a reduction in
the allocation to ALDA in the portfolio asset mix supporting our legacy business, and $1.1&nbsp;billion was from reinsurance and other actions in our North American legacy businesses ($0.6&nbsp;billion in the U.S. and $0.5 billion in Canada). The
reduction in the allocation to ALDA in our portfolio asset mix was the result of our decision announced in December 2017 to free up approximately $2&nbsp;billion in capital over <FONT STYLE="white-space:nowrap">12-18</FONT> months in our portfolio.
We expect to achieve the full reduction by <FONT STYLE="white-space:nowrap">mid-2019.</FONT><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>To aggressively manage our costs to be competitive and create value</B></FONT><FONT STYLE="font-family:ARIAL"> we are focused on a wide range of opportunities to simplify and digitize our processes and
leverage scale to drive cost savings. In 2018, we announced initiatives that we expect to deliver annual <FONT STYLE="white-space:nowrap">pre-tax</FONT> <FONT STYLE="white-space:nowrap">run-rate</FONT> savings of over $300&nbsp;million, the vast
majority of which are to be achieved by the end of 2019. The initiatives included a voluntary exit program as part of our Canadian operations transformation program and a voluntary retirement program for eligible staff in North America. We also
commenced the optimization of our real estate foot print in the U.S. and Canada and launched a multi-year IT outsourcing initiative in the U.S. In addition, aligned with improving our employee engagement and customer experience, we commenced a
number of initiatives designed to improve processes and customer experience while also reducing costs. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have set a target to achieve a 50% expense
efficiency ratio and approximately $1&nbsp;billion in expense savings and avoidance by 2022. In 2018, our expense efficiency ratio was 52% and we achieved expense savings and avoidance of $300&nbsp;million. While we are pleased that we have managed
expense growth to less than half of historic levels, it is still early in our expense efficiency journey and the ratio will fluctuate as we invest in our strategic and regulatory initiatives and execute on our expense efficiency actions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>To accelerate growth in our highest potential businesses,</B></FONT><FONT STYLE="font-family:ARIAL"> (Asia, Global WAM,
group insurance in Canada, and behavioural insurance products), we are focused on a number of initiatives to expand our distribution network, products and services. For example, with respect to behavioural insurance, in 2018 we: launched our
ManulifeMOVE program in Singapore; increased the number of ManulifeMOVE eligible products and distributors in Hong Kong and mainland China; expanded the Manulife Vitality program to all Individual Family Term products and announced the Group
Insurance Manulife Vitality program in Canada; and launched John&nbsp;Hancock Vitality GO on all life insurance policies in the U.S. Other growth initiatives for each segment are outlined in the &#147;Strategic Highlights&#148; section of each
segment below. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have set a target to generate <FONT STYLE="white-space:nowrap">two-thirds</FONT> of core earnings from high potential businesses by 2022. In
2018, these businesses generated over 55% of our core earnings. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>To put customers first</B></FONT><FONT
STYLE="font-family:ARIAL"> we are implementing a number of customer-centric digital processes and systems. Examples in 2018 include simplifying the submission and claims processing for our customers in Asia, being the first Canadian life insurer to
underwrite using artificial intelligence, introducing a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">direct-to-consumer</FONT></FONT> financial advice platform in the U.S., and launching an innovative goals-based investing
program in Canada. Customer initiatives for each of our segments are outlined in the &#147;Performance by Segment &#150; Strategic Highlights&#148; sections below. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To measure our progress, we are currently implementing net promoter score (&#147;NPS&#148;) systems in all markets and have set a target to improve our NPS, a standard
measure of customer satisfaction, by 30 points by 2022. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>To have a high-performing team </B></FONT><FONT
STYLE="font-family:ARIAL">we are focused on fostering the right culture to continue to attract, retain and develop the best talent in all our geographies and to engage and excite our employees to rally around our customers. In 2018, we launched our
new corporate values which define how we operate and how we work together. They inform how we interact with each other and our customers. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have set a target
to achieve top quartile employee engagement compared to global financial services companies by 2022, and in 2018 we were slightly above the median, placing us in the lower part of the 2<SUP STYLE="font-size:85%; vertical-align:top">nd</SUP>
quartile. Our plans to streamline processes and systems noted in the expense and customer priorities above, are underpinned by areas identified by our employees which will also improve engagement. </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution regarding forward-looking statements&#148; above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>16</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_4"></A>Asia </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our Asia segment is a leading provider of insurance products and insurance-based wealth accumulation products, driven by a customer-centric
strategy. Present in many of Asia&#146;s largest and fastest growing economies, we have operations in the following markets: Japan, Hong Kong, Macau, Singapore, mainland China, Indonesia, Vietnam, the Philippines, Malaysia, Cambodia and Thailand. We
are strongly positioned to capitalize on the attractive underlying demographics of the region, underpinned by a rigorous focus on creating value for our customers, employees and shareholders. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We have a diversified multi-channel distribution network, including nearly 80,000 contracted agents and over 100 bank partnerships. We also work
with many independent agents, financial advisors and brokers. Among our bancassurance partnerships we have eight exclusive partnerships, including a long-term partnership with DBS across Singapore, Hong Kong, mainland China and Indonesia, that give
us access to more than 14&nbsp;million bank customers. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, Asia contributed 29% of the Company&#146;s core earnings from operating segments and, as
at December&nbsp;31, 2018, accounted for 10% of the Company&#146;s assets under management and administration. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Asia reported net income attributed to shareholders of $1,687&nbsp;million in 2018 compared with $1,834&nbsp;million in 2017. Net income attributed to
shareholders is comprised of core earnings, which was $1,749&nbsp;million in 2018 compared with $1,453&nbsp;million in 2017, and items excluded from core earnings, which amounted to a net charge of $62&nbsp;million for 2018 compared with a net gain
of $381&nbsp;million in 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was US$1,303&nbsp;million in
2018 compared with US$1,410&nbsp;million in 2017 and core earnings were US$1,349&nbsp;million in 2018 compared with US$1,121&nbsp;million in 2017. Items excluded from core earnings are outlined in the table below and amounted to a net charge of
US$46&nbsp;million in 2018 and a net gain of US$289&nbsp;million in 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Core earnings in 2018 increased 20% compared with 2017, after adjusting for the impact of
changes in foreign currency exchange rates. The increase in core earnings was driven by the favourable impact of new business from higher sales volume and improved product mix, and <FONT STYLE="white-space:nowrap">in-force</FONT> business growth.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles net income attributed to shareholders to core earnings for Asia for 2018, 2017 and 2016. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,749</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,453</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,349</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items to reconcile core earnings to net income attributed to shareholders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest rates and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(375</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(433</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(287</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(326</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment-related experience related to fixed income trading, market value increases in excess of expected
alternative assets investment returns, asset mix changes and credit experience</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>219</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(122</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(39</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income attributed to
shareholders<SUP STYLE="font-size:85%; vertical-align:top"> </SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,834</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">818</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,303</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,410</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">619</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates is relative to our policy liability valuation assumptions and
includes changes to interest rate assumptions. The net charge of $375&nbsp;million in 2018 (2017 &#150; net gain of $12 million) consisted of a $23&nbsp;million charge (2017 &#150; $47&nbsp;million gain) related to variable annuities that are not
dynamically hedged, a charge of $317&nbsp;million (2017 &#150; $130&nbsp;million gain) on general fund equity investments supporting policy liabilities, a $27&nbsp;million charge (2017 &#150; $151&nbsp;million charge) related to fixed income
reinvestment rates assumed in the valuation of policy liabilities and a $8&nbsp;million charge (2017 &#150; $12&nbsp;million charge) related to variable annuity guarantee liabilities that are dynamically hedged. The amount of variable annuity
guaranteed value that was dynamically hedged at the end of 2018 was 99% (2017 &#150; 92%). Our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated
with the guarantees embedded in these products. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other items in 2017 included restructuring costs in Thailand. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Growth </B><I><FONT STYLE="font-family:ARIAL; font-size:9pt">(</FONT></I><B></B><I><FONT STYLE="font-family:ARIAL; font-size:9pt">all
percentages quoted are on a constant exchange rate basis</FONT></I><B></B><I><FONT STYLE="font-family:ARIAL; font-size:9pt">)</FONT></I><B> </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Annualized premium equivalent (&#147;APE&#148;) sales</B></FONT><FONT STYLE="font-family:ARIAL"> in 2018 were US$3,094&nbsp;million, 6% higher than 2017 as sales growth in Hong Kong and Asia Other was
partially offset by lower sales in Japan. In Japan, APE sales in 2018 were US$1,087&nbsp;million, a decrease of 3% compared with 2017. While we experienced a sales decline in the first half of 2018 as a result of strong competition in the
Corporate-owned life insurance (&#147;COLI&#148;) term product segment, this was largely offset by the successful launch of a new COLI term product in the second half of the year, which drove sales growth of 26% compared with the second half of
2017. Hong Kong APE </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>17</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
sales in 2018 were US$647&nbsp;million, an increase of 11% compared with 2017, driven by growth in both our agency and bancassurance channels. Asia Other APE sales in 2018 were
US$1,360&nbsp;million, an increase of 13% compared with 2017. Higher sales in protection products were partially offset by lower sales in single premium investment-linked products, reflecting market volatility in 2018. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">New business value (&#147;NBV&#148;)</FONT></B> was US$1,112&nbsp;million in 2018, exceeding US$1&nbsp;billion for the
first time and representing an increase of 19% compared with 2017. We experienced growth across all of our businesses in Asia. In Japan, NBV in 2018 was US$329&nbsp;million, an increase of 8% compared with 2017 due to higher margins from improved
product mix and management actions. In Hong Kong, NBV in 2018 was US$418&nbsp;million, an increase of 21% compared with 2017 resulting from higher sales and continued success of our critical illness products. Asia Other NBV in 2018 was
US$365&nbsp;million, an increase of 30% compared to 2017. The NBV margin was 38.0% in 2018, an increase of 3.9 percentage points compared to 2017. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>APE Sales and NBV </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annualized premium equivalent sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,747</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,094</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,887</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,443</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,201</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">998</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">926</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">754</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="32"> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Asia&#146;s assets under management were US$78.2&nbsp;billion as at December&nbsp;31, 2018, an increase of US$5.1&nbsp;billion or 8% compared with December&nbsp;31, 2017,
driven by net customer inflows of US$10&nbsp;billion partially offset by the impact of the challenging macro-economic conditions in the fourth quarter of 2018.</P> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:0pt"></P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>&nbsp;</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:9pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>&nbsp;</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">General fund</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>87,323</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">72,777</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">62,343</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>64,010</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,009</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,423</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,333</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18,917</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18,348</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14,176</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,074</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,659</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;106,656</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;91,694</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;80,691</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;78,186</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;73,083</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;60,082</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Total
revenue in 2018 of US$15.2&nbsp;billion decreased US$0.8&nbsp;billion compared with 2017, of which US$3.2&nbsp;billion related to a net decrease in realized and unrealized investment gains and losses, primarily due to market conditions, including a
decline in equity markets in 2018. Revenue before net realized and unrealized investment gains and losses increased US$2.4&nbsp;billion compared with 2017 and included an increase in net premium income of US$1.9&nbsp;billion. This increase was
primarily driven by the growth of new and <FONT STYLE="white-space:nowrap">in-force</FONT> business, partly offset by a decline in single premium sales in Japan. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt"><B>Canadian $</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt"><B>US $</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;18,768</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;16,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;14,483</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;12,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;12,084</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(656</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(503</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(428</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(507</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(384</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(327</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,712</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,976</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,757</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,333</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,825</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,799</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,543</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,296</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">934</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,029</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">719</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">780</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue before net realized and unrealized investment gains</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;and losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21,741</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,646</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,775</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,915</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized and unrealized investment gains and losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,054</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,044</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">299</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,599</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,563</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">212</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">20,690</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">18,737</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,176</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">15,941</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">14,127</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>18</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Asia continues to be a core driver of growth for Manulife, supported by a clear strategy, a focus on execution, a strong team, and a diversified footprint in 12 markets
with a compelling economic backdrop. We operate in many of the fastest growing markets in the world, and middle-class emergence, combined with an estimated doubling of household wealth in Asia from 2015 to 2025<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP>, will continue to drive demand for financial solutions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we continued to accelerate our growth by expanding
our distribution reach and we implemented a number of changes to enhance customer experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our expansion actions included: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Increasing the number of agents by 13% to nearly 80,000. Our number of Million Dollar Round Table agents has increased to
3,000, up by 41% over 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Continuing our momentum in bancassurance. We now have eight exclusive bancassurance partnerships, including a major <FONT
STYLE="white-space:nowrap">pan-Asia</FONT> partnership with DBS, giving us access to more than 14&nbsp;million bank customers. Our most recent is a <FONT STYLE="white-space:nowrap">15-year</FONT> exclusive bancassurance partnership with Sathapana
Bank in Cambodia; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Adding a number of managed general agencies in Japan to our existing network. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we rolled out a number of key initiatives, advancing our digital strategy. These included: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Introducing facial recognition that allows real-time verification for our agents and policyholders in mainland China;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launching eClaims in Hong Kong, Japan and Vietnam to simplify the submission and claim processes for our customers and
improving efficiency; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Enhancing our award-winning<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> electronic
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">point-of-sale</FONT></FONT> systems in Japan with more product offerings and customer-focused functionality; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launching our ManulifeMOVE behavioural insurance program in Singapore. In addition, in Hong Kong and mainland China, we
increased the number of ManulifeMOVE eligible products and the number of retail partners. As a result, ManulifeMOVE enrolment doubled in 2018; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Sponsoring a number of health and wellness events across Asia to promote the benefits of our behavioural insurance
offerings. Our customers are our priority and we have seen our NPS improve to +5.4 in Asia. Furthermore, we added more than 1 million new customers bringing our total to over 10 million customers; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Signing a strategic partnership in mainland China with leading healthcare platform 111, Inc., to explore opportunities for
innovative products and services using the combined capabilities of both partners. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our Asia business remains focused on expanding our distribution,
digitizing our existing channels and processes, and building our digital capabilities. To accelerate our execution in 2018, we attracted top talent and have recruited various executives for the Asia segment. </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Source: Asia household wealth in 2015&nbsp;&nbsp;&#150;&nbsp;&nbsp;Economic Intelligence Unit; and in
2025&nbsp;&nbsp;&#150;&nbsp;&nbsp;Manulife&nbsp;&amp; Oliver Wyman estimates </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Received University&nbsp;&amp; College Designers Association (&#147;UCDA&#148;) award (2018) </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>19</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_5"></A>Canada </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our Canada segment is a leading financial services provider, offering insurance products, insurance-based wealth accumulation products and
banking services, and leveraging the asset management expertise and products managed by our Global Wealth and Asset Management segment. The comprehensive solutions we offer target a broad range of customer needs and foster holistic long-lasting
relationships. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We offer financial protection solutions to middle- and upper-income individuals, families and business owners
through a combination of competitive products, professional advice and quality customer service. We provide group life, health and disability insurance solutions to Canadian employers, with more than 22,000 Canadian businesses and organizations
entrusting their employee benefit programs to Manulife&#146;s Group Insurance. We also provide life, health and specialty products, such as travel insurance, through advisors, sponsor groups and associations, as well as <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">direct-to-customer.</FONT></FONT> We continue to increase the proportion of products with behavioural insurance features. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Bank offers flexible debt and cash flow management solutions as part of a customer&#146;s overall financial plan. Products include
savings and chequing accounts, GICs, lines of credit, investment loans, mortgages and other specialized lending programs, offered through financial advisors supported by a broad distribution network. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, Canada contributed 23% of the Company&#146;s core earnings from operating segments and, as at December&nbsp;31, 2018, accounted for 13% of the Company&#146;s
assets under management and administration. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Canada&#146;s full year 2018 net income attributed to shareholders was $1,011&nbsp;million compared with $554&nbsp;million in 2017. Net income attributed to shareholders
is comprised of core earnings, which was $1,356&nbsp;million in 2018 compared with $1,209&nbsp;million in 2017, and items excluded from core earnings amounted to a net charge of $345&nbsp;million for 2018 compared with a net charge of
$655&nbsp;million in 2017. Items excluded from core earnings are outlined in the table below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $147&nbsp;million or 12% increase in core earnings was driven by
favourable policyholder experience in our group insurance business, compared with unfavourable policyholder experience in 2017, and the impact of new business in individual insurance from both the sales of the Manulife Par product launched in the
second half of 2018 and price increases put in place in late 2017. These increases were partially offset by lower gains related to the release of provisions for uncertain tax positions of prior years. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles net income attributed to shareholders to core earnings for Canada for 2018, 2017 and 2016. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="75%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,356</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items to reconcile core earnings to net income attributed to shareholders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment-related experience related to fixed income trading, market value increases in excess of expected
alternative assets investment returns, asset mix changes and credit experience</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>240</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(99</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(112</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest rates and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2) </SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(307</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(227</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(370</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Charge related to decision to change portfolio asset mix supporting our legacy businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(343</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Reinsurance transactions and other<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(22</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,011</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">554</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,349</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates is relative to our policy liability valuation assumptions and
includes changes to interest rate assumptions. The charge of $307&nbsp;million in 2018 (2017 &#150; $227&nbsp;million charge) consisted of a $109&nbsp;million charge (2017 &#150; $35&nbsp;million gain) on general fund equity investments supporting
policy liabilities, a $94&nbsp;million charge (2017 &#150; $210&nbsp;million charge) related to fixed income reinvestment rates assumed in the valuation of policy liabilities, nil (2017 &#150; $1&nbsp;million gain) related to unhedged variable
annuities and a $104&nbsp;million charge (2017 &#150; $53&nbsp;million charge) related to variable annuity guarantee liabilities that are dynamically hedged. The percentage of variable annuity guaranteed value that was dynamically hedged at the end
of 2018 was 76% (2017 &#150; 81%). The decrease in percentage dynamically hedged is a result of the increase in lower risk segregated fund products. Our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the
sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2018 gain of $94&nbsp;million was driven by gains from reinsurance transactions. The 2017 and 2016 charges of
$22&nbsp;million and $31&nbsp;million, respectively, included integration and acquisition items. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Growth
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>APE sales</B></FONT><FONT STYLE="font-family:ARIAL"> were $975&nbsp;million in 2018, a decrease of
$391&nbsp;million or 29% compared with 2017 due to the <FONT STYLE="white-space:nowrap">non-recurrence</FONT> of a large-case group insurance sale in the prior year. For this reason, group insurance APE sales in 2018 of $456&nbsp;million decreased
$359&nbsp;million or 44% compared with 2017. Individual insurance APE sales in 2018 of $289&nbsp;million were in line with 2017, as sales from the Manulife Par product launched in 2018, were offset mainly by lower sales due to the price increases in
late 2017. Annuities APE sales in 2018 of $230&nbsp;million decreased $30&nbsp;million or 12% compared with 2017 due to actions to <FONT STYLE="white-space:nowrap">de-emphasize</FONT> higher risk segregated fund sales. We are focused on growth in
lower risk segregated fund products, which in 2018 grew by 6% and accounted for 75% of Annuity APE sales. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>20</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Sales </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annualized premium equivalent (&#147;APE&#148;) sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;975</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,366</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;978</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Manulife Bank </B></FONT><FONT STYLE="font-family:ARIAL">average net lending assets
were $21.0&nbsp;billion in 2018, up $1.1&nbsp;billion or 5% from 2017. </FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Assets under management of $142.9&nbsp;billion as at December&nbsp;31, 2018 decreased by $1.7&nbsp;billion or 1% from $144.6&nbsp;billion at December&nbsp;31, 2017. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">General fund</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;109,614</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;108,160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;106,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>33,306</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">36,460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">36,153</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;142,920</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;144,620</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;142,388</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Revenue </B></FONT><FONT STYLE="font-family:ARIAL">of $13.6&nbsp;billion in 2018
increased $2.4&nbsp;billion from $11.2&nbsp;billion in 2017. Revenue before net realized and unrealized investment gains and losses of $15.0&nbsp;billion in 2018 increased $4.4&nbsp;billion from $10.6&nbsp;billion in 2017, driven by a change made to
a reinsurance agreement in 2018 (impact was to premiums ceded of $3.8 billion and to other revenue of $0.4 billion). </FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue
</B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;10,974</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;10,124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;10,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,547</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(5,359</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(5,736</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,972</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,158</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,958</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,936</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,446</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,862</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,111</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue before net realized and unrealized investment gains and losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,031</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized and unrealized investment gains and losses<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,394</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">602</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">316</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;13,637</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;11,187</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;11,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Financial Performance &#150; Impact of Fair Value Accounting&#148; above. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we continued to
revitalize and modernize our business by further expanding our product shelf and continuing to build a customer-centric digital platform. We executed a number of significant actions on our legacy business and successfully executed on our expense
reduction strategy to strengthen financial results and improve the risk-return profile in our home market. Our Canada segment remains focused on building and fostering holistic long-lasting relationships by expanding and integrating our insurance,
insurance-based wealth accumulation and banking solutions to meet customers&#146; needs and by leveraging the strength of our group franchise. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are revitalizing
our business by expanding our product shelf and modernizing our delivery process. In 2018, we: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launched Manulife Par, our new participating whole life insurance product, to provide greater choice for our customers and
as an opportunity for Manulife to build market share in the whole life market which accounts for over half of the Canadian industry&#146;s individual life insurance new business;<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Expanded the Vitality program to all Individual Insurance Family Term products, becoming the market leader in behavioural
insurance with approximately 32% of eligible customers choosing the Manulife Vitality feature; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Announced the Group Insurance Manulife Vitality program. Available in the spring of 2019, the focus of this program is to
encourage participants to make healthy choices and employers to drive higher engagement and productivity; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launched a new website and expanded digital solutions for Manulife Bank making it easier for our customers to do business
with us. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have made a number of enhancements to our customer-focused platforms across our product lines. In 2018, we: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Introduced artificial intelligence underwriting to the Canadian life insurance market, which improves efficiency and
shortens our response time to customers; </P></TD></TR></TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Source: Third quarter 2018 LIMRA market data. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>21</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Partnered with Canada&#146;s largest pharmacy chain, Shoppers Drug Mart, to launch the first medical marijuana program in
Canada to help customers receive the right strain and formulation for their condition; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Achieved two million robotics-processed transactions, which improves efficiency and makes it easier for our customers to do
business with us through faster processing times and improved transaction quality; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Increased our paperless claims process to over 80% of all Group Insurance claims; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launched our new Life Moments strategy, focusing on personalizing customer experience for key life moments, when our
customers need us most. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are also focused on optimizing capital in our legacy businesses and in 2018 we released approximately $500&nbsp;million
of capital. In 2018, we entered into four reinsurance transactions to reduce risk and free up a total of $400&nbsp;million of capital. These transactions included reinsuring the mortality and lapse risk on a portion of our Canadian legacy universal
life policies as well as longevity risk on our Canadian group annuity policies. In addition, we offered some of our customers in our legacy segregated fund products an opportunity to convert their policy to a lower risk segregated fund product which
released over $100&nbsp;million of capital. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">With respect to managing expenses, we began execution on our initiatives to digitize and consolidate a number of
back-office functions, resulting in a workforce reduction through a voluntary exit program and natural attrition. We also offered a voluntary retirement plan and announced and commenced our plans to consolidate our real estate footprint. The real
estate consolidation and office space reconfiguration will also create a more collaborative work environment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>22</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_6"></A>U.S. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our U.S. segment provides a broad portfolio of life insurance products, insurance-based wealth accumulation products, digital advice solutions,
and administers our <FONT STYLE="white-space:nowrap">in-force</FONT> long-term care insurance and our annuity businesses. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The
insurance products we offer are designed to provide estate, business and income-protection solutions for high net worth, emerging affluent markets and the middle market, and to leverage the asset management expertise and products managed by our
Global Wealth and Asset Management business. The primary distribution channel is licenced financial advisors, with some <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">direct-to-consumer</FONT></FONT> insurance business.
Behavioural insurance features are standard on all our new insurance product offerings. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Long-term care insurance provides
coverage for the cost of long-term services and support. We ceased selling stand-alone long-term care products but continue to offer long-term care coverage as an accelerated benefit rider to our wide range of life insurance products.
</B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our <FONT STYLE="white-space:nowrap">in-force</FONT> annuity business includes fixed deferred, variable deferred, and payout
products. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Through our digital-advice capabilities and platform, we hope to establish lifelong customer relationships that benefit
from our holistic protection and wealth product offerings in the future. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, U.S. contributed 31% of the Company&#146;s core earnings from operating
segments and, as at December&nbsp;31, 2018, accounted for 21% of the Company&#146;s assets under management and administration. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">U.S. reported net income
attributed to shareholders of $2,332&nbsp;million in 2018 compared with a net loss attributed to shareholders of $1,201&nbsp;million in 2017. Net income attributed to shareholders is comprised of core earnings, which was $1,830&nbsp;million in 2018
compared with $1,609&nbsp;million in 2017, and items excluded from core earnings, which amounted to a net gain of $502&nbsp;million in 2018 compared with a net charge of $2,810&nbsp;million in 2017. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Expressed in U.S. dollars, the functional currency of the segment, 2018 net income attributed to shareholders was US$1,800&nbsp;million compared with a net loss
attributed to shareholders of US$992&nbsp;million in 2017 and core earnings were US$1,412&nbsp;million in 2018 compared with US$1,241&nbsp;million in 2017. Items excluded from core earnings are outlined in the table below and amounted to a net gain
of US$388&nbsp;million in 2018 compared with a net charge of US$2,233&nbsp;million in 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The US$171&nbsp;million increase in core earnings was driven by the
favourable impact of lower U.S. tax rates and favourable policyholder experience compared with unfavourable policyholder experience in 2017 (long-term care policyholder experience was neutral in 2018). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles net income attributed to shareholders to core earnings for the U.S. for 2018, 2017 and 2016. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,830</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,609</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,412</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;993</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items to reconcile core earnings to net income attributed to shareholders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment-related experience related to fixed income trading, market value increases in excess of expected
alternative assets investment returns, asset mix changes and credit experience</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">343</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest rates and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>236</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">505</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>191</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(387</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>286</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(245</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(325</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>219</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(195</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(250</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,822</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,220</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charge related to decision to change portfolio asset mix supporting our legacy businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(689</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(542</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Intangible <FONT STYLE="white-space:nowrap">write-off</FONT> (Long Term Care)<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(97</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(74</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other<SUP STYLE="font-size:85%; vertical-align:top">(4)
</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(30</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>2,332</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,201</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">518</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>1,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(992</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">396</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates is relative to our policy liability valuation assumptions and
includes changes to interest rate assumptions. Our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products.
The US$191&nbsp;million gain in 2018 (2017 &#150; US$384&nbsp;million gain) consisted of a US$184&nbsp;million charge (2017 &#150; US$114&nbsp;million gain) related to variable annuities that are dynamically hedged, a US$22&nbsp;million charge (2017
&#150; US$46&nbsp;million gain) on general fund equity investments supporting policy liabilities, a US$50&nbsp;million charge (2017 &#150; US$123&nbsp;million gain) related to variable annuities that are not dynamically hedged, and a
US$446&nbsp;million gain (2017 &#150; US$102&nbsp;million gain) related to fixed income reinvestment rates assumed in the valuation of policy liabilities. The amount of variable annuity guaranteed value that was dynamically hedged or reinsured at
the end of 2018 was 93% (2017 &#150; 94%). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2016 charge of US$74&nbsp;million relates primarily to the intangible asset distribution network <FONT
STYLE="white-space:nowrap">write-off</FONT> in the John Hancock Long Term Care business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2018 charge of US$27&nbsp;million included a provision for a legal settlement of US$72&nbsp;million, partially offset
by a gain of US$51&nbsp;million from external reinsurance transactions. The 2017 gain of US$77&nbsp;million included a gain resulting from an internal legal entity restructuring partially offset by a provision for a legal settlement.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>23</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Growth </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>U.S. APE sales</B></FONT><FONT STYLE="font-family:ARIAL"> in 2018 of US$426&nbsp;million declined 8% compared with
2017, driven by increased competition in the international high net worth segment and actions to maintain margins. Sales of products with the Vitality Plus feature in 2018 were US$101&nbsp;million, an increase of 52% compared with 2017. </FONT></P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Sales</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">APE
sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;553</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;603</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;552</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;426</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;464</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Does not include sales of long-term care products of US$42&nbsp;million in 2016. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">U.S. assets under
management of US$165.1&nbsp;billion as at December&nbsp;31, 2018 declined by 9% from December&nbsp;31, 2017. The decrease was driven by the impact of the reinsurance transactions noted above, the continued
<FONT STYLE="white-space:nowrap">run-off</FONT> of our annuities business and the impact of market movements on the fair value of assets held in our general and segregated funds. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="43%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">General fund</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;152,398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;150,837</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;151,968</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;111,713</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;120,237</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;113,186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>72,875</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">77,998</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">79,670</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>53,420</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">62,174</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">59,339</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>225,273</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">228,835</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">231,638</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>165,133</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">182,411</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">172,525</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Total
revenue in 2018 of US$531&nbsp;million decreased US$15.9&nbsp;billion compared with 2017. Revenue before net realized and unrealized investment gains and losses was US$5.0&nbsp;billion, a decrease of US$9.0&nbsp;billion compared with 2017 primarily
due the impact on ceded premiums of US$8.1 billion and other revenue of US$0.4&nbsp;billion from the 2018 reinsurance transactions related to our legacy business. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>US $</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,335</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,939</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,863</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;7,201</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,443</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(12,961</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,317</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,876</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,878</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,786</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,626</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,622</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,987</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,881</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,286</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,344</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,382</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,972</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,665</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,542</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,040</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,025</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,966</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,341</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,286</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue before items noted below</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,260</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,984</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,954</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,837</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized and unrealized investment gains and losses<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5,621</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,274</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,033</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(4,423</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,495</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">790</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>639</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;21,318</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;18,017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>531</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;16,406</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;13,627</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Financial Performance &#150; Impact of Fair Value Accounting&#148; above. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At John Hancock, we are
focused on building more holistic and long-lasting customer relationships by offering innovative products and solutions and making it easier for customers to do business with us. We are focused on revitalizing our insurance business by expanding our
product shelf, modernizing the delivery process, and enhancing customer experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Became the first U.S. life insurance company to fully embrace behavioural-based life insurance with the October 1<SUP
STYLE="font-size:85%; vertical-align:top">st</SUP> launch of John&nbsp;Hancock Vitality Go on all life insurance policies at no additional cost. This basic, &#147;be healthy&#148; version of the program provides access to expert fitness and
nutritional resources, and personalized health goals that when achieved unlock rewards and discounts at major brand outlets; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Enhanced our behavioural insurance offering by launching the HealthyMind initiative, a component of our John Hancock
Vitality offering, which rewards customers for meditation and sleep activities; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Introduced Twine, the first mass-market offering from John Hancock Digital Advice, a nascent
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">direct-to-consumer</FONT></FONT> financial advice platform that has attracted interest in the competitive robo-advisory market; it was the first financial robo-advisor app to be
featured as Apple&#146;s iPhone App of the Day. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>24</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We continued to actively manage our legacy businesses and maintain sharp focus on expenses across all business lines.
In 2018, we: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Reinsured substantially all of our legacy individual and group payout annuity businesses (the portions of these transactions
related to New York business will close separately in 2019, subject to regulatory approval) and sold Signator Investors, our wholly-owned broker-dealer. These transactions released approximately $600&nbsp;million of capital in 2018 and are expected
to release a further $600&nbsp;million in 2019<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Stopped selling Corporate and Bank-owned life insurance products, a <FONT STYLE="white-space:nowrap">low-return</FONT>
offering in our U.S. product portfolio; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Continued to make progress on our long-term care rerate approvals: additionally, our customer-centric approach includes
choices available to policyholders to manage their costs through benefit elections; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Ceased selling annuity and stand-alone long-term care products but continued to offer long-term care coverage as an
accelerated benefit rider on our wide range of life insurance products; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Entered into a multi-year IT outsourcing initiative, offered a voluntary retirement plan and consolidated our real estate
footprint for our U.S. regional head office. The real estate consolidation and office space reconfiguration also created a more collaborative work environment. </P></TD></TR></TABLE>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution regarding forward-looking statements&#148; above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>25</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_6a"></A>Global Wealth and Asset Management </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our Global Wealth and Asset Management segment serves individual investors and institutional clients in three business lines: Retirement, Retail
and Institutional Asset Management. We have operations in 16 markets, and leverage our Asia, Canada and U.S. segments. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Retirement
provides financial advice, investment products and electronic record-keeping services to over seven million individual participants in North America and Asia. In North America, our Canadian Group Retirement business focuses on providing retirement
solutions through defined contribution and defined benefit plans; and in the United States, John&nbsp;Hancock Retirement Plan Services provides employer sponsored retirement plans and also services personal retirement accounts for former client
employees. In Asia, we provide retirement offerings to employers and individuals, including Mandatory Provident Fund (&#147;MPF&#148;) schemes and administration in Hong Kong. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Retail distributes investment funds through intermediaries in North America, Europe and Asia, and operates a <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">manager-of-manager</FONT></FONT> model, which identifies and sources investment strategies across the world, both proprietary and external. In Canada, we also provide personalized investment management, private banking and
estate solutions to affluent clients. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Institutional Asset Management provides investment management solutions to over 700
institutional clients (such as pension plans, foundations, endowments and financial institutions) globally across major asset classes including equities, fixed income, and alternative assets (including real estate, timberland, farmland, private
equity/debt, infrastructure, and liquid alternatives).&nbsp;In addition, we also offer multi-asset investment management solutions for a broad range of clients&#146; investment needs. </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, Global WAM contributed 17% of the Company&#146;s core earnings from operating segments and, as at December&nbsp;31, 2018, accounted for 56% of the Company&#146;s
assets under management and administration. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Global WAM&#146;s 2018 net income attributed to shareholders was $955&nbsp;million compared with $1,078&nbsp;million in 2017, core earnings were $986&nbsp;million in 2018
compared with $816&nbsp;million in 2017. Items excluded from core earnings are outlined in the table below and amounted to a net charge of $31&nbsp;million in 2018 compared with a net gain of $262&nbsp;million in 2017. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $171&nbsp;million increase in core earnings was driven by higher fee income from higher average asset levels, lower amortization of deferred acquisition costs and
other depreciation and the impact of lower U.S. tax rates. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles net income attributed to shareholders to core earnings for the Global WAM
segment for 2018, 2017 and 2016. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>257</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>267</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">253</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">190</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>462</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">353</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">301</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>986</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">662</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items to reconcile core earnings to net income attributed to shareholders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(29</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(47</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net Income attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;955</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,078</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;615</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, core EBITDA for Global WAM was $1,498&nbsp;million, higher than core
earnings by $512&nbsp;million. In 2017, core EBITDA was $1,426&nbsp;million, higher than core earnings by $610&nbsp;million. The increase of $72&nbsp;million in core EBITDA was driven by higher fee income from higher average asset levels. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Core
EBITDA</B><B></B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>986</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">662</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization of deferred acquisition costs and other depreciation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">338</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization of deferred sales commissions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>113</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core EBITDA</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,498</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,426</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,209</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 2018 charge of $29 million relates to the integration of businesses acquired from Standard Chartered, as does the 2017
charge of $46&nbsp;million. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>26</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Growth </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Gross Flows and Net Flows </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, gross flows of
$119.0&nbsp;billion were $3.0&nbsp;billion or 2% lower than 2017, driven by a slowdown in U.S. retail gross flows amid equity market declines and lower gross flows in mainland China from retail money market funds. This was partially offset by growth
of $5.4&nbsp;billion in institutional asset management driven by the launch of the John Hancock Infrastructure Fund globally and a real estate separately managed account, and the funding of two large fixed income mandates. WAM net flows of
$1.6&nbsp;billion were $16.7&nbsp;billion lower than in 2017, driven by higher redemptions in U.S retail amid equity market declines and lower gross flows as mentioned above. 2018 marked the 9<SUP STYLE="font-size:85%; vertical-align:top">th</SUP>
consecutive year of positive net flows in our WAM business. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Asia WAM: </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Gross flows</B></FONT> in Asia in 2018 were $23.7&nbsp;billion, a decrease of 15% compared with
2017, the decline was primarily driven by lower gross flows in mainland China from retail money market funds partially offset by higher institutional asset management gross flows. Retirement gross flows were in line with the prior year.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Net flows</B></FONT> in 2018 were $5.7&nbsp;billion in 2018 compared with net flows of
$6.6&nbsp;billion in 2017, driven by lower gross flows in mainland China from retail money market funds. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Canada WAM:
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Gross flows</B></FONT> in Canada in 2018 were $23.1&nbsp;billion, an increase of 10% compared with
2017, reflecting growth across all business lines. This was driven by higher new plan deposits and recurring contributions in retirement, strong sales in several balanced and equity products in retail, and the funding of a $0.6&nbsp;billion custom
liability-driven investment mandate and private market product launches in institutional asset management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Net flows </B></FONT>in 2018<B> </B>were $2.0&nbsp;billion compared with net flows of
$3.7&nbsp;billion in 2017, the decline was primarily driven by higher retail redemptions across all asset classes amid equity market declines. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>U.S. WAM: </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Gross flows</B></FONT> in the U.S. in 2018 were $72.2&nbsp;billion, in line with 2017, as we
launched the John Hancock Infrastructure Fund, which generated $1.2&nbsp;billion in gross flows, as well as a $1.2&nbsp;billion real estate separately managed account, and funded two large fixed income mandates totaling $1.1&nbsp;billion in
institutional asset management. This was offset by lower retail gross flows amid equity market declines. Retirement gross flows were slightly higher than the prior year. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT COLOR="#1f320c"><B>Net flows </B></FONT>in 2018 were negative $6.1&nbsp;billion, compared with positive net flows of
$7.9&nbsp;billion in 2017, the decline was primarily driven by higher retail redemptions amid the declines in equity markets and the redemption of three large-case retirement plans. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Gross Flows and Net Flows </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross flows</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;119,002</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;121,969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;118,185</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net flows</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,563</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">18,280</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">16,482</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management and Administration </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, AUMA for our wealth and asset management businesses of $609&nbsp;billion, while in line with the prior year, was 6% lower on a constant exchange rate basis. AUMA
increased $1.6&nbsp;billion from positive net flows and $1.3&nbsp;billion from assets acquired. This increase was offset by a net $3&nbsp;billion reduction related to market value movement and the weakening of the Canadian dollar. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under Management and Administration </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance January&nbsp;1,</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>609</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">510</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net flows</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of markets and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;609</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;609</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;554</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>27</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Total revenue in 2018 of $5.5&nbsp;billion increased 5% compared with 2017, driven by higher average asset levels. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December 31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,472</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,922</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;5,464</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;5,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,928</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have a clear strategy to pursue attractive, high-growth opportunities through our three business lines: Retirement, Retail and Institutional Asset Management across
each of our regions globally.&nbsp;Our strategy involves becoming a global retirement leader supporting financial wellness; expanding our presence in regional retail mutual fund distribution across the globe, leveraging a <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">manager-of-managers</FONT></FONT> model; and providing active asset management capabilities, including high-performing equity and fixed income strategies, outcome-oriented solutions and
alternative assets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we executed on a number of initiatives to accelerate growth in our franchise, including:</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launching the John Hancock Infrastructure Fund with approximately $2.7&nbsp;billion in capital commitments, which provides
third-party investors the opportunity to invest alongside Manulife&#146;s General Account in direct private equity investments and <FONT STYLE="white-space:nowrap">co-investments</FONT> in the infrastructure sector in the U.S; </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Raising almost $1&nbsp;billion for the Hancock Natural Resources Group&#146;s first commingled vehicle devoted to both
timberland and farmland; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Entering into an Outsourced Chief Investment Officer (OCIO) relationship with a distribution partner to provide
discretionary asset allocation models, thereby expanding our asset allocation and manager research capabilities; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Capturing nearly 40% of total defined contribution sales in the Canadian retirement market<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> in the twelve months ended September 30, 2018; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Securing the initial investment to establish our first Qualified Domestic Limited Partnership fund in December 2018 through
our Wholly Foreign-Owned Enterprise license in mainland China; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Successfully completing the first retirement-focused target risk fund launch with Agricultural Bank of China.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we made progress on our commitment to becoming a customer-centric organization by: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Strengthening the operating model and leadership team for our global wealth and asset management business to leverage our
global scale and capabilities to deliver value to our clients in each market that we serve; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launching the innovative goals-based investing program, leveraging industry-leading technology and dynamic liability-driven
investment strategies, an industry first for retail customers in Canada; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Centralizing and modernizing our operations, technology and data platforms through the Global Optimization program,
utilizing state of the art technology to deliver a robust digital experience for our stakeholders; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Continuing to build the next generation of digital advice capabilities in our Retirement business, thereby enhancing the
development of our managed account platform and providing <FONT STYLE="white-space:nowrap">on-going</FONT> advice tools for participants to better prepare for retirement; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Launching My Money Connector in the U.S., an aggregation tool that helps participants manage their finances.
</P></TD></TR></TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Source: According to LIMRA, based on a rolling <FONT STYLE="white-space:nowrap">12-month</FONT> average.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>28</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_7"></A>Corporate and Other </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Corporate and Other is comprised of investment performance on assets backing capital, net of amounts allocated to the operating segments;
financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); our P&amp;C Reinsurance business; as well as our <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance
operation, including variable annuities and accident and health. </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For segment reporting purposes, settlement costs for macro
equity hedges and other <FONT STYLE="white-space:nowrap">non-operating</FONT> items are included in Corporate and Other earnings. This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded
from core earnings, subject to certain limits (see &#147;Performance and <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below). In each of the operating segments, we report all investment-related experience in items excluded from
core earnings. </B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Profitability </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Corporate and Other reported a net loss attributed to shareholders of $1,185&nbsp;million in 2018 compared with a net loss attributed to shareholders of $161&nbsp;million
in 2017. The net loss attributed to shareholders was comprised of core loss and items excluded from core loss. The core loss was $311&nbsp;million in 2018 compared with a core loss of $522&nbsp;million in 2017. Items excluded from core loss amounted
to a net charge of $874&nbsp;million in 2018 compared with a net gain of $361&nbsp;million in 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $211&nbsp;million lower core loss was primarily related to
the <FONT STYLE="white-space:nowrap">non-recurrence</FONT> of charges to establish $240&nbsp;million of claims provisions in our P&amp;C business in 2017. In 2018, we had a net $23&nbsp;million release of P&amp;C provisions (we released a portion of
the 2017 provision partially offset by provisions related to a combination of California wild fires, Pacific typhoons and Atlantic hurricanes). The remaining $52&nbsp;million unfavourable variance was due to the impact of markets, in 2018, on seed
money investments in new segregated and mutual funds, the effect of lower U.S. tax rate on the losses in the segment and higher withholding taxes on future U.S. remittances, partially offset by higher investment-related income and lower expected
macro hedging costs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The items excluded from core earnings are outlined below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles the net loss attributed to shareholders to the core loss for Corporate and Other for 2018, 2017 and 2016. </P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core loss excluding core investment gains</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(711</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(922</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(667</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core investment gains</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;400</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total core loss</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(311</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(522</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(470</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items to reconcile core loss to net loss attributed to shareholders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest
rates<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(411</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(83</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Changes in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment-related experience related to
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> items<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Reclassification to core investment gains above</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(400</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(197</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>135</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Restructuring charge<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(263</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net loss attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,185</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(371</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates included a gain of $24&nbsp;million (2017 &#150; loss of $61
million) on derivatives associated with our macro equity hedges and a loss of $284&nbsp;million (2017 &#150; loss of $41 million) on the sale of AFS bonds. Other items in this category netted to a loss of $151&nbsp;million (2017 &#150; gain of $19
million). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Investment-related experience includes
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and seed money investments in new segregated or mutual
funds. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Please see &#147;Manulife Financial Corporation &#150; Profitability&#148; above for explanation of the restructuring
charge. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revenue in
2018 was a net loss of $455&nbsp;million and includes a consolidation adjustment of $375&nbsp;million related to asset management fees earned by MAM from affiliated businesses (the offset to this consolidation adjustment is in investment expenses).
Total revenue in 2018 decreased by $383&nbsp;million compared with 2017, primarily driven by higher net realized losses on AFS securities compared with gains in prior year. These decreases were partially offset by gains in the macro hedge program
compared to losses in 2017. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Revenue </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;87</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income (loss)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(281</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(328</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(247</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Revenue before net realized and unrealized investment gains and losses and on the macro hedge
program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(511</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">827</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net realized and unrealized investment gains and losses<SUP
STYLE="font-size:85%; vertical-align:top">(2) </SUP>and on the macro hedge program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(507</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(455</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">320</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>29</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes losses of $355&nbsp;million (2017 &#150; losses of $54 million) on the sale of AFS bonds. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Manulife Financial Corporation &#150; Impact of Fair Value Accounting&#148; above. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Highlights </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our P&amp;C Reinsurance
business provides substantial retrocessional capacity for a very select clientele in the property and casualty reinsurance market. The business is largely <FONT STYLE="white-space:nowrap">non-correlated</FONT> to Manulife&#146;s other businesses and
helps diversify our overall business mix. We manage the risk exposures of this business in relation to the total Company balance sheet risk and volatility as well as the prevailing market pricing conditions. The business is renewable annually, and
we currently estimate our exposure limit in 2019 for a single event to be approximately US$250&nbsp;million (net of reinstatement premiums) and for multiple events to be approximately US$425&nbsp;million (net of all premiums). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>30</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_9"></A>Investments </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our investment philosophy for the General Fund is to invest in an asset mix that optimizes our risk adjusted returns and matches the characteristics of our underlying
liabilities. We follow a <FONT STYLE="white-space:nowrap">bottom-up</FONT> approach which combines our strong asset management skills with an <FONT STYLE="white-space:nowrap">in-depth</FONT> understanding of the characteristics of each investment.
We invest in a diversified mix of assets, including a variety of alternative long-duration asset classes. Our diversification strategy has historically produced superior risk adjusted returns while reducing overall risk. We use a disciplined
approach across all asset classes, and we do not chase yield in the riskier end of the fixed income market. Our risk management strategy is outlined in the &#147;Risk Management&#148; section below. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>General Fund Assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31,
2018, our General Fund invested assets totaled $353.7&nbsp;billion compared with $334.2&nbsp;billion at the end of 2017. The following table shows the asset class composition as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="12" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt Securities and Private Placement Debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Government bonds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate bonds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>112.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>112.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Securitized / asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Private placement debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>36.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans and loans to bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Alternative Long-Duration Assets (&#147;ALDA&#148;)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real Estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13.9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Power&nbsp;&amp; Infrastructure</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Timberland and Farmland</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Private Equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Oil&nbsp;&amp; Gas</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other ALDA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Leveraged Leases and Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4.1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4.1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total general fund invested assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;353.7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;356.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;334.2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;339.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The carrying values for invested assets are generally equal to their fair values, however, mortgages and private placement debt are
carried at amortized cost; loans to bank clients are carried at unpaid principle balances less allowance for credit losses; real estate held for own use is carried at cost less accumulated depreciation and any accumulated impairment losses; private
equity investments, including power and infrastructure and timber, are accounted for as associates using the equity method, or at fair value; and oil and gas investments are carried at cost using the successful efforts method. Certain government and
corporate bonds and public equities are classified as AFS. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Shareholders&#146; accumulated other comprehensive <FONT STYLE="white-space:nowrap">pre-tax</FONT> income
(loss) at December&nbsp;31, 2018 consisted of $272&nbsp;million loss for bonds (2017 &#150; loss of $176 million) and $42&nbsp;million gain for public equities (2017 &#150; gain of $553 million). Included in the $272&nbsp;million loss for bonds was
a $540&nbsp;million loss related to the fair value hedge basis adjustments on AFS bonds (2017 &#150; loss of $563 million). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Debt
Securities and Private Placement Debt </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We manage our high-quality fixed income portfolio to optimize yield and quality while ensuring that asset portfolios
remain diversified by sector, industry, duration, issuer, and geography. As at December&nbsp;31, 2018, our fixed income portfolio of $221.3&nbsp;billion (2017 &#150; $206.1 billion) was 98% investment grade and 75% was rated A or higher (2017 &#150;
98% and 76%, respectively). Our private placement debt holdings provide diversification benefits (issuer, industry, and geography) and, because they often have stronger protective covenants and collateral than debt securities, they typically provide
better credit protection and potentially higher recoveries in the event of default. Geographically, 27% is invested in Canada (2017 &#150; 28%), 46% is invested in the U.S. (2017 &#150; 47%), 3% is invested in Europe (2017 &#150; 3%) and the
remaining 24% is invested in Asia and other geographic areas (2017 &#150; 22%). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Debt Securities and Private Placement Debt &#150; by Credit
Quality</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="75%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="16" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">($ billions)</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Private<BR>placement<BR>debt</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of<BR>Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Private<BR>placement<BR>debt</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of<BR>Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>36.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>78.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>91.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>51.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">B&nbsp;&amp; lower, and unrated</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1.5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total carrying value ($ billions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;185.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;35.7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;221.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;174.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;32.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;206.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>31</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Reflects credit quality ratings as assigned by Nationally Recognized Statistical Rating Organizations (&#147;NRSRO&#148;)
using the following priority sequence order: Standard&nbsp;&amp; Poor&#146;s, Moody&#146;s, Dominion Bond Rating Service, Fitch, Rating and Investment Information, and Japan Credit Rating. For those assets where ratings by NRSRO are not available,
disclosures are based upon internal ratings as described in the &#147;Risk Management&#148; and &#147;Risk Factors&#148; sections below. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Debt Securities and Private Placement Debt &#150; by Sector </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="12" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Per cent of carrying value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Private<BR>placement<BR>debt</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Private<BR>placement<BR>debt</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Utilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>44</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer <FONT STYLE="white-space:nowrap">(non-cyclical)</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Energy &#150; Oil&nbsp;&amp; Gas</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Energy &#150; Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer (cyclical)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securitized (MBS/ABS)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Telecommunications</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Basic materials</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Technology</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Media and internet and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total per cent</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total carrying value ($ billions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;185.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;35.7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;221.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;174.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;32.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;206.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, gross unrealized losses on our fixed income holdings were $4.5&nbsp;billion or 2% of the amortized cost of
these holdings (2017 &#150; $1.7&nbsp;billion or 1%). Of this amount, $278&nbsp;million (2017 &#150; $37 million) related to debt securities trading below 80% of amortized cost for more than 6 months. Securitized assets represented $52&nbsp;million
of the gross unrealized losses and none of the amounts trading below 80% of amortized cost for more than 6 months (2017 &#150; $24&nbsp;million and none, respectively). After adjusting for debt securities supporting participating policyholder and
pass-through products and the provisions for credit included in the insurance and investment contract liabilities, the potential impact to shareholders&#146; <FONT STYLE="white-space:nowrap">pre-tax</FONT> earnings for debt securities trading at
less than 80% of amortized cost for greater than 6 months was approximately $62&nbsp;million as at December&nbsp;31, 2018 (2017 &#150; $30 million). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Mortgages </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, our mortgage portfolio of $48.4&nbsp;billion represented 14% of invested assets (2017 &#150;
$44.7&nbsp;billion and 13%, respectively). Geographically, 63% of the portfolio is invested in Canada (2017 &#150; 63%) and 37% is invested in the U.S. (2017 &#150; 37%). As shown below, the overall portfolio is also diversified by geographic
region, property type, and borrower. Of the total mortgage portfolio, 15% is insured (2017 &#150; 18%), primarily by the Canada Mortgage and Housing Corporation (&#147;CMHC&#148;) &#150; Canada&#146;s AAA rated government-backed national housing
agency, with 35% of residential mortgages insured (2017 &#150; 39%) and 2% of commercial mortgages insured (2017 &#150; 2%). </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Carrying value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commercial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Office</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Multi-family residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other commercial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3.0</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>28.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>58</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Manulife Bank single-family residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Agricultural</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total mortgages</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;48.4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;44.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our commercial mortgage loans are originated with a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">hold-for-investment</FONT></FONT> philosophy. They have low <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">loan-to-value</FONT></FONT> ratios, high debt-service
coverage ratios, and as at December&nbsp;31, 2018 there were no loans in arrears. Geographically, of the total commercial mortgage loans, 39% are in Canada and 61% are in the U.S. (2017 &#150; 38% and 62%, respectively). We are diversified by
property type and largely avoid risky market segments such as hotels, construction loans and second liens. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>32</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><FONT STYLE="white-space:nowrap">Non-CMHC</FONT> Insured Commercial Mortgages</B><SUP
STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Loan-to-Value</FONT></FONT> ratio<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>63%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>57%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt-Service Coverage ratio<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.44x</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.85x</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.46x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.84x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Average duration (years)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Average loan size ($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$16.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$19.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans in
arrears<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.00%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.00%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.00%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.00%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Excludes Manulife Bank commercial mortgage loans of $234&nbsp;million (2017 &#150; $109 million). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Loan-to-Value</FONT></FONT> and Debt-Service Coverage
are based on <FONT STYLE="white-space:nowrap">re-underwritten</FONT> cash flows. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Arrears defined as over 90 days past due in Canada and over 60 days past due in the U.S. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Public Equities </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018,
public equity holdings of $19.2&nbsp;billion represented 5% (2017 &#150; $21.5&nbsp;billion and 6%) of invested assets and, when excluding assets supporting participating policyholder and pass-through products, represented 1% (2017 &#150; 2%) of
invested assets. The portfolio is diversified by industry sector and issuer. Geographically, 28% (2017 &#150; 31%) is held in Canada; 36% (2017 &#150; 36%) is held in the U.S.; and the remaining 36% (2017 &#150; 33%) is held in Asia, Europe and
other geographic areas. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Public Equities &#150; classified by type of product-line supported </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating Policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pass-through products</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other segment<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-participating</FONT>
products</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1.1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total public equities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;19.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;21.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes $2.5&nbsp;billion of AFS equities and $1.6&nbsp;billion of seed money investments in new segregated and mutual
funds. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Alternative Long-Duration Assets (&#147;ALDA&#148;) </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our ALDA portfolio is comprised of a diverse range of asset classes with varying degrees of correlations. The portfolio typically consists of private assets representing
investments in varied sectors of the economy which act as a natural hedge against future inflation and serve as an alternative source of asset supply to long-term corporate bonds. In addition to being a suitable match for our long-duration
liabilities, these assets provide enhanced long-term yields and diversification relative to traditional fixed income markets. The vast majority of our ALDA are managed <FONT STYLE="white-space:nowrap">in-house.</FONT> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, ALDA of $36.2&nbsp;billion represented 10% (2017 &#150; $34.5&nbsp;billion and 10%) of invested assets. The fair value of total ALDA was
$38.2&nbsp;billion at December 31, 2018 (2017 &#150; $36.0 billion). The carrying value and corresponding fair value by sector and/or asset type are outlined above (see table in the section &#147;General Fund Assets&#148;). </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Real Estate </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our real estate portfolio is
diversified by geographic region; of the total fair value of this portfolio, 43% is located in the U.S., 42% in Canada, and 15% in Asia as at December&nbsp;31, 2018 (2017 &#150; 51%, 38%, and 11%, respectively). This high-quality portfolio has
virtually no leverage and is primarily invested in premium urban office towers, concentrated in cities with stable growth, and highly diverse economies, in North America and Asia. The portfolio is well positioned with an average occupancy rate of
94% (2017 &#150; 94%) and an average lease term of 5.8 years (2017 &#150; 5.9 years). During 2018, we executed 1 acquisition representing $0.3&nbsp;billion market value of commercial real estate assets (2017 &#150; 3 acquisitions and $0.9 billion).
As part of the portfolio optimization initiatives, $3.0&nbsp;billion of commercial real estate assets were sold during 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The composition of our real estate
portfolio based on fair value is as follows: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Company <FONT STYLE="white-space:nowrap">Own-Use</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Office &#150; Downtown</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Office &#150; Suburban</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total real estate</B><SUP
STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;13.9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;15.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>33</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These figures represent the fair value of the real estate portfolio. The carrying value of the portfolio was $12.8 billion
and $13.8&nbsp;billion at December&nbsp;31, 2018 and December&nbsp;31, 2017, respectively. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Power&nbsp;&amp;
Infrastructure </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We invest both directly and through funds in a variety of industry specific asset classes, listed below. The portfolio is well diversified
with over 300 portfolio companies. The portfolio is predominately invested in the U.S. and Canada, but also in the United Kingdom, Europe and Australia. Our power and infrastructure holdings are as follows: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ billions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Carrying&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Power generation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transportation (including roads, ports)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Electric and gas regulated utilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Electricity transmission</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Water distribution</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Midstream gas infrastructure</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Maintenance service, efficiency and social infrastructure</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Telecommunication/Tower</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other Infrastructure</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total power&nbsp;&amp; infrastructure</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;8.0</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;7.3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Timberland&nbsp;&amp; Farmland </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our timberland and farmland assets are managed by a proprietary entity, Hancock Natural Resources Group (&#147;HNRG&#148;). In addition to being the world&#146;s largest
timberland investment manager for institutional investors<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>, with timberland properties in the U.S., New Zealand, Australia, Chile, Canada and Brazil, HNRG also manages farmland properties in the
U.S., Australia and Canada. The General Fund&#146;s timberland portfolio comprised 26% of HNRG&#146;s total timberland assets under management (&#147;AUM&#148;) (2017 &#150; 23%). The farmland portfolio includes annual (row) crops, fruit crops, wine
grapes, and nut crops. The General Fund&#146;s holdings comprised 39% of HNRG&#146;s total farmland AUM (2017 &#150; 43%). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Private Equities
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our private equity portfolio of $6.8&nbsp;billion (2017 &#150; $4.9 billion) includes both directly held private equity and private equity funds. Both are
diversified across vintage years and industry sectors. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Oil&nbsp;&amp; Gas </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This category is comprised of $1.1&nbsp;billion (2017 &#150; $1.2 billion) in our conventional Canadian oil and gas properties managed by our subsidiary, NAL Resources,
and various other oil and gas private equity interests of $2.3&nbsp;billion (2017 &#150; $1.6 billion). Production mix for conventional oil and gas assets in 2018 was approximately 36% crude oil, 45% natural gas, and 19% natural gas liquids (2017
&#150; 35%, 47%, and 18%, respectively). Private equity interests are a combination of both producing and <FONT STYLE="white-space:nowrap">mid-streaming</FONT> assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, the carrying value of our oil and gas holdings increased $0.6&nbsp;billion and the fair value increased by $0.7&nbsp;billion, primarily driven by acquisitions.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Investment Income </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)<B> </B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;11,081</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;10,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividend, rental and other income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,829</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impairments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(70</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other, including gains and losses on sale of AFS debt
securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(186</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">332</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income before realized and unrealized gains on assets
supporting insurance and investment contract liabilities and on macro equity hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,560</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,649</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized gains and losses on assets supporting insurance and investment contract liabilities
and on macro equity hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,994</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,686</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,444</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mortgages and private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(28</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">109</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Alternative long-duration assets and other investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>662</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Derivatives, including macro equity hedging program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,224</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,103</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,028</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,718</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, the $4.5&nbsp;billion of investment income (2017 &#150; $19.4 billion) consisted of: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">$13.6&nbsp;billion of investment income before net realized and unrealized gains on assets supporting insurance and
investment contract liabilities and on macro equity hedges (2017 &#150; $13.7 billion); and </P></TD></TR></TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Based on the global timber investment management organization ranking in the <I>RISI International Timberland Ownership
and Investment Database.</I> </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>34</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">$9.0&nbsp;billion of net realized and unrealized losses on assets supporting insurance and investment contract liabilities
and on macro equity hedges (2017 &#150; gains of $5.7 billion). </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $0.1&nbsp;billion decrease in net investment income before unrealized and
realized gains was due to $0.1&nbsp;billion higher impairments on oil&nbsp;&amp; gas properties and losses of $0.2&nbsp;billion on surplus assets mainly from losses on debt securities (compared with $0.3&nbsp;billion gains in 2017), partially offset
by $0.5&nbsp;billion higher interest income primarily from increased income on debt securities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Net realized and unrealized gains on assets supporting insurance and
investment contract liabilities and on the macro hedge program was a loss of $9.0&nbsp;billion for full year 2018 compared with a gain of $5.7&nbsp;billion for full year 2017.&nbsp;The full year 2018 loss largely resulted from interest rate
increases in both North America and Asia.&nbsp;The <FONT STYLE="white-space:nowrap">10-yr</FONT> government bonds for the U.S. and Hong Kong increased 28 bps and 20 bps, respectively. Additional losses were driven by declining equity markets as all
major indices were down during the year. The S&amp;P/TSX declined 11.6% and the S&amp;P 500 declined 6.2%. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As the measurement of insurance and investment contract
liabilities includes estimates regarding future expected investment income on assets supporting insurance and investment contract liabilities, only the difference between the
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> accounting on the measurement of both assets and liabilities impacts net income. Refer to &#147;Financial Performance&#148; above. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>35</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_10"></A>Risk Management </B></FONT></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This section provides an overview of the Company&#146;s overall risk management approach and more specific strategies for our principal risks. A more detailed
description of specific risks which may affect our results of operations or financial condition may be found in the &#147;Risk Factors&#148; section below. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Enterprise Risk Management Framework </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Delivering on our mission &#147;Decisions made easier. Lives made better&#148;, our ambition is
to transform into the most digital, customer-centric global company in our industry, while delighting our customers, engaging our employees, and delivering superior returns for our shareholders. The activities required to achieve these results
involve elements of risk taking. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our approach to risk management is governed by our Enterprise Risk Management (&#147;ERM&#148;) Framework. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g661383g50p39.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our ERM Framework provides a structured approach to implementing risk taking and risk management activities across the enterprise,
supporting our long-term revenue, earnings and capital growth strategy. It is communicated through risk policies and standards which are intended to enable consistent design and execution of strategies across the organization. We have a common
approach to managing all risks to which the Company is exposed, and to evaluating potential directly comparable risk-adjusted returns on contemplated business activities. Our risk policies and standards cover: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Assignment of accountability and delegation of authority for risk oversight and risk management; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The types and levels of risk the Company seeks given its strategic plan and risk appetite; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Risk identification, measurement, assessment and mitigation which enable effective management and monitoring of risk; and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Validation, back testing and independent oversight to confirm that the Company generated the risk profile it intended and
the root cause analysis of any notable variation. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our risk management practices are influenced and impacted by external and internal factors (such
as economic conditions, political environments, technology and risk culture), which can significantly impact the levels and types of risks the Company might face in its pursuit of strategically optimized risk taking and risk management. Our ERM
Framework incorporates relevant impacts and mitigating actions as appropriate. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Three Lines of Defense Model </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A strong risk culture and a common approach to risk management are integral to Manulife&#146;s risk management practices. Management is responsible for managing risk
within risk appetite and has established risk management strategies and monitoring practices. Our approach to risk management includes a &#147;three lines of defense&#148; governance model that segregates duties among risk taking activities, risk
monitoring and risk oversight, and establishes appropriate accountability for those who assume risk versus those who oversee risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s first line of
defense includes the Chief Executive Officer (&#147;CEO&#148;), Segment General Managers and Global Function Heads. In our matrix reporting model, the Segment General Managers are ultimately accountable for their business results, the risks they
assume to achieve those results, and for the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> management of the risks and related controls, and the Global Function Heads are accountable for the management of
the risks and related controls for their function. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The second line of defense is comprised of the Company&#146;s Chief Risk Officer (&#147;CRO&#148;), the Global
Risk Management (&#147;GRM&#148;) function, other global oversight functions and Segment CRO&#146;s and oversight functions. Collectively, this group provides independent oversight of risk taking and risk management activities across the enterprise.
Risk oversight committees, through broad-based membership, also provide oversight of risk taking and risk management activities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The third line of defense is Audit
Services, which provides independent, objective assurance that controls are effective and appropriate relative to the risk inherent in the business and that risk mitigation programs and risk oversight functions are effective in managing risks. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>36</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Culture </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To enable the achievement of our goals and strategies, the Company requires a high-performing culture centered around six values: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Obsess about Customers &#150; Predict their needs and do everything in your power to satisfy them. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Do the Right Thing &#150; Act with integrity and do what you say. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Think Big &#150; Anything is possible. We can always find a better way. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Get it Done Together &#150; We&#146;re surrounded by an amazing team. Do it better by working together.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Own it &#150; Feel empowered to make decisions and take action to deliver our mission. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Share your Humanity &#150; Build a supportive, diverse and thriving workplace. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Within this context, the Company strives for a risk aware culture, where individuals and groups are encouraged, feel comfortable and are proactive in making transparent,
balanced risk-return decisions that are in the long-term interests of the Company. Management establishes practices that encourage and foster a risk aware culture that addresses the following: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Aligning personal objectives with the Company&#146;s objectives; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Identifying and escalating risks before they become issues; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Adopting a cooperative approach that enables appropriate risk taking; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Ensuring transparency in identifying, communicating and tracking risks; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Systematically acknowledging and surfacing material risks. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Governance </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Board of Directors
oversees the Company&#146;s culture of integrity and ethics, strategic planning, risk management, and corporate governance, among other things. The Board of Directors carries out its responsibilities directly and through its four standing
committees. The Board Risk Committee oversees the management of our principal risks, and our programs, policies and procedures to manage those risks. The Board Audit Committee oversees internal control over financial reporting and our finance,
actuarial, internal audit and global compliance functions, serves as the conduct review committee, reviews our compliance with legal and regulatory requirements and oversees the performance, qualifications and independence of our external auditors.
The Management Resources and Compensation Committee oversees our global human resources strategy, policies, programs, management succession, executive compensation, and pension plan governance. The Corporate Governance and Nominating Committee
develops our governance policies, practices and procedures, among other things. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The CEO is directly accountable to the Board of Directors for the results and
operations of the Company and all risk taking activities and risk management practices required to achieve those results. The CEO is supported by the CRO as well as by the Executive Risk Committee (&#147;ERC&#148;). Together, they shape and promote
our risk culture, guide risk taking throughout our global operations and strategically manage our overall risk profile. The ERC, along with other executive-level risk oversight committees, establishes risk policies, guides risk taking activity,
monitors significant risk exposures and sponsors strategic risk management priorities throughout the organization. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">GRM, under the direction of the CRO, establishes
and maintains our ERM Framework and oversees the execution of individual risk management programs across the enterprise. GRM seeks to ensure a consistent enterprise-wide assessment of risk, risk-based capital and risk-adjusted returns across all
operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The ERC approves and oversees the execution of the Company&#146;s enterprise risk management program. It establishes and presents for approval to the
Board of Directors the Company&#146;s risk appetite and enterprise-wide risk limits and monitors our overall risk profile, including key and emerging risks and risk management activities. As part of these activities, the ERC monitors material risk
exposures, endorses and reviews strategic risk management priorities, and reviews and assesses the impact of business strategies, opportunities and initiatives on our overall risk position. The ERC is supported by a number of oversight <FONT
STYLE="white-space:nowrap">sub-committees</FONT> including: Credit Committee, Product Oversight Committee, Global Asset Liability Committee, and the Operational Risk Committee. We also have segment risk committees, each with mandates similar to the
ERC except with a focus at the segment as applicable. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Appetite </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s strategic direction drives overall risk appetite. All risk taking activities are managed within the Company&#146;s overall risk appetite, which defines
the amount and types of risks the Company is willing to assume in pursuit of its objectives. It is comprised of three components: overall risk taking philosophy, risk appetite statements, and risk limits and tolerances. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">When making decisions about risk taking and risk management, the Company places a priority on the following risk management objectives: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Safeguarding the commitments and expectations established with our customers, creditors, shareholders and employees;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Supporting the successful design and delivery of customer solutions; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Prudently and effectively deploying the capital invested in the Company by shareholders with appropriate risk/return
profiles; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Protecting and/or enhancing the Company&#146;s reputation and brand. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risk management provides a framework for monitoring and mitigating exposures so that they are maintained within the risk appetite approved by the Board. This allows us to
deploy our capital towards appropriate risk/return profiles. As an integrated component of our business model, risk management is vital in achieving our objectives and encourages organizational learning. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>37</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At least annually, we establish and/or reaffirm that our risk appetite and the Company&#146;s strategy are aligned. The
risk appetite statements provide &#145;guideposts&#146; on our appetite for identified risks, any conditions placed on associated risk taking and direction for where quantitative risk limits should be established. The Company&#146;s risk appetite
statements are as follows: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife accepts a total level of risk that provides a very high level of confidence to meeting customer obligations while
targeting an appropriate overall return to shareholders over time; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company targets a credit rating amongst the strongest of its global peers; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife values innovation and encourages initiatives intended to advance the Company&#146;s ambition to be a digital,
customer-centric market leader; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Capital market risks are acceptable when they are managed within specific risk limits and tolerances; </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company believes a diversified investment portfolio reduces overall risk and enhances returns; therefore, it accepts
credit and alternative long-duration asset related risks; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company pursues product risks that add customer and shareholder value where there is competence to assess and monitor
them, and for which appropriate compensation is received; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife accepts that operational risks are an inherent part of the business when managed within thresholds and tolerances
of key risk indicators and will protect its business and customers&#146; assets through cost-effective operational risk mitigation; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife expects its officers and employees to act in accordance with the Company&#146;s values, ethics and standards; and
to enhance its brand and reputation. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risk limits and tolerances are established for risks within our risk classification framework that are
inherent in our strategies in order to define the types and amount of risk the Company will assume. Risk tolerance levels are set for risks deemed to be most significant to the Company and are established in relation to economic capital, <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">earnings-at-risk</FONT></FONT> and regulatory capital required. The purpose of risk limits is to cascade the total Company risk appetite to a level that can be effectively managed. Manulife
establishes stand-alone risk limits for risk categories to avoid excessive concentration in any individual risk category and to manage the overall risk profile of the organization. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Identification, Measurement and Assessment </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have a common approach and process to identify, measure, and assess the risks we assume. We evaluate all potential new business initiatives, acquisitions, product
offerings, reinsurance arrangements, and investment and financing transactions on a comparable risk-adjusted basis. Segments and functional groups are responsible for identifying and assessing key and emerging risks on an ongoing basis. A standard
inventory of risks is used in all aspects of risk identification, measurement and assessment, and monitoring and reporting. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risk exposures are evaluated using a
variety of measures focused on both short-term net income attributed to shareholders and long-term economic value, with certain measures used across all risk categories, while others are applied only to some risks or a single risk type. Measures
include stress tests such as sensitivity tests, scenario impact analyses and stochastic scenario modeling. In addition, qualitative risk assessments are performed, including for those risk types that cannot be reliably quantified. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We perform a variety of stress tests on earnings, regulatory capital ratios, economic capital,
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">earnings-at-risk</FONT></FONT> and liquidity that consider significant, but plausible, events. We also perform other integrated, complex scenario tests to assess key risks and the
interaction of these risks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Economic capital and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">earnings-at-risk</FONT></FONT> provide measures of
enterprise-wide risk that can be aggregated and compared across business activities and risk types. Economic capital measures the amount of capital required to meet obligations with a high and <FONT STYLE="white-space:nowrap">pre-defined</FONT>
confidence level. Our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">earnings-at-risk</FONT></FONT> metric measures the potential variance from quarterly expected earnings at a particular confidence level. Economic capital and <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">earnings-at-risk</FONT></FONT> are both determined using internal models. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Monitoring and Reporting </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the
direction of the CRO, GRM oversees a formal process for monitoring and reporting on all significant risks at the Company-wide level. Risk exposures are also discussed at various risk oversight committees, along with any exceptions or proposed
remedial actions, as required. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On at least a quarterly basis, the ERC and the Board Risk Committee reviews risk reports that present an overview of our overall risk
profile and exposures across our principal risks. The reports incorporate both quantitative risk exposure measures and sensitivities, and qualitative assessments. The reports also highlight key risk management activities and facilitate monitoring
compliance with key risk policy limits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our Chief Actuary presents the results of the Dynamic Capital Adequacy Test to the Board of Directors annually. Our Chief
Auditor reports the results of internal audits of risk controls and risk management programs to the Audit Committee semi-annually. Management reviews the implementation of key risk management strategies, and their effectiveness, with the Board Risk
Committee annually. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Risk Control and Mitigation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risk control activities are in place throughout the Company to seek to mitigate risks within established risk limits. We believe our controls, which include policies,
procedures, systems and processes, are appropriate and commensurate with the key risks faced at all levels across the Company. Such controls are an integral part of
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> activity, business management and decision making. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>38</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">GRM establishes and oversees formal review and approval processes for product offerings, insurance underwriting,
reinsurance, investment activities and other material business activities, based on the nature, size and complexity of the risk taking activity involved. Authorities for assuming risk at the transaction level are delegated to specific individuals
based on their skill, knowledge and experience. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Emerging Risks </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The identification and assessment of our external environment for emerging risks is an important aspect of our ERM Framework, as these risks, although yet to materialize,
could have the potential to have a material impact on our operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our Emerging Risk Framework facilitates the ongoing identification, assessment and monitoring
of emerging risks, and includes: maintaining a process that facilitates the ongoing discussion and evaluation of potential emerging risks with senior business and functional management; reviewing and validating emerging risks with the ERC; creating
and executing on responses to each emerging risk based on prioritization; and monitoring and reporting on emerging risks on a regular basis. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Regulatory Capital </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1,
2018, we implemented OSFI&#146;s new capital regime (&#147;LICAT&#148;) which, consistent with the previous Minimum Continuing Capital and Surplus Requirements, applies to our business world-wide on a group consolidated basis. We continue to meet
OSFI&#146;s capital requirements and maintain capital in excess of regulatory capital levels. Changes in LICAT rules for 2019 are anticipated to have immaterial impacts. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The International Association of Insurance Supervisors (&#147;IAIS&#148;) is expected to finalize the risk-based global Insurance Capital Standard (&#147;ICS&#148;)
during 2019. ICS will apply to all large internationally active insurance groups, and the IAIS&#146;s intention is to require annual reporting to OSFI on a confidential basis for five years, starting in 2020, before the standard becomes effective in
2025. The IAIS has also been developing a holistic framework to assess and mitigate insurance sector systemic risk, which includes reviewing the activities of insurers.&nbsp;It is not yet known how these proposals will affect capital requirements
and Manulife&#146;s competitive position given that several key items for these developments remain under discussion. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Regulators in various jurisdictions in which we
operate have embarked on reforming their respective capital regulations. We have been actively involved in the industry discussions pertaining to those changes whose impact remains uncertain. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Subsidiary Remittability Risk </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We upstream capital
to Manulife&#146;s parent company, MFC, to service shareholder dividends, debt interest and corporate expenses while ensuring we meet local requirements in the jurisdictions in which we operate. Current and future regulatory rules in these
jurisdictions may impact remittances (either favourably or unfavourably) depending on the final form of the regulations. Macro-economic conditions also impact remittances and our overall capital position as capital may respond differently to market
conditions on a consolidated group basis (i.e. LICAT) relative to local requirements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to the Ultimate Reinvestment Rate
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Canadian Actuarial Standards Board is expected to issue new assumptions with reductions to the Ultimate Reinvestment Rate (&#147;URR&#148;) and
updates to the calibration criteria for stochastic risk-free rates, in 2019. If issued, the new assumptions will be used in the valuation of our actuarial liabilities and therefore impact net income attributed to shareholders. At December&nbsp;31,
2018, the current long-term URR for risk-free rates in Canada is prescribed at 3.2% (we currently use the same assumption for the U.S.). A 10 basis point reduction in the URR in all geographies, and a corresponding change to stochastic risk-free
rate modeling, would reduce net income attributed to shareholders by $350 million <FONT STYLE="white-space:nowrap">(post-tax).</FONT><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>IFRS 17 </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 17 was issued by the International
Accounting Standards Board (&#147;IASB&#148;) in May 2017. At its November 2018 meeting, the IASB tentatively decided to defer the effective date by one year to January&nbsp;1, 2022. The proposed deferral is subject to IASB public consultation in
2019 which is expected to result in an exposure draft followed by a public comment period. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The standard will replace IFRS 4 &#147;Insurance Contracts&#148; and will
materially change the recognition and measurement of insurance contracts and the corresponding presentation and disclosures of the Company&#146;s Financial Statements and MD&amp;A. A summary of some of the key changes are outlined in the
&#147;Critical Actuarial and Accounting Policies &#150; Future Accounting and Reporting Changes&#148; section below. In addition, in certain jurisdictions, including Canada, the changes could have a material effect on tax and regulatory capital
positions and other financial metrics that are dependent upon IFRS accounting values. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Liquidity Adequacy Requirements Guideline for Banks
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">OSFI has issued proposed changes to the Liquidity Adequacy Requirements (LAR) guideline applicable to Canadian Banks, with a target implementation date of
January 1, 2020, and is currently in public consultation phase. The changes pertain to run-off assumptions built into regulatory liquidity metrics, particularly those relating to the stability of funding sources. The proposed changes could result in
Manulife Bank being required to hold additional liquidity and the full impacts are yet to be determined subject to finalization and implementation of the revisions. </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution regarding forward-looking statements&#148; above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>39</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>General Macro-Economic Risk Factors </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The global macro-economic environment has a significant impact on our financial plans and ability to implement our business strategy. The macro-economic environment can
be significantly impacted by the actions of both the government sector (including central banks) and the private sector. The macro-economic environment may also be affected by natural and <FONT STYLE="white-space:nowrap">man-made</FONT>
catastrophes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our business strategy and associated financial plans are developed by considering forecasts of economic growth, both globally and in the specific
countries we operate. Actual economic growth can be significantly impacted by the macro-economic environment and can deviate significantly from forecast, thus impacting our financial results and the ability to implement our business strategy. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in the macro-economic environment can also have a significant impact on financial markets, including movements in interest rates, spreads on fixed income assets
and returns on public equity and ALDA assets. Our financial plan, including income projections, capital projections, and valuation of liabilities are based on certain assumptions with respect to future movements in interest rates and spreads on
fixed income assets, and expected future returns from our public equity and ALDA investments. Actual experience is highly variable and can deviate significantly from our assumptions, thus impacting our financial results. In addition, actual
experience that is significantly different from our assumptions and/or changes in the macro-economic environment may result in changes to the assumptions themselves which would also impact our financial results. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Specific changes in the macro-economic environment can have very different impacts across different parts of the business. For example, a rise in interest rates is
generally beneficial to us in the long term but can adversely affect valuations of some ALDA assets, especially those that have returns dependent on contractual cash flows, such as real estate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The spending and savings patterns of our customers could be significantly influenced by the macro-economic environment and could have an impact on the products and
services we offer to our customers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Customer behaviour and emergence of claims on our liabilities can be significantly impacted by the macro-economic environment.
For example, a prolonged period of economic weakness could impact the health and well-being of our customers and that could result in increased claims for certain insurance risks. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following sections describe the risk management strategies for each of our five principal risk categories: strategic risk, market risk, credit risk, product risk and
operational risk. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Risk </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Strategic risk is the risk of loss resulting from the inability to adequately plan or implement an appropriate business strategy, or to adapt to change in the external business, political or regulatory environment.
</B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Risk Management Strategy </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The CEO
and Executive Leadership Team establish and oversee execution of business strategies and have accountability to identify and manage the risks embedded in these strategies. They are supported by a number of processes: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Strategic business, risk and capital planning that is reviewed with the Board of Directors, Executive Leadership Team, and
the ERC; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Performance and risk reviews of all key businesses with the CEO and annual reviews with the Board of Directors;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Risk-based capital attribution and allocation designed to encourage a consistent decision-making framework across the
organization; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Review and approval of significant acquisitions and divestitures by the CEO and, where appropriate, the Board of Directors.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The CEO and Executive Leadership Team are ultimately responsible for our reputation; however, our employees and representatives are responsible for
conducting their business activities in a manner that upholds our reputation. This responsibility is executed through an enterprise-wide reputation risk policy that specifies the oversight responsibilities of the Board of Directors and the
responsibilities of executive management, communication to and education of all directors, officers, employees and representatives, including our Code of Business Conduct and Ethics, and application of guiding principles in conducting all our
business activities. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Environmental, Social and Governance Risks </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Environmental, social and governance (&#147;ESG&#148;) risks may impact our investments, underwriting, or operations, and may create a risk of loss of financial,
operational, legal, or brand value to Manulife. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2018, we established the Manulife Executive Sustainability Council (&#147;the Council&#148;) to anticipate, manage
and oversee relevant environmental and social risks. The Council is comprised of a <FONT STYLE="white-space:nowrap">sub-group</FONT> of Manulife&#146;s Executive Leadership Team and has a mandate to integrate environmental and social sustainability
into culture, strategy, and decision-making. The Board&#146;s Corporate Governance and Nominating Committee oversees the integration of sustainability into the core business and performance on ESG metrics. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our enterprise-level approach to ESG risk management is captured in the Environmental Risk Policy that reflects the Company&#146;s commitment to conducting all business
activities in a manner that recognizes the need to preserve the natural environment. Business and functional units are responsible for procedures, protocols and due diligence standards to identify, monitor and manage ESG risks. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We report on ESG performance in our annual sustainability reports and other sources such as the Carbon Disclosure Project. Manulife also supports the Financial Stability
Board&#146;s Taskforce on Climate-Related Financial Disclosures (&#147;TCFD&#148;), and Manulife Asset </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>40</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
Management participates in the TCFD implementation pilot convened by the United Nation&#146;s Finance Program&#146;s Environmental Initiative. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Market Risk </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Market
risk is the risk of loss resulting from market price volatility, interest rate change, credit and swap spread changes, and adverse foreign currency rate movements. Market price volatility primarily relates to changes in prices of publicly traded
equities and alternative long-duration assets. Liquidity risk, which we manage as a form of market risk, is the risk of not having access to sufficient funds or liquid assets to meet both expected and unexpected cash outflows and collateral demands.
</B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>IFRS 7 Disclosures </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The shaded
text and tables in this section and the following section (&#147;Market Risk Sensitivities and Market Risk Exposure Measures&#148;) of this MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7, &#147;Financial
Instruments &#150; Disclosures,&#148; and include a discussion on how we measure risk and our objectives, policies and methodologies for managing these risks. Therefore, the following shaded text and tables represent an integral part of our audited
annual Consolidated Financial Statements for the years ended December&nbsp;31, 2018 and December&nbsp;31, 2017. The fact that certain text and tables are considered an integral part of the Consolidated Financial Statements does not imply that the
disclosures are of any greater importance than the sections not part of the disclosure. Accordingly, the &#147;Risk Management&#148; disclosure should be read in its entirety. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Market Risk Management Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Market risk management strategy is governed by the Global Asset Liability Committee which oversees the overall market and liquidity risk program. Our
overall strategy to manage our market risks incorporates several component strategies, each targeted to manage one or more of the market risks arising from our businesses. At an enterprise level, these strategies are designed to manage our aggregate
exposures to market risks against limits associated with earnings and capital volatility. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table outlines our key market risks and
identifies the risk management strategies which contribute to managing these risks. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:9pt" COLOR="#1f320c"><B>Risk Management Strategy</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Key Market Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Publicly<BR>Traded&nbsp;Equity<BR>Performance<BR>Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Interest&nbsp;Rate<BR>and Spread<BR>Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Alternative<BR><FONT STYLE="white-space:nowrap">Long-Duration</FONT><BR>Asset<BR>Performance<BR>Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Foreign<BR>Exchange&nbsp;Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Liquidity&nbsp;Risk</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Product design and pricing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Variable annuity guarantee dynamic hedging</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Macro equity risk hedging</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asset liability management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liquidity risk management</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#10003;</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> </div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Publicly Traded Equity Performance Risk: To reduce publicly traded equity performance risk, we primarily use a variable annuity
guarantee dynamic hedging strategy which is complemented by a general macro equity risk hedging strategy. Our strategies employed for variable annuity guarantee dynamic hedging and macro equity risk hedging expose the Company to additional risks.
See &#147;Risk Factors&#148; below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Interest Rate and Spread Risk: In general, to seek to reduce interest rate risk, we manage the duration of our fixed income
investments in our liability and Corporate and Other segments by executing interest rate hedges. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">ALDA Performance Risk: We seek to limit concentration risk
associated with ALDA performance by investing in a diversified basket of assets including commercial real estate, timber, farmland, private equities, infrastructure, and oil and gas assets. We further diversify risk by managing investments against
established investment and risk limits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Foreign Exchange Risk: Our policy is to generally match the currency of our assets with the currency of the liabilities they
support. Where assets and liabilities are not currency matched, we seek to hedge this exposure where appropriate to stabilize our capital positions and remain within our enterprise foreign exchange risk limits through the use of financial
instruments such as derivatives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liquidity Risk: Our liquidity risk management framework is designed to provide adequate liquidity to cover cash and collateral
obligations as they come due, and to sustain and grow operations in both normal and stressed conditions. We seek to mitigate liquidity risk by diversifying our business across different products, markets, geographical regions and policyholders. We
design insurance products to encourage policyholders to maintain their policies <FONT STYLE="white-space:nowrap">in-force,</FONT> to help generate a diversified and stable flow of recurring premium income. We design the policyholder termination
features of our wealth management products and related investment strategies with the goal of mitigating the financial exposure and liquidity risk related to unexpected policyholder terminations. We establish and implement investment strategies
intended to match the term profile of the assets to the liabilities they support, taking into account the potential for unexpected policyholder terminations and resulting liquidity needs. We have in place contingent liquidity plans that further
mitigate this risk. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>41</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Product Design and Pricing Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Our policies, standards, and standards of practice with respect to product design and pricing are designed with the objective of aligning our product
offerings with our risk taking philosophy and risk appetite, and in particular, that incremental risk generated from new sales aligns with our strategic risk objectives and risk limits. The specific design features of our product offerings,
including level of benefit guarantees, policyholder options, fund offerings and availability restrictions as well as our associated investment strategies, help to mitigate the level of underlying risk. We regularly review and modify key features
within our product offerings, including premiums and fee charges with a goal of meeting profit targets and staying within risk limits. Certain of our general fund adjustable benefit products have minimum rate guarantees. The rate guarantees for any
particular policy are set at the time the policy is issued and governed by insurance regulation in each jurisdiction where the products are sold. The contractual provisions allow crediting rates to be <FONT STYLE="white-space:nowrap">re-set</FONT>
at <FONT STYLE="white-space:nowrap">pre-established</FONT> intervals subject to the established minimum crediting rate guarantees. The Company may partially mitigate the interest rate exposure by setting new rates on new business and by adjusting
rates on <FONT STYLE="white-space:nowrap">in-force</FONT> business where permitted. In addition, the Company partially mitigates this interest rate risk through its asset liability management process, product design elements, and crediting rate
strategies. New product initiatives, new reinsurance arrangements and material insurance underwriting initiatives must be reviewed and approved by the CRO or key individuals within risk management functions. </P></div>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Hedging Strategies for Variable Annuity and Other Equity Risks </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s exposure to movement in public equity market values primarily arises from variable annuity guarantees and to a smaller extent from
asset-based fees and general fund public equity holdings. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Dynamic hedging is the primary hedging strategy for variable annuity market risks. Dynamic hedging is
employed for new variable annuity guarantees business when written or as soon as practical thereafter. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">We seek to manage public equity risk
arising from other sources (not dynamically hedged) through our macro equity risk hedging strategy. We seek to manage interest rate risk arising from variable annuity business not dynamically hedged within our asset liability management strategy.
</P></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Variable Annuity Dynamic Hedging Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The variable annuity dynamic hedging strategy is designed to hedge the sensitivity of variable annuity guarantee policy liabilities and available capital
to fund performance (both public equity and bond funds) and interest rate movements. The objective of the variable annuity dynamic hedging strategy is to offset, as closely as possible, the change in the economic value of guarantees with the profit
and loss from our hedge asset portfolio. The economic value of guarantees moves in close tandem, but not exactly, with our variable annuity guarantee policy liabilities, as it reflects best estimate liabilities and does not include any liability
provisions for adverse deviations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">Our current variable annuity guarantee dynamic hedging approach is to short exchange-traded equity index and
government bond futures and execute currency futures and lengthening interest rate swaps to hedge sensitivity of policy liabilities to fund performance and interest rate movements arising from variable annuity guarantees. We dynamically rebalance
these hedge instruments as market conditions change, in order to maintain the hedged position within established limits. Other derivative instruments (such as equity and interest rate options) are also utilized and we may consider the use of
additional hedge instruments opportunistically in the future. </P></div>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks
associated with the guarantees embedded in these products. The profit (loss) on the hedge instruments will not completely offset the underlying losses (gains) related to the guarantee liabilities hedged because: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Policyholder behaviour and mortality experience are not hedged; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Provisions for adverse deviation in the policy liabilities are not hedged; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A portion of interest rate risk is not hedged; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Credit spreads may widen and actions might not be taken to adjust accordingly; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Fund performance on a small portion of the underlying funds is not hedged due to lack of availability of effective
exchange-traded hedge instruments; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Performance of the underlying funds hedged may differ from the performance of the corresponding hedge instruments;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Correlations between interest rates and equity markets could lead to unfavourable material impacts; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Unfavourable hedge rebalancing costs can be incurred during periods of high volatility from equity markets, bond markets
and/or interest rates. The impact is magnified when these impacts occur concurrently; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Not all other risks are hedged. </P></TD></TR></TABLE></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>42</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Macro Equity Risk Hedging Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The objective of the macro equity risk hedging program is to maintain our overall earnings sensitivity to public equity market movements within our Board
approved risk appetite limits. The macro equity risk hedging program is designed to hedge earnings sensitivity due to movements in public equity markets arising from all sources (outside of dynamically hedged exposures). Sources of equity market
sensitivity addressed by the macro equity risk hedging program include: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Residual equity and currency exposure from variable annuity guarantees not dynamically hedged; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">General fund equity holdings backing <FONT STYLE="white-space:nowrap">non-participating</FONT> liabilities; and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Unhedged provisions for adverse deviation related to variable annuity guarantees dynamically hedged.
</P></TD></TR></TABLE></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Asset Liability Management Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Our asset liability management strategy is designed to help ensure that the market risks embedded in our assets and liabilities held in the
Company&#146;s general fund are effectively managed and that risk exposures arising from these assets and liabilities are maintained within risk limits. The embedded market risks include risks related to the level and movement of interest rates and
credit and swap spreads, public equity market performance, ALDA performance and foreign exchange rate movements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">General fund product liabilities
are categorized into groups with similar characteristics in order to support them with a specific asset strategy. We seek to align the asset strategy for each group to the premium and benefit pattern, policyholder options and guarantees, and
crediting rate strategies of the products they support. Similar strategies are established for assets in the Company&#146;s surplus account. The strategies are set using portfolio analysis techniques intended to optimize returns, subject to
considerations related to regulatory and economic capital requirements, and risk tolerances. They are designed to achieve broad diversification across asset classes and individual investment risks while being suitably aligned with the liabilities
they support. The strategies encompass asset mix, quality rating, term profile, liquidity, currency and industry concentration targets. </P></div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Products which feature
guaranteed liability cash flows (i.e. where the projected net flows are not materially dependent upon economic scenarios) are managed to a target return investment strategy. The products backed by this asset group include: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Accumulation annuities (other than annuities with pass-through features), which are primarily
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">short-to-medium-term</FONT></FONT> obligations and offer interest rate guarantees for specified terms on single premiums. Withdrawals may or may not have market value adjustments;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Payout annuities, which have no surrender options and include predictable and very long-dated obligations; and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Insurance products, with recurring premiums extending many years in the future, and which also include a significant
component of very long-dated obligations. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We seek to manage the assets backing these long-dated benefits to achieve a target return sufficient to
support the obligations over their lifetime, subject to established risk tolerances, by investing in a basket of diversified alternative long-duration assets, which may include public equity investments (&#147;ALDA and public equity&#148;), with the
balance invested in fixed income. Utilizing ALDA and public equity investments provides a suitable match for long-duration liabilities that also enhances long-term investment returns and reduces aggregate risk through diversification. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fixed income assets are managed to a benchmark developed to minimize interest rate risk against the liability cash flows not supported by ALDA and public equity
investments, and to achieve target returns/spreads required to preserve long-term interest rate investment assumptions used in liability pricing. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For insurance and
annuity products where significant pass-through features exist, a total return strategy approach is used, generally combining fixed income with ALDA plus public equity investments. ALDA and public equity may be included to enhance long-term
investment returns and reduce aggregate risk through diversification. Target investment strategies are established using portfolio analysis techniques that seek to optimize long-term investment returns while considering the risks related to embedded
product guarantees and policyholder withdrawal options, the impact of regulatory and economic capital requirements and management tolerances with respect to short-term income volatility and long-term tail risk exposure. For these pass-through
products such as participating insurance and universal life insurance and fixed deferred annuities, the investment performance of assets supporting the liabilities will be largely passed through to policyholders as changes in the amounts of
dividends declared or rates of interest credited, subject to embedded minimum guarantees. Shorter duration liabilities such as fixed deferred annuities do not incorporate ALDA plus public equity into their target asset mixes. Authority to manage our
investment portfolios is delegated to investment professionals who manage to benchmarks derived from the target investment strategies established for each group, including interest rate risk tolerances. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our asset liability management strategy incorporates a wide variety of risk measurement, risk mitigation and risk management, and hedging processes. The liabilities and
risks to which the Company is exposed, however, cannot be completely matched or hedged due to both limitations on instruments available in investment markets and uncertainty of impact on liability cash flows from policyholder experience/behaviour.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>43</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Foreign Exchange Risk Management Strategy </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Our policy is to generally match the currency of our assets with the currency of the liabilities they support. Where assets and liabilities are not
currency matched, we seek to hedge this exposure where appropriate to stabilize our capital positions and remain within our enterprise foreign exchange risk limits through the use of financial instruments such as derivatives. </P></div>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risk from small balance sheet mismatches is accepted if managed within set risk limits. Risk exposures are measured in terms of potential changes in capital ratios, due
to foreign exchange rate movements, determined to represent a specified likelihood of occurrence based on internal models. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Liquidity Risk
Management Strategy </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Global liquidity management policies and procedures are designed to provide adequate liquidity to cover cash and collateral obligations as they come due,
and to sustain and grow operations in both normal and stressed conditions. They reflect legal, regulatory, tax, operational or economic impediments to inter-entity funding. The asset mix of our balance sheet takes into account the need to hold
adequate unencumbered and appropriate liquid assets to satisfy the requirements arising under stressed scenarios and to allow our liquidity ratios to remain strong. We manage liquidity centrally and closely monitor the liquidity positions of our
principal subsidiaries. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We seek to mitigate liquidity risk by diversifying our business across different products, markets, geographical regions and policyholders.
We design insurance products to encourage policyholders to maintain their policies <FONT STYLE="white-space:nowrap">in-force,</FONT> to help generate a diversified and stable flow of recurring premium income. We design the policyholder termination
features of our wealth management products and related investment strategies with the goal of mitigating the financial exposure and liquidity risk related to unexpected policyholder terminations. We establish and implement investment strategies
intended to match the term profile of the assets to the liabilities they support, taking into account the potential for unexpected policyholder terminations and resulting liquidity needs. Liquid assets represent a large portion of our total assets.
We aim to reduce liquidity risk in our deposit funded businesses by diversifying our funding sources and appropriately managing the term structure of our funding. We forecast and monitor daily operating liquidity and cash movements in various
individual entities and operations as well as centrally, aiming to ensure liquidity is available and cash is employed optimally. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also maintain centralized cash
pools and access to other sources of liquidity and contingent liquidity such as repurchase funding agreements. Our centralized cash pool consists of cash or near-cash, high quality short-term investments that are continually monitored for their
credit quality and market liquidity. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have established a variety of contingent liquidity sources. We maintain a $500&nbsp;million committed unsecured revolving
credit facility with certain Canadian chartered banks available for MFC, and a US$500&nbsp;million committed unsecured revolving credit facility with certain U.S. banks available for MFC and certain of its subsidiaries. There were no outstanding
borrowings under these credit facilities as of December&nbsp;31, 2018. In addition, John Hancock (&#147;JH&#148;) USA is a member of the Federal Home Loan Bank of Indianapolis (&#147;FHLBI&#148;), which enables the Company to obtain loans from FHLBI
as an alternative source of liquidity that is collaterizable by qualifying mortgage loans, mortgage-backed securities and U.S. Treasury and Agency securities. Based on regulatory limitations, as of December&nbsp;31, 2018, JHUSA had an estimated
maximum borrowing capacity of US$3.8&nbsp;billion under the FHLBI facility, with no amounts outstanding. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table outlines the
maturity of the Company&#146;s significant financial liabilities. </P></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Maturity of financial liabilities</B><SUP
STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B><FONT STYLE="font-family:ARIAL; font-size:9pt" COLOR="#1f320c"><SUP
STYLE="font-size:85%; vertical-align:top"> </SUP> </FONT></B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Less than<BR>1 year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">1 to 3<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">3 to 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Over 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>681</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,088</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>359</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>229</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>227</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,988</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,803</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits from Bank clients<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,351</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,185</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,684</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lease obligations</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>129</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>203</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>93</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>575</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The amounts shown above are net of the related unamortized deferred issue costs. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Carrying value and fair value of deposits from Bank clients as at December&nbsp;31, 2018 was $19,684&nbsp;million and
$19,731&nbsp;million, respectively (2017 &#150; $18,131&nbsp;million and $18,149&nbsp;million, respectively). Fair value is determined by discounting contractual cash flows, using market interest rates currently offered for deposits with similar
terms and conditions. All deposits from Bank clients were categorized in Level&nbsp;2 of the fair value hierarchy (2017 &#150; Level&nbsp;2). </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">Through the normal course of business, pledging of assets is required to comply with jurisdictional regulatory and other requirements including
collateral pledged to partially mitigate derivative counterparty credit risk, assets pledged to exchanges as initial margin and assets held as collateral for repurchase funding agreements. Total unencumbered assets were $427.9 billion as at
December&nbsp;31, 2018 (2017 &#150; $396.8 billion). </P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>44</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Market Risk Sensitivities and Market Risk Exposure Measures </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Variable Annuity and Segregated Fund Guarantees Sensitivities and Risk Exposure Measures </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Guarantees on variable annuity products and segregated funds may include one or more of death, maturity, income and withdrawal guarantees. Variable
annuity and segregated fund guarantees are contingent and only payable upon the occurrence of the relevant event, if fund values at that time are below guaranteed values. Depending on future equity market levels, liabilities on current <FONT
STYLE="white-space:nowrap">in-force</FONT> business would be due primarily in the period from 2019 to 2039. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We seek to mitigate a portion of the risks embedded in
our retained (i.e. net of reinsurance) variable annuity and segregated fund guarantee business through the combination of our dynamic and macro hedging strategies (see &#147;Publicly Traded Equity Performance Risk&#148; below). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below shows selected information regarding the Company&#146;s variable annuity and segregated fund investment-related guarantees gross and
net of reinsurance. </P></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Variable annuity and segregated fund guarantees, net of reinsurance </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Guarantee<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fund&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Amount&nbsp;at<BR>risk<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Guarantee<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fund&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Amount<BR>at&nbsp;risk<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Guaranteed minimum income benefit<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,264</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,675</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,593</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,195</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Guaranteed minimum withdrawal benefit</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>60,494</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>49,214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,388</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,767</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,943</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Guaranteed minimum accumulation benefit</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18,611</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18,720</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>141</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18,162</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18,705</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross living benefits<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>84,369</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>71,609</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,122</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85,130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79,412</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross death
benefits<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,663</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14,654</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,567</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,743</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">16,973</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,001</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total gross of reinsurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;95,032</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;86,263</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;14,689</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;95,873</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">96,385</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,029</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Living benefits reinsured</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,515</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,343</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Death benefits reinsured</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,353</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,070</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>493</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,014</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,040</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">435</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total reinsured</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,868</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,243</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,836</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,536</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,707</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,346</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total, net of reinsurance</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>88,164</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>81,020</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,853</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">88,337</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;89,678</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;6,683</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Contracts with guaranteed long-term care benefits are included in this category. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the
death benefit category as outlined in footnote 3. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Death benefits include stand-alone guarantees and guarantees in excess of living benefit guarantees where both death and
living benefits are provided on a policy. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Amount at risk <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">(in-the-money</FONT></FONT> amount) is
the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund value. This amount is not currently payable. For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed
minimum death benefit in excess of the current account balance. For guaranteed minimum income benefit, the amount at risk is defined as the excess of the current annuitization income base over the current account value. For all guarantees, the
amount at risk is floored at zero at the single contract level. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The amount at risk net of reinsurance at December&nbsp;31, 2018 was $12,853&nbsp;million (2017 &#150; $6,683 million) of
which: US$6,899&nbsp;million (2017 &#150; US$3,982 million) was on our U.S. business, $2,654&nbsp;million (2017 &#150; $1,342 million) was on our Canadian business, US$332&nbsp;million (2017 &#150; US$95 million) was on our Japan business and
US$246&nbsp;million (2017 &#150; US$181 million) was related to Asia (other than Japan) and our <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance business. </P></TD></TR></TABLE></div>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Investment categories for variable contracts with guarantees </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">Variable contracts with guarantees, including variable annuities and variable life, are invested, at the policyholder&#146;s discretion subject to
contract limitations, in various fund types within the segregated fund accounts and other investments. The account balances by investment category are set out below. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">($ millions)</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Investment category</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43,528</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balanced funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41,625</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47,369</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Bond funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,309</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,095</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Money market funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,107</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other fixed interest rate investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,997</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,777</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;101,566</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;111,654</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>45</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Caution Related to Sensitivities </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">In the sections that follow, we provide sensitivities and risk exposure measures for certain risks. These include sensitivities due to specific changes
in market prices and interest rate levels projected using internal models as at a specific date and are measured relative to a starting level reflecting the Company&#146;s assets and liabilities at that date and the actuarial factors, investment
activity and investment returns assumed in the determination of policy liabilities. The risk exposures measure the impact of changing one factor at a time and assume that all other factors remain unchanged. Actual results can differ significantly
from these estimates for a variety of reasons including the interaction among these factors when more than one changes; changes in actuarial and investment return and future investment activity assumptions; actual experience differing from the
assumptions, changes in business mix, effective tax rates and other market factors; and the general limitations of our internal models. For these reasons, the sensitivities should only be viewed as directional estimates of the underlying
sensitivities for the respective factors based on the assumptions outlined below. Given the nature of these calculations, we cannot provide assurance that the actual impact on net income attributed to shareholders </P></div>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">or on MLI&#146;s LICAT total ratio will be as indicated. Market movements affect LICAT capital sensitivities both through income and other </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">components of the regulatory capital framework. For example, LICAT is affected by changes to other comprehensive income. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Publicly Traded Equity Performance Risk Sensitivities and Exposure Measures </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As outlined above, the macro hedging strategy is designed to mitigate public equity risk arising from variable annuity guarantees not dynamically hedged and from other
products and fees. In addition, our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with the guarantees embedded in these products. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The table below shows the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30% change in market values
of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an
immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10%, 20% or 30% they continued to decline, remained flat, or grew more slowly
than assumed in the valuation the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to &#147;Sensitivity of Earnings to Changes in Assumptions&#148; for more information on the level of growth
assumed and on the net income sensitivity to changes in these long-term assumptions. The potential impact is shown after taking into account the impact of the change in markets on the hedge assets. While we cannot reliably estimate the amount of the
change in dynamically hedged variable annuity guarantee liabilities that will not be offset by the profit or loss on the dynamic hedge assets, we make certain assumptions for the purposes of estimating the impact on net income attributed to
shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the dynamically hedged
variable annuity guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period end, and that equity hedges in the dynamic program are rebalanced at 5% intervals. In addition, we assume that the macro hedge
assets are rebalanced in line with market changes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">It is also important to note that these estimates are illustrative, and that the hedging program may underperform
these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and equity market movements are unfavourable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">The Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA constrain the investment return
assumptions for public equities and certain ALDA assets based on historical return benchmarks for public equities. The potential impact on net income attributed to shareholders does not take into account possible changes to investment return
assumptions resulting from the impact of declines in public equity market values on these historical return benchmarks. </P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>46</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential immediate impact on net income attributed to shareholders arising from changes to
public equity returns</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1),(2),(3)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:10.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>Underlying sensitivity to net income attributed to shareholders</B><SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(4)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Variable annuity guarantees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;(3,650</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;(2,240</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;(1,040</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;890</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;1,610</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;2,170</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Asset based fees (annualized)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(480</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(320</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(160</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>160</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>320</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>480</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">General fund equity investments<SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(1,150</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(780</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(390</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>290</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>580</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>860</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Total underlying sensitivity before hedging</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(5,280</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(3,340</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(1,590</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,340</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>2,510</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>3,510</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Impact of macro and dynamic hedge assets<SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>3,110</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,940</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>910</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(820</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(1,450</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(1,930</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>Net potential impact on net income attributed
to shareholders after impact of hedging</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(2,170</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(1,400</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(680</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>520</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,060</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,580</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">As at December&nbsp;31, 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="8"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>Underlying sensitivity to net income attributed to shareholders</B><SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(4)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B></B><SUP STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top"></SUP><FONT
STYLE="font-size:5pt"><SUP STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top"><B></B></SUP><B>&nbsp;</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Variable annuity guarantees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(3,940</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(2,260</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(960</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">670</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,110</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,410</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Asset based fees (annualized)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(510</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(340</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(170</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">170</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">340</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">510</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">General fund equity investments<SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(930</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(590</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(270</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">270</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">540</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">810</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Total underlying sensitivity before hedging</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(5,380</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(3,190</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(1,400</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;1,110</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,990</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">2,730</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">Impact of macro and dynamic hedge assets<SUP
STYLE="font-size:85%; line-height:7.0pt ; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">3,220</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,850</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">790</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(640</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;(1,100</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;(1,410</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net potential impact on net income attributed to shareholders
after impact of hedging</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(2,160</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(1,340</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(610</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">470</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">890</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,320</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The tables show the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30%
change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Please refer to &#147;Sensitivity of Earnings to Changes in Assumptions&#148; for more information on the level of growth
assumed and on the net income sensitivity to changes in these long-term assumptions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Defined as earnings sensitivity to a change in public equity markets including settlements on reinsurance contracts, but
before the offset of hedge assets or other risk mitigants. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This impact for general fund equities is calculated as at a <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">point-in-time</FONT></FONT> and does not include: (i)&nbsp;any potential impact on public equity weightings; (ii)&nbsp;any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii)&nbsp;any
gains or losses on public equity investments held in Manulife Bank. The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging program. The impact of dynamic hedge
rebalancing represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals but does not include any impact in respect of other sources of hedge ineffectiveness (e.g.
fund tracking, realized volatility and equity, interest rate correlations different from expected among other factors). </P></TD></TR></TABLE></div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in equity
markets impact our available and required components of the LICAT total ratio. The following table shows the potential impact to MLI&#146;s LICAT total ratio resulting from changes in public equity market values. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential immediate impact on MLI&#146;s LICAT total ratio arising from public equity returns different than the expected return for policy
liability valuation</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1),(2),(3)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>Impact on MLI&#146;s LICAT total
ratio</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Percentage points</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+20%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+30%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>December&nbsp;31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(6</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(4</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(2</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>5</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>7</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">March&nbsp;31, 2018</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(6</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(4</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(2</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">2</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">4</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">6</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. In addition, estimates exclude changes to the net actuarial
gains/losses with respect to the Company&#146;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The potential impact is shown assuming that the change in value of the hedge assets does not completely offset the change
in the dynamically hedged variable annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse deviation and of rebalancing equity hedges for dynamically
hedged variable annuity liabilities at 5% intervals. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">OSFI rules for segregated fund guarantees reflect full capital impacts of shocks over 20 quarters within a prescribed
range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial shock. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>47</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Interest Rate and Spread Risk Sensitivities and Exposure Measures </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">At December&nbsp;31, 2018, we estimated the sensitivity of our net income attributed to shareholders to a 50 basis point parallel decline in interest
rates to be a charge of $100&nbsp;million, and to a 50 basis point increase in interest rates to be a benefit of $100&nbsp;million. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below shows the
potential impact on net income attributed to shareholders from a 50 basis point parallel move in interest rates. This includes a change of 50 basis points in current government, swap and corporate rates for all maturities across all markets with no
change in credit spreads between government, swap and corporate rates, and with a floor of zero on government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy liabilities, including
embedded derivatives. For variable annuity guarantee liabilities that are dynamically hedged, it is assumed that interest rate hedges are rebalanced at 20 basis point intervals. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the applicable reinvestment scenarios, the impact of changes to interest
rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the impact of yield curve changes will vary depending upon the geography where
the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen the positive effects of interest rate increases. This is because the reinvestment
assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial Standards Board, while our interest rate hedges are valued using current market interest
rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are not fully aligned to changes in current market interest rates especially when there is a significant change in the shape of the interest rate curve. As a
result, the impact from <FONT STYLE="white-space:nowrap">non-parallel</FONT> movements may be materially different from the estimated impact of parallel movements. For example, if long-term interest rates increase more than short-term interest rates
(sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value of our swaps may be greater than the decrease in the value of our insurance liabilities. This could result in a charge to net income attributed to
shareholders in the short-term even though the rising and steepening of the yield curve, if sustained, may have a positive long-term economic impact. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The potential
impact on net income attributed to shareholders does not take into account any future potential changes to our URR assumptions or calibration criteria for stochastic risk-free rates or other potential impacts of lower interest rate levels, for
example, increased strain on the sale of new business or lower interest earned on our surplus assets. The impact also does not reflect any unrealized gains or losses on AFS fixed income assets held in our Corporate and Other segment. Changes in the
market value of these assets may provide a natural economic offset to the interest rate risk arising from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a portion of the AFS fixed
income asset unrealized gains or losses. It is not certain we would crystallize any of the unrealized gains or losses available. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">The impact does
not reflect any potential effect of changing interest rates to the value of our ALDA assets. Rising interest rates could negatively impact the value of our ALDA assets (see &#147;Critical Accounting and Actuarial Policies &#150; Fair Value of
Invested Assets&#148;, below). More information on ALDA can be found under the section &#147;Alternative Long-Duration Asset Performance Risk Sensitivities and Exposure Measures&#148;, below. </P></div>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate shocks tend to dominate capital sensitivities. As a result, the
reduction in interest rates improves LICAT total ratios and vice-versa. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The following table shows the potential impact on net income attributed to shareholders including the change in the market value of AFS fixed income
assets held in our Corporate and Other segment, which could be realized through the sale of these assets. </P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>48</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders and MLI&#146;s LICAT total ratio of
an immediate parallel change in interest rates relative to rates assumed in the valuation of policy liabilities</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP
STYLE="font-size:85%; vertical-align:top">(1),(2),(3),(4)<B></B></SUP><B> </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR BGCOLOR="#e9edf2" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="6" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="9" VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT STYLE="font-size:7pt"><B>2018</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT STYLE="font-size:7pt">2017</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT STYLE="font-size:7pt" COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT STYLE="font-size:7pt">-50bp</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT STYLE="font-size:7pt">+50bp</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT STYLE="font-size:7pt">-50bp</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT STYLE="font-size:7pt">+50bp</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income attributed to shareholders ($ millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Excluding change in market value of AFS fixed income assets held in the Corporate and
Other segment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">(200</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">From fair value changes in AFS fixed income assets held in the Corporate and Other segment,
if realized</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,600</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">1,100</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">(1,000</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>MLI&#146;s LICAT total ratio (Percentage points)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">LICAT total ratio change in percentage points<SUP
STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. In addition, estimates exclude changes to the net actuarial
gains/losses with respect to the Company&#146;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be material. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit
products where benefits are generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject to minimum rate guarantees, the sensitivities are based
on the assumption that credited rates will be floored at the minimum. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The amount of gain or loss that can be realized on AFS fixed income assets held in the Corporate and Other segment will
depend on the aggregate amount of unrealized gain or loss. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Sensitivities are based on projected asset and liability cash flows and the impact of realizing fair value changes in AFS
fixed income is based on the holdings at the end of the period. </P></TD></TR></TABLE></div><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#ffffff;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes all LICAT impacts, including realized and unrealized fair value changes in AFS fixed income assets. The LICAT
ratio is not applicable before January 1, 2018. </P></TD></TR></TABLE></div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $100&nbsp;million decrease in sensitivity to a 50 basis point decline in interest rates
from December&nbsp;31, 2017 was primarily due to purchases of fixed income assets from sales of ALDA (due to reducing the allocation to ALDA in our portfolio asset mix) in the U.S., which reduced the reinvestment exposure to interest rates. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The following tables show the potential impact on net income attributed to shareholders resulting from a change in corporate spreads and swap spreads
over government bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of policy liabilities. </P></div>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders and MLI&#146;s LICAT total ratio arising from changes to corporate spreads and swap
spreads</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1),(2),(3)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR BGCOLOR="#e9edf2" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:2pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"><B>Corporate spreads<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-50bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+50bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-50bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+50bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders ($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(600</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;600</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;(1,000</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,000</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">MLI&#146;s LICAT total ratio (change percentage points)<SUP
STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"><B>Swap spreads</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-20bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+20bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-20bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+20bp</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders ($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#dde0da"><B>$&nbsp;&nbsp;&nbsp;&nbsp;100</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;400</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;(400</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">MLI&#146;s LICAT total ratio (change percentage points)<SUP
STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>nil</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"><B>nil</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;border:solid 1px #e9edf2;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income assets
held in the Corporate and Other segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely self-supporting and generate no material impact on net income
attributed to shareholders as a result of changes in corporate and swap spreads. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Sensitivities are based on projected asset and liability cash flows. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Corporate spreads are assumed to grade to the long-term average over five years. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">As the sensitivity to a 50 basis point decline in corporate spreads includes the impact of a change in deterministic
reinvestment scenarios where applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.
</P></TD></TR></TABLE></div><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#ffffff;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes all LICAT impacts, including realized and unrealized fair value changes in AFS fixed income assets. Under LICAT,
spread movements are determined from a selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index, Barclays USD Liquid Investment
Grade Corporate Index, and Nomura-BPI (Japan). The LICAT ratio is not applicable before January 1, 2018. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $400&nbsp;million decrease in the
sensitivity to a 50 basis point decline in corporate spreads from December&nbsp;31, 2017 was primarily due to purchases of fixed income assets from sales of ALDA (due to reducing the allocation to ALDA in our portfolio asset mix) in the U.S., which
reduced the reinvestment exposure to corporate spreads. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Swap spreads remain at low levels, and if they were to rise, this could generate material charges to net
income attributed to shareholders. Swap spread sensitivity decreased primarily due to additional shortening swaps put in place. </P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>49</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Alternative Long-Duration Asset Performance Risk Sensitivities and Exposure Measures
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">The following table shows the potential impact on net income attributed to shareholders resulting from an immediate 10% change in market values of ALDA
followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate decline in market values
equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10% they continued to decline, remained flat, or grew more slowly than assumed in the valuation of policy
liabilities, the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to &#147;Sensitivity of Earnings to Changes in Assumptions&#148; below, for more information on the level of growth assumed and
on the net income sensitivity to changes in these long-term assumptions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">ALDA includes commercial real estate, timber and farmland real estate,
oil and gas direct holdings, and private equities, some of which relate to oil and gas. </P></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to
shareholders arising from changes in ALDA returns</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1),(2),(3),(4),(5),(6)
<B></B></SUP><B> </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:2pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at
December&nbsp;31,</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate, agriculture and timber assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(1,300</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(1,300</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">$</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,300</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private equities and other ALDA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,600</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,600</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2" ALIGN="right">(1,500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2" ALIGN="right">1,400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>Alternative long-duration
assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(2,900</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,800</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(2,800</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,700</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#e9edf2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD>
<TD VALIGN="bottom" BGCOLOR="#e9edf2"></TD></TR>
</TABLE> <div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This impact is calculated as at a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">point-in-time</FONT></FONT> impact and does not include: (i)&nbsp;any potential impact on ALDA weightings or (ii)&nbsp;any gains or losses on ALDA held in the Corporate and Other
segment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to
shareholders as a result of changes in ALDA returns. For some classes of ALDA, where there is not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the Standards of Practice and CIA guidance
to result in a lower reserve than an assumption based on a historical return benchmark for public equities in the same jurisdiction. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Net income impact does not consider any impact of the market correction on assumed future return assumptions.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Please refer to &#147;Sensitivity of Earnings to Changes in Assumptions&#148; below, for more information on the level of
growth assumed and on the net income sensitivity to changes in these long-term assumptions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impact of changes to the portfolio asset mix supporting our North American legacy business are reflected in the
sensitivities when the changes take place. </P></TD></TR></TABLE></div> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Foreign Exchange Risk Sensitivities and Exposure Measures
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">We generally match the currency of our assets with the currency of the insurance and investment contract liabilities they support, with the objective of
mitigating risk of loss arising from currency exchange rate changes. As at December&nbsp;31, 2018, we did not have a material unmatched currency exposure. </P></div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
following table shows the potential impact on core earnings of a 10% change in the Canadian dollar relative to our other key operating currencies. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Potential impact on core earnings of changes in
currency</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1),(2) <B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:10pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%<BR>strengthening</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%<BR>weakening</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">+10%<BR>strengthening</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">-10%<BR>weakening</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% change in the Canadian dollar relative to the U.S. dollar and the Hong Kong dollar</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(340)</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;340</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(280)</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;280</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:10pt; font-size:8pt; font-family:ARIAL">10% change in the Canadian dollar relative to
the Japanese yen</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(60)</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>60</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(60)</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL" ALIGN="right">60</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution Related to Sensitivities&#148; above. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">LICAT regulatory capital ratios are also sensitive to the fluctuations in the Canadian dollar relative to our other key operating currencies. The direction and
materiality of this sensitivity varies across various capital ratios. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>50</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Liquidity Risk Exposure Measures </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:-1%; margin-right:-1%;background-color:#e9edf2;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:9pt; font-family:ARIAL">We manage liquidity levels of the consolidated group and key subsidiaries against established thresholds. We measure liquidity under both immediate
(within one month) and ongoing (within one year) stress scenarios. Our policy is to maintain the ratio of assets to liabilities, both adjusted for their liquidity values, above the <FONT STYLE="white-space:nowrap">pre-established</FONT> limit. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:9pt; font-family:ARIAL">Increased use of derivatives for hedging purposes has necessitated greater emphasis on measurement and management of contingent liquidity risk related
to these instruments, in particular the movement of <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&#147;over-the-counter&#148;</FONT></FONT> derivatives to central clearing in the U.S. and Japan places an emphasis on cash as the
primary source of liquidity as opposed to security holdings. The market value of our derivative portfolio is therefore regularly stress tested to assess the potential collateral and cash settlement requirements under various market conditions.
</P></div> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife Bank (the &#147;Bank&#148;) has a stand-alone liquidity risk management policy framework. The framework includes stress testing, cash flow modeling, a
funding plan and a contingency plan. The Bank has an established securitization infrastructure which enables the Bank to access a range of funding and liquidity sources. The Bank models extreme but plausible stress scenarios that demonstrate that
the Bank has a sufficient pool of highly liquid money market securities and holdings of sovereign bonds, near-sovereign bonds and other liquid marketable securities, which when combined with the Bank&#146;s capacity to securitize residential
mortgage assets provides sufficient liquidity to meet potential requirements under these stress scenarios. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Credit Risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Credit risk is the risk of loss due to the inability or unwillingness of a borrower or counterparty to fulfill its payment obligations.
</B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Credit Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit risk is governed by the Credit Committee which oversees the overall credit risk management program. The Company has established objectives for overall quality and
diversification of our general fund investment portfolio and criteria for the selection of counterparties, including derivative counterparties, reinsurers and insurance providers. Our policies establish exposure limits by borrower, corporate
connection, quality rating, industry, and geographic region, and govern the usage of credit derivatives. Corporate connection limits vary according to risk rating. Our general fund fixed income investments are primarily public and private investment
grade bonds and commercial mortgages. We have a program for selling Credit Default Swaps (&#147;CDS&#148;) that employs a highly selective, diversified and conservative approach. CDS decisions follow the same underwriting standards as our cash bond
portfolio and the addition of this asset class allows us to better diversify our overall credit portfolio. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our credit granting units follow a defined evaluation
process that provides an objective assessment of credit proposals. We assign a risk rating, based on a standardized <FONT STYLE="white-space:nowrap">22-point</FONT> scale consistent with those of external rating agencies, following a detailed
examination of the borrower that includes a review of business strategy, market competitiveness, industry trends, financial strength, access to funds, and other risks facing the counterparty. We assess and update risk ratings regularly. For
additional input to the process, we also assess credit risks using a variety of industry standard market-based tools and metrics. We map our risk ratings to <FONT STYLE="white-space:nowrap">pre-established</FONT> probabilities of default and loss
given defaults, based on historical industry and Company experience, and to resulting default costs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We establish delegated credit approval authorities and make
credit decisions on a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">case-by-case</FONT></FONT> basis at a management level appropriate to the size and risk level of the transaction, based on the delegated authorities that vary
according to risk rating. Major credit decisions are approved by the Credit Committee and the largest decisions are approved by the CEO and, in certain cases, by the Board of Directors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We limit the types of authorized derivatives and applications and require <FONT STYLE="white-space:nowrap">pre-approval</FONT> of all derivative application strategies
and regular monitoring of the effectiveness of derivative strategies. Derivative counterparty exposure limits are established based on a minimum acceptable counterparty credit rating (generally <FONT STYLE="white-space:nowrap">A-</FONT> from
internationally recognized rating agencies). We measure derivative counterparty exposure as net potential credit exposure, which takes into consideration <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT>
values of all transactions with each counterparty, net of any collateral held, and an allowance to reflect future potential exposure. Reinsurance counterparty exposure is measured reflecting the level of ceded liabilities net of collateral held. The
creditworthiness of all reinsurance counterparties is reviewed internally on a regular basis. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Regular reviews of the credits within the various portfolios are
undertaken with the goal of identifying changes to credit quality and, where appropriate, taking corrective action. Prompt identification of problem credits is a key objective. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We establish an allowance for losses on a loan when it becomes impaired as a result of deterioration in credit quality, to the extent there is no longer assurance of
timely realization of the carrying value of the loan and related investment income. We reduce the carrying value of an impaired loan to its estimated net realizable value when we establish the allowance. We establish an allowance for losses on
reinsurance contracts when a reinsurance counterparty becomes unable or unwilling to fulfill its contractual obligations. We base the allowance for loss on current recoverables and ceded policy liabilities. There is no assurance that the allowance
for losses will be adequate to cover future potential losses or that additional allowances or asset write-downs will not be required. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Policy liabilities include
general provisions for credit losses from future asset impairments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our credit policies, procedures and investment strategies are established under a strong
governance framework and are designed to ensure that risks are identified, measured and monitored consistent with our risk appetite. We seek to actively manage credit exposure </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>51</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
in our investment portfolio to reduce risk and minimize losses, and derivative counterparty exposure is managed proactively. However, we could experience volatility on a quarterly basis and
losses could potentially rise above long-term expected and historical levels. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Credit Risk Exposure Measures </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018 and December&nbsp;31, 2017, for every 50% that credit defaults over the next year exceed the rates provided for in policy liabilities, net
income attributed to shareholders would be reduced by $62&nbsp;million and $63&nbsp;million in each year, respectively. Credit downgrades for fixed income investments would adversely impact our regulatory capital, as required capital levels for such
investments are based on the credit quality of each instrument. In addition, credit downgrades could also be higher than assumed in policy liabilities, resulting in policy liability increases and a reduction in net income attributed to shareholders.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below shows net impaired assets and allowances for loan losses. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Net Impaired Assets and Loan Losses </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net impaired fixed income assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net impaired fixed income assets as a % of total invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.051%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.052%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Allowance for loan losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$95</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Product Risk </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Product risk is the risk of failure to design, implement and maintain a product or service to achieve expected outcomes and the risk of loss due to actual experience emerging differently than assumed when a product was designed
and priced. </B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Product Risk Management </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Product risk is governed by the Product Oversight Committee for the insurance business and by the Global Wealth and Asset Management (&#147;Global WAM&#148;) Risk
Committee for global WAM business. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Insurance Product Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Product Oversight Committee oversees the overall insurance risk management program. The Product Oversight Committee has established a broad framework for managing
insurance risk under a set of policies, standards and guidelines, to ensure that our product offerings align with our risk taking philosophy and risk limits, and achieve acceptable profit margins. These cover: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">product design features </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">use of reinsurance </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">pricing models and software </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">internal risk-based capital allocations </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">target profit objectives
</TD></TR></TABLE></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">pricing methods and assumption setting </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">stochastic and stress scenario testing </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">required documentation </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">review and approval processes </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">experience monitoring programs </TD></TR></TABLE></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In each business unit that sells insurance, we
designate individual pricing officers who are accountable for pricing activities, chief underwriters who are accountable for underwriting activities and chief claims risk managers who are accountable for claims activities. Both the pricing officer
and the general manager of each business unit approve the design and pricing of each product, including key claims, policyholder behaviour, investment return and expense assumptions, in accordance with global policies and standards. Risk management
functions provide additional oversight, review and approval of all product and pricing initiatives, as well as material underwriting initiatives. Actuarial functions provide oversight review and approval of policy liability valuation methods and
assumptions. In addition, both risk and actuarial functions review and approve new reinsurance arrangements. We perform annual risk and compliance self-assessments of the product development, pricing, underwriting and claims activities of all
insurance businesses. To leverage best practices, we facilitate knowledge transfer between staff working with similar businesses in different geographies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We utilize
a global underwriting manual intended to ensure insurance underwriting practices for direct written life business are consistent across the organization while reflecting local conditions. Each business unit establishes underwriting policies and
procedures, including criteria for approval of risks and claims adjudication policies and procedures. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We apply retention limits per insured life that are intended to
reduce our exposure to individual large claims which are monitored in each business unit. These retention limits vary by market and jurisdiction. We reinsure exposure in excess of these limits with other companies (see &#147;Risk Factors-Product
Risk Factors-External market conditions determine the availability, terms and cost of reinsurance protection&#148;, below). Our current global life retention limit is US$30&nbsp;million for individual policies (US$35&nbsp;million for survivorship
life policies) and is shared across businesses. We apply lower limits in some markets and jurisdictions. We aim to further reduce exposure to claims concentrations by applying geographical aggregate retention limits for certain covers.
Enterprise-wide, we aim to reduce the likelihood of high aggregate claims by operating globally, insuring a wide range of unrelated risk events, and reinsuring some risks. We seek to actively manage the Company&#146;s aggregate exposure to each of
policyholder behaviour risk and claims risk against enterprise-wide economic capital limits. Policyholder behaviour risk limits cover the combined risk arising from policy lapses and surrenders, withdrawals and other policyholder driven activity.
The claims risk limits cover the combined risk arising from mortality, longevity and morbidity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>52</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Internal experience studies, as well as trends in our experience and that of the industry, are monitored to update
current and projected claims and policyholder behaviour assumptions, resulting in updates to policy liabilities as appropriate. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Global
Wealth and Asset Management (&#147;Global WAM&#148;) Product Risk Management Strategy </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Global WAM product risk is governed by the Global WAM Risk Committee
which oversees the overall product risk management program for Global WAM. The Committee has established a broad framework for managing risk under a set of policies, standards and guidelines to ensure that our product offerings align with our
risk-taking philosophy and risk limits. The Global WAM product risk governance policy describes the requirements to be complied with for products/solutions with respect to stakeholder review, approval and post-launch monitoring. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Global WAM Risk Management also provides oversight and review of material changes to existing products/solutions on the various Global WAM platforms. Global WAM Risk
Management performs annual risk self-assessments of the product/solution activities of all Global WAM businesses. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Operational Risk
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Operational risk is the risk of loss resulting from inadequate or failed internal processes, systems failures, human-performance
failures or from external events. </B></FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Operational Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our corporate governance practices, corporate values, and integrated enterprise-wide approach to managing risk set the foundation for mitigating operational risks. This
base is further strengthened by internal controls and systems, compensation programs, and seeking to hire and retain trained and competent people throughout the organization. We align compensation programs with business strategy, long-term
shareholder value and good governance practices, and we benchmark these compensation practices against peer companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have an enterprise operational risk
management framework that sets out the processes we use to identify, assess, manage, mitigate and report on significant operational risk exposures. Execution of our operational risk management strategy supports the drive towards a focus on the
effective management of our key global operational risks. We have an Operational Risk Committee, which is the main decision-making committee for all operational risk matters and which has oversight responsibility for operational risk strategy,
management and governance. We have enterprise-wide risk management programs for specific operational risks that could materially impact our ability to do business or impact our reputation. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Legal and Regulatory Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Global Compliance oversees our regulatory compliance program and function, supported by designated Chief Compliance Officers in every Segment. The program is designed to
promote compliance with regulatory obligations worldwide and to assist in making the Company&#146;s employees aware of the laws and regulations that affect it, and the risks associated with failing to comply. Segment compliance groups monitor
emerging legal and regulatory issues and changes and prepare us to address new requirements. Global Compliance also independently assesses and monitors the effectiveness of a broad range of regulatory compliance processes and business practices
against potential legal, regulatory, fraud and reputation risks, and allows significant issues to be escalated and proactively mitigated. Among these processes and business practices are: privacy (i.e. handling of personal and other confidential
information), sales and marketing practices, sales compensation practices, asset management practices, fiduciary responsibilities, employment practices, underwriting and claims processing, product design, and regulatory filings. In addition, we have
policies, processes and controls in place to help protect the Company, our customers and other related third parties from acts of fraud and from risks associated with money laundering and terrorist financing. Audit Services, Global Compliance and
Segment compliance personnel periodically assess the effectiveness of the control environment. For further discussion of government regulation and legal proceedings, refer to &#147;Government Regulation&#148; in MFC&#146;s Annual Information Form
dated February&nbsp;13, 2019 and note 18 of the 2018 Annual Consolidated Financial Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Business Continuity Risk Management Strategy
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have an enterprise-wide business continuity and disaster recovery program. This includes policies, plans and procedures that seek to minimize the
impact of natural or <FONT STYLE="white-space:nowrap">man-made</FONT> disasters, and is designed to ensure that key business functions can continue normal operations in the event of a major disruption. Each business unit is accountable for preparing
and maintaining detailed business continuity plans and processes. The global program incorporates periodic scenario analysis designed to validate the assessment of both critical and <FONT STYLE="white-space:nowrap">non-critical</FONT> units, as well
as the establishment and testing of appropriate business continuity plans for all critical functions. The business continuity team establishes and regularly tests crisis management plans and global crisis communications protocols. We maintain <FONT
STYLE="white-space:nowrap">off-site</FONT> backup facilities and failover capability designed to minimize downtime and accelerate system recovery. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>53</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Technology&nbsp;&amp; Information Security Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our Technology Risk Management function provides strategy, direction, and oversight and facilitates governance for all technology risk domain activities across the
Company. The scope of this function includes: reducing information risk exposures by introducing a robust enterprise information risk management framework and supporting infrastructure for proactively identifying, managing, monitoring and reporting
on critical information risk exposures; promoting transparency and informed decision-making by building and maintaining information risk profiles and risk dashboards for Enterprise Technology&nbsp;&amp; Services and Segments aligned with enterprise
and operational risk reporting; providing advisory services to Global Technology and the Segments around current and emerging technology risks and their impact to the Company&#146;s information risk profile; and reducing vendor information risk
exposures by incorporating sound information risk management practices into sourcing, outsourcing and offshoring initiatives and programs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The enterprise-wide
information security program, which is overseen by the Chief Information Risk Officer, seeks to mitigate information security risks. This program establishes the information and cyber security framework for the Company, including governance,
policies and standards, and appropriate controls to protect information and computer systems. We also have annual security awareness training sessions for all employees. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Many jurisdictions in which we operate are implementing more stringent privacy legislation. Our global privacy program, overseen by our Chief Privacy Officer, seeks to
manage the risk of privacy breaches. It includes policies and standards, ongoing monitoring of emerging privacy legislation, and a network of privacy officers. Processes have been established to provide guidance on handling personal information and
for reporting privacy incidents and issues to appropriate management for response and resolution. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition, the Chief Information Risk Officer, the Chief Privacy
Officer, and their teams work closely on information security and privacy matters. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Human Resource Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have a number of human resource policies, practices and programs in place that seek to manage the risks associated with attracting and retaining top talent. These
include recruiting programs at every level of the organization, training and development programs for our individual contributors and people leaders, employee engagement surveys, and competitive compensation programs that are designed to attract,
motivate and retain high-performing and high-potential employees. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Model Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have designated model risk management teams working closely with model owners and users that seek to manage model risk. Our model risk oversight program includes
processes intended to ensure that our critical business models are conceptually sound and used as intended, and to assess the appropriateness of the calculations and outputs. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Third-Party Risk Management Strategy </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our
governance framework to address third-party risk includes appropriate policies (such as our Global Outsourcing and Vendor Risk Management Policy and Global Procurement Policy), standards and procedures, and monitoring of ongoing results and
contractual compliance of third-party arrangements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Project Risk Management Strategy </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To seek to ensure that key projects are successfully implemented and monitored by management, we have a Global Project and Program Management Centre of Expertise, which
is responsible for establishing policies and standards for project management. Our policies, standards and practices are benchmarked against leading practices. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>54</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_11"></A>Capital Management Framework </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife seeks to manage its capital with the objectives of: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Operating with sufficient capital to be able to honour all commitments to its policyholders and creditors with a high degree
of confidence; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Retaining the ongoing confidence of regulators, policyholders, rating agencies, investors and other creditors in order to
ensure access to capital markets; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Optimizing return on capital to meet shareholders&#146; expectations subject to constraints and considerations of adequate
levels of capital established to meet the first two objectives. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital is managed and monitored in accordance with the Capital Management Policy.
The Policy is reviewed and approved by the Board of Directors annually and is integrated with the Company&#146;s risk and financial management frameworks. It establishes guidelines regarding the quantity and quality of capital, internal capital
mobility, and proactive management of ongoing and future capital requirements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our capital management framework takes into account the requirements of the Company as
a whole as well as the needs of each of our subsidiaries. Internal capital targets are set above regulatory requirements, and consider a number of factors, including expectations of regulators and rating agencies, results of sensitivity and stress
testing and our own risk assessments. We monitor against these internal targets and initiate actions appropriate to achieving our business objectives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We
periodically assess the strength of our capital position under various stress scenarios. The annual Dynamic Capital Adequacy Testing (&#147;DCAT&#148;) typically quantifies the financial impact of economic events arising from shocks in public equity
and other markets, interest rates and credit, amongst others. Our 2018 DCAT results demonstrate that we would have sufficient assets, under the various adverse scenarios tested, to discharge our policy liabilities. This conclusion was also supported
by a variety of other stress tests conducted by the Company. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We use an Economic Capital (&#147;EC&#148;) framework to inform our internal view of the level of
required capital and available capital. The EC framework is a key component of the Own Risk and Solvency Assessment (&#147;ORSA&#148;) process, which ties together our risk management, strategic planning and capital management practices to confirm
that our capital levels continue to be adequate from an economic perspective. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital management is also integrated into our product planning and performance
management practices. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The composition of capital between equity and other capital instruments impacts the financial leverage ratio which is an important
consideration in determining the Company&#146;s financial strength and credit ratings. The Company monitors and rebalances its capital mix through capital issuances and redemptions. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Capital and Funding Activities </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">During 2018, we
raised a total of $0.9&nbsp;billion of capital in Canada and $0.9&nbsp;billion of securities matured or were redeemed. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table provides our funding
activity for the year ended December&nbsp;31, 2018. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Issued</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Redeemed/Matured</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shares<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>600</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>450</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Senior
debt<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;850</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;850</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC issued 10&nbsp;million <FONT STYLE="white-space:nowrap">Non-cumulative</FONT>
<FONT STYLE="white-space:nowrap">5-Year</FONT> Rate Reset Class&nbsp;1 Shares, Series 25 (&#147;Series 25 Shares&#148;) for gross proceeds of $250&nbsp;million on February&nbsp;20, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC issued $600&nbsp;million (3.317%) of subordinated debentures on May&nbsp;9, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">A total of $450&nbsp;million of MLI subordinated debentures were redeemed at par during the year: $200&nbsp;million
(2.819%) on February&nbsp;26, 2018 and $250&nbsp;million (2.926%) on November&nbsp;29, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">$400&nbsp;million MFC medium term notes (5.505%) matured on June&nbsp;26, 2018. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Normal Course Issuer Bid </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On November&nbsp;12,
2018, MFC announced that the Toronto Stock Exchange (&#147;TSX&#148;) approved a normal course issuer bid (&#147;NCIB&#148;) permitting the purchase by MFC for cancellation of up to 40&nbsp;million MFC common shares. Pursuant to the Notice of
Intention filed with the TSX, purchases under the NCIB commenced on November&nbsp;14, 2018 and may continue until November&nbsp;13, 2019, when the NCIB expires, or such earlier date as MFC completes its purchases. During 2018, MFC purchased and
subsequently cancelled 23&nbsp;million of its common shares pursuant to the NCIB at an average price of $20.66 per common share for a total cost of $478&nbsp;million. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>55</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c">The following measure of capital reflects our capital management activities at the MFC level.
</FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">929</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">743</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">221</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shareholders&#146; equity<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>42,142</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">37,436</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">38,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47,151</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,823</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjusted for accumulated other comprehensive loss on cash flow
hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(109</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(232</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total equity excluding accumulated other comprehensive loss on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47,278</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,272</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43,055</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Qualifying capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,180</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Consolidated capital</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;56,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;50,659</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;50,235</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Common shareholders&#146; equity is equal to total shareholders&#146; equity less preferred shares. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The &#147;Consolidated capital&#148; referred to in the table above does not include $4.8 billion (2017 &#150; $4.8&nbsp;billion, 2016 &#150; $5.7 billion) of senior
debt issued by MFC because this form of financing does not meet OSFI&#146;s definition of regulatory capital at the MFC level. The Company has down-streamed the proceeds from this financing into operating entities in a form that qualifies as
regulatory capital at the subsidiary level. For regulatory purposes, LICAT available capital is based on the above consolidated capital with adjustments for certain deductions, limits and restrictions, as mandated by the LICAT guideline. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Consolidated capital was $56.0 billion as at December 31, 2018 compared with $50.7 billion as at December 31, 2017, an increase of approximately $5.3 billion. The
increase from December 31, 2017 was primarily driven by net income attributed to shareholders net of dividends paid of $2.9 billion, net capital issuances of approximately $100 million consisting of net subordinated debt and preferred shares
issuances less the net impact of share buybacks and issuance of shares for the dividend reinvestment program (as senior debt is not included in the definition of capital, the $400 million of senior debt redeemed in 2018 did not impact the change in
capital), and the net increase in AOCI. The net increase in AOCI was due to a weaker Canadian dollar compared to the U.S. dollar, partially offset by the impact of higher interest rates and lower equity markets on assets classified as AFS. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Remittability of Capital </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As part of its
capital management, Manulife promotes internal capital mobility so that Manulife&#146;s parent company, MFC, has access to funds to meet its obligations and to optimize the use of excess capital. Cash remittance is defined as the cash remitted or
payable to the Group from operating subsidiaries and excess capital generated by stand-alone Canadian operations. It is one of the key metrics used by management to evaluate our financial flexibility. In 2018, MFC subsidiaries delivered
$4.0&nbsp;billion in remittances compared with $2.1&nbsp;billion in 2017. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Financial Leverage Ratio </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC&#146;s financial leverage ratio decreased to 28.6% as at December&nbsp;31, 2018 from 30.3% as at December&nbsp;31, 2017, driven by the increase of $5.0&nbsp;billion
in equity, supported by earnings and the impact of a weaker Canadian dollar compared with the U.S. dollar. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Common Shareholder Dividends
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The declaration and payment of shareholder dividends and the amount thereof are at the discretion of the Board of Directors and depend upon various
factors, including the results of operations, financial condition and future prospects of the Company and taking into account regulatory restrictions on the payment of shareholder dividends, as well as any other factors deemed relevant by the Board
of Directors. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Common Shareholder Dividends Paid </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c">$ per share</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">Dividends paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;0.910</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;0.820</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;0.740</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company offers a Dividend Reinvestment Program (&#147;DRIP&#148;) whereby shareholders may elect to automatically reinvest dividends
in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the Board of Directors&#146; discretion. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2016, 2017 and for the first three quarters of 2018, common shares in connection with the DRIP were purchased on the open market with no applicable discount. For the
dividend paid on December&nbsp;19, 2018, the required common shares were purchased from treasury with a two per cent (2%) discount from the market price. In 2018, we issued 9.3&nbsp;million common shares from treasury for a total consideration of
$178&nbsp;million under this program. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Regulatory Capital Position</B><SUP STYLE="font-size:85%; vertical-align:top">1</SUP><B>
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC and MLI are regulated by OSFI and are subject to consolidated risk-based capital requirements. Manulife monitors and manages its consolidated capital
in compliance with the applicable OSFI guideline. The LICAT framework replaced the Minimum Continuing </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The &#147;Risk Factors&#148; section of the MD&amp;A outlines a number of regulatory capital risks. </P></TD></TR></TABLE>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>56</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
Capital and Surplus Requirements (&#147;MCCSR&#148;) framework on January&nbsp;1, 2018. Under both guidelines our consolidated available capital was/is measured against a required amount of risk
capital determined in accordance with the guideline; however, as a result of the major changes, the LICAT total ratios and MCCSR ratios are not directly comparable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife&#146;s operating activities are mostly conducted within MLI and its subsidiaries. MLI&#145;s LICAT total ratio was 143% as at December&nbsp;31, 2018, compared
with 129% as at March&nbsp;31, 2018 (there are no prior year comparatives as LICAT, OSFI&#146;s new capital regime, became effective in 2018). The 14% percentage point improvement from March&nbsp;31, 2018 was primarily driven by actions to release
capital in our North American legacy businesses, growth in retained earnings, and the favourable impact of the wider corporate spreads partially offset by the impact of lower equity markets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC&#146;s LICAT total ratio was 132% as at December&nbsp;31, 2018 compared with 117% as at March&nbsp;31, 2018. The differences between the MLI and MFC ratios were
largely due to the $4.8 billion of MFC senior debt outstanding that, under OSFI rules, does not qualify as available capital at the MFC level. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The new LICAT
framework did not materially change the level of excess capital held by Manulife. The LICAT total ratios as at December&nbsp;31, 2018 resulted in excess capital of $23.3&nbsp;billion over OSFI&#146;s supervisory target ratio of 100% for MLI, and
$22.8&nbsp;billion over OSFI&#146;s regulatory minimum target ratio of 90% for MFC (no supervisory target is applicable to MFC). As at December&nbsp;31, 2018, all MLI&#146;s subsidiaries maintained capital levels in excess of local requirements.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Credit Ratings </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife&#146;s operating
companies have strong financial strength ratings from credit rating agencies. Maintaining strong ratings on debt and capital instruments issued by MFC and its subsidiaries allows us to access capital markets at competitive pricing levels. Ratings
are important factors in establishing the competitive position of insurance companies and maintaining public confidence in products being offered. Should these credit ratings decrease materially, our cost of financing may increase and our access to
funding and capital through capital markets could be reduced. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">During 2018, S&amp;P, Moody&#146;s, DBRS, Fitch and A.M. Best maintained their assigned ratings of MFC
and its primary insurance operating companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table summarizes the financial strength and claims paying ability ratings of MLI and certain of its
subsidiaries as at February 1, 2019. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Financial Strength Ratings</B><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-left:8pt">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">S&amp;P</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">Moody&#146;s</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">DBRS</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">Fitch</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-TOP:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c; BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-right:2pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">A.M.
Best</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">The Manufacturers Life Insurance Company</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>A1</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA(Low)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>A+</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>(Superior)</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">John Hancock Life Insurance Company (U.S.A.)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>A1</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>A+</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>(Superior)</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">Manulife (International) Limited</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-right:2pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">Manulife Life Insurance Company</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>A+</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1px solid #1f320c; padding-right:2pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11.0pt; font-size:8pt; font-family:ARIAL">Manulife (Singapore) Pte. Ltd.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>AA-</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #1f320c; BORDER-BOTTOM:1.00pt solid #1f320c; padding-right:2pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:8pt; font-family:ARIAL"><B>Not Rated</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at February&nbsp;1, 2019, S&amp;P, Moody&#146;s, DBRS, Fitch, and A.M. Best had a stable outlook on these ratings. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>57</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_12"></A>Critical Actuarial and Accounting Policies </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The preparation of Consolidated Financial Statements in conformity with IFRS requires management to make judgments, estimates and&nbsp;assumptions that affect the
application of accounting policies and the reported amounts of assets and liabilities, and the disclosure of contingent assets and liabilities as at the date of the Consolidated Financial Statements, and the reported amounts of revenue and expenses
during the reporting periods. Actual results may differ from these estimates. The most significant estimation processes relate to assumptions used in measuring insurance and investment contract liabilities, assessing assets for impairment,
determining of pension and other post-employment benefit obligation and expense assumptions, determining income taxes and uncertain tax positions and fair valuation of certain invested assets. Estimates and underlying assumptions are reviewed on an
ongoing basis. Revisions to accounting estimates are recognized in the year in which the estimates are revised and in any future years affected. Although some variability is inherent in these estimates, management believes that the amounts recorded
are appropriate. The significant accounting policies used and the most significant judgments made by management in applying these accounting policies in the preparation of the Consolidated Financial Statements are described in note 1 to the 2018
Annual Consolidated Financial Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Policy Liabilities (Insurance and Investment Contract Liabilities) </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. These standards are designed to ensure we establish an
appropriate liability on the Consolidated Statements of Financial Position to cover future obligations to all our policyholders. The assumptions underlying the valuation of policy liabilities are required to be reviewed and updated on an ongoing
basis to reflect recent and emerging trends in experience and changes in risk profile of the business. In conjunction with prudent business practices to manage both product and asset related risks, the selection and monitoring of appropriate
valuation assumptions is designed to minimize our exposure to measurement uncertainty related to policy liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Policy liabilities have two major components: a
best estimate amount and a provision for adverse deviation. The best estimate amount represents the estimated value of future policyholder benefits and settlement obligations to be paid over the term remaining on
<FONT STYLE="white-space:nowrap">in-force</FONT> policies, including the costs of servicing the policies. The best estimate amount is reduced by the future expected policy revenues and future expected investment income on assets supporting the
policies, before any consideration for reinsurance ceded. To determine the best estimate amount, assumptions must be made for a number of key factors, including future mortality and morbidity rates, investment returns, rates of policy termination
and premium persistency, operating expenses, certain taxes (other than income taxes and includes temporary tax timing and permanent tax rate differences on the cash flows available to satisfy policy obligations) and foreign currency. Reinsurance is
used to transfer part or all of a policy liability to another insurance company at terms negotiated with that insurance company. A separate asset for reinsurance ceded is calculated based on the terms of the reinsurance treaties that are <FONT
STYLE="white-space:nowrap">in-force,</FONT> with deductions taken for the credit standing of the reinsurance counterparties where appropriate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To recognize the
uncertainty involved in determining the best estimate actuarial liability assumptions, a provision for adverse deviation (&#147;PfAD&#148;) is established. The PfAD is determined by including a margin of conservatism for each assumption to allow for
possible <FONT STYLE="white-space:nowrap">mis-estimation</FONT> of, or deterioration in, future experience in order to provide greater comfort that the policy liabilities will be sufficient to pay future benefits. The CIA establishes suggested
ranges for the level of margins for adverse deviation based on the risk profile of the business. Our margins are set taking into account the risk profile of our business. The effect of these margins is to increase policy liabilities over the best
estimate assumptions. The margins for adverse deviation decrease the income that is recognized at the time a new policy is sold and increase the income recognized in later periods as the margins release as the remaining policy risks reduce. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Best Estimate Assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We follow established
processes to determine the assumptions used in the valuation of our policy liabilities. The nature of each risk factor and the process for setting the assumptions used in the valuation are discussed below. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Mortality </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality relates to the occurrence of
death. Mortality assumptions are based on our internal as well as industry past and emerging experience and are differentiated by sex, underwriting class, policy type and geographic market. We make assumptions about future mortality improvements
using historical experience derived from population data. Reinsurance is used to offset some of our direct mortality exposure on <FONT STYLE="white-space:nowrap">in-force</FONT> life insurance policies with the impact of the reinsurance directly
reflected in our policy valuation for the determination of policy liabilities net of reinsurance. Actual mortality experience is monitored against these assumptions separately for each business. The results are favourable where mortality rates are
lower than assumed for life insurance and where mortality rates are higher than assumed for payout annuities. Overall 2018 experience was favourable (2017 &#150; unfavourable) when compared with our assumptions. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Morbidity </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Morbidity relates to the occurrence of
accidents and sickness for the insured risks. Morbidity assumptions are based on our internal as well as industry past and emerging experience and are established for each type of morbidity risk and geographic market. For our JH Long Term Care
business we make assumptions about future morbidity changes. Actual morbidity experience is monitored against these assumptions separately for each business. Our morbidity risk exposure relates to future expected claims costs for long-term care
insurance, as well as for group benefits and certain individual health insurance products we offer. Overall 2018 experience was unfavourable (2017 &#150; unfavourable) when compared with our assumptions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>58</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Policy Termination and Premium Persistency </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Policy termination includes lapses and surrenders, where lapses represent the termination of policies due to <FONT STYLE="white-space:nowrap">non-payment</FONT> of
premiums and surrenders represent the voluntary termination of policies by policyholders. Premium persistency represents the level of ongoing deposits on contracts where there is policyholder discretion as to the amount and timing of deposits.
Policy termination and premium persistency assumptions are primarily based on our recent experience adjusted for expected future conditions. Assumptions reflect differences by type of contract within each geographic market and actual experience is
monitored against these assumptions separately for each business. Overall 2018 experience was unfavourable (2017 &#150; unfavourable) when compared with our assumptions. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Expenses and Taxes </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Operating expense assumptions
reflect the projected costs of maintaining and servicing <FONT STYLE="white-space:nowrap">in-force</FONT> policies, including associated overhead expenses. The expenses are derived from internal cost studies and are projected into the future with an
allowance for inflation. For some developing businesses, there is an expectation that unit costs will decline as these businesses mature. Actual expenses are monitored against assumptions separately for each business. Overall maintenance expenses
for 2018 were unfavourable (2017 &#150; unfavourable) when compared with our assumptions. Taxes reflect assumptions for future premium taxes and other <FONT STYLE="white-space:nowrap">non-income</FONT> related taxes. For income taxes, policy
liabilities are adjusted only for temporary tax timing and permanent tax rate differences on the cash flows available to satisfy policy obligations. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Investment Returns </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As noted in the &#147;Risk Management &#150; Market Risk &#150; Asset Liability Management Strategy&#148; section
above, our general fund product liabilities are categorized into groups with similar characteristics in order to support them with a specific asset strategy. We seek to align the asset strategy for each group to the premium and benefit pattern,
policyholder options and guarantees, and crediting rate strategies of the products they support. The projected cash flows from the assets are combined with projected cash flows from future asset purchases/sales to determine expected rates of return
for future years. The investment strategies for future asset purchases and sales are based on our target investment policies for each segment and the reinvestment returns are derived from current and projected market rates for fixed interest
investments and our projected outlook for <FONT STYLE="white-space:nowrap">non-fixed</FONT> interest assets. Credit losses are projected based on our own and industry experience, as well as specific reviews of the current investment portfolio.
Investment return assumptions for each asset class also incorporate expected investment management expenses that are derived from internal cost studies. In 2018, actual investment returns were favourable (2017 &#150; favourable) when compared with
our assumptions. Investment-related experience and the direct impact of interest rates and equity markets are discussed in the &#147;Financial Performance&#148; section above. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Segregated Funds </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We offer segregated funds to
policyholders that offer certain guarantees, including guaranteed returns of principal on maturity or death, as well as guarantees of minimum withdrawal amounts or income benefits. The <FONT STYLE="white-space:nowrap">on-balance</FONT> sheet
liability for these benefits is the expected cost of these guarantees including appropriate valuation margins for the various contingencies including mortality and lapse. The dominant driver of the cost of guarantees is the return on the underlying
funds in which the policyholders invest. See &#147;Risk Management &#150; Market Risk &#150; Hedging Strategies for Variable Annuity and Other Equity Risks&#148; and the &#147;Financial Performance &#150; Analysis of Net Income&#148; sections above.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Foreign Currency </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Foreign currency risk
results from a mismatch of the currency of the policy liabilities and the currency of the assets designated to support these obligations. We generally match the currency of our assets with the currency of the liabilities they support, with the
objective of mitigating the risk of economic loss arising from movements in currency exchange rates. Where a currency mismatch exists, the assumed rate of return on the assets supporting the liabilities is reduced to reflect the potential for
adverse movements in exchange rates. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Experience Adjusted Products </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Where policies have features that allow the impact of changes in experience to be passed on to policyholders through policy dividends, experience rating refunds, credited
rates or other adjustable features, the projected policyholder benefits are adjusted to reflect the projected experience. Minimum contractual guarantees and other market considerations are taken into account in determining the policy adjustments.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Provision for Adverse Deviation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The total
provision for adverse deviation is the sum of the provisions for adverse deviation for each risk factor. Margins for adverse deviation are established by product type and geographic market for each assumption or factor used in the determination of
the best estimate actuarial liability. The margins are established based on the risk characteristics of the business being valued. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Margins for interest rate risk are
included by testing a number of scenarios of future interest rates. The margin can be established by testing a limited number of scenarios, some of which are prescribed by Canadian Actuarial Standards of Practice, and determining the liability based
on the worst outcome. Alternatively, the margin can be set by testing many scenarios, which are developed according to actuarial guidance. Under this approach the liability would be the average of the outcomes above a percentile in the range
prescribed by the Canadian Actuarial Standards of Practice. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>59</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition to the explicit margin for adverse deviation, the valuation basis for segregated fund liabilities
explicitly limits the future revenue recognition in the valuation basis to the amount necessary to offset acquisition expenses, after allowing for the cost of any guarantee features. The fees that are in excess of this limitation are reported as an
additional margin and are shown in segregated fund <FONT STYLE="white-space:nowrap">non-capitalized</FONT> margins. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The provision for adverse deviation and the
future revenue deferred in the valuation due to the limitations on recognition of future revenue in the valuation of segregated fund liabilities are shown in the table below. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Best estimate actuarial liability</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;226,128</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;219,347</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Provision for adverse deviation (&#147;PfAD&#148;)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Insurance risks (mortality/morbidity)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,021</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Policyholder behaviour (lapse/surrender/premium persistency)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,776</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,332</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,573</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,519</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment risks <FONT STYLE="white-space:nowrap">(non-credit)</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25,955</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,979</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment risks (credit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>941</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Segregated funds guarantees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,184</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,282</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total PfAD</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:5pt"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B></B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>55,450</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,394</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds &#150; additional margins</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,097</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,464</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total of PfAD and additional segregated fund
margins</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>68,547</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">66,858</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Reported net actuarial liabilities (excluding the $5,514 million (2017 &#150; $5,300 million) reinsurance asset related to
the Company&#146;s <FONT STYLE="white-space:nowrap">in-force</FONT> participating life insurance closed block that is retained on a funds withheld basis as part of the New York Life transaction) as at December&nbsp;31, 2018 of $281,578 million (2017
&#150; $271,741&nbsp;million) are comprised of $226,128 million (2017 &#150; $219,347 million) of best estimate actuarial liabilities and $55,450 million (2017 &#150; $52,394 million) of PfAD. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The change in the PfAD from period to period is impacted by changes in liability and asset composition, by currency and interest rate movements and by material changes in
valuation assumptions. The overall decrease in PfADs for insurance risks was primarily due to the impact of higher interest rates in the U.S., as well as the impact from reinsurance on our North American legacy businesses, partially offset by the
impact of changes in currency rates (the depreciation of the Canadian dollar against the U.S. dollar, Hong Kong dollar and Japanese yen) and by the expected PfAD growth from in-force and new business. The overall increase in PfADs for policyholder
behaviour was driven by currency and by the expected PfAD growth from in-force and new business. The overall increase in PfADs for non-credit investment risks was driven by currency, the expected PfAD growth from in-force and new business, and by
the annual review of actuarial valuation methods and assumptions, partially offset by the impact from normal rebalancing as part of our interest rate hedging program and the impact of higher interest rates in the U.S. The increase in the additional
segregated fund margins was primarily due to decreases in equity markets and increases in interest rates in the U.S. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Sensitivity of
Earnings to Changes in Assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and emerging
experience or change in outlook, the result is a change in the value of policy liabilities which in turn affects net income attributed to shareholders. The sensitivity of net income attributed to shareholders to changes in <FONT
STYLE="white-space:nowrap">non-economic</FONT> and certain asset related assumptions underlying policy liabilities is shown below and assumes that there is a simultaneous change in the assumptions across all business units. The sensitivity of net
income attributed to shareholders to a deterioration or improvement in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions underlying long-term care policy liabilities as at December&nbsp;31, 2018 is also shown below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on income of the change in the value of the assets supporting
liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific basis. Actual results can differ materially from these estimates for a
variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity assumptions, actual experience differing from the assumptions, changes in business
mix, effective tax rates and other market factors, and the general limitations of our internal models. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income
attributed to shareholders arising from changes to <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Decrease&nbsp;in&nbsp;net&nbsp;income<BR>attributed&nbsp;to shareholders</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Policy related assumptions</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2% adverse change in future mortality
rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Products where an increase in rates increases insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(400</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Products where a decrease in rates increases insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(500</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% adverse change in future morbidity rates (incidence and termination)<SUP
STYLE="font-size:85%; vertical-align:top">(3),(4),(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(5,100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% adverse change in future termination
rates<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% increase in future expense levels</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(600</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to
shareholders as a result of changes in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions. Experience gains or losses would generally result in changes to future dividends, with no direct impact to shareholders. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>60</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">An increase in mortality rates will generally increase policy liabilities for life insurance contracts whereas a decrease
in mortality rates will generally increase policy liabilities for policies with longevity risk such as payout annuities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">No amounts related to morbidity risk are included for policies where the policy liability provides only for claims costs
expected over a short period, generally less than one year, such as Group Life and Health. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any partial offsets from the
Company&#146;s ability to contractually raise premium rates in such events, subject to state regulatory approval. In practice, we would plan to file for rate increases equal to the amount of deterioration resulting from the sensitivity.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This includes a 5% deterioration in incidence rates and 5% deterioration in claim termination rates.
</P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders arising from changes to
<FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions for Long Term Care</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP
STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Decrease&nbsp;in&nbsp;net<BR>income&nbsp;attributed<BR>to shareholders</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Policy related assumptions</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2% change in future mortality rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% change in future morbidity incidence
rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% change in future morbidity claims termination
rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% change in future policy termination
rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% increase in future expense levels<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Translated from US$ at 1.3642 for 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impacts of the sensitivities on LTC for morbidity, mortality and lapse do not assume any partial offsets from the
Company&#146;s ability to contractually raise premium rates in such events, subject to state regulatory approval. In practice, we would plan to file for rate increases equal to the amount of deterioration resulting from the sensitivity.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impact of favourable changes to all the sensitivities is relatively symmetrical. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders arising from changes to asset related assumptions supporting actuarial liabilities</B><SUP
STYLE="font-size:85%; vertical-align:top"></SUP></FONT><FONT STYLE="font-family:ARIAL; font-size:6pt" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP><B> </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="3" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="16" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Increase (decrease) in net income attributed to<BR>shareholders</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Increase</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Decrease</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Increase</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Decrease</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Asset related assumptions updated periodically in valuation basis changes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">100 basis point change in future annual returns for public equities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(400</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">100 basis point change in future annual returns for
ALDA<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,900</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(4,100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">100 basis point change in equity volatility assumption for
stochastic segregated fund modelling</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(300</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>300</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee reserves and on other
policy liabilities. Expected long-term annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at December&nbsp;31, 2018, the growth rates inclusive of
dividends in the major markets used in the stochastic valuation models for valuing segregated fund guarantees are 9.3% (9.3% &#150; December&nbsp;31, 2017) per annum in Canada, 9.6% (9.6% &#150; December 31, 2017) per annum in the U.S. and 6.2%
(6.2% &#150; December 31, 2017) per annum in Japan. Growth assumptions for European equity funds are market-specific and vary between 8.3% and 9.9%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">ALDA include commercial real estate, timber, farmland, direct oil and gas properties, and private equities, some of which
relate to oil and gas. Expected long-term return assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA. Annual best estimate
return assumptions for ALDA and public equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our holding period. Over a <FONT STYLE="white-space:nowrap">20-year</FONT> horizon,
our best estimate return assumptions range between 5.25% and 11.65%, with an average of 9.5% based on the current asset mix backing our guaranteed insurance and annuity business as of December&nbsp;31, 2018 (9.5% &#150; December&nbsp;31, 2017),
adjusted to reflect our decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American legacy businesses as of December&nbsp;31, 2018. Our return assumptions including the margins for adverse deviations in our
valuation, which take into account the uncertainty of achieving the returns, range between 2.5% and 7.5%, with an average of 6.3% based on the asset mix backing our guaranteed insurance and annuity business as of December&nbsp;31, 2018 (6.3% &#150;
December&nbsp;31, 2017), adjusted to reflect our decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American legacy businesses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Volatility assumptions for public equities are based on long-term historical observed experience and compliance with
actuarial standards. The resulting volatility assumptions are 16.95% per annum in Canada and 17.15% per annum in the U.S. for large cap public equities, and 19.25% per annum in Japan. For European equity funds, the volatility varies between 16.5%
and 18.4%. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Review of Actuarial Methods and Assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A comprehensive review of actuarial methods and assumptions is performed annually. The review is designed to reduce the Company&#146;s exposure to uncertainty by ensuring
assumptions for both asset related and liability related risks remain appropriate. This is accomplished by monitoring experience and selecting assumptions which represent a current best estimate view of expected future experience, and margins that
are appropriate for the risks assumed. While the assumptions selected represent the Company&#146;s current best estimates and assessment of risk, the ongoing monitoring of experience and changes in the economic environment are likely to result in
future changes to the actuarial assumptions, which could be material. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>61</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>2018 Review of Actuarial Methods and Assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The 2018 full year review of actuarial methods and assumptions resulted in a decrease in insurance contract liabilities of $174&nbsp;million, net of reinsurance, and a
decrease in net income attributed to shareholders of $51&nbsp;million <FONT STYLE="white-space:nowrap">post-tax.</FONT> </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Change&nbsp;in&nbsp;insurance&nbsp;contract&nbsp;liabilities,&nbsp;net&nbsp;of&nbsp;reinsurance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;&nbsp;&nbsp;Total&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Attributed to<BR>participating<BR>policyholders&#146;<BR>account</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;&nbsp;&nbsp;Attributed&nbsp;to&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>&nbsp;&nbsp;&nbsp;&nbsp;shareholders&#146;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;<BR>&nbsp;&nbsp;&nbsp;&nbsp;account&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Change&nbsp;in&nbsp;net<BR>income&nbsp;attributed<BR>to shareholders</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality and morbidity updates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>319&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(192</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;511&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(360</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapses and policyholder behaviour</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>287&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>287&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(226</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment return assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(96)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(146)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;143</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other updates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(684)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(94</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(590)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>392</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net impact</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(174)&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(236</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>62&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to mortality and morbidity assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity updates resulted in a $360&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> charge to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The primary driver of the charge is related to updates to mortality and morbidity assumptions for the Company&#146;s structured settlement and term renewal business in
Canada. A review of mortality assumptions for the Company&#146;s U.S. group pension annuity business and certain blocks of its U.S. life insurance business resulted in a small charge to earnings, and other updates to mortality and morbidity
assumptions led to a small net charge. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to lapses and policyholder behaviour </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Lapse and policyholder behaviour updates resulted in a $226&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> charge to net income attributed to shareholders.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The primary driver of the charge is related to updated lapse and premium persistency rates for certain U.S. life insurance product lines ($252&nbsp;million <FONT
STYLE="white-space:nowrap">post-tax</FONT> charge). This included updates to universal life <FONT STYLE="white-space:nowrap">no-lapse</FONT> guarantee and business lapse assumptions to better reflect emerging experience which showed a variation in
lapses based on premium funding levels, partially offset by favourable lapse experience on several of the U.S. life insurance product lines. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to lapse
and policyholder behaviour assumptions were made across several product lines to reflect recent experience. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to investment return
assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment return assumption updates resulted in a $143&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> gain to net income
attributed to shareholders. We updated our bond default rates to reflect recent experience, leading to a $401&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> gain and updated our investment return assumptions for ALDA and public
equities, specifically oil and gas, which led to a $210&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> charge. Other refinements to the projections of investment returns resulted in a $48&nbsp;million
<FONT STYLE="white-space:nowrap">post-tax</FONT> charge. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Other updates </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Refinements to the projection of our tax and liability cashflows across multiple product lines led to a <FONT STYLE="white-space:nowrap">post-tax</FONT> gain to net
income attributed to shareholders of $392&nbsp;million. The refinements were primarily driven by the projection of tax cashflows as we reviewed the deductibility of certain reserves. In addition, we refined the projection of policyholder crediting
rates for certain products. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Impact of changes in actuarial methods and assumptions by segment </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The impact of changes in actuarial methods and assumptions in Canada was a <FONT STYLE="white-space:nowrap">post-tax</FONT> charge to net income attributed to
shareholders of $370&nbsp;million. This charge was driven by updates to oil&nbsp;&amp; gas investment return assumptions and updates to mortality and morbidity assumptions for our structured settlement and term renewal businesses. In the U.S., we
recorded a <FONT STYLE="white-space:nowrap">post-tax</FONT> gain of $286&nbsp;million, driven by updates to our bond default rates and refinements to the projection of our tax and liability cashflows, partially offset by updates to policyholder
behaviour assumptions in JH Life. Updates to assumptions in Asia and Reinsurance resulted in a <FONT STYLE="white-space:nowrap">post-tax</FONT> gain of $33&nbsp;million. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>62</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>2017 Review of Actuarial Methods and Assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The 2017 full year review of actuarial methods and assumptions resulted in an increase in insurance and investment contract liabilities of $277&nbsp;million, net of
reinsurance, and a decrease in net income attributed to shareholders of $35&nbsp;million. These charges exclude the impacts of U.S. Tax Reform and the decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American
legacy businesses. These two items resulted in a <FONT STYLE="white-space:nowrap">post-tax</FONT> increase in policy liabilities and total charge to net income attributed to shareholders in 4Q17 of $2.8&nbsp;billion. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Change&nbsp;in&nbsp;insurance&nbsp;contract&nbsp;liabilities,&nbsp;net<BR>of reinsurance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Attributed to<BR>participating<BR>policyholders&#146;<BR>account</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Attributed to<BR>shareholders&#146;<BR>account</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Change&nbsp;in&nbsp;net<BR>income&nbsp;attributed<BR>to shareholders</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality and morbidity updates</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(254</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(263</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapses and policyholder behaviour</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(783</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other updates:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">ALDA and public equity investment return assumptions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(892</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate spread assumptions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(514</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Refinements to liability and tax cash flows</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,049</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,049</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">696</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(304</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">301</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net impact</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">97</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">180</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(35</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to mortality and morbidity assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity updates resulted in a $299&nbsp;million benefit to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We completed a detailed review of the mortality assumptions for our U.S. life insurance business which resulted in a $384&nbsp;million charge to net income attributed to
shareholders. We increased assumptions particularly at older ages, reflecting both industry and our own experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Updates to actuarial standards related to future
mortality improvement, and the review of mortality improvement assumptions globally, resulted in a $264&nbsp;million benefit to net income attributed to shareholders primarily in Canada and Asia. The updated actuarial standards include a
diversification benefit for the determination of margins for adverse deviation which recognizes the offsetting impact of longevity and mortality risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We completed a
detailed review of the mortality assumptions for our Canadian retail insurance business which resulted in a $222&nbsp;million benefit to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to mortality and morbidity assumptions led to a $197&nbsp;million benefit to net income attributed to shareholders. These updates included a reduction in
the margins for adverse deviation applied to our morbidity assumptions for certain medical insurance products in Japan. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to lapses
and policyholder behaviour </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Updates to lapses and policyholder behaviour assumptions resulted in a $783&nbsp;million charge to net income attributed to
shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canadian retail insurance, lapse assumptions were reduced for certain universal life products to reflect recent experience leading to a
$315&nbsp;million charge to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For Canadian segregated fund guaranteed minimum withdrawal benefit lapses, incidence and
utilization assumptions were updated to reflect recent experience which led to a $242&nbsp;million charge to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to
lapse and policyholder behaviour assumptions were made across several product lines including reduction in lapse assumptions for our whole life insurance products in Japan, leading to a $226&nbsp;million charge to net income attributed to
shareholders. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Other updates </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates
resulted in a $449&nbsp;million benefit to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We reviewed our investment return assumptions for ALDA and public equities, which
in aggregate led to a reduction in return assumptions and a $892&nbsp;million charge to net income attributed to shareholders. We also reviewed future corporate spread assumptions, which led to a $344&nbsp;million benefit to net income attributed to
shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Refinements to the projection of our liability and tax cash flows in the U.S. resulted in a $696&nbsp;million benefit to net income attributed to
shareholders. These changes included refinements to the projection of policyholder crediting rates for certain universal life insurance products. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other refinements
resulted in a $301&nbsp;million benefit to net income attributed to shareholders. These changes included a review of provisions for reinsurance counterparty credit risk and several other refinements to the projection of both our asset and liability
cash flows. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>63</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Impact of changes in actuarial methods and assumptions by segment </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The impact of changes in actuarial methods and assumptions in Asia, Canada, the U.S., and Corporate and Other was a <FONT STYLE="white-space:nowrap">post-tax</FONT>
gain/(charge) to net income attributed to shareholders of $166&nbsp;million, $36&nbsp;million, $(245) million, and $8&nbsp;million, respectively. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Change in net insurance contract liabilities </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The change in net insurance contract liabilities can be attributed to several sources:
new business, acquisitions, <FONT STYLE="white-space:nowrap">in-force</FONT> movement and currency impact. Changes in net insurance contract liabilities are substantially offset in the financial statements by premiums, investment income, policy
benefits and other policy related cash flows. The changes in net insurance contract liabilities by business segment are shown below: </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>2018
Net Insurance Contract Liability Movement Analysis </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Corporate<BR>and<BR>Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;62,243</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;76,198</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>135,851</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(46</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>274,246</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New business<SUP STYLE="font-size:85%; vertical-align:top">(1),(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">In-force</FONT>
movement<SUP STYLE="font-size:85%; vertical-align:top">(1),(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>344</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,330</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(102</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,029</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in methods and assumptions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>52</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>178</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(397</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(174</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance transactions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency
impact<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,315</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>11,205</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>16,515</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>76,127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>76,628</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;133,142</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(168</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;285,729</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The $6,826 million increase reported as the change in insurance contract liabilities and change in reinsurance assets on
the 2018 Consolidated Statements of Income primarily consists of changes due to the reinsurance transactions and changes in methods and assumptions, partially offset by normal in-force movement and new policies. These 4 items net to a decrease of
$5,032 million, of which $6,017 million is included in the income statement increase in insurance contract liabilities and change in reinsurance assets, and a $985 million increase is included in net claims and benefits. The Consolidated Statements
of Income change in insurance contract liabilities also includes the change in embedded derivatives associated with insurance contracts. Of the $6,708 million net increase in insurance contract liabilities related to new business and in-force
movement, $5,723 million was an increase in actuarial liabilities. The remaining amount was an increase of $985 million in other insurance contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">New business policy liability impact is positive/(negative) when estimated future premiums, together with future
investment income, are expected to be more/(less) than sufficient to pay estimated future benefits, policyholder dividends and refunds, taxes (excluding income taxes) and expenses on new policies issued. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The net in-force movement over the year was an increase of $3,029 million, reflecting expected growth in insurance
contract liabilities in all three insurance segments. Expected growth in insurance contract liabilities in the U.S. was offset by the impact of market and yield curve movements during the year. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The increase in policy liabilities from currency impact reflects the depreciation of the Canadian dollar relative to the
U.S. dollar, Hong Kong dollar and Japanese yen. To the extent assets are currency matched to liabilities, the increase in insurance contract liabilities due to currency impact is offset by a corresponding increase from currency impact in the value
of assets supporting those liabilities. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>2017 Net Insurance Contract Liability Movement Analysis </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Corporate<BR>and<BR>Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;54,567</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;73,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">135,192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(590</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">262,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New business<SUP STYLE="font-size:85%; vertical-align:top">(1),(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,276</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">In-force</FONT>
movement<SUP STYLE="font-size:85%; vertical-align:top">(1),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,255</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,304</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,329</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">234</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in methods and assumptions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(21</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(91</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">119</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of U.S. Tax Reform<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase due to decision to change portfolio asset mix supporting our legacy businesses<SUP
STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">468</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency
impact<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,688</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(9,183</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(11,837</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">62,243</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">76,198</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;135,851</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(46)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;274,246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The $22,292&nbsp;million increase reported as the change in insurance contract liabilities and change in reinsurance
assets on the 2017 Consolidated Statements of Income primarily consists of changes due to normal <FONT STYLE="white-space:nowrap">in-force</FONT> movement, new policies, changes in methods and assumptions, the impact of U.S. Tax Reform and the
increase due to the decision to change portfolio asset mix supporting our North American legacy businesses. These 5 items net to an increase of $23,530&nbsp;million, of which $22,628&nbsp;million is included in the income statement increase in
insurance contract liabilities and change in reinsurance assets, and $902&nbsp;million is included in net claims and benefits. The Consolidated Statements of Income change in insurance contract liabilities also includes the change in embedded
derivatives associated with insurance contracts. Of the $19,667&nbsp;million net increase in insurance contract liabilities related to new business and <FONT STYLE="white-space:nowrap">in-force</FONT> movement, $18,737&nbsp;million was an increase
in actuarial liabilities. The remaining amount was an increase of $930&nbsp;million in other insurance contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">New business policy liability impact is positive/(negative) when estimated future premiums, together with future
investment income, are expected to be more/(less) than sufficient to pay estimated future benefits, policyholder dividends and refunds, taxes (excluding income taxes) and expenses on new policies issued. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The net <FONT STYLE="white-space:nowrap">in-force</FONT> movement over the year was an increase of $16,122&nbsp;million,
reflecting expected growth in insurance contract liabilities in all three segments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">U.S. Tax Reform, which includes the lowering of the U.S. corporate tax rate from 35% to 21% and limits on the tax
deductibility of reserves, resulted in a $2,246&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax</FONT> ($1,774&nbsp;million <FONT STYLE="white-space:nowrap">post-tax)</FONT> increase in policy liabilities due to the impact of temporary tax
timing and permanent tax rate differences on the cash flows available to satisfy policyholder obligations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American legacy businesses
resulted in an increase in policy liabilities due to the impact on future expected investment income on assets supporting the policies. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The decrease in policy liabilities from currency impact reflects the appreciation of the Canadian dollar relative to the
U.S. dollar, Hong Kong dollar and Japanese yen. To the extent assets are currency matched to liabilities, the increase in insurance contract liabilities due to currency impact is offset by a corresponding increase from currency impact in the value
of assets supporting those liabilities. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>64</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Critical Accounting Policies </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is required to
consolidate the financial position and results of entities it controls. Control exists when the Company: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Has the power to govern the financial and operating policies of the entity; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Is exposed to a significant portion of the entity&#146;s variable returns; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Is able to use its power to influence variable returns from the entity. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses the same principles to assess control over any entity it is involved with. In evaluating control, potential factors assessed include the effects of: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Substantive potential voting rights that are currently exercisable or convertible; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Contractual management relationships with the entity; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Rights and obligations resulting from policyholders to manage investments on their behalf; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The effect of any legal or contractual restraints on the Company from using its power to affect its variable returns from
the entity. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">An assessment of control is based on arrangements in place and the assessed risk exposures at inception. Initial evaluations are
reconsidered at a later date if: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company acquires additional interests in the entity or its interests in an entity are diluted; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The contractual arrangements of the entity are amended such that the Company&#146;s involvement with the entity changes; or
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company&#146;s ability to use its power to affect its variable returns from the entity changes. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Subsidiaries are consolidated from the date on which control is obtained by the Company and cease to be consolidated from the date that control ceases. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Fair Value of Invested Assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A large portion of
the Company&#146;s invested assets are recorded at fair value. Refer to note 1 of the 2018 Annual Consolidated Financial Statements for a description of the methods used in determining fair values. When quoted prices in active markets are not
available for a particular investment, significant judgment is required to determine an estimated fair value based on market standard valuation methodologies including discounted cash flow methodologies, matrix pricing, consensus pricing services,
or other similar techniques. The inputs to these market standard valuation methodologies include: current interest rates or yields for similar instruments, credit rating of the issuer or counterparty, industry sector of the issuer, coupon rate, call
provisions, sinking fund requirements, tenor (or expected tenor) of the instrument, management&#146;s assumptions regarding liquidity, volatilities and estimated future cash flows. Accordingly, the estimated fair values are based on available market
information and management&#146;s judgments about the key market factors impacting these financial instruments. Financial markets are susceptible to severe events evidenced by rapid depreciation in asset values accompanied by a reduction in asset
liquidity. The Company&#146;s ability to sell assets, or the price ultimately realized for these assets, depends upon the demand and liquidity in the market and increases the use of judgment in determining the estimated fair value of certain assets.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Evaluation of Invested Asset Impairment </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">AFS
fixed income and equity securities are carried at fair market value, with changes in fair value recorded in other comprehensive income (&#147;OCI&#148;) with the exception of unrealized gains and losses on foreign currency translation of AFS fixed
income securities which are included in net income attributed to shareholders. Securities are reviewed on a regular basis and any fair value decrement is transferred out of accumulated other comprehensive income (&#147;AOCI&#148;) and recorded in
net income attributed to shareholders when it is deemed probable that the Company will not be able to collect all amounts due according to the contractual terms of a fixed income security or when fair value of an equity security has declined
significantly below cost or for a prolonged period of time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Provisions for impairments of mortgage loans and private placement loans are recorded with losses
reported in earnings when there is no longer reasonable assurance as to the timely collection of the full amount of the principal and interest. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Significant judgment
is required in assessing whether an impairment has occurred and in assessing fair values and recoverable values. Key matters considered include economic factors, Company and industry specific developments, and specific issues with respect to single
issuers and borrowers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in circumstances may cause future assessments of asset impairment to be materially different from current assessments, which could
require additional provisions for impairment. Additional information on the process and methodology for determining the allowance for credit losses is included in the discussion of credit risk in note 9 to the 2018 Consolidated Financial Statements.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Derivative Financial Instruments </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company
uses derivative financial instruments (&#147;derivatives&#148;) including swaps, forwards and futures agreements, and options to help manage current and anticipated exposures to changes in interest rates, foreign exchange rates, commodity prices and
equity market prices, and to replicate permissible investments. Refer to note 4 to the 2018 Consolidated Financial Statements for a description of the methods used to determine the fair value of derivatives. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The accounting for derivatives is complex and interpretations of the primary accounting guidance continue to evolve in practice. Judgment is applied in determining the
availability and application of hedge accounting designations and the appropriate accounting treatment under such accounting guidance. Differences in judgment as to the availability and application of hedge accounting
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>65</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
designations and the appropriate accounting treatment may result in a differing impact on the Consolidated Financial Statements of the Company from that previously reported. Assessments of hedge
effectiveness and measurements of ineffectiveness of hedging relationships are also subject to interpretations and estimations. If it was determined that hedge accounting designations were not appropriately applied, reported net income attributed to
shareholders could be materially affected. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Employee Future Benefits </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company maintains defined contribution and defined benefit pension plans and other post-employment plans for employees and agents, including registered (tax
qualified) pension plans that are typically funded, as well as supplemental <FONT STYLE="white-space:nowrap">non-registered</FONT> <FONT STYLE="white-space:nowrap">(non-qualified)</FONT> pension plans for executives, retiree welfare plans and
disability welfare plans that are typically not funded. The largest defined benefit pension and retiree welfare plans in the U.S. and Canada are the material plans that are discussed herein and in note 16 to the 2018 Annual Consolidated Financial
Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Due to the long-term nature of defined benefit pension and retiree welfare plans, the calculation of the defined benefit obligation and net benefit cost
depends on various assumptions such as discount rates, salary increase rates, cash balance interest crediting rates, health care cost trend rates and rates of mortality. These assumptions are determined by management and are reviewed annually. The
key assumptions, as well as the sensitivity of the defined benefit obligation to changes in these assumptions, are presented in note 16 to the 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in assumptions and differences between actual and expected experience give rise to actuarial gains and losses that affect the amount of the defined benefit
obligation and OCI. For 2018, the amount recorded in OCI was a loss of $109&nbsp;million (2017 &#150; gain of $83 million) for the defined benefit pension plans and a gain of $48&nbsp;million (2017 &#150; loss of $2 million) for the retiree welfare
plans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Contributions to the registered (tax qualified) defined benefit pension plans are made in accordance with the applicable U.S. and Canadian regulations. During
2018, the Company contributed $23&nbsp;million (2017 &#150; $26 million) to these plans. As at December&nbsp;31, 2018, the difference between the fair value of assets and the defined benefit obligation for these plans was a surplus of
$257&nbsp;million (2017 &#150; surplus of $383 million). For 2019, the contributions to the plans are expected to be approximately $12&nbsp;million. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
Company&#146;s supplemental pension plans for executives are not funded; benefits under these plans are paid as they become due. During 2018, the Company paid benefits of $56&nbsp;million (2017 &#150; $59 million) under these plans. As at
December&nbsp;31, 2018, the defined benefit obligation for these plans, which is reflected as a liability in the balance sheet, amounted to $742&nbsp;million (2017 &#150; $761 million). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s retiree welfare plans are partially funded, although there are no regulations or laws governing or requiring the funding of these plans. As at
December&nbsp;31, 2018, the difference between the fair value of plan assets and the defined benefit obligation for these plans was a deficit of $30&nbsp;million (2017 &#150; deficit of $78 million). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Income Taxes </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is subject to income tax
laws in various jurisdictions. Tax laws are complex and potentially subject to different interpretations by the taxpayer and the relevant tax authority. The provision for income taxes represents management&#146;s interpretation of the relevant tax
laws and its estimate of current and future income tax implications of the transactions and events during the period. A deferred tax asset or liability results from temporary differences between carrying values of the assets and liabilities and
their respective tax basis. Deferred tax assets and liabilities are recorded based on expected future tax rates and management&#146;s assumptions regarding the expected timing of the reversal of such temporary differences. The realization of
deferred tax assets depends upon the existence of sufficient taxable income within the carryback or carry forward periods under the tax law in the applicable tax jurisdiction. A deferred tax asset is recognized to the extent that future realization
of the tax benefit is probable. Deferred tax assets are reviewed at each reporting date and are reduced to the extent that it is no longer probable that the tax benefit will be realized. At December&nbsp;31, 2018, we had $4,318&nbsp;million of
deferred tax assets (December 31, 2017 &#150; $4,569 million). Factors in management&#146;s determination include, among other things, the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Future taxable income exclusive of reversing temporary differences and carry forwards; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Future reversals of existing taxable temporary differences; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Taxable income in prior carryback years; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Tax planning strategies. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company may be required to change its provision for income taxes if the ultimate deductibility of certain items is successfully challenged by taxing authorities or if
estimates used in determining the amount of deferred tax assets to recognize change significantly, or when receipt of new information indicates the need for adjustment in the recognition of deferred tax assets. Additionally, future events, such as
changes in tax laws, tax regulations, or interpretations of such laws or regulations, could have an impact on the provision for income tax, deferred tax balances, actuarial liabilities (see Critical Actuarial and Accounting Policies &#150; Expenses
and Taxes above) and the effective tax rate. Any such changes could significantly affect the amounts reported in the Consolidated Financial Statements in the year these changes occur. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Goodwill and Intangible Assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At
December&nbsp;31, 2018, under IFRS we had $5,864&nbsp;million of goodwill and $4,233&nbsp;million of intangible assets ($1,617&nbsp;million of which are intangible assets with indefinite lives). Goodwill and intangible assets with indefinite lives
are tested at the cash generating unit level (&#147;CGU&#148;) or group of CGUs level. A CGU comprises the smallest group of assets that are capable of generating largely independent cash flows and is either a business segment or a level below. The
tests performed in 2018 demonstrated that there was </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>66</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
no impairment of goodwill or intangible assets with indefinite lives. Changes in discount rates and cash flow projections used in the determination of embedded values or reductions in
market-based earnings multiples may result in impairment charges in the future, which could be material. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Impairment charges could occur in the future as a result of
changes in economic conditions. The goodwill testing for 2019 will be updated based on the conditions that exist in 2019 and may result in impairment charges, which could be material. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Future Accounting and Reporting Changes </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">There
are a number of new accounting and reporting changes issued under IFRS including those still under development by the International Accounting Standards Board (&#147;IASB&#148;) that will impact the Company beginning in 2019. Summaries of each of
the most recently issued key accounting standards are presented below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Changes effective in 2018 </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(I) IFRS 15 &#147;Revenue from Contracts with Customers&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted IFRS 15 &#147;Revenue from Contracts with Customers&#148; which was issued in May 2014, and replaces IAS 11
&#147;Construction Contracts&#148;, IAS 18 &#147;Revenue&#148; and several interpretations. Amendments to IFRS 15 were issued in April 2016. IFRS 15 clarifies revenue recognition principles, provides a robust framework for recognizing revenue and
cash flows arising from contracts with customers and enhances qualitative and quantitative disclosure requirements. IFRS 15 does not apply to insurance contracts, financial instruments and lease contracts. The Company adopted IFRS 15 using the
modified retrospective method with no restatement of comparative information.</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s service arrangements are generally satisfied over time, with revenue
measured and collected from customers within a short term, as services are rendered. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Adoption of IFRS 15 did not have a significant impact or result in transitional
adjustments on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(II) IFRS 9 &#147;Financial Instruments&#148; and Amendments to IFRS
4 &#147;Insurance Contracts&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted the amendments to IFRS 4 &#147;Insurance Contracts&#148; issued in
September 2016. IFRS 9 &#147;Financial Instruments&#148; replaced IAS 39 &#147;Financial Instruments: Recognition and Measurement&#148; and resulted in revisions to classification and measurement, impairment of financial assets, and hedge
accounting. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To address the concerns about differing effective dates of IFRS 9 &#147;Financial Instruments&#148; which is effective on January&nbsp;1, 2018 and IFRS
17 &#147;Insurance Contracts&#148; which is effective on January&nbsp;1, 2021, amendments to IFRS 4 &#147;Insurance Contracts&#148; provides companies whose activities are predominantly related to insurance an optional temporary exemption from
applying IFRS 9 until January&nbsp;1, 2021. Adoption of these amendments enabled the Company to defer the adoption of IFRS 9 and continue to apply IAS 39 until January&nbsp;1, 2021. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In November 2018, the IASB tentatively decided to defer the fixed expiry date for the temporary exemption in IFRS 4 from applying IFRS 9 by one year whose predominant
activities are connected with insurance. The proposed deferral is subject to IASB public consultation in 2019 which is expected to result in an exposure draft followed by a public comment period. We will continue to monitor IASB&#146;s future
developments related to the deferral. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In order to compare with entities applying IFRS 9, the amendments to IFRS 4 require deferring entities to disclose additional
information regarding the contractual cashflows characteristics and credit exposure of their financial statements. Deferring entities must disclose which financial assets have contractual terms that are solely payments of principal and interest on
principal outstanding (&#147;SPPI&#148;). Adoption of these disclosure requirements did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(III) Amendments to IFRS 2 &#147;Share-Based Payment&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted amendments to IFRS 2 &#147;Share-Based Payment&#148;, issued in June 2016. These amendments were applied
prospectively. The amendments clarify the effects of vesting and <FONT STYLE="white-space:nowrap">non-vesting</FONT> conditions on the measurement of cash-settled share-based payments; provide guidance on the classification of share-based payment
transactions with net settlement features for withholding tax obligations; and clarify accounting for modification to the terms and conditions of a share-based payment that changes the classification of the transaction from cash-settled to
equity-settled. Adoption of these amendments did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IV) IFRS Interpretation Committee (&#147;IFRIC&#148;) Interpretation 22 &#147;Foreign Currency Transactions and Advance Consideration&#148;
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted IFRIC 22 &#147;Foreign Currency Transactions and Advance Consideration&#148;, issued in December 2016.
IFRIC 22 was applied prospectively. IFRIC 22 addresses which foreign exchange rate to use to measure a foreign currency transaction when advance payments are made or received and <FONT STYLE="white-space:nowrap">non-monetary</FONT> assets or
liabilities are recognized prior to recognition of the underlying transaction. IFRIC 22 does not relate to goods or services accounted for at fair value or at the fair value of consideration paid or received at a date other than the date of initial
recognition of the <FONT STYLE="white-space:nowrap">non-monetary</FONT> asset or liability, or to income taxes, insurance contracts or reinsurance contracts. The foreign exchange rate on the day of the advance payment is used to measure the foreign
currency transaction. If multiple advance payments are made or received, each payment is measured separately. Adoption of IFRIC 22 did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>67</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(V) Annual Improvements to IFRS Standards 2014 &#150; 2016 Cycle </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted amendments issued within the Annual Improvements to IFRS Standards 2014-2016 Cycle, as issued by the IASB in December
2016. Minor amendments as part of this cycle were effective in 2017 and were adopted by the Company in that year, with remaining amendments being effective January&nbsp;1, 2018. The amendments were applied retrospectively. Adoption of these
amendments did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Accounting and reporting changes
issued with an effective date later than 2018 </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(I) IFRS 9 &#147;Financial Instruments&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 9 &#147;Financial Instruments&#148; was issued in November 2009 and amended in October 2010, November 2013 and July 2014, and is effective for years beginning on or
after January&nbsp;1, 2018, to be applied retrospectively, or on a modified retrospective basis. Additionally, the IASB issued amendments in October 2017 that are effective for annual periods beginning on or after January&nbsp;1, 2019. The standard
is intended to replace IAS 39 &#147;Financial Instruments: Recognition and Measurement&#148;. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The project has been divided into three phases: classification and
measurement, impairment of financial assets, and hedge accounting. IFRS 9&#146;s current classification and measurement methodology provides that financial assets are measured at either amortized cost or fair value on the basis of the entity&#146;s
business model for managing the financial assets and the contractual cash flow characteristics of the financial assets. The classification and measurement for financial liabilities remains generally unchanged; however, for a financial liability
designated as at fair value through profit or loss, revisions have been made in the accounting for changes in fair value attributable to changes in the credit risk of that liability. Gains or losses caused by changes in an entity&#146;s own credit
risk on such liabilities are no longer recognized in profit or loss but instead are reflected in OCI. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revisions to hedge accounting were issued in November 2013 as
part of the overall IFRS 9 project. The amendment introduces a new hedge accounting model, together with corresponding disclosures about risk management activity for those applying hedge accounting. The new model represents a substantial overhaul of
hedge accounting that will enable entities to better reflect their risk management activities in their financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revisions issued in July 2014 replace
the existing incurred loss model used for measuring the allowance for credit losses with an expected loss model. Changes were also made to the existing classification and measurement model designed primarily to address specific application issues
raised by early adopters of the standard. They also address the income statement accounting mismatches and short-term volatility issues which have been identified as a result of the insurance contracts project. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company elected to defer IFRS 9 until January&nbsp;1, 2021 as allowed under the amendments to IFRS 4 &#147;Insurance Contracts&#148; outlined below. The Company is
assessing the impact of this standard. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(II) IFRS 16 &#147;Leases&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 16 &#147;Leases&#148; was issued in January 2016 and is effective for years beginning on or after January&nbsp;1, 2019. It will replace IAS 17 &#147;Leases&#148; and
IFRIC 4 &#147;Determining whether an arrangement contains a lease&#148;. The Company will adopt IFRS 16 effective January&nbsp;1,&nbsp;2019, on a modified retrospective basis with no restatement of comparative information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both parties to a contract, the customer (&#147;lessee&#148;)
and the supplier (&#147;lessor&#148;). The standard brings most leases <FONT STYLE="white-space:nowrap">on-balance</FONT> sheet for lessees under a single model, eliminating the previous classifications of operating and finance leases. Exemptions to
this treatment are for lease contracts with low value assets or leases with duration of less than one year. The <FONT STYLE="white-space:nowrap">on-balance</FONT> sheet treatment will result in the grossing up of the balance sheet due to <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">right-of-use</FONT></FONT> assets being recognized with offsetting liabilities. Lessor accounting will remain largely unchanged with previous classifications of operating and finance leases
being maintained. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Adoption of IFRS 16 is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(III) IFRIC Interpretation 23 &#147;Uncertainty over Income Tax Treatments&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRIC 23 &#147;Uncertainty over Income Tax Treatments&#148; was issued in June 2017 and is effective for years beginning on or after January&nbsp;1,&nbsp;2019, to be
applied retrospectively. IFRIC 23 provides guidance on applying the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments including whether uncertain tax treatments should be considered together or
separately based on which approach better predicts resolution of the uncertainty. Adoption of IFRIC 23 is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IV) Amendments to IAS 28 &#147;Investments in Associates and Joint Ventures&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 28 &#147;Investments in Associates and Joint Ventures&#148; were issued in October 2017 and are effective for annual periods beginning on or after
January&nbsp;1, 2019, to be applied retrospectively. The amendments clarify that an entity applies IFRS 9 &#147;Financial Instruments&#148; to financial interests in an associate or joint venture to which the equity method is not applied. IAS 39
will be applied to these interests until IFRS 9 is adopted. Adoption of these amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(V) Annual Improvements 2015 &#150; 2017 Cycle </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Annual Improvements 2015 &#150; 2017 Cycle was issued in December 2017 and is effective for years beginning on or after January&nbsp;1,&nbsp;2019. The IASB issued three
minor amendments to different standards as part of the Annual Improvements process, with the amendments to be applied prospectively. Adoption of these amendments is not expected to have significant impact on the Company&#146;s Consolidated Financial
Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>68</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VI) Amendments to IAS 19 &#147;Employee Benefits&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 19 &#147;Employee Benefits&#148; were issued in February 2018 and are effective for annual periods beginning on or after January&nbsp;1, 2019, with
earlier application permitted. The amendments address the accounting for when a plan amendment, curtailment or settlement occurs within a reporting period.&nbsp;Updated actuarial assumptions must be used to determine current service cost and net
interest for the remainder of the reporting period after such an event.&nbsp;The amendments also address how the accounting for asset ceilings are affected by such an event.&nbsp;Adoption of these amendments is not expected to have a significant
impact on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VII) Amendments to IFRS 3 &#147;Business Combinations&#148;
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IFRS 3 &#147;Business Combinations&#148; were issued in October&nbsp;2018 and are effective for business combinations occurring on or after
January&nbsp;1, 2020, with earlier application permitted. The amendments revise the definition of business and provide a simplified assessment of whether an acquired set of activities and assets qualifies as a business. Application of the amendments
will result in fewer acquisitions qualifying as business combinations. Adoption of these amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VIII) Amendments to IAS 1 &#147;Presentation of Financial Statements&#148; and IAS 8 &#147;Accounting Policies, Changes in Accounting
Estimates and Errors&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 1 &#147;Presentation of Financial Statements&#148; and IAS 8 &#147;Accounting Policies, Changes in Accounting
Estimates and Errors&#148; were issued in October 2018. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2020 and are to be applied prospectively. The amendments update the definition of material. Adoption of
these amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IX) IFRS 17
&#147;Insurance Contracts&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 17 was issued in May 2017 and is effective for years beginning on January&nbsp;1, 2021, and to be applied
retrospectively. If full retrospective application to a group of contracts is impractical, the modified retrospective or fair value methods may be used. The standard will replace IFRS 4 &#147;Insurance Contracts&#148; and will materially change the
recognition and measurement of insurance contracts and the corresponding presentation and disclosures in the Company&#146;s Financial Statements and MD&amp;A. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In
November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year. The proposed deferral is subject to IASB public consultation in 2019 which is expected to result in an exposure draft followed by a public comment
period. We will continue to monitor IASB&#146;s future developments related to IFRS 17. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 17 requires entities to measure insurance contract liabilities on the
balance sheet as the total of (a)&nbsp;the fulfillment cash flows &#150; the current estimates of amounts that the entity expects to collect from premiums and pay out for claims, benefits and expenses, including an adjustment for the timing and risk
for those amounts; and (b)&nbsp;the contractual service margin &#150; the future profit for providing insurance coverage. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The principles underlying IFRS 17 differ
from the Canadian Asset Liability Method (&#147;CALM&#148;) permitted by IFRS 4. While there are many differences, we have outlined two of the key differences: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17, the discount rate used to estimate the present value of liabilities is based on the characteristics of the
liability, whereas under CALM, as outlined above (&#147;Critical Actuarial and Accounting Policies &#150; Determination of Policy Liabilities &#150; Investment Returns&#148;), we use the rate of returns for current and projected assets supporting
the policy liabilities to value the liabilities. The difference in the discount rate approach also impacts the timing of investment-related experience earnings emergence. As outlined in the &#147;Performance and
<FONT STYLE="white-space:nowrap">Non-GAAP</FONT> measures&#148; section below, under CALM investment-related experience includes investment experience and the impact of investing activities. The impact of the investing activities is directly related
to the CALM methodology. Under IFRS 17 the impact of investing activities will emerge over the life of the new asset. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17, new business gains are recorded on the Consolidated Statements of Financial Position and amortized into
income as the services are provided. Under CALM, new business gains (and losses) are recognized in income immediately. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is assessing the
implications of this standard and expects that it will have a significant impact on the Company&#146;s Consolidated Financial Statements. In addition, in certain jurisdictions, including Canada, it could have a material effect on tax and regulatory
capital positions and other financial metrics that are dependent upon IFRS accounting values. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>69</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_13"></A>Risk Factors </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our insurance, wealth and asset management and other financial services businesses subject Manulife to a broad range of risks. Management has identified the following
risks and uncertainties to which our businesses, operations and financial condition are subject. The risks and uncertainties described below are not the only ones facing us. Additional risks not presently known to us or that we currently deem
immaterial could also impair our businesses, operations and financial condition. If any of such risks should occur, the trading price of our securities, including common shares, preferred shares and debt securities, could decline, and you may lose
all or part of your investment. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Strategic Risk Factors </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We operate in highly competitive markets and compete for customers with both insurance and <FONT STYLE="white-space:nowrap">non-insurance</FONT> financial services
companies. Customer loyalty and retention, and access to distributors, are important to the Company&#146;s success and are influenced by many factors, including our distribution practices and regulations, product features, service levels, prices,
and our financial strength ratings and reputation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may not be successful in executing our business strategies or these strategies may not
achieve our objectives. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Refer to &#147;Risk Management &#150; Strategic Risk&#148; above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The economic environment could be volatile and our regulatory environment will continue to evolve, potentially with higher
capital requirements which could materially impact our competitiveness. Further, the attractiveness of our product offerings relative to our competitors will be influenced by competitor actions as well as our own, and the requirements of the
applicable regulatory regimes. For these and other reasons, there is no certainty that we will be successful in implementing our business strategies or that these strategies will achieve the objectives we target. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Macro-economic factors may result in our inability to achieve business strategies and plans. Of note, economic factors such
as flat or declining equity markets, equity market volatility, or a period of prolonged low interest rates could impact our ability to achieve business objectives. Other factors, such as management actions taken to bolster capital and manage the
Company&#146;s risk profile, including new or amended reinsurance agreements, and additional actions that the Company may take to help manage near-term regulatory capital ratios or help mitigate equity market and interest rate exposures, could
adversely impact our longer-term earnings potential. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our insurance businesses are heavily regulated, and changes in
regulation may reduce our profitability and limit our growth. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our insurance operations are subject to a wide variety of insurance and other laws and regulations. Insurance and securities
regulators in Canada, the United States, Asia and other jurisdictions regularly <FONT STYLE="white-space:nowrap">re-examine</FONT> existing laws and regulations applicable to insurance companies, investment advisors, brokers-dealers and their
products. Compliance with applicable laws and regulations is time consuming and personnel-intensive, and changes in these laws and regulations or in the interpretation or enforcement thereof, may materially increase our direct and indirect
compliance costs and other expenses of doing business, thus having a material adverse effect on our results of operations and financial condition. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In addition, international regulators as well as domestic financial authorities and regulators in many countries have been
reviewing their capital requirements and are implementing, or are considering implementing, changes aimed at strengthening risk management and capitalization of financial institutions. Future regulatory capital, actuarial and accounting changes,
including changes with a retroactive impact, could have a material adverse effect on the Company&#146;s consolidated financial condition, results of operations and regulatory capital both on transition and going forward. In addition, such changes
could have a material adverse effect on the Company&#146;s position relative to that of other Canadian and international financial institutions with which Manulife competes for business and capital. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In Canada, MFC and its principal operating subsidiary, MLI, are governed by the Insurance Companies Act (Canada)
(&#147;ICA&#148;). The ICA is administered, and the activities of the Company are supervised, by the Office of the Superintendent of Financial Institutions (&#147;OSFI&#148;). MLI is also subject to regulation and supervision under the insurance
laws of each of the provinces and territories of Canada. Regulatory oversight is vested in various governmental agencies having broad administrative power with respect to, among other things, dividend payments, capital adequacy and risk-based
capital requirements, asset and reserve valuation requirements, permitted investments and the sale and marketing of insurance contracts. These regulations are intended to protect policyholders and beneficiaries rather than investors and may
adversely impact shareholder value. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Some recent examples of regulatory and professional standard developments, in addition to the developments outlined in the
&#147;Risk Management &#150; Regulatory Updates&#148; section above, which could impact our net income attributed to shareholders and/or capital position are provided below. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The International Association of Insurance Supervisors (&#147;IAIS&#148;) is expected to finalize the risk-based global
Insurance Capital Standard (&#147;ICS&#148;) during 2019. ICS will apply to all large internationally active insurance groups, and the IAIS&#146;s intention is to require annual reporting to OSFI on a confidential basis for five years, starting in
2020, before the standard becomes effective in 2025. The IAIS has also been developing a holistic framework to assess and mitigate insurance sector systemic risk, which includes reviewing the activities of insurers. It is not yet known how these
proposals will affect capital requirements and Manulife&#146;s competitive position given that several key items for these developments remain under discussion. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The National Association of Insurance Commissioners (&#147;NAIC&#148;) has been reviewing reserving and capital
methodologies as well as the overall risk management framework. These reviews will affect U.S. life insurers, including John Hancock, and </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>70</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">
could lead to increased reserving and/or capital requirements for our business in the U.S. In addition, the NAIC is continuing to explore the development of a group capital calculation tool;
however, the scope of any such tool has not yet been determined. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Actuarial Standards Board (&#147;ASB&#148;) promulgates certain assumptions referenced in the CIA Standards of Practice
for the valuation of insurance contract liabilities. These promulgations are updated periodically and in the event that new promulgations are published, they will apply to the determination of actuarial liabilities and may lead to an increase in
actuarial liabilities and a reduction in net income attributed to shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the United States, state insurance laws regulate most aspects of our business, and our U.S. insurance subsidiaries are
regulated by the insurance departments of the states in which they are domiciled and the states in which they are licensed. State laws grant insurance regulatory authorities broad administrative powers with respect to, among other things: licensing
companies and agents to transact business; calculating the value of assets to determine compliance with statutory requirements; mandating certain insurance benefits; regulating certain premium rates; reviewing and approving policy forms; regulating
unfair trade and claims practices, including through the imposition of restrictions on marketing and sales practices, distribution arrangements and payment of inducements; regulating advertising; protecting privacy; establishing statutory capital
and reserve requirements and solvency standards; fixing maximum interest rates on insurance policy loans and minimum rates for guaranteed crediting rates on life insurance policies and annuity contracts; approving changes in control of insurance
companies; restricting the payment of dividends and other transactions between affiliates; and regulating the types, amounts and valuation of investments. Changes in any such laws and regulations, or in the interpretation or enforcement thereof by
regulators, could significantly affect our business, results of operations and financial condition. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Currently, the U.S. federal government does not directly regulate the business of insurance. However, federal legislation
and administrative policies in several areas can significantly and adversely affect state regulated insurance companies. These areas include financial services regulation, securities regulation, pension regulation, privacy, tort reform legislation
and taxation. In addition, under the Dodd-Frank Wall Street Reform and Consumer Protection Act (&#147;Dodd-Frank&#148;), the U.S. Board of Governors of the Federal Reserve has supervisory powers over <FONT STYLE="white-space:nowrap">non-bank</FONT>
financial companies that are determined to be systemically important. For further discussion on Dodd-Frank, refer to the risk factor entitled &#147;Dodd-Frank adversely impacts our results of operations and our liquidity&#148;.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Insurance guaranty associations in Canada and the United States have the right to assess insurance companies doing business
in their jurisdiction for funds to help pay the obligations of insolvent insurance companies to policyholders and claimants. Because the amount and timing of an assessment is beyond our control, the liabilities that we have currently established for
these potential liabilities may not be adequate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">While many of the laws and regulations to which we are subject are intended to protect policyholders, beneficiaries,
depositors and investors in our products and services, others also set standards and requirements for the governance of our operations. Failure to comply with applicable laws or regulations could result in financial penalties or sanctions, and
damage our reputation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">From time to time, regulators raise issues during examinations or audits of Manulife that could have a material adverse
impact on us. We cannot predict whether or when regulatory actions may be taken that could adversely affect our operations. For further discussion of government regulation and legal proceedings refer to &#147;Government Regulation&#148; in
MFC&#146;s Annual Information Form dated February&nbsp;13, 2019 and note&nbsp;18 of the 2018 Annual Consolidated Financial Statements. Refer to the risk factor &#147;Our <FONT STYLE="white-space:nowrap">non-North</FONT> American operations face
political, legal, operational and other risks that could negatively affect those operations or our results of operations and financial condition&#148; for further discussion on the impact to our operations. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Dodd-Frank adversely impacts our results of operations and our liquidity. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Dodd-Frank establishes a framework for regulation of
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> (&#147;OTC&#148;) derivatives which affects activities of the Company that use derivatives for various purposes, including hedging equity market,
interest rate and foreign currency exposures. Regulations promulgated by the U.S. Commodity Futures Trading Commission (&#147;CFTC&#148;) and proposed by the U.S. Securities and Exchange Commission (&#147;SEC&#148;) under Dodd-Frank require certain
types of OTC derivative transactions to be cleared through a regulated clearinghouse, and a subset of such transactions to be executed through a centralized exchange or regulated facility. These CFTC rules impose, and the SEC rules may impose,
additional costs on the Company. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Both cleared and <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivative transactions are now subject to margin
requirements under Dodd-Frank. Cleared derivatives transactions are subject to daily initial margin, and variation margin requirements imposed by the clearinghouse, while our <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives are
subject to daily variation margin requirements. These margin requirements impose costs and increase liquidity risk for the Company. These margin requirements combined with the more restricted list of securities that qualify as eligible collateral
for both cleared and <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives require us to hold larger positions in cash and treasuries, which could reduce net income attributed to shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt"><FONT STYLE="white-space:nowrap">In-force</FONT> OTC derivative transactions are grandfathered and will migrate to
clearinghouses over time, or the Company may elect to accelerate the migration. As such, this may not become a significant risk for Manulife until a large portion of our derivatives have transitioned to clearinghouses (expected in the 2021 to 2023
timeframe) and market conditions adverse to liquidity (material increases in interest rates and/or equity markets) have been experienced. However, in certain situations such as ratings downgrade, our counterparties may be able to accelerate the
transition by exercising any potential rights to terminate the contract. Some OTC derivative contracts also give Manulife and its counterparties the right to cancel the contract after specific dates. Any such cancellation by our counterparties could
accelerate the transition to clearing. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife has been closely monitoring the evolving regulations and industry trends pertaining to these requirements.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>71</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>International Financial Reporting Standards will have a material impact on our financial
results. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">As outlined in the Critical Actuarial and Accounting Policies section above, the IASB issued a new accounting standard for
insurance contracts in 2017, with an effective date of 2021 (in November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year). Until this standard is effective, IFRS does not currently prescribe an insurance
contract measurement model and therefore, as permitted by IFRS 4 &#147;Insurance Contracts&#148;, insurance contract liabilities continue to be measured using CALM. Under CALM, the measurement of actuarial liabilities is based on projected liability
cash flows, together with estimated future premiums and net investment income generated from assets held to support those liabilities. A summary of some of the key changes are outlined in the &#147;Critical Actuarial and Accounting Policies &#150;
Future Accounting and Reporting Changes&#148; section above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The standard could create material volatility in our financial results and capital position; and could result in a lower
discount rate used for the determination of actuarial liabilities, thereby increasing our actuarial liabilities and reducing our equity. The Company&#146;s capital position (see note below) and income for accounting purposes could be significantly
influenced by prevailing market conditions, resulting in volatility of reported results, that may necessitate changes to business strategies. The standard requires that margins created from the sale of new business are deferred in full, eliminating
accounting gains at the time of sale. Note: The regulatory capital framework in Canada is currently aligned with IFRS. In Canada, OSFI will decide on the appropriate recognition of the accounting outcomes within the regulatory capital framework.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Additionally, other jurisdictions may not adopt the standard as issued or on the same timeline as published by the IASB, and
there is a possibility that Canada will be the first to adopt the standard. Adopting the standard in Canada before it is adopted elsewhere could increase our cost of capital compared with global competitors and the banking sector in Canada.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Any mismatch between the underlying economics of our business and the new accounting standard could have significant
unintended negative consequences on our business model; and potentially affect our customers, shareholders and the capital markets. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Changes in tax laws, tax regulations, or interpretations of such laws or regulations could make some of our products less attractive to consumers, could increase our corporate taxes or cause us to change the value of our deferred
tax assets and liabilities as well as our tax assumptions included in the valuation of our policy liabilities. This could have a material adverse effect on our business, results of operations and financial condition. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Many of the products that the Company sells benefit from one or more forms of preferred tax treatment under current income
tax regimes. For example, the Company sells life insurance policies that benefit from the deferral or elimination of taxation on earnings accrued under the policy, as well as permanent exclusion of certain death benefits that may be paid to
policyholders&#146; beneficiaries. We also sell annuity contracts that allow the policyholders to defer the recognition of taxable income earned within the contract. Other products that the Company sells, such as certain employer-paid health and
dental plans, also enjoy similar, as well as other, types of tax advantages. The Company also benefits from certain tax benefits, including <FONT STYLE="white-space:nowrap">tax-exempt</FONT> interest, dividends-received deductions, tax credits (such
as foreign tax credits), and favourable tax rates and/or income measurement rules for tax purposes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">There is risk that tax legislation could be enacted that would lessen or eliminate some or all of the tax advantages
currently benefiting the Company or its policyholders or its other clients. This could occur in the context of deficit reduction or other tax reforms. The effects of any such changes could result in materially lower product sales, lapses of policies
currently held, and/or our incurrence of materially higher corporate taxes, any of which could have a material adverse effect on our business, results of operations and financial condition. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Additionally, the Company may be required to change its provision for income taxes or carrying amount of deferred tax assets
or liabilities if the characterization of certain items is successfully challenged by taxing authorities or if future transactions or events, which could include changes in tax laws, tax regulations or interpretations of such laws or regulations,
occur. Any such changes could significantly affect the amounts reported in the Consolidated Financial Statements in the year these changes occur. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The U.S. government enacted the Tax Cuts and Jobs Act effective January&nbsp;1, 2018 (&#147;U.S. Tax Reform&#148;). The
legislation makes broad and complex changes to the U.S. tax code including reducing individual and corporate tax rates and permitting expensing of many capital expenditures. In addition, the law limits the deductibility of policy reserves for U.S.
federal income tax purposes. Regulations and further guidance from the Internal Revenue Service and other bodies continues to be developed and released, implementing and/or clarifying the legislation. Any further changes or amendments to the law or
its interpretation could result in material change to our tax balances. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the long run, U.S. Tax Reform, all else being equal, could lead to a reduction in corporate borrowings and lower
borrowings could lead to tighter spreads. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Access to capital may be negatively impacted by market conditions.
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Disruptions, uncertainty or volatility in the financial markets may limit our access to capital required to operate our
business. Such market conditions may limit our ability to satisfy regulatory capital requirements, to access the capital necessary to grow our business and meet our refinancing requirements. Under extreme conditions, we may be forced, among other
things, to delay raising capital, issue different types of capital than we would otherwise, less effectively deploy such capital, issue shorter term securities than we prefer, or issue securities that bear an unattractive cost of capital which could
decrease our profitability, dilute our existing shareholders, and significantly reduce our financial flexibility. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may
experience future downgrades in our financial strength or credit ratings, which may materially adversely impact our financial condition and results of operations. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Credit rating agencies publish financial strength ratings on life insurance companies that are indicators of an insurance
company&#146;s ability to meet contract holder and policyholder obligations. Credit rating agencies also assign credit ratings, which are indicators of </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>72</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">
an issuer&#146;s ability to meet the terms of its obligations in a timely manner and are important factors in a company&#146;s overall funding profile and ability to access external capital.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Ratings are important factors in establishing the competitive position of insurance companies, maintaining public confidence
in products being offered, and determining the cost of capital. A ratings downgrade, or the potential for such a downgrade could, among other things: increase our cost of capital and limit our access to the capital markets; cause some of our
existing liabilities to be subject to acceleration, additional collateral support, changes in terms, or additional financial obligations; result in the termination of our relationships with broker-dealers, banks, agents, wholesalers and other
distributors of our products and services; unfavourably impact our ability to execute on our hedging strategies; materially increase the number of surrenders, for all or a portion of the net cash values, by the owners of policies and contracts we
have issued, and materially increase the number of withdrawals by policyholders of cash values from their policies; and reduce new sales. Any of these consequences could adversely affect our results of operations and financial condition.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Credit rating agencies noted risks with respect to: our capital and net earnings volatility associated with fair-value
accounting; net residual exposures to equity markets and lower interest rates; challenges associated with managing <FONT STYLE="white-space:nowrap">in-force</FONT> long-term care, universal life with secondary guarantees and variable annuity
products in the U.S.; relatively high proportion of holdings in equities and alternative long-duration assets within our investment mix; as well as elevated financial leverage. There can be no guarantee that downgrades will not occur.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">It is possible that there will be changes in the benchmarks for capital, liquidity, earnings and other factors used by these
credit rating agencies that are important to a ratings assignment at a particular rating level. Any such changes could have a negative impact on our ratings, which could adversely impact our results of operations, financial condition and access to
capital markets. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Competitive factors may adversely affect our market share and profitability. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The insurance, wealth and asset management industries are highly competitive. Our competitors include other insurers,
securities firms, investment advisors, mutual funds, banks and other financial institutions. Financial service firms which rely heavily on technology-driven business models (e.g. fintech and insurtech firms) are also increasingly becoming potential
competitors. Our competitors compete with us for customers, access to distribution channels such as brokers and independent agents, and for employees. In some cases, competitors may be subject to less onerous regulatory requirements, have lower
operating costs or have the ability to absorb greater risk while maintaining their financial strength ratings, thereby allowing them to price their products more competitively or offer features that make their products more attractive. These
competitive pressures could result in lower new business volumes and increased pricing pressures on a number of our products and services that may harm our ability to maintain or increase our profitability. Because of the highly competitive nature
of the financial services industry, there can be no assurance that we will continue to effectively compete with our industry rivals and competitive pressure may have a material adverse effect on our business, results of operations and financial
condition. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may experience difficulty in marketing and distributing products through our current and future distribution
channels. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We distribute our insurance and wealth management products through a variety of distribution channels, including brokers,
independent agents, broker-dealers, banks, wholesalers, affinity partners, other third-party organizations and our own sales force in Asia. We generate a significant portion of our business through individual third-party arrangements. We
periodically negotiate provisions and renewals of these relationships, and there can be no assurance that such terms will remain acceptable to us or relevant third parties. An interruption in our continuing relationship with certain of these third
parties could significantly affect our ability to market our products and could have a material adverse effect on our business, results of operations and financial condition. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Industry trends could adversely affect the profitability of our businesses. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our business segments continue to be influenced by a variety of trends that affect our business and the financial services
industry in general. The impact of the volatility and instability of the financial markets on our business is difficult to predict. The Company&#146;s business plans, financial condition and results of operations have been in the recent past and may
in the future be negatively impacted or affected. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may face unforeseen liabilities or asset impairments arising from
possible acquisitions and dispositions of businesses or difficulties integrating acquired businesses. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We have engaged in acquisitions and dispositions of businesses in the past and expect to continue to do so in the future as
we may deem appropriate. There could be unforeseen liabilities or asset impairments, including goodwill impairments that arise in connection with the businesses that we may sell, have acquired, or may acquire in the future. In addition, there may be
liabilities or asset impairments that we fail, or are unable, to discover in the course of performing due diligence investigations on acquisition targets. Furthermore, the use of our own funds as consideration in any acquisition would consume
capital resources that would no longer be available for other corporate purposes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our ability to achieve some or all of the benefits we anticipate from any acquisitions of businesses will depend in large
part upon our ability to successfully integrate the businesses in an efficient and effective manner. We may not be able to integrate the businesses smoothly or successfully, and the process may take longer than expected. The integration of
operations may require the dedication of significant management resources, which may distract management&#146;s attention from our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> business. Acquisitions of
operations outside of North America, especially any acquisition in a jurisdiction in which we do not currently operate, may be particularly challenging or costly to integrate. If we are unable to successfully integrate the operations of any
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>73</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">
acquired businesses, we may be unable to realize the benefits we expect to achieve as a result of the acquisitions and the results of operations may be less than expected. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>If our businesses do not perform well, or if the outlook for our businesses is significantly lower than historical trends, we may be required to
recognize an impairment of goodwill or intangible assets or to establish a valuation allowance against our deferred tax assets, which could have a material adverse effect on our results of operations and financial condition. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Goodwill represents the excess of the amounts we paid to acquire subsidiaries and other businesses over the fair value of
their net identifiable assets at the date of acquisition. Intangible assets represent assets that are separately identifiable at the time of an acquisition and provide future benefits such as the John Hancock brand. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">As outlined above, in section &#147;Critical Actuarial and Accounting, Goodwill and Intangibles&#148;, goodwill and
intangible assets with indefinite lives are tested at least annually for impairment at the cash generating unit (&#147;CGU&#148;) or group of CGUs level, representing the smallest group of assets that is capable of generating largely independent
cash flows. Going forward, as a result of the impact of economic conditions and changes in product mix and the granular level of goodwill testing under IFRS, additional impairment charges could occur in the future. Any impairment in in goodwill
would not affect LICAT capital. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">If market conditions deteriorate in the future and, in particular, if MFC&#146;s common share price is low relative to book
value per share, if the Company&#146;s actions to limit risk associated with its products or investments cause a significant change in any one CGU&#146;s recoverable amount, or if the outlook for a CGU&#146;s results deteriorate, the Company may
need to reassess the value of goodwill and/or intangible assets which could result in impairments during 2019 or subsequent periods. Such impairments could have a material adverse effect on our results of operations and financial condition.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Deferred income tax balances represent the expected future tax effects of the differences between the book and tax basis of
assets and liabilities, loss carry forwards and tax credits. Deferred tax assets are recorded when the Company expects to claim deductions on tax returns in the future for expenses that have already been recorded in the financial statements.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The availability of those deductions is dependent on future taxable income against which the deductions can be made.
Deferred tax assets are assessed periodically by management to determine if they are realizable. Factors in management&#146;s determination include the performance of the business including the ability to generate gains from a variety of sources and
tax planning strategies. If based on information available at the time of the assessment, it is determined that the deferred tax asset will not be realized, then the deferred tax asset is reduced to the extent that it is no longer probable that the
tax benefit will be realized. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may not be able to protect our intellectual property and may be subject to infringement
claims. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We rely on a combination of contractual rights and copyright, trademark, patent and trade secret laws to establish and
protect our intellectual property. In particular, we have invested considerable resources in promoting the brand names &#147;Manulife&#148; and &#147;John Hancock&#148; and expect to continue to do so. Although we use a broad range of measures to
protect our intellectual property rights, third parties may infringe or misappropriate our intellectual property. We may have to litigate to enforce and protect our copyrights, trademarks, patents, trade secrets and
<FONT STYLE="white-space:nowrap">know-how</FONT> or to determine their scope, validity or enforceability, which represents a diversion of resources that may be significant in amount and may not prove successful. The loss of intellectual property
protection or the inability to secure or enforce the protection of our intellectual property assets could have a material adverse effect on our business and our ability to compete. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We also may be subject to costly litigation in the event that another party alleges our operations or activities infringe
upon its intellectual property rights. Third parties may have, or may eventually be issued, patents that could be infringed by our products, methods, processes or services. Any party that holds such a patent could make a claim of infringement
against us. We may also be subject to claims by third parties for breach of copyright, trademark, trade secret or license usage rights. Any such claims and any resulting litigation could result in significant liability for damages. If we were found
to have infringed a third-party patent or other intellectual property rights, we could incur substantial liability, and in some circumstances could be enjoined from providing certain products or services to our customers or utilizing and benefiting
from certain methods, processes, copyrights, trademarks, trade secrets or licenses, or alternatively could be required to enter into costly licensing arrangements with third parties, all of which could have a material adverse effect on our business,
results of operations and financial condition. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Applicable laws may discourage takeovers and business combinations that
common shareholders of MFC might consider in their best interests. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The ICA contains restrictions on the purchase or other acquisition, issue, transfer and voting of the shares of an insurance
company. In addition, under applicable U.S. insurance laws and regulations in states where certain of our insurance company subsidiaries are domiciled, no person may acquire control of MFC without obtaining prior approval of those states&#146;
insurance regulatory authorities. These restrictions may delay, defer, prevent, or render more difficult a takeover attempt that common shareholders of MFC might consider in their best interests. For instance, they may prevent shareholders of MFC
from receiving the benefit from any premium to the market price of MFC&#146;s common shares offered by a bidder in a takeover context. Even in the absence of a takeover attempt, the existence of these provisions may adversely affect the prevailing
market price of MFC&#146;s common shares if they are viewed as discouraging takeover attempts in the future. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Entities
within the MFC Group are interconnected which may make separation difficult. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">MFC operates in local markets through subsidiaries and branches of subsidiaries. These local operations are financially and
operationally interconnected to lessen expenses, share and reduce risk, and efficiently utilize financial resources. In general, external capital required for companies in the Manulife group has been raised at the MFC or MLI level and then
transferred to other entities </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>74</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">
as equity or debt capital as appropriate. Other linkages include policyholder and other creditor guarantees and other forms of internal support between various entities, loans, capital
maintenance agreements, derivatives, shared services and affiliate reinsurance treaties. Accordingly, the risks undertaken by a subsidiary may be transferred to or shared by affiliates through financial and operational linkages. Some of the
consequences of this are: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Financial difficulties at a subsidiary may not be isolated and could cause material adverse effects on affiliates and the
group as a whole. </P></TD></TR></TABLE> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Linkages may make it difficult to dispose of or separate a subsidiary or business within the group by way of a <FONT
STYLE="white-space:nowrap">spin-off</FONT> or similar transaction and the disposition or separation of a subsidiary or business may not fully eliminate the liability of the Company and its remaining subsidiaries for shared risks. Issues raised by
such a transaction could include: (i)&nbsp;the Company cannot terminate, without policyholder consent and in certain jurisdictions regulator consent, parental guarantees on <FONT STYLE="white-space:nowrap">in-force</FONT> policies and therefore
would continue to have residual risk under any such <FONT STYLE="white-space:nowrap">non-terminated</FONT> guarantees; (ii)&nbsp;internal capital mobility and efficiency could be limited; (iii)&nbsp;significant potential tax consequences;
(iv)&nbsp;uncertainty about the accounting and regulatory outcomes of such a transaction; (v)&nbsp;obtaining any other required approvals; (vi)&nbsp;there may be a requirement for significant capital injections; and (vii)&nbsp;the transaction may
result in increased sensitivity of net income attributed to shareholders and capital of MFC and its remaining subsidiaries to market declines. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Market Risk Factors </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Market risk is the risk of loss resulting from market price volatility, interest rate change, credit and swap
spread changes, and from adverse foreign currency rate movements. Market price volatility primarily relates to changes in prices of publicly traded equities and alternative long-duration assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liquidity risk, which we manage as a form of market risk, is the risk of not having access to sufficient funds or liquid assets to meet both expected and unexpected cash
outflows and collateral demand. We are exposed to liquidity risk in each of our operating companies and in our holding company. In the operating companies, expected cash and collateral demands arise <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">day-to-day</FONT></FONT> to fund anticipated policyholder benefits, withdrawals of customer deposit balances, reinsurance settlements, derivative instrument settlements/collateral pledging, expenses, investment and hedging
activities. Under stressed conditions, unexpected cash and collateral demands could arise primarily from a change in the level of policyholders either terminating policies with large cash surrender values or not renewing them when they mature,
withdrawals of customer deposit balances, borrowers renewing or extending their loans when they mature, derivative settlements or collateral demands, and reinsurance settlements or collateral demands. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our most significant source of publicly traded equity risk arises from variable annuity and segregated funds with guarantees, where the
guarantees are linked to the performance of the underlying funds. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Publicly traded equity performance risk arises from a variety of sources, including guarantees associated with variable
annuity and segregated fund products, asset based fees, and investments in publicly traded equities. </P></TD></TR></TABLE> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Guaranteed benefits are contingent and payable upon death, maturity, permitted withdrawal or annuitization. If equity
markets decline or even if they increase by an amount lower than that assumed in our actuarial valuation, additional liabilities may need to be established to cover the contingent liabilities, resulting in a reduction in net income attributed to
shareholders and regulatory capital ratios. Further, if equity markets do not recover to the amount of the guarantees, by the dates the liabilities are due, the accrued liabilities will need to be paid out in cash. In addition, sustained flat or
declining public equity markets would likely reduce asset based fee revenues related to variable annuities and segregated funds with guarantees and related to other wealth and insurance products. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Where publicly traded equity investments are used to support policy liabilities, the policy valuation incorporates projected
investment returns on these assets. If actual returns are lower than the expected returns, the investment losses will reduce net income attributed to shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">For products where the investment strategy applied to future cash flows in the policy valuation includes investing a
specified portion of future cash flows in publicly traded equities, a decline in the value of publicly traded equities relative to other assets could require us to change the investment mix assumed for future cash flows, which may increase policy
liabilities and reduce net income attributed to shareholders. A reduction in the outlook for expected future returns for publicly traded equities, which could result from a fundamental change in future expected economic growth, would increase policy
liabilities and reduce net income attributed to shareholders. Furthermore, to the extent publicly traded equities are held as AFS, other than temporary impairments that arise will reduce income. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Expected long-term annual market growth assumptions for public equities for key markets are based on long-term historical
observed experience. See Critical Actuarial and Accounting Policies for the rates used in the stochastic valuation of our segregated fund guarantee business. The calibration of the economic scenario generators that are used to value segregated fund
guarantee business complies with current CIA Standards of Practice for the valuation of these products. Implicit margins, determined through stochastic valuation processes, lower net yields used to establish policy liabilities. Assumptions used for
public equities backing liabilities are also developed based on historical experience but are constrained by different CIA Standards of Practice and differ slightly from those used in stochastic valuation. Alternative asset return assumptions vary
based on asset class but are largely consistent, after application of valuation margins and differences in taxation, with returns assumed for public equities. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>75</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We experience interest rate and spread risk within the general fund primarily due to the
uncertainty of future returns on investments. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Interest rate and spread risk arises from general fund guaranteed benefit products, general fund adjustable benefit products
with minimum rate guarantees, general fund products with guaranteed surrender values, segregated fund products with minimum benefit guarantees and from surplus fixed income investments. The risk arises within the general fund primarily due to the
uncertainty of future returns on investments to be made as assets mature and as recurring premiums are received and invested or reinvested to support longer dated liabilities. Interest rate risk also arises due to minimum rate guarantees and
guaranteed surrender values on products where investment returns are generally passed through to policyholders. A rapid rise in interest rates may also result in losses attributable to early liquidation of fixed income instruments supporting
contractual surrender benefits, if customers surrender to take advantage of higher interest rates on offer elsewhere. In order to reduce interest rate risk, the duration of fixed income investments is managed by entering into interest rate hedges.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The valuation of policy liabilities reflects assumptions for the yield on future investments and the projected cash flows
associated with interest rate hedges. A general decline in interest rates, without a change in corporate bond spreads and swap spreads, will reduce the assumed yield on future investments but favourably impact the value of lengthening interest rate
hedges. Conversely, a general increase in interest rates, without a change in corporate bond spreads and swap spreads, will increase the assumed yield on future investments, but unfavourably impact the value of lengthening interest rate hedges. The
Company&#146;s disclosed estimated impact from interest rate movements reflects a parallel increase and decrease in interest rates of specific amounts. The reinvestment assumptions used in the valuation of our insurance liabilities are based on
interest rate scenarios and calibration criteria set by the Actuarial Standards Board, while our interest rate hedges are valued using current market interest rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are
not fully aligned to changes in current market interest rates especially when there is a significant change in the shape of the interest rate curve. As a result, the impact from <FONT STYLE="white-space:nowrap">non-parallel</FONT> movements may be
different from the estimated impact of parallel movements. Furthermore, changes in interest rates could change the reinvestment scenarios used in the calculation of our actuarial liabilities. The reinvestment scenario changes tend to amplify the
negative effects of a decrease in interest rates and dampen the positive effects of interest rate increases. In addition, decreases in corporate bond spreads or increases in swap spreads should generally result in an increase in policy liabilities
and a reduction in net income attributed to shareholders, while an increase in corporate bond spreads or a decrease in swap spreads should generally have the opposite impact. The impact of changes in interest rates and in spreads may be partially
offset by changes to credited rates on adjustable products that pass-through investment returns to policyholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">For segregated fund and variable annuity products, a sustained increase in interest rate volatility or a decline in interest
rates would also likely increase the costs of hedging the benefit guarantees provided. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We experience ALDA performance risk
when actual returns are lower than expected returns. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">ALDA performance risk arises from general fund investments in commercial real estate, timber properties, farmland
properties, infrastructure, oil and gas properties, and private equities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Where these assets are used to support policy liabilities, the policy valuation incorporates projected investment returns on
these assets. ALDA assumptions vary by asset class and generally have a similar impact on policy liabilities as public equities would. If actual returns are lower than the expected returns, there will be a negative impact to the net income
attributed to shareholders. A reduction in the outlook for expected future returns for ALDA, which could result from a variety of factors such as a fundamental change in future expected economic growth or declining risk premiums due to increased
competition for such assets, would increase policy liabilities and reduce net income attributed to shareholders. Further, if returns on certain external asset benchmarks used to determine permissible assumed returns under the CIA Standards of
Practice are lower than expected, the Company&#146;s policy liabilities will increase, reducing net income attributed to shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In recent periods, the value of oil and gas assets has been negatively impacted by the decline in energy prices and could be
further adversely affected by additional declines in energy prices as well as by a number of other factors including production declines, uncertainties associated with estimating oil and natural gas reserves, difficult economic conditions and
geopolitical events. Changes in government regulation of the oil and gas industry, including environmental regulation, carbon taxes and changes in the royalty rates resulting from provincial royalty reviews, could also adversely affect the value of
our oil and gas investments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Difficult economic conditions could result in higher vacancy, lower rental rates and lower demand for real estate
investments, all of which would adversely impact the value of our real estate investments. Difficult economic conditions could also prevent companies in which we have made private equity investments from achieving their business plans and could
cause the value of these investments to fall, or even cause the companies to fail. Declining valuation multiples in the public equity market would also likely cause values to decline in our private equity portfolio. The timing and amount of
investment income from private equity investments is difficult to predict, and investment income from these investments can vary from quarter to quarter. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our timberland and farmland holdings are exposed to natural risks, such as prolonged drought, wildfires, insects,
windstorms, flooding, and climate change. We are generally not insured for these types of risks but seek to mitigate their impact through portfolio diversification and prudent operating practices. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">More broadly, a rising interest rate environment could result in the value of some of our ALDA investments declining,
particularly those with fixed contractual cash flows such as real estate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The negative impact of changes in these factors can take time to be fully reflected in the valuations of private
investments, including ALDA, especially if the change is large and rapid, as market participants adjust their forecasts and better understand the potential medium to long-term impact of such changes. As a result, valuation changes in any given
period may reflect the delayed impact of events that occurred in prior periods. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>76</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We rely on a diversified portfolio of ALDA assets to generate relatively stable investment returns. Diversification benefits
may be reduced at times, especially during a period of economic stress, which would adversely affect portfolio returns. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company determines investment return assumptions for ALDA in accordance with the Standards of Practice for the valuation
of insurance contract liabilities and guidance published by the CIA. The guidance requires that the investment return assumption for these assets should not be higher than the historical long-term average returns of an appropriate broad-based index.
Where such experience is not available, the investment return assumption for these assets should not result in a lower reserve than an assumption based on a historical-return benchmark for public equities in the same jurisdiction. As a result, the
impact of changes in the historical returns for public equity benchmarks may result in an update to our investment return assumptions for ALDA. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Our liabilities are valued based on an assumed asset investment strategy over the long term. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We develop an investment strategy for the assets that back our liabilities. The strategy involves making assumptions on the
kind of assets in which we will invest and the returns such assets will generate. </P></TD></TR></TABLE> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We may not be able to implement our investment strategy as intended due to a lack of assets available at the returns we
assume. This may result in a change in investment strategy and/or assumed future returns, thus adversely impacting our financial results. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">From time to time we may decide to adjust our portfolio asset mix which may result in adverse impacts to our financial
results for one or more periods. On December&nbsp;22, 2017, we announced our decision to reduce the allocation to ALDA in our portfolio asset mix resulting in a charge to net income attributed to shareholders in 4Q17 of approximately $1&nbsp;billion
<FONT STYLE="white-space:nowrap">post-tax.</FONT> </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We experience foreign exchange risk as a substantial portion of our
business is transacted in currencies other than Canadian dollars. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our financial results are reported in Canadian dollars. A substantial portion of our business is transacted in currencies
other than Canadian dollars, mainly U.S. dollars, Hong Kong dollars and Japanese yen. If the Canadian dollar strengthens relative to these currencies, net income attributed to shareholders would decline and our reported shareholders&#146; equity
would decline. A weakening of the Canadian dollar against the foreign currencies in which we do business would have the opposite effect and would increase net income attributed to shareholders and shareholders&#146; equity. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The Company&#146;s hedging strategies will not fully reduce the market risks related to the product guarantees and fees being hedged, hedging
costs may increase and the hedging strategies expose the Company to additional risks. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company&#146;s market risk hedging strategies include a variable annuity guarantee dynamic hedging strategy and a macro
equity risk hedging strategy. The variable annuity dynamic hedging strategy is designed to hedge the sensitivity of variable annuity guarantee policy liabilities to fund performance (both public equity and bond funds) and interest rate movements.
The macro equity risk hedging strategy is designed to hedge a portion of our earnings sensitivity to public equity market movements arising from variable annuity guarantees not dynamically hedged and directly held exposures. Some of the limitations
and risks associated with each strategy are described below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our hedging strategies rely on the execution of derivative transactions in a timely manner. Therefore, hedging costs and the
effectiveness of the strategy may be negatively impacted if markets for these instruments become illiquid. The Company is subject to the risk of increased funding and collateral demands which may become significant as equity markets increase.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company is also subject to counterparty risks arising from the derivative instruments and to the risk of increased
funding and collateral demands which may become significant as equity markets and interest rates increase. The strategies are highly dependent on complex systems and mathematical models that are subject to error and rely on forward-looking long-term
assumptions that may prove inaccurate, and which rely on sophisticated infrastructure and personnel which may fail or be unavailable at critical times. Due to the complexity of the strategies, there may be additional unidentified risks that may
negatively impact our business and future financial results. In addition, rising equity markets and interest rates that would otherwise result in profits on variable annuities will be offset by losses from our hedging positions. For further
information pertaining to counterparty risks, refer to the risk factor &#147;If a counterparty fails to fulfill its obligations we may be exposed to risks we had sought to mitigate&#148;. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under certain market conditions, which include a sustained increase in realized equity and interest rate volatilities, a
decline in interest rates, or an increase in the correlation between equity returns and interest rate declines, the costs of hedging the benefit guarantees provided in variable annuities may increase or become uneconomic. In addition, there can be
no assurance that our dynamic hedging strategy will fully offset the risks arising from the variable annuities being hedged. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Policy liabilities and regulatory required capital for variable annuity guarantees are determined using long-term
forward-looking estimates of volatilities. These long-term forward-looking volatilities assumed for policy liabilities and required capital meet the CIA and OSFI calibration standards. To the extent that realized equity or interest rate volatilities
in any quarter exceed the assumed long-term volatilities, or correlations between interest rate changes and equity returns are higher, there is a risk that rebalancing will be greater and more frequent, resulting in higher hedging costs.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The level of guarantee claims returns or other benefits ultimately paid will be impacted by policyholder longevity and
policyholder activity including the timing and amount of withdrawals, lapses, fund transfers and contributions. The sensitivity of liability values to equity market and interest rate movements that we hedge are based on long-term expectations for
longevity and policyholder activity, since the impact of actual longevity and policyholder experience variances cannot be hedged using capital markets instruments. There is a risk that we may be unable to effectively or economically hedge products
which provide for guarantee claims, returns or other benefits. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>77</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Changes in market interest rates may impact our net income attributed to shareholders and
capital ratios. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A prolonged low interest rate environment may result in charges related to lower fixed income reinvestment assumptions and
an increase in new business strain until products are repositioned for the lower rate environment. Other potential consequences of low interest rates include: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Low interest rates could negatively impact sales; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Lower risk-free rates tend to increase the cost of hedging, and as a result the offering of guarantees could become
uneconomic; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The reinvestment of cash flows into low yielding bonds could result in lower future earnings on surplus;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A lower interest rate environment could be correlated with other macro-economic factors including unfavourable economic
growth and lower returns on other asset classes; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Lower interest rates could contribute to potential impairments of goodwill; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Lower interest rates could lead to lower mean bond parameters used for the stochastic valuation of segregated fund
guarantees, resulting in higher policy liabilities; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Lower interest rates would also reduce expected earnings on <FONT STYLE="white-space:nowrap">in-force</FONT> policies, which
would reduce core earnings, lower net income attributed to shareholders and may increase new business strain until products are repositioned for the lower rate environment; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A prolonged low interest environment may also result in the Actuarial Standards Board lowering the promulgated Ultimate
Reinvestment Rate (&#147;URR&#148;) and require us to increase our provisions; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The difference between the current investable returns and the returns used in pricing new business are generally capitalized
when new business is written. Lower interest rates result in higher new business strain until products are <FONT STYLE="white-space:nowrap">re-priced</FONT> or interest rates increase; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Fixed income reinvestment rates other than the URR are based on current market rates. The net income sensitivity to changes
in current rates is outlined in the section &#147;Interest Rate and Spread Risk Sensitivities and Exposure Measures&#148; above. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A rapid rise in interest rates may also result in losses attributable to early liquidation of fixed income instruments
supporting contractual surrender benefits if customers surrender to take advantage of higher interest rates on offer elsewhere. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>With the continued production of LIBOR not guaranteed beyond 2021, the transition to alternative reference rates may adversely impact the valuation of our LIBOR-based financial instruments. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company uses London Interbank Offered Rate (&#147;LIBOR&#148;) based derivatives for the management of our interest rate
risk and is reliant on the continued use of LIBOR as a reference rate in the marketplace. The Chief Executive of the U.K. Financial Conduct Authority (&#147;FCA&#148;) has announced that, after 2021, the FCA would no longer use its power to persuade
or compel panel banks to submit rate information used to determine LIBOR. To address the increased risk that LIBOR may not exist beyond 2021, public / private sector working groups have been formed in major currency jurisdictions to identify
alternative reference rate benchmarks in currencies for which LIBOR is quoted. Any transition of LIBOR to an alternative reference rate may adversely affect the valuation of our existing debt securities and derivatives and the effectiveness of those
derivatives in mitigating our risks. Furthermore, depending on the nature of the alternative reference rate, we may become exposed to additional risks from new debt or derivative transactions. The nature of these additional risks is yet to be
estimated as the alternative reference rates are still being developed and published. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>AFS investments are recorded at fair
value, but losses arising on those investments may not have been recorded in income. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Some of our investments are classified as AFS. AFS debt securities are recorded at fair value, but unrealized gains and
losses are recorded in a separate component of equity and are not charged to net income attributed to shareholders while they are fully included in the LICAT available capital. Unrealized gains are recorded in net income attributed to shareholders
when the related asset is sold. Unrealized losses are recorded in net income attributed to shareholders either when the related asset is sold or when the related asset is considered impaired and the impairment is not considered to be temporary.
Should market levels decline, impairments may be judged to be other than temporary and part or all of any unrealized losses may be charged against future income as a result. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our valuation of certain financial instruments may include methodologies, estimations and assumptions which are subjective
in nature. Changes to investment valuations may arise in the future which materially adversely affect our results of operations and financial condition. </P></TD></TR></TABLE> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The fair value for certain of our investments that are not actively traded is determined using models and other valuation
techniques. These values therefore incorporate considerable judgment and involve making estimates including those related to the timing and amounts of expected future cash flows and the credit standing of the issuer or counterparty. The use of
different methodologies and assumptions may have a material effect on the estimated fair value amounts. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Significant market disruption could result in rapidly widening credit spreads and illiquidity, volatile markets and for some
instruments significantly reduced trading activity. It has been and may continue to be difficult to value certain of our securities if trading is less active and/or market data is harder to observe. Consequently, valuations may include inputs and
assumptions that are less observable or require greater estimation thereby resulting in values which may differ materially from the value at which the investments may be ultimately sold. Further, rapidly changing credit and equity market conditions
could materially impact the valuation of securities as reported within our Consolidated Financial Statements and the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">period-to-period</FONT></FONT> changes in value could vary
significantly. Decreases in value that become recognizable in future periods could have a material adverse effect on our results of operations and financial condition. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>78</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Liquidity Risk Factor </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Liquidity risk is impacted by various factors, including but not limited to, capital and credit market conditions,
<FONT STYLE="white-space:nowrap">re-pricing</FONT> risk on letters of credit, collateral pledging obligations, and reliance on confidence sensitive deposits. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Adverse market conditions may significantly affect our liquidity risk. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Reduced asset liquidity may restrict our ability to sell certain types of assets for cash without taking significant losses.
If providers of credit preserve their capital, our access to borrowing from banks and others or access to other types of credit such as letters of credit, may be reduced. If investors have a negative perception of our creditworthiness, this may
reduce access to wholesale borrowing in the debt capital markets or increase borrowing costs. Should large and unexpected cash outflows occur, exceeding our worst-case stress testing, we may be forced to sell assets at a loss or raise additional
funds at significant cost in order to meet our liquidity needs. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are dependent on cash flow from operations, a pool of highly liquid money market securities and holdings of sovereign
bonds, near-sovereign bonds and other liquid marketable securities to provide liquidity. We need liquidity to meet our payment obligations including those related to insurance and annuity benefits, cashable liabilities, our operating expenses,
interest on our debt, dividends on our equity capital, and to replace maturing and certain callable liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Liquid assets are also required to pledge as collateral to support activities such as the use of derivatives for hedging
purposes and to cover cash settlement associated with such derivatives. Dodd-Frank has increased the number of derivatives transactions that must be cleared through regulated clearinghouses and has therefore increased our liquidity risk (as such
cleared derivatives are subject to both initial margin and variation margin requirements, and a more restrictive set of eligible collateral than <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives). In addition, variation margin rules
for <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives (including eligible collateral restrictions) have further increased our liquidity risk. The principal sources of our liquidity are cash and our assets that are readily convertible
into cash, including insurance and annuity premiums, fee income earned on AUM, money market securities, and cash flow from our investment portfolio. The issuance of long-term debt, common and preferred shares and other capital securities may also
increase our available liquid assets or be required to replace certain maturing or callable liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the event we seek additional financing, the availability and terms of such financing will depend on a variety of factors
including market conditions, the availability of credit to the financial services industry, our credit ratings and credit capacity, as well as the possibility that customers, lenders or investors could develop a negative perception of our long-term
or short-term financial prospects if we incur large financial losses or if the level of our business activity decreases further due to a significant market downturn. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are exposed to <FONT STYLE="white-space:nowrap">re-pricing</FONT> risk on letters of credit. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the normal course of business, third-party banks issue letters of credit on our behalf. In lieu of posting collateral,
our businesses utilize letters of credit for which third parties are the beneficiaries, as well as for affiliate reinsurance transactions between subsidiaries of MFC. Letters of credit and letters of credit facilities must be renewed periodically.
At time of renewal, the Company is exposed to <FONT STYLE="white-space:nowrap">re-pricing</FONT> risk and under adverse conditions increases in costs may be realized. In the most extreme scenarios, letters of credit capacity could become constrained
due to <FONT STYLE="white-space:nowrap">non-renewals</FONT> which would restrict our flexibility to manage capital. This could negatively impact our ability to meet local capital requirements or our sales of products in jurisdictions in which our
operating companies have been affected. As at December&nbsp;31, 2018, letters of credit for which third parties are beneficiary, in the amount of $74&nbsp;million, were outstanding. There were no assets pledged against these outstanding letters of
credit as at December&nbsp;31, 2018. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our obligations to pledge collateral or make payments related to declines in value of specified assets may adversely affect
our liquidity. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the normal course of business, we are obligated to pledge assets to comply with jurisdictional regulatory and other
requirements including collateral pledged in relation to derivative contracts and assets held as collateral for repurchase funding agreements. The amount of collateral we may be required to post under these agreements, and the amount of payments we
are required to make to our counterparties, may increase under certain circumstances, including a sustained or continued decline in the value of our derivative contracts. Such additional collateral requirements and payments could have an adverse
effect on our liquidity. As at December&nbsp;31, 2018, total pledged assets were $5,041 million, compared with $4,633&nbsp;million in 2017. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our banking subsidiary relies on confidence sensitive deposits and this increases our liquidity risk. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife Bank is a wholly-owned subsidiary of our Canadian life insurance operating company, MLI. The Bank is principally
funded by retail deposits. A real or perceived problem with the Bank or its parent companies could result in a loss of confidence in the Bank&#146;s ability to meet its obligations, which in turn may trigger a significant withdrawal of deposit
funds. A substantial portion of the Bank&#146;s deposits are demand deposits that can be withdrawn at any time, while the majority of the Bank&#146;s assets are first residential mortgages in the form of home equity lines of credit, which represent
long-term funding obligations. If deposit withdrawal speeds exceed our extreme stress test assumptions the Bank may be forced to sell assets at a loss to third parties or call the home equity lines of credit. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>79</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As a holding company, MFC depends on the ability of its subsidiaries to transfer funds to it
to meet MFC&#146;s obligations and pay dividends. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">MFC is a holding company and relies on dividends and interest payments from our insurance and other subsidiaries as the
principal source of cash flow to meet MFC&#146;s obligations and pay dividends. As a result, MFC&#146;s cash flows and ability to service its obligations are dependent upon the earnings of its subsidiaries and the distribution of those earnings and
other funds by its subsidiaries to MFC. Substantially all of MFC&#146;s business is currently conducted through its subsidiaries. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The ability of our holding company to fund its cash requirements depends upon it receiving dividends, distributions and
other payments from our operating subsidiaries. The ability of MFC&#146;s insurance subsidiaries to pay dividends to MFC in the future will depend on their earnings and regulatory restrictions. These subsidiaries are subject to a variety of
insurance and other laws and regulations that vary by jurisdiction and are intended to protect policyholders and beneficiaries in that jurisdiction first and foremost, rather than investors. These subsidiaries are generally required to maintain
solvency and capital standards as set by their local regulators and may also be subject to other regulatory restrictions, all of which may limit the ability of subsidiary companies to pay dividends or make distributions to MFC. Such limits, could
have a material adverse effect on MFC&#146;s liquidity, including its ability to pay dividends to shareholders and service its debt. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The potential changes to regulatory capital and actuarial and accounting standards could also limit the ability of the
insurance subsidiaries to pay dividends or make distributions and could have a material adverse effect on MFC&#146;s liquidity and on internal capital mobility, including on MFC&#146;s ability to pay dividends to shareholders and service its debt.
We may be required to raise additional capital, which could be dilutive to existing shareholders, or to limit the new business we write, or to pursue actions that would support capital needs but adversely impact our subsequent earnings potential. In
addition, the timing and outcome of these initiatives could have a significantly adverse impact on our competitive position relative to that of other Canadian and international financial institutions with which we compete for business and capital.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The payment of dividends to MFC by MLI is subject to restrictions set out in the ICA. The ICA prohibits the declaration or
payment of any dividend on shares of an insurance company if there are reasonable grounds for believing: (i)&nbsp;the company does not have adequate capital and adequate and appropriate forms of liquidity; or (ii)&nbsp;the declaration or the payment
of the dividend would cause the company to be in contravention of any regulation made under the ICA respecting the maintenance of adequate capital and adequate and appropriate forms of liquidity, or of any direction made to the company by the
Superintendent. All of our U.S. and Asian operating life insurance companies are subsidiaries of MLI. Accordingly, a restriction on dividends from MLI would restrict MFC&#146;s ability to obtain dividends from its U.S. and Asian businesses.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Certain of MFC&#146;s U.S. insurance subsidiaries also are subject to insurance laws in Michigan, New York and
Massachusetts, the jurisdictions in which these subsidiaries are domiciled, which impose general limitations on the payment of dividends and other upstream distributions by these subsidiaries to MLI. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our Asian insurance subsidiaries are also subject to restrictions in the jurisdictions in which these subsidiaries are
domiciled which could affect their ability to pay dividends to MLI in certain circumstances. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company seeks to maintain capital in its insurance subsidiaries in excess of the minimum required in all jurisdictions
in which the Company does business. The minimum requirements in each jurisdiction may increase due to regulatory changes and we may decide to maintain additional capital in our operating subsidiaries to fund expected growth of the business or to
deal with changes in the risk profile of such subsidiaries. Any such increases in the level of capital may reduce the ability of the operating companies to pay dividends and have a material adverse effect on MFC&#146;s liquidity.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The declaration and payment of dividends and the amount thereof is subject to change. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The holders of common shares are entitled to receive dividends as and when declared by the Board of Directors of MFC,
subject to the preference of the holders of Class&nbsp;A Shares, Class&nbsp;1 Shares, Class&nbsp;B Shares (collectively, the &#147;Preferred Shares&#148;) and any other shares ranking senior to the common shares with respect to priority in payment
of dividends. The declaration and payment of dividends and the amount thereof is subject to the discretion of the Board of Directors of MFC and is dependent upon the results of operations, financial condition, cash requirements and future prospects
of, and regulatory and contractual restrictions on the payment of dividends by MFC and other factors deemed relevant by the Board of Directors of MFC. Although MFC has historically declared quarterly cash dividends on the common shares, MFC is not
required to do so and the Board of Directors of MFC may reduce, defer or eliminate MFC&#146;s common share dividend in the future. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The foregoing risk disclosure in respect of the declaration and payment of dividends on the common shares applies equally in
respect of the declaration and payment of dividends on the Preferred Shares, notwithstanding that the Preferred Shares have a fixed rate of dividend. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">See &#147;Government Regulation&#148; and &#147;Dividends&#148; in MFC&#146;s Annual Information Form dated
February&nbsp;13, 2019 for a summary of additional statutory and contractual restrictions concerning the declaration of dividends by MFC. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Credit Risk Factors </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Worsening regional and global economic conditions or the rise in interest rates could result in borrower or
counterparty defaults or downgrades and could lead to increased provisions or impairments related to our general fund invested assets and <FONT STYLE="white-space:nowrap">off-balance</FONT> sheet derivative financial instruments, and an increase in
provisions for future credit impairments to be included in our policy liabilities. Any of our reinsurance providers being unable or unwilling to fulfill their contractual obligations related to the liabilities we cede to them could lead to an
increase in policy liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our invested assets primarily include investment grade bonds, private placements, commercial mortgages, asset-backed securities, and
consumer loans. These assets are generally carried at fair value, but changes in value that arise from a credit-related impairment are </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>80</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
recorded as a charge against income. The return assumptions incorporated in actuarial liabilities include an expected level of future asset impairments. There is a risk that actual impairments
will exceed the assumed level of impairments in the future and earnings could be adversely impacted. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Volatility may arise from defaults and downgrade charges on our
invested assets and as a result, losses could potentially rise above long-term expected levels. Net impaired fixed income assets were $179 million, representing 0.05% of total general fund invested assets as at December&nbsp;31, 2018, compared with
$173&nbsp;million, representing 0.05% of total general fund invested assets as at December&nbsp;31,&nbsp;2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>If a counterparty fails to
fulfill its obligations we may be exposed to risks we had sought to mitigate. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company uses derivative financial instruments to mitigate exposures to public equity, foreign currency, interest rate
and other market risks arising from <FONT STYLE="white-space:nowrap">on-balance</FONT> sheet financial instruments, guarantees related to variable annuity products, selected anticipated transactions and certain other guarantees. The Company may be
exposed to counterparty risk if a counterparty fails to pay amounts owed to us or otherwise perform its obligations to us. Counterparty risk increases during economic downturns because the probability of default increases for most counterparties. If
any of these counterparties default, we may not be able to recover the amounts due from that counterparty. As at December&nbsp;31, 2018, the largest single counterparty exposure without taking into account the impact of master netting agreements or
the benefit of collateral held, was $2,269&nbsp;million (2017 &#150; $2,629 million). The net exposure to this counterparty, after taking into account master netting agreements and the fair value of collateral held, was nil (2017 &#150; nil). As at
December&nbsp;31, 2018, the total maximum credit exposure related to derivatives across all counterparties, without taking into account the impact of master netting agreements and the benefit of collateral held, was $14,320&nbsp;million (2017 &#150;
$16,204 million) compared with $245&nbsp;million after taking into account master netting agreements and the benefit of fair value of collateral held (2017 &#150; $95 million). The exposure to any counterparty would grow if, upon the
counterparty&#146;s default, markets moved such that our derivatives with that counterparty gain in value. Until we are able to replace that derivative with another counterparty, the gain on the derivatives subsequent to the counterparty&#146;s
default would not be backed by collateral. The Company reinsures a portion of the business we enter into; however, we remain legally liable for contracts that we had reinsured. In the event that any of our reinsurance providers were unable or
unwilling to fulfill their contractual obligations related to the liabilities we cede to them, we would need to increase actuarial reserves, adversely impacting our net income attributed to shareholders and capital position. In addition, the Company
has over time sold certain blocks of business to third-party purchasers using reinsurance. To the extent that the reinsured contracts are not subsequently novated to the purchasers, we remain legally liable to the insureds. Should the purchasers be
unable or unwilling to fulfill their contractual obligations under the reinsurance agreement, we would need to increase policy liabilities resulting in a charge to net income attributed to shareholders. To reduce credit risk, the Company may require
purchasers to provide collateral for their reinsurance liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We participate in a securities lending program whereby blocks of securities are loaned to third parties, primarily major
brokerage firms and commercial banks. Collateral, which exceeds the market value of the loaned securities, is retained by the Company until the underlying security has been returned. If any of our securities lending counterparties default and the
value of the collateral is insufficient, we would incur losses. As at December&nbsp;31, 2018, the Company had loaned securities (which are included in invested assets) valued at approximately $1,518 million, compared with $1,563&nbsp;million at
December&nbsp;31, 2017. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The determination of allowances and impairments on our investments is subjective and changes could
materially impact our results of operations or financial position. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The determination of allowances and impairments is based upon a periodic evaluation of known and inherent risks associated
with the respective security. Management considers a wide range of factors about the security and uses its best judgment in evaluating the cause of the decline, in estimating the appropriate value for the security and in assessing the prospects for
near-term recovery. Inherent in management&#146;s evaluation of the security are assumptions and estimates about the operations of the issuer and its future earnings potential. Considerations in the impairment evaluation process include:
(i)&nbsp;the severity of the impairment; (ii)&nbsp;the length of time and the extent to which the market value of a security has been below its carrying value; (iii)&nbsp;the financial condition of the issuer; (iv)&nbsp;the potential for impairments
in an entire industry sector or <FONT STYLE="white-space:nowrap">sub-sector;</FONT> (v)&nbsp;the potential for impairments in certain economically depressed geographic locations; (vi)&nbsp;the potential for impairments of securities where the
issuer, series of issuers or industry has suffered a catastrophic type of loss or has exhausted natural resources; (vii)&nbsp;our ability and intent to hold the security for a period of time sufficient to allow for the recovery of its value to an
amount equal to or greater than cost or amortized cost; (viii)&nbsp;unfavourable changes in forecasted cash flows on mortgage-backed and asset-backed securities; and (ix)&nbsp;other subjective factors, including concentrations and information
obtained from regulators and rating agencies. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Such evaluations and assessments are revised as conditions change and new information becomes available. We update our
evaluations regularly and reflect changes in allowances and impairments as such evaluations warrant. The evaluations are inherently subjective and incorporate only those risk factors known to us at the time the evaluation is made. There can be no
assurance that management has accurately assessed the level of impairments that have occurred. Additional impairments will likely need to be taken or allowances provided for in the future as conditions evolve. Historical trends may not be indicative
of future impairments or allowances. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Product Risk Factors </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We make a variety of assumptions related to the future level of claims, policyholder behaviour, expenses, reinsurance costs and sales levels when we design and price
products, and when we establish policy liabilities. Assumptions for future claims are generally based on both Company and industry experience, and assumptions for future policyholder behaviour and expenses are generally based on
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>81</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
Company experience. Assumptions for future policyholder behaviour include assumptions related to the retention rates for insurance and wealth products. Assumptions for expenses include
assumptions related to future maintenance expense levels and volume of the business. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Losses may result should actual experience be
materially different than that assumed in the valuation of policy liabilities. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Such losses could have a significant adverse effect on our results of operations and financial condition. In addition, we
periodically review the assumptions we make in determining our policy liabilities and the review may result in an increase in policy liabilities and a decrease in net income attributed to shareholders. Such assumptions require significant
professional judgment, and actual experience may be materially different than the assumptions we make. (See &#147;Critical Actuarial and Accounting Policies&#148; above.) </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We may be unable to implement necessary price increases on our <FONT STYLE="white-space:nowrap">in-force</FONT> businesses or may face delays in
implementation. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We continue to seek state regulatory approvals for price increases on existing long-term care business in the United States.
We cannot be certain whether or when each approval will be granted. For some <FONT STYLE="white-space:nowrap">in-force</FONT> business regulatory approval for price increases may not be required. However, regulators or policyholders may nonetheless
seek to challenge our authority to implement such increases. Our policy liabilities reflect our estimates of the impact of these price increases, but should we be less successful than anticipated in obtaining them, then policy liabilities could
increase accordingly and reduce net income attributed to shareholders. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Evolving legislation related to genetic testing
could adversely impact our underwriting abilities. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Current or future legislation in jurisdictions where Manulife operates may restrict its right to underwrite based on access
to genetic test results. Without the obligation of disclosure, the asymmetry of information shared between applicant and insurer could increase anti-selection in both new business and <FONT STYLE="white-space:nowrap">in-force</FONT> policyholder
behaviour. The impact of restricting insurers&#146; access to this information and the associated problems of anti-selection becomes more acute where genetic technology leads to advancements in diagnosis of life-threatening conditions that are not
matched by improvements in treatment. We cannot predict the potential financial impact that this would have on the Company or the industry as a whole. In addition, there may be further unforeseen implications as genetic testing continues to evolve
and becomes more established in mainstream medical practice. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Life and health insurance claims may be impacted unexpectedly
by changes in the prevalence of diseases or illnesses, medical and technology advances, widespread lifestyle changes, natural disasters, large-scale <FONT STYLE="white-space:nowrap">man-made</FONT> disasters and acts of terrorism. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The cost of health insurance benefits may be impacted by unforeseen trends in the incidence, termination and severity rates
of claims. The ultimate level of lifetime benefits paid to policyholders may be increased by an unexpected increase in life expectancy. For example, advances in technology could lead to longer lives through better medical treatment or better disease
prevention. Policyholder behaviour including premium payment patterns, policy renewals, lapse rates and withdrawal and surrender activity are influenced by many factors including market and general economic conditions, and the availability and
relative attractiveness of other products in the marketplace. For example, a weak or declining economic environment could increase the value of guarantees associated with variable annuities or other embedded guarantees and contribute to adverse
policyholder behaviour experience, or a rapid rise in interest rates could increase the attractiveness of alternatives for customers holding products that offer contractual surrender benefits that are not market value adjusted, which could also
contribute to adverse policyholder behaviour experience. As well, adverse claims experience could result from systematic anti-selection, which could arise from the development of investor owned and secondary markets for life insurance policies,
anti-selective lapse behaviour, underwriting process failures, anti-selective policyholder behaviour due to greater consumer accessibility to home-based medical screening, or other factors. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>External market conditions determine the availability, terms and cost of reinsurance protection which could impact our financial position and our
ability to write new policies. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">As part of our overall risk and capital management strategy, we purchase reinsurance protection on certain risks
underwritten or assumed by our various insurance businesses. As the global reinsurance industry continues to review and optimize their business models, certain of our reinsurers have attempted to increase rates on our existing reinsurance contracts.
The ability of our reinsurers to increase rates depends upon the terms of each reinsurance contract. Typically, the reinsurer&#146;s ability to raise rates is restricted by a number of terms in our reinsurance contracts, which we seek to enforce. We
believe our reinsurance provisions are appropriate at December&nbsp;31, 2018; however, there can be no assurance regarding the impact of future rate increase actions taken by our reinsurers. Accordingly, future rate increase actions by our
reinsurers could result in accounting charges, an increase in the cost of reinsurance, and the assumption of more risk on business already reinsured. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In addition, an increase in the cost of reinsurance could also adversely affect our ability to write future business or
result in the assumption of more risk with respect to policies we issue. Premium rates charged on new policies we write are based, in part, on the assumption that reinsurance will be available at a certain cost. Certain reinsurers may attempt to
increase the rates they charge us for new policies we write, and for competitive reasons, we may not be able to raise the premium rates we charge for newly written policies to offset the increase in reinsurance rates. If the cost of reinsurance were
to increase, if reinsurance were to become unavailable, and if alternatives to reinsurance were not available, our ability to write new policies at competitive premium rates could be adversely affected. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>82</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Operational Risk Factors </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Operational risk is naturally present in all of our business activities and encompasses a broad range of risks, including regulatory compliance failures, legal disputes,
technology failures, business interruption, information security and privacy breaches, human resource management failures, processing errors, modelling errors, business integration, theft and fraud, and damage to physical assets. Exposures can take
the form of financial losses, regulatory sanctions, loss of competitive positioning, or damage to our reputation. Operational risk is also embedded in all the practices we use to manage other risks; therefore, if not managed effectively, operational
risk can impact our ability to manage other key risks such as credit risk, market risk, liquidity risk and insurance risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Adverse
publicity, litigation or regulatory action resulting from our business practices or actions by our employees, representatives and/or business partners, could erode our corporate image and damage our franchise value and/or create losses.
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Manulife&#146;s reputation is one of its most valuable assets. Harm to a company&#146;s reputation is often a consequence of
risk control failure, whether associated with complex financial transactions or relatively routine operational activities. Manulife&#146;s reputation could also be harmed by the actions of third parties with whom we do business. Our representatives
include affiliated broker-dealers, agents, wholesalers and independent distributors, such as broker-dealers and banks, whose services and representations our customers rely on. Business partners include, among others, third parties to whom we
outsource certain functions and that we rely on to fulfill various obligations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">If any of these representatives or business partners fail to adequately perform their responsibilities, or monitor its own
risk, these failures could affect our business reputation and operations. While we seek to maintain adequate internal risk management policies and procedures and protect against performance failures, events may occur that could cause us to lose
customers or suffer legal or regulatory sanctions, which could have a material adverse effect on our reputation, our business, and our results of operations. For further discussion of government regulation and legal proceedings refer to
&#147;Government Regulation&#148; in MFC&#146;s Annual Information Form dated February&nbsp;13, 2019 and note&nbsp;18 of the 2018 Annual Consolidated Financial Statements. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>If we are not able to attract, motivate and retain agency leaders and individual agents, our competitive position, growth and profitability will
suffer. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We must attract and retain sales representatives to sell our products. Strong competition exists among financial services
companies for efficient and effective sales representatives. We compete with other financial services companies for sales representatives primarily on the basis of our financial position, brand, support services and compensation and product
features. Any of these factors could change either because we change the Company or our products, or because our competitors change theirs and we are unable or unwilling to adapt. If we are unable to attract and retain sufficient sales
representatives to sell our products, our ability to compete and revenues from new sales would suffer, which could have a material adverse effect on our business, results of operations and financial condition. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>If we are unable to complete key projects on time, on budget, and capture planned benefits, our business strategies and plans, and operations may
be impaired. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We must successfully deliver a number of key projects in order to implement our business strategies and plans. If we are
unable to complete these projects in accordance with planned schedules, and to capture projected benefits, there could be a material adverse effect on our business and financial condition. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The interconnectedness of our operations and risk management strategies could expose us to risk if all factors are not appropriately considered
and communicated. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our business operations, including strategies and operations related to risk management, asset liability management and
liquidity management, are interconnected and increasingly complex. Changes in one area may have a secondary impact in another area of our operations. For example, risk management actions, such as the increased use of interest rate swaps, could have
implications for the Company&#146;s Global Wealth and Asset Management Segment or its Treasury function, as this strategy could result in the need to post additional amounts of collateral. Failure to appropriately consider these inter-relationships,
or effectively communicate changes in strategies or activities across our operations, could have a negative impact on the strategic objectives or operations of another group. Further, failure to consider these inter-relationships in our modeling and
financial and strategic decision-making processes could have a negative impact on our operations. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Our risk management
policies, procedures and strategies may leave us exposed to unidentified or unanticipated risks, which could negatively affect our business, results of operations and financial condition. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We have devoted significant resources to develop our risk management policies, procedures and strategies and expect to
continue to do so in the future. Nonetheless, there is a risk that our policies, procedures and strategies may not be comprehensive. Many of our methods for measuring and managing risk and exposures are based upon the use of observed historical
market behaviour or statistics based on historical models. Future behaviour may be very different from past behaviour, especially if there are some fundamental changes that affect future behaviour. As an example, the increased occurrence of negative
interest rates can make it difficult to model future interest rates as interest rate models have been generally developed for an environment of positive interest rates. As a result, these methods may not fully predict future exposures, which can be
significantly greater than our historical measures indicate. Other risk management methods depend upon the evaluation and/or reporting of information regarding markets, clients, client transactions, catastrophe occurrence or other matters publicly
available or otherwise accessible to us. This information may not always be accurate, complete, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">up-to-date</FONT></FONT> or properly evaluated or reported. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>83</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We are subject to tax audits, tax litigation or similar proceedings, and as a result we may
owe additional taxes, interest and penalties in amounts that may be material. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are subject to income and other taxes in the jurisdictions in which we do business. In determining our provisions for
income taxes and our accounting for <FONT STYLE="white-space:nowrap">tax-related</FONT> matters in general, we are required to exercise judgment. We regularly make estimates where the ultimate tax determination is uncertain. There can be no
assurance that the final determination of any tax audit, appeal of the decision of a taxing authority, tax litigation or similar proceedings will not be materially different from that reflected in our historical financial statements. The assessment
of additional taxes, interest and penalties could be materially adverse to our current and future results of operations and financial condition. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Our <FONT STYLE="white-space:nowrap">non-North</FONT> American operations face political, legal, operational and other risks that could negatively affect those operations or our results of operations and financial condition.
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A substantial portion of our revenue and net income attributed to shareholders is derived from our operations outside of
North America, primarily in key Asian markets. Some of these key geographical markets are developing and are rapidly growing countries and markets that present unique risks that we do not face, or are negligible, in our operations in Canada or the
U.S. Our operations outside of North America face the risk of discriminatory regulation, political and economic instability, market volatility and significant inflation, limited protection for, or increased costs to protect intellectual property
rights, inability to protect and/or enforce contractual or legal rights, nationalization or expropriation of assets, price controls and exchange controls or other restrictions that prevent us from transferring funds from these operations out of the
countries in which they operate or converting local currencies we hold into Canadian or U.S. dollars. Failure to manage these risks could have a significant negative impact on our operations and profitability. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are currently planning to expand our global operations in markets where we operate and potentially in new markets. This
may require considerable management time, as well as <FONT STYLE="white-space:nowrap">start-up</FONT> expenses for market development before any significant revenues and earnings are generated. Operations in new foreign markets may achieve low
margins or may be unprofitable, and expansion in existing markets may be affected by local economic and market conditions. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We are regularly involved in litigation. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are regularly involved in litigation, either as a plaintiff or defendant. These cases could result in an unfavourable
resolution and could have a material adverse effect on our results of operations and financial condition. For further discussion of legal proceedings refer to note&nbsp;18 of the 2018 Annual Consolidated Financial Statements. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>We are exposed to investors trying to profit from short positions in our stock. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Short sellers seek to profit from a decline in the price of our common shares. Through their actions and public statements,
they may encourage the decline in price from which they profit and may encourage others to take short positions in our shares. The existence of such short positions and the related publicity may lead to continued volatility in our common share
price. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>System failures or events that impact our facilities may disrupt business operations. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Technology is used in virtually all aspects of our business and operations; in addition, part of our strategy involves the
expansion of technology to directly serve our customers. An interruption in the service of our technology resulting from system failure, cyber-attack, human error, natural disaster, <FONT STYLE="white-space:nowrap">man-made</FONT> disaster,
pandemic, or other unpredictable event beyond reasonable control could prevent us from effectively operating our business. </P></TD></TR></TABLE> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">While our facilities and operations are distributed across the globe, we can experience extreme weather, natural disasters,
civil unrest, <FONT STYLE="white-space:nowrap">man-made</FONT> disasters, power outages, pandemic, and other events which can prevent access to, and operations within, the facilities for our employees, partners, and other parties that support our
business operations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We take measures to plan, structure and protect against routine events that may impact our operations, and maintain plans to
recover from unpredictable events. An interruption to our operations may subject us to regulatory sanctions and legal claims, lead to a loss of customers, assets and revenues, result in unauthorized disclosures of personal or confidential
information, or otherwise adversely affect us from a financial, operational and reputational perspective. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>An information
security or privacy breach of our operations or of a related third party could adversely impact our business, results of operations, financial condition, and reputation. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">It is possible that the Company may not be able to anticipate or to implement effective preventive measures against all
disruptions or privacy and security breaches, especially because the techniques used change frequently, generally increase in sophistication, often are not recognized until launched, and because cyber-attacks can originate from a wide variety of
sources, including organized crime, hackers, terrorists, activists, and other external parties, including parties sponsored by hostile foreign governments. Those parties may also attempt to fraudulently induce employees, customers, and other users
of the Company&#146;s systems or third-party service providers to disclose sensitive information in order to gain access to the Company&#146;s data or that of its customers or clients. We, our customers, regulators and other third parties have been
subject to, and are likely to continue to be the target of, cyber-attacks, including computer viruses, malicious or destructive code, phishing attacks, denial of service and other security incidents, that could result in the unauthorized release,
gathering, monitoring, misuse, loss or destruction of personal, confidential, proprietary and other information of the Company, our employees, our customers or of third parties, or otherwise materially disrupt our or our customers&#146; or other
third parties&#146; network access or business operations. These attacks could adversely impact us from a financial, operational and reputational perspective. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>84</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The Company has an Information Risk Management Program, which includes information and cyber security defenses, to protect
our networks and systems from attacks; however, there can be no assurance that these counter measures will be successful in every instance in protecting our networks against advanced attacks. In addition to protection, detection and response
mechanisms, the Company maintains cyber risk insurance, but this insurance may not cover all costs associated with the financial, operational and reputational consequences of personal, confidential or proprietary information being compromised.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Competition for the best people is intense and an inability to recruit qualified individuals may negatively impact our
ability to execute on business strategies or to conduct our operations. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We compete with other insurance companies and financial institutions for qualified executives, employees and agents. We must
attract and retain top talent to maintain our competitive advantage. Failure to attract and retain the best people could adversely impact our business. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Model risk may arise from the inappropriate use or interpretation of models or their output, or the use of deficient models, data or assumptions.
</B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are relying on some highly complex models for pricing, valuation and risk measurement, and for input to decision making.
Consequently, the risk of inappropriate use or interpretation of our models or their output, or the use of deficient models, could have a material adverse effect on our business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">We are continuing to enhance our valuation models and processes across the organization. We do not expect this initiative to
result in significant reserve adjustments. However, as we systematically review our models, there could be updates to our assumptions and methodologies that result in reserve changes. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Fraud risks may arise from incidents related to identity theft and account takeovers. </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Policies and procedures are in place to prevent and detect fraud incidents; however, our existing control environment may
not be able to mitigate all possible incidents, which could adversely impact our business, results of operations, financial condition, and reputation. Policies and procedures are being reviewed to enhance our capabilities to better protect against
more sophisticated fraud threats, but we may nevertheless not be able to mitigate all possible incidents. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Environmental
risk may arise related to our commercial mortgage loan portfolio and owned property or from our business operations. </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Environmental risk may originate from investment properties that are subject to natural or
<FONT STYLE="white-space:nowrap">man-made</FONT> environmental risk. Real estate assets may be owned, leased and/or managed, as well as mortgaged by Manulife and we might enter into the chain of liability due to foreclosure ownership when in
default. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Liability under environmental protection laws resulting from our commercial mortgage loan portfolio and owned property
(including commercial real estate, oil and gas, timberland and farmland properties) may adversely impact our reputation, results of operations and financial condition. Under applicable laws, contamination of a property with hazardous materials or
substances may give rise to a lien on the property to secure recovery of the costs of cleanup. In some instances, this lien has priority over the lien of an existing mortgage encumbering the property. The environmental risk may result from <FONT
STYLE="white-space:nowrap">on-site</FONT> or <FONT STYLE="white-space:nowrap">off-site</FONT> (adjacent) due to migration of regulated pollutants or contaminates with financial or reputational environmental risk and liability consequences by virtue
of strict liability. Environmental risk could also arise from natural disasters (e.g., climate change, weather, fire, earthquake, floods, pests) or human activities (use of chemicals, pesticides) conducted within the site or when impacted from
adjacent sites. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Additionally, as lender, we may incur environmental liability (including without limitation liability for <FONT
STYLE="white-space:nowrap">clean-up,</FONT> remediation and damages incurred by third parties) similar to that of an owner or operator of the property, if we or our agents exercise sufficient control over the operations at the property. We may also
have liability as the owner and/or operator of real estate for environmental conditions or contamination that exist or occur on the property, or affecting other property. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In addition, failure to adequately prepare for the potential impacts of climate change may have a negative impact on our
financial position or our ability to operate. Potential impacts may be direct or indirect and may include business losses or disruption resulting from extreme weather conditions; the impact of changes in legal or regulatory framework made to address
climate change; or increased mortality or morbidity resulting from environmental damage or climate change. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Additional
Risk Factors That May Affect Future Results </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Other factors that may affect future results include changes in government trade policy, monetary policy or fiscal policy;
political conditions and developments in or affecting the countries in which we operate; technological changes; public infrastructure disruptions; changes in consumer spending and saving habits; the possible impact on local, national or global
economies from public health emergencies, such as an influenza pandemic, and international conflicts and other developments including those relating to terrorist activities. Although we take steps to anticipate and minimize risks in general,
unforeseen future events may have a negative impact on our business, financial condition and results of operations. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We caution that the preceding
discussion of risks that may affect future results is not exhaustive. When relying on our forward-looking statements to make decisions with respect to our Company, investors and others should carefully consider the foregoing risks, as well as other
uncertainties and potential events, and other external and Company specific risks that may adversely affect the future business, financial condition or results of operations of our Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>85</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_14"></A>Controls and Procedures </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Disclosure Controls and Procedures </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our
disclosure controls and procedures are designed to provide reasonable assurance that information required to be disclosed by us is recorded, processed, summarized, and reported accurately and completely and within the time periods specified under
Canadian and U.S. securities laws. Our process includes controls and procedures that are designed to ensure that information is accumulated and communicated to management, including the CEO and CFO, to allow timely decisions regarding required
disclosure. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As of December&nbsp;31, 2018, management evaluated the effectiveness of its disclosure controls and procedures as defined under the rules adopted by the
U.S. Securities and Exchange Commission and the Canadian securities regulatory authorities. This evaluation was performed under the supervision of the Audit Committee, the CEO and CFO. Based on that evaluation, the CEO and CFO concluded that our
disclosure controls and procedures were effective as at December&nbsp;31, 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC&#146;s Audit Committee has reviewed this MD&amp;A and the 2018 Consolidated
Financial Statements and MFC&#146;s Board of Directors approved these reports prior to their release. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Management&#146;s Report on
Internal Control over Financial Reporting </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management is responsible for establishing and maintaining adequate internal control over financial reporting.
The Company&#146;s internal control system was designed to provide reasonable assurance to management and the Board of Directors regarding the preparation and fair presentation of published financial statements in accordance with generally accepted
accounting principles. All internal control systems, no matter how well designed, have inherent limitations due to manual controls. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to
financial statement preparation and presentation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management maintains a comprehensive system of controls intended to ensure that transactions are executed in
accordance with management&#146;s authorization, assets are safeguarded, and financial records are reliable. Management also takes steps to ensure that information and communication flows are effective and to monitor performance, including
performance of internal control procedures. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management assessed the effectiveness of the Company&#146;s internal control over financial reporting as of
December&nbsp;31, 2018 based on the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission 2013 framework in Internal Control &#150; Integrated Framework. Based on this assessment, management believes that, as of
December&nbsp;31, 2018, the Company&#146;s internal control over financial reporting is effective. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The effectiveness of the Company&#146;s internal control over
financial reporting as of December&nbsp;31, 2018 has been audited by Ernst&nbsp;&amp;&nbsp;Young LLP, the Company&#146;s independent registered public accounting firm that also audited the Consolidated Financial Statements of the Company for the
year ended December&nbsp;31, 2018. Their report expressed an unqualified opinion on the effectiveness of the Company&#146;s internal control over financial reporting as of December&nbsp;31, 2018. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Changes in Internal Control over Financial Reporting </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">No changes were made in our internal control over financial reporting during the year ended December&nbsp;31, 2018 that have materially affected, or are reasonably likely
to materially affect, our internal control over financial reporting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>86</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_15"></A>Performance and
<FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We use a number of <FONT STYLE="white-space:nowrap">non-GAAP</FONT> financial measures to
measure overall performance and to assess each of our businesses. A financial measure is considered a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure for Canadian securities law purposes if it is presented other than in accordance with
generally accepted accounting principles used for the Company&#146;s audited financial statements. <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> measures include: core earnings (loss); core ROE; diluted core earnings per common share; core
earnings before income taxes, depreciation and amortization (&#147;core EBITDA&#148;); core EBITDA margin; core investment gains, constant exchange rate basis (measures that are reported on a constant exchange rate basis include percentage
growth/decline in core earnings, sales, APE sales, gross flows, core EBITDA, new business value (&#147;NBV&#148;), new business value margin, assets under management, and assets under management and administration (&#147;AUMA&#148;)); assets under
administration; expense efficiency ratio; assets under management and administration; assets under management; consolidated capital; embedded value; new business value; new business value margin; sales; APE sales; gross flows; and net flows. <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be considered in isolation or as a
substitute for any other financial information prepared in accordance with GAAP. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company&#146;s reporting segments have been
reorganized as outlined under the &#147;Manulife Financial Corporation&#148; section at the beginning of the MD&amp;A. In addition, we made the following adjustments to our reporting: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The definition of the Global Wealth and Asset Management business now includes the Guaranteed Interest Account portion of
the Canadian Pension defined contribution business; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The NBV calculation has been refined for our Canadian segregated fund guarantee business; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The calculation of net flows and AUMA now includes the sale of <FONT STYLE="white-space:nowrap">non-proprietary</FONT>
products in Canada. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">Core earnings (loss)</FONT></B> is a
<FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure which we believe aids investors in better understanding the long-term earnings capacity and valuation of the business. Core earnings allows investors to focus on the Company&#146;s operating
performance by excluding the direct impact of changes in equity markets and interest rates, changes in actuarial methods and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the
underlying earnings capacity of the business. For example, due to the long-term nature of our business, the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> movements of equity markets, interest rates,
foreign currency exchange rates and commodity prices from <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">period-to-period</FONT></FONT> can, and frequently do, have a substantial impact on the reported amounts of our assets,
liabilities and net income attributed to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets move in the opposite direction in a subsequent period. This makes it very difficult for
investors to evaluate how our businesses are performing from <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">period-to-period</FONT></FONT> and to compare our performance with other issuers. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core earnings as the basis for management planning and
reporting and, along with net income attributed to shareholders, as a key metric used in our short and <FONT STYLE="white-space:nowrap">mid-term</FONT> incentive plans at the total Company and operating segment level. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from macro-economic factors which can have a
significant impact. See &#147;Quarterly Financial Information&#148; below for reconciliation of core earnings to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Any future
changes to the core earnings definition referred to below, will be disclosed. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Items included in core earnings: </B></FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Expected earnings on <FONT STYLE="white-space:nowrap">in-force</FONT> policies, including expected release of provisions
for adverse deviation, fee income, margins on group business and spread business such as Manulife Bank and asset fund management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Macro hedging costs based on expected market returns. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">New business strain and gains. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Policyholder experience gains or losses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Up to $400&nbsp;million of net favourable investment-related experience reported in a single year, which are referred to
as &#147;core investment gains&#148;. This means up to $100&nbsp;million in the first quarter, up to $200&nbsp;million on a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> basis in the second quarter, up
to $300&nbsp;million on a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> basis in the third quarter and up to $400&nbsp;million on a full year basis in the fourth quarter. Any investment-related
experience losses reported in a quarter will be offset against the net <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> investment-related experience gains with the difference being included in core
earnings subject to a maximum of the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be
positive <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">through-the-business</FONT></FONT> cycle. To the extent any investment-related experience losses cannot be fully offset in a quarter they will be carried forward to be offset
against investment-related experience gains in subsequent quarters in the same year, for purposes of determining core investment gains. Investment-related experience relates to fixed income investing, ALDA returns, credit experience and asset mix
changes other than those related to a strategic change. An example of a strategic asset mix change is outlined below. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">This favourable and unfavourable investment-related experience is a combination of reported investment experience as well as
the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>87</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The $400&nbsp;million threshold represents the estimated average annualized amount of net favourable investment-related
experience that the Company reasonably expects to achieve <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">through-the-business</FONT></FONT> cycle based on historical experience. It is not a forecast of expected net favourable
investment-related experience for any given fiscal year. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Our average net annualized investment-related experience calculated from the introduction of core earnings in 2012 to the
end of 2018 was $493&nbsp;million (2012 to the end of 2017 was $475 million). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The decision announced on December&nbsp;22, 2017 to reduce the allocation to ALDA in the portfolio asset mix supporting our
legacy businesses was the first strategic asset mix change since we introduced the core earnings metric in 2012. We refined our description of investment-related experience in 2017 to note that asset mix changes other than those related to a
strategic change are taken into consideration in the investment-related experience component of core investment gains. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding 20
years, for purposes of establishing the threshold, we look at a business cycle that is five or more years and includes a recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would adjust it,
either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the
extent to which actual investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory or
accounting changes. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Earnings on surplus other than
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> items. Gains on <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> (&#147;AFS&#148;) equities and seed
money investments included in new segregated and mutual funds are included in core earnings. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Routine or <FONT STYLE="white-space:nowrap">non-material</FONT> legal settlements. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">All other items not specifically excluded. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Tax on the above items. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">11.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">All tax related items except the impact of enacted or substantively enacted income tax rate changes.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Items excluded from core earnings: </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items
listed below. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are
dynamically hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks or measurements
associated with the guarantees embedded in these products for a number of reasons, including; provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged, realized equity and interest rate
volatilities and changes to policyholder behaviour. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is calculated using the
equity assumptions used in the valuation of insurance and investment contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and investment
contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#161;</FONT></SUP>&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other segment.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Net favourable investment-related experience in excess of $400&nbsp;million per annum or net unfavourable
investment-related experience on a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">year-to-date</FONT></FONT> basis. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Mark-to-market</FONT></FONT> gains or losses on assets
held in the Corporate and Other segment other than gains on AFS equities and seed money investments in new segregated or mutual funds. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Changes in actuarial methods and assumptions. As noted in the &#147;Critical Actuarial and Accounting Policies&#148;
section above, policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be performed annually. The review is
designed to reduce the Company&#146;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and selecting assumptions which represent a
current best estimate view of expected future experience, and margins that are appropriate for the risks assumed. By excluding the results of the annual reviews, core earnings assist investors in evaluating our operational performance and comparing
our operational performance from period to period with other global insurance companies because the associated gain or loss is not reflective of current year performance and not reported in net income in most actuarial standards outside of Canada.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if
material. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Goodwill impairment charges. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Gains or losses on disposition of a business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Material <FONT STYLE="white-space:nowrap">one-time</FONT> only adjustments, including highly unusual/extraordinary and
material legal settlements or other items that are material and exceptional in nature. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Tax on the above items. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Impact of enacted or substantially enacted income tax rate changes. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">Core return on common shareholders&#146; equity (&#147;core ROE&#148;)</FONT></B> is a
<FONT STYLE="white-space:nowrap">non-GAAP</FONT> profitability measure that presents core earnings available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE using average
common shareholders&#146; equity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>88</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Diluted core earnings per common share</B></FONT><FONT
STYLE="font-family:ARIAL"> is core earnings available to common shareholders expressed per diluted weighted average common share outstanding. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company also
uses financial performance measures that are prepared on a <B><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">constant exchange rate basis</FONT></B>, which are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures that exclude the impact of
currency fluctuations (from local currency to Canadian dollars at a total Company level and from local currency to U.S. dollars in Asia). Amounts stated on a constant exchange rate basis in this report are calculated, as appropriate, using the
income statement and balance sheet exchange rates effective for the fourth quarter of 2018. Measures that are reported on a constant exchange rate basis include growth in core earnings, sales, APE sales, gross flows, core EBITDA, new business value,
new business value margin, assets under management, and assets under management and administration. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">Assets under
management and administration (&#147;AUMA&#148;)</FONT> </B>is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure of the size of the Company. It is comprised of the <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures assets under
management (&#147;AUM&#148;), which includes both assets of general account and external client assets for which we provide investment management services, and assets under administration (&#147;AUA&#148;), which includes assets for which we provide
administrative services only. Assets under management and administration is a common industry metric for WAM businesses. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Assets under
management and administration </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>353,664</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets under management per financial statements</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>666,873</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">658,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mutual funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>182,219</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">191,507</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Institutional advisory accounts (excluding segregated funds)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>102,323</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">91,115</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,658</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,937</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets under management</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>959,073</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">948,088</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets under administration</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>124,449</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency impact</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">66,011</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>AUMA at constant exchange rates</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,083,522</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,137,287</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Consolidated capital </B></FONT><FONT STYLE="font-family:ARIAL">The definition we use
for consolidated capital, a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure, serves as a foundation of our capital management activities at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various
additions or deductions to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the sum of: (i)&nbsp;total equity excluding accumulated other comprehensive income (&#147;AOCI&#148;) on cash flow hedges; and
(ii)&nbsp;liabilities for capital instruments. </FONT></P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated capital </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>As at December&nbsp;31,</B><br>($ millions)</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47,151</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">42,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add AOCI loss on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">109</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add qualifying capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Consolidated capital</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;56,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;50,659</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Core EBITDA </B></FONT><FONT STYLE="font-family:ARIAL">is a <FONT
STYLE="white-space:nowrap">non-GAAP</FONT> measure which Manulife uses to better understand the long-term earnings capacity and valuation of the business on a basis more comparable to how the profitability of global asset managers is generally
measured. Core EBITDA presents core earnings before the impact of interest, taxes, depreciation, and amortization. Core EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred and
amortized over the expected life time of the customer relationship under the CALM. Core EBITDA was selected as a key performance indicator for WAM businesses, as EBITDA is widely used among asset management peers, and core earnings is a primary
profitability metric for the Company overall. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Core EBITDA margin
</B></FONT><FONT STYLE="font-family:ARIAL">is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure which Manulife uses to better understand the long-term profitability of our Global WAM business on a more comparable basis to how profitability
of global asset managers are measured. Core EBITDA margin presents core earnings before the impact of interest, taxes, depreciation, and amortization divided by total revenue from these businesses. Core EBITDA margin was selected as a key
performance indicator for our Global WAM business, as EBITDA margin is widely used among asset management peers, and core earnings is a primary profitability metric for the Company overall. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>89</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Global Wealth and Asset Management </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core EBITDA</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,498</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,426</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization of deferred acquisition costs and other depreciation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(344</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization of deferred sales commissions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(98</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(99</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core earnings before income taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,099</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">983</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(113</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(167</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>986</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">816</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Expense efficiency ratio</B></FONT><FONT STYLE="font-family:ARIAL"> is a <FONT
STYLE="white-space:nowrap">non-GAAP</FONT> measure which Manulife uses to measure progress towards our target to be more efficient. Efficiency ratio is defined as <FONT STYLE="white-space:nowrap">pre-tax</FONT> general expenses included in core
earnings divided by the sum of <FONT STYLE="white-space:nowrap">pre-tax</FONT> core earnings and <FONT STYLE="white-space:nowrap">pre-tax</FONT> general expenses included in core earnings. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Embedded value</B></FONT><FONT STYLE="font-family:ARIAL"> <B>(&#147;EV&#148;)</B> is a measure of the present value of
shareholders&#146; interests in the expected future distributable earnings on <FONT STYLE="white-space:nowrap">in-force</FONT> business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with
future new business. EV is calculated as the sum of the adjusted net worth and the value of <FONT STYLE="white-space:nowrap">in-force</FONT> business. The adjusted net worth is the IFRS shareholders&#146; equity adjusted for goodwill and
intangibles, fair value of surplus assets, the carrying value of debt and preferred shares, and local statutory balance sheet, regulatory reserve, and capital for Manulife&#146;s Asian business. The value of
<FONT STYLE="white-space:nowrap">in-force</FONT> business in Canada and the U.S. is the present value of expected future IFRS earnings on <FONT STYLE="white-space:nowrap">in-force</FONT> business less the present value of the cost of holding capital
to support the <FONT STYLE="white-space:nowrap">in-force</FONT> business under the MCCSR framework. The MCCSR framework was replaced by the LICAT framework on January&nbsp;1, 2018 and LICAT was used to calculate EV as at December&nbsp;31, 2018. It
has been used to calculate quarterly NBV starting January&nbsp;1, 2018. The value of <FONT STYLE="white-space:nowrap">in-force</FONT> business in Asia reflects local statutory earnings and capital requirements. The value of <FONT
STYLE="white-space:nowrap">in-force</FONT> excludes our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New business value (&#147;NBV&#148;) </B></FONT><FONT STYLE="font-family:ARIAL">is the change in embedded value as a result of sales in the reporting period. NBV is calculated as the present value of
shareholders&#146; interests in expected future distributable earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions used in the calculation of embedded value. NBV
excludes businesses with&nbsp;immaterial insurance risks, such as the Company&#146;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses. NBV is a useful metric to evaluate the value created by the
Company&#146;s new business franchise. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New business value margin
</B></FONT><FONT STYLE="font-family:ARIAL">is calculated as NBV divided by APE excluding <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests. APE is calculated as 100% of annualized first year premiums for recurring premium products,
and as 10% of single premiums for single premium products. Both NBV and APE used in the NBV margin calculation are after <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests and exclude our Global WAM, Manulife Bank and Property and
Casualty Reinsurance businesses. The NBV margin is a useful metric to help understand the profitability of our new business. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Sales
are measured according to product type: </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single
premiums. For individual insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single
premium product, e.g. travel insurance. Sales are reported gross before the impact of reinsurance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For group insurance, sales include new annualized premiums and
administrative services only premium equivalents on new cases, as well as the addition of new coverages and amendments to contracts, excluding rate increases. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">APE
sales is comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both insurance and insurance-based wealth accumulation products. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we discontinued sales of new Variable Annuity
contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Bank new lending volumes include bank loans and mortgages authorized in the period. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Gross flows</B></FONT><FONT STYLE="font-family:ARIAL"> is a new business measure presented for our Global WAM business and includes all deposits into mutual funds, college savings 529 plans, group
pension/retirement savings products, private wealth and institutional asset management products. Gross flows is a common industry metric for WAM businesses as it provides a measure of how successful the businesses are at attracting assets.
</FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Net flows</B></FONT><FONT STYLE="font-family:ARIAL"> is presented for our Global WAM business and includes
gross flows less redemptions for mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a common industry metric for WAM businesses as it provides
a measure of how successful the businesses are at attracting and retaining assets. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>90</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_16"></A>Additional Disclosures </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Contractual Obligations </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the normal course of
business, the Company enters into contracts that give rise to obligations fixed by agreement as to the timing and dollar amount of payment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31,
2018, the Company&#146;s contractual obligations and commitments are as follows: </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="53%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Payments due by period</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Less than<BR>1 year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">1 to 3<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">3 to 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">After 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,672</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>222</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,980</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liabilities for capital instruments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,763</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>347</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>708</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,008</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment commitments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,372</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,434</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,092</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,789</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,057</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Operating leases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>575</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>129</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>203</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>93</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>788,422</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9,327</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,863</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,994</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>750,238</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,473</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>193</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>492</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>476</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,312</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits from Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,684</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,351</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,185</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,864</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>547</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,427</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>783</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>107</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contractual obligations</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;855,825</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;30,550</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;22,017</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;24,405</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;778,853</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The contractual payments include principal, interest and distributions. The contractual payments reflect the amounts
payable from January&nbsp;1, 2019 up to and including the final contractual maturity date. In the case of floating rate obligations, the floating rate index is based on the interest rates as at December&nbsp;31, 2018 and is assumed to remain
constant to the final contractual maturity date. The Company may have the contractual right to redeem or repay obligations prior to maturity and if such right is exercised, total contractual obligations paid and the timing of payment could vary
significantly from the amounts and timing included in the table. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Insurance contract liabilities cash flows include estimates related to the timing and payment of death and disability
claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, commissions and premium taxes offset by contractual future premiums on
<FONT STYLE="white-space:nowrap">in-force</FONT> contracts. These estimated cash flows are based on the best estimate assumptions used in the determination of insurance contract liabilities. These amounts are undiscounted and reflect recoveries from
reinsurance agreements. Due to the use of assumptions, actual cash flows may differ from these estimates (see &#147;Policy Liabilities&#148;). Cash flows include embedded derivatives measured separately at fair value. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Legal and Regulatory Proceedings </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are
regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can be found in note&nbsp;18 of the 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Fourth Quarter Financial Highlights </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Profitability </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Profitability metrics </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the quarters ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Profitability:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>593</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,606</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core earnings<SUP STYLE="font-size:85%; vertical-align:top">(1),(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,337</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted earnings per common share ($)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.28</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(0.83</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.01</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted core earnings per common share ($)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.65</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on common shareholders&#146; equity (&#147;ROE&#148;)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.3%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17.1)%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core
ROE<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12.5%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">12.1%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">12.9%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Impact of currency movement on the fourth quarter of 2018 (&#147;4Q18&#148;) core earnings compared with the fourth
quarter of 2017 (&#147;4Q17&#148;) was a $36&nbsp;million favourable variance. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Manulife&#146;s
4Q18 net income attributed to shareholders was $593&nbsp;million compared with a loss of $1,606&nbsp;million in 4Q17.</B></FONT><FONT STYLE="font-family:ARIAL"> Net income attributed to shareholders is comprised of core earnings (consisting of items
we believe reflect the underlying earnings capacity of the business), which amounted to $1,337&nbsp;million in 4Q18 compared with $1,205&nbsp;million in 4Q17, and items excluded from core earnings, which netted to charges of $744&nbsp;million in
4Q18 compared with charges of $2,811&nbsp;million in 4Q17 for a period-over-period decrease in charges of $2,067&nbsp;million. Net income attributed to shareholders in 4Q18 was higher than in 4Q17 due to the
<FONT STYLE="white-space:nowrap">non-recurrence</FONT> of a $2.8&nbsp;billion <FONT STYLE="white-space:nowrap">post-tax</FONT> charge in 4Q17 related to the impact of U.S. Tax Reform and the decision to change the portfolio asset mix supporting our
legacy businesses, partially offset by the charges in 4Q18 related to the direct impact of equity markets. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The $132&nbsp;million increase in core earnings
compared with 4Q17 was primarily driven by new business growth in Asia, the impact of lower U.S. tax rates, improved policyholder experience, and greater expense efficiency, partially offset by the impact of lower equity markets on seed money
investments in new segregated and mutual funds and fee income, and actions to optimize our portfolio. Core earnings in 4Q18 included net policyholder experience gains of $11&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT>
($13&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax)</FONT> compared with charges of $34&nbsp;million <FONT STYLE="white-space:nowrap">post-tax</FONT> ($42&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax)</FONT> in 4Q17. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>91</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Core earnings by segment is presented in the table below for the periods presented. </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the quarters ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>4Q18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">4Q17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>459</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>312</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>465</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">463</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>231</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other (excluding core investment gains)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(230</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(201</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Core investment gains</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,337</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Asia, core earnings were $459&nbsp;million in 4Q18 compared with
$372&nbsp;million in 4Q17. Core earnings in 4Q18 increased 20%, compared with 4Q17, after adjusting for the impact of changes in foreign currency exchange rates. The increase in core earnings was driven by growth in new business. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canada, core earnings were $312&nbsp;million in 4Q18 compared with $273&nbsp;million in 4Q17. Core earnings in 4Q18 increased 14%, compared with 4Q17. The increase in
core earnings reflected improved policyholder experience in our group and individual insurance businesses, the favourable impact of new business from sales of the recently-launched Manulife Par product, and the
<FONT STYLE="white-space:nowrap">non-recurrence</FONT> of a number of smaller unfavourable items in the prior year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the U.S., core earnings were $465&nbsp;million
in 4Q18 compared with $463&nbsp;million in 4Q17. Core earnings in 4Q18 decreased by 3% compared with 4Q17, including the impact of changes in foreign currency rates, due to the impact of markets on variable annuity core earnings, lower in-force
earnings due to the reinsurance transactions and the <FONT STYLE="white-space:nowrap">non-recurrence</FONT> of a number of smaller items in 2017, partially offset by the $67&nbsp;million impact related to lower U.S. tax rates. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Global Wealth and Asset Management core earnings were $231&nbsp;million in 4Q18 compared with $198&nbsp;million in 4Q17. Core earnings in 4Q18 increased 13%, compared
with 4Q17. The increase in core earnings was driven primarily by the impact of lower U.S. tax rates. Core EBITDA was $362&nbsp;million in 4Q18, which was in line with 4Q17. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Corporate and Other core loss excluding core investment gains was $230&nbsp;million in 4Q18 compared with $201&nbsp;million in 4Q17. The $29&nbsp;million unfavourable
variance in core earnings was primarily driven by the impact of markets, in 4Q18, on seed money investments in new segregated and mutual funds and the unfavourable impact of lower U.S. tax rates, partially offset by higher investment-related income,
lower expenses, lower withholding taxes on future U.S. remittances and release of the 2017 hurricane loss provision. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment-related experience was a loss of
$30&nbsp;million in 4Q18 compared with a gain of $118&nbsp;million in 4Q17. The loss in 4Q18 was driven by lower than expected returns (including changes in fair value) on ALDA, predominantly oil &amp; gas, mostly offset by the favourable impact of
fixed income reinvestment activities on the measurement of our policy liabilities. The gains in 4Q17 reflected the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities and strong credit experience.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below reconciles net income attributed to shareholders to core earnings for the periods presented and provides further details for each of the items
excluded from core earnings. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the quarters ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>4Q18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">4Q17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,337</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Items excluded from core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment-related experience outside of core earnings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(130</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and interest rates and variable annuity guarantee liabilities (see table
below)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(675</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(68</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(33</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,777</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charge related to decision to change portfolio asset mix supporting our legacy businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,032</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Restructuring charge<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(63</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance transactions and other<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>124</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total items excluded from core earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(744</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,811</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>593</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,606</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Actual market performance differed from our valuation assumptions in 4Q18, which resulted in a macro hedge experience gain
of $25&nbsp;million. This gain is included in the direct impact of equity markets and interest rates and variable annuity guarantee liabilities below. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The restructuring charge is described in full in the &#147;Manulife Financial Corporation &#150; Profitability&#148;
section at the beginning of the MD&amp;A. The 4Q18 charge of $63&nbsp;million is an update to the estimated $200&nbsp;million charge that was reported in the second quarter of 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The 4Q18 gain of $124&nbsp;million includes a gain resulting from external reinsurance transactions partially offset by
the charge related to the integration of businesses acquired from Standard Life plc. The 4Q17 gain of $81&nbsp;million included a gain resulting from an internal legal entity restructuring partially offset by a provision for a legal settlement,
Thailand operations restructuring charges and a charge related to the integration of businesses acquired from Standard Life plc. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>92</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The gain (charge) related to the direct impact of equity markets and interest rates and variable annuity guarantee
liabilities in the table above is attributable to: </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>4Q18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">4Q17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets and variable annuity guarantee liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(723</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed income reinvestment rates assumed in the valuation of policy liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(155</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sale of AFS bonds and derivative positions in the Corporate and Other segment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(64</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Risk reduction related items</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>-</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Direct impact of equity markets and interest rates and variable
annuity guarantee liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(675</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(68</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 4Q18, losses of $2,362&nbsp;million from gross equity exposure were partially offset by gains of $1,615&nbsp;million
from dynamic hedging experience and $25&nbsp;million from macro hedge experience, which resulted in a loss of $723&nbsp;million. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The $112 million gain in 4Q18 for fixed income reinvestment assumptions was driven by the increases in corporate spreads
which resulted in an increase in the reinvestment yields on future fixed income purchases assumed in the measurement of policy liabilities partially offset by a decrease in risk-free rates increases in swap spreads that resulted in a decrease in the
fair value of our swaps. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Growth </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Growth metrics </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the quarters ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions, unless otherwise stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia APE sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,040</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">884</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">824</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canada APE sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>277</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. APE sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>152</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total APE sales<SUP STYLE="font-size:85%; vertical-align:top"> </SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,469</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>402</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">319</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. new business value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total new business value<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>501</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">360</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management gross flows ($
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>26.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management net flows ($
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(9.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Wealth and asset management assets under management and
administration ($ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>608.8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">609.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">554.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; below. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Sales </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>APE sales</B></FONT><FONT STYLE="font-family:ARIAL"> were $1.5&nbsp;billion in 4Q18, an increase of 14% compared with
4Q17. In Asia, 4Q18 APE sales increased 15% compared with 4Q17, with growth across Japan, Hong Kong and Asia Other. 4Q18 APE sales in Japan increased 34% compared with 4Q17, driven by the continued success of the new COLI term product. Hong Kong APE
sales increased 8% in 4Q18 compared with 4Q17, driven by growth in our bancassurance channel. Asia Other 4Q18 APE sales increased 4% compared with 4Q17 as higher sales of protection products were partially offset by lower sales of single premium
investment-linked products, reflecting market volatility. In Canada, 4Q18 APE sales increased 25% compared with 4Q17, driven by the continued success of our recently-launched Manulife Par product and a large-case group insurance sale. In the U.S.,
4Q18 APE sales declined 5% compared with 4Q17 driven by increased competition in the international high net worth segment and actions to maintain margins. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New Business Value</B></FONT><FONT STYLE="font-family:ARIAL"> was $501&nbsp;million in 4Q18, an increase of 27% compared with 4Q17. In Asia, NBV increased 23% from 4Q17 to $402&nbsp;million due to higher
sales, scale benefits, and improved product mix. Canada NBV increased 6% as the benefits from the launch of Manulife Par were partially offset by a less favourable business mix in group insurance. U.S. NBV almost tripled due to actions to improve
margins and a more favourable business mix. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Wealth and Asset Management net flows </B></FONT><FONT
STYLE="font-family:ARIAL">were negative $9.0&nbsp;billion in 4Q18, compared with positive net flows of $3.6&nbsp;billion in 4Q17. Net flows in Asia were $1.1&nbsp;billion in 4Q18, compared with net flows of $2.3&nbsp;billion in 4Q17, driven by lower
gross flows in institutional asset management. Net flows in Canada were negative $0.7&nbsp;billion in 4Q18 compared with positive net flows of $0.7&nbsp;billion in 4Q17, driven by lower net flows in retail amid equity market declines and higher
redemptions in retirement. Net flows in the U.S. were negative $9.4&nbsp;billion in 4Q18 compared with positive net flows of $0.6&nbsp;billion in 4Q17, driven by higher retail redemptions amid the declines in equity markets. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Wealth and Asset Management gross flows </B></FONT><FONT STYLE="font-family:ARIAL">were $26.3&nbsp;billion in 4Q18, 20%
lower than 4Q17, driven by lower retail gross flows across all regions. In Asia, we experienced a decline in money market fund gross flows in mainland China, and in U.S. and Canada we recorded lower gross flows amid equity market declines. Growth in
institutional asset management partially offset this decline, with the funding of a custom Liability Driven Investment mandate in Canada and two large mandates in Europe reduced by lower gross flows in mainland China.</FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>93</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Quarterly Financial Information </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table provides summary information related to our eight most recently completed quarters: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the three months ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">($ millions, except per share amounts or otherwise<BR>stated)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>Dec 31,<BR>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Sept 30,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Jun 30,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Mar 31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Dec 31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Sept 30,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Jun 30,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Mar 31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,724</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;7,700</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,628</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,040</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,994</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5,892</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,599</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,126</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,025</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">943</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">922</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">934</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,056</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,832</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,754</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,943</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,974</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,050</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,278</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,481</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,566</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,309</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,444</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized gains and losses on assets supporting insurance and investment contract liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,113</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,210</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,615</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,316</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,988</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,163</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">590</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,291</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,671</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,964</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,502</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,737</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,544</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,872</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,593</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;8,514</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,043</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;13,669</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;8,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;16,247</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;11,933</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;16,593</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;13,550</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income (loss) before income taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>359</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,535</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,714</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(2,123</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,269</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(43</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(337</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">424</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(13</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(304</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(346</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>316</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,905</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,289</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,377</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,699</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,256</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,314</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,391</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>593</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,573</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,372</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,606</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,350</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Reconciliation of core earnings to net income attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total core earnings<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,337</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,539</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,085</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,174</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other items to reconcile net income attributed to shareholders to core earnings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment-related experience in excess of amounts included in core earnings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(130</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct impact of equity markets, interest rates and variable annuity guarantee liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(675</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(277</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(68</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(37</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">267</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in actuarial methods and assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(51</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(33</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charge related to decision to change portfolio asset mix supporting our legacy businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,032</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charge related to U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,777</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Restructuring charges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(63</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(200</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance transaction and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>124</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(74</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(32</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(20</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>593</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,573</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,372</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,606</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,350</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Basic earnings (loss) per common share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.28</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.61</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.67</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(0.83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.54</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.66</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Diluted earnings (loss) per common share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.28</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.61</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.67</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(0.83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.54</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.61</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.66</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds deposits</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9,212</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9,424</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9,872</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9,728</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,421</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,179</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,544</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9,632</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets (in billions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>750</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">748</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">752</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">740</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">730</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">713</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">726</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">728</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Weighted average common shares (in millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,980</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,983</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,980</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,978</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,977</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,976</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Diluted weighted average common shares (in millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,983</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,989</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,989</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,989</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,988</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,986</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Dividends per common share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.250</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>CDN$ to US$1 &#150; Statement of Financial Position</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1.3642</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.2945</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.3168</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.2894</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.2545</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.2480</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.2977</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1.3323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>CDN$ to US$1 &#150; Statement of Income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1.3204</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.3069</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.2912</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.2647</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.2712</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.2528</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.3450</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1.3238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">For fixed income assets supporting insurance and investment contract liabilities and for equities supporting pass-through
products and derivatives related to variable hedging programs, the impact of realized and unrealized gains (losses) on the assets is largely offset in the change in insurance and investment contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This item is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure. See &#147;Performance and <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Measures&#148; above. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>94</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;
&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;
Analysis</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B></B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Selected Annual Financial Information </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the years ended December&nbsp;31,</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">($ millions, except per share amounts)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,687</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,637</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,187</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>639</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,318</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,464</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,928</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(455</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">320</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">53,337</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;720,681</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Long-term financial liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,696</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,180</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total financial liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,501</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,172</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">12,876</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividend per common share</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.91</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.82</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;A Share, Series 2</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.1625</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.1625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.1625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;A Share, Series 3</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.125</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series
3<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.5445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.5445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.7973</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series
4<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.6536</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.4918</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.2431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.9728</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.9728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 7</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.078</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.096</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 9</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.0878</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.0969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 11</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.1371</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 13</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.9884</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 15</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.975</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 17</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.975</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 19</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>0.95</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series
21<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.40</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.1411</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series
23<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1.2125</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.298</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash dividend per Class&nbsp;1 Share, Series 25<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.9706</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">1,664,169 of 8,000,000 Series 3 Shares were converted, on a <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">one-for-one</FONT></FONT> basis, into Series 4 Shares on June&nbsp;20, 2016. 6,335,831 Series 3 Shares remain outstanding. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On February&nbsp;25, 2016, MFC issued 16&nbsp;million of Series 21 Shares and on March&nbsp;3, 2016, MFC issued an
additional 1&nbsp;million Series 21 Shares pursuant to the exercise in full by the underwriters of their option to purchase additional Series 21 Shares. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On November&nbsp;22, 2016, MFC issued 19&nbsp;million of <FONT STYLE="white-space:nowrap">Non-cumulative</FONT> Rate Reset
Class&nbsp;1 Shares Series 23. No dividends were paid in 2016. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On February&nbsp;20, 2018, MFC issued 10&nbsp;million of <FONT STYLE="white-space:nowrap">Non-cumulative</FONT> Rate Reset
Class&nbsp;1 Shares Series 25. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Differences between IFRS and Hong Kong Financial Reporting Standards </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife&#146;s Consolidated Financial Statements are presented in accordance with IFRS. IFRS differs in certain respects from Hong Kong Financial Reporting Standards
(&#147;HKFRS&#148;). Until IFRS 17 &#147;Insurance Contracts&#148; is issued and becomes effective, IFRS 4 &#147;Insurance Contracts&#148; permits the use of the insurance standard in effect at the time an issuer adopts IFRS. IFRS insurance contract
liabilities are valued in Canada under standards established by the Canadian Actuarial Standards Board. In certain interest rate environments, insurance contract liabilities determined in accordance with HKFRS may be higher than those computed in
accordance with current IFRS. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>IFRS and Hong Kong Regulatory Requirements </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurers in Hong Kong are required by the Insurance Authority to meet minimum solvency requirements. As at December&nbsp;31, 2018, the Company&#146;s business that falls
within the scope of these requirements has sufficient assets to meet the minimum solvency requirements under both Hong Kong regulatory requirements and IFRS. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>Outstanding Common Shares </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at January 31, 2019, MFC had 1,963,710,812 common shares outstanding. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Additional Information Available </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional
information relating to Manulife, including MFC&#146;s Annual Information Form, is available on the Company&#146;s website at www.manulife.com and on SEDAR at www.sedar.com. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:ARIAL; font-size:8pt"><I>Management&#146;s&nbsp;Discussion&nbsp;and&nbsp;Analysis</I>&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>95</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Responsibility for Financial Reporting </B></FONT></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of
Directors. It is also the responsibility of management to ensure that all information in the annual report to shareholders is consistent with these consolidated financial statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The consolidated financial statements have been prepared by management in accordance with International Financial Reporting Standards and the accounting requirements of
the Office of the Superintendent of Financial Institutions, Canada. When alternative accounting methods exist, or when estimates and judgment are required, management has selected those amounts that present the Company&#146;s financial position and
results of operations in a manner most appropriate to the circumstances. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Appropriate systems of internal control, policies and procedures have been maintained to
ensure that financial information is both relevant and reliable. The systems of internal control are assessed on an ongoing basis by management and the Company&#146;s internal audit department. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The actuary appointed by the Board of Directors (the &#147;Appointed Actuary&#148;) is responsible for ensuring that assumptions and methods used in the determination of
policy liabilities are appropriate to the circumstances and that reserves will be adequate to meet the Company&#146;s future obligations under insurance and annuity contracts. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Board of Directors is responsible for ensuring that management fulfills its responsibility for financial reporting and is ultimately responsible for reviewing and
approving the consolidated financial statements. These responsibilities are carried out primarily through an Audit Committee of unrelated and independent directors appointed by the Board of Directors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Audit Committee meets periodically with management, the internal auditors, the external auditors and the Appointed Actuary to discuss internal control over the
financial reporting process, auditing matters and financial reporting issues. The Audit Committee reviews the consolidated financial statements prepared by management and then recommends them to the Board of Directors for approval. The Audit
Committee also recommends to the Board of Directors and shareholders the appointment of external auditors and approval of their fees. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The consolidated financial
statements have been audited by the Company&#146;s external auditors, Ernst&nbsp;&amp; Young LLP, in accordance with Canadian generally accepted auditing standards and the standards of the Public Company Accounting Oversight Board
(United&nbsp;States). Ernst&nbsp;&amp; Young LLP has full and free access to management and the Audit Committee. </P> <P STYLE="font-size:30pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">


<IMG SRC="g661383g91f59.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g661383g30y54.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Roy Gori</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Philip Witherington</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL">Chief Financial Officer</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Toronto, Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Appointed Actuary&#146;s Report to the Shareholders </B></FONT></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">I have valued the policy liabilities and reinsurance recoverables of Manulife Financial Corporation for its Consolidated Statements of Financial Position as at
December&nbsp;31, 2018 and 2017 and their change in the Consolidated Statements of Income for the years then ended in accordance with actuarial practice generally accepted in Canada, including selection of appropriate assumptions and methods. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In my opinion, the amount of policy liabilities net of reinsurance recoverables makes appropriate provision for all policyholder obligations and the consolidated
financial statements fairly present the results of the valuation. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g661383g34a42.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Steven Finch </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Appointed Actuary </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Toronto, Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>96</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Report of Independent Registered Public Accounting Firm </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>To the Shareholders and Board of Directors of Manulife Financial Corporation </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Opinion on the Consolidated Financial Statements </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have audited the consolidated financial statements of Manulife Financial Corporation (the &#147;Company&#148;), which comprise the Consolidated Statements of Financial
Position as at December&nbsp;31, 2018 and 2017, and the Consolidated Statements of Income, Consolidated Statements of Comprehensive Income, Consolidated Statements of Changes in Equity and Consolidated Statements of Cash Flows for the years then
ended, and notes to the consolidated financial statements, including a summary of significant accounting policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In our opinion, the accompanying consolidated
financial statements present fairly, in all material respects, the consolidated financial position of the Company as at December&nbsp;31, 2018 and 2017, and its consolidated financial performance and its consolidated cash flows for the years then
ended in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Basis
for Opinion </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We conducted our audit in accordance with Canadian generally accepted auditing standards. Our responsibilities under those standards are
further described in the <I>Auditor&#146;s Responsibilities for the Audit of the Consolidated Financial Statements</I> section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our
audit of the consolidated financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a
basis for our opinion. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Other Information </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management is responsible for the other information. The other information comprises: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Management&#146;s Discussion and Analysis </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The information, other than the consolidated financial statements and our auditor&#146;s report thereon, in the Annual
Report. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our opinion on the consolidated financial statements does not cover the other information and we do not express any form of assurance
conclusion thereon. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In connection with our audit of the consolidated financial statements, our responsibility is to read the other information and, in doing so,
consider whether the other information is materially inconsistent with the consolidated financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We obtained Management&#146;s Discussion&nbsp;&amp; Analysis prior to the date of this auditor&#146;s report. If, based on the work we have performed, we conclude that
there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Annual Report is
expected to be made available to us after the date of the auditor&#146;s report. If based on the work we will perform on this other information, we conclude there is a material misstatement of other information, we are required to report that fact
to those charged with governance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Consolidated&nbsp;Financial&nbsp;Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>97</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Responsibilities of Management and Those Charged with Governance for the Consolidated
Financial Statements </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance with
International Financial Reporting Standards, and for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In preparing the consolidated financial statements, management is responsible for assessing the Company&#146;s ability to continue as a going concern, disclosing, as
applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the Company or to cease operations, or has no realistic alternative but to do so. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Those charged with governance are responsible for overseeing the Company&#146;s financial reporting process. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Auditor&#146;s Responsibilities for the Audit of the Consolidated Financial Statements </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material misstatement, whether due to fraud
or error, and to issue an auditor&#146;s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian generally accepted auditing standards will
always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken
on the basis of these consolidated financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As part of an audit in accordance with Canadian generally accepted auditing standards, we exercise
professional judgment and maintain professional skepticism throughout the audit. We also: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Identify and assess the risks of material misstatement of the consolidated financial statements, whether due to fraud or
error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher
than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate
in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company&#146;s internal control. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related
disclosures made by management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Conclude on the appropriateness of management&#146;s use of the going concern basis of accounting and, based on the audit
evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Company&#146;s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required
to draw attention in our auditor&#146;s report to the related disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date
of our auditor&#146;s report. However, future events or conditions may cause the Company to cease to continue as a going concern. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Evaluate the overall presentation, structure and content of the consolidated financial statements, including the
disclosures, and whether the consolidated financial statements represent the underlying transactions and events in a manner that achieves fair presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities
within the Company to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of the group audit. We remain solely responsible for our audit opinion. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any
significant deficiencies in internal control that we identify during our audit. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also provide those charged with governance with a statement that we have complied
with relevant ethical requirements regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards. </P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g661383g28f36.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Licensed Public
Accountants </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Toronto, Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>98</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements </I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Report of Independent Registered Public Accounting Firm </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>To the Shareholders and Board of Directors of Manulife Financial Corporation </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Opinion on the Consolidated Financial Statements </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have audited the accompanying Consolidated Statements of Financial Position of Manulife Financial Corporation (the &#147;Company&#148;) as of December&nbsp;31, 2018
and 2017, the related Consolidated Statements of Income, Consolidated Statements of Comprehensive Income, Consolidated Statements of Changes in Equity and Consolidated Statements of Cash Flows for the years then ended, and the related notes
(collectively referred to as the &#147;consolidated financial statements&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In our opinion, the consolidated financial statements present fairly, in all
material respects, the financial position of the Company at December&nbsp;31, 2018 and 2017, and its financial performance and its cash flows for the years then ended in accordance with International Financial Reporting Standards as issued by the
International Accounting Standards Board. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Report on Internal Control over Financial Reporting </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (&#147;PCAOB&#148;), the Company&#146;s internal
control over financial reporting as of December&nbsp;31, 2018, based on criteria established in Internal Control &#150; Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) and our
report dated February&nbsp;13, 2019 expressed an unqualified opinion thereon. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Basis for Opinion </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These financial statements are the responsibility of the Company&#146;s management. Our responsibility is to express an opinion on the Company&#146;s financial statements
based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the
Securities and Exchange Commission and the PCAOB. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.
</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g661383g28f36.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Licensed Public
Accounts </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have served as Manulife Financial Corporation&#146;s auditors since 1905. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Toronto, Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Consolidated&nbsp;Financial&nbsp;Statements</I> &nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>99</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Report of Independent Registered Public Accounting Firm </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>To the Shareholders and Board of Directors of&nbsp;Manulife Financial Corporation </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Opinion on Internal Control over Financial Reporting </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have audited&nbsp;Manulife Financial Corporation&#146;s&nbsp;internal control over financial reporting as of&nbsp;December 31, 2018, based on criteria established in
Internal Control &#150; Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (the &#147;COSO criteria&#148;).&nbsp;In our opinion,&nbsp;Manulife Financial Corporation (the
&#147;Company&#148;)&nbsp;maintained, in all material respects, effective internal control over financial reporting as of&nbsp;December 31, 2018, based on the COSO criteria. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (&#147;PCAOB&#148;), the&nbsp;Consolidated
Statements of Financial Position of the Company as of December&nbsp;31, 2018 and 2017, and the related Consolidated Statements of Income, Consolidated Statements of Comprehensive Income, Consolidated Statements of Changes in Equity and Consolidated
Statements of Cash Flows for the years then ended, and the related notes&nbsp;and our report dated&nbsp;February 13, 2019, expressed&nbsp;an unqualified opinion thereon.</P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Basis for Opinion </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s
management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting included in Management&#146;s Report on Internal Control Over
Financial Reporting contained in the Management&#146;s Discussion and Analysis. Our responsibility is to express an opinion on the Company&#146;s internal control over financial reporting based on our audit. We are a public accounting firm
registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about
whether effective internal control over financial reporting was maintained in all material respects. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our audit included obtaining an understanding of internal
control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered
necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Definition and Limitations of
Internal Control over Financial Reporting </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A company&#146;s internal control over financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board. A
company&#146;s internal control over financial reporting includes those policies and procedures that (1)&nbsp;pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the
assets of the company; (2)&nbsp;provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with International Financial Reporting Standards as issued by the International
Accounting Standards Board, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3)&nbsp;provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company&#146;s assets that could have a material effect on the financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Because of its
inherent limitations, internal control over financial reporting may not prevent or detect misstatements.&nbsp;Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because
of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. </P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g661383g28f36.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Licensed Public
Accountants </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Toronto, Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>100</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_17"></A>Consolidated Statements of Financial Position </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15,965</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>185,594</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">174,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,793</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,777</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>27,543</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">24,483</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total invested assets (note 3)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>353,664</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Outstanding premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,369</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivatives (note 4)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,703</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets (notes 7 and 8)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43,053</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax assets (note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,318</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Goodwill and intangible assets (note 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,097</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Miscellaneous</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,431</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,337</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total other assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>83,398</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">71,004</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net assets (note 22)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities and Equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities (note 7)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities (note 8)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits from bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,684</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,131</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivatives (note 4)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,803</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,822</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax liabilities (note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,814</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,190</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,927</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>376,410</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">349,892</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt (note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,784</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital instruments (note 11)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net liabilities (note 22)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>703,120</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">687,370</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shares (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22,961</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,989</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Contributed surplus</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; retained earnings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,704</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,083</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; accumulated other comprehensive income (loss):</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Pension and other post-employment plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(426</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(364</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-for-sale</FONT></FONT>
securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(109</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real estate revaluation surplus</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Translation of foreign operations </P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>45,964</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">221</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT>
interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>47,151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">42,163</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities and equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The accompanying notes are an integral part of these Consolidated Financial Statements. </P>
<P STYLE="font-size:36pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="46%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">


<IMG SRC="g661383g91f59.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">


<IMG SRC="g661383g86i72.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Roy Gori</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">John Cassaday</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Chairman of the Board of Directors</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Consolidated&nbsp;Financial&nbsp;Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>101</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statements of Income </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions except per share amounts)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39,150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;36,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(15,138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(8,151</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>24,012</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">28,210</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income (note 3)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,560</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,649</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Realized and unrealized gains (losses) on assets supporting insurance
and investment contract liabilities and on the macro hedge program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,028</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,718</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue (note 14)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">To contract holders and beneficiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gross claims and benefits (note 7)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27,878</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,994</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,907</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Benefits and expenses ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,153</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8,158</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Decrease (increase) in reinsurance assets (note 7)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,733</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,269</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net benefits and claims</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">General expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,957</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,233</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment expenses (note 3)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,708</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,673</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commissions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,275</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>406</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>33,453</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">55,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income before income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,519</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,501</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense (note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(239</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred share dividends</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(168</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(159</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Common shareholders&#146; net income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,945</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Earnings per share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Basic earnings per common share (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.34</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Diluted earnings per common share (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Dividends per common share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0.91</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">0.82</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The accompanying notes are an integral part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>102</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statements of Comprehensive Income </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;2,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other comprehensive income (loss) (&#147;OCI&#148;), net of tax:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Items that may be subsequently reclassified to net income:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange gains (losses) on:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Translation of foreign operations</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,078</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,256</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net investment hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(428</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-for-sale</FONT></FONT> financial
securities:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses) arising during the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(458</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">601</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Reclassification of net realized (gains) losses and impairments to net income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(32</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash flow hedges:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses) arising during the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(34</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Reclassification of realized losses to net income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share of other comprehensive income (losses) of associates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total items that may be subsequently reclassified to net
income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,186</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,336</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Items that will not be reclassified to net income:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Change in pension and other post-employment plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real estate revaluation reserve</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total items that will not be reclassified to net
income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(63</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other comprehensive income (loss), net of tax</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,123</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,253</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total comprehensive income (loss), net of tax</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,009</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total comprehensive income (loss) attributed to:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">844</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="16"> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Income Taxes included in Other
Comprehensive Income</B></FONT></P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt"></P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>&nbsp;</B></FONT></P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax expense (recovery) on:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized foreign exchange gains/losses on translation of foreign operations</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized foreign exchange gains/losses on net investment hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains/losses on
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> financial securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(151</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassification of realized gains/losses and recoveries/impairments to net income on <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> financial securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains/losses on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassification of realized gains/losses to net income on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in pension and other post-employment plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate revaluation reserve</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total income tax expense (recovery)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(146</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">436</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The accompanying notes are an integral part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Consolidated&nbsp;Financial&nbsp;Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>103</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statements of Changes in Equity </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Preferred shares</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,577</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issuance costs, net of tax</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,822</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Common shares</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22,989</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Repurchased (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued on exercise of stock options</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued under dividend reinvestment and share purchase plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>182</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>22,961</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">22,989</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contributed surplus</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>277</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exercise of stock options and deferred share units</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(22</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Stock option expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisition of
<FONT STYLE="white-space:nowrap">non-controlling</FONT> interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>265</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Shareholders&#146; retained earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,083</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,759</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares repurchased (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred share dividends</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(168</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(159</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common share dividends</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,802</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,621</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,704</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,083</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Shareholders&#146; accumulated other comprehensive income (loss) (&#147;AOCI&#148;)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,087</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized foreign exchange gains (losses) of net foreign operations</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,650</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,029</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in actuarial gains (losses) on pension and other post-employment plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized gains (losses) on
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> financial securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(443</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">572</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in real estate revaluation reserve</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share of other comprehensive income (losses) of associates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,212</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,087</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total shareholders&#146; equity, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>45,964</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">41,013</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Participating policyholders&#146; equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>221</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) attributed to participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other comprehensive income attributed to policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">221</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>929</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">743</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income attributed to <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other comprehensive income (loss) attributed to <FONT STYLE="white-space:nowrap">non-controlling</FONT>
interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Contributions (distributions), net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(48</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total equity, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;47,151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;42,163</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The accompanying notes are an integral part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>104</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statements of Cash Flows </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Operating activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase in insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,907</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase in investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">(Increase) decrease in reinsurance assets excluding coinsurance transactions (note 7)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>893</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,269</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Amortization of (premium) discount on invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">230</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other amortization</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>747</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net realized and unrealized (gains) losses and impairment on assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,727</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7,188</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>930</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(331</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Restructuring charge</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Stock option expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash provided by operating activities before undernoted items</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,504</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in policy related and operating receivables and
payables</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(316</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(222</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) operating activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,188</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">17,791</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Purchases and mortgage advances</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(101,172</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(87,224</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Disposals and repayments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>82,111</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in investment broker net receivables and payables</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(128</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash decrease from sale and purchase of subsidiaries and
businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) investing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(19,002</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(16,287</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in repurchase agreements and securities sold but not yet purchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(189</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(29</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of long-term debt (note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(607</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issue of capital instruments, net (note 11)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of capital instruments (note 11)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(450</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(899</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Secured borrowing from securitization transactions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">741</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in deposits from Bank clients, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,490</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; dividends paid in cash</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,788</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,780</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Contributions from (distributions to) <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests,
net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares repurchased (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(478</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares issued, net (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shares issued, net (note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) financing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(724</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) during the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(538</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,518</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Effect of foreign exchange rate changes on cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(658</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,098</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,382</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,098</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,965</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(867</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(913</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, January&nbsp;1</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,098</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>End of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,965</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(833</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(867</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,382</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,098</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Supplemental disclosures on cash flow information</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest received</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,952</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,596</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income taxes paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>461</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The accompanying notes are an integral part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Consolidated&nbsp;Financial&nbsp;Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>105</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:100pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:68pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:34pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL" ALIGN="center">(This page intentionally left blank) </P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>106</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="index"></A><A NAME="ex99_1327881_2"></A>N<A NAME="ex99_1327881_600"></A>otes to <A NAME="mdatoc661383_18">
</A>Consolidated Financial Statements </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="80%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Page&nbsp;Number</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Note</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">108</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_1">Nature of Operations and Significant Accounting Policies</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">115</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_2">Accounting and Reporting Changes</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">118</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_3">Invested Assets and Investment Income</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">126</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_4">Derivative and Hedging Instruments</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">132</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_5">Income Taxes</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">134</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_6">Goodwill and Intangible Assets</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">136</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_7">Insurance Contract Liabilities and Reinsurance Assets</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">145</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_8">Investment Contract Liabilities</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">146</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_9">Risk Management</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">152</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_10">Long-Term Debt</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">153</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_11">Capital Instruments</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">154</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_12">Share Capital and Earnings Per Share</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">155</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_13">Capital Management</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">157</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_14">Revenue from Service Contracts</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">157</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_15">Stock-Based Compensation</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">159</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_16">Employee Future Benefits</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">163</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_17">Interests in Structured Entities</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">165</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_18">Commitments and Contingencies</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">167</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;19</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_19">Segmented Information</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">169</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;20</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_20">Related Parties</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">169</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;21</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_21">Subsidiaries</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">171</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;22</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_22">Segregated Funds</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">172</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;23</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#fin661383_23">Information Provided in Connection with Investments in Deferred Annuity Contracts and <I>Signature</I>Notes Issued or Assumed by John Hancock Life Insurance Company (U.S.A.)</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">178</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Note&nbsp;24</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.20em; text-indent:-1.20em; font-size:10pt; font-family:ARIAL"><A HREF="#fin661383_24">Comparatives</A></P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>107</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Notes to Consolidated Financial Statements </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">(Canadian $ in millions except per share amounts or unless otherwise stated) </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B><A NAME="fin661383_1"></A>Note 1&nbsp;&nbsp;&nbsp;&nbsp;Nature of Operations and Significant Accounting Policies </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>(a) Reporting entity </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife Financial Corporation (&#147;MFC&#148;) is a publicly traded company and the holding company of The
Manufacturers Life Insurance Company (&#147;MLI&#148;), a Canadian life insurance company. MFC and its subsidiaries (collectively, &#147;Manulife&#148; or the &#147;Company&#148;) is a leading financial services group with principal operations in
Asia, Canada and the United States. Manulife&#146;s international network of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset
management services to institutional customers. The Company operates as Manulife in Canada and Asia and as John Hancock in the United States. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC is domiciled in
Canada and incorporated under the Insurance Companies Act (Canada) (&#147;ICA&#148;). These Consolidated Financial Statements have been prepared in accordance with International Financial Reporting Standards (&#147;IFRS&#148;) as issued by the
International Accounting Standards Board (&#147;IASB&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These Consolidated Financial Statements should be read in conjunction with &#147;Risk Management&#148;
in the 2018 Management&#146;s Discussion and Analysis (&#147;MD&amp;A&#148;) dealing with IFRS 7 &#147;Financial Instruments: Disclosures&#148; as the discussion on market risk and liquidity risk includes certain disclosures that are considered an
integral part of these Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These Consolidated Financial Statements as at and for the year ended December&nbsp;31, 2018 were authorized
for issue by MFC&#146;s Board of Directors on February&nbsp;13, 2019. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Basis of preparation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The preparation of Consolidated Financial Statements in conformity with IFRS requires management to make judgments, estimates and assumptions that affect the application
of accounting policies and the reported amounts of assets and liabilities, and the disclosure of contingent assets and liabilities as at the date of the Consolidated Financial Statements, and the reported amounts of revenue and expenses during the
reporting periods. Actual results may differ from these estimates. The most significant estimation processes relate to assumptions used in measuring insurance and investment contract liabilities, assessing assets for impairment, determining of
pension and other post-employment benefit obligation and expense assumptions, determining income taxes and uncertain tax positions and fair valuation of certain invested assets. Estimates and underlying assumptions are reviewed on an ongoing basis.
Revisions to accounting estimates are recognized in the year in which the estimates are revised and in any future years affected. Although some variability is inherent in these estimates, management believes that the amounts recorded are
appropriate. The significant accounting policies used and the most significant judgments made by management in applying these accounting policies in the preparation of these Consolidated Financial Statements are summarized below. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Fair value measurement </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair value is defined
as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction (not a forced liquidation or distress sale) between market participants at the measurement date, that is, an exit value. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">When available, quoted market prices are used to determine fair value. If quoted market prices are not available, fair value is typically based upon alternative valuation
techniques such as discounted cash flows, matrix pricing, consensus pricing services and other techniques. Broker quotes are generally used when external public vendor prices are not available. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company has a process in place that includes a review of price movements relative to the market, a comparison of prices between vendors, and a comparison to internal
matrix pricing which uses predominately external observable data. Judgment is applied in adjusting external observable data for items including liquidity and credit factors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company categorizes its fair value measurements according to a three-level hierarchy. The hierarchy prioritizes the inputs used by the Company&#146;s valuation
techniques. A level is assigned to each fair value measurement based on the lowest level input significant to the fair value measurement in its entirety. The three levels of the fair value hierarchy are defined as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Level&nbsp;1 &#150; Fair value measurements that reflect unadjusted, quoted prices in active markets for identical assets and liabilities that the Company can access at
the measurement date reflecting market transactions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Level&nbsp;2 &#150; Fair value measurements using inputs other than quoted prices included within Level&nbsp;1
that are observable for the asset or liability, either directly or indirectly. These include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets and liabilities in inactive markets,
inputs that are observable that are not prices (such as interest rates, credit risks, etc.) and inputs that are derived from or corroborated by observable market data. Most debt securities are classified within Level&nbsp;2. Also, included in the
Level&nbsp;2 category are derivative instruments that are priced using models with observable market inputs, including interest rate swaps, equity swaps, and foreign currency forward contracts. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Level&nbsp;3 &#150; Fair value measurements using significant <FONT STYLE="white-space:nowrap">non-market</FONT> observable inputs. These include valuations for assets
and liabilities that are derived using data, some or all of which is not market observable, including assumptions about risk. Level&nbsp;3 securities include less liquid securities such as structured asset-backed securities, commercial
mortgage-backed securities (&#147;CMBS&#148;), certain long-duration bonds and other securities that have little or no price transparency. Certain derivative financial instruments and investment properties are also included in Level&nbsp;3. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>108</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Basis of consolidation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC consolidates the financial statements of all entities, including certain structured entities that it controls. Subsidiaries are entities controlled by the Company.
The Company has control over an entity when the Company has the power to govern the financial and operating policies of the entity, is exposed to variable returns from its activities which are significant in relation to the total variable returns of
the entity and the Company is able to use its power over the entity to affect its share of variable returns. In assessing control, significant judgment is applied while considering all relevant facts and circumstances. When assessing decision-making
power, the Company considers the extent of its rights relative to the management of an entity, the level of voting rights held in an entity which are potentially or presently exercisable, the existence of any contractual management agreements which
may provide the Company with power over an entity&#146;s financial and operating policies and to the extent of other parties&#146; ownership in an entity, if any, the possibility for de facto control being present. When assessing returns, the
Company considers the significance of direct and indirect financial and <FONT STYLE="white-space:nowrap">non-financial</FONT> variable returns to the Company from an entity&#146;s activities in addition to the proportionate significance of such
returns. The Company also considers the degree to which its interests are aligned with those of other parties investing in an entity and the degree to which it may act in its own interest. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The financial statements of subsidiaries are included in MFC&#146;s consolidated results from the date control is established and are excluded from consolidation from the
date control ceases. The initial control assessment is performed at inception of the Company&#146;s involvement with the entity and is reconsidered at a later date if the Company acquires or loses power over key operating and financial policies of
the entity; acquires additional interests or disposes of interests in the entity; the contractual arrangements of the entity are amended such that the Company&#146;s proportionate exposure to variable returns changes; or if the Company&#146;s
ability to use its power to affect its variable returns from the entity changes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s Consolidated Financial Statements have been prepared using
uniform accounting policies for like transactions and events in similar circumstances. Intercompany balances, and income and expenses arising from intercompany transactions, have been eliminated in preparing the Consolidated Financial Statements.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests are interests of other parties in the equity of MFC&#146;s subsidiaries and are presented within
total equity, separate from the equity of MFC&#146;s shareholders. <FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests in the net income and other comprehensive income (&#147;OCI&#148;) of MFC&#146;s subsidiaries are included in total
net income and total OCI, respectively. An exception to this occurs where the subsidiary&#146;s shares are required to be redeemed for cash on a fixed or determinable date, in which case other parties&#146; interests in the subsidiary&#146;s capital
are presented as liabilities of the Company and other parties&#146; <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests in the subsidiary&#146;s income and OCI are recorded as expenses of the Company. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The equity method of accounting is used to account for entities over which the Company has significant influence (&#147;associates&#148; or &#147;joint ventures&#148;),
whereby the Company records its share of the associate&#146;s or joint venture&#146;s net assets and financial results using uniform accounting policies for similar transactions and events. Significant judgment is used to determine whether voting
rights, contractual management and other relationships with the entity, if any, provide the Company with significant influence or joint control over the entity. Gains and losses on the sale of associates or joint ventures are included in income when
realized, while impairment losses are recognized immediately when there is objective evidence of impairment. Gains and losses on commercial transactions with associates or joint ventures are eliminated to the extent of the Company&#146;s interest in
the associate or joint venture. Investments in associates or joint ventures are included in other invested assets on the Company&#146;s Consolidated Statements of Financial Position. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Invested assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Invested assets that are
considered financial instruments are classified as fair value through profit or loss (&#147;FVTPL&#148;), loans and receivables, or as <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT>
(&#147;AFS&#148;) financial assets. The Company determines the classification of its financial assets at initial recognition. Invested assets are recognized initially at fair value plus, in the case of investments not at FVTPL, directly attributable
transaction costs. Invested assets are classified as financial instruments at FVTPL if they are held for trading, if they are designated by management under the fair value option, or if they are designated by management when they include one or more
embedded derivatives. Invested assets classified as AFS are <FONT STYLE="white-space:nowrap">non-derivative</FONT> financial assets that do not fall into any of the other categories described above. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Valuation methods for the Company&#146;s invested assets are described above. All fair value valuations are performed in accordance with IFRS 13 &#147;Fair Value
Measurement&#148;. Disclosure of financial instruments carried at fair value with the three levels of the fair value hierarchy and the disclosure of the fair value for financial instruments not carried at fair value on the Consolidated Statements of
Financial Position are presented in note 3. Fair value valuations are performed by the Company and by third-party service providers. When third-party service providers are engaged, the Company performs a variety of procedures to corroborate pricing
information. These procedures may include, but are not limited to, inquiry and review of valuation techniques, inputs to the valuation and vendor controls reports. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Cash and short-term securities comprise of cash, current operating accounts, overnight bank and term deposits, and fixed income securities held for meeting short-term
cash commitments. Short-term securities are carried at fair value. Short-term securities are comprised of investments due to mature within one year of the date of purchase. Commercial paper and discount notes are classified as Level&nbsp;2 because
these securities are typically not actively traded. Net payments in transit and overdraft bank balances are included in other liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Debt securities are
carried at fair value. Debt securities are generally valued by independent pricing vendors using proprietary pricing models incorporating current market inputs for similar instruments with comparable terms and credit quality (matrix pricing). The
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>109</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
significant inputs include, but are not limited to, yield curves, credit risks and spreads, measures of volatility and prepayment rates. These debt securities are classified as Level&nbsp;2 but
can be Level&nbsp;3 if significant inputs are market unobservable. Realized gains and losses on sale of debt securities and unrealized gains and losses on debt securities designated as FVTPL are recognized in investment income immediately.
Unrealized gains and losses on AFS debt securities are recorded in OCI, except for unrealized gains and losses on foreign currency translation which are included in income. Impairment losses on AFS debt securities are recognized in income on an
individual security basis when there is objective evidence of impairment. Impairment is considered to have occurred, based on management&#146;s judgment, when it is deemed probable that the Company will not be able to collect all amounts due
according to the debt security&#146;s contractual terms. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Equities are comprised of common and preferred equities and are carried at fair value. Equities are
generally classified as Level&nbsp;1, as fair values are normally based on quoted market prices. Realized gains and losses on sale of equities and unrealized gains and losses on equities designated as FVTPL are recognized in investment income
immediately. Unrealized gains and losses on AFS equities are recorded in OCI. Impairment losses on AFS equities are recognized in income on an individual security basis when there is objective evidence of impairment. Impairment is considered to have
occurred when fair value has declined below cost by a significant amount or for a prolonged period of time. Judgment is applied in determining whether the decline is significant or prolonged. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortgages are carried at amortized cost and are classified as Level&nbsp;3 for fair value purposes due to the lack of market observability of certain significant
valuation inputs. Realized gains and losses are recorded in investment income immediately. Impairment losses are recorded on mortgages when there is no longer reasonable assurance as to the timely collection of the full amount of principal and
interest and are measured based on the discounted value of expected future cash flows at the original effective interest rates inherent in the mortgage. Expected future cash flows of impaired mortgages are typically determined with reference to the
fair value of collateral security underlying the mortgage, net of expected costs of realization and any applicable insurance recoveries. Significant judgment is applied in the determination of impairment including the timing and amount of future
collections. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company accounts for insured and uninsured mortgage securitizations as secured financing transactions since the criteria for sale accounting are not
met. For these transactions, the Company continues to recognize the mortgages and records a liability in other liabilities for the amounts owed at maturity. Interest income from these mortgages and interest expense on the borrowings are recorded
using the effective interest rate method. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Private placements, which include corporate loans for which there is no active market, are carried at amortized cost and
are generally classified as Level&nbsp;2 for fair value disclosure purposes or as Level&nbsp;3 if significant inputs are market unobservable. Realized gains and losses are recorded in income immediately. Impairment losses are recorded on private
placements when there is no longer assurance as to the timely collection of the full amount of principal and interest. Impairment is measured based on the discounted value of expected future cash flows at the original effective interest rate
inherent in the loan. Significant judgment is applied in the determination of impairment including the timing and amount of future collections. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Policy loans are
carried at an amount equal to their unpaid balances and are classified as Level&nbsp;2 for fair value disclosure purposes. Policy loans are fully collateralized by the cash surrender value of the underlying policies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Loans to Manulife Bank of Canada (&#147;Manulife Bank&#148; or &#147;Bank&#148;) clients are carried at amortized cost, and are classified as Level&nbsp;2 for fair value
disclosure purposes. A loan to a Bank client is considered impaired when there is objective evidence of impairment because of one or more loss events that have occurred after initial recognition, with a negative impact on the estimated future cash
flows of the loan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Once established, allowances for impairment of mortgages, private placements and loans to Bank clients are reversed only if the conditions that
caused the impairment no longer exist. Reversals of impairment charges on AFS debt securities are only recognized in income to the extent that increases in fair value can be attributed to events after the impairment loss being recorded. Impairment
losses for AFS equity instruments are not reversed through income. On disposition of an impaired asset, any allowance for impairment is released. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition to
impairments and provisions for loan losses (recoveries) reported in investment income, the measurement of insurance contract liabilities, via investment return assumptions, includes expected future credit losses on fixed income investments. Refer to
note 7(d). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Interest income is recognized on debt securities, mortgages, private placements, policy loans and loans to Bank clients as it accrues and is calculated
using the effective interest rate method. Premiums, discounts and transaction costs are amortized over the life of the underlying investment using the effective yield method for all debt securities as well as mortgages and private placements
measured at amortized cost. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company records purchases and sales of invested assets on a trade date basis, except for loans originated by the Company, which are
recognized on a settlement date basis. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Real estate consists of both own use and investment property. Own use property is carried at cost less accumulated
depreciation and any accumulated impairment losses. Depreciation is calculated based on the cost of an asset less its residual value and is recognized in income on a straight-line basis over the estimated useful life ranging from 30 to 60 years.
Impairment losses are recorded in income to the extent the recoverable amount is less than the carrying amount. Where own use property is included in assets backing insurance contract liabilities, the fair value of the property is used in the
valuation of insurance contract liabilities. Own use property is classified as Level&nbsp;3 for fair value disclosure purposes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>110</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">An investment property is a property held to earn rental income, for capital appreciation, or both. Investment
properties are measured at fair value, with changes in fair value recognized in income. Fair value is determined using external appraisals that are based on the highest and best use of the property. The valuation techniques used include discounted
cash flows, the direct capitalization method as well as comparable sales analysis and include both observable and unobservable inputs. Inputs include existing and assumed tenancies, market data from recent comparable transactions, future economic
outlook and market risk assumptions, capitalization rates and internal rates of return. Investment properties are classified as Level&nbsp;3 for fair value disclosure purposes. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">When a property changes from own use to investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in
OCI, to the extent that it is not reversing a previous impairment loss. Reversals of impairment losses are recognized in income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other invested assets include
private equity and property investments held in power and infrastructure and timber, as well as in agriculture and oil and gas sectors. Private equity investments are accounted for as associates using the equity method (as described in note 1(d)
above) or are classified as FVTPL or AFS and carried at fair value. Investments in oil and gas exploration and evaluation activities are measured on the cost basis using the &#147;successful efforts&#148; method. Timber and agriculture properties
are measured at fair value with changes in fair value recognized in income, except for buildings, equipment and bearer plants which are measured at amortized cost. The fair value of other invested assets is determined using a variety of valuation
techniques as described in note 3. Other invested assets that are measured or disclosed at fair value are classified as Level&nbsp;3. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other invested assets also
include investments in leveraged leases, which are accounted for using the equity method. The carrying value under the equity method reflects the amortized cost of the lease receivable and related <FONT STYLE="white-space:nowrap">non-recourse</FONT>
debt using the effective yield method. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Goodwill and intangible assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Goodwill represents the difference between the purchase consideration of an acquired business and the Company&#146;s proportionate share of the net identifiable assets
acquired. It is initially recorded at cost and subsequently measured at cost less any accumulated impairment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Goodwill is tested for impairment at least annually and
whenever events or changes in circumstances indicate that the carrying amounts may not be recoverable at the cash generating unit (&#147;CGU&#148;) or group of CGUs level. The Company allocates goodwill to CGUs or groups of CGUs for impairment
testing based on the lowest level within the entity in which the goodwill is monitored for internal management purposes. The allocation is made to those CGUs or groups of CGUs that are expected to benefit from the business combination in which the
goodwill arose. Any potential impairment of goodwill is identified by comparing the recoverable amount of a CGU or group of CGUs to its carrying value. Goodwill is reduced by the amount of deficiency, if any. If the deficiency exceeds the carrying
amount of goodwill, the carrying values of the remaining assets in the CGU or group of CGUs are subject to being reduced by the excess on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> basis. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The recoverable amount of a CGU is the higher of the estimated fair value less costs to sell or the
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">value-in-use</FONT></FONT> of the CGU. In assessing <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">value-in-use,</FONT></FONT> estimated future cash flows are
discounted using a <FONT STYLE="white-space:nowrap">pre-tax</FONT> discount rate that reflects current market assessments of the time value of money and the risks specific to the asset. In some cases, the most recent detailed calculation made in a
prior period of the recoverable amount of a CGU is used in the testing of impairment of goodwill in the current period. This is the case only if there are no significant changes to the CGU, the likelihood of impairment is remote based on the
analysis of current events and circumstances, and the most recent recoverable amount substantially exceeds the carrying amount of the CGU. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Intangible assets with
indefinite useful lives include the John Hancock brand name and certain investment management contracts. The indefinite useful life assessment for brand is based on the brand name being protected in markets where branded products are sold by
trademarks, which are renewable indefinitely, and for certain investment management contracts due to the ability to renew these contracts indefinitely. In addition, there are no legal, regulatory or contractual provisions that limit the useful lives
of these intangible assets. An intangible asset with an indefinite useful life is not amortized but is subject to an annual impairment test which is performed more frequently if there is an indication that it is not recoverable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Intangible assets with finite useful lives include acquired distribution networks, customer relationships, capitalized software, certain investment management contracts
and other contractual rights. Distribution networks, customer relationships, and other finite life intangible assets are amortized over their estimated useful lives, six to 68 years, either based on straight-line or in relation to other asset
consumption metrics. Software intangible assets are amortized on a straight-line basis over their estimated useful lives of three to five years. Finite life intangible assets are assessed for indicators of impairment at each reporting period. If any
indication of impairment exists, these assets are subject to an impairment test. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Miscellaneous assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Miscellaneous assets include assets held in a rabbi trust with respect to unfunded defined benefit obligations, defined benefit assets, if any (refer to note 1(o)),
deferred acquisition costs and capital assets. Deferred acquisition costs are carried at cost less accumulated amortization. These costs are recognized over the period where redemption fees may be charged or over the period revenue is earned.
Capital assets are carried at cost less accumulated amortization computed on a straight-line basis over their estimated useful lives, which vary from two to 10 years. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(h) Segregated funds </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company manages
several segregated funds on behalf of policyholders. The investment returns on these funds are passed directly to policyholders. In some cases, the Company has provided guarantees associated with these funds. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>111</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Segregated funds net assets are measured at fair value and primarily include investments in mutual funds, debt
securities, equities, cash, short-term investments and other investments. With respect to the consolidation requirement of IFRS, in assessing the Company&#146;s degree of control over the underlying investments, the Company considers the scope of
its decision-making rights, the rights held by other parties, its remuneration as an investment manager and its exposure to variability of returns. The Company has determined that it does not have control over the underlying investments as it acts
as an agent on behalf of segregated fund policyholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The methodology applied to determine the fair value of investments held in segregated funds is consistent
with that applied to invested assets held by the general fund, as described above in note 1(e). Segregated funds liabilities are measured based on the value of the segregated funds net assets. Investment returns on segregated funds assets belong to
policyholders and the Company does not bear the risk associated with these assets outside of guarantees offered on certain variable life and annuity products, for which the underlying investments are held within segregated funds. Accordingly,
investment income earned by segregated funds and expenses incurred by segregated funds are offset and are not separately presented in the Consolidated Statements of Income. Fee income earned by the Company for managing the segregated funds is
included in other revenue. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liabilities related to guarantees associated with certain segregated funds, as a result of certain variable life and annuity contracts,
are recorded within the Company&#146;s insurance contract liabilities. The Company holds assets supporting these guarantees which are recognized in invested assets according to their investment type. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(i) Insurance and investment contract liabilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Most contracts issued by the Company are considered insurance, investment or service contracts. Contracts under which the Company accepts significant insurance risk from
a policyholder are classified as insurance contracts in the Consolidated Financial Statements. A contract is considered to have significant insurance risk if, and only if, an insured event could cause an insurer to make significant additional
payments in any scenario, excluding scenarios that lack commercial substance at the inception of the contract. Contracts under which the Company does not accept significant insurance risk are either classified as investment contracts or considered
service contracts and are accounted for in accordance with IAS 39<I> &#147;</I>Financial Instruments: Recognition and Measurement<I>&#148;</I> or IFRS 15 &#147;Revenue from Contracts with customers&#148;, respectively. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Once a contract has been classified as an insurance contract it remains an insurance contract even if the insurance risk reduces significantly. Investment contracts can
be reclassified as insurance contracts if insurance risk subsequently becomes significant. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance contract liabilities, net of reinsurance assets, represent the
amount which, together with estimated future premiums and net investment income, will be sufficient to pay estimated future benefits, policyholder dividends and refunds, taxes (other than income taxes) and expenses on policies <FONT
STYLE="white-space:nowrap">in-force.</FONT> Insurance contract liabilities are presented gross of reinsurance assets on the Consolidated Statements of Financial Position. The Company&#146;s Appointed Actuary is responsible for determining the amount
of insurance contract liabilities in accordance with standards established by the Canadian Institute of Actuaries. Insurance contract liabilities, net of reinsurance assets, have been determined using the Canadian Asset Liability Method
(&#147;CALM&#148;) as permitted by IFRS 4 &#147;Insurance Contracts&#148;. Refer to note 7. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment contract liabilities include contracts issued to retail and
institutional investors that do not contain significant insurance risk. Investment contract liabilities and deposits are measured at amortized cost or at fair value by election. The election reduces accounting mismatches between assets supporting
these contracts and the related policy liabilities. Investment contract liabilities are derecognized when the contract expires, is discharged or is cancelled. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Derivatives embedded within insurance contracts are separated if they are not considered to be closely related to the host insurance contract and do not meet the
definition of an insurance contract. These embedded derivatives are presented separately in other assets or other liabilities and are measured at fair value with changes in fair value recognized in income. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(j) Reinsurance assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses
reinsurance in the normal course of business to manage its risk exposure. Insurance ceded to a reinsurer does not relieve the Company from its obligations to policyholders. The Company remains liable to its policyholders for the portion reinsured to
the extent that any reinsurer does not meet its obligations for reinsurance ceded to it under a reinsurance agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Reinsurance assets represent the benefit
derived from reinsurance agreements <FONT STYLE="white-space:nowrap">in-force</FONT> at the reporting date, considering the financial condition of the reinsurer. Amounts recoverable from reinsurers are estimated in accordance with the terms of the
relevant reinsurance contract. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Gains or losses on reinsurance transactions are recognized in income immediately on the transaction date and are not amortized.
Premiums ceded and claims reimbursed are presented on a gross basis on the Consolidated Statements of Income. Reinsurance assets are not offset against the related insurance contract liabilities and are presented separately on the Consolidated
Statements of Financial Position. Refer to note 7(a). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(k) Other financial instruments accounted for as liabilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company issues a variety of other financial instruments classified as liabilities, including notes payable, term notes, senior notes, senior debentures, subordinated
notes, surplus notes, subscription receipts and preferred shares. These financial liabilities are measured at amortized cost, with issuance costs deferred and amortized using the effective interest rate method. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>112</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(l) Income taxes </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The provision for income taxes is calculated based on income tax laws and income tax rates substantively enacted as at the date of the Consolidated Statements of
Financial Position. The income tax provision is comprised of current income taxes and deferred income taxes. Current and deferred income taxes relating to items recognized in OCI and directly in equity are similarly recognized in OCI and directly in
equity, respectively. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Current income taxes are amounts expected to be payable or recoverable for the current year and any adjustments to taxes payable in respect of
previous years. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Deferred income taxes are provided for using the liability method and result from temporary differences between the carrying values of assets and
liabilities and their respective tax bases. Deferred income taxes are measured at the substantively enacted tax rates that are expected to be applied to temporary differences when they reverse. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A deferred tax asset is recognized to the extent that future realization of the tax benefit is probable. Deferred tax assets are reviewed at each reporting date and are
reduced to the extent that it is no longer probable that the tax benefit will be realized. Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and assets and they relate to income
taxes levied by the same tax authority on the same taxable entity. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Deferred tax liabilities are recognized for all taxable temporary differences, except in respect
of taxable temporary differences associated with investments in subsidiaries, associates and joint ventures, where the timing of the reversal of the temporary differences can be controlled and it is probable that the temporary differences will not
reverse in the foreseeable future. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company records provisions for uncertain tax positions if it is probable that the Company will make a payment on tax positions
due to examinations by tax authorities. These provisions are measured at the Company&#146;s best estimate of the amount expected to be paid. Provisions are reversed to income in the period in which management assesses they are no longer required or
determined by statute. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is subject to income tax laws in various jurisdictions. Tax laws are complex and potentially subject to different interpretations
by the taxpayer and the relevant tax authority. The provision for income taxes and deferred income taxes represents management&#146;s interpretation of the relevant tax laws and its estimate of current and future income tax implications of the
transactions and events during the year. The Company may be required to change its provision for income taxes or deferred income tax balances when the ultimate deductibility of certain items is successfully challenged by taxing authorities, or if
estimates used in determining the amount of deferred tax asset to recognize change significantly, or when receipt of new information indicates the need for adjustment in the amount of deferred income taxes to be recognized. Additionally, future
events, such as changes in tax laws, tax regulations, or interpretations of such laws or regulations, could have an impact on the provision for income taxes, deferred tax balances and the effective tax rate. Any such changes could materially affect
the amounts reported in the Consolidated Financial Statements in the period these changes occur. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(m) Foreign currency translation
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Items included in the financial statements of each of the Company&#146;s subsidiaries are measured by each subsidiary using the currency of the primary
economic environment in which the entity operates (the &#147;functional currency&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Transactions in a foreign currency are translated to the functional currency
at the exchange rate prevailing at the date of the transaction. Assets and liabilities denominated in foreign currencies are translated to the functional currency at the exchange rate in effect at the reporting date. Revenue and expenses denominated
in foreign currencies are translated at the average exchange rate prevailing during the quarter reported. Exchange gains and losses are recognized in income except for translation of net investments in foreign operations and the results of hedging
these positions. These foreign exchange gains and losses are recognized in OCI until such time that the foreign operation is disposed of or control or significant influence over it is lost. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(n) Stock-based compensation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company
provides stock-based compensation to certain employees and directors as described in note 15. Compensation expense of equity instruments is accrued based on the best estimate of the number of instruments expected to vest, with revisions made to that
estimate if subsequent information indicates that actual forfeitures are likely to differ from initial estimates, unless forfeitures are due to market-based conditions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Stock options are expensed with a corresponding increase in contributed surplus. Restricted share units and deferred share units are expensed with a corresponding
liability accrued based on the market value of MFC&#146;s common shares at the end of each quarter. Performance share units are expensed with a corresponding liability accrued based on specific performance conditions and the market value of
MFC&#146;s common shares at the end of each quarter. The change in the value of the awards resulting from changes in the market value of MFC&#146;s common shares or changes in the specific performance conditions and credited dividends is recognized
in income, offset by the impact of total return swaps used to manage the variability of the related liability. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Stock-based compensation cost is recognized over the
applicable vesting period, except if the employee is eligible to retire at the time of grant or will be eligible to retire during the vesting period. Compensation cost, attributable to stock options, restricted share units, and performance share
units granted to employees who are eligible to retire on the grant date or who will become eligible to retire during the vesting period, is recognized at the grant date or over the period from the grant date to the date of retirement eligibility,
respectively. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>113</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s contributions to the Global Share Ownership Plan (&#147;GSOP&#148;) (refer to note 15(d)), are
expensed as incurred. Under the GSOP, subject to certain conditions, the Company will match a percentage of an employee&#146;s eligible contributions to certain maximums. All contributions are used by the plan&#146;s trustee to purchase MFC common
shares in the open market. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(o) Employee future benefits </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company maintains defined contribution and defined benefit pension plans and other post-employment plans for employees and agents including registered (tax qualified)
pension plans that are typically funded as well as supplemental <FONT STYLE="white-space:nowrap">non-registered</FONT> <FONT STYLE="white-space:nowrap">(non-qualified)</FONT> pension plans for executives, retiree and disability welfare plans that
are typically not funded. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s obligation in respect of defined benefit pension and other post-employment benefits is calculated for each plan as the
estimated present value of future benefits that eligible employees have earned in return for their service up to the reporting date using the projected benefit method. The discount rate used is based on the yield, as at the reporting date, of high
quality corporate debt securities that have approximately the same term as the obligations and that are denominated in the same currency in which the benefits are expected to be paid. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To determine the Company&#146;s net defined benefit asset or liability, the fair value of plan assets is deducted from the defined benefit obligations. When this
calculation results in a surplus, the asset that can be recognized is limited to the present value of future economic benefit available in the form of future refunds from the plan or reductions in future contributions to the plan (the asset limit).
Defined benefit assets are included in other assets and defined benefit liabilities are included in other liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in the net defined benefit asset or
liability due to <FONT STYLE="white-space:nowrap">re-measurement</FONT> of pension and retiree welfare plans are recorded in OCI in the period in which they occur and are not reclassified to income in subsequent periods. They consist of actuarial
gains and losses, the impact of the asset limit, if any, and the return on plan assets, excluding amounts included in net interest income or expense. Changes in the net defined benefit asset or liability due to
<FONT STYLE="white-space:nowrap">re-measurement</FONT> of disability welfare plans are recorded in income in the period in which they occur. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The cost of defined
benefit pension plans is recognized over the employee&#146;s years of service to retirement while the cost of retiree welfare plans is recognized over the employee&#146;s years of service to their date of full eligibility. The net benefit cost for
the year is recorded in income and is calculated as the sum of the service cost in respect of the fiscal year, the net interest income or expense and any applicable administration expenses, plus past service costs or credits resulting from plan
amendments or curtailments. The net interest income or expense is determined by applying the discount rate to the net defined benefit asset or liability. The current year cost of disability welfare plans is the year-over-year change in the defined
benefit obligation, including any actuarial gains or losses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The cost of defined contribution plans is the contribution provided by the Company and is recorded in
income in the periods during which services are rendered by employees. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(p) Derivative and hedging instruments </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses derivative financial instruments (&#147;derivatives&#148;) including swaps, forward and futures agreements, and options to manage current and anticipated
exposures to changes in interest rates, foreign exchange rates, commodity prices and equity market prices, and to replicate permissible investments. Derivatives embedded in other financial instruments are separately recorded as derivatives when
their economic characteristics and risks are not closely related to those of the host instrument, the terms of the embedded derivative are the same as those of a standalone derivative and the host instrument itself is not recorded at FVTPL.
Derivatives are recorded at fair value. Derivatives with unrealized gains are reported as derivative assets and derivatives with unrealized losses are reported as derivative liabilities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A determination is made for each derivative as to whether to apply hedge accounting. Where hedge accounting is not applied, changes in the fair value of derivatives are
recorded in investment income. Refer to note 3(c). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Where the Company has elected to apply hedge accounting, a hedging relationship is designated and documented at
inception. Hedge effectiveness is evaluated at inception and throughout the term of the hedge. Hedge accounting is only applied when the Company expects that the hedging relationship will be highly effective in achieving offsetting changes in fair
value or changes in cash flows attributable to the risk being hedged. The assessment of hedge effectiveness is performed at the end of each reporting period both prospectively and retrospectively. When it is determined that a hedging relationship is
no longer effective, or the hedging instrument or the hedged item has been sold or terminated, the Company discontinues hedge accounting prospectively. In such cases, if the derivatives are not sold or terminated, any subsequent changes in fair
value of the derivatives are recognized in investment income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For derivatives that are designated as hedging instruments, changes in fair value are recognized
according to the nature of the risks being hedged, as discussed below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In a fair value hedging relationship, changes in fair value of the hedging instruments are
recorded in investment income, offsetting changes in fair value of the hedged items, which would otherwise not be carried at fair value. Hedge ineffectiveness is recognized in investment income and arises from differences between changes in the fair
values of hedging instruments and hedged items. When hedge accounting is discontinued, the carrying value of the hedged item is no longer adjusted and the cumulative fair value adjustments are amortized to investment income over the remaining term
of the hedged item unless the hedged item is sold, at which time the balance is recognized immediately in investment income. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>114</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In a cash flow hedging relationship, the effective portion of the change in the fair value of the hedging instrument is
recorded in OCI while the ineffective portion is recognized in investment income. Gains and losses in accumulated other comprehensive income (AOCI) are recognized in income during the same periods as the variability in the hedged cash flows or the
hedged forecasted transactions are recognized in income. The reclassifications from AOCI are made to investment income, except for total return swaps that hedge restricted share units, which are reclassified to general expenses. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Gains and losses on cash flow hedges in AOCI are reclassified immediately to investment income when the hedged item is sold or the forecasted transaction is no longer
expected to occur. When a hedge is discontinued, but the hedged forecasted transaction remains highly probable to occur, the amounts in AOCI are reclassified to investment income in the periods during which variability in the cash flows hedged or
the hedged forecasted transaction is recognized in income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In a net investment in foreign operations hedging relationship, gains and losses relating to the effective
portion of the hedge are recorded in OCI. Gains and losses in AOCI are recognized in income during the periods when gains or losses on the underlying hedged net investment in foreign operations are recognized in income. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(q) Premium income and related expenses </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Gross
premiums for all types of insurance contracts, and contracts with limited mortality or morbidity risk, are generally recognized as revenue when due. Premiums are reported gross of reinsurance ceded (refer to note 7). </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(r) Revenue from service contracts </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company
recognizes revenue from service contracts in accordance with IFRS 15.&nbsp;The Company&#146;s service contracts generally impose single performance obligations, each consisting of a series of similar related services for each customer.&nbsp;Revenue
is recorded as performance obligations are satisfied over time because the customers simultaneously receive and consume the benefits of the services rendered, measured using an output method. Revenue for variable consideration is recognized to the
extent that it is highly probable that a significant reversal in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.&nbsp;Refer to Note 14. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_2"></A>Note 2&nbsp;&nbsp;&nbsp;&nbsp;Accounting and Reporting Changes </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Changes in accounting policy </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>(I) IFRS 15 &#147;Revenue from Contracts with Customers&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted IFRS 15
&#147;Revenue from Contracts with Customers&#148; which was issued In May 2014, and replaces IAS 11 &#147;Construction Contracts,&#148; IAS 18 &#147;Revenue&#148; and several interpretations. Amendments to IFRS 15 were issued in April 2016. IFRS 15
clarifies revenue recognition principles, provides a robust framework for recognizing revenue and cash flows arising from contracts with customers and enhances qualitative and quantitative disclosure requirements. IFRS 15 does not apply to insurance
contracts, financial instruments and lease contracts. The Company adopted IFRS 15 using the modified retrospective method with no restatement of comparative information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s service arrangements are generally satisfied over time, with revenue measured and collected from customers within a short term, as services are
rendered. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Adoption of IFRS 15 did not have a significant impact or result in transitional adjustments on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(II) IFRS 9 &#147;Financial Instruments&#148; and Amendments to IFRS 4 &#147;Insurance Contracts&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted the amendments to IFRS 4 &#147;Insurance Contracts&#148; issued in September 2016. IFRS 9 &#147;Financial
Instruments&#148; replaced IAS 39 &#147;Financial Instruments: Recognition and Measurement&#148; and resulted in revisions to classification and measurement, impairment of financial assets, and hedge accounting. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To address concerns about differing effective dates of IFRS 9 &#147;Financial Instruments&#148; which is effective on January&nbsp;1, 2018 and IFRS 17 &#147;Insurance
Contracts&#148; which is effective on January&nbsp;1, 2021, amendments to IFRS 4 &#147;Insurance Contracts&#148; provides companies whose activities are predominantly related to insurance an optional temporary exemption from applying IFRS 9 until
January&nbsp;1, 2021. Adoption of these amendments enabled the Company to defer the adoption of IFRS 9 and continue to apply IAS 39 until January&nbsp;1,&nbsp;2021. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In November 2018, the IASB tentatively decided to defer the fixed expiry date for the temporary exemption in IFRS 4 from applying IFRS 9 by one year for companies whose
activities are predominantly related to insurance. MFC&#146;s activities are predominantly related to insurance. The proposed deferral is subject to IASB public consultation in 2019 which is expected to result in an exposure draft followed by a
public comment period. The Company will continue to monitor IASB&#146;s future developments related to the deferral. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In order to compare with entities applying IFRS
9, the amendments to IFRS 4 require deferring entities to disclose additional information regarding the contractual cashflows characteristics and credit exposure of their financial statements. Deferring entities must disclose which financial assets
have contractual terms that are solely payments of principal and interest on principal outstanding (&#147;SPPI&#148;). Adoption of these disclosure requirements did not have a significant impact on the Company&#146;s Consolidated Financial
Statements. Refer to note&nbsp;3(a). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>115</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(III) Amendments to IFRS 2 &#147;Share-Based Payment&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted amendments to IFRS 2 &#147;Share-Based Payment&#148;, issued in June 2016. These amendments were applied
prospectively. The amendments clarify the effects of vesting and <FONT STYLE="white-space:nowrap">non-vesting</FONT> conditions on the measurement of cash-settled share-based payments; provide guidance on the classification of share-based payment
transactions with net settlement features for withholding tax obligations; and clarify accounting for modification to the terms and conditions of a share-based payment that changes the classification of the transaction from cash-settled to
equity-settled. Adoption of these amendments did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IV) IFRIC 22 &#147;Foreign Currency Transactions and Advance Consideration&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted IFRIC 22 &#147;Foreign Currency Transactions and Advance Consideration&#148;, issued in December 2016. IFRIC 22 was
applied prospectively. IFRIC 22 addresses which foreign exchange rate to use to measure a foreign currency transaction when advance payments are made or received and <FONT STYLE="white-space:nowrap">non-monetary</FONT> assets or liabilities are
recognized prior to recognition of the underlying transaction. IFRIC 22 does not relate to goods or services accounted for at fair value or at the fair value of consideration paid or received at a date other than the date of initial recognition of
the <FONT STYLE="white-space:nowrap">non-monetary</FONT> asset or liability, or to income taxes, insurance contracts or reinsurance contracts. The foreign exchange rate on the day of the advance payment is used to measure the foreign currency
transaction. If multiple advance payments are made or received, each payment is measured separately. Adoption of IFRIC 22 did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(V) Annual improvements to IFRS Standards 2014-2016 Cycle </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company adopted amendments issued within the Annual Improvements to IFRS Standards 2014-2016 Cycle, as issued by the IASB in December
2016. Minor amendments as part of this cycle were effective in 2017 and were adopted by the Company in that year, with remaining amendments being effective January&nbsp;1, 2018. The amendments were applied retrospectively. Adoption of these
amendments did not have a significant impact on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Future accounting and reporting
changes </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(I) IFRS 9 &#147;Financial Instruments&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 9 &#147;Financial Instruments&#148; was issued in November 2009 and amended in October 2010, November 2013 and July 2014, and is effective for years beginning on or
after January&nbsp;1, 2018, to be applied retrospectively, or on a modified retrospective basis. Additionally, the IASB issued amendments in October 2017 that are effective for annual periods beginning on or after January&nbsp;1, 2019. The standard
is intended to replace IAS 39 &#147;Financial Instruments: Recognition and Measurement&#148;. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The project has been divided into three phases: classification and
measurement, impairment of financial assets, and hedge accounting. IFRS 9&#146;s current classification and measurement methodology provides that financial assets are measured at either amortized cost or fair value on the basis of the entity&#146;s
business model for managing the financial assets and the contractual cash flow characteristics of the financial assets. The classification and measurement for financial liabilities remains generally unchanged; however, for a financial liability
designated as at fair value through profit or loss, revisions have been made in the accounting for changes in fair value attributable to changes in the credit risk of that liability. Gains or losses caused by changes in an entity&#146;s own credit
risk on such liabilities are no longer recognized in profit or loss but instead are reflected in OCI. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revisions to hedge accounting were issued in November 2013 as
part of the overall IFRS 9 project. The amendment introduces a new hedge accounting model, together with corresponding disclosures about risk management activity for those applying hedge accounting. The new model represents a substantial overhaul of
hedge accounting that will enable entities to better reflect their risk management activities in their financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Revisions issued in July 2014 replace
the existing incurred loss model used for measuring the allowance for credit losses with an expected loss model. Changes were also made to the existing classification and measurement model designed primarily to address specific application issues
raised by early adopters of the standard. They also address the income statement accounting mismatches and short-term volatility issues which have been identified as a result of the insurance contracts project. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company elected to defer IFRS 9 until January&nbsp;1, 2021 as allowed under the amendments to IFRS 4 &#147;Insurance Contracts&#148; outlined above. The Company is
assessing the impact of this standard. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(II) IFRS 16 &#147;Leases&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 16 &#147;Leases&#148; was issued in January 2016 and is effective for years beginning on or after January&nbsp;1, 2019. It will replace IAS 17 &#147;Leases&#148; and
IFRIC 4 &#147;Determining whether an arrangement contains a lease&#148;. The Company will adopt IFRS 16 effective January&nbsp;1,&nbsp;2019, on a modified retrospective basis with no restatement of comparative information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both parties to a contract. The standard brings most leases <FONT
STYLE="white-space:nowrap">on-balance</FONT> sheet for lessees under a single model, eliminating the previous classifications of operating and finance leases. Exemptions to this treatment are for lease contracts with low value assets or leases with
duration of less than one year. The <FONT STYLE="white-space:nowrap">on-balance</FONT> sheet treatment will result in a grossing up of the balance sheet due to
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">right-of-use</FONT></FONT> assets being recognized with offsetting liabilities. Lessor accounting will remain largely unchanged with previous classifications of operating and finance
leases being maintained. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Adoption of IFRS 16 is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>116</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(III) IFRS Interpretation Committee (&#147;IFRIC&#148;) Interpretation 23 &#147;Uncertainty
over Income Tax Treatments&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRIC 23 &#147;Uncertainty over Income Tax Treatments&#148; was issued in June 2017 and is effective for years beginning
on or after January&nbsp;1,&nbsp;2019, to be applied retrospectively. IFRIC 23 provides guidance on applying the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments including whether uncertain tax
treatments should be considered together or separately based on which approach better predicts resolution of the uncertainty. Adoption of IFRIC 23 is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IV) Amendments to IAS 28 &#147;Investments in Associates and Joint Ventures&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 28 &#147;Investments in Associates and Joint Ventures&#148; were issued in October 2017 and are effective for annual periods beginning on or after
January&nbsp;1, 2019, to be applied retrospectively. The amendments clarify that an entity applies IFRS 9 &#147;Financial Instruments&#148; to financial interests in an associate or joint venture to which the equity method is not applied. IAS 39
will be applied to these interests until IFRS 9 is adopted. Adoption of these amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(V) Annual Improvements 2015&#150;2017 Cycle </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Annual Improvements 2015 &#150; 2017 Cycle was issued in December 2017 and is effective for years beginning on or after January&nbsp;1,&nbsp;2019. The IASB issued three
minor amendments to different standards as part of the Annual Improvements process, with the amendments to be applied prospectively. Adoption of these amendments is not expected to have significant impact on the Company&#146;s Consolidated Financial
Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VI) Amendments to IAS 19 &#147;Employee Benefits&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 19 &#147;Employee Benefits&#148; were issued in February 2018 and are effective for annual periods beginning on or after January&nbsp;1, 2019, with
earlier application permitted. The amendments address the accounting for a plan amendment, curtailment or settlement that occurs within a reporting period. Updated actuarial assumptions must be used to determine current service cost and net interest
for the remainder of the reporting period after such an event.&nbsp;The amendments also address how the accounting for asset ceilings are affected by such an event.&nbsp;Adoption of these amendments is not expected to have a significant impact on
the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VII) Amendments to IFRS 3 &#147;Business Combinations&#148; </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IFRS 3 &#147;Business Combinations&#148; were issued in October 2018 and are effective for business combinations occurring on or after January&nbsp;1, 2020,
with earlier application permitted. The amendments revise the definition of a business and provide a simplified assessment of whether an acquired set of activities and assets qualifies as a business. Application of the amendments are expected to
result in fewer acquisitions qualifying as business combinations. Adoption of these amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(VIII) Amendments to IAS 1 &#147;Presentation of Financial Statements&#148; and IAS 8 &#147;Accounting Policies, Changes in Accounting Estimates
and Errors&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Amendments to IAS 1 &#147;Presentation of Financial Statements&#148; and IAS 8 &#147;Accounting Policies, Changes in Accounting Estimates
and Errors&#148; were issued in October 2018. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2020 and are to be applied prospectively. The amendments update the definition of material. Adoption of these
amendments is not expected to have a significant impact on the Company&#146;s Consolidated Financial Statements. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(IX) IFRS 17
&#147;Insurance Contracts&#148; </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 17 was issued in May 2017 and is effective for years beginning on January&nbsp;1, 2021, to be applied
retrospectively. If full retrospective application to a group of contracts is impractical, the modified retrospective or fair value methods may be used. The standard will replace IFRS 4 &#147;Insurance Contracts&#148; and will materially change the
recognition and measurement of insurance contracts and the corresponding presentation and disclosures in the Company&#146;s Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In November 2018,
the IASB tentatively decided to defer the effective date of IFRS 17 by one year. The proposed deferral is subject to IASB public consultation in 2019 which is expected to result in an exposure draft followed by a public comment period. The Company
will continue to monitor IASB&#146;s future developments related to IFRS 17. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IFRS 17 requires entities to measure insurance contract liabilities on the balance sheet
as the total of (a)&nbsp;the fulfillment cash flows &#150; the current estimates of amounts that the Company expects to collect from premiums and pay out for claims, benefits and expenses, including an adjustment for the timing and risk for those
amounts; and (b)&nbsp;the contractual service margin &#150; the future profit for providing insurance coverage. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The principles underlying IFRS 17 differ from the
CALM as permitted by IFRS&nbsp;4.&nbsp;While there are many differences, the following outlines two of the key differences: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17 the discount rate used to estimate the present value of insurance liabilities is based on the characteristics
of the liability, whereas under CALM, the Company uses the rates of returns for current and projected assets supporting policy liabilities to value the liabilities. The difference in the discount rate approach also impacts the timing of
investment-related experience earnings emergence. Under CALM, investment-related experience includes investment experience and the impact of investing activities. The impact of investing activities is directly related to the CALM methodology. Under
IFRS 17 the impact of investing activities will emerge over the life of the new asset. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>117</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Under IFRS 17 new business gains are recorded on the Consolidated Statements of Financial Position and amortized into income
as services are provided.&nbsp;Under CALM new business gains (and losses) are recognized in income immediately. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is assessing the
implications of this standard and expects that it will have a significant impact on the Company&#146;s Consolidated Financial Statements. In addition, in certain jurisdictions, including Canada, it could have a material effect on tax and regulatory
capital positions and other financial metrics that are dependent upon IFRS accounting values. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_3"></A>Note
3&nbsp;&nbsp;&nbsp;&nbsp;Invested Assets and Investment Income </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Carrying values and fair values of invested assets
</B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">FVTPL<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">AFS<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total&nbsp;carrying<BR>value<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total fair<BR>value<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,080</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,163</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,342</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23,787</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23,787</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,990</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25,924</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25,924</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,159</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20,260</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20,260</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>107,425</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;112,670</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>112,670</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,774</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,953</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,953</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,721</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,458</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,628</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>36,103</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,793</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,793</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,797</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Own use property<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,016</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,016</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment property</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Alternative long-duration assets<SUP STYLE="font-size:85%; vertical-align:top">(9),(10)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,720</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,617</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23,438</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24,211</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Various other<SUP STYLE="font-size:85%; vertical-align:top">
(11)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,954</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,105</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,104</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total invested assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;187,409</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;43,579</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;122,676</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>353,664</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;356,217</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">FVTPL<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">AFS<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Other<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Total&nbsp;carrying<BR>value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Total fair<BR>value<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15,965</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15,965</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,892</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,472</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,988</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,276</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,276</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,072</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,581</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Own use property<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Investment property</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Alternative long-duration assets<SUP STYLE="font-size:85%; vertical-align:top">(9),(10)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,730</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Various other<SUP STYLE="font-size:85%; vertical-align:top">
(11)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">142</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,611</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,753</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,752</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total invested assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">178,096</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">41,565</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">114,561</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">339,488</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">FVTPL classification was elected for securities backing insurance contract liabilities to substantially reduce any
accounting mismatch arising from changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and instead the AFS classification was selected, there would be an
accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Securities that are designated as AFS are not actively traded by the Company but sales do occur as circumstances warrant.
Such sales result in a reclassification of any accumulated unrealized gain (loss) in AOCI to net income as a realized gain (loss). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Primarily includes assets classified as loans and carried at amortized cost, own use properties, investment properties,
equity method accounted investments, oil and gas investments, and leveraged leases. Refer to note 1(e) for further details regarding accounting policy. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fixed income invested assets presented above include debt securities, mortgages, private placements and approximately $600
other invested assets, which primarily have contractual cash flows that qualify as SPPI. Fixed income invested assets which do not have SPPI qualifying cash flows as at December&nbsp;31, 2018 include debt securities, private placements and other
invested assets with fair values of $105, $230 and $465, respectively. The change in the fair value of these invested assets during the year amounts to $21. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The methodologies used in determining fair values of invested assets are described in note 1(c) and note 3(g).
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes short-term securities with maturities of less than one year at acquisition amounting to $2,530 (2017 &#150;
$2,737), cash equivalents with maturities of less than 90 days at acquisition amounting to $8,713 (2017 &#150; $9,131) and cash of $4,972 (2017 &#150; $4,097). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Debt securities include securities which were acquired with maturities of less than one year and less than 90 days of $870
and $40, respectively (2017 &#150; $1,768 and $161, respectively). </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>118</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes accumulated depreciation of $391 (2017 &#150; $389). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Alternative long-duration assets (&#147;ALDA&#148;) include investments in private equity of $6,769, power and
infrastructure of $7,970, oil and gas of $3,416, timber and agriculture of $4,493 and various other invested assets of $791 (2017 &#150; $4,959, $7,355, $2,813, $5,033 and $570, respectively). Included in power and infrastructure are a group of
investments in hydro-electric power of $426 for which the Company has an approved plan of sale. Sale of these investments is expected to be completed within one year. This disposal group is classified as held for sale and measured at the lower of
carrying amount and fair value less costs to sell. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">During 2018, the Company sold the following invested assets to related parties: $1,422 of power and infrastructure ALDA to
the John Hancock Infrastructure Master Fund L.P. in the U.S. an associate of the Company which is a structured entity based on partnership voting rights, the Company provides management services to the fund and owns less than 1% of the ownership
interest; $510 (2017 &#150; $395) of U.S. commercial real estate to the Manulife US Real Estate Investment Trust in Singapore, an associate of the Company which is a structured entity based on unitholder voting rights, the Company provides
management services to the trust and owns approximately 8.5% (2017 &#150; 9.5%) of its units; and $1,314 of U.S. commercial real estate to three newly established joint ventures which are structured entities based on voting rights. During 2017, $619
of U.S. commercial real estate was sold to the Hancock US Real Estate Fund, L.P., an associate of the Company which is a structured entity based on partnership voting rights. The Company provides management services to the fund and owns
approximately 11.7% of its partnership interests. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(11)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes $3,575 (2017 &#150; $3,273) of leveraged leases. Refer to note 1(e) regarding accounting policy.
</P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Equity method accounted invested assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other invested assets include investments in associates and joint ventures which are accounted for using the equity method of accounting as presented in the following
table. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">% of total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Leveraged leases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,575</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;3,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Timber and agriculture</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>599</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>725</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,959</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,535</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,858</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">5,757</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s share of profit and dividends from these investments for the year ended December&nbsp;31, 2018 were $369 and $13,
respectively (2017 &#150; $291 and $14, respectively). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>119</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Investment income </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">FVTPL</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">AFS</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>268</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;5,432</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>646</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,078</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,993</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(310</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6,303</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Recovery (impairment loss), net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Dividend income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>484</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>556</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,596</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>330</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,266</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,824</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,824</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Provision, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,729</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,729</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>371</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>371</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>81</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>81</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Provision, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Rental income, net of depreciation<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>515</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>515</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>689</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>656</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,251</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,224</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Oil and gas, timber, agriculture and other income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,758</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,758</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>283</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(110</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(114</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(120</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,992</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,003</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,521</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,139</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>896</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,046</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,081</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Dividend, rental and other income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>484</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,273</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,829</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairments, provisions and recoveries, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(47</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(133</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>58</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(186</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,368</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>979</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,213</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,560</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities and
on macro equity hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,994</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,454</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,444</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>449</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>449</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>357</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(140</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>213</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Derivatives, including macro equity hedging program</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,251</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,224</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,360</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>308</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(9,028</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,992</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,003</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;6,521</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>120</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">FVTPL</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">AFS</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and short-term securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(47</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(25</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,679</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(205</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Recovery (impairment loss), net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Dividend income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">524</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,685</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,685</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Provision, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(32</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(32</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Rental income, net of depreciation<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivatives</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">809</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">893</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,029</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(945</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">174</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">174</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Oil and gas, timber, agriculture and other income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">441</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">484</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairment loss, net</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment income</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">11,954</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">761</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">6,652</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,918</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">730</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,929</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Dividend, rental and other income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">524</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impairments, provisions and recoveries, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(71</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(70</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(51</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">332</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,918</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">743</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,988</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,649</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities and
on macro equity hedges</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,694</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,686</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">329</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">441</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Derivatives, including macro equity hedging program</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,187</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,103</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,036</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">664</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,718</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment income</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">11,954</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">761</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">6,652</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Primarily includes investment income on loans carried at amortized cost, own use properties, investment properties,
derivative and hedging instruments in cash flow hedging relationships, equity method accounted investments, oil and gas investments, and leveraged leases. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes net realized and unrealized gains (losses) for financial instruments at FVTPL, real estate investment properties,
and other invested assets measured at fair value. Also includes net realized gains (losses) for financial instruments at AFS and other invested assets carried at amortized cost. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Rental income from investment properties is net of direct operating expenses. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>121</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Investment expenses </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the Company&#146;s total investment expenses. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Related to invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>638</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Related to segregated, mutual and other funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,070</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,048</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total investment expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,708</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;1,673</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Investment properties </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the rental income and direct operating expenses of investment properties. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Rental income from investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,013</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Direct operating expenses of rental investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(582</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(694</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>431</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">426</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Mortgage securitization </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company securitizes certain insured and uninsured fixed and variable rate residential mortgages and Home Equity Lines of Credit (&#147;HELOC&#148;) through creation
of mortgage-backed securities under the Canadian Mortgage Bond Program (&#147;CMB&#148;), and the HELOC securitization program. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Benefits received from the
securitization include interest spread between the asset and associated liability. There are no expected credit losses on securitized mortgages under the Canada Mortgage and Housing Corporation (&#147;CMHC&#148;) sponsored CMB and the Platinum
Canadian Mortgage Trust (&#147;PCMT&#148;) HELOC securitization programs as they are insured by CMHC and other third-party insurance programs against borrowers&#146; default. Mortgages securitized in the Platinum Canadian Mortgage Trust II
(&#147;PCMT II&#148;) program are uninsured. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Cash flows received from the underlying securitized assets/mortgages are used to settle the related secured borrowing
liability. For CMB transactions, receipts of principal are deposited into a trust account for settlement of the liability at time of maturity. These transferred assets and related cash flows cannot be transferred or used for other purposes. For the
HELOC transactions, investors are entitled to periodic interest payments, and the remaining cash receipts of principal are allocated to the Company (the &#147;Seller&#148;) during the revolving period of the deal and are accumulated for settlement
during an accumulation period or repaid to the investor monthly during a reduction period, based on the terms of the note. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Securitized
assets and secured borrowing liabilities </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Securitized assets</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">Securitization program</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Securitized<BR>mortgages</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Restricted cash and<BR>short-term securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Secured borrowing<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">HELOC securitization<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,285</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,293</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;2,250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">CMB securitization</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,525</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,525</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,524</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,810</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,818</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;3,774</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="12"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Securitized assets</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">Securitization program</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Securitized<BR>mortgages</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Restricted cash and<BR>short-term securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Secured borrowing<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">HELOC securitization<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;2,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;2,032</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;2,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">CMB securitization</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,480</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,480</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,523</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,504</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">$&nbsp;&nbsp;8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,512</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">$&nbsp;&nbsp;3,523</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Manulife Bank, a MFC subsidiary, securitizes a portion of its HELOC receivables through Platinum Canadian Mortgage Trust
(&#147;PCMT&#148;), and Platinum Canadian Mortgage Trust II (&#147;PCMT II&#148;). PCMT funds the purchase of the <FONT STYLE="white-space:nowrap">co-ownership</FONT> interests from Manulife Bank by issuing term notes collateralized by an underlying
pool of CMHC insured HELOCs to institutional investors. PCMT II funds the purchase of the <FONT STYLE="white-space:nowrap">co-ownership</FONT> interests from Manulife Bank by issuing term notes collateralized by an underlying pool of uninsured
HELOCs to institutional investors. The restricted cash balance for the HELOC securitization reflects a cash reserve fund established in relation to the transactions. The reserve will be drawn upon only in the event of insufficient cash flows from
the underlying HELOCs to satisfy the secured borrowing liability. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Secured borrowing liabilities primarily comprise of Series <FONT STYLE="white-space:nowrap">2011-1</FONT> notes with a
floating rate which are expected to mature on December&nbsp;15, 2021, and the Series <FONT STYLE="white-space:nowrap">2016-1</FONT> notes with a floating rate which are expected to mature on May&nbsp;15, 2022. Manulife Bank also securitizes insured
amortizing mortgages under the National Housing Act Mortgage-Backed Securities (&#147;NHA MBS&#148;) program sponsored by CMHC. Manulife Bank participates in CMB programs by selling NHA MBS securities to Canada Housing Trust (&#147;CHT&#148;), as a
source of fixed rate funding. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, the fair value of the securitized assets was $3,843 (2017 &#150; $3,533) and the
associated liabilities was $3,756 (2017 &#150; $3,503). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>122</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Fair value measurement </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the fair values of invested assets and segregated funds net assets measured at fair value categorized by the fair value hierarchy. </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total fair<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,080</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,080</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,163</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,163</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Debt securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.25em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><B>FVTPL</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,159</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,979</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>107,425</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>106,641</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>784</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,344</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,344</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,417</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,417</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><B>AFS</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,342</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,342</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,990</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,990</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,064</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,125</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>128</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>128</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Public equities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,721</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,718</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,458</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,456</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Real estate &#150; investment property<SUP STYLE="font-size:85%; vertical-align:top">(</SUP><SUP
STYLE="font-size:85%; vertical-align:top">1)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other invested assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,562</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,562</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net assets<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>276,178</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>32,584</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,447</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;562,520</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;300,324</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;228,293</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;33,903</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total fair<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Debt securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.25em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><B>FVTPL</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,599</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96,073</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,099</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,099</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.25em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><B>AFS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canadian government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,892</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,892</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,472</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,472</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,988</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,941</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,278</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">82</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Public equities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,072</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,069</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Real estate &#150; investment
property<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other invested assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net assets<SUP
STYLE="font-size:85%; vertical-align:top">(</SUP><SUP STYLE="font-size:85%; vertical-align:top">3)</SUP></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">286,490</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">33,562</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;564,549</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;312,128</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;218,320</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;34,101</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">For investment properties, the significant unobservable inputs are capitalization rates (ranging from 2.75% to 8.75%
during the year and ranging from 3.50% to 9.00% during 2017) and terminal capitalization rates (ranging from 3.65% to 9.25% during the year and ranging from 4.0% to 9.25% during 2017). Holding other factors constant, a lower capitalization or
terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in unobservable inputs generally cannot be extrapolated because the relationship between the directional changes
of each input is not usually linear. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>123</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other invested assets measured at fair value are held primarily in power and infrastructure and timber sectors. The
significant inputs used in the valuation of the Company&#146;s power and infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other factors constant, an increase to future
distributable cash flows or terminal values would tend to increase the fair value of a power and infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the year ranged from 8.95% to
16.5% (2017 &#150; ranged from 9.20% to 16.5%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in estimates by project. The significant inputs used in the valuation of the Company&#146;s
investments in timberland are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in the discount rates would have the
opposite effect. Discount rates during the year ranged from 5.0% to 7.0% (2017 &#150; ranged from 5.0% to 7.5%). A range of prices for timber is not meaningful as the market price depends on factors such as property location and proximity to markets
and export yards. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Segregated funds net assets are measured at fair value. The Company&#146;s Level&nbsp;3 segregated funds assets are
predominantly invested in investment properties and timberland properties valued as described above. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair value and the fair value hierarchy of
invested assets not measured at fair value. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,628</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,628</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>36,103</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,325</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,778</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,793</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,797</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,797</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate &#150; own use property<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,016</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested
assets<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9,981</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,753</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total invested assets disclosed at fair value</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;104,353</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;106,906</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;38,568</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;68,217</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Carrying<BR>value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Fair value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Level&nbsp;1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Level&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Level&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,581</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,067</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate &#150; own use property<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested
assets<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,280</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,602</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,514</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total invested assets disclosed at fair value</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;93,980</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;99,246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;36,064</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;63,094</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fair value of commercial mortgages is determined through an internal valuation methodology using both observable and
unobservable inputs. Unobservable inputs include credit assumptions and liquidity spread adjustments. Fair value of fixed-rate residential mortgages is determined using the discounted cash flow method. Inputs used for valuation are primarily
comprised of prevailing interest rates and prepayment rates, if applicable. Fair value of variable-rate residential mortgages is assumed to be their carrying value. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fair value of private placements is determined through an internal valuation methodology using both observable and
unobservable inputs. Unobservable inputs include credit assumptions and liquidity spread adjustments. Private placements are classified within Level&nbsp;2 unless the liquidity adjustment constitutes a significant price impact, in which case the
securities are classified as Level&nbsp;3. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fair value of policy loans is equal to their unpaid principal balances. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fair value of fixed-rate loans to Bank clients is determined using the discounted cash flow method. Inputs used for
valuation are primarily comprised of current interest rates. Fair value of variable-rate loans is assumed to be their carrying value. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Fair value of own use real estate and the fair value hierarchy are determined in accordance with the methodologies
described for real estate &#150; investment property in note&nbsp;1. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Primarily include leveraged leases, oil and gas properties and equity method accounted other invested assets. Fair value
of leveraged leases is disclosed at their carrying values as fair value is not routinely calculated on these investments. Fair value for oil and gas properties is determined using external appraisals based on discounted cash flow methodology. Inputs
used in valuation are primarily comprised of forecasted price curves, planned production, as well as capital expenditures, and operating costs. Fair value of equity method accounted other invested assets is determined using a variety of valuation
techniques including discounted cash flows and market comparable approaches. Inputs vary based on the specific investment. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Transfers between Level&nbsp;1 and Level&nbsp;2 </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company records transfers of assets and liabilities between Level&nbsp;1 and Level&nbsp;2 at their fair values as at the end of each reporting period. Assets are
transferred out of Level&nbsp;1 when they are no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred from Level&nbsp;2 to Level&nbsp;1 when transaction volume and frequency are indicative of
an active market. The Company had $nil of assets transferred between Level&nbsp;1 and Level&nbsp;2 during the years ended December&nbsp;31,&nbsp;2018 and 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For
segregated funds net assets, the Company had $nil transfers from Level&nbsp;1 to Level&nbsp;2 for the year ended December&nbsp;31, 2018 (2017&nbsp;&#150; $nil). The Company had $2 transfers from Level&nbsp;2 to Level&nbsp;1 for the year ended
December&nbsp;31, 2018 (2017 &#150; $5). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Invested assets and segregated funds net assets measured at fair value using significant
unobservable inputs (Level 3) </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company classifies fair values of invested assets and segregated funds net assets as Level&nbsp;3 if there are no
observable markets for these assets or, in the absence of active markets, most of the inputs used to determine fair value are based on the Company&#146;s own assumptions about market participant assumptions. The Company prioritizes the use of
market-based inputs over entity-based assumptions in determining Level&nbsp;3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>124</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following tables present a roll forward for invested assets and segregated funds net assets measured at fair value
using significant unobservable inputs (Level 3) for the years ended December&nbsp;31, 2018 and 2017. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended<BR>December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>January&nbsp;1,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net<BR>realized/<BR>unrealized<BR>gains<BR>(losses)<BR>included<BR>in
net<BR>income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net<BR>realized/<BR>unrealized<BR>gains<BR>(losses)<BR>included<BR>in AOCI<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Purchases</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Sales</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Settlements</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Transfer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">into</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Level&nbsp;3<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Transfer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">out of</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Level&nbsp;3<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Currency<BR>movement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>Balance,<BR>December&nbsp;31,<BR>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Change in<BR>unrealized<BR>gains<BR>(losses) on<BR>assets still<BR>held</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Debt securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>FVTPL</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other government&nbsp;&amp; agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>239</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(85</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>710</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>190</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(61</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(93</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>53</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>784</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(56</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>975</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>248</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(146</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(32</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(149</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>68</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>971</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>AFS</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other government&nbsp;&amp; agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>88</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>136</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>159</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Public equities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Real estate &#150; investment property</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,529</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>291</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>615</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,578</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(706</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>610</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,761</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>244</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other invested assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>16,203</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(1,168</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,926</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,636</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(841</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>17,562</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(434</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>28,732</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(877</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,541</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(4,214</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(841</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(741</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,722</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>28,323</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(190</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>226</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>155</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(367</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>191</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,447</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>161</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;34,101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(644</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,999</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(4,754</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(880</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(915</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,991</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;33,903</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(36</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>125</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>January&nbsp;1,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net<BR>realized/<BR>unrealized<BR>gains<BR>(losses)<BR>included<BR>in net<BR>income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net<BR>realized/<BR>unrealized<BR>gains<BR>(losses)<BR>included<BR>in AOCI<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Purchases</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Sales</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Settlements</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Transfer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">into</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Level&nbsp;3<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Transfer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">out of</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Level&nbsp;3<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Currency<BR>movement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>December&nbsp;31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Change in<BR>unrealized<BR>gains<BR>(losses) on<BR>assets still<BR>held</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Debt securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>FVTPL</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Other government&nbsp;&amp; agency</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">272</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(58</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">651</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(29</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(21</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">966</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">131</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(97</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(43</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">975</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>AFS</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Other government&nbsp;&amp; agency</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Residential mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Commercial mortgage/asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Other securitized assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(26</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">136</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Public equities</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Real estate &#150; investment property</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,756</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,267</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(518</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Other invested assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,849</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">395</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,022</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(435</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(837</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(791</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">16,203</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">244</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">27,605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">696</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,279</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,702</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(837</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,309</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">28,732</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">508</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Segregated funds net assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,574</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">261</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(248</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(54</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(184</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(154</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;33,282</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;770</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,707</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(2,077</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(942</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(1,460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;34,101</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;558</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These amounts are included in net investment income on the Consolidated Statements of Income except for the amount related
to segregated funds net assets, where the amount is recorded in changes in segregated funds net assets, refer to note&nbsp;22. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These amounts are included in AOCI on the Consolidated Statements of Financial Position. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">For assets transferred into and out of Level&nbsp;3, the Company uses fair values of the assets at the beginning of the
year. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Transfers into Level&nbsp;3 primarily result from securities that were impaired during the year or securities where a lack of observable
market data (versus the previous period) resulted in reclassifying assets into Level&nbsp;3. Transfers from Level&nbsp;3 primarily result from observable market data now being available for the entire term structure of the debt security. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_4"></A>Note 4&nbsp;&nbsp;&nbsp;&nbsp;Derivative and Hedging Instruments </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Derivatives are financial contracts, the value of which is derived from underlying interest rates, foreign exchange rates, other financial instruments, commodity prices
or indices. The Company uses derivatives including swaps, forward and futures agreements, and options to manage current and anticipated exposures to changes in interest rates, foreign exchange rates, commodity prices and equity market prices, and to
replicate permissible investments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Swaps are <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> (&#147;OTC&#148;)
contractual agreements between the Company and a third party to exchange a series of cash flows based upon rates applied to a notional amount. For interest rate swaps, counterparties generally exchange fixed or floating interest rate payments based
on a notional value in a single currency. Cross currency swaps involve the exchange of principal amounts between parties as well as the exchange of interest payments in one currency for the receipt of interest payments in another currency. Total
return swaps are contracts that involve the exchange of payments based on changes in the values of a reference asset, including any returns such as interest earned on these assets, in return for amounts based on reference rates specified in the
contract. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Forward and futures agreements are contractual obligations to buy or sell a financial instrument, foreign currency or other underlying commodity on a
predetermined future date at a specified price. Forward contracts are OTC contracts negotiated between counterparties, whereas futures agreements are contracts with standard amounts and settlement dates that are traded on regulated exchanges. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Options are contractual agreements whereby the holder has the right, but not the obligation, to buy (call option) or sell (put option) a security, exchange rate, interest
rate, or other financial instrument at a predetermined price/rate within a specified time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">See variable annuity dynamic hedging strategy in the &#147;Risk
Management&#148; section of the Company&#146;s 2018 MD&amp;A for an explanation of the Company&#146;s dynamic hedging strategy for its variable annuity product guarantees. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Fair value of derivatives </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The pricing
models used to value OTC derivatives are based on market standard valuation methodologies and the inputs to these models are consistent with what a market participant would use when pricing the instruments. Derivative valuations can be affected by
changes in interest rates, currency exchange rates, financial indices, credit spreads, default risk (including the counterparties to the contract), and market volatility. The significant inputs to the pricing models for most OTC derivatives are
inputs that are observable or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>126</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
can be corroborated by observable market data and are classified as Level&nbsp;2. Inputs that are observable generally include interest rates, foreign currency exchange rates and interest rate
curves. However, certain OTC derivatives may rely on inputs that are significant to the fair value that are not observable in the market or cannot be derived principally from, or corroborated by, observable market data and these derivatives are
classified as Level&nbsp;3. Inputs that are unobservable generally include broker quotes, volatilities and inputs that are outside of the observable portion of the interest rate curve or other relevant market measures. These unobservable inputs may
involve significant management judgment or estimation. Even though unobservable, these inputs are based on assumptions deemed appropriate given the circumstances and consistent with what market participants would use when pricing such instruments.
The Company&#146;s use of unobservable inputs is limited and the impact on derivative fair values does not represent a material amount as evidenced by the limited amount of Level&nbsp;3 derivatives. The credit risk of both the counterparty and the
Company are considered in determining the fair value for all OTC derivatives after considering the effects of netting agreements and collateral arrangements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
following table presents gross notional amount and fair value of derivative instruments by the underlying risk exposure. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="3"></TD>
<TD HEIGHT="5" COLSPAN="12" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-size:7pt" COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT STYLE="font-size:7pt"><B>2018</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt">2017</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" BGCOLOR="#dde0da">Notional<BR>amount</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right">Notional<BR>amount</TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom"><FONT COLOR="#1f320c"><B>Type of hedge</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Instrument type</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#dde0da">Assets</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#dde0da">Liabilities</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Assets</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Liabilities</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-TOP:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Qualifying hedge accounting relationships</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair&nbsp;value&nbsp;hedges</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>519</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">548</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>91</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash&nbsp;flow&nbsp;hedges</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,834</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>80</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>367</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,757</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">333</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>80</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net&nbsp;investment&nbsp;hedges</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency forwards</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,864</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>65</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total derivatives in qualifying hedge accounting
relationships</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,489</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>106</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>466</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,679</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">362</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Derivatives not designated in qualifying hedge</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>accounting relationships</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>300,704</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,204</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,675</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">246,270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,984</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,297</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate options</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,736</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>314</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,093</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>747</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,341</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency rate futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29,248</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>670</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>158</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">915</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,492</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>653</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>163</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,597</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">813</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit default swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>652</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,908</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">12,158</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total derivatives not designated in qualifying hedge
accounting relationships</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>410,245</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,597</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,337</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">334,094</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,532</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total derivatives</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;414,734</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;13,703</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;7,803</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;336,773</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;15,569</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;7,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents fair values of derivative instruments by the remaining term to maturity. The fair values disclosed below do
not incorporate the impact of master netting agreements. Refer to note 9. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Remaining term to maturity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Less&nbsp;than</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 year</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 to 3</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">3 to 5</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Over 5</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>649</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>671</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>795</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,588</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,703&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>359</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>229</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>227</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,988</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,803&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="13" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt">Remaining term to maturity</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Less&nbsp;than<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 year</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1 to 3<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3 to 5<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Over 5<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Total&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;822</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;889</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;13,253</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;15,569&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">224</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">168</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">7,281</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">7,822&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>127</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents gross notional amount by the remaining term to maturity, total fair value (including
accrued interest), credit risk equivalent and risk-weighted amount by contract type. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Remaining term to maturity (notional amounts)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Under 1</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">year</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 to 5</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Over</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5 years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Positive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Negative</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Credit&nbsp;risk</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">equivalent<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Risk-&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">weighted&nbsp;&nbsp;&nbsp;&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">amount<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">OTC swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,495</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22,568</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>121,817</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>147,880</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,750</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6,477</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,273</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>787&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Cleared swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,723</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,140</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>131,480</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>153,343</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>95</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,258</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,300</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>648</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25,206</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>637</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(126</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>511</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>259</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,297</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,297</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Options purchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,166</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,981</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,589</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>11,736</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>317</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>317</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>376</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>58&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subtotal</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>34,939</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>57,989</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>259,534</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>352,462</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,799</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6,699</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,936</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>882&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,024</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,281</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,776</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25,081</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>807</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,736</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(929</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,309</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>256&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,926</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,986</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>54</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(106</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(52</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>108</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>143</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>509</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>652</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,728</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,870</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(57</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(28</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>303</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,908</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,908</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Options purchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,142</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,581</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,723</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(118</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>503</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,277</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>316&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subtotal including accrued interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>65,862</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>71,562</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>277,310</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>414,734</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,320</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8,716</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,604</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,933</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,505&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less accrued interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>617</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(913</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(296</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>65,862</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>71,562</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>277,310</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>414,734</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,703</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(7,803</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,900</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,933</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,505&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Remaining term to maturity (notional amounts)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Under 1</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">year</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 to 5</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Over</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5 years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Positive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Negative</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Credit&nbsp;risk</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">equivalent<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Risk-&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">weighted&nbsp;&nbsp;&nbsp;&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">amount<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">OTC swap contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">112,412</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">138,714</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,379</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(6,867</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,588</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">809&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Cleared swap contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,615</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,928</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(206</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,614</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">675</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">903</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(38</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Options purchased</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">816</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,856</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,421</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,093</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">312</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">312</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">471</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">61&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subtotal</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46,539</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">212,069</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">285,787</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,839</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7,111</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">905&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">999</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,481</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">510</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,483</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(973</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,874</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(19</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit derivatives</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">568</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,612</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,781</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Futures</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Options purchased</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,693</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,148</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,941</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">769</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">759</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,606</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">305&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subtotal including accrued interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53,882</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58,040</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224,851</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">336,773</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8,649</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,457&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less accrued interest</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">635</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(827</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(192</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;53,882</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;58,040</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;224,851</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;336,773</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;15,569</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(7,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;7,747</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;12,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,457&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Credit risk equivalent is the sum of replacement cost and the potential future credit exposure. Replacement cost
represents the current cost of replacing all contracts with a positive fair value. The amounts take into consideration legal contracts that permit offsetting of positions. The potential future credit exposure is calculated based on a formula
prescribed by OSFI. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Risk-weighted amount represents the credit risk equivalent, weighted according to the creditworthiness of the
counterparty, as prescribed by OSFI. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The total notional amount of $415&nbsp;billion (2017 &#150; $337 billion) includes $136&nbsp;billion (2017
&#150; $114 billion) related to derivatives utilized in the Company&#146;s variable annuity guarantee dynamic hedging and macro equity risk hedging programs. Due to the Company&#146;s variable annuity hedging practices, a large number of trades are
in offsetting positions, resulting in materially lower net fair value exposure to the Company than what the gross notional amount would suggest. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>128</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Fair value and the fair value hierarchy of derivative instruments </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Derivative assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,155</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,537</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>618</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>886</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>876</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>653</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Credit default swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total derivative assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,703</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,043</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>660</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Derivative liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,815</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,318</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>497</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,814</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,813</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>174</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>118</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total derivative liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,803</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7,249</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>554</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Derivative assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,199</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">829</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">768</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Credit default swaps</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total derivative assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;15,569</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;14,490</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,079</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Derivative liabilities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,309</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">297</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,490</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,490</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total derivative liabilities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">7,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;7,512</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">310</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents a roll forward for net derivative contracts measured at fair value using significant unobservable inputs
(Level 3). </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance at the beginning of the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized / unrealized gains (losses) included in:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(666</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">OCI<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Purchases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Settlements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(103</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transfers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Into Level&nbsp;3<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Out of Level&nbsp;3<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(363</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency movement</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(23</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance at the end of the year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>106</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">769</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Change in unrealized gains (losses) on instruments still
held</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(460</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">832</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These amounts are included in investment income on the Consolidated Statements of Income. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These amounts are included in AOCI on the Consolidated Statements of Financial Position. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">For derivatives transferred into and out of Level&nbsp;3, the Company uses the fair value of the items at the end and
beginning of the period, respectively. Transfers into Level&nbsp;3 occur when the inputs used to price the assets and liabilities lack observable market data (versus the previous year). Transfers out of Level&nbsp;3 occur when the inputs used to
price the assets and liabilities become available from observable market data. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Hedging relationships
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses derivatives for economic hedging purposes. In certain circumstances, these hedges also meet the requirements of hedge accounting. Risk
management strategies eligible for hedge accounting are designated as fair value hedges, cash flow hedges or net investment hedges, as described below. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Fair value hedges </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses interest rate swaps to manage its exposure to changes in the fair value of fixed rate financial
instruments due to changes in interest rates. The Company also uses cross currency swaps to manage its exposure to foreign exchange rate fluctuations, interest rate fluctuations, or both. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>129</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company recognizes gains and losses on derivatives and the related hedged items in fair value hedges in investment
income. These investment gains (losses) are shown in the following table. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hedged items in qualifying</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">fair value hedging</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">relationships</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains&nbsp;(losses)<BR>recognized&nbsp;on<BR>derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains&nbsp;(losses)<BR>recognized&nbsp;for<BR>hedged&nbsp;items</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Ineffectiveness&nbsp;&nbsp;&nbsp;&nbsp;<BR>recognized
in&nbsp;&nbsp;&nbsp;&nbsp;<BR>investment&nbsp;&nbsp;&nbsp;&nbsp;<BR>income&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hedged items in qualifying</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">fair value hedging</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">relationships</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains&nbsp;(losses)<BR>recognized&nbsp;on<BR>derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains&nbsp;(losses)<BR>recognized&nbsp;for<BR>hedged&nbsp;items</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Ineffectiveness&nbsp;&nbsp;&nbsp;&nbsp;<BR>recognized in&nbsp;&nbsp;&nbsp;&nbsp;<BR>investment&nbsp;&nbsp;&nbsp;&nbsp;<BR>income&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(1)&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Cash flow hedges </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company uses interest rate swaps to hedge the variability in cash flows from variable rate financial instruments and forecasted transactions. The Company also uses
cross currency swaps and foreign currency forward contracts to hedge the variability from foreign currency financial instruments and foreign currency expenses. Total return swaps are used to hedge the variability in cash flows associated with
certain stock-based compensation awards. Inflation swaps are used to reduce inflation risk generated from inflation-indexed liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The effects of derivatives
in cash flow hedging relationships on the Consolidated Statements of Income and the Consolidated Statements of Comprehensive Income are shown in the following table. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hedged items in qualifying</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">cash flow hedging</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">relationships</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains (losses)<BR>deferred in<BR>AOCI on<BR>derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains (losses)<BR>reclassified<BR>from&nbsp;AOCI&nbsp;into<BR>investment<BR>income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Ineffectiveness&nbsp;&nbsp;&nbsp;&nbsp;<BR>recognized
in&nbsp;&nbsp;&nbsp;&nbsp;<BR>investment&nbsp;&nbsp;&nbsp;&nbsp;<BR>income&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forecasted liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(20</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Floating rate liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(36</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forecasted expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Stock-based compensation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hedged items in qualifying</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">cash flow hedging</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">relationships</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains (losses)<BR>deferred in<BR>AOCI on<BR>derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains (losses)<BR>reclassified<BR>from&nbsp;AOCI&nbsp;into<BR>investment<BR>income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Ineffectiveness&nbsp;&nbsp;&nbsp;&nbsp;<BR>recognized in&nbsp;&nbsp;&nbsp;&nbsp;<BR>investment&nbsp;&nbsp;&nbsp;&nbsp;<BR>income&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forecasted liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Floating rate liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed rate liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forecasted expenses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">Stock-based compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">163</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company anticipates that net losses of approximately $31 will be reclassified from AOCI to net income within the next 12 months. The
maximum time frame for which variable cash flows are hedged is 18 years. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Hedges of net investments in foreign operations </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company primarily uses forward currency contracts, cross currency swaps and <FONT STYLE="white-space:nowrap">non-functional</FONT> currency denominated debt to manage
its foreign currency exposures to net investments in foreign operations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>130</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The effects of net investment hedging relationships on the Consolidated Statements of Income and the Consolidated
Statements of Other Comprehensive Income are shown in the following table. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains&nbsp;(losses)<BR>deferred&nbsp;in&nbsp;AOCI<BR>on derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gains&nbsp;(losses)<BR>reclassified&nbsp;from<BR>AOCI into<BR>investment&nbsp;income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Ineffectiveness<BR>recognized in<BR>investment<BR>income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-functional</FONT> currency denominated debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(469</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency forward</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(460</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains (losses)<BR>deferred in AOCI<BR>on derivatives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gains (losses)<BR>reclassified from<BR>AOCI into<BR>investment income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Ineffectiveness<BR>recognized in<BR>investment<BR>income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-functional</FONT> currency
denominated debt</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;355</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">355</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Derivatives not designated in qualifying hedge accounting relationships </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Derivatives used in portfolios supporting insurance contract liabilities are generally not designated in qualifying hedge accounting relationships because the change in
the value of the insurance contract liabilities economically hedged by these derivatives is also recorded through net income. Since changes in fair value of these derivatives and related hedged risks are recognized in investment income as they
occur, they generally offset the change in hedged risk to the extent the hedges are economically effective. Interest rate and cross currency swaps are used in the portfolios supporting insurance contract liabilities to manage duration and currency
risks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment income on derivatives not designated in qualifying hedge accounting relationships </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,894</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(927</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(298</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate options</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(52</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(96</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign currency swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(122</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Currency rate futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(92</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(355</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity futures</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;742</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,190</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(276</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit default swaps</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,258)</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(1,024</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Embedded derivatives </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain insurance contracts contain features that are classified as embedded derivatives and are measured separately at FVTPL including reinsurance contracts related to
guaranteed minimum income benefits and contracts containing certain credit and interest rate features. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain reinsurance contracts related to guaranteed minimum
income benefits contain embedded derivatives requiring separate measurement at FVTPL as the financial component contained in the reinsurance contracts does not contain significant insurance risk. As at December&nbsp;31, 2018, reinsurance ceded
guaranteed minimum income benefits had a fair value of $1,148 (2017 &#150; $1,079) and reinsurance assumed guaranteed minimum income benefits had a fair value of $114 (2017 &#150; $100). Claims recovered under reinsurance ceded contracts offset
claims expenses and claims paid on the reinsurance assumed are reported as contract benefits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s credit and interest rate embedded derivatives
promise to pay the returns on a portfolio of assets to the contract holder. These embedded derivatives contain a credit and interest rate risk that is a financial risk embedded in the underlying insurance contract. As at December&nbsp;31, 2018,
these embedded derivatives had a fair value of $53 (2017 &#150; $123). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other financial instruments classified as embedded derivatives but exempt from separate
measurement at fair value include variable universal life and variable life products, minimum guaranteed credited rates, no lapse guarantees, guaranteed annuitization options, CPI indexing of benefits, and segregated fund minimum guarantees other
than reinsurance ceded/assumed guaranteed minimum income benefits. These embedded derivatives are measured and reported within insurance contract liabilities and are exempt from separate fair value measurement as they contain insurance risk and/or
are closely related to the insurance host contract. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>131</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_5"></A>Note 5&nbsp;&nbsp;&nbsp;&nbsp;Income Taxes </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Components of the income tax expense (recovery) </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Income tax expenses (recovery) recognized in the Consolidated Statements of Income </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Current tax</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(327</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">608</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments to prior year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(38</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(298</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">570</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Deferred tax</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change related to temporary differences</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(803</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(320</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">472</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax expense</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;239</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Income tax expenses (recovery) recognized in Other Comprehensive Income </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(148</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">320</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax expense (recovery)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(146</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;436</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Income tax expenses (recovery) recognized directly in Equity </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax expense (recovery)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The effective income tax rate reflected in the Consolidated Statements of Income varies from the Canadian tax rate of 26.75&nbsp;per cent
for the year ended December&nbsp;31, 2018 (2017 &#150; 26.75 per cent) due to the following reasons. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Reconciliation of income tax expense
</B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income before income taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;5,519</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;2,501</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense at Canadian statutory tax rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,476</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">669</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in income taxes due to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tax-exempt</FONT> investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(242</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Differences in tax rate on income not subject to tax in Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(391</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(551</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Adjustments to taxes related to prior years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(71</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(182</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of U.S. Tax Reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(320</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">472</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other differences</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax expense</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">239</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Impact of U.S. Tax Reform </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On December&nbsp;22, 2017, the U.S. government enacted new tax legislation effective January&nbsp;1, 2018.&nbsp;The legislation makes broad and complex changes to the
U.S. tax code and accordingly it will take time to assess and interpret the changes. In 2017, based on a preliminary understanding of the new legislation, the Company recorded a provisional charge of $1.8&nbsp;billion,
<FONT STYLE="white-space:nowrap">after-tax,</FONT> for the estimated impact of U.S. Tax Reform on policyholder liabilities and net deferred tax assets, including the reduction in the U.S. federal corporate income tax rate and the impact of specific
life insurance regulations which limits the deductibility of reserves for U.S. federal income tax purposes. In 2018, the Company finalized its estimate of U.S. Tax Reform and reported a gain of $124 including a $196 increase in insurance contract
liabilities. Refer to note 7(g) for the impact of U.S. Tax Reform on the Company&#146;s insurance contract liabilities. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Current tax
receivable and payable </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, the Company had approximately $1,712 of tax receivable (2017 &#150; $778) and $118 of tax payable
(2017 &#150; $178). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>132</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Deferred tax assets and liabilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the Company&#146;s deferred tax assets and liabilities. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December 31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,318</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,814</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,281</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net deferred tax assets (liabilities)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;2,504</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;3,288</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents significant components of the Company&#146;s deferred tax assets and liabilities. </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>January&nbsp;1,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Recognized<BR>in Income<BR>Statement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Recognized in<BR>Other<BR>Comprehensive<BR>Income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Recognized<BR>in Equity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Translation<BR>and Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>December&nbsp;31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loss carry forwards</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>596</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>387</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,019</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,878</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,697</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>282</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,466</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pensions and post-employment benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>208</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>242</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax credits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>454</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(224</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>261</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,062</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(46</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(959</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securities and other investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,807</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,234</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>136</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,689</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sale of investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(105</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(87</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Goodwill and intangible assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(825</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(40</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(847</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(50</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>157</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>97</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;3,288</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(930</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>148</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9)</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,504</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>January&nbsp;1,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Recognized<BR>in Income<BR>Statement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Recognized in<BR>Other<BR>Comprehensive<BR>Income</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Recognized<BR>in Equity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Translation<BR>and Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>December&nbsp;31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loss carry forwards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(311</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(38</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">596</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,053</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(418</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,878</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pensions and post-employment benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">352</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(87</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(54</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">208</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax credits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(369</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(52</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">454</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,396</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,062</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securities and other investments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,064</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,172</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(239</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,807</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sale of investments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(163</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(105</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Goodwill and intangible assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,059</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(825</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">210</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(548</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">287</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,080</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">331</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(320</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;195</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;3,288</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The total deferred tax assets as at December&nbsp;31, 2018 of $4,318 (2017 &#150; $4,569) include $3,508 (2017 &#150; $4,527) where the
Company has suffered losses in either the current or preceding year and where the recognition is dependent on future taxable profits in the relevant jurisdictions and feasible management actions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, tax loss carryforwards available were approximately $4,838 (2017 &#150; $3,164) of which $4,713 expire between the years 2020 and 2038 while
$125 have no expiry date, and capital loss carryforwards available were approximately $20 (2017 &#150; $8) and have no expiry date. A $1,019 (2017 &#150; $596) tax benefit related to these tax loss carryforwards has been recognized as a deferred tax
asset as at December&nbsp;31, 2018, and a benefit of $121 (2017 &#150; $171) has not been recognized. In addition, the Company has approximately $426 (2017 &#150; $606) of tax credit carryforwards which will expire between the years 2030 and 2038 of
which a benefit of $165 (2017 &#150; $152) has not been recognized. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The total deferred tax liability as at December&nbsp;31, 2018 was $1,814 (2017 &#150; $1,281).
This amount includes the deferred tax liability of consolidated entities. The aggregate amount of taxable temporary differences associated with the Company&#146;s own investments in subsidiaries is not included in the Consolidated Financial
Statements and was $16,570 (2017 &#150; $11,780). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>133</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_6"></A>Note 6&nbsp;&nbsp;&nbsp;&nbsp;Goodwill and Intangible Assets
</B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Carrying amounts of goodwill and intangible assets </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>January&nbsp;1,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Additions/<BR>disposals<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Amortization<BR>expense</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Effect&nbsp;of&nbsp;changes<BR>in foreign<BR>exchange rates</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>December&nbsp;31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Goodwill</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,713</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(65</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B> n/a</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>216</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,864</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Indefinite life intangible assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Brand</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>753</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>66</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>819</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Fund management contracts and other<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>755</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>40</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>798</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,508</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>106</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,617</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Finite life intangible assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Distribution networks</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>989</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(133</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>868</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Customer relationships</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>899</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>860</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Software</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>661</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>275</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>821</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>67</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,619</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>110</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,616</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total intangible assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>145</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>216</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,233</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total goodwill and intangible assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9,840</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>80</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>432</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;10,097</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>January&nbsp;1,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Additions/<BR>disposals</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Amortization<BR>expense</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Effect of changes<BR>in foreign<BR>exchange rates</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>December&nbsp;31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Goodwill</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,884</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;(171</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,713</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Indefinite life intangible assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Brand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(52</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">753</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Fund management contracts and other<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">785</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(30</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,590</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(82</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,508</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Finite life intangible assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Distribution networks</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,093</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(57</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">989</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Customer relationships</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">899</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Software</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,633</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">229</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(88</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,619</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total intangible assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,223</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">229</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(170</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,127</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total goodwill and intangible assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;10,107</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">229</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(341</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">9,840</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">For fund management contracts, the significant CGUs to which these were allocated and their associated carrying values
were U.S. WAM with $400 (2017 &#150; $367) and Canada WAM with $273 (2017 &#150; $273). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Gross carrying amount of finite life intangible assets was $1,331 for distribution networks, $1,145 for customer
relationships, $2,110 for software and $133 for other (2017 &#150; $1,294, $1,128, $1,841 and $126, respectively). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2018, disposals include $65 of goodwill and $96 of distribution networks from the sale of the U.S. broker-dealer
business, and impairments of distribution networks for discontinued products of $27 in U.S. segment and $13 in Asia segment. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>(b) Goodwill impairment testing </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the fourth quarter of 2018, the Company completed its annual goodwill impairment testing by
determining the recoverable amounts of its businesses using valuation techniques discussed below or based on the most recent detailed similar calculations made in a prior period (refer to notes 1(f) and 6(c)). The Company has determined that there
was no impairment of goodwill in 2018 and 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>134</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, the Company made organizational changes to drive better alignment with strategic
priorities and increase focus and leverage scale in its wealth management business. As a result of this reorganization, which included recognition of the Company&#146;s wealth and asset management businesses (Global WAM) as a primary reporting
segment (note&nbsp;19), the Company has modified the level at which goodwill is tested for impairment purposes. The modification includes (a) the allocation of existing goodwill to the relevant CGUs or group of CGUs within the Global WAM segment
that had previously been combined within respective regional insurance businesses and (b) the amalgamation of the remaining Canadian-based goodwill (including Individual Life, Affinity Markets, Individual Annuities, Group Benefits and International
Group Program) under the Canadian Insurance reporting segment. These reorganization-based changes have resulted in goodwill being allocated to CGUs or groups of CGUs based on the lowest level within the Company in which goodwill is monitored for
internal management purposes. The prior period amounts have been restated to reflect the reorganized CGUs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following tables present the carrying value of
goodwill by CGU or group of CGUs. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">CGU or group of CGUs</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>January&nbsp;1,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Additions/<BR>disposals</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Effect&nbsp;of<BR>changes in<BR>foreign<BR>exchange<BR>rates</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Balance,<BR>December&nbsp;31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia Insurance (excluding Japan)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>165</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Japan Insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>391</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>44</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>435</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada Insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,954</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,962</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. Insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(65</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>367</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Managment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia WAM</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>196</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canada WAM</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,436</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,436</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. WAM</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,198</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>105</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,303</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,713</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(65</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>216</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,864</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">CGU or group of CGUs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>January&nbsp;1,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Additions/<BR>disposals</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Effect of<BR>changes&nbsp;in<BR>foreign<BR>exchange<BR>rates</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Balance,<BR>December&nbsp;31,<BR>2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia Insurance (excluding Japan)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Japan Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">391</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,954</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(28</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Managment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Asia WAM</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Canada WAM</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,436</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,436</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">U.S. WAM</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,198</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;5,884</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(171</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;5,713</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The valuation techniques, significant assumptions and sensitivities, where applicable, applied in the goodwill impairment testing are
described below. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Valuation techniques </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The recoverable amounts were based on fair value less costs to sell (&#147;FVLCS&#148;) for Asia Insurance (excluding Japan), Asia WAM and for certain CGUs within Canada
Insurance and U.S. WAM CGU groups. For other CGUs, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">value-in-use</FONT></FONT> (&#147;VIU&#148;) was used. When determining if a CGU is impaired, the Company compares its recoverable
amount to the allocated capital for that unit, which is aligned with the Company&#146;s internal reporting practices. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the FVLCS approach, the Company
determines the fair value of the CGU or group of CGUs using an earnings-based approach which incorporates forecasted earnings, excluding interest and equity market impacts and normalized new business expenses multiplied by an earnings-multiple
derived from the observable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-earnings</FONT></FONT> multiples of comparable financial institutions. The
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-earnings</FONT></FONT> multiples used by the Company for testing ranged from 9.0 to 11.7 (2017 &#150; 10.6 to 14.8). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the VIU approach, used for CGUs with insurance business, an embedded appraisal value is determined from a projection of future distributable earnings derived from
both the <FONT STYLE="white-space:nowrap">in-force</FONT> business and new business expected to be sold in the future, and therefore, reflects the economic value for each CGU&#146;s or group of CGUs&#146; profit potential under a set of assumptions.
This approach requires assumptions including sales and revenue growth rates, capital requirements, interest rates, equity returns, mortality, morbidity, policyholder behaviour, tax rates and discount rates. For
<FONT STYLE="white-space:nowrap">non-insurance</FONT> CGUs, the VIU is based on discounted cash flow analysis which incorporates relevant aspects of the embedded appraisal value approach. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>135</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Significant assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To calculate embedded value, the Company discounted projected earnings from <FONT STYLE="white-space:nowrap">in-force</FONT> contracts and valued 10 years of new business
growing at expected plan levels, consistent with the periods used for forecasting long-term businesses such as insurance. In&nbsp;arriving at its projections, the Company considered past-experience, economic trends such as interest rates, equity
returns and product mix as well as industry and market trends. Where growth rate assumptions for new business cash flows were used in the embedded value calculations, they ranged from zero per cent to 17&nbsp;per cent (2017 &#150; negative five per
cent to 17 per cent). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Interest rate assumptions are based on prevailing market rates at the valuation date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Tax rates applied to the projections include the impact of internal reinsurance treaties and amounted to 30.8 per cent, 26.8 per cent and 21 per cent (2017 &#150; 30.8
per cent, 26.8&nbsp;per cent and 35 per cent) for the Japan, Canadian and U.S. jurisdictions, respectively. Tax assumptions are sensitive to changes in tax laws as well as assumptions about the jurisdictions in which profits are earned. It is
possible that actual tax rates could differ from those assumed. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Discount rates assumed in determining the <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">value-in-use</FONT></FONT> for applicable CGUs or groups of CGUs ranged from 7.5&nbsp;per cent to 14.2&nbsp;per cent on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis or 10.2&nbsp;per cent to 20.4 per cent on a
<FONT STYLE="white-space:nowrap">pre-tax</FONT> basis (2017 &#150; 9.2 per cent to 14.2&nbsp;per cent on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis or 11.3&nbsp;per cent to 20.4&nbsp;per cent on a
<FONT STYLE="white-space:nowrap">pre-tax</FONT> basis). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The key assumptions described above may change as economic and market conditions change, which may lead to
impairment charges in the future. Changes in discount rates and cash flow projections used in the determination of embedded values or reductions in market-based earnings multiples may result in impairment charges in the future which could be
material. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_7"></A>Note 7&nbsp;&nbsp;&nbsp;&nbsp;Insurance Contract Liabilities and Reinsurance Assets </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Insurance contract liabilities and reinsurance assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance contract liabilities are reported gross of reinsurance ceded and the ceded liabilities are reported separately as a reinsurance asset. Insurance contract
liabilities include actuarial liabilities, benefits payable, provision for unreported claims and policyholder amounts on deposit. The components of gross and net insurance contract liabilities are shown below. </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,737</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">291,767</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross benefits payable and provision for unreported claims</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross policyholder amounts on deposit</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,519</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">9,462</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance
assets<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(42,925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(30,359</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net insurance contract liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;285,729</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;274,246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The Company also holds reinsurance assets of $128 (2017 &#150; $nil) for investment contract liabilities, refer to note
8(b). </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Net insurance contract liabilities represent the amount which, together with estimated future premiums and net investment income, will be
sufficient to pay estimated future benefits, policyholder dividends and refunds, taxes (other than income taxes) and expenses on policies <FONT STYLE="white-space:nowrap">in-force</FONT> net of reinsurance premiums and recoveries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Net insurance contract liabilities are determined using CALM, as required by the Canadian Institute of Actuaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The determination of net insurance contract liabilities is based on an explicit projection of cash flows using current assumptions for each material cash flow item.
Investment returns are projected using the current asset portfolios and projected reinvestment strategies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Each assumption is based on the best estimate adjusted by
a margin for adverse deviation. For fixed income returns, this margin is established by scenario testing a range of prescribed and company-developed scenarios consistent with Canadian Actuarial Standards of Practice. For all other assumptions, this
margin is established by directly adjusting the best estimate assumption. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Cash flows used in the net insurance contract liabilities valuation adjust the gross policy
cash flows to reflect projected cash flows from ceded reinsurance. The cash flow impact of ceded reinsurance varies depending upon the amount of reinsurance, the structure of reinsurance treaties, the expected economic benefit from treaty cash flows
and the impact of margins for adverse deviation. Gross insurance contract liabilities are determined by discounting gross policy cash flows using the same discount rate as the net CALM model discount rate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The reinsurance asset is determined by taking the difference between the gross insurance contract liabilities and the net insurance contract liabilities. The reinsurance
asset represents the benefit derived from reinsurance arrangements in force at the date of the Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The period used for the
projection of cash flows is the policy lifetime for most individual insurance contracts. For other types of contracts, a shorter projection period may be used, with the contract generally ending at the earlier of the first renewal date on or
after&nbsp;the Consolidated Statements of Financial Position date where the Company can exercise discretion in renewing its contractual obligations or terms of those obligations and the renewal or adjustment date that maximizes the insurance
contract liabilities. For segregated fund products with guarantees, the projection period is generally set as the period that leads to the largest insurance contract liability. Where the projection period is less than the policy lifetime, insurance
contract liabilities may be reduced by an allowance for acquisition expenses expected to be recovered from policy cash flows beyond the projection period used for the liabilities. Such allowances are tested for recoverability using assumptions that
are consistent with other components of the actuarial valuation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>136</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Composition </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The composition of insurance contract liabilities and reinsurance assets by the line of business and reporting segment is as follows. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Gross insurance contract liabilities </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="43%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#dde0da">Individual insurance</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Participating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Non-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">participating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Annuities<BR>and<BR>pensions</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<BR>insurance<BR>contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total, net of<BR>reinsurance<BR>ceded</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total<BR>reinsurance<BR>ceded</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">gross of<BR>reinsurance<BR>ceded</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia </P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38,470</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29,547</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,062</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,048</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>76,127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,332</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>77,459</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,743</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>34,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18,339</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,869</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>76,628</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(202</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>76,426</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,673</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>63,412</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,125</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>44,932</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>133,142</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41,695</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>174,837</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(601</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>387</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(168</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(68</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total, net of reinsurance ceded</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>57,886</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>127,035</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39,572</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>61,236</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>285,729</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>42,925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total reinsurance ceded</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>11,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,303</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>17,927</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,099</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>42,925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total, gross of reinsurance ceded</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;69,482</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;139,338</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;57,499</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;62,335</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;328,654</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="8" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#ffffff">Individual insurance</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Participating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Non-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">participating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Annuities<BR>and<BR>pensions</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>insurance<BR>contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total, net of<BR>reinsurance<BR>ceded</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total<BR>reinsurance<BR>ceded</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">gross of<BR>reinsurance<BR>ceded</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asia</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">32,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22,705</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,435</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">62,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">63,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(676</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75,522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,599</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43,522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135,851</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,952</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165,803</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate and Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">421</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">172</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">126</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total, net of reinsurance ceded</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">113,880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58,212</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">274,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">30,359</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total reinsurance ceded</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11,492</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11,238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,539</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,090</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">30,359</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total, gross of reinsurance ceded</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">63,930</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">125,118</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">56,255</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">59,302</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other insurance contract liabilities include group insurance and individual and group health including long-term care
insurance. </P></TD></TR></TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Separate <FONT STYLE="white-space:nowrap">sub-accounts</FONT> were established for participating policies
<FONT STYLE="white-space:nowrap">in-force</FONT> at the demutualization of MLI and John Hancock Mutual Life Insurance Company. These <FONT STYLE="white-space:nowrap">sub-accounts</FONT> permit this participating business to be operated as separate
&#147;closed blocks&#148; of participating policies. As at December&nbsp;31, 2018, $28,790 (2017 &#150; $28,135) of both assets and insurance contract liabilities were related to these closed blocks of participating policies. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Assets backing insurance contract liabilities, other liabilities and capital </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Assets are segmented and matched to liabilities with similar underlying characteristics by product line and major currency. The Company has established target investment
strategies and asset mixes for each asset segment supporting insurance contract liabilities which consider the risk attributes of the liabilities supported by the assets and expectations of market performance. Liabilities with rate and term
guarantees are predominantly backed by fixed-rate instruments on a cash flow matching basis for a targeted duration horizon. Longer duration cash flows on these liabilities as well as on adjustable products such as participating life insurance are
backed by a broader range of asset classes, including equity and alternative long-duration investments. The Company&#146;s capital is invested in a range of debt and equity investments, both public and private. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in the fair value of assets backing net insurance contract liabilities, that the Company considers to be other than temporary, would have a limited impact on the
Company&#146;s net income wherever there is an effective matching of assets and liabilities, as these changes would be substantially offset by corresponding changes in the value of net insurance contract liabilities. The fair value of assets backing
net insurance contract liabilities as at December&nbsp;31, 2018, excluding reinsurance assets, was estimated at $287,326 (2017 &#150; $278,521). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at
December&nbsp;31, 2018, the fair value of assets backing capital and other liabilities was estimated at $465,497 (2017 &#150; $456,278). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>137</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the carrying value of assets backing net insurance contract liabilities, other liabilities
and capital. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#dde0da">Individual insurance</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Participating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Non-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">participating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Annuities<BR>and pensions</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other insurance<BR>contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Capital<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>67,387</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20,469</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>28,435</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,061</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>28,308</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>185,594</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,416</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,562</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>172</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>262</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>589</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,178</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,218</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,111</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21,295</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,151</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,131</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,960</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,581</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,772</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>159</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,106</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,028</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,799</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>397</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>233</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,777</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9,061</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>22,816</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,785</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,427</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>374,418</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>23,097</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>448,604</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;57,886</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;127,035</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;39,572</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;61,236</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;408,532</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;56,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="8" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#ffffff">Individual insurance</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Participating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Non-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">participating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Annuities<BR>and pensions</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other insurance<BR>contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Capital<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;27,946</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">63,128</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">25,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,635</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">174,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Public equities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,855</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">332</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,029</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,286</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,009</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,891</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,128</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,059</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,739</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,136</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,516</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">769</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">228</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,603</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">16,285</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6,720</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,523</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">377,352</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">20,821</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">443,304</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">52,438</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;113,880</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;49,716</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;58,212</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;404,628</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;50,659</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other insurance contract liabilities include group insurance and individual and group health including long-term care
insurance. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other liabilities are <FONT STYLE="white-space:nowrap">non-insurance</FONT> contract liabilities which include segregated
funds, bank deposits, long-term debt, deferred tax liabilities, derivatives, investment contracts, embedded derivatives and other miscellaneous liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Capital is defined in note 13. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Significant insurance contract liability valuation assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The determination of insurance contract liabilities involves the use of estimates and assumptions. Insurance contract liabilities have two major components: a best
estimate amount and a provision for adverse deviation. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Best estimate assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Best estimate assumptions are made with respect to mortality and morbidity, investment returns, rates of policy termination, operating expenses and certain taxes. Actual
experience is monitored to ensure that assumptions remain appropriate and assumptions are changed as warranted. Assumptions are discussed in more detail in the following table. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="42%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000" BGCOLOR="#e8eae6">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Nature of factor and assumption methodology</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e8eae6" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#e8eae6">
<P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Risk management</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Mortality</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>and</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>morbidity</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mortality relates to the occurrence of
death. Mortality is a key assumption for life insurance and certain forms of annuities. Mortality assumptions are based on the Company&#146;s internal experience as well as past and emerging industry experience. Assumptions are differentiated by
sex, underwriting class, policy type and geographic market. Assumptions are made for future mortality improvements.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Morbidity relates to the occurrence of accidents and sickness for insured risks. Morbidity is a key assumption for long-term care insurance, disability insurance,
critical illness and other forms of individual and group health benefits. Morbidity assumptions are based on the Company&#146;s internal experience as well as past and emerging industry experience and are established for each type of morbidity risk
and geographic market. Assumptions are made for future morbidity improvements.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company maintains underwriting standards to determine the insurability of applicants. Claim trends are monitored on an ongoing basis. Exposure to large claims is
managed by establishing policy retention limits, which vary by market and geographic location. Policies in excess of the limits are reinsured with other companies.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Mortality is monitored monthly and the overall 2018 experience was favourable (2017 &#150; unfavourable) when compared to the Company&#146;s assumptions. Morbidity is
also monitored monthly and the overall 2018 experience was unfavourable (2017 &#150; unfavourable) when compared to the Company&#146;s assumptions.</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>138</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="42%"></TD></TR>

<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000" BGCOLOR="#e8eae6">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Nature of factor and assumption methodology</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e8eae6" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#e8eae6">
<P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Risk management</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Investment returns</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company segments assets to support
liabilities by business segment and geographic market and establishes investment strategies for each liability segment. Projected cash flows from these assets are combined with projected cash flows from future asset purchases/sales to determine
expected rates of return on these assets for future years. Investment strategies are based on the target investment policies for each segment and the reinvestment returns are derived from current and projected market rates for fixed income
investments and a projected outlook for other alternative long-duration assets.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment
return assumptions include expected future asset credit losses on fixed income investments. Credit losses are projected based on past experience of the Company and industry as well as specific reviews of the current investment portfolio.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Investment return assumptions for each asset class and geographic market also incorporate expected
investment management expenses that are derived from internal cost studies. The costs are attributed to each asset class to develop unitized assumptions per dollar of asset for each asset class and geographic market.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company&#146;s policy of closely matching asset cash flows with those of the corresponding liabilities is designed to mitigate the Company&#146;s exposure to future
changes in interest rates. The interest rate risk positions in business segments are monitored on an ongoing basis. Under CALM, the reinvestment rate is developed using interest rate scenario testing and reflects the interest rate risk
positions.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, the movement in interest rates positively
(2017&nbsp;&#150;&nbsp;negatively) impacted the Company&#146;s net income. This positive impact was driven by an increase in corporate spreads, partially offset by the impact of risk free interest rate movements and swap spreads on policy
liabilities.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The exposure to credit losses is managed against policies that limit
concentrations by issuer, corporate connections, ratings, sectors and geographic regions. On participating policies and some <FONT STYLE="white-space:nowrap">non-participating</FONT> policies, credit loss experience is passed back to policyholders
through the investment return crediting formula. For other policies, premiums and benefits reflect the Company&#146;s assumed level of future credit losses at contract inception or most recent contract adjustment date. The Company holds explicit
provisions in actuarial liabilities for credit risk including provisions for adverse deviation.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, credit loss experience on debt securities and mortgages was favourable (2017 &#150; favourable) when compared to the Company&#146;s assumptions.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Equities, real estate and other alternative long-duration assets are used to support liabilities
where investment return experience is passed back to policyholders through dividends or credited investment return adjustments. Equities, real estate, oil and gas and other alternative long-duration assets are also used to support long-dated
obligations in the Company&#146;s annuity and pension businesses and for long-dated insurance obligations on contracts where the investment return risk is borne by the Company.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, investment experience on alternative long-duration assets backing policyholder liabilities
was unfavourable (2017&nbsp;&#150; unfavourable) primarily due to losses in oil and gas properties, real estate properties and private equities. In 2018, alternative long-duration asset origination exceeded (2017 &#150; exceeded) valuation
requirements.</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, for
the business that is dynamically hedged, segregated fund guarantee experience on residual, <FONT STYLE="white-space:nowrap">non-dynamically</FONT> hedged market risks was unfavourable (2017&nbsp;&#150; favourable). For the business that is not
dynamically hedged, experience on segregated fund guarantees due to changes in the market value of assets under management was also unfavourable (2017 &#150; favourable). This excludes the experience on the macro equity hedges.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, investment expense experience was unfavourable (2017 &#150; unfavourable) when compared to
the Company&#146;s assumptions.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Policy termination and premium persistency</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Policies are terminated through lapses
and surrenders, where lapses represent the termination of policies due to <FONT STYLE="white-space:nowrap">non-payment</FONT> of premiums and surrenders represent the voluntary termination of policies by policyholders. Premium persistency represents
the level of ongoing deposits on contracts where there is policyholder discretion as to the amount and timing of deposits. Policy termination and premium persistency assumptions are primarily based on the Company&#146;s recent experience adjusted
for expected future conditions. Assumptions reflect differences by type of contract within each geographic market.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company seeks to design products that minimize financial exposure to lapse, surrender and premium persistency risk. The Company monitors lapse, surrender and
persistency experience.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">In aggregate, 2018 policyholder termination and premium persistency
experience was unfavourable (2017 &#150; unfavourable) when compared to the Company&#146;s assumptions used in the computation of actuarial liabilities.</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>139</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="42%"></TD></TR>

<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000" BGCOLOR="#e8eae6">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Nature of factor and assumption methodology</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e8eae6" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#e8eae6">
<P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Risk management</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Expenses and taxes</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Operating expense assumptions reflect the
projected costs of maintaining and servicing <FONT STYLE="white-space:nowrap">in-force</FONT> policies, including associated overhead expenses. The expenses are derived from internal cost studies projected into the future with an allowance for
inflation. For some developing businesses, there is an expectation that unit costs will decline as these businesses grow.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Taxes reflect assumptions for future premium taxes and other <FONT STYLE="white-space:nowrap">non-income</FONT> related taxes. For income taxes, policy liabilities are
adjusted only for temporary tax timing and permanent tax rate differences on the cash flows available to satisfy policy obligations.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company prices its products to cover the expected costs of servicing and maintaining them. In addition, the Company monitors expenses monthly, including comparisons
of actual expenses to expense levels allowed for in pricing and valuation.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Maintenance expenses
for 2018 were unfavourable (2017&nbsp;&#150;&nbsp;unfavourable) when compared to the Company&#146;s assumptions used in the computation of actuarial liabilities.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">The Company prices its products to cover the expected cost of taxes.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Policyholder&nbsp; dividends, experience rating refunds, and&nbsp; other adjustable policy elements</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">The best estimate projections for
policyholder dividends and experience rating refunds, and other adjustable elements of policy benefits are determined to be consistent with management&#146;s expectation of how these elements will be managed should experience emerge consistently
with the best estimate assumptions used for mortality and morbidity, investment returns, rates of policy termination, operating expenses and taxes.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company monitors policy experience and adjusts policy benefits and other adjustable elements to reflect this experience.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Policyholder dividends are reviewed annually for all businesses under a framework of Board-approved
policyholder dividend policies.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e8eae6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Foreign currency</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Foreign currency risk results from a
mismatch of the currency of liabilities and the currency of the assets designated to support these obligations. Where a currency mismatch exists, the assumed rate of return on the assets supporting the liabilities is reduced to reflect the potential
for adverse movements in foreign exchange rates.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">The Company generally matches the currency of its assets with the currency of the liabilities they support, with the objective of mitigating the risk of loss arising from
movements in currency exchange rates.</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company reviews actuarial methods and assumptions on an annual
basis. If changes are made to assumptions (refer to note 7(h)), the full impact is recognized in income immediately. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Sensitivity of
insurance contract liabilities to changes in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The sensitivity of net income attributed to
shareholders to changes in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions underlying insurance contract liabilities is shown below, assuming a simultaneous change in the assumption across all business units. The sensitivity of net
income attributed to shareholders to a deterioration or improvement in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions for Long-Term Care (&#147;LTC&#148;) as at December&nbsp;31, 2018 is also shown below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In practice, experience for each assumption will frequently vary by geographic market and business and assumption updates are made on a business/geographic specific
basis. Actual results can differ materially from these estimates for a variety of reasons including the interaction among these factors when more than one changes; changes in actuarial and investment return and future investment activity
assumptions; changes in business mix, effective tax rates and other market factors; and the general limitations of internal models. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders arising from changes to <FONT STYLE="white-space:nowrap">non-economic</FONT>
assumptions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Decrease in net income<BR>attributed to shareholders</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Policy related assumptions</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2% adverse change in future mortality
rates<SUP STYLE="font-size:85%; vertical-align:top">(2),(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Products where an increase in rates increases insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(400</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Products where a decrease in rates increases insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(500</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% adverse change in future morbidity rates (incidence and termination)<SUP
STYLE="font-size:85%; vertical-align:top">(3),(4),(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(5,100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% adverse change in future policy termination
rates<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% increase in future expense levels</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(600</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to
shareholders as a result of changes in <FONT STYLE="white-space:nowrap">non-economic</FONT> assumptions. Experience gains or losses would generally result in changes to future dividends, with no direct impact to shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">An increase in mortality rates will generally increase policy liabilities for life insurance contracts whereas a decrease
in mortality rates will generally increase policy liabilities for policies with longevity risk such as payout annuities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">No amounts related to morbidity risk are included for policies where the policy liability provides only for claims costs
expected over a short period, generally less than one year, such as Group Life and Health. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impacts of the adverse sensitivities on LTC for morbidity, mortality and lapse do not assume any partial offsets from
the Company&#146;s ability to contractually raise premium rates in such events, subject to state regulatory approval. In practice, the Company would plan to file for rate increases equal to the amount of deterioration resulting from the sensitivity.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This includes a 5% deterioration in incidence rates and 5% deterioration in claim termination rates.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>140</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Potential impact on net income attributed to shareholders arising from changes to <FONT
STYLE="white-space:nowrap">non-economic</FONT> assumptions for Long-Term Care included in the above table<SUP STYLE="font-size:85%; vertical-align:top">(1),(2)</SUP> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="91%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Decrease&nbsp;in&nbsp;net&nbsp;income<BR>attributed&nbsp;to&nbsp;shareholders</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Policy related assumptions</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2% adverse change in future mortality rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% adverse change in future morbidity incidence rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% adverse change in future morbidity claims termination rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% adverse change in future policy termination rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5% increase in future expense levels</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impacts of the adverse sensitivities on LTC for morbidity, mortality and lapse do not assume any partial offsets from
the Company&#146;s ability to contractually raise premium rates in such events, subject to state regulatory approval. In practice, the Company would plan to file for rate increases equal to the amount of deterioration resulting from the
sensitivities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The impact of favourable changes to all the sensitivities is relatively symmetrical. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Provision for adverse deviation assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The assumptions made in establishing insurance contract liabilities reflect expected best estimates of future experience. To recognize the uncertainty in these best
estimate assumptions, to allow for possible misestimation of and deterioration in experience and to provide a greater degree of assurance that the insurance contract liabilities are adequate to pay future benefits, the Appointed Actuary is required
to include a margin in each assumption. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Margins are released into future earnings as the policy is released from risk. Margins for interest rate risk are included by
testing a number of scenarios of future interest rates. The margin can be established by testing a limited number of scenarios, some of which are prescribed by the Canadian Actuarial Standards of Practice, and determining the liability based on the
worst outcome. Alternatively, the margin can be set by testing many scenarios, which are developed according to actuarial guidance. Under this approach, the liability would be the average of the outcomes above a percentile in the range prescribed by
the Canadian Actuarial Standards of Practice. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Specific guidance is also provided for other risks such as market, credit, mortality and morbidity risks. For other
risks which are not specifically addressed by the Canadian Institute of Actuaries, a range is provided of five per cent to 20&nbsp;per cent of the expected experience assumption. The Company uses assumptions within the permissible ranges, with the
determination of the level set considering the risk profile of the business. On occasion, in specific circumstances for additional prudence, a margin may exceed the high end of the range, which is permissible under the Canadian Actuarial Standards
of Practice. This additional margin would be released if the specific circumstances which led to it being established were to change. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Each margin is reviewed
annually for continued appropriateness. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Change in insurance contract liabilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The change in insurance contract liabilities was a result of the following business activities and changes in actuarial estimates. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net&nbsp;actuarial<BR>liabilities</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other<BR>insurance<BR>contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net<BR>insurance<BR>contract<BR>liabilities</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Reinsurance<BR>assets</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Gross<BR>insurance<BR>contract<BR>liabilities</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>263,091</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,155</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>274,246</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,359</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>304,605</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New policies<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>388</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,657</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Normal <FONT STYLE="white-space:nowrap">in-force</FONT>
movement<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,044</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>985</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,029</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,879</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in methods and assumptions<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(174</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(608</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(782</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of annuity coinsurance transactions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,686</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>829</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>16,515</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,780</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,295</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>272,761</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,968</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>285,729</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>42,925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net actuarial<BR>liabilities</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other<BR>insurance<BR>contract<BR>liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net<BR>insurance<BR>contract<BR>liabilities</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Reinsurance<BR>assets</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Gross<BR>insurance<BR>contract<BR>liabilities</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">251,738</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">262,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34,952</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">297,505</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New policies<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">441</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,986</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Normal <FONT STYLE="white-space:nowrap">in-force</FONT>
movement<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,097</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in methods and assumptions<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(28</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of U.S. Tax Reform<SUP STYLE="font-size:85%; vertical-align:top">(3),(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase due to decision to change the portfolio asset mix supporting legacy businesses<SUP
STYLE="font-size:85%; vertical-align:top">(3),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(11,275</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(562</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(11,837</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,027</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(13,864</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;263,091</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;11,155</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;274,246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;30,359</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;304,605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>141</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other insurance contract liabilities are comprised of benefits payable and provision for unreported claims and
policyholder amounts on deposit. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2018, the $2,907 increase reported as the change in insurance contract liabilities on the Consolidated Statements of
Income primarily consists of changes due to normal in-force movement, new policies and changes in methods and assumptions. These three items in the gross insurance contract liabilities were netted off by an increase of $4,754, of which $3,632 is
included in the Consolidated Statements of Income increase in insurance contract liabilities and $1,122 is included in gross claims and benefits. The Consolidated Statements of Income change in insurance contract liabilities also includes the change
in embedded derivatives associated with insurance contracts. The Company finalized its estimate of U.S. Tax reform which resulted in a $196 <FONT STYLE="white-space:nowrap">pre-tax</FONT> ($154 <FONT STYLE="white-space:nowrap">post-tax)</FONT>
increase in insurance contract liabilities, refer to note 5. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2017, the $20,023 increase reported as the change in insurance contract liabilities on the Consolidated Statements of
Income primarily consists of changes due to normal <FONT STYLE="white-space:nowrap">in-force</FONT> movement, new policies, changes in methods and assumptions, the impact of U.S. Tax Reform and the increase due to the decision to change the
portfolio asset mix supporting legacy businesses. These five items in the gross insurance contract liabilities were netted off by an increase of $20,964, of which $20,212 is included in the Consolidated Statements of Income increase in insurance
contract liabilities and $752 is included in gross claims and benefits. The Consolidated Statements of Income change in insurance contract liabilities also includes the change in embedded derivatives associated with insurance contracts.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2017, the impact of U.S. Tax Reform, which includes the lowering of the U.S. corporate tax rate from 35% to 21% and
limits on the tax deductibility of reserves, resulted in a $2,246 <FONT STYLE="white-space:nowrap">pre-tax</FONT> ($1,774 <FONT STYLE="white-space:nowrap">post-tax)</FONT> increase in policy liabilities due to the impact of temporary tax timing and
permanent tax rate differences on the cash flows available to satisfy policyholder obligations. The $472 deferred tax impact on this increase in policy liabilities, together with the impact of U.S. Tax Reform on the Company&#146;s deferred tax
assets and liabilities is included in note&nbsp;5. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2017, the decision to reduce the allocation to ALDA in the portfolio asset mix supporting the Company&#146;s North
American legacy businesses resulted in an increase in policy liabilities due to the impact on future expected investment income on assets supporting the policies. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(h) Actuarial methods and assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A
comprehensive review of valuation assumptions and methods is performed annually. The review reduces the Company&#146;s exposure to uncertainty by ensuring assumptions for both asset and liability related risks remain appropriate. This is
accomplished by monitoring experience and updating assumptions which represent a best estimate view of future experience, and margins that are appropriate for the risks assumed. While the assumptions selected represent the Company&#146;s current
best estimates and assessment of risk, the ongoing monitoring of experience and the economic environment is likely to result in future changes to the valuation assumptions, which could be material. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Annual review 2018 </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The completion of the 2018
annual review of actuarial methods and assumptions resulted in a decrease in insurance contract liabilities of $174, net of reinsurance, and a decrease in net income attributed to shareholders of $51 <FONT STYLE="white-space:nowrap">post-tax.</FONT>
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Change in insurance contract liabilities,<BR>net of
reinsurance</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Attributed
to<BR>participating<BR>policyholders&#146;<BR>account</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Attributed to<BR>shareholders&#146;<BR>account</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Change&nbsp;in&nbsp;net<BR>income&nbsp;attributed<BR>to
shareholders<BR><FONT STYLE="white-space:nowrap">(post-tax)</FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality and morbidity updates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;319</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;(192</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;511</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;(360</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapses and policyholder behaviour</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>287</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>287</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(226</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment return assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(146</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>143</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other updates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(684</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(94</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(590</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>392</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net impact</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;(174</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;(236</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;62</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;(51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to mortality and morbidity assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity updates resulted in a $360 <FONT STYLE="white-space:nowrap">post-tax</FONT> charge to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The primary driver of the charge is related to updates to mortality and morbidity assumptions for the Company&#146;s structured settlement and term renewal business in
Canada. A review of mortality assumptions for the Company&#146;s U.S. group pension annuity business and certain blocks of life insurance business resulted in a small charge to earnings, and other updates to mortality and morbidity assumptions led
to a small net charge. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to lapses and policyholder behaviour </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Lapse and policyholder behaviour updates resulted in a $226 <FONT STYLE="white-space:nowrap">post-tax</FONT> charge to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The primary driver of the charge is related to updated lapse and premium persistency rates for certain U.S. insurance product lines ($252
<FONT STYLE="white-space:nowrap">post-tax</FONT> charge). This included updates to universal life <FONT STYLE="white-space:nowrap">no-lapse</FONT> guarantee business lapse assumptions to better reflect emerging experience, which showed a variation
in lapses based on premium funding levels, partially offset by favourable lapse experience on several of the U.S. life insurance product lines. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to
lapse and policyholder behaviour assumptions were made across several product lines to reflect recent experience. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to investment
return assumptions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment return assumption updates resulted in a $143 <FONT STYLE="white-space:nowrap">post-tax</FONT> gain to net income attributed
to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company updated its bond default rates to reflect recent experience, leading to a $401 <FONT STYLE="white-space:nowrap">post-tax</FONT> gain and
updated the investment return assumptions for ALDA and public equities, specifically oil and gas, which led to a $210 <FONT STYLE="white-space:nowrap">post-tax</FONT> charge. Other refinements to the projections of investment returns resulted in a
$48 <FONT STYLE="white-space:nowrap">post-tax</FONT> charge. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Other updates </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Refinements to the projection of the tax and liability cashflows across multiple product lines led to a <FONT STYLE="white-space:nowrap">post-tax</FONT> gain to net
income attributed to shareholders of $392. The refinements were primarily driven by the projection of tax cashflows as the Company reviewed the deductibility of certain reserves. In addition, the Company refined the projection of policyholder
crediting rates for certain products. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>142</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Annual Review 2017 </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The quantification of the impact of the 2017 comprehensive review of valuation methods and assumptions is as of July&nbsp;1, 2017 for all lines of business. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The 2017 full year review of actuarial methods and assumptions resulted in an increase in insurance and investment contract liabilities of $277, net of reinsurance, and a
decrease in net income attributed to shareholders of $35 <FONT STYLE="white-space:nowrap">post-tax.</FONT> These charges exclude the impacts of the U.S. Tax Reform and reducing the allocation to ALDA in the Company&#146;s portfolio asset mix. The
charge to net income in the fourth quarter of 2017 for these two items was $2.8&nbsp;billion, which primarily related to the <FONT STYLE="white-space:nowrap">post-tax</FONT> change in policy liabilities. Refer to notes 5 and 7(g) for further
details. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="85%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Change in insurance contract liabilities,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">net of reinsurance</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Attributed to<BR>participating<BR>policyholders&#146;<BR>account</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Attributed to<BR>shareholders&#146;<BR>account</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Change&nbsp;in&nbsp;net<BR>income&nbsp;attributed<BR>to shareholders<BR><FONT
STYLE="white-space:nowrap">(post-tax)</FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality and morbidity updates</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(254</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(263</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapses and policyholder behaviour</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;1,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(783</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other updates</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">ALDA and public equity investment return assumptions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(892</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Corporate spread assumptions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(514</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Refinements to liability and tax cash flows</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,049</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,049</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">696</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(304</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">301</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net impact</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">277</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;97</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;180</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;(35</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to mortality and morbidity assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity updates resulted in a $299 benefit to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company completed a detailed review of the mortality assumptions for its U.S. life insurance business which resulted in a $384 charge to net income attributed to
shareholders. Assumptions were increased, particularly at older ages, reflecting both industry and the Company&#146;s own experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Updates to actuarial standards
related to future mortality improvement, and the review of mortality improvement assumptions globally, resulted in a $264 benefit to net income attributed to shareholders primarily in Canada and Asia. The updated actuarial standards include a
diversification benefit for the determination of margins for adverse deviation which recognizes the offsetting impact of longevity and mortality risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company
completed a detailed review of mortality assumptions for its Canadian retail insurance business which resulted in a $222 benefit to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to mortality and morbidity assumptions led to a $197 benefit to net income attributed to shareholders. These updates included a reduction in the margins for
adverse deviation applied to morbidity assumptions for certain medical insurance products in Japan. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Updates to lapses and policyholder
behaviour </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Updates to lapses and policyholder behaviour assumptions resulted in a $783 charge to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canadian retail insurance, lapse assumptions were reduced for certain universal life products to reflect recent experience, leading to a $315 charge to net income
attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For Canadian segregated fund guaranteed minimum withdrawal benefit lapses, incidence and utilization assumptions were updated to reflect
recent experience which led to a $242 charge to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates to lapse and policyholder behaviour assumptions were made across
several product lines including a reduction in lapse assumptions for the Company&#146;s whole life insurance products in Japan, leading to a $226 charge to net income attributed to shareholders. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Other updates </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other updates resulted in a $449
benefit to net income attributed to shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company reviewed its investment return assumptions for ALDA and public equities, which in aggregate led to a
reduction in return assumptions and a $892 charge to net income attributed to shareholders. The Company also reviewed future corporate spread assumptions, which led to a $344 benefit to net income attributed to shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Refinements to the projection of the Company&#146;s liability and tax cash flows in the U.S. resulted in a $696 benefit to net income attributed to shareholders. These
changes included refinements to the projection of policyholder crediting rates for certain universal life insurance products. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>143</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Other refinements resulted in a $301 benefit to net income attributed to shareholders. These changes included a review
of provisions for reinsurance counterparty credit risk and several other refinements to the projection of both the Company&#146;s asset and liability cash flows. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>(i) Insurance contracts contractual obligations </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance contracts give rise to obligations fixed by agreement. As at
December&nbsp;31, 2018, the Company&#146;s contractual obligations and commitments relating to insurance contracts are as follows. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>Payments due by period</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Less&nbsp;than<BR>1 year</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 to 3</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">3 to 5</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Over 5</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;9,327</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;10,863</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;17,994</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,238</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;788,422</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Insurance contract liability cash flows include estimates related to the timing and payment of death and disability
claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, commissions and premium taxes offset by contractual future premiums on
<FONT STYLE="white-space:nowrap">in-force</FONT> contracts. These estimated cash flows are based on the best estimate assumptions used in the determination of insurance contract liabilities. These amounts are undiscounted and reflect recoveries from
reinsurance agreements. Due to the use of assumptions, actual cash flows may differ from these estimates. Cash flows include embedded derivatives measured separately at fair value. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(j) Gross claims and benefits </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following
table presents a breakdown of gross claims and benefits. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Death, disability and other claims</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,174</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Maturity and surrender benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,722</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,302</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuity payments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,262</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policyholder dividends and experience rating refunds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,809</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,085</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net transfers from segregated funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,089</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,734</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;27,878</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;24,994</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(k) Annuity coinsurance transactions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On September&nbsp;26, 2018, the Company entered into coinsurance agreements with Reinsurance Group of America (&#147;RGA&#148;) to reinsure a block of legacy U.S.
individual <FONT STYLE="white-space:nowrap">pay-out</FONT> annuities business from John Hancock Life Insurance Company (U.S.A.) (&#147;JHUSA&#148;) and John Hancock Life Insurance Company of New York (&#147;JHNY&#148;).&nbsp;Under the terms of the
agreements, the Company will maintain responsibility for servicing the policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The JHUSA transaction closed with an effective date of July&nbsp;1, 2018 with a 100%
quota share. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred related invested assets backing these liabilities. The Company recorded an <FONT STYLE="white-space:nowrap">after-tax</FONT>
loss of $74 at the inception of the agreement, consisting of ceded premiums of $3.7&nbsp;billion and an increase of reinsurance assets of $3.6&nbsp;billion on the Consolidated Statements of Income. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On October&nbsp;31, 2018, the Company entered into coinsurance agreements with Jackson National Life Insurance Company (&#147;Jackson&#148;), a wholly-owned subsidiary of
Prudential plc, to reinsure a block of legacy U.S. group <FONT STYLE="white-space:nowrap">pay-out</FONT> annuities business from JHUSA and JHNY. Under the terms of the agreements, the Company will maintain responsibility for servicing the policies.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The JHUSA transaction closed with an effective date of October&nbsp;1, 2018 with a 100% quota share. The transaction was structured such that the Company ceded
policyholder contract liabilities and transferred related invested assets backing these liabilities. The Company recorded an <FONT STYLE="white-space:nowrap">after-tax</FONT> gain of $142 at the inception of the agreement, consisting of ceded
premiums of $7.0&nbsp;billion and an increase of reinsurance assets of $7.5&nbsp;billion on the Consolidated Statements of Income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The JHNY transaction with Jackson
is expected to close separately in the first quarter of 2019. The JHNY transaction with RGA closed on February 7, 2019. These transactions are expected to result in an <FONT STYLE="white-space:nowrap">after-tax</FONT> gain of approximately $80. </P>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>144</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_8"></A>Note 8&nbsp;&nbsp;&nbsp;&nbsp;Investment Contract Liabilities
</B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment contract liabilities are contractual obligations that do not contain significant insurance risk. Those contracts are measured either at fair
value or at amortized cost. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Investment contract liabilities measured at fair value </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment contract liabilities measured at fair value include certain investment savings and pension products sold primarily in Hong Kong and mainland China. The
following table presents the movement in investment contract liabilities measured at fair value during the year. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>639</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">631</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">New policies</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in market conditions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>76</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemptions, surrenders and maturities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(86</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>57</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;782</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;639</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Investment contract liabilities measured at amortized cost </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment contract liabilities measured at amortized cost include several fixed annuity products sold in Canada and U.S. fixed annuity products that provide guaranteed
income payments for a contractually determined period and are not contingent on survivorship. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Carrying value and fair value of investment contract liabilities
measured at amortized cost. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Amortized<BR>cost, gross of<BR>reinsurance<BR>ceded<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Amortized</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">cost, gross of<BR>reinsurance<BR>ceded<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. fixed annuity products</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,357</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,449</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;1,433</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian fixed annuity products</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,126</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,269</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,354</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investment contract liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,483</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,718</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,487</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,787</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">During the year, investment contract labilities with the carrying value and fair value of $128 and $130, respectively
(2017 &#150; $nil and $nil, respectively), were reinsured by the Company. As at December&nbsp;31, 2018, the net carrying value and fair value of investment contracts labilities were $2,355 and $2,588, respectively. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The changes in investment contract liabilities measured at amortized cost was a result of the following business activities. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="81%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;2,487</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;2,644</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy deposits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>82</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Withdrawals</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(201</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(232</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>110</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(91</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,483</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,487</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Carrying value of fixed annuity products is amortized at a rate that exactly discounts the projected actual cash flows to the net carrying
amount of the liability at the date of issue. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair value of fixed annuity products is determined by projecting cash flows according to the contract terms and
discounting the cash flows at current market rates adjusted for the Company&#146;s own credit standing. As at December&nbsp;31, 2018 and 2017, all investment contracts were categorized in Level&nbsp;2 of the fair value hierarchy. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Investment contracts contractual obligations </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, the Company&#146;s contractual obligations and commitments relating to the investment contracts are as follows. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>Payments due by period</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Less than<BR>1 year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1 to 3</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">3 to 5</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">years</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Over 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;193</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;492</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;476</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,312</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;5,473</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Due to the nature of the products, the timing of net cash flows may be before contract maturity. Cash flows are
undiscounted. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>145</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_9"></A>Note 9&nbsp;&nbsp;&nbsp;&nbsp;Risk Management </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s policies and procedures for managing risk related to financial instruments are presented in the &#147;Risk Management&#148; section of the
Company&#146;s MD&amp;A for the year ended December&nbsp;31, 2018. Specifically, these disclosures are included in &#147;Market Risk&#148; and &#147;Liquidity Risk&#148; in that section. These disclosures are in accordance with IFRS 7
&#147;Financial Instruments: Disclosures&#148; and therefore, only the shaded text and tables in the &#147;Risk Management&#148; section form an integral part of these Consolidated Financial Statements. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Credit risk </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit risk is the risk of loss
due to inability or unwillingness of a borrower, or counterparty, to fulfill its payment obligations. Worsening regional and global economic conditions, segment or industry sector challenges, or company specific factors could result in defaults or
downgrades and could lead to increased provisions or impairments related to the Company&#146;s general fund invested assets, derivative financial instruments and reinsurance assets and an increase in provisions for future credit impairments that are
included in actuarial liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s exposure to credit risk is managed through risk management policies and procedures which include a defined
credit evaluation and adjudication process, delegated credit approval authorities and established exposure limits by borrower, corporate connection, credit rating, industry and geographic region. The Company measures derivative counterparty exposure
as net potential credit exposure, which takes into consideration <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">mark-to-market</FONT></FONT> values of all transactions with each counterparty, net of any collateral held, and an
allowance to reflect future potential exposure. Reinsurance counterparty exposure is measured reflecting the level of ceded liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company also ensures
where warranted, that mortgages, private placements and loans to Bank clients are secured by collateral, the nature of which depends on the credit risk of the counterparty. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">An allowance for losses on loans is established when a loan becomes impaired. Allowances for loan losses are calculated to reduce the carrying value of the loans to
estimated net realizable value. The establishment of such allowances takes into consideration normal historical credit loss levels and future expectations, with an allowance for adverse deviations. In addition, policy liabilities include general
provisions for credit losses from future asset impairments. Impairments are identified through regular monitoring of all credit related exposures, considering such information as general market conditions, industry and borrower specific credit
events and any other relevant trends or conditions. Allowances for losses on reinsurance contracts are established when a reinsurance counterparty becomes unable or unwilling to fulfill its contractual obligations. The allowance for loss is based on
current recoverable amounts and ceded policy liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit risk associated with derivative counterparties is discussed in note 9(d) and credit risk associated
with reinsurance counterparties is discussed in note 9(i). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Credit exposure </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the gross carrying amount of financial instruments subject to credit exposure, without considering any collateral held or other credit
enhancements. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;154,737</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;147,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,857</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>48,363</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans to Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,793</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,737</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,703</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43,053</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other financial assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,253</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;341,933</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;311,782</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December 31, 2018, 99% (2017-99%) of debt securities were investment grade-rated with ratings ranging between AAA to BBB. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Credit quality </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit quality of commercial
mortgages and private placements is assessed at least annually by using an internal rating based on regular monitoring of credit-related exposures, considering both qualitative and quantitative factors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A provision is recorded when the internal risk ratings indicate that a loss represents the most likely outcome. These assets are designated as <FONT
STYLE="white-space:nowrap">non-accrual</FONT> and an allowance is established based on an analysis of the security and repayment sources. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>146</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit quality of commercial mortgages and private placements. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">AAA</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">AA</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">A</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">BBB</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">BB</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">B&nbsp;and&nbsp;lower</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Commercial mortgages</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>82</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,524</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,459</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,227</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Office</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,495</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,454</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,650</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,706</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Multi-family residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>613</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,407</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>839</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,323</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>36</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>366</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,953</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>339</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,814</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>289</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>334</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,167</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,191</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,995</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>Total commercial mortgages</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,076</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>5,146</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>15,440</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>6,246</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>213</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>94</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>28,215</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Agricultural mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>163</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>389</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>552</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,143</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,968</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,304</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14,055</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>733</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,551</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>35,754</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;2,219</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;10,277</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;28,744</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;20,690</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>946</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,645</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;64,521</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">AAA</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">AA</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">A</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">BBB</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">BB</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">B&nbsp;and&nbsp;lower</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Commercial mortgages</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,050</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Office</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,272</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,635</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,647</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,709</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Multi-family residential</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">523</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,395</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">726</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,449</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,542</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">477</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">362</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">331</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,012</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">973</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,692</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total commercial mortgages</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,085</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,901</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,357</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,873</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">273</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">25,574</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Agricultural mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">589</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,038</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11,978</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">13,160</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">717</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">993</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">32,132</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,123</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">9,306</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">25,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">19,438</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,015</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,078</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">58,295</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit quality of residential mortgages and loans to Bank clients is assessed at least annually with the loan being performing or <FONT
STYLE="white-space:nowrap">non-performing</FONT> as the key credit quality indicator. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Full or partial write-offs of loans are recorded when management believes that
there is no realistic prospect of full recovery. Write-offs, net of recoveries, are deducted from the allowance for credit losses. All impairments are captured in the allowance for credit losses. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit quality of residential mortgages and loans to Bank clients. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="12" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B><SUP STYLE="font-size:85%; vertical-align:top"></SUP><FONT STYLE="font-size:4.5pt"><SUP STYLE="font-size:85%; vertical-align:top">(1)<B></B></SUP>
<B></B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT STYLE="font-size:7pt">2017</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Insured</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Uninsured</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Insured</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Uninsured</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:10pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Residential mortgages</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Performing</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,854</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,696</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,550</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,256</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,310</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18,566</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-performing</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Loans to Bank clients</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Performing</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,787</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,787</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,734</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,734</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-performing</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;6,873</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;14,516</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;21,389</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;7,260</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;13,056</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;20,316</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"><FONT STYLE="white-space:nowrap">Non-performing</FONT> refers to assets that are 90 days or more past due.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The carrying value of government-insured mortgages was 15% of the total mortgage portfolio as at December&nbsp;31, 2018 (2017 &#150; 17%). Most of
these insured mortgages are residential loans as classified in the table above. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Past due or credit impaired financial assets
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company provides for credit risk by establishing allowances against the carrying value of impaired loans and recognizing impairment losses on AFS debt
securities. In addition, the Company reports as impairment certain declines in the fair value of debt securities designated as FVTPL which it deems represent an impairment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>147</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Past due but not impaired and impaired financial assets </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Past due but not impaired</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Less&nbsp;than<BR>90 days</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">90 days<BR>and&nbsp;greater</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total<BR>impaired</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans to Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other financial assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>77</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>103</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;176</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;28</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;204</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;179</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="12"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Past due but not impaired</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Less than<BR>90 days</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">90 days<BR>and greater</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total<BR>impaired</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">FVTPL</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AFS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans to Bank clients</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">92</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other financial assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">589</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">44</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">633</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">173</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Impaired loans </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Gross<BR>carrying<BR>value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Allowances&nbsp;for<BR>loan&nbsp;losses</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net&nbsp;carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>61</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans to Bank clients</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>172</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>52</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;233</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;95</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gross<BR>carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Allowances for<BR>loan losses</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Private placements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">79</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans to Bank clients</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">126</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Allowance for loan losses </B></FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="12" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Private<BR>placements</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Mortgages<BR>and&nbsp;loans&nbsp;to<BR>Bank clients</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Total</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Private<BR>placements</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR><BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Mortgages<BR>and&nbsp;loans&nbsp;to<BR>Bank clients</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Total</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>85</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">92</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Provisions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Recoveries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(36</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(13</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Write-offs<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(43</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(55</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;43</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;52</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;95</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;39</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;46</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">85</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes disposals and impact of changes in foreign exchange rates. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Securities lending, repurchase and reverse repurchase transactions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company engages in securities lending to generate fee income. Collateral exceeding the market value of the loaned securities is retained by the Company until the
underlying security has been returned to the Company. The market value of the loaned securities is monitored daily and additional collateral is obtained or refunded as the market value of the underlying loaned securities fluctuates. As at
December&nbsp;31, 2018, the Company had loaned securities (which are included in invested assets) with a market value of $1,518 (2017 &#150; $1,563). The Company holds collateral with a current market value that exceeds the value of securities lent
in all cases. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company engages in reverse repurchase transactions to generate fee income, to take possession of securities to cover short positions in similar
instruments and to meet short-term funding requirements. As at December&nbsp;31, 2018, the Company had engaged </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>148</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
in reverse repurchase transactions of $63 (2017 &#150; $230) which are recorded as short-term receivables. In addition, the Company had engaged in repurchase transactions of $64 as at
December&nbsp;31, 2018 (2017 &#150; $228) which are recorded as payables. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Credit default swaps </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#147;CDSs&#148;) to complement its cash debt securities
investing. The Company does not write CDS protection more than its government bond holdings. A CDS is a derivative instrument representing an agreement between two parties to exchange the credit risk of a single specified entity or an index based on
the credit risk of a group of entities (all commonly referred to as the &#147;reference entity&#148; or a portfolio of &#147;reference entities&#148;), in return for a periodic premium. CDS contracts typically have a five-year term. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents details of the credit default swap protection sold by type of contract and external agency rating for the underlying reference security. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Notional<BR>amount<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Weighted<BR>average<BR>maturity</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;years)<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Single name CDSs<SUP STYLE="font-size:85%; vertical-align:top">(3) </SUP>&#150; Corporate
debt</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>447</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL">Total single name CDSs</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>652</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>9</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>2</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total CDS protection sold</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>652</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>9</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>2</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Notional<BR>amount<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Weighted<BR>average<BR>maturity</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;years)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Single name CDSs<SUP STYLE="font-size:85%; vertical-align:top">(3) </SUP>&#150; Corporate
debt</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">408</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL">Total single name CDSs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;606</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;14</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">3</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total CDS protection sold</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;606</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;14</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">3</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)&nbsp;</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Notional amounts represent the maximum future payments the Company would have to pay its counterparties assuming a default
of the underlying credit and zero recovery on the underlying issuer obligation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)&nbsp;</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"> The weighted average maturity of the CDS is weighted based on notional amounts. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)&nbsp;</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"> Rating agency designations are based on S&amp;P where available followed by Moody&#146;s, DBRS, and Fitch. If no rating
is available from a rating agency, an internally developed rating is used. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company held no purchased credit protection as at December&nbsp;31,
2018 and 2017. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Derivatives </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
Company&#146;s <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">point-in-time</FONT></FONT> exposure to losses related to credit risk of a derivative counterparty is limited to the amount of any net gains that may have accrued with
a counterparty. Gross derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any offsetting contracts in a loss position and the impact of
collateral on hand. The Company limits the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering into master netting arrangements which permit the offsetting of contracts in a loss position in the
case of a counterparty default; and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a certain threshold. All contracts are held with counterparties rated
<FONT STYLE="white-space:nowrap">BBB-</FONT> or higher. As at December&nbsp;31, 2018, the percentage of the Company&#146;s derivative exposure with counterparties rated <FONT STYLE="white-space:nowrap">AA-</FONT> or higher was 19&nbsp;per cent (2017
&#150; 20 per cent). The Company&#146;s exposure to credit risk was mitigated by $7,848 fair value of collateral held as security as at December&nbsp;31, 2018 (2017 &#150; $10,138). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, the largest single counterparty exposure, without considering the impact of master netting agreements or the benefit of collateral held, was
$2,269 (2017 &#150; $2,629). The net exposure to this counterparty, after considering master netting agreements and the fair value of collateral held, was $nil (2017 &#150; $nil). As at December&nbsp;31, 2018, the total maximum credit exposure
related to derivatives across all counterparties, without considering the impact of master netting agreements and the benefit of collateral held, was $14,320 (2017 &#150; $16,204). </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Offsetting financial assets and financial liabilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these financial instruments in the Consolidated
Statements of Financial Position, as the rights of offset are conditional. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the case of derivatives, collateral is collected from and pledged to counterparties and
clearing houses to manage credit risk exposure in accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy
or other early termination. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>149</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged
to counterparties to manage credit exposure according to bilateral reverse repurchase or repurchase agreements. In the event of default by a counterparty, the Company is entitled to liquidate the collateral held to offset against the same
counterparty&#146;s obligation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the effect of conditional master netting and similar arrangements. Similar arrangements may include
global master repurchase agreements, global master securities lending agreements, and any related rights to financial collateral. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Related&nbsp;amounts&nbsp;not&nbsp;set&nbsp;off&nbsp;in&nbsp;the<BR>Consolidated&nbsp;Statements&nbsp;of<BR>Financial Position</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Gross&nbsp;amounts&nbsp;of<BR>financial&nbsp;instruments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Amounts&nbsp;subject&nbsp;to<BR>an enforceable<BR>master netting<BR>arrangement or<BR>similar agreements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Financial and<BR>cash&nbsp;collateral<BR>pledged<BR>(received)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net&nbsp;amount<BR>including<BR>financing<BR>trusts<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Net&nbsp;amounts<BR>excluding<BR>financing<BR>trusts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financial assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,320</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6,644</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7,431</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securities lending</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,518</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,518</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reverse repurchase agreements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>63</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(63</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total financial assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;15,901</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(6,707</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(8,949</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;245</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;245</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financial liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8,716</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;6,644</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,868</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(204</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Repurchase agreements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(64</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>63</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total financial liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(8,780</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>6,707</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>1,869</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(204</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(33</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c">Related&nbsp;amounts&nbsp;not set&nbsp;off&nbsp;in&nbsp;the<BR>Consolidated Statements of<BR>Financial Position</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gross amounts of<BR>financial&nbsp;instruments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Amounts subject to<BR>an enforceable<BR>master netting<BR>arrangement or<BR>similar agreements</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Financial and<BR>cash&nbsp;collateral<BR>pledged<BR>(received)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net&nbsp;amount<BR>including<BR>financing<BR>trusts<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net&nbsp;amounts<BR>excluding<BR>financing<BR>trusts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financial assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(6,714</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(9,395</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securities lending</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,563</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,563</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reverse repurchase agreements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">230</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(184</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total financial assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;17,997</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(6,760</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(11,142</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">95</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">95</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financial liabilities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(8,649</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;6,714</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,718</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(217</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(30</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Repurchase agreements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(228</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:13pt; font-size:8pt; font-family:ARIAL"><B>Total financial liabilities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(8,877</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">6,760</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">1,900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(217</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(30</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:13pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Financial assets and liabilities include accrued interest of $621 and $913, respectively (2017 &#150; $638 and $827,
respectively). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Financial and cash collateral exclude over-collateralization. As at December&nbsp;31, 2018, the Company was
over-collateralized on OTC derivative assets, OTC derivative liabilities, securities lending and reverse purchase agreements and repurchase agreements in the amounts of $417, $405, $80 and $nil, respectively (2017 &#150; $743, $382, $79 and $nil,
respectively). As at December&nbsp;31, 2018, collateral pledged (received) does not include <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">collateral-in-transit</FONT></FONT> on OTC instruments or initial margin on exchange traded
contracts or cleared contracts. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Includes derivative contracts entered between the Company and its financing trusts which it does not consolidate. The
Company does not exchange collateral on derivative contracts entered with these trusts. Refer to note 17. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company has certain credit linked
note assets and variable surplus note liabilities which have unconditional offset rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#146;s default, insolvency, or bankruptcy. These financial
instruments are offset in the Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A credit linked note is a security that allows the issuer to transfer a specific credit
risk to the buyer. A surplus note is a subordinated debt obligation that often qualifies as a surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other
contractual payments are made. The following table presents the effect of unconditional netting. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">Gross amounts of<BR>financial&nbsp;instruments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">Amounts subject to<BR>an enforceable<BR>netting&nbsp;arrangement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">Net&nbsp;amounts&nbsp;of<BR>financial&nbsp;instruments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit linked note<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;679</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dbded8"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" ALIGN="right"><B>(679</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dbded8"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dbded8"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dbded8" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dbded8"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Variable surplus note</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8" ALIGN="right"><B>(679</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;679</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dbded8" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dbded8"><B>&nbsp;</B></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>150</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Gross&nbsp;amounts of<BR>financial&nbsp;instruments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Amounts&nbsp;subject&nbsp;to<BR>an enforceable<BR>netting&nbsp;arrangement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Net amounts of<BR>financial&nbsp;instruments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit linked note<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;(461</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Variable surplus note</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;(461</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">461</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2017, the Company entered into a twenty-year financing facility with a third party, agreeing to issue variable surplus
notes in exchange for an equal amount of credit linked notes. These notes are held to support JHUSA excess reserves under U.S. National Association of Insurance Commissioners&#146; Model Regulation XXX. In certain scenarios, the credit linked note
will be drawn upon by the Company which will issue fixed surplus notes equal to the draw payment received. The third party has agreed to fund any such payment under the credit-linked notes in return for a fee. As at December&nbsp;31, 2018, the
Company had no fixed surplus notes outstanding. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Risk concentrations </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company defines enterprise-wide investment portfolio level targets and limits to ensure that portfolios are diversified across asset classes and individual investment
risks. The Company monitors actual investment positions and risk exposures for concentration risk and reports its findings to the Executive Risk Committee and the Risk Committee of the Board of Directors. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities and private placements rated as investment grade BBB or higher<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Government debt securities as a per cent of total debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Government private placements as a per cent of total private placements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Highest exposure to a single <FONT STYLE="white-space:nowrap">non-government</FONT> debt security and private
placement issuer</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,013</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Largest single issuer as a per cent of the total equity portfolio</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income producing commercial office properties (2018 &#150; 55% of real estate, 2017 &#150; 64%)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,065</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,836</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Largest concentration of mortgages and real estate<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP> &#150; Ontario Canada (2018 &#150; 26%, 2017 &#150; 25%)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;16,092</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;14,779</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Investment grade debt securities and private placements include 41% rated A, 17% rated AA and 17% rated AAA (2017 &#150;
42%, 16% and 17%) investments based on external ratings where available. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Mortgages and real estate investments are diversified geographically and by property type. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Debt securities and private placements portfolio by sector and industry. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Carrying&nbsp;value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">%&nbsp;of&nbsp;total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Carrying&nbsp;value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">%&nbsp;of&nbsp;total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>73,858</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">71,888</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Utilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41,929</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,568</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>31,340</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,923</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Energy</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,685</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrial</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,508</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,691</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer <FONT STYLE="white-space:nowrap">(non-cyclical)</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,483</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,009</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer (cyclical)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,707</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,916</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securitized</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,300</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Telecommunications</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,716</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Basic materials</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,539</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Technology</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,352</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Media and internet</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,136</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diversified and miscellaneous</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>819</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;221,348</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>100</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;206,132</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">100</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Insurance risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance risk is the risk of loss due to actual experience for mortality and morbidity claims, policyholder behaviour and expenses emerging differently than assumed when
a product was designed and priced. A variety of assumptions are made related to these experience factors, for reinsurance costs, and for sales levels when products are designed and priced, as well as in the determination of policy liabilities.
Assumptions for future claims are generally based on both Company and industry experience, and assumptions for future policyholder behaviour and expenses are generally based on Company experience. Such assumptions require significant professional
judgment, and actual experience may be materially different than the assumptions made by the Company. Claims may be impacted unexpectedly by changes in the prevalence of diseases or illnesses, medical and technology advances, widespread lifestyle
changes, natural disasters, large-scale <FONT STYLE="white-space:nowrap">man-made</FONT> disasters and acts of terrorism. Policyholder behaviour including premium payment patterns, policy renewals, lapse rates and withdrawal and surrender activity
are influenced by many factors including market and general economic conditions, and the availability and relative attractiveness of other products in the marketplace. Some reinsurance rates are not guaranteed and may be changed unexpectedly.
Adjustments the Company seeks to make to <FONT STYLE="white-space:nowrap">Non-Guaranteed</FONT> elements to reflect changing experience factors may be challenged by regulatory or legal action and the Company may be unable to implement them or may
face delays in implementation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company manages insurance risk through global policies, standards and best practices with respect to product design, pricing,
underwriting and claim adjudication, and a global underwriting manual. Each business unit establishes underwriting policies and procedures, including criteria for approval of risks and claims adjudication policies and procedures. The current global
life retention </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>151</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
limit is US$30 for individual policies (US$35 for survivorship life policies) and is shared across businesses. Lower limits are applied in some markets and jurisdictions. The Company aims to
further reduce exposure to claims concentrations by applying geographical aggregate retention limits for certain covers. Enterprise-wide, the Company aims to reduce the likelihood of high aggregate claims by operating globally, insuring a wide range
of unrelated risk events, and reinsuring some risk. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(h) Concentration risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The geographic concentration of the Company&#146;s insurance and investment contract liabilities, including embedded derivatives, is shown below. The disclosure is based
on the countries in which the business is written. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Gross&nbsp;liabilities</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Reinsurance<BR>assets</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net&nbsp;liabilities</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL">U.S. and Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>246,255</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(42,634</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>203,621</B></P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL">Asia and Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>85,830</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(419</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>)&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>85,411</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;332,085</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(43,053</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;289,032</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Gross liabilities</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Reinsurance<BR>assets</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net liabilities</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL">U.S. and Canada</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">237,434</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(30,225</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">207,209</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL">Asia and Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">70,521</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(134</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">70,387</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">307,955</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">(30,359</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">)&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">277,596</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(i) Reinsurance risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the normal course of business, the Company limits the amount of loss on any one policy by reinsuring certain levels of risk with other insurers. In addition, the
Company accepts reinsurance from other reinsurers. Reinsurance ceded does not discharge the Company&#146;s liability as the primary insurer. Failure of reinsurers to honour their obligations could result in losses to the Company; consequently,
allowances are established for amounts deemed uncollectible. To minimize losses from reinsurer insolvency, the Company monitors the concentration of credit risk both geographically and with any one reinsurer. In addition, the Company selects
reinsurers with high credit ratings. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, the Company had $43,053 (2017 &#150; $30,359) of reinsurance assets. Of this, 94 per cent (2017
&#150;&nbsp;92 per cent) were ceded to reinsurers with Standard and Poor&#146;s ratings of <FONT STYLE="white-space:nowrap">A-</FONT> or above. The Company&#146;s exposure to credit risk was mitigated by $24,435 fair value of collateral held as
security as at December&nbsp;31, 2018 (2017 &#150; $13,855). Net exposure after considering offsetting agreements and the benefit of the fair value of collateral held was $18,618 as at December&nbsp;31, 2018 (2017 &#150; $16,504). </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_10"></A>Note 10&nbsp;&nbsp;&nbsp;&nbsp;Long-Term Debt </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Carrying value of long-term debt instruments </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL">Issue date</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL">Maturity date</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Par value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">4.70% Senior notes<SUP STYLE="font-size:85%; vertical-align:top">(1),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">June&nbsp;23, 2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">June&nbsp;23, 2046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,355</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5.375% Senior notes<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">March&nbsp;4,&nbsp;2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">March&nbsp;4,&nbsp;2046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,010</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">928</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.527% Senior notes<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;2,&nbsp;2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;2,&nbsp;2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>367</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">338</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">4.150% Senior notes<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">March&nbsp;4, 2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">March&nbsp;4, 2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,356</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">4.90% Senior notes<SUP STYLE="font-size:85%; vertical-align:top">(2),(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">September&nbsp;17,&nbsp;2010</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">September&nbsp;17,&nbsp;2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>681</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">5.505% Medium-term
notes<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">June&nbsp;26, 2008</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">June&nbsp;26, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;4,769</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;4,784</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC may redeem the notes in whole, but not in part, on June&nbsp;23, 2021 and thereafter on every June&nbsp;23, at a
redemption price equal to par, together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC may redeem the senior notes in whole or in part, at any time, at a redemption price equal to the greater of par and a
price based on the yield of a corresponding U.S. Treasury bond plus a specified number of basis points. The specified number of basis points is as follows: 5.375% &#150; 40 bps, 3.527% &#150; 20 bps, 4.150% &#150; 35 bps, and 4.90% &#150; 35 bps.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These U.S. dollar senior notes have been designated as hedges of the Company&#146;s net investment in its U.S. operations
which reduces the earnings volatility that would otherwise arise from the <FONT STYLE="white-space:nowrap">re-measurement</FONT> of these senior notes into Canadian dollars. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On June&nbsp;26, 2018, the 5.505% Medium term notes matured. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The cash amount of interest paid on long-term debt during the year ended December&nbsp;31, 2018 was $222 (2017 &#150; $324). Issue costs are amortized over the term of
the debt. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Fair value measurement </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair
value of a long-term debt instrument is determined using quoted market prices where available (Level 1). When quoted market prices are not available, fair value is determined with reference to quoted prices of a debt instrument with similar
characteristics or estimated using discounted cash flows using observable market rates (Level 2). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Long-term debt is measured at amortized cost in the Consolidated
Statements of Financial Position. As at December&nbsp;31, 2018, the fair value of long-term debt was $4,886 (2017 &#150; $5,186). Long-term debt was categorized in Level&nbsp;2 of the fair value hierarchy (2017&nbsp;&#150;&nbsp;Level&nbsp;2). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>152</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Aggregate maturities of long-term debt </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:12.pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less than one year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">One to two years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>681</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Two to three years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Greater than five years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,088</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,758</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;4,769</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;4,784</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_11"></A>Note 11&nbsp;&nbsp;&nbsp;&nbsp;Capital Instruments </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Carrying value of capital instruments </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Issuance date</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Earliest&nbsp;par&nbsp;redemption<BR>date</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maturity date</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Par value</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">7.535% MFCT II Senior debenture notes<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">July&nbsp;10, 2009</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;31,&nbsp;2019</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;31,&nbsp;2108</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">JHFC Subordinated notes<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;14,&nbsp;2006</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">n/a</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;15, 2036</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;650</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>647</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">647</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">4.061% MFC Subordinated notes<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;24, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;24,&nbsp;2027</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;24, 2032</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,017</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">935</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.00% MFC Subordinated notes<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;21,&nbsp;2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;21,&nbsp;2024</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;21,&nbsp;2029</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">S$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>498</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.049% MFC Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">August&nbsp;18, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">August&nbsp;20, 2024</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">August&nbsp;20, 2029</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>747</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">746</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.317% MFC Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;9, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;9, 2023</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;9, 2028</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.181% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;20, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;22, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;22, 2027</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>997</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">996</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">3.85% MFC Subordinated notes<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;25, 2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;25, 2021</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">May&nbsp;25, 2026</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">S$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>499</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.389% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">June&nbsp;1, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">January&nbsp;5, 2021</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">January&nbsp;5, 2026</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>349</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">349</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.10% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">March&nbsp;10, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">June&nbsp;1, 2020</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">June&nbsp;1, 2025</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>749</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.64% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">December&nbsp;1, 2014</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">January&nbsp;15, 2020</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">January&nbsp;15, 2025</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">499</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.811% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;21, 2014</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;21, 2019</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;21, 2024</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">499</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">7.375% JHUSA Surplus notes<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;25, 1994</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">n/a</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">February&nbsp;15, 2024</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">US$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;450</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>632</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.926% MLI Subordinated debentures<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;29, 2013</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;29, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">November&nbsp;29, 2023</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2.819% MLI Subordinated debentures<SUP
STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">February&nbsp;25, 2013</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">February&nbsp;26, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">February&nbsp;26, 2023</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;8,732</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;8,387</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Issued by MLI to Manulife Financial Capital Trust II (MFCT II), a wholly owned unconsolidated related party to the
Company. On the earliest par redemption date and on every fifth anniversary thereafter (each, a &#147;Interest Reset Date&#148;), the rate of interest will reset to equal the yield on <FONT STYLE="white-space:nowrap">5-year</FONT> Government of
Canada bonds plus 5.2%. With regulatory approval, MLI may redeem the debentures, in whole or in part, on the earliest par redemption date and on any Interest Reset Date, at a redemption price equal to par, together with accrued and unpaid interest.
The redemption price for the debentures redeemed on any day that is not an Interest Reset Date will be equal to the greater of par or the fair value of the debt based on the yield on uncallable Government of Canada bonds to the next Interest Reset
Date plus (a) 1.0325% if the redemption date is on or after December&nbsp;31, 2014, but prior to December&nbsp;31, 2019, or (b) 2.065% if the redemption date is after December&nbsp;31, 2019, together with accrued and unpaid interest. Refer to note
17. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Issued by Manulife Holdings (Delaware) LLC (&#147;MHDLL&#148;), now John Hancock Financial Corporation (&#147;JHFC&#148;),
a wholly owned subsidiary of MFC, to Manulife Finance (Delaware) LLC (&#147;MFLLC&#148;), a subsidiary of Manulife Finance (Delaware) L.P. (&#147;MFLP&#148;). MFLP and its subsidiaries are wholly owned unconsolidated related parties to the Company.
The note bears interest at a floating rate equal to the <FONT STYLE="white-space:nowrap">90-day</FONT> Bankers&#146; Acceptance rate plus 0.72%. With regulatory approval, JHFC may redeem the note, in whole or in part, at any time, at par, together
with accrued and unpaid interest. Refer to note 17. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On the earliest par redemption date, the interest rate will reset to equal the
<FONT STYLE="white-space:nowrap">5-Year</FONT> US&nbsp;Dollar <FONT STYLE="white-space:nowrap">Mid-Swap</FONT> Rate plus 1.647%. With regulatory approval, MFC may redeem the debentures, in whole, but not in part, on the earliest par redemption date,
at a redemption price equal to par, together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On the earliest par redemption date, the interest rate will reset to equal the
<FONT STYLE="white-space:nowrap">5-year</FONT> Singapore Dollar Swap Rate plus a specified number of basis points. The specified number of basis points is as follows: 3.00% &#150; 83.2 bps, 3.85% &#150; 197 bps. With regulatory approval, MFC may
redeem the debentures, in whole, but not in part, on the earliest par redemption date and thereafter on each interest payment date, at a redemption price equal to par, together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Interest is fixed for the period up to the earliest par redemption date, thereafter, the interest rate will reset to a
floating rate equal to the <FONT STYLE="white-space:nowrap">90-day</FONT> Bankers&#146; Acceptance rate plus a specified number of basis points. The specified number of basis points is as follows: 3.049% &#150; 105 bps, 3.317% &#150; 78 bps. With
regulatory approval, MFC may redeem the debentures, in whole or in part, on or after the earliest par redemption date, at a redemption price equal to par, together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Interest is fixed for the period up to the earliest par redemption date, thereafter the interest rate will reset to a
floating rate equal to the <FONT STYLE="white-space:nowrap">90-day</FONT> Bankers&#146; Acceptance rate plus a specified number of basis points. The specified number of basis points is as follows: 3.181% &#150; 157 bps, 2.389% &#150; 83 bps, 2.10%
&#150; 72 bps, 2.64% &#150; 73 bps, 2.811% &#150; 80 bps. With regulatory approval, MLI may redeem the debentures, in whole or in part, on or after the earliest par redemption date, at a redemption price equal to par, together with accrued and
unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Issued by John Hancock Mutual Life Insurance Company, now John Hancock Life Insurance Company (U.S.A.). Any payment of
interest or principal on the surplus notes requires prior approval from the Department of Insurance and Financial Services of the State of Michigan. The carrying value of the surplus notes reflects an unamortized fair value increment of US$20 (2017
&#150; US$23), which arose as a result of the acquisition of John Hancock Financial Services, Inc. The amortization of the fair value adjustment is recorded in interest expense. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MLI redeemed in full the 2.926% and 2.819% subordinated debentures at par, on November&nbsp;29, 2018 and February&nbsp;26,
2018, respectively, the earliest par redemption dates. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Fair value measurement </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fair value of capital instruments is determined using quoted market prices where available (Level 1). When quoted market prices are not available fair value is determined
with reference to quoted prices of debt instruments with similar characteristics or estimated using discounted cash flows using observable market rates (Level 2). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital instruments are measured at amortized cost in the Consolidated Statements of Financial Position. As at December&nbsp;31, 2018, the fair value of capital
instruments was $8,712 (2017 &#150; $8,636). Capital instruments were categorized in Level&nbsp;2 of the fair value hierarchy (2017 &#150; Level&nbsp;2). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>153</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_12"></A>Note 12&nbsp;&nbsp;&nbsp;&nbsp;Share Capital and Earnings Per
Share </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The authorized capital of MFC consists of: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">an unlimited number of common shares without nominal or par value; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">an unlimited number of Class&nbsp;A, Class&nbsp;B and Class&nbsp;1 preferred shares without nominal or par value, issuable
in series. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Preferred shares </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The changes in issued and outstanding preferred shares are as follows. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of<BR>shares</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions)</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Amount</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of<BR>shares</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions)</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Amount</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>146</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,577</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;3,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued, Class&nbsp;1 shares, Series 25<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issuance costs, net of tax</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>156</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>3,822</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">146</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">3,577</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:15.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On February&nbsp;20, 2018, MFC issued 10&nbsp;million of <FONT STYLE="white-space:nowrap">Non-Cumulative</FONT> Rate Reset
Class&nbsp;1 Shares Series 25 at a price of $25 per share for gross proceeds of $250. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional information for the outstanding preferred shares
as at December&nbsp;31, 2018 </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Issue date</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Annual<BR>dividend<BR>rate<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Earliest&nbsp;redemption<BR>date<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number of<BR>shares</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions)</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Face<BR>amount</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Net<BR>amount<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="4"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;A preferred shares</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 2</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;18,&nbsp;2005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.65%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>344</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 3</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">January&nbsp;3, 2006</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.50%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>294</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="4"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 preferred shares</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 3<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;11, 2011</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.178%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>155</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 4</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;20, 2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">floating</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 5<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;6,&nbsp;2011</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.891%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;19,&nbsp;2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 7<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;22, 2012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.312%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>244</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 9<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">May&nbsp;24, 2012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.351%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19,&nbsp;2022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>244</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 11<SUP STYLE="font-size:85%; vertical-align:top">(4),(5),(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;4, 2012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.731%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>196</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 13<SUP STYLE="font-size:85%; vertical-align:top">(4),(5),(8)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;21, 2013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.414%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19, 2023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>196</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 15<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;25, 2014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.90%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 17<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">August&nbsp;15, 2014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.90%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>343</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 19<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;3, 2014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.80%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>246</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 21<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;25, 2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.60%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">425</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>417</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series 23<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">November&nbsp;22,&nbsp;2016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.85%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>467</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Series
25<SUP STYLE="font-size:85%; vertical-align:top">(4),(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">February&nbsp;20, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4.70%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">June&nbsp;19, 2023</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">156</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;3,900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;3,822</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Holders of Class&nbsp;A and Class&nbsp;1 preferred shares are entitled to receive
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> preferential cash dividends on a quarterly basis, as and when declared by the Board of Directors. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at
par, on the earliest redemption date or every five years thereafter, with the exception of Class&nbsp;A Series 2, Class&nbsp;A Series 3 and Class&nbsp;1 Series 4 preferred shares. Class&nbsp;A Series 2 and Series 3 preferred shares are past their
respective earliest redemption date and MFC may redeem these shares, in whole or in part, at par at any time, subject to regulatory approval, as noted. MFC may redeem the Class&nbsp;1 Series 4, in whole or in part, at any time, at $25.00 per share
if redeemed on June&nbsp;19, 2021 and on June&nbsp;19 every five years thereafter, or at $25.50 per share if redeemed on any other date after June&nbsp;19, 2016, subject to regulatory approval, as noted. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Net of <FONT STYLE="white-space:nowrap">after-tax</FONT> issuance costs. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year
Government of Canada bond yield plus a yield specified for each series. The specified yield for Class&nbsp;1 shares is: Series 3 &#150; 1.41%, Series 5 &#150; 2.90%, Series 7 &#150; 3.13%, Series 9 &#150; 2.86%, Series 11 &#150; 2.61%,
Series&nbsp;13&nbsp;&#150;&nbsp;2.22%, Series 15 &#150; 2.16%, Series 17 &#150; 2.36%, Series 19 &#150; 2.30%, Series 21 &#150; 4.97%, Series 23 &#150; 3.83% and Series 25 &#150; 2.55%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">On the earliest redemption date and every five years thereafter, Class&nbsp;1 preferred shares are convertible at the
option of the holder into a new series that is one number higher than their existing series, and the holders are entitled to <FONT STYLE="white-space:nowrap">non-cumulative</FONT> preferential cash dividends, payable quarterly if and when declared
by the Board of Directors, at a rate equal to the three month Government of Canada Treasury bill yield plus the rate specified in footnote 4 above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The floating dividend rate for the Class&nbsp;1 Shares Series 4 equals the three-month Government of Canada Treasury bill
yield plus 1.41%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC did not exercise its right to redeem all or any of the outstanding Class&nbsp;1 Shares Series 11 on March&nbsp;19,
2018 (the earliest redemption date). Dividend rate for Class&nbsp;1 Shares Series 11 was reset as specified in footnote 4 above to an annual fixed rate of 4.731% for a five-year period commencing on March&nbsp;20, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC did not exercise its right to redeem all or any of the outstanding Class&nbsp;1 Shares Series 13 on September&nbsp;19,
2018 (the earliest redemption date). Dividend rate for Class&nbsp;1 Shares Series 13 was reset as specified in footnote 4 above to an annual fixed rate of 4.414% for a five-year period commencing on September&nbsp;20, 2018. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>154</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Common shares </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The changes in common shares issued and outstanding are as follows. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of<BR>shares</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of<BR>shares</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,982</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22,989</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22,865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Repurchased for cancellation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued under dividend reinvestment plan</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>182</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued on exercise of stock options and deferred share units</P></TD>

<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,971</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;22,961</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,982</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;22,989</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Normal Course Issuer Bid </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On November&nbsp;12, 2018, the Company announced that the Toronto Stock Exchange approved a normal course issuer bid (&#147;NCIB&#148;) permitting the purchase for
cancellation of up to 40&nbsp;million MFC common shares. Purchases under the NCIB commenced on November&nbsp;14, 2018 and may continue until November&nbsp;13, 2019, when the NCIB expires, or such earlier date as the Company completes its purchases.
As at December 31, 2018, the Company had repurchased 23 million shares for $478. Of this, $269 was recorded in common shares and $209 was recorded in retained earnings in the Consolidated Statements of Changes in Equity. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Dividend Reinvestment Plan </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company offers a
Dividend Reinvestment Program (&#147;DRIP&#148;) whereby shareholders may elect to automatically reinvest dividends in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the
Board of Directors&#146; discretion. For the first three quarters of 2018, common shares in connection with DRIP were purchased on the open market with no applicable discount. For the dividend paid on December&nbsp;19, 2018, the required common
shares were purchased from treasury with a two per cent (2%) discount from the market price. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Earnings per share </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents basic and diluted earnings per common share of the Company. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Basic earnings per common share</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.34</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted earnings per common share</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2.33</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings per share. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Weighted average number of common shares (in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,983</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,978</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dilutive stock-based awards<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> (in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Weighted average number of diluted common shares (in
millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,988</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,986</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates the
number of incremental shares by assuming the outstanding stock-based awards are (i)&nbsp;exercised and (ii)&nbsp;then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price of MFC common
shares for the year. Excluded from the calculation was a weighted average of 7&nbsp;million (2017 &#150; 2 million) anti-dilutive stock-based awards. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Quarterly dividend declaration subsequent to year end </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On February&nbsp;13, 2019, the Company&#146;s Board of Directors approved a quarterly dividend of $0.25 per share on the common shares of MFC, payable on or after
March&nbsp;19, 2019 to shareholders of record at the close of business on February&nbsp;27, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Board also declared dividends on the following <FONT
STYLE="white-space:nowrap">non-cumulative</FONT> preferred shares, payable on or after March&nbsp;19, 2019 to shareholders of record at the close of business on February&nbsp;27, 2019. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;A Shares Series 2 &#150; $0.29063 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 13 &#150; $0.275875 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;A Shares Series 3 &#150; $0.28125 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 15 &#150; $0.24375 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 3 &#150; $0.136125 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 17 &#150; $0.24375 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 4 &#150; $0.193315 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 19 &#150; $0.2375 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 5 &#150; $0.243188 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 21 &#150; $0.35 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 7 &#150; $0.2695 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 23 &#150; $0.303125 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 9 &#150; $0.271938 per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Class&nbsp;1 Shares Series 25 &#150; $0.29375 per share</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Class&nbsp;1 Shares Series 11 &#150; $0.295688 per share</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_13"></A>Note 13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Capital Management </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Capital management </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company monitors and
manages its consolidated capital in compliance with the Life Insurance Capital Adequacy Test (&#147;LICAT&#148;) guideline, the new capital framework issued by the Office of the Superintendent of Financial Institutions (&#147;OSFI&#148;) that became
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>155</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
effective on January&nbsp;1, 2018. Under this new capital framework, the Company&#146;s consolidated capital resources, including available capital, surplus allowance, and eligible deposits, are
measured against the base solvency buffer, which is the risk-based capital requirement determined in accordance with the guideline. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s operating
activities are mostly conducted within MLI and its subsidiaries. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MLI is also regulated by OSFI and is therefore subject to consolidated risk-based capital
requirements using the OSFI LICAT framework. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company seeks to manage its capital with the objectives of: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Operating with sufficient capital to be able to honour all commitments to its policyholders and creditors with a high degree
of confidence; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Retaining the ongoing confidence of regulators, policyholders, rating agencies, investors and other creditors in order to
ensure access to capital markets; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Optimizing return on capital to meet shareholders&#146; expectations subject to constraints and considerations of adequate
levels of capital established to meet the first two objectives. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital is managed and monitored in accordance with the Capital Management Policy.
The policy is reviewed and approved by the Board of Directors annually and is integrated with the Company&#146;s risk and financial management frameworks. It establishes guidelines regarding the quantity and quality of capital, internal capital
mobility, and proactive management of ongoing and future capital requirements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The capital management framework takes into account the requirements of the Company as
a whole as well as the needs of each of the Company&#146;s subsidiaries. Internal capital targets are set above the regulatory requirements, and consider a number of factors, including expectations of regulators and rating agencies, results of
sensitivity and stress testing and the Company&#146;s own risk assessments. The Company monitors against these internal targets and initiates actions appropriate to achieving its business objectives. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Consolidated capital, based on accounting standards, is presented in the table below for MFC. For regulatory reporting purposes, LICAT available capital is based on
consolidated capital with adjustments for certain deductions, limits and restrictions, as mandated by the LICAT guideline. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated
capital </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;47,151</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;42,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjusted for AOCI loss on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(109</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total equity excluding AOCI on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>47,278</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,272</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Qualifying capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Consolidated capital</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>56,010</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">50,659</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Restrictions on dividends and capital distributions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Dividends and capital distributions are restricted under the Insurance Company Act (&#147;ICA&#148;). These restrictions apply to both the Company and its primary
operating subsidiary MLI. The ICA prohibits the declaration or payment of any dividend on shares of an insurance company if there are reasonable grounds for believing a company does not have adequate capital and adequate and appropriate forms of
liquidity or the declaration or the payment of the dividend would cause the company to be in contravention of any regulation made under the ICA respecting the maintenance of adequate capital and adequate and appropriate forms of liquidity, or of any
direction made to the company by OSFI. The ICA also requires an insurance company to notify OSFI of the declaration of a dividend at least 15 days prior to the date fixed for its payment. Similarly, the ICA prohibits the purchase for cancellation of
any shares issued by an insurance company or the redemption of any redeemable shares or other similar capital transactions, if there are reasonable grounds for believing that the company does not have adequate capital and adequate and appropriate
forms of liquidity or the payment would cause the company to be in contravention of any regulation made under the ICA respecting the maintenance of adequate capital and adequate and appropriate forms of liquidity, or any direction made to the
company by OSFI. These latter transactions would require the prior approval of OSFI. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The ICA requires Canadian insurance companies to maintain adequate levels of
capital at all times. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Since the Company is a holding company that conducts all of its operations through regulated insurance subsidiaries (or companies owned
directly or indirectly by these subsidiaries), its ability to pay future dividends will depend on the receipt of sufficient funds from its regulated insurance subsidiaries. These subsidiaries are also subject to certain regulatory restrictions under
laws in Canada, the United States and certain other countries that may limit their ability to pay dividends or make other upstream distributions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company and MLI
have covenanted for the benefit of holders of the outstanding Trust II Notes &#150; Series I (the &#147;Notes&#148;) that, if interest is not paid in full in cash on the Notes on any interest payment date or if MLI elects that holders of Notes
invest interest </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>156</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
payable on the Notes on any interest payment date in a new series of Manufacturers Life Class&nbsp;1 Shares, MLI will not declare or pay cash dividends on any MLI Public Preferred Shares (as
defined below), if any are outstanding, and if no MLI Public Preferred Shares are outstanding, MFC will not declare or pay cash dividends on its Preferred Shares and Common Shares, in each case, until the sixth month following such deferral date.
&#147;MLI Public Preferred Shares&#148; means, at any time, preferred shares of MLI which at that time: (a)&nbsp;have been issued to the public (excluding any preferred shares of MLI held beneficially by affiliates of MLI); (b) are listed on a
recognized stock exchange; and (c)&nbsp;have an aggregate liquidation entitlement of at least $200, however, if at any time, there is more than one class of MLI Public Preferred Shares outstanding, then the most senior class or classes of
outstanding MLI Public Preferred Shares shall, for all purposes, be the MLI Public Preferred Shares. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_14"></A>Note
14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Revenue from Service Contracts </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company provides investment management services, administrative services, distribution
and related services to proprietary and third-party investment funds, retirement plans, group benefit plans and other arrangements. The Company also provides real estate management services to tenants of the Company&#146;s investment properties.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s service contracts generally impose single performance obligations, each consisting of a series of similar related services for each customer. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s performance obligations within service arrangements are generally satisfied over time as the customer simultaneously receives and consumes the benefits
of the services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent that it is highly probable that a significant reversal in the amount of cumulative revenue
recognized will not occur when the uncertainty is subsequently resolved. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Asset based fees vary with asset values of accounts under management, subject to market
conditions and investor behaviors beyond the Company&#146;s control. Transaction processing and administrative fees vary with activity volume, also beyond the Company&#146;s control. Some fees, including distribution fees, are based on account
balances and transaction volumes. Fees related to account balances and transaction volumes are measured daily. Real estate management service fees include fixed portions plus recovery of variable costs of services rendered to tenants. Fees related
to services provided are generally recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative revenue recognized will occur. The Company has determined that its service contracts have no
significant financing components as fees are collected monthly. The Company has no significant contract assets or contract liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following tables present
revenue from service contracts by service lines and reporting segments as disclosed in note 19. </P> <P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Global<BR>WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Corporate<BR>and&nbsp;Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment management and other related fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>328</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>149</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>521</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,805</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(236</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,567</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transaction processing, administration, and service fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>226</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>854</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,939</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,036</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Distribution fees and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>617</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>724</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(30</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,615</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total included in other revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>809</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,155</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,468</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(266</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,218</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate management services reported in net investment
income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>160</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>147</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>348</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>840</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,212</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,302</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,468</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(256</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,566</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2017</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Global<BR>WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Corporate<BR>and&nbsp;Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment management and other related fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">351</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">137</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,397</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(232</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transaction processing, administration, and service fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,978</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,075</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Distribution fees and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">269</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">626</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">785</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(42</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,702</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total included in other revenue</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,072</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,212</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(271</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,999</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate management services reported in net investment
income</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">344</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;848</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,233</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,368</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;5,160</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(266</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;8,343</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_15"></A>Note 15&nbsp;&nbsp;&nbsp;&nbsp;Stock-Based Compensation </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Stock options </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company grants stock options
under its Executive Stock Option Plan (&#147;ESOP&#148;) to selected individuals. The options provide the holder the right to purchase MFC common shares at an exercise price equal to the higher of the prior day, prior
<FONT STYLE="white-space:nowrap">five-day</FONT> or prior <FONT STYLE="white-space:nowrap">ten-day</FONT> average closing market price of the shares on the Toronto Stock Exchange on the date the options are granted. The options vest over a period
not exceeding four years and expire not more than 10 years from the grant date. Effective with the 2015 grant, options may only be exercised after the fifth-year anniversary. A total of 73,600,000 common shares have been reserved for issuance under
the ESOP. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>157</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Options outstanding </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Number&nbsp;of<BR> options<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> &nbsp;<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">)&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR><BR> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Weighted<BR>average<BR>exercise<BR> price<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Number&nbsp;of<BR> options<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> &nbsp;<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">)&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR><BR><BR> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Weighted<BR>average<BR>exercise<BR> price<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Outstanding, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;20.45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;19.80</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Granted</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24.52</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24.56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exercised</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17.77</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16.03</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37.35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forfeited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21.24</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> (1<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> )&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> 20.86<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Outstanding, December&nbsp;31</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>23</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>20.29</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 25<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 20.45<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Exercisable, December&nbsp;31</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18.08</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 12<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 19.93<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="43%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Options outstanding</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Options exercisable</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Number&nbsp;of<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">options</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">)&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR><BR> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Weighted<BR>average<BR>exercise<BR> price<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR><BR><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Weighted<BR>average<BR>remaining<BR>contractual<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">life</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;years)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Number&nbsp;of<BR> options<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;millions</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR> &nbsp;<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">)&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR><BR> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Weighted<BR>average<BR>exercise<BR> price<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR><BR><BR><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right">Weighted<BR>average<BR>remaining<BR>contractual<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">life</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(in&nbsp;years)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR>&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$12.64&nbsp;&#150;&nbsp;$20.99</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;17.27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.00</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;17.06</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2.09</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$21.00&nbsp;&#150;&nbsp;$24.83</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>23.26</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6.95</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21.27</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3.25</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>23</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>20.29</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5.49</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18.08</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2.37</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The weighted average fair value of each option granted in 2018 has been estimated at $4.97 (2017 &#150; $5.18) using the Black-Scholes
option-pricing model. The pricing model uses the following assumptions for these options: risk-free interest rate of 2.00% (2017&nbsp;&#150;&nbsp;1.25%), dividend yield of 3.25% (2017 &#150; 3.00%), expected volatility of 28.0% (2017 &#150; 29.5%)
and expected life of 6.3 (2017 &#150; 6.7) years. Expected volatility is estimated by evaluating a number of factors including historical volatility of the share price over multi-year periods. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Compensation expense related to stock options was $9 for the year ended December&nbsp;31, 2018 (2017 &#150; $16). </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Deferred share units </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2000, the Company
granted deferred share units (&#147;DSUs&#148;) to certain employees under the ESOP. These DSUs vest over a three-year period and each DSU entitles the holder to receive one common share on retirement or termination of employment. When dividends are
paid on common shares, holders of DSUs are deemed to receive dividends at the same rate, payable in the form of additional DSUs. In 2018, nil DSUs were granted to employees under the ESOP (2017 &#150; nil). The number of DSUs outstanding was 337,000
as at December&nbsp;31, 2018 (2017 &#150; 610,000). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition, for certain employees and pursuant to the Company&#146;s deferred compensation program, the Company
grants DSUs under the RSU Plan which entitle the holder to receive payment in cash equal to the value of the same number of common shares plus credited dividends on retirement or termination of employment. In 2018, the Company granted 55,000 DSUs to
certain employees which vest after 34 months (2017 &#150; 23,000). In 2018, 8,000 DSUs (2017 &#150; nil) were granted to certain employees who elected to defer receipt of all or part of their annual bonus. These DSUs vested immediately. Also, in
2018, nil DSUs (2017 &#150; 43,000) were granted to certain employees to defer payment of all or part of their Restricted Share Units (&#147;RSUs&#148;) and/or Performance Share Units (&#147;PSUs&#148;). These DSUs also vested immediately. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the Stock Plan for <FONT STYLE="white-space:nowrap">Non-Employee</FONT> Directors, each eligible director may elect to receive his or her annual director&#146;s
retainer and fees in DSUs or common shares in lieu of cash. Upon termination of the Board service, an eligible director who has elected to receive DSUs will be entitled to receive cash equal to the value of the DSUs accumulated in his or her
account, or at his or her direction, an equivalent number of common shares. A total of one million common shares have been reserved for issuance under this plan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
fair value of 141,000 DSUs issued during the year was $19.37 per unit, as at December&nbsp;31, 2018 (2017 &#150; 156,000 at $26.22 per unit). </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Number of DSUs (in thousands)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Outstanding, January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,645</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>141</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinvested</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redeemed</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(346</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(279</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forfeitures and cancellations</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> (2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> )&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Outstanding, December&nbsp;31</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,538</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 2,645<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>158</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Of the DSUs outstanding as at December&nbsp;31, 2018, 337,000 (2017 &#150; 610,000) entitle the holder to receive
common shares, 1,151,000 (2017 &#150; 1,103,000) entitle the holder to receive payment in cash and 1,050,000 (2017 &#150; 932,000) entitle the holder to receive payment in cash or common shares, at the option of the holder. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Compensation expense related to DSUs was $6 for the year ended December&nbsp;31, 2018 (2017 &#150; $13). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The carrying and fair value of the DSUs liability as at December&nbsp;31, 2018 was $43 (2017 &#150; $53) and was included in other liabilities. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Restricted share units and performance share units </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For the year ended December&nbsp;31, 2018, 5.5&nbsp;million RSUs (2017 &#150; 5.6 million) and 0.8&nbsp;million PSUs (2017 &#150; 1.0 million) were granted to certain
eligible employees under MFC&#146;s Restricted Share Unit Plan. The fair value of the RSUs and PSUs granted during the year was $19.37 per unit as at December&nbsp;31, 2018 (2017 &#150; $26.22 per unit). Each RSU and PSU entitles the holder to
receive payment equal to the market value of one common share, plus credited dividends, at the time of vesting, subject to any performance conditions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">RSUs granted
in February 2018 will vest after 34 months and PSUs granted in February 2018 will vest after 36 months from their grant date and the related compensation expense is recognized over these periods, except where the employee is eligible to retire prior
to a vesting date, in which case the cost is recognized over the period between the grant date and the date on which the employee is eligible to retire. Compensation expense related to RSUs and PSUs was $111 and $14, respectively, for the year ended
December&nbsp;31, 2018 (2017 &#150; $125 and $21, respectively). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The carrying and fair value of the RSUs and PSUs liability as at December&nbsp;31, 2018 was $128
(2017 &#150; $228) and was included in other liabilities. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Global share ownership plan </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s Global Share Ownership Plan allows qualifying employees to apply up to five per cent of their annual base earnings toward the purchase of common
shares. The Company matches a percentage of the employee&#146;s eligible contributions up to a maximum amount. The Company&#146;s contributions vest immediately. All contributions are used to purchase common shares in the open market. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_16"></A>Note 16&nbsp;&nbsp;&nbsp;&nbsp; Employee Future Benefits </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company maintains defined contribution and defined benefit pension plans and other post-employment plans for employees and agents including registered (tax qualified)
pension plans that are typically funded, as well as supplemental <FONT STYLE="white-space:nowrap">non-registered</FONT> <FONT STYLE="white-space:nowrap">(non-qualified)</FONT> pension plans for executives, retiree welfare plans and disability
welfare plans that are typically not funded. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Plan characteristics </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To reduce the financial risk associated with final average pay defined benefit pension plans and retiree welfare plans, the Company has over time closed all these plans
to new members and, in the case of pension plans, has replaced them with capital accumulation plans. The latter include defined benefit cash balance plans, 401(k) plans and/or defined contribution plans, depending on the country of employment. The
result is that final average pay pension plans account for less than 50&nbsp;per cent of the Company&#146;s global pension obligations and the number of employees who accrue these pensions declines each year. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">During the year, the Company implemented a voluntary exit program, as part of its Canadian operations transformation, and a North American voluntary early retirement
program. Combined, these two programs will result in the voluntary separation of 1,270 employees in Canada and 229 employees in the U.S. by the end of 2019. A curtailment loss of $22 resulting from these programs was recorded in earnings during the
4<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> quarter of 2018. This loss represents the increase in net defined benefit liability due to the affected employees separating sooner than had previously been assumed. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">All pension arrangements are governed by local pension committees or management, but significant plan changes require approval from the Company&#146;s Board of Directors.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s funding policy for defined benefit pension plans is to make the minimum annual contributions required by regulations in the countries in which the
plans are offered. Assumptions and methods prescribed for regulatory funding purposes typically differ from those used for accounting purposes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s
remaining defined benefit pension and/or retiree welfare plans are in the U.S., Canada, Japan, and Taiwan (China). There are also disability welfare plans in the U.S. and Canada. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The largest defined benefit pension and retiree welfare plans are the primary plans for employees in the U.S. and Canada. These are the material plans that are discussed
in the balance of this note. The Company measures its defined benefit obligations and fair value of plan assets for accounting purposes as at December&nbsp;31 each year. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>U.S. defined benefit pension and retiree welfare plans </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company operates a qualified cash balance plan that is open to new members, a closed <FONT STYLE="white-space:nowrap">non-qualified</FONT> cash balance plan, and a
closed retiree welfare plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>159</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Actuarial valuations to determine the Company&#146;s minimum funding contributions for the qualified cash balance plan
are required annually. Deficits revealed in the funding valuations must generally be funded over a period of up to seven years. It is expected that there will be no required funding for this plan in 2019. There are no plan assets set aside for the <FONT
STYLE="white-space:nowrap">non-qualified</FONT> cash balance plan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The retiree welfare plan subsidizes the cost of life insurance and medical benefits. The majority
of those who retired after 1991 receive a fixed-dollar subsidy from the Company based on service. The plan was closed to all employees hired after 2004. While assets have been set aside in a qualified trust to pay future retiree welfare benefits,
this funding is optional. Retiree welfare benefits offered under the plan coordinate with the U.S. Medicare program to make optimal use of available federal financial support. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The qualified pension and retiree welfare plans are governed by the U.S. Benefits Committee, while the <FONT STYLE="white-space:nowrap">non-qualified</FONT> pension plan
is governed by the U.S. <FONT STYLE="white-space:nowrap">Non-Qualified</FONT> Plans Subcommittee. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Canadian defined benefit pension and
retiree welfare plans </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s defined benefit plans in Canada include two registered final average pay pension plans, a <FONT
STYLE="white-space:nowrap">non-registered</FONT> supplemental final average pay pension plan and a retiree welfare plan, all of which have been closed to new members. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Actuarial valuations to determine the Company&#146;s minimum funding contributions for the registered pension plans are required at least once every three years. Deficits
revealed in the funding valuation must generally be funded over a period of ten years. For 2019, the required funding for these plans is expected to be $12. The supplemental <FONT STYLE="white-space:nowrap">non-registered</FONT> pension plan is not
funded. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The retiree welfare plan subsidizes the cost of life insurance, medical and dental benefits. These subsidies are a fixed dollar amount for those who retired
after April&nbsp;30, 2013 and will be eliminated for those who retire after 2019. There are no assets set aside for this plan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The registered pension plans are
governed by Pension Committees, while the supplemental <FONT STYLE="white-space:nowrap">non-registered</FONT> plan is governed by the Board of Directors. The retiree welfare plan is governed by management. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Risks </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In final average pay pension plans
and retiree welfare plans, the Company generally bears the material risks which include interest rate, investment, longevity and health care cost inflation risks. In defined contribution plans, these risks are typically borne by the employee. In
cash balance plans, the interest rate, investment and longevity risks are partially transferred to the employee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Material sources of risk to the Company for all
plans include: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">A decline in discount rates that increases the defined benefit obligations by more than the change in value of plan assets;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Lower than expected rates of mortality; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" COLOR="#1f320c"><SUP STYLE="font-size:85%; vertical-align:top">&#8718;</SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">For retiree welfare plans, higher than expected health care costs. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company has managed these risks through plan design and eligibility changes that have limited the size and growth of the defined benefit obligations. Investment risks
for funded plans are managed through strategies aimed at improving the alignment between movements in the invested assets and movements in the obligations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the
U.S., delegated committee representatives and management review the financial status of the qualified defined benefit pension plan at least monthly, and steps are taken in accordance with an established dynamic investment policy to reduce the risk
in the plan as the funded status improves. As at December&nbsp;31, 2018, the target asset allocation for the plan was 27% return-seeking assets and 73% liability-hedging assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canada, internal committees and management review the financial status of the registered defined benefit pension plans on at least a quarterly basis. As at
December&nbsp;31, 2018, the target asset allocation for the plans was 20% return-seeking assets and 80% liability-hedging assets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c)
Pension and retiree welfare plans </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Changes in defined benefit obligation:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Opening balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,706</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,767</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>665</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current service cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past service cost &#150; amendments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past service cost &#150; curtailments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>165</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Plan participants&#146; contributions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial losses (gains) due to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Experience</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Demographic assumption changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Economic assumption changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(304</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(315</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>262</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(206</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>44</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(35</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Defined benefit obligation, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,675</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,706</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;640</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;665</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>160</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Change in plan assets:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value of plan assets, opening balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,328</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;4,277</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;587</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>153</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on plan assets (excluding interest income)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(315</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Employer contributions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Plan participants&#146; contributions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(304</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(315</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Administration costs</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>254</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(191</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(38</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Fair value of plan assets, December&nbsp;31</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,190</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;4,328</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;610</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;587</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Amounts recognized in the Consolidated Statements of Financial Position </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Development of net defined benefit liability</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit obligation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,675</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;4,706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;640</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;665</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value of plan assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,190</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,328</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>610</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">587</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Deficit</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>485</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Effect of asset
limit<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Deficit and net defined benefit liability</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>494</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">378</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>30</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Deficit is comprised of:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Funded or partially funded plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(248</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(383</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(121</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unfunded plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>742</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">761</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Deficit and net defined benefit liability</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>494</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">378</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>30</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">In 2018, the Company recognized an impairment of $9 on the net defined benefit asset for one of its registered pension
plans in Canada. This was due to the conversion of most plan benefits for future service from defined benefit to defined contribution which reduced the economic benefit that can be derived by the Company from the plan&#146;s surplus. For the other
funded pension plans, the present value of the economic benefits available in the form of reductions in future contributions to the plans remains greater than the surplus that is expected to develop. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Disaggregation of defined benefit obligation </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>U.S. plans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian plans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Active members</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">592</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>332</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Inactive and retired members</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,431</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,434</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>457</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">481</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,291</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,287</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>129</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,052</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;3,026</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;489</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;515</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,623</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,680</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;150</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Fair value measurements </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The major categories of plan assets and the actual per cent allocation to each category are as follows. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="16" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="16" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>U.S. plans<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>Canadian plans<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#dde0da">Pension plans</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="border-bottom:1.00px solid #1f320c" BGCOLOR="#dde0da">Retiree welfare plans</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and cash equivalents</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>269</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>20%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,088</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>73%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>514</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>85%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,033</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>79%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other
investments<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>252</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>0%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;2,866</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;610</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,324</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="16"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="16"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>U.S. plans<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"><B>Canadian plans<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">%&nbsp;of&nbsp;total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash and cash equivalents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">695</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">212</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,979</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other
investments<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">235</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">8%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">0%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;2,942</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;587</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;1,386</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">All the U.S. pension and retiree welfare plan assets have daily quoted prices in active markets, except for the private
equity, timber and agriculture assets. In the aggregate, the latter assets represent approximately 7% of all U.S. pension and retiree welfare plan assets as at December&nbsp;31, 2018 (2017 &#150; 6%). </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>161</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">All the Canadian pension plan assets have daily quoted prices in active markets, except for the group annuity contract
assets that represent approximately 0.2% of all Canadian pension plan assets as at December&nbsp;31, 2018 (2017 &#150; 0.3%). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Equity securities include direct investments in MFC common shares of $0.9 (2017 &#150; $1.3) in the U.S. retiree welfare
plan and $nil (2017 &#150; $nil) in Canada. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Other U.S. plan assets include investment in private equity, timberland and agriculture, and managed futures. Other
Canadian pension plan assets include investment in the group annuity contract. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Net benefit cost recognized in the
Consolidated Statements of Income </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Components of the net benefit cost for the pension plans and retiree welfare plans were as follows. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="62%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Retiree welfare plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit current service cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit administrative expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past service cost &#150; plan amendments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past service cost &#150; curtailments<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Service cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>66</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest on net defined benefit (asset) liability</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined contribution cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net benefit cost</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;156</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;146</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Past service cost &#150; plan amendments includes $8, reflecting a surplus sharing agreement between the Company and
certain legacy employees in Canada, which received regulatory approval in 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Past service cost &#150; curtailments includes $22 in total, reflecting the cost of the voluntary exit and voluntary
retirement programs described in section (a)&nbsp;of this note. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(h)
<FONT STYLE="white-space:nowrap">Re-measurement</FONT> effects recognized in Other Comprehensive Income </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Pension plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Retiree welfare plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial gains (losses) on defined benefit obligations due to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Experience</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Demographic assumption changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Economic assumption changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(214</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on plan assets (excluding interest income)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(315</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in effect of asset limit</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total <FONT STYLE="white-space:nowrap">re-measurement</FONT>
effects</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;(109</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;48</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(i) Assumptions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The key assumptions used by the Company to determine the defined benefit obligation and net benefit cost for the defined benefit pension plans and retiree welfare plans
were as follows. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>U.S. Plans</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>Canadian Plans</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Pension plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Retiree welfare plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Pension plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Retiree welfare plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>To determine the defined benefit obligation at end of
year<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Discount rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.3%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4.3%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.8%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.8%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Initial health care cost trend rate<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7.8%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5.7%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.9%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>To determine the defined benefit cost for the
year<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Discount rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.5%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.9%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3.6%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Initial health care cost trend rate<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> n/a<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8.5%</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> 8.8%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> n/a<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5.9%</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> 6.0%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Inflation and salary increase assumptions are not shown as they do not materially affect obligations and cost.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The health care cost trend rate used to measure the U.S. based retiree welfare obligation was 7.8% grading to 5.0% for
2030 and years thereafter (2017 &#150; 8.5% grading to 5.0% for 2032) and to measure the net benefit cost was 8.5% grading to 5.0% for 2032 and years thereafter (2017 &#150; 8.8% grading to 5.0% for 2032). In Canada, the rate used to measure the
retiree welfare obligation was 5.7% grading to 4.8% for 2026 and years thereafter (2017 &#150; 5.9% grading to 4.8% for 2026) and to measure the net benefit cost was 5.9% grading to 4.8% for 2026 and years thereafter (2017 &#150; 6.0% grading to
4.8% for 2026). </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Assumptions regarding future mortality are based on published statistics and mortality tables. The current life expectancies
underlying the values of the obligations in the defined benefit pension and retiree welfare plans are as follows. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">U.S.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Life expectancy (in years) for those currently age 65</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Males</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Females</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Life expectancy (in years) at age 65 for those currently age 45</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Males</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Females</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>25.6</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>26.4</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>162</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(j) Sensitivity of assumptions on obligations </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Assumptions used can have a significant effect on the obligations reported for defined benefit pension and retiree welfare plans. The potential impact on the obligations
arising from changes in the key assumptions is set out in the following table. The sensitivities assume all other assumptions are held constant. In actuality, inter-relationships with other assumptions may exist. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Pension&nbsp;plans</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Retiree&nbsp;welfare&nbsp;plans</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Discount rate:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of a 1% increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(423</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of a 1% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Health care cost trend rate:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of a 1% increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of a 1% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Mortality rates<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Impact of a 10% decrease</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;114</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;14</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">If the actuarial estimates of mortality are adjusted in the future to reflect unexpected decreases in mortality, the
effect of a 10% decrease in mortality rates at each future age would be an increase in life expectancy at age 65 of 0.9 years for U.S. males and females and 0.8 years for Canadian males and females. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(k) Maturity profile </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The weighted average
duration (in years) of the defined benefit obligations is as follows. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Pension plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Retiree welfare plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.4</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 12.8<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.3</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 14.2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(l) Cash flows &#150; contributions </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Total cash payments for all employee future benefits, comprised of cash contributed by the Company to funded defined benefit pension and retiree welfare plans, cash
payments directly to beneficiaries in respect of unfunded pension and retiree welfare plans, and cash contributed to defined contribution pension plans, are as follows. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Pension plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Retiree welfare plans</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined contribution plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;157</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> &nbsp;&nbsp;162<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;10</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> &nbsp;&nbsp;12<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s best estimate of expected cash payments for employee future benefits for the year ending December&nbsp;31, 2019 is $88
for defined benefit pension plans, $78 for defined contribution pension plans and $12 for retiree welfare plans. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_17"></A>Note 17&nbsp;&nbsp;&nbsp;&nbsp;Interests in Structured Entities </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is involved with both consolidated and unconsolidated structured entities (&#147;SEs&#148;) which are established to generate investment and fee income. The
Company is also involved with SEs that are used to facilitate financing for the Company. These entities may have some or all the following features: control is not readily identified based on voting rights; restricted activities designed to achieve
a narrow objective; high amount of leverage; and/or highly structured capital. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company only discloses its involvement in significant consolidated and
unconsolidated SEs. In assessing the significance, the Company considers the nature of its involvement with the SE, including whether it is sponsored by the Company (i.e. initially organized and managed by the Company). Other factors considered
include the Company&#146;s investment in the SE as compared to total investments, its returns from the SE as compared to total net investment income, the SE&#146;s size as compared to total funds under management, and its exposure to any other risks
from its involvement with the SE. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company does not provide financial or other support to its SEs, when it does not have a contractual obligation to do so. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Consolidated SEs </B></FONT></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Investment SEs </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company acts as an investment
manager of timberlands and timber companies. The Company&#146;s general fund and segregated funds invest in many of these companies. The Company has control over one timberland company which it manages, Hancock Victoria Plantations Holdings PTY
Limited (&#147;HVPH&#148;). HVPH is a SE primarily because the Company&#146;s employees exercise voting rights over it on behalf of other investors. As at December&nbsp;31, 2018, the Company&#146;s consolidated timber assets relating to HVPH were
$920 (2017 &#150; $884). The Company does not provide guarantees to other parties against the risk of loss from HVPH. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Financing SEs
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company securitizes certain insured and variable rate commercial and residential mortgages and HELOC. This activity is facilitated by consolidated
entities that are SEs because their operations are limited to issuing and servicing the Company&#146;s funding. Further information regarding the Company&#146;s mortgage securitization program is included in note 3. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>163</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Unconsolidated SEs </B></FONT></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Investment SEs </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents the
Company&#146;s investment and maximum exposure to loss from significant unconsolidated investment SEs, some of which are sponsored by the Company. The Company does not provide guarantees to other parties against the risk of loss from these SEs. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Company&#146;s
investment<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Company&#146;s maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">exposure to loss<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Leveraged leases<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,575</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;3,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,575</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;3,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Timberland companies<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>788</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>821</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">786</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate
companies<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>566</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> 361<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>566</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right"> 361<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,929</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 4,370<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,962</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right"> 4,420<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The Company&#146;s investments in these unconsolidated SEs are included in invested assets and the Company&#146;s returns
from them are included in net investment income and AOCI. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The Company&#146;s maximum exposure to loss from each SE is limited to amounts invested in each, plus unfunded capital
commitments, if any. The Company&#146;s investment commitments are disclosed in note 18. The maximum loss is expected to occur only upon the entity&#146;s bankruptcy/liquidation, or in case of a natural disaster in the case of the timber companies.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These entities are statutory business trusts which use capital provided by the Company and senior debt provided by other
parties to finance the acquisition of assets. These assets are leased to third-party lessees under long-term leases. The Company owns equity capital in these business trusts. The Company does not consolidate any of the trusts that are party to the
lease arrangements because the Company does not have decision-making power over them. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These entities own and operate timberlands. The Company invests in their equity and debt. The Company&#146;s returns
include investment income, investment advisory fees, forestry management fees and performance advisory fees. The Company does not control these entities because it either does not have the power to govern their financial and operating policies or
does not have significant variable returns from them, or both. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These entities, which include the Manulife U.S. REIT, own and manage commercial real estate. The Company invests in their
equity. The Company&#146;s returns include investment income, investment management fees, property management fees, acquisition/disposition fees, and leasing fees. The Company does not control these entities because it either does not have the power
to govern their financial and operating policies or does not have significant variable returns from them, or both. </P></TD></TR></TABLE>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Financing SEs </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s interests and
maximum exposure to loss from significant unconsolidated financing SEs are as follows. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Company&#146;s interests<SUP
STYLE="font-size:85%; line-height:9.0pt ; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Finance (Delaware), L.P.<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>821</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">835</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Financial Capital Trust II<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>999</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;1,820</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;1,835</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The Company&#146;s interests include amounts borrowed from the SEs and the Company&#146;s investment in their subordinated
capital, and foreign currency and interest swaps with them, if any. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This entity is a wholly-owned partnership used to facilitate the Company&#146;s financing. Refer to notes 11 and 18.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This entity is an open-ended trust that is used to facilitate the Company&#146;s financing. Refer to note 11.
</P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(i) Other invested assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company has investment relationships with a variety of other entities, which result from its direct investment in their debt and/or equity and which have been
assessed for control. These other entities&#146; investments include but are not limited to investments in power and infrastructure, oil and gas, private equity, real estate and agriculture, organized as limited partnerships and limited liability
companies. Most of these other entities are not sponsored by the Company. The Company&#146;s involvement with these other entities is not individually significant. As such, the Company neither provides summary financial data for these entities nor
individually assesses whether they are SEs. The Company&#146;s maximum exposure to losses because of its involvement with these other entities is limited to its investment in them and amounts committed to be invested but not yet funded. The Company
records its income from these entities in net investment income and AOCI. The Company does not provide guarantees to other parties against the risk of loss from these other entities. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(ii) Interest in securitized assets </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company
invests in mortgage/asset-backed securities issued by securitization vehicles sponsored by other parties, including private issuers and government sponsored issuers, to generate investment income. The Company does not own a controlling financial
interest in any of the issuers. These securitization vehicles are SEs based on their narrow scope of activities and highly leveraged capital structures. Investments in mortgage/asset-backed securities are reported on the Consolidated Statements of
Financial Position as debt securities and private placements, and their fair value and carrying value are disclosed in note 3. The Company&#146;s maximum loss from these investments is limited to amounts invested. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Commercial mortgage backed securities (&#147;CMBS&#148;) are secured by commercial mortgages and residential mortgage backed securities (&#147;RMBS&#148;) are secured by
residential mortgages. Asset-backed securities (&#147;ABS&#148;) may be secured by various underlying assets including credit card receivables, automobile loans and aviation leases. The mortgage/asset-backed securities that the Company invests in
primarily originate in North America. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>164</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table presents investments in securitized holdings by the type and asset quality. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="16" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">CMBS</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">RMBS</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">ABS</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,653</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>810</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,471</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,503</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>306</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>306</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">401</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>374</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>453</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">142</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB and below</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Total company exposure</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;1,725</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;15</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;1,560</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>$</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>&nbsp;&nbsp;3,300</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">&nbsp;&nbsp;3,576</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(iii) Mutual funds </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company sponsors and may invest in a range of public mutual funds with a broad range of investment styles. As sponsor, the Company organizes mutual funds that
implement investment strategies on behalf of current and future investors. The Company earns fees which are at market rates for providing advisory and administrative services to these mutual funds. Generally, the Company does not control its
sponsored mutual funds because either the Company does not have power to govern their financial and operating policies, or its returns in the form of fees and ownership interests are not significant, or both. Certain mutual funds are SEs because
their decision-making rights are not vested in voting equity interests and their investors are provided with redemption rights. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s relationships with
these mutual funds are not individually significant. As such, the Company neither provides summary financial data for these mutual funds nor individually assesses whether they are SEs. The Company&#146;s interest in mutual funds is limited to its
investment and fees earned, if any. The Company&#146;s investments in mutual funds are recorded as part of its investment in public equities within the Consolidated Statements of Financial Position. For information regarding the Company&#146;s
invested assets, refer to note 3. The Company does not provide guarantees to other parties against the risk of loss from these mutual funds. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As sponsor, the
Company&#146;s investment in startup capital of mutual funds as at December&nbsp;31, 2018 was $1,711 (2017 &#150; $1,918). The Company&#146;s retail mutual fund assets under management as at December&nbsp;31, 2018 were $182,219 (2017 &#150;
$191,507). </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_18"></A>Note 18&nbsp;&nbsp;&nbsp;&nbsp; Commitments and Contingencies </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Legal proceedings </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company is regularly
involved in legal actions, both as a defendant and as a plaintiff. The legal actions where the Company is a party ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or its capacity
as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in the jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which resulted in
substantial judgments or settlements against the defendants; it is possible that the Company may become involved in similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other
jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the production of information or conduct examinations concerning the Company&#146;s compliance with, among other things, insurance laws,
securities laws, and laws governing the activities of broker-dealers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A class action against John Hancock Life Insurance Company (U.S.A.) (&#147;JHUSA&#148;) is
pending in the U.S. District Court for the Southern District of New York (the &#147;Southern District of NY&#148;) in which claims are made that JHUSA breached, and continues to breach, the contractual terms of certain universal life policies issued
between approximately 1990 and 2006 by including impermissible charges in its cost of insurance (&#147;COI&#148;) calculations and certain other rider charges. The Company believes that its COI calculations have been, and continue to be, in
accordance with the terms of the policies.&nbsp;In May 2018, the parties agreed to the financial terms of a settlement in the amount of US$91. On November&nbsp;1, 2018, the court granted preliminary approval of the US$91 settlement and scheduled a
fairness hearing for February&nbsp;19, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In June 2018, a class action was initiated against JHUSA and John Hancock Life Insurance Company of New York
(&#147;JHNY&#148;) in the Southern District of NY on behalf of owners of Performance universal life policies issued between 2003 and 2009 whose policies are subject to a COI increase announced in 2018. In October 2018, an almost identical class
action was initiated against JHUSA and JHNY in the Southern District of NY. It was filed as a related case as the one filed in June and has been assigned to the same judge. Discovery has commenced in these cases and will continue through 2019. No
hearings on substantive matters have been scheduled. It is too early to assess the range of potential outcomes for these two related lawsuits. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Investment commitments </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the normal course
of business, various investment commitments are outstanding which are not reflected in the Consolidated Financial Statements. There were $10,372 (2017 &#150; $8,235) of outstanding investment commitments as at December&nbsp;31, 2018, of which $888
(2017 &#150; $682) mature in 30 days, $3,546 (2017 &#150; $2,177) mature in 31 to 365 days and $5,938 (2017 &#150; $5,376) mature after one year. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>165</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(c) Letters of credit </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the normal course of business, third-party relationship banks issue letters of credit on the Company&#146;s behalf. The Company&#146;s businesses utilize letters of
credit for which third parties are the beneficiaries, as well as for affiliate reinsurance transactions between its subsidiaries. As at December&nbsp;31, 2018, letters of credit for which third parties are beneficiary, in the amount of $74 (2017
&#150; $77), were outstanding. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(d) Guarantees </B></FONT></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(i) Guarantees regarding Manulife Finance (Delaware), L.P. (&#147;MFLP&#148;) </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on December&nbsp;15, 2041 issued by MFLP, a wholly-owned unconsolidated partnership.
</P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(ii) Guarantees regarding The Manufacturers Life Insurance Company </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On January&nbsp;29, 2007, MFC provided a subordinated guarantee, as amended and restated on January&nbsp;13, 2017, of Class&nbsp;A Shares and Class&nbsp;B Shares of MLI
and any other class of preferred shares that rank in parity with Class&nbsp;A Shares or Class&nbsp;B Shares of MLI. For the following subordinated debentures issued by MLI, MFC has provided a subordinated guarantee on the day of issuance: $500
issued on February&nbsp;21, 2014; $500 issued on December&nbsp;1, 2014; $750 issued on March&nbsp;10, 2015; $350 issued on June&nbsp;1, 2015; and $1,000 issued on November&nbsp;20, 2015. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table sets forth certain condensed consolidated financial information for MFC and MFLP. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statements of Income Information </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="75%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFC<BR>(Guarantor)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MLI<BR>consolidated</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other<BR>subsidiaries
of<BR>MFC on a<BR>combined&nbsp;basis</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Consolidation<BR>adjustments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total<BR>consolidated<BR>amounts</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:8.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFLP</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>443</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;38,994</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;434</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(899)</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;38,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) attributed to shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,076</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(419</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(4,657)</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MLI<BR>consolidated</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>subsidiaries of<BR>MFC on a<BR>combined&nbsp;basis</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total<BR>consolidated<BR>amounts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFLP</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total revenue</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(574</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) attributed to shareholders</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,467</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(257</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&nbsp;&nbsp;&nbsp;(2,210</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statements of Financial Position </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">MLI<BR>consolidated</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<BR>subsidiaries of<BR>MFC on a<BR>combined&nbsp;basis</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total<BR>consolidated<BR>amounts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">MFLP</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>353,632</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;353,664</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;54,346</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>83,523</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(54,474</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>83,398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,059</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;328,654</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>8,403</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>50,043</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(454</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>57,992</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>833</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MLI<BR>consolidated</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>subsidiaries of<BR>MFC on a<BR>combined&nbsp;basis</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total<BR>consolidated<BR>amounts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFLP</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;48,688</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71,180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(48,868</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71,004</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,033</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;304,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">7,696</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">48,145</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(509</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">55,332</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">831</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(iii) Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#147;JHUSA&#148;) </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 23. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>166</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(e) Pledged assets </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the normal course of business, the Company pledges its assets in respect of liabilities incurred, strictly for providing collateral to the counterparty. In the event
of the Company&#146;s default, the counterparty is entitled to apply the collateral to settle the liability. The pledged assets are returned to the Company if the underlying transaction is terminated or, in the case of derivatives, if there is a
decrease in the net exposure due to market value changes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The amounts pledged are as follows. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Debt securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Debt securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">In respect of:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;3,655</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>102</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Regulatory requirements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>412</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Repurchase agreements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>64</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">228</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-registered</FONT> retirement plans in trust</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>420</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">412</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>301</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">271</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,134</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;907</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;3,818</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;815</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(f) Lease obligations </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company has a number of operating lease obligations, primarily for the use of office space. The aggregate future minimum lease payments under <FONT
STYLE="white-space:nowrap">non-cancelable</FONT> operating leases are $575 (2017 &#150; $838). Payments by year are included in the &#147;Risk Management&#148; section of the Company&#146;s 2018 MD&amp;A under Liquidity Risk. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(g) Participating business </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In some territories
where the Company maintains participating accounts, there are regulatory restrictions on the amounts of profit that can be transferred to shareholders. Where applicable, these restrictions generally take the form of a fixed percentage of
policyholder dividends. For participating businesses operating as separate &#147;closed blocks&#148;, transfers are governed by the terms of MLI&#146;s and John Hancock Mutual Life Insurance Company&#146;s plans of demutualization. </P>
<P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(h) Fixed surplus notes </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A third party
contractually provides standby financing arrangements for the Company&#146;s U.S. operations under which, in certain circumstances, funds may be provided in exchange for the issuance of fixed surplus notes. As at December&nbsp;31, 2018, the Company
had no fixed surplus notes outstanding. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_19"></A>Note 19&nbsp;&nbsp;&nbsp;&nbsp;Segmented Information </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, as a result of the organizational changes made to drive better alignment with the Company&#146;s strategic priorities as well as to
increase focus and leverage scale in its wealth and asset management businesses, the Company&#146;s wealth and asset management businesses are now a primary reporting segment. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s reporting segments are Asia, Canada, U.S., Global WAM and Corporate and Other. Each reporting segment is responsible for managing its operating
results, developing products, defining strategies for services and distribution based on the profile and needs of its business and market. The Company&#146;s significant product and service offerings are shown below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Wealth and asset management businesses (Global WAM)</B> &#150; include mutual funds and exchange-traded funds, group retirement and savings products, and institutional
asset management services across all major asset classes. These products and services are distributed through multiple distribution channels, including agents and brokers affiliated with the Company, independent securities brokerage firms and
financial advisors, pension plan consultants and banks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Insurance and annuity products (Asia, Canada and U.S.)</B> &#150; includes a variety of individual life
insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple distribution channels, including insurance agents, brokers, banks, financial planners and
direct marketing. Manulife Bank of Canada offers a variety of deposit and credit products to Canadian customers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Corporate and Other Segment</B> &#150; comprised
of investment performance on assets backing capital, net of amounts allocated to operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); financing costs; Property and
Casualty Reinsurance Business; and <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations including variable annuities and accident and health. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In
addition to changing the segments, the Company changed the segment reporting for the changes to actuarial methods and assumptions. These changes were previously reported in the Corporate and Other segment and are now reported in the respective
reporting segments. Prior period amounts have been restated to reflect these changes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>167</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>By segment </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Global WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Corporate</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">and Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,938</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,975</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,341</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,352</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and
pensions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,175</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>452</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,967</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(6,340</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net premium income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18,113</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,626</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>278</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,764</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,723</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(225</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,296</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,446</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,542</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,472</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(328</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,637</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>639</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,464</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(455</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,875</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,044</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,255</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>23,137</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,986</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>518</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,784</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>77</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(7,203</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net benefits and claims</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>12,861</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,562</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,529</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>77</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>447</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>583</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,275</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,749</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,063</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,322</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>682</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>16,244</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>17,797</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>12,072</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,045</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,401</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,228</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>33,453</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,890</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,565</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,684</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,063</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,683</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,519</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax recovery (expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(355</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(321</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(352</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(108</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>504</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,535</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,244</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,332</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>955</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less net income (loss) attributed to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>208</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(360</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>233</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,011</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,332</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>955</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,185</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;112,327</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;214,101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;272,228</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;130,379</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;21,236</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2017</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Global WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Corporate</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">and Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,322</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,568</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">443</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">844</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,855</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net premium income</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,622</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,657</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">933</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,862</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,039</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,158</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(246</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">20,690</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">11,187</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">21,318</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,881</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">268</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33,360</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,889</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,404</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,574</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,941</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net benefits and claims</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,770</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,422</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,767</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">268</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">631</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other expenses</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,069</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,374</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,193</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">386</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15,382</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">18,294</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,798</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">21,177</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,268</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,285</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">55,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,396</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">389</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,357</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,501</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax recovery (expense)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(405</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">159</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,342</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,203</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(239</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss)</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,991</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">548</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,201</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(154</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less net income (loss) attributed to:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">187</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(30</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,834</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">554</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,201</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,078</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;96,354</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;217,813</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;263,523</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;131,779</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;20,064</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">During the year, the Company ceded premiums to reinsure a block of legacy U.S. individual pay-out annuities business,
refer to note 7(k) for details. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The results of the Company&#146;s reporting segments differ from its geographic segments primarily due to the
allocation of the Company&#146;s Global WAM and Corporate and Other segments into the geographic segments to which its businesses relate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>168</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>By geographic location </B></FONT></P>
<P STYLE="font-size:14pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2018</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,010</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,561</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>6,342</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>439</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>30,352</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,175</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>452</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(9,967</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(6,340</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net premium income</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18,185</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9,013</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,625</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>439</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>371</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,933</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,032</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>196</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,115</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,904</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,395</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>20,671</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14,850</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,802</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>649</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at and for the year ended</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>December&nbsp;31, 2017</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life and health insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">466</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities and pensions</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,568</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">443</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">844</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,855</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net premium income</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,783</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">466</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,642</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,407</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other revenue</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,632</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,187</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">5,911</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;21,673</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;12,166</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;23,942</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;542</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_20"></A>Note 20&nbsp;&nbsp;&nbsp;&nbsp;Related Parties </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company enters into transactions with related parties in the normal course of business and at the terms that would exist in
<FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> transactions. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(a) Transactions with certain related parties </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Transactions with MFLP, a wholly owned unconsolidated partnership, and MFCT, a wholly owned unconsolidated trust, are described in notes 10, 11 and 18. Refer to
note&nbsp;3(a) for additional transactions with related parties. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(b) Compensation of key management personnel </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company&#146;s key management personnel are those personnel who have the authority and responsibility for planning, directing and controlling the activities of the
Company. Directors (both executive and <FONT STYLE="white-space:nowrap">non-executive)</FONT> and senior management are considered key personnel. In 2018, this group was expanded to include a greater number of executives. As a result, the 2017
figures below have been restated to align with this larger group. A summary of compensation of key management personnel is as follows. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Short-term employee benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>65</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Post-employment benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share-based payments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Termination benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other long-term benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;127</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;150</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_21"></A>Note 21 Subsidiaries </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following is a list of Manulife&#146;s directly and indirectly held major operating subsidiaries. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="34%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(100% owned unless otherwise noted in brackets beside company name)</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>Address</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Description</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>The Manufacturers Life Insurance Company</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Toronto, Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Leading Canadian-based financial services company that offers a diverse range of financial protection products
and wealth management services</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Holdings (Alberta) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Calgary, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Financial Corporation</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Wilmington,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Delaware,&nbsp;U.S.A.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Holding company</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">The Manufacturers Investment Corporation</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Michigan, U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Reassurance Company Ltd.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Michigan, U.S.A.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Captive insurance subsidiary that provides life, annuity and long-term care reinsurance to affiliates</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Life Insurance Company (U.S.A.)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Michigan, U.S.A.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">U.S. life insurance company licensed in all states, except New York</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Subsidiaries LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Wilmington, Delaware,&nbsp;U.S.A.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Holding company</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>169</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="34%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(100% owned unless otherwise noted in brackets beside company name)</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>Address</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Description</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:9.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Financial Network, Inc.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Financial services distribution organization</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:9.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Advisers, LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Investment advisor</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:11.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Funds, LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts, U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Broker-dealer</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:9.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (U.S.), LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Wilmington, Delaware,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asset management company</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:9.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Hancock Natural Resource Group, Inc.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Manager of globally diversified timberland and agricultural portfolios</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Life Insurance Company of New York</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">New York, U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">U.S. life insurance company licensed in New York</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Investment Management Services, LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Investment advisor</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Life&nbsp;&amp; Health Insurance Company</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S. life insurance company licensed in all states</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Distributors, LLC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Wilmington, Delaware,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Broker-dealer</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">John Hancock Insurance Agency, Inc.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Wilmington, Delaware,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c">Insurance agency</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Reinsurance Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hamilton, Bermuda</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides life and financial reinsurance to affiliates</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:8.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Reinsurance (Bermuda) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hamilton, Bermuda</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides life and annuity reinsurance to affiliates</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Bank of Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c">Waterloo, Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides integrated banking products and service options not available from an insurance company</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management Holdings (Canada), Inc.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides investment counseling, portfolio and mutual fund management in Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">First North American Insurance Company</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Property and casualty insurance company</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">NAL Resources Management Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Calgary, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management company for oil and gas properties</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Resources Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Calgary, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holds oil and gas properties</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Property Limited Partnership</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holds oil and gas royalties</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Property Limited Partnership II</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holds oil and gas royalties and foreign bonds and equities</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Western Holdings Limited Partnership</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Calgary, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holds oil and gas properties</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Securities Investment Services, Inc.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Oakville, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mutual fund dealer for Canadian operations</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Holdings (Bermuda) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hamilton, Bermuda</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manufacturers P&amp;C Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">St. Michael, Barbados</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides property and casualty reinsurance</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Financial Asia Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hong Kong, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife (Cambodia) PLC</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Phnom Penh, Cambodia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manufacturers Life Reinsurance Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">St. Michael, Barbados</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provides life and annuity reinsurance to affiliates</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife (Vietnam) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Ho Chi Minh City, Vietnam</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Vietnam) Company Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Ho Chi Minh City, Vietnam</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fund management company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife International Holdings Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hong Kong, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife (International) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hong Kong, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife-Sinochem Life Insurance Co. Ltd. (51%)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Shanghai, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management International Holdings Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hong Kong, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Hong Kong) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hong Kong, China</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment management and advisory company marketing mutual funds</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Taiwan) Co., Ltd.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Taipei, Taiwan (China)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Asset management company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Life Insurance Company (Japan)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Tokyo, Japan</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Japan) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Tokyo, Japan</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment management and advisory company and mutual fund business</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Insurance (Thailand) Public Company Limited (85.8%)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Bangkok, Thailand</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Thailand) Company Limited (92.7%)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Bangkok, Thailand</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment management company</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Holdings Berhad (59.5%)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Kuala Lumpur, Malaysia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Holding company</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>170</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="34%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>(100% owned unless otherwise noted in brackets beside company name)</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>Address</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Description</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Insurance Berhad (59.5%)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Kuala Lumpur, Malaysia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management Services Berhad (59.5%)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Kuala Lumpur, Malaysia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Asset management company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife (Singapore) Pte. Ltd.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Singapore</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Singapore) Pte. Ltd.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Singapore</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Asset management company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">The Manufacturers Life Insurance Co. (Phils.), Inc.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Makati City, Philippines</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:6.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Chinabank Life Assurance Corporation (60%)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Makati City, Philippines</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">PT Asuransi Jiwa Manulife Indonesia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Jakarta, Indonesia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">PT Manulife Aset Manajemen Indonesia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Jakarta, Indonesia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment management company marketing mutual funds and discretionary funds</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (Europe) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">London, England</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment management company for Manulife Financial&#146;s international funds</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Assurance Company of Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Life insurance company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">EIS Services (Bermuda) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Hamilton, Bermuda</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Berkshire Insurance Services Inc.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">JH Investments (Delaware), LLC</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Boston, Massachusetts,&nbsp;U.S.A.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment holding company</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Securities Incorporated</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Oakville, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment dealer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Asset Management (North America) Limited</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Toronto, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment advisor</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Regional Power Inc.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">Mississauga, Canada</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Developer and operator of hydro-electric power projects</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MFC voting rights percentages are the same as the ownership percentages except for Manulife Insurance (Thailand) Public
Company Limited and Manulife Asset Management (Thailand) Company Limited where MFC&#146;s voting rights are 93.0% and 96.4%, respectively. </P></TD></TR></TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B><A NAME="fin661383_22"></A>Note 22&nbsp;&nbsp;&nbsp;&nbsp;Segregated Funds </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company manages segregated funds on behalf of
policyholders. Policyholders are provided with the opportunity to invest in different categories of segregated funds that respectively hold a range of underlying investments. The Company retains legal title to the underlying investments; however,
returns from these investments belong to the policyholders. Accordingly, the Company does not bear the risk associated with these assets outside of guarantees offered on certain variable life and annuity products. The &#147;Risk Management&#148;
section of the Company&#146;s 2018 MD&amp;A provides information regarding the variable annuity and segregated fund guarantees. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The composition of net assets by
categories of segregated funds was within the following ranges for the years ended December&nbsp;31, 2018 and 2017. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">Ranges in per cent</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:8pt; font-family:ARIAL"><B>Type of fund</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:12.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Money market funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2%&nbsp;to&nbsp;3%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2% to 3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed income funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14%&nbsp;to&nbsp;15%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14%&nbsp;to&nbsp;15%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balanced funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>25% to 26%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22% to 29%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>58% to 60%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">55% to 60%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Money market funds consist of investments that have a term to maturity of less than one year. Fixed income funds primarily consist of
investments in fixed grade income securities and may contain smaller investments in diversified equities or high-yield bonds. Relative to fixed income funds, balanced funds consist of fixed income securities and a larger equity investment component.
The types of equity funds available to policyholders range from low volatility equity funds to aggressive equity funds. Equity funds invest in a varying mix of Canadian, U.S. and global equities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The underlying investments of the segregated funds consist of both individual securities and mutual funds (collectively &#147;net assets&#148;), some of which may be
structured entities. The carrying value and change in segregated funds net assets are as follows. Fair value related information of segregated funds is disclosed in note 3(g). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>171</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Segregated funds net assets </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investments at market value</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,756</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,313</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,472</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,661</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Mutual funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>277,133</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">288,007</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,678</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,811</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets and liabilities, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(700</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(766</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total segregated funds net assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">324,808</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Composition of segregated funds net assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Held by policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Held by the Company</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>387</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">501</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total segregated funds net assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;313,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;324,808</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Changes in segregated funds net assets </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#dde0da"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the years ended December&nbsp;31,</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net policyholder cash flow</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits from policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>38,236</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34,776</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net transfers to general fund</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,089</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,734</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Payments to policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(47,475</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(46,305</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(10,328</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(13,263</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investment related</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest and dividends</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,535</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized and unrealized investment gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(34,683</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">24,384</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(15,148</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">41,314</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Management and administration fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,985</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,161</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of changes in foreign exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>18,249</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(14,790</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>14,264</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(18,951</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net additions (deductions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11,212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>324,808</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">315,708</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Segregated funds net assets, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;313,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;324,808</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Segregated funds assets may be exposed to a variety of financial and other risks. These risks are primarily mitigated by investment
guidelines that are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to the guarantees associated with certain variable life and annuity products.
Accordingly, the Company&#146;s exposure to loss from segregated fund products is limited to the value of these guarantees. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These guarantees are recorded within the
Company&#146;s insurance contract liabilities. Assets supporting these guarantees are recognized in invested assets according to their investment type. </P> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B><A NAME="fin661383_23"></A>Note 23&nbsp;&nbsp;&nbsp;&nbsp; Information Provided in Connection with Investments in Deferred Annuity Contracts and </B><B><I>Signature</I></B><B>Notes Issued or Assumed by John Hancock Life Insurance
Company (U.S.A.) </B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following condensed consolidated financial information, presented in accordance with IFRS, and the related disclosure have been
included in these Consolidated Financial Statements with respect to JHUSA in compliance with Regulation <FONT STYLE="white-space:nowrap">S-X</FONT> and Rule <FONT STYLE="white-space:nowrap">12h-5</FONT> of the United States Securities and Exchange
Commission (the &#147;Commission&#148;). These financial statements are incorporated by reference in the MFC and its subsidiaries registration statements that are described below and which relate to MFC&#146;s guarantee of certain securities to be
issued by its subsidiaries. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">JHUSA maintains a book of deferred annuity contracts that feature a market value adjustment, some of which are registered with the
Commission. The deferred annuity contracts may contain variable investment options along with fixed investment period options, or may offer only fixed investment period options. The fixed investment period options enable the participant to invest
fixed amounts of money for fixed terms at fixed interest rates, subject to a market value adjustment if the participant desires to terminate a fixed investment period before its maturity date. The annuity contract provides for the market value
adjustment to keep the parties whole with respect to the fixed interest bargain for the entire fixed investment period. These fixed investment period options that contain a market value adjustment feature are referred to as &#147;MVAs&#148;. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">JHUSA may also sell medium-term notes to retail investors under its <I>Signature</I>Notes program. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>172</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective December&nbsp;31, 2009, John Hancock Variable Life Insurance Company (the &#147;Variable Company&#148;) and
John Hancock Life Insurance Company (the &#147;Life Company&#148;) merged with and into JHUSA. In connection with the mergers, JHUSA assumed the Variable Company&#146;s rights and obligations with respect to the MVAs issued by the Variable Company
and the Life Company&#146;s rights and obligations with respect to the <I>Signature</I>Notes issued by the Life Company. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC fully and unconditionally guaranteed the
payment of JHUSA&#146;s obligations under the MVAs and under the <I>Signature</I>Notes (including the MVAs and <I>Signature</I>Notes assumed by JHUSA in the merger), and such MVAs and the <I>Signature</I>Notes were registered with the Commission.
The <I>Signature</I>Notes and MVAs assumed or issued by JHUSA are collectively referred to in this note as the &#147;Guaranteed Securities&#148;. JHUSA is, and each of the Variable Company and the Life Company was, a wholly owned subsidiary of MFC.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC&#146;s guarantees of the Guaranteed Securities are unsecured obligations of MFC and are subordinated in right of payment to the prior payment in full of all
other obligations of MFC, except for other guarantees or obligations of MFC which by their terms are designated as ranking equally in right of payment with or subordinate to MFC&#146;s guarantees of the Guaranteed Securities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The laws of the State of New York govern MFC&#146;s guarantees of the <I>Signature</I>Notes issued or assumed by JHUSA and the laws of the Commonwealth of Massachusetts
govern MFC&#146;s guarantees of the MVAs issued or assumed by JHUSA. MFC has consented to the jurisdiction of the courts of New York and Massachusetts. However, because a substantial portion of MFC&#146;s assets are located outside the United
States, the assets of MFC located in the United States may not be sufficient to satisfy a judgment given by a federal or state court in the United States to enforce the subordinate guarantees. In general, the federal laws of Canada and the laws of
the Province of Ontario, where MFC&#146;s principal executive offices are located, permit an action to be brought in Ontario to enforce such a judgment provided that such judgment is subsisting and unsatisfied for a fixed sum of money and not void
or voidable in the United States and a Canadian court will render a judgment against MFC in a certain dollar amount, expressed in Canadian dollars, subject to customary qualifications regarding fraud, violations of public policy, laws limiting the
enforcement of creditor&#146;s rights and applicable statutes of limitations on judgments. There is currently no public policy in effect in the Province of Ontario that would support avoiding the recognition and enforcement in Ontario of a judgment
of a New York or Massachusetts court on MFC&#146;s guarantees of the <I>Signature</I>Notes issued or assumed by JHUSA or a Massachusetts court on guarantees of the MVAs issued or assumed by JHUSA. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFC is a holding company. MFC&#146;s assets primarily consist of investments in its subsidiaries. MFC&#146;s cash flows primarily consist of dividends and interest
payments from its operating subsidiaries, offset by expenses and shareholder dividends and MFC stock repurchases. As a holding company, MFC&#146;s ability to meet its cash requirements, including, but not limited to, paying any amounts due under its
guarantees, substantially depends upon dividends from its operating subsidiaries. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These subsidiaries are subject to certain regulatory restrictions under laws in
Canada, the United States and certain other countries, which may limit their ability to pay dividends or make contributions or loans to MFC. For example, some of MFC&#146;s subsidiaries are subject to restrictions prescribed by the ICA on their
ability to declare and pay dividends. The restrictions related to dividends imposed by the ICA are described in note 13. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the United States, insurance laws in
Michigan, New York, and Massachusetts, the jurisdictions in which certain of MFC&#146;s U.S. insurance company subsidiaries are domiciled, impose general limitations on the payment of dividends and other upstream distributions or loans by these
insurance subsidiaries. These limitations are described in note 13. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Asia, the insurance laws of the jurisdictions in which MFC operates either provide for
specific restrictions on the payment of dividends or other distributions or loans by subsidiaries or impose solvency or other financial tests, which could affect the ability of subsidiaries to pay dividends in certain circumstances. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">There can be no assurance that any current or future regulatory restrictions in Canada, the United States or Asia will not impair MFC&#146;s ability to meet its cash
requirements, including, but not limited to, paying any amounts due under its guarantee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following condensed consolidated financial information, presented in
accordance with IFRS, reflects the effects of the mergers and is provided in compliance with Regulation <FONT STYLE="white-space:nowrap">S-X</FONT> and in accordance with Rule <FONT STYLE="white-space:nowrap">12h-5</FONT> of the Commission. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>173</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statement of Financial Position </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">JHUSA<BR>(Issuer)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<BR>subsidiaries</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Consolidated<BR>MFC</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>105,043</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>248,962</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(362</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>353,664</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments in unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>54,015</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,356</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,738</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(79,109</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>63,435</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>9,136</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(29,518</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43,053</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>331</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,025</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43,213</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(20,224</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>40,345</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>168,476</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>146,671</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,938</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>54,367</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>361,335</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>465,720</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(131,151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities and equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>155,162</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>203,682</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(30,190</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>328,654</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,191</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,076</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,265</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>275</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>18,136</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>46,072</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(19,992</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>44,491</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,359</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>632</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,741</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,732</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>168,476</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>146,671</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,938</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>313,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>45,964</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,738</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>61,291</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(79,029</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>45,964</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT>
interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,093</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities and equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;54,367</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;361,335</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;465,720</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(131,151</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;750,271</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statement of Financial Position </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>As at December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">JHUSA<BR>(Issuer)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>subsidiaries</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidated<BR>MFC</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">108,144</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">226,421</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(364</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments in unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,509</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,999</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(69,882</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,927</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,849</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">314</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,678</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,715</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(19,062</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">176,139</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">149,812</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,644</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;48,709</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;359,397</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;440,228</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(118,801</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities and equity</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">147,155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">185,884</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(28,434</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">304,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">297</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,399</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,395</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(18,930</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term debt</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,784</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,784</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital instruments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,615</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated funds net liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">176,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149,812</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,644</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,990</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(69,791</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">221</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">221</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT>
interests</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities and equity</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">48,709</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">359,397</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">440,228</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(118,801</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">729,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>174</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statement of Income </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">JHUSA<BR>(Issuer)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Other<BR>subsidiaries</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Consolidated<BR>MFC</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,452</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>31,814</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,116</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39,150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(14,149</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,105</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,116</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(15,138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,697</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29,709</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>24,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>445</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>907</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,126</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(946</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,532</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net other revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,799</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>9,820</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,189</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10,428</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>443</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,991</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>43,655</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,135</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>38,972</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net benefits and claims</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(7,403</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>22,862</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>475</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commissions, investment and general expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,660</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;15,838</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>380</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>233</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(950</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,681</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>399</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(3,743</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;38,932</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(2,135</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>33,453</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>44</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>752</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,723</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>5,519</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>223</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(844</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(632</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) after income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>975</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,879</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity in net income (loss) of unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,767</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,206</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,181</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,181</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,060</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(8,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) attributed to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>214</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,191</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>5,973</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8,164</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,181</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>6,060</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(8,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;4,887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Condensed Consolidated Statement of Income </B></FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">MFC<BR>(Guarantor)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">JHUSA<BR>(Issuer)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Other<BR>subsidiaries</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidation<BR>adjustments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Consolidated<BR>MFC</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Gross premiums</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22,895</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">36,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Premiums ceded to reinsurers</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,523</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(5,765</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4,909</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(8,151</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premium income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,084</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">178</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,986</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,947</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(744</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net other revenue</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,874</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,864</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,996</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">21,944</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">39,941</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(3,744</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">58,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net benefits and claims</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,803</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(681</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commissions, investment and general expenses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,208</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,852</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,049</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other expenses</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">404</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,915</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,014</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,499</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total contract benefits and expenses</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">415</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;24,205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;34,946</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;(3,744</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">55,822</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(233</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,261</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,501</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,134</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,435</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(239</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) after income taxes</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(171</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,127</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity in net income (loss) of unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,275</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">628</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(486</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(499</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,074</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(2,417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) attributed to:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-controlling</FONT> interests</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Shareholders</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(489</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,916</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(2,427</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(499</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,074</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(2,417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;2,262</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>175</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statement of Cash Flows </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFC</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Guarantor)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">JHUSA</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Issuer)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Consolidation</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">adjustments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Consolidated</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Operating activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;4,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;2,181</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,060</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(8,154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,887</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity in net income of unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(4,767</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,206</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(2,181</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(5,273</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,907</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(86</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">(Increase) decrease in reinsurance assets excluding coinsurance transactions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,609</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(716</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>893</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Amortization of (premium) discount on invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>58</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other amortization</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>225</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>518</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>747</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net realized and unrealized (gains) losses and impairment on assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,158</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,580</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>8,727</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (recovery)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>679</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>240</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>930</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Restructuring charge</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>113</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Stock option expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash provided by (used in) operating activities before undernoted items</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,388</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>17,079</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>19,504</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends from unconsolidated subsidiary</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>405</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>777</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,882</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in policy related and operating receivables and
payables</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>251</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(536</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(316</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) operating activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,988</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,257</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>17,825</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(3,882</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>19,188</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Purchases and mortgage advances</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(38,799</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(62,373</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;(101,172</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Disposals and repayments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35,817</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>46,294</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>82,111</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in investment broker net receivables and payables</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(169</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(128</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment in common shares of subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash decrease from purchase of subsidiaries and businesses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital contribution to unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return of capital from unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes receivable from parent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes receivable from subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(61</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) investing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,307</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(3,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(15,934</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>1,393</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(19,002</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">(Decrease) increase in repurchase agreements and securities sold but not yet purchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(189</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(189</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of long-term debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issue of capital instruments, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of capital instruments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(450</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(450</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Secured borrowings from securitization transactions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in deposits from Bank clients, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,490</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,490</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; dividends paid in cash</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,788</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,788</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends paid to parent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(777</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(3,105</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,882</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Contributions from (distributions to) <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests,
net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares repurchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(478</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(478</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares issued, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shares issued, net</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital contributions by parent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return of capital to parent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes payable to parent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(84</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes payable to subsidiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>83</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(83</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) financing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(1,682</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(777</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(754</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,489</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(724</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) during the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,674</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,137</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(538</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Effect of foreign exchange rate changes on cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>353</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>468</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,638</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>11,439</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,098</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,317</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,044</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,382</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Beginning of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,133</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>11,811</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>15,965</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(495</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(372</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(867</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, beginning of
year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3,638</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>11,439</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>15,098</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>End of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,783</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>13,411</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(466</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(367</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(833</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>2,317</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>13,044</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;15,382</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Supplemental disclosures on cash flow information:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest received</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,381</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>7,074</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(930</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>10,952</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>373</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>92</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(930</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,212</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income taxes paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(59</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>286</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>234</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>461</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>176</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Consolidated Statement of Cash Flows </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFC</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Guarantor)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">JHUSA</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Issuer)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Other</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Consolidation</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">adjustments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Consolidated</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">MFC</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Operating activities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(499</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(2,417</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Equity in net income of unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,275</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(628</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">486</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,417</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,877</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;20,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Increase (decrease) in investment contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">(Increase) decrease in reinsurance assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,890</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,269</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Amortization of (premium) discount on invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">230</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Other amortization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">433</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Net realized and unrealized (gains) losses and impairment on assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,609</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,572</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7,188</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (recovery)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,239</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(331</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">Stock option expense</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash provided by (used in) operating activities before undernoted items</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(233</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends from unconsolidated subsidiary</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;2,700</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,175</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,000</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in policy related and operating receivables and
payables</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(4,627</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">4,450</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(222</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) operating activities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,422</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">4,708</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">14,661</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(4,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">17,791</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Investing activities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Purchases and mortgage advances</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(30,645</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(56,579</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(87,224</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Disposals and repayments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;26,952</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;43,768</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in investment broker net receivables and payables</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment in common shares of subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,473</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;2,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash decrease from purchase of subsidiaries and businesses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital contribution to unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(63</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return of capital from unconsolidated subsidiaries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes receivables from affiliates</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(201</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes receivable from parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(392</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes receivable from subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(16</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) investing activities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(2,489</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(3,205</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(12,551</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,958</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(16,287</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Financing activities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">(Decrease) increase in repurchase agreements and securities sold but not yet purchased</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(29</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(29</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of long-term debt</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(600</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(607</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issue of capital instruments, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of capital instruments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(899</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(899</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Secured borrowings from securitization transactions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">741</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">741</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes in deposits from Bank clients, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; dividends paid in cash</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,780</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,780</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Contributions from (distributions to) <FONT STYLE="white-space:nowrap">non-controlling</FONT> interests,
net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares issued, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,473</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends paid to parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,175</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,825</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital contributions by parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(63</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return of capital to parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes payable to affiliates</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(201</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes payable to parent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(26</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Notes payable to subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(368</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">392</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash provided by (used in) financing activities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(71</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,376</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(581</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,042</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) during the year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(138</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,518</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Effect of foreign exchange rate changes on cash and short-term securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(276</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(380</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(658</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">3,787</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">10,290</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">14,238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, end of year</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,638</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">11,439</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">15,098</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash and short-term securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Beginning of year</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,673</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(530</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(383</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(913</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, beginning of
year</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,787</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">10,290</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">14,238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>End of year</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross cash and short-term securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,133</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,811</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,965</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net payments in transit, included in other liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(495</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(372</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(867</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net cash and short-term securities, end of year</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">3,638</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">11,439</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&nbsp;&nbsp;15,098</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Supplemental disclosures on cash flow information:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest received</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,391</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(572</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,596</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest paid</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(572</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income taxes paid</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">99</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,084</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">177</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial Statements</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>177</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B><A NAME="fin661383_24"></A>Note 24&nbsp;&nbsp;&nbsp;&nbsp;Comparatives </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain comparative amounts have been reclassified to conform to the current year&#146;s presentation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>178</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</I> </FONT></P>

<div style ="background-color:#78846d; max-width:100%">

</div>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_19"></A>Additional Actuarial Disclosures </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Source of Earnings </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife uses a Source of
Earnings (&#147;SOE&#148;) to identify the primary sources of gains or losses in each reporting period. It is one of the key tools the Company uses to understand and manage its business. The SOE is prepared following OSFI&#146;s regulatory
guidelines, and in accordance with educational notes published by the Canadian Institute of Actuaries (&#147;CIA&#148;). The SOE attributes each component of earnings to one of ten categories: expected profit from in-force business, the impact of
new business, experience gains or losses (comparing actual to expected outcomes), the impact of management actions and changes in assumptions, earnings on surplus funds, other insurance earnings, Global Wealth and Asset Management earnings, Manulife
Bank earnings, unallocated overhead expenses, and income taxes. In aggregate, these elements explain the $4,800 million of net income attributed to shareholders in 2018. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Each of these ten categories is described below: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Expected profit from in-force business</B></FONT><FONT STYLE="font-family:ARIAL"> represents the formula-driven release of Provisions for Adverse Deviation (&#147;PfADs&#148;) on non-fee income insurance
businesses, the expected net income on fee businesses, and the planned margins on one-year renewable businesses such as Group Benefits. PfADs are a requirement of the Canadian Actuarial Standards of Practice, and represent additional amounts held in
excess of the expected cost of discharging policy obligations in order to provide a margin of conservatism. These amounts are released over time as the Company is released from the risks associated with the policy obligations. The increase in 2018
over 2017 was primarily due to in-force business growth in Asia, partially offset by the impact of the annuity coinsurance transactions on legacy businesses in Canada and the U.S. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Impact of new business</B></FONT><FONT STYLE="font-family:ARIAL"> represents the financial impact of new business
written in the period, including acquisition expenses. Writing new business creates economic value, which is offset by PfADs and other limits on capitalization of this economic value in actuarial liabilities. The new business gain in 2018 has
improved compared to 2017, primarily due to higher sales volume and improved product mix in Asia, as well as in Canadian individual insurance from both the sales of the Manulife Par product launched in the second half of 2018 and price increases put
in place in late 2017. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Experience gains or losses</B></FONT><FONT STYLE="font-family:ARIAL"> arise from
items such as claims, policy persistency, fee income, and expenses, where the actual experience in the current period differs from the expected results assumed in the insurance and investment contract liabilities. It also includes experience gains
or losses associated with actual investment returns and movements in investment markets differing from those expected on assets supporting insurance and investment contract liabilities. For the majority of businesses, the expected future investment
returns underlying policy valuations are updated quarterly for investment market movements and this impact is also included in experience gains and losses. This component also includes the impact of currency changes to the extent they are separately
quantified. Experience gains do not include the impact of management actions or changes in assumptions during the reporting period, which are reported in &#147;Management actions and changes in assumptions&#148;. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The experience gains in 2018 were primarily driven by favourable investment related experience on general fund liabilities, the favourable impact from interest rate
movements and favourable policyholder experience. The favourable investment related experience on general fund liabilities was driven by the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities and
strong credit experience, partially offset by lower than expected returns on alternative long-duration assets (&#147;ALDA&#148;), including oil&nbsp;&amp; gas in the fourth quarter. The favourable impact of interest rate movements was driven by
increases in corporate spreads, partially offset by the movement in risk free rates and the increases in swap spreads. The experience gains were partially offset by the unfavourable impacts from gross equity market exposure. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The experience gains in 2017 were primarily due to favourable investment related experience on general fund liabilities and a favourable impact from equity markets. The
favourable investment related experience on general fund liabilities was driven by the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities and strong credit experience. The experience gains were
partially offset by unfavourable policyholder experience and the unfavourable impact of interest rate movements. Policyholder experience reflected a $240 million charge in our Property and Casualty Reinsurance business in the third quarter of 2017
related to hurricanes. The impact of interest rate movements was driven by reductions in corporate spreads and increases in swap spreads. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Management actions and changes in assumptions</B></FONT><FONT STYLE="font-family:ARIAL"> reflect the income impact of changes to valuation methods and assumptions for insurance and investment contract
liabilities and other management-initiated actions in the year that are outside the normal course of business. The 2018 pre-tax earnings impact of changes in methods and assumptions was a $65 million charge compared to a $172&nbsp;million charge in
2017. The $65 million charge in 2018 was primarily the result of updates to mortality and morbidity assumptions for Company&#146;s structured settlement and term renewal business in Canada, updates to lapse and premium persistency rates for certain
U.S. insurance product lines, partially offset by gains from investment return assumption updates and from refinements to the projection of tax and liability cashflows across multiple product lines. Note 7 of the Consolidated Financial Statements
provides additional detail on the changes in actuarial methods and assumptions. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Impacts from material management action items reported in the Corporate
segment in 2018 included restructuring charges related to the voluntary exit program in our Canadian operation transformation program and to our North American voluntary early retirement program, as well as costs to optimize our real estate
footprint in the U.S. and Canada. Impacts also included charges from the sale of bonds designated as available for sale (&#147;AFS&#148;). Impacts from material management action items reported in the Corporate segment in 2017 included charges from
the sale of bonds designated as available for sale (&#147;AFS&#148;) and the expected cost of equity macro hedges. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Additional&nbsp;Actuarial&nbsp;Disclosures</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>179</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Management action items in Canada and in the U.S. in 2018 included benefits from external reinsurance transactions.
Management action items in the U.S. in 2018 also included a pre-tax charge related to the U.S. Tax Reform, which was more than offset by a benefit in the income taxes line. Management action items in Canada in 2017 included a charge due to the
decision to change the portfolio asset mix in legacy businesses. Management action items in the U.S. in 2017 included charges due to U.S. Tax Reform and the decision to change the portfolio asset mix in legacy business, partially offset by a gain
resulting from an internal legal entity restructuring. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Earnings on surplus funds</B></FONT><FONT
STYLE="font-family:ARIAL"> reflect the actual investment returns on assets supporting the Company&#146;s surplus (shareholders&#146; equity). These assets comprise a diversified portfolio and returns will vary with the underlying asset categories.
</FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Other</B></FONT><FONT STYLE="font-family:ARIAL"> represents pre-tax earnings items on insurance business
that are not included in any other line of the SOE. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Global Wealth and Asset Management (&#147;Global
WAM&#148;)</B></FONT><FONT STYLE="font-family:ARIAL"> represents pre-tax net income from the Global Wealth and Asset Management segment. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Manulife Bank </B></FONT><FONT STYLE="font-family:ARIAL">represents pre-tax net income from Manulife Bank. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Unallocated overhead </B></FONT><FONT STYLE="font-family:ARIAL">represents pre-tax unallocated overhead expenses from the Corporate and Other segments. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Income taxes</B></FONT><FONT STYLE="font-family:ARIAL"> represent tax charges to earnings based on the varying tax
rates in the jurisdictions in which Manulife conducts business. </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife&#146;s net income attributed to shareholders for the full year 2018 increased to
$4,800 million from $2,104 million the previous year. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="62%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(C$ millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Corporate<BR>and&nbsp;Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Global<BR>WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected Profit from In-force Business</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,010</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,015</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,753</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>3,857</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of New Business</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>844</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>917</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Experience gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(192</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>303</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>175</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Management actions and changes in assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>283</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(703</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(758</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Earnings on surplus</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>414</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>521</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(710</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>166</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(174</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>28</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,040</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,111</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,731</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,270</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>4,612</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,063</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,063</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Bank</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unallocated overhead</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(419</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(419</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,040</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>1,284</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>2,731</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>(1,689</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,063</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;5,429</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(353</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(273</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(399</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>504</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(108</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>(629</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,687</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;1,011</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;2,332</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;(1,185</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>&nbsp;&nbsp;955</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da" ALIGN="right"><B>4,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#dde0da" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" BGCOLOR="#dde0da"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>For the year ended December&nbsp;31, 2017</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">(C$ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">U.S.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Corporate<BR>and Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Global<BR>WAM</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #1f320c">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected Profit from In-force Business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,038</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,795</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impact of New Business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(32</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Experience gains (losses)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">117</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(691</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,115</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(323</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Management actions and changes in assumptions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(450</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,306</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,787</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Earnings on surplus</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">581</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(439</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">649</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(58</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(879</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,719</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Manulife Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unallocated overhead</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(485</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(485</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">407</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,364</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax (expense) recovery</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(405</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(1,342</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">1,203</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">(251</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Net income (loss) attributed to shareholders</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,834</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">554</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(1,201</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">1,078</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c" ALIGN="right">2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10.5pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Embedded Value </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The embedded value (&#147;EV&#148;) as of December&nbsp;31, 2018 will be disclosed later. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>180</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Additional&nbsp;Actuarial&nbsp;Disclosures</I> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_20"></A>Board of Directors </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Current as of March&nbsp;1, 2019 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">&#147;Director Since&#148; refers to the year of
first election to the Board of Directors of The Manufacturers Life Insurance Company. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="21%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>John M. Cassaday</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Chairman of the Board</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Manulife</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Toronto, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 1993</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Hon. Ronalee H. Ambrose</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Calgary, AB, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2017</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Joseph P. Caron</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">West Vancouver, BC, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2010</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Susan F. Dabarno</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Bracebridge, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2013</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Sheila S. Fraser</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Ottawa, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2011</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Roy Gori</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>President and Chief Executive Officer</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Manulife</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Toronto, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2017</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Luther S. Helms</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Founder and Advisor</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Sonata Capital Group</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Paradise Valley, AZ, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2007</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Tsun-yan Hsieh</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Chairman</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">LinHart Group PTE Ltd.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Singapore, Singapore</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2011</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>P. Thomas Jenkins</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Chairman of the Board</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">OpenText Corporation</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Georgetown, Cayman Islands</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2015</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Donald R. Lindsay</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>President and Chief Executive Officer</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Teck Resources Limited</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Vancouver, BC, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2010</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>John R.V. Palmer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Toronto, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2009</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>C. James Prieur</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chicago, IL, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2013</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Andrea S. Rosen</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>Corporate Director</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Toronto, ON, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2011</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Lesley D. Webster</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><I>President and Founder</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Daniels Webster Capital</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Advisors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Naples, FL, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Director Since: 2012</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:14pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_21"></A>Executive Leadership Team </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Current as of March&nbsp;1, 2019 </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="21%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Roy Gori</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Michael J. Doughty</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">President and Chief Executive</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Officer, Manulife Canada</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Steven A. Finch</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Actuary</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Gregory A. Framke</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Information Officer</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>James D. Gallagher</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">General Counsel</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Gretchen H. Garrigues</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Global Chief Marketing</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Marianne Harrison</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">President and Chief</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Executive Officer, John Hancock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Scott S. Hartz</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Investment Officer</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Rahim Hirji</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Risk Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Naveed Irshad</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Head of North American</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Legacy Business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Pamela O. Kimmet</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Chief Human Resources</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Stephani E. Kingsmill</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Senior Advisor to the Chief</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Executive Officer</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Paul R. Lorentz</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">President and Chief Executive</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Officer, Global Wealth and Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Linda P. Mantia</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Operating Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Anil Wadhwani</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">President and Chief Executive Officer, Manulife
Asia</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Philip J. Witherington</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Chief Financial Officer</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Board&nbsp;of&nbsp;Directors&nbsp;and&nbsp;Executive&nbsp;Leadership&nbsp;Team</I>&nbsp;&nbsp;<FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;
</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>181</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_22"></A>Office Listing </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Corporate Headquarters</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Financial Corporation</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Bloor Street East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Toronto, ON M4W 1E5</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 416-926-3000</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Belgium</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>International Group Program &#150; Europe</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>John Hancock International Services S.A.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Avenue de
Tervuren 270-272</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">B-1150 Brussels</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Belgium</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +32 02 775 2940</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Cambodia</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife (Cambodia) PLC</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">8/F, Siri Tower</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">104 Russian Federation Boulevard</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sangkat Toeuk Laak I</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Khan Toul Kork</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Phnom Penh, Cambodia</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +855 23 965 999</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Canada</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Canada Head Office</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">500 King Street North</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Waterloo, ON N2J 4C6</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 519-747-7000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Affinity Markets</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Bloor Street East</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Toronto, ON M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 800-668-0195</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Group Benefits</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">25 Water Street South</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Kitchener, ON N2G 4Z4</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 519-747-7000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Individual Insurance</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">500 King Street North</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Waterloo, ON N2J 4C6</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 519-747-7000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Advisory Services</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">1235 North Service Road
West</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Oakville, ON L6M 2W2</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 905-469-2100</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Bloor Street
East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Toronto, ON M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 416-852-2204</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Bank of Canada</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">500 King Street North</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Waterloo, ON N2J 4C6</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 519-747-7000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Capital</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Bloor Street East</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Toronto, ON M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 800-286-1909 (Canada)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;+1 800-809-3082
(U.S.A.)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Investments</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">500 King St North,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Waterloo, ON N2J 4C6</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 519-747-7000</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Quebec</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maison Manuvie</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">900 de Maisonneuve Ouest</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Montr&eacute;al, QC H3A 0A8</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Tel: +1 514-499-7999</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Real Estate</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">250 Bloor Street East, 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Floor</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Toronto, ON M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 416-926-5500</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>NAL Resources Management Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">550 6<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> Avenue S.W., Suite 600</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Calgary, AB T2P 0S2</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canada</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 403-294-3600</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>China</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife-Sinochem Life Insurance Co., Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">6/F, Jin Moa Tower</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">88 Century Boulevard</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pudong New Area</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Shanghai 200121</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">P.R. China</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +86 21 2069-8888</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;+86 21 2069-8930</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife-Teda Fund Management Co., Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">3/F, South
Block, Winland</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">International Financial Center</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">No.&nbsp;7 Financial Street</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">XiCheng District</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Beijing 100033</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">P.R. China</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +86 10 6657-7777</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Hong Kong</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Asia Head Office</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">10/F, The Lee Gardens</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">33 Hysan Avenue</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Causeway Bay</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hong Kong</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +852 2510-5888</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Asia), a division of Manulife Asset Management (Hong Kong) Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">16/F The Lee Gardens</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">33 Hysan Avenue</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Causeway Bay, Hong Kong</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +852 2910-2600</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife (International) Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">22/F, Tower A</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife Financial Centre</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">223-231 Wai Yip Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Kwun Tong, Kowloon</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hong Kong</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +852 2310-5600</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Provident Funds Trust Co., Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">22/F, Tower A</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife Financial Centre</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">223-231 Wai Yip Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Kwun Tong, Kowloon</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Hong Kong</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +852 2310-5600</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Indonesia</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>PT Asuransi Jiwa Manulife Indonesia</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sampoerna Strategic Square</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Jl. Jend. Sudirman Kav 45-46</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">South Tower</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Jakarta 12930</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Indonesia</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +62 21 2555-7788</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>PT Manulife Aset Manajemen Indonesia</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sampoerna Strategic Square</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Jl. Jend, Sudirman Kav. 45-46</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">31/F, South Tower</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Jakarta 12930</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Indonesia</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Tel: +6221 2555-7788</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Japan</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Japan) Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">15/F Marunouchi Trust Tower</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">North Building</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">1-8-1 Marunouchi, Chiyoda-ku</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tokyo, Japan 100-0005</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +81 3 6267-1955</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Life Insurance Co.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">30<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> Floor, Tokyo Opera City</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">3-20-2 Nishi Shinjuku, Shinjuku-ku</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tokyo, Japan 163-1430</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +81 3 6331-7000</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Macau</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife (International) Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Avenida De Almeida Ribeiro No.&nbsp;61</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Circle Square, 14 andar A</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Macau</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +853 8398-0388</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Malaysia</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management Services Berhad</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">16<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Floor, Menara Manulife</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">No.&nbsp;6 Jalan Gelenggang</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Damansara Heights</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">50490 Kuala Lumpur, Malaysia</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +60 3 2719-9228</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Holdings Berhad</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Menara Manulife</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">No.&nbsp;6 Jalan Gelenggang</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Damansara Heights</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">50490 Kuala Lumpur, Malaysia</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +60 3 2719-9228</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Philippines</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>The Manufacturers Life Insurance Co. (Phils.), Inc.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">16/F, LKG Tower</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">6801 Ayala Avenue</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">1226 Makati City</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Philippines</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +63 2 884-5433</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Singapore</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Singapore) Pte. Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">8
Cross Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">#15-01 Manulife Tower<BR>Singapore 048424</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +65 6501-5411</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife (Singapore) Pte Ltd.</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">8 Cross Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">#15-01 Manulife Tower<BR>Singapore 048424</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +65 6737-1221</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Taiwan</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Taiwan) Co., Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">6/F
No.&nbsp;89, Sungren Road</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Taipei 11073</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Taiwan, R.O.C.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +886 2 2757-5969</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Thailand</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Thailand) Co., Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">18/F
Singha Complex</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">1788 New Petchaburi Road, Bang Kapi</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Huai Khwang, Bangkok 10310</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thailand</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Tel: +66 0-2844-0123</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Insurance (Thailand) Public Co.,
Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">18/F Singha Complex,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">1788 New Petchaburi Road, Bang Kapi</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Huai Khwang, Bangkok 10310</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thailand</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +66 2 033-9000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>United Kingdom</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Europe) Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">One London
Wall</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">London EC2Y 5EA</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">United Kingdom</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +44 20 7256 3500</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>United States</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>John Hancock Financial</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Head Office and U.S. Wealth Management</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">197
Clarendon Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Boston, MA 02116-5010</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-663-3000</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-572-6000</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Hancock Natural Resource Group</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">197 Clarendon Street, 8<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Floor</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Boston, MA 02116-5010</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-747-1600</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>International Group Program</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Berkeley Street</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Boston, MA 02116-5023</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-572-6000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>John Hancock Insurance</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">200 Berkeley Street</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Boston, MA 02116-5023</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-572-6000</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (US) LLC</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">197 Clarendon
Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Boston, MA 02116-5010</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +1 617-375-1500</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>Vietnam</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Asset Management (Vietnam) Co., Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">4/F,
Manulife Plaza</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">75 Hoang Van Thai Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tan Phu Ward, District 7</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ho Chi Minh City</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vietnam</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +84 8 5416-6777</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife (Vietnam) Ltd.</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife Plaza</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">75 Hoang Van Thai Street</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tan Phu Ward, District 7</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ho Chi Minh City</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vietnam</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Tel: +84 8 5416-6888</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>West Indies</B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Manulife Re</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife P&amp;C Limited</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The Goddard Building</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Haggatt Hall</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">St. Michael, BB-11059</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Barbados, West Indies</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Tel: +246 228-4910</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>182</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Office&nbsp;Listing</I> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="ex99_1327881_7"></A>G<A NAME="mdatoc661383_23"></A>lossary of Terms </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-For-Sale</FONT></FONT> (AFS) Financial
Assets:</B></FONT><FONT STYLE="font-family:ARIAL"> <FONT STYLE="white-space:nowrap">Non-derivative</FONT> financial assets that are designated as <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> or
that are not classified as loans and receivables, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">held-to-maturity</FONT></FONT> investments, or held for trading. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Accumulated Other Comprehensive Income (AOCI):</B></FONT><FONT STYLE="font-family:ARIAL"> A separate component of
shareholders&#146; equity which includes net unrealized gains and losses on AFS securities, net unrealized gains and losses on derivative instruments designated within an effective cash flow hedge, and unrealized foreign currency translation gains
and losses. These items have been recognized in other comprehensive income and may be subsequently reclassified to net income. AOCI also includes remeasurement of pension and other post-employment plans and real estate revaluation reserve. These
items are recognized in other comprehensive income and will never be reclassified to net income. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Assets
Under Management and Administration (AUMA):</B></FONT><FONT STYLE="font-family:ARIAL"> A measure of the size of the Company. It is comprised of the <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures assets under management (&#147;AUM&#148;),
which includes both assets of general account and external client assets for which we provide investment management services, and assets under administration (&#147;AUA&#148;), which includes assets for which we provide administrative services only.
</FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Book Value per Share:</B></FONT><FONT STYLE="font-family:ARIAL"> Ratio obtained by dividing common
shareholders&#146; equity by the number of common shares outstanding at the end of the period. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Cash Flow
Hedges:</B></FONT><FONT STYLE="font-family:ARIAL"> A hedge of the exposure to variability in cash flows associated with a recognized asset or liability, a forecasted transaction or a foreign currency risk in an unrecognized firm commitment that is
attributable to a particular risk and could affect reported net income. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Constant Currency Basis:</B></FONT><FONT
STYLE="font-family:ARIAL"> Amounts stated on a constant currency basis are calculated by applying the most recent quarter&#146;s exchange rates to all prior periods. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Core Earnings (Loss):</B></FONT><FONT STYLE="font-family:ARIAL"> A measure to help investors better understand the
long-term earnings capacity and valuation of the business. Core earnings excludes the direct impact of equity markets and interest rates as well as a number of other items that are considered material and exceptional in nature. While this metric is
relevant to how we manage our business and offers a consistent methodology, it is not insulated from <FONT STYLE="white-space:nowrap">macro-economic</FONT> factors, which can have a significant impact. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Deferred Acquisition Costs (DAC):</B></FONT><FONT STYLE="font-family:ARIAL"> Costs directly attributable to the
acquisition of new business, principally agents&#146; compensation, which are capitalized on the Company&#146;s Consolidated Statements of Financial Position and amortized into income over a specified period. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Embedded Value:</B></FONT><FONT STYLE="font-family:ARIAL"> A measure of shareholders&#146; value embedded in the
current balance sheet of the Company, excluding any value associated with future new business. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Guarantee
Value:</B></FONT><FONT STYLE="font-family:ARIAL"> Typically within variable annuity products, the guarantee value refers to the level of the policyholder&#146;s protected account balance which is unaffected by market fluctuations.
</FONT></P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Hedging:</B></FONT><FONT STYLE="font-family:ARIAL"> The practice of
making an investment in a market or financial instrument for the purpose of offsetting or limiting potential losses from other investments or financial exposures. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Dynamic Hedging:</B></FONT><FONT STYLE="font-family:ARIAL"> A hedging technique which seeks to limit
an investment&#146;s market exposure by adjusting the hedge as the underlying security changes (hence, &#147;dynamic&#148;). </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Macro hedging:</B></FONT><FONT STYLE="font-family:ARIAL"> An investment technique used to offset the risk of an entire portfolio of assets. A macro hedge reflects a more broad-brush approach which is not
frequently adjusted to reflect market changes. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>International Financial Reporting Standards
(IFRS)</B></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>:</B></FONT><FONT STYLE="font-family:ARIAL"> Refers to the international accounting standards in Canada, effective January&nbsp;1, 2011; this was a change from Canadian Generally
Accepted Accounting Principles (CGAAP). </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Impaired Assets:</B></FONT><FONT STYLE="font-family:ARIAL">
Mortgages, debt securities and other investment securities in default where there is no longer reasonable assurance of collection. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B><FONT STYLE="white-space:nowrap">In-Force:</FONT></B></FONT><FONT STYLE="font-family:ARIAL"> Refers to the policies that are currently active. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Long-Term Care (LTC) Insurance:</B></FONT><FONT STYLE="font-family:ARIAL"> Insurance coverage available on an
individual or group basis to provide reimbursement for medical and other services to the chronically ill, disabled, or mentally challenged. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Life Insurance Capital Adequacy Test (LICAT):</B></FONT><FONT STYLE="font-family:ARIAL"> The ratio of the available capital of a life insurance company to its required capital, each as calculated under
the Office of the Superintendent of Financial Institutions&#146; (OSFI) published guidelines. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New Business
Value (NBV):</B></FONT><FONT STYLE="font-family:ARIAL"> The change in shareholders&#146; economic value as a result of sales in the period. NBV is calculated as the present value of shareholders&#146; interests in expected future distributable
earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions used in the calculation of embedded value. NBV excludes businesses with immaterial insurance risks, such as
Manulife&#146;s wealth and asset management businesses and Manulife Bank. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>New Business Strain</B></FONT><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>:</B></FONT><FONT STYLE="font-family:ARIAL"> The initial expense of writing an insurance policy that is incurred when the policy is written, and has an immediate negative impact on the Company&#146;s
financial position. Over the life of the contract, future income (premiums, investment income, etc.) is expected to repay this initial outlay. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Other than Temporary Impairment (OTTI):</B></FONT><FONT STYLE="font-family:ARIAL"> A write down that is made if the institution does not expect the fair value of the security to recover prior to its
maturity or the expected time of sale. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Premiums and Deposits:</B></FONT><FONT STYLE="font-family:ARIAL"> A
measure of top line growth. The Company calculates premiums and deposits as the aggregate of (i)&nbsp;general fund premiums, net of reinsurance, reported as premiums on the Consolidated Statements of Income, (ii)&nbsp;segregated fund deposits,
excluding seed money (&#147;deposits from policyholders&#148;), (iii)&nbsp;investment contract deposits, (iv)&nbsp;mutual fund deposits, (v)&nbsp;deposits into institutional advisory accounts, (vi)&nbsp;premium equivalents for &#147;administration
services </FONT></P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Glossary&nbsp;of&nbsp;Terms</I>&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT
STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;Manulife&nbsp;Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;
2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>183</B></FONT><FONT STYLE="font-family:ARIAL"> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">only&#148; group benefits contracts (&#147;ASO premium equivalents&#148;), (vii)&nbsp;premiums in the Canadian Group
Benefits reinsurance ceded agreement, and (viii)&nbsp;other deposits in other managed funds. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Policyholder
Experience:</B></FONT><FONT STYLE="font-family:ARIAL"> The actual cost in a reporting period from contingent events such as mortality, lapse and morbidity compared to the expected cost in that same reporting period using best estimate valuation
assumptions. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Provisions for Adverse Deviation (PfAD):</B></FONT><FONT STYLE="font-family:ARIAL"> The
amounts contained in the insurance and investment contract liabilities that represent conservatism against potential future deterioration of best estimate assumptions. These PfADs are released into income over time, and the release of these margins
represents the future expected earnings stream. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Insurance and Investment Contract Liabilities:</B></FONT><FONT
STYLE="font-family:ARIAL"> The amount of money set aside today, together with the expected future premiums and investment income, that will be sufficient to provide for future expected policyholder obligations and expenses while also providing some
conservatism in the assumptions. Expected assumptions are reviewed and updated annually. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Return on Common
Shareholders&#146; Equity:</B></FONT><FONT STYLE="font-family:ARIAL"> A profitability measure that presents the net income available to common shareholders as a percentage of the average capital deployed to earn the income. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Sales, Gross Flows and Net Flows</B></FONT><FONT STYLE="font-family:ARIAL"> are measured according to product type:
</FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Individual Insurance:</B></FONT><FONT STYLE="font-family:ARIAL"> New annualized premiums
reflect the annualized premiums expected in the first year of a policy that requires premium payments for more than one year. Sales are reported gross before the impact of reinsurance. Single premiums are weighted at 10% and consist of the lump sum
premium from the sale of a single premium product, e.g. travel insurance. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Group
Insurance:</B></FONT><FONT STYLE="font-family:ARIAL"> Sales include new annualized premiums and ASO premium equivalents on new cases, as well as the addition of new coverages and amendments to contracts, excluding rate increases.
</FONT></P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>WAM:</B></FONT><FONT STYLE="font-family:ARIAL"> Sales
include all deposits into the Company&#146;s mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Gross Flows:</B></FONT><FONT STYLE="font-family:ARIAL"> A measure for Manulife&#146;s WAM businesses
and includes all deposits into the Company&#146;s mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:18pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Net Flows:</B></FONT><FONT STYLE="font-family:ARIAL"> A measure for Manulife&#146;s WAM businesses
and includes gross flows less redemptions for the Company&#146;s mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. </FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Consolidated Capital:</B></FONT><FONT STYLE="font-family:ARIAL"> Capital funding that is both unsecured and permanent
in nature. Comprises of total equity (excluding AOCI on cash flow hedges), liabilities for preferred shares, and capital instruments. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions to capital
as mandated by the guidelines used by OSFI. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Universal Life Insurance:</B></FONT><FONT
STYLE="font-family:ARIAL"> A form of permanent life insurance with flexible premiums. The customer may vary the premium payment and death benefit within certain restrictions. The contract is credited with a rate of interest based on the return of a
portfolio of assets held by the Company, possibly with a minimum rate guarantee, which may be reset periodically at the discretion of the Company. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Variable Annuity:</B></FONT><FONT STYLE="font-family:ARIAL"> Funds are invested in segregated funds (also called separate accounts in the U.S.) and the return to the contract holder fluctuates according
to the earnings of the underlying investments. In some instances, guarantees are provided. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>Variable
Universal Life Insurance:</B></FONT><FONT STYLE="font-family:ARIAL"> A form of permanent life insurance with flexible premiums in which the cash value and possibly the death benefit of the policy fluctuate according to the investment performance of
segregated funds (or separate accounts). </FONT></P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>184</B></FONT><FONT STYLE="font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;</FONT><FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report&nbsp;&nbsp;</FONT><FONT
STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;<I>Glossary of Terms</I> </FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_24"></A>Shareholder Information </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="29%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>MANULIFE FINANCIAL CORPORATION</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#2a517f"><B>HEAD OFFICE</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">200 Bloor Street East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, ON Canada
M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Telephone: 416 926-3000</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fax: 416 926-5454</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Web site: </B></FONT>www.manulife.com</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>ANNUAL MEETING OF SHAREHOLDERS</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Shareholders are
invited to attend the annual meeting of Manulife Financial Corporation to be held on May&nbsp;2, 2019 at 11:00 a.m. in the International Room at 200 Bloor Street East, Toronto, ON, Canada M4W 1E5</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>STOCK EXCHANGE LISTINGS</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Manulife Financial Corporation&#146;s common shares are listed on:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto Stock
Exchange (MFC)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The New York Stock Exchange (MFC)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Stock Exchange of Hong Kong
(945)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Philippine Stock Exchange (MFC)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>INVESTOR RELATIONS</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial analysts, portfolio
managers and other investors requiring financial information may contact our Investor Relations Department or access our Web site at www.manulife.com.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fax: 416
926-3503</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">E-mail: investor_relations@manulife.com</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>SHAREHOLDER SERVICES</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For information or
assistance regarding your share account, including dividends, changes of address or ownership, lost certificates, to eliminate duplicate mailings or to receive shareholder material electronically,</B> please contact our Transfer Agents in Canada,
the United States, Hong Kong or the Philippines. If you live outside one of these countries please contact our Canadian Transfer Agent.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Direct Deposit of Dividends</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Shareholders resident
in Canada, the United States and Hong Kong may have their Manulife common share dividends deposited directly into their bank account. To arrange for this service please contact our Transfer Agents.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Dividend Reinvestment Program</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Canadian and U.S. resident common shareholders may purchase additional common shares without incurring brokerage or administrative fees by reinvesting their cash dividend
through participation in Manulife&#146;s Dividend Reinvestment and Share Purchase Programs. For more information please contact our stock transfer agents: in Canada &#150; AST Trust Company (Canada); in the United States &#150; American Stock
Transfer&nbsp;&amp; Trust Company, LLC</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For other shareholder issues </B>please contact
Manulife&#146;s Shareholder Services department by calling toll free (within North America) to 1 800 795-9767, ext. 221022; from outside North America dial <FONT STYLE="white-space:nowrap">416&nbsp;926-3000,</FONT> ext. 221022; via fax:
416&nbsp;926-3503 or via e-mail to shareholder_services@manulife.com</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>More information</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Information about Manulife
Financial Corporation, including electronic versions of documents and share and dividend information is available online at</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><I>www.manulife.com </I></B></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Normal Course Issuer Bid</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">A copy of the Notice of
Intention to commence the Normal Course Issuer Bid is available without charge by contacting the Corporate Secretary at the Head Office address referred to above or via email at corporate_governance@manulife.com.</P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>TRANSFER AGENTS</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Canada</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">AST Trust Company (Canada)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">P.O. Box 700 Station B</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Montreal, QC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Canada H3B 3K3</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toll Free: 1 800 783-9495</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Collect: 416 682-3864</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">E-mail: manulifeinquiries@astfinancial.com</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Online: www.astfinancial.com/ca-en</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">AST Trust Company (Canada) offices are also located
in Toronto, Vancouver and Calgary.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>United States</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">American Stock
Transfer &amp; Trust</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Company, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">P.O. Box 199036</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Brooklyn, NY</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">United States 11219</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toll Free: 1 800 249-7702</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Collect: 416 682-3864</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">E-mail: manulifeinquiries@astfinancial.com</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Online: www.astfinanical.com</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Hong Kong</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Tricor Investor Services Limited</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Level 22, Hopewell Centre</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">183 Queen&#146;s Road East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Wan Chai, Hong Kong</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Telephone: 852 2980-1333</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">E-mail: is-enquiries@hk.tricorglobal.com</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Online: www.tricorglobal.com/services/investor-services</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Philippines</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Rizal Commercial Banking
Corporation</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ground Floor, West Wing,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">GPL (Grepalife) Building,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">221 Senator Gil Puyat Avenue,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Makati City, Metro Manila, Philippines</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Telephone: 632 318-8567</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">E-mail: rcbcstocktransfer@rcbc.com</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Online: www.rcbc.com</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#2a517f"><B>AUDITORS</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ernst&nbsp;&amp; Young LLP</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Chartered Accountants</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Licensed Public Accountants</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Toronto, Canada</P></TD></TR>
</TABLE> <DIV STYLE="position:relative;float:left; width:54%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<div style ="background-color:#dde0da; max-width:100%">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1%; margin-right:1%; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B><A NAME="mdatoc661383_25"></A>MFC
DIVIDENDS&nbsp;&nbsp;&nbsp;&nbsp; </B></FONT></P> <P STYLE="margin-top:3pt; margin-bottom:0pt; margin-left:1%; margin-right:1%; font-size:8pt; font-family:ARIAL"><FONT COLOR="#1f320c"><B>Common Share Dividends Paid for 2018 and 2017 </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Record Date</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Payment Date</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Per&nbsp;Share&nbsp;Amount<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8.5pt; font-family:ARIAL" ALIGN="right">Canadian&nbsp;($)</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Year 2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Fourth Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;27,&nbsp;2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;0.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Third Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">November&nbsp;20,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;19, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;0.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Second Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">August&nbsp;21, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;0.22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">First Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">May&nbsp;15, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;0.22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Year 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Fourth Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">February&nbsp;21, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;0.22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Third Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">November&nbsp;21, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">December&nbsp;19, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;0.205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">Second Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">August&nbsp;22, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;0.205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">First Quarter</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">May&nbsp;16, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;0.205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
</div>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:43%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<div style ="background-color:#dde0da; max-width:100%">
 <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:3pt; margin-bottom:0pt; margin-left:1%; margin-right:1%; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#1f320c"><B>Common and Preferred Share Dividend Dates in 2019* </B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="9" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL; " ALIGN="left">Dividends are not guaranteed and are subject to approval by the Board of Directors. </P></TD>
<TD WIDTH="8">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"><FONT COLOR="#1f320c"><B>Record date</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT COLOR="#1f320c"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center"><FONT COLOR="#1f320c"><B>Payment date</B></FONT></TD>
<TD VALIGN="bottom"><FONT COLOR="#1f320c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Common and</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Preferred
Shares</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Common Shares</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c" ALIGN="right">Preferred Shares</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #1f320c">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">February&nbsp;27, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">March&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">May&nbsp;14, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">August&nbsp;20, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19,&nbsp;2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">September&nbsp;19,&nbsp;2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">November&nbsp;19, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">December&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">December&nbsp;19, 2019</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><I>Shareholder&nbsp;Information&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT>&nbsp;&nbsp;</I>Manulife&nbsp;
Financial&nbsp;Corporation&nbsp;&nbsp;<FONT STYLE="font-family:ARIAL; font-size:14pt" COLOR="#1f320c">|</FONT><FONT STYLE="font-family:ARIAL; font-size:8pt">&nbsp;&nbsp;2018&nbsp;Annual&nbsp;Report<I>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</I></FONT><FONT STYLE="font-family:ARIAL" COLOR="#1f320c"><B>185</B></FONT><FONT STYLE="font-family:ARIAL"><I> </I></FONT></P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"><FONT STYLE="font-size:10pt"><B>Our diverse range of products and services by market</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>In Canada</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Exchange-traded funds (ETFs)*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Financial planning&nbsp;&amp; advice*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Goals-based investing*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Guaranteed interest annuities (GIAs)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Group life, health&nbsp;&amp; disability
insurance</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Group retirement savings plans*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Individual life, health&nbsp;&amp; travel
insurance</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Individual retirement savings plans*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Institutional pooled funds*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortgage creditor insurance</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mutual funds*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Outsourced chief investment officer (OCIO)*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Retail banking</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Segregated funds</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Separately managed accounts (SMAs)*</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>In the U.S.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Annuities</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Closed-end</FONT> funds*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Collective investment trusts*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">ESG funds*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Exchange-traded funds (ETFs)*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Financial planning&nbsp;&amp; advice</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Group retirement savings plans*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Individual life insurance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">IRA rollover&nbsp;&amp; advice services</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Outsourced chief investment officer (OCIO)*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mutual funds*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Segregated funds*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Separately managed accounts (SMAs)*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Target-date funds*</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>In Asia</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Annuities</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Creditor insurance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Education savings plans</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Group life&nbsp;&amp; health insurance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Group retirement savings plans*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Individual life insurance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Individual retirement savings plans*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment-linked products</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mutual funds*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Segregated investment mandates*</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>In Europe</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">UCITS mutual funds*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Separately managed accounts (SMAs)*</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Our investment capabilities</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Asset
allocation&nbsp;&amp; solutions*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Infrastructure equity*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liability-driven investing
(LDI)*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liquid alternatives*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Private equity&nbsp;&amp; credit*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Public equity&nbsp;&amp; debt*</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Real estate equity&nbsp;&amp; debt*</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Timberland&nbsp;&amp; farmland*</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">*Products and services provided by our Global Wealth and Asset Management segment.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. We operate as John
Hancock in the United States and Manulife elsewhere. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end of 2018, we had more than 34,000 employees, over
82,000 agents, and thousands of distribution partners, serving almost 28&nbsp;million customers. At the end of 2018, we had $1.1 trillion (US$794 billion) in asssets under management and administration, and during 2018, we made $29.0&nbsp;billion in
payments to our customers. Our principal operations are in Asia, Canada, and the United States where we have served customers for more than 100 years. With our global headquarters in Toronto, Canada, we trade as &#145;MFC&#146; on the Toronto, New
York, and the Philippine stock exchanges, and under &#145;945&#146; in Hong Kong.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Learn more
by visiting Manulife.com</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife, Manulife&nbsp;&amp; Stylized M Design, and Stylized M
Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates, including Manulife Financial Corporation, under license.</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:36pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="right">


<IMG SRC="g675305im12e.jpg" ALT="LOGO">
</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em">


<IMG SRC="g675305stamp12_a.jpg" ALT="LOGO">
</P></TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>d675305dex992.htm
<DESCRIPTION>EX-99.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.2 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#666666">
<TD HEIGHT="13"></TD></TR>
<TR BGCOLOR="#666666" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;Notice of annual meeting of common shareholders</FONT></B></FONT></P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center" BGCOLOR="#e5e5e5">


<TR>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="56%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:11pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;You&#146;re invited to attend our 2019 annual meeting of</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;common shareholders</FONT></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ROWSPAN="2" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;&nbsp;When</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;May&nbsp;2, 2019</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;11&nbsp;a.m.
(Eastern&nbsp;time)</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;&nbsp;Where</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;Manulife&nbsp;Head&nbsp;Office</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;200 Bloor Street
East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;Toronto, Canada</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Four&nbsp;items&nbsp;of&nbsp;business</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Receiving the consolidated financial statements and auditors&#146; report for the year ended
December&nbsp;31, 2018</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Electing directors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Appointing the auditors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Having a say on executive pay</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We&#146;ll consider any other matters that are properly brought before the meeting, but we are not aware of any at this time.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The annual meeting for The Manufacturers Life Insurance Company will be held at the same time and
place.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Please read the voting section starting on page 10. Your vote is important.</P>
<P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">By order of the board of directors,</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g675305g86k94.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Antonella Deo</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate Secretary</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">March&nbsp;6, 2019</P>
<P STYLE="font-size:130pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>d675305dex993.htm
<DESCRIPTION>EX-99.3
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.3</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.3 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g675305smanulife_circularfor.jpg" ALT="LOGO">
 </P> <P STYLE="font-family:Times New Roman; font-size:0.5pt"><FONT COLOR="#FFFFFF">Manulife 2019 Management information circular Manulife Financial Corporation Annual Meeting May 2, 2019 Notice of annual meeting of
shareholders Your participation is important. Please read this document and vote. </FONT></P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#666666">
<TD HEIGHT="13"></TD></TR>
<TR BGCOLOR="#666666" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;Notice of annual meeting of common shareholders</FONT></B></FONT></P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center" BGCOLOR="#e5e5e5">


<TR>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="56%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:11pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;You&#146;re invited to attend our 2019 annual meeting of</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;common shareholders</FONT></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ROWSPAN="2" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;&nbsp;When</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;May&nbsp;2, 2019</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;11&nbsp;a.m.
(Eastern&nbsp;time)</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;&nbsp;Where</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;Manulife&nbsp;Head&nbsp;Office</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;200 Bloor Street
East</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;Toronto, Canada</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Four&nbsp;items&nbsp;of&nbsp;business</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Receiving the consolidated financial statements and auditors&#146; report for the year ended
December&nbsp;31, 2018</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Electing directors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Appointing the auditors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8201;&#8201; Having a say on executive pay</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We&#146;ll consider any other matters that are properly brought before the meeting, but we are not aware of any at this time.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The annual meeting for The Manufacturers Life Insurance Company will be held at the same time and
place.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Please read the voting section starting on page 10. Your vote is important.</P>
<P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">By order of the board of directors,</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g21n74.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Antonella Deo</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate Secretary</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">March&nbsp;6, 2019</P>
<P STYLE="font-size:130pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g62i55.jpg" ALT="LOGO">
 </P> <P ALIGN="center" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">John Cassaday Chairman of the Board Dear fellow shareholders </FONT></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On behalf of the board of directors, we are pleased to invite you to the annual meeting of common shareholders of Manulife Financial
Corporation on May&nbsp;2, 2019, at Manulife&#146;s head office, 200 Bloor Street East in Toronto. As a holder of common shares, you have the right to receive our financial statements and to vote your shares at the meeting.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our 2019 management information circular, which starts on page 7, includes important information
about the business of the meeting and the items you will be voting on. Please read the circular before you vote your shares.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Manulife&#146;s continuing transformation</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">2018 was an important year for
Manulife. It was our first full year with Roy Gori as CEO, and with the new management team he brought on to begin the journey of transforming the company into a digital, customer-centric market leader.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Many of Manulife&#146;s key accomplishments this year were part of a focused plan that is aligned
with the five strategic priorities Mr.&nbsp;Gori and his team established in 2017. These priorities have the board&#146;s full support, and we believe they are critical to Manulife&#146;s future success:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;portfolio optimization
related to our North American legacy businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;expense efficiency</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;acceleration of the growth
of our highest-potential businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;putting our customers
first</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;high performing
team.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018 we moved from the planning phase to the execution phase of our strategy. You
will read more about this in the letter from the chair of the management resources and compensation committee that follows. You can also find more information in our 2018 annual report at manulife.com.</P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Engaging with our shareholders</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Manulife continues to believe that directly engaging with shareholders and other stakeholders is critical because it allows us to hear issues directly from the
source.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We met with many of our institutional shareholders again this year. While we covered
a broad range of issues, the discussions centered mainly on our governance principles around environmental, social and governance risks, our legacy businesses, the recent actions taken to free up capital, cyber security, and our new leadership team.
There were very few questions about our executive compensation programs, because most of our stakeholders were satisfied with the significant changes we made in 2017. Shareholders voted 91% <I>in favour</I> of our approach to executive compensation
at our 2018 annual meeting.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>1</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:6pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL"><B>Please read the circular and vote your shares </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">The meeting will be held at our head office in Toronto at 200 Bloor Street East on May&nbsp;2, 2019 at 11:00 a.m. (Eastern time). If
you are unable to attend in person, a live webcast of the meeting will be available on our website (manulife.com). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">Your vote is
important to us &#150; we encourage you to attend the meeting or to vote by proxy (over the internet, by phone or by mail). See page 11 for details about how to vote. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">The meeting will cover four items of business: </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">1. receiving our financial statements </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">2. voting to elect directors </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">3. voting to appoint the auditors </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">4. voting to have a &#145;say on executive pay&#146;. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">You will vote on all items except for the financial statements. The board recommends you vote FOR items 2 to 4. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">This circular contains information about those matters as well as information about our corporate governance practices and executive
compensation program. For more information on Manulife, including our overview of the company&#146;s progress in 2018 and thoughts for the future, please see our 2018 annual report &#150; available on manulife.com. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">If you attend the meeting in person, you will also have the opportunity to ask questions of the board and management. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">We look forward to welcoming you at the meeting. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:3%;margin-right:3%">


<IMG SRC="g679299g86i72.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">John Cassaday </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">Chairman of the Board of Directors </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; padding-bottom:6pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">March&nbsp;6, 2019 </P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>2</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92.8%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="41%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:24pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Executive compensation</B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Executive compensation at Manulife is focused on rewarding the successful execution of our
business strategy and the achievement of long-term sustainable growth.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our executive
compensation program includes an annual bonus that depends on results achieved against <FONT STYLE="white-space:nowrap">pre-established</FONT> targets tied to our strategy, and an equity-based medium and long-term incentive designed to align the
interests of our executives and shareholders.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g73y22.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Don Lindsay</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT
 COLOR="#026937">Chair&nbsp;of&nbsp;the&nbsp;Management&nbsp;Resources and Compensation Committee</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Most of what our senior executives (including the named executive officers) earn is variable, and a significant portion is tied to our
share price. This ensures that what our executives ultimately earn is closely aligned with the interests of our shareholders, as illustrated in the realized and realizable pay analysis on page 5.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>2018 pay for performance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our overall performance in 2018 was strong, as measured by our financial results and our progress against our five strategic priorities.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We reported record net
income attributed to shareholders of $4.8&nbsp;billion in 2018, up $2.7&nbsp;billion from 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We achieved core earnings<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $5.6&nbsp;billion in 2018, up 23%<SUP
STYLE="font-size:85%; vertical-align:top">2</SUP> from 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We delivered a 3 percentage point improvement in our 2018 expense efficiency ratio<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>, to 52%</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;Our annualized premium
equivalent (APE) sales<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $5.5&nbsp;billion in 2018 were down 3%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> from 2017, while our continued focus on margins drove new business value
(NBV)<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $1.7&nbsp;billion in 2018, up 20%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> from 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We achieved positive net
flows<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $1.6&nbsp;billion in 2018, despite negative net flows in the fourth quarter of 2018 of $9.0&nbsp;billion due to challenging macroeconomic conditions</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We improved the capital
efficiency of our legacy businesses in 2018, including selling alternative long-duration assets and completing several reinsurance transactions</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We continued our
digitization journey to improve the customer experience. We simplified the claims process for customers in Asia, introduced artificial intelligence underwriting to the Canadian life insurance market, introduced a digital robo-advisor advice tool in
the U.S., and launched an innovative goals-based investing program in Canada</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;We engaged employees in our transformational journey, including them in the launch of our mission and updated brand, asking their help to define our
refreshed company values and meeting with them to explain our strategic direction.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Despite
our strong financial performance and the significant progress we made in improving the capital efficiency of our legacy businesses, our total shareholder return (TSR)<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> was a disappointing negative
23.3% for 2018. The design of our executive</P> <P STYLE="font-size:15pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:15pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">1&#8201;&#8201;These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">2&#8201;&#8201;Presented on a constant exchange rate basis.</P></TD></TR></TABLE>
</div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>3</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="background-color:#e5f0eb; max-width:100%">

</div>
<div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">compensation program meant that our executives, like our shareholders, were directly affected by the decline in our share price. This is illustrated on
page 5, in the realized and realizable pay analysis for our CEO, who personally owns a significant number of Manulife shares. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>CEO compensation </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The management resources and compensation committee and the board spend considerable time discussing CEO pay every year, and the committee received independent advice
and additional research and analysis from its external compensation consultant to develop the compensation package for Mr.&nbsp;Gori. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our
objective is to provide a CEO compensation package that aligns with the competitive market, takes into consideration the global scope and complexity of the role, considers what our peers pay for similar roles, what other senior executives at
Manulife are paid, company performance and Mr.&nbsp;Gori&#146;s individual contributions. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shaping the discussion is the committee&#146;s continuing desire to ensure total direct compensation for the CEO role closely aligns with our company
performance, shareholder interests and the market for CEO talent. The graph to the right shows:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;2015 and 2016: total direct compensation awarded to our previous CEO, Mr.&nbsp;Guloien.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;2017 to 2019:
Mr.&nbsp;Gori&#146;s total direct compensation in 2017 and 2018, and his target for 2019. Target total direct compensation includes base salary, annual incentive target and the value of medium and long-term incentives awarded.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The chart illustrates the decrease in total direct compensation awarded to Manulife&#146;s CEO
since 2015.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">


<IMG SRC="g679299g45x91.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board believes that Mr.&nbsp;Gori&#146;s target total direct compensation for 2019 is appropriate based on the factors described
above, and that the pay mix emphasizes the focus on Manulife&#146;s long-term performance and alignment with the shareholder experience. See his profile on page&nbsp;70 for details.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-size:8.5pt">For 2018, the board has approved an annual incentive payment to Mr. Gori of US$3,088,800, or 140% of his target. This decision took into account Manulife&#146;s 2018 financial results and
our performance against our peers, the progress made against our key strategic priorities, and Mr. Gori&#146;s strong personal contributions.</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD COLSPAN="3" VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>4</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="background-color:#e5f0eb; max-width:100%">

</div>
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><B>CEO Total direct compensation </B>(US$)<B></B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2015</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Guloien)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2016</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Guloien)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Gori)<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2018</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(Gori)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2019</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">(Gori&nbsp;-&nbsp;target)</FONT></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,358,125</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,358,125</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$932,192</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,100,000</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5">$1,100,000</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Annual incentive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$2,085,061</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,222,313</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$2,404,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$3,088,800</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5">$2,200,000</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Transition payment<SUP STYLE="font-size:85%; vertical-align:top">2</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,500,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Medium and long-term incentives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$8,148,750</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$8,148,750</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$4,550,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$5,200,000</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5">$5,600,000</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><B>$11,591,936</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><B>$10,729,188</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><B>$9,386,192</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><B>$9,388,800</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"><B>$8,900,000</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Mr. Gori was appointed President &amp; CEO on October 1, 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">2</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The transition payment in 2017 was intended to neutralize the tax and other personal financial consequences of Mr.
Gori&#146;s relocation from Hong Kong to Toronto. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Linking pay to shareholder value</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In addition to looking at
target total direct compensation, we look at whether our executive compensation program is aligned with the shareholder experience by comparing our TSR with what our executives actually earned&nbsp;&#150;&nbsp;as realized pay (what was paid to them
during the year in salary, annual incentive and payouts from the medium and long-term incentive plans), and realizable pay (the value of their unvested or unexercised medium and long-term incentives).</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">The graph to the right shows that the CEO&#146;s realized and realizable pay has been consistent
with what our shareholders have experienced &#150; CEO pay has been lower when our TSR was low, and appropriately higher when our TSR was higher.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299g78s84.jpg" ALT="LOGO">
<BR> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2014</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2015</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Manulife TSR (on the TSX)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">8.7%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(3.7%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">19.9%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">13.3%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(23.3%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Median of our performance peer group (see page 54)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">6.9%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(2.2%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">10.7%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">13.0%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(18.0%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">S&amp;P/TSX Composite Financials Index</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">13.8%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(1.7%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">24.1%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">13.3%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">(9.3%)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Realized and realizable pay for the CEO<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$17.1M</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5.1M</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$37.8M</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$11.6M</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1.7M</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">3&#8201;&#8201;Realized and realizable pay for Mr.&nbsp;Guloien for 2014 to 2016 and Mr.&nbsp;Gori for 2017
and 2018. Equity is valued based on our share price on the TSX as at December&nbsp;31 for each year. For 2018, reflects $8.2&nbsp;million received in cash and from the release of escrowed shares, as per the arrangement discussed on page 50 (realized
pay), and a decrease of $6.5 million in outstanding equity awards (change in realizable pay).</P></TD></TR></TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>5</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:13pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:13pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Realized and realizable pay</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Includes:</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:2pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;cash compensation paid for a given
year, including salary, annual incentive (earned for the year shown but paid in the following year), payouts of restricted share units and performance share units upon vesting and gains realized from exercising stock options,&nbsp;and</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the change in
value of outstanding restricted share units, performance share units, stock options, deferred share units and shares held in escrow on December&nbsp;31 of a given year compared with their value on the TSX on December&nbsp;31 of the previous
year.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Total shareholder return (TSR)</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">The change in value of an investment between January&nbsp;1 and December&nbsp;31 of a given year, assuming dividends are reinvested. For Manulife, TSR reflects our common
shares on the TSX.</P></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="95%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Compensation in line with our performance and our peers</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Pay for performance is a core principle in the design of executive compensation at Manulife. Executives earn incentive awards based on corporate and individual
performance, which is assessed against <FONT STYLE="white-space:nowrap">pre-determined</FONT> targets and our TSR compared to our performance peer group.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We assess the effectiveness of our compensation program and its alignment to pay for performance by comparing the relationship between CEO realized and realizable pay
(as a percentage of target total direct compensation) to our share price performance and our compensation peers. The graph on page 86 shows a close alignment between CEO realized and realizable pay and Manulife&#146;s TSR, compared to our peers.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>We welcome your feedback at our annual meeting</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Aligning compensation with long-term shareholder value is a core principle in the design of the executive compensation program at Manulife. The changes we implemented
in 2017 simplified the program, reinforced pay for performance and strengthened the link between executive pay and shareholder interests.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">This circular explains our executive compensation program, the compensation decisions we made for 2018 and for the 2019 salary and medium and long-term incentives. We
are holding another advisory vote on executive pay at our 2019 annual meeting and, as always, we welcome your feedback.</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g89r37.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Don Lindsay</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Chair of the Management Resources and
Compensation Committee</P> <P STYLE="font-size:20pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:36pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:20pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>6</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:18pt; margin-left:9%; text-indent:-5%; font-size:20pt; font-family:ARIAL"><FONT COLOR="#026937"><B>


<IMG SRC="g679299g49g22.jpg" ALT="LOGO">
&nbsp;&nbsp;About this management information circular </B></FONT></P> <P STYLE="margin-top:31pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">We&#146;ve sent this management
information circular to you because you owned common shares of Manulife Financial Corporation as of the close of business on March&nbsp;6, 2019. It includes important information about the meeting, the items of business to be covered and how to vote
your shares. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">You&#146;re entitled to receive notice of and vote these shares at our 2019 annual meeting of common shareholders.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; padding-bottom:18pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">Management is soliciting your proxy for the meeting, which means we&#146;re contacting you to encourage you
to vote. This will be done mainly by mail, but you may also be contacted by phone, including in connection with the use of the Broadridge QuickVote&#153; service. We have retained Kingsdale Advisors (Kingsdale), and they may assist us with this
process. We pay the costs of the engagement with Kingsdale, which we expect to be approximately $48,000. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="85%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>In this document:</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>we, us, our </I>and<I>
Manulife</I> mean Manulife Financial Corporation</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>you, your</I> and
<I>shareholder</I> refer to holders of Manulife common shares</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>circular</I> means this management information circular</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>meeting</I> means our annual
meeting of common shareholders on May&nbsp;2, 2019</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>common shares</I> or
<I>shares</I> means common shares of Manulife Financial Corporation</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;<I>Manufacturers Life</I> means The Manufacturers Life Insurance Company</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Information in this circular is as at February&nbsp;28, 2019 and in Canadian dollars, unless indicated otherwise. Any information contained in, or otherwise accessible
through, websites mentioned in this circular does not form a part of this document.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP>&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>For more
information</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can find financial information about Manulife in our 2018 annual report,<BR>which includes our audited consolidated financial statements
and management&#146;s<BR>discussion and analysis (MD&amp;A) for the year ended December&nbsp;31, 2018. The audit<BR>committee section of our annual information form has information about the audit<BR>committee, including the committee charter.</P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">These documents are available on manulife.com, on SEDAR (sedar.com) and on<BR>EDGAR
(sec.gov/edgar). You can also ask us for a copy of our 2018 annual report &#150;<BR>simply email us at shareholder_services@manulife.com.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>7</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt"> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="54%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="67%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP><FONT COLOR="#026937"><B><A NAME="toc"></A>Where&nbsp;to&nbsp;find&nbsp;it</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299magnifygrey.jpg" ALT="LOGO">
</TD></TR>
</TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
<DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="96.4%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>&nbsp;About the meeting</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_1">Who can vote</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;11</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_2">How to vote</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;14</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_3">What the meeting will cover</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>&nbsp;About the directors</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;18</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_4">Key things about the board</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_5">Director profiles</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_6">2018 board committee reports</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;37</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_7">How we pay our directors</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>&nbsp;Executive compensation</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>&nbsp;42</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B><A HREF="#tx679299_8">Compensation discussion and analysis</A></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;43</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_9">Our compensation philosophy</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;45</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_10">How the board oversees compensation</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;47</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_11">Managing compensation risk</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_12">The decision-making process</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;53</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_13">Benchmarking against our peers</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_14">Our compensation program and 2018 performance</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_15">Compensation of the named executives</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>&nbsp;88</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B><A HREF="#tx679299_16">Executive&nbsp;compensation&nbsp;details</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;88</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_17">Summary compensation table</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;90</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_18">Equity compensation</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;95</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_19">Retirement benefits</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;101</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_20">Termination&nbsp;and&nbsp;change&nbsp;in&nbsp;control</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;106</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_21">Compensation&nbsp;of&nbsp;employees&nbsp;who have a material impact on risk</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE></DIV> </DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>Governance at Manulife</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>110</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B><A HREF="#tx679299_22">About the Manulife board</A></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">112</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_23">Board committees</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">112</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_24">Roles and responsibilities</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">112</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_25">Promoting a culture of<BR>integrity and ethical behaviour</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">113</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_26">Strategic planning</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">113</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_27">Risk oversight</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">115</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_28">Leadership development and succession</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">118</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_29">Communications and shareholder engagement</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>120</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B><A HREF="#tx679299_30">Serving as a director</A></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">121</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_31">Serving on other boards</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">121</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_32">Integrity</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">121</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_33">Equity ownership</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">121</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_34">Term limits</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">122</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_35">Independence</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">123</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_36">Diversity</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">124</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_37">Skills and experience</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">126</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_38">Director development</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">127</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_39">Assessment</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">128</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_40">Board succession</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>Other information</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">129</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_41">Liability insurance</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">129</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_42">Loans to directors and officers</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">129</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx679299_43">Directors&#146; approval</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:44pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:32pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:20pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="45%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="88%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299magnifygrey.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>This symbol tells you where you can find more information</B></FONT></TD></TR>
</TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>8</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:-7%;border:solid 1.00pt #e5e5e5;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:18pt; margin-left:3%; margin-right:7%; font-size:20pt; font-family:ARIAL"><FONT COLOR="#026937"><B>


<IMG SRC="g679299g49g22.jpg" ALT="LOGO">
&nbsp;&nbsp;About the meeting </B></FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; margin-left:3%; margin-right:7%; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937">This year&#146;s annual meeting is on
May&nbsp;2, 2019. </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:18pt; margin-left:3%; margin-right:7%; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937">Read this section to find out who can vote, how you&nbsp;can
vote and what you&#146;ll be voting on. </FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="93.5%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD WIDTH="65%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Questions?</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:2pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Call our transfer agent in your region if you have any questions:</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><B>Canada</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1-800-783-9495</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><B>United&nbsp;States</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1-800-249-7702</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><B>Hong Kong</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">852-2980-1333</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><B>Philippines</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">632-318-8567</TD></TR>
</TABLE> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:-7%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="94%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="99%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top" NOWRAP><FONT COLOR="#026937"><B>Where&nbsp;to&nbsp;find&nbsp;it</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299magnifygreen.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="94%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="97%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_1">Who can vote</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>10</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_2">How to vote</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>11</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_3">What&nbsp;the&nbsp;meeting&nbsp;will&nbsp;cover</A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>14</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>9</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_1"></A>Who can vote </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9.5pt">
<TD VALIGN="top" ROWSPAN="2"><FONT STYLE="font-size:8.5pt">If you held Manulife common shares as of 5 p.m. (Eastern time) on March&nbsp;6, 2019 (the record date), you&#146;re entitled to receive notice of and vote at our 2019 annual meeting. We had
1,964,160,903 common shares outstanding as of this date and each share carries one vote.</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt" ALIGN="right">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD NOWRAP VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>About quorum</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Before the meeting can go ahead, at least two shareholders have to be present at the meeting, in person or by proxy.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We must receive a simple majority of votes cast for an item to be approved. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Voting restrictions </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shares beneficially owned
by the following entities and persons cannot be voted (except in circumstances approved by the Minister of Finance (Canada)): </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the Government of Canada or any of its political subdivisions or agencies </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the government of a province or any of its political subdivisions or agencies </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the government of a foreign country or any foreign government&#146;s political subdivisions or agencies
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">any person who has acquired more than 10% of any class of shares of Manulife. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Also, if any person, an entity controlled by any person, or any person together with an entity that person controls, beneficially owns more than 20% of the shares that
can be voted, that person or entity cannot vote unless the Minister of Finance (Canada) allows it. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are not aware of any person who beneficially owns or
exercises control or direction (directly or indirectly) over more than 10% of the voting rights attached to Manulife common shares. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>10</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE MEETING </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_2"></A>How to vote </B></FONT></P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">There are two ways to vote &#150; by proxy or in person at the meeting. How you vote depends on whether you&#146;re a registered shareholder, an ownership statement
holder or a <FONT STYLE="white-space:nowrap">non-registered</FONT> (beneficial) shareholder. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g01k12.jpg" ALT="LOGO">
</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See page 13 for
important&nbsp;details&nbsp;about voting by proxy</FONT></P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Registered shareholders and ownership statement holders</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">(your package includes a proxy form)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">You&#146;re a <I>registered shareholder</I> if you have a share certificate in your name or your shares are recorded electronically in the Direct Registration System
(DRS) maintained by our transfer agent.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">You&#146;re an <I>ownership statement holder</I> if you
hold a share ownership statement that was issued when Manufacturers Life demutualized</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="6" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ROWSPAN="5" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Vote by proxy</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You or your authorized representative must sign the proxy form. If you&#146;re a corporation or other legal entity, your authorized representative
must sign the form.</P></TD>
<TD VALIGN="bottom" ROWSPAN="5"></TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:-0.12em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT
STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="6" BGCOLOR="#e5f0eb"><FONT STYLE="font-size:7pt">You can vote your shares in one of four ways:</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g44s74.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5f0eb">On the internet &#150; Go to the website indicated on your proxy form. You&#146;ll need the personal identification/control number on the form.</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g57o14.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5f0eb">By phone (Canada and U.S. only) &#150; Call the toll-free number on the proxy form and follow the instructions. You&#146;ll need the personal identification/control number on the form.</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g95y58.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">By mail &#150; Complete your proxy form and return it in the envelope provided.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:18pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.14em; font-size:7pt; font-family:ARIAL">


<IMG SRC="g679299g51g50.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"><FONT STYLE="font-size:7pt">On your smartphone &#150; Use the QR code found on your proxy form.</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="4" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Your proxy must be received by 5 p.m. (Eastern time) on April&nbsp;30, 2019 for your vote to be counted. If you&#146;re
mailing your proxy form, be sure to allow enough time for the envelope to be delivered. The deadline for the deposit of proxies can be waived by the Chairman at his discretion, without notice.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">If the meeting is adjourned, your proxy must be received by 5 p.m. (Eastern time) two business days
before the meeting is reconvened.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Vote in person at the meeting</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You&#146;ll need to bring photo identification with you to the meeting.</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="4" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Check in with our transfer agent when you arrive at the meeting.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Do not complete the proxy before the meeting because you&#146;ll vote in person at the
meeting.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="6" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Changing your&nbsp;vote</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You can revoke your proxy form if you change your mind about how you want to vote your shares.</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:-0.12em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT
STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="top" COLSPAN="6" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sending new instructions with a later date on how you wish to vote will revoke the instructions you previously
submitted.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">You can send a new proxy on the internet, by phone or by mail, by following the
instructions above.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Or send a notice in writing, signed by you or your authorized
representative to: Corporate Secretary, Manulife Financial Corporation, 200 Bloor Street East, Toronto, Canada M4W 1E5.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Your new proxy must be received by 5 p.m. (Eastern time) on April&nbsp;30, 2019 for your vote to be counted. If you&#146;re mailing your new proxy form, be sure to allow
enough time for the envelope to be delivered.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If the meeting is adjourned, your proxy must be
received by 5 p.m. (Eastern time) two business days before the meeting is reconvened.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">If you
miss the deadline, you can only revoke your proxy by giving a notice in writing to the Chairman at the meeting before the meeting begins. The notice must be signed by you or your authorized representative.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>11</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g01k12.jpg" ALT="LOGO">
</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See page 13 for
important&nbsp;details&nbsp;about voting by proxy</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><FONT STYLE="white-space:nowrap">Non-registered</FONT> (beneficial) shareholders</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">(your package includes a voting instruction form)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">You&#146;re a <I><FONT STYLE="white-space:nowrap">non-registered</FONT> shareholder</I> if you hold your shares through an intermediary (a bank, trust company, securities
broker or other financial institution). This means the shares are registered in your intermediary&#146;s name and you&#146;re the beneficial shareholder.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD>
<TD HEIGHT="4" COLSPAN="6" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ROWSPAN="5" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Vote by proxy</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You or your authorized representative must sign the voting instruction form. If you&#146;re a corporation or other legal entity, your authorized
representative must sign the form.</P></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:-0.12em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT
STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5f0eb"><FONT STYLE="font-size:7pt">You can give your voting instructions in one of four ways:</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g44s74.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">On the internet &#150; Go to the website indicated on your voting instruction form and follow the instructions on screen.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g57o14.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">By phone (Canada and U.S. only) &#150; Call the toll-free number on your voting instruction form and follow the instructions.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">


<IMG SRC="g679299g95y58.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">By mail &#150; Complete your voting instruction form and return it in the envelope provided.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.14em; font-size:7pt; font-family:ARIAL">


<IMG SRC="g679299g51g50.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb">On your smartphone &#150; Use the QR code found on your voting instruction form.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" BGCOLOR="#e5f0eb">Your intermediary must receive your voting instructions with enough time to act on your instructions. Check the form for the deadline for submitting your voting instructions. If you&#146;re mailing
your voting instruction form, be sure to allow enough time for the envelope to be delivered. The deadline for the deposit of proxies can be waived by the Chairman at his discretion, without notice.</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Vote in person at the meeting</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You&#146;ll need to bring photo identification with you to the meeting.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:-0.12em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT
STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Check in with our transfer agent when you arrive at the meeting.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Do not complete the voting instruction form before the meeting because you&#146;ll vote in person
at the meeting.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Changing your&nbsp;vote</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">You can revoke your voting instruction form if you change your mind about how you want to vote your shares.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:-0.12em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#e5e5e5"><FONT
STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Follow the instructions on your voting instruction form, or contact your intermediary for more information.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Your intermediary must receive your voting instructions with enough time to act on your
instructions. Check the form for the deadline for submitting your voting instructions. If you&#146;re mailing your voting instruction form, be sure to allow enough time for the envelope to be delivered. The deadline for the deposit of proxies may be
waived or extended by the Chairman at his discretion, without notice.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>12</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE MEETING </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>More about voting by proxy </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Voting by proxy is the easiest way to vote. It means you&#146;re giving someone else (your proxyholder) the authority to attend the meeting and vote
for you according to your instructions.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Roy Gori, President and Chief Executive Officer or,
failing him, John M. Cassaday, Chairman (with full power of substitution) have agreed to act as Manulife proxyholders to vote your shares at the meeting according to your instructions.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">If you do not name a different proxyholder when you sign your form, you&#146;re authorizing
Mr.&nbsp;Gori or Mr.&nbsp;Cassaday to act as your proxyholder to vote for you at the meeting according to your instructions.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt" ALIGN="right">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD NOWRAP VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>About confidentiality and voting&nbsp;results</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our transfer agent independently counts and tabulates the votes to maintain confidentiality. A proxy form or voting instruction form is only referred to us if it&#146;s
clear that a shareholder wants to communicate with the board or management, the validity of the form is in question, or the law requires it.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">After the meeting we&#146;ll post the voting results on manulife.com, on SEDAR (sedar.com) and on EDGAR (sec.gov/edgar).</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If you do not indicate on the form how you want to vote your shares, Mr.&nbsp;Gori or Mr.&nbsp;Cassaday will vote: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">FOR the election of the 13 nominated directors in this circular </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">FOR the appointment of Ernst&nbsp;&amp; Young LLP as auditors </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">FOR the advisory vote on our approach to executive compensation </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can also appoint someone else to be your proxyholder &#150; that individual does not need to be a Manulife shareholder. Print the person&#146;s name in the blank
space provided on the proxy form or voting instruction form. Remember to tell them that they must attend the meeting, present photo identification, and vote your shares according to your instructions for your vote to count. If you do not specify how
you want to vote your shares, your proxyholder can vote your shares using their best judgment. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If there are amendments to the items to be voted on or any other
matters that are properly brought before the meeting or any adjournment, your proxyholder can vote your shares as they see fit. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="45%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9.5pt">


<TR>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="10" STYLE="BORDER-LEFT:1px solid #026937; BORDER-TOP:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Questions?</B></FONT></P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Call the transfer agent in
your region if you have any questions or to ask for a new proxy form (see page 9 for details).</FONT></P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>13</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_3"></A>What the meeting will cover </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The meeting will cover four items of business. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>1.
Financial statements </B></FONT><FONT STYLE="font-family:ARIAL; font-size:8.5pt" COLOR="#026937">(manulife.com)</FONT><FONT STYLE="font-family:ARIAL; font-size:9.5pt" COLOR="#026937"><B> </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We&#146;ll present our 2018 consolidated financial statements and the auditors&#146; report on those financial statements. You can find a copy in our 2018 annual report
on manulife.com. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2. Electing directors </B></FONT><FONT STYLE="font-family:ARIAL; font-size:8.5pt" COLOR="#026937">(see page 17)</FONT><FONT
STYLE="font-family:ARIAL; font-size:9.5pt" COLOR="#026937"><B> </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You will elect 13 directors to serve on our board until either the end of next
year&#146;s annual meeting of shareholders, or earlier if they leave the board. All 13 nominated directors currently serve on the board. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can read about the
nominated directors beginning on page 17. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board recommends that you vote FOR the election of each nominated director. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>3. Appointing the auditors </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Ernst&nbsp;&amp;
Young LLP (Ernst&nbsp;&amp; Young) (or a predecessor) have acted as external auditors to Manulife or an entity within the Manulife family since 1905. The audit committee has recommended that the board
<FONT STYLE="white-space:nowrap">re-appoint</FONT> them as our auditors for fiscal 2019 to serve until the end of our next annual meeting. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We maintain independence
from the external auditors through audit committee oversight, a robust regulatory framework in Canada, including the requirement to rotate the lead audit partner at least every five years, and Ernst&nbsp;&amp; Young&#146;s own internal independence
procedures. The audit committee also conducts a formal review of the external auditors every year and a more comprehensive review every five years. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The audit
committee believes there are benefits to having long-tenured auditors, including higher work quality because of the auditors&#146; institutional knowledge of our business and favourable fee structures because of the efficiencies gained from
experience. In addition, if we brought in new auditors, we would spend significantly more time and resources helping them become familiar with the business. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The
table below lists the services Ernst&nbsp;&amp; Young provided to Manulife and its subsidiaries in the last two fiscal years and the fees they charged each year: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(in millions)</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Audit fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$29.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$28.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Includes the audit of our financial statements as well as the financial statements of our subsidiaries, segregated funds, audits of statutory filings, prospectus services, report on internal
controls, reviews of quarterly reports and regulatory filings</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Audit-related fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$2.7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Includes consultation concerning financial accounting and reporting standards not classified as audit, due diligence in connection with proposed or consummated transactions and assurance
services to report on internal controls for third parties</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Tax fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Includes tax compliance, tax planning and tax advice services</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">All other fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$0.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Includes other advisory services</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$32.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$32.3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>14</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE MEETING </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our auditor independence policy requires the audit committee to <FONT STYLE="white-space:nowrap">pre-approve</FONT> all audit and permitted <FONT
STYLE="white-space:nowrap">non-audit</FONT> services (including the fees and conditions) the external auditor provides.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If a new service is proposed during the year that is outside the <FONT STYLE="white-space:nowrap">pre-approved</FONT> categories or budget, it must be <FONT
STYLE="white-space:nowrap">pre-approved</FONT> by the audit committee, or by a member that the committee has appointed to act on its behalf.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board recommends that you vote FOR&nbsp;the appointment of Ernst&nbsp;&amp; Young as auditors.</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>4. Having a say on executive pay</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B></B>(see page 42)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board believes that executive compensation programs must be sound, fair and competitive with the market and
support our strategy and progress.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">The board recognizes the increased scrutiny</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
<BR></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:7pt">&nbsp;</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Audit committee
review</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The audit committee conducts a formal review of the external auditors every year, and a more comprehensive review every five years. These reviews are
based on recommendations by the Chartered Professional Accountants of Canada (CPA Canada) and the Canadian Public Accountability Board to assist the audit committee in their oversight duties. The comprehensive review was last conducted in 2014,
covering the five-year period ended December 31, 2013. The next comprehensive review is scheduled for 2019 and will cover the five-year period ended December 31, 2018.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The 2018 review looked at the engagement partner and team, their independence, objectivity and the quality of audit work performed.</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">of executive compensation generally and believes that shareholders should have the opportunity to fully understand our compensation
objectives, philosophy and principles, and have a say on our approach to executive compensation. As a result, we&#146;re asking you to vote on the following resolution: </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; margin-left:1%; margin-right:3%; font-size:8.5pt; font-family:ARIAL"><I>Resolved, on an advisory basis and not to diminish the role and responsibilities of the board of directors, that the shareholders
accept the approach to executive compensation disclosed in the management information circular delivered in advance of the 2019 annual meeting of common shareholders of Manulife Financial Corporation.</I> </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">This is an advisory vote, so the results are not binding. The board will, however, take the results into account, together with feedback received from other shareholder
engagement activities, when making decisions about compensation policies, procedures and executive pay in the future. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We discuss our executive compensation program
and the impact our performance had on executive compensation for 2018 in detail starting on page 42. This disclosure has been approved by the board on the recommendation of the management resources and compensation committee. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board recommends that you vote FOR our approach to executive compensation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>15</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If a significant number of shareholders oppose the resolution, the board will engage with
shareholders (especially those who are known to have voted against it) to understand their concerns and will continue to review our approach to executive compensation in the context of those concerns. We encourage any shareholders who may vote
against the resolution to contact the board to discuss their specific issues or concerns (see page 110 for details about how to contact the board and page 119 for details about our shareholder engagement activities). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>About shareholder proposals and proxy access</B></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Shareholder proposals</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We must receive shareholder proposals for our 2020 annual meeting by 5 p.m. (Eastern time) on December&nbsp;7, 2019 to consider including them in next year&#146;s
management information circular. Submissions must be in writing and meet the requirements of the <I>Insurance Companies Act</I> (Canada), which you can find online at http://laws-lois.justice.gc.ca.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Proxy access</I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We must receive nominations under our proxy access policy for our 2020 annual meeting by 5 p.m. (Eastern time) on December&nbsp;7, 2019 to consider including them in
next year&#146;s management information circular (see page 120 for more information on our proxy access policy).</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Send your proposal or nomination notice to:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate Secretary</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Manulife Financial Corporation</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">200 Bloor Street East</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Toronto, Ontario M4W 1E5</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">email: corporate_governance@manulife.com</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>16</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:18pt; margin-left:3%; font-size:20pt; font-family:ARIAL"><FONT COLOR="#026937"><B>


<IMG SRC="g679299g49g22.jpg" ALT="LOGO">
&nbsp;&nbsp;About the directors </B></FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937">Read about the nominated directors
before you vote your shares. </FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; margin-left:3%; margin-right:3%; font-size:8.5pt; font-family:ARIAL">This year, 13 directors have been nominated for election to the board for a one-year term.
All nominated directors were elected at our 2018 meeting. These directors have the mix of skills, experience and qualifications necessary for proper oversight and effective decision-making. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g91x18.jpg" ALT="LOGO">
 </P></div> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="96%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top" NOWRAP><FONT COLOR="#026937"><B>Where&nbsp;to&nbsp;find&nbsp;it</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299magnifygreen.jpg" ALT="LOGO">
</TD></TR>
</TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_4">Key things about the board</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>18</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_5">Director profiles</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>20</B></FONT></TD></TR></TABLE>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_6">2018&nbsp;board&nbsp;committee&nbsp;reports</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>33</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_7">How we pay our directors</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>37</B></FONT></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>17</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_4"></A>Key things about the board </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Gender diversity </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">We promote gender diversity on our board and have a long-standing board diversity policy that covers age, gender,</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">42% of this year&#146;s nominated independent directors are
women.</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="5">ethnicity, disability, sexual orientation and geographic representation. The board has an objective that at least 30% of the independent directors should be women, a goal we&#146;ve met since 2013, and aims to achieve
gender parity among the independent directors. See page 123 for more about diversity.</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Majority voting </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shareholders can vote for, or withhold their vote from, each director. Directors who receive more withheld than for votes must submit their resignation. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The corporate governance and nominating committee will review the details surrounding the resignation and report to the board. The board will accept the resignation
unless there are exceptional circumstances. The board will decide within 90 days of the meeting and a news release will be issued disclosing the resignation or the reasons why the resignation was not accepted. The director will not participate in
these deliberations. The resignation will be effective when it is accepted by the board. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">This policy applies only in uncontested elections, where the number of
nominated directors is the same as the number of directors to be elected. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Term limits </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Independent directors can serve on the board for up to 12 years to balance the benefit of experience with the need for new perspectives. We introduced this policy in
2013, and at the same time eliminated the mandatory retirement age of 72. See page 121 for more information. The board chair can be in the role for a full five-year term regardless of the number of years the individual has been a director. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 attendance </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the
number of board and committee meetings held in 2018 and overall attendance. Quorum for board meetings is a majority of the directors and directors are expected to attend all meetings of the board and the committees they&#146;re members of, unless
there are extenuating circumstances. All directors on the board at the time attended our 2018 annual meeting of shareholders. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Number&nbsp;of<BR>meetings</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Overall&nbsp;meeting<BR>attendance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Board</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">97%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Audit committee</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Corporate governance and nominating committee</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Management resources and compensation committee</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">96%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Risk committee</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>18</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Committee memberships </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Over May and June 2018, the board updated committee memberships and chair responsibilities to refresh the committees while maintaining some continuity. Every director,
other than the board chair, sits on at least two committees. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the committee memberships before the restructuring, and the new committee
memberships (nominated directors only). Richard DeWolfe retired from the board on May&nbsp;3, 2018. Pamela Kimmet resigned from the board effective September&nbsp;4, 2018 and became Manulife&#146;s Chief Human Resources Officer on October&nbsp;1,
2018. Luther Helms will retire from the board on May&nbsp;2, 2019 at the end of his term. The director profiles that follow include more information about each nominated director&#146;s committee memberships. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="17%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Corporate&nbsp;governance<BR>and nominating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Audit</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Management<BR>resources and<BR>compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Risk</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Before</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">restructuring</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Joseph&nbsp;Caron&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John&nbsp;Cassaday</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Richard&nbsp;DeWolfe</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Luther Helms</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Andrea Rosen</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sheila&nbsp;Fraser&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Susan&nbsp;Dabarno</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Luther Helms</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thomas Jenkins</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John Palmer</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Andrea Rosen</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John&nbsp;Cassaday&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Joseph Caron</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Susan Dabarno</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pamela Kimmet</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">James Prieur</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Lesley Webster</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">James&nbsp;Prieur&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sheila Fraser</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thomas Jenkins</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pamela Kimmet</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Donald Lindsay</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John Palmer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Lesley Webster</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">New</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">committee</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">memberships</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">&#150; nominated</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">directors&nbsp;only</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Andrea Rosen (chair)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ronalee
Ambrose</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Joseph Caron</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John Cassaday</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sheila Fraser</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John Palmer</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Sheila Fraser (chair)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ronalee
Ambrose</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Joseph Caron</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">John Palmer</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Andrea Rosen</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Donald&nbsp;Lindsay&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Susan Dabarno</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thomas Jenkins</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">James Prieur</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Lesley Webster</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">James&nbsp;Prieur&nbsp;(chair)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Susan Dabarno</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Thomas Jenkins</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Donald Lindsay</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Lesley Webster</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The director profiles that follow include the value of each director&#146;s equity ownership. We calculate the value of equity ownership by multiplying the number of
their common shares and deferred share units (DSUs) by $22.24, the closing price of our common shares on the Toronto Stock Exchange (TSX) on February&nbsp;28, 2019. Fluctuations in foreign exchange rates will cause variances in the minimum ownership
requirements. The minimum as of February&nbsp;28, 2019 was $809,894 (US$615,000, using an exchange rate of US$1.00 = $1.3169). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>19</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_5"></A>Director profiles </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;John M. Cassaday
</FONT></B></FONT><FONT COLOR="#ffffff">(Chairman)</FONT><FONT COLOR="#ffffff"><B></B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g87c73.jpg" ALT="LOGO">
 <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Toronto, ON,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 65&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Digital transformation/Sales/Marketing</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="73%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Cassaday has strong business and senior executive experience and also serves on other public company boards.
This experience qualifies him to serve as the chair of Manulife&#146;s board.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="14"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">John Cassaday was appointed as Chairman of the Board on May&nbsp;4, 2018. Mr.&nbsp;Cassaday was previously President and Chief Executive
Officer of Corus Entertainment Inc., a position he held since its inception in 1999 until his retirement on March&nbsp;31, 2015. Prior to Corus, Mr.&nbsp;Cassaday was Executive Vice President of Shaw Communications, President and Chief Executive
Officer of CTV Television Network and President of Campbell Soup Company in Canada and the United Kingdom. He also serves on the board of Irving Oil Ltd. <FONT STYLE="white-space:nowrap">(non-public</FONT> company).</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Cassaday has an MBA (Dean&#146;s List) from the Rotman School of Management at the
University of Toronto as well as an Honorary Doctor of Laws from the University of Toronto and is a Member of the Order of Canada.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As Chairman,
Mr.&nbsp;Cassaday is not a member of the audit, management resources and compensation or risk committees but attends at the invitation of the respective committee chair</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="15">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="15"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director&nbsp;since</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">April 1993</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2023</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">96.92%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Sleep Country Canada Holdings Inc., 2015-present</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Sysco Corporation, 2004-present</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Spin Master Corp., 2015-February
2018</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Gibraltar Growth
Corporation, 2015-2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Corus
Entertainment Inc., 1999-2015</P> <P STYLE="font-size:96pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">9&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-May)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Corporate governance and nominating</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1&nbsp;of&nbsp;1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Management resources and
compensation&nbsp;(chair)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(May-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Corporate governance and nominating</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Risk</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Year</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common<BR>shares</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total</FONT><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">common<BR>shares<BR>and&nbsp;DSUs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Meets&nbsp;equity</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">21,840</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">175,120</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">196,960</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$4,380,390</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Yes</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">21,840</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">157,699</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">179,539</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$4,384,342</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">17,421</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">17,421</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>20</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Hon. Ronalee H. Ambrose</FONT></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g86q46.jpg" ALT="LOGO">
 <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Calgary, AB,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 49&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Ambrose&#146;s extensive government sector and business experience qualify her to serve on our board and as a
member of the audit committee and the corporate governance and nominating committee.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="14"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ronalee Ambrose has been a corporate director since retiring as a Member of Parliament of Canada in July 2017. Ms.&nbsp;Ambrose is a former
Leader of Canada&#146;s Official Opposition in the House of Commons and a former leader of the Conservative Party of Canada. She worked as Minister across nine Canadian government departments, and her service included the role of Vice Chair of the
Treasury Board and chair of the cabinet committee for public safety, justice and aboriginal issues. She also served as the Minister responsible for the Status of Women, and is a recognized champion for the rights of women and girls.</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In addition to serving as a corporate director, Ms.&nbsp;Ambrose is a Global Fellow at the Wilson
Center&#146;s Canada Institute in Washington, D.C., focusing on <FONT STYLE="white-space:nowrap">Canada-U.S.</FONT> bilateral trade and North American competitiveness issues. In addition to the public companies listed to the right, she also serves
on the board of Coril Holdings Ltd. (a private company) and the advisory board of the Canadian Global Affairs Institute.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Ambrose has a Bachelor of Arts from the University of Victoria and a Master of Arts from the University of Alberta. She is also a graduate of the Harvard Kennedy
School of Government Senior Leaders Program.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting
attendance</B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="13">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="13"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director&nbsp;since September 2017</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit: 2030</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes
for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.60%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;TransAlta Corporation,
2017-present</P> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">9&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Risk</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2&nbsp;of&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Corporate governance and nominating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Common<BR>shares</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">DSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total&nbsp;value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Meets&nbsp;equity<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">11,567</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">17,567</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$390,690</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">No</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">2,411</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">2,411</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$58,877</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">9,156</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">15,156</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Ambrose joined the board on September&nbsp;1, 2017. Under the director equity ownership requirements, Ms.&nbsp;Ambrose elected to
receive her entire 2018 annual board member retainer in DSUs. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>21</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Joseph P. Caron</FONT></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g24z65.jpg" ALT="LOGO">
 <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">West
Vancouver, BC, Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 71&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public
policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Caron brings business, government and international experience to the board, providing a well rounded
perspective that positions him well to serve on our board, and as a member of the audit committee and the corporate governance and nominating committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="14"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Joseph Caron is the former Principal and Founder of Joseph Caron Incorporated, a consulting business established in 2010 to provide
strategic counsel to Asian businesses seeking to grow in Canada and Canadian businesses and organizations focused on development in Asia. His experience includes four years with HB Global Advisors Corporation, the international consulting firm of
Heenan Blaikie LLP (2010 to 2013), and almost four decades with the Government of Canada where he served in a number of key diplomatic posts, including Ambassador to the People&#146;s Republic of China (2001 to 2005), Ambassador to Japan (2005 to
2008) and High Commissioner to the Republic of India (2008 to 2010). He also serves on the board of the Vancouver International Airport.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Caron holds a Bachelor of Arts in Political Science from the University of Ottawa. He holds honorary degrees from York University and Meiji Gakuin University,
and has been named a Distinguished Fellow of the Asia Pacific Foundation and an Honorary Research Associate of the University of British Columbia&#146;s Institute of Asian Research.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="13">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="13"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director&nbsp;since<BR>October 2010</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit: 2023</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes
for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.57%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Westport Innovations Inc.,
2013-2016</P> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">8&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">89%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-May)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Corporate governance and nominating (chair)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1&nbsp;of&nbsp;1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Management resources and compensation</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(May-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Corporate governance and nominating</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February
28)<B></B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Common<BR>shares</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">DSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total&nbsp;value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Meets&nbsp;equity<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">8,836</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">47,154</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">55,990</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,245,218</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Yes</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">8,836</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">40,964</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">49,800</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,216,116</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,190</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,190</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>22</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Susan F. Dabarno</FONT></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g69e07.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Bracebridge,
ON, Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 66&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;&nbsp;&nbsp;Digital
transformation/Sales/Marketing<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment
management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive
compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Dabarno brings extensive global wealth management and financial services experience to the board and her
roles in various executive capacities and accounting background qualify her&nbsp;to serve on our board, and as a member of the management resources and nominating committee and the risk committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="12"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Susan Dabarno has been a corporate director since 2011. She has extensive wealth management and distribution expertise and served from 2009
to 2010 as Executive Chair, and from 2003 to 2009 as President and Chief Executive Officer, of Richardson Partners Financial Limited, an independent wealth management services firm. Before joining Richardson Partners Financial Limited,
Ms.&nbsp;Dabarno was President and Chief Operating Officer at Merrill Lynch Canada Inc.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">She is
a former director of the Toronto Waterfront Revitalization Corporation (government funded organization) and Bridgepoint Health Foundation <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">(not-for-profit).</FONT></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Dabarno is a Fellow of Chartered Professional Accountants (FCPA) and holds a Class&nbsp;II
Diploma from McGill University.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom" ROWSPAN="9">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="9"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director&nbsp;since</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">March&nbsp;2013</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2025</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.59%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Cenovus Energy Inc., 2017-present</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;People Corporation, 2011-March 2013</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>2018 meeting attendance</B></FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">9&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2&nbsp;of&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Management resources and compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Risk</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Year</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common shares</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">common shares
and&nbsp;DSUs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Meets&nbsp;equity</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="4">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="4"> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">45,250</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,134</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">51,384</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,137,220</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Yes</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">45,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">4,117</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">49,117</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,199,437</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">250</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">2,017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">2,267</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>23</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Sheila S. Fraser</FONT></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g92s96.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Ottawa, ON,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 68&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="73%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Fraser&#146;s extensive professional experience and her contributions to the accounting and auditing
profession qualify her to serve on our board, as a member of the corporate governance and nominating committee and as chair of the audit committee. Her other board experience and international work provide an added perspective to her board and
committee work.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Sheila Fraser is currently a corporate director. Ms.&nbsp;Fraser served as Auditor General of Canada from 2001 to 2011 and, prior to joining
the Office of the Auditor General in 1999 as Deputy Auditor General, she was a partner at Ernst&nbsp;&amp; Young LLP for 18 years.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Fraser&#146;s contributions to the accounting and auditing profession include her current role as a Trustee of the International Financial Reporting Standards
(IFRS) Foundation. She has also chaired two committees of the International Organization of Supreme Audit Institutions as well as the Public Sector Accounting Board of the Canadian Institute of Chartered Accountants and, until December&nbsp;31,
2013, was a member of the International Federation of Accountants-International Public Sector Accounting Standards Board.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">She also serves on the board of the International Institute for Sustainable Development &#150; Experimental Lakes Area <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">(not-for-profit)</FONT></FONT> as well as the board of the International Federation of Accountants (IFAC).</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Fraser holds a Bachelor of Commerce from McGill University. She is an Officer of the Order of Canada and is a Fellow of the Institute of Chartered Professional
Accountants of Ontario and the Ordre des comptables professionnels agr&eacute;&eacute;s du Qu&eacute;bec.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="9">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="9"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">November 2011</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2024</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">98.84%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Bombardier Inc., 2012-2017</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>2018 meeting attendance</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">8&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">89%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit (chair)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2&nbsp;of&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Risk</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2&nbsp;of&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit (chair)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Corporate governance and nominating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="93%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Year</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common shares</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">common shares
and&nbsp;DSUs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"><BR></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Meets&nbsp;equity</FONT><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership<BR>guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;<BR>&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="4">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="4"> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">580</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">55,949</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">56,529</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,257,205</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Yes</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">580</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">49,416</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">49,996</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,220,902</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,533</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">6,533</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>24</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;</FONT>Roy Gori </B></FONT><FONT COLOR="#ffffff">(President and Chief Executive Officer) </FONT><FONT
 COLOR="#ffffff"><B></B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g51e95.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Toronto, ON,
Canada &nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 49 &nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Not independent</FONT><FONT
STYLE="font-size:6.5pt" COLOR="#026937"> (management)</FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key
competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;&nbsp;&nbsp;Digital
transformation/Sales/Marketing<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment
management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive
compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="3" BGCOLOR="#e5e5e5"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Roy Gori is the President and Chief Executive Officer of Manulife, Canada&#146;s largest insurance
company, and one of the largest insurance and asset management companies in the world. Appointed in 2017, Roy&#146;s early tenure as CEO has been marked by the introduction of a clear strategy that builds on Manulife&#146;s strong foundations to
include sharper focus on the customer and a shift to digital innovation, in line with the company&#146;s mission to make customers&#146; decisions easier, and lives better.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6.0" COLSPAN="3" BGCOLOR="#e5e5e5"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Roy started his career at Citibank in 1989, where he held progressively senior roles and was finally responsible for the company&#146;s Asia
Pacific retail business, which included its insurance and wealth management business. In 2015, Roy joined Manulife as President and Chief Executive Officer for Asia. In that role, he was responsible for operations in 12 markets across Asia, driving
Manulife&#146;s rapidly growing business in the region.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As a champion for diversity and
inclusion, Roy is the Chair of Manulife&#146;s D&amp;I Council. He is also a passionate advocate for health and wellness, promoting the benefits of behavioural insurance through award-winning products like Manulife Vitality and Manulife MOVE.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">He holds a Bachelor of Economics and Finance from The University of New South Wales, and an MBA
from the University of Technology, Sydney. He is a member of the Geneva Association and the Business Council of Canada. A native Australian, Roy has worked and lived in Sydney, Singapore, Thailand, and Hong Kong, and is now based in
Toronto.</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="7">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="7"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">October 2017</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
applies to independent directors only</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for: 99.78%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;None</P>
<P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:34pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>2018 meeting attendance</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">9&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Gori is not a member of any of the board<BR>committees but attends at the invitation of the Chairman<BR>and/or committee chair</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">As CEO, Mr.&nbsp;Gori has separate equity ownership requirements, which he meets. You can read more about this on page 49.</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>25</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff"><FONT
STYLE="white-space:nowrap">&nbsp;&nbsp;&nbsp;Tsun-yan</FONT> Hsieh</FONT></B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff">


<IMG SRC="g679299g59z95.jpg" ALT="LOGO">
 <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Singapore,
Singapore &nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 66&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive
compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Digital transformation/Sales/Marketing</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Hsieh&#146;s extensive management leadership, management consulting and academic experience, combined with
his Asia perspective, qualifies him to serve on our board, and as a member of the management resources and compensation committee and the risk committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh is Chairman of LinHart Group PTE Ltd., a firm he founded in 2010 to provide
leadership services internationally.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Hsieh, a resident of Singapore, has extensive
consulting experience in business strategy, leadership development and corporate transformation. Mr.&nbsp;Hsieh joined McKinsey&nbsp;&amp; Company in 1980 and was elected a director from 1990 to 2008, when he retired. During his tenure, he served as
Managing Director of Canada and ASEAN practices and led McKinsey&#146;s Organization and Leadership Practice globally.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">At the National University of Singapore, Mr.&nbsp;Hsieh holds the joint appointment of Provost Chair Professor at the Business School and the Lee Kuan Yew School of
Public Policy.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">He serves on the board of the following
<FONT STYLE="white-space:nowrap">non-public</FONT> companies and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit</FONT></FONT> and other organizations: <FONT STYLE="white-space:nowrap">Duke-NUS</FONT> Graduate
Medical School Singapore, LinHart Group PTE Ltd. (Chairman/Director), Manulife US Real Estate Management Pte Ltd. (Chair), National University of Singapore Business School (Management Advisory Board), Singapore Institute of Management (Member of
Governing Council) and Singapore Institute of Management Pte Ltd.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Hsieh has a Bachelor
of Science in Mechanical Engineering from the University of Alberta and an MBA from Harvard Business School.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">October 2011</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2024</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for: 98.48%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Singapore Airlines,
2012-present</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Bharti Airtel
Limited, 2010-2015</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>2018 meeting attendance</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">8&nbsp;of&nbsp;9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">89%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Management resources and compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Risk</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4&nbsp;of&nbsp;4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="93%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="8%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Year</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common shares</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">common shares
and&nbsp;DSUs</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Meets&nbsp;equity</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">ownership</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">guideline</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="4">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="4"> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">90,642</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">90,642</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$2,015,878</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Yes</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">75,065</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">75,065</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$1,833,087</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">0</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">15,577</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">15,577</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>26</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;P. Thomas Jenkins</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt ; margin-bottom:0pt" >


<IMG SRC="g679299g10z59.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Georgetown,
Cayman Islands&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 59 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public
policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Digital transformation/Sales/Marketing</P></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;
Mr.&nbsp;Jenkins brings extensive business perspective to our board and to the management resources and compensation committee and risk committee through experience in business, other public company boards and the boards and committees of various
government, business and other organizations.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Thomas Jenkins is Chairman of the Board of OpenText Corporation. From 2005 to 2013, Mr.&nbsp;Jenkins was Chief Strategy Officer of OpenText.
Prior to 2005, Mr.&nbsp;Jenkins was President and Chief Executive Officer of OpenText. Mr.&nbsp;Jenkins has served as a Director of OpenText since 1994 and as its Chairman since 1998.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">He is a former director of BMC Software, Inc., a <FONT STYLE="white-space:nowrap">non-public</FONT>
software corporation based in Houston, Texas, and serves on the board of the following <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit</FONT></FONT> organizations: World Wide Web Foundation (Chair) and Ontario Global
100 Network (Chair).</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Jenkins received an MBA from the Schulich School of Business at
York University, a Masters of Applied Sciences from the University of Toronto and a Bachelor of Engineering&nbsp;&amp; Management from McMaster University. Mr.&nbsp;Jenkins received an honorary doctorate of laws from the University of Waterloo and
an honorary doctorate of Military Science from the Royal Military College of Canada. He is an Officer of the Order of Canada and a Fellow of the Canadian Academy of Engineering.</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">March 2015</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2027</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">98.67%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;OpenText Corporation, 1994-present</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;TransAlta Corporation,
2014-April 2018</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Thomson
Reuters Corporation, 2013-2017</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9&nbsp;of&nbsp;9</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2&nbsp;of&nbsp;2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 4&nbsp;of&nbsp;4<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B> </B></FONT></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="28%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common<BR>shares</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">51,934</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">51,934</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,155,012</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">37,754</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">37,754</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$921,953</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">14,180</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">14,180</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>27</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Donald R. Lindsay</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt ; margin-bottom:0pt" >


<IMG SRC="g679299g18c63.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Vancouver, BC,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 60 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive
compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director</P></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;
Mr.&nbsp;Lindsay&#146;s CEO and international business experience, and nearly two decades of experience in senior executive roles in investment and corporate banking and global financial services, qualify him to serve on our board, as a member of
the risk committee and as chair of the management resources and compensation committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Donald Lindsay is President and CEO of Teck Resources Limited, Canada&#146;s largest diversified mining, mineral processing and
metallurgical company, a position he has held since 2005.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Lindsay&#146;s experience
includes almost two decades with CIBC World Markets Inc., where he ultimately served as President after periods as Head of Investment and Corporate Banking and Head of the Asia Pacific Region.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Lindsay earned a Bachelor of Science in Mining Engineering from Queen&#146;s University
and holds an MBA from Harvard Business School.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="8">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR><BR>August&nbsp;2010</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit: 2023</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes
for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.47%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Teck Resources Limited,
2005-present</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9&nbsp;of&nbsp;9</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-May)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(May-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management&nbsp;resources&nbsp;and&nbsp;compensation (chair)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 4&nbsp;of&nbsp;4<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="88%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="33%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Common<BR> shares<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> DSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total<BR>common<BR>shares<BR> and&nbsp;DSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> Total&nbsp;value<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">20,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">62,607</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">82,607</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,837,180</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">20,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">53,388</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">73,388</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,792,135</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">9,219</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">9,219</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>28</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;John R.V. Palmer</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt ; margin-bottom:0pt" >


<IMG SRC="g679299g61o16.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Toronto, ON,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 75 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Government relations/Public
policy/Regulatory<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director</P></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;
Mr.&nbsp;Palmer&#146;s experience with regulators in different jurisdictions, including seven years as Superintendent of Financial Institutions, Canada, and his accounting background qualify him to serve on our board, the audit committee and the
corporate governance and nominating committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">John Palmer was Chairman and a founding director of the Toronto Leadership Centre, an organization focused on leadership in financial
supervision, until June 2018. Mr.&nbsp;Palmer was the Superintendent of Financial Institutions, Canada from 1994 to 2001, following his career at KPMG LLP (Canada) where he held senior positions, including Managing Partner and Deputy Chairman. He
was also the Deputy Managing Director of the Monetary Authority of Singapore and has advised other regulators including the Australian Prudential Regulation Authority.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">He serves on the boards of the following <FONT STYLE="white-space:nowrap">non-public</FONT> companies: Sageco Advisory Services Inc. and Tenaugust Properties Inc.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Palmer holds a Bachelor of Arts degree from the University of British Columbia. He is a
Fellow of the Institutes of Chartered Professional Accountants of Ontario and British Columbia and is a Member of the Order of Canada.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR><BR>November 2009</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit: 2022</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes
for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">98.74%</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Public company boards </B><B></B>(last five
years)<B></B><B></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Fairfax Financial Holdings
Limited, 2012-present</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9&nbsp;of&nbsp;9</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Corporate governance and nominating</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 4&nbsp;of&nbsp;4<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="27%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common<BR>shares</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">87,080</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">87,080</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,936,659</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">77,745</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">77,745</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,898,533</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">9,335</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">9,335</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>29</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;C. James Prieur</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt ; margin-bottom:0pt" >


<IMG SRC="g679299g41h04.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Chicago, IL,
U.S.A.&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 67 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive
compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Asia experience<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company executive/Director</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="73%"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Prieur&#146;s strong financial
background and his wealth of senior executive experience in the insurance business in Canada, the U.S. and globally qualify him to serve on our board, the management resources and compensation committee and as chair of the risk
committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">James Prieur has been a corporate director since 2011 and, prior to that time, Mr.&nbsp;Prieur served as Chief Executive Officer and
director of CNO Financial Group, Inc. from 2006 until his retirement in 2011. CNO Financial Group is a life insurance holding company focused on the senior middle income market in the U.S. Prior to joining CNO Financial Group, Mr.&nbsp;Prieur was
President and Chief Operating Officer of Sun Life Financial, Inc. from 1999 to 2006 where he had previously led operations in Asia, Canada, United States, and the United Kingdom.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">He serves on the board of the Alberta Investment Management Corporation, a Crown corporation of the
Province of Alberta, as well as the following <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit</FONT></FONT> organizations: President&#146;s Circle of the Chicago Council on Global Affairs, and The Pacific Council on
International Policy and its China Committee.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Prieur is a Chartered Financial Analyst
and holds an MBA from the Richard Ivey School at Western University and a Bachelor of Arts from the Royal Military College of Canada.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">January&nbsp;2013</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2025</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.58%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Ambac Financial Group, Inc., 2016-present</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting
attendance</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">8&nbsp;of&nbsp;9</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">89%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">3&nbsp;of&nbsp;3</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">100%</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Risk (chair)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2&nbsp;of&nbsp;2</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">100%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Risk (chair)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">4&nbsp;of&nbsp;4</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P ALIGN="right" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">100%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="28%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="7"><FONT STYLE="font-size:8pt" COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common<BR>shares</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">&nbsp;</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">145,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">70,391</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">215,391</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$4,790,296</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">100,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">67,647</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">167,647</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$4,093,940</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">45,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">2,744</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">47,744</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>30</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Andrea S. Rosen</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt ; margin-bottom:0pt" >


<IMG SRC="g679299g30t84.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Toronto, ON,
Canada&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 64 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment management<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management<br><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Talent management/Executive compensation<br><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="73%"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Rosen&#146;s experience as a global
financial services executive with particular experience in investment banking, wholesale and retail banking, risk management, human resources management and executive compensation qualify her to serve on our board, as a member of the audit committee
and as chair of the corporate governance and nominating committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Andrea Rosen has been a corporate director since 2006. Prior to January 2005, her experience includes more than a decade with TD Bank
Financial Group, where she ultimately served as Vice Chair, TD Bank Financial Group and President of TD Canada Trust. Earlier in her career, she held progressively senior positions at Wood Gundy Inc. and was Vice President at Varity Corporation.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">She serves on the board of the Institute of Corporate Directors <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">(not-for-profit).</FONT></FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Rosen has an LLB from
Osgoode Hall Law School, an MBA from the Schulich School of Business at York University and a Bachelor of Arts from Yale University.</P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="7">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="7"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">August&nbsp;2011</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2024</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.80%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Ceridian HCM Holding Inc., 2018-present</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Emera Inc., 2007-present</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Hiscox Limited,
2006-2015</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9&nbsp;of&nbsp;9</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-May)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Corporate governance and nominating</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1&nbsp;of&nbsp;1<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(May-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Audit</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Corporate governance and nominating (chair)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 4&nbsp;of&nbsp;4<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B> </B></FONT></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="27%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Common<BR> shares<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> DSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Total<BR>common<BR>shares<BR> and&nbsp;DSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> Total&nbsp;value<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">11,500</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">86,941</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">98,441</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$2,189,328</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">11,500</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">83,552</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">95,052</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$2,321,170</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">3,389</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">3,389</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>31</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Lesley D. Webster</FONT></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="4" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt">


<IMG SRC="g679299g30x92.jpg" ALT="LOGO">
</P> <P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:1pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Naples, FL,
U.S.A.&nbsp;<FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Age 66 <FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&nbsp;Independent</FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Key competencies and experience</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Finance/Accounting</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Insurance/Reinsurance/Investment
management</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Risk management</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Technology/Operations</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Public company
executive/Director</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="73%"></TD></TR>

<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.75em; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Webster&#146;s extensive senior
executive experience in financial services in the U.S., and in enterprise risk management, capital markets and trading in particular, qualifies her to serve on our board, the management resources and compensation committee and the risk
committee.</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="6.0" COLSPAN="3"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="22%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Lesley Webster is President and founder of Daniels Webster Capital Advisors, an enterprise risk management consulting firm established in
2006. Ms.&nbsp;Webster has extensive financial industry experience and was Executive Vice President of JP Morgan Chase&#146;s firm-wide Market and Fiduciary Risk Management from 1994 until 2005. Prior to that, she was global head of U.S.&nbsp;Dollar
Fixed Income Derivatives at UBS Securities, Inc. and head of Fixed Income Arbitrage trading at Chase Manhattan Bank.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Webster earned a PhD in Economics from Stanford University and a Bachelor of Arts in Economics from the University of Illinois at Urbana.</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Director since<BR></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">October 2012</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Term limit:
2025</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">2018 votes for:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">99.59%</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #026937">&nbsp;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company boards </B>(last five years)<B></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;MarketAxess Holdings Inc., 2013-2015</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 meeting attendance</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9&nbsp;of&nbsp;9</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(Jan-June)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 3&nbsp;of&nbsp;3<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2&nbsp;of&nbsp;2<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Board committees <FONT
STYLE="white-space:nowrap">(June-Dec)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Management resources and compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3&nbsp;of&nbsp;3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 4&nbsp;of&nbsp;4<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 100%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Equity ownership </B>(as at February 28)<B> </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="27%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Common<BR>shares</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total<BR>common<BR>shares<BR>and&nbsp;DSUs</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:7pt">Total&nbsp;value</FONT> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Meets&nbsp;equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">guideline</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3"> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g69t29.jpg" ALT="LOGO">
</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">12,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">48,865</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">60,865</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,353,638</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Yes</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">12,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">42,608</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">54,608</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$1,333,527</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Change</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">0</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">6,257</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">6,257</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>32</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_6"></A>2018 board committee reports </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="71%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.60em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">Corporate governance and nominating
committee</FONT></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:3.00pt solid #ffffff; BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Andrea Rosen <FONT STYLE="font-size:6pt">(chair)</FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Ronalee Ambrose</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Joseph Caron</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">John Cassaday</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Sheila Fraser</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Luther Helms</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">John Palmer</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-LEFT:3.00pt solid #ffffff; BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">All members of the corporate governance and nominating committee are independent. The Chairman is also a member.</TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">The committee met five times in 2018. It has approved this report and is satisfied that it has carried out all of
the responsibilities required by the committee charter.</P></TD></TR>
</TABLE> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="65%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key responsibilities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key activities</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Managing board renewal and succession, including identifying the necessary competencies, expertise, skills, background and personal qualities for potential candidates, identifying qualified
candidates, maintaining an evergreen list of qualified candidates and reviewing committee membership</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the necessary
characteristics, experience and expertise for prospective directors, and revised the director skills matrix to align with Manulife&#146;s ambitions for the future.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Selected board recruitment
firm to assist in identifying and recruiting potential candidates based on criteria established by the committee.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Maintained and regularly refined the evergreen list of potential director candidates.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Monitored corporate
governance developments, and assessed current corporate governance practices against emerging best practices and other applicable requirements.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Refreshed board committee
memberships while maintaining continuity.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Developing effective corporate governance policies and procedures, including subsidiary governance and environmental and social governance issues (ESG)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Updated board operations
practices to enhance efficiency.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the details of, and
compliance with, board and committee charters and mandates of board and committee chairs, directors and the CEO.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed all significant changes in director status and confirmed no adverse impact.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the annual report
on subsidiary governance.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on ESG
strategy, trends, risks and opportunities.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Worked with an independent
consultant to assist in the implementation of assessments of the board, the chair of the board, the committees and chairs of each committee.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Developing and overseeing the processes for assessing board, committee and individual director effectiveness including the committee chairs and the board chair</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Enhanced the assessment
process, with expanded peer assessments and management input.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and recommended that the board confirm the independence of the directors.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Assessed the board&#146;s
relationship with management.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Coordinating the director orientation and education program</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Considered the relevant topics and developed the agenda for the director education program.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Reviewing director compensation<B> </B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Engaged independent advisor
to perform review of director compensation.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Approved changes to director
compensation for 2019 to align with best practices, reduce compensation complexity and volatility and enhance director equity ownership requirements, while maintaining positioning of director compensation relative to market median.</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The committee meets without management present at each meeting. The committee worked with an independent consultant, Meridian Compensation
Partners, to conduct a comprehensive biannual review of director compensation, including an overview of best practices and industry trends, and a benchmarking exercise. Meridian&#146;s fees in 2018 were $22,654. They were not retained in 2017. There
is cross-membership between the corporate governance and nominating committee and the audit committee. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>33</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="71%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.60em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">Audit committee</FONT></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:3.00pt solid #ffffff; BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Sheila Fraser <FONT STYLE="font-size:6pt">(chair)</FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Ronalee Ambrose</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Joseph Caron</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Luther Helms</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">John Palmer</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Andrea Rosen</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-LEFT:3.00pt solid #ffffff; BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">The audit committee and the board have determined that all members of the committee are independent, financially literate and that Sheila Fraser, Luke Helms, John Palmer
and Andrea Rosen qualify as audit committee financial experts under the Sarbanes-Oxley Act of 2002. All of the members also meet additional independence standards for audit committees under applicable U.S. and Canadian laws and securities exchange
rules. The committee also serves as the conduct review committee.</TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">The committee met five times in 2018, including one joint meeting with the risk committee. It has approved this
report and is satisfied that it has carried out all of the responsibilities required by the committee charter.</P></TD></TR>
</TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="65%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key responsibilities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key activities</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing the quality and integrity of financial information including the effectiveness of our systems of internal control over financial reporting</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed significant accounting and actuarial practices and policies (and areas where judgment was applied), financial disclosure (and recommended them to
the board for approval), and management&#146;s report on the effectiveness of internal controls over financial reporting.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing the performance, qualifications and independence of our external auditors</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Conducted the annual review
of Ernst&nbsp;&amp; Young, including the engagement partner and audit team, their independence, objectivity and quality of audit work performed, and recommended their reappointment as auditors to the board for approval.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved or <FONT
STYLE="white-space:nowrap">pre-approved</FONT> the auditor independence policy, the scope of the annual audit plan and all related services and fees, recurring audit and <FONT STYLE="white-space:nowrap">non-audit</FONT> services for the coming year,
and audit and <FONT STYLE="white-space:nowrap">non-audit</FONT> services proposed during the year outside of previous approvals.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing our compliance program, including compliance with legal and regulatory requirements and the effectiveness of our compliance practices</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on
compliance with applicable laws and regulations.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on the
anti-money laundering/anti-terrorist financing program.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and updated the disclosure policy.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on
litigation.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing our finance, actuarial, internal audit and global compliance functions</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports, opinions
and recommendations from the Chief Actuary, Chief Financial Officer (CFO), Chief Auditor and Global Compliance Chief.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the annual report of the independent actuarial peer reviewer.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved the
internal audit plan and reviewed periodic reports on internal audit activities and audit results.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved the mandates of the Global Compliance Chief, Chief Auditor, CFO and Chief Actuary and the global compliance, internal audit, finance
and actuarial functions, and reviewed the performance evaluation and assessed the effectiveness of each.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Developing our ethical standards and policies on managing conflicts of interest and protecting confidential information and monitoring customer complaints</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the code of
business conduct and ethics and the procedures relating to conflicts of interest and restricting the use of confidential information.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on
compliance with the code and Ethics Hotline activities.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed procedures for handling complaints.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Monitoring arrangements with related parties and transactions that could have a material impact on our stability or solvency</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on the effectiveness of the procedures to identify material related party transactions.</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The committee meets without management present at each meeting. The committee also met in private with Ernst&nbsp;&amp; Young, the
independent actuarial peer reviewer, the CFO, Chief Risk Officer, Chief Actuary, Chief Auditor, Chief Information Risk Officer and Global Compliance Chief throughout the year. There is cross-membership between the audit committee and the corporate
governance and nominating committee, and the committee holds a joint meeting with the risk committee at least once a year. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>34</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="68%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.60em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">Management resources and compensation
committee</FONT></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:3.00pt solid #ffffff; BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Donald Lindsay <FONT STYLE="font-size:6pt">(chair)</FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Susan Dabarno</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Thomas Jenkins</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">James Prieur</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Lesley Webster</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-LEFT:3.00pt solid #ffffff; BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">All members of the management resources and compensation committee are independent and meet the additional independence standards set out in our director independence
policy in compliance with applicable securities exchange rules. A majority of the members have finance, talent management and executive compensation, and risk management experience.</TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">The committee met six times in 2018. It has approved this report and is satisfied that it has carried out all of the
responsibilities required by the committee charter.</P></TD></TR>
</TABLE> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="61%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key responsibilities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key activities</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing global human resources strategy, policies and programs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the 2018
compensation program, including outcomes of changes implemented in 2016 to simplify compensation plans, link pay more closely to performance and align compensation more closely with shareholder experience, and recommended the 2019 compensation
program to the board for approval.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the results of the
global employee engagement survey.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the compensation
programs, including base pay, incentives, pension and benefit plans and made recommendations to the board.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on talent management.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed updates to the
global compensation policy.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Developing and maintaining succession plans for the CEO and other senior executives</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and maintained succession plans for the CEO and reviewed the succession plans for senior executives.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Reviewing senior executive appointments before recommending them to the board for approval</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed several executive appointments and recommended to the board for approval.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Reviewing and recommending compensation performance goals and objectives for the CEO and other senior executives, assessing the performance of the CEO and other senior executives in light of
their performance goals and objectives and recommending their compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved the
CEO&#146;s annual objectives, assessed the CEO&#146;s performance and made compensation recommendations for approval by the board.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the performance
assessment and compensation recommendations for the members of the executive leadership team and the head of each oversight function and approved their annual objectives.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the approach to
senior executive compensation benchmarking.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed our compensation
peer group.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Considered
the feedback from shareholder engagement meetings regarding compensation programs.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing compensation plans and ensuring the compensation program aligns with risk management policies and practices and corporate strategy</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on the alignment of compensation programs with sound risk management principles and established risk appetite.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing governance of employee pension plans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the annual pension report and global benefits program report.</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The committee meets without management present at each meeting. The committee also works with a consulting firm to receive independent
advice on compensation matters, and has retained Hugessen Consulting Inc. (Hugessen) as its independent advisor since 2006. The committee chair approves all of the work undertaken by the independent advisor. Please see page 45 for more about the
independent advisor. The committee met in private with their independent advisor throughout the year. There is cross-membership between the management resources and compensation committee and the risk committee. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>35</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="68%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.60em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">Risk committee</FONT></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:3.00pt solid #ffffff; BORDER-TOP:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">James Prieur <FONT STYLE="font-size:6pt">(chair)</FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Susan Dabarno</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Thomas Jenkins</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Donald Lindsay</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">Lesley Webster</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-LEFT:3.00pt solid #ffffff; BORDER-BOTTOM:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:3.00pt solid #ffffff" BGCOLOR="#e5f0eb">All members of the risk committee are independent and a majority are knowledgeable about risk management and risk disciplines.</TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" COLSPAN="3"></TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.80em; font-size:7.5pt; font-family:ARIAL">The committee met six times in 2018, including one joint meeting with the audit committee. It has approved this
report and is satisfied that it has carried out all of the responsibilities required by the committee charter.</P></TD></TR>
</TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="65%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key responsibility</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Key activities</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Identifying and assessing our principal risks and overseeing the programs, procedures and controls in place to manage them</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports from the
Chief Risk Officer on risk appetite, risk limits, principal risk exposures, stress tests and emerging risks and policies, procedures and controls in place to manage principal risks.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports from the
Chief Auditor on the adequacy and effectiveness of the procedures and controls to manage the principal risks.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on capital targets and ratios.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on the
information services risk management program.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports from
business segments on the key risks and risk management strategies for the relevant business.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Developing, overseeing and reviewing our enterprise risk management framework, risk appetite and risk limits</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed risk appetite and risk limits and recommended to the board for approval, and considered the appropriate balance of risk and return.</P></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Reviewing the risk impact of the business plan and new business initiatives, including consistency with our risk appetite and related risk management and controls</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed the risk impact of the strategic plan, including consistency with the approved risk appetite and related risk management and
controls.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Aligning our compensation programs with sound risk management principles and our established risk appetite</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed reports on the alignment of compensation programs with sound governance principles and established risk appetite.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing the risk management function</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved the
mandates of the Chief Risk Officer and the risk management function, and reviewed the performance evaluation and assessed the effectiveness of each.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and approved the
budget, structure, skills and resources of the risk management function.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overseeing our compliance with risk management policies</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Reviewed and recommended that the board approve changes to the risk policy framework and related enterprise policies.</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The committee meets without management present at each meeting. The committee also met in private with the Chief Risk Officer, Global
Chief Information Risk Officer, Chief Auditor, Global Compliance Chief, CFO, and the Chief Actuary throughout the year. There is cross-membership between the risk committee and the management resources and compensation committee, and the committee
holds a joint meeting with the audit committee at least once a year. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>36</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_7"></A>How we pay our directors </B></FONT></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We structure director compensation with three goals in mind:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;to reflect directors&#146;
responsibilities, time commitment and expected contribution</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;to align directors&#146; interests with those of our shareholders</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;to be competitive with
global financial institutions that are comparable to us in scope and complexity.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table on
page 39 shows the director fee schedule for services provided to Manulife and Manufacturers Life in 2018. Fees are divided equally between the two companies.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors do not receive stock options or participate in a <FONT STYLE="white-space:nowrap">non-equity</FONT> compensation plan or pension plan. Mr.&nbsp;Gori does not
receive director compensation because he is compensated in the role of President and CEO.</P> <P STYLE="font-size:7pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Working&nbsp;with&nbsp;an&nbsp;independent&nbsp;compensation consultant, the board completed an</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
<BR></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:7pt">&nbsp;</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Key features of the new
director compensation structure beginning in 2019:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;Directors are paid a
single annual retainer. Meeting fees and the travel allowance have been eliminated. Committee chairs continue to receive a retainer to recognize the additional responsibilities and workload required by this leadership role.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;Directors must now receive
at least 50% of their board retainer in deferred share units, even after they have met their equity ownership requirement.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;The director equity ownership requirement has increased from three times the annual board retainer to six times the mandatory equity portion of their
annual board retainer.</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">extensive review of director compensation in 2018, and introduced a new flat fee structure and new director equity ownership
requirements to align with best practices and reduce compensation volatility and complexity. The changes went into effect on January&nbsp;1, 2019. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>About equity ownership </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors are required to own equity in Manulife so their interests are aligned with the interests of our
shareholders. Directors can count Manulife common shares, preferred shares or deferred share units towards meeting the ownership guidelines. Directors can beneficially own the shares or exercise control or direction over them. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018 all directors were required to own common shares, preferred shares and/or deferred share units with a total market value of at least three times their annual
board retainer (US$450,000). In 2019, this requirement has increased to six times the mandatory equity portion of their annual board retainer (US$615,000). Mr.&nbsp;Gori has separate equity ownership requirements as President and CEO, which he
meets. You can read more about this on page 49. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">See pages 20-32 for information about each nominated director&#146;s equity ownership. All directors exceed their
equity ownership requirement except Ronalee Ambrose, who joined the board on September&nbsp;1, 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>37</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>About deferred share units </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Deferred share units are notional shares that have the same value as Manulife common shares and earn additional units as dividend equivalents at the same rate as
dividends paid on our common shares. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Deferred share units vest in full on the grant date, but directors can only exchange their deferred share units for cash or
shares after they leave the board (on the anniversary of their departure for U.S. directors or within one year of leaving the board for all other directors). If a director chooses to receive shares in exchange for their deferred share units, we
purchase shares on the open market. Deferred share units can only be transferred when a director dies. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We calculate the number of deferred share units to be
granted by dividing the dollar value to be received by the closing price of our common shares on the TSX on the last trading day prior to the grant date. Directors receive additional units as dividend equivalents when dividends are paid on our
common shares. Deferred share units are granted to directors under the stock plan for <FONT STYLE="white-space:nowrap">non-employee</FONT> directors &#150; please see page 94 for more information. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Outstanding share-based awards </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the market value of
deferred share units that have vested but not paid out as at December 31, 2018. Directors received these deferred share units as part of their compensation. These are valued using the closing price of our common shares on the TSX on December 31,
2018. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;&nbsp;&nbsp;(as at December 31, 2018)<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Share-based</FONT><BR>awards&nbsp;held</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Share&nbsp;price</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Market&nbsp;or&nbsp;payout&nbsp;value&nbsp;of&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">vested&nbsp;share-based&nbsp;awards&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">not&nbsp;paid&nbsp;out&nbsp;or&nbsp;distributed&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Ronalee Ambrose</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 11,567<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $224,052.79<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Joseph Caron</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 47,154<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $913,372.98<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">John Cassaday</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 175,120<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $3,392,074.40<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Susan Dabarno</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 6,134<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $118,815.58<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Richard DeWolfe</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 145,004<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $2,808,727.48<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Sheila Fraser</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 55,949<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,083,732.13<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Luther Helms</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 98,622<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,910,308.14<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Tsun-yan Hsieh</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 90,642<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,755,735.54<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Thomas Jenkins</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 51,934<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,005,961.58<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Pamela Kimmet</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 11,551<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $223,742.87<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Donald Lindsay</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 62,607<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,212,697.59<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">John Palmer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 87,080<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,686,739.60<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">James Prieur</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 70,391<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,363,473.67<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Andrea Rosen</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 86,941<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,684,047.17<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.71em; font-size:7pt; font-family:ARIAL">Lesley Webster</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 48,865<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $19.37<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $946,515.05<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>38</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Director compensation </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Director fees </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B></B>(US$)<B></B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2018&nbsp;&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2019</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Annual retainers</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Board member</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 150,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">205,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Chairman</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 400,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">400,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vice chair of the board<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> (paid in addition to the annual
board<BR>member retainer and any other retainers that apply)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 50,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">50,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Observer to subsidiary board (requested from time to time, may be<BR>paid an additional retainer and/or meeting
fee at the board&#146;s discretion)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> Variable&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Variable</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Committee chair retainers</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Audit committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Management
resources and compensation committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Corporate governance and
nominating committee</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">40,000&nbsp;&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000&nbsp;&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000&nbsp;&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">25,000&nbsp;&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">40,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:2pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Committee retainers</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" ROWSPAN="10" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="10" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>New in 2019</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Directors are paid a&nbsp;single annual retainer.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Committee retainers,&nbsp;meeting fees and the travel allowance have been&nbsp;eliminated. Committee chairs continue&nbsp;to&nbsp;receive&nbsp;a&nbsp;&nbsp;&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">retainer&nbsp;to&nbsp;recognize the additional responsibilities and workload&nbsp;required&nbsp;by this leadership role.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Audit committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Management
resources and compensation committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Risk committee</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Corporate governance and
nominating committee</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">8,000&nbsp;&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">8,000&nbsp;&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">8,000&nbsp;&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5,000&nbsp;&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Meeting fees</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Board meeting</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Committee meeting (paid to committee members only)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1,500&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Education session not held on a board or committee meeting date</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1,500&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Travel allowance for attending meetings</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B></B>(per round trip of at least 150 km)<B></B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Within North America, Europe or Asia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Between North America or Asia and Europe</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1,500&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Between North America and Asia</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 3,000&nbsp;&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD ROWSPAN="2" NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-family:ARIAL; font-size:2pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">There is currently no vice-chair of the board. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>39</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 Director compensation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the compensation paid to the independent directors in 2018 for services provided to Manulife, Manufacturers Life and any Manulife subsidiary.
Amounts are paid in U.S. dollars and were converted to Canadian dollars using the opening Bank of Canada exchange rate on the business day before each quarterly payment date: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">US$1.00 = $1.2907 on March&nbsp;29, 2018 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">US$1.00 = $1.3297 on June&nbsp;28, 2018 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">US$1.00 = $1.3064 on September&nbsp;27, 2018 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">US$1.00 = $1.3644 on December&nbsp;28, 2018. </P></TD></TR></TABLE>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="13%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Annual</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD COLSPAN="6" VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD COLSPAN="6" VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="9"></TD>
<TD HEIGHT="9" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="9" COLSPAN="8" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="9" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="9" COLSPAN="8" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="9" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Committee&nbsp;retainers</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Meeting fees ($)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10"></TD>
<TD HEIGHT="10" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="10" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Annual</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">retainer</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Chair</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Member</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Board</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">Board<BR>committee</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Ronalee Ambrose</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$18,829</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$27,863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Joseph Caron</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$11,105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$17,196</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,428</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$27,804</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">John Cassaday</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$440,278</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$17,768</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$5,780</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$5,241</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$11,733</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Susan Dabarno</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,165</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$29,799</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Richard DeWolfe</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$177,683</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Sheila Fraser</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$52,912</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$18,829</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,428</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$25,868</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Luther Helms</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$17,196</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$25,868</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Tsun-yan Hsieh</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$16,811</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,428</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$23,932</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Thomas Jenkins</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,165</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$25,927</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Pamela Kimmet</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$132,558</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$14,140</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$10,513</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,613</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Donald Lindsay</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$35,144</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$17,630</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$23,932</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">John Palmer</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$18,829</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$27,863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">James Prieur</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$52,912</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,165</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,428</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$27,863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Andrea Rosen</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,965</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$17,196</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$25,868</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Lesley Webster</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$198,420</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$21,165</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$24,157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$29,799</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Pro-rated</FONT> fees </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Fees shown in the 2018 director compensation table were <FONT STYLE="white-space:nowrap">pro-rated</FONT> as a result of the following: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">John Cassaday was appointed Chairman of the board on May&nbsp;4, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">Committee chair and member retainers were <FONT STYLE="white-space:nowrap">pro-rated</FONT> based on actual committee
membership, which changed during the year. See page 19 for more information. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">Pamela Kimmet resigned from the board on September&nbsp;4, 2018. She became Manulife&#146;s Chief Human Resources Officer on
October 1, 2018. The table above does not include compensation she received as a Manulife executive after October 1, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">Richard DeWolfe retired from the board on May&nbsp;3, 2018. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>40</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>ABOUT THE DIRECTORS </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total director compensation is capped at US$4&nbsp;million ($5.31 million): US$2&nbsp;million
($2.66 million) each for Manulife and Manufacturers Life. Canadian amounts have been calculated using an average exchange rate for 2018 of US$1.00 = $1.3288. Total compensation paid in 2018 was below the capped amount. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Richard DeWolfe retired from the board on May&nbsp;3, 2018. On his retirement, a donation in the amount of $20,000 was made to a charity of Mr.&nbsp;DeWolfe&#146;s
choice. </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:3.5pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp; </P> <P STYLE="font-size:40pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="22%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" BGCOLOR="#f2f7f5">All other<BR>compensation</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" BGCOLOR="#cce1d7">Total<BR>compensation</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2">Allocation of<BR>annual fees</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="21" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="21" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="21" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="21" COLSPAN="4" BGCOLOR="#f2f7f5"></TD>
<TD HEIGHT="21" COLSPAN="4" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="21" COLSPAN="4"></TD>
<TD HEIGHT="21" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Travel</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">fees</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Subsidiary<BR>board</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">fees</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Fees&nbsp;earned<BR>(cash)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Share-based</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">awards</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(DSUs)</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$7,985</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$277,255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$78,835</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$198,420</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$8,059</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$284,013</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$184,803</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$99,210</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$480,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$240,400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$240,400</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$4,020</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$277,560</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$237,990</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$39,570</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$2,620</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$20,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$200,303</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$180,303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$0</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$6,621</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$324,079</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$224,869</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$99,210</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$6,679</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$272,321</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$136,160</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$136,160</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$12,071</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$85,409</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$358,072</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$85,409</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$272,663</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$5,388</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$275,057</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$275,057</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$3,950</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$182,773</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$116,494</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$66,279</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$6,679</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$305,962</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$152,981</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$152,981</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$269,269</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$134,635</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$134,635</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$9,350</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$331,138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$331,138</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$0</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$287,607</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$287,607</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$0</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$7,985</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#f2f7f5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#f2f7f5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$281,526</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$182,316</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">$99,210</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>TOTAL</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7" ALIGN="right"><B>$4,407,734</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cce1d7"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Subsidiary board fees </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">One of our directors received
fees for services he provided to a subsidiary in 2018 through our subsidiary governance oversight program: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt"><FONT STYLE="white-space:nowrap">Tsun-yan</FONT> Hsieh served on the board of Manulife US Real Estate Management Pte Ltd.,
and received fees for his services as shown in the table above. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Allocation of annual fees </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Directors must decide, before the start of the new fiscal year, if they want to receive all or part of their compensation in deferred share units (DSUs) instead of cash:
</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt"><I>Fees earned</I> is the amount received in cash. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt"><I>Share-based</I> awards is the amount received in DSUs. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>41</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:18pt; margin-left:3%; font-size:20pt; font-family:ARIAL"><FONT COLOR="#026937"><B>


<IMG SRC="g679299g49g22.jpg" ALT="LOGO">
&nbsp;&nbsp;<A NAME="tx679299_8"></A>Executive compensation </B></FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; padding-bottom:18pt; margin-left:3%; margin-right:1%; font-size:13pt; font-family:ARIAL"><FONT
 COLOR="#026937">Executive compensation is designed to contribute to&nbsp;our long-term sustainable growth by rewarding executives for strong performance in executing our business strategy. </FONT></P>
<P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="95%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" NOWRAP>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:13pt; font-family:ARIAL; "><FONT COLOR="#026937"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Where&nbsp;to&nbsp;find&nbsp;it&nbsp; <SUB
STYLE="font-size:85%; vertical-align:bottom"></SUB><SUB STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g679299magnifygreen.jpg" ALT="LOGO">
</SUB><SUB STYLE="font-size:85%; vertical-align:bottom"></SUB></B></FONT></P></TD></TR>
</TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
<DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="93%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt">


<TR>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B><A HREF="#tx679299_8">Compensation discussion and&nbsp;analysis</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937"><B>42</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_9">Our compensation philosophy</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">43</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_10">How the board oversees compensation</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">45</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_11">Managing compensation risk</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">47</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_12">The decision-making process</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">51</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_13">Benchmarking against our peers</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">53</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_14">Our compensation program and 2018&nbsp;performance</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">55</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_15">Compensation of the named executives</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">70</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
</TABLE></DIV> </DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A HREF="#tx679299_16">Executive compensation details</A></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937"><B>88</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_17">Summary compensation table</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">88</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_18">Equity compensation</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">90</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_19">Retirement benefits</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">95</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_20">Termination and change in control</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">101</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_21">Compensation of employees who have&nbsp;a&nbsp;material impact on risk</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">106</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>42</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_9"></A>Our compensation philosophy </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We expect executives to make decisions that are in the long-term interest of the company. Executive compensation is designed to contribute to our long-term sustainable
growth by rewarding executives for strong performance in executing our business strategy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Pay for performance is at the core of our approach to executive
compensation. Compensation is tied to the achievement of our short, medium and long-term goals, so that most of what our executives earn is variable and not guaranteed. In practice, this has meant that executives earn more when performance is
strong, and earn less when performance is not strong. The board also has the discretion to adjust incentive payouts to reflect business performance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have set
compensation for the majority of our named executives in U.S. dollars since 2004. As a global company, we draw from an international talent pool for executive talent at the most senior levels where U.S. dollars is the most common currency basis of
compensation for these executives. Foreign exchange rates may impact how much the named executives receive, depending on the currency in which they are paid. Accordingly, we take this into consideration when making compensation decisions to ensure
our named executives are appropriately and competitively positioned relative to our Canadian, U.S. and global peer companies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Five
principles guide every compensation decision </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Pay for performance is at the core of our compensation approach </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g68z17.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>43</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center" BGCOLOR="#e5f0eb">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="5" BGCOLOR="#026937"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="5" NOWRAP BGCOLOR="#026937"><FONT COLOR="#FFFFFF"><B>&nbsp;What we do</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Compensation aligned with long-term shareholder value</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">most executive compensation is directly affected by our share price and performance share units vest and pay out based on relative TSR</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">the annual incentive plan incorporates measures tied to our future success</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">equity ownership guidelines, clawback provisions, stock option exercise restrictions and our code of business
conduct and ethics discourage executives from taking undue risk</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Compensation aligned with business strategy</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">incentive compensation is tied to the achievement of key performance measures, prudently balancing time horizons and performance perspectives</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">performance measures are tied directly to our business strategy and shareholder value</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Compensation and performance benchmarked against peer companies</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">executive pay is benchmarked against our compensation peer group</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Compensation aligned with good governance practices</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">aligned with the Financial Stability Board&#146;s Principles for Sound Compensation Practices</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">employees must annually certify compliance with our code of business conduct and ethics</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">management resources and compensation committee gets independent advice</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">shareholders have a say on executive pay</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">we engage with shareholders about our executive compensation program</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Compensation aligned with risk management objectives</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">incentive compensation for heads of control functions in our segments is based on measures that are not directly linked to the business they oversee</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">we stress test compensation plan designs</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">the CEO and CFO must hold Manulife equity for one year after leaving Manulife</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">executive compensation clawed back for wrongdoing, even when a financial restatement is not required</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">the CRO and the risk committee review the alignment of compensation plans with risk management objectives</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">incentive compensation for material risk takers is adjusted for risk and considers reports from internal audit,
compliance and risk management</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center" BGCOLOR="#e5e5e5">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="5" BGCOLOR="#7f7f7f"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="5" NOWRAP BGCOLOR="#7f7f7f"><FONT COLOR="#FFFFFF"><B>&nbsp;What we don&#146;t do</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">No grossing up of perquisites</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">No repricing or backdating of stock options</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">No hedging or monetizing of equity awards</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">No multi-year guarantees in employment agreements</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">No severance of more than two years on termination following a change in control</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>44</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_10"></A>How the Manulife board oversees executive
compensation </B></FONT></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#d9e8e1">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#d9e8e1"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">The table on the following page explains the role of the board, management and outside advisors in designing
and awarding executive compensation.</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">We make sure
Manulife&#146;s executive compensation program follows good governance practices by aligning it with the Financial Stability Board&#146;s (FSB) Principles for Sound Compensation Practices, the FSB&#146;s Implementation Standards and other governance
best practices related to compensation.</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">We conduct an internal
audit of the executive compensation program every year to confirm alignment with the FSB&#146;s Principles and Implementation Standards.</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:54pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="11" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Independent advisor to the board</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The management resources and compensation
committee works with Hugessen, a consulting firm that provides independent advice on executive compensation. Hugessen has been advising the management resources and compensation committee since 2006. The independent advisor:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;attends committee meetings</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;provides advice about decisions
related to compensation</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reports
on compensation trends.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The table below shows the fees paid to Hugessen for its work with the
committee in the last two years:</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Executive compensation-related fees</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$467,235</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$306,297</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">All other fees</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="11" STYLE="BORDER-RIGHT:1px solid #000000"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Hugessen meets the
requirements of an independent advisor and does not work with management directly without the committee&#146;s prior approval. Hugessen did not perform any other work for Manulife in 2018 or 2017. </P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1px; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>45</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:21pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="23%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="5" COLSPAN="8" BGCOLOR="#cce1d7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom" BGCOLOR="#cce1d7"></TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#cce1d7"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Board of directors</B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Oversees our overall approach to compensation, including alignment with sound risk management
principles and Manulife&#146;s risk appetite</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Approves:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;overall financial plans and
strategy upon which the targets for our incentive programs are based</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;major compensation decisions, including compensation for the CEO and other senior executives</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4.0" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="4.0" COLSPAN="8" BGCOLOR="#cce1d7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:4pt">
<TD COLSPAN="9" VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Board committees</B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board carries out its compensation-related responsibilities with the help of two board
committees: the management resources and compensation committee and the risk committee</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">All
board committee members are independent</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#e5f0eb"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em">


<IMG SRC="g679299magnifygrey.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#e5f0eb"><FONT STYLE="font-size:8.5pt" COLOR="#026937">See&nbsp;page&nbsp;122 for&nbsp;information about&nbsp;director independence</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5f0eb"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">You&#146;ll&nbsp;find&nbsp;more&nbsp;about&nbsp;each&nbsp;committee&#146;s&nbsp;members&nbsp;and&nbsp;responsibilities&nbsp;starting&nbsp;on&nbsp;page&nbsp;
33</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="6" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Management resources and</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>compensation committee</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;oversees our approach to human
resources, including the executive compensation program</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;recommends major compensation decisions to the board</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;all members are knowledgeable,
senior business leaders with broad business experience as a senior officer or chair of the board of a major organization (public, private or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit),</FONT></FONT> and the
majority have experience in executive compensation</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;there is cross-membership with the
risk committee</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Risk committee</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews the alignment of our
incentive compensation plans with sound risk management principles and practices and our risk appetite</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the majority of members have knowledge of risk management, as well as technical knowledge of relevant risk principles</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;there is cross-membership with the
management resources and compensation committee</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4.0"></TD>
<TD HEIGHT="4.0" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="4.0" COLSPAN="6" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:4pt">
<TD COLSPAN="9" VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="6" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Management&#146;s executive</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>compensation committee</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;includes the Chief Risk Officer,
the Chief Financial Officer and the Chief Human Resources Officer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews incentive plan business performance measures, targets, weightings and results for alignment with our business strategy and risk management objectives</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;monitors the incentive program
designs of our peers</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews
compensation program changes for alignment with our risk management objectives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Chief Risk Officer</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;participates in management
resources and compensation committee meetings where recommendations for the design of the compensation program are reviewed and approved to ensure there is informed discussion of the associated risks</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews the incentive compensation
oversight process</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews
changes to the compensation program with the risk committee to make sure they are in line with our risk management objectives</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;also a member of management&#146;s
executive compensation committee</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4.0"></TD>
<TD HEIGHT="4.0" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="4.0" COLSPAN="6" BGCOLOR="#e5e5e5"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>46</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_11"></A>Managing compensation risk </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#d9e8e1">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#d9e8e1"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Compensation is aligned with the company&#146;s risk appetite and risk management objectives, and discourages
inappropriate risk taking.</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">We use a compensation risk framework
to structure how we manage the risks associated with the compensation program and the design features that mitigate these risks. The framework includes four categories, which shape the development of our compensation program. We assess our
compensation program against the framework every year.</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="23%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Business risk</B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Business risk has two aspects:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#9726;</FONT>&#8201;&#8202;the risk that our compensation program
encourages behaviour that is not in line with our business strategy, our risk appetite statement and our goal of generating long-term shareholder value</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#9726;</FONT>&#8201;&#8202;the risk that the compensation program
discourages the taking of healthy risks</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">We seek to manage both aspects of<BR>business risk by
including performance measures in our incentive plans that align<BR>compensation with our business strategy<BR>and reflect the impact employees have on performance</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Talent risk</B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Talent risk is the risk that our compensation program will not attract and retain talented
employees</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL">We seek to manage this risk by designing our compensation program to
be<BR>competitive and appealing to the talent we want to attract</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Performance risk</B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Performance risk is the risk that our compensation program will not motivate employees to maintain high performance standards</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">We seek to manage this risk by including</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">appropriate links between pay and performance and designing compensation to</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL">encourage&nbsp;executives to achieve performance objectives<BR>without taking undue risk</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Compliance and ethical risk</B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Compliance and ethical risk is the risk that our compensation program will encourage employees to
engage in questionable, unethical or illegal behaviour</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL">We seek to manage this risk through
strong oversight and control mechanisms, and by structuring our compensation program in a way that minimizes the potential incentive to breach compliance and ethical guidelines</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em">


<IMG SRC="g679299g01k12.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="9"><FONT STYLE="font-size:7.5pt" COLOR="#026937">See page 113 for information about our risk appetite and our enterprise risk management framework</FONT></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>47</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Mitigating compensation risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We seek to manage potential risk through our
risk management policies, the design of our executive compensation program and proper oversight of our incentive plans, and by integrating the consideration of our risk appetite into our incentive plans and performance assessments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Program design </FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">compensation award horizons are appropriately balanced between short, medium and long-term </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">incentive plans include several performance measures, combining various performance scenarios </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">incentive plan awards depend on both company performance and TSR, which links our strategy and risk appetite with
improving shareholder outcomes and capital strength </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">performance share unit awards balance efficient use of capital and long-term equity growth </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">compensation for the Chief Risk Officer, Chief Compliance Officer, Chief Auditor, and Chief Actuary is not linked to our
business performance to promote unbiased oversight and advice to senior management and the board </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">annual incentives for segment control function heads providing oversight are not directly linked to the performance of
businesses they oversee </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Incentive plan oversight </FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the management resources and compensation committee oversees all incentive plans, including payout distribution, control
and monitoring processes and the potential impact they may have on business risk </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">segment heads, with the support of their associated risk officers, human resources heads, and compliance officers, review
and approve significant changes to material segment incentive compensation plans, and attest annually that they do not generate inappropriate levels of business risk for the segment and to Manulife as a whole </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we stress test and back test compensation plan designs to make sure payouts under different scenarios are appropriate and
in line with our business performance </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the Chief Risk Officer and the risk committee also review the alignment of compensation plans with risk management
objectives </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Risk perspective in performance assessment </FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">individual risk management objectives are included in annual goals for all senior leaders </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we assess employees against risk management criteria to make sure they are mindful of the risks inherent in their jobs and
are working within the boundaries of our policies and practices, while still providing appropriate incentives for material risk takers to achieve our objectives </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">performance assessments are expected to reflect how the employee contributed to managing our risk profile within our risk
appetite and also take into account any reports from internal audit, compliance or risk management highlighting inappropriate actions </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>48</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">incentive compensation for material risk takers is adjusted for risk and considers reports from internal audit, compliance
and risk management. Any adjustments made are reported to the management resources and compensation committee </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Risk
management policies </FONT></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Clawbacks &#150;&nbsp;if a vice president or above commits fraud, theft, embezzlement or serious misconduct, whether or
not there is a financial restatement, the board can, at its discretion, cancel some or all of the executive&#146;s vested or unvested incentive awards, and require repayment of all or a portion of the incentive awards that have already been paid
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Equity ownership requirements &#150;&nbsp;all executives are required to meet equity ownership requirements. The CEO and
CFO are required to maintain their equity ownership for one year after leaving Manulife </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Share retention requirements &#150; the CEO and CFO must hold at least 50% of the net realized gains from the exercise of
stock options in common shares during their employment and for one year after leaving the company, to the extent they do not otherwise meet their equity ownership requirements </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">No hedging &#150;&nbsp;executives and directors are not allowed to use strategies (for example, short selling, or buying
or selling a call or put option or other derivatives) to hedge or offset a change in price of Manulife securities. This policy is incorporated into our code of business conduct and ethics. All employees and directors are required to certify
compliance with the code every year. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Equity ownership guidelines </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Executives are required to own Manulife securities to align their interests with those of our shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Executives have five years from the date they are appointed or promoted to the position to meet the requirement. All the named executives meet or exceed the equity
ownership guidelines. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Deferred share units (DSUs), restricted share units (RSUs), performance share units (PSUs), common shares and preferred shares that
executives own personally all qualify to meet the guideline, but stock options do not. We use the grant price or the current market price (whichever is higher) to calculate the value of awards and assume a performance factor of 100% for PSUs.
Personally held shares are valued at the current market price. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table following shows equity ownership for each named executive as at March&nbsp;5, 2019. We
calculated the value using the greater of $22.73, the closing price of Manulife common shares on the TSX on March&nbsp;5, 2019, and the grant price. Salaries were converted to Canadian dollars using the exchange rate of US$1.00 = Cdn$1.3345 on that
date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>49</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">


<TR>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Time</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">at level</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Required</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">as&nbsp;multiple</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">of&nbsp;base</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">salary</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">PSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">DSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Personal</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">shareholdings</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Total</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">holdings</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Equity</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">ownership</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">as&nbsp;multiple</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">of&nbsp;base</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">salary</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">Roy Gori</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">1.4&nbsp;years</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">7.0</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">$3,139,479</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">$7,848,671</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">$0</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">$9,530,234</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">$20,518,384</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><FONT STYLE="font-size:6pt">14.0</FONT></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Phil Witherington</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">1.2&nbsp;years</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,075,613</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,358,133</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,433,746</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Warren Thomson</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">9.8&nbsp;years</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,187,358</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,968,421</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5,100,298</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,126,612</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$10,382,689</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">9.3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Marianne Harrison</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">6.2 years</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,093,706</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5,234,305</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$205,550</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$23,639</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$7,557,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">7.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">1.3&nbsp;years</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,325,612</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,498,738</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,824,350</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>New for 2019</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To encourage executives to increase their personal shareholdings, starting in 2019, 10% of annual incentives awarded and 10% of the vesting value of RSUs and PSUs will
be delivered in Manulife common shares.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Roy Gori </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As part of the process of
relocating Mr.&nbsp;Gori from Hong Kong to Toronto in May 2017, his outstanding RSUs, PSUs and DSUs were replaced with Manulife common shares. His share-based awards were vested and settled and the <FONT STYLE="white-space:nowrap">after-tax</FONT>
proceeds were used to buy 421,492 shares that were placed in an escrow account and made subject to the same underlying performance, holding and forfeiture conditions as the share-based awards they replaced, except for the shares underlying the PSUs,
which will be forfeited proportionately if performance is below target but will not be adjusted if performance is above target. Mr.&nbsp;Gori did not receive additional units as part of this transaction. This arrangement ensured the awards earned by
Mr.&nbsp;Gori while employed in Hong Kong were appropriately allocated and gave Mr.&nbsp;Gori substantial personal ownership of Manulife common shares in place of his share-based awards that would otherwise have settled in cash. The total value of
his personal shareholdings, including the shares remaining in escrow, was $9,530,234. This is based on $22.73, the closing price of Manulife common shares on the TSX on March&nbsp;5, 2019. See page 86 of our 2018 circular, which is available at
manulife.com. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Warren Thomson </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Thomson retired from Manulife
on February&nbsp;28, 2019. The value of his shareholdings was determined using the greater of $22.24, the closing price of Manulife common shares on the TSX on February&nbsp;28, 2019, Mr.&nbsp;Thomson&#146;s retirement date, and the grant price.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>50</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_12"></A>The decision-making process </B></FONT></P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use the following process to determine compensation for the CEO, all executive leadership team members and heads of control functions, including the named
executives. The executive leadership team is comprised of our most senior leaders who have responsibility for setting our strategy. Base salary increases and medium and long-term incentives are awarded at the beginning of each year. Annual
incentives are approved after&nbsp;the end of each year. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="72%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#b3d2c3"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Review
plan</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>design</B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0.35em">


<IMG SRC="g679299g01t19.jpg" ALT="LOGO">
</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See page 55 for
this</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">year&#146;s compensation</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">program</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Management presents its initial recommendations for
compensation structure and supporting rationale for the upcoming year to the management resources and compensation committee. This includes:</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;compensation components</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;compensation mix</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;performance measures</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The management resources and compensation committee discusses the recommendations and provides
feedback to management. The committee seeks advice and guidance about compensation issues from its independent compensation advisor, and may seek feedback from shareholders and proxy advisory firms</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The risk committee reviews the risk management aspects of the program</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Once the recommendations are finalized, the management resources and compensation committee
recommends the compensation program and structure to the board for approval</P> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ALIGN="center">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:4.0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman" COLOR="#b3d2c3"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#b3d2c3"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Set performance
goals</B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0.35em">


<IMG SRC="g679299g01t19.jpg" ALT="LOGO">
</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See pages 59
and</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">66&nbsp;for this year&#146;s performance goals</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The board approves the individual performance goals of the
CEO and other senior executives</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The management resources and compensation committee:</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews, approves and recommends to the board the individual performance goals of the executive leadership team and heads of control functions</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews, approves and recommends
to the board the business performance measures and financial targets for incentive plan purposes. Targets are aligned with the board-approved plans and are intended to be achievable yet provide a performance &#147;stretch&#148;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews stress tests of different
scenarios to set appropriate financial targets, performance peer group composition and plan changes</P> <P STYLE="font-size:14pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ALIGN="center">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:4.0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman" COLOR="#b3d2c3"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#b3d2c3"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Ongoing review
of</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>market and trends</B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0.35em">


<IMG SRC="g679299g01t19.jpg" ALT="LOGO">
</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See page 53
for&nbsp;more</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">about compensation</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">benchmarking</FONT></P> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The management resources and compensation committee:</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews and approves changes to the composition of the compensation and performance peer groups</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews the competitive
positioning of target compensation against desired market positioning</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reviews ongoing trends</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>51</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="72%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#b3d2c3"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Assess</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>performance</B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0.35em">


<IMG SRC="g679299g01t19.jpg" ALT="LOGO">
</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See pages 61
and</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">68 for this year&#146;s</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">performance results</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The CFO presents and discusses the business performance results with the management resources and compensation committee</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The independent advisor provides their perspective on the soundness of performance metrics and
standards used for the incentive plans</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The management resources and compensation committee
reviews the performance factors for the annual incentive plan and performance share units</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The
board reviews the performance results and assesses circumstances that might result in a discretionary adjustment, and then approves the performance factors</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">Management presents to the management resources and compensation committee a summary of any adjustments to incentive compensation for material risk takers resulting
from reports from internal audit, compliance or risk management</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ALIGN="center">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:4.0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman" COLOR="#b3d2c3"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#b3d2c3"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Finalize</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.38em; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Compensation</B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0.35em">


<IMG SRC="g679299g01t19.jpg" ALT="LOGO">
</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">See the
named</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">executive profiles</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">starting on page 70</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">for details about their</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">compensation this</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0.40em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937">year</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The CEO discusses and approves the individual performance
and compensation recommendations for all executive leadership team members and heads of control functions with the management resources and compensation committee</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">During sessions held without management, the management resources and compensation committee and the board discuss compensation for the CEO, all executive leadership
team members and heads of control functions</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL">The board exercises independent judgment when
making final compensation decisions</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>52</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_13"></A>Benchmarking against our peers </B></FONT></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#d9e8e1"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" BGCOLOR="#d9e8e1">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#d9e8e1"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">We regularly benchmark our compensation against our peers to ensure compensation is competitive so we can
attract and retain executive talent. We also benchmark our performance against our peers to assess our relative performance for our performance share unit awards.</FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Benchmarking compensation for individual roles </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We look at how other companies compensate roles that are similar to ours, benchmarking each component of compensation as well as total direct compensation. This allows
us to set compensation competitively so we can attract and retain high performing executive talent. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For our named executives, we primarily benchmark against our
compensation peer group. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also refer to pay information from three surveys published by prominent consulting firms: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><I>Diversified Insurance Survey</I>: widely referenced survey of pay levels among major insurance companies in the United
States </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><I>Financial Services Executive Compensation Survey</I>: survey of major financial institutions in Canada
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><I>Insurance Executive Rewards Survey</I>: survey of major insurance companies in the Asia Pacific region.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We target total direct compensation for our executives at the median level of the external market, but will position high performing executives
above the median to reflect sustained high performance over time. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Peer groups </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use two peer groups: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a compensation peer group to benchmark executive pay </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a performance peer group to assess our relative TSR for our performance share unit awards. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We review the companies in both groups each year to make sure they continue to meet the following criteria: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">are similar in size </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">have an international footprint </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">are in similar lines of business </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">compete with us for talent (for the compensation peer group) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">have readily available compensation data (for the compensation peer group). </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The management resources and compensation committee selected 11 companies that meet these criteria for the compensation peer group: seven insurance companies and four
Canadian banks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The performance peer group includes 12 companies: the seven insurance companies in the compensation peer group, and five additional insurance
companies that meet the criteria of similar size, international footprint and similar lines of business. These insurance companies are not in the compensation peer group because they do not disclose compensation data in a manner that allows us to
reliably benchmark compensation for our named executives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Canadian banks are not included in the performance peer group because, while they are important
competitors for capital and Canadian talent, they are not true competitors </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>53</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">for many of our business lines and have different exposure to macroeconomic market influences, making their share performance less relevant for comparison. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Based on its review in 2018, the management resources and compensation committee did not make any changes to the peer groups. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="20%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">AIA Group
Limited</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Bank of
Montreal</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">MetLife, Inc.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000">Bank of Nova Scotia</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"><FONT STYLE="font-size:8pt">Power Financial Corporation</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-size:8pt">Royal Bank of Canada</FONT></TD>
<TD VALIGN="bottom" ROWSPAN="3">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="4">&nbsp;</TD>
<TD VALIGN="middle" ROWSPAN="4"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Compensation</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>peer group</B></FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Principal Financial Group Inc.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000">Toronto-Dominion Bank</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Prudential Financial, Inc.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Prudential plc</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#e5e5e5">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5">Sun Life Financial Inc.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Allianz SE</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ALIGN="center" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Assicurazioni Generali SpA</TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="middle" ROWSPAN="2"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>Performance</B></FONT></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD ROWSPAN="2" VALIGN="middle"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Aviva plc</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>peer group</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">AXA SA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" BGCOLOR="#e5e5e5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">Zurich Insurance Group Ltd.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Where we rank in our compensation peer group </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The graph below shows how we rank against the compensation peer group median by six&nbsp;factors, illustrating why this group is appropriate as a benchmark for
compensation. Total assets, market capitalization and revenue are the most recently reported figures and are in U.S. dollars. TSR is based on the price of Manulife&#146;s common shares on the Toronto Stock Exchange (TSX) for the periods ended
December&nbsp;31, 2018. For our peers, TSR is based on their primary stock exchange and on local currencies. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g24h80.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">(source: Bloomberg) </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>54</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_14"></A>Our compensation program and 2018 performance
</B></FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><B>Total compensation </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our executive compensation program for
the executives named in this circular has six key&nbsp;components. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="51%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#cce1d7"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#cce1d7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"></TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Base salary</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Set
in February of each year and effective March 1st</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#cce1d7"><FONT STYLE="font-family:Times New Roman" COLOR="#cce1d7"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#cce1d7"><FONT STYLE="font-size:8pt">Fixed compensation based on role, performance, qualifications and experience</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#cce1d7"><FONT STYLE="font-family:Times New Roman" COLOR="#cce1d7"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#cce1d7">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Each executive&#146;s salary depends on:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;qualifications, experience and
role</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;performance in the
role</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;past promotions and career
progression</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;salaries paid for
comparable roles at peer companies</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;salaries of comparable roles within
Manulife</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We benchmark salaries and salary ranges at&nbsp;least once a year against comparable
roles&nbsp;in peer companies and other executives&nbsp;at Manulife</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Annual incentive</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;annual <FONT
STYLE="white-space:nowrap">cash-based</FONT><BR>incentive</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Awarded in February for&nbsp;the
preceding year&#146;s&nbsp;performance</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px dashed #026937">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><SUB STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g679299magnify.jpg" ALT="LOGO">
</SUB>&#8194;&#8201;See page 59 for details</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:1pt; font-family:ARIAL"> &#8195;&#8195;&#8194;&#8201;&#8201;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">New
for 2019 To encourage executives to increase their personal ownership in Manulife, starting in 2019, 10% of annual incentives awarded will be used to buy Manulife common shares on the open market through our Global Share Ownership Plan.


<IMG SRC="g679299g05s10.jpg" ALT="LOGO">
</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Variable compensation designed to reward senior executives for meeting company objectives and individual performance goals over a
calendar year where performance is assessed based on&nbsp;&#147;what&#148; was&nbsp;achieved (contribution) and&nbsp;&#147;how&#148; they were achieved (exhibiting our cultural behaviours)</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ties compensation to short-term priorities that will&nbsp;result in sustainable performance
over&nbsp;time</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We set a target award for each executive (a&nbsp;percentage of base salary) based on competitive market data and the
executive&#146;s&nbsp;level</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The amount we actually pay depends on a combination of company and
individual performance</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Company performance objectives are tied to&nbsp;the achievement of
performance targets that position the company for future success</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Individual performance
objectives are aligned&nbsp;with our company strategy and are tied to:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;financial performance</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;contribution to the delivery of Manulife&#146;s five strategic priorities</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>55</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="51%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Medium and</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>long-term incentives (equity-based incentives)</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;restricted share units</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;performance share units</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;stock options</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Awarded in the first quarter of&nbsp;each&nbsp;year</P> <P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px dashed #026937">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><SUB STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g679299magnify.jpg" ALT="LOGO">
</SUB>&#8194;&#8201;See page 63 for details</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; text-indent:0.00em">


<IMG SRC="g679299g11r40.jpg" ALT="LOGO">
</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">To encourage executives to increase their personal ownership of Manulife shares, 10% of the vesting value of
RSUs and PSUs awarded in 2019 and after will be used to buy Manulife common shares on the open market through our Global Share Ownership Plan.</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Variable compensation designed to reward senior executives for meeting company objectives and&nbsp;individual performance
goals&nbsp;over a multi-year period</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ties compensation to company and&nbsp;share price
performance over both the medium and long term</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Strengthens retention and reinforces alignment
with shareholder value, especially for senior executives</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The grant value will differ from the
actual payout, if any, based on Manulife&#146;s share price and company performance relative to the objectives established at the time of the grant</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We set awards for each executive based on level, contribution, potential and market competitiveness, and benchmark the award levels
every year against comparable roles in peer companies</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The payout each executive ultimately
receives&nbsp;depends on our performance:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the value of restricted share units
depends on the price of Manulife common shares at the time of vesting</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the value of performance share units depends on the price of Manulife common shares at the time of vesting, as well as on how we perform against internal and
relative performance measures that are aligned with our company&#146;s strategy</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the value of stock options depends on the difference in the price of Manulife common shares at the time of grant and when stock options are exercised</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">We do not consider the outstanding value of restricted share units, performance share units and
stock options an executive already holds when granting awards</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Pension</B></FONT></P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px dashed #026937">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.00em; text-indent:-3.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><SUB STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g679299magnify.jpg" ALT="LOGO">
</SUB>&#8194;&#8201;See page 95 for details</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5">Assists our employees as they&nbsp;save for their retirement</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We typically offer capital accumulation plans,&nbsp;including defined contribution, cash balance and 401(k) plans, depending on
the&nbsp;country where the employee works</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"><FONT STYLE="font-size:9pt" COLOR="#026937"><B>Benefits and wellness</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5">Protects and invests in the well-being of our employees</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We offer group life, disability, health and dental insurance and wellness and other programs that reflect local market practice
in&nbsp;the country where the employee works</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"><FONT COLOR="#026937"><B>Perquisites</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Offers market-competitive benefits</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#117;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We offer perquisites based on local market practice</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>56</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Compensation mix </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The charts below show the mix of components that make up target total direct compensation for our senior executives, and how those components pay out over time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Most of each executive&#146;s compensation is variable (or at risk), and a significant portion is tied to our share price. The proportion of at risk pay increases by
level, making the link between pay and performance more pronounced for senior executives, because of the greater influence they have on our results. The combination of different incentive plans ensures that senior executives consider both the
short-term and the long-term impact of their decisions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board believes this combination of incentives and time horizons helps to drive performance, align
executive interests with those of shareholders, provide for competitive pay opportunities and encourage retention. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g74l45.jpg" ALT="LOGO">
 </P> <P ALIGN="right" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Chief Executive Officer Fixed pay 12% Base salary Variable pay 25% Annual incentive Medium and long-term incentives 13% RSUs 31%
PSUs 19% Stock options 63% tied to share price 88% at risk </FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g95b57.jpg" ALT="LOGO">
 </P> <P ALIGN="right" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Senior executive vice presidents Fixed pay 20% Base salary Variable pay 25% Annual incentive Medium and long-term incentives 11%
RSUs 27% PSUs 16% Stock options 55% tied to share price 80% at risk </FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g34p66.jpg" ALT="LOGO">
 </P> <P ALIGN="right" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Executive vice presidents Fixed pay 30% Base salary Variable pay 27% Annual incentive Medium and long-term incentives 22% RSUs 13%
PSUs 9% Stock options 43% tied to share price 78% at risk </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>57</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Compensation is aligned with business strategy and paid out over time </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g12u72.jpg" ALT="LOGO">
 </P> <P ALIGN="center" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Salary (Set in February 2018) Annual incentive (Awarded in February 2019) Medium-term incentives (Granted in February 2018)
Long-term incentive (Granted in Febraury 2018) paid in 2019 PSUs vest in 2021 vest in 2020 vest in 2019 vest in 2022 First opportunity to exercise in 2023 expire in 2028 New in 2019 RSUs vest after 36 months instead of 34 months. RSUs granted in
March 2019 vest in March 2022. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>58</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>About the annual incentive award </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our annual incentive plan is designed to reward senior executives for meeting company objectives and individual performance goals over a calendar year where performance
is assessed based on &#147;what&#148; was achieved (contribution) and &#147;how&#148; they were achieved (exhibiting our cultural behaviours). Incentive compensation for higher level positions is more influenced by total company results, while the
emphasis at less senior levels in the organization is more on segment, business unit or functional goals, with some links to global results to foster collaboration and a business owner mentality. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Performance measures and weightings are: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">linked to our strategy with targets set consistent with our board-approved plan </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">stress tested and back tested to make sure potential awards are aligned with business performance and do not encourage
inappropriate risk-taking </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">recommended by senior management and reviewed and approved by the board. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>How we calculate the award for the senior executives </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Each executive has a
target annual incentive equal to a percentage of their base salary. For named executives, the actual annual incentive award depends on both the company performance score, which can range from 0% to 200%, and individual performance. We assess
individual performance against goals that are tied to the financial and operating results of the named executive&#146;s business, strategic initiatives for the year, and on their contribution to Manulife as a whole, including their impact on our
risk culture. The minimum award for named executives is zero and the maximum is 1.5 times target for the CEO and 2.5 times target for the other senior executives. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #026937;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; margin-left:1%; font-size:8.5pt; font-family:ARIAL"><I>Performance criteria</I> (weighting) </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="4" VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="4" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="4" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Net income</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;attributed to</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>shareholders</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;25%</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Aligns compensation with shareholder experience</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">25*</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">200</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">30% below target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">at target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">40% above target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5">* Below threshold performance results in a score of zero.</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="3" VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="3" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>Core&nbsp;earnings</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>excluding&nbsp;core</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937">&nbsp;&nbsp;<B>investment</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>gains</B> 25%</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Reflects the underlying earnings capacity and is an important factor in valuing Manulife&#146;s share price</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">0</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">200</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:0pt; font-size:7pt; font-family:ARIAL">25% below target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">at target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">25% above target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD>
<TD HEIGHT="1" COLSPAN="8" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="1" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="4" VALIGN="top"></TD>
<TD VALIGN="bottom" ROWSPAN="4" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="4" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>New&nbsp;business</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;<B>profitability</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;30%</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5">Measures profitable growth in new business across our portfolio, including:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:2pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;New business value for insurance businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;Global Wealth and Asset Management
core earnings</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">0</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">200</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">50% below target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">at target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">50% above target</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Strategic focus</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">&nbsp;&nbsp;20%</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#e5e5e5"><FONT STYLE="font-family:Times New Roman" COLOR="#e5e5e5"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Customer, employee and strategic initiatives that are qualitative, but informed by quantifiable measures and
deliverables aligned with our strategic and annual operating plan. Established at the beginning of the year and approved by the management resources and compensation committee.</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> </div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>59</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>How the measures are defined </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Net income attributed to shareholders:
</I>as disclosed in our annual report, available at manulife.com. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Core earnings excluding core investment gains:</I> core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> measures the underlying earnings capacity of our businesses. For the annual incentive plan, we exclude core investment gains<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> to align with
operational performance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>New business profitability:</I> measures profitable growth in new business across our portfolio. Includes the following measures: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><I>New business value</I><I><SUP STYLE="font-size:85%; vertical-align:top">1</SUP></I><I> </I>for insurance businesses<I>:
</I>represents the change in shareholders&#146; economic value as a result of sales<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> in the period. Calculated as the present value of shareholders&#146; interest in expected future distributable
earnings, after the cost of capital, on actual new business sold in the period. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><I>Global Wealth and Asset Management (WAM) core earnings<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>: </I>core
earnings of our Global WAM segment, which provides fee-based wealth solutions to our retail, retirement and institutional customers around the world. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are non-GAAP measures, which you can read about below. </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:1%; text-indent:-1%; font-size:7pt; font-family:ARIAL">About <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We use a number of <FONT STYLE="white-space:nowrap">non-GAAP</FONT> financial measures to measure overall performance and to assess each of our businesses. A
financial measure is considered a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure for Canadian securities law purposes if it is presented other than in accordance with generally accepted accounting principles (GAAP) used for our audited
financial statements. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-GAAP</FONT> measures include core earnings; core return on equity; core investment gains; new business
value; assets under management; assets under management and administration; expense efficiency ratio; constant exchange rate basis (measures that are reported on a constant exchange rate basis include percentage growth/decline in core earnings,
assets under management, assets under management and administration, gross flows, new business value and APE sales); gross flows; net flows; and APE sales. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> financial measures are not defined terms under GAAP and are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be considered in isolation or as a substitute for any
other financial information prepared in accordance with GAAP. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">For more information about these <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, see
<I>Performance and <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Measures</I> in our most recent management&#146;s discussion and analysis, which is available on our website (manulife.com), on SEDAR (sedar.com) and on EDGAR (sec.gov/edgar). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>60</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 annual incentive </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The company performance score for the 2018 annual incentive award is 117% for the named executives. This is based on performance against measures and objectives that
were set at the beginning of the year, in line with our board-approved business plan (see the table below). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You&#146;ll find more information about each named
executive&#146;s annual incentive award, and a discussion of their performance against their individual goals, in the profiles starting on page&nbsp;70. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Company performance score for 2018 </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>What&nbsp;we&nbsp;measured</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>(weighting)</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"><FONT COLOR="#026937"><B>Performance range</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">0</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">200</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT COLOR="#026937"><B>Actual</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT COLOR="#026937"><B>Score</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>Weighted</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>score</B></FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Net income attributed to</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>shareholders<SUP STYLE="font-size:85%; vertical-align:top">1,2</SUP> (25%)</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">3,472</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">4,960</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">6,945</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">4,676</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">86%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">21%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Core earnings excluding
core</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>investment gains (25%)</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">3,435</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">4,580</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5,725</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5,210</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">155%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">39%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>New business profitability</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>(30%)</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions)</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">New business value (15%)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">846</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,692</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,538</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" ALIGN="right">33%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#cccccc">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">Global WAM core earnings (15%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">468</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">936</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">1,404</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">986</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">111%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Strategic focus<SUP
STYLE="font-size:85%; vertical-align:top">3</SUP> (20%)</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">Customer, employee and strategic initiatives</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">120%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">24%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="20" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>2018 company performance score</B></P></TD>

<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:11.0pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#cccccc" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">117%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#cccccc"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:11.0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Threshold performance for net income results in a 25% payout factor; below threshold net income has a zero payout factor.
</P></TD></TR></TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">2</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Net income attributed to shareholders of $4.8&nbsp;billion, as disclosed in our 2018 annual report available at
manulife.com, has been adjusted for the annual incentive award to exclude gains from updating our estimate of the <FONT STYLE="white-space:nowrap">one-time</FONT> impact of the U.S. Tax Cuts and Jobs Act of 2017. See additional details below.
</P></TD></TR></TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">3</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The score for customer, employee and strategic initiatives is based on performance against several predetermined goals
established in our business plan. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><B>Understanding the score </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018, we delivered the highest net income and core earnings in our history, and made strong progress on our new business profitability and strategic initiative
targets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Net income attributed to shareholders</I> for the annual incentive award was $4,676&nbsp;million, 6% below target, impacted by equity market declines
in the fourth quarter of 2018 and restructuring charges related to our ongoing transformation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $4,800&nbsp;million, as disclosed in our
2018 annual report available at manulife.com. This included a $124&nbsp;million gain that the board excluded when determining the 2018 annual incentive award. The gain reflected an update to the estimated impact of the U.S. Tax Cuts and Jobs Act of
2017 (<I>U.S. Tax Reform</I>), which lowered the U.S. corporate tax rate from 35% to 21% and placed limits on the tax </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>61</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">deductibility of reserves. In 2017, the board excluded a $1.8&nbsp;billion charge related to the impact of U.S. Tax Reform from the calculation of the annual incentive
award, because legislative changes are outside of our control. Consistent with this approach, the board excluded the gain in 2018 resulting from our update to the impact of U.S. Tax Reform. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Core earnings</I> excluding core investment gains were $5,210&nbsp;million, 14% above target and 23% higher than in 2017 (on a constant exchange rate basis),
highlighting our operating momentum with double-digit core earnings growth in all segments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We continued to deliver strong <I>new business profitability</I>
performance. New business value of $1,748&nbsp;million was 3% above target and 20% higher than in 2017 (on a constant exchange rate basis). Global WAM core earnings were $986&nbsp;million, 5% above target and 20% higher than in 2017 (on a constant
exchange rate basis) reflecting higher fee income on higher average asset levels. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We made strong progress on our <I>strategic priorities</I>. Highlights from 2018
include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To optimize our portfolio and put our capital to best use, we launched several initiatives to improve capital efficiency
in our legacy businesses, including the sale of alternative long-duration assets; reinsurance transactions on our legacy universal life and fixed annuity blocks; and the sale of our U.S. broker-dealer, Signator Investors. In 2018, we released $3.0
billion of capital from these initiatives and, once fully executed, we expect to release a further $0.7&nbsp;billion in 2019.<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To aggressively manage our costs to be competitive and create value in 2018, we announced initiatives expected to deliver
annual <FONT STYLE="white-space:nowrap">run-rate</FONT> savings of over $300 million<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>, delivered $300 million of expense savings and improved our expense efficiency ratio from 2017 by 3 percentage
points to 52%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To accelerate growth in our highest potential businesses, we are focused on expanding our distribution networks, products
and services. For example, for behavioural insurance, in 2018 we expanded Manulife Vitality in Canada and John Hancock Vitality in the U.S., launched ManulifeMOVE in Singapore and increased the number of ManulifeMOVE eligible products and
distributors in Hong Kong and mainland China. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To put the customer first, we are implementing customer-centric digital processes and systems. In 2018, we simplified the
claims process for our customers in Asia, we became the first Canadian life insurer to underwrite using artificial intelligence, we introduced a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">direct-to-consumer</FONT></FONT>
financial advice platform in the U.S., and we launched an innovative goals-based investing program in Canada. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To have a high performing team, we are fostering the right culture to attract, retain and develop the best talent across
the company. In 2018, we launched our refreshed corporate values, which define how we operate and how we work together. They inform how we interact with each other and our customers. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can find more information about our financial results and our progress on our strategic priorities in our 2018 annual report at manulife.com. </P>
<P STYLE="font-size:45pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"><B></B>See &#147;Caution regarding forward looking statements&#148; on page 8 of our 2018 annual report for more
information. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>62</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>About the medium and long-term incentives </B></FONT></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We grant equity-based incentives every year, offering a competitive mix of restricted share units, performance share units and stock options depending on the
executive&#146;s position. The table below shows the mix of equity-based incentives for 2018. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="75%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">PSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Stock</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">options</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chief Executive Officer</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">50%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Senior Executive Vice Presidents</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">50%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Executive Vice Presidents</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">35%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">35%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chief Risk Officer/Chief Actuary</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">70%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">0%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>New in 2019 </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To reduce hierarchy and promote teamwork and collaboration, in 2019 we combined our Senior Vice President, Executive Vice President and Senior Executive Vice President
levels into one group of Senior Officers. As part of that change, we increased the weighting of PSUs for a larger group of executives, to increase the alignment of executive compensation with our financial performance and share price. Heads of
control functions do not receive PSUs, to ensure their compensation is not tied to the performance of businesses they oversee. The table below shows the mix of equity-based incentives for 2019. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="75%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">PSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">Stock<BR>options</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chief Executive Officer</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">50%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Senior Officers</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">&#149;&nbsp;on the executive leadership team</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">&#149;&nbsp;not on the executive leadership team</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">50%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chief Risk Officer/Chief Actuary</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">70%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">0%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">30%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Chief Compliance Officer/Chief Auditor</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">80%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">0%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>63</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="24%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Medium-term&nbsp;incentives</FONT></B></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Long-term&nbsp;incentive</FONT></B></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Restricted share units</B></FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Performance&nbsp;share&nbsp;units</B></FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Stock options</B></FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;What they</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;are</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Notional shares that pay out based on the price of Manulife
common shares</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Notional&nbsp;shares&nbsp;that&nbsp;pay out based on our
performance <I>and</I> on the price of Manulife common shares</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Rights&nbsp;to&nbsp;buy&nbsp;Manulife common&nbsp;shares in the
future at a specified price</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:3pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Vesting and</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;payout</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vest and pay out in cash within&nbsp;three years</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Their payout value is equal to the average closing price of Manulife common shares on the TSX for
the 10 trading days before the&nbsp;day they vest</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vest and pay out in cash within three years</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The number of units that vest depends on our performance against absolute and relative performance
measures that are set at grant, aligned with our strategy and approved by the board</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Their
payout value is equal to the average closing price of Manulife common shares on the TSX for the 10 trading days before the day they vest, multiplied by the performance share unit performance factor</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt;border-bottom:1px dashed #026937">&nbsp;</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.00em; text-indent:-3.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><SUB STYLE="font-size:85%; vertical-align:bottom"></SUB><SUB STYLE="font-size:85%; vertical-align:bottom"></SUB>
<SUB STYLE="font-size:85%; vertical-align:bottom">


<IMG SRC="g679299magnify.jpg" ALT="LOGO">
</SUB><SUB STYLE="font-size:85%; vertical-align:bottom"></SUB><SUB STYLE="font-size:85%; vertical-align:bottom"></SUB>&#8201;&#8202;See page&nbsp;66 for details about the performance conditions for the PSUs awarded for
2018</FONT></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vest 25% every year for four years from the grant date</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Stock options granted in 2015 and later cannot be exercised until five years from the grant date
except under extenuating circumstances</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The exercise price is equal to the grant price</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Their ultimate value is the difference between the exercise&nbsp;price&nbsp;and&nbsp;the price of
Manulife common shares on the TSX when they&#146;re exercised</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Stock options expire at the end
of 10 years and are only transferable when the executive dies</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:3pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Dividend</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;equivalents</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Credited as additional units at the same rate as
dividends paid on Manulife common shares and subject to the same vesting conditions as the underlying units</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Do not earn dividend equivalents</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:3pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Grants</B></FONT></P></TD>

<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="9" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The grant price is the closing price of Manulife
common shares on the TSX on the last trading day before the grant date or the average closing price for the 10 trading days before the grant date (whichever is higher)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The grant value of stock options is calculated using the Black-Scholes methodology</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:3pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Notice of
&nbsp;&nbsp;retirement&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="9" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">For awards granted in 2015 and after, retiring
Senior Officers have to provide three months&#146; notice before leaving Manulife or they will lose their post-termination retirement benefits and all outstanding grants will be forfeited</P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:3pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" BGCOLOR="#cce1d7"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;Blackout</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>&nbsp;&nbsp;periods</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="9" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Medium and long-term incentives are not granted
when our insiders are prohibited from trading, which is commonly referred to as a <I>blackout period</I>. Annual awards are normally granted 10 or more trading days following the end of the blackout period after our
<FONT STYLE="white-space:nowrap">year-end</FONT> financial results are announced. Awards can also be made to select new executives at the time of hire. If the hire date falls within a blackout period, the grant is delayed until after the end of the
blackout period</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>64</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>How we calculate the payout for performance share units </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Performance share units vest and pay out based on the following formula. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Targets
for the three-year performance period are set at the time of the grant, consistent with our business plan. The board can adjust the calculated result up or down when significant events outside management&#146;s control make awards unreasonable,
unrepresentative or inappropriate. The board also believes management should not be penalized for making decisions that are in the long-term best interests of shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">See page 54 for information about the performance peer group. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g63a61.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:50pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center" BGCOLOR="#e5f0eb">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Changes beginning with the 2017 awards</B></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Simplified performance measures</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;three measures instead of six</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;single performance period of three
years instead of three distinct periods, with targets set in advance</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;no overlap with the short-term incentive measures</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Better link between pay and performance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;increased the weighting of PSUs to
50% from 35% of equity-based awards for the CEO and the executive leadership, including other named executives</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Improved alignment with shareholders</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;relative TSR now a measure instead of a modifier, increasing alignment with the shareholder experience</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;vesting and performance periods
extended to three full years so they align more closely to our publicly reported results. PSUs awarded in 2017 vest in 2020, and PSUs awarded in 2018 vest in 2021</P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>65</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #026937;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; margin-left:1%; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Performance criteria for the 2017 and 2018 PSU grants </B>(weighting) <B> </B></FONT></P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="9%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" ROWSPAN="3" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3" BGCOLOR="#ededed"><FONT COLOR="#026937"><B>Book value per&nbsp;share excluding<BR>AOCI<BR></B>(33%)</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="7" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Focuses on long-term growth in equity needed to support the company&#146;s growth, and is used to value insurance
companies and investment firms.</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">0</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">180</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">10% below target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">at&nbsp;target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">8% above target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" ROWSPAN="3" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Core return<BR>on&nbsp;equity</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">(33%)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Reflects the efficient use of capital in generating core earnings.</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>

<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">0</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">180</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">40% below target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">at target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">32% above target</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" ROWSPAN="3" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="3" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Relative TSR</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937">(34%)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Compared to the median of our performance peer group as measured on the NYSE.</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#e5f0eb"><FONT STYLE="font-family:Times New Roman" COLOR="#e5f0eb"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#116;</FONT></FONT></FONT></P></TD>

<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">0</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">100</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">180</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">30 percentage points below median</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ededed">median</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">24 percentage points above median</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> </div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We disclose targets for our PSUs at the time of payout when comparing performance to actual results. Disclosure of targets
before the end of the performance period would seriously prejudice Manulife&#146;s interests because this could potentially relay confidential information about our strategy, initiatives and business plan to our competitors or be inappropriately
interpreted as earnings guidance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>How the measures are defined </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Book value per share excluding accumulated other comprehensive income (AOCI)</I><I></I><B>: </B>Calculated by dividing total common shareholders&#146; equity less
AOCI by the number of common shares outstanding at the end of the period. We exclude AOCI because it includes items such as currency impacts, which can be volatile and distort results. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Core return on equity<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>:</I><B> </B>Calculated as core earnings available to common shareholders as a percentage
of the capital deployed to earn the core earnings. Calculated using average common shareholders&#146; equity. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Relative TSR:</I> TSR is a measure of the
performance of common shares held by investors. Calculated by combining the price appreciation or depreciation, plus the value of dividends paid to shareholders (assuming dividends are reinvested in additional shares). Relative TSR is calculated by
comparing the TSR of Manulife common shares traded on the NYSE with the median TSR of our performance peer group over the performance period. To minimize distortions, the <FONT STYLE="white-space:nowrap">20-day</FONT> average share price is used for
the opening and closing share price in the calculation of TSR for both Manulife and our performance peers. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">This is a <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measure, which you can read about on page 60.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>66</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Payout for medium-term incentives that were awarded in 2016
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Restricted share units and performance share units awarded in 2016 vested on December&nbsp;15, 2018. The amounts in the table below include reinvested
dividends. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Vesting</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">date</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Grant&nbsp;date</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">price</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Combined</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">performance</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">factor</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Vesting&nbsp;date</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">price</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Payout&nbsp;as&nbsp;a&nbsp;%</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">of&nbsp;grant&nbsp;value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2016 RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Dec&nbsp;15,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19.87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;126%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2016 PSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Dec&nbsp;15,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">97%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19.87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">122%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The 2016 PSUs are the final awards that were granted under the previous design, which included a 34-month performance period and a
combined performance factor. The combined performance factor for the 2016 PSUs was 97%. Performance was assessed using performance measures and goals that were set in 2016, at the time of the grant, in line with our board-approved business plan.
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g04n46.jpg" ALT="LOGO">
 </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;<BR><BR><BR></TD>
<TD VALIGN="bottom" ALIGN="right">As a<BR>percentage<BR>of original<BR>award</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;<BR>&nbsp;<BR>&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">Roy Gori</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Phil Witherington</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">12,167</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">97%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19.87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">=</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$234,499</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">122%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Warren Thomson</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">70,226</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">97%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19.87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">=</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,353,533</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">122%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Marianne Harrison</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">61,066</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">97%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">x</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19.87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">=</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,176,980</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">122%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s 2016 PSUs vested and were settled in 2017 as part of his relocation from Hong Kong, and the <FONT
STYLE="white-space:nowrap">after-tax</FONT> proceeds were used to buy 73,761 common shares in the open market that were placed in an escrow account. When the 2016 PSUs vested, 71,549, or 97%, of Mr.&nbsp;Gori&#146;s shares were released from escrow
and transferred to him, and 2,212 shares were forfeited. This represents a value of $1,421,679 delivered to Mr. Gori based on the share price of $19.87 in the table above. Mr.&nbsp;Gori did not receive any cash as a result of his PSUs vesting in
2017, or on December&nbsp;15, 2018 when the rest of Manulife&#146;s 2016 PSU awards vested. You can find more information about this arrangement on page 86 of our 2018 circular, which is available at manulife.com. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>67</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Combined performance factor </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In accordance with the terms of the 2016 PSU
grant, each year&#146;s performance score was measured separately. PSU grants since 2017 are based on a single three-year performance period and use the simplified plan design (see page 65 for details). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT COLOR="#026937"><B>Performance range</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>What&nbsp;we&nbsp;measured<BR>(weighting)</B></FONT></P>
<P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Threshold</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">0</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Target</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">150</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Actual</B></FONT></P>
<P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Score</B></FONT></P>
<P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>Weighted<BR>score</B></FONT></P>
<P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="5" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>Performance period 1 (36%&nbsp;weight)</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:9pt; font-size:7pt; font-family:ARIAL">January&nbsp;1, 2016 to December&nbsp;31, 2016</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Net&nbsp;income attributed<BR>to&nbsp;shareholders</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions) (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$2,008</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$4,015</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$5,019</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$2,929</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">46%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Return&nbsp;on&nbsp;equity&nbsp;(25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5.1%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">10.3%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">12.7%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">7.3%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">42%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Average&nbsp;quarterly<BR>MCCSR&nbsp;ratio<SUP
STYLE="font-size:85%; line-height:6.0pt ; vertical-align:top">1</SUP> (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">80%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">115%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">119%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">30%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Global WAM core<BR>earnings</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$342</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$683</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$854</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$629</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">84%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">New business value</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$618</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,235</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,544</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,226</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">98%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">12%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Weighted average
performance score for performance period 1</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>75%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="5" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>Performance period 2 (36%&nbsp;weight)</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:9pt; font-size:7pt; font-family:ARIAL">January&nbsp;1, 2017 to December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Net&nbsp;income attributed<BR>to&nbsp;shareholders</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions) (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,985</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,970</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$4,963</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$4,767</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">140%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">35%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Return&nbsp;on&nbsp;equity&nbsp;(25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">4.7%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9.5%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11.9%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11.7%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">147%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">37%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Average&nbsp;quarterly<BR>MCCSR&nbsp;ratio<SUP
STYLE="font-size:85%; line-height:6.0pt ; vertical-align:top">1</SUP> (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">80%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100% of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">115%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">115%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">29%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Global WAM core<BR>earnings</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$451</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$903</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,129</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$788</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">75%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">New business value</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$781</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,563</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,954</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,472</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">88%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Weighted average
performance score for performance period 2</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>121%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="5" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>Performance period&nbsp;3</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>(28%&nbsp;weight)</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; line-height:9pt; font-size:7pt; font-family:ARIAL">January&nbsp;1, 2018 to
September&nbsp;30, 2018</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Net&nbsp;income attributed<BR>to&nbsp;shareholders</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($&nbsp;millions) (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,939</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,878</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$4,847</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,958</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">104%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">26%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Return&nbsp;on&nbsp;equity&nbsp;(25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">5.8%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">11.6%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">14.5%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">12.2%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">111%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">28%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Average&nbsp;quarterly<BR>LICAT ratio<SUP
STYLE="font-size:85%; line-height:6.0pt ; vertical-align:top">1</SUP> (25%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">95%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">100% of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">110%&nbsp;of</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">target</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">133%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">33%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">Global WAM core<BR>earnings</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$450</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,125</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$699</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">55%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">7%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-bottom:0pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">New business value</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">($ millions) (12.5%)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$724</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,447</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,809</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$1,247</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">72%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right">9%</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Weighted average
performance score for performance period 3</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>103%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Manulife performance factor = weighted average of
the three periods (A)</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>99%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Relative TSR performance modifier
(B)</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>98%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="22" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Combined performance factor (A x B)</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>97%</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ededed"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; line-height:9pt; font-size:7pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">MCCSR ratio was a regulatory ratio used by the Office of the Superintendent of Financial Institutions Canada (OSFI) until
2018 to evaluate the financial strength of an insurer and its ability to meet its obligations to policyholders. On January 1, 2018, OSFI replaced MCCSR with the Life Insurance Capital Adequacy Test (LICAT). We updated the 2018 performance period to
include LICAT, and created LICAT targets and ranges equivalent to those created for MCCSR. The score represents the average of the quarterly MCCSR/LICAT scores for the relevant performance period. Quarterly scores were calculated by comparing the
MCCSR/LICAT ratio that Manufacturers Life achieved each quarter with the internal capital target for that quarter. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>68</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Manulife performance factor </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Manulife performance factor of 99% reflects our performance against targets for the performance measures across the <FONT STYLE="white-space:nowrap">33-month</FONT>
performance period (January 2016 to September 2018). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In calculating the performance factor, the board excluded the impacts of U.S. Tax Reform and management&#146;s
decision to change the asset portfolio mix supporting our legacy blocks. Net income attributed to shareholders and return on equity (in 2017 and 2018) and Global WAM core earnings (in 2018) were adjusted to exclude charges of $2.7&nbsp;billion in
2017 and net gains of $249 million in 2018 related to the above items. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The board adjusted for the impact of these items because we believe compensation should be
aligned with long-term shareholder value: senior executives should not be penalized when they take actions that are in the long-term best interest of shareholders even though there may be short term effects on net income, or where there are
legislative changes outside our control. You can read more about this on page 71 of our 2018 circular, available at manulife.com. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Net income and return on equity
were negatively impacted in 2016 largely due to macroeconomic factors and charges resulting from the net strengthening of actuarial reserves. More favourable results in 2017 and 2018 offset the 2016 impacts such that, on average, net income and
return on equity were aligned with targets across the performance periods. While good advances were made in both Global WAM core earnings and new business value, we fell short of the growth targets set in our 2016 plan. Our capital position was
favourable relative to targets throughout the performance period. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Relative TSR performance modifier </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The modifier of 98% reflects the performance of our share price compared with the median of our performance peer group across the performance period. To minimize
distortions, the <FONT STYLE="white-space:nowrap">20-day</FONT> average share price is used for the opening and closing share price in the calculation of TSR for both Manulife and our performance peers. Our TSR was 29.1%, 3.1 percentage points below
the median, resulting in a modifier of 98%. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Performance period </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">January&nbsp;1, 2016 to September&nbsp;30, 2018 (NYSE) </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g30n23.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>69</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_15"></A>Compensation of the named executives </B></FONT></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="5"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="5"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Roy Gori, President and
CEO</FONT></B></FONT></P></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g13r91.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-TOP:3.00pt solid #ffffff"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Gori is President and CEO and a member of the board of directors. He has overall responsibility for
our strategy, operations and performance. Mr.&nbsp;Gori joined Manulife in 2015 as President and CEO, Manulife Asia, and was promoted to his current role on October&nbsp;1, 2017.</P></TD></TR>
</TABLE> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Gori led Manulife&#146;s change agenda in 2018, including executing on our five priorities and moving us closer to our goal of
becoming the most digital, customer centric global company in our industry. He also delivered strong financial results. The information below describes the results that went into determining his compensation for 2018. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Record net income attributed
to shareholders of $4.8&nbsp;billion, $2.7&nbsp;billion higher than 2017 but below target. Earnings per common share were $2.34, up from $0.98 in 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Record core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> of $5.6&nbsp;billion, above target and 23%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> above 2017 with double-digit growth across all operating segments</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Strong core return on equity<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> of 13.7%, up 2.4 percentage points from 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Strong new business profitability with new business value<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $1.7 billion, above target and 20%<SUP
STYLE="font-size:85%; vertical-align:top">2</SUP> higher than 2017, and Global WAM core earnings<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $986 million, above target and 21%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> higher
than 2017</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Global WAM
delivered net flows<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $1.6&nbsp;billion in 2018, the ninth consecutive year of net inflows</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:8pt">Progress against Manulife&#146;s five strategic priorities</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Portfolio optimization</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Entered into six reinsurance
treaties, executed on alternative long duration asset sales, and disposed of Signator Investors, our former U.S. broker-dealer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Released $3.0 billion in
capital from these portfolio optimization initiatives and, once fully executed, we expect to release a further $0.7 billion in 2019<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Expense and operating efficiency</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Delivered expense savings of
$300 million in 2018</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Limited growth of expenses
included in core earnings to 3%, less than half the rate of the previous five-year period</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Developed plans to deliver $1 billion of expense saves by 2022<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Accelerate high potential businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Delivered over 55% of core
earnings from high potential businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Achieved 20%<SUP
STYLE="font-size:85%; vertical-align:top">2</SUP> and 21%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> core earnings growth in Asia and Global WAM, respectively</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Improved our competitive
position in the Canadian insurance market with the re-introduction of participating insurance</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Continued momentum in John Hancock Vitality and Manulife Vitality sales as customers respond to the offer to earn rewards and save money while improving
their own health</P></TD></TR></TABLE> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Presented on a constant exchange rate basis. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">3</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">See &#147;Caution regarding forward-looking statements&#148; on page 8 of our 2018 annual report for more information.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>70</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Digital, customer leader</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Added 1.5 million net new customers to our organization, bringing our total customer count to 27.7 million</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Established a global net
promoter system Centre of Excellence and a globally consistent relational net promoter score (rNPS) measurement methodology</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Surpassed 2 million robotics transactions, introduced artificial intelligence underwriting, and were first to accept all types of Group claims online or
mobile in Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Furthered our digital
strategy in the U.S. with the first wealth management app featured as the &#147;app of the day&#148; in Apple&#146;s Appstore</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">High performing team &amp; culture</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Realigned the organization to our
strategy, establishing the Global WAM segment, as well as our Legacy team to focus on portfolio optimization</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Implemented key organizational changes and attracted a world-class Chief Human Resources Officer</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Engaged employees in developing our
company&#146;s new mission and values and renewed our global Brand</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Implemented initiatives to improve trajectory of women in leadership roles, such as ensuring diverse candidate slates for officer roles, and launching a digital
interactive learning program for 1,200 women in technology for skill building and development</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>71</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Total direct compensation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below
shows the total direct compensation the board approved for Mr.&nbsp;Gori for 2018, and his base salary and medium and long-term incentives for 2019, based on the recommendation of the management resources and compensation committee. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board established Mr.&nbsp;Gori&#146;s compensation taking into account Manulife&#146;s 2018 financial results and our performance against our peers, the progress
made against our key strategic priorities, and Mr.&nbsp;Gori&#146;s strong personal contributions. It also takes into consideration his future potential contribution, the competitive positioning of his compensation and the alignment of his
compensation with shareholder interests. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(in US$)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2019 target</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$750,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$932,192</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,100,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,100,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Annual incentive</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,300,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,404,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$3,088,800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,200,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Transition payment<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,500,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Medium-term incentive</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">&#149; PSUs</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,050,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,125,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$2,600,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,800,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$750,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$850,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,040,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,120,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Long-term incentive</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; stock options</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,200,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,575,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,560,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,680,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5,050,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$9,386,192</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$9,388,800</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$8,900,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">The transition payment in 2017 was intended to neutralize the tax and other personal financial consequences of Mr.
Gori&#146;s relocation from Hong Kong to Toronto. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g47j63.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>72</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s 2019 target total direct compensation amount takes into consideration the
global scope and complexity of his role as President and CEO, what our peers pay for similar roles and what other senior executives at Manulife are paid. The committee received independent advice and additional research and analysis from its
external compensation consultant when developing the compensation package for Mr.&nbsp;Gori&#146;s role as President and CEO. The board believes that Mr.&nbsp;Gori&#146;s 2019 target is appropriate, and that the pay mix emphasizes the focus on
Manulife&#146;s long-term performance and aligns with shareholder experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Base salary </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s salary did not change in 2018 and has not changed for 2019. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Annual incentive </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s 2018 annual incentive award was approved
and paid in February 2019. It was 140% of his target and 28% higher than his 2017 award. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">You can read about the annual incentive plan and our performance for the
year starting on page 59. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium and long-term incentives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s 2018 medium and long-term incentive awards totaled US$5,200,000. The award, made in February 2018, was based on his performance, the competitive
position of his compensation compared to the peer group and the board&#146;s focus on aligning executive pay with the interests of our shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">You can read
about the performance criteria for the performance share units starting on page&nbsp;66. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In February 2019, the board approved US$5,600,000 in medium and long-term
incentives for 2019, allocated 50% to performance share units, 20% to restricted share units and 30% to stock options. These awards are intended to be forward-looking. The actual amount Mr.&nbsp;Gori realizes will be greater or less than the
theoretical grant date amount based on Manulife&#146;s financial and share price performance over the next 10 years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>73</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Phil Witherington, Chief Financial Officer</FONT></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="5" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g679299g99u50.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Witherington became Manulife&#146;s Chief Financial Officer
on<BR>January&nbsp;1, 2018. He is responsible for managing Manulife&#146;s<BR>financial affairs, including finance, accounting, capital, treasury,<BR>taxation, investor relations, financial regulation, and for our<BR>property and casualty
reinsurance operations. Mr.&nbsp;Witherington<BR>joined Manulife in 2014 and was Interim President&nbsp;&amp; Chief<BR>Executive Officer Manulife Asia prior to his January
2018<BR>promotion.&nbsp;He&nbsp;is&nbsp;a&nbsp;member&nbsp;of&nbsp;Manulife&#146;s&nbsp;executive&nbsp;leadership&nbsp;team.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In his first year as CFO, Mr.&nbsp;Witherington significantly improved Manulife&#146;s capital position, slowed the pace of expense growth, enhanced the reporting
framework and continued the build out of a diverse team. The information below describes the results that went into determining his compensation for 2018. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Record net income attributed
to shareholders of $4.8&nbsp;billion, $2.7&nbsp;billion higher than 2017 but below target. Earnings per common share were $2.34, up from $0.98 in 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Record core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> of $5.6&nbsp;billion, above target and 23%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> higher than 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Strong core return on equity<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> of 13.7%, up 2.4 percentage points from 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Maintained a healthy capital position and strengthened the life insurance capital adequacy test (LICAT) ratio to 143% as at December&nbsp;31, 2018,
compared with a supervisory target of 100%</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Improved the financial
leverage ratio by 1.7 percentage points to 28.6% as at December 31, 2018</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Expense efficiency ratio<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> improved by 3.4 percentage points to 52.0%</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Contribution to the delivery of Manulife&#146;s five strategic
priorities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Released $3.0 billion in
capital from portfolio optimization initiatives and, once fully executed, we expect to release a further $0.7 billion in 2019<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Delivered expense saves and
avoidance of $300 million in 2018, and developed plans to deliver $1 billion of expense saves by 2022<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Contributed to the review of
enterprise strategy, including the development and introduction of new metrics and targets that were communicated at our 2018 Investor Day</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Ensured the investor
communications and reporting process was seamless during the transition in roles, led preparations for our 2018 Investor Day and improved transparency through enhancements to external reporting</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Improved management systems to dynamically monitor progress and drive accountability</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Attracted talent and made
strategic appointments, including a new CFO for Asia and a new global head of Investor Relations. Created a new global planning and analysis role and developed key succession plans</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Improved diversity with
women in 29% of finance roles at or above the vice president level</P></TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="0%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.
</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.07em; font-size:7pt; font-family:ARIAL">Presented on a constant exchange rate basis.</P></TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="0%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">&nbsp;3</SUP><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left"><B></B>&nbsp;See &#147;Caution regarding forward-looking statements&#148; on page 8 of our 2018 annual report for more
information. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>74</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Total direct compensation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the total direct compensation the board approved for Mr.&nbsp;Witherington for 2018, and his base salary and medium and long-term incentives for
2019, based on the recommendation of the CEO and the management resources and compensation committee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board established Mr.&nbsp;Witherington&#146;s
compensation taking into account our company performance and relative performance against our peers, Mr.&nbsp;Witherington&#146;s future potential contribution, the competitive positioning of his compensation and the alignment of his compensation
with shareholder interests. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>(in CAD$)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">(in CAD$)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2019 target</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$850,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$867,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Annual incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,492,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,170,450</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Medium-term incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">&#149; PSUs</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,000,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,100,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; RSUs</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$400,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$440,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Long-term incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; stock options</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$600,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$660,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$4,342,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,237,450</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g94l50.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>75</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Base salary </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Witherington&#146;s salary for 2018 was CAD$850,000. In
2019, the board approved an increase of 2.0% effective March 1, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Annual incentive </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Witherington&#146;s 2018 annual incentive award was approved and paid in February 2019. It was 140% of his target. The board approved an increase to Mr.
Witherington&#146;s target annual incentive to 135% of salary, effective January 1, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium and long-term incentives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Witherington&#146;s 2018 medium and long-term incentive awards totaled CAD$2,000,000. The award, made in February 2018, was based on his performance, the
competitive position of his compensation compared to the peer group and the board&#146;s focus on aligning executive pay with the interests of our shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In
February 2019, the board approved CAD$2,200,000 in medium and long-term incentives for 2019, allocated 50% to performance share units, 20% to restricted share units and 30% to stock options. These awards are intended to be forward-looking. The
actual amount Mr.&nbsp;Witherington realizes will be greater or less than the theoretical grant date amount based on Manulife&#146;s financial and share price performance over the next 10 years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>76</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="5"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="5"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Warren Thomson, Senior Executive President and Chief Investment Officer</FONT></B></FONT></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff">


<IMG SRC="g679299g04d77.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-TOP:3.00pt solid #ffffff">Mr.&nbsp;Thomson retired as Chief Investment Officer on February&nbsp;28, 2019. He was responsible for Manulife&#146;s general account investment operations, as well as the Global Wealth
and Asset Management (Global WAM) segment, which together manage and administer over $1 trillion in assets. He was a member of Manulife&#146;s executive leadership team.</TD></TR>
</TABLE> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018, Mr.&nbsp;Thomson substantially completed the redesign of our Global WAM organization and continued to expand our product
offerings while delivering expense savings. The information below describes the results that went into determining his compensation for 2018. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Generated $600&nbsp;million
of investment-related experience gains, above target</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Delivered Global WAM core
earnings<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of $986&nbsp;million, above target and an increase of 21%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> compared with 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Generated positive net flows<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> of $1.6&nbsp;billion in our Global WAM segment, marking 9 consecutive years of net inflows</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Gross flows<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were $119.0&nbsp;billion, below target and down 2%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> from 2017</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Contribution to the delivery of Manulife&#146;s five strategic
priorities</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Released $1.9 billion in capital through the sale of alternative long-duration assets backing some of our legacy businesses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Launched the John Hancock
Infrastructure Fund, providing third-party investors with access to direct private equity investments and <FONT STYLE="white-space:nowrap">co-investments</FONT> in the U.S. infrastructure sector</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Acquired two U.S. commercial
office buildings through our U.S. Real Estate Investment Trust in Singapore, which spurred additional flows</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Completed several initiatives to improve our hedging effectiveness and reduce interest rate sensitivities</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Continued to modernize our
operations, technology and data platforms through our Global Optimization program, including implementation of a global trading and order platform and enhanced data infrastructure</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Launched an innovative
goals-based investing program powered by advanced data analytics and dynamic liability-driven investment, the first time this type of investment strategy has been offered to retail customers in Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Introduced My Money
Connector, an aggregation tool to help clients manage their finances</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;Implemented key organizational changes to establish our Global WAM organization to leverage scale globally and drive alignment with our strategic
priorities</P></TD></TR>
<TR STYLE="font-size:1px; font-family:ARIAL; font-size:7pt"></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="0%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.
</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.07em; font-size:7pt; font-family:ARIAL">Presented on a constant exchange rate basis.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>77</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Total direct compensation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below
shows the total direct compensation the board approved for Mr.&nbsp;Thomson for 2018, based on the recommendation of the CEO and the management resources and compensation committee. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board established Mr.&nbsp;Thomson&#146;s compensation taking into account our company performance and relative performance against our peers, the competitive
positioning of his compensation, the alignment of his compensation with shareholder interests and the impact of foreign exchange rates as his compensation is established in U.S. dollars. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(in US$)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$820,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$820,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$835,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Annual incentive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,200,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,300,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$2,247,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Medium-term incentive</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">&#149; PSUs</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$805,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,100,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,100,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$575,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$440,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$440,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Long-term incentive</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; stock options</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$920,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$660,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$660,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,320,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5,320,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$5,282,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g22d96.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Base salary </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, the board approved an
increase of 1.8% effective March&nbsp;1, 2018. Mr.&nbsp;Thomson&#146;s salary did not change in 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Annual incentive </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Thomson&#146;s 2018 annual incentive award was approved and paid in February 2019. It was 135% of his target and 2% lower than his 2017 award, reflecting strong
core earnings performance in our Global WAM segment and positive net flows. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium and long-term incentives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Thomson was granted a total of US$2,200,000 in medium and long-term incentives for 2018. The award, made in February 2018, was based on his anticipated future
contributions, the competitive position of his compensation compared to the peer group and the board&#146;s focus on aligning executive pay with the interests of our shareholders. Mr.&nbsp;Thomson did not receive a medium and long-term incentive
award in 2019 due to his retirement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>78</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="5"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="5"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Marianne Harrison, President and CEO, John Hancock</FONT></B></FONT></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff">


<IMG SRC="g679299g36d09.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-TOP:3.00pt solid #ffffff">Ms.&nbsp;Harrison is responsible for all aspects of John Hancock&#146;s operations, providing life insurance products and administering <FONT STYLE="white-space:nowrap">in-force</FONT>
long-term care and insurance-based wealth accumulation products in the U.S. She also operates as a matrix leader to the U.S. Mutual Fund business and the U.S. Retirement Plan Services business, which have primary accountability into the Global WAM
segment. She is a member of Manulife&#146;s executive leadership team.</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Ms.&nbsp;Harrison led the execution of Manulife&#146;s aggressive strategy for transforming the U.S. business this year, making
significant progress while delivering solid financial results. The information below describes the results that went into determining her compensation for 2018. </P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;John Hancock core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were US$1.4&nbsp;billion, above target and 14%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> higher than 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Life insurance sales<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were US$426&nbsp;million, above target and a decrease of 8%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> compared with 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Wealth and asset management
negative net flows<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of US$4.6&nbsp;billion driven by volatile equity markets, compared with positive net flows of US$6.0&nbsp;billion in 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Gross flows<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were US$55.8&nbsp;billion,&nbsp;below target and 1%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> lower than 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Maintained strong capital levels
for U.S. insurance-based operating companies at the upper end of the targeted risk-based capital range</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Contribution to the delivery of Manulife&#146;s five strategic
priorities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Released capital from reinsurance
of our legacy individual and group payout annuity businesses and the sale of Signator Investors, our wholly-owned <FONT STYLE="white-space:nowrap">broker-dealer</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Discontinued sales of low return
corporate and bank-owned life insurance (COLI and BOLI)</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Consolidated 17 legacy systems to an integrated, digital platform and consolidated our real estate footprint to reduce expenses</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Enhanced our John Hancock Vitality
behavioural insurance offering and now offer it on every insurance sale</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Increased sales of products with the John Hancock Vitality Plus feature, our health and wellness program, by over 50% in 2018, representing almost 25% of total
sales</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Advanced customer
digitization, reducing customer complaints in the process</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Furthered our digital advice strategy with a robo-offering for millennials</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Tripled rollover capture rates and
increased the number of plans offering in-plan advice by 40% in U.S. retirement</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Launched a highly interactive and comprehensive website for mutual fund advisors and consumers</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Set new strategic priorities for
the U.S. and attracted a new Head of Strategy to lead the transformation</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Increased our diversity profile with 40% diversity in the senior management team and 60% of Ms.&nbsp;Harrison&#146;s direct reports</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="0%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.
</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.07em; font-size:7pt; font-family:ARIAL">Presented on a constant exchange rate basis.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>79</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Total direct compensation </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below
shows the total direct compensation the board approved for Ms.&nbsp;Harrison for 2018 and for her base salary and medium and long-term incentives for 2019, based on the recommendation of the CEO and the management resources and compensation
committee. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board established Ms.&nbsp;Harrison&#146;s compensation taking into account our company performance and relative performance against our peers,
Ms.&nbsp;Harrison&#146;s future potential contribution, the competitive positioning of her compensation and the alignment of her compensation with shareholder interests. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(in US$)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2019 target</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$630,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>$</B>700,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$715,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$725,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Annual incentive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$750,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>$</B>1,100,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,098,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$978,750</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Medium-term incentive</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">&#149; PSUs</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$700,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>$</B>1,300,000</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,300,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,300,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; RSUs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$500,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>$</B>520,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$520,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$520,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Long-term incentive</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; stock options</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$800,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>$</B>780,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$780,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$780,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,380,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"><B>$</B>4,400,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$4,413,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,303,750</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g70a46.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>80</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Base salary </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Harrison&#146;s salary for 2018 was increased 2.1% effective March&nbsp;1, 2018. In 2019, the board approved an increase of 1.4% effective March 1, 2019. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Annual incentive </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Harrison&#146;s 2018 annual incentive award was
approved and paid in February 2019. It was 123% of her target and approximately the same as her 2017 award, reflecting solid financial performance and progress on our strategic priorities. The board approved an increase to Ms.&nbsp;Harrison&#146;s
target annual incentive to 135% of salary, effective January 1, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium and long-term incentives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ms.&nbsp;Harrison was granted a total of US$2,600,000 in medium and long-term incentives for 2018. The award, made in February 2018, was based on her performance, her
anticipated future contributions, the competitive position of her compensation compared to the peer group and the board&#146;s focus on aligning executive pay with the interests of our shareholders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In February 2019, the board approved US$2,600,000 in medium and long-term incentives for&nbsp;2019, allocated 50% to performance share units, 20% to restricted share
units and 30% to stock options. These awards are intended to be forward-looking. The actual amount Ms.&nbsp;Harrison realizes will be greater or less than the theoretical grant date amount based on Manulife&#146;s financial and share price
performance over the next 10 years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>81</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="97%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#026937">
<TD HEIGHT="4" COLSPAN="5"></TD></TR>
<TR BGCOLOR="#026937" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" COLSPAN="5"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;&nbsp;&nbsp;Anil Wadhwani, President &amp; CEO, Manulife Asia</FONT></B></FONT></TD></TR>


<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:3.00pt solid #ffffff">


<IMG SRC="g679299g03c07.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:3.00pt solid #ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:3.00pt solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-TOP:3.00pt solid #ffffff"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Wadhwani joined Manulife as President and CEO of Manulife Asia on November&nbsp;13, 2017. He is
responsible for the overall management of Manulife&#146;s operations in 12&nbsp;markets across Asia, including Japan, Singapore, mainland China, Hong Kong, Macau, Taiwan, Indonesia, Vietnam, the Philippines, Malaysia, Cambodia and Thailand. He also
operates as a matrix leader to the Global WAM business in Asia, which has primary accountability into the Global WAM segment. He is a member of Manulife&#146;s executive leadership
team.</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Wadhwani successfully drove business momentum in Asia this year, delivering financial
results above plan and implementing several strategic initiatives to support Manulife&#146;s transformation strategy. The table below describes the results that went into determining his compensation for 2018. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financial</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Manulife Asia&#146;s core earnings<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> were US$1.35&nbsp;billion in 2018, above target and 20%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> higher than 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;New business value<SUP
STYLE="font-size:85%; vertical-align:top">1</SUP> was a record US$1.1&nbsp;billion, in line with target and an increase of 19%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> from 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Annualized premium equivalent (APE)
sales<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> were US$3.1&nbsp;billion in 2018, 6%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> higher than 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Generated positive wealth and asset
management net flows<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> of US$4.4 billion, 14%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> lower than 2017. Gross flows<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> were
US$18.3&nbsp;billion, below target, 15%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> lower than 2017</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Contribution to the delivery of Manulife&#146;s five strategic
priorities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Achieved strong growth in agency
channel and bancassurance partnerships, including a 20%<SUP STYLE="font-size:85%; vertical-align:top">2</SUP> increase in APE sales<SUP STYLE="font-size:85%; vertical-align:top">1</SUP> through our DBS partnership</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Signed a <FONT
STYLE="white-space:nowrap">15-year</FONT> exclusive bancassurance deal with Sathapana Bank in Cambodia</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Conducted a refresh of Manulife Asia&#146;s strategy and developed comprehensive strategies for growth in mainland China, quantified the ambitions and developed
strategic priorities within the risk appetite guardrails</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Completed the restructuring of our mandatory provident fund (MPF) scheme following our 2016 Standard Chartered MPF acquisition, allowing scheme members to
benefit from enhanced operational efficiency while maintaining our market leadership as Hong Kong&#146;s largest Mandatory Provident Fund provider</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Replatformed ManulifeMOVE as a
health management ecosystem</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Implemented new technology
infrastructure and core digital architecture enablers to enhance customer experience and improve overall operational efficiency</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Expanded digital distribution sales
tools available to our advisors in Hong Kong, Vietnam and Japan, exceeding adoption rate targets</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Digitized claims and servicing processes to accelerate digital customer engagement</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Continued to build a culture of
expense discipline</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Filled
critical leadership roles to enhance bench strength in Asia, including Chief Financial Officer; Chief Strategy &amp; Transformation Officer; Chief Agency Officer; Head of Operations; and General Manager positions in Singapore, Vietnam and
Malaysia</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;Enhanced people
development agenda through implementation of succession planning, &#147;Women to Watch&#148; list and launch of &#147;Engineer talent&#148; incubator</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">These are <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures, which you can read about on page 60.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Presented on a constant exchange rate basis. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>82</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Total direct compensation </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the total direct compensation the board approved for Mr.&nbsp;Wadhwani for 2018, and his base salary and medium and long-term incentives for 2019,
based on the recommendation of the CEO and the management resources and compensation committee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board established Mr.&nbsp;Wadhwani&#146;s compensation taking
into account our company performance and relative performance against our peers, Mr.&nbsp;Wadhwani&#146;s future potential contribution, the competitive positioning of his compensation and the alignment of his compensation with shareholder
interests. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(in US$)</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2019 target</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Base salary</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$650,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$660,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Annual incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$1,093,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$891,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Medium-term incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">&#149; PSUs</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>$900,000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; RSUs</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$360,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$400,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Long-term incentive</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&#149; stock options</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$540,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$600,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total direct compensation</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$3,543,000</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,551,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="right">


<IMG SRC="g679299g30c02.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>83</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Base salary </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Wadhwani&#146;s salary was set upon his hire in November
2017 and did not change in 2018. In 2019, the board approved an increase of 1.5%, effective March 1, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Annual incentive </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Wadhwani&#146;s 2018 annual incentive award was approved and paid in February 2019. It was 135% of his target, reflecting strong financial performance and
progress on our strategic priorities, including enhancing the customer experience. The board approved an increase to Mr.&nbsp;Wadhwani&#146;s target annual incentive to 135% of salary, effective January 1, 2019. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium and long-term incentives </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mr.&nbsp;Wadhwani&#146;s 2018 medium and
long-term incentive awards totaled US$1,800,000. The award, made in February 2018, was based on his performance, his anticipated future contributions, the competitive position of his compensation compared to the peer group and the board&#146;s focus
on aligning executive pay with the interests of our shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In February 2019, the board approved US$2,000,000 in medium and long-term incentives for 2019,
allocated 50% to performance share units, 20% to restricted share units and 30% to stock options. These awards are intended to be forward-looking. The actual amount Mr.&nbsp;Wadhwani realizes will be greater or less than the theoretical grant date
amount based on Manulife&#146;s financial and share price performance over the next 10 years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>84</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Share performance </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The graph below compares the cumulative value of $100 invested in Manulife common shares for the five years starting on December&nbsp;31, 2013 with the value of $100
invested in each of two well-known Toronto Stock Exchange (TSX) indices and an &#147;index&#148; composed of our performance peers for the same period, assuming dividends are reinvested. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g55f82.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="41%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">(as at December 31)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2013</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2014</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2015</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Manulife</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100.00</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">108.69</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">104.71</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">125.59</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">142.32</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>109.23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">S&amp;P/TSX Composite Index</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100.00</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">110.55</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">101.34</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">122.70</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">133.85</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>121.96</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">S&amp;P/TSX Composite Financials Index</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100.00</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">113.79</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">111.84</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">138.80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">157.29</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>142.63</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Median of our performance peer group (see page 54)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">100.00</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">106.94</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">104.59</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">115.74</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">130.81</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>107.26</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>CEO compensation lookback </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The CEO lookback table compares compensation awarded to the CEO in each of the last five years to the actual value of that compensation as at December&nbsp;31, 2018.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The actual value includes the <I>realized</I> and <I>realizable</I> value of the awards granted each year as at December&nbsp;31, 2018: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">realized value:&nbsp;cash compensation paid for the year, including salary, annual incentive (earned for the year but paid
in the following year), payouts of restricted share units and performance share units that have vested, and gains realized from stock options exercised </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">realizable value: the value of restricted share units and performance share units that had not vested, and outstanding
stock options that were <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">in-the-money.</FONT></FONT> </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table reflects
compensation for Mr.&nbsp;Guloien for 2014 to 2016 and Mr.&nbsp;Gori for 2017 and 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table also compares the actual value to the CEO for each $100 of
compensation awarded each year to the value earned by shareholders over the same period. We have indexed these values at $100 to provide a meaningful comparison. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table illustrates that the actual value of CEO compensation is closely aligned with the shareholder experience. This is consistent with our emphasis on aligning
executive compensation with the longer-term success of Manulife. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>85</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>COMPENSATION DISCUSSION AND ANALYSIS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total direct</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensation</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">awarded</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Actual value</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">(realized and</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">realizable)&nbsp;at</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">December&nbsp;31,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">2018</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value of
$100</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Period</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Manulife<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">CEO</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Manulife<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">shareholders</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2014</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$13,558,918</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$10,459,887</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Jan&nbsp;1,&nbsp;2014&nbsp;to&nbsp;Dec&nbsp;31,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$77.14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$109.23</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2015</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$14,782,884</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$11,266,292</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Jan 1, 2015 to Dec 31, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$76.21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$100.50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$14,607,399</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$13,839,056</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Jan 1, 2016 to Dec 31, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$94.74</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$104.32</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$12,246,460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$9,079,698</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Jan 1, 2017 to Dec 31, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$74.14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$86.97</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$12,081,371</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$9,229,958</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Jan 1, 2018 to Dec 31, 2018</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$76.40</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$76.75</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total direct compensation awarded includes salary, annual incentive, share-based awards and option-based awards, as reported in the
summary compensation table each year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Actual value (realized and realizable) represents the actual value to the CEO of compensation awarded each year, realized
between grant and December&nbsp;31, 2018 or still realizable on December&nbsp;31, 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Value of $100 for CEO: represents the actual value (realized and realizable)
to the CEO for each $100 of total direct compensation awarded for each fiscal year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Value of $100 for Manulife shareholders: represents the cumulative value of a
$100 investment in common shares made on the first trading day of the period, assuming dividends are reinvested. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Pay for performance
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To illustrate the effectiveness of our executive compensation program and its alignment to our core principle of paying for performance, we compare the
percentile ranking of our annualized TSR and CEO realized and realizable pay to the percentile ranking of our eleven compensation peers over the previous five years (2013 to 2017). These are plotted in the graph below. We use a time horizon of five
years because the nature of our industry is to seek long-term results for shareholders. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g44r09.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>86</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For the companies in the shaded area, CEO compensation is aligned with returns. Companies above
the shaded area have higher returns and lower CEO compensation than peers. Companies below the shaded area have lower returns and higher compensation than peers. This historical five-year analysis shows that Manulife&#146;s CEO pay was in line with
performance compared with our compensation peers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">See page 54 for information about our compensation peer group, and page&nbsp;6 for details about how we calculate
realized and realizable pay. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Cost of management ratio </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the cost of management ratio, which expresses the total compensation reported for the named executives as a percentage of net income attributed to
shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The cost of management ratio is affected by foreign exchange rates, the named executives each year and our net income. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="41%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2014</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2015</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Total compensation reported for the named executives ($ thousands)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$38,857</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$49,652</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$42,234</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$49,501</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">35,909</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Net income attributed to shareholders&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,501</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,191</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,929</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,104</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">4,800</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Cost of management ratio</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">1.1%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2.3%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">1.4%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2.4%<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">0.7%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Adjusting for the impacts of changes to our legacy businesses and U.S. Tax Reform, net income used for the 2017 annual
incentive award was $4,767&nbsp;million and the cost of management ratio was 1.0%. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Total compensation reported for the named executives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The total compensation reported in the summary compensation table each year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Cost
of management ratio </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total compensation paid to the named executives divided by net income attributed to shareholders,&nbsp;expressed as a percentage. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Named executives each year </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2014: Donald Guloien, Steve Roder, Warren Thomson,
Paul Rooney, Craig Bromley </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2015: Donald Guloien, Steve Roder, Warren Thomson, Paul Rooney, Roy Gori </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2016: Donald Guloien, Steve Roder, Roy Gori, Warren Thomson, Craig Bromley </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2017: Roy
Gori, Steve Roder, Warren Thomson, Marianne Harrison, Linda Mantia, Donald Guloien </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">2018: Roy Gori, Phil Witherington, Warren Thomson, Marianne Harrison, Anil
Wadhwani </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>87</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_17"></A><A NAME="tx679299_16"></A>Summary compensation table </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the compensation awarded to the named executives for our last three fiscal years. We set compensation for the majority of the named executives in
U.S. dollars, and have converted the amounts below to Canadian dollars consistent with our financial statements. Fluctuations in exchange rates can contribute to changes in the compensation amounts reported from year to year. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="white-space:nowrap">Non-equity</FONT><BR>incentive<BR>compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Salary</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Share-based<BR>awards</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Option-<BR>based<BR>awards</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Annual<BR>incentive</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Pension<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">All other<BR>compensation</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>Total&nbsp;&nbsp;<BR>compensation&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>Roy Gori</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">President and CEO</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,423,033<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,195,187</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$982,435</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,592,515<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$3,926,499</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,475,000</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,968,221<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,087,065</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,650,000</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,097,602<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$3,006,683</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,700,920</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$644,300<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$119,100</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$49,100</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$260,673<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,421,808</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$908,009</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$12,986,344</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$12,756,342</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$7,765,464</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>Phil Witherington</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">Chief Financial Officer</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$850,000<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$757,030</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$577,393</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,400,000<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$413,805</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$383,526</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$600,000<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$177,345</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$164,368</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,492,000<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,651,918</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$526,032</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$178,700<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$34,500</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$28,900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$81,589<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$572,757</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$202,087</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$4,602,289</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$3,607,355</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$1,882,306</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>Warren Thomson</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">Chief Investment Officer</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,077,101<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,066,034</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,084,178</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,942,987<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,018,509</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,897,500</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$832,709<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$865,075</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,265,000</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,980,870<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,876,610</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,570,080</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$390,900<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$259,100</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$276,800</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$69,557<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$70,657</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$68,612</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$7,294,124</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$7,155,985</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$6,162,170</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>Marianne Harrison</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">President and CEO, John Hancock</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$923,657<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$916,586</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$829,534</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,296,258<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,385,510</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,650,000</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$984,110<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,022,362</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,100,000</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,456,607<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,375,770</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$981,300</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$193,400<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$185,000</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$209,900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$61,319<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$77,469</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$58,630</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$5,915,351</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$5,962,698</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$4,829,364</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>Anil Wadhwani</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">President and CEO, Manulife Asia</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$834,278<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$115,276</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,589,717<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,274,400</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$681,307<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,449,974<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,500,840</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$47,400<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$508,414<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$59,498</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>$5,111,090</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>$2,950,014</B></P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
</TABLE> <DIV STYLE="position:relative;float:left; width:64%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Base salary </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Set in U.S. dollars, but
paid semi-monthly in Canadian dollars using the Bank of Canada noon exchange rate that applied on the previous pay date, with the following exceptions: Mr.&nbsp;Witherington&#146;s 2018 salary was set and paid in Canadian dollars, and his 2017 and
2016 salaries were set and paid in Hong Kong dollars. Ms.&nbsp;Harrison&#146;s salary is set and paid in U.S. dollars. Mr.&nbsp;Wadhwani&#146;s salary is set in U.S. dollars but paid in Hong Kong dollars. For each executive, we used the average
quarterly exchange rates outlined in the table below to convert to Canadian dollars. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s 2017 salary is a blended amount that reflects his roles
during the year: President and CEO, Manulife Asia, from January&nbsp;1 to June&nbsp;4, President from June&nbsp;5 to September&nbsp;30, and President and CEO from October&nbsp;1 to December 31. Until June&nbsp;4, 2017, Mr.&nbsp;Gori&#146;s salary
was paid in Hong Kong dollars. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Exchange&nbsp;rate&nbsp;for<BR>U.S. dollars</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Exchange&nbsp;rate&nbsp;for</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">HK&nbsp;dollars</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">2018</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">US$1.00&nbsp;=&nbsp;$1.296</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">HK$</TD>
<TD VALIGN="bottom" ALIGN="right">1.00&nbsp;=&nbsp;$0.1654</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">2017</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">US$1.00&nbsp;=&nbsp;$1.298</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">HK$</TD>
<TD VALIGN="bottom" ALIGN="right">1.00&nbsp;=&nbsp;$0.1666</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">US$1.00&nbsp;=&nbsp;$1.325</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">HK$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">1.00&nbsp;=&nbsp;$0.1707</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;
</P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:33%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<div style ="background-color:#e5e5e5; max-width:100%">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="96%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">

<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" COLSPAN="8"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Supplementary table: total<BR>compensation in U.S.&nbsp;dollars</B></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">This table shows total compensation<BR>for the named executives in U.S.<BR>dollars for convenience.
Amounts paid<BR>in other currencies were converted to<BR>U.S. dollars consistent with our<BR>financial statements.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">(US$)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Roy&nbsp;Gori</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$10,087,189<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$9,779,013</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$5,763,923</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Phil Witherington</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,551,697<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,779,164</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$1,420,394</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Warren Thomson</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$5,634,846<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$5,574,050</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$4,577,316</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Marianne Harrison</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2016</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,607,073<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$4,590,895</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$3,579,428</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">2018<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">2017</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,971,935<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">$2,334,727</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR></TABLE>
</div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

</div>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Share-based awards </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The grant date
fair value of performance share units, restricted share units and deferred share units awarded to the named executives, including dividend equivalents, which are credited as additional units using the data in the table to the right. The grant date
fair value is the closing price of a Manulife common share on the TSX on the last trading day before the grant date or the average closing price for the last 10 trading days (5 trading days for 2016) before the grant date (whichever is higher). </P>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>88</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" ROWSPAN="5" NOWRAP><FONT STYLE="font-size:7pt">Mr.&nbsp;Gori&#146;s amount for 2017<BR>includes an award of<BR>US$735,000, granted on<BR>June&nbsp;8, 2017, to recognize his<BR>promotion. US$525,000 of this<BR>amount was allocated
to<BR>performance share units and<BR>US$210,000 to restricted share<BR>units.</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Grant&nbsp;date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Share&nbsp;price</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Exchange&nbsp;rate&nbsp;for</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">awards&nbsp;in&nbsp;U.S.&nbsp;dollars</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Exchange&nbsp;rate&nbsp;for</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">awards&nbsp;in&nbsp;HK&nbsp;dollars</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">February&nbsp;27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24.73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">US$</TD>
<TD VALIGN="top" ALIGN="right">1.00 = $1.2617</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">November&nbsp;27<SUP STYLE="font-size:85%; vertical-align:top">1</SUP><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">June 8<SUP STYLE="font-size:85%; vertical-align:top">2</SUP></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">February&nbsp;28</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">$</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">$</P></TD>
<TD VALIGN="bottom" ALIGN="right">26.90<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">23.51</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">24.61</P></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">US$<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">US$</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">US$</P></TD>
<TD VALIGN="top" ALIGN="right">1.00 = $1.2744<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">1.00&nbsp;=&nbsp;$1.3476</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">1.00&nbsp;=&nbsp;$1.3107</P></TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" ALIGN="right">n/a<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">n/a</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">HK$1.00&nbsp;=&nbsp;$0.16890</P></TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2016</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> February&nbsp;23<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 17.59<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> US$<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1.00&nbsp;=&nbsp;$1.3750<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> HK$1.00 = $0.17674<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL">1 Awarded to Mr.&nbsp;Wadhwani</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL">2 Awarded to
Mr.&nbsp;Gori</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:6.5pt; font-family:ARIAL">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">As part of the process of relocating Mr.&nbsp;Gori from Hong Kong to Toronto, his outstanding restricted, performance and deferred share
units were vested and settled and the <FONT STYLE="white-space:nowrap">after-tax</FONT> proceeds were used to buy Manulife common shares to ensure the awards he earned while employed in Hong Kong were appropriately allocated. These were placed in an
escrow account and are subject to the same underlying performance, holding and forfeiture conditions as the share-based awards they replaced, except for the shares underlying the PSUs, which will be forfeited proportionately if performance is below
target but will not be adjusted if performance is above target. See our 2018 circular at manulife.com for details. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Wadhwani&#146;s amount for 2017 includes
a <FONT STYLE="white-space:nowrap">one-time</FONT> award of US$1,000,000 in restricted share units, granted on November&nbsp;27, 2017, to replace compensation of similar value and with similar vesting conditions that he forfeited from his previous
employer. The restricted share units vest 50% at 15 and 27 months from the grant date, and are forfeited if Mr.&nbsp;Wadhwani leaves Manulife before they vest. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" ROWSPAN="6" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Option-based awards</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The grant date fair value of
stock<BR>options awarded to the named<BR>executives was calculated using the<BR>data in the table to the right.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s amount for 2017 includes<BR>an award of US$615,000, granted on<BR>June&nbsp;8, 2017, to recognize his<BR>promotion.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Exercise</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">price</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Fair&nbsp;value</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">factor</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Exchange&nbsp;rate</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">for&nbsp;awards&nbsp;in<BR>U.S.&nbsp;dollars</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Exchange&nbsp;rate</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">for&nbsp;awards&nbsp;in</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">HK&nbsp;dollars</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">February&nbsp;27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$24.73</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.1</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">US$</TD>
<TD VALIGN="top" ALIGN="right">1.00 = $1.2617</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">June 8<SUP STYLE="font-size:85%; vertical-align:top">1</SUP><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">February&nbsp;28</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$23.51<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">$24.61</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="bottom" ALIGN="right">21.0<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">21.0</P></TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">%&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">US$<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">US$</P></TD>
<TD VALIGN="top" ALIGN="right">1.00&nbsp;=&nbsp;$1.3476<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">1.00&nbsp;=&nbsp;$1.3107</P></TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL"></P></TD>
<TD VALIGN="top" ALIGN="right">n/a<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">HK$1.00&nbsp;=&nbsp;$0.16890</P></TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">2016</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> February&nbsp;23<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> $17.59<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 21.5<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> %&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> US$<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1.00&nbsp;=&nbsp;$1.3750<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> HK$1.00 = $0.17674<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="16">1 Awarded to Mr.&nbsp;Gori</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:6.5pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="16" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="14%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" ROWSPAN="4" NOWRAP><FONT STYLE="font-size:7pt">We used the Black-Scholes<BR>methodology to determine the<BR>fair value of the stock option<BR>awards (using the same<BR>assumptions we use for<BR>accounting purposes):</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Expected&nbsp;life</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">(years)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Expected</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">volatility</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Risk-free</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">interest&nbsp;rate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Expected</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">dividend</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">yield</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2018</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.00%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29.5</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.25%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 2016<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 6.7<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 29.5<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> %&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1.50%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 3.0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> %&nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Annual incentive </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Paid in cash in the year following
the fiscal year in which the award was earned. The U.S. and Hong Kong dollar amounts were converted to Canadian dollars using the exchange rates that applied on the previous pay dates: 2018: US$1.00 = $1.3266, 2017: US$1.00 = $1.2507, 2016: US$1.00
= $1.3084 and HK$1.00 = $0.1686. </P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension value </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The sum of the amounts under
compensatory change for each named executive in the pension tables on pages 96 and 97. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">All other compensation </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s amount includes: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2018: $157,053 for club membership fees, and a $100,000 flexible spending account allowance. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2017: a transition payment of US$1,500,000 as part of his relocation from Hong Kong to Toronto, and a housing allowance of
$165,434 (converted to Canadian dollars using an average exchange rate of HK$1.00&nbsp;=&nbsp;$0.1666). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2016: a housing allowance of $399,438 and a car benefit of $286,559, converted to Canadian dollars using the average 2016
exchange rate of HK$1.00 = $0.1707. </P></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Witherington&#146;s amount includes: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2018: a $20,000 relocation allowance, and a $50,000 flexible spending account allowance. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2017: a $33,033 flexible spending account allowance, a US$360,000 payment intended to neutralize the tax consequences of his
relocation from Hong Kong on unvested PSUs and RSUs, and $70,343 in vacation earned but not taken while in Hong Kong. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">2016: a $202,087 flexible spending account allowance. </P></TD></TR></TABLE>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Thomson&#146;s 2018 amount includes $12,483 for tax consultation services and a $55,000 flexible spending account allowance. </P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ms.&nbsp;Harrison&#146;s amount includes amounts tied to her relocation of US$21,380 in 2018 and US$20,000 in 2017, and an attributed value of US$24,749 related to travel
for conferences in 2018. </P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Wadhwani&#146;s amount includes a HKD$2,328,000 housing allowance in 2018, and a US$30,000 relocation allowance in 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>89</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_18"></A>Equity compensation </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Outstanding share-based and option-based awards </B>(as at December&nbsp;31, 2018)<B> </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10"></TD>
<TD HEIGHT="10" COLSPAN="18" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="16" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ffffff">Option-based awards</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Grant date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number of</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">securities</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">underlying</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">unexercised</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">options</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Option</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">exercise</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">price</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Option</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">expiration</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">date</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value of</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">unexercised</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">in-the-money</FONT></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">options</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Roy Gori</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Mar&nbsp;02,&nbsp;2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">260,931</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$21.81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Mar&nbsp;02,&nbsp;2025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">436,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$776,616</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">243,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$24.61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 28, 2027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Jun 8, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$23.51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Jun 8, 2027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Feb 27, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">395,962</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$24.73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Feb 27, 2028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Phil Witherington</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 24, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,896</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$22.02</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 24, 2025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43,462</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$77,362</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,315</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$24.61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 28, 2027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Feb 27, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">120,707</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$24.73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Feb 27, 2028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Warren Thomson</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">May&nbsp;18,&nbsp;2009</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$21.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">May&nbsp;18,&nbsp;2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2010</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">188,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$19.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 22, 2011</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$18.91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 22, 2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$84,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 19, 2013</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">272,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$15.52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 19, 2023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,048,463</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 25, 2014</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$21.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 25, 2024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 24, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">237,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$22.02</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 24, 2025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$595,405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$24.61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 28, 2027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Feb 27, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">167,522</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$24.73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Feb 27, 2028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Marianne Harrison</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2010</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,701</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$19.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 22, 2011</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48,370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$18.91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 22, 2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$22,250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 21, 2012</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">77,083</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$12.64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 21, 2022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$518,769</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 19, 2013</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147,980</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$15.52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 19, 2023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$569,723</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 25, 2014</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">124,131</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$21.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 25, 2024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 24, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140,368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$22.02</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 24, 2025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 23, 2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">290,867</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$17.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 23, 2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$517,743</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">197,822</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$24.61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Feb 28, 2027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Feb 27, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">197,981</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$24.73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Feb 27, 2028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR BGCOLOR="#ffffff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Feb 27, 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">137,064</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$24.73</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">Feb 27, 2028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>90</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10"></TD>
<TD HEIGHT="10" COLSPAN="16"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" STYLE="BORDER-BOTTOM:1px solid #026937">Share-based awards</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Grant&nbsp;date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Type&nbsp;of&nbsp;share-</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">based award</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of<BR>shares&nbsp;or<BR>units of<BR>shares</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">that have<BR>not&nbsp;vested</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Market or</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">payout&nbsp;value&nbsp;of</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">share awards</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">that have not</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">vested</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Market&nbsp;or&nbsp;payout</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">value of vested</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">share-based</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">awards not</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">paid&nbsp;out or</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">distributed</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Roy Gori</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Jun&nbsp;8,&nbsp;2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$616,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">12,728</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$246,541</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb&nbsp;27,&nbsp;2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">136,784</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,649,506</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">54,714</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$1,059,810</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">MFC&nbsp;Shares<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;(2015)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131,930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$2,555,484</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">MFC&nbsp;Shares<SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;(2017)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">102,421</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,983,895</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Phil Witherington</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,964</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$173,633</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">8,964</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$173,633</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 27, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,698</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$807,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">16,680</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$323,092</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">Warren&nbsp;Thomson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62,466</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,209,966</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">24,986</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$483,979</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 27, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,870</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,120,942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">23,148</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$448,377</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">DSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$4,122,614</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Marianne Harrison</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 28, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73,823</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,429,952</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">29,529</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$571,977</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 27, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68,393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$1,324,772</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">27,356</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$529,886</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">DSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$109,692</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">Nov&nbsp;27,&nbsp;2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">49,298</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f" ALIGN="right">$954,902</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #7f7f7f"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Feb 28, 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">PSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47,348</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$917,131</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">RSU</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">18,940</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$366,868</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">As part of the process of relocating Mr.&nbsp;Gori from Hong Kong to Toronto, his outstanding RSUs, PSUs and DSUs were
vested and settled and the <FONT STYLE="white-space:nowrap">after-tax</FONT> proceeds were used to buy Manulife common shares to ensure the awards he earned while employed in Hong Kong were appropriately allocated. Mr.&nbsp;Gori did not receive
additional units as part of this arrangement. These shares were placed in an escrow account and are subject to the same underlying performance, holding and forfeiture conditions as the share-based awards they replaced, except for the shares
underlying the PSUs, which will be forfeited proportionately if performance is below target but will not be adjusted if performance is above target. This arrangement gave Mr.&nbsp;Gori substantial personal ownership of Manulife common shares that
would otherwise have ultimately been settled in cash. See page 86 of our 2018 circular, which is available at manulife.com. In the table above, the two lines labeled &#147;MFC Shares&#148; relate to the common shares with underlying conditions from
his original equity awards granted in 2015 and 2017, respectively. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">In the tables above and to the left: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">the value of unexercised <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">in-the-money</FONT></FONT> stock
options is the difference between the exercise price of the stock options and $19.37, the closing price of Manulife common shares on the TSX on December&nbsp;31, 2018. The amount is zero if the exercise price is higher than our <FONT
STYLE="white-space:nowrap">year-end</FONT> closing share price </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">the market or payout values of the share-based awards are based on $19.37, the closing price of Manulife common shares on
the TSX on December&nbsp;31, 2018 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">the value of performance share units and performance deferred share units that have not yet vested is calculated using a
performance factor of 100% </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:7pt">restricted share units (RSUs), performance share units (PSUs) and deferred share units (DSUs) are paid out in cash.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>91</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Incentive plan awards &#150; value vested or earned during the year </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The
table below shows, for each named executive: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">the value of stock options that vested in 2018 is the amount that would have been realized if they had been exercised on the
vesting date, based on the closing price of Manulife common shares on the TSX </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">the value of stock options that was received in 2018 is the actual gain realized by executives who have exercised options
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">the value of share-based awards for 2016 that vested and were paid in 2018 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">the annual cash bonus earned for 2018. </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="6" ALIGN="right" BGCOLOR="#b3d2c3"><B>Option-based awards</B></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Share-based</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>awards</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value vested</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">during&nbsp;the&nbsp;year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><B>Annual&nbsp;incentive</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value earned</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">during&nbsp;the&nbsp;year</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value vested</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">during&nbsp;the&nbsp;year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Value received</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">during&nbsp;the&nbsp;year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Roy Gori</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $929,234<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $2,796,876<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $4,097,602<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Phil Witherington</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $92,002<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $476,451<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $1,492,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Warren Thomson</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $867,766<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $2,351,327<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $2,980,870<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Marianne Harrison</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $675,250<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $2,044,624<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $1,456,607<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Anil Wadhwani</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#b3d2c3" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#b3d2c3"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> $1,449,974<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Stock options exercised in 2018 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">None of
the named executives exercised any stock options during 2018. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Automatic stock option exercise program </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018, executives with outstanding stock options were given the opportunity to elect to have their vested stock options automatically exercised prior to expiration.
This program was introduced to protect executives from having stock options expire <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">in-the-money</FONT></FONT> if they were unable to exercise due to a blackout period, or if they were
in possession of material <FONT STYLE="white-space:nowrap">non-public</FONT> information. Elections were made during a time when they were not in possession of any material <FONT STYLE="white-space:nowrap">non-public</FONT> information and are
irrevocable. If an executive leaves Manulife, any elections under the program will terminate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>About deferred share units </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018, executives in Canada and the U.S. were given the opportunity to exchange some or all of their annual incentive award, vested restricted share units and vested
performance share units for deferred share units, subject to local tax rules and rulings. We may also grant deferred share units and performance deferred share units to some new hires and to other executives in special situations. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Deferred share units are notional shares that track the value of Manulife common shares and earn dividend equivalents at the same rate as dividends paid on the common
shares. They can only be redeemed for cash when the executive retires or leaves Manulife. For each unit redeemed, the executive will receive the market value of a Manulife common share at the time of redemption. Vesting conditions are specific to
each grant, however deferred share units received in exchange for other vested awards, as described above, vest immediately. Deferred share units align executives with the long-term interests of shareholders and are only transferable if the
executive dies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>92</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Canadian executives cannot exchange restricted share units and performance share units for
deferred share units under Canadian tax rulings. Instead, to promote longer term share ownership, Canadian executives can choose to receive deferred share units instead of restricted share units as long as they make this choice prior to the grant.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>About the deferred compensation account </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Some U.S. executives can
defer up to 90% of their base salary and some or all of their annual incentive and vested restricted share units into a deferred compensation account. The money must remain in the account for at least three years, and is adjusted as though the funds
had been invested in one or more investment options designated by Manulife and selected by the executive. On withdrawal, the executive can take the cash either in a lump sum or in annual instalments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Securities authorized for issue under equity compensation plans </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table
below shows the total number of securities to be issued and available for issue under our equity compensation plans as at December&nbsp;31, 2018: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number&nbsp;of&nbsp;securities&nbsp;to</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">be&nbsp;issued&nbsp;upon&nbsp;exercise</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">of outstanding
options,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">warrants and rights</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Weighted average</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">of&nbsp;exercise price of</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">outstanding&nbsp;options,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">warrants&nbsp;and&nbsp;rights</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number of securities</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">remaining&nbsp;available&nbsp;for</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">future issuance under</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">equity plans</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Equity compensation plans approved by security holders</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">23,383,870</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">20.29</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">13,022,057</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>93</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">This table tells you about our plans and their status as at December&nbsp;31, 2018: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="87%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Executive stock option plan</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="4" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The executive stock option plan was approved by shareholders at the 2000 annual and special meeting.
Deferred share units, share appreciation rights, restricted shares and performance awards can also be granted under the executive stock option plan. We need shareholder approval to make changes to the plan.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Maximum number of common shares that may be issued</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73,600,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;as a % of common shares
outstanding</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 3.7%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="4">Maximum number of common shares that may be issued (% of outstanding common shares that cannot be exceeded)</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;to any one
participant, or</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;to insiders as a whole</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 10%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Total number of common shares that have been issued in respect of stock options and deferred share units</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37,612,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;as a % of common shares
outstanding</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1.9%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Stock plan for <FONT STYLE="white-space:nowrap">non-employee</FONT> directors</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" COLSPAN="4" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The stock plan for <FONT STYLE="white-space:nowrap">non-employee</FONT> directors was approved by
shareholders at the 2001 annual and special meeting. Deferred share units can also be granted under the stock plan. We need shareholder approval to make changes to the plan.</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Maximum number of common shares that may be issued</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;as a % of common shares
outstanding</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> less&nbsp;than&nbsp;0.1%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Maximum number of common shares that may be issued (% of outstanding common shares that cannot be exceeded)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;to any one
participant, or</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;to insiders as a whole</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 10%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">Total number of common shares that have been issued in respect of deferred share units</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">581,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;as a % of common shares
outstanding</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> less&nbsp;than&nbsp;0.03%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We granted 3,219,713 stock options to senior executives in 2018. The table below shows the total number of stock options, share-settled
deferred share units outstanding, and securities available for future grant under the plans: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">(as&nbsp;at&nbsp;December&nbsp;31,&nbsp;2018)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Stock&nbsp;options/DSUs&nbsp;outstanding</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Securities&nbsp;available&nbsp;for&nbsp;future&nbsp;issue</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">As&nbsp;a&nbsp;%&nbsp;of&nbsp;diluted</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">common shares</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Number</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">As&nbsp;a&nbsp;%&nbsp;of&nbsp;diluted</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">common shares</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Stock plan for <FONT STYLE="white-space:nowrap">non-employee</FONT> directors</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 418,226<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 0.02%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"> 13,022,057<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"> 0.66%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Stock options</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 22,628,620<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 1.14%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Deferred share units</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 337,024<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 0.02%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 23,383,870<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 1.18%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 13,022,057<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"> 0.66%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>94</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Overhang, dilution and burn rate </B></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">(as at December&nbsp;31)</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2016</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center">2017</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Overhang</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.32%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.99%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>1.84%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">the total number of common shares reserved for issue to employees and directors, less the number of stock
options and share-settled deferred share units redeemed, expressed as a percentage of the weighted average number of securities outstanding in the year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Dilution</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.55%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.31%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>1.18%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">the total number of stock options and share-settled deferred share units outstanding, expressed as a percentage
of the weighted average number of securities outstanding in the year</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Burn rate</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">the number of stock options and share-settled deferred share units granted annually, expressed as a percentage of the weighted average number of securities outstanding in the year</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Executive stock
option plan</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.31%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.20%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" ALIGN="right"><B>0.16%</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#e5f0eb"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Stock plan for <FONT
STYLE="white-space:nowrap">non-employee</FONT> directors</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 0.01%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 0.01%<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb" ALIGN="right"><B>0.01%</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"><B>&nbsp;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_19"></A>Retirement benefits </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Executives participate in various defined benefit and defined contribution pension plans and supplemental retirement arrangements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All our traditional defined benefit pension programs have been closed to new members because of the financial risks associated with them. In their place, we have
introduced capital accumulation retirement programs including cash balance, 401(k) and defined contribution plans, where our only contributions are typically a fixed percentage of each employee&#146;s pensionable earnings taking median market
practice into account. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We may also provide supplemental retirement arrangements if tax rules limit the benefits that would otherwise be provided by our registered
(or tax qualified) pension plans. The supplemental arrangements are not tax qualified and are typically unfunded. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To receive the benefits from our supplemental
arrangements, executives generally must comply with several conditions after they leave our employment: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">non-solicit:</FONT> all executives, other than the few in traditional defined benefit
supplemental arrangements, have a <FONT STYLE="white-space:nowrap">non-solicit</FONT> provision for 24 months after their employment ends </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">non-compete:</FONT> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">24 months for all executives in traditional defined benefit supplemental arrangements </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">12 months for senior vice presidents, 18 months for executive vice presidents and 24 months for senior executive vice
presidents in capital accumulation supplemental arrangements </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">if an executive breaches the <FONT STYLE="white-space:nowrap">non-compete</FONT> provision in their traditional defined
benefit supplemental arrangement, the benefits are reduced by <FONT STYLE="white-space:nowrap">one-third</FONT> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">if an executive breaches any of the post-employment conditions attached to all or a part of their capital accumulation
supplemental arrangements, those benefits are fully forfeited. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>95</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Amounts below that are determined in another currency have been converted using the exchange rates used in our 2018 consolidated financial statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Defined benefit pension plan table </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Thomson and Ms.&nbsp;Harrison
participate in the John Hancock defined benefit cash balance plan and supplemental arrangement. Mr.&nbsp;Thomson&#146;s participation is for the period he worked in the U.S. from January 2007 to December 2009. Ms.&nbsp;Harrison&#146;s participation
is for the periods she worked in the U.S. from March 2008 to December 2012 and since her return in October 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">their years of credited service at the end of 2018 and at the normal retirement age of 65 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the estimated annual benefit accrued or earned for service up to the end of 2018 and to age 65 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a reconciliation of the defined benefit obligation from December&nbsp;31, 2017 to December&nbsp;31, 2018.
</P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Number of<BR>years of</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">credited<BR>service</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Annual</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">benefits<BR>payable</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Opening<BR>present<BR>value of<BR>defined<BR>benefit<BR>obligation</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Compensatory<BR>change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Non-</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">compensatory<BR>change</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Closing<BR>present<BR>value of<BR>defined<BR>benefit<BR>obligation</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Dec&nbsp;31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Age<BR>65</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Dec&nbsp;31,<BR>2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Age</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">65</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Service<BR>cost</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Warren&nbsp;Thomson</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">3.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$12,600</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$12,600</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$147,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$16,100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$163,100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Marianne&nbsp;Harrison</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">6.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">16.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$16,900</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$37,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$119,900</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$19,800</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$14,100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$153,800</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Annual benefits payable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Based on current
pensionable earnings and the noted credited service, payable from age 65. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Opening and closing defined benefit obligation </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Value of the projected pension for service to December&nbsp;31, 2017 and December&nbsp;31, 2018 respectively, using the actuarial assumptions used to determine the
defined benefit obligations at those dates, as disclosed in Note 16 of our 2018 consolidated financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Service cost </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Value of the projected pension earned for service in 2018, using the actuarial assumptions used to determine the defined benefit obligations at December&nbsp;31, 2018, as
disclosed in Note 16 of our 2018 consolidated financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Other </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The impact of any plan amendments and differences between the actual and assumed compensation. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Non-compensatory</FONT> change </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Includes the
impact of interest accruing on the opening defined benefit obligation, changes in the actuarial assumptions, experience gains and losses and any amounts due to currency fluctuations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Exchange rates </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Thomson&#146;s and Ms.&nbsp;Harrison&#146;s <FONT
STYLE="white-space:nowrap">year-end</FONT> amounts have been converted using the December&nbsp;31 exchange rate of US$1.00 = $1.3642 for 2018 and US$1.00 = $1.2545 for 2017. The other amounts have been converted using the average 2018 exchange rate
of US$1.00 = 1.2958. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>96</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Defined contribution pension plan table </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Messrs. Gori, Witherington and Thomson participate in the Manulife defined contribution plan and supplemental arrangement in Canada. Ms.&nbsp;Harrison participates in
the John Hancock 401(k) plan and the defined contribution supplemental arrangement. Mr.&nbsp;Wadhwani participates in the Manulife Mandatory Provident Fund <FONT STYLE="white-space:nowrap">Top-up</FONT> in Hong Kong. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Messrs.&nbsp;Gori and Witherington participated in the Manulife Mandatory Provident Fund <FONT STYLE="white-space:nowrap">Top-up</FONT> in Hong Kong before June 2017
and January 2018 respectively, when they worked in Hong Kong. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Thomson participated in the John Hancock 401(k) plan and the defined contribution
supplemental arrangement from January 2007 to December 2009, when he worked in the U.S. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Ms.&nbsp;Harrison participated in the Manulife defined contribution plan
and supplemental arrangement in Canada from January 2013 to September 2017 and before March 2008, when she worked in Canada. She participated in the John Hancock 401(k) plan and the defined contribution supplemental arrangement from March 2008 to
December 2012, when she worked in the U.S. previously. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below is a reconciliation of the account balances from December&nbsp;31, 2017 to December&nbsp;31,
2018: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="28%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Opening</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">accumulated</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">value</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Compensatory&nbsp;change</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Non-</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensatory</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">change</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Closing</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">accumulated</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">value</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Service&nbsp;cost</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #026937">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Roy Gori</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$382,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$644,300</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">($33,100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$993,400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Phil Witherington</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$362,700</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$178,700</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$1,900</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$543,300</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Warren Thomson</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,215,500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$390,900</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">($139,300</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$3,467,100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Marianne Harrison</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,216,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$173,600</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">($15,000</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$2,374,800</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Anil Wadhwani</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$47,400</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$41,800</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">$89,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Service cost </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The total amount contributed
and/or notionally credited to each named executive in 2018 by Manulife or John Hancock under their respective plans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Other </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The impact of any plan amendments. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Non-compensatory</FONT> change </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Includes any
contributions made by the named executives, all investment income credited during the year and any amounts due to currency fluctuations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Exchange rates </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Year-end</FONT> amounts for Messrs. Gori, Witherington and Wadhwani for the plan in Hong Kong have been converted using the
December&nbsp;31 exchange rate of HK$1.00 = $0.1742 for 2018 and HK$1.00 = $0.1605 for 2017. Other Hong Kong plan amounts have been converted using the average 2018 exchange rate of HK$1.00 = $0.1653. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Year-end</FONT> amounts for Mr.&nbsp;Thomson and Ms.&nbsp;Harrison for the U.S. plan have been converted using the December&nbsp;31
exchange rate of US$1.00 = $1.3642 for 2018 and US$1.00 = $1.2545 for 2017. Other U.S. plan amounts have been converted using the average 2018 exchange rate of US$1.00 = $1.2958. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>97</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Canada </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Closed defined&nbsp;benefit&nbsp;pension&nbsp;plan</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Defined contribution pension plan</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Who participates</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">This plan has been closed to new members since January&nbsp;1, 1999</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">None of the current NEOs participate in this plan</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Canadian-based executives who were hired after January&nbsp;1, 1999</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Terms</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants contribute 2% of pensionable earnings</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants can make voluntary contributions ranging from 0.5% to 5% of pensionable earnings</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pensionable earnings are limited to $212,000 for 2018 and are calculated as base salary (plus the annual incentive for officers)</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants choose from a range of options to invest their account</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Annual pension formula</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We contribute 3% of pensionable earnings and a 50% match on participant voluntary contributions after the first year of employment</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Our contributions and participant contributions combined are limited to the defined contribution
maximum under the <I>Income Tax Act</I> ($26,500 in 2018)</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Our contributions vest
immediately</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Retirement</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">When they leave employment, participants can transfer the value of their account to a <FONT STYLE="white-space:nowrap">locked-in</FONT> retirement vehicle, or purchase a
life annuity</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Closed defined benefit</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>supplemental&nbsp;arrangement</B></FONT></P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Defined contribution</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>supplemental&nbsp;arrangement</B></FONT></P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">These arrangements have not been offered since January&nbsp;1, 1999.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">None of the current NEOs have these arrangements.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">There is only one other executive with these arrangements.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Executives who were hired after January&nbsp;1, 1999 and employees who were promoted to an executive level after this date are eligible</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We credit 10% of pensionable earnings (15% for Mr.&nbsp;Gori) above the pensionable earnings
maximum to a notional account for each participant</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pensionable earnings are calculated as base
salary and the annual incentive, including the amount taken as deferred share units</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Investment
income credits are based on the investment options selected by the participant</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants can
take the value of their account in instalments at retirement, or withdraw it as a lump sum with our consent</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="96%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>98</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>United States </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="41%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="41%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Defined&nbsp;benefit&nbsp;pension&nbsp;plan</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>(cash&nbsp;balance)</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>401(k) plan</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Who
participates</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">All U.S.
employees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participation is
voluntary for all U.S. employees</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Terms</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants do not
contribute</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants receive contribution credits in a notional account that earns interest
credits</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Interest credits are based on the average annual yield of <FONT
STYLE="white-space:nowrap">10-year</FONT> Treasury Constant Maturities in effect on each business day during the two months ending September&nbsp;30 of the preceding calendar year</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants contribute
up to 50% of their eligible salary to the IRS maximum (US$18,500 in 2018)</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Eligible salary is
limited to the IRS maximum (US$275,000 in 2018)</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Participants choose from a range of options to
invest their account</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Pension
formula</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We credit participant
accounts with 4% of eligible compensation up to the Social Security Wage Base, plus 8% of eligible compensation that exceeds this base</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Eligible compensation is limited to the IRS maximum (US$275,000 in 2018), and is calculated as base salary plus the annual incentive received</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Our contributions vest after three years of service</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We contribute a 100%
match on participant contributions to a maximum of 4% of eligible salary</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Our contributions and
participant contributions combined are limited to the IRS maximum (US$55,000 in 2018)</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Our
contributions vest after three years of service</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Retirement</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Normal retirement is
65, but benefits can be paid at any retirement age based on the value of the participant&#146;s account on the date their pension begins</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Payments are normally made as a life annuity, but participants can choose a lump sum or other payment option</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Participants receive
the value of their account when they leave employment or if they become permanently disabled</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Closed defined benefit pension plan</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>and&nbsp;supplemental arrangement</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>(cash&nbsp;balance)</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Defined contribution</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>supplemental&nbsp;arrangement</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="1" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We stopped making
contributions to these plans as of December&nbsp;31, 2007</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Interest credits are based on:</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;the average yield of <FONT STYLE="white-space:nowrap">one-year</FONT> Treasury Constant Maturities in effect on each business day during the two months ending
September&nbsp;30 of the preceding calendar year</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>plus</B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;0.25%,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">subject to a minimum interest credit of 5.00% compounded daily</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Participants receive the value of their account in 18 monthly instalments beginning the seventh
month after leaving employment</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">We credit 8% of
eligible compensation above the IRS maximum to a notional account for each participant</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Eligible
compensation is calculated as base salary and the annual incentive, including the amount taken as deferred share units</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Investment income credits are based on the investment options selected by the participant</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Participants receive the value of their account in 18 monthly instalments beginning the seventh month after leaving employment</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>99</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Hong Kong </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="85%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Defined contribution plan</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>(Manulife Mandatory Provident Fund (MPF) <FONT
STYLE="white-space:nowrap">Top-up)</FONT></B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Who
participates</B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">All Hong Kong permanent employees</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Terms</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Participants contribute 5% of annual salary</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Contributions on salary up to the MPF maximum (HK$360,000 in 2018) go to the mandatory account. Contributions on salary above the MPF maximum go to
the voluntary account</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Participants choose from a range of options to
invest their account</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Pension
formula</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">We contribute based on length of service as follows:</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Less than 5 years</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">5% of annual salary</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">5 to 10 years</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">7.5% of annual salary</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">More than 10 years</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">10% of annual salary</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">All our contributions, other than the first 5% of annual salary up to the MPF
maximum, go to the voluntary account</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Our contributions to the mandatory
account vest immediately</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Our contributions to the voluntary account vest
on a sliding scale based on length of service that grades by 10% per year starting at 30% after three years to 100% after 10 years</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Retirement</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-1.00em; font-size:7pt; font-family:ARIAL">Participants can receive the value of the voluntary account at any time but can receive the value of the mandatory account only after age 60</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>100</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_20"></A>Termination and change in control
</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the estimated amounts that would be provided to each named executive if employment is terminated under five different scenarios,
assuming the scenario took place on December&nbsp;31, 2018. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The actual amounts will depend on our share price at the time as well as other variables, such as the
named executive&#146;s age and years of service. The information below is calculated as at December&nbsp;31, 2018 for all of the named executives. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="89%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Type of payment</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Retirement<BR>(early or<BR>normal)</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Resignation</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Termination<BR>with</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">cause</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Termination<BR>without<BR>cause</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Change&nbsp;in<BR>control</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Roy&nbsp;Gori</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Severance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$8,580,000</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$7,105,202</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Additional vesting of&nbsp;RSUs, PSUs and stock&nbsp;options</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$5,790,594</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$9,499,917</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total value</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$14,370,594</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$16,605,119</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Phil Witherington</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,868,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Additional vesting of&nbsp;RSUs, PSUs and stock&nbsp;options</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $564,122<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Total value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,432,872</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Warren&nbsp;Thomson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Severance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Additional vesting of&nbsp;RSUs, PSUs and stock&nbsp;options</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$3,315,900</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> n/a<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> n/a<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> n/a<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Total value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,315,900</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">n/a</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Marianne&nbsp;Harrison</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Severance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,137,063</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Additional vesting of&nbsp;RSUs, PSUs and stock&nbsp;options</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $3,825,836<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $3,825,836 <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Total value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,825,836</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$6,962,899</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Anil Wadhwani</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Severance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$2,851,875</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Additional vesting of&nbsp;RSUs, PSUs and stock&nbsp;options</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $1,015,796<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Pension</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $0<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> &#150;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Total value</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$0</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">$3,867,671</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">&#150;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Equity-based awards are treated according to the terms and conditions of the award agreements and plan documents unless the named
executive has entered into an agreement that indicates otherwise. See the following page for information about Mr.&nbsp;Gori&#146;s change in control agreement and employment agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>101</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The amounts shown for additional vesting of RSUs, PSUs and stock options is the estimated value that would be payable under each termination scenario, and is based on
$19.37, the closing price of Manulife common shares on the TSX on December&nbsp;31, 2018. The value of performance share units is calculated assuming a performance factor of 100%. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Resignation and retirement </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">No severance is paid if the named executive
resigns or retires. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Thomson announced his retirement before December&nbsp;31, 2018, and retired on February&nbsp;28, 2019. He was eligible only for the
normal retirement termination scenario at December&nbsp;31, 2018. Ms.&nbsp;Harrison was eligible for normal retirement. Mr.&nbsp;Gori, Mr.&nbsp;Witherington and Mr.&nbsp;Wadhwani were not eligible for either early or normal retirement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Termination with cause </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If Manulife terminates a named executive&#146;s
employment with cause, employment ends immediately, no severance is paid and performance share units, restricted share units, stock options and the supplemental retirement benefit are forfeited. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Termination without cause </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All the named executives except Mr.&nbsp;Thomson
have employment agreements that specify their entitlements if they are terminated without cause. These are outlined in the table on the following page, and are conditional on the executive signing a full and final release and remaining bound by
covenants in their employment agreements relating&nbsp;to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">protection of confidential information (indefinitely) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">company ownership of our intellectual property (indefinitely) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">non-solicitation</FONT> (two years for Mr.&nbsp;Gori, Mr.&nbsp;Witherington,
Ms.&nbsp;Harrison and Mr.&nbsp;Wadhwani) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">non-competition</FONT> (one year for Mr.&nbsp;Gori and Mr.&nbsp;Wadhwani; two years for
Ms.&nbsp;Harrison; 18 months for Mr.&nbsp;Witherington) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">non-disparagement</FONT> (two years for Mr.&nbsp;Gori, Ms.&nbsp;Harrison and
Mr.&nbsp;Wadhwani; indefinitely for Mr.&nbsp;Witherington). </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>102</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Breaches of any of the covenants entitle Manulife to seek a court injunction, in addition to
pursuing any other available rights and remedies. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"><B>Roy&nbsp;Gori</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #026937; BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Gori is entitled to:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;24 months of compensation in lieu of notice comprised of base salary and target annual incentive</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;an annual incentive payment
calculated at target for the year in which his active employment ends, <FONT STYLE="white-space:nowrap">pro-rated</FONT> based on the end date</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;continued vesting and
exercisability of share-based awards and stock options for 24 months following his termination date</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;continued participation in the group benefits plan for 24 months (excluding life, short-term, and long-term disability insurance)</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If he commences new employment during the severance period:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;he will no longer participate in
the group benefits plans</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If, after June 5, 2023, he and Manulife agree to a mutual
separation:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;he is entitled to
normal retirement treatment for purposes of his share-based awards and stock options</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"><B>Phil&nbsp;Witherington</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Witherington is entitled
to:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;18 months of compensation
in lieu of notice comprised of base salary and target annual incentive</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;an annual incentive payment calculated at target for the year in which his active employment ends, <FONT STYLE="white-space:nowrap">pro-rated</FONT> based on the
end date</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;continuation of group
benefits for 18 months (excluding life, short-term and long-term disability insurance)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;reimbursement of the costs for his relocation to Hong Kong, provided the relocation occurs within 10 months of his termination date</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If he commences new employment or self-employment during the severance period:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;he will no longer participate in
the group benefits plans</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;severance payments will cease and
he will be entitled to a lump sum payment of 50% of the remaining severance payments</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"><B>Marianne&nbsp;Harrison</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Ms.&nbsp;Harrison is entitled to:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;18 months of compensation comprised
of base salary and target annual incentive</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;continuation of group benefits for
18 months (excluding life, short-term and long-term disability insurance)</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If she commences new
employment or self-employment during the severance period:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;she will no longer participate in the group benefits plans</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;severance payments will cease and
she will be entitled to 50% of the remaining severance payments</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7pt; font-family:ARIAL"><B>Anil Wadhwani</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Mr.&nbsp;Wadhwani is entitled to:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;18 months of notice or compensation
in lieu of notice comprised of base salary and target annual incentive</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;an annual incentive payment calculated at target for the year in which his active employment ends, <FONT STYLE="white-space:nowrap">pro-rated</FONT> based on the
end date</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;continuation of
medical, dental and group life insurance coverage for up to 18 months from the end date</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">If he
commences new employment or self-employment during the severance period:</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;he will no longer receive medical, dental and group life insurance coverage</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;severance payments will cease and
he will be entitled to a lump sum payment of 50% of the remaining severance payments</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Change in control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Gori is the
only named executive who has a change in control agreement that protects him from losing employment benefits if there is a change in control. He entered into a change in control agreement when he was appointed President. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>103</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If there is a change in control and Mr.&nbsp;Gori&#146;s employment is terminated without cause or for good reason within a protection period that starts 90 days before
a change in control and ends 24 months after the change in control, he is entitled to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">two times his annual salary and two times his average annual incentive awarded in the prior three years
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">full vesting and payment of outstanding awards, including those granted within the past year, while performance share
units remain subject to applicable performance conditions </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">continuation of his group benefits for up to two years (excluding life and disability insurance) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">two years eligibility for relocation benefits as defined by our relocation policy </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">extension of the period to exercise stock options to one year after the date of termination or the date specified in the
award (whichever is later, however it cannot be later than the actual option expiry date). </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mr.&nbsp;Gori&#146;s existing medium and long-term
incentive awards will have accelerated vesting if, following a change in control, the successor employer does not assume or honour the awards, or offer equivalent awards under new substitute plans. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Change in control is described as any of the following: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the incumbent directors no longer constitute at least a majority of the board </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">any party becomes a beneficial owner holding directly or indirectly 35% of our voting shares </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">our shareholders approve a merger, amalgamation, consolidation, statutory share exchange or a similar transaction
requiring the approval of shareholders, unless immediately following the transaction our shareholders retain majority voting control, no person would beneficially own 35% or more of our voting shares, and the incumbent directors constitute a
majority of the board </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">our shareholders approve the complete liquidation or dissolution of Manulife or the sale of our assets, unless immediately
following the transaction <FONT STYLE="white-space:nowrap">pre-existing</FONT> beneficial owners retain majority voting control, no person would beneficially own 35% or more of our voting shares, and the incumbent directors constitute a majority of
the board </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">management of Manulife is transferred to a <FONT STYLE="white-space:nowrap">non-affiliated</FONT> party.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Good reason is described as any of the following events during the protection period: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we diminish Mr.&nbsp;Gori&#146;s position, authority or scope or scale of duties or responsibilities
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we require him to be based at a location more than 40 km from his current work location or to travel to a significantly
greater extent </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we reduce his annual base salary or do not increase it in line with adjustments to the base salary of other executives
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we reduce his target incentive awards </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we do not either continue or provide an alternative to Manulife&#146;s welfare benefit plans or programs for benefits,
perquisites and expense reimbursements </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">we do not maintain reasonable and adequate indemnification for his services as an officer of Manulife.
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>How a change in employment status affects equity compensation </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The chart below summarizes the treatment under the terms and conditions of the award agreements and plan documents of restricted share units (RSUs), performance share
units (PSUs), stock options and deferred share units (DSUs) when a named executive retires, resigns, is terminated without cause or dies: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">treatment of the award on resignation or termination may be specified in the named executives&#146; employment agreements
(see page 103) </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>104</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">if a named executive reaches normal or early retirement during the severance period that follows a termination without
cause, certain vested options may be exercised until the end of the severance period </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">awards that have not vested may be forfeited if the executive breaches post-employment conditions. The named executives
are subject to <FONT STYLE="white-space:nowrap">non-competition</FONT> and <FONT STYLE="white-space:nowrap">non-solicitation</FONT> conditions for two years </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">awards may be clawed back as the board can recoup or cancel the incentive awards if the named executive is involved in
fraud or a serious misconduct </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">awards are forfeited if the named executive is terminated with cause </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">restricted share units, performance share units, stock options, deferred share units and performance deferred share units
may be transferred to a beneficiary or an estate when a named executive dies. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Early
retirement<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;55&nbsp;years&nbsp;old&nbsp;and age plus continuous service totals at least 65</FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Normal</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>retirement<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;65
years old, or</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8201;&#8202;55
years old and age&nbsp;plus&nbsp;continuous service totals at least 70</FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Resignation or termination without cause</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Death</B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>RSUs/PSUs</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT
STYLE="white-space:nowrap">Number&nbsp;is&nbsp;pro-rated</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Payment on the scheduled</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">payout date, subject to any performance conditions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Number is</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">pro-rated</FONT> for</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">grants within the first
anniversary of the grant date</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vest in full for grants beyond the first anniversary of the grant
date</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Payment on the scheduled&nbsp;payout&nbsp;date, subject to any performance conditions</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Forfeited on
resignation</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Number&nbsp;is&nbsp;pro-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">rated based on service from the date of grant on termination without cause</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vest in full</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Payment as of the date of death</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Performance conditions are waived</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Stock&nbsp;options</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Unvested</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">options</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">terminate</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vested options</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">can be exercised until the end of</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">the term</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Unvested options are <FONT
STYLE="white-space:nowrap">pro-rated</FONT> for grants made in the previous 12 months</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Unvested
options continue&nbsp;to&nbsp;vest&nbsp;in&nbsp;full according to the vesting schedule</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Vested
options can be exercised&nbsp;until&nbsp;the&nbsp;end of the term</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Unvested options are
forfeited upon resignation and continue to vest for 90 days upon termination without cause</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vested options can be exercised for a <FONT STYLE="white-space:nowrap">90-day</FONT> period beginning one year after resignation or termination without cause</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Unvested options
vest</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Vested options can be exercised within one year of the date of death</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="8" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>DSUs</B></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #026937" BGCOLOR="#e5f0eb"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Canadian
executives must redeem vested awards by December&nbsp;15 of the following year</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">U.S. executives
can redeem vested awards on the date they&#146;ve designated on their deferral election form</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">1</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:ARIAL; " ALIGN="left">Named executives must notify us three months before retiring. Vested stock options that were granted up to and including
in 2014 can be exercised for up to three years following retirement (defined as 55 years old and 10 years continuous service, while normal retirement is defined as 65 years old). </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>105</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION DETAILS </B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_21"></A>Compensation of employees who have a material impact on risk </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We&#146;re committed to ensuring our compensation program is aligned with the Financial Stability Board&#146;s (FSB) Principles for Sound Compensation Practices, the
Financial Stability Board&#146;s Implementation Standards and other governance practices related to compensation. Our internal auditors conduct an annual independent review of the executive compensation program. The last audit was finalized in April
2018 and confirmed that we continued to be aligned with the FSB Principles and Standards. See page&nbsp;45 for more information about our compensation governance practices. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="middle">


<IMG SRC="g679299magnifygreen.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937">You can read about the management resources and compensation committee&#146;s composition and mandate in its report on page 35, and the compensation decision-making process and program design beginning
on&nbsp;page 51</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>FSB Principles and Basel Commission for Banking Supervision </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Pillar 3 Requirements </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The tables below show the breakdown of 2018
compensation for employees who have a material impact on our risk exposure (material employees). We expanded our definition of material employees in 2018 to include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">all executives who were members of the executive leadership team at any point in 2018, and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">employees who have: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">authority and responsibility for policy-setting and implementation of controls, or </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">significant influence, oversight and approval authority on general account assets, or </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">oversight of a significant business unit that could have a material impact on our risk exposure. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Compensation awarded in U.S. dollars was converted to Canadian dollars using the exchange rates we used for the summary compensation table (see page 88). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>2018 compensation </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="24" STYLE="border-bottom:1.00px solid #026937">($ thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Number&nbsp;of</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">material</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">employees</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Total</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensation</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Fixed</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensation</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Variable compensation</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Non-deferred</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensation</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Deferred<BR>variable</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">compensation</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">Severance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL" ALIGN="right">payments</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">47</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$122,322</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$30,365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> AIP<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 39,161<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$69,527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$49,411</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$3,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> Special&nbsp;awards<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 1<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> RSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 14,396<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> PSUs<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 15,741<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Other&nbsp;medium-<BR> term incentives<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 6,590<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> Stock options<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 12,684<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> Total<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> $<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> 88,573<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Manulife provided a <FONT STYLE="white-space:nowrap">sign-on</FONT> bonus of $303,409 to one material employee in 2018. Sign-on bonuses
replace compensation employees forfeit when they leave their previous employer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>106</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>EXECUTIVE COMPENSATION </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Variable compensation </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The annual incentive and grant values of restricted share units, performance share units, stock options and other medium-term incentives awarded for 2018. All material
employees received incentive awards for 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Deferred variable compensation </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The
total value of restricted share units, performance share units, deferred share units, stock options and other medium-term incentives awarded for 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Severance
payments </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">In 2018, severance payments were made to five material employees (as indicated above). Total severance amounts of $5.2 million were agreed to for these
material employees. To protect employee privacy, we have provided information about the highest single severance amount agreed to in 2018 for a material employee to OSFI on a confidential basis. The number of terminations each year fluctuates
depending on circumstances. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL"><B>Deferred compensation outstanding </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="30" STYLE="border-bottom:1.00px solid #026937">($ thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL">Number&nbsp;of</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL">material</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00px solid #026937; display:table-cell; font-size:6.5pt; font-family:ARIAL; ">employees</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="border-bottom:1.00px solid #026937">RSUs/PSUs/DSUs/Other</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="border-bottom:1.00px solid #026937">Stock options</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Total value</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">of deferred<BR>compensation<BR>outstanding<BR>at <FONT STYLE="white-space:nowrap">year-end</FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Deferred<BR>compensation<BR>paid out in<BR>2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Value of</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">deferred<BR>compensation<BR>granted in<BR>2018</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Implicit<BR>change in<BR>deferred<BR>compensation<BR>value</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Outstanding<BR>vested</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Outstanding<BR>unvested</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Outstanding<BR>vested</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Outstanding<BR>unvested</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL">47&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $11,404<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $63,331<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $12,386<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $2,018<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $89,138<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $32,342<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $36,689<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right"> $(83,950)<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937"> &nbsp;<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Restricted share units, performance share units and deferred share units </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Amounts are based on $19.37, the closing price of Manulife common shares on the TSX on December&nbsp;31, 2018. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Vested and unvested, unexercised <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">in-the-money</FONT></FONT> stock options </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Amounts are the difference between the exercise price of the stock options and $19.37, the closing price of Manulife common shares on the TSX on December&nbsp;31, 2018.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Other medium-term incentives </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Some material risk takers participate in medium-term
incentive plans outside of our RSU/PSU/stock option plans. These plans are based on an internal book value of a business or the market value of funds managed. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Deferred compensation paid out in 2018 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The total value of restricted share units and
performance share units vested and paid out and any gains from stock options exercised in 2018. In 2018 there were no discretionary adjustments of deferred compensation or payments made due to malus, clawbacks or similar reversals or downward
revaluations of awards. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">Implicit change in deferred compensation value </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:ARIAL">The
increase (or decrease) in value of deferred compensation due to any change in share price and performance vesting conditions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>107</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5e5e5;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:18pt; margin-left:3%; font-size:20pt; font-family:ARIAL"><FONT COLOR="#026937"><B>


<IMG SRC="g679299g49g22.jpg" ALT="LOGO">
&nbsp;&nbsp;Governance at Manulife </B></FONT></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; margin-left:3%; margin-right:2%; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937">We believe that excellent
corporate governance is critical to our long-term success &#150; for us, our shareholders and our customers. Our board of directors sets the tone at the top, promoting a strong culture of integrity and ethical behaviour throughout our entire
organization. </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:3%; margin-right:2%; font-size:8.5pt; font-family:ARIAL">Our governance policies and practices are consistent in all material respects with the various rules and
requirements that apply to us: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><I>Insurance Companies Act</I> (Canada) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">corporate governance guidelines established by the Office of the Superintendent of Financial Institutions (OSFI) and the
Canadian Securities Administrators </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">U.S. Securities and Exchange Commission rules and regulations </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">TSX corporate governance guidelines </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">New York Stock Exchange corporate governance rules for domestic issuers. </P></TD></TR></TABLE></div>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#e5f0eb;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="93%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:13pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="64%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:13pt">
<TD VALIGN="top" NOWRAP><FONT COLOR="#026937"><B>Where&nbsp;to&nbsp;find&nbsp;it&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">


<IMG SRC="g679299magnifygreen.jpg" ALT="LOGO">
</TD></TR>
</TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="87%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A HREF="#tx679299_22">About the Manulife board</A></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937"><B>110</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_23">Board committees</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">112</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_24">Roles and responsibilities</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">112</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_25">Promoting a culture of integrity and ethical behaviour </A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">112</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_26">Strategic planning</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_27">Risk oversight</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">113</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_28">Leadership development and succession</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">115</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#026937"><A HREF="#tx679299_29">Communications and shareholder engagement</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">118</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR></TABLE>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A HREF="#tx679299_30">Serving as a director</A></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937"><B>120</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_31">Serving on other boards</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_32">Integrity</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_33">Equity ownership</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_34">Term limits</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">121</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_35">Independence</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">122</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_36">Diversity</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">123</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_37">Skills and experience</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">124</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_38">Director development</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">126</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_39">Assessment</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">127</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_40">Board succession</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">128</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A HREF="#tx679299_45">Other information</A></B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937"><B>129</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_41">Liability insurance</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">129</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_42">Loans to directors and officers</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">129</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><A HREF="#tx679299_43">Directors&#146; approval</A></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#026937">129</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#026937">&nbsp;</FONT></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>108</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center" BGCOLOR="#e5f0eb">


<TR>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="5" BGCOLOR="#026937"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="5" NOWRAP BGCOLOR="#026937"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;&nbsp;What we do</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Independence</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">All our directors are independent except for the CEO</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">All members of our four board committees are independent</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Board committees can retain independent advisors</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">The roles of board chair and Chief Executive Officer are separate</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We have an annual strategic planning meeting with the board and management separate from regular board meetings</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">In camera sessions are held at every board and committee meeting without management present to facilitate open and candid discussion</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Independent directors meet separately at every meeting</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Ethics and integrity</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We promote a strong culture of integrity and ethical behaviour</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">We require all directors to certify compliance with our code of business conduct and ethics every year</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Leadership and development</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We provide directors with orientation and continuing education</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">The board has a formal annual assessment process facilitated by an independent advisor and involving peer and management input. The process was enhanced in 2018, with expanded peer assessments and management input</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">The corporate governance and nominating committee retains an independent recruiting firm to assist in board recruiting, continuously monitors board succession requirements and candidates, and
maintains a skills matrix for directors</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Diversity and succession</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We have a diversity policy that includes diversity characteristics such as gender, age, ethnicity, disability, sexual orientation and geographic representation</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Diversity and inclusion is promoted and embedded in our global talent management, talent acquisition and leadership programs</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We use a professional recruiting firm to help identify and track a diverse group of board succession candidates</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We have an ongoing process to identify board succession candidates whose skills align with the key competencies and experience necessary to support our operations and strategy</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Shareholders elect individual directors annually</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Our majority voting policy is informed by <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">best-in-practice</FONT></FONT> governance standards and complies with the TSX rules</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">We limit directors to a term of 12 years under our tenure policy (unless grandfathered in accordance with the policy, and the board chair may serve a term of five years regardless of the
number of years served as a director)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Shareholder engagement and alignment</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We have a robust shareholder engagement program </TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We require directors and executives to meet equity ownership guidelines to align their interests with those of our shareholders</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">We adopted a proxy access policy in 2017</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT COLOR="#026937"><B>Risk oversight</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">We have strong risk oversight, carried out by the board and supported by the risk committee</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><FONT STYLE="font-size:6pt"><FONT STYLE="font-family:Times New Roman" COLOR="#026937">&#8718;</FONT></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">The audit and risk committees have joint meetings at least once a year</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="5" BGCOLOR="#7f7f7f"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="5" NOWRAP BGCOLOR="#7f7f7f"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;What we don&#146;t do</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No hedging or monetizing of Manulife securities, including equity awards</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No pensions or stock options for non-executive directors</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No slate voting for directors</B><BR> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;&#8194;Shareholders can vote for or withhold their vote from individual directors</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No staggered voting for directors</B><BR> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;&#8194;We have annual elections for all directors &#150; directors are not elected for staggered terms</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No unequal voting structure</B><BR> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;&#8194;We do not have dual-class or subordinate voting shares</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="font-size:13pt"><B>&nbsp;&times;</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"><B>No tie-breaking vote</B><BR> <P STYLE="margin-left:1.00em; text-indent:-1.00em; margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8195;&#8194;Our board chair does not have a deciding vote in the event of a tie at the board</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>109</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_22"></A>About the Manulife board </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board is responsible for overseeing our business and affairs as set out in the board&#146;s mandate. You can read about the board&#146;s responsibilities in more
detail beginning on page 112, and you will find a copy of the board&#146;s mandate on manulife.com as well as on SEDAR (sedar.com). The board carries out its responsibilities directly and through its four standing committees, which you can read
about beginning on page 33. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Other than the CEO, all of our directors are independent, and all members of the board&#146;s standing committees are independent. This
ensures the board and committees can effectively oversee all aspects of our business and act in Manulife&#146;s best interests. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board needs a mix of certain
competencies, experience and personal qualities for proper oversight and effective decision-making, and sets its size and composition accordingly. The board routinely reviews its size and <FONT STYLE="white-space:nowrap">make-up</FONT> with the
corporate governance and nominating committee, and may appoint new directors to the board between annual meetings. You can read more about board diversity and the competencies and experience of our directors beginning on page 123. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board and each committee set aside time at each meeting to meet without management present. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The corporate governance and nominating committee reviews the board mandate annually. The board mandate, committee charters and position descriptions for the board
chair, committee chairs, individual directors and the CEO are posted on manulife.com. </P> <P STYLE="font-size:16pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>2018 highlights</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The board introduced several governance enhancements in 2018:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Restructured board committees (see
page 19)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Streamlined director
compensation (see page 37)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Revised the director skills matrix
(see page 125)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;Enhanced the
director self-assessment process (see page 127)</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Contacting the board </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our board of directors values regular and constructive engagement with shareholders, and encourages shareholders to express their views on governance matters directly
to the board. If you have questions regarding our governance practices you can send them to the Chairman at the following address: </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Chairman of the Board </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Manulife Financial Corporation </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">200 Bloor Street East </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Toronto, Ontario M4W 1E5 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Canada </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Email:&nbsp;&nbsp;corporate_governance@manulife.com </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If your question relates to a
board committee matter, please address your note to the chair of the appropriate committee. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>110</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g679299g53q13.jpg" ALT="LOGO">
 </P> <P ALIGN="right" STYLE="font-family:ARIAL; font-size:0.5pt"><FONT COLOR="#FFFFFF">Board Chair provides independent board leadership and oversight Board of directors oversees: culture of integrity and ethics
strategic planning risk management leadership development and succession planning corporate governance internal controls communications and public disclosure Audit committee oversees the external auditors, internal control over financial reporting
and our finance, actuarial, internal audit and global compliance functions serves as the conduct review committee reviews our compliance with legal and regulatory requirements Corporate governance and nominating committee develops our governance
policies, practices and procedures develops and oversees the approach to director succession and development develops and oversees the process for assessing effectiveness of the board, its committees and individual directors oversees director
compensation Management resources and compensation committee oversees: our global human resources strategy, policies and programs management succession executive compensation pension plan governance Risk committee oversees: the management of our
principal risks our programs and procedures to manage those risks Management reports to the committees and the board control functions such as finance, risk, compliance and internal audit operate independently of the business units </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>111</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_23"></A>Board committees </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board has four standing committees to help carry out its mandate: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">audit committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">corporate governance and nominating committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">management resources and compensation committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">risk committee. </P></TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Each committee is made up entirely of independent directors, and has a committee charter. Committees set aside time at each meeting to meet in camera (without
management present), and may also use part of this time to meet with independent advisors and individual members of management. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Committee chairs report to the
board, providing updates on the committee&#146;s deliberations and any recommendations that require the board&#146;s approval. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Committees review their charter
every year and update it as necessary. They also conduct an assessment of the committee&#146;s performance and effectiveness in carrying out the responsibilities set out in its charter. Each committee considers the results when developing its
priorities and work plan for the coming year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The corporate governance and nominating committee reviews committee composition at least once a year and
reconstitutes committee membership as appropriate. The CEO is not involved in any of these decisions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can access the committee charters and position
description for each committee chair on manulife.com and read the 2018 committee reports beginning on page 33. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Independent advice </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board and committees may retain outside advisors to receive independent advice, and we pay for the cost of these services. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#e5f0eb"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#e5f0eb"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT COLOR="#026937"><B>New in 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Over May and June 2018, the board updated committee memberships and chair responsibilities to refresh the committees while maintaining some continuity. As a result, every
director (other than the board chair) sits on at least two committees. See page 19 for more information.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5f0eb"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_24"></A>Board roles and responsibilities </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board is responsible for approving our strategy, risk oversight, leadership development and succession planning, among other things. It reviews and approves our
financial statements, significant investments, the raising of capital, organizational restructuring and other significant matters such as significant mergers, acquisitions and divestitures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><A NAME="tx679299_25"></A>1 &#151;&nbsp;Promoting a culture of integrity and ethical behaviour </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board and management promote a strong culture of integrity and ethical behaviour. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our code of business conduct and ethics applies to all directors, officers and employees and sets out the importance of Manulife&#146;s values, ethics in the workplace
and our business relationships, avoiding conflicts of interest, protecting our assets, and prompt reporting of illegal or unethical behaviour. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>112</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"><FONT STYLE="font-size:8.5pt">All Manulife directors, officers and employees have a duty to comply with the code and to report an incident if they suspect fraud or other unethical behaviour or wrongdoing, including a breach relating
to accounting, auditing or internal controls. The code makes it clear that an individual can report suspected or potential illegal or unethical behaviour without fear of retaliation for any report made in good faith.</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Anyone, including third parties, can contact our Global Compliance Office, or file a confidential report by contacting our Ethics
Hotline, 24 hours a day, 7 days a week. Reports can be made anonymously.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Online&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;manulifeethics.com</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">By
phone&nbsp;1-866-294-9534</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; font-size:8.5pt; font-family:ARIAL">&nbsp;&nbsp;(toll&nbsp;free&nbsp;in&nbsp;North&nbsp;America)</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:5pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Each year everyone subject to the code must complete annual training and confirm that they have read and comply with the code. The audit
committee monitors compliance with the code and reviews the code every year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Some limited aspects of the code can be waived for directors and senior executives in
exceptional situations if approved by the board on the recommendation of the audit committee, and promptly disclosed. To date, the board has not waived any aspect of the code. You can access a copy of the code on manulife.com. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><A NAME="tx679299_26"></A>2 &#151; Strategic planning </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board and senior
management holds an annual strategic planning meeting, separate from regular board meetings, where board members and management discuss emerging trends, the competitive environment, risk issues and any significant business issues or products as
important context for our strategic direction. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management develops strategic, financial and capital plans, our risk appetite and allocation of resources. The
strategic business plans include the strategy and related opportunities and risks for Manulife and each of our business segments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board reviews the plans, risk
appetite and resource allocation, consults further with management and considers any other key issues before it approves them. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board monitors management&#146;s
progress throughout the year. It receives regular updates from the CEO and management on strategic developments and our performance against the strategic plan, and oversees adjustments management makes to the plans to reflect new conditions or
environmental factors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The planning meeting regularly rotates among Canada, the U.S. and Asia to give the board an opportunity to visit our operations and meet
with local staff. The 2018 meeting was held in Canada in Toronto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><A NAME="tx679299_27"></A>3 &#151; Risk oversight </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Manulife&#146;s business strategy and risk appetite are fundamental to meeting our objectives and creating long-term shareholder value. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The activities required to achieve our business results involve elements of risk taking. We only accept risks we can appropriately analyze and monitor. Risk management
drives the success of our company by providing a framework to mitigate exposures to within risk appetite and effectively deploying our capital towards appropriate risk/return profiles. As an integrated component of our business model, risk
management is vital to achieving our objectives and encourages organizational learning. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>113</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our risk appetite is defined as the amount and types of risks we are willing to assume in pursuit
of our objectives. The board is responsible for risk oversight and approves our risk appetite, which includes our risk taking philosophy, risk appetite statements and risk limits and tolerances. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management identifies the principal risks we face in our business, and develops our risk strategy and risk appetite, which are aligned with our business strategy, and
cascaded throughout Manulife with accountabilities and delegation of authority at various levels for proper oversight. We consider internal and external factors and develop strategies for managing each principal risk, and group them into five
categories &#150; strategic, market, credit, insurance and operational. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board meets directly with OSFI, our principal regulator, every year and there are
regular meetings between the Chairman and OSFI throughout the year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board looks to the audit committee, risk committee and management resources and
compensation committee to assist in overseeing certain areas of risk: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">audit committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">oversees compliance with legal and regulatory requirements </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">oversees policies and internal control systems for effectiveness to mitigate our exposure to financial risk
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">reviews our quarterly and annual financial statements and related disclosure before recommending them to the board for
their review and approval </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">risk committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">reviews and assesses our principal risks, including our overall risk profile and reviewing our risk appetite
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">reviews the risk impact of the business plan and new business initiatives </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">oversees the risk management function </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">oversees our compliance with risk management policies </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">evaluates the company&#146;s risk culture </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">management resources and compensation committee and risk committee </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">review our executive compensation program to ensure alignment against our risk management principles and our risk appetite
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#150;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">there is cross-membership between the two committees. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Each director sits on two committees, which adds depth to committee deliberations. The audit committee and risk committee have at least one joint meeting every year.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Enterprise risk management (ERM) framework </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our
ERM framework provides a structured approach to implementing risk taking and risk management activities across the enterprise, supporting our long-term revenue, earnings and capital growth strategy. It is communicated through risk policies and
standards that are intended to enable a consistent design and execution of strategies across the organization. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have comprehensive risk policies and practices
that underpin our business activities and support the governance standards for life insurance companies generally. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also have a <I>compensation risk framework
</I>to support the governance and design of controls for the risks associated with the compensation program, and assess our compensation program against the framework every year. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>114</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Compliance and reporting </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management oversees the principal risks and implementation of controls to manage risk, and regularly assesses whether there are any material deficiencies. They update
the board on our principal risks at least quarterly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Controls and certifications </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We update our risk policies, risk management processes, internal controls and management information systems regularly to make sure they match our risk profile and
comply with regulatory requirements. We also do stress testing on an ongoing basis to support the way we identify, assess and mitigate risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The CEO and CFO
certify our disclosure controls and procedures, annual financial statements and quarterly financial statements, among other things, to meet legal and regulatory requirements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><A NAME="tx679299_28"></A>4 &#151; Leadership development and succession </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The management resources and compensation committee reviews our approach to human resources, talent management, compensation and the succession planning process for
senior executives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Diversity </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We value a high
performing workforce that reflects the diversity of our customers and the communities where we operate. We believe that a diverse workforce, especially in leadership roles, can enhance performance, foster innovation and improve business results.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are committed to developing a more diverse and inclusive workforce that is more representative of our customer base and has more women in leadership positions.
In October 2017, Roy Gori signed the Catalyst Accord 2022, committing to increase the percentage of women in executive positions in Canada to 30% or greater by 2022. We have established action plans for 2019 to drive accountability for greater
diversity in our workforce. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the number of women in leadership positions at Manulife and our subsidiaries: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">(as at February&nbsp;28, 2019)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Women in senior leadership roles (vice president and higher)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">116&nbsp;of&nbsp;467</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">24.8%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Women in senior executive roles (executive vice president and higher)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">10 of 28</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">35.7%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Women on the executive leadership team</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5 of 17</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">29.4%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Increasing female leadership is a priority in our corporate strategy, and we&#146;ve made tangible progress over the past few years by:
</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">embedding diversity practices in our global talent management programs and including gender diversity results in workforce
reporting to senior management and the board </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">implementing annual diversity and inclusion plans for each business segment and function </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">introducing diversity dashboard quarterly reviews with the executive leadership team </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>115</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">formally including diversity goals in all people leaders&#146; goals </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">incorporating gender diversity into the ongoing review and discussion of our succession candidates </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">continuing internal and external training and development programs for high performing women </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">launching a sponsorship program to improve readiness of diverse succession candidates for our top 100 roles
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">unconscious bias training for all employees </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">continuing to provide dedicated support and development of the Manulife Global Women&#146;s Alliance, internal employee
communities for women that focus on professional development and networking. Each chapter has an executive sponsor (vice president or higher, and country general manager level in some cases) to increase exposure and impact </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">internally and externally celebrating and promoting the value of women in business, including celebrations of
International Women&#146;s Day </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">communicating transparently to employees about diversity and profiling leaders who demonstrate authenticity
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">revising workforce policies around flexible work arrangements and family leave to better accommodate and retain female
employees </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">adding more external partnerships with leading networks that support the advancement of women and provide opportunities to
share best practices and attend events and educational sessions that encourage leadership across the organization. Organizations include Women in Capital Markets and Catalyst (a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">not-for-profit</FONT></FONT> think tank focused on the advancement of women in business), among others </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">continuing to enhance sourcing, assessment and selection of potential employees. We follow a formal recruitment process
where all vacancies are posted internally and externally, and all executive search vendors must ensure their slate of candidates is diverse and includes a focus on women </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">implementing diverse slate requirements internally to increase hire and promotion rates of diverse candidates. We are
focusing initially on gender diversity for officer level roles. To support diverse candidate slates we introduced the use of technology in our hiring process that reduces biased job posting language and hired two dedicated diverse candidate
recruiters. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We may also establish other measurable objectives for increasing diversity in leadership as we continue to develop our overall
approach to diversity globally. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Management development and assessment </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The management resources and compensation committee oversees our human resources strategy and our talent management program globally. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management development </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We integrate our talent and succession planning process
for senior management with the primary objective of having high performing individuals in critical roles across the organization. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>116</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We&#146;re focusing on several areas to ensure we have depth of talent and diverse leadership to
fill critical roles in the future: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">acquiring and retaining high performing, high potential talent </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">selective external hiring of exceptional, seasoned executives </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">increasing our diversity to better reflect the global markets where we operate </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">identifying early high performing, high potential employees, with a focus on growing our pipeline of women in senior
roles, developing their skills and providing regular assessments </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">engaging our talent and driving high performance </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">significantly investing in the development of our top talent both on the job and through formal development programs.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">High potential employees participate in development programs that combine formal training in specific areas and practical work experience that is
meaningful and varied. The program may include roles in different divisions or an international assignment, among other things. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Assessment </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have a formal assessment process that is based on corporate and individual performance. The independent directors assess the CEO&#146;s performance every year and
the board approves the CEO&#146;s objectives for the following year. The management resources and compensation committee reviews assessments of the performance of senior executives every year, based on business performance, including risk-related
aspects, and individual performance. The board also approves compensation decisions for the CEO and other senior executives based on these assessments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The audit
committee assesses the effectiveness of the heads of our oversight functions, including the CFO, Chief Auditor, Chief Actuary and Global Compliance Chief. The risk committee assesses the effectiveness of the Chief Risk Officer. The management
resources and compensation committee and the board approve all senior executive appointments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Management succession planning </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our succession strategy is based on promoting talented individuals within the organization and hiring from outside to strengthen our capabilities where appropriate and
to build diverse perspectives and fresh thinking. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board and committees review the succession plans for senior management and the heads of our key oversight
functions. The board develops the CEO&#146;s succession plan, and the management resources and compensation committee monitors succession plans for senior executives. The management resources and compensation committee, with the assistance of the
audit committee and risk committee where appropriate, also monitors succession plans for the heads of our oversight functions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management devotes its attention to
developing talent below the senior executive level to ensure there is a well trained, high performing pool of executives that is representative of our customer base, and that has a broad range of business and functional experience that can
contribute to a common culture and values for building a sustainable, high performing company. Developing our people helps retention and ensures orderly transitions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>117</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The management resources and compensation committee conducts regular reviews of senior executive
succession planning. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><A NAME="tx679299_29"></A>5 &#151; Communications and shareholder engagement </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Disclosure policy and practices </FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board has
established policies and standards for the disclosure of material information to ensure it is timely, accurate and balanced. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The executive disclosure committee is
responsible for overseeing and monitoring our disclosure processes and practices, including the review, from time to time, of Manulife&#146;s disclosure policy. It is made up of members of senior management and reports to the audit committee on
disclosure matters. The executive disclosure committee reviews all material information in disclosure documents prior to audit committee and board review and approval. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A cross-functional group that includes members of senior management, as well as employees from our legal, investor relations, corporate communications groups, and
others as required, reviews information and developments to assess materiality in compliance with our disclosure policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board reviews and approves our
financial statements, management&#146;s discussion and analysis (MD&amp;A) and earnings releases, annual information form, management information circular and other material disclosure based on the review and recommendation of the audit committee.
The audit committee also reviews and approves our disclosure policy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>118</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937">Engagement </FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have a longstanding practice of engaging with our stakeholders, as we believe that engaging and communicating directly with shareholders and other stakeholders is
important for providing timely and meaningful feedback. Our shareholder engagement principles help shareholders understand how the board engages with shareholders and how they can contact the board. These are available on manulife.com. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="41%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board&#146;s shareholder engagement outreach program is facilitated by our investor relations group and includes:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;an annual shareholder
engagement outreach program to generate dialogue and feedback on a variety of topics in which the Chairman and at least one other director participate each year</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;ongoing communication,
which is an important part of creating an open, candid and productive dialogue. Directors make themselves available throughout the year and at every annual meeting to engage and respond to questions from shareholders</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;encouraging shareholders
to attend the annual meeting, because it offers a valuable opportunity to discuss Manulife, our corporate governance practices and other topics.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Say on executive pay</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">This year shareholders will again have an opportunity to have
a say on our approach to executive pay. This is an advisory vote, so the results are not binding. The board will, however, take the results into account together with feedback received from other shareholder engagement activities, when making
decisions about compensation policies, procedures and executive pay in the future. You can read more about this on page 15.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shareholder proposals</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">Shareholders can submit proposals to be considered at an
annual meeting and included in our circular. The corporate governance and nominating committee</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018 Mr. Cassaday and Mr. Prieur, the chair of the risk
committee, met with investors who collectively own approximately 30%<B> </B>of our outstanding shares. We discussed a broad range of issues, including:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;transformation &#150;
discussions focused on the new leadership team&#146;s approach and culture</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;governance &#150; we discussed Manulife&#146;s approach to governance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;ESG &#150; in depth
discussions regarding how our shareholders are integrating environmental, social, and governance factors into their investment decision-making</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;risk management &#150; we
discussed Manulife&#146;s approach to risk management, including cybersecurity</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT
STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;optimization of legacy businesses &#150; discussions focused on Manulife&#146;s long term care business</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT>&#8194;&#8202;executive compensation
&#150; we followed up on the changes we made to our executive compensation program in previous years to receive any additional feedback. We continue to review our program and monitor best practices to make sure executive compensation at Manulife
supports our strategy, pays for performance and aligns with shareholder interests.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">oversees this process. See page 16 for more information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We do not have any proposals to be considered at the 2019 annual meeting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>119</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Proxy access </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board understands that proxy access has become a matter of importance for shareholders and has a proxy access policy that allows shareholders to nominate directors
for election at the next annual meeting. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Eligible shareholders (or a group of up to 20 eligible shareholders) who have held full voting and economic rights in at
least 5% of the outstanding common shares for at least three years as of the date of the nomination, may nominate up to 20% of the number of directors to be elected at the next annual meeting. Nominations must be made in compliance with the proxy
access policy and nominees must meet the eligibility criteria described in the policy. See page 16 for more information on submitting nominations under the proxy access policy. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can find our proxy access policy at manulife.com. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For more information </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You can find more information about Manulife on manulife.com, including webcasts of the quarterly investor conference calls and senior management&#146;s presentations
to the investment community, our annual reports and other investor information. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:13pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_30"></A>Serving as a director
</B></FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We and the board expect directors to conduct themselves professionally, with integrity and always in the best interests of Manulife. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A director must commit the necessary time to their duties as a director and we expect them to attend all of their meetings except in extenuating circumstances. We
compensate directors appropriately and our fee schedule is competitive with the market (see page 37 for details). </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">If a director is contemplating joining another public company board, changes employment or his or her country of residence, or there is any other
significant change, the director must notify the chair of the corporate governance and nominating committee. The chair will</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-0.94em; font-size:8.5pt; font-family:ARIAL">Directors who receive more
<I>withheld</I>&nbsp;votes than <I>for</I> votes in an&nbsp;uncontested election have to submit their resignation. See page 18 for more about our majority voting policy.</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">review the matter and consider an appropriate course of action including, in the case of a public company appointment, seeking the
approval of the committee. As part of its review, the committee considers whether there are circumstances that could impair the director&#146;s ability to exercise independent judgment or create a conflict of interest, as well as whether the
proposed appointment would impede the director&#146;s ability to devote the time and commitment necessary. We expect the director to resign if the change creates a conflict of interest, or affects our ability to comply with legal or regulatory
requirements or our own internal policies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>120</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_31"></A>Serving on other boards </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We do not limit the number of public company boards our directors can serve on, however, as noted above, the corporate governance and nominating committee must review
and approve a proposed appointment to another public company board to ensure the additional commitment does not create a conflict of interest or affect the director&#146;s independence or ability to devote appropriate time to Manulife. None of the
nominated directors serve together on another public company board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_32"></A>Integrity </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In addition to complying with our code of business conduct and ethics, directors are required to follow rules established to ensure they exercise independent judgment
and avoid conflicts of interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_33"></A>Equity ownership </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We require directors to hold equity in Manulife to align their interests with those of our shareholders. All independent directors must hold at least six times the
mandatory equity portion of the annual board member retainer. To facilitate equity ownership, all directors receive a minimum of 50% of their annual board retainer in deferred share units. See page 37 for details. </P>
<P STYLE="font-size:16pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>New in 2018</B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board completed an extensive review of director compensation, and introduced a new flat fee structure and new director equity ownership requirements to align with
best practices and reduce compensation volatility and complexity. The changes went into effect on January&nbsp;1, 2019. See page 37 for more information.</P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_34"></A>Term limits </B></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">Independent directors can serve up to 12&nbsp;years on our board, to balance the benefits of experience with the need for board renewal and new perspectives. When term limits were introduced, a</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We eliminated the mandatory retirement age of 72 when term
limits were introduced in December 2013.</P> <P STYLE="font-size:5pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">transitional provision was included to allow (until 2019) independent directors who had served at least 12 years on the board as of the
date of the 2014 annual meeting but had not turned 72 (the mandatory retirement age in effect prior to December 5, 2013) to be re-elected. John Cassaday was previously re-elected under this transitional provision. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A director who has served the maximum term will only be nominated for election in exceptional circumstances. The board does, however, have discretion to nominate a
director again for up to three years if the director&#146;s specific expertise meets the needs of the board at that time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board chair may serve a full
five-year term as Chairman regardless of the number of years that individual has served as a director. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>121</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_35"></A>Independence </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have a board independence policy that complies with all applicable legal, regulatory and securities exchange requirements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A director is independent if the individual doesn&#146;t have a direct or indirect relationship with Manulife that could reasonably be expected to interfere with the
director&#146;s ability to exercise independent judgment. Other than the CEO, all of the nominated directors are independent. Members of the audit committee and the management resources and compensation committee also meet the additional
independence requirements applicable to those committees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Independent Chairman </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board chair must be an independent director. The board chair is appointed each year by the directors and can serve up to five years in the role. In contemplation of
Richard DeWolfe&#146;s retirement and following an extensive succession review led by an ad hoc succession committee and guided by the corporate governance and nominating committee, the board appointed John Cassaday to the role of Chairman effective
following his successful election at the 2018 meeting. Mr.&nbsp;Cassaday has never been a Manulife employee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Chairman is responsible for providing leadership
to the board, encouraging open discussion and debate, overseeing performance and guiding deliberations on strategic and policy matters. The Chairman has frequent discussions with senior management, sets the meeting agendas and attends all committee
meetings whenever possible. The Chairman also has frequent interactions with Manulife&#146;s primary regulator to facilitate direct and open communication. The Chairman works closely with the corporate governance and nominating committee on all
governance matters. The Chairman&#146;s mandate is available on manulife.com. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Independent directors </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The independent directors meet regularly with senior management, and meet without management present at each board and committee meeting to facilitate open and candid
discussion. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The independent directors also meet in a closed session at least once every year to review the performance of the CEO and approve his compensation,
review the board&#146;s own performance assessments and approve the board&#146;s objectives for the following year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">They also regularly have closed sessions with
our external auditors, other independent advisors, and/or members of management. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>122</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_36"></A>Diversity </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Having a mix of highly qualified directors from diverse backgrounds brings different perspectives and experiences to the boardroom to generate healthy discussion and
debate and effective decision-making. Manulife is a founding member of the Canadian Board Diversity Council, which focuses on advancing board diversity in Canada. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="37%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board has a long-standing diversity policy that covers age, gender, ethnicity, disability, sexual orientation and geographic representation. When
identifying director candidates, the corporate governance and nominating committee considers prospective</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">candidates based on merit, along with all of</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt">


<IMG SRC="g679299g65m77.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:-0.94em; font-size:8.5pt; font-family:ARIAL">42% of the nominated independent
directors are women and the two independent directors recruited in the last three years have been women.</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">these characteristics, in the context of competencies, expertise, skills, background and other qualities the board identifies from time
to time as being important. Adherence to the policy is also taken into account as part of the annual performance and effectiveness evaluations of the corporate governance and nominating committee and the board. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The policy sets out the board&#146;s objective of women representing at least 30% of the independent directors, an objective we&#146;ve met since 2013, as well as its
aim to achieve gender parity among the independent directors. The committee reviews the diversity objective every year and may recommend changes or additional objectives as appropriate. The table below shows the number of women currently on the
board. All of them have been nominated for election at this year&#146;s annual meeting (see page 18). </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">(as at February 28, 2019)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Female directors (as a percentage of total directors)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5&nbsp;of&nbsp;13</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">38%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Female directors (as a percentage of independent directors)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">5 of 12</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">42%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>123</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_37"></A>Skills and experience </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The corporate governance and nominating committee helps determine the necessary qualities, skills and experience for a member of the board of a global financial
services company and Manulife in particular. The committee maintains a skills matrix to identify any gaps or emerging areas of importance in the board&#146;s overall skill set. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors must possess six core attributes: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a reputation for integrity and ethical behaviour </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a demonstrated ability to exercise judgment and communicate effectively </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">financial knowledge </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">prominence in their area of expertise </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">experience relevant to our operations </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">sufficient time to dedicate to board and committee work. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In addition to the core attributes, all members of the board have considerable senior executive experience, operations/governance experience in one or more of Asia,
Canada and the U.S., and are financially literate within the meaning of securities laws. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below shows the diverse experience of the board and individual
nominees in areas identified as necessary for effective oversight of the company given its current operations and strategy. These qualifications are considered in reviewing board succession and evaluating potential board members. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>New in 2018</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">The board revised the
director skills matrix to align with Manulife&#146;s ambitions for the future.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="6.0" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="6.0" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>124</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g56r73.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g95q30.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g21u12.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g10s70.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g08i91.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g71n24.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g69m16.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g99o11.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g85z05.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g34x17.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g21p93.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g47j56.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center">


<IMG SRC="g679299g56q13.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="53" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" COLSPAN="52" STYLE="BORDER-LEFT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#FFFFFF"><B>Key competencies</B></FONT></P></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; padding-right:2pt" BGCOLOR="#34875f">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;</B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4.0" COLSPAN="53" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><B><FONT
 COLOR="#026937">Finance/Accounting</FONT></B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">We operate in a financial environment with complex accounting, actuarial and capital management issues</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="3.0" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Insurance/Reinsurance/Investment management</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">We value industry expertise as it provides insight into operations, strategy, and market
factors</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="3.0" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Risk management</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">We operate in a complex risk environment and experience in risk disciplines provides us with expertise to effectively
manage our principal risks</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="3.0" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Talent management/Executive compensation</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">We want to attract, develop and retain the best talent globally as we focus on transforming
our business</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="3.0" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B>Technology/Operations</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">We value technology
expertise as we focus on transforming our business by using technology to become a digital, customer leader</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="3.0" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="3.0" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" COLSPAN="53" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" COLSPAN="52" STYLE="BORDER-LEFT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#FFFFFF"><B>Key experience</B></FONT></P></TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; padding-right:2pt" BGCOLOR="#34875f">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:7.5pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;</B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4.0" COLSPAN="53" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#34875f">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Asia experience</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Business and cultural experience in regions in which we operate, particularly in those regions where we are focusing on
accelerating growth, is essential to providing oversight in the best long-term interests of the company</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Government relations/Public policy/Regulatory</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Experience with governmental agencies provides valuable insight into government processes
and actions, and knowledge of the regulatory environments across our geographical footprint is essential to understanding the threats and opportunities of our long-term strategy</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Public company executive/Director</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Public company experience provides practical insights on the operations and governance of a complex,
publicly-traded organization</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #026937; BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-left:8pt" BGCOLOR="#e5f0eb"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B>Digital transformation/Sales/Marketing</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:ARIAL">Experience in sales and marketing provides valuable market and consumer insights as we focus on
transforming our business and becoming a digital, customer leader</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937" ALIGN="right">


<IMG SRC="g679299checkmark.jpg" ALT="LOGO">
</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #026937; BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #026937; BORDER-BOTTOM:1px solid #026937; padding-right:2pt">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>125</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_38"></A>Director development </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors receive ongoing education to keep them up to date in their knowledge and understanding of our businesses and market and regulatory environment so they can
carry out their responsibilities effectively. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Orientation </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We&#146;re
able to attract qualified and experienced directors from various backgrounds with a&nbsp;diverse range of skills. New directors receive orientation to help them become more knowledgeable about Manulife as quickly as possible. The program is tailored
for each director&#146;s knowledge, skills and experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors receive information about Manulife, the board and board committees and their duties as a
director. The board chair and committee chairs meet with new directors to discuss the role of the board and committees and to give them an opportunity to have a candid discussion and ask questions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also arrange sessions with senior management on a wide variety of relevant subjects to help new directors gain a deeper understanding of our business, priorities and
challenges. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All directors have a standing invitation to attend committee meetings and new directors are encouraged to do so as part of their orientation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Continuing education </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We run a continuing education program for all
directors and the corporate governance and nominating committee coordinates the program agenda. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The program typically includes regular presentations by senior
executives about emerging issues and topics relevant to our business and operations and the regulatory environment, as well as information packages developed to enhance the director&#146;s understanding of the subject matter. External experts are
also invited from time to time to speak on various&nbsp;topics. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also organize site visits for directors so they gain additional insights into various aspects of
our business and our global operations. Site visits also give directors an opportunity to meet directly with management and other employees in those areas or regions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Committee chairs also coordinate education sessions on specific topics for their committee members. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>126</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below provides highlights of our continuing education program for directors in 2018:
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #026937">Topic</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">Audience</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7pt; font-family:ARIAL"><B>Business and operations</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Actuarial Reserving and Insurance Accounting</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">February/March&nbsp;2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Impact of Emerging Technology on Financial Services</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">July 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Overview of Net Promotor Score (NPS) system</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">September 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937"><B>Market trends and regulatory updates</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">NAFTA </TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">January 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">New Capital Standards </TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">April 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">IFRS 17 </TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">June 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">China Market Overview</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">September 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">U.S. Long Term Care Industry</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">November 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #026937">Global Macroeconomic Outlook and Market/Regulatory Challenges</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">November 2018</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #026937">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #026937">board</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also encourage directors to participate in outside professional development programs. We pay for these expenses as long as the board
chair and the chair of the corporate governance and nominating committee approve the program in advance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All of our directors are members of the Institute of
Corporate Directors (ICD) and the National Association of Corporate Directors (NACD), which provide continuing education for directors through publications, seminars and conferences. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_39"></A>Assessment </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The
corporate governance and nominating committee hires an independent advisor to help carry out an annual assessment of the board, committees and individual directors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Directors complete a comprehensive qualitative and quantitative questionnaire to assess the performance and effectiveness of the following: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the board <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">vis-&agrave;-vis</FONT></FONT> its objectives
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the board chair in carrying out his mandate </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the committees they&#146;re members of, and the chairs of those committees, in addressing areas of focus for those
committees </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman; font-size:6pt" COLOR="#026937">&#8718;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">themselves and their peers. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="98%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#e5e5e5"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#e5e5e5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" BGCOLOR="#e5e5e5"></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>New in 2018</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">The board reviewed and
enhanced the director self-assessment process, expanding the director peer assessments, adding questions and expanding the group of senior executives invited to complete committee assessments, to provide more opportunities for management
feedback.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>127</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #026937">&nbsp;</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Senior executives who interact regularly with the committees are also invited to complete
committee assessments to provide additional perspective. Independent directors also complete a self-assessment and assess each other. The CEO is invited to complete a peer assessment of the directors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The independent advisor compiles the results of the assessments, completes an analysis and reports its findings on the board to the board chair and the chair of the
corporate governance and nominating committee. The independent advisor also reports its findings on each of the committees to the respective committee chair. These results are used to address any areas for improvement and develop the board&#146;s
priorities for the following year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board chair also has <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">one-on-one</FONT></FONT> interviews
with each director to receive any candid feedback on the performance of the board, committees and peer directors for developing the board&#146;s priorities for the following year. He also meets with senior management to receive feedback. He then
meets with the board to discuss the recommendations and plan the implementation of the board&#146;s priorities for the coming year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Each committee also receives
their assessment results and goes through a similar process. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_40"></A>Board succession </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The corporate governance and nominating committee manages board succession in light of the board&#146;s overall needs, term limits and retirements. In doing so, the
committee takes a long-term, strategic view of board succession, considering the competencies and experience necessary for effective oversight of the company given its current operations and strategy as well as its ambitions for the future. It also
reviews board composition in light of the annual board assessment results and recommends any changes as appropriate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The committee is responsible for the director
candidate search, identifying qualified candidates for nomination to the board, on its own, with suggestions from the board and others, and often with the assistance of an independent advisor or search firm to help identify suitable candidates who
meet the board&#146;s selection criteria required for effective oversight of the company given its current operations and strategy, as well as supporting the board&#146;s diversity objectives. It also maintains a list of prospective candidates who
meet established criteria and diversity objectives. The committee has engaged an independent firm to act as a strategic advisor to support the long-term board succession plan. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The committee considers prospective candidates based on merit, with the expertise, skills, background, experience and other qualities the board identifies as important
for supporting our strategy and operations. It also takes into account legal and regulatory requirements, such as residency and independence, and considers gender, age, ethnicity, disability, sexual orientation and geographic representation as part
of the board&#146;s diversity policy. You can read more about board diversity on page 123 or access the board&#146;s diversity policy on manulife.com. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board
chair, CEO, committee chairs and other directors interview suitable candidates and an independent firm conducts a background check. The committee considers input from all of these sources before it recommends a candidate for the board&#146;s review
and approval for nomination or appointment to the board. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"><FONT COLOR="#026937"><B>128</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Manulife Financial Corporation</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299right.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#026937"><B>GOVERNANCE AT MANULIFE </B></FONT></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_45"></A>Other information </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_41"></A>Liability insurance </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have liability insurance to protect our directors and officers against liabilities they may incur as directors and officers of Manulife and our subsidiaries in
circumstances where we cannot indemnify them. Our current policy provides approximately US$500&nbsp;million in coverage and expires in September 2019. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT
 COLOR="#026937"><B><A NAME="tx679299_42"></A>Loans to directors and officers </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We may grant loans to our directors, officers and other employees in the
regular course of business as long as the loans are in compliance with legal and regulatory requirements and are on market terms, and therefore on the same terms as loans we make to customers with similar creditworthiness. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at February&nbsp;28, 2019 the total indebtedness to Manulife or any of our subsidiaries of all officers, directors and employees and former officers of Manulife or
our subsidiaries, excluding routine indebtedness under applicable Canadian securities laws, was $1,298,962. None of our directors or executive officers had any indebtedness to Manulife or any of our subsidiaries other than routine indebtedness. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9.5pt; font-family:ARIAL"><FONT COLOR="#026937"><B><A NAME="tx679299_43"></A>Directors&#146; approval </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The board of directors has approved the contents of this circular and authorized us to distribute it to all shareholders of record. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g679299g86k94.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Antonella Deo </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate Secretary </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">March&nbsp;6, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">

<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" ALIGN="right">2019 Management information circular</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="top" ALIGN="right"><FONT COLOR="#026937"><B>129</B></FONT></TD>
<TD NOWRAP VALIGN="top"><FONT COLOR="#026937"><B>&nbsp;</B></FONT></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g675305ww.jpg" ALT="LOGO">
 </P> <P STYLE="font-family:Times New Roman; font-size:0.5pt"><FONT COLOR="#FFFFFF">Manulife </FONT><br><FONT STYLE="font-family:Times New Roman; font-size:0.5pt" COLOR="#FFFFFF">Our registered office </FONT><br><FONT
STYLE="font-family:Times New Roman; font-size:0.5pt" COLOR="#FFFFFF">Manulife Financial Corporation 200 Bloor Street East Toronto, Ontario M4W 1E5 Canada
</FONT><br><FONT STYLE="font-family:Times New Roman; font-size:0.5pt" COLOR="#FFFFFF">manulife.com </FONT><br><FONT STYLE="font-family:Times New Roman; font-size:0.5pt" COLOR="#FFFFFF">IR3830E </FONT><br><FONT
STYLE="font-family:Times New Roman; font-size:0.5pt" COLOR="#FFFFFF">FSC www.fsc.org MIX Paper from responsible sources FSC&reg; C132107 MP1054355E 03/19 </FONT></P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>5
<FILENAME>d675305dex994.htm
<DESCRIPTION>EX-99.4
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.4</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.4 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL" ALIGN="right"><B>MANULIFE FINANCIAL CORPORATION </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="45%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><FONT COLOR="#FFFFFF"><B>Proxy Voting
Information</B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><FONT COLOR="#FFFFFF"><B>We offer you four ways to vote your shares</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR></TABLE></DIV> <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="45%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt">


<TR>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="40%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="1" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="1" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B>MAIL</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Complete, sign, date and mail this proxy form
in the envelope provided.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="1" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B>INTERNET</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Go to the website:</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><U>www.astvotemyproxy.com</U></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Follow the instructions on the screen.</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">You will need the Control Number located on this proxy form.</P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="1" COLSPAN="4" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B>TELEPHONE</B></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Call&nbsp;toll&nbsp;free&nbsp;<B><FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-888-489-7352</FONT></FONT></FONT></B>&nbsp;in Canada or the United States from any <FONT STYLE="white-space:nowrap">touch-tone</FONT> telephone and follow
the instructions. You will need the Control Number located on this proxy form.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B>SMARTPHONE</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B>Scan&nbsp;QR&nbsp;Code</B></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g675376g73h30.jpg" ALT="LOGO">
</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE></DIV> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL" ALIGN="center"><FONT COLOR="#ffffff"><B>Proxy Form &#150; Annual Meeting of Common
Shareholders</B></FONT></P></TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="51%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proxy&nbsp;Information&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.06em; font-size:8.5pt; font-family:ARIAL">This proxy confers discretionary authority on
the proxy named herein to vote in respect of any amendments or variations to the matters identified in the notice of meeting or any other matter which may properly come before the meeting in such manner as such proxy in his or her judgment may
determine.</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.06em; font-size:8.5pt; font-family:ARIAL"><B>A shareholder has the right to appoint a person to
represent him or her at the meeting other than the management representatives designated in this proxy.</B> Such right may be exercised by filling in the name of the other person in the blank space provided; such other person need not be a
shareholder.</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes</B></FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;This proxy must be signed by a shareholder or his or her attorney duly authorized in writing. If you
are an individual, please sign exactly as your shares are registered. If the shareholder is a corporation, a duly authorized officer or attorney of the corporation must sign this proxy, and if the corporation has a corporate seal, its corporate seal
should be affixed.</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;Signatories on behalf of a trust, estate or under a power of attorney or similar authority should
specify the capacity in which they sign. Documentation may be required evidencing authority.</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;If the shares are held by two or more persons then all those persons should sign this proxy.</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;This proxy should be read in
conjunction with the accompanying Management Information Circular and Notice of Annual Meeting of Common Shareholders.</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;If not dated, this proxy is deemed to bear the date on which it was mailed on behalf of management
of the Company.</P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.18em; text-indent:-2.12em; font-size:8.5pt; font-family:ARIAL">&#149;&#8195;&#8194;&#8201;For your
proxy vote to be counted, this proxy must be completed and delivered in accordance with the Voting Instructions above.</P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="51%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Request&nbsp;for&nbsp;Financial&nbsp;Statements</B>&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.06em; font-size:8.5pt; font-family:ARIAL"><B>If you wish to receive the financial
statements and MD&amp;A for the next year by mail, you must check the appropriate box below.</B></P></TD></TR></TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="99%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.41em; font-size:8.5pt; font-family:ARIAL">I wish to receive the Interim Financial Statements and
MD&amp;A&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman">&#9744;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.41em; font-size:8.5pt; font-family:ARIAL">I wish to receive the Annual Financial Statements and
MD&amp;A&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT
STYLE="font-family:Times New Roman">&#9744;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>You may also make your request online at <U>https://ca.astfinancial.com/financialstatements</U>. Our Company code number is 4658A</B>.<B></B></TD></TR>
</TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B><I>Save paper &#150; reduce mail &#150; to receive documents electronically rather than via the mail, </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL" ALIGN="center"><B><I>sign up for e-delivery after casting your vote at www.astvotemyproxy.com </I></B></P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" NOWRAP> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g675376g08u62.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>MANULIFE&nbsp;FINANCIAL&nbsp;CORPORATION</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Annual&nbsp;Meeting&nbsp;of&nbsp;Common&nbsp;Shareholders</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL">May&nbsp;2, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:16pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL" ALIGN="center"><FONT
 COLOR="#FFFFFF"><B>PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE&nbsp;&nbsp;&nbsp;&nbsp;</B><FONT STYLE="font-family:Times New Roman" COLOR="#ffffff">&#9746;</FONT><FONT COLOR="#ffffff"><B></B></FONT><B></B></FONT></P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:1%; font-size:9pt; font-family:ARIAL"><B>This proxy is solicited on behalf of management of Manulife Financial Corporation (the &#147;Company&#148;).</B> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1%; font-size:9pt; font-family:ARIAL">The undersigned shareholder of the Company hereby appoints Roy Gori, President and Chief Executive Officer, or failing him, John&nbsp;M. Cassaday,
Chairman of the Board, with full power of substitution, or instead of any of them,
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U>, as proxy of the undersigned, to attend, vote and act for
and on behalf of the undersigned at the Annual Meeting of Common Shareholders of the Company to be held at 11:00&nbsp;a.m. Eastern Time on Thursday, May&nbsp;2, 2019 at the Head Office of the Company, 200 Bloor Street East, International Room,
Toronto, Ontario, Canada, and at all adjournments thereof, and are specifically directed to vote the common shares represented by this proxy upon the following matters. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:1%; margin-right:5%; font-size:9pt; font-family:ARIAL"><B>Information on the following can be found in the Management Information Circular and Notice of Annual Meeting of Common Shareholders
dated March&nbsp;6, 2019. </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:1%; margin-right:5%; font-size:9pt; font-family:ARIAL"><B>The directors and management recommend shareholders vote FOR items 1, 2 and 3. Where no choice is
specified, the proxyholders designated by management intend to vote FOR items 1, 2 and 3. </B></P>
<P STYLE="font-size:22pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt; padding-right:2pt" BGCOLOR="#000000">
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.20em; text-indent:-2.20em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;1.&#8194;&#8201;&#8202;Election of Directors</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL"><B>&nbsp;&nbsp;The proposed nominees are:</B></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>FOR</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><B>&nbsp;&nbsp;WITHHOLD&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ronalee H. Ambrose</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Joseph P. Caron</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;John M. Cassaday</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Susan F. Dabarno</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sheila S. Fraser</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Roy Gori</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;07</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tsun-yan Hsieh</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;08</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;P. Thomas Jenkins</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;09</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Donald R. Lindsay</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;John R.V. Palmer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. James Prieur</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Andrea S. Rosen</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;13</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Lesley D. Webster</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> </DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99.5%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt" BGCOLOR="#000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.20em; text-indent:-2.20em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;2.&#8194;&#8201;&#8202;Appointment of Auditors</B></FONT></P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;&nbsp;FOR&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><B>&nbsp;&nbsp;WITHHOLD&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Appointment of Ernst &amp; Young LLP as</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Auditors</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT
STYLE="font-family:Times New Roman">&#9744;</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99.5%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="73%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt; padding-right:2pt" BGCOLOR="#000000">
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.20em; text-indent:-2.20em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF"><B>&nbsp;&nbsp;3.&#8194;&#8201;&#8202;Advisory Resolution Accepting Approach to Executive
Compensation</B></FONT></P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;&nbsp;FOR&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;&nbsp;AGAINST&nbsp;&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Advisory
resolution accepting approach</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;to executive compensation</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#9744;</FONT></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="51%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><FONT COLOR="#FFFFFF">&nbsp;&nbsp;<B>Please&nbsp;Sign&nbsp;and&nbsp;Return&nbsp;this&nbsp;Proxy&nbsp;Form</B>&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:1%; font-size:8.5pt; font-family:ARIAL">To be valid, this proxy must be signed and received by the Company&#146;s transfer agent, AST Trust Company (Canada),
P.O. Box 721, Agincourt, Ontario, Canada, M1S 0A1, no later than 5:00 p.m. Eastern Time on Tuesday, April 30, 2019 or, if the meeting is adjourned, no later than 5:00 p.m. Eastern Time on the second business day preceding the day to which the
meeting is adjourned. This proxy revokes and supersedes all proxies of earlier dates. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:1%; font-size:8.5pt; font-family:ARIAL"><B>Please see the Notes on the reverse side of this form for
instructions on how to complete this proxy and vote your shares. </B></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:1%; font-size:8.5pt; font-family:ARIAL"><B>Dated this
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> day
of&nbsp;<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</U>, 2019. </B></P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Signature&nbsp;of&nbsp;Shareholder/Authorized&nbsp;Officer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Name&nbsp;of&nbsp;Shareholder&nbsp;(Please&nbsp;PRINT&nbsp;clearly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g661383g28f36.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g28f36.jpg
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M  $% 0            @)"@<$ 0(#!08+_\0 *A   00# 0$  04!  $%
M!0,$!@<! @@ "1,*$1(4%18C%Q@A(B3_Q  8 0$! 0$!
M @,!!/_$ "T1  (" 0($!0,% 0$        ! A$A,4$246%Q R*!D;&AT? 3
M,E+!X4*"_]H # ,!  (1 Q$ /P#?QX".O6O35=\;\X6]TS:BZND*J.(NY(]9
M-5$DB$@**+("XQ$A&Z_[(8-3"3D \8#Y<9U;:DBS;=THDVU54T'4FVDM691>
M)1'T2Z ^XO(70'8\M=-'Q'D^W.O6//0AT6;Q/FBD[1%V/0]9P1T!7WT'#)4?
M?F8_("V7*&\M?Y33S+'BYP21:BQJW!>')16>)*]Y;VN2QIRZLVB>&(\ \ \
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M #[/&")0JS7(CTG0J,92=)7\+NSQH7](>%I[#HG.@/4%1)@YI&0,L#)FI:.
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M)QMINNSBX 3'VJVZ>N=4]E6XEHT24V3USG73;?3.==<YQKG&,^&-WJ?J/ /
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&#P#P'__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g661383g30y54.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g30y54.jpg
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MISW9.Q5R87G0H[-JD*HU+,JZZB8&LP=>IT2NNYF)!O$P;:1MMH>.[-;I&;E
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, < < < < < < __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g661383g34a42.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g34a42.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1LR4&AO=&]S:&]P(#,N,  X0DE-! 0
M     !<< 5H  QLE1QP!6@ #&R5'' (   (    X0DE-!"4      !#'71?E
M=+5N]=N^.93 Z7E<.$))300Z      #E    $     $       MP<FEN=$]U
M='!U=     4     4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4
M0VQR;0    ]P<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%
M6%0    !       /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F
M "  4P!E '0 =0!P       *<')O;V93971U<     $     0FQT;F5N=6T
M   ,8G5I;'1I;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0
M     0      $G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP
M     $-L8G)B;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N
M=$-B;V]L      !,8FQS8F]O;       3F=T=F)O;VP      $5M;$1B;V]L
M      !);G1R8F]O;       0F-K9T]B:F,    !        4D="0P    ,
M    4F0@(&1O=6) ;^            !'<FX@9&]U8D!OX            $)L
M("!D;W5B0&_@            0G)D5%5N=$8C4FQT                0FQD
M(%5N=$8C4FQT                4G-L=%5N=$8C4'AL0'B(           *
M=F5C=&]R1&%T86)O;VP!     %!G4'-E;G5M     %!G4',     4&=00P
M  !,969T56YT1B-2;'0               !4;W @56YT1B-2;'0
M      !38VP@56YT1B-0<F- 60           !!C<F]P5VAE;E!R:6YT:6YG
M8F]O;      .8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE
M9G1L;VYG          UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E
M8W14;W!L;VYG       X0DE- ^T      ! #P     $  0/      0 !.$))
M300F       .             #^    X0DE- _(       H  /_______P
M.$))300-       $    >#A"24T$&0      !    !XX0DE- _,       D
M          $ .$))32<0       *  $          3A"24T#]       $@ U
M     0 M    !@       3A"24T#]P      '   ____________________
M_________P/H   X0DE-! @      !     !   "0    D      .$))300>
M       $     #A"24T$&@     #-0    8              )T   $-
M      $                          0             !#0   )T
M                 0                         0     0       &YU
M;&P    "    !F)O=6YD<T]B:F,    !        4F-T,0    0     5&]P
M(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   )T
M4F=H=&QO;F<   $-    !G-L:6-E<U9L3',    !3V)J8P    $       5S
M;&EC90   !(    '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG
M      9O<FEG:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A
M=&5D     %1Y<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N
M9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG          !,
M969T;&]N9P          0G1O;6QO;F<   "=     %)G:'1L;VYG   !#0
M  -U<FQ415A4     0       &YU;&Q415A4     0       $US9V5415A4
M     0      !F%L=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB
M;V]L 0    AC96QL5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0
M  ]%4VQI8V5(;W)Z06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M
M    #T53;&EC959E<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E
M96YU;0   !%%4VQI8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E
M=&QO;F<         "FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S
M971L;VYG          MR:6=H=$]U='-E=&QO;F<      #A"24T$*
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M19L:7-_-9D93&_H_\$DIK?4S_%AU#K%5&;U:PXW2W.WC&!(ML _.VQLJ:_\
M?_G5N?6#_%&YF15F_5._[';4)]&RQ\[V_1LHR?>]CW?RUZ9P$Z2GRS%_Q<_6
M[J6,?^='7;JL4-+S0;GWEK@>;O4=]F]/9[_;8]<;TSZJMZ]]8[.F=!L??@5.
M#K,RX-K<*06UVY+:=_O9O/Z%C/TG_%KN/\:OUFR[;V?5#I33;?D!CLLUD[_<
M9JQ-K?WV[;;=W^#?6NK^I'U4Q_JUT:JG8/M]S6OS;="381)I:X?X*C^;9_VX
MDI,WZF?5\]#Q^A6XPLPL9S;&M.A-C?\ #/<W\^R7;UM,8RMC:V -8P!K6C0
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M'&__ !WTUW-#F4@"H$3H,-]X=[OW+W^U>HKS+_&';=T'Z[]#^LQ(9C "FYS
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M7U7#<&#$R@7!M8;Z.ZVF[VVN;]#;9_,?YB]/Z1T7IG1L)N%TZAM-( W #5Q
M#/4M=^?8[;[W*ED_5;$L^L&-U^BQV/F4 LMV@;;:R-GIV#V_09[6)*=IK6M
M:T !H@ :  =DM?!.DDI8B2/ )TDDE/\ _]3U5>,?XZ<UUO7\3#/T<:C<!YVG
MW?\ GM>SKRW_ !PM^K;LC$&39;5U7:?=CUUV?HI;_3&V6T6?^%??_IDE(OJ"
MU_UM^N?4OK5FU"L4;/08TD['N'I8_O\ ;ZKJ<:C99[/?ZOJ+U=<=_BM'01]6
M@.C.M?%COM;KVAEAMT^E76^VMC=FST]MC_T?TUV*2EBDG224LG2224I,G224
MLE"=))2T)TDDE*22224LG2224I))))3_ /_9.$))300A      !5     0$
M   / $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B
M &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(
M 2Y-30 J    "  ' 1(  P    $  0   1H !0    $   !B 1L !0    $
M  !J 2@  P    $  @   3$  @   !X   !R 3(  @   !0   "0AVD !
M  $   "D    T  [Y @  "<0 #OD"   )Q!!9&]B92!0:&]T;W-H;W @0U,V
M("A7:6YD;W=S*0 R,#$W.C R.C T(#$T.C(Q.C0S   #H $  P    '__P
MH ( !     $   $-H , !     $   "=          8! P #     0 &   !
M&@ %     0   1X!&P %     0   28!*  #     0 "   " 0 $     0
M 2X" @ $     0              2     $   !(     3A"24T#_0
M"           _^$!,$U- "H    (  <!$@ #     0     !&@ %     0
M &(!&P %     0   &H!*  #     0 "   !,0 "    '@   '(!,@ "
M%    )"':0 $     0   *0   #0   #P     $   /      4%D;V)E(%!H
M;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3<Z,#(Z,#0@,30Z,C$Z-#,   .@
M 0 #     ?__  "@ @ $     0   0V@ P $     0   )T         !@$#
M  ,    !  8   $:  4    !   !'@$;  4    !   !)@$H  ,    !  (
M  (!  0    !   !+@("  0    !              /      0   \     !
M_^$_MVAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\ /#]X<&%C:V5T(&)E
M9VEN/2+ON[\B(&ED/2)7-4TP37!#96AI2'IR95-Z3E1C>FMC.60B/SX\>#IX
M;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!9&]B
M92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M,30Z
M-38Z,C<@(" @(" @("(^"B @(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^"B @(" @
M(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM
M;&YS.GAM<#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+R(^"B @(" @
M(" @(#QX;7 Z0W)E871E1&%T93XR,#$W+3 R+3 S5#$X.C4U.C,Q+3 U.C P
M/"]X;7 Z0W)E871E1&%T93X*(" @(" @(" @/'AM<#I#<F5A=&]R5&]O;#Y!
M9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO>&UP.D-R96%T;W)4;V]L
M/@H@(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C Q-RTP,BTP-%0Q-#HR,3HT
M,RLP.#HP,#PO>&UP.DUO9&EF>41A=&4^"B @(" @(" @(#QX;7 Z365T861A
M=&%$871E/C(P,3<M,#(M,#14,30Z,C$Z-#,K,#@Z,# \+WAM<#I-971A9&%T
M841A=&4^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F.D1E
M<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SIP9&8]
M(FAT=' Z+R]N<RYA9&]B92YC;VTO<&1F+S$N,R\B/@H@(" @(" @(" \<&1F
M.E!R;V1U8V5R/EAE<F]X($-O;&]R475B92 Y,S S/"]P9&8Z4')O9'5C97(^
M"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T
M:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SID8STB:'1T<#HO
M+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B/@H@(" @(" @(" \9&,Z9F]R
M;6%T/FEM86=E+V5P<V8\+V1C.F9O<FUA=#X*(" @(" @/"]R9&8Z1&5S8W)I
M<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @
M(" @(" @(" @('AM;&YS.GAM<$U-/2)H='1P.B\O;G,N861O8F4N8V]M+WAA
M<"\Q+C O;6TO(@H@(" @(" @(" @("!X;6QN<SIS=$5V=#TB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E179E;G0C(@H@(" @
M(" @(" @("!X;6QN<SIS=%)E9CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O
M,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(^"B @(" @(" @(#QX;7!-33I$;V-U
M;65N=$E$/G5U:60Z,C8X,3-D8C M,#(X82TT-S$X+3@Q,#DM8S0X-3%A8CDX
M-#(Y/"]X;7!-33I$;V-U;65N=$E$/@H@(" @(" @(" \>&UP34TZ26YS=&%N
M8V5)1#YX;7 N:6ED.C$R,34W-D0Q.4%%044V,3%".3<X0T(W-T9!0C,P03<Q
M/"]X;7!-33I);G-T86YC94E$/@H@(" @(" @(" \>&UP34TZ2&ES=&]R>3X*
M(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR9&8Z;&D@
M<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \
M<W1%=G0Z86-T:6]N/F-O;G9E<G1E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @
M(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R<SYF<F]M(&%P<&QI8V%T:6]N
M+W!D9B!T;R!A<'!L:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S:&]P/"]S=$5V
M=#IP87)A;65T97)S/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C
M=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP
M+FEI9#HQ,#$U-S9$,3E!14%%-C$Q0CDW.$-"-S=&04(S,$$W,3PO<W1%=G0Z
M:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T.G=H96X^,C Q
M-RTP,BTP-%0Q,SHR.#HU-"LP.#HP,#PO<W1%=G0Z=VAE;CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@4&AO=&]S:&]P
M($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG960^"B @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI
M(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @
M/'-T179T.F%C=&EO;CYS879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)1#YX;7 N:6ED.C$Q,34W-D0Q.4%%
M044V,3%".3<X0T(W-T9!0C,P03<Q/"]S=$5V=#II;G-T86YC94E$/@H@(" @
M(" @(" @(" @(" @(" \<W1%=G0Z=VAE;CXR,#$W+3 R+3 T5#$T.C(Q.C0S
M*S X.C P/"]S=$5V=#IW:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z
M<V]F='=A<F5!9V5N=#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO
M<W1%=G0Z<V]F='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T
M.F-H86YG960^+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R
M9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB
M4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/F-O
M;G9E<G1E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%
M=G0Z<&%R86UE=&5R<SYF<F]M(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP:&]T
M;W-H;W @=&\@:6UA9V4O97!S9CPO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F
M.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%
M=G0Z86-T:6]N/F1E<FEV960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @
M(" @(" @/'-T179T.G!A<F%M971E<G,^8V]N=F5R=&5D(&9R;VT@87!P;&EC
M871I;VXO=FYD+F%D;V)E+G!H;W1O<VAO<"!T;R!I;6%G92]E<'-F/"]S=$5V
M=#IP87)A;65T97)S/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C
M=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP
M+FEI9#HQ,C$U-S9$,3E!14%%-C$Q0CDW.$-"-S=&04(S,$$W,3PO<W1%=G0Z
M:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T.G=H96X^,C Q
M-RTP,BTP-%0Q-#HR,3HT,RLP.#HP,#PO<W1%=G0Z=VAE;CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@4&AO=&]S:&]P
M($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG960^"B @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" \+W)D9CI397$^
M"B @(" @(" @(#PO>&UP34TZ2&ES=&]R>3X*(" @(" @(" @/'AM<$U-.D]R
M:6=I;F%L1&]C=6UE;G1)1#YU=6ED.C(V.#$S9&(P+3 R.&$M-#<Q."TX,3 Y
M+6,T.#4Q86(Y.#0R.3PO>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/@H@(" @
M(" @(" \>&UP34TZ1&5R:79E9$9R;VT@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" \<W12968Z:6YS=&%N8V5)1#YX;7 N:6ED.C$Q
M,34W-D0Q.4%%044V,3%".3<X0T(W-T9!0C,P03<Q/"]S=%)E9CII;G-T86YC
M94E$/@H@(" @(" @(" @(" \<W12968Z9&]C=6UE;G1)1#YU=6ED.C(V.#$S
M9&(P+3 R.&$M-#<Q."TX,3 Y+6,T.#4Q86(Y.#0R.3PO<W12968Z9&]C=6UE
M;G1)1#X*(" @(" @(" @(" @/'-T4F5F.F]R:6=I;F%L1&]C=6UE;G1)1#YU
M=6ED.C(V.#$S9&(P+3 R.&$M-#<Q."TX,3 Y+6,T.#4Q86(Y.#0R.3PO<W12
M968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" \+WAM<$U-.D1E<FEV
M961&<F]M/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$
M97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z<&AO
M=&]S:&]P/2)H='1P.B\O;G,N861O8F4N8V]M+W!H;W1O<VAO<"\Q+C O(CX*
M(" @(" @(" @/'!H;W1O<VAO<#I#;VQO<DUO9&4^,3PO<&AO=&]S:&]P.D-O
M;&]R36]D93X*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(#PO<F1F.E)$
M1CX*/"]X.GAM<&UE=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"CP_>'!A8VME="!E;F0](G<B/S[_VP!#  $! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0'_VP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  F $(# 1$  A$! Q$!
M_\0 '    @(# 0$             "0H&!P %" (!_\0 ,A   00#  $"! ,'
M!0$     !0,$!@<! @@) !$2%2$Q%!9!"A<B87&AP1,C,E&1L?_$ !0! 0
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/<?7_ -]_Z^WH,]!GH/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g661383g50p39.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g50p39.jpg
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MD1\SY&;4O:M%IY*M;$-4'3UEU[/ZD'J;HY-[+=QV37==NUC00)OBOC.A$=;
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M24Q4;/&;E-%Z/>HN&#]NV>MET$\%::<G4T9CH!H#6OR'N_DXUY/N:1I&;TW
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M:;>W&Z:$=D2Z-JHMW%A<8H9;CO#$HE<U:O5>JU;K-I>LE&@-0\;_ %KN?_\
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M!H"LEKU+/[3MFO2K&>2&L8=4X8Q)P1R*-H&9,'[-E[8K#<_&BYY$YF,8,X;
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MN-WS178Z!F5VFIFT9D7RCK,7DW?QO,.NY0SVQW3S3V9K[8K8*IZRU-.JMO\
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M-\F@_8W+84$/E?(6N:J^;9GY>0<>2M\EULD4/ 3R54WQWSW$=3:Q)BT(- -
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M^Y<-^%I)4DY.4=$Y\RK0[.,6\I>/8>+<9M(Y+2\4CYBQ':0^O <UL(.!?U_
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M@=G0 NBR"3]R]K>8QPNOV1<EZI,VP;S:MV!.R;!#14"E5-E5>^C<5CDE?B
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M-X2DE%7!TBV($$W+-PGXS%1]L*6=8X[9"TG.<W)132G962YR*XPSVV+"L"2
M58K\QRJ \1XJT:F'[M!7)S2'*TU=$VP>M4A+Q#%D[AA%%J$WQ56W?F?&L':+
M!IML^R$3_P#KJI'47KQ@MB773++N@"D'>DP;[B#,X!$I6;*AP\T/T%)>16<Z
MC$N)#H\=4C+<O$KG9*0>4-A4GW%3<2**D063$-MBZ!.7N_W[M(-YTP&Y)K5M
MB7/((?#H$Z1XY2*IDXD6E.\Z30E$HY"4C((L[,9B@HQB0CSIC%7RAQNT<[N$
M,5D&27E.2ZJK816HD&RJ1Y<VA*+!N-F-B]0RLA#:%J=K H+=)Q"23>N(3<1R
MQ;O12N@5  ;ZOB,SCAY:'U@1#!DI&)13.DW<@@!67MWT*&II8XRO5SNWVWR1
M\:)XAV]"K*$3Z2(B1(S#F;,>0>8,G<]EW?*AE?'.!4>XQA112Q[.;/99*Y@E
M-P^[THU(EEPP8$KY''"[H4,%L<@;J_QE8E72GJ).Y(\'X5RCNQO*+4BT./PA
MIQIL.JX\=?,&;VQ:VLN53B'2 #8M9OW@I=:'R>,,P+@D$F0,L./"#S08HS_1
MMNND(FU8Y$<.^.-X21M*9E=M>0NV)]+ZEXE1LRA7EP2:H3(:VZ27O9U-;1K2
M?"08J0PISF6L,(^B60DL$+IAB\D#O"&R#+-A(PG=>_24^!A4?X:<IF=IPGE#
M*)O 9KR,JWCA0]=!4)&8?/X/84BBTUY1$+;C<P=-H,*3"&B4"MR" H-R)BL*
M&S$3)VLT>Y05M74QGE8S@6:E+52B?@Z,M;NK4Y8SK5D*\J6W8[RD,SZ.Q5E4
M%,GVMB$+2C+:W"DXCUMSD\1C[B$SR,U:M&VP*JI@GBUDA6RY%'2X3Z4DR^[0
M^)L<@NSF\;$;J67K/W@7HT(:Z.6'ZW? _P#]ARE_+F)Z G?0#0#0#0#0#0#0
M#0#0#0#0'C3Z'T#UB.G!^SSX)?<YXS?DQ"]#PQ_7%]T7FRZ&AD: H=Q]Y05W
MQKG/,&(VU#.3C$I*>5\BGT:>PCA9S%M^*GX@6IZE0K V'G-/T3/(21;JE8Z;
M8*(M) J[:N1RZ;MNAOXOPQI0MU_+XQ0KHVF69])3QF^S_,;^C=ZBWPKZ"B[X
M>>#N'I*>,WV?YC?T;O46^%?047?#SP=P])3QF^S_ #&_HW>HM\*^@HN^'G@[
MAZ2GC-]G^8W]&[U%OA7T%%WP\\'</24\9OL_S&_HW>HM\*^@HN^'G@[AZ2GC
M-]G^8W]&[U%OA7T%%WP\\'</24\9OL_S&_HW>HM\*^@HN^'G@[AZ2GC-]G^8
MW]&[U%OA7T%%WP\\'</24\9OL_S&_HW>HM\*^@HN^'G@[AZ2GC-]G^8W]&[U
M%OA7T%%WP\\'</24\9OL_P QOZ-WJ+?"OH*+OAYX.X>DIXS?9_F-_1N]1;X5
M]!1=\//!W#TE/&;[/\QOZ-WJ+?"OH*+OAYX.X>DIXS?9_F-_1N]1;X5]!1=\
M//!W#TE/&;[/\QOZ-WJ+?"OH*+OAYX.X>DIXS?9_F-_1N]1;X5]!1=\//!W$
M'\."RDI;<E9ZC&Y_&H_8O+*V)K#DK*K2PZCDQ:*DQL.;#CF<&M.,0Z;BV+Y9
M@\P:9F(\/S<;-U,TL,D_DRW$BM\%8T]2UJHN1H0: KC#/VD4;^Y#9?Y\5#H7
M4]Z\F67Y6W-*J-K0#)H6/A[^22>W:;JL?G/B)$5$165K61'8(J>-NQ.&;_9J
M$1.9DMT4/ W7R;XHY*IXY[Y[ K>/13(GJ?ETXE[9!*P2U30MU'^2LWH(M)8P
M6DD\K.W<8;QND%^DRM0S?9E'6T>6CK-@0:SMW,FQ0%&#U16_6^#\E),0!K 6
M5TW5.YJN5:KPXH[PYR\CYE*@3U9)F\899MXBH!)3UH5/;%6H*0HG35K68E)(
M:K9D<@'SJT55A(59.4CT#\;Q%.'R2F^SA=!=J)*V>I>J1:. SZ)V?$Q$Z@Q3
M,Y$CZ;AP!.?-I4:S.#T':[1$T'V+L1ZQ2/%?)]W\=D;%)<%)PCAA(8X1* 28
MXBZ$*NUERR=SWDY8%*O8<T$5\DA-6-(V<B75=_6G*:(,1:)<E JXW-D@V"YU
M[.YT'B )!-\]?R-Y$+.?;-FX^+^.5%E5/CXV=%/@9C ^9G'.RY1&HE#)N8)/
M9H9D\9A9MY6MI@8#,99"FQMY+8;$K/D,*%5O)9K'6L8E2Y:'!)6^DS-.)RW)
M45M]%I!\W!)^Y'$K+FUQFM]>-8P:PWSD=-8<4GT(E$CKVSH%!9Q% +!H4D1&
M$V!/H;&81+UXR.>8/9.)CD@)F8VV;DE3@]A@(*[L@DU;[]WF 3OJ&4%&*9MN
MWXWM8TUQJJKU[8QB2-,W=&STSAZ[$PYCTJB38_6;=Z=K<ZZ"KL\K; C35<!$
ME6Y,U(6@]PV67!)N[BO?A:?>S^;D&JD0;EQ!I,Y>)2F7&B'-(+&J,O=&SHCG
MR$F@^(,BT_ Y0@J:'X^)(+&@X1U$H\67?BD8$IBXFLMBX]T"4^NM2J]WXDKO
MN6-$C9NQKU_*) SD;LM!HV\6<5E::45BTNLUJ)>5_!+!GN4+V@E:V%+D9%&<
M0=?6!)(U-'KJ61!C@"\MEL;;E D_<O;WDE6[_JGL_P#X>37_ .FR6A"A_#/]
M3_BE]VRC/ROBVA7:][\RR>A!H!H"C*U]5CQTY\65)[@*2*,1V9\0:& QHVPK
MVQ9B,)FHW<_)$@=%8O(/%)(BU?#6,@"NUVS[-LKY.2:JIXYX*?+L+J6]^2+*
M^DQX7^M"3_@9R ]UNA!Z3'A?ZT)/^!G(#W6Z >DQX7^M"3_@9R ]UN@'I,>%
M_K0D_P"!G(#W6Z >DQX7^M"3_@9R ]UN@/GMU*^%6*F:V-ER/%93'#!17:B;
M^V44P3\+Q>.:FU6>%ECAX>?@8Y;[[8^%EX.VWA;_ "@?3TF/"_UH2?\  SD!
M[K= /28\+_6A)_P,Y >ZW0#TF/"_UH2?\#.0'NMT ])CPO\ 6A)_P,Y >ZW0
M#TF/"_UH2?\  SD![K= /28\+_6A)_P,Y >ZW0#TF/"_UH2?\#.0'NMT ])C
MPO\ 6A)_P,Y >ZW0#TF/"_UH2?\  SD![K= /28\+_6A)_P,Y >ZW0'\WZF'
M"_?]&]H2;?;_ *MZ,Y ;_P#^6Z _OI,>%_K0D_X&<@/=;H!Z3'A?ZT)/^!G(
M#W6Z >DQX7^M"3_@9R ]UN@'I,>%_K0D_P"!G(#W6Z >DQX7^M"3_@9R ]UN
M@'I,>%_K0D_X&<@/=;H!Z3'A?ZT)/^!G(#W6Z K'/^2E0<D.7O#S:FC4EEB<
M%&<CW\N>.:SM")C034[!8R/#YO"DTAL='>&1>MUV[5!%TJX542S^1+Y-OET!
M>W0#0#0#0#0#0#0#0#0#0#0'C3Z'T#UB.G!^SSX)?<YXS?DQ"]#PQ_7%]T7F
MRZ&AD: J*KRQ=D)A9$2K_C%R@MM*JYLM7<JE==Q.MG44VEK6.QR4O!8]W)K7
MBY1WNS$RL*HNMF'01\:YR22S4\7EEH#E^<E9784YK_P;2WOXT \Y*RNPIS7_
M (-I;W\: ><E9784YK_P;2WOXT \Y*RNPIS7_@VEO?QH!YR5E=A3FO\ P;2W
MOXT \Y*RNPIS7_@VEO?QH!YR5E=A3FO_  ;2WOXT \Y*RNPIS7_@VEO?QH!Y
MR5E=A3FO_!M+>_C0#SDK*["G-?\ @VEO?QH!YR5E=A3FO_!M+>_C0#SDK*["
MG-?^#:6]_&@'G)65V%.:_P#!M+>_C0#SDK*["G-?^#:6]_&@'G)65V%.:_\
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MT918'':R(I.03:V)8P^@$DQ.N2$:Y"9EF,>@S@RV+677$[M94<ONN2;M+".
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M%GBD[$3L\>J2,):\+YLO=MA2F:P@7/:]N*Z*WODJTQYG<G(&.K>31^.5:W-
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M<^#'R_N0?V[1YY-H_N\>:'\4\!_CDTD[GP8^7]R#^W://)M']WCS0_BG@/\
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M*.T#3@(\$*M5F)0.:$5W'!Y0429.,$W#-^/?-UVCQJOA@LW<(J)*X8YX9;;
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M4S"T>34SKV2$YA>W$"06Q-XYE(9+7+R*-;8O""PB!QN63^*,WTAK9*B*+2@
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MS:/2S-M'SN:,EFPAYDR(98>4X,\]FJ>3W=NED"K=LM<]RGJ,8M[D3Q]X5<7
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M(T T T T T T T T T!2^^OUK^!_^]W(+\A9+H56/=ZHNAH0: : : : : :
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M@&@*7WU^M?P/_P![N07Y"R70JL>[U1=#0@T T T T T T T T T T T T T
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M+%!2(43A+^+,WSQ7*9L5@+)R\6R145%E7+7.1DM6WW6UKU32-O"3*,;C_(.
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M3_\ :5<@/N-\'/S[ZBVMP6^'JB?$_P#.'[XO]827-=3@- - - 0GT\_U:/\
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M7AIQVKQ6OR]:2>MZCKBO+%BQJ!E("Z1LR&02-@)V]2;D1 EO*FCR0L7F;>>
M<S,=EV..Y,0?+-\O*-"16O.96&?_ +2KD!]QO@Y^??46UN"WP]49^)_YP_?%
M_K"2YKJ<!H!H!H"$^GG^K1_S$<UOZZ7(#7G/2_T_9\/_ $A+N:$/&GT/H'K$
M=.#]GGP2^YSQF_)B%Z'AC^N+[HO-ET-#(T T T T T T T T T!2^^OUK^!_
M^]W(+\A9+H56/=ZHNAH0: : : : : : : : : : : : : : : : : : : :
M: : : : H):WZ_\ 1/W/.4/YU<1=;@M\/5&8_H_RA\HBQ>NIQ,<X(_Z^NH#_
M ,7:0_JT5EKC']3\/)'>'Z8=S_VB-F>LE&@&@&@&@&@,=:Q*-,I6;G30,Q0E
M\DC\8BIV0)I?(1*1V%D)86BH=VM\OR*,@1*=S!X/3\';=):0DLM]\O';;8@!
M<2C04Y)Y*)#,6!Z:.!3J5%6Z7@.SK@&+0""%B"GR[^-S'B6R#!OO\F/@-TL,
M/T_)\N@,BT T T T T T T T T T T T T T T!#4"X^4U64E?S*$P,6(E1
M<\#;GUG)4R4' 2#]J5(1R/.SK\FI%XR0)L!Q%_&XWN*!O'PT8Z<CU5QS'- "
M9= - - - - :DY_^TJY ?<;X.?GWU%M;@M\/5$^)_P"</WQ?ZPDN:ZG : :
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MK7\#_P#>[D%^0LET*K'N]470T(- - - - - - - - - - - - - - - - -
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M'2G#?T>0T7Q-GK#F//7X[_:"?_@/?GNQTIPW]'D-%\39ZPYCSU^._P!H)_\
M@/?GNQTIPW]'D-%\39ZPYCSU^._V@G_X#WY[L=*<-_1Y#1?$V>L.8\]?CO\
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M*F..V>V^JHD[&9B@BA^I2\4_)D[ZID: : : : : : : : : : : : : : :
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MS#/'?;_9EAEMOCECO^G'+;?;?;;?;?;0\,?U1?<_-ET-#(T T T T T T T
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MS]H94OW,KB_.^E=;@M\/5&8_H_RA\HB1==3B- - - - - - - - - - - -
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M?F/\9/L 7_$ZV?;G2A#=U>9=)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\
M&3[ %_Q.MGVYTH0W=7F-)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[
M%_Q.MGVYTH0W=7F-)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.
MMGVYTH0W=7F-)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.MGVY
MTH0W=7F-)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.MGVYTH0W
M=7F-)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.MGVYTH0W=7F-
M)'M,>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.MGVYTH0W=7F-)'M,
M>8_QD^P!?\3K9]N=*$-W5YC21[3'F/\ &3[ %_Q.MGVYTH0W=7F-)'M,SNM.
M,](U#)WDTKZ$[!I4_ JQ=R==R.62,AO'W!!D57$HK2<\9\E9KDAS%XLFUV1\
M:NU1R4WR\#;;54*5B(XHHJFVT3MJF1H!H!H!H!H!H!H!H!H!H!H!H!H!H".[
M:M&)TM7$OM&;NEFT;APA8F[39H9/"I5UOG@U$QV/C4O\X,2>3%W#&/Q@$SQ4
M?G#Y,<)8(K/'B"6<;DIE2<325K\#MN&=:2JI>,]61&>M46%A.QQV?6,,;+XN
MFHBQ[:EI^UK "M7>'\AZU"S&:&Q39[AMCB\09INL<$]E=L,>!Z';598MRJ70
M[OE?9"]1\:[NL$>BJ\D *N9*C#!+;Y/+9#81Q@I'JZBP[;?Y-LBLKG16/1L5
MAEOMBH1*-<,LL=LM]]A%6S2I_P"#)0O[6QG^;O\ _P##J26/%YG328=?P;A.
M1[+/B=R >\I=T\D>.U]-XG#>3[M+#?9E4EGQIJA%ZKY&&?!QWQ;PJ1QC873=
MQGUM]D(LTC=-2I]DQB8&<F6-,*NK7JQO67C@6HPSQ4QQSPRQSPSQVSPSPWVR
MQSQRVVWQRQRVWWVRQRVWVWVWVWWVWVWVWVW^30A^M - - - - - - - - -
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G(@:W\++%%NCA\N2BJRV:KM\\<9K/2+]PY(/W#E\Z<.%!#-= ?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g661383g86i72.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g86i72.jpg
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M \ > 0M?W15(<MUH>M_H"S(I5E>QUJNX?'Y43198=K(HJ+)B00_YW)R20O\
M">414< ,R)PLZV3:CF#EPIHGD:DVX2EF-=-UYU/V%:-@]R]6--N-*%:@C8_G
MUO(9>@PORM^5UPC0A)"B*6V$8GRO-[C;-GI^[+?7,2*ZAT%P)K"&*TVC$MIY
M(A3A6I>UOW3ZM++6]YA::UOT5PU6-(44\KFX*,@='V6L+B?/>K:6 HZ'L,D:
M.[B&8F!,B;MJ5E\A,R5RX_</TB!$Z3-NGQ$LHN^<NW:@F&YLY6.-HW\"Y'@P
M> 8?\Y\M>R/UV5_FDN=]^2.NZ)$S2P)J&7N&16=SOTL4<V/-#4Y,ZS:>1V+7
M/74^D"!,ZY9?RU['8H\?,&S/59BFD@W9-A;=-5WM)YPDU:UI::ZLM@/Z-]@*
M:>O\A];;+5;&O_=UA_9=1R%#Z_Q\X;K2>)0!573^_P!.RS9KMG&/ZD]?GX\&
M0O-V?W0Z-ITMUMG;74CZX;A1Q\XQMN-Z Y+(:X^<_G.N'MQAM]L8_O\ U:Z9
MS_C'SX,A>9='\'PK#L#H:WHH?KN5>M729P65CU14BBUYWISSF)'!ZWT_<9G
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H )V^696'/AIAI@<6&1( .:JJ+K.M41:M2ZLY5*TF6WT5N)LAX(/_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g661383g91f59.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g661383g91f59.jpg
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M 00! P4       0#!08' 0((  D3$1(4%2$*%A<B(R0E,?_$ !<! 0$! 0
M               ! @/_Q  N$0 " 0,# P(% P4          1$"(3%!46$2
M<8&1L2(RH<'P4H+Q Q.BT>+_V@ , P$  A$#$0 _ -_'@!X 9SC&,YSGZ8Q_
M.<Y_C&,8_P#<YSX!49.O8!;W0\_E%#^KZN(C=+W#'9>-6QU]:1KLW<>TP^CY
MQAPCC,[1WZ2#H6R6O3;7!L-K0I!B8R"V[>13 9/+@(*-=,7JXA++GV7/T$@[
M=IL&FX&R,?674G4GL5[+Z$5*@_._'4+M"1<P4[8\_<$=A4'%&DN:WZ!GL515
M]HML]V#8%DSZ3",\=;R,F/NKT>BF6*G+M%*U<2TN[F^BA*=LEN7KAY#6X4XP
MI'F,^7&3E^@#$XERR2$%FE E3&7OSI,96)',.&VQ8T1:7U].:HL.1C0O+&$$
M0XXV<R#55!*GU-O$_P ?SR/!X,AX > +%T3VARMR:(WD=#7G :S.>LI:QV*N
M;INZ6#*]UEOQTDH?6T=0>+ EZRA'T'T1C,:=5=E]M$<:?)OKKD5)O"\Z>N"+
M^>O9!ROTS<TBYZKM_L=DNB-P1.T"*ZMVC[DI"3N-=J.P;)B8LC9;<'AQ+JRX
M<G%O'^0=/\C?4S1=(=0=$M4<5TM*;1,2FG?:S8]O@R'@'SOOHGILHIMKHGIK
MMOOOOMC73337&=MMMMMLXUUUUUQG.VV<XQC&,YSGZ> 4I2N<S7VU3&64Y14U
M>Z_]<D DCE">@.AH0Z+M$RZ]E;*M^-)Z$H"2!;:%,5(M2V=FBWKH:5M2IPMD
MN!5T7^FQ()$0-1TQ.6I2>BW:>NRVNR6[RZ<A?((M?<$\"TE%;*ZC,B0XU3\Y
M0U-..U=1<#QMA#%P]$/[3I\-<U:U+D_L=]"5/[XL]Z7U:HTB8ZO)+V&$3\54
MPW=[O6-W[:DD\:<' \_/\IZ"O"<D='=NVV"@A;G1,D;TQ-6UHUWP2+4]*1O/
MWB5=3$<6SA-LC++H.4_$(Z/,F7)(U;@6@'5-HA+"_P![OGV+"_!D/ /%6-8\
M!J&#2BS;1F$>@-?0IH)?97,96Z"LS PM(F,96,<7$U1)!'3.VVB**?W96*)5
M1$&36)712W!7LLLJ)TN'N7V4?77E5=ZX4XI<L_:CU9/XAH5U)?C"IG.N7'G>
MHI.AH!4<$?0\*;LUK6>(K+#P'!HD<0B8>Z!"?@W%-/S?$]D[+NUGLO7:%IAI
MQ3ZNYHC5O(U O_;7M/MD'8QJ#?I 3;_2S^LY()#$VET;?,LV<B*6J[.JXI;X
M9E>(,KPC\66B/I@).#VSBWJ4MQ0K;+>$M:GGG+'VX=XRF]2/TSZEZOE[%<7=
M]Z,C:T6A83"V_@0BL("W$X<X_P \T8VK)ZDL=5Q W;4DX\K_ +^PY*CF62L@
MDO1L0;AEN;*U*QN^7R6/>#(> 9 O>K[)KNNXI?UU^OK\YT(GUJ-/-EQ6K&S=
MD"9W:LDPA^UYAJEU&V_Y>T893$G/HV6A*ILT):W%G@TD>6=62$MSV.O].E+X
MJL*7'LWW=DM7XEX*#FLXK2E:L]3OJW-C4TL'GB%-D Z?[:<VG]YSQS1,')0E
M]LTQE'SE(*X.@GZ7/,C?(U4C<4JSQ4]Q%4LIU0$:7UL2?C(X=3JKP[I:O9<+
M"G;$Z6U\C\:U'QU"WEB@6'V63V>.W]V73>5AN.9-<5XSU?7?)LQLB8DZ8+<R
M<J+DZL[(+@2.QD-=0%A:P4E2<D##;?$82PNPV7@@> =!*Y5&X+%Y'-9D^-<8
MB,08W632B2/9B+>S,$>8@5W-Y>74\C;0<-N;&\4@PPI;?5) =%13?;&NN<^
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MP+I46D>A+EGQSU$JXKMD;KFBU>1)MSLV11@DCJ1(HN(\ ,4>&;(]&V&-N:.
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# /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g675305g86k94.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305g86k94.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ - !6 P$1  (1 0,1 ?_$ &D   (" P$!
M       (!PD$!08""@$!                     !    <!  $#! (!!0
M     0(#! 4&!P@ $A,)$105%A<8(3$B(R0F$0$
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@T_\ IOV/U?M'_<_'>!8AX!X!X!X!X!X!X!X!X!X'_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g675305im12e.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305im12e.jpg
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M P,# P,# P/_P  1" #^ 4 # 1$  A$! Q$!_\0 OP !  $$ @,!
M      @&!PD*!0L" P0! 0$  00# 0$             !00&!P@! @D#"A
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M/Q)/'4XJA>Q+IVU>CT;P/C&<,%CU;!HV$LE108:DOB(JVQ&=X-$/GR+ZHJY
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M"0R[3Z96<HKMELDUDABDC2JBG&@(J.NK]!$?7ZY%[A-.?1VZR)_J-T[2P_@
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M8&R2%N][C'JG<W.*VK2F'RNE. Q& )6JW8);7.QUD./&#QK6U<!!4738$B5
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MYCQ 3[R;82F6&G'RX<^\ED9RK R4E)!!PC<,EYX055<VPF#-+;>.C(FM )R
M:!B?  +6W=]XAVRRDNIA_+PM<XCB=.0\7&@"E/?3Z/3M8C5<-U?L-=B>+A>J
M+:$?+CDEQXE7AZWG)Y<<>2-H'X9@#W![MBC;-N3S2Q@!;&#]XY-PXEQ\Q_P6
MOMF+[?=V^JN07;A=.&%/EJ,&MY,8.9SQ*[+K->%[UIA%C7[A^2FYZIL%Q M=
M^MNO-,H_DUN>A7&U:5U=([)V2JZ[U+XC0^[20]>A:OO$I]EK:C=>G3QK25J
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M$YJ+!UVIE/0VC(?=GW#C1A60(P+ZNO/R$3]*?@BY$;Q?&RLB8<;N4Z(QS>[
M'P;B3R 5K]Y]V;7V/VS=]T;R\,L;2)SS7-SJ>1C1Q+G4 '&JT3>P>P+/M#?M
MG['VB2[9[%N-W.FN!),GW(K$B24AMKGU,1,?%%7E$'Q047ZY/[7M\=A8,A9Y
M[APH,.0Q)ZDDD^*\,>Z=]W7NKN"^[CW)[C?W=R^61Q-3YC5L;>36-TLY84"X
M-D5%QF'&(W'9*>3LJ.".(1*"\@1IY*K8'].%1%5/1<N>SI;Q_2-<#,ZE?$YX
M]%:[W!MN+VZ:1Z;7::DT^(R4A^M>LV66')KT4T<<1'0D.)PT#Y*BJ;BDGEXB
MB\H/KZKDW9V[K AD;M<[CYN9'(=.:;;M$W<Q-W>1O9:,'\,GY0\D>9W.G 4P
MJO+M?Y,Z-T%=QM/W6KN)]].HJZZU:-2UTYZ/;)+K.PGS.0<2MDA'&/:Z/'KB
M/DS^ZNX:^VH>X27"[=;7;G-M]+JZ07$FN8<:989 ?]P6?^S_ &OWWN/:OK8W
MV]62EK6@-8 6&%I>X:FE[BV9SP  -,+R75("RB]'Z]4Q8='L0P0(G*NMOK"7
M-YD3XTRS@L37H" 8HVV4 GO:51'GR!5]/1,B=ZW:2Z;H-6M+11N0 ZE9<]O^
MT-L[>N"^+1.^&1QDN"*N>\&A+0:T'*A*^[NOLM[L:Q@ZKK;KP4K$A$F^PO#M
MG.;(2.,7BG/VP'ZN+^/TR"V?;&NF=<S :69<L>/V9*H]R.\9>Z)X>W]F<\67
MJ?Q-/S2.;3R5_#7YJ>%5S6H=8SH QQ,X<-")AQ^<Y'(;!AUY"52 ^"%M2X$0
M;'DU'\<E)KQCJEK2<" !\IIP_+!5G;W9L]DQC7.C82YKC(6_Q YV9&?0 9T4
MQZS9HW6]";$&<<W=I<'VF9BM@B5X.+ZO!&7R]M$!?3GU(E3+?N?XQ-&@,\<A
M3('FL[V6YL[;L/3BD+][='0.I@VI^;3PP6MQ_=%^3]MO^RR.C*"]F.ZKJ<IJ
M=O<UF6+O[]MY_P")*JD&@J!QZ5LQ4Q\E17RX5/T9GCVN[/CMK'_DETS^8?A#
M7[K!@7 <W8FO*G-:R=]=XS;QW(W:!(Z2QMGU?R?.14N<<B(_*T-QJZI/RK%C
MIFJQ+^4ARP<8IJEMF=<2D$E!(X&A?9MKY"JOS'D$0%.5(U_)%S,-Q=Q6]N[<
M+C"VBQ/#4ZF#1XK&O=&^R[-;.;:%K]SF\L3.(+C36?W6XGX*M=[W)^BUZ;9>
MVRW862E5T43VR%(D86Q 49;]?\/70P045.$5S_3FI_NEWA<6MH^Y<[_V%W4,
M'%H&!(Z-K0*Q^W>W6;MN\>WL!^GC?ZD[QDZIU%QZN(_0HC-IYN$X?D7N>1$I
M?54)5)5+CGA>?KS^>:IN<23J-7$XGF3F2L\R>1C61BC0 &@9!HP 'P7;-9E=
M>KB810_T'JW7.VYW9F[=CSMPV6X+MSL;5:F..^[Q046MZMHVRS-2H:.@U[6M
MBIZ6"TL6H^ZER/8*7-FR77'G3'V@;+M6F2LK\SMD^*/PCZ0LNY^Q]4[*V=^3
M?Z]H'6O66B[_ -HW'8O<7;6[3?VK0^K.O:4MY9&RVG:K1?$$(P:C1VWI#I"T
MR:H7+=3C0* 4+Y&=H]$;OU [_<5^!<7XO]"_('?=?ZPT[NK0?G#NO<<'IWL7
M=??'0]-^1]<\YI4756=IFLI!2^J9=E31+$P:?,0<1U"[4K\IJ?!95NL>H-&W
MAW=AV;IS?NOV=<VZQHM>D6G;W9<YK<*.*1)#V>N./MK+80[!M$<% )]KQ<%!
M=-4)!+H25=7_ )9.F_\ L/9__4_M/_QIA<:BG_+)TW_V'L__ *G]I_\ C3":
MBO67QIZ6!20ZC8P40]PD+M+M$5%OGCS)%W5. Y3Z_3":BO'_ );.E.5']JV'
MR0Q;4?\ BIVARCA\^ *G^=N?,O%>$^J\8345[O\ EDZ;_P"P]G_]3^T__&F$
MU%/^63IO_L/9O_4_M/\ \:8345P?0C<G7-Q[]ZQ8MKVTU/K[?-732V=EO;?9
M[6AJ=NZTU#:+#7F[^_FV-W/IH=_.EOPPE/O.1&I*QVS2.TPTT0Y J3&%PF$3
M")A$PB81,(F$3")A$PB81,(O _P3\%7U_P!"?A_KS@EH!U942A."U0?[P?RY
MF=L=H_\  C3;,DT?K:0XW=##,C"ZVU#!J6X\+9>V;%4)>V*+S^I5XR$V)CM\
MOI-Y>*[?$\QP5R-,'2#_ #'!IY#JO,'^\'W7/<7=3/;C:9'?T?:G:[G2<)+K
M"C3P(A!R_&5AT9B$TX@MM I*V*.+*D.-A&(FT90$)L%-#-%\E1%54Y_#,C6\
M/H /=373XK3"2X#F/>?](98]/U\>JOSUMU[($V+!$5Z.ZZVJNN-D@N,)Z"+(
M&B\,H:KX\\>B\Y-[=:16L@FN!_&<WRMY=3U4-!:;EW#/')""-J9( 3GJ .0Z
M54S*^H;KHRR7/)&HP(XS"%$5MP_JJ$*<J2KZ<>GUR4B_EW>8-]5W'B%G"TVR
M.TM_J'%WI1"HC'RD]0,R5"KY&M[FQVY0WD!-P2,QU>^Y HZ[??E)JE5V'>NW
M]N9ZII3'QXJY-73[Y"CQF8[EC?/%&5NUB^48@85X(W<I?1?I#G!F@&FIX#L3
MP;A4<SSR6>O:[:OKMO==7$4+[U]V6Z_0LWNMV%C!4NN3K,1)-&1"M6.)=YJ'
M*+M>R2*JOI--UT7ZV3^W53ER!20G2J\W8$8GJF=.:??^^LXKAJV\X)N(ZZBE
MY%SROPLHI+PB5XP(X\N"B^\]X.U2CM[9)&^H'_Q)&?+U%!C4\!3"M,**0O1/
M3(S8C.QW$%YD&E<1L$ 1)TO]XH"Z:<BGE^IS\U],^E]="W9Z$.#3B2/T_L5_
M>V_839H&[ON,=)!6@XGC3[<7*33%?5P*R3:RX\H*NIE/#009#0 5G: VB?</
M&7BZZV)JOASZ(*9%2R'2&AP]5X%2. \.'!9<@MK6"V?=2L<+2![O281\\@^\
M3F0#EPH%#+YA=SP/C+T-L'9TB(RYV'O13*#K>O)WW)4W8IXDT%RK!DJ_L>N,
MDKRHB<$:"GXY-]J[+/W)OT.TQ5,0HZ0T^5@.(_S.R\*JR.[-SL>T]@=O>X!K
M=SO7N9"''YGG.3'*.(8\BZ@XK4W?AW>S7+KTEZ5:V=O.<E39#Q(Z[96,N4KL
MITS-5Y)Z2:EYKZ?AFYD>VM8R.QMVAL$;0T#@ T8_HS6H\F\VMI:R7DE/7!?)
M4X9G!SCUXJ\$F'"J&H.G,3(R#5.C/V":C8HV_9,(3LH'I HA)"I8YJBKRO\
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M^RF=>%\^U>R+'ORQ;^/74,UFAT/76ZRF[NWNAE$Y61VXK#+3O5.B30:CK,8
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ME?)D;IM0>'W O-L*4P2EJBK-O;"2XHD?J@$O ^N?"\N);^72T5?0-:T95K@
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?/NCGD"&_&E>.5<5;>\"%^^QF].C+TZXC/#*HKXK_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g675305im2a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305im2a.jpg
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M P,# P,# P/_P  1" %  M # 1$  A$! Q$!_\0 XP !  $$ @,!
M      D'" H+! 8! @4# 0$  00# 0$             !P4&" D" P0!"A
M  8" 0(# 0H+!04& @L!  $" P0%!@<($1(A$PD4,4$B=-065I9W"E&S-+05
M-;87-[<Y83)"U5=Q4B,S))%B<D-V.($E\*&QT8*R4W.311@9$0 ! P,!! 4%
M" X'!@8# 0$!  (#$00%!B$Q$@=!47$3"&$B,A0W@;%R([-T%1:1H<'10E)B
MDK+24S2453.3TR14M'7P@J)#<PGA)347&#AC@T2C9/_:  P# 0 "$0,1 #\
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MXV[_ *Z3]9<:9MK:R8DI1;/V*1E&?,C+-\G(R,FE&1D?Z4\#(QR9I;3!>/\
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M;G]I)^<[[Z?7_7?\ZRW\9<?VB?/?-?IAE/UAM_E@>LW/[23\YWWT^O\ KO\
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M(V.>XAK2YQX6@FC6@N<:; "3L"^:1D9=2\2/Q(R]PR#?M&Y>3=L*\@B B B
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MBUL0E@O(Y+0,#8Y0)(Y6/95DT=&N+'-)CU%/6,J B B B B B B B B B B
MB B B B B BYE=^L:_X]#_.&P&\=H7HM?WF/X;??6QP$L+].B B B B B B
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M%/;SV0P]E;VN+LN_I;E\DS9!<M#)VR.D/%P/8.$-;3A]*I=M5%+7E!I1C/\
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M//.+>>==4:W'775FMQUQ:C-2W'%J,U&?B9F/(H+DD?*\R2$ND<:DG>2=Y*]
M7! 1 1 1 1 1 1 1 1 1 1 1 1<RN_6-?\>A_G#8#>.T+T6O[S'\-OOK8X"6
M%^G1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
M 1 1 1 1 1 1 1 1 1 1 1:]?[PQ_5!V9]EFEOV4<&R_PS>R2T^>77RBP@YX
M^T*X^;P?H*$D3ZHC0$5_^B>*^C+/C[7\FN5.Y\_U1K;.-Z*X\ZP@:JP"CS[)
M[#)JO'X629OL3+FLDR3&X%5K; H%K&3(;B*DVDYY2T,(3V$:XVU%K#4$6I7:
M3T?86UYE;?'^NSFXF?#&V-SRR*"/@9(73S%KN$NX8V"A<379>V&TWAY,(-0Z
MCNYK;'RWGJT0AC;(\O#0Z25_$]@$48<VH;5[B30;%\FUX>XQ&XX9-R$QW<\;
M.*JGYV5_#NA>H,4F0L9S/&+/#9F7UVXZF;>2H-_!191XZ/)J94%"DMN]5O$H
MNA]\.M[M^J8=-75@;>:33QR;P^0&2*1LHB=;.# 6'A)-9&O.T;&T75)I:W&!
MDS<%V)HF9D6+>%A#)&&,O$[2XAPK38PMW':5>2GTI]=8GE_,J/L':^]\NP/B
MCO7#M$R'>.VBZO9^T4IR[#_G>_NO8FOU9:P]C>H<7:_Z60N N?+E224ALT&@
M^MB?^\64O;+!NQMECH,CF,?+=CUV[=!;_%R=V+6";NSQW,A\YH>&-:VA-:J[
MCRSL;2YR8OKJ\EL\?=LM_P"[6[991QM+N_ECXQP0LI0EI<2=@I1=)U!IGAO*
M],KF/LW+\VS&1L+$.1>OL-QG8%1I&KL[F-#1"S>;K7&J)VYSB#94.,[?5 :E
M9&OHW*I%(;94U/["Z5#-YW7+.;&#Q-E;P#&3XN:62%UTYK2:Q"=[^&(M?);5
M+81M;+4NK'5>/%8C2C] 93(7$LCKV*]C8R00 N X93$UO%*"ULQ%9-Q91HX7
MKTR'TU-<4SV=:$8WEF4CG1K/B^CE+ENLY&O:9G1TFOBX-4[0O]-8]L!K)G<P
M?V91Z]N6II3'ZM%3+?2IA)MF7<7VVYJY2<6^HW8^ <O;O+_1\<XF<;L.,KK=
MET^'NQ$('S-+>$2&1HH[;N7"?0%A%WV&;>2G6%OC_6WQ&)OJY C$SH&R<?&9
M6Q'BXBS@)\W8JB:_]+CC=E.5:*T[?\KMH4F\.1O#2GY<X?%@Z*I['5^ 5LK7
M]YL&PIL_R,\^3D=]'=K\;G-PRIX!22*/W/=JW6FCIF2YNZIL[/(YRVPUI)I_
M%YUV-E)NW"XF<)F0M="SN>!AJ]A=WK^'SJ-J 2O=9<N\!<7%GBY\E<,R]_BF
MWK +=IBC!B=*6R.[SB<*,<&\#:[-NT@*DL'TX<&W5)X.3.)6Y,US+%>8^SMJ
MZA<LMRZZJ,&O<'OM+)K[/-<S118KE.3Q['$)>*2)%C"AJEE8)-A+#KGF.GY5
M9DYI9# MU S6EC!!>8.TM[GAM9W2LE9=<38HN.2.,MD$@#'NX>#:7 4&VFMT
M#:95V(=IJ[DEM\I<30UGC;&YCH.$R/#6/>',+"7M;Q<7FT)J=E0<T]**I1-X
MWWF#9'R6Q'6^Y.8.,<-LR=Y,<=UZ>V1CV2Y7[/,QW:N!8J_>.0,SUQE%,W,<
MB-O2(LR++B^S2%=RC4BFV'..8QY6WR$6*FRECA),G%ZC>^LP/CCJ'V\T@96*
M>-W"'$!S7-=QM%!0^V[Y:Q<=A-9R7\5A=9-EB_UJU[B5KWT+9HV%U'Q/;Q$5
M((<WA.^J^90>FWQ_RWD]L#C/K_D;M';V1<>\ WAF^^6]::>J)649A>:KR&@I
M:G4O%W&;G*H3FRL_E';R$6SLMQF''>KGUQ"DM=ICNN>:>I;+25MJO)8NSLK7
M)W-I%:=_<N$<3+ACWNN;^1L9[B$<([L-!<X/:'\+JKK@T#A+G4,VG[*_N+JX
ML8;B2X[J!I?(Z%[6B&T8YX,LIJ0_BHT<+BWB%%&EO["=>ZZVODN'ZOR38>3X
MA5-U!QY.V=;R-2[*IK.;51)MUB>:8-(L;0JZ]Q6R?<A//LO'&F*:\YDB;4GK
M*NF[_)Y3#17V7BMH;UY=46\XN('-#B&212AK>)DC0'@$<3:\+MH*C_-V=C89
M.2TQTD\EJWAH9HNYE:2T%S'QU=1S"2TD&CJ5&Q4;%=5*0$0$0$0$0$0$0$0$
M7&F_D<OXL_\ BECDSTQVA<7^B>Q3R\EOXL._9KH;^0NM!HLYC>T/._ZM=?*N
M6&'B/]L^9[;;_)VZH*+,4'H"("("("("("("("("("("("("("("("("("("
M("("("("("+F5WZQK_CT/\X; ;QVA>BU_>8_AM]];' 2POTZ("("("("("("
M("("("("("("("("("("("("("("("("("("+U4A*^WN(C[%$M/7WE$1D1E_
M;T,$7L"("("("("("("("("("("("("("+7K_>&/ZH.S/LLTM^RC@V7^&;V2
M6GSRZ^46$'/'VA7'S>#]!0DB?5$: BD&T3R@X_1^.L+C!RRU1M+86OL$WH]R
M%U9<Z9S+%\2RB+D-SCL+&\YUKF)9?46M?+U[G,.JC.+EPO*M*]]*UM$YW$28
MTU%I'4KM3NU;HR\L[;)W&/%E<-NHI)(RQKR^*>+NW-(FB+G -?6-XH#2BOC"
MZBPC<$-.ZEMKB>QAO#<PN@>QCPYS0V2)_&UP,<@:T\3:/::TJ#1=WUIS<X[U
MNH-KZ0VGQARF1K6ZY<4G,#3F$:<VPC#:S!\AI**9BD35>47^78[F.07&O6L=
M?:;]JB>5:K<0KM6SW)4CP970.IY<W9Z@Q&7A&5CPK\;<RW-OWKI6/>)#<1LC
M?$QLW&">%U8P"*AU"#Z\?J_!1XNYQ&1QTAL'Y,7L$<$W (W!I8(7N>Q[G1AA
M JVCZC81T5(KO43T'8\NM\\M,HU#R7PW-]B[EQO;NO,FT#R,BZWS*DIZ*GK:
M^STSL:-+QFVQ'+]>Y?-KBD3)#,=N>VE7E)[T&9'2I>6.HXM%8[1EI>XJ?'VM
MB^VFCO+(SQ.<]SBVZ@(D;)'-&'4:"XL.\T-%46:\PDFIKS4D]K?PWD]RV:-]
MM="*0!H%8) 6.8Z-Y +B '=&T$A4@=YQ:YV!@7._ -SZ;R-FIY>;K@\D,/;T
MQEU%B;.L=I4,C,GZ"CM6LCQJY9O]?]<I;]L]F;BV#AQEFV:%/DIFMCE]E,;D
MM.Y+!7T1FPE@;&7UJ-\AGMWB(/>TLD863?%GAXBY@XA6H;1U+.LK&^LLQ99:
MT>(LG="YC[A[6=U*TR%K7<;'<<?QGG4 <>'90FHK#D/J3:DN)&>\B(^F-C,\
M[MG\7"XMY3F<G-L:<X_U[4S :?560[MQ_%V:5O//W@W6OJ5N,W5ORSJXDI:G
MO,=]PZ':\J\U VVTPZ_M3R\M,O\ 2$<0BD]<)$SKAEJ^0N,/<LF<7&0-[QS0
M&T:JG/K[%RF?.-M)QK&XQ_JCWF1GJX!C;"Z=K.'O.]=$VG 3P!Q)J5UG'/4C
MQ:@Y'\9=ZEJ/)'JWC_P/K>&\_&4Y54)G9-;P-4Y[K96>5]B=7[-6U#C^9(E)
M@NMNOI;CJ0;AJ41E[+KE9>7.ELMI[UV(2Y+43LF).[=2-IN(9^Y<WBJYU(BW
MC! J0:;%YH->VT.>Q^8]6D,=EAA8EG&VKW"&2+O :4#?/KPD$[*55/M'^H7<
M<?M><&,?P?!3FYCPVWGNO;4VUN;=I.-[&HMT0*FBN<+1#B1%6=$H\<C2XKDP
MU/\ :N2EU"#-':=2U!RS@U+D]0W.0N.&QSF/M;8-:WSX'VI<]LM2>%_GEK@W
M9Z)!.VJ\>(UU)A+'$06<'%=8N\GF+G.\V1LX:US  *M/ '-+MOI5 V+[LWFE
MQXPS<''39>E=/<C'X^G>1N+<A,J/?G)>?LF[N(6,6T*TK]/8) A4T##<=Q.L
M4RZ;%U80K&^<<<+S'":[VW//'H/4U]A,IBL]?8L.OL7)9Q^IV(@8TR-+77,Q
M+G2OD=45B8YD( V"M".Y^K<':Y2PR&*M;XMM+YER_P!8NC(XAC@1!& T1M8-
MM)'M?*:[32H- \*WWI]WD]MK=^W]9[+ML6V=E6T,NH6M1;;DZQVUI[)L^S25
MEM+F6#9I&K9%1;9'B3,MV%Y$^*4"6T^XM2$J)!%<=_IS.-TE9:?PEW:,O+2&
MWC?ZS;">VN8X8A&Z*6(N#FLD(#ZL=QM( J1542SS6+^L5SF,I;W#K>XEE>WN
M9C%- ^20O:^-]"USF5+:.;PN!)IN7[<Y>54?E_N:EV1!QW):.JQ+5&N]0U%C
ML')XF<;8SBOUY7RX;>?;>S:#54D3*MBY*[.6N9);C(;2TVRTDU^7WGQY?:/=
MHG!28N26*2::\FN7-AC,5O$Z8@]S;1%SS' R@X6EQ-2X[*T36&I&ZHRS+]C)
M&1Q6T4#3(\232"($=Y/(&M#Y7U/$0 *4&VE59P+Y5K("("("("("("("("+C
M3?R.7\6?_%+')GICM"XO]$]BGEY+?Q8=^S70W\A=:#19S&]H>=_U:Z^5<L,/
M$?[9\SVVW^3MU0468H/0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0
M$0$0$0$7,KOUC7_'H?YPV WCM"]%K^\Q_#;[ZV. EA?IT0$0$0$0$0$0$0$0
M$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0
M$0$6O7^\,?U0=F?99I;]E'!LO\,WLDM/GEU\HL(.>/M"N/F\'Z"A)$^J(T!$
M!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!%QIOY'+^+/_ (I8Y,],=H7%
M_HGL4\O);^+#OV:Z&_D+K0:+.8WM#SO^K77RKEAAXC_;/F>VV_R=NJ"BS%!Z
M B B B B B B B B B B B B B B B B B B B B B B B BYE=^L:_X]#_.
M&P&\=H7HM?WF/X;??6QP$L+].B B B B B B B B B B B B B B B B B B
M B B B B B B B B B B B B B B B B B B B B B BUZ_WAC^J#LS[+-+?
MLHX-E_AF]DEI\\NOE%A!SQ]H5Q\W@_04)(GU1&@(@(@(@(@(@(@(@(@(@(@(
M@(@(@(@(@(@(@(@(@(N--_(Y?Q9_\4L<F>F.T+B_T3V*>7DM_%AW[-=#?R%U
MH-%G,;VAYW_5KKY5RPP\1_MGS/;;?Y.W5!19B@] 1 1 1 1 1 1 1 1 1 1
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M,F]&>*S3F4<RSUG:/QUR=G?1<4UO7K<S^FC'9WH'20H,U-R S5B'7.F;AM[
M-O=24CFIU!W]&\]O=^0+'(V'K?86HLPM=?;5P?*]<9S1N&W;8EFM'88]?0CZ
MFE+JH%DPPZ]#>Z=6I#7>P\GX3:U),C&46,RF,S5BS)8>XANL?(/-DB>U[#[K
M2:$=(-".D!01?6%]B[IUCDH9(+QF]DC2UP]PTV=1&P]!72Q[UY$!$!%QIOY'
M+^+/_BECDSTQVA<7^B>Q3R\EOXL._9KH;^0NM!HLYC>T/._ZM=?*N6&'B/\
M;/F>VV_R=NJ"BS%!Z B B B B B B BDZ]-_T];?F7ET[*<Q?LL=T-@]BQ$R
MBX@'[/:YA>^6U++"<9E.(6W&<1$=0[8S2)9PV'6TH+S7D*;JV*Q;LC(7/);:
ML.TC>3^*#[YZ-PV[LLO"_P"&N\YW9E^9SCI+;E]82AL\C=DEQ+0.]6A)! /"
M0Z:2A[MCF@#BD:1E_:OU+K72V)0,%U5A5!@N*UJ$ICU-!!;B(=<)))5,L)/P
MYMK9/].KLJ4X](=5XK6H_$7Y!;PVT8B@:&1CH'^VU;I=*:.TOH;#QX#2-C;X
M_$Q#9'"P-J>ESW;72//X4DCG/<=KG$JH@[E<JZ+L;6.O=NXK8X1L[#L?SC%+
M5M3<RDR*N8L(AFI*DID1C=3YT&<QW=6I#"VWV5=%(6E1$8ZIH(;B,Q3M#HST
M%4#4NE=.:RQ,F"U396]_B)11T4S ]OPFUVL>/P7L+7M.UK@=JQ$?4J].F=P]
MR&'G^NW+.^T%F5HN!62)ZUS+;7V0O(>DLXG?3>WK.KIL=EQ59.7T<=2TME_J
M\A+LBQ,OBCCGB2*IM'&@KO:>HGI!Z#[AZ%IB\4OAEGY+Y%FI-,F6XY>WLI:P
MN\Z2TF(+A;RN_"8YH)AE.UP:YDGGM#Y* \&>%N:<T]K_ #1J9+^.8!B[<2VV
M9G11R?30T\EYQN)5U3;I>SS,IR!<=UN$TL^QM#;K[A*;9-"_-CK"3(S]TP\,
M;=KG=0ZA^4>CJWGRQSX?N1.<YZ:O^B+5SK;3EH&R7MU2O=1DD-9&#L=/-1S8
MFG8 'R&K8W YF>A.-NF.,^'1L*TYA%5BU>AIE-G:):1*R7)9;2$I59Y/D+R3
MLKF<ZHC5U<7Y377M:0VV24%?]K9VUE&(K=H:.OI/E)WDK>'R]Y8:'Y6X5N#T
M580VEN .\D #IYW 4XYYB..1Q\IX6[F-:T!HKF/4K_7P\DQG',QI+'&LMH:?
M)\=MXZXEK17];#MZBQBN%T6Q-KY[+\62TK\"T&0XO8R1I9( YAW@[0O!D\5C
M,W82XO,6\%UC9FELD4S&R1O:=X<QX+7#M"Q:?5!],&NT%7S^0?'V!+_=(J:V
M6>X'YC\YS6SUA(2Q%O*.2\IV6_A,F8\EEUEY2W:UUQ!DM499E&LG,X860]:M
M!_=?PF_B>4?D]8Z.S=J4\67A0MN7UO)S(Y<1O^J)D'K=I4O-F7N ;+$35SK9
MSB&EKB70N+=KHW?%1;\8>-NP>5NW\?U#KMEMJ=9$Y8Y!D,UIURHP_%8+C*;?
M);<VNU2F(A/H;99)25RI;K3"#)3G4J1:6LU[<-MX?2.\]#1TD_<'25B1RFY6
MZCYP:TMM&Z;:!-+5\TS@3';P-([R:2G0VH#6U!?(YD8(+PLT?BOPMT7Q%Q2+
M2:TQB+(RAZ&TSD^RKN-&EYOE4HDD<AR7:&WW5M8MTS-JOB>5$93T^ I?<XJ0
M+'&VN/CX8163I<?2/:>KR#8%O0Y2<C>7_)K$,L=+6C'94Q@3WLK6NNIW=)=)
M2K(R?1ACX8V]3G5<;LQ[U,*XTR%#L8DF!81(T^#,8<C3(4QAJ5$EQGD&V]'D
MQGT+9?8=0HTJ0I)I41]#(?" 10[0NJ>""YA=;W+&26[VEKFN <US3L(<TU!!
M&P@BA6.OZFGI3XQ!QG).1/%_'$4,NACRKW8^HZ5@RII]-'0J1:93@E<T1E4S
MZME*GY=6R117XZ5+C(;=1Y4BT\QA&,8;NQ;2FUS!N(Z2T=!&\C<>C:M:7BJ\
M(6)BQ5US*Y56PMY[=CI;S'Q#XMT315\]JP?T;HQ5TD#?,<P%T0:YI9)C9D9&
M1&1]2,NI&7B1D?N&0M0$$5&Y:M2*;#O7D$7,KOUC7_'H?YPV WCM"]%K^\Q_
M#;[ZV. EA?IT0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$
M0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$6O7^\,?U0=F?99I;]E'!LO\,WLDM/G
MEU\HL(.>/M"N/F\'Z"A)$^J(T!$!$!$!$]P$4R'IL^C+O_GP]6[#R%R9I/C2
M4@EO;0N:M3V09ZRR]Y<F!J;'9A-(N$&I*FUW,KLJ6%$KR_;'4*8$&\U.>NF^
M7#7XRV#;_5=-ENUU&0DC8;AXKP]8B;60[*\ (<I4T%RIS>LRV^GK:8"O],X>
M=)UB%I]+JXW48.CB(X5G(\1N"G&+A!AI8AQ\UM6XY)EQF6<ESJT)%WLC-76B
M09R<LS*4T5E/2IU'>F(UY%?'49^1':3X#7WK7F'JW7]]Z[J6Z?*QI)9"WS((
MJ]$<0/"-FSB-7G\)Q67^F-':>TA:>JX2W;&XBCI#YTLGE>\[3U\(HT=#0KO1
M9*NA 1 1 1 1 1 1 1 16L<J^%G&OFE@[F"\AM94N9QF67TX_D[;95>=X9*>
M0LBL,.S*"EN[HY"'%]ZFD.*B2#212&7D=4G>&CM>:JT'D/I#3-W) XD<<?I0
MR@?@RQ'S'CHJ1Q-_!<T[5;FI-)X#5EGZGG+=DK1Z+]TD9ZV/'G-[*\)_"!&Q
M8/OJ5^B7O?@P5SM+73]IO3C+&<7)D9K K4EG.LX3B_\ AM;0QZN0;2JF.:B1
M^GX""@'X'):A&I"59_\ *KGYIWF$8\1DPS'ZL(H(B[XJ<_\ _.]VWB._N7^?
M^(Z2A(Q#U_RCS.C^/(V!=>:?&TR ?&1#_P#*T?@C]HWS?Q@RH"A)(R,B,C(R
M,B,C(^I&1^)&1EX&1D)]41KR"+C3?R.7\6?_ !2QR9Z8[0N+_1/8IY>2W\6'
M?LUT-_(76@T6<QO:'G?]6NOE7+##Q'^V?,]MM_D[=4%%F*#T!$!$!$!$!$!%
M[-M.O.-LL-FZ^\M#+#2?%3KSJB0TVDO?4XXHB+^TQ\-:;-IZ.U<XXW2R-C8"
M7.(  WFO4L_;BGI"HXZ<>]5ZAJ8K,=W%L4KBR%]M"$KM,OLFBL\MMI"DI)3C
ML_()<A:35U-#78@C[4)(I.L;9MG:,MV_@MV^4[R?=*_1CRBT'9\M.6^(T;:,
M:U]I9L[X@4X[EXX[B0])XIG/(K6C>%NYH5P@]:DA 1 147Y$Z:H>06D=E:>R
M)AEV%G&+657$?>22CJ[U#7M>-WC!F1]DFDOH\:4V?^\T1'X&9#S7=NR[MGV[
M_1<TCW>@^X=JL;F7HC'\QM!Y31>2:TP7]H]C217NY0.*"4>6*9K)!Y6T.Q6M
M>E]Q^8X_\0M>5\VL3 S?8+3VQ\^=6TE,MVXR$R.K@/KZ>83=)C;$.*ELS-*7
M$.*(B-Q77PX2T-ICV!X^.?YSNT_>% %$_A2Y<P\N>3.-MI(N[S61!O;HD4>7
MS?T;'?\ 2@$;*5H'![AM<5(:*NLD4!$!%\'*<9HLUQK(,/R>NCV^.932V>/7
MU5+02XUC47$-ZOL8;R3]UN1$D+2?OEUZEXCB]C9&&-XJQP((\A5.R^*Q^=Q5
MSA,M$V;%W<#X98W;6OCD:6/:?(6DA1C>ECQ C<8,.W9.MHWGY?D>Y\ZP^+<R
M&T>U/:[UCD5GBV*$VLT][;5Q+8F6+G:9)=*0UU(_+3THF#Q_J44I?ME,KA7\
MEI(;]\^4K%;PE\F(>5.%SMQ=,XLS<YRZMFRN XC:6,SX(:=0E>)9C2@<'1U'
MF"DJXKJRZ0$0$7JI*5I4A:4K0M)I6A1$I*DJ+HI*DGU)25$?0R/W07P@.!:X
M5:=X6"AZ@>CJ_CSRZW%KJBBHA8J=Y'R_$(C2>V/"QO-H,?(X=7&3[T:DDSGX
M+9>/1$8A&N2MQ:7\L#?0KQ#L=MI[AJ%^?CQ): MN6W.7-:;Q[!'B#.+BW:-@
M;#<L;,UC1^+$7F(?]-6:#PJ"US*[]8U_QZ'^<-@-X[0O1:_O,?PV^^MC@)87
MZ=$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!
M$!$!$!$!$!$!$!$!$!$!%KU_O#']4'9GV6:6_91P;+_#-[)+3YY=?*+"#GC[
M0KCYO!^@H21/JB- 1 1 1>%*)*34HR2E)&I2E&1)2DBZF9F?@1$0;]@WHLH;
MT</0]/=<7%^5G,O&Y434DCV2]U-H^V9>A3=G1_@R*_,]BQEDU*A:^D%VN5]4
M?8[=(Z/2.V":&YF(_/+Q ?0#YM':%E:[-"K+B[:01;G<8H#N,PW/DVB(^:VL
ME2S(?E9R@^EFQZDU5&1C#1T-N=AE&\/E&\1=+6;Y-[O,H'9IM=75]17P:FI@
MPZNKJX<:NK:VNC,PJ^NKX3*(T.#!AQD-1XD.)':2VTTVE*&T))*2(B(A@=++
M+/*Z:9SGS/<7.<XDN<XFI))VDD[23M)66+&,B8(H@&QM   %  -@  V  ; !
MN7,'!<T!$!$!$!$!$!$!$!$!$!%^$J+&FQI$*;'8EPY;#T67$E,MR(TJ-(;4
MT_'D,.I6T\P\TLTK0HC2I)F1D9&.3'OC>)(R6O:000:$$;B#T$=!7%S6O:6/
M +"*$':"#O!'4L.3UC_0T8P:%E7+'A+BCOS3BIG9%N'CY015O*QJ,DER[3/-
M2UK"5.JH(Z>]ZSQ]I)G#02GX"?()<9K./D=X@W9"2'1NOIAZZZC+:\>:<9W-
MAN7'\,[HYCZ1HV3SJ/=BSS3Y/MM&2:ETC$?5A5TULT>B-YDA'XHWOC'H[V>;
MYHQ0DJ2M*5H42DJ(E)4DR-*DF74E$9>!D9&,QR*&AWK&Q<>;^1R_BS_XI8Y,
M],=H7%_HGL4\O);^+#OV:Z&_D+K0:+.8WM#SO^K77RKEAAXC_;/F>VV_R=NJ
M"BS%!Z B B B B B B['ATZ)5YAB5G/Z' K<IQVPG=WBGV.%<0I,KN(_#M\A
MI77^P?0:.:3N#VG[#@JOI^Y@L\[9W=S^[Q743G?!:\$_:"V*K+S4AII]AQ+K
M+[:'F74&2D.-.));;B%%X*2M"B,C]\C$K[]J_3&Q[)&"2,@L< 01N(.T$=J_
M0%R0$0$7@S(B,S,B(BZF9^!$1>Z9G^ $W;3N74=?Y3C^;X/B>88HXP[C62T%
M9<T;D8T&P=9/BMOQ";[/@$E+2R+H7N=!UQ/9)&V1GH$ A473>7QN?P%GFL.6
MG%75M'+$6[N[>T%M*>1=O'8JT@(@(@(NFX/E-!EE;<3,=>9?C5699MB]@;!H
M[6[[%\IM:.^9<[/_ #F[6$[W=?'K[HZXWMD!+-P<1[H)!^VJ'@,OCLS:SSXQ
MS710WUU ^E-DT%Q)%,#3I$C75\J[D.Q5Q 1 1 18=GK66<"?SCMXL-2%2*75
MVNZRT[.G5,]UFWN&T.=/<7^C+:.?C_A,A8&H' Y5P&\1LK_Q%:3_ !W7=O<<
M^98H"#)!B[2.2G0\M=**^7@D9[E%$L*,L,US*[]8U_QZ'^<-@-X[0O1:_O,?
MPV^^MC@)87Z=$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!
M$!$!$!$!$!$!$!$!$!$!$!$!$!$!$!%KU_O#']4'9GV6:6_91P;+_#-[)+3Y
MY=?*+"#GC[0KCYO!^@H21/JB- 1 1 19&/H6^D^QRHRN+RPY!X\4GCKKV_4S
M@&'6\8SA[IS^DDEY\JPC/)[)VM\*GM$F4DR-FVLT>RGWL1Y;:\7_ !"\Y':/
MLSHW34M-3W,=9I6G;:PO&P-(W3R@^;TQQ^?L<YA$[<G>6K=1W(U+FV5P<#_B
MV$;)Y&G>1TQ1G?T/?YNT-<%G5-MH:0AII"&VFT);;;;22$-H01)0A"$D24H2
MDNA$7@1#7H22:G:2LQ  !0;E[CXOJ B B\&9)(U*,DI21FI1F1$1$74S,S\"
M(B#?L&]%&OR.]7?T^>+TJPI=@\AL8R#,:TU(DX'JQN7L_*V9*#,EPYT?$&K&
MJHIB%%T4W8RX9I/W>GB)5TMR4YEZN8VXQF,FCL7;IKBEO&1U@R<+GCRL:Y6#
MGN9VB-.N,5]?1ONF[XX:ROKU'@JUI\CG-42^POO1^@:J8_'U9Q<W%G$5!K3'
ML<SRK#-<MO\ 3^XY['6_O!F-H5^!24J(O>$S8SPB:DF8'9C+V-N_I;%'+/3W
M7=R%&=]XB<)&XC'8ZZF;T&1[(J^X.\*H2K[U#?>T]4\)ZSV/N_NJWS)]J[.O
MN=Y:I\GNZ?V=!<7_ ,/[?@_]??WGS04_S%51O_D;-Q;,0WA^<&OR*K;@'WI+
M1EE+CL;0XJ[<PV*LTID6.%9GANPDLD9_"<*%;-:]DN(27O),U'^ 4#)>$34,
M3"[$9BRG?T-EBEAK[K3,%6++Q%8>1P&1QMU$WI,<C)?M'NBI7^.GK%^GCR:E
MU])A?(+'\/S"R43<;"-O1I>KLA>D*Z=D2$]E2(>.7,QQ1]J&H%A+6M7@1'X=
M8;U1R.YFZ38ZXO\ &23V+-\ML1<, ZR(ZO:/*]C0%)."YIZ'U YL5I?,BNG;
MHYP875Z@7T8X^1KBI.&W&WFT.M+0ZTZA+C;C:DK;<;6DE(6A:3-*T+29&1D?
M0R$3$%I+7"A"D$$$5&Y>X^+Z@(@(@(L(OUY/2=BZ%N[7FEQSQE,/2^77*5[L
MP2DB$BOU7F5Y,)MG.*2%'23=?@.86D@FYC"$I8JK5Y!M]L>4E$?/SPZ\Y'ZC
MMV:#U1+Q9V"/^ZS//G7$3!MB>3Z4T315IWR1@U\YA+L1N<W+5N&F=JS!1TQ4
MKOCXVC9"]Q_I&@;HWDT(W,>13S7 -QC)OY'+^+/_ (I8RRC],=H6/;_1/8IY
M>2W\6'?LUT-_(76@T6<QO:'G?]6NOE7+##Q'^V?,]MM_D[=4%%F*#T!$!$!$
M!$!$!%X,B41I/W#(R/\ V&70Q\(!%#N*^@D&HWA9KWI>\JJGDOQEQ2#.LVG=
MGZDK*K -AUKCB?;W?T3#*'C.5^69^8]#RFEAH<4]T[?;VI+?_E]3D'"WPO+-
MK7'^\1@-<.S<>PC;VU6][PG\W++FERJLX)I0=4X>&.TO&$^>>[;PP7%-Y;/$
MT$NI3OFRM'H[9'Q6%DZ@(@(K!?4@Y45/%KC3E]LQ8LL[(V!76>"ZNK$ND4YV
M^MH2HL_(FVB43J8.'5LI4UUWH;?GDPR9DI]'6EYB^%C9N<#\>_S6#RGI[ -I
M6._B=YN67*7E;>WC)0W4V1BDM;%@/GF61O"^8#?PVS'&0N]'C[J,D&1JM$]%
M3E/4;'T6?'+(+-IO8.E2E+Q^))=(I60:RL[!R57S8G>??)<Q6TG+KY*4D?DQ
MU0S/_F>%/TW>-DM?47GXV+=Y6=!]S<?<ZU#7@7YO6>JM GEMDI6C4F$XC$TG
MSI;*1Y<US>ON)'F)P'H1F#K-)M1<BSM0$0$5OO*+D+B/%W2.;;BR]]@V\?KG
M6,<IENI;DY5F$YIUK&\9@I[B<<>LYZ2\U2",V(J'7U%V-+,O)?7<=C;.N).@
M;!UD[@.TJ..;',C#<I]!W^M<RYO#;1$0QDT,]RX$0P-Z27N](BO!&'R'S6%0
MJ>BSS*._O]G\>]H7S:LLSS,<CW)@=A-<)O\ 3N09&XJPV/CL=3AE_P!8N2T5
MM%9+J;B%3%?X"([<TY?^>^SG/QCW%[3UD[7C[.T>2O4L%_ SSQ^E,EEN7.JK
M@?3&0O9LC:/>0.]FE\Z\A'Y9+1<,:*U_O!Z #D6B[ELO0$0$72-D[%Q#4F!9
M9LO/;=BBP_"Z69?7UG(4DB9APT=298;-2529\U]2&(S".KDB0XAM!&M:2/JF
MFCMXG32FD;14E4'4^I<-H[3UYJC4,S;?#6,#I97GH:T;FC\)[S1C&#:][FM;
M4D!8#O(3<=SR"W;LS<UZTN+-V!E=A=L5ZW/-.HIB[(..TA.=3)PJ6@B1HO<7
M@HVN[WQ&5Q.ZZN'W+]CGNK3J&X#W!3W5^=OF9K>]YD:]RNM[\<,V1NWR!E:]
MW'Z,,=>GNHFLC!Z0VJHX.E6*N97?K&O^/0_SAL!O':%Z+7]YC^&WWUL<!+"_
M3H@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(@(
M@(@(@(@(@(@(@(@(@(@(M>O]X8_J@[,^RS2W[*.#9?X9O9):?/+KY180<\?:
M%<?-X/T%"2)]41H"("*]7T^^&66\\.46!:$Q]<VLQR6ZK*-JY=#:-9X7JZCD
M13R6X;6:5,HM[$Y#5;5I7\%=E-9[O^&EPRL+F5KJRY=Z1N=1W/"^Z:.[MXS_
M ,VX>#W;>OA;0ODIN8UU-I"NW1&E+G66HH<+!5L!/',\?\N%I'&[M-0UGY3A
MT56S2UKKG"M08!AVKM<8] Q3!,!QVJQ7%,>K&B:AU5+3Q&X<*.CW5O.FVWW.
MO.&IU]U2G'%*6I2CU097*7^;R4^7RDKILC<RNDD>[>Y[C4GR#J V 4   "V!
MV%A:8NRBQU@QL=G#&&,:-P:T4 ^^=Y.T[5W<4]>M 1 11Z\^?4MXW^GMAC%K
MM:Z>R/8^00I$G =+XD_$DYYEQM&IE,^0R\X4?%L3;EEY;UM/[(Y&E2&$R'T^
M2<F<N.5.J>9=\8<-&(L7$X":ZD!$,?D!&V22FT1LJ=Q<6M/$K(UIK_ Z(M!+
MDGF2_>/BX&4,C_*>AC*[WNV;P.([%@\<W?6"YE<W9MM2W^;2=1Z;EN.M0]+Z
MJLK&DHY%>9D3;.;9*RN-D>?2G$((WDRG&:TU]3:A->X-@.@.2.A= 1LGMK<7
MN<;ONKAK7O#NN)FUD(ZN$%]-\A6(.KN:.JM7/=%-*;7%G=!"2UI'_P"1VQTA
MZZT;7<T*+!"$-I)#:$-I+J9)0DDI(S/J?0DD1>)B7R234[2HX  V!>P+Z@(@
M(O5:$.)-#B$N(5_>0M)*2?\ M2HC(P!(-1L*^*3+A1ZM',G@[/K*W!L_E;$U
M+%=;3.TGM&=89%AAP>XO.9Q2>\\Y?8!+[.OEKK7DQ"7T4]%?(NTXHU[R9T-S
M C?+D+86N:(V75N&LEKT&0 <$PZQ(.*GHO;O4@Z2YF:JT@]L=G.9\8#M@E)=
M'3\@^E&>K@-*[VNW+.&]/GU2.-WJ%XNY^[^R=P?<%' 1,S;1V7S(B<PI&B[&
MWKB@DM$U#S;$?:%]B;&$DE-&:4RF(KBTMGK^YE\HM4\L[O\ \R:+C"2.I%=Q
M@]T_J:\;3%)3;P.W[>!SP"5E[HCF+@=<6W]R<8<HQM9+=Y'&WK<T[I&5_";N
MV<36D@*2@16K^0$0$76LRP[%MAXEDN!YO15V3X=F-%:8SE&.V["959=T-U#>
MK[2LG,*Z>9&F0WUH5T,C(CZD9'T,>NQOKS&7L61Q\CH;Z"1LD;VFCF/:06N!
MZP15>>[M;:^M9+*\8V2UE86/:X5#FN%"#Y""M9UZG7!V_P" ?)S.]-/^WV&N
MK>')S?2F43>YQ>0:UMWI3<"',EFA"9&08?-:<JK$^A*<=CHD=I(D-]=K?*;F
M!;<R-)6^=;PMRC'"*ZC'X$[0*D#H9**2,Z@2W>TK7_S"TA/HK4,V*/$ZP<#)
M \_A1.K0$]+F&K'>4<6YP5]');^+#OV:Z&_D+K0:=.8WM#SO^K77RKEK[\1_
MMGS/;;?Y.W5!19B@] 1 1 1<J! GVLQFNJX,VSL)"B3'@5T21.FOJ/W$LQ(K
M;LAU1_@2DPK4\(VNZAM/V!M7HM;2ZO9FV]G&^6=YHUK&ESB>H  DGL51IVC]
MUUD!5K9:<VM7U:4>8JRG:YS&) 2WTZ^8J8_3-QTHZ>/4U=.@[##.T<3HY WX
M#OO*Z+CEYKZUMS=W6$RT5H!7C?:3M93KXC&&T]U4O,C2I2%$:5H4:%H41DI"
MTGT4A:3Z&E23]TC\2'4"#NWA6BYKFFC@04'U<57#CUR(VEQ@V55[2U->_HF^
M@H.'95\M"Y5!E-&\ZV[,QW):U+K)6%5+4TE7@I#S#J4NLK;=0E9=]M<SV<PN
M+<TD&_J(ZB.D?;!VA2#RSYG:MY3:HBU7I"X[J^8.%['5=%/$2"Z&9E1QQNH.
MD.:X!['->UKAE-<;_60XM[?JH$#:EJK0F?>2TW85^6F_*PJ9+Z(2Z]1YO$BG
M!9AK69J)-FB Z@O@_P#$Z=YWE::ALIV@7![F7\KT?<=N^S0K;CRO\;7*76MG
M';ZKF.G]0\(XV7%76SG;*F*Y:WA:WII.(B-H!?3B-_:>4O&9=>5JGD/H\ZTV
M_.]M_>M@OD>7T[N[O_3O0O#WO=%6]<LZ<7>QT^$/OK(@<V^53K;UP:EP'JM*
M\7TA:4IV]ZK$^17K$<4=.U4^)KF^5OG.TM.MU]+@ZG48HS+(C)IR[SJ5&_1"
M()*\5?H\K%\^G3RRZ]Q4N[U!8P B ]]+U-W>Z[=]BI4 <S/&KR@T39R1:;N?
MK!G^$\$5K46X=T&2Z<WN^#K[D3.\@K48LW)3DSM;E9LN=L[;%RB;8K:.!04-
M<EV-C6'4*75O1Z'&ZYQUXXT1"UFMUUQ3DF4\9N/+6H_"S+JZGO9C/<&K]P W
M-'4/NG>3OZ*:CN:G-?5_.#5$FJ-73A\]."&%E6PV\0)(BA82>%HK4DDO>XES
MW.<253G6>S,ZTYG6.;*UKD<[%,TQ6<F?375>I/>TLTJ:D194=U*XUA66$9:F
M945Y"V)#"U(6DTF9#JBED@D;-"XME:=A'^VT'I'2K8TEJW4&A]06VJ-+W,EI
MF[23CCD9O!W%K@:M<QS26O8X%KVDM<"TD+*(XL^M=H[8=35X]R/:5IC8"&FH
MTK(X\.QMM:9!*)/;[7$EPFI]QBSLE1=51YK;D=HS\):R\"O"SU);2-#+[XJ7
M=7>TGR'>*]1^R5MIY1>.K0.J+*+'<RP<)J)K0'3-8^2RE=3T@6!\D%:5+9&N
MC;^V.X3$XQL+",SQ]K*\4RBFO\;>8]I;NJR8W)KU,=GF>9YZ/@DDD>)]>G0O
M=%PLECD9QL<"SK"S5Q6I<!G,:,QA[N"YQ;F\0EC<',IOK4>16)\A?5/XC<?V
M;2M=S9W9.>04NMM8'KZ(]9SCEI2?EMV=[)1%QNGC^9T)Q3DE;R4]30RX9=IT
MN[SF/M*LXN.?\5NT^Z=P'E)4 <R/%KR;Y=12P/OSD\['4"UM&E[N+H#YG!L$
M8W5J\O VMC=N6+/S(YM[:YGYQ'R#.G&:##L?7)1@NMJ:2\[08O'D]$/S9#SJ
M6G+S)9[2$E)GNH0:DEY;+;+)$V+,O[^XR,HDFV,;Z+1N;Y?*X])]P4Z=1_/#
MGWK'GEG6W^=(ML';EPM;*-Q,4(=O<2:&69P XY7 $THUK& ,%IM%>W6+W=3D
MF-VUA19!0V,.WI+JIE/0;.IM*]]$F#80)C"D/1I460VE:%I,C(R'C!<TAS20
M\&H(V$'K"AK&Y*_P^0ARN+FDM\C;RMDBDC<6O8]A#FN:X$%KFD @@U!62WQ
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M*I#0YU9'1S"F+%] 1<RN_6-?\>A_G#8#>.T+T6O[S'\-OOK8X"6%^G1 1 1
M1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
M1 1 1 1 1 1 1:]?[PQ_5!V9]EFEOV4<&R_PS>R2T^>77RBP@YX^T*X^;P?H
M*$D3ZHC0$7@S(B,S,B(B,S,SZ$1%XF9F?N$0(L_3[OMPJ9XW\/HF[\LI_9=M
M<IDUN>37)<?R["BU5&;?+5^.)-U!.QV[.NENWKZ4F7>NT;0LNK">FM_Q*:]=
MJG6[M/V3ZX7#\4(H?-?<&G?O\O"X"(=0C)'I%9J<DM)# Z7&7N6TR>1I(:C:
MV$?T+?=!,A^& ?14]8QS4SH"("*)'U8_5%P[T[=41H- U59?R2V5 G-ZHP&8
MZ;D*IB-&J)+V1F[,=QN2QB%'*/L99)3;MM.3[,RI*$27H\T<FN4=]S.S)DN2
M^#2MJX>L3#>X[Q!$3L,CQM)VB-GG.!)8UT9\R^8EKH;&!D ;+GKAI[F,[FC<
M99*;>!IW#>]WFC8'%NO0VKM;8^\=AY3M?;F8W6?;$S2Q79Y)E-_)]HG37S^"
MQ&8;22(M;4US'1F'"C(:BPXZ$M,MH0DB&S'#X;%Z?QD.&PL$=MC(&\+(V"@
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M+; D!Q=62'8Y[I&%SXX01;ZP#0$7,KOUC7_'H?YPV WCM"]%K^\Q_#;[ZV.
MEA?IT0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$0
M$0$0$0$0$0$0$0$0$0$0$0$6O7^\,?U0=F?99I;]E'!LO\,WLDM/GEU\HL(.
M>/M"N/F\'Z"A)$^J(T!%=1PAXZ2N6?+70G'MIJ0NLV)L&KC9<[&2:G86OZ)+
MV2Y_-(RZ>6IG$*>8E"C,B\U:"Z^)"S]?ZH9HS1>2U*XCO;6V<8P>F9](X1[L
MCFU\E5<>D,$[4NIK+""O=SS@/IO$;?/D/N,:ZGEHMI15UE?2UM=35$*-7553
M!B5E97PVDL1(%? CMQ84**P@B0S&BQFDH0@B(DI21$-0\TLL\KIYG%TSW%SG
M':2XFI)/22=I6Q6.-D,;8H@&QM   W  4 'D 7.'6N: BH;R5Y!8#Q7T5LWD
M!LV8J+A^LL8F7\YAE2$SKF<1HB4>-5*7/@NW63WDF/ AH/X)R)".XR3U,KAT
MIIK):PU#::;Q+:WUW,& G<T;WR._)C8'/=^2TTVJCY_-V6G,/<9K(&EK;QEQ
MZW'<UC?RGN(:WRD+6'\G^2.S.7&]=@<@=M6)S,NSZV7*17M/.NU6)X[%-3&-
MX5CS;JC./0XO5]D=DO!3RR6^YW//.*5MGTEI;%:*T];::PS>&RMF4XJ>=(\[
M7ROZWR.JX]0HT4:T :]M19_(:GS$^;R;JW,SJTKYK&C8V-O4U@V#KVD[22J!
MBY%14!$!$!$!$!$!$!$!%6'0&]]E<8]R8!O?45TNCS[7-ZQ=5#QK=*!:13(X
M]SC-ZPTM!SL<R>J==A3F#/HY'>5TZ+)*DT/4FG<5JS!7.G<U'WF-NHRUPZ6G
M>V1AZ'QNH]AZ'#JJ%5<)F;_3V5@S.,?P7L#PX'H(_"8X=+7MJUPZ05LZ^(G)
MS ^8O';6/(?7;GET>P:!N7/I77VW[#$\H@N.5N5X?;&WV]+'&K^*_%6HTI)Y
M"$O(+RW$&>IC6ND\CH?4]WIC*;;BVDH' 4;)&?.CE;^2]A#AU5+3M!6P?3&H
M;+5."M\Y8_T,[*EM:ECQL>QWE8X$>781L(5R0M95] 1?C)C1YD=^)+8:DQ93
M+L:3&?;2ZQ(COH4T\P\TLE(<:=;4:5),C(R/H8Y,<YC@]A(>#4$;P1N(7QS6
MO:6N +2*$=86"UZB-!48IS/WMBV/PVZZAQJ\QK'Z.N9-1LUU-2X%B=;5P&.\
MU+\F%!C-M(ZF9]J2ZF(]U#=3WV>O+VZ<7W,TY>]W2Y[P'.)\I))*T">*:*.W
MY^ZD@A ;"R[C:T#<&MMX0 /( **RX4=8_H"+LV$XC;Y_F>(X)C[9.WN:Y/0X
ME3-F1FE5ID5K%J(/>1=3\M,F8DU?]TC')K'2/;$STW. ':33[6]5C3V%O-29
MZRT]CQQ7]]=Q6\8ZWS2-C8#VN<%L!=*ZDQ/1.J<$U'A,1$3',$QV#1PS2VEM
MV?(9;\RSNIO;U)RRO;1UZ9)7_C??6?OB3[:WCM8&6\6QC!3_ ,>T[ROT<:%T
M=B.7^D<?HW!,#,;C[9L3=@!>X"LDKJ;WRR%TCSTO<2JHCO5V("("*-/U7..U
M9OGB-G-NS ;>SC3$&;M+#9Z&DJEMQZ*-Y^94Z7"+S50[K%6'S4T1]JY4>,LR
M,VTBCYRT%U8.<!\;'Y[?<WCW14+%OQ?<M+3F%R:R%XV,'.X.-]];OIYP;$VM
MS'LVELD <>$;#)'$2#PA85Q'U+J7N'XD(_W[0M$^[8O((@(@(@(LROT@^.]7
MI?B5B^;R8#:,ZWLAG8F16"VB*6G'I'G-8'2I=/X?L$3'EIFDCPZ2;!\_'J0O
MS 6@M[!LI'QLOG'L_!'N#[9*WB>##EI9Z%Y.VF<DC SV? O)GT\[N346D8._
M@$1[T#H?,_HHI417%EP@(@(N@;4UKBFX]<YIJ[.*]NSQ7.L?L,=N8JTH4M+$
MYDT-3(JEDHF+"ME$W)C.E\)F0TA:>BDD8ZIX8[B%T$HK&\$'W5;NK=+XC6NF
M;[2>>C$N)O[9\,C>D!PV/;7<^-U'QNWM>UKAM 42/H_<.5:&JMW[$S:"T]L1
M_9N:::I[!V/VKB8=K+('J2WEURE?"::RW*X#KCO3P6S CF1].O6@:?QYM6RS
M3#X[C+!\%AI7_>.W['4L./!=R3'+RTSVI,W&UVI'96YQL;^'T;>RF,<KHZ[0
M)[ACJ[ZM@C(.TJ:T7(LZ4!$!%P;2LKKNML::WA1;.IMX,NLM*V<RW)A6%=/C
MN19L*9'=2IJ1%EQG5-N(41I6A1D9=#'QS0X%KA5I%"O/=VEM?VLMC>QLELYH
MW1R,> YKV/!:YCFG86N:2"#L()!6!;S+T4CC9R:VYIZ(ETJ+&\D.9B*WUFXZ
MO#<DB1LBQ9#CQ^+[T.GLVHSJ_P#$\PLQ&5];>IWDEL/0:[S?@G:/L;O<7YY>
M>?+X<K^:N9T;#Q>H6UUQ6Y-23;S-;-!4GTBV*1K7'I>URMC'E42KF5WZQK_C
MT/\ .&P&\=H7HM?WF/X;??6QP$L+].B B B B B B B B B B B B B B B
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MCARI-YCBW>GP43*>TD.RVF3/W3C26C27B25>X)KY?^.KFWIJY9#K1MKJ'#5
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MM6?WJT>+:<@;X9"3$X_].6K!_P!4=2R*\/VIG6V3N=*W#O[O<-,T0/1(P 2
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M7F\C'\,QMAYUV#CM!'>6M:(S*W5.//+,WI<A:W7#-2B(K%N[J:]G-Q.?/.P
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M$I/IM+2>^F[BW'G;R3N:.L_<&\_9(D_E-RDU;SCU5'I?2D0+J<<\[ZB&VBJ
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M6QO+&.B^%)6)2 BYE=^L:_X]#_.&P&\=H7HM?WF/X;??6QP$L+].B B B B
MB B B B B B B B B B B B B B B B B B B B B B B B B B B B B B
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M@@@@CK6?EO<07=NRZM7MDMI&!S7--0YKA4$'I!!J%]T>==R B BB6]27TB-
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MDNX2?HBW!CMP=GF ^=(1URGSNL-#&G<KJN2W\6'?LUT-_(76@U"\QO:'G?\
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MVQ&C-)989;27@E#32"21>\1"5P !0;@OTQ00Q6T++>!H;!&T-:!N#6B@ \@
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MSLWF63L-E9NK&=CW#<?R6GWS[@6K?Q>>*S&9K'7'*GEI<-N+&;S,A?1FL;V
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,VA>BU_>8_AM]]?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g675305image3.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305image3.jpg
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M P,# P,# P/_P  1"  .  D# 1$  A$! Q$!_\0 :  ! 0
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+YC[E[>2ZP.Q__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g675305new1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305new1.jpg
M_]C_X0 817AI9@  24DJ  @              /_L !%$=6-K>0 !  0   !D
M  #_X0.F:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+P \/WAP86-K970@
M8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/B \
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!
M9&]B92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M
M,30Z-38Z,C<@(" @(" @("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<$U-/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(B!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(@>&UL
M;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O(B!X;6QN<SID
M8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B('AM<$U-.D1O
M8W5M96YT240](GAM<"YD:60Z,D%%1D%!,$8T,3<Q,3%%.3DU,#)"0C(U.4)&
M,#DT0S,B('AM<$U-.DEN<W1A;F-E240](GAM<"YI:60Z,D%%1D%!,$4T,3<Q
M,3%%.3DU,#)"0C(U.4)&,#DT0S,B('AM<#I#<F5A=&]R5&]O;#TB061O8F4@
M26Y$97-I9VX@0T,@,3,N," H36%C:6YT;W-H*2(^(#QX;7!-33I$97)I=F5D
M1G)O;2!S=%)E9CII;G-T86YC94E$/2)U=6ED.C%D.#<P93@U+3AA9C$M-&9D
M,2UA-#!D+6(V-6,P9#5C9CAA."(@<W12968Z9&]C=6UE;G1)1#TB=75I9#HP
M-#4S83 U-BTQ9&0R+3$Q8C(M,&$P,"TU8S@P,34X,C P,#@B+SX@/&1C.F-R
M96%T;W(^(#QR9&8Z4V5Q+SX@/"]D8SIC<F5A=&]R/B \9&,Z=&ET;&4^(#QR
M9&8Z06QT+SX@/"]D8SIT:71L93X@/"]R9&8Z1&5S8W)I<'1I;VX^(#PO<F1F
M.E)$1CX@/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O
M8F4 9,     !_]L A  ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! @(" @(" @(" @(# P,# P,# P,# 0$! 0$! 0(! 0("
M @$" @,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P/_P  1" !K 38# 1$  A$! Q$!_\0 S0 !  $$ P$!
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M46652\R\V^A=EME+S3;JWFF74MI36,,OK6MU:]6M:Z:@/H
M             #4Y/=[/>"Q]OY4QM/$C_CW=/5Y#POBF$S<W=B>)-$)_.LMP
M>BAK8EV\!?FJ/4BRUWR6L*8TAB&%/C>D76%)5ZM,<M(T&>&)IMCG.JWA?2 3
M''>^>?@QL7-^/<,X=:=WM\SEDM\P!D_+[.K6;PLRD\<C\>>9Y#Y?$8K@9@3(
M(Z442^N13]><[.A5QR(AM0+%-XBFVFWC;> 8
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MBBWAVY&J1-F5K8!,'=2L;KEI-M^H?>E/J<CNN3U)Q3<G@#$
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M(U*=630TXFIJ8XL\NAR<V\A056\JZZVAI!Y=UE]NG3;?;6E=%:5 5
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MJ^XRO*.PO5G[CNLO[%N3]9T[T]9I\I\L^$M_>9M'T^CFQ_G&]\ZKV+1*
M !^5]2O]U?\  !M!@WU+B7BTQ][$PT]7.GY5D7-;LI^M$E\87OOFJ&HBY7-[
MH0     !4HO?J+X:D^4E!-PVEOOS(\]JG#Y(<-/%ZUJH+]S+^\M]C0:A4Y@
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($WLH@@ ?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>g675305new2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305new2.jpg
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M P,# P,# P/_P  1" !I 34# 1$  A$! Q$!_\0 QP !  (" P$! 0
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M P& P.!]0?\ 8?6P+/:%\QZ?Y,075C;->;Y[;*K9G_AZ=^.I;K!QFQ%S$Q.
MP& P&!D(GX6B?C6-_+D,;W$1>LTNGS.MGDU.]5NLUZ=*.VR57*NB?>E]B'K!
MFS-[&YR P& P&!M'2_I.JGOI[U2_R*M&4TWI8;_]&,O[^A.M6N8:-*%ZKE?V
M9V,P& P& P)(<9?GA/\ DT/6C+*:S1XUJ;U9/U_OH_XU^6VP/U?@<\=UIT,O
MX=7BN<?O%OPSU9Z;F^;U#S)9Y)RB,!@,!@,";\?_ (U[;_/9KO\ IZVAFY'J
MNKI=/-5/T'EOZKYW\^Y+V5GWJ*W?Z4;1[*+ZG89]3HT8=]9O:IRR# 8# 8'
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MH/+?U7SOY]R7LK/O45N_THVCV47U.PSZG1HP[ZS>U3ED& P& P.!]0?]A];
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MN2]E9]ZBMW^E&T>RB^IV&?4Z-&'?6;VJ<L@P& P&!P/J#_L/K8%GM"^8]/\
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MJV(LW$5?[/7 3]T<U_$S9'[49I^@?-?S<_&J[KY#_"G]NOV-F/+L[].?V>N
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*!@,!@,!@,#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g675305smanulife_circularfor.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305smanulife_circularfor.jpg
M_]C_X  02D9)1@ ! 0$"6 )8  #_X@Q824-#7U!23T9)3$4  0$   Q(3&EN
M;P(0  !M;G1R4D="(%A96B 'S@ "  D !@ Q  !A8W-P35-&5     !)14,@
M<U)'0@                  ]M8  0    #3+4A0("
M                                             !%C<')T   !4
M #-D97-C   !A    &QW='!T   !\    !1B:W!T   "!    !1R6%E:   "
M&    !1G6%E:   "+    !1B6%E:   "0    !1D;6YD   "5    '!D;61D
M   "Q    (AV=65D   #3    (9V:65W   #U    "1L=6UI   #^    !1M
M96%S   $#    "1T96-H   $,     QR5%)#   $/   " QG5%)#   $/
M" QB5%)#   $/   " QT97AT     $-O<'ER:6=H=" H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0  9&5S8P         2<U)'0B!)14,V,3DV
M-BTR+C$              !)S4D="($E%0S8Q.38V+3(N,0
M                                                    6%E:(
M     /-1  $    !%LQ865H@                     %A96B        !O
MH@  ./4   .06%E:(        &*9  "WA0  &-I865H@        )*    ^$
M  "VSV1E<V,         %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M    %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M                                  !D97-C         "Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M('-21T(
M     "Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M
M('-21T(                             9&5S8P         L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    +%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$                                  '9I97<      !.D_@ 47RX
M$,\4  /MS  $$PL  UR>     5A96B       $P)5@!0    5Q_G;65A<P
M       !                         H\    "<VEG(     !#4E0@8W5R
M=@        0     !0 *  \ %  9 !X (P H "T ,@ W #L 0 !% $H 3P!4
M %D 7@!C &@ ;0!R '< ? "! (8 BP"0 )4 F@"? *0 J0"N +( MP"\ ,$
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M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY
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M 2(  A$! Q$!_\0 'P   04! 0$! 0$           $" P0%!@<("0H+_\0
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MKQE0 .M;7_!0C]F[X2_LVZ)X.TKP.TR>*;ZZDEO8;S47N;C[((R%<H3A%,A
M!P,X.,X- =3VCX[>*M3\;?\ !)OPKK.L7+7FI3P:4DUQ(<M(4NEC#,>[$("3
MW.:\L_8%_87\+_M%>#Y_'/C?5;ZZT6SOYM/M=!LI#""Z!&=Y)0=P4[A\J;<X
MR6/2N\^)G_*'_P '?]<]._\ 2ZO7?^"2_P#R:W>?]C)>_P#H$- NA\+?MU?
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MV[G#$D$]#@<1_P %?O#]_9?&WP?KK0EK"^\/FU@DZ RPSR,Z9]<31G\:]?\
MA%_P3@_9W^,OPYT/Q?H.M>*+NQU*V24^5JT),,N!YD3#R>'1LJ0>010'0^:_
MV7_&'_#,O[<T/ACP[XFA\1^#M4U== FO;.99+>_MYL?9I3L)4R1NZ D=#Y@'
M!-?LW7YY_#W]C_\ 9;LOV@8O"'A_QQXAG\?>&Y;?5DL_[6B,;21R!_+5Q" [
MH44O&IW ,/?'Z&4$L****!!1110 4444 %%%% !5+6M&L/$6DWFEZI9P:CIM
MY"UO<VEU&)(IHV&&1E/!!!((-7:BNKJ&QM9KFXE2"WA0R22R,%5% R6)/0 <
MYH K75UIWAC19+BZG@TW2M/@+R33N(XH(D7EF8G"J%'4] *^;/V;S-\9?CYX
M_P#CK;6TUGX0OM.M_"_AJ29"C:G:P2-)->@'D1O*=L9[JI-4-)T74OVXM9_M
M[7S/I_P"L[C.C:"I:*3Q6\;8^UW?.?L>Y?W</'F##MQ@5]56=G!I]I#:VL$=
MM;0(L44,*!$C11A551P    !0!\U_LYW$>O?M4_M,:Q(F;NVU+2-'1F RL,-
MENVCV+.Q_*O;/B]HUMXB^$_C32KQ=]K>Z+>6\JD9^5H'!_G7B?P*\KPG^V)^
MT+X;F00W&L#2/$UIU'G0M;F"5AD\[98\''=J]<^/OBZT\!_ _P >^(+Z18[;
M3]#O)B7Z%A"P5?J6('XT#.._8JUR3Q;^R1\*+Z\)N)3H%K$S2J,DQ+Y8/_D,
M8_"N-\5?\I(/ O\ V3O4/_2V.O1/V1?!\_@/]F'X7Z'<Q^5=6WA^T,T>"-LC
MQB1@<]]SG->=^*O^4D'@7_LG>H?^EL= $G[?*OI'@'X?^,)HGFT3PCXYTC6]
M755R$LTD:-Y"/1#(I/' Y[5]*0ZE:7&GI?Q74,EB\0G2Z20&)HR-P<-G!7'.
M>F*-2TVTUG3[FPO[6&]L;J-H9[:XC$D<J,,,K*1A@02"#7@L/[#/PQA_T%6\
M3'PGYGF?\(<WB.\.BY_N_9?,QL_Z9YV=MN.*!'G7P#^)EA\2/V]/BEJ7AY7/
MAN[\)V*0WO\ RSU1K:ZDB^U1?WH\M+&K]&$>X9!!K[(KY5_9MM;3QI^U+\;/
M&VDV\<'AG1(M/\":1]GC58/]$0O<K%MX")(ZJ ../:OJJ@84444""BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M:">0A P.IKS3]BK]CW5_V=?A_P".?#'C/4=)\1VWB6Y#-'IZR^683!Y3H^\
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M:_'3PC?7-EX5^(&D+I%XQ6::WU.\T_S$Q@&6%$8$XXQN:OU?HH"Y\:_LB_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M?L<<5Q'> &7JA9 0H^;!&*_/#]D_1?C?KVM>((_@/=W-GJZ6,3:@UM=6UN3
M6(C!,_!^;/3F@=M#]YJ*I:*MU'H]@M\2;U8(Q.203YFT;NG'7/2KM!(4444
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ME<UYC\:B1_P5:L2.#_PEVA_^BK6OLK]@S]CGQ+^R:OC(>(=>TK6_[;6S$/\
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MAQ]>:]3_ &WOV;-<_:B^%ND^%]!U?3]&N[/5X]1>?45=HV18I4*C8"<YD!_
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M7[4'Q.U/4/#7AR.'Q[XDU&UC%F\VG6\,.EX;,EQ(45%P00H\Q@H/9CQ7TO\
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M'U+.S,2?6OS:_;W_ .4AOA;_ 'O#_P#Z5&@74U?CI^T-^V3X+T:Q^(?B"/\
MX5YX5U"Z6&RT^VMK1Q S@M''-'('E!(4\OC/3"YQ72Z/^U9^U?\ M1^"(9?A
M5X4M]%MM(MQ%J^NVJPYO[I1EU@^T_*O&T^6@9@3RW(%>T?\ !6?_ )-;L_\
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M1P,<UAZYXHTO1T<W$P,O_/O&07_'T_&NJ2H8=>\SS/8SEON,BM$MU(MXU@[
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M4988Z8W/ 'Q(U_6KGP'9ZC-:SOJ$6L17TT4'E^=)9SK"DBC<=F[YF*\C+8'
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MXC_M'?M5ZAHGB"XL=-\+VNDWTL&BZ; %3S$FA17>1LN[8+=P/F/%?H37X_\
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MWQ"BNH?&D]ENU2.]MEMYEFWM]Z-0 IQC@ 4!8]-HHHH$%%%% !1110 4444
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M$_%^&S\5>*O&.D>)_&MX7BN;2\O&C@L+<#,:1NL>TDLSY5$51URQ-?8'QU^
M/BOXB?L5VOPNTC[!_P )3'I>DV;?:+@I;^9;M 9?G"DX_=M@[>>.E NQY%_P
M2)\%:=I_P1\3>*EMHSJ^J:W)9R76,OY$$<>R//8;GD; Z[J^\*^=/V#_ (#^
M*/V=?@?-X4\7?8?[6;6+F^']G7!FC\N01A?F*KS\IXQ7T70)[A1110(****
M"BBB@ HHHH ***BN;J*SA>:>188D&6=S@ >I-*4E%.4G9("6L;Q/XOTCP=IK
MWVL7\-A;+_'*V"?8#J3]*\7^)W[5NDZ&LUAX71=8U'!7[4>+>(^N?XOH*^7/
M$7C;5/%FI27^L:@^KWI)*F3B.+TVKT ]Z\&KF?M'RX577\SV^2WE^"\V?)YG
MQ'A<!>%-\\^R>B]7^B^=CVWXG?M4:MK#2V?A-/[(T_E?[0N%S/(/5%_A'N:^
M?+Z^:ZOGNKN>74+V0Y>XNI3(_/UZ#Z5EW-U=378D\Y!:JA#H0=Q;/!STQ4\-
MO)>ME58(/XN,>V37#"BYSYW[TN[W_P DO2R/R3,<YQ.8SO5E==%T7HOU>OF/
M^V&=BHZ YW=_I6AINFW%]DB+J<G:..F<?6K>FZ/F2!2%"R/DR/TV]\?K^5>J
M>!O .H:U KPQ"SMVRK74@QT')4>N*]&G347W9G@L!5QDDF<=H_@EI&4W:NH;
M!$$8S(P^O89Q^M>M:1X!$=NMQK,BZ?81#<+5<#)[$^M6/[3T7P#'Y>G1/JM^
M?O7,ARN0.<GICCI7EOC+QQ>>(I&EOKO$+':(4X YR 1^ K9OY_E_P3Z^-+"9
M5#WO>EV_S?Z([_Q)\7M/\.VBVFB6X)B8A=A')['/]:\@\1>-M7\17#S7UTZC
MG;&#\JFN?FO3,[RPH58@]3_3MVXJLTDDS(H^:0C+,O3/K64GK>6K/F,;F^(Q
MGN\UH]EL3373M\D*[GZ;NN*H:EJ%MH=NLUXV]SS'"HRS'_/>HM;URV\-6^S<
MDE](.(\]/<^W\Z\YNKB[U.Z:YNI'DD;OCH/3'85RSJ6T3U_+T/&Z^\:>H:Q>
M^(KP>:!Y0.4C#85/I[_6FV]OYP "L68X# \'\/7WJM;1QQALJPR.5"]?Q-:]
MJP=?W3>9-@ @?*%QCIZXKS:DF;TU=ZEBUL=V7>-4W#D=&_&M>"W6!.G'J.M1
M0MM4/GI_"#N'U-0W&H)&N3\AZ$D]?85Y4G*H['J1M35S1=DC5MPRW/?_ #TQ
MTK)OK^.,D<#CEF/'X_A69J?B=?*"+GC + 8_4URNI:P\BLHDP,^O-=5#"REK
M(RK8A/W:9?U;6E:7]T<LW7GKD=*P_-:XDR3N_N\Y_P __6J!09#G+$'U K0M
M;&2X98T7+,<=S^=>RHQIH\^5EJ]R&/,@^4-@G '2M_0_"5QJC*QC81'KNXX)
MZBNN\*> "'629!+SR#TP?3T.:]2TSPW%#&B[.,<*.*\#&9K&E[E+5GKX/*ZN
M)]Z6B.+\-^ TMH45T4M@9<<YP<UZ#8^'XH0I9<CKBM6STI8L*%P*TFA55Z<]
M.1UKY:K5JXB5Y,^YPF7T\-'1&0;)0@QCCCGVJ>QL]K9. /4<<^M63$7]SVQZ
MU(K+"N>-N.F<9%4H<JL=\8*]Q?+V8)XR,_\ ZJS+V\2&3DGR^A;(Z^@_'BC5
M_$UO9 H9%!X!PV1R1W^E<1XH\20WEC(+-V,H.T1@8P0>A)XYQ6L(<VB"K)4U
M=G037T*2'$JD'G"C./Q_SUHKR^/Q9,T:DN^['S$*#D^_(HKK^K3['E?68GZJ
MT445^OGZ8%%%% !1110 4444 %%<[>_$3POIOC*Q\)77B#3;?Q1?0FXM=&DN
MD6ZGC&XETC)W$?(_('\)]*Z*@ ID,,=O&(XHUBC7HJ* !^ I]% !1110 45S
MWA?X@>'/&U]KMGH.L6NJW.AWAT_4DM7W_9;D*&,3'IN (R!TZ&D3XB^%I/&S
M^#E\0Z:?%D=O]K;1?M2?:Q#Q^\\K.[;R.<4 =%17.I\1?"TGC9_!R>(=-;Q8
MEO\ :WT5;I#=K#Q^\,6=P7D<X[BNBH ***J+JUBVJ/IHO;<ZBD0G:S$J^<(R
M<!RF<[<\9QC- %NBL'P;X[\._$327U3PQK5EKNG1W$EJUU83"6,2QMM=,CN"
M*WJ "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "DILDR0JSNP5%&2S' %>"_%[]JW1/ [266B>7K.HCAG5OW,;
M>F>YKBQ.,HX5?O'J]DMW\OZ1RXK%4,'3=;$348KO_6IZ?\1OB?H7PQT<W^M7
M/E!LB*%.9)#Z 5\7?%O]H#7/BE/+ A;3-"7)CM5<C>.Q?'4^W2N#\9>/-;^(
MFNOJ>JW+7<SMA01\D*_W5'8^]8L<8AB)N)#*<<C !;G@&OG*LJN-?-6TCTCT
M^?=_@NG<_'<ZXIJXYRH83W:?XOU[+R7S[#H[I\N0 JC@LRX'7'3M3K4O,3L'
MFEL?.?N\],5#%'(RG[1A(,DB/.2<'_ZU:UA8O=/&(=L,/!,Q! Q_N]:Z:=/8
M^$CS3=A(;!%AS*?-.[A%/7'M75Z+H=U<3>2D!21CE8TY],9';G'6M7PGX#FN
MHFOE9;.P4G-Q<CYN#V7M74ZEXCL_#-F;'0PJ':1->R<OUSGW.:[>6RL]#ZC!
MY>H1]M7?*OS]/ZL68?#NF^&0;G6@)[MGW1Z;!@[C[D=.IZ\<4WQO\3@UND%O
MNL[%&5?L,!PQ7'J/3G\ZX'4M?9U)AW*91\TTQW2,2/7TKDY)GDD"N6;GJQ)/
MI_2GNK,Z\3FWL(NEAE9/^M_Z1M:EXPN=0E?R9&B3.!'T&/7ZD=:PY&>:3ANI
M[=!3A$  !@*QRW!R!VJ14:X^2(;(^<M4MVT6K/F)U*M=WJ.Y$OF22&-">3C=
MBLGQ-XJM_#,8MK;]]J+=/2/W/OZ"J_BWQE#H*M8Z>=]]@AI<9$?^)KSV*-Y)
M6DE.9&)9FD///.2>M<LI]$_G_D%N1:[DWSWUQ)-.QN'<_-(YR,]2:T;>WVD1
M[&;;\W7C/'YU'9QEI%7S,/GEACK_ /JS5Z:X@MT4E1MV\*HX/J3GM_A7GSD[
M\J+C'3F;*>J23+"%MH2TAY#1]>G3'XU7M[74=)V?;E50QSUR"/3%7VUK[/<(
M^Y2K<YR23[^U+K/B*.XC6*%>0,&3 .:F//I'ET8WRM-IZE:37)#OR5(9<# -
M49+YV4D\DX/H#Q_/_"J7F9 X_4U'-(-NW@G^7^<UU1IQCLC.\I;L2:3<Q;)Q
MV&>V:SF;S9>,\GD]ZEN)-QV \]:UO#/AB[\07 AMTR,_-)U5>AYK:4HTXN4G
M9'1"-MMV)H>@7&KW$<449.[^(]%QZU[/X3\ QV*QNPW,5 ^;@^_^16YX2\&0
M:#8B-%#-U9B,DUU\=F(T#;>>OI7Q>-S&>(;A2TC^9]=@,I4;5:^_;L5]/TE(
MU&%4#Z5MV]F%901^%0:)=+=LX(!*'!&*V=BKDL%'U[UY$8?>?8TJ:2NBOY>W
MC/'\Z8PVY/X=<#(IEUJ$44>]G&[&>36%J'B PC<RR,HS_JL\>]=*CR^IJS6N
M[I+4-NX(..37"^+O&5NMM-$N5NXRQPO]X8Z9[CKZ5C^(/%,%BK>;.CF0% &<
M_,,YZ'N*\IU?Q$NH7C.DAV@CYL\!U)Q[CBNZAA95G=['%7K^SCH:FH^,)VN#
M(/,N(Y,GRX_EC/J..0>Y]C52?Q ]Q'^[A>(N <DG ..1BLRV\0::QF9[HQ2L
M0=C 8)/4Y[=!5>XO+K5KH0:393?-C<S,=G3#-[#D=?2OI\+E\J\U"E#4^7Q&
M)=.//.6A<O&M_,4W$A\UEW'S"!U)Z8/2BK,?PTADC5M2NVFNL?,RN5 ]N**^
MLCD/NKFJ:GRTLXH)O5_<?L'11170?T:%%%% !1110 445'/$+B&2(LR!U*[D
M;:PR,9![&@#\B_C%\=M)NOVA/&GQ>AMM8GU[PKXPTZUT2ZMM.F>P.DV6^"^1
M[@#8IE,DC8)[#^]7UE\<OB?\1/$'[37AOP5X!^(7_")^&]5\!7'B)KB+2[>]
M,C)*^UX_,'#,NP9S@#/&3FO>?#/[.7@3PE\&;[X66&ER?\(;?0W4%S:SW,DD
MLHN"S2LTK'<6)<G=G(XQTJMH?[,O@70-?\.ZU;6E\^I:!X</A6PFGOI9"FGG
M/[MLGYFYQO/S<#F@=SY2E_:8^*WBC]EG]G3Q'IWBF'1O%WC+Q7%H>HZI_9T,
ML<L9EN(@S0D8_P"6:,0FW)!P1FF:E^T1\5_"/P'_ &IH;SQJ=7\2_#C5H++2
M/$3:;;PS;9&CW;HE7RSU;&0?O>PQ]1V/[)GPXTWP/X$\)0:9>+HG@G55UG18
M3?REH;I7=PS/NRXW2-\K9'-7)_V7_AY>:;\2;"YTB6YM/B'/]I\012W4A$\@
M& R<_NR."-N,$ ]J /*O!OQP\3M^U9;^'-;U_9X.B^&%MXDNK>6&)46Z,JB2
MX+A=P^7=QG;[5Y?\*?VE_B%JW[07PS@'B_6O%G@CQO>:E"+C5/"L.D:9-#'$
MTD#Z<V?M#[0H#-)P<\9SQ]'?#?\ 8X^&/PMURYUC2--U"YU&[T=M!NI]5U2X
MO#<6C%<HXD<CHJJ,8PH &!5'P!^Q#\*_AKXH\.^(-'L=8;4O#LLKZ2U]K5U<
MQV4;HR&".-W*K$ S87'4YY- :'%?L)_\C;^T?_V4G4/_ $%*\+^/7@/Q/XF_
M;K^(GB?P)+,/'?@?POI7B+1[6/)6_*/LGM'4<L)86= !U) [U]X?#GX/^&?A
M5?>*KOP[:S6TWB;5I=:U(S7#RB2ZD #,H8G:.!\HXHTWX/\ AG2?BQK/Q(MK
M69/%>K:?%I=W<FX<QO;QL&11&3M!!'4#- 7/@[X$^"_$/PO_ &UM(\2>-YIK
M_P <>)O .H^*]=@)P+>:2X&RTC'8111QQ_53V K=_9X_:3^.?Q*\6?#OQ7):
M>)-9\->*M5FAU;3#X<@AT33K%V=8I;2]4^;(T6Q=^_(/S]-N:^U+OX/^&;[X
MN67Q*EM9F\66>E/HL-Q]H<1BU:0R,ICSM)W'[V,UP_@O]CCX7^ ?'D/BO1])
MOH;NTNIKVPT^34[B33]/N)01++;VQ?RXV8,P) _B.,4 ?*VE_M2_'+QQXVU;
MQ-X7L/$NIZ5I_C)M%C\,:?X=@FT=M-BF$,IEOL^<MUR7X^4':,$&NS^$?A7Q
M0/\ @IA\7KAO&4CV=IIME=WEK_9\>+RUFB;[-:ELY00$J0XY?;SU->ZWG[&_
MPOO?B3-XUDTF^6^GU%-9GTV+4[A--FU!""MV]JKB-I00#N(ZC.,UTUU^S_X0
MN/C5;_%2."^L_%\=K]CGFM+Z6*"\C"LJ">$'9*4#':6''![# !\->'?CKX_\
M-_L>Z/K/AC6;'P]K^H?%B30C=6FD6J0^1+<2@AH4C5&R<%C@,<?>KT[PU\>/
MBQX+TG]J;2;_ ,0V_CO7/AQ;P76C:A?6$-D"9;9Y7#I'M4JFW(!.3C&>:]VA
M_9 ^&<'@&Q\&)I=X-!LO$(\4PP_;Y=XOPY<.7W9*[F/RGCVK,^+G[*>E^*O!
M?QAA\(O#I/BSXCV\,>HWNJ&2YM7:(!5'EDGRP4W+E!D$AL$@4 >3_LJ^/OB=
M\2_C!I_VSQMXH\3?#^Q\.0:I=WVI>'8M*ADU:9=LED2;=&DC16\Q=A^4@99A
MU^U*^._V?_V5_B)\.?BYH7B*YOXO"GAC3K2:"]T2Q\7ZGK<>J,T92-3'=HJP
MI&<.",G( &.37V)0 4444""BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MI6;-=/<2Y88/&,=#]!27%T]U)N<Y/;T%,B.YB3P.N0?Z5HE;5F\8VU>Y.N>
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4E&<5XI\=/VD
M-*^&-K<:?9.MYKA0[4!!6(^K5S8C$4\-#FF_^"<N)Q-'!TG6KRY8H[WXB?%'
M0/AGI,E]K%XL9 RENIS)(?0"O@#XU?'[7/B[JLD0)M],C9A%: X5>N"WJ:X_
MQEXPUKX@ZU)J.J74MR\CDQAGR.O0#L/>J*68BV++_K"N,$@@GK7SE2I4Q;3J
M:);+_/NS\3SSB>KF5Z%#W:7XR]?+R^\BMH4\S+'$FW.]^N1[=SUK?LK$^67
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M22<!>,DGM7LOP[^'HLUBOKY T[#Y4ZA.<_G7-BL5#"PYI;]#LHT)XFHJ</\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MH#V/\Q3OFX]_QQ_]>G.Q\T99E '?GZ5R1CRJR,(^[HAT?W6XZ\<?2I[>.1B
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MXQ15/%2OH:+!TK:R5_E_F?T%4445^+GZ<%%%% !1110 4444 %%%% !1110
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MW@>Z\+:I\,!')J.F6FH1WYG26,O$$D557<< 'L,YSUJQ\(?VI_%_Q%^,6E^
M=8\ :;X<N)] C\47%S#X@%[ML)1MA"!8%!E\PJ&4D +RI:@1]+4444 %%%%
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M0\0_'C6_B FO6T%KJ'@2;P@MBULQ=)'D+>>7W8*C/W<9]ZY#PO\ L7:IX?\
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M!\16$.DZQI$6D:[I%]9M),R0[C&UO(K (2VS.X'A3CKQYCI_["6KV7P-\.>
M3XNLFN-*\?+XR>^^Q/LDC$SR>0%WY#?-C=G''2OL2B@1\?\ Q>_9Y\5>#?!_
M[4'B70)9_$NI_$:VMA8Z/I-L!=6ZI$8)!\Y(E.UV;:H!(! ^8@UP/[%]GXL\
M!_%S3M#T/P?IUQX3U"P<:YKW_""7WAVYL_*C/D*TUR[>>6< >6N0,LW%??U%
M PHHHH$%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%1S
M3);QM)(ZQQJ-S,QP !W-)NRNP'YKQ/XV?M$:;X#M)M.TN=;O6F4J#%\PB/\
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MR6MU/"QRR,01OPVUQZ5^AGC3X;^%_B-X1F\+^)M"L=<\/RJJMI]Y$'C^7[I
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M,\X^RZX#X7? /X>?!5]1?P-X0TOPS)J!4W4EC#M:4+DJI)R=HR<*.!G@5W]
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MV[A5 Y)]*J,&QJ,IR[MD.GZ;+J$C"+K@@,..?7^=>N>#O T!LTDNH $&0K,
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MM[X;.GZ+?3ZOI7B:TN(_%NHWUCJWAR#SKNQ61G"SB,!S)&Z,5*^7(#N&5XR
M1[5H6NV'B;2;;4],N5N[&X7=%,H(!Y(/!&00000>000:OUR7PMU#Q!JG@VVN
M/$L,D6HF694:: 0330"5A#++$#B.1XPC,G8D\+]T=;0 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !249KR[XP?&FS\ VCV
M=GMN]:D&$C4@B'/\3?SQ6-6K&C&\O^',*]>GAZ;JU7:*-+XI_&#2_AIIK&4B
M[U1ES%9H>3[MZ"OB;XA_$*]\5:I/K&JR&2XD/R1@_*B^BBH/&'BBXU2^GO[^
M<S7DG+2,V3]<^E><ZE>SZE(G<]0H/Y'CM[=Z\"K5E4E>>_1=%_P?,_%<_P"(
M*F.DZ4-(+9=_-_Y$5]K+S2&0Y<GI%^F!Z#%8TD\^N7IMU)9)'V^8P&57T_\
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M,>3Z\<GK^GY5Y^+Q*I1Y8[L]/*LM]HT[:+KW*-W=M<3.[G<Q.22.M4KB3>N
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M.#Z9[T^@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *2BO"/C5^T##H
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M@YQWY_G1=K*WSW!W,R@A2>H^E3><(XWE3DC"AR<@ G(Y'3TQ5;:K,\CG>W!
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MG"@$$9!'&&7EYJMIHEGX5L;B[FT>?Q]=:,ZS:L]NXLUMYIX[;[20T@5I41,
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M.,\YQSU%;?AWPZMK,L\C!Y,XW<?*/[JCL*_0,LR_EBE8^!S+,E&5EJQ/"/A
M>>M[=$/.!MR#\L8SR%!/).>2:Z_4O$5IH.EW$*JL$0!#R-[8XQW..W2J=]JU
MOIMJ\P(5!E05/!YZ8KQ?Q+XDOO%VHFTME#8/RJH^55SU;W]37Z5@L%>T((^/
M]I.K-VEJ]WY?H5?%OB6Y\9:M%;1AF1/E3=PJ+G[WU)[UJZ+X=CM+,,X8KUDD
M7@.1G]*L:1X=M]+MXUD823L 2,\\^OMQ6W<SBQMXY)CEBNV-5P 3Z8K]-R_
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MTKYJOB)XB6NQ]EE>6*>L]$OZU_R"XN#)(<<YY)S_ #JHV&^Z,?UJ9B(QM4#
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MX+<_KZUR6N^(O-9EA9B>1NSPOL*K:MK4EU(Z@CYAM,G!"+W Y]NM8DTZ0C:
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M*0,VW+2D#)49Q[?A7K0A"BM-^YR5).M*T]>RZ?/_ ()%-))(R["&(YVXZ>]
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M]L>WK6O"\,*/Y0:6:1<%F7A?48[\5I1O,RQ/10_KU_K8?;V062)Y)5*J265
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M_/3GCVYHGCDF7:K!#UXSAO7-66N-KD( %[@'ICC\>.]36MFTOW."<CD<>_\
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M%3A5YXQGK]:WQ&)CAX^;V74U<O9M4Z6LOP)+JUL_#=HS+)A&&#EL22<_H/\
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M*$0':S!<@>@^M26>FS7PVQQE0#^\DW?*,>M?2X?#1IZM'M1A3I1Y4K1_K?\
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M^@'%.GNHX(VW+N8<*,XQ5>W5IB7(')P#T JZE1?! [:%-KWY[?U_709&LBJ
M<GZ5:5?+D1VQGLK"I!&MKA5/FO@Y8<8/H*%@;<&8?13VI4Z3-Y3=3T?XB_:B
MVX)G9W;UYI\>UL9/)XQ2S':< [O]T8%6M/MWF9EC"[]A&^3H,C&<5Z$(OFUU
M,&U3I\R5A;6S,T@!7/IN^4'V%3J(;/* "6Y)^[CY5Z^O6EC5+&'[/;O)/,V
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M17X$?N04444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MS/\ ]>J#R?OB@;;&<95?XL=\^GM[4Z96G;8F9&.,;0,X[X]LU,]I]E*HQ^<
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MF::\<H:.3879B!]X87GKST J0RJN-OS%>N1_6D:6YE9$B2[68E]S$8('N/\
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M1=R0JPY(R.M27ESYI!(*(@ "=>?;_/>F_92WSL!!%_>Q\QH.J"2UD01^?MZ
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MCC%K&(T&XYR<=JJ:A>;"40_O&XW=@*DFN1'$6QND.<+G@>YJE;*;Z1V?[O\
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M4MCCBE1=EK)BQV*+ 9;O:H9=\2,I^<_3TX-8^H7LFK7"HD2$+A%(&$7V&/\
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MDEM;%=KC<Y(S\AR1]3Z5U.DZ/M:-I@V%(94 Z\XR?0YZ?2I=+T95BA-QAD
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ME>O&,=/ZU^C\*_PJOJOR/A.(U>I3OV9*7?4&94RJAL%E/3';_P"N*NBR"X+
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MCIGM3C;&^D^8C8O.3W]<TIF>\D^R6@!0GYIAT/L*]2,;O78FUO3\R1Y3=O\
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M***\,_1 HHHH **** "O!_VYV*?LJ^.V R?)ML#_ +>H:]XKP;]NC)_94\>
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M);]GFV+#!.J7AZY_Y:5]'U^(9K_OU;_$_P S]IRY6P=)?W4%%%%>4>B%%%%
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M_P!$)75UR_PL0Q_#'P@AZKH]F#_WX2NHK\PJ?&_4_4Z?P1] HHHK,T"BBB@
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M-9%Q>%Y&W%8]HR% _G7[H?E48NIL:5UJJ><8-R*JC+')P#FLR\U!I9AE@5/
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MMM^$'CEL9QH5\?\ R7>OQ.6\6.WC5>7? ''Z5^U_QI8K\'/'949(T&_Q_P"
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M;C.?^)/%SCZU\GQ4DL+32_F_1GLY(Y2JRE+M^J/8****_,C[$**** "BBB@
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M91A/[3NPO&.-]?15?BV:?[]6_P 3_,_4LO\ ]TI>B"BBBO+/0"BBB@ HHHH
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M** "O!_VYY/)_95\>/G&V&V/_DW#7O%>#_MT+O\ V5?'BXSF&V_]*H:[\O\
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MT]_<UK0V!C)!8LV<83!)[G'M26=D_P @52IZYW>GK5FYNA:@+#)O=AAMO7Z
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M,6WW;GQO?H%]ZJY<:4$U*HOD-12_[V0#<>3CGO5R&U-J-\V#DY12<<^I]O\
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ML<$^5VSZFJ=UJ3O(P4C'&7)%932%BW4G.6)JTCU*6'4=RQ-,TP#2'*]0OKZ
M4Q[@-P!M7')QT[9J(KQN*G8O][MZ5 [%FQW!Z \4[V.^,$]B=I@I(!V@C!'>
MHMQ8X3//!Q_*H_),C9SL'3)J6-O+P%POO4ZLOE4=MS]6_P#@FVNS]F2S7.<:
MM??^C*^I:^6O^";;;OV8[/O_ ,3:^'_D2OJ6OQ7-?]^K?XG^9]/A_P"#'T"B
MBBO*.@**** "BBB@#BOC;_R1GQ]_V +_ /\ 2:2OP]LU/DICJ%'&>!QG\*_<
M/XV?\D9\>_\ 8 O_ /TGDK\2["Q.V-L[GV@;>.F.M?I'"G\&KZK\CYW-9*+B
M%M"S')&X!N?4GVXK1AA6 "1AM7_:X/\ .AMELK9&748"@\?YZU$VZXE_A"@\
M,P/<]0*^X/FW+F)WO#NVQCYL9WGM]1_2JLC 95<D^K=>E%Q,5&V+(Y^8=&/U
MJ2QT\73Y/R19QTR3[#W_ )4"BE%7'Z9ILFJ2A&D$4:8,DS#(09ZD=S6W)J5O
MX=C>.V^YN)!;[[CW] 3VK.N]8%A#Y$*)"BDE(E&=N/XB>YQ[USDUPUS*6=MR
M_>YY_.C<R=*6(UJ?#V+FJ:M+J]SYS*J'@ +P,>G)_7WJK&@:0 'C."W2F;^
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M'!!E/94/\*^XYJ6X%GX9T<W%Z_V97V[;0OF>1NJ^9Z@]0M>8^(O$SZQ<33%
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M?4_I3=HZLZ:E3#Y?'VDM69/A3P-(SQ7%_&2C8*P8^:3/0G^[7?P+%:+A3OG
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M%W*!<=>I]Z9PV  <-TQWKTI-O0*-%4U=ZL1H550!DGN?>D50N0#U'TIXX4\
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M +;OV>;7'0:G> ?]_*^CZ^:_^"?.?^&=+7((SJEX0"><>97TI7X?FW^_UO\
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MTBW6J=0&/R6PSW]3[=JT=#\/II\CE7\V\)V37D@^X3U5![^M;)O(M/C$-JJ
M9X8C)+9Z\5V2E"C'3<NOBN5>RHKY_P!=/SZEN&.VTN-]Y9GD7)F<D,V,?*/0
M9_.J4DLFH@)_JK;=N)S\Q/< >N*8D;W#JTZ-M=B0"<#'&#5Y81\J;,@?\L\D
M*!GU]*\BMB'+8\E1Y7=ZL;''N5!&/*A&&(;DD>N>YX_G5S;^Y954#;R% Z?4
M_7M[T6MM)U#!CR#,1QR.@S]:N16T:AE5 1_#[X]:\"OBHP3UU,)U4M$,M8@[
M"0OYC,>#T!..*ENDPY '(.2H//YU8MDCAPIY.,D],?X"HIG61SE<#J/]KC^=
M?.U:\9HY4Y.=RFT37#AF^=LX'7\,5J6-OYFU20V<<#MQTQZ?SJ&UMS(IV_=X
MR<]OK6S;VZVZ94;(VZR="V/3Z_TK@47+WGL:N5W9%RUMS)&<%<#&6XZ9^M$L
MRQ[T'"XX9NK'/2JIEC6-8X1LA!YZ],]*KS748<EF([ 9QUK24N96V0^906FY
M8ENFVD@[1_>Z9/3_  K/E;=(-W ZCFAI@T@+_*!G:HZFF1QO=R  ?N@>% R3
M_G'2HYM#&5Y,0+]HF(0':#RP'3V&:Z'0]%,@!*D9&>>-W.,^P%6M#\,"::(R
M;8R<KB3.U>^6_&M36M8ATY5M[20R;$V/+V)[X'I0KIW/4H86,(^VKZ+MW-34
M-0L-!C,$:_:KC;M.>B]Q@_7MBN=FN)M6G!.2^<<  #VP/\BL^U5K@LYSZX)/
M^<<BM2SMC<84GRU[LN!N.?4]!U/X5<7IH=<ZT\4[6M'HD36MJJ,Y=-X&''JP
M]%IUY);V\,AN7?S<[4@CP HQ]]N?T[U,U_%I\>8552 <R^GH!^?6N1O)FNIR
M#][!(4@[<5SU*G+YLTJ2C1BHK5ER:_DF7_681<8+\YY[53NY'N)/+5FDP,Y/
M2K%K8O,H>0;!CCL2.*M31JL1"@J>_'WN?6HA>6LCSI1E*.IFBWB3CRF<]V!!
M&:*G;;$=I./H,T5MSP.;D/F^*QD2W+,[;L9..-O]:ZOPYX-;7(TGGA^SV\:Y
M)=L9QR6R>1G/2IO#W@V34%$]V@BM_O89,(?4DCHH].]=?K&J:?HMFGE))L5?
MD61>9#V; ^ZH/0=:Y<!@)57S2V1^EXK&2C/V%!7;Z_Y%V^O+7PKI>VW;S(W0
M#]UP[+@ 9'14_G7E?BGQA=:L[F++QY\J/";=O'('/U_.H->\5W>HW8G>XX8X
M<*-@88X&.XKF;B:3SQ(72)6SN /?N *^LA%1]VGL=N#P<<-3YJFY;%Q$+-G:
M4MGCYE[X]#^'-8>HZF6=06WRYR2>V14.K:E]HVK@F/@;U)'Y<8Q_.J-O&\W!
M=L^O7/UKUL-A)5&DCJY74?,(6:5MSG<2,,QP?Q%/C&S><[1_=J>2%;=<N<KC
MC;CBJ$DI?)VDHOXU]=3HPPT4Y;GN8>E'ETV[A+(TBY!PH/6B&W,Q QP>0.YJ
M6&W,C ;=TF?E5>WI^-:JPQ6=ON5DEG/7(^Y[?6M8TG5?//8WK5E35AD%K]D\
MMY%!=AE5Z'_]5:-O">9)G+8X6,=O8>@K.CDW,2QZ]2QZTZ2X<)Y439!/+=S[
M#VKOBE\CYW$4ZN*G9NR+5UJDCAHHLKDX.,\>WO5&&,M(%49+'OBG^3M&/EPO
M7!Z^PJ[:Q[&C14;+''R<-S[U82G3PD.2FOZ\RJR-&V.IS]WN?K4B1^03_%)C
MD8SM_P#KTZY01RE4.\J?G?L3[4C*%CP''3YF&?R%/;4Y)5.=+7<)YMJ^6 #W
M;'7OBLNYN?+S_=]NM69RNTX'ECN,Y)K'FF::4*O$8Z#/%>7BZ[BN6)WX6DI)
M]NHUE\R3<WRH/U]JB\SSI J]O3I1<7 $91>2!CVJ33XUB4;VP.I)KP)2UL=D
MI>SCS->A:0):Q\,V5&2 ,_C55M]W(2>$ZG</\^]2,'NESRH7NWI3H-BX5&!3
MN<=334.9IR.6G'E;G/<=:P!<!>%S]X_3]*M/&BMNR",;0P7!Q2#&"Q7 49'.
M!^--:0)GS2S$#A>__P!:O2A&,5J-1<Y<S_K^OZ\I4'.6&%';UJ6-9)%VXVJ#
M]T?6JZ#SF4LV!VVU,UT^T#!$2]$!Y^M=<))(4Y.]H[_UMYC69L-&,(#P9#UJ
M./=NVIG;G\3FA(Y+J0D\(>#SP*G\@0X^8 '^+_"HBG-\RV%=0NGN2QLD(Q@.
M>QJ"\9I+>=#P65L@=>E"MN)?=\O9>Y_PI5F7[+.-N7="-P/2NJ,^9J.R,W'D
M3E:[_K\C]T/A5Q\+_!X_Z@UG_P"B$KJ:Y?X5_P#),?"'_8'L^G_7!*^?OVQ/
MVOH_A'8S>$O!TT5WXZNDQ)-@/'I:$??8=#*1]U#T^\W& WXU2PE7&8ET:*NV
MW\O-GZ/4Q%/#455JNRL0_MC_ +8T7PAM9_"'@V6*]\<W"8FF&'CTJ-AP[#H9
M2.50]/O-Q@-^8FH:E-?WD\UU/+>W]Q(TL]Q.^]Y7)W,[,>2223GWINI:K+=7
MMQ<SW,][=W$C2W5U*Q=Y9&)+$L>I)_B-4\[DPO"#MG_/K7ZSEN HY=2]G3=Y
M/=]_^ ?&XBO4QD_:5-(K9$Q9MH'"GV[5%@*Q).X]1NIWF+"O3D]*@&7RS-@]
M:]ALPIPO?L2JHD4,PP,<G%/9@%!(VC' SS3%'W< !?UJ2-6E8L1N'Z4T.0Y0
M)48N=H[ 4N[,>U2,9SNZXI)?GDW 8X[4MM 2JK&F5')(''^?\*+E1CIS,;&I
M+A,?*3SD=ZU[.RQ@EBBCAF;^=-L[/R=TDV-N?E7I@>].NK@S1@L_EV_;CEN_
M'M[U&XIROHA[2>9NBA=8T4 23MR%]_<U0U*\@7$%FC)"% W,<M(<=3V'7I4%
MQ=,Z[4&V-1P*SI) >F<U6Q=*BV[O^O4)IOF(#9)XJ(C;SD'\^.:;GG)P6J2%
M?-^8\)WK+FN['IV4$.5@RG&/Z5^SO['>?^&7_AKGK_8\7]:_&%F5%VJ/>OV=
M_8Y_Y-=^&G_8&B_K7QG%#_V:FO[WZ,]#+_CD_(]DKYO_ &OOVOM,_9WT'^RM
M*\G5/'E_%FSL6.4M$/'VB<#^$?PKU<CL 2$_; _; TK]G703I>EF'5/'E_%F
MSL&.Y+1#Q]HG Z+_ '5ZL1V )'Y)^(/$6K>,->OM<UN_FU35K^4SW-Y<-N>1
MSU)]!C@ <     5\_E&4_66J]=>YT7?_ (!Z->OR+ECN/\2>(=5\7:]?:WK=
M[/JNKW\QGN;RX8EY'/<]L#@ #@   8%4E)V]21FA%P=H&3^=3+'M&1][OGI7
MZ73C;X=CP9S74;''T)&6STJ58>F>6/48Z4Z)3ZY/KWJ_I^FR7D@1%WR$C ]/
M<UUQBCSZV(Y=6RK#;LQP!_B?I6_;Z5!ID:2WS MC<+<$<\'[WUXJ1?LV@!MA
M%W?=%=?N)Z@>M9EQ(TTF^4EW)R<GC_\ 76ECQ9XB=;9VC^++-[JDUZ  #'%C
M CCXXJN+<@@J2H'4YZ\]O?-2VL>]F+Y"CUXQ[_\ UZ?=3>2P5>78 MSW'2J.
M)SM)4Z:(R5M8P57=@'Y@<_\ UL5!%&TTFY]WS$X/7/L/?K3X[=I)/G =F.57
M./Q/M6_:Z:%D665LCT*X'_UOIU/>D6YQHQ;DRM8Z.THWOE8\G:G!!QT/O_+\
M:V$46K!!SM.<=>O7DTQKA2KA.I RPZ*HX_05%=$JI(7+<DOG[WY4]CP*^*G6
M?+T*UU=-,S DDL=NTL.1DYQ4$DJPL,  8P!^N?R_I0["(L6"D9W!CT(_PJG-
M<MDJ0Q)Z+W/.>G;C'/M3-J-!U&DD?J)_P3SE\[]G&U;!'_$UO>O_ %TKZ8KY
MB_X)U,S_ +-MJ696/]K7WW1P/WG05Z7^T!\?]#^ OA,W]]B]UFZ#+IVE(V'N
M''\1_NQKQN;\!DD"OQ3,*-3$9G5I4E>3D[?>?L.%G#!X"$JKLHQ5V)^T!^T!
MH7P#\*_;K\B]UFZ#)IVE(V)+AQ_$?[L:Y&YOP&20*_*[XC_$#6?B;XJO?$7B
M2]DO=3NCP,D11+SMCC'\"KG@?4G))-2>/?'^N?%#Q9?^(O$=\UYJ-UC,O1(4
M&=L4:?PH,]/J3DDFN-OKZ.!I$CS+.3A9!T [@?XU^BY7EM+*J=Y:U'N_T7E^
M9^99IFU7-*O+#2FME^K_ *T%N)DC9FF8AERY0#[OI]34<<-UKDZ0Q1LR*P"J
M#ECQR2P[?6FV>DRWDS27+;4P.%/S9SQ7;:78C3(SNA$:XR%#89C_ +1SW-=E
M7%2E[M/[SY^M6AAU[NLA=!\)PZ6L<DX6XN=H0-M^2,^P]>O/M6I>7JV[M(SJ
M77VR?3UXJK?:C+M4)^[##  Y)&?Y\=JJQ69EV&XSP-VTY !YR<=S7)&-O>9X
M4G*J_:56/2%[C,I#^6<$L!DL>@'\JTXP1F':595'&,C;^HJU;H+6&0R!1&-I
M9I&^7&/;\,UAPVDVL79F$\T%O&_RK"VWS!GG+>F>U9N7-=]$9)^TNWHD6-K-
M,(%4$C!.<#OUY-9%]L9VC5B?F^8COV K5OM0:Z7R+ $ <,V/?M_GTJ@T$.FJ
M)949F8@J-V#R.,?4]ZJ$>LCHI7B[O?L*JR1QEBG[T8(5>1@#J<^OO26 GSY:
M(Q_B9C^7!J"WO))M/%S.JQ)O\O83SZ9/J.*MQQW.KLVR8V.F1G;)<9^:5O[J
MUUTJ7.[LTDG%/FL1W,TMQ-_9U@-CQ_*T[#"1?[6?7BM32M.ACM?(MB\=I_RV
MNG.9)#W /IS4UK:Q6MGEP+2P#96+^.0_WF/?ITJ-9)]44$'R;1/N]GP.O'8=
M:JM6C35D<LJG,N6.B_K\?+H327R%A%:)M"':.FWKCYB>_%);P%9MVZ1G899V
M /X]:565(@L:XC5=_;U__7S4]K9RW#1F,, #G?C!//;V([UX%;$7UEHCG=HH
M5"781PL=P W,>F[GCMDX_*M.UT_:BNX95(!(;JW;+>M6+>UAM%4[<%5P-O4=
M?\:L?,^WS%P@&/E]/\/\:^?Q&,;TCL>?.MS:1V%2,-&I;&T=CT_/Z5$WS853
MQTZ?J:3S@^3DCC P._?%5WD>X541O)4<GDY&?3'!-?+U:TJDK(486W+#W!W/
M''DGG/!Z =/UJ:SLR[[F^Z!UQQ]!ZT6=D!(.W;&.2:O+(MO$Q*J N-OS<+_^
MJGR<J3D3S*6D2>-4MX=\J[H@0!'G#-[GOBJ\U^4&YR0,86/L/:H6G+LSJ=V3
MDMC^7ISBH,?PY^4#JPY_7K6,ZKN5;2R+$T[W&\YR_9<<#-,$+,R9.YR,,S#.
M..0!2>8C;@O+@_@..U7]+LVN+C^)EZ],<BE&:FQ*+;LAEKI+2,H"@\Y'<^]=
MUH?A:/3[=+VZ)5!E@77;GO@?XU;T/3[;1]UU?Q*54 K&QZ_AWZ_I5#7?$DVN
MW.Q $AC)"+G\C_GTKK44>]1P]+"0]K6UF]E^K':]KWVK;;647DP!>54=1[UB
M0Z6UY(27^8<L?0?X5;LX4F;Y3AF.W<5Z^N/PJ[<W,%C9R!-K/G<(^IXZ9]:R
ME9^A4HNNW5K/^O(S?+6S()*G'\7!'X#UJN]\&94 +A3D#M6>=\\C22J,L>K=
M/;\*?-'A2%Z\=*XY5)2^'8X^>VQ),SW+</A .?RZ"B&W54W%<Y/ /ZTNT*H&
M03CIZ=*D9MJOP0W7;UJ7:/J**YG=DK7!967(4=!Q[56>4* .K8[?YXI&(&#G
M:?;K3[>W:3YY#M4D #O0G.H^6.Y3?<K$&9BQ#"BM];6WMEVW$T5M)U\O!)'U
M]Z*V^I]YCY7U7Y'GNL^(K'0[);*W;<C#=&CL YY^^Y]/0>]>4Z]JTEQ=22&5
M@[+DR,?<Y (]>*JZQJSW2O<+NDW':TA[\=,=/PK%N+O[=-(QMQ#$V,M'\N?8
M?U_2OIEJE""LC].PF#AAHN;W&33><K++&=I)8CZ=!D=.E9UW?B56.XL#P" ,
M9]!Z_C3VNF1G<#:B=N@S_CU_.J+9E8NOWG((7NOM7N8/".IH-SE6E9;#8X#<
MN"I)!ZIC@GV%6Y#'IL:G :3W! 'TIBR2:>JR9&\GJ:S)KA[F3+ECNZ?2OKZ<
M886&WO'K87#N6K?N_F.N+EYF);YN>%Z"GVEO+.V-O/4^@IUK:M-)D\#/+#H*
MOB8V\?EPG8AZMG.3ZFM*=-R?/4/1J5%!<L4*=EE&8X2KEA\[]_H/05$Q[]Z9
MGK_"?7%/2)9,D\(/3O78E<X&K^])CURPPH&WNWK0,LVV/DFG+%O!)^5/6I(O
ME!$?W<?,2*T.6M645:*N_P"M_P#(=!&.% #.W;CI5C[1(NZ*#=ND(+OWZ=,]
MA42K\^U,#CEL>WK4S;;:';NS_LGJ?K[4SQI^\TY:MD3JJQX!^;KP.O\ D57N
M)P>3^ J:YF6'#.5+]0JXPM8E[<'DGENY/;-<N(K*G'S.W#8>53WI;$=]=-,Q
M1>3W]!44S>5%A>=W5L5$"L9.,9:G6L#7$X+!BH.3C^5?-3J.3;>[/5FXTXKL
MA+>W#-YCD(<;N?TJ<XDDRYQ%G/4@FIKEE&0IP">@(/3_ .M4<>Z1<LNT#D G
M%1"FKW9R1O4_>2^1>TO38]:O5MY;V#2[;:S^=<$[0 "=O )+$C ]S598TMR.
M-Q9<@*.,>]21_)L6-"SM^E20[!&X.&D;]/PKT(4O>NWJ6K]5I_7]>8F#&HW9
M=B,JN>GO4,<9ED"GA6.TRXX'X]JG,); )*#."S=^*9)&[*R@D1 \@#CZU=2_
M0R=3HGK_ %_7YCY6BC+10+N7&"Y[\TZ&V:2,D\C//-,C@&"S,JJO( [U)-,V
MW:H*ICH?\:J*Y=9&#;6D7KW9,NT* GR]P,_I]*K7,HD;[P '!]*C^T#EBP5.
MWN/I2K%]J?A,8^Z!@?G52J<RY8E1IJ#YI/YB1L9#M'7T6KPMRMC/F3*A2.!A
MF]JFMH5MU._YSVQV[U,TS2#!; (^;@8KT:%%PM*>YA4J\^D5H?HU\;/VO(/@
M_P#"?PSX3\*RQW'C6;0[3SY3ADTJ,VZ$.X/!E(^ZAZ<,W& WYS:QKESJ%U<S
MRSS7,UP[23WEQ(7DF=B2S%CR2<\GO3+S4/M"JCL7(.78L22<]R>3Q44<:1L6
MF7Y@,],?2N3 Y?2P,'&EN]6^_P#P/([ZV*GBJBJ55HME^O\ 7_#4O+9NGRBI
M6=;< HHWGCUJ6:X,W"9<]L\@56\G<>>/>N_EY=CHB^:W/HNP0JTDF6R2<U)(
MN% ./9?ZT<PD_*6^7G'6IH]JX+=0,CO^-7&VQ,JEWS(C2+<P+KG/:I&D*J@Z
MGIM7C]* Q9F8Y/>K$%JQE!W;9,8VC@BF7%:7D0K:R38!/&>QK62VCMX@TW!
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MNHH/3U.22:Q)XTTJ))=0?SI5XBMRVY4SSP,^_P"9-9<UQ<:PP+(PBRQ55&T
M=*\.&&P^!JU*ZUG-M^>O1?UJ>;B<PKYA3A2;M3@DO5]_/].G<@O;B>XD"1X5
M(SRV<)Z?4U-I^BW,LSM%AVXW2L,@9)]>@Q5Z.U1=@*[L<CN*T%E^SQR*@VLR
M@;5.2W?_ !_6ES3K.\_N/-G6<(\M-%JWM;?34+M/YAY.2IY;V'X_K4$UZ;R[
M* DKD@#)XX/!]?\ Z]01[[R9MQ*H3MSS@9XP!6K;Z>D $:*4&?ND<]>_MUI;
M:(\R;4'>;O(2VMV@4%RSRY^\PYYZ_C5VWN%AW-C8J@EGP,],_C22(&5R=D8'
M.[!YY]:@C_TJ0(,+:*26.1AL<Y)_STJ);'&WS[CXVDUFZ4 %+93U9L] ,<8Z
MFK-U.+I7@@(CMD4+)(P(#8SP!_\ KI!<)-$4$:QVG\(4%6EYZG^Z/;J?85%>
MZM!9E58++.#A<\*G;:!T]:SY5'5DZRE:*V"XDBTZUVQP*NY0"7&.1_3IQ[5B
M:A<%74G=)-)_JU*DC/0'Z^@]ZL75VPV-(?-D9OEC4^OKZ=/I5G2-->WN1<7"
MBXOV^Y;]E!QRP]*[:-*_OSV.B%J2YY;E+3=!9D@GOK@I#*_RVL(*R'GIZ#W/
M2NF\B'2X8YKN/88QM@M.JQ@CC&.I/6HKBZ_LII63_2=1?^('(5>FT5%#;S+)
MYLS&6<A0,G(3(Y!]3VXJ:^(459'-4J2K/FD]/ZV_SW8[$FH.MS?*3CE8DR!C
M(P>?S.?>IMAF8-)\RY."#E!P1QZX_*K,<+,QW!F=V^Y[>^/Y5K6ND! LLYRQ
M&T=A7SE6MK>1R5*L::U,^QTO[4N[&4([GCIR2>_2M>-8X%POS#L3TJ<QGY@2
M(T[?B>U-C^9MP3Y1TS_6O!Q%5R>IYM2JZGH)#&<9E ;KR!ZFH+B15<+T'0X/
M6K%S,R@#'/\ M< >]8:R&^F2*+*Q#J^>:^?J5')V1K3A]IDRW$EU)A"VTD@L
M,87':M>SLUM\+M9Y.HQU;@<GVJ*UMU@X1>>K-Q^OO4OV@V\31C]X^2Q;;C@G
M'/K6=XT=7N.3YW9;$[%8V))^?')"\ >U0O)YA)7Y8_?C/K3(K39&7D?)''MP
M*E:,R#;D$^O;H>W>N6564M$'*D0271VJD:?+G&[GKGO_ )[T^*-VFQ)N.XYQ
MQG\!VJVJG &=[ 8+$C\Q[U9L]+>XFCQ@ES@CD'_]5<T:<I2O<VM?1;BZ?IQN
M&" 9/7KT^O\ GO736ZQ:+"))-KS Y5&''XBFPS0>'U< *T[+M'&<$]_J*SEM
MY+F3?+R<Y"G^=>C&*BM#OA'V.VL_R+,]Y<:Q,7E=O*ZC)SZ\\]O\:LQ6^[&W
MY8AP'4 -T'?\:=#;)'9JS %-WS <8'3\?Y4Z_NDCMRD *P.^X$$D-QV]NE#D
MSIC3LG.H]1LTP@C,8#*RD\*W()[@_2L>^F63*= #]WK]:;<WHAY#8/3<QYK*
M^W3>9+P$ /!'<>O3BN2I);,Y:E;FT1?:3RHVD8JG& M0K)O< ?)VW=_I4&W[
M4 9"=@/"C^?\JMI$S88 *!^ON?2N?FTTV,%>3)%8\DE<C@$CH/ZFEA^4C')/
M\.,DU(59OE5=['^$>GK5VWMQ%B1B$AY#3$9W_P"RH[FM(4W4E?H="5M"/3=+
M>\FP 9749QP% '<FDO-3,;20V CFNQP]TP)2/CHO;\:EN+A[B,PINMK9L!DW
M?-)_O'L?I44-NBHJJ,1XP%4  ?A5SK*G'V='[^IM&F9"Z+:,-UW))<3MRTCE
MCG_ZU%;*L5S\H/XBBO/]G%ZM%>S78^3KQO[0C .P1H#M#8QD\UGWM[LC\J+:
M>0<XR7/OC^E-U*\:.$Q!A%ELE 3Q[?6LV*/SKC+EE8MSM_A%?JN#PCOJ?IKD
MJW71$N&D98V^\7W;5QP>.I_*K#RQ6$>96#MG.T<<^I/6FWEW%:QK''M9SUDQ
MRU96[[5)N/)SR3T__77UT5##+ECK([L'AO:14IJR_%_Y#IIY+J8[R6)Y]@*L
MVUKN*NX^0'+>_%);6H89"8&>6XR:THX58#>VQ0,!>N*ZZ-)OWYZL]&O6C1C9
M:"-@1J  JXSM]:KS2_-@=>_M2SSDXV]3WHAA^ZS]^>G!KKWT.2G%_P 2I]PL
M,._)D8@#T'6KR0AE4E0L><JO?'O3XX3N21C@#_EGW'UXZ\4DCK))QC:O '3C
M\>M4CS<1B>9\D-_R&2@$LRK\H/W@.#21Q[V./D(/.,X'M3H83-(.HSG%22$1
ML /D&<;%_2J//E)1]Q.['(ZV\(9  PQ@MS^E027&UMV=TI)..O)I&9ER2P!4
M]!T'L*I75QL4Y(R.^:RG44(W9K1H\TKO4ANK@)N9F.<[3[5F>89&\QP57/"]
M,T2%KIM\G" Y"]O:HYF:3$:]37S-:LZCN?01C&*L(JF>0C(V^OI6@SK'"BIG
MT.1UY]/2H8XQ9]][/P%'(-(NXR*05W]R1G;7/&/5G&TJLE)_"A!"3,I;&[T'
M  JUN"@HJ,9"?E7'/UHCW*Q"#)R,GT]Z=L5E)SB/NV>6KKA"RNBI/6\B(W!Q
MA2=YZD?XU/"=D3,V-V,^M1'"8D.5B ^4 \_AZ4MNK2EL C(P5)X4>G2E&;YK
M&$YIIQ6B)VD,:# W2#MSQ]*DC0NH+'@]P.?I3H+/[.NZ;YG/0G!J.61DE)48
M'?V^E=7PKFG]QR.2;M%_,?N55VD[B/:H+RZ$,),JC$G 1>=WL?R_6G)*$C#<
MLP.0N*C@@-S(=VYF/8<8'\L5$I2E[L-V./*GS2V7]:$4,<L[85AU&0/NBM5,
M0JH P_;VS_,TL<:V<!4$;^O'?Z5&K*#O=23UVFNRC25+?=BE/VG33\RVSA%#
M'N/NKW^M03S(N<%F!/WB.3QTJNTSS-DG?[^W84JQ_N]Q.!TV^E=?M7-^ZC2G
M0C&SDQZ\?,!G/3Z]J=)-DY/S=N!Q_P#JI@7+;1]T=NOXU(46-5!ZGG;WK:.Q
MTZ)ZZL6- H^HX YS4KQF3;M"KN  4]O_ *]1(YDP(U 8D"II'/+*^Z0\DCHI
M]JM6,WS<WF1M&+/Y0=TG\7'3T/\ ]:FA@H!(!+C@$<_6I(X4C&2 "0,EO?OU
MIUO;M=-A>%')=ABCH=,8I:L='#(^43(YR68@G\*TXH1:JL<:[IF. IY_'_Z]
M"[;=5CC'*XY)Y'J34$UUY*2HIWN_)R.?Q]O:HW!MRT)7NA98((>9ADRL,E2#
M]U1_6LB>ZQ(6P<]1W_'-)<3,VX!\]SCH *IR;IFPI_6C8VA377YD;%Y6)SEB
M>])]UMH)8GKQTJ5AY:@+R<\^],;Y>@!)YZ5F=<9<VRT#[O)ZGVYJ)WW-N//H
MHJ15YR3DXP:-J+\S<#/4U,GH:)I;C(UPI+$X!S44DQX!!QV %2%C,PV=N1Z"
MG^6L;?*/F/?UKE<G+1#YN5WEN0QPX_>,,M[5-#;ECO;I].?PJQ#"L:[I.O85
M-Y9R!]X]@.<5TTZ*T;..KBK72$5/+4#OC[HI\=NS?+RQ88  _2K5CI\EY,L<
M2%YF885?Z^PK;B\K28]D $]XQ.^7/$0_NK[].?:NM1/"K8KD=EJV5K>QBT[8
MUP ;GJEO@%0>^[\^E2R>9>7#2S."[>@R%X[ <?TH5=O[QR26Y]3Q[>M6-Q99
M K;5'3/'Y59XM2LV[WU[D#J NU&3:F?ESE1QU/\ .HE.U"W 3IN?@,1U(_.I
M?*;'4E?X@.G7FD:!I)%!19'XS@\#TS_A3,HZNQ#\\^T.P5&X _3 '<FM&VM?
M+VL\9"J?NYSD^GOUIT<:02'&Z29>/G_/( Z#VJPK!<2R_+WC4@8_"I]2:E94
MU:"U!I3M^[Y2@]^K?7Z4L+2W*J&SMSE0?[N._O2M)_:$XFN'6.,9;@=2/3W_
M )5#->+<;8XAMC3@G/4XYYSS_P#7JKV/-:<]]PFN-NZ.(J.[$<Y&>/QY'-49
ME*L=F>N0<Y/_ ->D:0*&0'ECR?\ /TZUF7-\T\FV%BTGW-Z\8]E_QI7/5PN%
ME4>FQ%>7'FR8B))'!;T/M5BTL_)_>3*6)&%&2#S_ /7[U+86/DL781[N!S]U
M/3)-3B3]V26W#)^;)Y]QZX_*IV5Y'I5L1&,?8T=N_<7:=^U%_>MV;HO_ -<?
MEQ4]KJ T]MMC"MQ=@X,K_,(SGU_I5>94A4SSR% QSL5LL_/4_P" JH+N2=FB
MAC\B,C&T# ^O\J\ZKBNE/[SS''VBUV_K[RTRM-*))9R\Y/S,1\N:O0?Z,K?-
M\QP-HSD\C'\ZJV\!4^0BLSMR=IY7/0Y-7<PV>UWE7=]TX8'GT^N:\U)RE=N[
M,IM?"B\J_9HV9L*P[E?N^Q]>_P"=0VX,SM.\C!2WWBPY'.!^>:@9O,QYF2PR
M1#Z]/F/]:CWRW9YCX##'&!P>OO@UJY):(Y5!M,W(;P+-'' %:3!( Z*/4?7-
M;4*!H0TC8)X"@Y)Z_P#U^M8.CV?D! %,DC'AVP,?AV%:MQ<-9CRAA[QE&47!
M"#^0'7GVK)7D[(\FM%.7+ CO)6\T1+Q$I&X=3T'!_P#K=ZOV-MY@#RJ%C4;M
MH VCW8=,\=.V:S[:U F9PVTL!OF)Z8/0#M_.DGU#S%:&$LL*\,Z'@-[8Y)R:
MV:2VW(<>;W8!K^L".1K:T'F'.3(A..>Y]?\ ZU9FG6LEQ=1HO^DW<V%W,>.W
M ]![U+):^3-Y B! ^9U+?=R?O,?>M;2+=5+LQV=I)3QD=E]0.V.IKHIX=07/
M4-W*-&G:))8:.ME)YB2I=76S<\R\I!_LC^\W'4\=*FDOI+<2P6KM+*^"]QNR
MS8Y/7H*<DC7$/D6L9BM@OW]O+8Z'/H*GT^Q483:"F00R_P#+3OG^N:Y<1B#S
MI2NVZFO]?UH5[.SVEBC;I2,L[,03WXYX!_.MRUTICTR@(XE"_,1QT':IX;**
MU;S'()_AC[ ]_J:EDO@L@6,%NPVG[QSS]*^=KXEWNC@J5IS_ (9;AM8;/9QD
MXQGJ?K_GTIR[3B0_,.Q]>?\ "H[&W>94,@W'N%Z'UJS<-\V >BX^6O(J5&U<
M\F?Q:N[(/O,<MDCVYI)&6)"Y.WVS_6FW5PMHAD?#$9P._'O_ )ZUCR>;?3&>
M1C%$H^ZWZ@^W/Z5XE:;;L=E&G=7Z#FEFU!C'&/*B(_U@&.<]!GZ&KMG:HBJD
M*A(FY+J1D\]OTHAM5\A2Z[$Q\JDX+@=S[>U22,95CV'8G7:,<GZ]JX)S5/;<
MZ7[VBV+.5B=%0;54Y&!C)_PHMSTXW9Z'^=$%FTG,B["WJ>1ZUI16X2-B$7.?
M3G\JY92<F.,"LUMNW&3IC)P:9@+C)Y^\<=!3I%W'A\@]/7Z?I6CINF[L.5^7
MKM;K]312BYRLBN6[LAMG8M<,&!7:>-Q VCZFM66>.S5X+;,LA)#S=?R]JBN+
MII,6]OT7G=Z?E3[&QDD9DB0N^,DXZ_X 9KO24=(G1".O+#5]_P#(9:VY:9)&
MPTC'OGBMZSTE%C>6=P%4E&3/S-GI^%(UNFEQQL'$\YYY&57CG/KWX_.L.^U6
M6-<-(W?'M[5E*2BCT8QCAM:BNRYJNHK@)GS/+.0<\ _U_&N;O-55MPW,FT$!
M1_%[>U5;[4GG<["4SD;N^![UF1,TC%0&D<\MDD$#\*\VIB-;1."K6E4DV6S,
M6;+[25&X@#DFIH5=Y-V,+].33K>R1$!8[CWR.^:N6T9V\G/&2>./>N??<RC&
M[%CMBIRYW/C'RC@>]:,<8.3OVJ.LC=O85##"=RA5+Y/RJOWC_@.GYU=@5H<#
M8K3+T[I&?QZFNNE37QU-$=<5]F))##'"L<DB@QL<K#G#,?[S>@]NM,GFDF93
M(=Q7E5'11[>E+*P3EFW9.2V<'WJI-<*NY0P&>_>LZ]=R]V.B.N,536I(Q[%O
MH*C:89.T[LD8^M5%E-QG;N((_/%310E1G&?85Q1;9+FWL#S;3R>O//-%/^S]
MV=5)YP:*J\B;2/C*&-KR0 =,Y)"]3Z^]/DN$TU=H^=CP,]36K,UII=BJ1 S7
M9.'9@/D ]*P95^T,21D-P<]:_?E%4HI0^(_5L)%5Y-\ON?F0CS+IB9.G][^@
MJ_;V^YONY3L1UJ:QL'F90H.,851WQ6I]E%J<.F^;[NTKPOX^M>CA\/R^]+<]
M&OBH4?=6_8J1QJJ!I V['W!P*@N9RS8&"1Q@=JL7$@DWC=MP"1NY9CZ9[#_"
MH(XU'S2#Z+CDUW/L<M+WOWDQ(+?=\S DDXX[U=7Y7&T$%3QC/R46]N2HDD#"
M+L0<9]J<L1F4'[D8X)[_ /US23Z1/.Q&*]HVD]!'<R9.?EW$[L4Z&'=)R J^
MF<=:='EFR1\IX'R\_A4GF$Y0<Y(^;VQC -:+0\QU&E:(R:1E!0<MG:!QP/\
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M.,\MW)K2E)S]"YZ.T5=_D22"./Y(AN?&"P/'2I(8P$W'A>/F[_A38+=7RSC
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MH_(MOV2MU_(%C'"1J!SR1G)J>*$1MD_,P_&G1JL(_P!JIHXFD?!X[GCGC_\
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METIN9Q. JXSEQTQZ#TZU2U#4!!B&!?F*XWC).#T'IVK.DU!I)FDW22/D')/
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MC98#G<W\3]<D^U6H82@R0I8]"%/?^=:3K*/NPW/!K5)5'>>W;_,1;,R*=P+
M=>><\'K_ $JU\S;<'&>FT]_05)%;B-LD[CD%N0!^-075_P"7((+=#-._\"KD
M >IP>*Y/>F]3BYG-V0L@\E68Y.[@*G+,<?\ ZZKV]O<:M)N4!(4P&9N4''(_
MVC[=*W+/PJ9%$^IREI,#$?\ " ?7'7W^E7_+1MQ\O8H.0&],=QVZ5I[:-/2.
MK.>6)C'2&K[E"#3;>!$#%Y7R-Q8@L_ XS[>E%PRJ?[YSZD?3ZFK-Q(1@+]"[
M#%<[J5^\DC6]L2LG(+^G3@>]1%RJLSI1E6EJ1ZAJ CE:*,&6X(R=O('N3^!J
MK;Q2>89&P\C#<'.<KDCI5VQTLP(9)69N/FR?QS]:JZIJ4*V_ 7"^GK_]>NV+
M4?=B>K#7]W35_,)[J*U8[#N9<Y9CP/K6.TD^K28M0RIGF4D?E^52PV$NLDR3
M>9%;X '';L3_ (?G6PMU#:(MO$0@489NF:4JBAHMSM7+AM(^]/\ !?YL9:V$
M.BV\;X#R@\28SSCL/6L_4+[S)"&'WN<KU'/7W-.NKQF9UC#,=V.F![=JRBIN
M%D);$6,\< #/&3^5>=4JWW84X2E)U*CNR'):5D0,64_>0 [<G]:B:55(6+:7
M]1]U6SP2>_'ZFK+#S(2(,Q6W0S,?F)SR ?4U=L=+CAC,DZ^5&J9V%ANXYR3Z
M^P]*X)5&SMYXP5V9VGZ0UVS864ASAIM_S2>N/05=NK^VTF/RH%#2=Q_"/4D^
MN*KZAKTDC&"T98(5;'F+D%L<GW'X5B6UO)?3%(P-F3EW( 'N3[\US^T2T6Y:
MA*K[U5V7;_,ECFNM8OI99&\R5><\?*,X_P _A6B)%L81#;;I[C!&&' '7<<_
ME^%/58M/LO)MOFW#<\A_O=R/858TVT2U59I@! 1SQEFSSC\3C\*B_?<52I&U
M[:+9?U^10A9XV-Q*Q\T_\M<=/91WZUKZ;9K.BR7*;%./W;."QYSEOP[5%!/$
MDFYF<1L>-HP5Y(P*OV\DD\B,Z+;P+P I(XX/0]_\:5SEK3DUM;^NAIV:F,J(
M8U"X )8XQWS6W9PB&W;O,^!N(Y"^G\OSJ#1=-=H89I8W8D^7'$5YSCN.W;CV
MK92-89O+5/MEU_SQW\(.A+8^GW1Z<UWT**WD?+UZB<FMRHL2M&DUR,JV!%;Q
M]9#GG'MZD]JT(;1O.6:\B1[E5&V!<;(A]/Z^U,N+Y+.XD&_S+K&6D"A50?W1
MZ8STZUS^H:L[$JLC1C)!W8!]R3_2MJV+C!<L3FBI5=%I_7]>IOWFH):MN=O,
MD_N@852,^V:J-?/<2 .V]V_A&2J\9SC_ #TKG+=I;MB$!,F<LYX.<8Z_3^=:
M^G0[59B0,@CYAC/Y5X5;%-ZW-9453W+PF#29W!#GDD\GT_I5SSP$5G (!X7M
MTZ]?Y516$LRN5  !Y/!Q]/?^E2;?.G0#:BJ,%5Z]_P#/I7CU*CEJ8M((T.H3
MAQ@1+G')('8_U_.K\>V-5+_.W/R9!SBFJN(\JV0<@ ]JL6MN)I"X "*1N9S]
MT]<X]<UQN]]#*<M/(MV<+W$@+%&QR#T5<=S3[_4/+VP6R,S,<%E4EG^@]/:H
MA=F;?!;1G8IS([' &.[G^E6;>W6'>T9;S6Y,SC!/LH[#%<E2K&&B9Q/>\E\O
M\R2UM([#:\R":[)SMSE8<^I[M_*IX]\CAFQO!W;F&.]0HAX,AS_LJ..P.:MQ
MJ&C"Y*X(.<_F*\:K5<B7J[L? O#8&X =N<>^:L><+>-0A\SG'ISFJUQ/L7$:
M?NASNSQ[5'"?.#8/R+GD]3V/UKC<F]$-)(MM<;E#-R>P/KS5BUM7O?WK_+&H
M^;MWI;.P62$2RAHX,Y52#E_3CT_QK35F=E& L?4(O3IU-=U&AUF&Y#NQ;B*$
M*L9QD9Y;_P"M3;B>WM5)+JH4]*I:CXCM[%F0$O*O!"G!YZ?2N4O+J34ICYS[
M4^]Y:MT'/?MT'-9XC%PI?#J_R*C%LMZQXFFN&(AF988SC?MX_#WX-<V[->.Q
M?)YP3G.3U-69G5F4*JK@80;B!G\^M,:;R9%R2<#/ Y],>W'K7STZDJKYILZ8
MZ;$\#JK(8 7[+N'3U/\ GUK2:3,(&[J,G SGV]_\*R[&&2283YRN?NJ>O^<U
MN6D#S,%+80@9/&3P:CT)>Y'#9O,O.0/H?\\\_2MBQC%K&5 $C,W4\8';\J;#
M'Y:!><XZ8S^ ]35M6AM;<SW;>2K'Y1CECZ 'J:VITG+79#1+#&TK;V.R,<EG
MX_$^WM1>:NL,96U.Q,?-*>K=>![?3VK(O=5DO&._=;VHR%ASR3@GGUK+N+S_
M $HJNV8*<?+U)^G04Y8A13C2V[CN7I+YP7(4G&,8.2<^E1K(TTFR/=(V,;R2
M,]1443.TF ?-F'+9)P/IZ5=C86T84$,QSG_'-<%TQ:ER. 0Y.\;FX) [>AJO
M=76T%(P6W<<]33E9E"AD8+C@'/YTGV<BUCN/E,<F<."#EAP<CMTI.3?PFENQ
M';PMG)P2J\GID]JL)'+<G;"NV,')/4_A4L4;-P!@]\^XK04I9PJ!MR!^7_UZ
MJ"[EQA<63981X.!,RA3[#TJ"-?,+2R?*BC)R.@IL,+W$S22/^[Z]>U/=6OMD
M%N,1$XX_BK2[J/1:&WF1$-J4P55Q"/3_ #UKJ_#^AF%EVH6>/[NX< CGCWJ7
M1?#YLX-TA\M\\-US[?A72VMJ9)%(E'E1JNZ612%4'DYSWKVL-AN3WY;GH8?"
MMM2GN$%K;K&-RNS'DE1_/GK15#4O&$D5TR6*JD  Y;JQ[GFBNSG@M#T7B*$7
MR]O(^*]-TEI2I^](P^5%4G\<]N]=#;:?#IJN20\\GWBR\K[Y_I4\+0V<>R'D
M-P9&Z_3\:S]4OOLROO7$W9< 8XZ^U?KM3$3Q$K+8YIUJF*G9;$.K:D]O& K9
MD;@*>OY5@[9+B3+,7E))+;N@ _04J[KR21V;IRTK,<#V^OI2G%TN(-\5L"0S
MYP6/H/S'':NNG&-)>9ZU&FJ2Y5\QBR&3]Q"0S+GS)<<<]O\ Z]$5OF/<QQ;]
M0^?F;DYQ_C3X[>)%!ERD*](>[]_F]JM6=G<:Y<)TBML[1@[1@=@>U;1YJC\C
M64XQ3:T7]?C^"*=K9SZE,$MD^0#'0A0/4UN#18K6,185W49>0@X;V'Y5N);Q
MZ1:LD:!'QN1,8W8ZY..G)_*J]O;O=;F9PJQ\F1R/KQ55:\:,+GF5,6YK32*_
M$RVA*Q.Q7:F,Y8D'/4_UK#NF\Z1P&##(PW'S8';V]JU=6U#S&*(/E!RJ@Y)]
MS_GM5*W0CYMN7^N>/6OEJU6<Y-]7^!UT>91YY(KB-;-2TGSR#JOK]3562&6>
M9996(.>!C[H]3Z5H>6S+O8;L\?,._P#0?6FO:-(W&X=V.",C^M9>VC1A_6IU
M*HHZME*9?M'H!TY]>F*FM].3:Q:/ _AW#K[X^M:=OI;>4'8%8\8&0.<D?Y_&
MIYK<1N-H*@<[BW./I_\ KKA=1REKNS"6)7PQ9GR0N<#&=V3Z #TR>M+)E8RJ
M$[5^\QQSU_3TJY]E)_O $8SW;O3OLOSC&5.3\Z].!QZ5I[6,(O77N9>V74QT
MAFFD* MD=F' [9J;R%CC=5PSELDGO[]>_P#6K<BLFU<AE#9SC/X5#(FV1&;Y
MFX '  '7./I65*4JSNMNYLJCDR"UL9+B;YXV/&"&X '7DGWK9DLQH\".$+22
M]'/\(_NC\JHZ;>!IV1O]1&22<_><YXHNYS>,I=F94Z \K_GI^5>W[:&%I+DW
M9%3GE-)[%,8DD+.5+8R2![] *0(JJ\TAX*\[5)R1T J5K=]F]B2!T&/\XXJC
M=7'VADC";D7Y>!@>W->>HRJR.J/O;;!-())AB/YAG:!T7W/O3(XI&9EY\S^)
MN_\ ]>I(;5E"*G+=F;)QV_&I5Q!&J*VY\?-(Q)X'&.O.<U[--JE'S->:VB"W
MM?)7:#B0\.W7!/\ ];-,O+S[.H5"$ZG;CUXR3U)-075T+51MX*CEL$_@!55$
M^T,"^?89Y)]S711;J.R+ITG-\TMA5S<.>=QSQSG-68XUB)P?F]1_2B-#&H3&
M3TQC%7[6UVLH959VZ*V-H]R:]VC245=[G?*?*O(CAMO+&^484'(0YR?K[47%
MR.=@#2,?O#Z=/I[TZ[N$CRD+%@/OR'H?8>U8UU><JJ,2,]?7\:NK6C26H4E*
ML]">:XWN<-AO48XJJQ'RYRS#.%ZTU0#RHR?T%2K\K$!B6XSQ7F2J.;NST%*-
M)60JMLY;@D<#&:8TA8=.>XI%4-D[CG@$^E7[;2FN%!7=NZ?3K7)6Q4:4?>=C
MFJXJ%+7J94[F,Y; &,[0<]OYU7QYS  ;<=5/4U;OM$DLF82G?N/[LCITXIL,
M16)6[CIZG_ZU>:JZK*\2/;Q<4X.Y$(8TV$\IC(YZ_P#UJ< 7.]N,C@?TJ:0(
MS(5&&5LA0./3.,?6G6]N6^\"1GCT[XK:%YOEB9^T<EJPAA+??YYS6K;V;2,&
M7;[!ABI;'31(RMC:G\..23D9'OP>U=':VL=HN6*M*>D87A!C^(]_I^=>U2@H
M1/*Q.*5[1*EGI\-O'')*3%$PR 3\S<<D<<?6KCS3Z@$7C[.N=L*]%YZ#W]2:
M;$K2R+@ CH=W?TS[#FM".S560CYOFY'.#^/L:N5:_NQV/%J22?-+<CBMTMT4
M# 7 . ,XX]:N_9O)7<[^6O4J&&>GZ42,(0O#R2X.U<<GVJ[INB7%])NNN%SE
M(VY ST)]?I6-U'5LX9U++FD[(HVMO=:TQ6$-!: <S8^8C_9'U[FNNTK1+70[
M.-8X\RGGYR"?J?PJ[8V*P_+%D,AYX'^?\FDE54!8NOF,3C/+-_@*PE6<M.AX
M]7$.J^1:1[?YE*X9?(+.Q<9Y7!Y]#_/FJ$V^9'=U\B+&>@.3ZYJ_?/#9Q-<7
M#@%>JM@ 8]/\]ZY2\U";7;AC%OBL_P"\PR7_ !["G2BYZ]#6C3<]5LNI4N]0
MDU"1K>U8I$IPTH;YL>WMTYI]O:QZ>JC9M&./4_3/89J:X\NS"QK\K =@.F:P
MK[4GNKA8X#YDA//]U3TY/T_E7H1]Y6CHCVZ=-U%RP5D/U74GCD$8"F5^!&O^
M?K4%EH;3/'<W3*PQ\D: X//3Z9[U=L='6P7S9-LTQ'+,HP"#SC/XU%J-SM7;
MEBC8RN>6YX'M4RK)+E@=D9\J]G1?J_\ +L,O;S;M"N B\+LX7)/'U%5!,?3V
MW9Y.".@_*F-@28D X' &>>G'ZU8E40KO8+YA7Y8R>>.Y/8?XUQRJV1HHJ*2*
MTRG:I;*1DDA8W^9O;I^OM35A-T462':BMGR5/'N6/T[4^.V,F9Y6\I N QP"
M![#L/\:IZAK:QXBL1M1F_P!>/E)X.=GY=:\RI6U-HWD^6&_]?UW+U[=6FC1A
MY3NF892%1TXZ#T%<YJ>O7-])&&E$42\[,8)/7CV[50FD*,J@)<2$Y9N6_KU!
MYJ[#IT;9FE8&$9)!.,C!YSV6N;VDIZ([J=&%+WI:LBL[>ZOY$0".*%21C&2#
MWP>Y_2M&74;33[86D7)SC*#GT^;_ /76'?ZY)=*MI80_N&8 I$/F/&/\BK%K
MMTXB,L&NV^9FSD+C!  Z%OT%3[11TC]YO*#E9R^[_,O6\:0>7-=C,C@>7;J"
M, ]-_IVJW'<3R,9Y0["4%50<#CKGT'/7VJO';QPQGSMTD[8^6,;B,=R3WK5T
MO3;C5(541LPD(1(P>6;')QZ=/UJ.=O2)R5)1BN:3_KR(;.V62Z1@C2,I&SYL
M@?3V]Z](\-^$'CCCN+P9#?.JL< @'AF)[?7K4OAWPK;>&X([W59$%VQPD(&0
MOH,#J?:M;4[_ .V+BXC\JWR&6U)R[X[N?3T%>E1I<L>>9\CC<?*O+DH_#W_R
M&W$J/!(MNY@M^DM\,#=C&5C]!_M=35"2ZB>U6VMD:VM5_P"6K8W/SVZG\ZK:
MAJ#>9"<+(ROD1DC" 9YP/J.*R;S5LJ=TN9<!2%]^AK'$8Q?#'8XJ=&4DE_7]
M?TB74KA5S'"P.T$C;Q^.?3K6-'NU!HV7Y O&\8/U-.9S<94[BN<%5S@X'7W_
M !XK1T^S>9XU">5&/?(/3K^%>-*LY[GI12HQOU+>DV^V-<J >5WN.WOBMY(5
M@M]S$(%X''7U(_SVIEI:QV>SC+DC&X=!C'3U_P#K4R\F,TB1J?,9NF<8^OM_
M]>N253FT1YDY>TEH0-F60J6+8[[22..O^?6I=ZQ]1M Z[N IZ_T%,61(PQW*
M.?F8 \^O/ITJ6&W7R?/N28XNH7."V>@K&3MN)NQ+:Y<!G;]VO\1&,CT S5BU
MAFU+:D7[NR5L9SUQ@$>Y]Z6&QEU !IMT%KU6!3@D9[^@XK97:GRA=J@  (,
M#LH [5YE;$):1.6<[;;BK;Q0VR0QQ"-%^8+GY3_B>M-C65FP?N'&#WS@]:F5
MC(W&0W85=^SK;H9)7RWIQQQTQ7DSFY/4YE<I@)&F7. N<8Y/^>:BENBRC:<I
M_>)ZU!?7WF3Y5=H' 7.1QU(_/]*ETW3I+R8.^<M]WU//O7,KU)<L2M$KL<D<
MERR*=S?W0, ,/[OT]ZW[?3UA^>9?WFT!4Q^M2VUDEDK;?GN7'+*.$XZ?Y]*K
M:CX@ATMI %\VXQD(K<!CTW'M7H1I0PZYJK)^)FD9ECQ+<2*JJO![*/1:YK4/
M$#W6Y+<%(P<?[3=ORK-U34#=1K)=3KD@!8E. O/4"LF74<L!&"JJ?O<;_?FO
M+Q..E4]RGHC:-,LS7L=M"Q4*9<8'(XSSGZU5@9I(1N[@ L>AJO'"TBAVVL!R
M&Z8[\FH[BX*P[(B9)#@E3QC/'Y5Y/J='+T1.\R0.WEY<XXP.?2I(%W2%YUPI
M7*[3\V<=_P *KVMN865W7S)?7 .,=?T[UK6]M*SH[9)'3(S^G6DVD)VV0RWD
M<B%0/* X /((]ACD^]=#86<C;&)*#G.,#CKS^=,TG34C"2.=[*I/S\GV^G_U
MJCU37EM5:&R*O<'[TQ^8+[ =\5M3@HKVE38SW9H7FH0:'L>0&>9R3#:J?F/H
M3Z#^=<OJ5]<:C.D]U)DM]Q5) 1<<<56Q(T;RM)F9G!9W.23U)'H.:C\[;Y08
M%B3D+[\]:RJUG4T6B[%^2)_M1G,D9Y0$98$'&1W_ #S5FW5Y'4+\K-QN[ =/
MTQ^M5(5+1C/R(!G8.3GH3_3O5]9!']X?NL_?[CW/MS7(Q:%SS#;Q^0@RS'._
M//OG%%M&[2$\L=^?[VW_ #TIMOF63:XVHO)7CU]2>O\ A5J'R[=2R;5(X]3_
M /7H]1DDB_+TPW'R],#M_GWIT-N%D&T +DGIGK[?E4/F==Q( YXZFK,;M,0
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M62RENY8K=%.9!GC!"KCEC5Z*..T5[:V FF'64\CGMP>*X92ZRV/2CR4E:/\
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MG"=>E3+&TDQD/RJ,Y5ASSR <]::OR1;0<GU]32P8C7#Y(491LXR"*OH268Y
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M,;1QG\:^6KYE&+M'5DSQ48JR,2/3]P4 LIQ@*>_IG%:6EZ,;HF21A'$/U_\
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M-:\-NMC#DIT''/ ^O^>U7_)6VD'E(K2<9&<#CK_GUJ&XAA4_OYP'^\%3H/\
M'ITKEE6=3T.>I7=5VZ=C/GFCFC8ON 'W0.GT'^-9$LO.X8V9YYP"<_S-6-3O
MD<DY 3DX' Z__6K*F3S55Y<10XR%SRP_IR:YY5+'I8>G97D*)&N&:*+/EXR7
MZ+Q[^O\ A4<UVNTP6C8=P<R=-N.I'K5.YNOM#&*,^5 G!'0_CZ>U-^3SS&K*
MI8<N0 ?Q/K4VZR/45.^LON_S*U_<1R2-SO.[&YCRS>G'7 SU%58UEN-ZP$*
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M0V\4S>6ORMSR_L!ST/\ .NWVG+'4QH89UY^YL1^*O$*W#&TA8"V5OF8,3O\
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M^O\ D;GV@"X) \V4<,YY.3[_ .>E+"\]U("7?RB,-M&"6[XJ#3]/,^Q?F5.
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MX#=<>N!S7;*')&R-8M1T6YKM>,&(56(S_"<"BO/)O% N)#($:4-SNWX_S_\
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M>F099<N1M"CK7$ZC)(LTEY-\\\@( ;!"CM_*JQ->^B-:S4=-W^1%>709EGN
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M7=N!.>#TS_6D6,W3XC'!Y/I^-)#&;J4XW>6.I;O6E&D=G"7E?RX <;OXF/\
M= [FNW#T?:>]+9#J3]G[JW!8TMXG)^2%?OR,!GZ?X"H+DM>0X4"*TC/"M]Y_
M<_X4D9%[(LTQ*0H24A SM]SV--O+C[3(B*-J(.,=*NOBW->SIZ1,X1:EKO\
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M;(QD]<_YYJ8T^766Y$::BKRW+-BC>:N[_P >%:%W<&Y>-4^[T [GZU795C5
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M;BFS7 5U4-D+_P M6.<\<_C_ (53N+C<$501E<XY#,>!FK0AC*JSC)R>RD@
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M5)N3Y%LMRPLBY$T[%N>%[?E6?<7DNI-\S?*HXX[4ERS3,5SA.AXQQFHG(A4
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M!S<M490TU9L75\EI$SD@D]%8X]NM<1JVKR7K(#&99OXB!P!D< =CTYIFV_\
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M T2RTF'N+6%5)^IQDUT&VNB-&M+632_'\=/R/J8<.QM:I5?R27YW/@SX0_\
M!-MHW@OO'^K;5!W-I>G-EF]FEZ#\!7VAX(^'/AOX<Z3'IWAS1K72;9%"GR$
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M0;"V\-R%;=UOM1<;3>E<A1_=C7L/<XS5JXOA%+O#K*S,,#.X^^3Z_I3E44=
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M;5]/3WI=Q[<;JB7YB<\\T#A'JQ>F3@;>I]:GBC"\DY'\ZCC7<V3U!S4DI*D
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0 !1110 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g675305stamp1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp1.jpg
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M P,# P,# P/_P  1" 00 S0# 1$  A$! Q$!_\0 ]@   00" P$!
M      4&!P@$"0(#"@L! 0 !! ,! 0$             ! 4&!P(#" $)"A
M @(! P,"! 0#!@,#! $E 0(#!!$ $@4A$P8Q!T$B% A183(C<14)@9%",R06
MH5(*0S07L<%BM"4U=1AR4W?PT8)$)K<X>!DYX9)C=(2UMB>X.O%S5)2D164V
M=C<H$0 ! P($! ,$" 0$! ," AL!$0(#  0A,1(%05%A!G$B$X&1,A3PH;'!
MT4(C!^%2,Q7Q8B0(<D,T%H*S)9*R4[2BPF-S@T0U%]*C)C>3A!A49'24155E
MI'4V)PG_V@ , P$  A$#$0 _ /?QHHHT44:**-%%&BBC111HHHT44:**-%%&
MBBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC
M111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111
MHHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHH
MT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBNF1]I'4!1D
MOZYP!D8/\1KPC4"T9FC$>;\HSK5]_4K^YV#VQ]N#[5^+\GVO.//$-:^8'VS\
M1XXT9-J9RN2DEP?*HZ'&=0ON:_AN0=H!6(@&5,T4:8_%QQ/("N=/]Q7[F#LO
MMC^R[5(UO<6XJQN.,41!UR'CE@.9->;NU<[BJ<EF(6,+ZG*MO<GXLYW#<WXD
MZCT\FO3'& & :6@<N)^X>VOF7)<*-;W%TKLUY@K[3B"3SZBE?CTKPP+-,1)+
MM+I'U(4JP(S@]3^7IK)DEO&&O<Y9=)! X8_;3I9QM$/JR@$J"%]]*,#V^9EV
M1*5C0,HZYC0=!N8D >AZ#2![Y[VX)=_2:4"T[P?,7K3'$$P]U/2GQ]6E'&K2
M%K/;.9E/4XQE4_#7OZ4:QL=^MQ/'P%2RUVZ.WC9ZCEE2E:9DAA6S*>VH!]1E
MF7I@ 9]=*S YD(EF( ^LBE<DS(@7GX127%-+RLSJP,%")?T_I,P!Z$GU(/X:
MTP13W\OZX].U8?*P8EWB:1-N3</<&^6$#,U,_MUXO3YOD'/([*?#<>8S8=R4
M5R NT*N0&;(U+&73((VH$;P:,DZU+^UMBAW.[<;D:+&(C43^8\*O%7YWC^#X
MF2GQ21\50"QI'-751?Y1>RL<BQ9W/%"RC(_'^.L7W3Y0"XG3IRX#B*O^&ZM=
MNLS#9AL4. !'QOP0IR%0!S_$\KS!6GXPC/R/+7&2>.+?-8VN0BM+(,D,Z@:V
M:3/&C/B#OJZU7>Y6=W=/$6U@_,RO1V9/MI$\T]MJ7MYP4DWE7(2MS]N%GI\%
M3?8L#-&!)9Y"7N'Y#\!T(.E;VP6T;C*UJ:<0N"<Z9]Z[8B[?V\S;E-(=RD71
M$S  D8EQ54^RJ*<_R(Y.Z^\CZ*JQCJ0(,*%Z;B/BQ8CUU4.Y;B+ZY<YQ_0:]
M&C@G\:H_<9?F)@W*",(T<.I]M=\-F45U$*K!61?E51@GXMD_$#6#'S2ZF+H@
MP]PX>VM\4PCMVZ !$W$4T+UNSRUM83DPQL-B*V 2I(W'\?73/,Z6^N>5N,!R
MP^^F6>XDNY/3=EJ6G#-)1X#CS;L2)$_:R%+C<<^AQ_9IVGO[/9K8$D.FTDAO
MV?72_1'96YGD(;]50)SOEG)\]?>& %ZX8!>W_P"\P?C_ !U7M[=7.[R?-7)(
MP*-X"J_W'>KR]N3;V8U0JBC-*Q9*U:J@>V2SNV1$IRSG'4=/A^.FQI#0HQ<<
M/#K6+K:&W22XQ)Q3F:P'I7^54L\;B,M\D:+B*.,'"DY)RY'K^>ML3'1R_IC%
M%)/&DDL%Y?QJ6HQ<$R _&LO_ &Q6['TO<'>QW<;OFW?WYUN67U/4U#5RK?\
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M'JF(N_/GYHE!?!Z?/Z'! U++.R=;$,(#Y.(&?OJ56D9M6@M:KSP^^N7-VUK
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MA=>/N&FQVUOIV@.8&?\ "G/4XZMPR]P[3.0-S-@ELXSM^.1J0OMK+:&N](8
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MAQRZ<*8(K"2]NOF9G?IC #KF:>2WWJQB&B8DE/[;R*@^52""X],/@^NBZOY
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MF#U7IZX:2%R:G'J>5*'/^537JYI06I15=5,CAV1IG0X+2.I^3.WT_#IISA<
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MT*ZG)Q_$P4@+-HBQ<(!ZK^VA8^D?7KT.G?;]MCLB)YP'WCE.IW#H!3G%:QL
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MUB3Q^C;\FY=^[$]]8H>+X^I6?K]-45<D(,=6 RQZZ61RWR:61L@D+L"3J('
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M%QXD<LS57?+_ "3F?(F%GE+S<B\ZO-#!^CC>.E@!*I3X^,K #CIO?)P>NHU
M=3R]Q=K!Q)Q<X'F[[@E3R':X;9BZ6'6T)D T@?RY!:C9N,FL%9[+;U>0JT(R
M8BL@Z;2N",YP=.?JM:"UO\:Q^:](Z"=4R<*)**QM'%V1$J29(A/H>NV,EB6V
MC/Q)P->^I@JK7C))I':G  ].%?D4L?69V)DE4E6E;!619&4"-4Z, /CKS23@
M,A7I122NH4@SD_4R1L"#NW#]+C(R & /16]?RTH&5*&-(C#CQK)JT>\X=F4N
M06D.<A1L& OI\Y ]/AK!TB' 85[/*V*$'%3E6=9XHH*9S%^X^"I!,BI*50-&
M@(^;'4G6#)=1<:PCNV-B8UP*9FNVAP,LB[8U*Q]UML_;Q@!I0-\F3@OVB!TP
M?QU@^<-*N]U83W0<3Z15R?3WIA3RX[QSZI8(7!&^-#(0KK'%"0'"R$;4&X $
MG.<'\]()[W05'LK7:6XF&B11(Y3EU]U8UCC*J"5*5*)YHG>T92YV2P)*D$44
M(C+]MQ*?FZ$8'XG7L=T__FN.DX)R.:GI2OY"61V@II8I)X.X 8<>/LI@>2?0
M<?!:Y/F)K#/,\\L55T:$M,(MD5:2 G]MPYSN'4J,Z<('S.<V.%H :F.>',5(
MMJL!<O;#&?,XIRT@YDU E^];LK7EE1::V& :)%"P1$(0ZX'7<JMO+GJP.G8,
M17 K5E6-M96\LEM%JD="0CSF2> Z4DK9E>$5!*(U!C7OL[ 3J 6C0':S@3.?
MQP?CZ:\0*IRI^-JUDWSCFZG $@<CU\*RT6M!6NI:(ANV9J_TI,7>KR4%RMBO
M\^-DDQ;]1]"-:G%K1C@=7NI1'\]?W\9VYOK;:VW>)/,6ZI21YE&*-*UR7C9N
M1!LQ9".T-6%4#*Q9G5-Z1_(Q$)!P02.F=9IB %3.D)W2TVN"6"[+73-!+EQP
M *GW5='AO$N0X'B*$G*WU@X^5(S9L.CK-<FB-99:AA@"2 .5V%V/IDZ9;EQP
M+&%TKOA"Y9XX^]*Y7W??K?=MUN)+:'3"-0TD'C^5/=CXT[;G->-\L>;@AKUN
M-B6S]1#:KQM'7BBI[:\%2"109&>9 2W4Y8Z:Q;WL3XY22Y0!IS*G$DTVED\3
MB' -+D)3  C\K>.6%.[C/:#SGE:T-CB?'Y4@E5.S9Y&ZE:W)'AI#)#5VR3HC
M+C:7 )SU'II0?5!<)%PS#6J,<E5%]E+_ $IYPUT$+O6;@I=B1BJ 9=%SJ3/:
M7SWD^!Y8^->2RW6DIS&J*%UWD:C8RPSEOE6,A0"WQ &F:9\NR7#=SVUK/0U+
M(!@'#B4_F%:+6_\ 0NV6]\Z3TW8",E?3>5Q' *@7\:O5P%=;:0\A*5G[N)4S
ME2L97HX!Z,I.?0^FK=V9\>XQC=8W"5LJ#4"H'^7W_6*EUG:*=<V 'F .!3^;
MJ.HX4[IV"<;-9<;(,.@D4_-(0&^6/\1E>IU,XK(!INIP6VP!QYE#@/OI7=W8
M%DZ1N1P"'A5<.:,4K2V4+$EF91N+ESD93:>C;<^NH9Z$4\IN0AQ.67^-5%ND
MJ DJ O'$TPN66.Q"L*OV(9$_U=U&$4R'.1%"[+M #*-V2!CXZ4-!<?2:%)R'
M.HY*&OZ-.9R]U)='F"8I?Y9#%#PU<"'ZN,[IKES<!(BG&Q8MV2S D:37^V7$
M$;I[EVDNP#1FOX<ZWLN6Q-#80-'/GSK(GOSV<00(H.,.KGYIIW7< A4GY%3K
MUTTVUB0[$^94\*PGO#*0T#+@>)IL\A?7C0O$T$6_R3I^_99B6A#G<LS2#Y&C
MAW8./X:67&BVB+&)K!SK3"P%X#U(.97AG_"FSR]Z9(8J<,N^:67=&H?$]B4M
MNL32,S$113!BJCH -,K8FS2.<]1&T*3PK:P.=&1&/*#SQ./WY4\>$X]WCBA[
M3/4K3B:-L=LNLB;PJY.YUC;XANOX:9I9'73U!TQ TMA@\R(K&E:> <J8V50(
M\;7Z8*8^!^&/ST@OK@QR$\-.=.=LS #@M)T\\]N:*"%3'53&)?0/U99!$/CA
MO4ZCD[Y+J-K6KI;@!U/WTJ<][Y1&W"'GSYI27=NRTU<+&40!@D9 /<5 1W&_
M$GUUIT.:#$<"0BTGEG<TDM",X#H./MJ-=][ZC^88E[W?^H[F'V?_ *O&_..S
MT_5C/Y:4)%HTJ-")U\<N=-'ZR^II/J+JX^[W85]&/74]?H-HT44:**-%%&BB
MC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC11
M1HHHT44:**-%%&BBC111HHHT44:**\^7_4^__2A/>;_WYOL%_P#+8\:T5MA^
M.M0W_37?U*/L6^S?[(O=7VV^Y[[E?;WV;\ZYO[F_,/->)\9\LDYI>2O^+<A[
M<>UG$4N:@3C>(Y")JECDN"MPK\P?? W3TSY6<K'.<H&"5IH_KU?<7]MO]0G^
MHIX]SOV%\5-[A2^3^WG@/M#R/E?BWBG+<'+[X>]=_P G\@K</;\?XKD.,XOG
MN:M5N+YSB^&3D)JJ/;:KB,O!#'(Q6<8+6^:O:U_4K_J?4OZ/OV0^R%GR_B*/
MNU]T/E_AWC/MO[?>#W^5GJ</Y!YGX=X;PL7N![@^8<K3$E]/"/&+DD<MKZ<B
MU?M7:U:)XN\]B'VM#&:W<FUYV>6_JS_]2E[?^Q'"?U _-/9_VZ_]Q#YR7B?(
M:QY+V;\,@\7B\0\@O05N!YCDN$XCS>/WT\>\&YV6Y!%3YJ[*L,BV(9>Z4EC9
M_,:VZ(B=/YJ]7/\ 31_J.>(_U(_LMH_<YXEX^GA'F/#OY-X=[H^WDU_^<1>$
M>Z'B7&U[W(\?4Y Q4YN4\<Y:CR%/DN.G>.*22C<1) LR2 >UI>W0Y.%>.SV+
M_P"J!_JL>?>1^0^VO!^R_M)[^^Z_N%P$WBOLCXA[<^TOF"<OQ7G\W*TK#^3W
M/&?'_*.>YOSNIQ?C52ZJ<9"U&(6)$L6+(@@DCD\K<86#'A4__9__ -2!]_'L
M)]W?#_;S_5:]O^.X[Q/R'RK@/%?-;7+>T\GLO[K>Q<WE<M:+@?+KG TUK<;Y
M)X#']?#/<26G]4W'EK5:W+V^Q,5XZ)I:K*]3_P#5,_J1>W/],;[6.5]_O*^'
M'G/EW.\Q4\']F_;6MR<?&2^?^X/+TKO(4ZUKDQ#;DXSQ?A.*X^QR'*74AF:*
MI!LC5IYH4?VM3&EY2O)/%_63_P"HNYSV'Y/^HIPWM)[81?9?QG/V#8E@]G_&
M)O!X^%I<V>$O7(ZMSSC_ ,=.0\'X_EU:A9\AAG^BCL(Y,RA'V^5NT1+I_-7J
MM_I'?U0/!/ZI?VTO[L\3X]'[?^ZO@/.1^#^]_MA'R+<K6\5\N:A'R/'<OX]R
M4L<%KDO"O,.,?ZKC9IXXYXV2>K*&EK/(_M:7L+"G"O+E4_ZHK[M?9C[Q?N$\
M1]__ !_VM\V]AO:;R[[F/#O%/#?!O ;GC'F_D_DOA/D'E'C'L]P_)^<W/*^6
MI<+QDW*T*K\UR)X^4K5CF>.%I"D9\6MOH@M"9U=;^G?_ %2OZR7W6^!?U$O=
M7SOV3Y*K=\*^UFQ[H?9A[?\ %?;%YCP?AWD7NE-?Y]>(\=\3Y3F(H/*/=U;5
M>O43Z4<K-).K"1.WW!CVO',C! 7CC7D^]J??G[[_ ![^J/R7W!^WOM':YO\
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M,)8YS6C0):M/(P #' &3C\$VXW4EC:,AD&F^<A>1^3/ 'PSY&I!)++86(DN
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M,>K:*(45WC7HI]E:'MH?^G>\6IJG%'V[D_I5\E+RP80?0;YOMQY*UY+++O\
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M7BD%Y8[X\-\(XYY8J<EE([-NS:M6I$A-@01>UI>_65X5H\_IG_T;_OZ^VO\
MK0>4_>5[N>VWAG">P/*>>_=WSU+R7C/=+P_GN:DXSW;M>:R^#2MXKQMN3F(Y
M.03FJ_>0INK;CW,;3HK8Y[3'I&>%>S;16BO#=_4/_HK?U-O9_P#J;^3?U#?Z
M:5/A?/9_-?<Z][V< \'E'M]PWF7M=[B^5\?-0\\X;G/&/="YQ7B_EWAWD-KD
M;\D3PRV3])?>O/!&8DFD\I0V1A9I?7JQ_IST/O-H?:+[:+_4"O<=>^["Y=\Y
MY3W-/$V/#K'&TTY/SOR.[XEQ=,^ 00>(0P\9X9-Q\':I;TC*%6DD<,[>UI=I
MU>7X:O!HK&C111HHHT44:**-%%&BBC111HHHT44:**-%%<-P +$X49R3Z#'4
M]3^&M;3AY5*GC7I2JO\ W)?=C[0_:]XC8\J]R/(JM>Y(C?R;QFI-'-SG.6 A
M,<5*DC-88,< L1@:K?O3]R=L[9G_ ++91.W'NAY_3M8BKFX ATSAA%&#F78G
M@#48[Q[T[9_;[9'=P=V74=K8!ITAQ&N5P)1L3/B>X\ !7F2^Y#[V?N*^\_EI
M^#@N7O:KV>[\D=3QO@Y;,'+<I'D]I^<OQLC%K,;#Y!UZXZ:AL/9V]]V74>^=
M_2":=OFCM6DBVB!Y1JDCF_\ PCQCF!7S1_=#_<CWG^Z\[NV^U73;1V:YY:3$
M3Z\I'P^M*$TM>#_385Q0D8TK^R_VS5*?!?S^Q##Q?$01;/J95[O(\A94C_NT
M6S,UB1!@^I)Z_'5R;=9V>V6C6VJ-:"B </'CCX)E3/V1^TYF@_OFYL#8-":W
M8N<X8#0,A@ .9*DDK4S5_9*E5MIY%YG]53X.@9)*G %3]5.B%FBDOQ$>LD9!
MV^B@Z>6W>N5T[]"D$#+!!D.M3-G[:V<<T=_OAD;MT!5L!XXDAT@XJ.&0%0;[
MG>ZD163A.,#1\?&TU6#CJK",-%@B$LJ#!,8 R/@/4Z9Y]XTN9H_4N2#Y>'B>
M@YGA4"[V[OBCBDVNT!;:!6!C"F'#+[*H-[B^Z4M/ZCB.&DAN\VL$4<DV0_'<
M279@.\L9/U%SJ-J>@(ZZJ_?NZYIM4,3@UI)#W-*KT9SZNRY56=GMDUZI>/*V
M,:5R: <5'$KPZ<JKC'4EMPV[W+327N1Y)9]EBQGNPV8I'5I9 WS&,K^A/TX^
M&,:@4]RYTX;%@QKE.*J#P7GS.=2JVMXK>R], *YN:(203B>*<J_):R0J&4F,
MOV*[JD2[B>SB0QKMZHX4Y_ L->-D+G)GF<_MK3<2)&N1P!P'M3H:0)J\HDD2
M1^R(D8J(Q&PEB8M'$@8*'V(P)!Z$G.G*-PTA,3UX'G4=GD)<02A .7$<![*Q
MVE[5=Y'RVY6+]P#N*\:A (?4A2ASU'0]<ZVZ=3@.M)0\EITIB..?L^F=1UR-
MSOV&A5G[<>5[Q *RR,,R%B/TE5.T'3U!'H8I^+E]E#8C-Q4#/[_PI*%9Y)E7
M<S%B0@1=Q+N0 %4?J/3\=;M2--+(3%&-1*'[ZE3V^]M>5\HGAB6G92LW=26<
MAUC +A=PRNYFW'ITZXU&>X.X[3:8"\O:9 %10M.6S[1<[U=MCTN0E,L/IG6Q
M3VN]AN(\<"=FN6D$<>^RZ]R2>P, IGJ ,>NN?>X^]=PWMKBYQ;",@,!5Z]H?
MMO:V$WKF,/G<<SB5/V#I5K^+\*AKS5XY8A%L3<61?5V&-CN,D@#5=:77,JA4
M6KOM-F,9#'D!H"4I<IQ]6C%'&J1EQ&2VT@X4DA<9]2/_ "Z7,86NZ"E-S8MC
M8C,:B#D7I[K-F5)?IX)9&9SN#GL@JI3:57;+GYE/IC3S%&XH!\1J'W:-D+QE
ME5=?*^0@O064FKU)J2.\EJ)E#XLQ#MI'V6 )@E#;AC(QUSUU-=JMKF.0&$N$
MI0-3D>*\ZAVX16]ZWTKE@,2JY<L.%44]UO(XN#LV:L=JL/*6M0)Q];$,Z>/<
M<:[N3'%(&(^H@D")&OJV21Z:Z3[)[<?IC<^-SG."_P#$[F>?-:KV:2.[O)))
M',CL;<C42B  9 ]0@ '5>%1Y8]F_)>;\-M^3>1L]&"&F]VEP4U;ZCEN3L3R+
M]&[)6'<@BMJ=@ &>G0?'70-MVE''::[@?ZES5 R))R]U5_NW[OV/]WCV+:FG
MY?6T.D3RM8W@.1.'!505$_">T?EODO,6J4'&V:5:O4@_F7U*&1H*YF,?T8WD
M/',6*A% !7J3IMA[2N;FX >S0QN=2"__ '*VJTL'&-_K73GG0,B-(P)Z#%4S
M3I3Y\F]K)?:6BO+<C#7DMW&AX_AN.0"8<?=L1K];<GRN&[,# 8R<NPUEO>P"
MR9Z&@M?(,!Q14!YXU K/O"7O2\9MT4[#;1N#IY 2CM UEG+ IQ^JDGCO;>^L
M+<OS[*LTUB*.M'9)6:I0D8&#E,=-O=D0A8R,[<'3/;]KMLFF2X/G(*#K6S=^
M[#*P;9MYT68(=(0H55&/0?6>E6EXS@_]D^+QFFTXO\GB2?M*K]Z-RJS2*<':
MJU7PI8?+L+'47OML9;:Y",Q5;3W<^X7ZRN<^.,Z6M&6)X)]7A3*K'C)6B>Q>
M^MX"S7Y RFU''%8,S3K%'_+S%AW!G  !)._J<YTR_P!O<]OK(6N)")TY^RG&
MY>;9CH+=H-RV(EQ.8!R//4"F'/$X59/P"]37EZM6OB+C8^Q6X]CO'=L/'W9D
M8R##O !\S#_$<?'2"-DS)&^NK+<G2#R:N8\>%-]J]IW%CB0YZ #J4X^'$U93
ME0U;CTA4+,\\WSKM.S:(<LP(SU7/Y:==]C8RV%M;M)>]P <,@C5<?8J*:G+G
MOAM1J(<2"2*K9/X5'+?GM-$)(OJ'>PA=MA2:1S//(0Q+S.C]/1<C41AL8W*T
M%&L;GX# 5 W13,D=(T8:L4.&)Q/TPI+J<-+XAST$U9(:E.>+NF(IN9HY!MV!
MV(VK$XSZ =?AI9/MIN-O;(6:KA<#RK6V22QOFR,(8Q./'#GP3.D'W.LKY=Q=
MIK:02<AQ]Q(>/DG63N+2KENZ<KMWDJ08US^H_#4,L!-8;NYNIWIO74F0/ ?B
M:FL6],O!IO2/4! :2OPC/^%0S[=^7V>'YBE#</[898Y4*NDD].-<,9660*2F
M<L<$_P 1J8/<^SF9N-MC+&Y<^/$<\<J1[M912L,[0# [ H."<?MJY4G/&[7C
M@H2JO&+ [R3)D+,"(^W' QZLCER"?[/CJP8=[FWBT9</>1&,V\NAJ#2-;;@V
M\']/B>?).E='U4<T*Y"1J$+E0!VVD!VL'8]3(GQTHGW&:YB;#$2V$#+)1UI)
M'!&UVIP!=]E-FS)+R=HQQK)6H5)<3W&9DD9E4$K7 5BY7!./PZ_EJ+WMSZ\A
MM@?*G#C2@,)\XP8#GE[JX/.C6%HPL5KLJK'"I+R6'5?F,^0H)+=<Z56K(V/$
MCQIC:!_$U@]VLB,+I/UUGTJL/$5[5L(3:F.Q@BC;$^=R#T)P@!)Q\!I!N>_A
M['B(Z8(\NII;;6[H8U<%<XTDUB+%MK&3/,ZB'#'$1;9W'=5Z,2I('X#567%P
MYTA<_P",XGGB<J<(V^?5FXX=/'G2S"5=F);>B$*2"N"ARW;11G&&4C2(M=,\
M \UI=&F))4#Z)6-?G9))&1/W%C(0,PV,0 <+ZE H/_#6A[&&9%\@Y5Y+(6DN
M 4I[*;BP,DI^KD$EF95D[IE*PPUQD2;8^FZ9B?3XZ5![0/($:W@F*_A201L<
MY7G]8C-< ./MK*M<A$RA*T$AC[+0Q0*/G81CI)N;H'<C+$GH-:P)),R!CB:V
MRS,P;&TZ40#PXXTD9@[FS>WU?9[G^:GTVW&?I_QQLZ;_ ,>NE/IC1F-&I.OC
M6A#K^%V6>">'NX\Z^BEKK*OT!T:**-%%&BBC111HHHT44:**-%%&BBC111HH
MHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT4
M4:**-%%&BBC111HHHT44:**3N8H'E.(Y3C%E$)Y'CKU 3%=XB-RM+7$I0,I<
M1F3.,C./7117G,_HZ_T%/)_Z67W'>X?OQS?W-\%[TU?.?9[E/:V+QGB_:F_X
M)/QL_(^:>)>6#FGY6UY]Y5':BBC\9: P"O&6,P?>-NUO*VODUA$KTB:]K51H
MHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBN!<*<'TQ
MG.<]>G3 ZYP=>%S1F<: ''(85AW[D%.![%B:&O7@4V+-B>58H88(L&2621F5
M45!U)/0:3WEW:V%K)>7LK(;:-I<Y[R UH&9). KT DC#!?I],AG6DO[U/ZL'
M%^!6>1]KOMC6A[@^X]=YJW+>3,3+XSXTY)AP)8\I<MPNP."<8!US_NW?'<?[
MAW VWL,S6/;>HMDORS]28 C"U8[)I *S.!S!:WC7,7[Q?[F>W?VZ=+L/:I@W
M7O-@.IBZH(,Q^HYN#G@IY >!4UI-_E?N'[M^62>?>[/DW(^;^8<I=:6;DN2F
MD:.I]:BJ]#@.-9GKTJZ?I4 ;CCUU+NT>PMD[:A,D(>;B1VJ69YUR2/4*Y\CE
M>]ZXDE&A<!7S_P!ZW3OO]T][9OG>=R;NZ+R&!WE$;'C&.&('2QH&&"N*'&KH
M>SWL?#R=E!<XZ2O2JSR36V=2J]I6([,9.4DMN%&7&=OPU8&8&D 0M'M.."FK
MF["_;NV<\"2(LB#R7<FYX-X:CQ.*<*O >/X#QZG!:Y 0\31X5#+QL$G6KQZF
M)5+MG'=ML%)#, J@ZP-PR)H,^)*H."<*Z -G8V$0?+IAMX "T'%K<$)/^9.>
M K7[]P?W#5>7M3\)X9,[5 9JL]MY2)K;,I25PZD;8V/Q] .NFJ2_+I=9;Z;7
M-):<,/\ ,5^^N:_W1_="WGU;5VW()&!Q9(5*NP0@$8XKF#UK5AYS[BV9;T_
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M%KBO&H8\J\AH1U;6Z9DN5XW18V16<!LNARF>T%]0=*;>)DA!.:TR;C<-:TQ
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M&*(0KN542 '>\>\=7F#'  R3I5MT\UG=.MF@F&<J%)*.'(< :A6^V7I/,;5
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M+E5WU#@E(,4GUY4(B-6:RI&\DRF56RX5CU6//II3(/1)<XGU"U.B4F;YR&,
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M.L;B>&SC,EPX-8!BM9/=(Z33;L+ICD!FN0J^OLO["I2L0\C?A26_*L*L9*Y
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M>SW8]YO=;C9?(O"_83P7W#L5.3G]NO&?&_"XEY+G^0X^$<G+-86H'C4JX]H
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MPOO5[1^UGO'XW!:J^.^['MSX3[E<#5O;1=K</YUXUQGD_&5K@3Y!;@I<HB2
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M:LF#_P *K5</*^86>O&G%M-;H<4STH["=M$DMJ+*2NX?/<,L[,Q(Z]%Z]!J
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M4:**-%%&BBC111HHHT44:**_"< D^@T44T?+?.?&/ O'N5\I\SYGC_'N X6
MV>0Y3DK"5JT,.TL#F1AO=\855RS'H!J/]Q]S;/VGM;MWWR9L5J,&@8OD=@ R
M-@Q>]QR:U36N::"VADN;F1D=M$W4][R&L8U%)<XE !U]E>>/[Q/ZF7F?NI<M
M^!_;[R%GPOV]S8K<KYU*LD'.^40[GAEAX2)PDG'TYE0[9" ^#^.N?]XW'?\
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M1>[DA&O4QBY]4Y)7:'9_8.V6.V-N;P"V[<@C+G%P ?,] I<3CI54'XU#GO\
M_=?R/+UI/"?;.2'QO@*])Z,\],=IXZB9C0Q+&H!$P48R?CGTT@>;G>;E[IW%
MED#@T8*G!2GNJ _N=^]$D%J.WNS',MXO3<UT@&+6X@$ #CP]]:\.0Y*R4[;S
M2V+EC"M+(6,\LDA#,7WY8D]#K5=W#&@1V#-)/E'-5P KDVYNKPL2]D=+>/Q<
MYQ))7%2M15[F^;P^ <6*E("UY5SL3]ECF5J$(3Y[3XR4.#A!^/73'N%Q\L)-
MGM7I(0TW$@^+'_EM\>)X#QI3%&VV#;N<%U[*/(#B@'$\NE5/XYYI;QN6;(6Q
M)*99)K!,CO,^<R)*JLQD(.3Z%=1Z?T_E_1C:?3'+[*TZ7"59" 5Q)S)\>?V5
M(G$VJT:@+85+FTC-@O#V<R*#9FD<-N>53T&.H/PU&[R*5Q4M)CZ8KT%/]I<P
M1M"N27JH3@IYU)W\XHTX27G03F$O+M[Y78G0,JG*E"1UR1G46=8SSR(&G0O2
MI4;ZU@A,A<-28YY5%OD7GT\T<GT;@NBC]UPH(5=R$PQ@[0"#GKJ4[?V_&P@S
M#RGA^-,%WW'-.P"U(!;Q(Y<A5=>>YJ_=[]A[$BQ2$JBL=WZFVL5'3)U/;2TA
M@:(V#&F,>I=W?S,[B5X4U^%I3\A95(TDEGL,T<4<0+2%5^4[3_S/G2V>5D3"
MXD!@&*\*67!*: %/ ?<*V9_;U[$?24J/.<U#LM;N[%'+!N<0RHN*[LR]9=QR
MS?#7.'[@=]_-SOVO;G+$ 0YP/$<?"K8_;K]N9+V1N\;JT@!^IC4&1X'\>%;)
M?&/&*]<(J(B[40(J[<[0,+T'4#5-6T?S;C(XKCQKJ[;MLC@TM:T!!@!P%2W2
MX[Z< A.@7,A  .T#\<:<8;9'8Y5*XH=.(K Y6_%QL+3R']O(,:DJ1E@"IR#U
MW8R/Q T_P0QQ1E[D#ZTR.<'>7%IJN?N'[AQQ598?YA+2[8E>96/T\,BA=T?;
MGW$]]/P91^&2#K3;6C[^82D:HE0#G_"M%U,Z.+0TZ''V&M5GO=[S\5Y!R4G&
MT)XYYQ,P9XXVV)(%"S$QE0=MB/(; *;AT&KA[5[9N8VB1S$8B@<4X?3.JX[G
MW*W@B+9) 9LL<NM06ODWEE:-;G$\/Q=FE)VN/AY"]&MN>-K"@Q1)- S21QI*
M"N#@)D GX"U]I[1FW>9L$)>)''X1@#BBH?MJG]Q[G@LE?-&',:0"Y%#<% U<
M%Y5+/BGM[5$$7N)[FV%L<LDE<\'X[=D,^0KM%4,-4AVCL_&&.3U!!QKK_L3L
MFQ[1M&6=M'ZV\R9OS0E%7D!],*YZ[S[PO^XKV6"SD;!M1=H>Y/,B% S+S8*<
MQB%"G#9[]OWVP2\YR<?N5[F\;)._'FE=\&\4:&-%C,D2W$Y2^@;:9]C+D28$
M>!TSJQ+A[-J!CCTOO'QD.=GH/\HZK4G_ &X_:VPF?\[>12LLVO86AV#IB/,7
MNXZ,02N=1I]Z'W)<IS0M>)<1>EC\;\84T*LE1?I^0YSEMVR7C8MBF3Z*.:+9
MD$(8P<^NK6_;SL=MK:MWS= 3Z@&AKN)/%.G.O/W*_<*VW[>&]E[+*QXM0XSR
M-RA8S!"1S*-#1B4=6FCRSFW=;%J6^T5FQ/.UBNJK*T7TY22:K">G019QM'KJ
M>7]TW$A[=(\OD&&!0@>S,\UI'VYM4&L0LA>BB1I?\3@0K7." !2I:.0"U$RW
MFY Q15RL<O)SS&"0 Q.:/>;]0;/SR)Z$_J'ITU%I6^H2]V;SAX<O;]E6$(VV
M\)<?Z<+%/_%FOB/MJPGAC?S;F.*XNLQ-*I-#6A#,T3-:BC!M!9$; [H=MY(]
M/C\-1O>[L.>+"(JX9GETJ@=T;*SUK^5I#I'$M'CB?JJUGG'/3<7XV_TT1:"E
M5>M7V>OU$L1[CCN$!@L:]/@"-0O<XP&Y>5C4 YGB:@';M@^6^D<[^I+*7./#
M2,@.>%5&NN+%:I2#&,V(X8YBSM(R,Z&Q:M21JR0KOC8(FS SU^.H@+1_IN<B
MR/*+].%6=;6<;;SUI<(6-R'08)U.%/3P7QN+F/(J3+5,]'CZ<G(\G*#MA(A7
MM0P,3^WNM31=/4[5_#2RWL&K\/Z<;=3O 9#WTU[WN)L+83S.'S$Y,43<_.[X
MG8#(#[*L3P-@20\GS<H,:/*:M6)Y$!CVQLH6(EF<!V;<0,849^ U#MR<Z=TL
MSP0<@1UR'LJO-Q@)DM[1A\@*E>*9GVE3[JR^*:824$N7G!M7NT'1ECDL16"'
M7:=N^P!*552?P&HI!;?*L:9,9I'Y5OFM67TSF Z61-Q)RPX5P]V>/?D/)>(X
MBI:>=$I+0;+G&9)!N!5<QF65^H(ZA>IU ^]+(7&\L8S'0 .@3$^\TNM/3BB"
M.6,* O$'I]_*E[QKC./X'FZ-*O%FK#5JLS-,6F::,I%*'<="KLO0_@-2'8(V
M-B=!$T!R<N-(]PG]2:&61Q>P.:4+B2 "@"^ SK8CX-=X/G>;\9B6"NW)-<@X
MWDMP_P#Y/.HAL+NW#=(4/R]/4::-PEN+&72Y=.L:NHY^SE75_9UQL>_7=FZ%
MD?SH_2>?_F;@ 0JXD\,,$J;?/?MEN^U?$<SR?C2U;?%68)[B<UR$ZPV%K2RF
MQ BE3N=HT8*,D>F/QTW[NV%SFWOET-;@3UQ^NK&W#]HW]D[;=/V+2890YYE>
M?-CB #_E&'A5">9I?[EHS3GN<A/3EG#31Q2,J654LD:%%W[F1&V@$[O3XXU'
M;J&#<K"?0T/<UIPX@I@*YNN89]R<R:0NFF9*07-!(U#@$4J<4 \*U&>75X*'
MD_D%3]QJU'R#DE$)#0F%5L.:X[71XWC,I!#?-^.,8U&[74;:,O;IE,;0>?4?
M52AKRYJ..J-KG  \NHSYY^%.KV[Y>;B_):QL%7IWBM>0QL<[)0<,Y;*G:<#
M&?PT@W6'U[0^G_69YAXBF+>+9CHS-RP)X)],!5KX;)F;L*L@C3(:3!Q(K'H$
M'Q55]=1-\CW-!)1W*H@UY+]#0?3QQYTY^ZD4&<*K=K"A#A4"J/F=3Z,=)97Z
M6Z13LQS1&N3DP3[ZCR>&.:26Q-MW&1NV57<>RC#>Y'P_+X:UKI&D*,/KIJ>
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M3G=LSV,?IW=<9W?EK2DVE4Q^'+!/'ZJ3_,QIZN&C3JTKC[O#'-:^A_KIROT
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MI>9AEA(BI5*LS2.,J@$6V.*,MA<21S9.,_,I_#3/N,SH90T$",#/PK3?VO\
MH3"T+(YI"'KG5A_8RQ*_,SVGC[J5 S5?J59HVEDLYNV"\0([78;:"2"#TU#;
M6V==2S3O70'9YDD\JI7OJ&&T8RV81\T^,E/RM:$ 7D3C4T>XO-GEHC4BM+7K
M5IDBLQQD[&JS/L$/95F=V4$$/TZ'27<+74\0 J5J"[/9OM6?,2C2]PP_X3BJ
M<>&-1/)3%2U;JUG#LT4%26<1_5+65E+E85+DQ[G4?,>NQ -:9=M(>V-K<?HI
MJ2,<H+7.\H*D\5X#[_95D?%.'B\/\7@IS5; Y3G%CDDC 8S2S2H(XH, ?M+%
M$P;KZ=3ZZ3[E:FQLS&0KY<_N"?7[J@&X7+-WWILT1(L;0%C>I&+W#Q*!> U"
MG!Y#'!P5'AZQ267NUI5BJP[9));,Z%/JK(!0HJP[LG/Q^.J_WNTFMV,8$;&F
M/VG\*:>WI+?<;RYO'ZIIB\Z0,0 ,&<>:N-(?ATT7.><<'&\_^CX&@LI8,6[E
MI7D$$2$%L[%4L^0,$#\1J!W#V?- A26G"G>\9#%:><(\C$CB3S\ I/5*E3F%
MI0^3*T]N+=%&TSK)&6D!DK.JR=Q1E&5V'3^S49OH&NO'O0E[0IZN.0IICUL:
MP-</2. \"*:G'\Y'-R<0E8(B3RB8RD;I8JZF1)BZC*J"F2IT_P"R6CXG,<6^
M<^8^%8[A820VSGL*N1,?8!]=6!\)\_BX[D4YI[3--6Y&*.C%6#*'19/\UST<
MCN @9^.E&X[1;7<<C9U!>?*>1X+RIY[;[IONU=P@W.<I<QN:C&J0X<3U(Y9U
M=?W:]_.2\\\5@\3EY"SQU/CJL#WQ$3))/#)&'@BEERL2J_4$=<:J:6V2X%K+
MJ>UC\ ,!IR*\TKK[OK]TINY.WCM+)3 QD0,A'Q%6J!R:HP/*H)\;\-YM.)Y@
M\/+,(5*7HI.\SE)DA>W1=E0*0O=&Q@!N8-I)<-]/7\HC02<1AB C<./4DU7?
M;G:^Y1;=-\NYWI*)&^92OQM)1$QP( 4@UK*^\/C*O#^_/E4G'PUZT'D-+AN?
MD6NL44/U-WBZZ6TC3!2 _51$]!G)_#4.M[DWSI)I"KV2%I\<#E]W"E_>$++/
M?YHX&,9#.(G% "BL"M8 H'F4KS.=5]XNPL-JK)++)'"LT)%6$+EV#AV(<GI@
MG!.>NB1NIAP&M#C4"W0+:.MPH:79<<\,:OIQ7TDW'T^3B(46ZL6(D .T*@#[
MMK,.YN7!^.1JO8GOUN@?B]CB/KJ,26\4'ZN +AEF.N7&LJ&NUYF:4LL)W *!
MM=E )S^) QTUF8'N<2< !6N(>L>3:;4M>.,3O 6C'S*&.6[<*$@JHQAF+#)&
MDA)) =FJ>/7PI'*T-<3'@U,^72L*OPMGF+$O'P*J\6J)+=OR!HVG$BG?%&!C
M VG!/K\-.UE$FF8_$TY<JQA@EDE=%& 8P 2X]>F66%.:[R?&<'6'#<+#&9(D
M540*<2,O7:NW:%**WQ/7H=*@/4<7XESLW'-*4W%U!:1&TM0"YN)ZD\/96/Q'
M#_S&1[-V>3<Z=YMQ.U9\ ]LHWZP$] V>OQTH:   $04CMK+YDNEN'%"U?;RZ
MX4M<QS=/CJDT4DW9KUXG[4$85YY0B*P*H!M:4$9Z^F=:GN;@W,EPPR'^%.%Q
M=1LA,(.F-C3D%/\ C4;3S<IS]HVPUFIQ*AI(ZV \[#LA5E4,!UF7/PPNDLA:
MT:2CKA<^ ^GUTU.DDG=ZL>IL("Z<W99CQ^JD?^5\5]/]'L3/?[?9^H_U&<_K
M[N-G<V]<9SG\]9>M=:_4_,F:8>ZM'IP^FB<41<?%?"OHT:Z@K]!M&BBC111H
MHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT
M44:**-%%&BBC111HHHT44:**-%%&BBC115$/ZD'V8\O]_?VM>0_;1Q?N_/[+
M5_)_,O;KR7G/(U\,K^X/&\[PW@/F'%^9R>%>1^(6O(?%ZO.>,^2\APU>.[7E
MMK'+"A1T=6*DK)CM+EJOD'VE_P!6*K##6J_U9O;NK6KQ1P5ZU?\ IT^U<->O
M!$@CA@@B3W@"10PQJ%51T50 ->5ZK.7UU:#[8/9O[T/;/R3RGD?N>^]+QO[G
M_&^3X.E2\7\;X3[8?$/8>;Q;FX;[3W><GYOQOSCRJQS\5V@17%66*)(B.X&)
M.->UX2TY!/;4,?=U_3^\P]T_?;PC[S?M*]^)/M6^\CP7PNU[8<CYM;\(J>Y/
MM7[W^TEGD&YF/VO]]O;:;EO'I?)>*XCFF-KB>4IWZG*<5,[&)W B$17K7(-+
M@K:BGQ7^G=]R_OM[[>S_ +Z_U*/N;\"]]N)^W/R=/<'V,^VOV&]I>3]H_83A
MO=FI7>KPON][AGRCS/SKS/W-\O\ %HII'X:M:LU^.XNRQF2)V9PY1J ","+6
MX_16%47^U/[*H/MA]]/OG]ZHO<6?S.3[T_?/Q[WIG\=E\8BX*/VZ?@? .'\%
M'CL')ISG*-Y.EI>)^I-IH*)0OV^T<;R5D7* .50+]P/]-[SVQ]Q_DOWH_8G]
MRM_[0ON4]PN"X/Q[WMXKE_ >.]W?MY^XNCXK7^C\6O>ZWM7>Y?QN[3\TX'C_
M /2U_(>&Y*ER"51VV#EG9BO0X)I<%%1'YY]@']13[Q.%G]JOOM^_#VWXS[:^
M9,-7W(]FOLJ]C^<]H.?]Z?'D<-=\.\W]XO/O<'SWRWQWP[G8QV>2I<'!5DNU
M7>%IPK9!7NIC<6C'K6Y;PCPKQ/VV\-\4]O? ^ XWQ3PGP;QWAO$O$?&>&KK4
MXGQ_QOQ[CZ_%<+PW'5ER(:7'<=5CBC7)(5!DD]=%:\Z=&BBC111HHHT44:**
M-%%&BBC111HHK\9@H+$X &2=>$@!3E151ONF^[KVT^UWQAN3\JN#D?*;]>=O
M'/#Z4L;<GREB-'9))4W;ZU#>!OE8 !=53W]^Y#.VI?['L43;[NZ5@+852.%K
MB )KEP^%@S#?B<<!FM0WOO\ <'M?]MMG.]]T3AC"'"*)J&69P:3IC;G_ ,3C
M@WC7EN]^?N6\]]]O/[GF?F_,32\E*#'XYP<,CMPGC'%/([B#C*I8H+21L%,N
M-V<GXZJK9-FNX+V7=MVF-YW5=D">Z<$0<(8!^2(<&M0)B<5KY@_NC^].]?N#
MOAO;^7T;:-I^4M6J8H&%5>X?FF(0:LP<DJL+4#RW+)<6(6>4H5GJ5K#EU*5;
M$N^52H;MLS2*"206_/4RLK*5YD_^$)!3D,M1/A5#2S3[A*V,>9[&H"<^9\2<
MSSJ;?!/$89W6O*[6;4UB&)S"IEFVNQ.R,=0B]QOS.-2B.6*R8V"U82YP1S^!
M7ETJ==I=K,O7I=O:92\#2!J<F83EC6Q+VN\4\0]ICQ/FON) \_)3QS3^.^)0
M(KS_ %%9'-;E.7A)S @W@C<!\ITJ86;=*7%PDW$M5K0GE*8./7&NL>T]DV?M
M..'>^X(RJGT8  2=(P<\<.>/"JY>_'W&<WSW+\J/JK/(6[<L2U[-:3;3XJN5
M.*-.#"[&A# .PZ%ACX:T1B=KS<O/J2$C4YV?@WD*J']TOW>NKBXFL[<ODN'D
M:71_!$$Q:!Q(7$\\.%5,NV;_ #,\CVK+2F0 O88]50CJK9_Q?CU(UG,V-C Q
MI.9)U'X0<?\ !:Y^N;F^W:X,EQ('.<T>89^!^\"L9UJ0QV.0M/\ 2\1Q,!DL
MV),)&W9!>23).&"H.GYZ:7&W;JWJ\<3;0^0 ?G?^5K>9.73&EEO;.N)&V\+4
MMV!2?#,GH*H[[B^?W/<OR@S(7A\<X:>>MP=)"4+5AA3:G7/S3V7CW _X1T_'
M3%(Z5[WWEW_UDJ$CA&W$M8WP!Q/$XUGN%TZ:1L$7_2QE&CF/YCU*8<A7YX_"
M-\<31HJ0*._%N=BX=3D=U09MVP?GDL=,-\\@$M4N.7TRK981>JX!X 8T8X\^
M"YTM<CY!!2S3@0LJCN23QJLR0!D/91XC@N%C7)))!(_'2&WVU\Y]>4HXG 'C
MSI3>[E# T6D 4= H'+"FFGN)S$-&U0JSR)%:+K'8E&UI:N=NXICY-Q/0'  T
MZN[>LWS-FD:KABG(TECW>^9;^BPI&XYGB*CZ29II)9I6R\['< /ULH."5/H/
MX:? T,8&-X4E8&XR.^+Z<*2KSQC!&"(PS%1U7/7/I@9.MS%3&E,$3"00*D?V
M,]IK_NCY5#!-7F3AJH6Q=L=H$SKG<M2)AC<3CK^"ZC/>G=$/;.V.G!#KV3RL
M:N7!:ENT;'+W)N=OL%D7!&F25P' 8Z5X+QK>-[<>"4O&.'I<7Q]:*O!5B2&"
M-$ 5 !UP /S)/YG7)U])<;M?2;A=DN>]RGJ:[,[0[?M]AVR.QMFHC0/Q/M.-
M3SQO%LW;C484(,[A^HCU^'QSI1!;M&>=6#;6[G#2/A%=WDOD'&^)<9))*P6=
MH'Q'N1&61?P+'..HZ:<(+6:YE,,2Z4Q-.+WV]DS4Y Y*UN>YOGO)>0<E=J02
MV&CMRHJH)7B+KE@X@",<,R@[6]"5U-K#;HX6L! *#'^-5]NVX3S2/$3D;SJB
M?GO)<QP*7*T'(VN:%GOU*ZM'-MK,SN<21*CYE*#!!]?7IJR-JVN.Z>P0QZ2H
M)-0PV]T7F6=VIB?0TV/"N%Y?Q^M--Y'2Y)X^96.RMM8&@$FX.RU()G60R2 $
M9!('3IU)&K-@VUD $$*>O@HS3K2F&3U8PG]-G'Z<*D:O*8*E/R#R.\:?CG%6
MH8TB4P(ERP'[D,96-1+WBH*X9>C']0]-7G^W/8AGF9N4T9+RY&-/%W E>%0W
MN?<;J6UGMMO<&AL#B]V6EO0\2@*C-*KO[U>]<_)5DXW@X9Z,/T]HV*DSI)9'
M(1VNRD4ICVA'VJLFT=0LGS$>FNO=JV1UIYKO3ZS0@"8-]G->=<S]H_MW:_-/
MW)[W.;*\N+E*R$D\?Y0W##@4J?\ [!/?KD/".6\HX+D>Q#6YGM<AR=ES)WJL
M=:-=\5F<'<?J6.T;,,N 1K3OVQ3;E")H2"8W8#Q'.K/O=VM>WMV9,UC6QNB#
M?* %+2,",."58+[R_N3Y.'P6CXS#<:O+Y5+/?MQ4)U+4.!28/1KW&WB22U(0
M)"#DM&/QSJ2]C=N"UE?N1Q#&Z&J$.HYG&HON]W<=[R,VR9KH[=LOJ2(5:X Y
M$C++*M)O(>1+8O7;LDDO91):2,H:2*>5W#27#N5'ZJ<-^*^A)U8MP]L5KI7'
M+VU/[.R8S2V-H"MT@\- XCQP Z'I3;BY(79@'DS].TEJPN"O[2*B%$5L@NX_
M2%S_ ,-,30 33PQA! ?D#]/PIP<9)*RO%%"B/;[<F$+JD)=WW2NTGJL4;#"8
M^&H+OCWRN]"/!3[J3SEC93<R_ !ETY8^ZI[\(Y*+Q_B[3F9F,L:QKV%8-+(T
MQ,\Y<#"P%!\JG!+:VV%J;:U;&$<T$N)YGKTKGCO,/N=XE+M6I^EJ<F_RCPIX
M7K"S1/%!)6KSV7AEL5Y \MV:)C+)^TK#8KUH0K=6/R# /KK7:V'KW1F/P@X=
M33 9&B%\B(&M1,<O<F ZT\_:[QP\OY"N3]3P5'!MSQIV(;#I'W8\JS;\B8!6
M.<!>G\7)MDQI=/($ 'U"F3?+V2QVS]%73$>'G>/*$S5HQ-6!J\I-ROG\_'[Q
MV>"K299]K]J:=%21SE0'4(<*?4 9U!+XOO=U$;SY(W*[EAD/8B5$=R:W:>U)
M+L!X=/&&,X'S?$<.9)*]:CWW@Y"MR#S1UIYS_)T8L\4H21#7CC*UMR8VM(<Y
M;T"''J=0KN647$KE^!HIW[-VUFS[3&R)OZTN1.:<3]9\!2M[,1;..L<S8989
M)K4CVH!&R=FI#$.Y%M?]PO.5&S'Y]=54Z!TEVK\$4GP'T]]9[_,QL?HVY!!E
M#5R)<XHB<?PK/N^91W[_ "MA&%>"TH3CWD;=*BRE(E2QT,B%&4_*?T@8]3IK
M9&_UP#B'/+CX"M\6VM.@.P:P CJ3S\*Q>.:.E0O\CR,\,4*&=J["60B66)OV
MF,LN6"2L>F?\)&I3!#<F(W$8\QP 3%*W2R!LGH/:K,R5\JC+/$_@E<N(\@O\
M'R5FW-%+(O)0PM):CVRP5@S(U9H8W.T@/(0&  W'.--VZQW1LW/0@!5K7=VD
M=U%Z@\MTPAP(Q3IX8IAQJULG*0OX?Q7--<EGN\E"J\A2?>RQI6 :)GESN!.T
M ? ]=1RVM;1L/S\P(+8R O$G\,_=66Y7;_[1"YDWJ7L[],L>*-;&B$E<R4 '
M):D[P+W2G\7J<=!85IZ_)6HQ?2<B6*;?$4KAB>ACK^N"%SM_#4 O3_K],.D0
M(I4X 8DD_8.IJW.R>_'[%ML5O=![V2RC7JQ)<0C /\H.)Z-2M=_WY0+QWW(^
M1TA(#VN(\>WP(O[B&SQ:VPCQG(C#&3.!Z#&>HU"[>&%DEQZ1)C=.X@Y#$!4^
MS&IUWS;OA[AGB( <T,/4:F CP.9 X!#F:JYQ4L#&&29@96FB8",YV%2>S"58
M@9,HR>O\=;)0Y"!@T#'[ZKBYB:XZ2/-P]WXU=#VVY9+'CD-9F;ZOC)VAF1RB
MN8I3W(2%'R*FXD-C.1J&3P ;DZ3**0*$XX(:AU[$;(B XR,=B"F1Q'1,<:?U
MGDQ&KK')&9-@$C(.L: ?N,%/P.?AUUJF_I(Q=5(G7?IJA&KCT'&D&"G=Y:PW
M'4PZQNC&:XO6&I#GYWW>AGDR0!K&*U!<UZ:G\OID!6,$,UX3"Q0Q"KN#1^)I
M3YWEHN(J)PO'9"K$(7F4;Y2ZI^UN(P!O(P3GXZWZ"UGI,.&K$\^?\*W7MTV!
MHLK?!NE"1GAE2/Q'!SVK$5VT7>:5%8$N5BAR@64L@'3)&W<3U(UM9&\'TH_@
M!Q]^"FD4<#KAXE<#[\,L2G6E#FO(:G$P14ZAEGL2LL4*P;9+-B1V,:+$@_1$
MK'#2MT UL)'FAA37F7<!]. I3/,UL+6Q$HJ!,2>&'3KPIDE%@L_S3GY(GN@&
M*IQD<CR5*IDCSA7!!LV68 L<$#./36OROC].-3S<@!/X"D<SF,),FG7@@4D
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MFGXGVT7DY&82/-60--LC'<E[-<(BH3N996S@],=!KFW]PY!LNWN#,6M=Y6A
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MB%A_YLY'PM&&EN;S@*@W[A_N+VU^V7;\G</<<H#6@^E TCU9WHH:QN:88N.
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M! <2%=F>%*:(U6.2"K&@NRKL=ER$C^$C2RX^4K&1C ]=2>6 0DVUNHE1'(<
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M;T5MH;#"264HI)?=\O7TQ^&M^\RVQ>VWC($3$: ./\Q\*W]NV,UG#-N%V/\
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M[T[65P' $N)1.@%7%V<PB&1TC6D/8""2I',IP4\:J;<@:*V+&Y9(K'=C:-W
M<A)%,.X>A!7(QCIJ0J?AR+4Q'UU85I+KLDD747+X#E6=QT[(TD+H3VSW%"N
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M1Y9.%O<I;1YYJC,S5I)#&22N=%:SG3JT44:**-%%&BBC111HHHT44:**_"<
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M=P>8VQMAQE."'[?"F]Y1S2\C.&BE::-(H@F5*XF#,\H56_RT 'J.F=*+.V]
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MNL6>PI"NR1X8M-TP#@#.?AK=;SR6S!_E'#ZZE4=FV\U7)_JRNP!X+D .  P
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M?F'$(?LRJ#[[=1V-A)"&$.#"@3BBI@%*<:EFSRO&\*C3U6GM![ZO'85UAB,
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M=Q[9&ZXD(#0%]O"M!_O=[P\_[B^2WK<MU8JL4C?2KWQ)"M>8E(YNTQ)BWN<
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MA(R1S @JA=@A8>I;< ,XQKL*VLH]N[?MMAL\% +W'BXA7+QP 2OC_P#N5O\
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MNW\G\EXKQ'VR\+\7\@Y;Q"S[T^^WME[0\QY?X_9-#R'QWQ/R&]>YKRZ7Q[E
MCMPO/<[X[XW9XBG?0=^C8Y%+$!6Q'$RE9-S7I21S$'+?;! G&>#<KY;[F_\
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M^D#UZ==+/S**5, :W4<$I3I0_4RPL(!W&GCA*0/D"",?N2A3^E6^(UI>=#2
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M)(^X\N-K,NU>XK*"K#9_A'IJ@^[;1Q8]L 5Z%0G!*7R0F6V=*]7.T8<UJPO
M8EK!HBKQ,8XH68F,-&R;HG;*[5&01T)_/7']V VX>W,ASOMQ%57O)>V8!^!1
M3T/+W4L1[T,B]0'(WN02RL&"L@+$[XW ZX^&DI"%:;I-,T6EK07</QZ4L12'
M9VRY$?R3(!@F(#*C*9!P6'\0->'$X4PR1E%>!K^VGKQO+[(-L,\QA.]'B=VV
MQ,Z#(C1BOZWZ_P!FD[H@7*1YD^BU%;ZR9)('/:0 1[:L+PWEW%\+X'Q4W+NU
MKD[J6H*M.L["3L163ME 5@L43N=FST/;SZ^N%J(XG32!<' #EB%/BF:]:KK=
M=CN]QWST(& 1/(+L\&CR@D\ <4:.2U'?>M<U?>_R+.K2,P@1&D;Z!01VH\/\
M@1P.O3IK7+(2<.(7Q]U/D@M]OC]"U*O9Y7.3B!P)^I*<\=!G:-;*B)XTS&L6
MUQ*H8$N5_3LP<D'TTEQ'F9[:C\]TI]-Y.H#!/MI3KP*9#\K=MH@E975L,<G?
M+%*^-HP#C)]=)9'.#4!Q7&DPD+\6C\J##/J#69.:%"97D$I"1R=@9)6Q*?FW
MVG'^777'4>K:Q:V4C%"#GT\.M81ATK'-8"$RZD\2> 'UTR>7Y"QR-F*M6M"Q
M8%A).U&JM5K!CA0CH1&4C+>FT$9Z_CI=&T1 N(2-,^-22RL8H(1)>'5,3P^X
M94J?RF3Z7&__ -D/U?\ >?V.]N[^S?V_\S;UQ^C/QQI+ZOZNK'TL\L41%\/K
MH^?M_4^7Q5/XHB9_57TY]7U7W1HT44:**-%%&BBC111HHHT44:**-%%&BBC1
M11HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111H
MHHT44:**C3W;]J_&_>7PFWX3Y-/R_&PMRGCWD?!^1>.78^-\H\1\O\/YWC_*
M/$/+_&.2EKW(:7.^-^1<37M0&6&>M-VS#8AFKR2PN5Z"A6H6;[3N/Y&GS'*^
M3^[7NCY/[J\EYEX5YWQGN[=L^*T^<\0YOVZH\EQ7A]3Q'Q#C/&*GMMQ7CU7B
MN?Y6O>IMP\PY5.9O&V\KRQM"4:O=3P]N/MO\-]N?(>#\T@YKRGR/S?C:_NZ>
M9\HYZWQ0M>7\Q[W>2^W_ )3YQSW/4.(XCB^+BN);]L^)J\;#2AJ4^.XZ#Z>.
M$J%*E!*U!WL_]D5+QSQ;BO'_ 'E\]\A]UN,X6#WQI\'X';EXBOX%XQ![Z>0^
M9OY7-Q%CC?&O'_,N3LR>#^73\+5_FE^X.,J6[<58A9$="O2[E4@<+]HGB\,D
M=WS3W$]RO<KFN.3V<XWQSGO*;?BM7E/'_%O8SW,X?W:\+\:KMXUXIP=7D4Y/
MS+@JLW.7[<4_)<M'!&CSH(H]A1JY5D>;_:9XSYO[A\QYO-[@^XWCW$>5>:^S
MON3YKX%XW<\8J>/>8>=>Q7->,\QX!RO+<G=\8Y'RZ#BU'A_&U^0XRIR->A>B
MIH3&DCSO,4!R"EG@OMB\2XGDEL\AY-Y9Y)P_&^]WN3[Z^+>,\N?&UX?QOR#W
M<\;]R^ \_P#'D?C_ !ZER?.>*<S8]W>=O+#R-BS8KSSQ)',*\(A8KQ?LIB4?
MLD\%/!KXSY/[@>Y_F7 \)X%Q7M5[>4N9Y3QNK)[<^V_%>6^&>9IXWPMSAO%^
M.L\W9O\ )^W?!06N2YD\CR,]+B:\9E$AL2SE>ZJLUXOX'PGB//>XWD7%/?:_
M[H>7T/-O)%N64GK1\SQO@7A?MU73BXE@B:I2/C_@=%FC9I";)E?< X12O%IZ
MZ*\HT45PD=8UW,<*,9/X=1Z_E_YM>$@ DY 45H)_JD_U">/\<\>YOV,]I>9:
MQS]QWXWRKFZ$@5$$WRGAZL\9.XE6(<@]<ZH#O#N?_NV4[+M9=_9&RD2O!/ZQ
M:4TA,XP1CSKCK_<S^_=KV?M<_9O:\R]S3#1*]A'Z+7#%H/\ .YI]BUYT/'_%
M^U')R_D;3-RO(,7:!V#Q"6:1G5A(6+.7R,CH!C2 6T=K +=H+&@ -"<LO=G7
MS+AA#@;F_=^M(JA<W.))).))=E5D/MZ]HN4]X_+W[\.SQGA4[O,<H\16$P5W
M(6C$Q"KO^4@XU,NV]N:R(WU^S4UI5B\3D#X5-OVW[&W#]PNX?1;Y-BMPL\B8
M:6G^FWKACRK8#[B>:\##XI#P7 V%X[A>-=>"X[AJT2Q=_P"DC,<MV8JH)1G!
M/P'3\]2(:]PNO4:KG @@)@!Q6NJ.Z>X=IV_8&V&W/]+;H_T61M":G-"$E.''
MPJH/+7Q:Q3@/R=YIK=@C_.E9B< _XEU)F6<<+'.:0"E<T;ON;KS19PDEFHN>
M>9K-\9\?GYF\6P#7A9UDF5"1'@C83@$L3GTUZ^#Y9K72N"XD+D/'\*5=N[3)
MO5\][1^BS D=*MOX[XUPGC-.G:%> 2I7%GD;SNJ+#$GSO+'&X402%3C .<Z;
M);@S$A< NGD?'\*Z+V;9-MV2!DS&M!#=4CR@  Y<C]?*L.[9G\ONUXZ'(V&X
M.J3_ *&)8TEPKY=I.X=[2R.!@D NO_#R)HG<7-\QT@E AQY+FF=:;F27>9V,
MMYG#;V./DPQTGCU)]XI^<#XOQ/CT<2RO!]6[S81OW4HUYI0S3;5&(Y6:08/S
M,/\ R.L47I1DA=>:\O'JG"GC;MLLMN#6.+ ]3AF&M)4GIB<RIRJM'OWYG8N7
M.0XI;*)Q%2PG&UZD?<>:Y>55-BQ8?H98SA5'P 7IK"=\<;?F7+D0W!4YGV_5
M5+_NEW!<3.FVQD@;8MD$08U=4C\W.<>(R X8%,ZU:?<'Y-#P_!R\-3(2_P N
M[QVW1F>9:B%?J#AFR!MVQK^3G\-4O?3-W7?2&?\ 2VYU'@'2'!HZ@!7>RJ@M
M+-K/Z@21JJ5)*<L>67M-4RL2G#.X=1)'%VPB8_2-H!&>I)/32\-Q0<*=(B9"
M9"OF/T]U)D1._ ((;*M(H+/&'S'U5OT.#K;P4UOD):U!B:=M)&@@[H/[E6(1
MLT2KW"-^26P1\L@'4CKI&]'N3@:9+AS_ (&?%Q3ERI%N3]V21E0(-P8 @Y13
M^H[O_3 Q_;K<QB)3K:1^G&J)]HK$BC#EFW@8 QA3@L[?+&$]=_\ Y]98Z@/I
MU-$S@V-SW%&AN/X#QRK:)]L/LY_M[CHO(>2J"7F^9CBF:5L$U*# -'3C&-R=
M<%NG4_EKF7]S>[O[Q>?VBR=_H8'E>3G#B>?2KW_;#M.1SSOMVPB21@;&"BM9
MRZ=:V;^+</\ 1U(6>/YF"D?$$' '0 ^FJOL8?4>2<C75.W60MK=K0/,:/+.=
M@XJG*(Y%5^L).X*#,?4;B>F2>FGES?4\C<!2N:5L+<,ZU _<Q[A?S&Y-P]>_
M!)-]5966I'WWL6;",#TLP)V>S!"/G#[?PSZ:MOL;9&M;\Y*TZ  A/+P/$FJT
M[CW)Z/9 X>L[B,U]G#QK5?[@\LW(6C2CGBKI&$05Z[/):%B1BC), W:92#D@
MD8U?.S63Y)6D-+GNPZ 5"X8W,MS;L3S%7'F3G[Z</MYXM;/T7'TJUB>S>F$K
M;)*\*6*JG;/):^0,T91"T9+')],G5J6=HRTMU>FH#&IELUF%$I"-3#AAX5MF
M^TG[4>0^XOS[C^%KRW*?MOXQ''S/N)S$T+5N,\?XJJ0SUWM!@\]ZU.AR$VL8
MV_MTY["UMW=_-O"ACE _F(^$#ISI]O+*YO-6V6^F(.C)EE(/Z,:#4]W@U=(P
M5U73^_[[G/$?%/":/L?[7V*/$>T_A' )%(.&Q"?(+E-880MB-=XFL7955PN"
M_IG)(UT'V9LMSN5ZW=K^,NOI9-$;2I#&C\R>-<E?O1WV.X]PMOV@[#?&WMRW
M:WUY&N_JR$8:DY_&X<D%:;O:WQSD_(YK?N3SJ-6Y/R.LU?@^.8"?^5<069U<
MRSAF662*,#T^4'KDXUVYVWL+>V]K;;(TWSVZG9<<QT5?LJAN]-ZVJSMV[#8$
MMVJV=^O+QEE: ,#Q#4 :/&K)\' >,A5(86B$$CI7O3O+)!Q\LJL+-VP%#AII
M-QVDX*L0<Y &E-S;_,!VD+;@8XIJ(_*O3E7.-[NK[J]=N%X\,E1&LQ.ECBK
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M3)]$L4 (:4_S!C+5V+A@HGW X_ _AK%TL;(73$@1@$D\/+G[JP>7L(;*W,C
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M ZL/M;M\7MS%#;C])A61QZ9^\X"H]^Y7[C[=^T?9\N[;B=?<MT'-MH1\8U8
M 9@G DD8 A:T#_=!]PO/>^GG/,^,\9<MW:!YR23G>6BGGG?D.7C*L>+JN%4B
MCN)&!T;9KL?L#LF>X,$C&#T&DZ6IPSU.\!7&?;.T2NN[O]R._9#)O=RTRM8]
M"V%I#4TKD7$HT9( 44T[/;WPZGXSPU+B>QMY5NS=O/M$$<SLDDFQ5@^=^VN!
ME\!,^F3KJ2*&+;+)L49:V)K2$ X\RG,_A57=U]T/W2ZN-PE5[&*8^08,@T?3
M&I.FG2O66E#+6BIU%:Q8DGMF*?ZJ1>Y)7KJ%,LB!/FDD8[2!C\=)K<^CKO)]
M1F<0&A. R^G%*@.V0RW4S=ZW!H]0L.EO!@/_ ,LX>Y327P/#V>>YQ+>YI:E&
M*5N.6972L9"&+W))V!C^IF:-@FWJ$( ZZ21-=/(ZZN&$!2$(4HO3+@O'.G+?
MMXBV"P-E"[_67"EVG@-/7^4*!U2H^]X_+K<]^6.&X\%#QCBZ\'*RQ?3B&]>H
M0/\ 2I%)$-HDB0]=Q+8Z'J<!5*R.TM7NF.I27!3B%X>'*GK]K-BC99PW4L:7
MUZX-8TCX6@('<"')B3GC6J+SCGKOD'/6+$UG%;<PBB[G<$59VW2%<@$M.P/3
MX#5/[K=2W>Y.<"/2;GUKZ0_MOL=EM&Q^EH<9D0R'  G,#!3S^VH\OV6#P[87
M&X#))^14"L8QT/;<;0#TVDZCTD\DDR >4E*L[:[".XN%>"Z&)OE48$G,^'.L
M*:M)#@S%<Q@6&=0/\[8&2/))4,$/7& #\-*WQF(><^5N)\?IA4RCEA<R..!N
MD $- P ;DOOKHE<2;YIR$C>KNHP1.'"2%@<SR?%NA/3UT@+GSO+S\!'EH:QT
M@9;LR:?,<EIW^*\*K;>WVS+;*=R0$IVXES*8PQZ+,PPSD>GIJ=]K;2UK"[#6
MXJX_RC,^U*C/=6^.LXSJ:7$-(B8,"]YP:O0%*<]N2!GBC=@\P18CN&$6J@"H
M,C&UP!UQZCKIZW*6P=*6@DAC/8!^-0!C-VM[%CP&BZN)R7'#47I@U/Y<P%/*
MD>P?J++1UYE:%(G[C=O;NZE@NXK\K$E1C\, ZB%P/FYQ% 0(H_;@:D-JYMI"
MZ;<&N?=3L!*! '@9 =#[\Z=G"TIC'3I5E>2><,T#(.ZT497$PC@D*Q-AR.IP
M/4ZF.V6(;:M@MT+CBOCP_C5.]Q;M++N<UUN(D9& 6!H^'X<3R&.8XGH,7+Y%
M._$<;QG!.8%';-MK7:[LL2DG;"(Q\D;RNP+88=#C&M6]2FWTV;3B I\?H*C>
MS0'<GR[D2?3$V@(% &2 <%5!CBAIE3JE6C2BDK+!*_\ JWD'<:<]\A5-J1R7
M2.-5)  7J?CK3"R.VL&-D7YAXU'H#DOTY597;M@RZWN;<(F#Y*-^F/#%8V@$
M,4+\2*>9)I#MR26XI(ED!2,)42% J[W7!5O4,H;&21\/72.[E?=0)J6-@0"K
M5L[1EA=ES6 74Y#WE5*@8@G_ "DD<,:XU8W@C+=E8W2)]VWN,K;3AYG7H"ZN
M0 !Z@Z+.T<QGJN !3#H.)^[VTMN3KF+2\D%R(OQN1 / $KAQ J1/&N,GDAKD
M3'O3"9DA=Q"C5UA[F\(%5QC&U!GU]=3S9+8P6PGD4.=PX)P4?95,=];O\]N!
MVN(-?9P$-U)CZB>8 \<L3GPI:MWK4BIQ\<[0QQ60DO:'=1FB387,S98)ZGX]
M2=.^;@\4QV6VL9;D/;I.MN'/P)Q*A?KINWI0^Q.\UE9;!>,M@R.Z!E**@](F
MD<#'0L03ILO4D&EWP KXU*=LMQ&4M@&SN>0?Y6-YGCUJ4O%N!^EI&C)!VY;;
M1V.0E3*[B@++1[X&U44D$#..G765O#I+6M #W%4^G(8"F+N7=HX+66?4EO S
M0PG!7'XG%%P)SQI,M?ZSE)*U$3F(.6F1X3'8.Q\-41<LI=BAR^.H/0$G3H]&
M-P0H<ZK(WKYH_6ORYC7,+@UH5KN0&9"GB$PI6\BXV*IXO&D:0UH$DDD,49<O
M8,T3&)2I)P8W.?A@_#2$1R->Z>X(UH6C'->/LIM[0D'</<@MXM;K10YP+2&L
MT8!I' .(.E<])R"4B^$^WO)<Z\O)-6/TU:); BBWF:TJ[6< A66++]#DJ2/3
M7EG9PM_41'<7587[H=[6VV@[>4DE=$FD<L.60!PQ]E2UYK7YR6?QSB[<S05:
M)H\@:0(2-X8P[5J]A$(:9#,59MY'[8.0<Z8-^LXI4BA.HC'_ !YU1O:5W:""
M]WD-;^J0S4<2<$P\#P7#K43^=^8\?Q-^I5@0W+<)DNW;D6 T;")]E6NS':)(
MP=H.W(!U3/<[GPZHXP'S,*DC@>E6%VQL\E\WU+AKH[-["&\-0Q^VH#\5NV>8
M\JYKE9HI5DLD0$3;6:",?,69Q&B1LP^( )]-?/S]T[PS[\YCU5I*@\2O*K+W
M***UV:*TB^%L83BOOSJ9E=I%CW@*V_,1&2&$> 0X!PH(! (U5R<LJK>5K8]3
M6J7<?X5G+(626$( .\,@%6W+TV,8F(9B@./09T8$K3<8WL20',<:EOVRY:K5
MY22O:9C%=AGBK,^W]FU$N]88 Q5$9@@V X .G#;;CY>Z#C@TX%.77[ZKOO*P
MDFM_F&IJ:I/ ]"."^*59'BJ@GECF,\,C22K+5^I96DI5MA4V;O3:':9\*IQU
MZ_#2G<YXVR$R_"F X'C]E5.%$#W09EP!><P,/K)*>/A7;<,4R/#5>9J,,L8F
MGGF"S675MKR",8,@<']L'IC4$O+TRS:% PX#ZOQK.(O+7RQM=I#DQ..6?5>%
M)$J2Q6%XWC>\_(6]L;1PLIDAA1M\-4]L[4D.29&SD)INUM<QT\Z"%F(7(\SC
MP' <Z=;766@7+"JC+AQ:.AXGI6=<NGA*,G&<;9%GD+J?2\GR,(EK"*:%5$/'
M\9E2B58 &65L?,>N=:(H6W<XN9VI$T*QI0J#F]_4YM'*L?7$RNQ,0<H(4*YN
M0;@A:,G<ZC7RCG(^*@>O!+!:Y2<QV+$CC=]"614D,!0@2S88'+=<Z?+2V=*[
M6Y1&B#F[IX4\[3MKKN:.XG:/08"<?_A.?).*U''\OO?RWZ_^7_L_5=SZCM2?
M7?C]1M_5C/3.G3U6^MZ:^;1EP\*EGJQ?,?)ZORKP3PKZG.KBK[34:**-%%&B
MBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC1
M11HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111H
MHJ/?<;W"\9]LO%.<\X\NY&#CN!\?J-9M2RL$:1E5C'7B#8[D\[X"*.I]=,^_
M;U9[!MK[^\*I@QHQ+WGX6-'$DTBW+<K+9[";=-SD;#M\$9>]SBB <<?J%>2K
M[M_N2\@^XSW.Y'ROE[%B#Q;CY;%3Q+@VE*P4: P(;+PEBKSS ;F.!DMJK;2*
M=MR[?MX0[S.XK_\ ,6)Y8VC@G$\37R4_?/\ =B[_ '.[G<\.>WM:U!;;1 H'
M8_U7A<2>'0U3&E6GO7;Y($"*L7[VP.Y+R8@CB0]6D9V &/\ %K3;1NGN3$XZ
M0\HO$G-!XKB:H:"WEN7RR(C6!I]BZ6H.)R ',K5]?9GVZH>S<WCGN7[M\?8;
MD+-6SR/B'%N@-"G)0B)BL\IE2[6K0E':C)QE?3KJ2V\$6T$$ATEW(UWFP(:0
MB-/$+]==1_M_VC;]F1VO=_>D9;-IUV\15 0#YG\W.5&C@F&=)_GGN;SGE]KE
M.;N3V)!?L3258)2=U+CYF(KP]K ,3A,%O_A:?=KVPVK3=WKOU3B53\V*>RF7
MO+OO<>X'2W3-1$CCH"$:(U(:""A!3/KC4$[)N0Y!*%=V=W(!*CJ-^0<GX8!Z
MZ5^JR9Z/+L\"<DJGA%+=7K;&WQ>?B3/'.K0>W?\ M_P:HE^O5:SST2/%7BEB
MW*LS]%E=S^+'ITZ8UJD>XAL3 KRY?'EA5^]HP;/VQ9_,0QDWS&HT$?F/$NJ2
M>&\LC5YHN7)6_)(\EH?,RQ1@&4;&^('IC\\:\@MO3(=(?,5ZIXU,K3?8RY\=
MZ2+DXGPS2HZ\B\UY/FYZ-;CL0\>O)*\:28 9(20\CN?G5I, *!\3I7'%)+/I
M:C6-&+ABIY)4.WCN.ZOG11V8 MQ.,#@C1F5ZY#K2WXU0LW^6I\G;=\QVG_TB
MC%>J$)1"<[CF=1EF) SI\8R, ,(\CACX#%/QYUMVNWGN;UE]</71(4:,F\ 3
MGB[[:E>'CYK\D]17[EF:-IK,R@JTL<)[D*$_^\XI,8((.3H@:'NUDC0"@Z\Z
MFQAFGU0M=JN'-+B>@R'@*I][Q<M-8Y2S#R#5E7CH16B6O&J0[8AM/<8$!G3'
M4GJ?B=1KNK>3#;^A#(0U?,J(&CES]U45WI^O?N-^&I"Q&-:$7AB5X9]:TQ>^
M'F'^ZO-[,-:4/QOCYDH5I$F/_>0?]=*FT[65B!$"I]$U4VT1N?')N,P_5N':
MD3)@^ >[S>VH28W, CC)Y9^_ITPY5#]G"H[_ +@B2,B%Y-Q6+>/G _4[X'H3
MD?CIT9R.?&MC5F<T@HP98<*PJ)E,J--!$S("Q[>61D8DH45_F1D3_CK8\-0Z
M2:W7#FQ_ %!I8>22:E-.SQ-&EJ*I5B9.W.Q:-YY9452K85]BY;()/P .M+6A
MKD Q(4\N0I$(1(DNLM<"@ Y9E1]5);$"81(6=3(-R D[WRP:169D"A@.GY'6
M\9 X+]E*07$%K5..=7@^TWQN;R?F.1Y?E>,@N4Z-3A^,X^]:K(\BS<?WG@6O
M(P=VEK5Y0K.3^'3H=4C^[V\MV?;HK2UF<R:1SWO:TYM*#$<B<JGO[<;2[?-\
M<R[C$EK"&(3P<,0G@$7Q2MM_A/C[-)'&Z%DA*C'J,=#C&.I&N;V!S81([![@
MO7&NO]CVXNFT%OE!"<D J4O*N3@XOC1QZS"*29"9"",=L##+)UZ)M/7TTLM(
MVM<'NSJ;WDK8HA;MS3ZOXG[*UU?<)[J<=XQQ%S%R'ZUA+'3KQLS2R,8MIE.T
M@=J//0A?4?'4_P"UMBGW:_: "8 07'VY57^_;O%8VKB]WZZ%!6ICF^8O>1O8
MFJ3_ +]W?-9D$(6=.U(OU4CM* P9(CZ@'&0?AKI7:-O9#(V)X\C$ '!*J^"(
M[DYAQ.IQ<[J1PK \*\<3E^1L1[ZYX[B;*K)<8.$G>7]V<*PRK0H'"F0CIN]1
MC5G1/%K: M;YW9>&53RTL6AK8G'2P Y<T4#^-;WOL3]@/&/#O'%^[SWAJ0\?
MXSXWWZOLUX[S25U//^201&J_D<\*Q9M<=%E!25BZ/*A<8(SJ2;)LUS/<,8T.
M==R>88%0WPY]<#UIWW'>MF[1[>F[GWV2*':K=@#-3D;)-F@7, H!S-42^_3[
MSN8\P\NY'Q?QOF1?\ZYN6RE_LV'DC\<XJQ&H::4H#$;TM<.NS*[%_/&.NOVZ
M[-9*6VC(R87!CBY,W*J#PKA&4;Q^[_=9[^[H<6=M6D\GIQEQ;ZJ#2T.R\N/
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M8?+A)6SD[_U>OYZV^F6-; X@D#'VXX'C2SL?>Y-@V6XWN_<X;I/(Z12[,X@
M@8,#0, >92I[\-]O>$\;_E_=QW#"7N;3E)3W>Z3(A^1BJ@?I_''Q.G,1N+1&
M1D,!UZ_?5$=V]W[EO$US=0@NN)GZ=>. 7@,A[."U7_W5HWXK?E'.QS&=HD,\
M558PLRQ02+]/"4,98XK=6QMP">OIJ+[M&8V2.A! "@GF0,^@'UU8G9,]LT6>
MV3/#O@)&)\SC\*#$DY] /"J)U^+K6^*\J\GY2:,&2*[<%R8_3U8I@QD2LG=R
M[]V1-N$_PY&?AJFMR%M:V,]_<>96N.'$H4'OKIV\E=_=(-FLF:9%:U,@,BX^
M"?A4<>!\AWOK)/JG9KCQI)"#L5YXQN1E4*3L0#/KC7S9[^DGN-^EN)FH2XHO
M):F&[V[6S>F6@-: B<@,_;4U4[;O%)\I")L"D>AV@94$X9FR.OIJ"IBAJO\
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MMZ2=FEADLR[Y8E$0;>>V"&88_4 /AK?#&=9>Y-#5TCFE,?<-^^_F=,6N:UP
M<2A:SV<AG[A7/B;MF*[VF51:MLD4CR0O+)QV4.*D6[K$K@EF"#/4;CI0CY)$
M'PD*<>'+QJN;JTMYX#.KFVL1TXM(UEV!/4#,YIXU=CVJX]8N"MVFK2(DCM"Q
M4.AY)T$8L!L(@,,;;(X\MC]TD9QT)WQH"$)'$\^*=.%43NMA+<;RV.Y!1KE
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M]<,",Z1N4YL\AN4-+)B0(I$@43LI!0.#CJ''4:]A$+"&DG6<BBTU;GNS[X.
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M=]9Y781XH>1\HYDQQ)8OV7E82-:Y"Y$VQ<EA&,*.@U>G8_;;9KV.1K0&QX,
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M;=LL6E\DC]3B00T 'ZP,R35I*\7&<=5'AGC,:1\'24S\WSD2J#R/*J,R5X'
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M15S[381;7:M9$U)I&^;I_A6)602R,A^=5;]<;L-QC;:S-D .9<=,= -#%?\
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MK,4<H#1;"K,R N"K$_*,CKUQ^&L(D#%'YCQJ*[UN4D8>71N]6-C@ $"%$5/
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M-510Q6,_,TA Z' &<9]=8GIG3*7!H () SJU7A>_Q'P;^91DR<QS!M-0>?\
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MB-ID<D$!?E/36]D7J.TL^&F_U_EHAN%UI,C0@&8+R2 .J9E,,J9EH06RO$0
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MZJY4J1PAA-)'$H!8@.T@2/=GHF^0Y_M UYJ#3JX\*8]S:Z*RDD!Q8QSW'H,
M%J\%?BHN0O\ %\(_U*PT:$=:.&LR"O72JL0M)+.J8&R96=B,EO3TP!*-KMX]
MOVMMS*0T.5[B<W$XCZL!7+UQ<Z7O<Y7.>7( >"X@$=??4=>Y?N76\?X]?&?%
M)$;D=\L5GD*\X=]F6&)MV"LJJ0JJ/EQUZZC%PV7=]P=/(#\L,FIG4X[.[/\
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M:]J12&-[HQ)(@^&,X$A,5=CCR3&J,^;<_P [S\IYSEKDD=B>-DJ]^9I#+4E
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MJ3)K;1HP223NRR9DD+!I)>[)F0(=P;X ?B=,5T\1@D?&:<;>P%Q)ZKVCTVA
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MCR*[=YKD/JQ6I'_3+(W:B9F<*\4.V,I-(I53ZX(7&J3[VWEUU=&&)Q+L BX
M< .25:7;VSMVBTCVZ,E\[G:W<#J<BEQXN)QZ(E05/)->GFGD#'>H&44CH&/8
M!4ANV21UQU _+42A@+6 M77]]=*]L;'%M%F)9]/S<@7P%#R_3T\]]._,I 4
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MZ&@@C4BG$U+(+>)K"I/J:E/7&DZ/ZB:['!7*]N222")) 7+NI=Y%4*R;/F8
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MU'X*8]WWV"VB]4XR$X-7'#GU-2O3KTO'8$X^G%4GY*>.&2Q=B!E2#?N[C2'
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M;':LMY0TWY;JF<<2'9M8#P#0<:Z75^3F8[BQ63Y!UPVT]7Q\=:WQES@YY57
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MGX>=*=_E%5'JTHRLLL9:;)"CMQ)B0*3@!%4GXY_#2G==^9%$^SM&_JN:A3@
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M-</,2ICC^.KU>)\9XE7DM-9F1$B$DSSL9(X9K+%R,9; /XZ5/<9' <%Q/)O
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MK"0V-FMY!P+RX!K/ (<.-*'@_A?)^1<E!7H0268S)&LN%P@3H92')& BGK^
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M:9HH_FE(("$]=6/9#7""YGE9Q)P<>)3BARYU.7FT8YCI9=4*XL:"20W! 3@
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M(WWRL>@STUS7W%M<=Y=?I- 3+Q^F)JL.^-MN>X>[Q:L -A$_!R @!A5SB?\
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MNH&#:\WG(\C9Y&U/-,\TKAI>VS/O>:6:5I"TK'J<[@3^>HTOS+FLMVGY=-+
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MK:&.WBP:![S3C$UELP1PY-;H7IQ]I-=2R2,%"QJ$4]K<44*Q ^5CTR7'P/Q
MUD0!CQK N.5=MATRB[@(T4%CZG/^+&0.H_AH:H"\:R8Q3T7&NBI$;=I&/<??
M*L<.<L,X 7\?_J:R>?3C3CF:\N)1&PRNP:!_A6T7[7/;-N+X^/G+D,;6[B;@
MQAVE%_PH"3T?\=<M?O%W8)7_ -KMW>5N>-6U^SO;,EY=OWZZ:NKX,.%;"> Y
M*M6KVZ_'25Y[E$QQ7:Z %X6D^>-7#8",3Z'T/XZY^8V9H#Y&.:'CRGG[>-==
M[<UMM 71$%S<Q^-0C[R^<V*,,I=2W1@D4*(SQSD 1(MA25W=WHH(/0G4S[,V
M!VXW8>Y2\N0>''"HGWGW$;*T()0$56**.S'54VI)+7)7S-<MO(0QIQ%Q+%20
MC /;.=S'U8_EKLCMW8H=IACA@8MV]H" ?=7"_?O=,^]7)MF/)LHR7'EA2;Y;
MYA6\(X"S;F<"S8KA:%>%DDG"%68VBKD(JMNPK=3^&NH>P>V'V\&NX'ZI:A3#
M$]>G\*JEPO=SO&VULU(]32I"HP*I0X*[)> QJO?B_#<AR=N/RODTE?DKJ31Q
M0VV=IN)X:5Y%+RA\=OE)CAT8#*QG\==:]H[ ZTC;=O ]0@)A\(1"?'C1N5]8
MVMJ[;(1_IH2=?$RO.(!R0 X>RG-Y'SM?AZLORA*M6(V)7;N*TD2Q,)()UQO,
M\RX9FP0 -6G:6[I V&,#0O\ B339M&WRW]P;BX#O6>B8$!!D&].1RJLUGFOJ
MKUJ7C24Y2Q/&\$8CW5Z2R*6-YV9 054D*K9+YRP.-6396<<0$9P8 %/7KQQJ
MUK*R^2BB-ZS5:DDD-.ESCD W#%#FN?.FM._<DEXWZWZV]9FG_G7(Q1]^Q*"[
MLL4"I@F5V0 DD!]WP SJ16[R_P L0T,'E#>!_P Q/7,]!6WTW1V@NI8PUB$^
M8X@%WY6JI(1.A..%/?C*1A_EUB_)!3,4J5H>):&575IHG6(RIW)%DMIA>XXP
M "<8TDO=R@M()(X'%S@U-7U'V 9>^FMY?-<'2T*22 %4H%5WU#ZA33Y#F6CN
M-]*;EOM22U*]RSA \KJ\=N=MH6,")&9(MJ]5&?7KJ%3W$@:;J4ZW*4PP  4)
M]1ZY5*=IVH31?,7K6Q2O U-52U2?*J8ER<,EZ577W-\TCJ43QM0DE@\4+[G>
M::V&!-D9#;8 O15(W$Y)_*!;Q=>I('OQ RZU;G9O;TEU(;TX!N*<R/A'4 8^
M/2JOW9)8JXNN1+)/N:-&*O*TAZM* O2.,;<8]3CTTQ2F1CB^8 N PZ>RKVV*
M!FX_IV>ML+,P1AJY@]3SINQQO;=W=W;J"[)E,GH5+IN *KG\LC6JR@ENGEQR
MJV]HVYMC$UBZB1Q^NI$X"@3W974O'''O8G/SJN%1!GK@XSZ^FK-V*U$2OFPB
M 7W<*1;YN43(A;6K=4SG 889G/V5A\SRTEZQ).,5C3CBAIE)3)%&D2D;,G)W
M.02?X:CF_;J^]N#(XZ6QA&@=*;K:RMMN@DM&#5)*[4]YYG$*3]7NI*XBL_(R
M"RM=I<&1YI\D%F92N4(!& Q).!UZ:9MLLYMP<9@TN:"A/4Y!>E9W,AM&BW=(
M(B]NMH=GZ;!YBG#5PJ6^(XE*@KK-%W8V6 (T62(V93B%I"PCB>7#,S?X #TS
MJVK+;X]K9I>X(&#+WG'\*HWNKNM^XN8VT8XQ->Y22$)0!@3@!BBXD^RLF[*W
M,46JB#!@9HT=;"15GQ*B/)*IVH!69 (=N05)/4G31?'^Y/U!WZ .6("#D>E-
MVUS76UO'K1Z;Q[0 #I+M1P&L9C4221P"+E3:G)KEQ4<+LVKW2%94B3YC*,9(
M#9#?#2:>46X:VW<K$QQRZFIWLVT.N_6=>1N86EH:=(&MHS 1!B<5K&CBD:0-
M$ZB651(&D+.&=75P6.-Y9PV,#Y=:H8)Y;EC;8ZI9.-35[[./;W-O6AEO"%3)
M4S '3#'B:>M'CA"D4UR-UBDC;M6(V&9&SW%V9(6)),G&1C&K(VNQ;M\)=*CI
MD(&.9/+@@XU5&[7+]ZOVQ61++#4'2.#5#&-52Y,=3\ VD6\D=^U#3HL5=@'M
M22,TVU8P2S@)T16)VA03T TBW"VCO9FVEN27_G=P XX\JL#MPS[38R;SNS6-
MLD6%@Q)** B+JR*<SSJ1N&\+MQ1PUJT+TI[M;O&Q/7??%",,$63(4-*&R >N
M-/MO;6]I$([?$-PPX_0U!MQ[KEW"Y=-N;7"U8TRZ2#G^4>ZEU/&X8>3%&O-]
M?*8(?JIJ[*QK[.DA9]S;6# @] .GKKPN&G0X:4.9XUNM+^2.(;K*5CDCU!J8
M-*X#QXGDE/XUJW&588H!*W9!W?, )[$C(JJ\2G$I@,@&!U)R?09UBT:L\R?'
M"HQ=7L[Y3/<*UA<<#Q)RPXHOT2E?BN/%!!9M)MGF5(X).T/V)&4F4.P;(Q)(
M?F&,DYUY)('^0#RBD?I.81(7$!1[!Q"_?3OX6@T:?(B,YC;N@RDO*RNLA0L-
MT32A6'5>I'J=!TM9I7SN^H5&]RFGN;G5I/\ ;H6+@5U.7 8<5(]BT[$K_52Q
M58HG[DJAY2':9D([9WN <.J_@>F6UA'@TD<335NEVQC Z;,-5/N^G$T\IPE2
MO]& 4C23MS2P=M0]D0E7>>/H>S+N&Q1TW>O3.L\53,\CB*CFGU3\P?@<[S)@
M=28D\QRI!EG2*PTSO8G*02?3&9-SRSER(ED2,@&(CJ&UX4P;^=WU"G2)KI('
MO:7-MV',C,\!]](-I9)).RX!LM&\DK1SH8MDJB:..PR]3*^.H!&SH/AK1*3J
M098#W?=]M3#9X(19NFP8X!VD$X$NQU..)+C]00<*_(EBV;R P 6%)-_^8Q&5
MB"$[>RI4[@/R&M)P(!SSIVC29)(U+, O,C[ONK(CK/866:1G;?N(#_*NU1M5
MB.FS.P#"ZUO!4!REM;[:ZMK:186M,Y./!4PX4E\QR_'\/PDTO)3I6B,Q)DKC
M?,QV_N]E7!R-L8!(_'KK9%I:A:W5(F"]:(MNW#?-V]&!P$37M+B,2",=/XI7
M=]NOMQ<GCY[W9Y+B^46[S/<XGV_ KU[**]ES7FOV/J"I5VC;"D#J/3X:4.F$
M,K6LTN#2K@5'7!.5(_W?W\;C90]EV]P601M#K@M0DE/)$?\ B4.=Q(PRK;K[
MK_<%1^S'[=N']K.!YE+GNKYSP<G(>0W#/M/CO'<A22*7E3/&$KU&HU9ECK@
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M_<I6>FU_I-:,\R[(NPX<O$DU4OF>3FL3R\MR<TCV=T;0QL"T/9VN/T9)W!W
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M!(H7ZMF69R<9/4:;(62W%TUQ'E+@/=B33,+IT<$C<G%A* $E#@&CZ95L?_\
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M,[8$QB*"/UV1Q1@ #3/:PO-R(Y&ZHCQ%5+N>]7/<6XR7DQ!D>[+^4(C6CH
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M*,A@8V8A3U&DZZBCSB1B?N%*Y4L;5URT Z0= ;C]0Q5:=4#PP([)/-+&FU'
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M9@L1M%3+!/WG'S1)*&5LYW,?3&E(D=ZR%OZ?J9>.0]@XTX06\US=QP@ZIFQ
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M/\VE!JX\,,:;O\OJ^-6X^*M)7G> U[%F)(-D;SJ9/IN-5P<)6B4JK!1EVZY
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MK(_'P+B3SQ3F,>-2'/71V@IT2L=:A (E/1#:G7Y6D(48"C\]873G/<N.C4A
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M],L3C#, /CKJ/MO83:,;-)C?.<C5'/,_8![>541;QS]V[N;4 G;8O/([%,R
MT)F0A*99<ZH)[2^"W?+N=M^:^8-<MK8F%Q[%XO-):N6&#1S022J<1A69HU"[
M>V"3@ :ZD_;[MB.S;_=]Q"RDG0,R4R/0$Y>%.'>^^#:]JC[;V4-CB8UC20-(
M&KXEQQ+1B[Q'*K%>1<W+Q(@KUHP]U3/&D,4C,O'5WC8!7A8L#-*2KH!TQD]
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M377;&LA 4R[\&6%/^T)A7 'XZJ&."7>KQ^Z;BX"%AU%<  !@!5OCY+MVT;!
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MGB@K6RYEM;LF'RAH)<6DC47*$)7(*<LS73Y&B3RK0C>!(8E<J:J(PD$:*6<
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MF4X]<*Q^>O*M&/CH%.^4+WV3H6WX5(@!T((7KI"UH:L^(>??6_=KXBWCVVV
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M=%'RXV?' &FB[=\TMO!F,ROU4@B8]\H$F;C]/PJ2>'XVMQE97<A7QN.<@,<
M#;G_  Z=K&-EM$V+\P%3.RLX;.+UG9UF\7Q]CR/E!4C21F[F%V# (.-N"!U
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MD4X>\5US3?76'G,9A2<D5H)F! $<A,2F12@?:&VDX&,9&-%Q=3[I>.N2@8X
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M/FM]W4M=%$7-@;F2<2J\UY<35B=D;+_V+VW$&0%^_7<C&M:<-+W-1TA')@P
MY-'.JO<MS<UB6]0X/,EN[_H[=N6(F/C./CD!1**@*8K$A P5R<9/727]O.QK
M_N:_&_;DPQV.;&N../$\TJ_^T.U[2TA_[A[G1VV0/UL!_P#IB50OL!Q/(8<Z
MM7[&^TS^/<0_E'+**7)\A&W&\,_) ...X^:,FU?CB<A09C_EL<]1_=/][@F[
MDW>+MW9E^0A+1([(>7\J_;5#?NYWXW?=S=;;:3)9Q.EE 8 KG#RAHX:0<&K@
MN6-6]K>Y'BOC? #Q/VOCGO\ D_)U9H[_ "T]9DLAHUV<C<CC,>*M:*0LZ2,P
MW$ CH-3VW[&AM V6_#-$:EK>O G@3RX 508V7>MQN3NF^D0[0PM+P"27',0L
M">5H*ZRJN.55=N<?QWE/DM7Q?@YHN_/(>*L<E61GL<A]9']1R<G=W[K#//&>
MY(Q6($>HU'>Y++UXQK1J$>.EO+DM6XZ>\VG91NN\"1^UL;ZT<*$,;(1HB#AF
M0UN;1G5T?'N!_FEGA. \;J\?S'*;>)K-+4,=@2&&$4!O:O(X-V-QA@#T)SZ9
MU6$MW&9O3=Y8XP5>1@ %7#@.9JDQ9[M>22W8#I)KJ8"&W:/,=;L"!RU' 8 "
MO6+]A7MS;]H_:#B_&^2JI'RVUK=CJ'V3V\2G<1U78'QCUW?#7+7?=_'NF_OG
MB/\ IT3Q3\:^PW^VKLV[[#_;JVV>^ .[?&\Y@/>2X^Y<:EG[@?N$\4]D?$>3
M\A\DY:".6-6AJTVL(+-RP5?MP119,A&_ P!T'II#VSVSN'<NXQ[;8,+R\J3P
M:T9E?QJ:?NC^ZG;W[:=NW&_;].QC(FD-:OF>_@ ,R2<@*J'_ +9]V?\ P+_]
MRM^BL?[O^N_WC_LSO2]W_8N.U]-L[6?J.S_J,[<[>F-3CT^W_P#NK_L[6S^W
MIZ/K)Y?5_GSR7RY]:H;Y;OW_ .M7_P#7P]"7_N)?G?D-9U_)_P#P7P_U-/ZF
M72MV.J=KO2C111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:*
M*-%%&BBC111HHHT44:**-%%&BBH>][O>KPCV(\#YCS[SGE8./XOBJ\S053(J
MW>6O]HM5X_CX20UB::3 .W.W.=1CNON>R[8VXSS+)?2#3#$W%\C\@ /Y03YC
MD!3'W%W'LW:FSS[]OL[(-MMFESW..:!0UHS<YQP %>0;[AO?+R_W_P#<SR+W
M,\SM221\O:[/CG#!F,'#\+!\G&\9#$?E0QPH'E(&6?J=5EMFW7.WQ/W#=9/F
M-ZO)!)*>!>AT1-_^9Q Y9*%KX_\ [M?N7NW[G]W7'<%^3'MH_3M81E%"#@3_
M )W_ !..?"HFXZ)E;N,_<GE4%Y&]1D=%4^F #@:=X&2!S1&CIR$4\^GAD!4
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MHDTA7!=))_RJ#H\1UI\6IZO&PV:DMUGL6%BFMR)(B1!63$5:%^[N0QR[1C&
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MP-*_>&Z&I$@ 0QIGUC7]*?C^)T.>X@-U:0,/$TZ[A<Q6NWF!@_3=B<$6K'^
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M_ I8+UA+2D>&SS5N,;4EL3/CMY! _LU3$#7;G?O[FW%'W$C=$(.4,1=^4<W
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ML]QU+&29078EG.T X)Z#TUY&UIE#FZ@-)QX84V[W?RNMWV<PB= V5H0?$!Q
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M&*58.W;1:[2T2E#.0C<,CQS]WOK$-ZE4$D*/&RQPQ"38618I$7JCL@8EG;U
M/S9P.FO&O(8 U2\GC6Z;:;F]O1/>#]+#+ >'XTBS6K4ZM:FDV4T#)L><$O(K
M!CVL=5D^8#!!55(^.M6>>:U(XQ%"X0P!7AISR"#$^Q0BT@2V4BDC#QS)>LH^
MR$(TWT%;N';N9=H$E@_H((SGK\1K)Q +OY ?>:<8(-;8F^8^7$YKC]_"FI;F
MCA#QV9S+/-^N*(#LPYRK5^Z02K$C+_$D:R8'(#E3ZV!H)CC!; X!<O:#RK'@
MXV2$"]>4.8UC:I&&'^6'Q&[+D"3+/TZZ];D>96L[B\+S\K HMV -PXDE*<O
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M2U<RYP\QQ"85NO\ )?8+P*/QF>KY%/%3\*CXJ[%?XYYH:W'"!8MTYFCVH&!
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M4N0!'O"5UD)9(54MD[<87 .#K0UVH%I0>8X=.)]M/]G;FU8V]<<6LX*27(4
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MV"WT'R >J01_#QYU??>>_;5VMM4SXT;8P$-4$C2&X:FY$EQ&8R5.-;POM?\
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M^#6SVBP-SD;?:$EFY<D;+SS2.226SDG7)N\7^[]V]Q3WNX2ODN)9<^0R#1R
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ME[D\SW)F2<N5=?=@=F]P;YO<_P"YG[C-CE[TO2'1,/ZC;2+-D,0<ND1M34X
M:G$GDD%>V/%\UY!#!XWQT1'UUZL):\,0>LBU9^[(99E25WG12V3&"@'3UT^Q
M%'->,0%)_*!PSX!*Q_<Z^VO88+W=KXQMT6YT C4\O0N;I"$:B[  <#6W?S7W
M_N\#[2>+>U7%<J:_ >!TK:_5PW'>]:Y"5*Z7%2/:C-72UF*/'1OU'.JY'8EG
M<=TW/=5Y&R2YN'-1A0-:UN3NKB$))XUPYNG?W=/<_;EE^WUJ;BVVB#U)72-+
MB]\LY!+2X(C&G4&@9@*<:HKYG[CO/3BXZG5Y&?D;<,O/\ER#'Y[L2[]U&E,=
MK)! %!=U!/Z@,]-3O;=FBC>V<(V/7I SQS'L&*=4IUV+M*!UZZ]O QT<<3/3
M:GP 82/)Q5SSB4Q#=6>%0[]3Y)_(/]P?4CZ7Z_ZS^4;X_I^SWNW]5V\9SGIZ
M]W/74B]&U]?Y=#ZZ9<<D7[UYX95.M4'J_(>G!Z/IIZF":->:9IPYIC7TV]?&
MVONS1HHHT44:**-%%&BBC111HHHT44:**-%%&BBC111HHHT44:**-%%&BBC1
M11HHHT44:**-%%0']R7OEP'V_P#M7S_G7,S1FZE>>EX[QQ<"7E.=GAD%*M&N
M<M&DN&D(]$'YZB7>.^R;-M?IV8U;O=.]*!O^=PQ<?\K!B3X5'.[>ZML[+V"X
M[CW9P%M;L) XO?\ D8.9<<$KR%^?^:\WY/Y!Y#Y/Y%R3WN9\BY.YR/(322$R
M-8N28$*'.-E=&V+^0QJO-M@MMELX]IC.IX!)<5)?*_%[SU>2OU"OD'WKW-NO
M<6\W?<&\2E]W<S.<X<FDHV,=&-(:*C5Y(CR-2J5 V*LQ5@"5 ),:L/A\V,_G
MK? YANQ"<9FY_P"6H-,YOS$<2(PA4_&G/&I:9Y+.["#<H4C'_'H-2O;(72W!
MN)3^E&,.2UNG<UI(FS(5!7YQUGZV_'7K.A)8C<S !@@W.PR0<(!_;I;#(Z\W
M 1-46[&DJ?S)G2>UD]5X9 07N</8,_J%27P-7N&6U94!06C VXZ+T)QTZ$?\
M-/,$+(X)+B9#JP:M33:;<S3ZWA&"I \ \./E7,?46())N(IV9)L _-88$".(
M%L*(U;^P#32622/]0^<I@G->53KM38&;U?\ KSL/]NBF+@IQ=P Y!H.-7L\$
MXE+%Z2)5J_RC@>W-)F-$59E'[==)5SNC4+ZY_/3O;0M*N8'-E<@4?A70^R6N
MJ0L'IFP@&K( !,@#3>\WYF+W \FX+AZ;,G#4[QL7($/RI+&V1*#G<4D(P,^@
MU++(.M(97M"2Z$7[>E1;N2\C[IWBSL8O_J?'+J>WFX8CJAI(^YGW,'B?M]6\
M5X>T$YKR1/HUKPD=^M0C/;>1POS*IC ZGUTEV^T-]>"-H):$+C]RTS?O;WQ_
MVIV<-LLG@;K>?IQM&8:<-29H!Q/2M;6(Z495R6F< 2S Y8D9W!B.NT,?[]63
M;0_"@1J(/"N"YG,LXW->5G/Q.XD\<?$FHYY^X9[D>R1FKUW(W$DHLA"Y#98E
MFQ\1\-.S@X-! \H]F JM]YNA/=:2XEC,O$_@*[J'-OQE&UV962:P&C612053
M!)"$$'YC_P"33:][GAW $@GIR'C2^PW5VWV[O1)$KVZ00H*<4Z$_93<C)AA>
M[<R%D8[1*26>0MD,N<8))&,].NM8<^63TVCR)G33H$+77=Q\1. YG,TQ>;M\
MER5R+BJ6UEO6E.Z,=GZ2 +^Y8D!)R&P0/AG6BY>8G")0!B2>31B34CV**$M?
MNQ"^DWR@IC([X0!S'3B17=Y!S=7PKQJ_SMR95BXX"O11AAI9H@,V5 ($J(SC
M ^+'5#[[W#'=7;]X'F1SF6S>!=D7IR&9-37:-JG<Z.V<IEDD!><\?B=XAJH*
MUU<]S5SR"_R'+W^\UOD;;2F1]KO]+*2T4:*"Q!P "?0'4'<^267U)':GY_\
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M2%,V\^OA2?>W23SOWS%!VHYMDJ#ON"K*)Q$2(Q#NR1TS@@ZJS<-Q-]=.<"1
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MLT:1R.=@ZNV<)C/RCY3A<^H.L%U8Y5(BQL:MX\:4^.E["R%0V)$99@C?-(0
M4)V]8PNX$_F-:Y&@D<Q3=<-,GE(5H^GT2LZ8N8Q.W;,R)#&8_E[DC.& < _,
M%Z]23CKK!H]U:VO:T>F200AK%XSQR>>PDSP?-(S3J"F_N1KEI%8-\L:;5/S=
M00.FO)KJ-C2%IQ-P3$&M!+ZME[=\)(T-:EQ]<ABD#64C1DDG=)%" ;]O::8;
M0I'RLJG5<;[<&63'S/<[2T9XD<AFGO!(J1;&QT#1-(@C'F(YIB![2GBAJ_?
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M[G N]50G)N"N)Z )U)-8LETU:OU$4+5JMU&19K#*TUI"FZ:><Y(A[LY)C7H
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M\EW<7W?I/H\;.G<W=OZC;G;_ )7[>?39J(_WIG]]^3X>FG3/+QKGSTMTT?\
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M@GX!4Z\+3I<?5*3@*2A>5G'K@?*JM^KKJ1,:((/3'Q(KCS/"K3VRVM;6+]1
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MS;!AY>1K0<WGBE7K9[/V7^RFV.WV[\V[2-.AJETCY7\(QB1J0*0,JUI>\/W
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ME,&%0)\K]>Y)\<9] -.UA"T$ZPK<$YD_A5B[/!;PQ&72AXTK6I)N3Y*KQ]?
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M;PP! .!A/AJS.WMG <QVE7%2%%76(8?DI.VNWSZ5A#&WUI6X$D(" [F>*9#
M4]_%N%FY*S+)81I&E$8M6/FEF@J,25K5=P^5NV0.G7'35LV&W,@AT-34<^O\
M*8=XW..T:R)Q+;2$$-'/QYDU.WD?EW ^U'AZ\ER-&6M>>LB<1QAF$=N=\%3:
MG"1[ES",-T/;]!U/1B[F[EM.WK3TFD&\=Y8XQ\3CSZ)59[1M]]WOO(L['SNE
M*S2./D8T$^4($^%%S0X<:UN>:>4\SYMSTO)<DT[S23I%##(I9*L"IW8H\_,5
M[2MN=S@ #506]RYCY+Z_)??2_$O ?RBNMNW=AVWMC;V;;:M T%2[BYR9K2:+
ME*A6,1:1_D18][L%C+;%$@VYWYV'&>HSGXZA?<'=L43W6MJ5<0A</K%*96RR
M2AX0N)1#P3++C31G:;E9J\(3=,]D4U*(6:2(,\D,*N%[@920SN>F-1G8MKO-
MXE'HM+@YR$G(+Q6I:R.';(FF4M5_F08E?"G1Q7&S0!H8S-*9/W)DAVSR6K4+
M!9*LPA40QHYR!DY .3DG&NBMBV2#;[5MK'Y6,^+KUJ-[I=RWDAD<NIP1H;B<
MQY<,A],S63SG*3QK)PE,+4B1OJ)*SN)H.\G6.26V65W9$)4*Q"AEQG.G62^D
M(-I&?TR53@@K&WL(F-%^]IU,\I_,2YR(0<\!]U-VO8$4Z0U%R<5T1Y_F:2=B
M<S$(Q[8=QA2 <#J>FEMA,POTMP"8'Z>VGEVW.EBU.;J.!+2<<D)4^(*#WUF=
MNN#)/+#(]B"N_?#8,3.)F[J[T_S88D?Y#U)8#&I!:PV8#IYP-7%5R'+\.=+[
M9FZF>+Y;5I8H81I34XC42 B.3-_  Y5BW>WLAF$:0PR*BPAV!0F+(+B+J69F
M)VY]-9WK YL4S@6M/Y>6&9ZFIOV_ 1+=6=L1(=(_6+L'G46N:P\ '!">M=]2
M-#+&8HK%BQ)^U% B,<_(?F54^8%?7T]/73IMT<$#VRG6^9Q(9[OJI9N+Y)6"
MUB$++2)H=.A0-0XE<W%.'&G)66:240(M=+"LTIF<,JQJ=JA5D;J6P,!,$Y Z
M:E37R&01SM:9>F8'7K4/G=%';&]L9G-L9"0-7YW$+Y1FA\*4DKV[MBE7ABL6
M&BD9/IQ(92P4#]TQ*.B Y+9'0#\]*R2Q0< >)I$QMG' 2"DS@N'O/XX5+_CO
MCW%<,DO(<FB33*AGGF$;&I"D#=SLUD,BQ32ON*]%.UO3XY1.D>XCTBC?MIDO
M+I]T71CS.<Y&\LO%%)PHM\E-R+0\B*-M*]GNIQU>PJHU1%8P232=W ,EF.0;
M5.T!< :\\H)" N&?%>0^^O8;:2T@=:ZB1I\SER<?BQ]J#H!6#:E-CD(.-XJ[
M,._W9K,43.L*V54%/J+"MVF[CJQD+$X!PNMH:X1>I(T8)[N@^RM6J)L[?4<1
M 5: 5U$C(G'B5)7@12[P?!J]JO72Q;GB@@?^9&*2(.S3/+V UJ4LJQ1*2<CY
MV7I@:US.\A=@'+@?MI)\Q!;2!-0C3'$*I5%.*#ZTJ3HZ;PUW!$56MB=TBCS,
M[L7_ ,R1PFYA(WH0203\/36HJ6)F@QZ_X4R"8-OY'Z=6L@A<0/#QXFN=&):Q
M$2;A6B[AN2-7'>SO<".-69&EC+$J&R1GXZR_3<@":B, J#Z9^^DEVZ[C<_U7
MK$[$-&;0%7!5/0UFM-.(U6-)Y99E9U4-%):FDCPR2*IS'!!"S8)/7T&B0@A'
M>4C <DZUIVR)C+ECFG4XC42"#_@:ZZM*,R.UV1XDD"RV8VV=R:65ED"LZCYH
MPYWA1TQ^&O8_THL/CX=:T;G/)>WIB@:3$J$CF?978HL7623,C[G8P.; C,=:
M%_E)AB9#'.RD;0&!^)T/(D>&(=(;F.=86<;MMM7.D(-V\IX-'WFB]-'!-'%%
M(SI,9'6%"9>\P9B=[DKO[DB8;=USTZYTG)<X 8!R_53[MMJUL;[N?_IV@N\3
MP]YI8X2A8L3UUW/7:8K)=M3%Y/HX, B%\+B*,A3A2<MCX:]<UHU-:-7+KUI#
M>7SC&/6=H80O$^SV\.=//DN;JT8X>+XY J0PF.W/%&UB23MOWN^L3[V3O2-G
M;G:#D?#005./G^H+4=M+5L^B\NF_Z=VI!CCIQ5/'\*;%^W%0I[K"36.3LFS!
M0@CVK')/(B201X4?MA(V[DTGP48UKDD!8 S'$$\\\_!< *E&Q[.^XN'7-V-,
M,:C5^4  %!AF&XN]U(M:A$(Y'>259I$:7E.3<;8+4O>V?3U0Y'8XI2ZHGQG<
M9'0:&-]-[GN<"$"#D1BIZTX;INLEW%;PP1.9$ITM/$%6CVNYXIPRKB; OH((
MY2D,MIEK(I#,98E026)U8DKF2+YNH7\M>.EQ:S,-&?$^-;;3:X[*";<)0EW-
M@ ,FY(&MX' "FYS')S#ZBO0GV+601FP$VO&P*)F&/HAG!8]22<ZU! 6J"2OT
M]E2K;=O$L!-[I:PDEH53T_\ %SZTPY^)-L0U^TP$;F2-WE5C:W,K@NOH\<<C
M%F/X^FO2]Q)<X^8YU,+*>.PA+@U(VA&KQ^AQIY<;P;5(&:MVH"SCZGD=I21@
MJL^V&-R&*HS>OJ<?EK7B] 3Y::+O<0^1\SVETH0M8$QXDXGK[JZU"Q(W'TD9
MH8YE^IF!(FF;82'[BD@Q;L?(.GXYT'-4Q(^GA7@;J5]VFG4H8,@"![R>-==F
M*:-E23 $Z)8G^;):$Q,$1&<@1LNXC\%QC67%3BX5E;OUM+(PC2<!T]M,WD^0
M>>==LL16$&"*&5\+#$L3+W O0;T5>K?$_P =;0TMSS-.-K#ZB8A <5K"J5+=
MMHE@C$]D-'L11F*3;A(]V00H3.2?B6_AK%R!R'B*7ONH[>![P!@@ X$_P^TU
M,W!>)KQG$)=ODQ26(YI[MO:Y:68=QC"-QW&+MQ_*A)'X_ 'T-"%QP8,OQJK-
M][B??;DW:;=OJEQ"D D<R/  %>F>=<'DM7F,=937GN,KQUS)GMQ2J!!,T(&8
MUD7YVR?4_P!FM8:UZ!43*G*2X&VQ2SNC]1BZG '- @ ^HTHR<98CE2DW;MV8
MY%K?52EVK)#MPUHRX50APPC+  'X^FG!L(:!Z6 .)/W>ZJRN^X[:\?-N5\YP
M,'ECCS!)* KQ'LINB99^9@\>X=N[98O)9NUE>2>%970.TC2 Q]67);T(7XZR
M>QLDFAF#0@'WT[V5Q-8=M'N+>0[67*UH'F.HHT =<UR0$\*M+XK%_M6O2X>O
M3JV.1Y0PU>&Q:5[EGD;,O>EMVE59$C,,:!SDCUP ,#6V:9L5JX!6:<3U ZY
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M#I5I4EQY A?8*J3)>Y7SCD+/N'Y3<%:%7<\;Q;;D2 SL?I!4@;$?>< $#'R
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MM7(FD82PI&I*11N!M5$50< ECDYUX7!0 @8:9_198,=<S$S;M*XA!D !AAP
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MXXG22#Y0[*L=DVH;':1&Y],;Q<1@DHI:#SY(%3K7;!Q4[N+-OZ=JUB1_IX(
MRR-(DZJ(YFVL(X>V<J!U/IK*&)KG@D(044]<:2;]W*RQM9K:TTN5I+G#)6D
M@G[!QI\<W<?POQ5N0:(279++05NY-&]YC<8+#$M=$WK&<;0H^;/7\=.;(PA
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MG?,R>8CCCP\ $^NGY['3<@]7F>9YKC2L$O&"&C5L'<R<A.-J%V#-%VH(_F+
M]<_#5A6.TQBU (=&]P!(524&.(X<J5_MG>WX-Y?WK6OM&Q:8E&<CLNB-&)/%
M:C'W(O0_5RLTR3M!(84E'J)HF*EHB1M"!\X_$:GU@V.PA"!)'?052?[D7?SM
M^2'^HZ,EH=P5I*EO(+@.8J&:M9[5QYI-TIEE"Q*B@?X1W" HVC)'K^.I+L]J
MV/5.X%7$D+]?L6JCOYG7+V0A#(0 0 GA[4J:.#J!6BC4-'%#&KN^ -QP#B0
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M$@=:KEY=Y'=]X.>2K6,O$^#\)8"*V\5XK,(5I4E92V"L>T8Z8R2NI]MFV/E
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M6 /QRI]>FL$P7+4?::9Q9W4K\50)[%IJ<ERAF21XXWC,A[58HI0.I1BK)N+
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M1-L)Y#'MI:''2?,\GG]E?/BR[RW;=-\EW?;K3U]^+W0QM>W2R%C<CJQ4N57
M! E5,]VO=/EN5GO>5\YR$E"[<%D\1Q]@V$>"HKNT=N56(!LVBX:*)@!LZXUG
M:VECM5L+3;X=$0#0JXJ0A+C[,ZN3]O>PF;AN+)-RG^;W268OFD3XW ES8HQP
M8TG(X'$U2GD_*^2\B1;-QK-?Q[B?FBKRV&=);';^>=R3A[4[]6_#.O'ZGO\
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ME]O![>>,WNUYIYW":4\D#_O<3P5GN)9G;:<QR6HHG5?CMS^(U7O=NX&^N/\
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MU.G>",2W(,F(Y5RSNM\ZZF?+"#H)4XY*<:R/'ZCQSIUD94"[<D8Q)C8WR?\
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M^*6[L]&-*B]N:5EGFB+F.O%D;E* AXNTB$[B"2?[-(KS<H(6.<YR.:,!S/\
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M[#W,]S_VXU16(8J#U]-="?[<[XV_8UW$0C3N;\>9,,(057G[M[*[<N[X9HG
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ML_D+8%T\;&EI'YB[ @E?,$&.&&%94DW<L6'WM)#6CBDCWPM$LS?I):,NG[6
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M%II(VGABJN6#S2B/(BP4.,X+ '6*:AIP1<LL>5)^Y-^M]E@,YUH$'D&HDG_
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M+N[HT:UR(%P\Z_"@"\\L*8/OM[M0\5 WA_#VXGN1PC_<MJAB&KQ\*U#!6XN
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MB36)!A5$4:$-DXSJ@W;[=7UQ,)0C&.*>#?M4X^%6WM^PVME9Q$)K<S'VA<?
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MTBIMJ5$86K\X$4> '>.']Z=Z['^W^S/W?>G](HFD>I,]%#& _P#R3CY6-Q/
M&UNRNT]Y[GOHK2Q8!=N!]1Y4M@82A>XC#$#R@'4[ #B1[V_LV^S7V:^Q_P!G
M.)]H?9_ADC11!?\ ,?,;U>N/)_<#R<0B.UY#Y%:A4#XLE2HA^FH5L10J!N9O
MG%WOWOO7?F]OWG>'(,1%$U?3AC50Q@^MSCYGN\QX =O=K]L;=VIM;-MV\$N
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M)3I3?,,*K6)6M2MN6:U:?)Z_Y><#KJO]WW1\]S\O:J7/*D\ ,A[AE53[IO\
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MG+G5G[+MDFXSLL+<$,TDO<!DGT^NJ#\OSEKE[LW+WW@,TN-M-E 2" ,1!#$
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M;NU(AWS.,)S/,J%EY*5.U%LIHJR<D]^]^3]T3_(6&J/88G>5N1E(_P"8\?\
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MJ YFO\@6&T11+AH_^<] -8 >L] 4C/'VU1/?W[A6.Q;3-N>X$"S@(\@*.>X
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M[\*O+M'8_ES_ '*\8 XM"-XJ0I^X#JM0M5Y.;C)J_98MQUE9(^3AJ+$MA(&
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M;M-N^6=S8[.($N<XH  ,3],3D II7MNQC=9HX+=KI+R5HTAHU>9SC@>IS R
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M/&0]VT7WLH8]51&Z_FI ]->$NUF0_'P'(4Y[9';O8+5F3@<2#CS^G6G?XGQ
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M6UH_<MR;86Q)8U-;CPXN3[J:_ XO6Y>4Y=A%2J[Y@BL1$9"2L4* ] 8DQD?
MMJLNXM]^5:9)""6M))X*< /95A6VSV$$AMU):N/-!C]=0][X^Y+^/46XOCI4
M7R3F(O\ 1HA1CQ/'OE&L6"N2D\ZMA#C*CKKFS==XDW*Z?Z9P<X^H['(?"QO7
MBX\D%6CVWVZ+B1MS=@MM&$:&A,AFOCP]]4?#DERTIELO,S2MTD+3,S,6,D[#
M=W"V2?4YTU(O#!/IE5F.=IPC",X#D.%8T]B5V )564!D9D)"^H5MN%&54X(Q
MD'630&UZUOJJ'+I(0UA31L7(5]X($BB-_EW8!+$E@0>IZ8Z:R512V/0&!@R
M3K2K0BS+7G?88@Z?Z@R;0S+*NYD&5PB_XM:GG2QQ."#[J1WDC8V!K3B37J[_
M *27])..:;@/NH^YOQ<Q<?+V.;]IO:3R"DI?EMYCM<9[@>>\990]KCQA9N)X
MJ509\K:M+L[43O?;G;;[W1N6\-_0!#HHSQ(Q#WCB.+6G/,X(*[+_ &#_ &*0
M1=[]Y0D-<C[:V>/B&;9IFD8#C'$<\'O":6GU%ZLFNU*-%%&BBC111HHKS_?]
M2#5JVOL/\'2X5["_<O[>.5<D*[?[-]RE52?3U;/7ID:LC]K8?7[F+$4_+/0=
M=3*H'_<?//!V%$;<+([<H@O ?IS8GP^VO$5#7N<C:6")X8J7'3&!8'4*(XBJ
M2L<.IB>:R@(^;T!Z:[<[7V%K8(W2CX2I\.7OKB!TS+..6ZBT?-R#S%QQ) PS
MYC/I4S>)>,CEE^CAKA8Q-7BA$;JZ23AAMILH1)(HVB7,DH;;@?PU8L499H+U
M$30J'Z>RJLWO>Q;.DD+@;@D (>'#V9_97#WM]P8_$J$7@GC%RM)>Y(;>=Y""
M<R*%2,=RK (V!%*$/MQ_C8?EK5N5_!;1M:?)*T$Z5R;S]U;_ -O^UI-\O3WC
MO;0^T:"(&E0'.R5%Q .&-5,XGB9.;Y>F:N(TJG_T2LC("6L2HP4!$)*H"QRW
M7)URM^X_?;'%\4+B="AG-1Q-73?7L6Q;8Y[PUDI85 P'@.2 =3A3]\EY+C?#
M4K\=0V3Q3UVFD06I9)[$^WO/!,H4@RH.N<#H,9QKGZ"+<=^N'-:'FZ<0N&2\
M:A_;UG>]S2R;A? M.I0"U UO!%QRJ'6FELWFWF1;UJ1+4S^HJU"J,5)96'=(
M;T7'R_\ 'H'MSMMNQ[>V!KO]6YHU$<%X?C5HPZ+>&*!C1Z40"8(O5.F5-[D>
M2V[:U6)# DDL7[FZ:2Q91B1)L3:"B(.@.!@^FG&:9D[Q;6@5["B\3S-/]EMK
MXV&6]^"0*F) Y#W</JIY>#>'^:>Y/E?C7MW[<^+\YYQ[D><<[QOCOCWBO 5'
MO\SSO*\@P@H<7QU-,DKD%G;Y(H(5>25DC1F661SV6T;8^6Y>R..-NJ1S\ T#
M/'Z$G 8X5E!MM]N=]%#;QO=*261L;B7%V P^S@!B4%?04_H^_P!'KPK^G[XA
M'[K>Z53@?,ONZ\WX@Q>2^25$2_P?M-PG)(DEGV[]NK,RDF1QA>9YA LO)2KV
MHME-%63D[O[ORX[INC:6>J/9&/5HR,I&3WC_ -QGY<RKLNNNPNQ+?M2R;-=!
MK]X<P!QS$83%C#Q/\SN.01N>\;5<58E&BBC111HHHT45XIO^H\XV_P S]ZGM
M/QU556%_MT\?:>65P(Y"?<'W$"Q!>C?MG#.1@;>A(SKO'_:ZYK>Q;QSE3^YO
MR_\ G,-<H_OQ<LM>YK9R-]4V30"<OZDG"M$?'UDH%(9(H9*\!,27(>L]NX@
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M+2BW8N,\LEER6+.N-RAMQ[<>XX5!@#^S4,CB]%@AC4$8GV]>/4U;S860I'$
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M_MJ9%)+!@^2J_AC6HR,.#%1,A]/KI-O.[P[7;DRR,8.)<0/MY\!Q.%6*\?\
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MI:UUG1HHHT44:**-%%&BBO&+_P!1/2DY'[T/::MV*T]9?M]\<EL).T@D)_\
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MXX&M+GZO-Q-('E&\ZS):\DSO"BD55=$M3JPC,TV6_:B.01$#Z8Z$:Q+DQ.?
M?C21CM+?-\2XGQIV<#XHO)VA&Z8@22$E0<LRLS1DQ 9&[*?*/CZZQU/) ;F:
M9M][CM=LMI9;D@,;Y0OVCKRJU?C?@M2C#37D8)9(=T4%3@T<QVKEV;9)(+DT
M!W=C8IW8&W) &.N5$5L$U.&J157IT'V<ZY>[N_<6>:65D,_HVP8X.?@-*#-<
M<2,^72K!<=XQ-7,7)<S(L<M2I'#2H0CZ>'BZAW&-(2K!GLR1 AFSTVD8SI>)
M6Q'2WS/)(09JBHE<E;CWO:;O<#:-G#Y-4@1Y4F0DE7$YE4Q/0 4D<CR#WY4A
MJ0 5*C3S*CR0&.1<,WUEV3H5[#L2%;JPQK&>=EK Z>9WE7Z 4]6%K+!('76-
MRA*+@./L X]:8]CCTM0S6K<\7'<)75Y;_)/F%;KR;EC=$!>4I"2?E!RY<9&J
MVW;>GRW!*X$$:>@X>U?JIUBE$)]5I_5)\J G/#4>6GDJU)?C56G-Q2VK%5^'
MH57BDA2PQ9[]-HF,<MK])2R3@&) 1M/74#W/?HX=,+':GHA(^',_9E4?O)KJ
MWNWV]LW5?2%5.):$Q'1<SUZU^7KL_+2"*L%@J01&>&M( 4FV-F&:2-0&$,;>
M@&<L.O34#N]REG+R[^F./W"MFWV#-L8W2?4O9%<2?OJ,Y>!FY3DVI476O,CL
M_-WYQ&YJ--!]2(X)@ 1?DC;:TF=L*DCU&JZW[N.ZW%=LVMSR%TX9(J'Z<:D4
M5VR&-EQ*@DU+@0NLCR]<SX#V5QYB13X^O"4%I\1XEQTOTJ4ZLNR3F[L0[DZP
MQ,VYZD#DEI&)#N-2+MK9K+M:$[C>++N+T54\H0I[?L\:2P6#Q<27E\__ %;]
M14E2T%/*WDO-<2.E5S\IFX__ %,=+CUY7E'K1BL%1A7XJF-CNW:B#'OR@X9F
M/RD_CK7?;^ZZN&W-P3%:M/M<?P\*LG8(Y;:,22N$%BTM)Q&IX(P7'WKE3*\=
M\>YOG)V6O&>)H3]T7[,,9CG&W#,MRRNZ45$1,$$_AISV;>9=WD$8)CLV*NGX
MCRQY&IKOO<EE:$^C_J)]#2QKW?IM."N(''ZEI6YSC^,IP\9!)'VJLU^5.,38
MV^XD0(DNY;]4$.W<?B2<:G-S<QMBC:PABNP&9.&9ILV7=[V^DN[^W!D#(07/
M.#6XII'/$GV<Z;_>B_F7:[+_ $/=[.['[O:W=OZC;Z=S=\__ #8U&M7^HR.C
M4G7Q\5J7>E+\CZVO_6:-?WIX)ARKZK^N,Z^MM&BBC111HHHT44:**-%%&BBC
M111HHHT44:**-%%-_P DY[C?&^&Y;G^6GCK<9PM"UR5^>5@J15JD32,.O0M(
M5PH^)(&DM[=1V-H^]F_I1A?'P^P=36BYN(;2!US<$-AC:7.)X-:%)KR0?=Q]
MQ7+?<'[O^0>2695'!<7--POBG&-EHJG'5B8!)&00._/MW,?^;4/L)7^A+=W/
MFW*Y.M[51& ^2)<4 "$IF:^17[[?NA<_N-WS/-&1_8+,NAMF$*&GX72@ A7$
MJB\!AG57>.KU[<RMVRL<#J;$A#'>P &26R6"(,9.D<0CNKM]U* T-"D9J>)J
MH[2%CVL@8#I#O,?IGA4F<!&W,6Y;1W?ROB(7L/\ X4^FJJ0/RS*_0'3Y;),'
M[G.#\M TN R& ./X5,-K8[<KQ&X6<6+N0:S\3]E11Y%Y5;\GYM6,200+N@K1
M1$E#%$VT$*?1GQJ&3WUWNMS\Y.-#Y" QHQ1HP"\N=13>M[DW;<=$;4MXP0!P
MP.?B:4+E^AP=2!-I-B6(R6%VGT(*ICT&=WI_#5H;3M4<+&6\14D O/,G&HYN
MV\VVVP@N:EPYIPY#+[?LI@279>1L*6E20#>%W@A3CJ,X&,X.-6-!:LCCTL5
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MY^&0]]/+@O#9_)>98&.M7XZND$-R7N2+%<@JEW@KTL9[@3N%CMQO)^8:"26
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M@*H:T\R1BF QK&FCJU8Y7L6'J\56=7FE1E1^>F[>YW[';,C01X*[2/F]?SU
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MQ%C&NWW6\QC4+OZKA$'3X:N;MINC9XACF_ZWFOJS^P%I%8?M5MMG" (XS.,
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MJ=3C.!H PPK:1I;K.7"I2\/\=GW5Y.Q6BA,J9MSHLAB61L$/#'\\L<T;=&)
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M?[A]RNAV]NQVCRV:4$R8*=&8 XA>?+"HE][/<.E9E;@Z,L(%)>]=MU2\U:R
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M;VPJKA>Y]NOC[O*6*,D?_B#[A ]L*=TK%@ 1Z#.N[?\ ;#CV'=M. _NKS_\
M:8:Y(_?2V;_WK!>.:'-;MK <<1^K+D,SRK0M7H7Y(9JU@)]*TI='@3;-(1VQ
M)$DP8N2JH"W3I_?KHXF,C4TKAC_A5&32ELHTM4.=@@Q"IQ^VD^]QKM,]J!9(
M;$T<<56L099!'6+)-((VRJN$8?-@D+U'4Z]#P<'#4GVFEL8T@D>4$J>:#/#H
M/JIU0\4OBU&O/$/JO).6>&6@D@5_I(;*.9N4;=NV]LX$>YB2<XQTU@K"U7X8
M'QPY4U27UWO.X&",G^U0Z7R._*05(:"<P$"Y\5J:? _$*7$5?YGR+3?ZC]P&
M5<V)9I2LHG"]&6(3'8A8DGU^&L#%( I'G)QQR'XU"^X^[K?<KT;3:'181L\@
M:, !B$3@I*<<5IU<YRL_%P+6@<CD'>0"PS$QQ1.HQ-,<%A$BD+^K'4]-)W(Q
MI<53)$S\*RV>QGW*\BB0AC"KG$X!<4/7@BU#RV#R4W?P##5>22.&/:);=O =
M[(V)F2K6* MNZ^G3KC6MR$D/4HG/.K$,+[%J6@:VZF74Y!J$>2 IEAJ7.MG'
M]&VS7B_J+^Q$4TP:W<@]S7CK[57);VE\RFDM@K@ER(RI0CY0<^OI4O[[8_MA
MN;L=*VZ<O^HBPJQ/V?@_^[S;70%8&-N">9)AD&KPZ<U/*O=)KYWUVY1HHHT4
M4:**-%%&BBC117S<ONYXD6/O*^[.Y;8BA#]R?O<6W(63D98_<7GYEK;%97:"
M$Y3&#N<?AKZD=B$#LC:#BK=JM3X$PL'O^RN%N_-PFC[BNMMM0!>SW\X(_EC;
M(7.>[B-2X<RE5VYWE8LI&NZ661Q"DB)'# K1.K(E:%LM*@!ZDCKC&?PE <J)
M@UHRJ/;=M<T;G:BKWR:B[B2JG//DO !!39>>625Y+"0;5PD!D5BTL@D97+A<
M+$L6[! R0,9_'7@:@08DFI 7-A<YC=((" _3)/\ &N45"US$O\NADCB5%$]J
MP@,1@KQ@-T W1N)B2$Q\1UP3KUST*LR&'B:U1.99V_JSE9G*Y@Y=4Z\*6.7Y
MFEX[7BIU$2+Y,6-H)G&Y0>^!O(#R! 2,#\/CK%S26EJG-:3;18R;Q>&^NAY@
M$3D%7#[344232V+1ED,@0EI(T:,*(>ZQ?])Z*2#DYP<^NMF0ZU/V6L-NS3
M&??7&>>(1,IBDE13&*T7Z<M$SR2]/6627. ">BY^&-#5U>4I6#(R"Z1RXY>R
MOTR=IUY>SVGAB2,4*+!"95V?MLR)C:8'/7/P.ML,8(]/-7%33%NE\[2;>$^0
M@:C[<L.7'V4@6;=R>0P*'FOVY1(8MK6&41L$DS_A(7<'7&.N-+&QJ"UOQ'#P
M%-UQ):1D7MXYL6S6D9<2?S/XE.)IP4H:/ 11-/VWM+965[LC*]A6E26$,T2Y
M<S#.&Z_*2/SPKC:@TL'Y<?9]/&JHWC>;SN6<70.JS#AH RTD^4H%]O#$4W$-
MJ](D=B00U:I9GDLK)MAMR%8U$!9E8M(5!]<9ZD#6PN)9Y,E'VUB+)FU2-%V0
M^ZF:@:N )'$YYHF/$\*S*TEIP*E$RM<=V=.V5EFY'<T<<<W(2EV05T6(E4S@
M @]>N<"?.431EEQZ5NCL/E;-E_?%7@ZGN.2*$:!BJ9]!]:C=K?R"DZPS0M>Y
M",QR.L0=.Y"QD=!N(38XSN/J<=->/!8T#-VI>OMI58SL[EOWB4^EMT3-+26H
MUV"JT'-?"FI(T%:![18&5E7M1F/= )"1O6)$ =6C7HS. <G ]<ZU:7-:7'-Q
MPZ5.[>=N[7L-A8QD[;;,1RCRO.2X5G<#P4O+6%LWK$5>*(-/"CEWCRAZK'!D
M'IM&0,8;6L@-;K3"MF\[Q;V;1M.W.:)U1P ^'V<DY94YN4N/*T7&Q2A+*$(K
MPQ*31V@QP.T>71F<L<*""#@XSK68U1 4(QIKVG3;MDW&X0G5Y1ECP^@^VE#Q
MWP_DN8NCAJY1)D"_4S*!A(Y("QQ.Y5C8LQAQL/7)SD@:(P'.:YK202GL7,]/
MMI)W1W.S9[*:ZOGAKP3Z;/S2/+5: ,\!ABE6[\"\22K(G&\?4M5X($*3RRB4
M3Q01QJ\1:5V0;@6RQ!^=^B^G1:YT<<+G@J ?\?$UR/W;W5<3S,O=Q*3O/E!)
MP&;0.@XGB:FRH_%^'4)+%RR*K<;&TT,CB2.6Y/,-ZUX8NW)O<ECCX;@23\=,
M5U=ON$BAU:-8\HS3)3P1?IA5"[U+N_=VY/L=O20/8KI3\#':ETA >&7\:IO[
MA>Z_.<_Y)%3I]Z.**W+++$98Y13@L;HBTW0!PZ*6VC)&3K"21D#/3<6EX0DG
MIF%^[I71/8G8&V;)M@?'&[!B$C![W.&)QQ104]M)?AWCE>[>7D[MZ:7COJ(1
M6KHNV-TKNIE=DEC:6::P6';#9"KU]--]WNS&L,H<T%H]R8^%.G<^^FRMVV#0
MXR/&+AB!@AX*2%YXFK",SS=CB>,@>*$*+-)8E[9J3EALLVNVRNB QY^;JY&?
M3IJJ=VWM]S*7%Q0+A56R3,>XRSD^F0 TC J, HS08E.))I!Y+RJKXK--1\=B
M:]S,TZK?YF8+]+P9F"BPE$Y<-:5P?TDLN[4"NM[8V3TX?-<9A<AUI=;[,=P<
MY]TL.V-Q14<[!?8A.'6I*]M.+FJTBE=(ZGULQO\ ,\GO$[M+-(9/IR[+OD9P
M1L!/3=GI@Z22WKH6.>7*Y2XGJGV#AXU%.Z-RM;6)EP]H!#!%#&W$E#]KLR>"
M4O\ F58^1&OPM2>_4\<IK(.0D@;MO)-&Z?\ L<C,/]0TQ?+-^.JGW??Y[J;0
MT'3B&#'$GC2/M]DELM_?#_7RNQ&!+&M^%H54./L\::4G#]BSQM3B:T=,U(I(
M#&I(^D@D0L5+*K12<K8C_P 3']L$#UTNV6R:P.GOW#!JJ>)Y4_27#)Y?5=J]
M8NXG$!"N.0)^K+C4[> ^%+_+SR=F!:JEEK@LH6:<HTDD9?!.Y\-^/7'Y:D5B
M_P";D$$3$A&(//K5>[_>?/0F*RD_1#RQY&"D8Z1S*9D5(5VLM(]H;EM]I1(2
MR".I6],J21_J)<YQG4UC8;8#TR6\R.)J".A8U;:0!Y3(\/ C%:9\$TMR62P=
MQJTP$%V5F"*\;$-#7CER<[F&%_Q'39/)K#D4-''KTIYO(I&;?' R0"9P" #$
M >'3*NRGQTG+66LRO+'QJ3&T1*Q66UB0@=1M*IA?72-L,C+?%=)I*K($U &9
MHSS0)SXD\:7.6WNKW+T$5.I'#B*%>V>[.Q85T8DA$@B0;B#@ =3UULCA;!"Y
MY)*\_IE1 ;B_OQ@&#-1]U1)R,BBY!.]<V8.+J3)6A*K)%8NV&8@0 9)<*V-_
MS#'X#3+)<,MIA(2" ">G058NVVPC@$4C2VX>Y>J8#/P^VFC_ +;YGZ/_ '#]
M'%_N'^>?SGZ#MQ?3?RSL?1_1]W;GZOZ3]W?Z[NFH=\[)_=?[EJ.?P],D3ZZW
M_P#<</J_VY1\O_37#3J5<TS7#5SKZ+6J8K]$]&BBC111HHHT44:**-%%&BBC
M111HHIF><^:^.>W_ (WR_E_EO*UN&\=X&E+=Y&_:;:D:1 /M7.-TC[<*!U)_
M+33O6^;=V]8NW+<WAENW 8XN=P:T<2<J2WUU;[?:/OKZ1L5C$PO>XX  <2>0
MKRU_?7_4&YS[A_+*7MA[:WYN-\,O69L25F*V&X.N=EOD+LR,IW75Q&B>@WG'
MQU4MM<7W>.[QR7FJ+;6'4&9%L:*APS=QXIA7S9_?_P#W$R=WR.[4[-F+-I<2
MU\K<W!4)4'\P" 9!2:H;9N12=JM71H:JJ\4"R, [,LA0$8))WHH(_'.?CJ<W
M4[)9Y"QI ;I:%X! &L'##CS-<=R3-]**& %L/FT@YN*XN/->!KG.)N+KQA '
MO6@.POZ]JLV-VW\]:C"^*7RA9R  .5;9BZQM0&?UWY#//C2Y7B3A.-;><W[L
M;M(!^K+C)'4C&XG&I+;MCVJU<2/UW@DGZ<*]#?EK?SG_ %,@RY+2=P5+O=RY
M.0"Q(9WP1A?F* 'ID9U%6RNN9G3%"2J4KVFP:(S/+@TG'PS-1?[B^5QM<EK0
ML6JUJ[Q/%&<-(3ZE5)#'/QP?34YV3;QH;),-4A:/\:C.ZW0W?<7>B=-E#]:?
MQ^JFUXS3=&#S,7:81N!\SA8S@C;_ (@Z@Y]>AU;?:]BY72D8Y"JW[SO@0RRC
M)TKYC]U2?:M=B+MQ@MA D<>XY9FP,J6!.21C'X:LNV@,$8+OB3CPJ!7-UK;I
M:I3  9T\/"O&9.>YWCH)HAV':N;LC[2E:I&W>FP2>LL[C']NHENMT&1EZY$G
MQ(RJP^QNUY-ZWV&UD81;N<SU"<F1CS.Q.;GG#*G1[R>3PW>5A\>XN393IHM8
MQ* $C Z%1@=$7&MO:-@QS9-RGQU9+]M2?]Z>ZF76[1=M[80VUMFAI 1 ,M/A
M2O[:\&W%T;OE5VJHK4!]/Q)E8%K$JKUD(P,C>21C/3^&HMWYOKKAXVJV=BX@
MN]F0]F9J2_LUVJS;+6X[RW&("VA!9 N;SFY_M)PJ(?=#SBG3AM<GRUHQ5(2]
MWDKBL,01*2B)''D;IK$S"-%]6.-5U>[I;;!8?.2>8M!9&WB]Y!7/VXY  UCO
MTEUW;N@LVE'RR!\A'Y6@X##V89DUJV]P?.[WN'Y);YR\PKT8E:MPU$[A'5XV
M)V[08$G=8=0#(?BQ_AJF)YIKJY?=71U7,KM3CRX!HZ#@*M*RM8K&U%M -.EN
MGW?>>)I@M;W]Q4,/;,:!L#:B1D?,R(Y;YLX_,XU@6*5XK2Z-KFM#3DG&DZ:4
M*B*) DKR%ER&#GMY498CH&'J <ZS:TD]*4!O,**3I&+PL@^:,L7,R(7=.N9%
M.<Y3I@?@?SUL/UTLC 9YC@Y$I7KT)I.A'<8#>BP1E&:(]M8]['(D(+_'IK2Z
M1K<3@/&M+Y"%#0KB*L'X9PL'$UK+O 6R)XY[+[GKP1R1J8CW-Z1QR("6^)P<
M="-0S>+UUQ*&QG#!!Q./+,T^[#9F+]2<#U,?8/?@:ES@J_(VKT56"!YK=VE7
M%F"T6@BJ<?8$KPV[9D1AAXY$*A<;5P.G4Z8H;!U[*(A@T.P(Q4@A0$\#]=._
M<O<T.R[<7QHZ^<Q&M)1%!1Q'116=[A>75_"/&DX7AWXZ7DFCWQR6ID)><28L
MW%B:)@6D0$IU4L"/[9T\1V]LVPM_@_,0./)>E5/VGLMSO]^Z_P!VU.MV!=1*
MZB"OY@<"<.&&5:_O(^4;D9_IZI1PTDEF4NJ".3O;IK<LH?!2:/J,D8*]=61V
M7VN^ZG9/."3@B_3E5MRSQZ'1M&BS: UH'\.9Y4D5*T]:"'D1!%L<[*[RA$"=
MLDR3("?W$"$;3C+,.GPUUWL&W0;-;M>UK?6"8H%'-*C]Q<LO'/M'%Z/!! 7$
M')N&17,\*^@/_0NM-=_IG>Q-AN_N?F?=M2;+,TQ[?NUYI&"VXEE!"=%_PC U
M4O?TPN.Z;B4 @$1YY_TVU]%OV M?DOVJVVW\H1T^#<@L\A0>&5;=M0VKFHT4
M4:**-%%&BBC117G+_P"I[=E_IZ>#*K;1+]T?MM%)@L&,;>$>Z)94*E2&8+ZY
M&!JQOVPF=#W#)H"N=:/'O<RJ@_>MH=VG"I( OXS_ /(2UX#XJ<\0LWOHEC1$
M9D*R-VX=T@$+9DQ&PDP#Z9!]==,;9;2V<8N)&ASW>\5R\Z02R(U0T#V5D221
M"L]VR7CG,G:[<2N\*DH"'(#XW+^&"#G3NXR%'%07#/\ "G?;K<7]TRW8 X@J
M01@G5>'X4I<1Q,;+!:E=TDE5"M891>T#@3MD8+98!LY(SC4HV;:&(RZN2/5>
M?*#AX>-.MW.)+N2PM&'Y2!K?4+"K2N:C\N(P1<,5ISV$,0[$ B<%8VF< 1BM
M,RX8CJ79BHPS'&,?PU++Z,0B.WM_-K:-9X!?OIJLXI;UUQ)> 16UN]8F<7(.
M(_E4 G#I69%#$.TOSRL(Y_E3(CF *_-AR055B,MT)'J<Z>[.VA]-L3"-?\HX
MCK2:/UPY]W<:C:%@)>1@'$9#,GG7Y:GLF$U=ZF=Y$9RQ&V$["B*7!]4SZ:<;
MY[S$+1J>H?J\:4[!ML3;EVXO_HMQ!Z"G1XGXVMV[4:)B[5IZ[J2LBQW)$FA:
M0*R*V&3.>H_(==9V]A%M\ :#JDTXGV5YN?<#[]SF, #'.(:$10HP7D,^N5?6
M?X?_ -I'%_\ MNH_^K1:^1D_]9__ !'[:[GB_IM_X1]E*.M59T:**-%%&BBC
M111HHKQ9_P#477S']Z_M=6VJO9^V[QNTLY",8TE]QO<6*<LA&YU B7'7 )_,
MZ[O_ -L# >P[MQR_NK__ "8*Y*_?J4P]TP.'Q?V]N/(>K*N'&M%J6"L>]W6P
MZL%D,".,/*@.TG<,@JI'3(Z'71;RTN+<FC'^%4*R&:,.G#M3R4 S"GBGA2O5
MH@!N4N&29*HF6'MX/<FC0-%7K*C*Q24$!F. ""-:PX $A<3AX\_9]M%[)+/(
MW;("0\D>H_@U@"D#J[ >"U*'AOB\<\ECG.?CEQ(D1A.,?52!U$46 5:"O#'*
M 0!DX]>N-9L:U&N?@TD^Q,_:?JJ"=T]Q26P=L6P-,@:!J<#Y7%V'F(_*%R_-
MEE3SYGGA74W(YHI'M+])!3,6.XW'V%JO+#%\O;K@8[9/1B/CG.A6G%^# 5 Y
M*% /6F+:]LN'EEO&1+>>F#(X-Q)#M+M(P  5 >)'5:B?D+<M^>U6BM3R1NTD
MU^PY)>1!LD$$);"KE7 5?7'721S];AJ.*>P5;6T[?:[182.+2YVM0#F2 H7[
MA6!8Y*M2:+D9835H4HV^GAKVW&^>%1' O;SAOW%W,IZ,<D]-;1" N(.('4TF
M$][*/E9 [YV5VIQ4D1LR 'VISK8)_1:Y*]Y)_4_^W_F;&?IH.-]VHZ[*%AAE
M,GM/YL-T$2##5U3&S^_.JA_?=FC]J]S0(WU+=!_^,15?W[506^W=W;=8@Z[O
MT9'.<F !B>4\>E>^?7SJKKBC111HHHT44:**-%%&BBOG"?>[<4_=S]T59G"H
MWW%>\<+K%)L-9D\^\AD1 0 &GLJ2QZ$J#^>OJ-V*XGLG9E& VNV3K^BS&N%=
M[LF-[PWBZ.,TNX3 GB UY1HZ(E4^M- H+2 &;*O)L=9"L:N9$B^8$"0Q[<^@
M;^W4J&IQ3@E8MC,;2!\1^GTYUCS32VIHZL$<<5ADF$9#)B%;+*0Y:(E%*JH9
ML#)!QTQKT XAF(7[*S:QD,;KFY16C *%)<< $]YZ84JWN0J<'QJU8)PS)+)(
M+C%A9MS-&JS%5Z".M'+U4'U/]NL0"Y&@#V<.7MK7#9R;C>NNKE2Y48.#01CA
ME4:6;[7K*SSONG8DA/E+23 (JRMO7:RJ.I'IK8G#@*F$5A%90M]'RN/Q95F+
M5FFD=5>&'MQ_5W;4WR1PPCY NY&):64] H'4].FL23I#AQ*#K6/KLC+AR^GU
MFDS,.RG;E,OT@C;Z*IVY&EFG?#O84@9CW%0#\N<'ITUN:U'.Y\3RZ4BN;PSL
M;;0$&X+22,@T#KS-)\EBU89[2$3VNVPC#_MB!G=<I$5PNV.-<8]22<Z711AJ
MK@S+J:B6XW;?6CM6N\OQ/=T&>/2LZ&2MPJO=>R;-FS7:,(@0F"Q([-)-'\W>
MDC4*%90PZ]<:4QQF-N 1Z^_E4&WRX?W-*ZS /]I#-)9P..*XX]12,(;?,W 8
MR?J(W::678&^C0QQ*CL')61YF0D=3CT_AF7EK@'*A!7K7A;!MMD^4 -,8#&@
M! &M  3#'GAQI5EC>LMGC:/<N5K.8[8(=Y+'(/(&#0,N6CR$ . %QTZ#0"
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M2MR<\@ IDW+.OF7_ +C/]Q-[W:^X[/[/?Z?;1_3,P*>NI1Y#@FEN;6C-RDY
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MXP22X-/O^RK4[=V>VV+;C9PG_4EH)(X<RO#K56+\QOW&D9Y77O+9F A,>U,
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MQ?\ E,KZI?[9"3^S&U.(+5?=$ \C=3)6V?4$J_:-%%&BBC111HHHT45YQ?\
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M5G:8_3/!$&>.P_;4)&0O3YB=NLFAWJ>52T# #+Z<ZQC$+V2,C8X!KT)("GJ
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M%3SIS?.<<]A)_-+<+,JP0O'VV>B2&"@'!/KKG&YOKWO_ ')O<.[M=%VI;/\
M]':.']0@D"YN&GB[ Q,(\K?,0IK@3_<E^_1O[=_8O9DZ;<Y[H[FYC<0Z1S?B
MBB(QTM (>[BXH,B:U+<#PM#PFE5Y"_QZ7_)Y:M1[%=:UB>OQ$%KN[S/'O*PR
M-G$AZ!0,_P 7FZNI(Y'1Q!I;B=1/'!&CF>GLSK@6YN77,S;8$^DK3I0D#-7O
MZG[,:L%X\LO*O5Y&Q%'&*E:.)3&NQ9++KEV 'RLJ(0%(TZ;%;MN91=R -TY
M88G,^-8O<Z6;4/@8$49%W3HF52(%CK4Y^5M?Y-)>Y&O_ #SM\L4:#_F9M3%K
M9&.%V4#&G##[.IRI?I@CM7SSA6Q-7_Q'(??[*."4TX+'D7+9;D+ZM_+HG.?I
M4<_KQZJ(X_3\]2?:[9UO"ZZN//?2O);PT@9 4TPSL@:[=+LI(YJ1MX DXD^
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MGML/R[ P#\N ZGC3.+IS7.9'C/([$]. 'A4X^)>*4^#AKWI07N[-\$1^;LC
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M>-W_ *A)D'WE>V\DYDBIU/MU\<GM6$4;E#>X/N$B1Q%NC,W7.>BCJ==R?[:
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M*O5A, @1XZM>%B*U94"J 90Q69YB W3T)QZZEL3,"[,'WTW;3MQC'KW*&X
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MV!E57+$*.FHS=7K73.8TH!SY\J71%VG217 S2("J, )&B$LW^$(#C /_ "@
MX'Q)U%MRW*6-OI6X5VK$T\6<;5_4*,/UTDV+$1=8XMS0!CW@#AG)(4#)^)_#
M22VMGN5D2!<3QQXTEO+R&*1I<"]N2+]=/'Q[QF;EE^IMPCL[\5H]F&DC5@N%
M'Q3<,9^.-2VW].. <P O7'[*6;1L-QNKO5F:D+GJT<P/XX5-=?CXN/CC4QAK
M0A6.&+KM@3TQMZ $C6NXO-0*9JE6Y:;3'M\8&G5<A@#?\H-*:HBI'%(K--.)
M&[2AG>5U3"Q#:I(:0G ]-)[6WUGU7D:05*E !S-/#W-CC9 YI]:4.1H!<YQ
MP:$&;C^%2QXYP/\ M/B8?)N5JH.5LA3Q]">,E:JQ]4;!&8Y$8C&<'=ILO[WY
MNX=;08Q@HO/VU9O;&P,[:VEG<&ZQ_P#J$C?(PC^FF(0'(A1U6DCF^<Y[RKD:
MG&Q'ZB2U,9I2418X-K(9))6R&$2Q_+CTR1I=:6MKMMNZ:1-8&&/U#\::=XW?
M?>Z-QAVRW)>Z5X+D  :!FYQ7+2"$YD<%%//Q"63BY^1\>X.9;?(3%GYOE"FZ
M*M(4(AI5G4[7DC(&P D ]=1O>[N2X>)Y/@T9"IOV?&-L?-LFT/UWA<3/-F&N
M(PC!R4< ,LZ>MCR A/\ :?&2"/E9MK\G9D8!*T6 ;"K*VXO8G*Y(!R3T^.H^
MV-ZB9P1J8=*FT^[C1_8;)S?G2093P PU8\RF/\:FGPCBJ]6),-O>I#''-:*[
M18,HR(D8_ J,M^&FNXF,I&DX.=@%R3G5B=O6,=NPN^)S&!7(0"3B *9_O?[S
M7Z%&'P_QAQ.TT#"U;BF4=O";&3'_ +S0'3KLVU1JZ\G\@!PXKX5$/W0_<:\L
M;2/M_8P);F1A#B" &!./052F=$@L<;3FD>3M+-R%EV^9Y)P"XEG;H!N8DZD@
M:Z2+7S]Z+A[ZYFF]*VN[:RD)<V,.E?QU/ )U./BII+Y(3<@\:Q,KA%[VT@B*
M5RW=4Y/^:%!Z_#(Q\-8&WF:PNC3],9'(NY=47'KX4@OI9=PD:QA):?,O J54
M<Z2B]FO,TCQR3696+2;SE9 %PK8]% ^ '36<+2\-;(WS#$^)\::)7SVTSI<7
MRNS7CR_PKJ[E_M?6]P[>YM^GVKOVY_5G\.YTS_RZ4^7U='_,14Z4FUWWH?/8
M>GJ32GU^_CRKVF:JVOO;1HHHT45Q9P@R<_V==%%:8/ZF7]0"/V8\5Y;VR]IN
M7IR^><O U/F><BLJZ>.59U9+$%>1"?\ V0*OU .1Z#7-_P"Y7>5SW)>'LOM]
MY9LY5MY<,/G> BP1$9 G!\G#$"N</]P7[WQ?MEL$MCV_+$_O2<!L:D%D <=.
MIW^9"K6YGWUY5J7\SYKD+?/\[/8LV>0OV+T,T\C_ %7-3?4-//R=^:3*PP+,
M1MW[1@#UU[M.R0VL<%O;Q-$3&!&#X8VAI: .O$DYE2:^2VY;K?W]U-N-]-)+
M?SR.<Y[B2Z5Y(+WN7 *4 R0(*=L%.;D0\';E>NDDJRO&=ESDF+(S056'2/CP
MQP[C#2>GIJ60L9;1L:T'43@N;CBO_AIM9ZLTDC3YG!53CE\/3F<S2G=_E]!(
MX)984M*BM%30;X:P3"!$BC^4-&,#KI#NET(G@+KN00"!DW"MK8XV &0@8*!R
M]E)7CE*_=O-Y!;LW*R\E;;C*E.1\0/QM"8=RXB*6$B329V_$C3MMUG-'!'/)
M(IE. _RX!>N.%:RTES97JW4[$') <,/"I#@JGG_))GE9SQ'%KWW#J&1@@#!0
M?3J?AJ7V4-NZ]?<@EUE"-6)_-R]]8ELNYWR2((QG_P (K"Y7FGY*U)%#81>K
M1Q12(P6.%1@8 P <=-;I[A_H&Y)69_#B!P%-]U<.O+LQ!!$S!O*L2[97B.+D
M=H)K$D:I*T=8JLQ'<18X\.0-F22Q] H.?333;^K<29><<Z52:8+?TQBX\OJJ
M".:Y.?RSR.:I&+#QUJS=N*! ZK1[:/-+8DD;;(4W^@&1G\.FI3M\4US(T.30
MT*[[D\:V^FVSM#)CZT@#1U&:$G@%& QKNEEAH13<KQ]J-,A:\+RR-# :D%=H
MN[*^<)71U+8QDG&=65ML0$+6GRFE1#I&C4CB\  >Q/<,_=2'XG1N<O9CYCE*
M\%N[<LNB6;#GM5*:%4JR0Q*.BS%FP "-N<XSJP]JM1"P:N)PZUCNDC+*!K(O
MB8W4_IA@$]]3:LE7;!3C[*ML%=88UW*L$>5:3Y?E0,5)SG</[=+=SO6 ^@/B
M.!3D,_L6J=N([J[GEW&;"!N()4> '7$ #+/E2]PW'2\K-VX6(1)5(E1%'[<2
M_K(;])!4@9Z]=13>]UCM[35K C15RPY^S[JSVS:I+_<&V\;27CXAFBX_9]9J
M'?N!]Y:?AW 3^$>,W _.W!VKUVM)EJ$$X;NJ&7.;+^G0] =<I=S[P.Z-T]"R
M+CL5O([4[(3O4X#G&TXK^8]*Z8[1V5UC:LB<!\W@2F3!Q"\S]7C6O"*\&]9@
M) Q,CNQ88QU<J<L3\<Z1Z5.&53Z:T]&'2!B:RI)7E4'(*A%S&B! ZIT+QL>I
M+>O7&@(M(FQ)AQK"DD&X80/D/U5NBXZ*< ?.1CKKU*71M3 X5TQJTR_.=\H9
M3"K*Q#;W&XQ(,?I88UX2A095ODT0@RN1,J>?"\(_(2PPQL$PN&VCN]V)26D8
M1*ORS*&VY.D=U=-MP3QI%;Q/O'*2D8*U-G#TJG\ML4JL"5)#&)8;K-'&FVO(
MX*J2IED>2,D;00I;IU(QJ(W<LQN&RN.H*A;CQJ66T5HRW<[!L$;=1<</ASSQ
MR]]3AXIX]3HU8.=Y*(6.4>.&GPU9*\YE,UG*QO-$/GCX\9#,2V-Y] -*MOV^
M:X#GJ!%KR.13$E>E5=O^_N[DO_E+=3$FF-K0I<YV"X8AJ)TQ-,/W5\YGX/A>
M8H6+]2'E+L:5^6Y"B8Y;BB+!GXE$??&(H7VG,1#L!G/P"Z"VDW*^;;L4V<;L
M^#N17Z"K9[4V*'MS;!-*T'=#'B!BXO\ Y? *JUKM\A\DDY>R$NM#+VEDJQ2J
MY_=A*C=.Z,5C)4*#G.[)^.NH/VW[4A@TWLK<7?"/QJ3VT$T^DO)5I#GE.*JE
M,%K,#+O:!6[,[6HTE(=TBC^560L"XCD&2P],D:Z0MX)-;+> J[ &GAIE:7.R
M4^X#E2*LLEUU5I,NT;!W65'CBVS;NT#D(3M..O0:L#;MO%NW0T><?;2O20SU
M)!B6\>7WU+_B$;5XXKM8DQT5F:M%-&<R8&P=MUVJ9#(<,<YQU'IIRN6&(-C8
MOJK_ (U#=UNHI&/:78'#+%!],:EF#EVXWC9.7Y*>.3:D96.((ZH HDBI0]PJ
M"4E9O4$DDDC2*TVUU[.((@0%Q*+]?1:K7<.W6;K>Q00-1S1J>F&#BOM+D0"F
M;1HS>:<O#,]>1K%X(M:2!%1'$DK&)TBC4;.TH*LPQUZ_AJ9[ENMKVWMIM;9#
M. J#$Y8DU*9I+#MO;/5E;HLF- :%P)7@.?#K5H.!\:A\.\>MP-#)_.IJ,<MN
M_+(@6@K221O763([D\\+C(R-H]>IQJH#)/NEZ+V<GT]7'CQRY#[ZI'>=\NM]
MNGW\Y#8GM(8P$^0*@))_FSPQ'&O<-_10=)/Z<GL@T9!C_FONF$(Z]![I^8?'
M^/\ ;KG3]SL>\[HHBMB_\IE?5#_:TTL_9/:F.")+=_\ QN;Z=:VMZ@%="T:*
M*-%%&BBC111HHKSM_P#4U*7_ *?O@H& ?_<H?;<@MG"D>%>Y_7 ZMC\-7S_M
MXB$W?$[#_P#PV7_S(:KS]RG^GL<3D5+IO_N25X0*]8&5*L83Y560)&JRA7W[
MAOW*1&WS9+?ATUW-!;V\L@LX!@QJDYA?NKGZ:YN+:(W]Y)_4<0%*>5,,!G]%
MI>:L>*B_< CDDDA;N,O65U.]TWHQW*!C/PQJ2V\$=K&K<"["H9/._=KHQN=J
MCC&I!BH'W<ZQ2;')SV6>Q%#!"&FDF<]N*:9P76O"R9=V? &?AK1J-V\AJ_+L
M"$CB>GWT^O#=BL?U$=NMPX.:TXB-I3$CJ,NOA7.K5>0V55T54[:(NPN5)#$1
M@KNZ-)Z=1NUE'$2YS2-,2)2:[O/28Q^HNN54N3(=/LIS<=2#QO%'7EM2F<?4
M3&8Q+++-'MCI&1G&$[K!VQUZ8^&EC8V0L.@X<OM-0W<;R6\N&HI < 2#BG*L
M.V+,*.)YVFV67B-6-W2.0JY$@E$7SK'#D!68GUP#K!P;K#"5>0I\$PIZVZ9C
MHIK^WC3S>E'JQ =^8^SFM.#A(2\_&0B*NM=^1J20H5#/7C-E&D"LX+F)CT;Y
MOU?AK7.X:20NH-/V5F(7"0"0A5!Q\<3X5]8'B/\ VD\7_P"VZE_ZM%KY 3?U
MG_\ $?MKO6/^FW_A'V4HZU5G1HHHT44:**-%%&BBO&/_ -1%WK7WJ^TO'QQ;
MX#]O7CMBZ)&=8)(#[A>X,;))M1MZHBEBN?3K^!UW1_ME1G8MV_\ ,=T>/_M,
M-<K?O@UG_=4+R1ZHV]ND'(DRR@KX#[:\^_F/FT,:C@N(_;542"6VI='M;(V4
MJP7:174GH#C& .NNCPW5B<6#A55=N=J3D.O]R\UP]RM..71> _"H&M\A%(S*
MF;#&9T>;](<B/Y"%'7:2!C\AI0T%=3N(PJS8K<06[6,PC:*;]BQ(9FD>13/L
MVJ&79'"C*%"",Y'<)'K_ 'ZV:0 .5*V#6U46LRO.)5BDL,TLQ6P8%0*K1L&.
M78N1O=L94? ==8%5(&#:Q?"!BI-)\T]D'Y#F0@A(5#!8U<$!@?F4A_B<]-9X
M#A6YC(3^J_!/=2_QT@J&.:>5=QC9(E#+(09,;P8^J@;A_=K$C7BAIJO)&N<6
M-*G\:W+?T*X9?_HF_P!NENRD?=FH^\"1(>DT:#VA\UQ,ZKD(&5=JJ2>ASJFO
MW\('[5[FT?S6W_QB*GKL)SSWM9M;_2:V4)_]"?C7T*-?..NG:-%%&BBC111H
MHHT44:**^9__ % ?//Y3]VOW8>.<75I)+-]P_O7%,I0,L4EGW \B-JUO=BAF
MLLV7/P)P/37U1[ UN[%V<N)]/^V6GCA"S*N'-Q[)MKSOG<]XF<]EZV^N'!''
M22Y[D5<,&_6G*M>NW"K+W5,LH9R-V.S'MPY R=H/4*N/SU-!B=)'E.7^%/=S
M?,#&R-U,$3=+@GQDX  \5/+@*XW+:"*%=BQ[ T>X@*;05@J&4 ;F )R,_ :)
M'L8TKDF'4TA@M+ISVB0 SOD).*!C.'B:2J\>]OJ'/>9C\S-M;:&)0.0V-HD/
MX]!ZZ:7SN4$XO7#\:-^W-EJ7V-J0UFA"5S/*NYHIS.Z1QQ]V.+NJ(@)%";E4
M%=I W,/C_$Z:9H97RE<S41_O$$%FV%@#GL*A<E_#F*7:3/4JS_3XK2NDB3SQ
M[DG=K*@BK%)DR20QMT=@,8SUTYV5N&Q^8(@7.H1?N_N.["YN7.?<.>&M0(",
M%&>#1Q/*EWQO@;G*3QH*SQ4Z^;1NE(Q7@A0R$I#*6#*TC,,>O7'KI1)N'RC1
M'I\H(!I!NF[1PF6XC?\ ,7A"-8X AI*AH:.&D8X9&I2B@G-PT./$AXVLD7TT
MRQ,)"7^4SR8#&(E,E5)W'UZ:WQ[S;7&EI.A^(.K+WC#WU#G2&UMIKF^D:;DG
M@#A@H:,25'#F<ZP?)>9BX:NL;M_J[,4L5>*0ER6=C']2R(Q*Q0CKG.2>FG R
M-35&1H<$ 51XTF[*V([W?1F9KA%%,9'R$8H<HQU/'W4TO"O$^4\SY85Z1*05
M56[RUVPSF2"-@PL6Y'"OO8)@QC)89&,G6,36Q'4@Q4%?''"K'[Z[L@[?VMSG
M^0(#&UAQ*# %%*9:C@IK8;XCXCQ?B_$U(%B:O7B:)JL#LLCV++R!/K;EB?M/
M++*/T( 0,X&HQNN\$@,*Z40IQ3[DKC/>-ZNM\W"9\,P-Z\:E))T$CGS!P KA
MY/SDL*S55CG-XSV%I;9WKF,)\L4JNF&#B,#++T7KC5?;UNXMXB0<"5 Y<JT[
M)M4.WL8R$:KQ#JDR)<<25S0_3&DWQGQR#CHI+LRK/R?)1LUSD5=A))T[KK&Z
M F**+Y2PZ;SZ^NJ_DNY;IS[B0@!V%+[LANB)-3HO-F@)Q^[V5)O%<2KC;/&Y
MJQNT\;N UF:64YA!B(*R1LP.2X_# QJ-;C>M&J" J@353)>7Y=-ZCM(8X*B\
MN?AUI_<=Q G>.[-$0D+ *_S)V]N[H1N5 I#GH0<'31%(T2!RDH,<:@O<.\N=
M ^UBTZ'$*>*<AT-/*K6-MX+,@(X^*7_31(0QE8L5+OM))96^&O9+H2#5FWAU
MJ)0Q/#0_20TTJNPA2QVR=Z,T4LF-K0H!A43 !WL3U/J!J/;C=ZG$ ^9?=3I
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MUUI'+8=Y70LK$R;/U*0[)L;;@LG<=1T!Z@::;FX9&TO<KN '/F:2=P]P1[3
M^UMR/GG-/F_E.6-*TW'V:JUX7J1_57W B@8!9H55^X@L+AHXS,3D#X8'YZ;A
M<,>U[\<D'#Z)5207+[VXB-Q*US(W%\BJ2H7RI@"2$0>T\162U(U5V21D3.LL
M$Y0[=TRDBP1*\9$AW88HO10-.UG&C0YZ:B,.?O/V4T;E>R7EPZ8%PB<\D@
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MZ.7ZDF!9K%8K'$%!["VHU9JT:I.S.+"O.NWT& "#TQJ$WVZQE92X$N'#)/\
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M3.N3*L2)6B"!8(>RFQ<1Q*,9D<@8[C+U ]=9W-R((?3:?.&X]%X5Y'$LJ-^
M!![./MK EK%[,=@'9716"P]0'9_UV)@"-TC #&?0#4-N[I_ID,4N3#V\:=&6
MVJ;64;;C/J>=(_(78Y!+5K[V:5E+MT5L9VJ0?0QKCT^&F]C72'TW*9CPZ5IO
M+EH8?13TESYG\*[N)X%^2M&IERY$+-(L9:)&Z_MO_A=B#_9G3W%#'#H:]JM
M)/-?X4W6&WSW\[[:)SQ<.+4("M S(/!3A5EJG$T^)X,S!.Q8A>*%4G79)/)V
MAOD@4#] ! R?4^AUBZ^4^GPS*<!P6N@[/9+3:MF,[6^G<-+6@/P+W$!2WIP7
MV<*Q4LO*T<DH5Y54F*']1+]54,,G &=8Q2>J2OP<Z3^H\O;([&X *-S0Y8_=
M2EQ]"TJO]0K232-F5DVCL1-D[4^!<>@_CI;)=L:T!G 4IVO:+MP/S )>]^/^
M5IY=>%/.RE7BH(9BRI$%'Q^;=&N5@4?J9@.KG\]-$ET7M<'N'J?3+G4[F@M]
MKB9,S"$#[!E^-1]=YZSR=\PUYRC.=CE0-L2MT&TD;5D/X_CK7-=P1M)^*1![
M$X5")MSO-TO_ $+9Y;&XIX+Q'6I7XBIQ7 <:EJ9,3B,@S^EBS8F[2HB%<DR2
ME=N?@#@>IU&+F22>74"D8U%,\2<35N[3:;=LFWB60+<H!K_,YQ1H"CBXX>'M
MI6I\K(9;%WF-L:%!)QO$I"(S2<?-]1.) <2,1DDC1;6[' ,C:J9E<"#S2G*/
M<IVRR7.YD-!"LATXL3BY>-.KQ3@)?)&?S3R6T];QZ/N$/'!L-J:)"LD=9/D4
M#"^N,'3I+((0+> #U51>7*EFP;2_?"[N7>7ENU-!. 35AB@P'XU%'G'E="W?
ML1TXTB@KDI639C$:YV$D]0R(!G6%P8X(/2>5D)J"]R=PVES>O^49IBB'EZ)E
M[0,ZA \E--+]5)(!%N*1EA\@&<=P*#C"CT_'2..1DD@>2D31AX_3WFJI?>W#
MG>L\_$XC'E3J\3Y+ZB[%8[DHACCV1QN1W+TPD<95 2$KC]0!.6S_ &:=XYF2
M1.3$E$\.9ZDT\=N7CYMP9,7%L#&$ '.5X<<ABC0,0N)SJ2;_ "TW)7)9[+!B
M52%05V(HB7"@IG;N51UUM8YS (V9DX>SC4[O;]]Y.^>X*H$3PX4P9YS<NR2!
M2R4XW429&TDG+$=!T3H!I'N=T8@8VE7!I\!40@6^O'2)^C$/?_@,*Q.\_8_[
MRF__ #-O<^;L[L8QGT_+6/HR_P!I]+6[YGT]:_Y5S3EQK5\XSYG7J;Z>I$4>
MZO:+J"U]U*_"0H)/H!DZ**HU]Z_WC^)?:OX#=N&>MRGG_)TIQXWP(F4LL[1M
MV[MM%.]8(FZJ"06U4O[B_N$_8&MV#8=,W<ER"G%L$9*&1Z<<?*.)JM_W/_<S
M8OVP[;EWG='M=>:#Z,/YI)$):$S1?JKQ\>ZWO'YM[]^9W_*_.N0FY2Q>N69[
M"&:4PQR97%7<Q8+5K$[0N06QZ:K#MWMT.N77,[W2WDAU22NS<79E>O3AE7QZ
M_<']R^XOW#W9^\;\]0YY1@)TL R:T<AES--;CZ,?*7GB/: BD+2V 5:,KE"A
MD50 L<2=$C_3JP6PP,C,,+FM:S ^'2H%&7W=VKU4E23]IZ<A30\T\\CX>C;X
M+@9S)7-BP+G(2B4KW9 6-:F]2,O8F,QZ 85<X/33?+<$N-O$XZ"5U+BX=5R:
M?KIQ#FECK2 @1JX$E4)S0$<5]@J+>,X'R#G4+&R_'<='*LO(W[+*VV&;ME-P
M4E9;8.2(P2$(^8YTF;!%$TRO"M#4&&'4#[^=8R.1R.( :\+D<$">49GITQQJ
M7O$9^(\1\9\BYJ@F(N/[_&UY;,216N2M*NYYW;:&D$C[5 '3.<?G.=GO&[?L
MDV[1AHN9 (8SFFH>9PZ@4@D]2\N@UZ^FZ0^5 U0WF.*FG7X7'7XWQA^1Y!DK
MGD5DY#D[<I;MP\?$QLWGFW_Y09\)ZGY5SG3AM]HZ':HF2D@3/UN7/2P*!U4E
M?;7L3HXKF4L;JE0M!0Y+YBG!7!!X5A\EY#0\CFI2T)(N0I\K+%'2LUG5XQ6!
M97+ _-$#LPNL_4^9<Z5V!!PIOO-?KM8\8G >'7E3HY:6'C.&G"80Q5Q!#N^0
MF1OD1 ^=H))R>OII%#%Z]QI(P!SI;,?3M]+<R$3*JO>57KDG(4:"R++(9TJW
M;$*!XUGF DBJ@A65N[&",GU&I[LE@;N4, _3;C[J4PLDMVLB:%E<$.&2Y"E+
MC.-:W$9*[,8^W,J;(T8]EMH:.,'+*:^UL=!U.1Z#5GP6K1@< $^JO'(UQ<,5
M! RR/ >'TRIPUY%OQSS?+6ACD6K5^0Q(%?'<GE[N$CD 5CDGJ1J4V%JR-AG'
MQN('@*TO]3UM)(:$PX8<2>"T\*T3SJIJ=TUFBB@K?I*/&!\UG".=JNPR-9;G
M<.B;Z(* YU&]WN[>!2 #*!Y>O 9<_LIX<8]#B$O\WR-P5^)X"H\TTS,!&)0-
MS+\"\LN<!?4DZJONSN-FR;?)=_G/E8%Q>[% T=2/8,:\[=V?^Z7XC*$@![BF
M#1U//[:U_P#NQ[D<E[A^26;LC]OBR3!Q-(-M9*L;,R=W!^5Y!U;.N=HF2OFE
MO[LZK^=^J1W4X #HT8"N@]MM&00B0-TL 1@3(#+VGC42QP! ^[Y0-K ,58M(
MQ^;MGJ6<:4D\J='S2NXXUQEAB<JD90R.2OZ\?IZ@R'.%8L=9!V-9-UN9KF.
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M'^V"0,["N^?]UD_\B"JD[\M#<;NPJB6[?;YGUYLWL6)6[<8*H&W,%4'8J?\
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MNBR(@M8  W@,?PRK,5.\<G:LC[G$8;$D$*=#$6E(#*XZC]6?XZMFSM&,:QC
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M&^M*0 [#V#^-8O*\\PE:"([FF!CB5!\[$]/_ *T:C]]NDSV"UB.J4G!HS/\
M"E5S>M;*XM"%P0&I)\&\6+-2OWUEFBDE4+7C*AYI2HVEF8=(HF8,WXXQJ7;;
MMHM[5\SB!</:,,2AY>-2+MG9GS7,-W>-<Z!LGPA%<>!*_E:2IYI3V]Q_<RMX
MMQ0XCCK$*2M\C[+&V1I(5P_U!!R(4)Z ^NMNZ;E;[-;ZIR!>. TA<AS/*I3W
M9WBW:;3^U[:YI/F#D.)(P*] </\ "J6>1^X#<C?CH4)5M2Q)NN7.T2M9#F6;
M]UG&Y-[]2#US^>J2[G[TDN+ET-@6N:0-4G,Y%K.6'&JC?<27&B(DND;YG<=*
ME<?:<::#\C#11W>>,36)& B#JX+G+(S9)2-73Y@<XQJ-07C&L<P.&MY5>/OI
MN<Q[7>H[F</I[ZRZ/-T;D?U4=AS%W"T4HCD G>.0J[Q)^NQ K9R>@Z:>K:9P
M;YBD@K5ZD;O."=!.:9X\N(I<X&MR//\ )PTX3&U;_,D7>2C!B[=0RC;A<L<_
MAC2VP=<[KN$=DUVJ%J%_(GA6ZTM)KJ31$ KB4\,R?8%-6^X#A(N)XBFVQ [Q
MKVU*YB8?I"KTZ!0-75'(-OM1:0-#4&/B<ZMC9MEBMK..ZE"O> GAP%=$;S6[
MLB?]@&)E/Z2<'Y<? */_ ":;+2UDO[I,3#JQ*_$5P 2MLD\CIW-! 8,3P05%
MGE_)27KW8@F5^.C?M22*<HS(2" ?CZ'4[F8ZVLEB0/(3V\:I#N?<';GNOHQG
M58L<CB,N5)FU_H._B7Z;9VMNT;>WG_,_#=CK_P ,YU%/E;GT_GM1S]GCX=:6
M^K#\KZ>G]++V)2C]Z_WQ^;?>-[B3WDD7C/ N#GDJ^W?B4\\J<9'5@F,DGD7.
M0E0MA\Q'J=P8X"YR!KCYL&Z;_NG]_P"X%.ZR#2R-N+;:-RI''B0'%5>[,G#(
M5T]^_7[\7O[H[Z_:]O>V'LFS<D<9U+(]A_JR?S*F#<@/'#7WYES5[AZK\'Q=
MNS-=N2R\ER5YS"L_+$G;)+,1\U/CH" L:M@A0 !G4D@@C8XVT8 MV8<<^'B<
MR>IJ@6>I<D33EWI-87)F7J4]B_8*;'C-5J)>UQ]@WKUURJRF)HH+\C8[L-96
M5=D<+GTSEB,G&3I2]?2" M&()Y=:SOKUDTXA<&B!C6F-@":LE!QX'VGVTX(^
M XSAY$L\F\7+\JKM/)QDDJL%M3*)%FN2(2ADAD; C&XY/\-(9Y?*6QX!$#OP
MZ<5I$;J21GHJ-)=BW+/BY.628TY.+X>KR"MS7D<DL5:)UE%5&1GOR;DV4Z<'
M24/&H^9A\JCUZ^B:!C&N+I,(A@.!.&)Y)UK66"/4]CDB:!JR.HX(&\5'3VTI
M\C):M7./FC:O7XZ)6KP\76B5!!58Y[EN=1CN%UZ$ L"?QUJN+R%Y+ ,\6C[
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MJP7&[W-]SQN8GIMZ:[N_VQ2:>PKMO_\ -)/_ "8*JWO.%S]Y9(/_ ,W  _\
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M??5]WZI$\D<?W0>^\C)(W:1D'N3Y.I#. 0D9D'ZL'H<]-?3?L]!V1M$KC_\
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MRQ1\5Q=>@C(M2)3+,-Q[D\R#Y _X@D:ME/38 ,>57&^**PLVVH1MHT*X<7.
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M:DN4B2U7DS\TW5^HV_,#\--3IVL42.* ($P4GEX4K8RP$IN&-]2Y/F<78A@
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M:07NXEQIG6+ )3MK&G;RC@=68@A<%C\PW*<GKTSK2!ACQIQC:#3<NV"6?<C
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M/HZPP(Z[4PY9@HQ(22>ITJLK:?N7<F;C=C5&ITL1$;P]Z"K2FEN;6V=M.WN
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MT$C++VT"+'"BH<F G#R;B %1VSECCTUNV':H[VZ;)/BQJN/7QI1HFFE(9^?
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M'S!<YQ1NH%3X_1*^JUQ&?Y3Q>?7^74L_Q^FBU\BI_P"L_P#XC]M=W1_TV_\
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MI\TL+X[2VTMB;(CW(N"9+D,<N.%?1<_H ?\ TK#[?>F,\W[R$@  #/O'YR<
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MF<52G3:[47#W:@2&*.CLD)]@KZN'#?\ M'XG_P!MM'\O_C6+X:^1<_\ 6?\
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MYCD9N_R-UV>4[5"Q(3F*I650%BKQ >G4D_'5<W=U<7EZ;FY=JD<<3T3!K1P
M/\<:=FVQN)3?W.-T_$C@.@Z ?771R,R11%5(1R_4)@NV/EZE?3^&>@U@C6Q.
M$I(9AEQ/2D]_.&@-B #SG_&FU9+%%3;C<2>I);!/J=-LMR'LT@$//V#C[::I
M&.P!.7VFF/S<H@5AM8@KVW=6"E=Q PO^(N0>FH=N-SI=Z+%()Q]E(YF!AU$8
MI]OWT@688>.B?DK'6W+#VZL$4IW*(\%$ASZS39R[8^&-(H$/G'QNRZ#F?L%:
MYF"%)7?&1D.F0'4YDU)'M5XE9GE_FEVJ(VELF9:Y0,P:9MU>,M\SL\4;8)))
M^/35I=F;/%'&;^1BD_#U3ER!-*]HVV>\N@7 ",."CJ[(=2!]U7>I0KXMPT;6
MJSLUQ,01*N]Y)9"J[57J<+NZG5J ,9"#)_4(4]":O>VB;L-BT2M)C=@UK0I)
M/(?::8_N3R?^WJ%:-)JUCD>04R=DR+$O'K(/E>?(?#$].@!^.D[KES8E80H7
M$Y85%^^+UNTVS(R6.NY\FJ!Z;3^9WAD.-4IY;S/C:W(<E/=F%NQ# 9XZ=:02
M"-G#=OORDD*#,, 8R3J,?WNPBOO7>=4S6DAH.!?S/AG5 7 N)'223G$J1X98
M=%PQI#>O9L7^.Y6:R\4MGZ?LTHZNYJU>:/NS]W."L>%(W$@DG'QTU;QO$DEP
MRY>X,<_(!, $4GZ8UKL[0QM$0+M/).?7Z<J6K_(EY7IO4"5A6"))WX]D3B [
M8XDR.Y,S-N)QA40DZ0WM_P"LYT9QBTXD\3F@',\:6DEC@P-0<U&'#Z>%0Q'R
M4\,E?C8)GJ[I9 \S!9K<%*0 %!)T&!VMSN3DG^[4/ENT+8E#2"22,/$<TX)1
M"TDE[%],G2%Q(!P^Y2:[/][\O];_ "_=+M[/TO\ +N]'GM[]O?\ JL]KZC?^
MYC&<],Z6_P#<=S\K\KK'R2? F'T^^G#Y./U_2T.]73IU*.>?+/&FS2%F.2Q8
M@6KQTM<=VXD>;:4:\:EHTC60*C2'9U8KN9ST^&L9)@UFF/%I!:N6>!K9=ZA<
M.$@&M=2#S9%1T0($'$X\J5*E)+/%4>] ]"C=N6;]WD9=Z3\FKAE2+Z>%HVDD
M=W(53D =1C7D-BZ72R4%L617%3SQI$ZXD:YLL@ >X.( &/+$#CC@#3UK<3-'
M6@H546$25TBBXZ9"J4:[OD369HV):PY(/7HH./73ZW:&O> ,$/#C3>7%L9 5
M"S$._*5RP.?W=:<UZ"KXIXKS7D5IT-7BN/M6K,F"SO-7@8JM=FSD228 _$G4
MDL]MD,S(&MQ-*MML7WT\432C'R $].)\$K7+S7'<O[AM C,XY#D+U>Q:1LR%
M-\ALV99I'=47M5R BJ.H7^^Y_1%E9LA80'-8!X<ZN_;;NR[:N))6 _*PPD @
M8O>04'M/L J[]6BW%^*^.\/6,)DEAK1S?MFN*U:OL2&7:@R)"HZ_VY]=-M_&
MV>2*P.( ]1_(D_"/ !/KJBGSS7F[W.\W!U%A]-IRQ4ND*<RXG#HT'*HZ\]Y"
M*"[!QBV[$$#V%,$4*=Z$QLK/::0[LHSGYEQALOI;MUJULSGG-,3EE4@VV(^B
M+F0'0YP('->?7EQJ!N2MJ_)1\T+L"<6]AJ==Y5_=:S,[2.(NA.Y"@3H.A) T
MOVVP^>OC<2^:%F#5J8V]C*YHMI ?4)]1Q&0&:>RI"\0\2DYSDX4:6-X+$0NW
M[_U4R6:S12B0'IT0R1DJH_'.IRZ.WM6([X&!?;PIIW#='VULZ6%/7<[2P#(!
M?,2,BO/@<:D;W.YRIX1PJ6>/+_6\A"]'A*DS;Y((%1)+-QE9QM5.Z&R<9/RC
M5.?N)W6_;[<V-LY-PG'M8PJ-70G(#JM,W:EM+OFXO9< _+-<KRA1Q&) XGQX
MU3!@9I7GG!EL3%Y[18G,LLCF0RY].Z[MG'ICIKGL885<A<T -B&F(! .E85A
MW3*N552-Q&]&4'KC+?$D?#K@]-99YUOMHPX^7%RTVY[#EI2K%T)5 H5 H&#@
M*#\W3.=; @1<ZD$-GK9AASHJ5V;?/M C4#YF+('_ '/1%8_J&/0?'7A*'&MU
MR]C8VQLQ<F)^REV.)I7,D:-+A&<L_7:BN@8C:%ZLAZ@ ],_GK'6 0%04Q. +
M'%V+@0@'VU)7A?%+(YNW#*G'5Y4>P>P994A7>9#"K+M5S)@*#G##4?W:[1AA
MB0W#LL</;TJ2;-MCB1=3!(&A3AB>GC5@_ _#?]Z<K%#2-F7C18EC=RK;TV1(
MT%BU(S]EGAZ]S W;L C3/:VE[=S"&W:'71 /3$H4^ZL.Z^X;7;H3ML.H7$K"
M%&3 1\1/\PY)GX5<[G;?'^S/M^[2/8M\W?:U-P5$R(;$%1*QA?FN14.SH;+S
ME:Z_,T2_-T.W5Q06L?9NV1MD8T[E(U0.IXD4P=L]M+;OEDG=)JD! )4M8!\1
M/\SB3X#"M2_O7[B<I!RK335OKY[-8%E>8.H<O)*2DNYII(ZJNP4DANI!T[]N
M;5-N<QNI'.-[,A5/A'W+QJQ;;9?5(V]K&-VB,KBKB\G@I//+QQJD',<U/R')
M&4V#(TI>7L.\9CA[KA0<.N\1@= OKGKUUTWV9V1'&&N<GIA%7.K,V[:A- (8
M8@P0M^+!$'TRKNXWB(X]EFPZRSV,M#AS(DDVY0'WL58,@('7(VC Z]==%[)V
M_;VP#G 9>4</$^%>W]N^2T+&*R%"K_S89#'#G[*=DS25HFFFDD4V%B60*,,0
MBE1"HZ[0O_*W\=3&*2.&U2)IU<7)]0J/;+LXWW=?E(7'Y$/RQ\VG-3RZE.==
M'&TC?L22;U4A57M!6?;$I :O&,;5E* N2.HU'MQO9(&MMK4:K^0YYZ ?OJ3]
MW;W;,MSLEB2VPB!#D*&4@9*,=.%2'6M5(1#QG'6CW3FQ>L'"JE6/;,T/?94V
M3LA.[H N-OKI\V+9X["(RW/FN78XYGZ&JEW!DLC([N0:;9V1R!0 G2N/M]E-
MODK->*>RVX+&\H[<,2,JI&2=K,K$%IPF,-UU)IKF&VME>?U#4G[7V:2XB.\2
MQK:0@NZ'D$/++QK(XCBWG1^1G?Z6"O(T==^XAL3R';&(*L05XE(1LL[ X?H/
MCJ#;QN,K&N+U,I:-/(#'E].=(=SW-U[=BZ<QA#20X'(!,![/J-2?6KKQ=5^7
MMB2-T!^22=Y62L8E8]QL@32NRY=MHQ\-59?RHLSRH.'7-?=C5>7=V[>+M^RV
M) #OB()(!4*%.:5#/(<A<\KYM#$ID@CL;L$[XRD1RABD8;5C'J3U'RZT;?"U
M@,LOP@*X].561:64/;VUMBC"/ "!,SS^\^%*GE-ZKQW'-4CE!W+ TJQX4S/%
M$Q"%B,")=N/@#Z::'3NO=P+@IB'N'(?7[ZU[9 ^YE]69I#RXG/,<_:GNJ*XW
MD9(Y41E%OOA(3(48.[+WE&&PL+(WJN<CUU*X;>%T.I IJ5%KI)!$J,:5/VH/
M'[*X3QB9UCEV#]V6T6B!;#E60!!Z(=H)PORYZGUUC#9_JGU,6?0_768BFG8Y
M[ /5=\/C]P^^E2CQ1EG_ )I>@,L$O:54;8KK#"@ 1_\ DD=3G/KC4QV;MY[8
M_GKEJ,))8WGR_%:7QO\ DM%E;$'<D:97*OIM)S\3DT<2:72-J*JA4R[$31D^
MBN5[*N2,+$"#CXG4L8 U@#AYW-Q3[.G@*>[:VFF<XP^6SAF(:7#-Q&8&&HJI
MU$X'*OHK?T '+_TL?M^9EV'^>>\H P02%]Y/.5#$'&"P&3KA?]YE_P#KAWNK
M/3#_ .3'74W8C6-[8MVL^$:Q[GNK<UJK:E]&BBC111HHHT44:**\Z7_4Z2RQ
M_P!/;P@1%0TGW0^VT?S9P0?#/<UB,^@.%]3J_P#_ &XR31=]SN@_J?VV7_S(
M:A/?D4,NS,,R(V=I"\]+P/MKP7S'Z@O"!L0JADGVX(?.2-PZX&.@'KKN9[9)
MP6# %HU'K516360QA\I'J:B6C[_;7)W"L5KH) A2,2%<@-Z J,C<[$_#T&M[
MI$8V&$*Y$7A6$<;C(^YN7)$"OC].5=;B6&$EXU:=G$:#!5L[NO4==IQ@Z3W1
M-M"J?ZAQ1/&LXY/FI"R)1;:5+DX4N\7QQ<JLL40>1S*YB=3,0>C*JLIZ-N^7
M3A86@BB+R )7%3^%,^Z;BT9']"-OM)J<.'XF'AJK.659(HE:W+N$4,<<RY[.
MZ1&_RVQN/IT^ THD>H4E #5=3SRWMZ!&'%Q.70_AQI(M\L*T@N"-)9$WP<=Q
MTKAD0"+'\PG1<896;,8/H,$==8MC+ACF0I_"GF"U<];9JN:)E>5R1N0\2B^_
M.HVY3ECW:Q:0OW^0KFS)(,O/(LT:!$^8E8HMQP!K9*6-87/*-#2 !PPJ8;19
M&!(8&*I4K7UO^%_]HW$_^VRA_P"JQ:^0TW]9_P#Q'[:ZE;\(\*4]:JRHT44:
M**-%%&BBC117B1_ZDGD*G#_>I[:WHX(;',6/MF\;JU99D[@X^NON+[EM+:B0
MD(]@E\)NP 1GKKO+_:^TO["NP2D0W5Y/4B&!!7+O[UQSWO==O9C_ *=MBQR\
MBZ60$]2@"<L:\SUJ>7E>2W%"PQ(1NW#&]FEDFE<$Y"N^[UZXUTDQKB[!5/T^
MJHV^6VVJQ+7$-=HP'$G^/&BXP41<?#)]16]2L0"R3R2;?E=\LPPWPT/ 72W$
M<:U;8))(_P"X7&!(\JYA<S]U/?Q'Q>7E)96EE6*E7=9+DW:>=W[4B.U577U!
MP >HQ\.NO7$!!F348[AWQEG ^-CA\VX$,Z!?,[W*/$U-=B6&NL->..".&MWE
MHI".[*L,C95,#)689*DXP!@9]=>Q,<]SI'E&J!XH*J6]O)8?3C@#II7^?XO@
M82?M_EY4R.9E: _63PQVK@M]U8)Y7:K%4%>2*,-&Q(F5(NA;& P_$#"D :2P
M8!/:2J^RL;4W<\H>S%Y*G$C X(G%:C*W<:[. KR-&6G>9YF/:VN%241A5PJQ
M(N!TUIF?I* #+#G5O=L;/)#"V9Y<I))'!%0 > SK;K_0E62;^I]]MDD7=2K!
MQOO&Y0KM$C2>SWFRB:=B &D?<-@'^')]-4Q^_C/_ /4VZ/</,7VW_P 9BJS>
MQMQ8WOVRVYF;A,2/"%YKZ'FOF[74=&BBC111HHHT44:**-%%?.N^[*9K?W@?
M=/2ACD2;_P!R*]Y>])"&>(Q_[^\B0(T:@JCS1-M=F!QG(QUU]%^PK(S]J[2X
MA0;"#V 1,/X5\5OW0ADM_P!Q.X;MR",[S>!@..MQN)1@!CQ1:K55C@\DY>*^
MM>=O&^&M_P"@J(KQ?[@YN4O%%7&Y5SQM)XR9>@&T@CKZV4;>*U9ZT@(C(*!5
M*@85'YI9-EVGY>UD#=WN&!SG9>C&X^8GD2!AT\:E.S8DXLOQE=*]OR#F;,0Y
M-]Q%:O$B'L0D*H[=*F#C:-H;IC)U#MXW1L8]1[O*T9<CR\:@GFN)S(T_Z .T
MQ@D@O)"OD?T/^&==%>N*\)WL9+D;S6;4D?;C=W67YLLR2$1H@"A6.0"0!UU6
M5U?.N9S(/A6G!L0=#H)_4"X##VDXY<*D'@.(_F4U;D9)&%0[T%64,J)!-F1]
MVWH)9)'8'XX'P!ZP/?M]^7:^TMOZQ*%W'P%17>MX@L&MLX=3IG X<#CB??\
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MN60:G 9N^ZF/QM!I;7U3 2.S/)(TJ@(F>NW<5;<%C8 8_'716R[,WU!% WR
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MW"V>T!B17)+[@>KAI,]/PTQV0GNTLX6E"[$\S6,\H+/EV'SGXDY?Q-6G]HO
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MKZ@HN$S(R@*QP N6UR3WCW,_N+<C(T_Z.,Z8V].+CU)4^""K?[<V7^V0>O.
M+B5@<2<=+>"#FX9U6_RCS67QN>G]3QER'B[<XCBY3M_Z69Y&81F,C]PIE<9P
M,_#47]*0#U'M(CP0D$#V'*KQ[7[%L>X[=_H7<)W!C"XQ!P+VA>(55P\W\N1I
M=J<RMVJM@?ID.47TWY5"N&."1@]>O\=:PARJ.;GL,VU7AMI?B:4KILR/,VT2
M+#G )"AWPOZ\C<04ZX S\-9' 88UMMA'$%D&7NK+@KE)$AC4.,EBT:DM'$F#
MW&.X;FW+Z$G7F "FDD\YN5_D&&/$TZN(JO<MQATGL"&(1R=B,QO(N[<BP G
M?!ZL=(KN=L<9R!->[?:23R'2OICAU\:G3@N-L,L$8EF2>25Z^5EB>Y8LR.@,
M=H -#'Q]*)06V@D@?PU%KAWK2!K$))Y%$'+CJ)J0&YBVFUDN;DAD<;<3UZ\$
M%71]LO;3C^!HOREF*8NB2RUVMH)1! (-UR_*9%6-8H=V*D;'<Q!(]-6)V-VS
M-=/_ +Q?HV.(* 1AA@">9JG-UO;KN/<9I_,;8N:R)O()YW$^'P@XBH$]ZO>.
M?R6K'QO%KQ\/CW# T.)K1++];:_> EYFW5)"JDTD19F<;MH]<8&I9?L?O>\,
MMX2?DHQBF1/'*K4[=B=;[&YFAD6+61D9Z>G)4/7C6NOS?R.M]-?M8CEOUYCW
M)HYAVK#L54?3(SB..9$Z#.5U=G8O:R2A[V@- P"4^;?:SW5\&QK\JT $#B?=
M5>JD=OFK5B>W/-*9[!0*)$5FA(^6%F7:N8^@..GQUTEL&SQM<V, H0@ ^VK=
MVW;%:)6M @8YK3S08D-'$E.>%2UPW"I5KUK-J$)0:8H@,RQR,Z( XC&"[J']
M3Z'5]]N;'%8PMFG TAN IC[O[B,SV[+M#"VX>[S$8%3@GAB*QKDC7;$D5%5[
M6]VC$C)M8 G=))(V"L2$DECZGII)OFX@ZHX5 Q\":5;7%:=DV!N]Q+9=VD;Y
M6A-6.7TPK&K+$8XU!(@+L^_:1+)E LD>3@F$$9(_ Z;-HVMCYOG+UNH:2@.6
M&1IIM[*\WEYW2\<C"YI*X$8Y <3R'6E9T85H))H=J3L)X\R#=9$6Y".W\8BY
M!Z]!\-/0<7NP()5!R]G("FS?9/[EN9B#=%C;QC!N&IRIYN9.1'X5^5JD_(2L
MS8"I&&,C=Q5KL&[<?4)CN.>B#XMTUKN7.>6ND4L   Y\23],JU76ZLVS;7[=
MMJ1^J\&23B2"@C:1P &)_F)%/KB^+ADMQ\7,CP)-&93O<M*8U*]WZF ?*)[#
M $!O1?73)?2B"W==RA?2QZ= M0:YO88(I+IBXL<025+G$XX>Y*S/*_)H*K"C
M&76.M&Q:)64K%W,+$)#T3+HF=H]%']]07-S)<7;[R3($EH)4^-:]@[?FTNO+
MA'WLQ:"4R!QTCPXU$/CT)Y[R1;%SO?NRM-%#)_DU\(4DN6MJN,=I<1H?5C_?
MMLC&-5S.<&X^)X5.-SGDL-L2WQ<X%J!"<D/A2AYUY$2T?&5)XY(C'/"^"S/&
MB2&/ME%V]NS(JY/H OYZ;88W7-W)/<!6!V'V^ZM?;^V@,%Q*0V=[!]?Y247\
M%J*(X5A8RVJLBR2,K0Q)@)(("7,<1,FTI(IVD+D '\=;W1F9IU<\ .-2Z8>H
M]K8@[TFC$(E9=2I/9=K%P8<3-,M:)LK!$W5<K(""_P /CCKI[VW:)'N:^;/E
MTI7:6XU>4("<2./TYT]*M83+&X),,"QH%:+]J,8)9SM(W#XYQU/X:LW;K1I
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MW/@>E1]RW*EG>)GBC6I!VX59PRP(  (T]4+N3DD'.-; &L:O E34LM+/0YI
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M:0XKF4^OD:K=[G>;_2<-R31?NV;4<EJ>S)N"QAB411U/;4$A<G&3Z#6,4_\
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MZ3K3EQ]_LK8[X]QA61UV[9'.T,PRJ;NK-\P('KT_#73IM@QO#.J7V\?,3J,
MGT6IW\46IQZ[OW)9)"BL50L695VC!S^DY]<:TO@U@EAJW.V);;;W N!<]QX!
M4Y>RL+WD]PZ/MSX!ROEEU3$]*M/%Q]175+%F_8C:*I$V?19)L?GCKI1M=A)?
M7S+1@534WOY7W;888UCGFD+0%0M;^9Q\ I_QK1QXR+O->1<IY)R+"[<L2VN1
MFED5GEEMW97D*1MM8KAWPN3C5F[C9"W9%M[,3@OB:W=Q74-OMXVR#]-C6:6-
M'!@&)/4C =<:N-46GQ$$%,?3UT\;X.*:Y<CDD>2/D[6+5DKW%5'E[;!2PR>F
M-);FU:Z70S)OD;]Y]^'LJH'K*]Y:@&"=!D&^[$GF344<_?>]!-R/(PV)^-;N
MRQ1PI&K)W'/TD<B,&EFG. H..F3IV])ME;-B \QY<ZD>WPF-T5K$FMSE*CCF
M2>*  _573[<^,2\KR32V.^;BJ]FS!8+20R2#Y8(7="HC2I%D9(QG(T[01-LK
M4O/QDXGJ<4'V5GW%N)8PAI :&.TCF!AJ/(8DTO\ OCYX_!<37\'X<1+:NTQ]
M:8),FC2D<H%W@@B6[VF SZ1'/^(:YW_<WNPG5L5L[]0H9". ST^/.FWL;MQM
M]N,F_72NM K6KD\HF'-O$<$QXU3EY9/W(@VQWCE@V@+NC#1E ",A1D$X.J/
M3$?1:O6(1O(,X)9J:3U#<AX*E,GE^'\L\Y6KXL_'<=+%#)2=^45["/*M(GME
MD=S#" !@[3AL9 'IIYW'?[BZVR*QN1&V"/%0WS88#&K%[9N>S>S;F;N/;))G
M78:X"(N1ADF"NPP<4(\!C2Q?X>IP:P\;6G:5JJQHZ-AB90NV8KC+L-ZD^IQI
MDCD+V:B$7Z"F<[C<;S>F[E"M<5*\SCG6+ LC,'$44N_<% .\;^F5Z]1NP.@Q
M@ZV<.5:+ET>HL4J/LIR\;5FG+=IW15D.]PG;*S%%R)#\O=5I.@7'3XYUHFD:
MP(<Z3P0F?%/+4I>.H#+ 9%^ECK32=^:0=I;*1Y$[2S+N';4]$4? :CU\XR.T
MM\SG# <N52O:;9D,+B]NEK I<< 3QJ[_ +,^U_&<E6M<YMGA0XF5)H1+,S+'
MW(Z5'ZGMI%7>4JT\G4;?0Y&-2'M;M2]W:YCEN6N^6:X!1@AXEW4"JE[IW>'?
M;]^T6SRVQ8"[4G]1PP 8J*U1GBM8_OA[R\4O MX;XQ:E'&4IU/E7D$?<6]S=
M]89:STD4I'%7KU)G2,,H *CH<G.KAWI[(I6;!M( C^$D=.)Y\13YVCLC/[>V
MZF!<0T.<"4D<2H*@HBA$'+QK7'[B>4VA42E,L<0C,\OU3;([L-/!^IIM@8>'
M<00^[# X^&I+VEVW'%+H:KGE%3G5@0VCIRR0#1"PG2T\/'V54KF.7FYFP4KA
M4XWNH37 [PL[VVH[/^A'<C<4 ./773FP;#\M''J!]0@?75A[#M#FO"!7$*OW
MFG;XQP:,XWQO*(\!9(D8$'$@"*%4EAN(#$?#_C??:/;[!*)96ES6IBB#P\>=
M9]V[O'M&T?*V\HCN2'! I<21BY J#@%XFG5S/)5G[-&E2^EG16JW9YIF9=HP
M%ACCD 6!(%&#(,DK^>I7O6YP0M=%'@X M)X  Y#\::NW]GDV*T/<F[2AXE:#
M%$[&1TKF^5Q)Q :N0..!/"D=13W?^Q_>VQQ=MK9RJ76+;6BBAW,L<",/EST8
M]=1*QLIK]YFD7Y7@3QK&&!^[[C_=MW?^LU"6H0 %\J#+ 8D<Z_(Y"L?;F&^.
M,X-8J1) BL<QI)@8>1CZ_P"+!^&G&*9TK2,K=N 'TYUL[@O)+N\AVW92! J$
MM7,8KT2LVG7DY%W,,9*[%B1PQ$=8*2ZA@0?VX/U,?CI1'#ZJB,:6N2HYN+X-
MGB;"PN?>AY+R'<RJ\22N1/.I*X3B((ZD4$"E)5=IEDD67/(72@VLY"G$%4X/
MX9&1K:VW>]X8TJSCX<3^%0C<[]C9WM>"T-8&M&)#%0!?\V/OQKER/-"BKB$5
MFO2EX+5L$8LWM^S;&S'>L2%,ODXZ8U77>5^QFFQ:NDXD+[O;2FVVWYF1NC_I
MF!7)D2/'W5!OD_+U95AI5^]9.[]VPI7?<M(DBV&0LQV5UD..OS,HU7;HGN)'
M$G ?8OLJ<;7 \#U#_3P/)&AN('T4BEZ@TGC7%;I7/UUQ TLDPCB)#1[GKQB-
MC)W0''K\!UUODB-O;AN<RJG'QZ 4FE:=PO3&U?1=Y$& PQ)7BO.HFNW/J[5B
M1)1.!+MGF<B2SO:1U9JJ+G8 Y"@MGY ,?#6#&ND;J!&D D]/XU)X&1VT+6D'
M4[RM&2CGA7;4(,Z0V$2=85$"%GW=M$*HN0<A=S@;N@]-;]H8;F[&K&)J84LM
M8'SRF-GQ$G'FG&GI1J2(<HD3 &5DF+*=T8)!9E/IGJ%'YZM';+.1Y<(6ZGG%
M>  XG\*>DM=N,<EZ_1""B(KWN.36!>BDTJ5D"[Q'B24@ND<JEDAB_6?P 92,
M>G74DLX1$X1L(,RD] *4 M>U\T[5@+0@&;C7ZK]^=50@QP1]^PRG8/@0#*3\
MR,3C&O8I3/=>@UR0ARO=T'7[!6^Y>RRMQ?O83/H#8F<2]Q1 .G$TIVN0=TK*
MRE*E9Y.S%7$2,T\C ;HB1^X,D>OI^6GF?<V!OJ,46C $ S<<@!3)9;.()WLG
M&O=KA[L3\,?E4DGD%2OH?_T!3.W]+/[?6LC$K<U[QL?G+G:?>/SG868^K%,9
M_#7SV_?EUP_]T-P?<MT2EEN4Y#Y>/3]25U'^V;;5O9MJ+.02PK)YAD7>J_6G
M_B45N6U3U3VC111HHHT44:**\_?]9#^LCP7V8\%ROV^_;WRO$^1_=;Y%Q>SE
M.37Z;D^$]A>%Y.MO@\A\A@;NU;WG=VK*)>)XB4,L2LMRXO8[,-OH+]F_V:G[
MSF;W%W"UT?:<3\&XM==.:<6L.8B!PDD&>+&'5J<R!]W=WLVAIV[;RUV[/&>8
MB!XGFX_E;[3@@/@UY3F.>\OYGF_*/)^9Y3R7R+G^8O<WY!Y!S]VWRO.>0<UR
MUE[?)<MR?(VY)+5_D+MN9I9)9&+,S:[VM[2"V@9;6[&Q6L; UC&@-:UK0C6M
M:,  , !E5%75[*YY>XZKA5<25)).))ZGC215IFS?>*0D_J0NP+,DB$#.W!ZX
M^']VMC6%KE<5'"M_J-9!ZJ)(>5/NK0CFE@A@@$E>-E60%6'>8(7DCWN$5490
M#ZD?VZR#L4'Q?4!^-,=U<.CC?/.1IX#[J<D]A:%9(8R6OM KJ\0804*[L01A
M6*H61=JC 8').L4U.\WP!WO(IBM6/O)&R/&)"CH#C4?<]RJ(AJQ(BQ1*1T.9
M.[N+.\DI<[FD/J=;0FDROY5+]OV]I>& ''ZJC2U>DNR2*F(X]RAMW7!SU Z]
M=V/733+<NNG.BC*1C,U8%O9LL8@YX\QX=*R(:I= N/\ -))P  L:LI('QRV/
M72B*W;I3*DUQ>/:_4F"(.%=L,W9DK)&4Q]=!NSU;!LP[5W=,Z]DF]*)S1FA^
MPUJCM3/*)23I/#*OKY<)_P"T;B/_ &V4/_58M?)";^L__B/VUT"WX1X4IZU5
M[1HHHT44:**ZIYX*L$UJU-%6K5HI)[%B>1(8(((4,DLTTLA6.***-2S,Q 4#
M)Z:]:USW!C 2\E !B23D *\<YK6ESB T!23D!7B[_K)_UD[/O?9\E^U3[4_(
M[=7V6ISV>%]UO=7@['8L>[EF"5JU_P 0\4NJR21>V<$H*7+<9#<^<I&10!-S
MNS]COV.9V]''WEWE$#OQ ?;V[@HM@0HDD&1G(Q:T_P!',_J8,Y*_=+]UY-]N
M_P#M'M5Y_M9?IGG:?ZV*&-A_^"_F(_J9#R?'YF:D#7K!E:'$+SI7B7(1#L)5
M85CC *QJPP<'"C^[73Y.DJY51:K5YB9:/M[)P;)J <[PP3PJ:?'_ !VGPU<V
M+CJUJ>55D58WB$:.7[:B*0]"(F^?ID="1DG7D,9F<I",: XDGG57=V=T2P--
MI:.UR2ET<;&@XEF;W+D.9YUV<C8E[,D9;#N5,,654. ^(U(0[V=Q\IS@GKI3
M(6HV,- :<3S2J^V@R7MV9V3A\K?*X$%'$8(U>"Y)35LV*]6K*XF6V\Y /;1D
M@;NEYE&X2*SF.0A.F21DD_AK&I0@]ISPJ:VML9W$AJH0$'P^8YJO@$%,>Q*)
MIEAAB0PFRQ[1,@6_*I1HJ;N6*FK N6D(Z9&.I]$\TIE.F,J4]WTX5</:VRLV
M>"2\OV-$I=Y,< P8EWV\C4B^+\-]$IY&8N>0M12-,6BV?31JQ1SMRH$14#9C
M\M;V1L;'I:=.G#Q/$G[*J[N_NRYW#<7N="Y]CR7X0"0T >"N)ZBE6]R=?BZO
MU5@1E'E2.&.?#[W'[;V)U?!"A 0I)!SZ>NF_<)49\NTE<R>&'&J_A9)ODKOE
MPUC6%/4R< [\HX>)K91_0YDEY+^J1]O?(V;%IHX>/]W$XZN\;)$D-CV@\X<O
MV6;_ $\(7HGJ2?XYUS1^]>Y2W78%_;PH(6OAUG^9PGC3V5T;^QMO#9?N+MD,
M;BYVB8*>?R\I*#V?1:^A%KA>OH!1HHHT44:**-%%1K[O>[WMY[$^WGD?NE[I
M>24_%O#/%J9M<ER5HM)+-*["*EQ?%TH@]OE>:Y6TRP5*D"O/8G=4123IYV#8
M-V[GW>'8]DA=/N4[M+6CZW..36-&+G% T DFF#NCNC8NS-BN.Y>Y;AEKLUJP
MNDD=]36@8N>XHUC&@N<X@ $UXKOOR^_#SW[W_,[U_F%M>'>PGA5RR_@W@$LS
M@O83_3IRWDXA85^5\KNQL?J,!X./B<P5V([LL_>_8?8&S_MOM!MK8LN.XYD%
MS./S#,Q1*A;"T\/BD(U/_*UOR-_>W]Z^X?W7[B.D26W;\)<VQM3^1?*;N89.
MG<W(E6Q-.B/-SWZ]JD5KR#EQSO(*,.M5N!I0A<5!"9(^\B2,#+%*8F[*$$;B
M688&-;-WW"0%UM%B\DA<D4Y!.*8?QJG#\K:Q,MX0KPT.DE)4ES<SCGJ(/MQP
M 2I)X#Q9[,<BH\HAB,<$EN=<&1)9GE9(9$"[RN]M[CH3@#  &J[OKJ.S>Z.)
M'73E4_RX?A45WK?;3;K?U9'(T$:&_F<N*D#FN=2R*\52%:D#M'!!(79TV[MO
MR@!2!^@A>OQZZ@]U.U@3,\3Q.?'EB@JKKN\N-PF?>77]1Y.AOY6C) /8IYFN
M#_NLX8Q, P:.( G<GKG:0 >C? GTU ]WW*5TKHFXIP%;K&T)C;<.5#QI$Y_D
MDX^MV82&N-M=*Q"O\L@,<9 +;T4,<Y ] =0"\N$E##B3C4TVRS,SFRRM6W0^
MWAGGG27PG%V8IMDKO9O2*QO\F%>)TK_.88TS@M( P'\.NM$@9:0!S4$[L3T'
MXFG"^N!/)Z,96%@0!/IEE2['?BEK14Z@VK#(88Q(TBR/M.TSA,9>)?\ F/QZ
MZC5UN1E+HH_Z0/O-(V1-*./Q4[N'XHLXDFQ)(0S;0<@$ ;/SV;AN'4=1IN9
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M4@( 25.'#VUN5_HCU*M#^HO[%IM2S9M<9[GHUAX2#!]-[6^8_P"0S?H$N2&
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M!( Q//Z<J:6)J=/)@USE'0<J>O%<'VU6=L/98!<,J$)'(Q;$9 #Q$J!N'II
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M4Z?EUU6&[;W/=/,8*#+-5\:A<DUQN#F3W\CG9X9<<S[L.-=7(V(X80^^-0
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MG<DEL\IR=ZS(\DLLC$NY_ 8UWW;106UO':6L;(K:)@:UC &M8T!&M:!@ !@
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MBQ!4@GM6IX:U6M#)8LV;$B0P5X(4:2:>>:1ECBABC4LS,0JJ"2<:R:USW!C
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M%<JVM_T8K3R_U,_MUI#MB.GQGNW*PCVE]S^TGF40:?)5PTF<D8(7 QC.H/\
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M;;_,:23HD59(UZG(&?CI,\PRF1SW%L0'Q<!T XDTFN)FQ2!K2"]Q(THOUY
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MPT-53]:U+?CU"Y;M4*E:J4^J^KFB6/N*SI(X5"TQ7]NM#C9N!P!I/9V,MY,
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MWJZ=/=/9&K@KA]$^VD#E^547OKK[M;@IQ":"I)9P9I(P$2.9SD AD5GVCI@
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M$H.)*^ 2OH@_T#&W?TM_M_;;MW<S[PG!*D__ .X?.,D[?E!/_#7SS_?MVO\
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MO<B\4($32,K+EY9XF$:RH54_*>F[/KZ:3/<KD"Z2:9;NZ?+.8H2DH!0\N"^
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M<^-;3_Z)TL@_J6?;VM=_JH)H/=TW;Q51)/8'M'YL6WJ<O&L;(H'0?QZZJ?\
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MZ2 >FP+(XH!]5;;U\;6?VVR<!<Z=3C_*.=//QS@[?*64@*CNVLO/.X*K5A4
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MLS,0% R>FL&M<]P8P$O)0 8DDY #G7KG-8TN<0&@*2<@.9KQI_UB_P"L!?\
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MI2DB>K&[91YO1NXB#!R/35.;WO;VR&"W>0PJIX^/C40O'/;&/23U'<N Y#^
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M:@<J8;Z1_ID.">!X#[%J'O).=AM7U(DC--$:"=A'W4W0!K KJHPS2RR*%))
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MKHRR>EB7.:J#WA>G&EJ&).Y'#DH[%V;9&#VDZ@.SC #,#DG\=2RSLXF/^5:
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MQ9>0[A-<N.$[C%2PVA1CKJJM_P!]CQT$^F6H3D7)P'05&W7$QCDMVI@X NX
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M<??2'>+E\-J+0GS.*GF?=C[*:?O)YK]58D\4JS-%7A.[GFBDDCCGL0X$'#$
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M:T*Y,*L6[N[8O>\D-D<"O@<QS]E*M*%Y0LG[9C8/%"NXQH>W@,\H]%B4L?7
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M.6MQ/N2NFC"LS2V[A)#2 Q1JK(CED;:Y*+W>WN Q_P"ZZ3;98&XF.YW9U*2
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M/?Y-YD$3GGT(L6QH2&\&@99#,\3R%(_-\\[51QG%2+%%8+P2V4A^>9S(>XA
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ME(R2':(83><=1JB-PWFZW:4ONGO<BG$X=!3M%"?3#&EK6N<!@,N9^ZFK:S+
MUI[0@CJTS7,+LS)8E; .<*#NE09S^.FCTPUH:0JN5>G\*5,8&3N>"!I8B8^'
MO(Q\:2XI9;[E*<*I2HI$\\C-^TT:QJ9XZ[ [Y+$H.,'(!]!KT>8:W9+@/O/2
MMLWZ33$%#BQ7%>!&(:<R>'):=]2"6Q,(*]?; )(YN/HQS,'<R?(T\DAZ2*9%
M 9B5_2  0-([A[E:(SYW'22GU4E+F$>FATM^ +B>I/CF>F%3?2BI>-<79Y/E
M)-D/'1%Y9U4,TLK("T%93\\LV<@ = -3C:K.VV.+^XW_ ,0! !XN(X?C6L,=
M<!S6E(VXN=X?3*H3\B\JO^2VXN:DHE:=%1'Q=1"SU^*B8!ELS 'YN1L*<L#N
MQ^6HKO&[R[M=!\Q#8VMTM: !Y1]J\3F:5!_PB*/])JE5^$G(GKTQ3"FO;GJS
M7'[D+2S--'.VX!*T<90YGLN^5E7OXR/7/PTU,#M*#!J>WV>RL9'!DIE:#ZB\
MO*G$DY'',9T[>-KV8C)/W=]MS&\MEMBUHRK@8BADP1@G*J20QST ZZ22:7#2
M C1[S[:TN#Q(9 Y7G,\!CR/U#C3BHB2W/#W'B55E4AHP'@F6(Y$R(FXPR/C;
MM;YB20-#=+>?5>'3K6;3ZA )&?#(IQ &1X(<<Z=4EH,[QI($<!1,6&>T&?>.
M@Z(S)\/PTGDE(:0/B=C[!A2I[]1(:<1GTX^RDVS82-D[3&>!0TDAB(+=W_ C
M9(.,_AG2'4US@'8/K3(=(5GF: I3G3WXI@51K'6)3#8E0?*>B#M0HWJ3GU.M
MD,0>\->JYGKC3_9/8V,/E_IX$_<*G/VY\<EYOEZ]^_+V:HE!I)M&S#'Y,LW0
M(@'4_EJX>S=E>)!>.: W3FF)7  'ARJ3[#MSMWOF7%Z[1;MD5C<A[>@S\*G?
MG.;@X*"2!'5Y8SLV1L61F]%,9;U4:M^WA;;PF=$:Q? NR ]E2S?=\BVP_+AS
M72G!!RYU&O*<I.U>"M$VZW<E,LF<L(UE #G'ID@XSJ+;W=M^5,3"2'E!UYGV
MU&'WEPYL<3/^IE)<[B@/#W85AB6'C:HA3:#$&$C9ZR2MU9R<#UU IW,8_P!&
M%J1M&/4G.GJ)\=C9@$^?GS/.HSY/DS=F:R[A(4<K%U*]!\N&_'31+Z<L93!C
M<_&H5?;@^XE,[BC%0>'#WUC3^10\=77M2*LK(<9S@]<#\R"3\ =)MOA;C*?B
M7#PKV\WQMM &0'SD8I]/LK%X\V)O_9&YW&+ S,'W!%.["J-V <8S_#2RZD="
MTQM.+C[J0[;'+</^>NE.&H+E6!SW.R"!ZV6CIJIF+QC,\S*&!KQ8&0C ]=:&
M6L3%?, &(#J)3'D*U;GOERYGRL1/HE<AC[*;WCOA"<M?E\BYK*0.4:M5:,[(
MJD2+VNA])&;]1]<Z332F9BZ2R"-0@S<,S[#@*-DV'UYA=7)".QQR &5.GF>7
MKP1RPPKDJ4155PS-C(C1!U/H-1K<Y612$?F<A3DN0'LI\N-PB#3!'DTIU*4U
M[_)P\;0S;,8EFC+M&[;&ZJ6((.2 !_9G3>UKV-TE/5(Q3@M-DUW'!#I?_4=S
MJN_D'+RWKW[+*P,TAGD5UJ0M!\K19D)63L1*0[,/\(TY;=98ZW#/VGK[:98'
M.ED,@Q=J\!S'5!FM1A=_<6E$8D2 R33I*DFQNW,^R.>+(#/ TAPN3USG&III
M<-,+<\!ERS'C2RWC<^$OD(#2I#O'B.87*GMXLMM8J]^TL!J4;59Z=&S ;'U%
MN+<$4P1$D58CES@DRN?PU+MJ].W<7$8#Z*?IA3?,R>=H?&A3($+YATX 8G_,
M:=/U_C_\R^H^MJ?7=_\ F?:S%O\ J/JOU?J_][_+V<_Y73TT^>HWXTPI-Z=S
MZ.C4/75<\<_'ZO8E4F\ \<G\P\DXZJO?@J=Z2U=B?:[BI27N3.Y4*(T$:D?,
M?4C\=?0ZYGC<774__3Q*>GTY>-='=U;RW8]HFO00;O3Y 2%<]V# / H3T%2Q
MY5RMKS/R*#C*$I6K6,?%\#2K5U:*"NJ?)+/&!MB<*K%FZE0-5I>[AZTCKMQ_
M6D))/(#@.0X54.VV9VJR-S=>9[FZW$YESL4)YXJ>IJ3O+N?XSVQ]O:B4)(GY
MNS4;CN'505+WRA%_E KDKVH,.RL,?.5 SUU2O[A]V-V;;7Q6[O\ U6Y&EO\
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MF%Q9AD"=.L] %3KCPKNF>4;5':3O1AD+';7B0(5CD8,"7W,A/7 8^@UE-+H
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ME>QF.  JD<K J\2L3#' Q&WO,"?F*ID9U(;H.9#ZGP/T_P#LL_%U*H76\+A
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M0X= T:ML)CW$OOFC#GJ8UR,@>NO22PCDG^%>HV?4P9 CIU(\*Z542=N!HS!
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M-W0#(5+]LEVF+9[F9L4C=U=IC8]WF :PK(YHRQ<2.9"4I7^?C:26./ P) 9
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M5V6KA],N%,%QNFZ[HP64<0CVS4F(4GR\#GJ)Q/!/96)-]/8CDLV6;M54#S.
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MWTR*D4<9"]NNPD&YHF& S/Z9]0,ZS+2PEQR RIXVR ?*1QD+.Z1SWN/,G#P
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M>0,C%*\)V^NXCUU;-G!!96 NY  W!!]/"N2+R>_[GWAN[;L'"Q!>6@@@28%
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MJ1\-6#'&V.$#\H& JN-SW!\DY0K*#I0'*DN262Q.T, 9V);=(!EI"2"<*/0
M]!K3&P:C(4P^F%.UK"V&U:^X),A;A3JX^J@188EF5%8M=LY#M*ZJ"U6/!W"(
M?^72MC7:R_@<?94.[BW6.UB#I"->H!HR4\*[9IUEV!5E18P$4J0#(HD"]8Y#
ME!$G]^/AC6QRHTXAB8#GUJM]OBEW"^GE)!N#)BXY- X#V8)78D"USW0=TQ;:
MD:R';") RFQ*74*A<>G4CH,'68<Z,!HS)I'NUU;W4KK2T^-CDP/OKJFE=$$:
M /%"&:(2':[!8EB6>14QMW*/D R<==:W2:(R78%:<+#;6VSXXH2'RO"E.28K
M]E,GGK[0PO''VC-(>RJ(04E<@$$*NU3&@Z GXZKKNO=!%&8(?ZC\,U\:M38[
M ,9&ZZ_H1XE GATI@SXJJN=QEED(GD #*TQ)"QXZ# )^'3572.^7#A_S#]]2
M9TW]QD^8"BRC!0G#+.N^M%'1J-(8U>[9VM%(%.8F8#>ZDGUB8#/3YM96\7H,
M]1?UC]2U"KFX&[[H7R?_ %-B(Z:M.*+U.=9]. L$RI63HRK'(%[\ZE@DC*^7
M=I#Z8Q^.EMO Z1RYZ?K/WTZB9ES,UWP:V:@W/2W)"F6&*4N4T1<R6)F7<@%@
MLNR)!\T:1J &8L%(Z#_"=2.P9#&UUS<N*HAX##A2#<+FZD8RUM0!I>K78$J<
M%"U^[3.LDQVQ"!5K1H<*((@A=)I 27!).3C)SCIIFW*ZDE>9,=(" <AP'MJ*
M;E=@L;8#2&AY+W#\[BI+CX?X5U\56CB*7.U((4E--@Q1V.Y&=26P24=AN=L?
MI^7XZT[=::&F^=\)49X^ 'VTU75SZBVY:=0TH'#R <'%PQ!QPPKBTEEW6!6C
MW79E8RH"(HE&#%LB0X6,1C+ CH<=.FL/5<#AB7)_A3@T_IM=<*V-I=DB)CYL
M,U.&.*!,A7*S9EN5ZE"O.O9K.W;B"/BS*TN&E;:O<8)&,(23DD= #K&?U;W3
M!;DEX=]"G$4EMXVPEUU=M:V Q<41I_E4$Z7=3G3DXCB5JUVGD6*NX=%LE%(G
MWD[$0ET=4<;CT(&.I(.K"V7:(+"/U5'JD#4X9^'2H]NF_2JV,,/HM"1L>F)=
MAJU#,(HQRSX5WW>0:)9JR3B98K"B5(,.DS]5'SJ SCO9/0%?33C?;T0PMC*N
M& '/E3ML6TF>4&5S!$FIY_D3$H:3E$N%F=6-F<F3N.!MA1W4.[AOF<H<A?AG
M2'1*0))<9G#CPIT;/;3O;:61_P#3V2 ES<=97!#Q4_97>RJ&:-!)M5G5% [;
M6%*Y+GX-D@@X^!TK8C6-U$!@Q_XC4CB<V.1S(V.=*XD8%?3;DI7DN58-MC+&
M(XB8\2*NW#=Q<*%;:>K2'KT P!I#?RRWB,!1B^U.*4JL)H[5CXFC5* @Z'@O
M),STI0@$'%T3EX9K5E-J;%.]&9QN<D?,I5>@_B=/&V6UOM<()&N_>"G0&M$Q
MNNYKT0Q'1L=OI#N!D>W,KQZ_C6;QD 54FD"&TUG_ $L;[@W;7:6E;)"A(CGJ
M?U>FGFR@=$TF7&3,^WA4AN7LE2&%&Q- '@F IXT E$&9$[LUL-M8G*H-_<,@
M4]3N&>F,8TX.5Q .25&)7,<W1#Y;>-Y+G>&?^%8'/<F08^.6:&2O")9Y>R2B
M6+,H5I7DE4LTSQJ<=3A1\HUCY6A'9\^@X>^E.U0LN]=\\K$YRAJ9#AXX5'MJ
MP\[*B_(IWJ8@S#('RJ$&"/S/XZ:;B\,K_19\*U-;6WBAB]3BF%<X8A(CQQ(6
M[+?O,&"H4'5L%L.V2,=-()YA([T(A\/Q'G6FZ>Z(F>4@LTX#B*4)95C7N(75
M5D000@C:D2K^'^-E8G\=>37@LHD)Q&('+K]U1J9K=PF6-=3T!..*+AX %449
M%:;CW.[*J+%W6=MIP[=J23N':6C/R]%P!^9.H5<;F;NX$94@]:?H]O?M]MKB
M(]75BJ%.>67'+I67\S2BPS*_SJ#*1NW$$J4,70(1@;0?@NLW/>7ZG?TVTW7$
MT>WVNB EUS,2243V5VT*#V91<G9TB!E:NC@ R,I([APRH$D(Q@YR-+]FVM]_
M>_W&ZPA:[R@\4^@J,;UO7]KVT6<16]G"DC, X?7QI]\;Q3WS%#"IE<_*&D#
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MD9<Y@+E0G(YDTLAM_/J=\8RPP Y#[SQI;Y"J\5:5WD2.>9BY!+LTB*V6@4*
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M6\L]S(/6#26#'W8C"GWQ5(<A,E:NLD<:8AF9U&U6=CVW12,8C0?+D8'XZL>
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M&'*D>7MS_M=[]V=[$@D*,Z)WY/\ 'VP"97R ,>GX>FLVZEP&& ]U>X,&LO\
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MKK$M1K6$9+AUX4F:8P]SM2L3/ID?PPIU7>8F5(HTC$<BQE(JL2H,Q%L*Q?\
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MA4>O+]]Z'$N(#,\<2XG'W#"ER(IQP9.[NF$<HM693EYI)%<]I=P57 &%  R
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M3K2UQ'&Q71)*TR4^.JKMGGD"F1]RO^VK$&.66>0X4>J^OPTBN+]S7^E$ 9.
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M#TZ:B]]?N =(>6 ZI4@MK=FEH56:CGB!CF?IA2#')-'5F6410M(8I9*D8/\
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MPP1(LU:C4A_2)R_ZWZGJ3IY M=KLG%0&@*YW7D.II/NM\ZUD;M]J-6X.<$:
M,&H4<[@&MX\ZF3CZU:W!6MV(U@J5!OHT4(^C48V"95'5Y6P?7)W:K'=-W==3
M%L?EMFGRM_\ ECS-1!Y]-[QJ]2\>7&23F23Y6\FM&0R6GQP'$F[:66.%HH&,
M86 ,".VP_P ^8,,@,,G\NFFFWC?-)JXER#\<>5;;6T]68,/PM"N_ ^-'G/,O
MPU*:A2@4"YNIQ=TE+#VL@Q-"^]0(U'S,?AC2S=;B*SB,$91Y"9KEF?;PI3;Q
MOFG,$3!Z&KPQS Y>-,SPSA[MB2'E9T:U;GDGK<?#UF:U=$AC?EYXV"[$B4A(
MR.G0MKWMO;!/<'<KEJM!_3:>)'$]!F:T[S=S1M%A9KZS_*4Q3%%_XCDWWTJ^
M?>1Q\%%_MC@K*V^7GE0\US4+';3D&7?CJTYRA<J"&.>AZ#KI'WEW/J<ZQMG:
MI&_U'#)<BT=!E2VPV"':;=L#\;EP4GBU<47F>-0[VWC)2(]QY%RAD_=6526D
M9T9-[-*HR&SCTU2\LH+G/.#43VG,FEQ:&$1LQ'O5,<$7'G3?Y&:".*%*CB03
M-N1G=D9UCW"=V+!=L1<L$S@;LZ:;AZ/]/\R>/A_&E, #HA(5$!=U!*9KD@S
MI'B<4Q,&F,5RS$]X+C;+7A=PJA99"%P2,G&XD'6O27(,TP\363"^1SG1MTQG
M$'BT+S-<*UB&(//.I9FE>2)X'*EI)(-PG:)NFTEMQ;\/32D-<XAK<DX\ERK8
M\L8TR.Q\Q(0],TIR\-QLTB?S;DIS)X[#95+4[,%DY6SA&KU(X,K)],KJ-[*6
M#ZVAK='S$B-A:,N)QQ3Z84/<;-H!*R.<CBN "8*/'',K6=,>1\DO]JNT:I9<
M1131#;'7J1A7^D@.!'#4/H0.K'\M-L]VZYG=(A;"/A9RX##B0./MI,[3Y2PA
MTKOS?6>@:3P]E2/PGC%7AHLS1M(T:8PK;NI.\#:P*CMN>F ,:Q9!(GJR_P!,
MFMFEH)<[&1/=79RTG;@%NQ*(XPRE(<>JE#^[M4#<RC/0?'&-*B TEP^%$ K0
M\>H&N>4*_0U%=NW9Y?D L+]NH\0$G=C=(PIEQ74X 9@[*#\!CII-@2I&(.'W
MUD6N#26N^,8GECY1SI3D65U^F4+"@VB5D9%KLT?_ &<6S.1_RY.@-"H!^-:=
M4A<K\CF>&' 5G<96JTQ"Z1/)):8L:K-\S,GR]R5U.45%?.W6],F@C4*Q!#"'
M$'2XY?CR1<J5IH_HX9GL,LVV"1*TD11!',TF5@ D#!#TSG&>G\-:)2U"I.M:
MV,;I*%#A@1ABN QIAM+6JVI[TUA[-RU%)&8B1+.HV, LDK90"%"<-@8R/CI&
M722@1-"-!7I]#6:-UZ_S.(:1F5Y+TYIAA1XQ2CYN9KD\DJ01SB,;6D668Q@L
MD%;  0,1L9SU.>FM5X\P!$&7V_3*E2!S=)4.7#,'#ERY+Q6I7\=X.SY9SE3A
MHPL7&<;:CL<I+6+(EBS"A[%661,K+6I1,=W_ #R]>F-9;1MS]RO8[./49)4U
MG^1BXIR)^H4MLH73N-HT 1!ZN*HI P#C_*/K/A5J[/)<;X?X\;<4 >&LO9I1
M*,?56CE8X(1_B>1A@_@-7Q<7EAV]MIT@?+0#2P?S. ^\U(V20[?8B=H77EU)
MX"JF<F!R?+\C>Y.);?*\G8D_F,V_(J0,[F*I6)*@"MD9.0N>FJ(N[VXOIW74
M[R9GN+B3S/W< .51.ZD;/<R/D:"YQ0@<!P:#TXG):CKR2_6DB;CJ^*?#TES)
M/ V3=E==KPK)G<XWQKN]!D_AUUKB#P49YI21@>"<3]U80J)3Z0\S3@0J $)G
M[,>5-..O9L2P\M%VJU*C-+%QG$B.3N<A8.TK8L/N[#)$Y^5<A9#\<:WES&$6
M[B73.:KW\&CD./WBEP]*VMYG1M:;G6$5<.?%#GASIX\+X-<Y%[-R[:DK?6;O
MJ8H"LLF'967?.P6*NQV_IC!VXUXR07#PV(>1F1=AXX<?;28:61.B:#I<,4Q.
M..)X%>5/S^6\'PD9$,,T,:I'!-:[YGL2'86"H9#*7W$@-CJ" /AKR17-0D%P
MX)A].5)7F"+],>5G,%2O15]O6E6OQT4%7Z_DHU^F@3,5691W<;& DE=V.9=N
M"$'^+\-;XK,ZQ-<X 9 8*O/H#7NAC8U=YHQP/VJ>/3G3"YJ'B>;MH_/+'#2?
ML1B<.L'([HFW-#QIKLENE J[1+*K+TQUQIWM(XC-K=Y3F=.7\36YE]>V230R
MN!<C0UV*K^4 X:>9*'A4+>X_O#Y;0+^'^)\D'X(1&&O()4:[1JQY!CAM[%^J
MCEV8!<&7)(R<YT]V]W/';EA"@%!SQ\*G.Q[)MN[-9<;O(VU$1)T@'TWC,8G$
M'/ 85&WA/&\;067F/*$LQ3H!<I\;<WQS<E8G=OGCDC$G>=LDMGY5SZZD6T;?
M V1UWN2L8&JU0<4X?A6ON/<Y+MS;7:BV6!I0Z/*-*@A%X #%,2<Z<MCR;D^:
MY%>.\;#0/99H_P"<S*<<5 DA*O6J*4BK]M<*)I<N3U4#IK+<M\CD@]0G2UB(
M/J]I^RF^/;;.R>ZXORL(SQ0%,>' 8=:G/V\]HH:RP<C=AL6[D]IC?MVG[G-<
MWOCC+(D!,DB5,C))(+@? :1;?LV]=USM9&'1[<H!SU.(Q\HXX<3@*C.X;\9F
MZB[1$"0U@P\H(0G$H"<^)SRJ1?+?<[P#VE@K\;-+6Y'FXA%]-XCQ,HEB@63N
MK#)SUV(M'5:)T#;"V?4X_&^=I[;V+MNW G9J=H ;$T@N<[-9'=>5-VR]K;]O
MLC;AJ0VFM2YX(:UG'2,R0?:?=52><\J]UON0\QXOP[Q?Q_E?(^2O6Q7\;]O_
M  [CY[L7>>P$(-.FK-/([2_-/+T5>N0-+-RW&XF83<%L<#0$:"C4&3<,S5Z=
MC?M_"ZYCV[8H)+J\E*@-B\ZEWQC@QAQ\SLNF5>AS[!OZ!/)6[?#^YOWM=NI5
MB,%[C_93A;AEL220F.6$^:\K7S''$P.&JQ$G((9AJ#7VZW-U(V&V_1M4Q/YW
M'#+@!USKN+]N?]L]G:O;NW?3C/.U2RU:[],*?^:<"XIFP(U5SKU)>!>WWA?M
MEXOQ/@_@'C7#^)>)\/72GQ7 \'2BI4*4$0R L<:CN2%1U=BS'XG3;' R'RQC
MR@J2N*FNL;*RL]MMF6=A&R"U:$:Q@  'LI_:V4KHT44:**-%%?*#X]$C[DEA
M64(NQI&!?YI& #*H_4RAO[,ZIR8N  ;F:^6%LT2XC(4HU_\ 6O-^RT,4*Y61
M4=S#' VWN?I!9I6!.<=,Z12GT@"JD_;4GL85*#@%\!S]E6&]D_":UHW?+O)F
M>OPW#UW'&1S]V=;MLR&2%NVHC<O:+%(U5@Q.3G&I-L.QNOI(RQ1<2R ##[NF
M96J][F[K7>QL$)#K"",R2N!PP_S \<@AQ-+7N][@"D*GCM.1)+\,TUCEHJX(
MBALF/N0UE&XA:E6+KL(8@]<C.NAIK5NP0?+61+7&-H7F>/OQI[[3VZ/=(8[F
M]B'I"0N ()=CBTD\?"JA6+TD 2;;)8O\G^_*NPS.T FDRPDEQVMJ=/3J.FDF
MVLENWHT*!]M6GN,D=I;JXH<*COF7MV;X156O6D,4<M6T8MJ3-AXIYI(P9WE9
M$#!?10-7WVELKFP#4U2@)YTPON8P%U(3ATU'Z\_QI3XKB@D;<_RM9J=5H8UX
M:6^#VK5S:T22+&K*&4R!G7H$4 %CG5W65H;7TK>,+>/*CH.=1VXOUN/D6G$-
M!F.8 .33P5QR'A4;<W;COW)>-JL\E.*=6DED[2M8L.J[D<Q?M[&<%@1Z?GIT
MNI7[C<MVN#&*,^8C\SCUY"N@NP=C?L>TOO) EW<(Y'(?38F70IRJ0/$?%9+C
MQS3UW,1>,%P"3W&.%B0+GY.HW,=H4$ZL?;[*&QMFQ H[#5T_A33WKWA!LUH9
M2X@%CM+N9Z]?9A4Y3V^*\0X_^8W5@L7X5C/#\:^)S%N';6U80XV!@2%C]#ZZ
MU3.DW"81QE[(/S$89'A],:YBMX-V[SWH6=FU;%Y!FD*G4I4M'^48*GAQJ"9;
M%KF+<]^VZ26K]DQ/&VXDRS$&%(HSG/;? '^$:<'2,@A<Y?*T<:NW<+C;^T]F
MCV3:6M;I;I*9G'WDGBIJ7*/C\4- 0+2A19DB2T\DNTVNRI659'C*E(&8!FP5
M!48U6]]NH,Q<QSO5+D;T)XI],:IW<MRN+V^-Y+C&QP'$_#@ .9.8 P ZTP^>
MN06KLS&=/Y957LQHJ'Z5MC2QJ(H RD-"?T'KG'X#K(]@LWQL%Y>@#!0O7+\?
M&E[?4AM9-9+;B4C4F:8H#Q7GX<J;TS1"=K!<M"@B5*SMU6%6S%N.<[_0GXGX
MZ?))6PL=-(54G2/OIYM8I'EC86^?TP#S'3P2L![,EEW:<%6>14>16Z1JHQN$
M9QE@CX./0?F=-C+F2]E3*,9^ _&II86PVZWU_P#->0A/U^ZNV"K+R;BI5RA4
M,T1"_/,%."Z*OS=1CU&D6Z7K+*R?(X>3'IA6S=-[L]N=Y'ZGM )0*A/AP'U4
MZ.4%?QWBXH((T6V(3%W FZ6.9XU5W<@=QMS.&D*C 'X:H^XNWWMW)?S._3 R
MX89"J^LYG[U,Z8!+?U"A3/F[P)IF<3QH6VMJQMCB5A)<MF3:D*=I4MNRM&Z2
MN$;*J2/PQZG35;&7>;LEZBV9BXCZ@*D$USI<VVB*JC ?_>Q0\*2;<[V^3GY1
M!#%0I2.E-&0!37Z[+':#,)'=3D_$EAJ2MOV0!)B6V\;4:/I]M;V^E;VCK:W:
MQUVY^+NGM^L5PHU&Y3DD2,H(X\+"DVY8L(I_<B+*2)E!R6^)_'5<7%X_=+U]
MS*[_ $D3O*VM]W,+6#2]!)IQZ\ *DBK2.Z.I75:^1V(4*O80QHZJLC2A-K#M
MKN 884>ND444U_?!K5T *4J-27!;J<"L32B_YL< .F2X5UVEAK.P$<]R,F01
M@%D#V7C([K?,VZ)TZ[3T^(T\7>Y1-8VUCP8S/J?IA6=N)GQZCD<O;12X]V62
MS9$@8QN:RR2;GG;>5D8R' V9 VCX*3\=1Z22WGG^:)U/ * X5JEOXF 0M=D[
MS)C6?QO%7N3N$V:[")-JD3 1PQQJ^Y)RX0(64A0JCYFZ?QU,^SMHDFE%_=CS
MN<C1TY^ZM5]?,M;5IMT<\.5./B1G3S\JJ1\13H\'2GA^FGK+.YAF+3RNT@EE
M^I?J4157;GX*2!T.I3WAOD5J/[7;N28MQY(?"HUL$\NZW$M[<L+&PR$!5"CI
MT)7K3(0)(8HNY$=LCNTH+-L21&#,Q RW;0;5&#DL#JJ9RV4MM0@!/F(^GLJ4
M7+G^FYT!)F=E[?HOA39Y"6:_<:#,<E-P(0P?]Z&*%"-@C7.V.4?,XP"<=3J:
M[%M[X9 Y5@ Q2EUO;?)VK&."29DG$KGCGATI0K0M ?KI(TCC2%5XXI&D4T]C
M;VV[@!8Q5WFP_7)V ZELU\UBEI(C 0#[ZT3RJL<1!G>5+LL\$PR'&DSE.3>I
M&0L@-S;-,[H3N$94;XU,K-DLXVH3@ >@TT_->I(TQ>:4GA2NSM&23>@_"!HS
MYGCB:0^-A>PC3VT(9HPIR-S01]#B,OENYN/4Y&XZM38-O=+%\Q<-21,>G\34
MM9_Z?''%$Y=10#FH3'HT9#GC3NXVDNUK3[62&RD$,.]HFL2E>[M7#%%CB('\
M?[-6#9PNS<$"8>'.FO<+V%K1;P.U,:X^H>J8C[![:Y<SRJP5IZ26E>K&R6;K
MQ F&6SO=>Q&PRS5HD( !SEAG\-(]SW&&WMBY< 22?9E39##<;ANI# -0:QD;
M>#5S=[L<>-1M8W7)I9@C!>XH4O\ ,$0!65>UGJ96]2/3567LT^Y7'S#\(@,&
MK5KV;K39[7Y"%Q=.X^9Z<#GCS7"L^M76!!)*J=Z7:T<<41)8O(!*H52I"@';
MT]"3_'6P>A96YFF(1*B&\;Q<75^+:!SA(N?0<Z=G'T>V5GDKXD"ILC(S#5;Y
MMQ#%V)GZ+DYR?PU5/=W>EI \V<3O.1PR J$W.X6[];)W.,X)49E>G)>=2%!Q
M72&7Z<3Q"-V,Y)B@KVG0[SVDPSA0<C/KJAG7USNMXZ7#2<.I;P]]06XOFND<
MQTCV2JJ'%?;]/"GCP?CTDK)]4B+6L%H8Y=QC2&$$;C/&3D%A^@ 9(TX;C>0V
M,'HVJFY P!^XU#=XWIK!I8X>LF7,TH>9<Y5\1XJ;BZ8@M7)%CBH0K(3##L+A
MMJ*5:9I0-S,,#(QCIIS[$[;NNX-P;=3-<V$.!)(S3.O.U-HN=^O7WE^ORK4>
M_C@WX6>&"GQ-1MX?XUWR+5Z3NV+BQ\A*]DG>$$VXL5"EE+LQ5$)!(_+.NK;&
MU@L[?4YS6VD35/LY=:LS?]]9#"V-K48&@-X -''VDGV85,E+BGI5S';@B2+=
MMKP]O:6D5=H#L^6/XDY'7IICN-QEW*42A6V_Y0.77QJJ-T[D9(L>W2$N:2'$
M_60O#A[*<E6""O&;#C"G**_;;]IX%[DBKM(8JZ$@XQZ=-+X(T_4>07<@.%1K
MU-PW ^C%I0XJ2BDG(T\?&N,@Y.M;YNXI2G4A:S565E>K9L5QF(E&3,^#_AR<
M?@#KR:Y<"&P8N)3$! /OZ4@W"\O;$-VYS!'/J_41V)" X<$(S''H*6HN2BXC
MCIO)^7J6JU>7Z:.I2BBFF%OJ5J5H'ZK6:10W08Z?B2-8S/ 2+4"UF)/%3TI)
M!MDM_?.M+%S&S2M+L3@(VHI4\!BJ5C\GYC=YH\?Q!C;QJM+%#%:426/]3').
MLL<UE% VRQE1@'] ]-$;(HX]9\[P"<OLZUY+M=I:/FNHI0_2X,:7$EJH%(&!
M 7$>^G#S7EG&>/5*]*"5+D%9) :T3I*;%N4 +W&?YI:SJQ+L,LP..F2=)[2S
MFO'F5WD:3Q&77V<.M:MLVR3<KHP._I'XG#)K,SB<]66&)7QJ+[4%6"E-S-R2
M1.8Y"[8DG,$T3/NE;N9CB14+,';:JYQGY1Z:=Y'.G>RTC($#$0_S)S^VI.;B
M?=+V.T:?4L+?4UK",AD7$9@YIB*0N$XRQS?*!9TWR-/'N,S!9(4V]UHFB/7=
MVQEV_2"2/AK5NVX1[59NLX'+*X$EPX=!^'LIYWO<F;58-98Z&3<!Q"\>:@##
M^%2BU.E3DDIT+D56F$W<C9#"2(%6C1HX2'($C;#^2CI\<ZA$,LD@$LH)?KP7
MC5>RAQE\KLV*XDKRZY_9E3!\GYJC%6-6C5CAK16D+7)L&U8AB#%9+!20!HW!
M^7/4@_CI=)*88W2//ZGV4[[1M+[VZ@C<%A+E:/S.(R!3AQZ"H;FNC>.0M1G'
M:F^D0HQ!9HF,-F%3C;+&_0Y!"KUR3J.HZ]EP5%R^]?MJYFV\CGLVFP*/1IFD
MY<V#Q&6-1_"+G)<D\\]DOV2&*M&T4"0$DANX&!+EGR$.>G4^NGBX$5G; 1A9
M4QJ81BWV^#Y6W^ )APYJ>9)/&OV]5B@FG>=%:E1A;N3S2$SV9W_>CHPK&6 #
MH#ELC /QU'+F\=(3K^$5MMP0WTF8REQ<O7A[!]M1M1_F?EWDS\A4@-6M! T=
M:0#_ $?%TH7&]@RJ!'/VP0B@DLW]^F.0/N9'!GPI[ *D-Q/:;/ML<=PXND+G
M%V.,CDP8!QQ.-2D9*:""I!&AF@AC>.&8&:-$_<V7K)08^IEZX_Q;C^&@^D@"
M 1@)X]3XFHE;,NFO?)</+IY' N(X%$$;!_*P<>))-*/C/"6^3Y&N\E)F0R;>
M/@B[DG[EIE5<ELL92R[6QT)Z#.M+XM<C0T8D!/IRID[EWR"SL)+>P>#-K20@
M'R]#PU'AC5Q.#H\1[8>/SR6('?R#F(Y8;\DS-)'8("AN#K*N[<$@96MR] BG
M8#G4LM(K?8[(WEPGK/!0?5]?.N?[^>[[IO&MEU>A$XX<#I/'F APR)Q6H]CC
MY_RRW-R=^=I@V-\ZU2(:<9SV_I]V%$%=6" Y/R@@=!J%;CNKKHOE<J X#A[/
M:OU5(9!:V#(H X:WM7JN9!Y ! %.:I2URUB3B^-CII)#-:L2&+MFN8HZ\*H%
M2:N22B//'CY<?$:@>XWOG)XH::(F"\D=-,OHM<B=<_L^VH&Y^I?O\O\ 1/-%
M4A@;Z=H8B C[E[C!F#D/@ E\'UZ=-1R&"2X65Q1JU:VS2P65B#Z:RHH)X<O;
MUI0H5C"8*:5XQM)E%T%-TSX1=LO5ANV=4&.HZG3U"T, "8 *M(KFY):^:0XD
MHAX>'2IG\2H(VR9Y8E[7=FF$VV+$42%II9-W[92.($Y&#D:U3S%WD:I-5UO%
MWZYT-0D'R@8+_"GQXKQ$OE_()VY)*O!T#W(I'+D?3J2DO)N"H46)E [*?JVC
M.E]M!%;0>J]/6()).31S/W<Z9-UW&/9K402#7?S%H#&YNP32WD,?,> %3G5A
MKO'!Q]&O(G$<09EC$A[L]N5DV&T"Y_S9$!+.V1UP.FH#W#O+;MWRUN2+:,9?
MS..;CUJ&,^:BF?\ ,E;^=ZR.'Y& (V)G(=>>-.SBO]8RP2HC5VL@0U0S%H55
M!MB;M+\@>3YCDZA\<@=(,*2.B(<&-Q4X5)3W*W!<=<MR30Q/%7D(W?+&3"I+
M)AB%1A$OQ_#4KB:RPMA<R@>L\(T<AQ-9Q2E9(H2KQF>9X"H!K-:\Y\CEY:TE
ME>-BC"PKN+!8&?*+&@PGU5Z3 Q@[8R3TU&K9CMZW<MQ-O&X*?J IRED_M.W:
MYB#>N!T@<54DGK]U.CROS%_'C)X_PDL2\W/"(.1MUS&PXBB\>U*?'A<(DIV_
M.XR!@Z7]P]R-L+/^W;7I^:.#G#)C<D'4YK6O:]NGCE,]W_7(7@<\01]B=*A^
MM#OGC(F6&%2)TG+2.XW#K+/ND(DEG.=Q(_B-5)=S$JF)<<3SISD#OB7S#(XG
M#VGC68TCS2FEQPV33LM=&0LYD5B&R9H4;;$C9W>F0?PTP74K6-*XIG].=:@U
MXTM:@?)@/!>8R'XTC24S0E,]V.(2 M6C<,K1O)!N>1W?Y^[ C9.S&?[=-Q'J
M%6DKG[#6QQD+?13%4]HXKQ%(G(6AS-RI9BA7Z&!%1%<?3QSV S,&5<&22,D=
M%"]!I3$QS 6X>K[\/LIVB A@:'%8^1P&K[2/93D\=\?7FVY"Q8:&*E"JSWK&
M3&\C.Z"+CJC/T@C%?):3H%'3UTOM[0O'K2NTVS</Q\325\Q$CV( 2-1/''(!
M<@G&G1'4?DY(:G'O/!Q'&GMC<JF.&.O_ )00_.'>8=22,XQUSZ1Z6<W+T 6,
M!!R3FF%(D<\Z@YR*I)Z9<U6I,X;BX8$[FU4@B7;'%&JKN;:H=B0,D9Z #XZW
M6=J&D2O5,_PI:QH+/-@T8 9>-9EF14+1O*-KDN['#!.A8+C.00HTY.+"Q"3Z
M8.5:7^H':6YGZJB_E[3WKLGS/'7K 1U JAG8N "TFY@JC\/3 _/2<#4"3BM:
M)"CQF W <_;2?V7K((DC=I^1L%@BR,6^=&8$Q8"Q)\ N#C&3Z:S1B!N& ^F-
M8Z92KPJN=DO/IP'2N^K (I(0T+HL<I:5^XS02.(QB(=""$.>OR_P.L6Z&J78
MCZZ"7'2T!$.)X'#+V>RE$NU7N\@\GRO'LAKQPH+*,&+)C!/[;QC)/X:P?(T/
M5H1,ERH8"T&21R@X  8JOV&FOSG(]Z&R[;^].T1:K\JBOO7K.TIQ&S%!TZCI
M_;I!(\RN 'PXX\^B5G&P!SBX'62,.75<O"DF'C>4N5C5KL@I7XBMB:3M"(0J
M TS[^DRL4CVY'0D:3>M#'(7OP>T8<UX#EQI>X>A$8V$&5[A_PAO->>"'K2]Q
M;3RR5>'X:,I<EE6E7AC+ 11S1[&LR/\ K:9AU'X?#6@,DGD8@+G.<H&:GDG*
ML6^I-^N/YM+1S)ZYX)5O_&_':/@WC<-,1I#R5B!6Y.YD(%D9F,\S%VR2V=BC
MXD?GJX]BVJWV';C-=%+R1H+W%%:#P]N0J2N8+&S%NQH%T\8GQ/F/CP'A4=^<
M>2SW9:JI)%7$<;0\#QDOR]E%^6SRMI/02,.BD_CTU!.Y-ZDW.XR(LH\&-^I3
MS)^RD-_<O=&V,("T)&T\AF\_=4&\_P A'6C6FEEE>PIL<C>5F=SM+[XHWC!P
M\K'(!(!&=1EF(+@%TX <R?N&*^RFAD0DF9"#BXJX^&>77AXTR^,XK^:O%EJ\
MO!5, =Q'2:]+(2[TX"H8Y<, V-XST/72@R^B[%?F78] !Q/T%;5BM('QM<QT
MBZ3GBOY6GJ/'K4CMQ$5,?S)J<+W9DK1<=QF'^EXVHLBQ=UH\A'MJ@(^'YC6I
MH(1KB0JE>)//P-82N].(EH!>4\O <%/,@?QIWQ3,*JU2,JC1-]3!*@'<Q\RI
M&@(,AQ\Q/10?72ALI+1" ,,3A]M:FZP"#B<,0?NYU@334ZS/9MG:%=8$K(R,
M(V60;9'8KDK)M_BH.>F=>1Q%\Y><6#'QK!P:7>;,G2!RQS]OU4Q^5\@Y"T\M
MR[>BK5D-@I!W *$"P1]J(NV#ODD;YCC)+'^YW#3(\*I)'VX_PK >K<EZ.#8X
MUPS&&">)J$/*/,7B?L\*LIM68EBEEE65Q>51].R1*PDDCJ,O7MC&_P#$:<HX
MBH:?,5P X'/W]:E>R[1&_P#U-R?2AT@O<<RWH#D*RO&?"N+\:I-Y3YA(&MW!
MW>/XQQ%*]P,%5YA7+(T-2)<KDD'\,:G.V[-%86[=TWC .Q9'D2AS.:5ANN^O
MW,';]J:ELSRJ0H(P'14&>/B:R5I>0^X]^<UZLU7BXV6*KV&>O/\ 3!2(FAV+
MVJ]<1-AG8D9!'KG31NV^SWDSH((R^8M :UH5,4R'TXFD;76NU1,EUZY07$,&
M 0C-Q. '/AP%3)QWB'A7MOQ=?FO(K7%\;3C@G/UG)'N]RQ%)N$?%T!FWS-H.
M H;84#'/34N[2_;?<+^$[IW"]D-J"THX_4UN;W>'EIBN+S<M^OXX;")]Q*]K
ME./I,1R8G( ##^8YI4'>Y'W/<IRD%CA/!*\GB].V6BDYJ3:?(^5<?LO'(T1<
M<77M*<1I%\^WH=6M?;[M&R6ILK$-MK8(=;D]1Y:,=1'P@XH&C 58?;/[<LMF
MLW3?BRXO6DJ HC8#D6KFF!+BE7,^Q+^D7]R'WF7:/E_DM7D/9[V8GL06;_G?
MD=29.9\B@+MNB\:XF<1V^1[L?I9DVPC.<GTU7$G=]SN5QZ>PQ@L'QS.41CEI
MXO/(##F1757[;_L?O_?4;+US39]LN33.\(YP7S&"/#-$#W>5,EKV2_:/_3^^
MV_[-/&TX[VB\*JIY1:I1UN;]PN<5.2\NYID R[\E(I;CZ\K9;LUNV@S@YUFT
M3GS7,KY9,R3S.:#(?1:[N[0[#[:[(LA:;';L;*&!IE=YI'IQ<\X\24R!)2KM
MQ1E <XR0HPHPH"CX?'J2=98^RIDG'BF-=N!G=\<8]3Z?P]->(%7C1P3A7[KV
MBC111HHHT45\I 4G01A"Y"L<G:6*2.Q9L' !94/3\#_#5*OE!)7C7R_LX2 !
MAA3R\(\/Y?S3FJO$48I7X]Y(Q<,5CL]NKO\ WFFG8;.X[8.2PPH8CT.,[:%L
MTK5"OU(,./X"FSNSN [/M8MK9W^NN@=(&:# E,?'PJSWG?E]7PKQZGPW$PPU
MH:5"05?0U)GE5*USFDEVEG[#(8:^<[F.['IKH#M;;X-H@^<ND^8TA%S:HP Y
M$K]E0;MO9S>VY<G]5=:?F"@H79D8+R4FJ5<Q?3D9>\)9YWN))/(R/(YC1\K,
MI:?Y@\Y4,V3N/_#6^[O+G<+@O:2YBH!70NP6D%O"UP :T!>0Y8=!3 NSVI)+
M$(=08Z\0B,4;1K!&9-HB#]>]*^W<,#KG.K*[0[?EE9J(/JA#C].-->\7D4UP
MV1Y6-KC@,<>OA2WXYXO!S32VK-Z"EPM2"*YRG)VTCEW&,EF@AF8;Y;3O(J'T
M(&<?IUU5V7VQ*ZU=<S>5K(URS<< *@._=P_VMNFT:)+^0I$S!2>)Q7 */#&F
M;YYY+'R?(RMQ44D%&K$M7CJ2?]PJ0)^WNKPEG$:.?F&3OZ]=.K_](28B7W;F
M$:B$TK@4ZI5O=@=@/@ACGWMVN\,[)7-UAY=@'L#T":040*H1"*QO#?$KO(25
MFBJHQG(EJQ3.%<X.7MRD!F>-3UQ^&IEVYM#+.U%R\:7H$)X+F3S/*ISWAW=9
M;!!*V]D1F+I$.2?"P<E3%*L%8>KXG6K\=QYAO<S,O<N,\B+#7BQAE!VK'%62
M3U)7=CIUTY&4[C*X(6V+"@PQ>[F?M2N3[F]W#O*Y^=W)[FVA>[T(E3R\%\<@
M:A[G>2_W!RS3HBI IWE@CI5L.H_>M6<'"Q*1M4#;A0-+C%%:VPBU$M;CXGE[
M/LJX-E$796S-OYXPV^N6AL;,M(:,#S 4@N/-*>_BGC;]F'D^0@GAH%H9*D$D
M43SSDAE+5T0]Z-#+D]1T4C)U =_WXN=\K"\$CXD^H>-57OO<#Y?4BC(-PXHK
MB  0"7$\6@>\X#.LWS'G.W"O#\<17O3Q'ZQXVBV5:D9)[+,,R1&5/F?< <]-
M(=AVUUY*+V4?HL=QXGH.G'G2?;=ONQ*W<;EWZ&DF%O,Z<7D=?R\JC<1(RPUZ
MW;M+,H%:*6-UW38 GM32D(L5<R[MI]1@:F[KD. 7RVS'>"I4DMV0.C=Z[RC&
M*20I+N/+BO%<J0YZLDLUII4"K$C-,Z.H!E58RD<>2>F" OKZC/73<^=]\\DJ
M&DX#I3K!=,M'#TD=.6C#J40>..5*W$\'+=)F6+MPPE$A$BRNMB5L/*J2)F,=
ME59F;KU !ZD:=86Q6<7J.Q4?". X?73EO>]"WE981.:ZXC 4_P"8_$%XICX(
M.=/JM1CXBN]V6M7FM,)0D[$'ME0J211G8C)M09+?CT]-4_WOO+[B9NWPGRD_
M3VU!7ROO"]CGJQ[PJ?$['(=,/MI@259N2Y/<QDE)$DO<R.TT;%<.68@$%25R
MW15'XZK3=;M7,VBR*O* ^/$^RI2QT-K;!K48XG ##V>P9UQY>.2TAXREE(*S
M,]YT5B;5J,D0QIM4F:,Q_#H6'74BMFQ;; +2W4MP4\SQ/A7ML2UWS$Y5Z'!4
M3EEF:X24XK*PP)$,5T1)4@B"[FV$C]LKM8M@DJ3TV9]-0C?-QDOK]MG$XB%N
M+D^RMS;GT\)$=.X^(3F1SR%.FCQJ5H6C808D=MACCEQ%$580QM* =\@0GT^.
MF<O8QY9$N.''/PJ,;CODLUT6VZ%K,$*(3S]F&>'2E6&IM,Y3NJ\H7:3E(H:_
M:0@(@ "C<G7()QI_M;UNV6YB"?,2J"3ARP'AE22.\CCM/]027-5VE5+GDG/P
M'\*_/Y4DK+))6BG$#CO8E*[5*&0A2PZ2%#G(Z8Z:B&];M%90H4^9<4:!]OLI
M,W>Y9,&R%FO+ 99)X<*QW@DLQ/W 4C@?<Z[V!2,3 H%<_)'&X)!QZYTJV';_
M )EWSURYPMF-5PX'_&MVW-U3F0E4/T]V?LKKH\G+!RU*"%2]="EN_ H*Q!ZR
M=J&!9&8_BIV]<^OKJR-F[IMK>1US, (&,1K1]/8:=KFUMW63IRY'$Z6N."D\
M1X!2*YW[+W+,MDH"92Z1# [C(S_N)O'1$.>F1JN]SW:3<;YUPA61R-YYTT,T
MV\A:UQ<U,0N'0^(I(YV85JB05UCCG:2&/NJ^&!E<=5VE=TB*N" #TU(K&W8'
M-$C?A&)YFG[:62/#KF4D#@#P'3H:PJ7'+2%F0@KV425Y[,@'UC+)^U''"I,D
MV_)W;CU'KCTU*&W[8(VPQ8 9TKN+A\K7!GQ'C]F'*LOZFM"+$TXC,=6NT4,@
MW"3NE>X5:$*#N=_E+?I '0_@EN=P9&S7(<3PY>-)X+-\LA$>8XY+4;1++R=J
M=V F:4QK#)%B.-Y!,'/=+X 01Y Z8_/4R[)VF6_=\Z1F5'@*DQTV<+&39#,_
MYC3JAA2:6.M'VE&Y20OSRS*HR2"=R[(2"23M&!\1J]K2*+""(>1<3S(^ZD5[
MN$D(^8?_ -46Z8V)\+79./(X$\DI=OO])''4614[\*.CX L<?5:4AU 79&;,
MI #9!958G.#HW?=(;&)S5TO QY>%,D$LHTQ@J7# \1CC[5X^XU&7(--/-V4W
M"M7,C2'<L6\L OR0ABSO( .HSD#.JFW3=)[Z;0Y1;-Y?3C4YV.2*SMW7+RMV
M]Z!QQ'^8E,0B9X^%=D5 V8@LKE%50H="9I)P0N%B0!=JH/4M\=)KR[@AMR^0
M@- YIA7KMX;&YS6><J?-B=1Z=!3S\5\<FY&PX8O 5;:O5>D2$*8W"Y'<8J2>
MO\=45W=^X4T<3[&Q(+WX#_*.=0;NCN.UVNV%R\+=.*#Z?;4R0>)5"H$85F2,
MK^C9NP2SS!<X<QXZL,G5$7FY7;R6R.+G/=B3FG'WY>%4]<=Z71F<(@"2Y5^Z
ME^CQ7=D@H58YG-B6#>W0PA(P5[TZQJ=H &3GX:>+:ZCMK<S.^,!1UZ4DDW>8
M0.NIG-5P*!>)/W4X>8NT>(CY",@?0\='OCMQ[5$[11*KRL[9<L9"<#( 'PTN
MVJQO=XNXL$E>X8?RBFO:-ODW*]#FJ^XE<0T8IT)Z#.H4X7CKGE/)2<_82M]+
M"UEN/4L3_IE1WD:T[.WR%ES@#\AUUUCV[M$.S[5F!&UJDJF-7+>7-IVQMT=@
MPM]1K/.[^8HI'7'(#A4N\;%"LB"9A%6AB!>; 4SSE=X;:,8VC C4=0!TZG3=
M?[F_<YOE;96VK>7$\ZJ/?-[FW*%L4:ETCR4.:<!]].^G _)R_52QE0_;K\=2
M1WC:14?MPNJN'>663U;'P]=.ME%Z5OJ=@QO/D,5J,7<<5C$UA ;<.(4KQZ9K
M4L<3XC5C1^0Y:=_JPD@DHPH33J022*JV 0I0R)&OS+\/4Z33[R)G"*V ;$X(
M"<R>7MIC?<2M?Z!)=,79-(1JY%1R&==_AWC=SG+EKA((YY^"K<E:6.V]!FA>
MI.W<=8B@2+Y8\ DCT)VX]-+KFY;;0AURX,F<!Y54@UHWC=8+.V;>QL]2Y9$X
M$.XZ<"X'!% 5Q*\QG3F]T[7$\17X;@.(ADL5>"O07;O8K8BAGC@D"YW[A.$L
M2=<$A<?CC6JR<+F5SY !(OO/#W"FWM>._GFEW>[>6QR1'2UOPLB:"47)7./X
M\*;?&5JD$4?,&>&[.:%@W;"*\\48L%9';!B<I;=6,<:'/X@GTUG+,][S;."1
MA^' X9+S Z4^L8YKA(3H?H5#\/F3%4*.(P /CTJ)C-!:EL6K@1*\=F;M4K0(
M>.H9#LA4@1R*H.#D>G7^&GUL@@MPR/XS@3DB_;4EE?);PP6EBZ-SWQ@N#'*=
M1/P%,1I" \,S2+,5O8(MH(6LJ:\8D EAA9XT%F5R2^(UW;$4Y]3TZ:QNYX=J
MMUP=<N9@U,0O$]:=3*_9H2;IP-_*<3R#0C6CB0W,\RM*%_F*<?9K<$LZ66K/
M7G:!7,M@EC&&9HR[QDH"Q&""1\=0ELDCW@R^9Q>J9@5'&1F;YG<+PK#H ;K*
M%SB?R\T&8PIZ6[O U.(JRBS Z)1932LMMW2+$9>_/,@4.[2*&(4@G 7'KK3K
MG9*2\>34J\N \*01QW$UP(HV@G2&AJ8N4 @X#B4R.-5WYGDZTH%JY*(..DL;
M(:TH:6W>LED,<C1*H^6/;E4P",Z02W+[RXT>8,/N/4_=5J[#M=_96_REE&UV
MX:-1?_\ !M.!:#S(53[*2^3EB:M))9D,T]E(TBB8L$H12,"(&8*TNY54LP W
M#&?RT]64#8(L0@5>I7+W5,K2W=%,(;9=6 <<E=Q)_'V4W*(CLUC:@5(>-A#S
MRV)I&>/9!G;*Y+*5,C?J4C)P/3&F3<YR9'(?*T?3_"GN25D+FQ@ZI7% ,SU/
M1.)II<AR!\@Y%>)XJ QUY<0)*-N;!A<"?D&#;G17D)^4XZ X(U&[E^O >4$4
M\V[/D(#>7#F^F%))X)EAQY=32A8,7 T?H*\\UF>:W')6C@2$&]R 18D+K&!B
MG'G+9^48TE=)I9Z(<3X9$_A3=$^XW2Y;=31AMJ&JKLVL)4D<G.0=4-+_  ]2
M[)3_ -99@2>K$%F>-(ZT-J<%GCJ%D1FD6),EI"<D[0,=->-#M(]0\?H/Q]E,
MF^7\-M.?EU(4Z1B2W5\4F?+ #QJTWA'!T?#.(_WWY(BP\E:0IP]=^Y&].J$W
MUW@K%=_U_(D,(05 B0ES\-239K=D$9W.[ ]8@Z%R Z+RJBM[W!V]W;MEL"_^
MTP(9"%_4D!QU.'%5&?6HUY#RGE?+^5EFCNM2@J+)+,%D)BXRC(ZP153,X8,[
M*O4@;Y'.3J'[UO3KRY>CA\N,!X"I5:;7#M%G$][ )I"0BE%<$P"XIP]M.NCR
M<Y2DK0W$X;BZ\@BW3@'D%VF2&2S'\@C@D9,8/7!U'YKH>B!E& 3XGA3!N%A
M)S(UY?N#W!@&*,;S'!*:W*<S<M6YN5M12GN2;Z==6?L1_+L';9\9B@5@5/48
MU$"Q]S,[2?*N-.]MM]IY(&8L&9Z\?I[*C&U>B5I*\;0ROWII&FB^9Y&;:S*L
MCGN,L;9SCU;IT&MDI8GHQ(@S2IVRU=Z;7N!#  @/(4^?%N)L<A9I5ZBSRSV6
M(WOTC=@0JR3*V1'L49Z?AK3/*(X=+"==13>;Z.W)UAIX-'#_  J<Z'%+S=Z+
MQ[B-D]2JS5^1LC?LM2]M'L;I44JE"O*A,CG&1\H_-?M\!;$+B9=;B@'-,ST
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M*%>*-9[LQFEVHA0;?IH%<&1AT!Z=?CM]9TY]#$L">W"K%L[ENT@7K3IF(P5
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M51VX7Y.]#AK.5"X@3]E6R#N/74HWCO3;=DL3M?;0$5@&!KC@%TYN>[ G'$C
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M\>W6GRL6#<6ER?$3F1T&5)CUWO[3 MJQQ<$JCCXU5(H>2L ]NQ-95G,A@C<
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MJ<,WT\*5VEBCDB^+"!ER3&YVY(!.#@==27>=S?N-RVSL_P"BX@)S/,^%6?\
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MF=-\,I#S/)[*HGO7N!][NGR%F?TFE"1CJ3/ZQ@OC6/Y)Y%:MUY>'2ROTT4D
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M@$D8"12X3*Y4'NY+, <G^S3%WMWG8]M6+V3N:V =<2>GTSI(/EW%UU,_TW,
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M#?B=IR .?+D$KKJ\/:Y%JM.L'COVW[%,-(\<BJ6W6>2E"R%2(HHODZGH2Q^
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MEY*Y(3M-B5CDK)"#VPN0H&J[EO2Y[GO/FXGJ> Z\ZA4#7W]P SRPJ$Y #GT
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M$[H-F@87[H\$N>,HF+J>7'_X210T)CCTK57SERUY=>F\AYR_)]+ 8[%I (X
M\<>XP1Q8Z2SR3D#;^H#2J'T6.-S*XZ1BAJP;.V;MMHVQLVCU7#0 ,P!F?XGA
M46>6>1I.SSW!)#'72*OOD&T5(H9"Z5C(,&Q9G9E+_') 'QU'KW<3<R^DQ<?J
M'XU-MFVI\VF&!H]8KU)(X]&C'$TS8D2U-'RW(@/65R(*>'S.\0';*%L[5=F&
M6_\ /I?;RPV\#I')J:./$U(OFWV4 VFT"OD=^H\<.8_"I,]KO#JEEK?F/D(6
M/AJE[*Q7/T<B\#M(D5<-ETH49T7NGIO;"_'3-;#^Y7#MPO"EE"5QR)X#PZ5%
M^[]ZN(F1[)MSAZ\C-+D^( A"?'K[*_?-.=Y3S_E7@@D:+BX)%K4:QC7;!3E8
M'ZAV0F.-W2,8(R1G'PQIEW'>)=QN3$PI;@_56&VP6?;-@;N4!UR&(.909>TY
MTN<-[;U[3$*I@XZND:Q$E(UM'>\;,Y,BEY("0RKZD8)U'=QW..S@ S<3@!QI
MDO.ZKMOJQO -PY@5Q0AB\!U'&I<H5_\ :/%V8XZZ2<I?9(8%B0-8CJ0H&",(
MAZRJ [,<8+'.=,$4TE_*7O'D&./.HA)\Q?S1MD>1#F_#'3GA39L<7(=]_EKT
MPM6(S\ICS%+,VXPQ,#AP$5!_$=?CI9//H:(P$8!6<EQB8+9Q$33@!Q)XGCD/
M=4*^2L>5OK!6,RT*3#ZAF(#R3.%:5EC& JLY  )SM TU2ETTK8VE14MV/T[*
MS<]K4EE&"CCS^G*ECQGA1>N5J:SJB"1WO79E[<5>&-27D+M\FR"/]"Y!>3H
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M3X5&]O,5@)-VOWF6]?\  "5*#CT5P*>%2%P_@O'>)\+"0PEY.S7A$CHHD9[
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M3FXD<1$S''IRJNO+-9Y&R.$J,^P]L<I90 PNXV(D,658O$AP&^+DY_#2W:[
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M.3E@?377W:>U?W&]^<N#_HXAJ<?#@:^36\;U!VUL\ES./]4XAK&Y:G.R '+
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M/B?@1JC_ -W_ -TG6<;NS^W'@1*D\@S)XA1RI XOA#=WO/-N$S0(8^#!_,G
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M0(3\*\$SU9'G67%1FL@O9C?C:$+,DE1HVBY"U-VWQ<*LCI)(\;@C=G:,X'Q
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M'ES-+.92*\MMNXM<HZI'5BR]8HQ!+;V +9ZD:?XH"Q$\P SZ\:DUK$P6B@
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MMZ%D-H@&ASRLKDQ/^7V(BG-*L9X)XM3[]SDN?5[W-SI#(5:&1X>-A.X#CX'
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MUZBWC4_\N$'24X.?J/&OI!VI^WO;/:#&R6L GW0QAKKF9))G$!"A(1C?\K
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MF>" *X^)1!XBNBG0'#\:J8$\KU9ZG[X62&RTHWS69& "L8ATZ^GQTY/NS;J
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MCU'#D:7EDGOR3<@];ZLI-''3B,K3/8:8A>XX+*BHVTL^/TICKUUK?+)/.)W
ME@R',\/9SI))\O863K&.0-NGGS.S(;^9#S(^%5IT4N%N<GR44;?+#60-=E";
M(&GE!RA=<%WA52$7\LZ]!EDF+B508^/(4TSW8AMS:V'D8\H'')K>9]@)--KS
MWD:=57X/BI);41FV\M-4=%/:=3V: E'I)*_63\%SIGO;B2\O&[9 ?A/G=GB>
M'LI=VSL<=LP[K-^HZ4G2I^"(+CT)3#HO2JN><^2HLK\#7GB6["KP6;2!I8J<
M$"LA5 RA8A652B_ L<CTT7=VRSA-E:J9!@>I.9JU=NVZ33'), 6$!,<>@3AG
M5=^;\CFFNUXH24BK1*E6"*/YY0-L+3SOUWF5@2 ?Q)^.M-G&8&A[N!7[JM#;
MMI@AMS-*T>HX9G\H 5!X<:G'P'Q*VM:EY#S#K8CD'8X?C)E27OSB4N6AC4#<
MM8@[C\3Z] =-N][H6?Z>#_J)"@3WGW5 ^X=\@D:VTLT*:G9YH4"^.8'OJP/#
M\"((FWB2R!+"S!%$BW^8C6/MI*V R\1Q9<MM'1Y"<Y)U!IR)GNMXGJTE'D<4
MX"J_N[QT,8>7.U@ ]=68]@^OC5E/$?'&@BCY2X3)+-NDF<@!9)",JQP"=@8]
M!Z =-)[JXCMFDCS,T8K@ F0'/K6O9]LEN7-NY 1'J) YKQ/4\^59O)V:D+R6
MN0E[=>G'*RMC"*1C:P7T<AO3\]5K=[@V_N1K)"'#DO\ A4ED8RW+GR8, /T]
M]1_XYQJ\WR,WE'*0SR%Y9$XV*RHW5JJ$('1&!"O:VY/_ *.,:5[6R&%SGS'7
MI\Q(XG@WK30!+<DO*Z7'(\ ./MS]U+W,6WJU[%>L(DL6EW)/*RQP4P!^W&S
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M>Z?TFQP HP<FC ?A4,3M:\SY1%A68\-1GBKK&B%H;]J-CW@0!EHD(R23C3+
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M'B=H*M=BJ-<F8G?$60?*<G&1IWM+<G!_PA2?9B1],Z7.@%I9JT$2$ # YN0
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7HHHT44:**-%%&BBC111HHHT44:**_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>g675305stamp10_b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp10_b.jpg
M_]C_X0 817AI9@  24DJ  @              /_L !%$=6-K>0 !  0   !D
M  #_X0.F:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+P \/WAP86-K970@
M8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/B \
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!
M9&]B92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M
M,30Z-38Z,C<@(" @(" @("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<$U-/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(B!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(@>&UL
M;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O(B!X;6QN<SID
M8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B('AM<$U-.D1O
M8W5M96YT240](GAM<"YD:60Z.#8R139&,D8T,34S,3%%.4$V-3$Y1C1#-D%#
M,D4S,#<B('AM<$U-.DEN<W1A;F-E240](GAM<"YI:60Z.#8R139&,D4T,34S
M,3%%.4$V-3$Y1C1#-D%#,D4S,#<B('AM<#I#<F5A=&]R5&]O;#TB061O8F4@
M26Y$97-I9VX@0T,@,3,N," H36%C:6YT;W-H*2(^(#QX;7!-33I$97)I=F5D
M1G)O;2!S=%)E9CII;G-T86YC94E$/2)U=6ED.C%D.#<P93@U+3AA9C$M-&9D
M,2UA-#!D+6(V-6,P9#5C9CAA."(@<W12968Z9&]C=6UE;G1)1#TB=75I9#HP
M-#4S83 U-BTQ9&0R+3$Q8C(M,&$P,"TU8S@P,34X,C P,#@B+SX@/&1C.F-R
M96%T;W(^(#QR9&8Z4V5Q+SX@/"]D8SIC<F5A=&]R/B \9&,Z=&ET;&4^(#QR
M9&8Z06QT+SX@/"]D8SIT:71L93X@/"]R9&8Z1&5S8W)I<'1I;VX^(#PO<F1F
M.E)$1CX@/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O
M8F4 9,     !_]L A  ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! @(" @(" @(" @(# P,# P,# P,# 0$! 0$! 0(! 0("
M @$" @,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P/_P  1" !6 )$# 1$  A$! Q$!_\0 @P !  (" @,!
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ME$M(.MUJ"9I1\3#Q3%($FS-DU1*4B:9"AY$1\F.<1,81,(B.+<W-:93R!P'
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M+>^EBU5JM:HU<A*?38&)J]5K<:UB("O0+!M%P\/%LDP2:L8]@T32;-6R*9?
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8\>GCQZ>/'.;3SP' <!P' <!P' <!P/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>g675305stamp12_a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp12_a.jpg
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M P,# P,# P/_P  1"  ; ( # 1$  A$! Q$!_\0 IP   @(" P$
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M;'+KNX;4E&WH9C<5*E2HVI1@I5<=+N5106($L/\ 7/9Z-0Z1$"<IVGVR%_\
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<D4.D0Z1#I$.D0Z1#I$.D0Z1#I$.D0Z1#I$__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>g675305stamp4_b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp4_b.jpg
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M P,# P,# P/_P  1" !L 3@# 1$  A$! Q$!_\0 R  !  (" P$! 0
M      @)!@<"!0H#! $! 0 " @,! 0             ! P($!0@)!P80   $
M! $&!@H,#0,%      ,$!08  0('"!$2$Q05%G65-E87&"%RLB2TM=4W. DB
M(S.STS1TU'9WMU@Q46'2E"55Q9:7UQD:,I,U07%"0U01 0 ! 00%!0D1 0$
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MY!2SR8[&XDHRTKMJ5WS;=!M^;6RY)?*Y"X1^NNL6NH.G+7173(C#,1:DW!!
M(! ?RJ4YTU2E5.B<Y3E*JG-G53.<LDJJ<ZFJG++\,LLIR_) 4&6X?SRM-A5]
M:+;MBWA>;IQ$U8D,<B!ALJ?#Y&=-YWD[698%EOJ9-@ G:I'EMQ-8M684"2:E
M%*2Y*D*BD$L&#3*B19.F8GDLA&TZ[+)!NH1O65NZX%OU8R@_\#M&)E^4WB?J
MPP4!W.=KXFC+^2G)=)4<ILRUTMU.)/M+.Y852H5!+F3]-*M("L\H2%,K)Y>G
MI:OO">)46=MC>E:O7:-80+)V\Q^.G"C97$T>O>Y')B=M,RL5R$;PYA6W<"!=
M"WII9=+@MF@)3<;ZD<$<RT(GK*<9+IAT T,-,1;;9'<\#U@H2@:5D1&53R6:
M1#JDE)Z@<13M5%9U(-'"@)DPEFZ@Y2HJ-$!1)A"3I[$ZZ)Y(*7:P" 0" K(5
M<"SQ-(UX+*"7"3%7#[BLNMBVN;B&!K;@*8]4].OHTTU+8+7MVJU*2F$17F0[
M9;4VL,!6"8H)Z(0K3.NF#/%R\L/PJ'JYW0_@5=3OGB34;IO9[75PIN:Z"V6M
M4@LMNOBS^$-WJ%PK?V1FST]RJ=*41=+_ %8TL.)4J.FMH&C0H81(N4D"6!&*
MRZ/^E,!VV&I=.)RRF(V;GK)56>M5?6V5+1DDTCT."5ZENS*S4LU+4SX52;4W
M9VCD'("18:1K7YSG6'H92$,;?@V)"P00" 0&G,0]F47$78>\5@W(KJR W[S6
MU>=LEI<0I$YK20EO1!/-\ZHI,E$N;(34"9<_4(#I@A L^F6=3.664$Q-DVHZ
MOG!V[;EN@T[UG$/<9A.=AOV:QAI=ULDRVX;FLS;]:LNT[6W&M^/2]K=NEMO1
M(N4L)1]<-T+"<H"IZ@(3%)& :R86:3%41R-+K'JHK7R,H"$Q;L7+8-I!&5AU
M8ET;9EB;,<IBZ"1A;>JC<*UA^JXKD;QY]L5Q&W6KF3*^>1S0 JH*/68#U0[7
M6;J)QS[OC;LM]ZNC"W:?%"6Q7VT8U+)?Q=BOYF30T$Q659PQ^YKWW\>3WK2*
MM()0ZUA5'-4"U4"TE*Z3HPDP)CU4BTD8IF+)N3I@Q(! (! (! (! (! ("&>
M.&S[MNW:YJ#VW:2VYKIVRN<V[CVY.M2\I*Q+Q:2Z42W"U5-Q-E[K-O+HMDR:
M$:CK44\TEJR..GJ"<?,4U3I&I!G!E3-D]Q6<[, V*U#P8VHP?H*(F7!5"H#C
MN:=NT3Q&O=NHK)Q*O7$&L7I4J[PL)?3Z4_$Q85M5NBH2117**1E>-I=4C"25
MF<H,%H98J<5K?:#@\?Q#'^AWM:&'YD602D.]5V+HW1Q&M6[ZLY%7$M;RX-EJ
MF0E6M7;=JDYK",J3N*.GK:B1,!!MM'$;(!M*&'.'Q]%*,48;+;="X*# @$!K
MTQ=>W)4<<J8=R2$8+#"EQPJA!<X(< 2H(4.K(%.6<&)1.4_RRC+!5JE%L/CT
MOVSYY(_^Z+\##!5JDMAA9Q:P]J#H;;T-FF@,Z&@9<9]MJ^C$H,)*B[4TLCN-
M5+AA!T%ZE=52"M)00W7149D6J$"IKI#%%IK8*M4IQ=UD\KFVCI*CD:7&VJ21
MJ9B9DG(&F14Q,W576:F.7D6T0LS-==4Q,Z4\^<YSGERPP5:I1;#\:B_+)JXB
M0*K*C.5!6^>"5$$11(%SHB(I%PZ@0%%(K,DQ:DT\"%7.F@8',$IIG.4IY)PP
M5:I+8UNYZ7[9\\D?_=%^!A@JU26P_M-W;:U54TTO%'G555333*0@N6=54Y4T
MRE[5^&<YPP5ZI+89FMF1B:*KG"]4J!RJ6?,@5SIIKE2, 4%%"JG35*=-4J:Z
M93R3E.4XQB]*!-%^KHSHHG-?+99TTSG^I$C\,Y2G_P#'%^"G4KQ5.73S=']O
M%N)4CYG#!3J,51T\W1_;Q;B5(^9PP4ZC%4=/-T?V\6XE2/F<,%.HQ5'3S=']
MO%N)4CYG#!3J,51T\W1_;Q;B5(^9PP4ZC%4RUAWEN&N/-LHZDLEQT]150"IP
M&E)3 :A *Z:YU42%"*T"ASG.F79IG*<1533$3-A$S;I?+UD#\>=LL%E\'S;U
MS*S/>""F-45&<:$9F354P0V_&LGFJRAF5-4PJAR)L4*J>3LT5SE_UCAN,9N;
MD\-S<S)JFG,B(LF+XTP^%=IOK#QOJK[#N.\?ZN;UG;GQG=\O=YR\[*JFG,HF
MK>]WHJPU1IBVBJJF;.29>2/^X%C:^]!=[^)J_@(_#?>7$OG&;WX\3QK_ ))^
MW;UIXQ](K\9_<"QM?>@N]_$U?P$/O+B7SC-[\>(_DG[=O6GC'TBOQG]P+&U]
MZ"[W\35_ 0^\N)?.,WOQXC^2?MV]:>,?2*_&?W L;7WH+O?Q-7\!#[RXE\XS
M>_'B/Y)^W;UIXQ](K\9_<"QM?>@N]_$U?P$/O+B7SC-[\>(_DG[=O6GC'TBO
MQG]P+&U]Z"[W\35_ 0^\N)?.,WOQXC^2?MV]:>,?2*_&L]]4?BLQ)7DQ:5,^
MZEZW^_6M*UKT5I(+D6JCZ;M,B?;89,]J\PJ):P6H-"2HJR]B5<_QQS' M\WS
M/XA&7GYM=>7LZILF8LMB:=-SMAV-/;#[3NO/M@G@O6[C?$.(<*CA6\YFRSLV
MJNC'35E135AF;+8MFR>2V7I_C]H]72 _DYRIE.JJ<J::93G.<YRE*4I2RSG.
M<^Q*4I0$6R>-_!ZHL-]W03\3-DC]N[9. FU7X\R-Q&T;;S9<:D/0524504BY
M\0O-06C5<@B(8<ZYGA,M(&DJE.4B<,VV6:6S$N_-DUPU:HDB79MXL&[YI*FO
M6;+)3N0U$:Z"&BHF\:PLL4,F=&J<R2EH60T8,E-*""#.4ZJI9TLHLGO-LP00
M" C,_K\JK.=JLVRS=3SP*;,G*@T.>,@BBZR1+&YYP88%=-.94/.4LD^S*464
MT6Q:QFJR;&']9];YII7&1OYM$[.-:,1UGUOFFE<9&_FT-G&LQ'6?6^::5QD;
M^;0V<:S$=9];YII7&1OYM#9QK,1UGUOFFE<9&_FT-G&LQ'6?6^::5QD;^;0V
M<:S$E8V%<1?;B&MB@T%A59+)* A<.NH0,&LT7H&J#HKJE35531.O)*<Y2G.*
MYBR;&<*SW-RE<?#ZUXR-1L1<JF]T< @$ @$!]ROQHK\I+^_40FX6C.3DVO<!
MJG@ \:\7K55X?N8?:4]S*-A4YP" 0" 0&>VM\XS,X=*]R+$5=&2+X=_ZUGT
ML0W!#-^TEFQP/'?16=S1Y4.N7:[_ *[]8_-;K]>W9XD(^>O!4@$ @$ @+??4
MB>FQ7]3C_P#&+4CF^KWI./-5>&EW6[!/[Z5?@N]>7D/7_'[U[3$!IK$:Q7-=
M##W?>V;*4 $AY7$LU=!BM)5-#C%2J8YG<R%Q 05 R:+T"&"P!)54 A*Q**9U
MT4TSG3*<Y2@F-$Q*AZWE@\5:;90F.KL?&*@H^&E>PCO'#VSW>A8:;RW3;.(*
MV[.N=;*^)IK,(@_V SW7A8 9;Q32:.FAK*:<+GJ#"BB %0@J)5EEM-O);/\
MW?;IPN8++QVH7?5DNY_V\!/7)8UP<;[OO:\PTU@TK]M6=?PA?:X3"MRXEAHT
M%$JA-2'+<P$G4EH<S"$3611]4SB\J3%9$U1-ON+W8*R 0%=M[_.BZ.V2O$Q"
M+Z.C"NJ]JB,D$ @$ @$!9K;CD"S?HVC^! QKU=*>=9%RN9S<I7'P^M>,C4;$
M7*YO=' (! (! ?<K\:*_*2_OU$)N%HSDY-KW :IX /&O%ZU5>'[F'VE/<RC8
M5.< @$ @$!GMK?.,S.'2O<BQ%71DB^'?^M9] +$-P0S?M)9L<#QWT5G<T>5#
MKEVN_P"N_6/S6Z_7MV>)"/GKP5(! (! ("WWU(GIL5_4X_\ QBU(YOJ]Z3CS
M57AI=UNP3^^E7X+O7EY#U/W$N^G6[52*4<1CZD(>3]H4#%!RP5 =&LBEM'52
M-.54Z\X++EEV,DX_?TTXGM),V, ZSZ%S56?TPA^=&6SG6C$=9]"YJK/Z80_.
MALYUF(ZSZ%S56?TPA^=#9SK,1UGT+FJL_IA#\Z&SG68CK/H7-59_3"'YT-G.
MLQ'6?0N:JS^F$/SH;.=9B;N8CQ+/MO N$H2,)X(QHV5D6,B!""TU%!I@U53J
M!G.C-KG++*,:HPS8RB;8M0>O?YT71VR5XF(1;1T8857M41D@@$ @$ @+-;<<
M@6;]&T?P(&->KI3SK(N5S.;E*X^'UKQD:C8BY7-[HX! (! (#[E?C17Y27]^
MHA-PM&<G)M>X#5/ !XUXO6JKP_<P^TI[F4;"IS@$ @$ @,]M;YQF9PZ5[D6(
MJZ,D7P[_ -:SZ 6(;@AF_:2S8X'COHK.YH\J'7+M=_UWZQ^:W7Z]NSQ(1\]>
M"I (! (! 6^^I$]-BOZG'_XQ:D<WU>])QYJKPTNZW8)_?2K\%WKR\AZ)\37*
M]O\ T;_>AR/H67<]HZKT;HL8D @$ @$!/G#SYM"/"RUX=7%.9TO<64W(NWO\
MZ+H[9*\3$(LHZ,,*KVJ(R00" 0" 0%FMN.0+-^C:/X$#&O5TIYUD7*YG-RE<
M?#ZUXR-1L1<KF]T< @$ @$!]ROQHK\I+^_40FX6C.3DVO<!JG@ \:\7K55X?
MN8?:4]S*-A4YP" 0" 0&>VM\XS,X=*]R+$5=&2+X=_ZUGT L0W!#-^TEFQP/
M'?16=S1Y4.N7:[_KOUC\UNOU[=GB0CYZ\%2 0" 0" M]]2)Z;%?U./\ \8M2
M.;ZO>DX\U5X:7=;L$_OI5^"[UY>0]$^)KE>W_HW^]#D?0LNY[1U7HW18Q(!
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MMF$7%(GV7FBM=(6'&:$WO6B*\ "&/,X;$+%DX\>$#E.05$R<-O>6@08$ @$
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..>CSO89D";>5M""" _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>g675305stamp4_c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp4_c.jpg
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M P,# P,# P/_P  1" !L 3@# 1$  A$! Q$!_\0 S  !  (#  ,! 0
M      <(!@D* 00% @,! 0 " @(# 0             ! P('! 4("0H&$
M!0, !08%"A4"!P       P0%!@$"!Q$4%18($A.55A<8(;75=@E1(B/3)+0V
M-SA8,4&1,G*R,W-TU"4U5766MG>7UQD:L4-A0E)C164F$0$  0$$! 8-#0 "
M P       0(1$@,%,5$3!"&Q,C4&"$%A<=%RLG-TM'56!S>1X9)35)34%946
M&#@9\('!(A3_V@ , P$  A$#$0 _ ._@    !A5N-X#9D W*UL/CO:4=&"X7
M?.KFM)?**1(M?5UI'"GB\NY:0SWN5:'WD67VEF&VVW7TK6RW0.TS4
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M2\([2+B[#KE382IO6I[2;S;:75OLIR:W4I7Z- +)??
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MWW9=D/2G/<QW[)\3=][FO!Q<:JO#JFC=<6NF9IF;)FFJF*HU3#JQ'[A[=P
M: N%F7X2QQQK9ES3"(LHAN"S^'DMLDAD3X>\S8YE6/<H2WB9;V\Z&<4C4])Y
ME*,SYXE\ND:M:T/!=J.^.,"9PY]):A7%+S2R;9IL[-O_ (>_PQPYNQ?Z266$
MXH75R,MREE?C8?N)=/*^$:-8QE^#&IPE;5,\>.+;GND129!F<>EDH6DM+9<X
MR%T:)2S7D+6Q$BL:S@)FVCA[79;[@5@
M   "GWI OD3\3_\ !R9>+3!UV;\UX_DJN)I?K%? SI5ZEWCQ'"(-</GK
M  !M!]#G\OG%_FME#]Q'D=OD/.V'X-?$\MNI'_87*O-M]]#QW7U+\G1*#K4K
M?(%2LA2L2U6$6IT"E7;<10Z\BMUUY%EUMMW.65\%?"-AQ3,Z'O%F8ABG>#QG
M^D7+H9P]J$W*D7H.\'C/](N70SA[4%RHO0=X/&?Z1<NAG#VH+E1>@[P>,_TB
MY=#.'M07*B]!W@\9_I%RZ&</:@N5%Z#O!XS_ $BY=#.'M07*B]"2XQ)VB7M!
M3VR&G'-YQR@@LP].:F,J8F-N)-I4HZVV^E*7VUT5T>$8S$Q-DIB;>%D(A(
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MAYVP_!KXGEMU(_["Y5YMOOH>.Z9>)OX6QWS=O\9J1L;#T/>'5I5L%C$
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M\:,C^]L_B="+*.2QJTHB&3$      &S7''P!AOFVS^\B1QZN5/=61H:\YO\
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M5KNR+8)W*W)W;[3TW/Z=E[*[7>TE)JG.?[&^W:OS/(T^ZML\C1[-H X4G@@
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
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>g675305stamp4_d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp4_d.jpg
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M P,# P,# P/_P  1" !L 3D# 1$  A$! Q$!_\0 TP !  $$ P$!
M      @&!PD* 0(#!00! 0 " @(# 0             ! P('! 4("0H&$
M!0, !@(%$A4# P4      P0%!@$"!Q$2%!46"!,8(9755A<QL2)2TB.S)'2T
M=;4V=C<X6 E!47'1,G*2,U-SD]/4-9:V=Y>WUQIA-"610D-4)D8H"A$!  $!
M! 4%"1$  @,       $"$3$2 V$R$P0%(7%S!@=1L=&R-+0U5@A!D>$BDE-4
ME-05E19V-Q@X&?"A%'4V_]H # ,!  (1 Q$ /P#?X
M                          0[YT^8^?<L6/8).81BU!D='(LXX-Q=,7!V
MER6+MD#C66\NP?%Y\JJDHE7O,H="%,Q+M1($A5EEQWGB@\DFRNN94Q$SRJ(Y
MY<]\QV 4.-'+!+'@N8+\E3Z(X>BL!R:MR WRV<Y4G;Z4G9FN,KXFF5-#5'F&
M)(W5]>URZRZB%J:%)^K=:7JU%,1-Z?!72=&7TU;*G:EG2U*I=0NIFK37J72Z
MM;J6:VG1IK6N@&+N
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M&\O&%.6R-N<3PI!V^$,SV[T?GNA;F]OKL].I;:@94BEXD4G='N1.EK6QM25
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M+T.KXAY#G=%5WI:R[</V:ZU_IWB'FN:T%:>)3ZE/&&LJ=6.9\ZTWN1*
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M9'<5&V^ /PQK-U\#>&K<YFT[/LO$V[]TQ[:NC_[-OX<W3M/1^G-V['TOI?H
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DVU]-N5%P_O/:O^2V+AS9]V=)Z7V'4V;SK0!-ONKV@@  '__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>g675305stamp4_f.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp4_f.jpg
M_]C_X0 817AI9@  24DJ  @              /_L !%$=6-K>0 !  0   !D
M  #_X0.F:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+P \/WAP86-K970@
M8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/B \
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!
M9&]B92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M
M,30Z-38Z,C<@(" @(" @("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<$U-/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(B!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(@>&UL
M;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O(B!X;6QN<SID
M8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B('AM<$U-.D1O
M8W5M96YT240](GAM<"YD:60Z,#@R03$Y-CDT,34Q,3%%.3A"1D9$13<R-T$U
M,T-!-#8B('AM<$U-.DEN<W1A;F-E240](GAM<"YI:60Z,#@R03$Y-C@T,34Q
M,3%%.3A"1D9$13<R-T$U,T-!-#8B('AM<#I#<F5A=&]R5&]O;#TB061O8F4@
M26Y$97-I9VX@0T,@,3,N," H36%C:6YT;W-H*2(^(#QX;7!-33I$97)I=F5D
M1G)O;2!S=%)E9CII;G-T86YC94E$/2)U=6ED.C%D.#<P93@U+3AA9C$M-&9D
M,2UA-#!D+6(V-6,P9#5C9CAA."(@<W12968Z9&]C=6UE;G1)1#TB=75I9#HP
M-#4S83 U-BTQ9&0R+3$Q8C(M,&$P,"TU8S@P,34X,C P,#@B+SX@/&1C.F-R
M96%T;W(^(#QR9&8Z4V5Q+SX@/"]D8SIC<F5A=&]R/B \9&,Z=&ET;&4^(#QR
M9&8Z06QT+SX@/"]D8SIT:71L93X@/"]R9&8Z1&5S8W)I<'1I;VX^(#PO<F1F
M.E)$1CX@/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O
M8F4 9,     !_]L A  ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! @(" @(" @(" @(# P,# P,# P,# 0$! 0$! 0(! 0("
M @$" @,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P/_P  1" %< S0# 1$  A$! Q$!_\0 _P !  (" @,! 0
M      D*!P@$!@$%"P(# 0$  @(# 0$!            !P@&"0$$!0,""A
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M;'J].K/8%%CN?932T\'V3J+")4GV)6UUI'AQO9$IY;B^P@NTXLU'U,S,;(.
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MOU@MV?I2S;\MA]0-"_0V5_-:/B#ZW:K^D[_W>IXP^$UR2_6"W9^E+-ORV'U
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ML'W=9C_6:Z_GH?'+O\K/U6/XF<1/IS-OG5;QQ[XNP?=UF/\ 6:Z_GH?'+O\
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MQ^<;,/S/O%,B.$TD9
M  %@OZ-1\X;D_P F?8_]M=7BM7:K\V5+RM0]ZN";> /VYJ>3ZOOE(OIC707.
M                                      "LO]*&^*5QY^4@UYL<\%K^
MR/\ ;/,_)?P]$K[VB/LS8_+_ (*H4B1?TJ,
M             $S-)\3'A#^:G(#]HW/AJ6[7OGNN?D%K[U KGVI?Q>E?)5S^
M\+HZ0*R%2@                                    .?W['SI_)S['4O
MF;P,;F^SSYH,I_2/UFL;CN,?G&S#\S[Q3(CA-)&0
M                        !8+^C4?.&Y/\F?8_]M=7BM7:K\V5+RM0]ZN"
M;> /VYJ>3ZOOE(OIC707.                                      "
MLO\ 2AOBE<>?E(->;'/!:_LC_;/,_)?P]$K[VB/LS8_+_@JA2)%_2HP
M                                 3,TGQ,>$/YJ<@/VC<^&I;M>^>ZY
M^06OO4"N?:E_%Z5\E7/[PNCI K(5*
M      Y_?L?.G\G/L=2^9O QN;[//F@RG](_6:QN.XQ^<;,/S/O%,B.$TD9
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MB*>DE95+>K3G2K6E%S]NIU)NM.,I3E&,7CU.S"$\-QX+"4FR+82\1T
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M'?HQI4G=495[F-:G&IUMO1C*4ZE*GO*%6I@HQJ8P3<HR4=21TR%@
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M7="2G0JPC.,ER2C-*46O133*PU:-2WJRMZR<:M.3C)/E3B\&O2:. /H?@
M        "P7]&H^<-R?Y,^Q_[:ZO%:NU7YLJ7E:A[U<$V\ ?MS4\GU??*1?3
M&N@N< !BW>6M&=SZ4W#IZ1/.JC[8U;L'6C]H37ESK6<[Q.WQ=V>3':3Y8X:+
M4W.QU+M=GIU Y3P>)4-W]%Y'9-W7V%<$<LX6]XRWWBW#735[IS3V6\<4[CPW
MC[DBL,HJ_$:7>D/<VM<OQO7^QL3GX!BL6; H+3V9;KNU'71X!/OFL<'V6"GO
M8K=?=,X;;XZ[<U%S#K>1FW,<[SF;K;D#P(XL:_AY-W?DO,9^SL;W;I?'[&MR
MS4.]\6H(D[*FHV5%D#=A564_R-:Q:KFMRGVUK<6WR<)IK!88I\YD_../^6\2
M\,[B+9FO^)?*2/I[B!GN_K';.E<;93R=Y!Z<B\@]19G$Q^MR1K7A*7E[,'-L
MD5"ERH#:H]:VZTTYT)/AX">+EBUBT3*=YEBF7;/[M[FQAN XCDN69QG/%/<]
M'B>$4-/*M<NOLAO=>746JQVKHJ]$F9.O9LV0AAN,R2W%O'V4]3')^(8*:QY,
M2*3-L.W'HK=W<-<B+GC]OW.\$T=Q"V'H;<5/J75^0[!SS66Q=HZ'TWC.+1,T
MP>I;*ZH:I5_02XDZ<^A$:M>C**4IHB(S'ZQ34ECM;-^^^CX_;5Y*=W=N?7^E
M,7DY]LBDO-2[6HM;0WF&96S&=.[9PS9=U@$3V4M$>189-28S(8B,+/I(EFTU
MXUD!^:;2EMY",#)9NY.\/[S[3&W,'XJ<MM!Z<1W<?,'CY-VQR"TQD>K(-+MC
M:$&N2S4+B6*7K*N;QZ5.;99FRD,,6TIJ05?[(;C+=5P?O9&&&*;Q1B[3.+[Y
MVYH+N<N[L^"7R'U1N;@AR@X^[$Y.[ S/55]BFD]>X7Q*K\NBV62X3N6?$1A.
MQW]XNR8OX":H94UZ0W/=5(2TEM1F#P3E+'8U_*<+:/%_DK:=U?WGVMZ_0&X)
M>PMD=\KG6V,!P2+@&2/95FFKIW*W1F3Q-@XO1(@'87>%R,>II<YNQ80N*J)%
M==)?80HRY":WUMV;O\QW;EIQQSG5G> <^-@;*P3O/LZU+S,PG2UUJ*3W>EQ?
M.8WGEYA&JI.J<OT-ON'C\.:SBDLWV$O4UK>*BT::BRE=M]*D.)' BTXI+#%=
MTL2<-]2U.A^*/';3=%AV4:[J=<:>P+%8.O\ -<OKL_RS!6JS'H+9X=?YM4$F
MIRJRQAPS@N3HI%'DFQVV_4&D<GRD\9-FR@'               !67^E#?%*X
M\_*0:\V.>"U_9'^V>9^2_AZ)7WM$?9FQ^7_!5"D2+^E1@ -X.[@Y(8GQ/YFZ
M<W-L&-*DZW@R<GPK9/L%A^5.A8)LK$[G!\@N8<2,2I,M['FKM$_R+:5.NHC*
M0A*EJ21Q_P 4=+7NLM"WV198TLTDJ=6ABTDZU"I&K"+;V)3<=S%[$Y8O89?H
M//K;36J[7-KY-V$7.G5P6+5.K"5.4DEM>[O;V"VO#!;3?C1.MM2]VGDF^^5%
MSRDXY;FBITUMG6?#C#])[-K<\V#M+)-MU9XYC>7YCB56PN=K''<-Q:6MVZ3:
MJ9<1*-;+/E%(1Y6.-19KG7%6UR[1]#*,TL)_'K>OF=6ZH2HT;>%M+?G3I5)/
M"O.K425+J\4XX2EAB\,UR:PRO0%>\U)5S*QNU\5K4K&%"JJE2K.LMV$YPCMI
M1A!MU-_!I[%CS[#\0^<>D]/\1N&&QK?8N.L[^QS:6G.$.U<2F7=>C(8G$'#]
M\YEMZZRZTK')!V$;"GL3R>+4NR76RAG['-OMF:5)+&=:\/L_SO6F>Y70M:KT
MW5L[G-;>HH2W'F52SI6T*<98;KJJI3E444][;CAR'O::UEE.7Z;RK,J]>FL\
MC<T;"M!R2DK*%S4KRFXXXJGN34&VMW9AB=8A;\X]X[SJY'X5BFW,%/CYHSNJ
M=I<.M$YI-RBEC8QG=E3:KI'/8V,6AS55=S<9OL._N%QVHKCJICJ5>3[9D.W4
MTYJ:ZX>97?WEE<?67,-86^9W=)4Y.I1C*XEMJ1PWHQI4(4E)R245RX'5CG>1
MT=8W]I;W5']B6>FZUC;U'..Y4:HQ]:\<)2J593:2;<GCAB1U;US[!;CNN^[E
MUO39?C5EG^ [.Y>V6<837W$"3E&(0,JRS').-3,CHV7E6%/&OXT=;D-;[:$R
M$),T&KH?23].Y;F-#BYJG-*]"K#+;FTRV-*K*+5.JZ=.:J*$VMV3@VE))O=?
M*8)G-]9UN'F16%*K3E?4;B]=2FI)S@IS@X.<>6*DDW%OEYC^VA,_P2G[KSO'
M];7&8XQ5; V#LGAY.P;"K*Z@1,FR^#BV;7TK)IF.TC[R+"XBX_$D(=FN,-K1
M&;42G#21EU_.H\MS&OQ<TMFM"A5GEMM:YFJM6,6Z=)U*4%34Y)81<VFHIM;S
MY!DM[9TN'F?6%6K3C?5[BQ=.FY)3FH5).;C'EDHIXR:6Q<IWGO.9>#;4I.&_
M(36^T]2YAC+W#KCKHBVPVAS:ME[<P_8.KL6R%K-8.::X2A-[C-+4RU-1TS9!
M)CR'WFTL]LE=HO/X30S#)[C/=-9K9WM"[6>7MW&K.E)6U6C<5(.DZ5?UDY26
M,MR.V*3<L,,#O<0IV>94,JSJPN;:K;_LNVMY4XU$ZU.I2A+K%.EZZ*3P6\TD
MWAACS1.B92-                        F9I/B8\(?S4Y ?M&Y\-2W:]\]
MUS\@M?>H%<^U+^+TKY*N?WA='2!60J4 !M#Q3PS7F<9ID=5E6ZY&A,]BXC-L
M]&YU)NCQ7$RVC$D,'65F8YFPVY/Q.MFQ%.$W,:4R27.O:<(^RT[VK2G2JU'&
MI4ZJKNXTY8X+?YE)\J7<[NTE_@YDFFL^SRZM,WSV>GM10LYSRNZ=7XO;_'8M
M;D+BY2<K>$H[V%6.[NRPQGCA"<H=KN"IJLL[O:EY';QU/M7D+K7DFQDF:[7Q
M?+L?RF!@FC/9E=^"L<V-M*L;CTMW:G;MJGDI<A]<2,@S>42UFMWU95VJEE&\
MJ4YWL*^,I)I[M/;@I322>W!_^MMM[W6^76>;\.K+B9G^3YOQ&RS4\*USF%"X
MHUX6F5JI1<*-[?0]JJU.L4JV+J3=*FNFTY-RUPH-A:H7JSO/:._SR@BQMG\@
MM,6>-18%Q7.7N98=!Y"9?<9/<X/!-U3F1)J\8G%,-<=+J$MN(6?J5%UZU.I1
M^+WT9224Z\6NZX]8VW'N['B198ZFT=/2O%:PS',;:-+-=0Y5.A&%6#JW-O#-
M[BI7J6L6\:RIT)=8W%-*+BWL9N#D&3Z1UK@O,S%\&SWA3B^GLNXT9ACW'O'=
M66-'9[MV"B2S1N1;+8N:S&I&6O9#)42V7*2PG(D2)BS6Q$-N(IXN\Y4*-.ZA
M3E:QM946J2A@YRV+;)\N..S!OTB;<TS;0&EM.ZURG3^8Z&M-&WFEKFCE-&QG
M2GF=WO=5N2O+J2=RZS2<96M>JISJMNG1<:#F1U\J-M8M>8OP CX]DU5F<74?
M''!HV4XU7V3<UC'\QAY9,G7U#:14J4W774VMKH;<A"R)9MH;Z^ B'DWM6%2G
M9J#4NJHQQ7<DI)M/N-I8%:.+NM<HOLKX>4LLNZ-]0RC3-K&O0A-2C1N%<5)5
M:52*]94E"-)336+BH8XI(WRY(;_B6$KD/O35VR^#E5KW=.J[FCI;&/A\>SY6
M9LQG&/U%1=:GRV@KK#^D]#=17HZTOVLYHJZ.B)&</M%U)'HW=R^LK7EO.T5&
MK#!/=]NEBDG![<4]GKGL6"V;"Q'$_B1:W?UDUWI;-="T=.YWE%6E3FK>-3/K
MF-W2A3J6-Q1A)UZ-2+Q4Z]6/4Q5.G/>>.[&+O@YLI>K>4NH[5ZNDWE!E60)U
M?F>.Q8STYW(<*V>RO"<AK"KV"4]8.)BW!26F4D:EOQT=/"/+R^K\7O:4L,8N
M6XURMQGT6OY'Z147L_ZIGI7BWD]U.E.XRV\N/B5S1BG+KK:^3M:T-Q;9O<JN
M<(K:YQAAM)([':VI]?<Q\ZXP-9C6X?JO N(.P>">OM@Y(^4*EQ[/[FD1.OLR
MRB;'0\W5E=;%<F0I\LB-#9D@UFEM)J3ZG6V]#,79)J-M3MW0C)\BDTFVWW&]
MC?=1:.\UCI#3_&S,>%*OZ5GI2QT9>Z6M+RM+<I4KNK2WJUU<2CBJ;J7KK4ZM
M1+"*:<G&";6+:7*\&XM:VX::9SW86OLHS+%><%9R4V$]K?*ZS8='K/7U<UC6
M,L0;#(\:<FT[]G=,P7K,XL5UYUMAOJXE*U))7PISIV-"UMJTJ;JQN>LENO>4
M(\G*MF+Y?0Q,4L\XT]PFTUHG1&?YIE]YG5KKVGG=W*RN*=Y3LK2FK>BH5*U"
M4Z;G54)5^KIRG)1BMY1E))]MW@UKG!=)=YJE.^M%YK?\B=TZRV%K;$=?["K<
MIR"=AZ-S765-6,MJ&10RL#J;\W'X$=V1*@HC+<DI:0XRIS[7*IT[6^76TI3K
M5(RBHRQ;CO8XOO\ >VX88L]77BTOI[0G%+#4607^8:ESZQO+*WM+R%>K*W6:
MU;E3:CT=_JJRE.E"4JE)0E*K&,94W/3_ +R'9&,[3Y2W.289F-;G&)Q-=:DH
M*.XIK)%I41TU6OJ(KBKKY#:E--)AY&],-YM/3LR5N=2[1F.CFM6G7OW5IR4H
M*G!)K:MBVI>GRD)]J'5.5ZMXKULQR.^I7^30R[+Z5*I2GUE-=794>LA!K8MV
MLZN\ER3<\=K9HB//*[@              '/[]CYT_DY]CJ7S-X&-S?9Y\T&4
M_I'ZS6-QW&/SC9A^9]XID1PFDC(                #QT+ITZ%T]+IX/!XO
M!]0#@="\?0NO3IUZ>AZ7[@'(Z%X/ 7@+H7@\1>D7U .!T+TB\?7Q%X_3_= '
MGH77KT+KZ?H@<G@TI5_"2D^O3KU(C\7A+Q^D88M'&"/"DI61I6DE$9&1DHB,
MC(RZ&1D?H&0)M;5RC#'E-Z:CO+N=%%B]9BE7R&R%AFDH6L6H\I>Q;74[:%'C
MD>%^#8M-3;@L,.E;3K8<.O\ M#)LW"7&6B)*%)Z%TCVOPIX>W%W.\K992<JE
M1U)TU4KJWG-O><I6T:JMY-O:\:33>UHS&EK_ %C1MXVU.^FE"&Y&>Y2=:,$L
M%&-=P=9)+8L)XI<AHVXXXZXXZ\XX\\\XMYYYYQ;KSSSJS<=>>=<4IQUUUQ1J
M4I1FI2C,S,S,2"DDE&*2BE@DN1+N+O&'MMO%[6S\#D            6"_HU'
MSAN3_)GV/_;75XK5VJ_-E2\K4/>K@FW@#]N:GD^K[Y2+Z8UT%S@
M#\J4E"5+6I*$(2:E*49)2E*2ZJ4I1]"))$74S, ?SC28\R.Q+B/LRHDIEJ3%
ME1G4/QY,=]"767V'FE*;>9>;42DJ29I4DR,CZ #^P
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M4_I'ZS6-QW&/SC9A^9]XID1PFDC(
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M/]L\S\E_#T2OO:(^S-C\O^"J%(D7]*C
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MWV>?-!E/Z1^LUC<=QC\XV8?F?>*9$<)I(R
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MQSP6O[(_VSS/R7\/1*^]HC[,V/R_X*H4B1?TJ,
M                $S-)\3'A#^:G(#]HW/AJ6[7OGNN?D%K[U KGVI?Q>E?)
M5S^\+HZ0*R%2@ -K^,&\,0TS1<H:S*XE]*D;GXT9QI[%%4D.'+:BY1DEE13(
M$J[5+L("HE*VU6N>5=:)]U)FGHTKJ9EV[6XA0A7C/'&K0<%AW7W>\3+PEX@9
M+H;+M5VF<0N)U,[TO=Y=;]5&$E&O7G1E"57>G#=II4Y;THJ<D\,(/FSQKGF=
M@&O<?[N]E./Y5:VW$O.]P9%L:*4:MC0[BIV/F3-K"1B$Q5HM<ZPB4BW5.)E-
M1&RDI2@E&@S679IWU.G&SV2<K><G+OJ6/)Z3)#TMQTTYIG+>&U-6UW6O-(7^
M95KR.%.,:E.]NX58JWEUC<IQI*6*J1IQZS!8N+<ESL]Y$<6*31^=ZBTVK=M[
M8YERDPO?DS)-@8_B5-7N5%0Y8N3:*NKJ7(+"5#D5,>6AEMQ]3AV#O;=/V,CL
M-C\5:]FK2=O;.JY3N8U<9))8*2;22[BV+'E>W8=_47%+A'E^A+_1NBOV[<7%
MYJBWS25:[I6U.#ITXU5*E"%.O.494U-14I.76O>E[4DH',O^9VJ;/D'S[VI'
MJLW3CG*'0^;ZRUY'=J:E-M7Y!DD/!F($C*HR;U<:NJFW,;D>5<C/3'$DI'1M
M74^S]7?T7>7=QA+<KTW&.S:FU%;=NQ;'W3G-..FC[WB+Q#U92HWZRW56G+NP
MLTZ=+K(5JZM5!UUUSC"FNIGO.$JDEC'"+Q>'&U?S/U-@<7N[BNL+R3*CXH3-
MXN;&KWZ^E]C2E[.R1VRQF[P=<RQ?9L[?$VWDST)FM1$%.C-I2KH?E4\4;^C2
M5GO1<OB^]O;/ON1Q[K7+M/AI/CIH[3]/AK\>L;J[^J%3-7>P<*6[+X]7=2A4
MMMZ;4ZENFJJ56--==3@D\.FNR9]R^T<K3LK65#G')C<&4S>3^L-Z7.R=U-T:
MW[:FQ54H[6HJ:N/E=Q(HW($=;:&6E.N(FR%..=8K?DVBXJW=N[5T(3KU*CN8
M5'*ISJ+3:2Q>&Q;%SO;L/;U!QOX?_4V>E["^U1G.:SU19YG4O<R5'&I3HQJ*
M=.G"-Q5E3<=Y;J<Y*K)REC2BHP72\PY?:PO\S[Q?(859F2(7+/'X%7K5$BKJ
MT2*V1&RJKNW%9>VB[=16-'$A+(CC*FGVS(NG0^I?.I=TIU+Z:4L+F*4-G)_2
M[GI8GAYQQOTCF&><2,QHTKY4-6T(PLDZ=-2@U<TZS^,)5FH+=@U[6ZNW!<FT
M[)CG.+6F,\BN"VWV,>S&?C_'#CGAVEMC0%PZN+:S+6%39UC^06F)(*V?C64&
M)&RYM^+[)<B+D*94A26^I*'WCF-*%W;7"4G"C14)=WD:;7=Y>]B=O*N/NE<J
MXE</]90MKVIEVF-,6N67D-VG&I*I"E=T:T[?VQQG",;E3I]8Z;FXN,E!/$[_
M , :''<1WEM[:N/PKK,>"59@N7XSN7.-M1,9Q%4B%7X[5Y[55LS&HE_9H?RA
MS.JZ$U518KCSTAA[KU;6I;:?WE484[JI7AO2RQ0DIRGA'N22:QY<>1<Z9DW9
MTRW+,FUYG6K<NIUK[L_4K"XH9E<YA&C;[T(4(74(RH1K5(RKRNZ=*-"G3E*<
MXRV;K<HQBPVEL*ZVULK/MH9&LUWFP<OR#+[(C/JEB1?6<FP*&UZ"8\!I]+#2
M2\"6VTD7@(>14JRKU9UY^OG)R?IOD])8+TBH6L=2WVLM59CJO,WC?9C>UKB>
MW%)U:DI[J]C''=BN1122.AC\&-@                <_OV/G3^3GV.I?,W@
M8W-]GGS093^D?K-8W'<8_.-F'YGWBF1'":2,@
M                     "P7]&H^<-R?Y,^Q_P"VNKQ6KM5^;*EY6H>]7!-O
M '[<U/)]7WRD7TQKH+G       <=B)%C*>7&C1XZY"_*R%,,MM*?=\/VQY3:
M4FZOP^-74P!R                              5E_I0WQ2N//RD&O-CG
M@M?V1_MGF?DOX>B5][1'V9L?E_P50I$B_I48
M              )F:3XF/"'\U.0'[1N?#4MVO?/=<_(+7WJ!7/M2_B]*^2KG
M]X71T@5D*E               'Z\HX3:FB<632E)6IHEJ)M2T=>PM3?7L*6C
MKX#,NI!@?I3FHN";W&^3F/R!^0                  Y_?L?.G\G/L=2^9O
M QN;[//F@RG](_6:QN.XQ^<;,/S/O%,B.$TD9
M                      %@OZ-1\X;D_P F?8_]M=7BM7:K\V5+RM0]ZN";
M> /VYJ>3ZOOE(OIC707.                                      "L
MO]*&^*5QY^4@UYL<\%K^R/\ ;/,_)?P]$K[VB/LS8_+_ (*H4B1?TJ,
M                                 $S-)\3'A#^:G(#]HW/AJ6[7OGNN
M?D%K[U KGVI?Q>E?)5S^\+HZ0*R%2@
M      .?W['SI_)S['4OF;P,;F^SSYH,I_2/UFL;CN,?G&S#\S[Q3(CA-)&0
M                                            !8+^C4?.&Y/\F?8_
M]M=7BM7:K\V5+RM0]ZN";> /VYJ>3ZOOE(OIC707.
M                   "LO\ 2AOBE<>?E(->;'/!:_LC_;/,_)?P]$K[VB/L
MS8_+_@JA2)%_2HP                                      3,TGQ,>
M$/YJ<@/VC<^&I;M>^>ZY^06OO4"N?:E_%Z5\E7/[PNCI K(5*
M                          Y_?L?.G\G/L=2^9O QN;[//F@RG](_6:QN
M.XQ^<;,/S/O%,B.$TD9
M    %@OZ-1\X;D_R9]C_ -M=7BM7:K\V5+RM0]ZN";> /VYJ>3ZOOE(OIC70
M7.                                      "LO]*&^*5QY^4@UYL<\%
MK^R/]L\S\E_#T2OO:(^S-C\O^"J%(D7]*C
M            !,S2?$QX0_FIR _:-SX:ENU[Y[KGY!:^]0*Y]J7\7I7R5<_O
M"Z.D"LA4H                                    #G]^Q\Z?R<^QU+Y
MF\#&YOL\^:#*?TC]9K&X[C'YQLP_,^\4R(X321D
M                        6"_HU'SAN3_)GV/_ &UU>*U=JOS94O*U#WJX
M)MX _;FIY/J^^4B^F-=!<X
M*R_TH;XI7'GY2#7FQSP6O[(_VSS/R7\/1*^]HC[,V/R_X*H4B1?TJ,
M                                $S-)\3'A#^:G(#]HW/AJ6[7OGNN?
MD%K[U KGVI?Q>E?)5S^\+HZ0*R%2@
M     .?W['SI_)S['4OF;P,;F^SSYH,I_2/UFL;CN,?G&S#\S[Q3(CA-)&0
M                                           !8+^C4?.&Y/\ )GV/
M_;75XK5VJ_-E2\K4/>K@FW@#]N:GD^K[Y2+Z8UT%S@
M                    K+_2AOBE<>?E(->;'/!:_LC_ &SS/R7\/1*^]HC[
M,V/R_P""J%(D7]*C                                      !,S2?$
MQX0_FIR _:-SX:ENU[Y[KGY!:^]0*Y]J7\7I7R5<_O"Z.D"LA4H
M                           #G]^Q\Z?R<^QU+YF\#&YOL\^:#*?TC]9K
M&X[C'YQLP_,^\4R(X321D                !XZ^H)SP^2,^R3O0_)FKKT[
M).?P#5U]#KU##I]7_:88X<^'=PY<#C'VOK?[''#>^YQ[F]R8][$\@<@
M                   %@OZ-1\X;D_R9]C_VUU>*U=JOS94O*U#WJX)MX _;
MFIY/J^^4B^F-=!<X                                      *R_P!*
M&^*5QY^4@UYL<\%K^R/]L\S\E_#T2OO:(^S-C\O^"J%(D7]*C
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M^*JI4JTJUM&4FY.E3K4I2H[S<HTIP@V]S%ZNBRQ3,
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M;5M\>2I@MZI0QQ6V=/>@I*E+$/=+@@
M      5E_I0WQ2N//RD&O-CG@M?V1_MGF?DOX>B5][1'V9L?E_P50I$B_I48
M           #PI24D:E&24I(S4I1D1$1>$S,S\!$1 ECL7*<&\/%CNX.:',I
MR-*T5H_)+7$9#ODW-F99V,'UDPE)EY5QG+LA*+&O#92?5354W82/2;ZB/]8<
M4=":%3AJ+,*4+U+\13]MKOT:<,7#'NU'!=\S#3F@]5ZK:EDUG4E:O^UG[72_
MUY8*6'<AO/O%A?CW]%VA):@VO*GDI-DOF;;DW"-$43$"*A)DE2XR]A9Q$G2Y
M)D?5)J:HHWII4*SZE[7-3&5'1^514>:K=S;?H]32:2].M+T"<,C[.\,(U=1Y
M@V^>G;Q27H=;43;]*FB8'4W<>]V5J5F(<?C72;#M8O9,[S;U[D>QI<A:2+[8
M]5WMFYBR#-1=3)JO:3U\1$70A".<]H#BQG4I*6:U+6B_N+:$*"7H2A'K/5FV
M2CEG"'A]EB6[80KU%]U7E*JW_HR>YZD4;\XAQIXYZ^9:8P30>E\-:92E#2<7
MU?A-#V4H_@^JK*2,HS+TS/J(XO=5ZHS*3EF.97]=O\I<59_A39FEKI_(K%86
M=E:4DOO*-./\D49;8IJ>,VEJ-55L=I)=$M,08K3:2\71*&VDI(OWAXLJ]>;W
MISFWWVV>FJ5**PC&*7H(]/;X+A&0-+9OL.Q6[9<(TK:M\>J+)I:3\:5MS8;R
M%$?7Q&0^]#,<PMGO6U>M3DOO9RC_ "-'RJV=G76%:E3FO91B_P"5&KFQ^[KX
M([:9=:S[B-H"Y<>)1.3XNLL8Q^Y/M]>TI-[C<"HN6W/"?127R41^(QEV5\3^
M(F2R3RW.LRII<SKU)Q_U)N4? 8[?Z%T;F:PO<LLIM\ZI0C+_ %H*,O"1D[M^
MC>\ ]CM396KW]J\?KMXE*B'B&8OYCBL=T^T9>7QK8B,CEN,$9E]KCV,3H1="
M,O&)9R#M2\2,K<89NK/,K=<O6TE2J/T*E#<6/?E"1'V;\!M%7Z<LN=S95GR;
MD]^'IPJ[SP[RE$@WY-?1P>:6H&;&^T;D&$\F\7B>7>164KA:\V:F*T1K(SQ3
M)I\G'+-\T> D0[M;[BBZ(9ZF1"P6D^U'H/.Y1M]04KC*;R6"WI>W4,?[RFE.
M*[\J22YY$/Z@X#:LRM2K9/.CF%NN:/M57#^A-N+]"-1M\R(',^U[GVJLKLL$
MVAA&6ZZS6G<4U9XGF^/VF,9!"4E1I-3M7<18DI3"E%ZEU*5-++PI49>$6)R[
M,\MSBSCF.47%&ZL)KHU*4XU(/_2BVL>]RKG1#5[8WN6W,K/,:-6A=PY85(N$
MEZ4DGZ?(SIX[QU0      )F:3XF/"'\U.0'[1N?#4MVO?/=<_(+7WJ!7/M2_
MB]*^2KG]X71T@5D*E       >KN+JIQ^ [:7=C%JX#/\.3+=)M)JZ=2::3X7
M'WE>@A"5+/T"'NZ<TSJ'5^;4\CTO9U[[-JG)3I1WFESRD]D807/.;C!<[/2R
MG)\TSV]CEN36]6YOI\D(+%X=V3Y(Q7/*345SLUFRSDHA"W(N%TY/$1FDKB\2
MM*%>AVXU4RM#AI](WG$GZ:!>#A_V)ZE2$+_B9F+IMX-V=BTY+V-2ZG%QQ[JH
MTY+N5&6+TOV>93C&YU?=N#>WJ+=IM=Z=:2:Q[JA%]Z9@6ZV=GV0*5^$<IM2:
M7U]JP'_P9$(C_P $H]>4=*DE]=VC%L=,\#N$ND8Q_8V0V#N(_P!K7A\9K/ON
MI<=8T_Z.ZNXD3=D_#G0^117Q#+;;K5]W4CUT_1WJN\T_0P] Z.ZXX^HUON./
MK,^IK><6ZHS],U.*49F)2H4:-K%0M80I07(H14$O044D9G3ITZ*W:,8PBN:*
M45ZBP/YD1)/JDNR?II]2?]TNACZRE*:W9O>CW'M7A/HVY+"6U=_:=BJLMRFC
M6E=1D=U7FGIT3'L9),^#T%1UN+CK+ZAI,AAV?</=!ZHINEJ+)LLO%+E=2WI;
M_I5%%5$^^I)G@9GI?36<P<,UR^SKI\\J4-[TI)*2])HS-C/(W*ZU3;.20X>1
MQ",B6^VA%9:I3Z*DNL(.$^KZBVDF?^,0K5K?L9: SJ$[G1=S<Y+F+Q:A)NYM
M6^XX3?707?A5DE]XR(M1< -,9A&573]:KE]US1;=:BWW-V3ZR*]";P^]9M#A
MNQL3SEK_ ,DL"*>A';?IYQ)C6C!$7JE%'-2DR6D_^(RIQ/I]!13B1P8X@<*Z
M_P#_ *BS;RJ4MVG>4&ZMK-\RZQ).G-_DZT82[B?*5NU;P_U1HNI_^8H8V3>$
M:]/IT9=Q;V"<)/[V:C+N)G>A%9A0              !S^_8^=/Y.?8ZE\S>!
MC<WV>?-!E/Z1^LUC<=QC\XV8?F?>*9$<)I(R               -B^,.\4Z'
MV2G(K&))L,6O*Y>/Y7$A$E4Y%>Y(9EQK. VM2$/RZJ8PE?DC4GRK2G$$9*,C
M%?\ M)<%I<;^'CT_E]6G0U-97"NK*=3%4W54)0G1JM)N,*U.3COI/<FH3:<4
MT6N['':.AV:.+BU7FU"M=:,S*T=EF5*E@ZT:$JD*M.XHQ;2G5MJL%/JVX]93
M=2"DI2BU,([RVXXM4AWWOK8^['\AY9-<RU9.9 H^SVO8Q4/L$K(I9GZGLJ0D
MB5XU=/"-3%+LK]H.KG/[$^J]_&OO[O6RE15JMN&_\9ZSJMSGWE)O#DCCL-]-
M;MR=DVCIUZE^NV5SM>KWU0A&XE>MX8]6K+J>O53FW7!+'EDEM(9^1NYG-Z;.
ML<Q9AOUM%%A1:#%ZZ4:#EQZ.O6^ZV_.\DI;29]C+DNONI2:DM]LD$:NQVCV\
M]GWA#3X*<-[?2-6M"XSJK6G<WE6&/5RN:JBG&GBE)TJ4(0I0;2<MUS:6]@OY
M_.UCV@*O:2XQ76OJ%O4L]-T;>G99=0J-.K"SHRG*,ZVZW%5J]6I4K5(Q;C#?
MC34I;F\\$";BM8  S(O&9%^Z.4FW@EBPDWR'?L;UAG65I0[4X_+*&YXK&PZ5
ML R_QD/S#;-]/_NTK$2ZTXY<*] RE0U!F]N\QARV]OC<U\>XZ='>4'_>2@8/
MJ#B/HO3+=/-+^D[N/]E2]MJ^@XPQW7_3<3-%-QDG.$A>093%B]>AKC4\)R8L
MO33[*F+BM]?JDVHA6;4?;BRJE*5+2&0UZ^')4O*T:,7W^JHJK+TG4BR(<V[1
MME3;AD66U*O<G7J*"]'<IJ;_ *Z,AP>.FOHQ%[+<O[-9=.IOV3<5"O\ \.%&
M9,B/[(0]FO;+XOWTG^SH918TWR*%M*K)?Z5>K-/_ %3 KSC_ *[N&_BL;&VC
M[&DYOU:DY?R'8&]&ZO;+I_1HW?KGK6W6K]_I-27]X8A6[4W'6M+']MJ'>A:V
MD5[P_P"4\*IQGXD5'C^T=W^C1H+X-GY=T9J]TNG]'%L_7,6ULVK]XU3%E_>'
MZH=J?CK0EO/.HU.].TM)+P45_*<TN-'$BD\?V@I_TJ%!_!HZ[/XXX#)(_84G
M(*M9^(VK!F8V1^A]KF15J,B^S&993VS^+5E)?M.AD]]37+O4)T9/_2HU8I?Z
MC] R"R[0.N+=KXY3L+F'/C2E3;].G-+^J8YN>,MLR2W,?R:!/(NIHC6T1VN>
M5Z22DQE3&#/]U*"$S:;[<&GKB4:6K\DN[1OEJ6M6%Q!=_JZBHSP]"4WZ)G^4
M=HS*ZK4,]RZM0;Y9T)QJQ7?W)JG+U)-F%,DUWFF)]I=YC\YB*D^GX0CI*=7&
M7^,<V&;S+9']>:#^H+.:+XQ\,^(&[2TOF]K5OI+_ (>HW0N/0ZFLH3D_Z&^N
M^3#I_7ND-4-0R:^HSN7_ &4GU=7W.INR?^CO+OG2R,C+J1]2/T2\0DQIIX/8
MS+VFMCY0    "1CNY_\ :7+_ .1ME?GQT&*I=LCS./RI;_@5CQM8^;'5?D6'
M[QL#+-5:VE%9UUW264^GN:B;&LJFVJY;\"RK+&$\B1#GP)T5;4F),BOH2MMQ
MM25H41&1C50L4U*+:DGBFN5/NHUPV5[>9;=TLPR^K4H7U&<9TZE.3A.$XM.,
MHRBU*,HM)IIIII-/$M6=VQWJ57O%NDT7R)M8%'N9"&*W$<WD>0KZ3:O823;$
M";T\E$I\^61$7DB)$:T5X6"0\?D%9GE&=JX:M+QI7'W,N:?>[TN]R/F[AM][
M+O:YL]?TZ&@N)-:G;ZX24+>YEA"E?\RC/DC3NWW%A"N_6*-1JG*<$9*7U
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MR^/"71L=(Z4INXAAG-ZHUJ[?+'%8TZ7H4X/:OOY3,3BP)*
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M]:1J==57,Z=%;[3[TFHP_P!(C>(NA$7I%T]/Q#=*VV\7RLV"MXO$#@
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M4]CG)[$J5Z[XC9WKBZ<;ANADT)8T[>+Z*PY)5'LZR???1C]REM;C)$L$?
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MYT_DY]CJ7S-X&-S?9Y\T&4_I'ZS6-QW&/SC9A^9]XID1PFDC(
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M)8;7"*<^\%^(O[$NXZ4SF>&3W$_:9R>RC5D_6MODIU'Z4)[=BE)J\<-?A;X
M     "LO]*&^*5QY^4@UYL<\%K^R/]L\S\E_#T2OO:(^S-C\O^"J%(D7]*C
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MM.ZCJ_VCO[6/I*C4:\,F6O[.$(_LK-JGW3N:*])4YO\ G9J\+U%D@
M           [?KY:D9WAJT=>T634Q%T^NG,I,OWTJ$=<7J<*O"C4M.IZUY'>
M>"A-KPI&*:[A&>B<WA+UKRZX\%.3),S\9_NF-'ZY$:Z%R <G(        <_O
MV/G3^3GV.I?,W@8W-]GGS093^D?K-8W'<8_.-F'YGWBF1'":2,@
M     #>?C[B14>'JOY+?9L<I<*2A2BZ+:IXJEM5[1=?"29#G;?/TR4GTAJN[
M7_$&6J.(JTE93QR?(8.FTGT97E51E<2[C=..Y17<<9]UE+>.VJ7G.JUD=O+&
MPRR.XTN1UYI.J_1@MVGWG&7=,]BIA"                           &SG
M'?\ X0Y:?)=N?/-I,=FA^*N/[A_A1);X7?\ *M8?]J5/WIE9K&.L1(
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M<5%Z#C12?>D0WQVS1Y?H&I:P>%2]N:5'T8INK/P4TGZ)OH-392(
M                   -G..__"'+3Y+MSYYM)CLT/Q5Q_</\*)+?"[_E6L/^
MU*G[TRLUC'6(D        #VM%17647=1C6-U5A>Y#?V4.GI*6JBNS;.VM;!]
M$:#7P(C*5.R)4J0XE"$I+J9F.4I2:C%-S;P27*WW$=[+<MO\YS"CE654:EQF
M5Q5C3I4X1<ISG-J,8QBL6Y2;222Q;9<?[MCN\Z3B%A2<VSJ- NN0>:UC2<EM
M$>2EQ,#IY'DY!8+C4HNTA2D+2A5I-;/VY)02$&;#39JSS)\J5A3ZVM@[R2V]
MR*^]7\[YWWL#=WV7NS9E_!?(EGF?0IU^(U]277U-DHVM.6#^*T9;5CC@Z]2/
MXR:48MTX1<I2![9;, ".GO,^[ZP;O#./%GKFT5 H-J8E[-R;26PWX_;=Q/,R
MBD@ZVR=:0J4]AN7-,HAVT=':^U^3D(0I^,QTD_A1Q*S#AGJ:&:4=ZID];"G=
M44_QE+'UT>95:;;E3?=QBWNSD8+Q T19ZXR.5C4PAF5+&=O5^\GAR/GW)^MF
MNYA)+&*/FV;(UQG.G\_S'5FS,;GXAL# +^?C&6XW9H),NJN*UWR;S9+3U:EP
MY#9I>C26C4S*C.-O-*4VM*CVG97FF7YWEM#.,IJQKY;<TE4IU(\DHRY/0:Y)
M1>V,DXO!IE";^PO,KO:N79A3E2O:$W"<7RJ2_E3Y4UL:::V,Z4.^=0
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M%2NJ-!>A4K0WOZBD29P>LE?<0[",EC"EUE5_Z%*6[_6<3Z.@U=%[P
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M?I;\O5*R]I"[:MLIL$]DJE>J_P#1C3@OPI&W UYE6
M          V<X[_\(<M/DNW/GFTF.S0_%7']P_PHDM\+O^5:P_[4J?O3*S6,
M=8B0      #^C++TEYF-&9>DR9+S4>-&CM+?D2)#ZTM,,,,M)6Z\^\ZLDH0D
MC4I1D1$9F#>!]*5*K7JQH48RG6G)*,4L6V]B22VMM\B+:/=9]VZUQYIH&^MV
M4[+N],CK37C>.36T/%J6@L6.BV%H5VD)SNWBN]F<Z7JH+"CB(,E*D&YFV291
M\5BKNZ7^]26Q?>)\W])\_<Y%SX[D>R3V7Z?#2PI\0=<T8RU]<TL:-&2Q_9]*
M:VII_P#W52+PJ/EI0;I1P;J[TTXR(O.     5T>_>[K)7*+7\GE;HG'2?Y$Z
MIQ]2<RQNIBD<_<VLZ=MQ]R$TPRGM6&?83&);U6?0WIT(G8/JUE#2W9_L[\7_
M *HYDM':AJX:8O*OM4Y/9:UY;,<7R4:KP53FA/"IL76-P5QDX<_6*R>I,GAC
MGEM#IQBMM>E'FPYZE-;8<\HXPVO<2HG)42B)1>(RZEX#(_W#(R(R,O1(_"0V
M&\A3@\@<@  !^5*2A)J49)27C,SZ$7H?WS!+'8CCDVEE'NLNX3S;D*>.;XYE
M5M_K71CR8ESBNI5G*HMD;9AK)$B',R(_M-EK_ I[9DHBZ-W-DPKJT41I:)#E
M5^+_ &C+#3/6Z=T-.G=ZA6,:EQLG0MWR-0Y8UJR].E!\N^TXJ?>'/!B[SS<S
MG549V^3O"4*.V-6LN5.7(Z=-_P"O-<FZFI.['@F!X7K##\=U]KO%J+"L(Q*K
MCTV-8KC5;%J*.DJXI&3,.OKX;;3##9&9J49%VEK4I:C-2C,Z$9CF-_F]]5S/
M-*U2XS"M-RJ5*DG*<Y/E;;VO^9;%L+;6=E:9=:T[&QIPHV=**C"$$HQBES)+
M8O\ TSM@Z1V0      *R_P!*&^*5QY^4@UYL<\%K^R/]L\S\E_#T2OO:(^S-
MC\O^"J%(D7]*C  6!?HUM(U9]XA?V;B"4O&^-NR;!A1EU[#L_+=;TQJ+TC-F
M<LOW#,5L[5-=TN&-.DN2KFM"+]!4Z\OY4B;. 5)5-<SJ/^SL*K]6=*/\[+[(
MUS%SP           --N<O![37/C1]IIG;L-Z&\R^J[P#/ZAF.K*M;9DU'=CP
MLDH79!>3D,.-NFQ/@.F4:QB+4TYV5>3=;SGA]Q SWAQJ"&>Y+)2BUN5J,F^K
MKTL<7">'(^>$UTH2P:Q6*>*ZOTAE6L\HEE69K!X[U.HL-^E/#!2CW5S2B]DE
MLV/!KY^W.'NP^5_ J^GGM;"G\CU6=BB%CF]<)C2;/7-VW+?4S5M6[Z2<F8-D
M$Y1$G\'6J65*=ZICNR4=EQ6R?A_Q:T;Q&MX_L:X5+.-S&=I5:C7A@L9;JY*T
M%]_3QV;9*#V*DVK^'NI-%UI?M*BZF6[V$+BFFZ4L7T=Y\M.3^]GAM]:Y+:1Y
MB3#!SW..XYD.7WU/BN)4-SE.49#81JF@QO':R;=7UW:S%DU$K:FIKF9$^PG2
M7#Z(::;4M1^(A\+JZMK*VG>7M2G1M*47*<YR480BN64I2:44N=MX'UH4*]U6
MA;6T)U+BI)1C&*<I2;Y%&*Q;;[B+8'=2=P-E<7*L5Y&<\L?B4U?CTR%D.!<;
M9;L2SL+.WBK:F5=[N)49<FMBUM<^E#K..MN/.2'DE^$%-H0N&[3;C'VD+.=G
M6TOPZJRJ5:L7"M?+&,8Q>R4+;'"3E);'6:22_%8MJ<;*\-N"MS"YIY[K*"A"
M#4J=J\&Y-;5*OABDERJEM;?K\$G%W!"(B(B(B(B(B(B+H1$7B(B] B%(RT)Y
M           %5SO[OC":2_Z-2_[;W8PC4_\ QU+^Z?X2-1O_ )$/.)D?D7_W
M-<@F&/&O4   ,!;UURYE-0C)*>.;M_0QUD_':3U=M*=)J=<90DO"Y+@*-3C1
M>$U(-:2\/9(6W[*G&:EH/4,M%:CK*&DLVK1=.I)X1M;QX0C-M[(TJZW:=5[%
M&:IS>"4V3EP5X@0TUFKT]FT]W([V:W9-]&C7?14GW(5%A";Y%)0D]BD:-%X?
M"-IK33P?*7/          +!O$7XMFH_S=E__ !ZW&AKM6?\ [$:J\H0_5J!_
M4KV%G_\ \C:%\E5/UVZ-CA7PMABP Q9K5RBWS#T9KR3+A2&5YWDS4JKPFN49
M+<;E&WV)>12&?&5?0MNDYU/U+LDVV_\ "5TL5V:>!]WQJU]3M;RG..B,NE"M
MF-58I.&.,+2$ORMRTXX+;"DJE3FCC43MF=IFP[-W"NM?9?5IRXEYQ"I;Y10>
M#E&HXX5;ZI'\A9*2GB]E2NZ5+[J3C7]>>>D//2)+SLB3(==D2)#ZS<>D2'UJ
M=??><5U4X\\ZLU*4?A-1F8WM4J5&WI0M[>$:=O3BHPA%81C&*48QBEL48I))
M+8DDC^7JO7N+JO4N[NI.K=U9RG4G-N4YSFW*<YR>V4I2;E)O:VVV?S'T/D
M        2X]^Q\Z?R<^QU+YF\#$+=GGS093^D?K-8DWC'YQLP_,^\4R(X321
MD             &XG&%!?@3+W/!VCN*Q!^GT3 >47]]9C7%VYJDGJ?3M+[A9
M=<OTW7@G^"BIW:/F_P!L95#[E6E9^K5BOYC9X48*W@
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M/]X5E[5U-SX;6\UR0S:BWZ=&X1./9_FHZVK1?+++JG@J467PQKM+E
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M_A#EI\EVY\\VDQV:'XJX_N'^%$EOA=_RK6'_ &I4_>F5FL8ZQ$@   > !/\
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M4(PB\"ZVA^'F1Z'M-VS779I->V7$TM^7L8K;U=/'DA'EV.3DUB23"*S/0
M        *R_TH;XI7'GY2#7FQSP6O[(_VSS/R7\/1*^]HC[,V/R_X*H4B1?T
MJ, !-1]'VS%K%.\_U- ??2PSGFO]OX21K5V2=D+P][+HC)>@I;K^($22],Q
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M%M>EOT8KT65Y[15@ZVG+#,HK\1>2@WW%5IO#^M31N<-:140
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M&$TE_P!&I?\ ;>[&$:G_ ..I?W3_  D:C?\ R(><3(_(O_N:Y!,,>->H
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M.)FFJ&J]'W4;G*JRP?-4I323E2K0Q;IU88K>B]C34HN4)1D\P#L&9@
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M'GF3ZERBWS[(+FE=Y/=4U4I5J<E*$XOG37.GBI1>$HR3C)*2:79Q^SU0
M     "LO]*&^*5QY^4@UYL<\%K^R/]L\S\E_#T2OO:(^S-C\O^"J%(D7]*C
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M_P!0AC<OV</,=ISY%/\ 6*Q?WA-YN<I^3R]]J&-!-I(@
M$N/?L?.G\G/L=2^9O Q"W9Y\T&4_I'ZS6)-XQ^<;,/S/O%,B.$TD9
M      !Y2I:%)6VHT.(4E;:TGT4A:#)2%I/T#2HB,A^90IU(NG5BI49)J47R
M.+6#3[S3:9PXQG%PFDX---=U/8UZ:V$FN#9(WEN)45^A1&[-@MIG)+_NK*-U
MC6#9^D926E*+ZU1&-'G%/1=;A[Q!S7251-4+:ZDZ#?W5M4]LMY+N^U2BG[*,
MES&N?6FGJFEM4WN1R3ZJC6;IONTI].D_]1I/OIG;!@!BX
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M=A#4:7HLELDE,J;:$YV955=5KJO)R8KZ4/,K+H9=#(SD"WN*-U25>A)2IO\
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M$/FN]Q_GQI/SL8H)[[-'G<L?D]U^KU").-_F[NO[ZW]^@?/1&S$H^2 =U/\
M.2\*O^O&-_ZE:B-N,7FLS[R=4_EB9MPV^WN4_+(?R,^F\-3AL%
M  Z+L_8^)Z?UQG>UL\LVJ;#-<XE?YKE%F\I"4Q*3&ZR3:V#B"6I!.R%1XJDM
M-D?:<<-*$]5*(AZ.4Y7>YWFEOD^70=2_NJT*5.*YYSDHQ]+%[7S+%G3S&_ML
MKL*V97LE"TH4I5)ON1@FWZ>"V+G>PHM;NW=DW)35''W?N8=M&0;;L>3^:2H:
MW%.%4PK/DQGY4>/LJ49](N.4#,6 T1> FHR1ZO:6R"UTKQ+IZ;LL/BUEE%E2
M3^^<:,-^;[\YN4WWY,TM=L/-Z^?YKI_.KG%5KFPNZC7WJ>8W6[%=Z,<(KO)&
ML0@$IH                !'1N/_ )G9C_O)K_4(8W+]G#S':<^13_6*Q?WA
M-YN<I^3R]]J&-!-I(@                $N/?L?.G\G/L=2^9O Q"W9Y\T&
M4_I'ZS6)-XQ^<;,/S/O%,B.$TD9               &SO'',TPK&?A4UWLL6
MRE65,:U=$HLV&B*9$3U\!'-B-DM)>BMD_14*-]L_AK+,\EM.)V5T\;O+TK:\
MP6UVTY8T:K_N:LG"3YH54^2)7'M :1=YE]'6%G'&O:I4KC#E=&3]KF_[N;<7
M[&:YD;BC6^5,                           V<X[_ /"'+3Y+MSYYM)CL
MT/Q5Q_</\*)+?"[_ )5K#_M2I^],K-8QUB)       ,X<>^1.U.,.R*O9^I<
M@<I[N%V(UI6R/*2,?RND-U#LK'<GJTN-(LJJ7V>I>%+T=PB=86VZE*R^]M<U
M[.LKBW>%1<O<DNY)<Z\*Y42#PTXG:NX3ZGI:ITA<NC>0V5*;Q=*O3Q3E2K0Q
M2G3EAR8J47A.$HSC&2N;\*^<.K.:&!G=8JZC'=A4$:,G8&L["6V[<XY*=Z-E
M8P%]EI5WBLY_J4:>V@BZGY-Y+3Q&V) R[,Z&8TMZ'1K1]=%\J_RKN/\ G-X_
M OCWI+CCI[X_E$E;:CMXKXW93DG4HR>S?@]G6T)/UE5)?>S4)]$W5'HDZ
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M-Q_\SLQ_WDU_J$,;E^SAYCM.?(I_K%8O[PF\W.4_)Y>^U#&@FTD0
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M.1YC]5\UGAE-W/&E*3V4J[P6[CS0J[%W%-)[%*3+S@U\%P@
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M_P!0AC<OV</,=ISY%/\ 6*Q?WA-YN<I^3R]]J&-!-I(@
M$N/?L?.G\G/L=2^9O Q"W9Y\T&4_I'ZS6)-XQ^<;,/S/O%,B.$TD9
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MTCEVBN"FI\FR_I262PE5J-82JU7F%AO3?<7-"/W,4ERXM^[&NPH"
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M?GQT&*I=LCS./RI;_@5CQM8^;'5?D6'[QL#)0U4&M<
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M.,B+SE9?Z4-\4KCS\I!KS8YX+7]D?[9YGY+^'HE?>T1]F;'Y?\%4*1(OZ5&
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M2^9O Q"W9Y\T&4_I'ZS6)-XQ^<;,/S/O%,B.$TD9
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M/CH,52[9'F<?E2W_  *QXVL?-CJOR+#]XV!DH:J#6N
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MQ\Z?R<^QU+YF\#$+=GGS093^D?K-8DWC'YQLP_,^\4R(X321D
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M.@Q5+MD>9Q^5+?\  K'C:Q\V.J_(L/WC8&2AJH-:X
M                 '@R(R,C+J1^ R/T0:36#Y FT\5RF>.;7(+:.Z.[6UWB
M>R\@>RIK3G+/$<:PVZLC<?R!.-W.F-FRFZ:WLG'%.6S-.NM2B(ZZ1OH85Y)2
MUH0V2;Q]B.[N+C5N<4:\MZ-++(J+?+@ZU+8WSX8;'RX<N)L8X.\2=6:[X-SR
MC5-P[N.2YM;4;:K/%U>IJVUR^KJ3;QFJ?5I4W+I*+<7)Q4%&"8;(3*0
M         #\.-MNI[+K:'$^/LN)2M/7T^BB,ARFUM3P9PTGRF=]6<H.2NCU-
MGISD%N?6+3?\"%A>R<MI*GH1=.RNDC6A4SJ#+P&E<=23+P=!CN;Z1TIJ!/\
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M,>$/YJ<@/VC<^&I;M>^>ZY^06OO4"N?:E_%Z5\E7/[PNCI K(5*
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MV>?-!E/Z1^LUC93QC\XV8?F?>*9$<)I(R
M                  )&.[G_ -I<O_D;97Y\=!BJ7;(\SC\J6_X%8\;6/FQU
M7Y%A^\; R4-5!K7                                      #F<B/B
MV'RS-;>8[;PNUV'?MGGGDV'OU,NYV;_-EG7ERQ_5KTB1&RHF4
M                           )F:3XF/"'\U.0'[1N?#4MVO?/=<_(+7WJ
M!7/M2_B]*^2KG]X71T@5D*E
M<_OV/G3^3GV.I?,W@8W-]GGS093^D?K-8W'<8_.-F'YGWBF1'":2,@
M                                      "1CNY_]I<O_D;97Y\=!BJ7
M;(\SC\J6_P"!6/&UCYL=5^18?O&P,E#50:UP
M              YG(CX@-A\LS6WF.V\+M=AW[9YYY-A[]3+N=F_S99UY<L?U
M:](D1LJ)E                                      "9FD^)CPA_-3D
M!^T;GPU+=KWSW7/R"U]Z@5S[4OXO2ODJY_>%T=(%9"I0
M                    '/[]CYT_DY]CJ7S-X&-S?9Y\T&4_I'ZS6-QW&/SC
M9A^9]XID1PFDC(                                             D
M8[N?_:7+_P"1ME?GQT&*I=LCS./RI;_@5CQM8^;'5?D6'[QL#)0U4&M<
M                                  .9R(^(#8?+,UMYCMO"[78=^V>>
M>38>_4R[G9O\V6=>7+']6O2)$;*B90
M        F9I/B8\(?S4Y ?M&Y\-2W:]\]US\@M?>H%<^U+^+TKY*N?WA='2!
M60J4                                    !S^_8^=/Y.?8ZE\S>!C<
MWV>?-!E/Z1^LUC<=QC\XV8?F?>*9$<)I(R
M                   )&.[G_P!I<O\ Y&V5^?'08JEVR/,X_*EO^!6/&UCY
ML=5^18?O&P,E#50:UP                                      YG(C
MX@-A\LS6WF.V\+M=AW[9YYY-A[]3+N=F_P V6=>7+']6O2)$;*B90
M                               F9I/B8\(?S4Y ?M&Y\-2W:]\]US\@
MM?>H%<^U+^+TKY*N?WA='2!60J4
M   !S^_8^=/Y.?8ZE\S>!C<WV>?-!E/Z1^LUC<=QC\XV8?F?>*9$<)I(R
M                                          )&.[G_ -I<O_D;97Y\
M=!BJ7;(\SC\J6_X%8\;6/FQU7Y%A^\; R4-5!K7
M                 #F<B/B V'RS-;>8[;PNUV'?MGGGDV'OU,NYV;_-EG7E
MRQ_5KTB1&RHF4                                      )F:3XF/"'
M\U.0'[1N?#4MVO?/=<_(+7WJ!7/M2_B]*^2KG]X71T@5D*E
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,^MAZO@'M7LO ?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>g675305stamp5.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp5.jpg
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M P,# P,# P/_P  1" 0E 9<# 1$  A$! Q$!_\0 X0    8# 0$!
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MMIYY_P#2G_2A7&8#/4/FNH/K'%^'=]RM^H]N,T4=U7U 1U+G7O* ;H13_:L
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MN>_KVJ_T;=%'$1SU)Y$J0!6F=:XT+S>D5Y_W0%I#-_N*^3/ZEDU=?=44H?\
M.M^_GW''D^['_<W"/WEV7TV'[3:\#\US3]1XS2:O#\3[Z@'+%<4%,%U-L:A0
MX*JD\59Y.S4QS[C3AB8(S5M^ED%)"P%13AV<<ONQ($.G8HC)$!Q'Z=V'(3L&
M1"2-0:4H>-17]*8:IHD&!9$)HP:\,LN^N>$'C0I2 :B3I(LLSWFG##9IHQ#,
M5T1_+-4#U'^J_.M?RT_S!\NS_P"KEU3EB[M/-/\ Z,_Z5"Z P_F'S74/UDCI
M%= ]C?JRQF_B<*F/*N<^](/ZD,LA.2?M/#%O:>;VK+W3:_8IS]/XP52G8O'O
MQT]@NPX+!O@@%6CVF,?*IW@<L;,"-+K(NCBE%HR*T'OP08.JYB,L4#3.N7MY
M]F'%:9H;,C=LJU-<N?MP6)DHD!DZ+#)A3WU[L3-4CI929L(%5RX#VT[L/'X*
MK,5=219J  <ZGEGBS0U&":W0%\$?ND!@6OA\0K4'F<L1=H$E(1=QQ4O]!Q@+
M$1R"BGZ>S%"X7JI6>2MSTG&"L8/.AIRX#%2Y7!:MF)*DNZB_RLHX@I]]!@<R
MY<+0C%H55;.N(AJ8C(ZP/_AYXSKKE!O-HD?X2KV_3RG_ *$VW+_9K^L?LQN;
M$'TQQ997;\.3KH;TV%%M#GG7]F8Q'=+T+8MI#<$_X^?N_;BHKB$PDEF$DLPD
MEF$DLPDEF$DLPDEF$DLPDEF$DLPDEF$DLPDEF$DLPDEF$DLPDEF$DLPDEY05
MKSX8=Z,F:KH*0#WUK[L_=A '%-)C1%9:A".7[:']F'D*<TUMQ)1]U.#\N_L4
M?<?WXO;,T^W%4][G]LESY^H! -EW6I_@EX=FDXOWR!9(S9<#W0'J.55\G'U(
M*#UWU15:TO''OT@?;ECRC=%]S<;.2['Z9C_\5:!R=<V/4:(Z9:'C4D'WXKZL
MLEU%J.E^956)(_QY:\-1[_XB>7#$Q &JOPB-%4 Z'D#E[<3#A1YC!$I(@>(I
M7].6'<DT35.&*3Y8Q7AF ?93N]N$!5U*(&:3I4KD*=O#]^(DD%\DS$E)TL-#
MQ'>1A"0/BHKH?^6A&!ZD?5=V_P#=K?F"BOM^G3JC%O:/KGP]*?\ 24&X*#^8
M?-=1/61 8KK+,!@<J_P\,9YH55KI7.7>HR-SI2OX_/\ UL6]HVIN:R]U22G3
MT_4!8S0Y%?=F/VXZ?;XK#W')6DVF-3:J> /ZL;%I]-5DWBV*4GC  TUX'OX8
M)7 BBJZ@Z)%#6@!YDUQ.-5$UJC$"&O?Q^_!79#+R+!.2PX@TK7A[<J<<(U3$
M$!2=L)6@KD<AV\..) JO(%U(UF351RI7CQI@GX=2?21BE"[8-"N;#Q^WA3[,
M,Y 2+5!4S=!"HB!'\*?8<4Y!PZ?;FFGFK?=))414' #]0_?BK):]EF;-29<Q
M_P"6=3D2GV@+@9#X*\"T ZK=UQ%FU1D7 ^UQC/NEBJ][^W(G!E>3Z??#L^W]
MR)6E3F2M/U8W-B1Z8X,LSMX&EABY70;IO_HT3<JU^T4&&W9JR] V-8 \D_HB
M""1P-/VXIJXA<))9A)+,))9A)+,))9A)+,))9A)+,))9A)+,))9A)+,))9A)
M+,))9A)+,))9A)+,))9A)(*0<#RX?KQ./!0EQ12;X/?_ /%;#$,$H>9,'J<?
MY>7VC%W:"@^V:J;W$_;)<]?J$%-FW5M5/PI1]H-/=EB]N*1/@N![L1HF%\H'
MU%J3USU.3_\ ILGOH*''E&Y?]1<_F*[/Z;(_XR 7-[U%CJ)J#.C_ '<!@'@N
MG@U#DJMRQTFE%.+-]YR]]!@@+*_ @Q0+Q@>VE,N_]F6'K)"-"QQ1*5* DC[L
MZ_OPT7!9))TL65:$?MX_KQ,N"RE$$I,FC J>'Z>S$*YI2B0$GR(*9#V?MQ%P
M*9IF#.<5T+_+2C(]2/JM[3^6S^8%V<_IUZHQ=V9>4SEZ,_Z4.Z T?YA\UU']
M8D/E71RII>HIQ\.>>*1+RHJ/X67.'?$IN1YZ9Z?::XM;4];-@LS=.[!3=Z?T
MTQ"I()7CG0U&.HVPJ_)86X+5."M1M"CY8 =@[Z4QK6R- *R+_#-*C#2/[.W+
MA[\&&#Y*H2,$4<9$TY?LP2."C1G7L (/M!^_AB;.5!V+IRV"T4'G7MY5J3]F
M)'$*,G%"I%V,TR'$D8:(=#D2/>I&M:L5((R&>?;V8LQ#18IG<ODC=R3Y:CLD
M''LKGA2 91YJ<O3\91&F9TY>RA&,^3@$9*=J0=7"Z07*.O8#VY8ISJ5KV,'4
MGW,1-L[')0F9YYC[<\0)HKX'Y;*N77$;%B.(\U?_ !UQ1NLY=5KP.B7#25=W
MT"CIM6WY4!1?M%*98V=C2V%G]O&#+H#TX*6R#A2AIW##;SST7?;&EH$X)^QB
MB_J]@RQ45M;X22S"26822S"26822S"26822S"26822S"26822S"26822S"26
M822S"26822S"26822S"26K@L*#M_?AP6*8APB=PI"@=I_6&PY+A-$$2"8'4Q
M MI\\Z5X=@K^K%[9X*EO<3]LESQ^H,_^AMU#9@QRT^QR/8*8N[GR$G!EP'=
M^H9KY3?J)4-UMU,P'_YY)3[*8\IW0;<S_F7:_3H_^+@1F%SA]14\,QRX./UX
MKX+IK?E!."K!+$//D-,ZGCEEER.)#!:5N(8%!/$.P>T=F)549Q)DX2?+%D1V
MY_H/;B6JC!#(8U2;+'Q%#QR_7PX\L1!8,74@"<,4FS1@T)!RXTRPM62FX9RD
MV6*E2*TK4=G#]>$X(YH9!?D5T)_+62GJ/]51Y'\MO\P#_P!G;JD?9BYLWU3!
MQ]&?]*#=P'\P^:ZD>L<?X-W7L;E_HBF*,F>BI '2ZYN=0J1N9/#\?ESHV+6V
M;6XQ*S=W0J9O3\$B(\#5?N(KCI]L<'6#N0] K4;,&^7!I3(5X4QKVF$*K)OA
MY52L]>>8[/T[\6(UQP50@>U$I32HIQ!Y?9AP0#R4#@MH*F@I3A^S!0:ODAL^
M"<]CFHIG3,D\J\L.2Q=-,N:*0ME4@CLRP:WY70)2!Z<U(UF :95]O(T_LP8"
MBB^0Q1NY_P -<OBD !R^_$),8T2#MR4[>G@J8>>G34>[&?,XLIV6U.<%<OI
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MZC^M%YU-?&\ZAWS=NI=SF$K0;3MWG26-FK, (HX=+0,82P ;22.7/ =WOI3
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M.DFX.1/NR]Y[<+)-FD*ZX>[C]OZ\(N"F)97H_+H(_P"(_P!4!K_^+M^O$_\
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MC'37&N@3CY@%YO;MRV]PV)_VW4M[;L+[ITLZSV3W5O:11VFYV\JD_/[=(?\
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M0^29TT9L$DBLFE98I?($\\*N&F>9F=*R?P,'J#W84=$!Z,XZB3BC1U&YJE0
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MN'2R1"0\SQH3Q[.W+#N$S.'25,>- ./,^W]>).,PHDD8*^GY<A_ZQOJBX?\
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M<NX&W(O RMX+K>T=O%P#3,1N9*"K_>-H@DN9;3:KA!<.TVX&1F$X=BR. JH
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MSQU$CP*G'9MK>TN+@PLABC$:3K74\FE=-O<Z%%"DMNU*]V"VB-0X9>*'?B9
M"C/\%\\'Y[72%E%+Z9=:0Z!=S37>V3#RV#>4P5UJY'BH833LKC#W@;?R+])
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MFW%U'N6R.X$MRWYLV!;DJG=;[S=VVY17D6]>3)'\Q&-O$DDD9BUJXAN%H#)
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MV<;5LDZ0 PX<SSHZI/U=M?J]/U=%=2=72;7:[9N$-N-OVY?*@\HD$/13J9U
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M&K *<_8>/9VXTW9B%4B0>E0WN]K%8;_OC6L4$.Y;L [3SPB2..WMU&NXD/\
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MFB9WA$;AM7X;(R'.)0: TX8S;M@LUP%VR5FW("X0&9U%]MTQ&^V[K:V+I!N
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M3G7N.)@E^2-$1,44D0!CI!IVD8<40)$/3%%9'"D"HYDG^50*D^[%B$#*)/)
ME( @X!U1?UDW;1UU?RS2:DBM8@%)*EH=#:=)S\+/CGNXG3O#*YG$-[%O?3X%
MRQ<-MG,U3/KK>UFCEE8QZC&7DB4L9H8V.C2N7B9L<GW*1D[EH+V3L-O3;@6J
MX58NJ>H%VV!G42!XH69(Y'<2:&K\3 9>S/'#;FY&!)E5EZSVR,[HT$LYR^2H
M=ZP]?3%E\FZ:3<;V(6FV[?$X FD=J4EH26(XYTK3%&T]XZY^4KM(WK.RVVF
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M)6JQNA"U.5,LN5>/,8:$!&+YN@6ZGDK4]&P'0C$$>$9<CD,7K<2RU+)#!3%
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M#86D%JAD>5;6)54((CH1"2X7PE<N/ $8[/;6-!TQ#PR;DO)]WW "/FZQYO\
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M6+5<S+B5\_?47U#OOJ;N9WV[&BRS0@#0#BV1.:K^6/BRS-34>T"M33,BF+X
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MBL;1T'$U.7]QQ4O!&M\L58+IR(+'$*<#4]F9&*!+29:M@N**06(\@U%#09C
M[F?@M"!U6V&145]4C4V67XA&?N[,4CA55[W#Q^]+?1[^6T=#PH.VO#%BT  Z
MH1=ZJT72%T= 7/E[ /UXT;=2W):=@LQ4J6\M4#*2&)I^P\\$F'KD%K0F1&F*
M%=&))IF:&@J13G4TRP]LU49QXHI);MF^8]QI[\L68394[M@2#T02Q!@?,(-3
M0::\<QV#$S<(ZL@@_IHDMF5S3^N?9IQN5CN%OJ@F-GM^XPW,2:B&VRZ D"D?
M"QBK0YX\X^N8F7IWLC\@:KT;_'T].[O;7BQ'MP7-VPV"RBZ[W&UBEEEL=UVB
MYW""25=;R559Y(F5P%;2SD@C.IRQY9;VT9W+EN)Z=)*]<O;HR%F^?/JTCQ'%
M4&^H+H.YV#K;I?J&WMV6/:NIUOKY)89E0V5^HMIO,D8-0 ,K #D,97;[VC<S
MB:,?LR]<T1WOT_&!K(!S[F3NWOUJ_P"%]O;[Q<;=?7^PV])KLV427+1VL<>K
M3!')) Q#J:\<SCN.V=YA9$;-\].K'''BO&.]=@OFY.>UBY9V>K#%6@] OK8^
MG/U,@M=LZ8]3.F[/J:Y5=?2_55Q#T[OEM+&2)88;?=9(%N@)*#\)GQZ9L)'<
M6A<VIC=BSG34CV8^X%>6[FY<V5ST]_"Y9)DPU!@>;@F/Q5QQN=S++(]N]I<V
MMR@9I44.@A-"&CE5B#XFR*DXG.]H!C/I)X@C_5;&T-JZ(W+1$ZM0\5"O66R7
MK[O+=R:0K1.4G=BCQQZ1X&B<4EJK<<SV8Y3?73ZM:R.'#]J])[7&U.P(CI(*
MK)U!9[C$]XT]F'2QG\JU:&YECFO$G8BKK1401FF9X@XKVC"<&+A;-[;RV[7+
M4GFWL;]J*P"V)L$CLK9=PA) CUHD^LH"[R0E3K6%#FQ %<4[]VUMY$2)E(X,
M'1X'=7M$K=+3U).:.-OT6W)=VE[M]L;:1#<02W<6OR&9ECBG$D)UNSLQ!J/
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MO=_NVV[9=SMN$5K&]C<7ES<6]K=36R.\K7<7EQ7"Q@C,T4#'.#<;S<;:.^]
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M:D"IIBE,,6!ZG6==D22,@GUN&Y_)V-W)*!&(]3EC5:%@X &57!8#+EBP(F(
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M]_#%>[4.%>CP*C3?36\@)^'S:TYTKG7EEBJ]1Q=5]S6)&6DJS'I@L;0PDU(
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MO3=ZV_HS_*I<B0_@>";W4]DUO+<M/.1&TWPH/+<L6/ (M1X>5:XK[O93UDG
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M*-%R)9BU3E3+CC.N6H1GKCYE3G$DD&H;)(?7O4=O;V\)-TBK"=4RB76)6TD
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M)=UV<)#1$9 <1^U+/G1D5#J1PKJ6E>RI(%<!8NS(K@5)8(![^UCKJE04XU9
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M+=W3;C90W$?[D'B?!0CK-0.=#EG4$YYBE!C)!<-DLL8.,P@V)/"N7'OPJ.G
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MB[C J344FAJ,Z?KQ?).FBS(FI*-QCQZ>9I[*XB,7*:511*4,@C!=L@E:DY4
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MCCC&E>]2;L76]':^A 1$@0A]HZ6?=9FW28I'MEO(1)&'/FOY5"K$&JB-B.W
MK^ZG: A;!UE6MKM8WKHE=I;'Q3]VCICJ+KKJ39.DNBK,3;IOLOR\,A5I1MMM
M\%QO-SD5CAMHS53S- ,;/TM]-[OZC[E'MVT!.N0,R/PAZO19_P!8?4>U^FNV
M2[EN"!, BW$LY(&+/@,CQ:B[8>F'IKTQ].GIQ8=-[3''+N\D FO+Z15^;W._
MG4-<[C<R$AC),X.D9T7LQ]L=D[/L_IWML-CL0!;C%CSD,9>U?$'U%WO<]^[A
M/=WY$SD?>#6O/"F 4?[YNLKF:65GEFF+-)7Q>)VJ*ZC6H!QIVXFZ6/%8$1&
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M8J.*\*XT=K$1MB.:I[V[U"-=(3YW=%5&TY@\ ?X0!G@\E3@7QQ46[W>):P2
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MQ5/0;<M-P-(?;[9*^'Y9Y)]2_JN[1^6O^8+GE_\ JZ]48M[,5G_T9_TH5QG
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M77OI" Q;9:Q 5T01CCGD@!!Y5QU%J(&/!<I?E'U"WE6W4+&)'E4Z535D<]1
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MOMHMI@,EP\"B2<Y(K$#(FI.+PD!&F*SI"4YX)M+;S[G>I<7;M([,/#6J9\:
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ME59YN>1*K3F1P-!B$J(L(/;8\0N6_K9UBZ6TL$4FOYDR"1PW *<R!QXXH7)
MT&*V=M9):++Z2OH]W23T._*+Z,WSJ(-93[YN_4/46UPW&3W<>X2N;1XPU"5D
M:@Q[G_BRQ*=Z-RX.F%IS[2O%/J3?V]GV?<;Q^B[W.].W_$  '\ :+E;LNQ;Q
MUAONX===1&8[IO5VUW:5+5L(1(9(!!K ,;1BARSKPX8]JWFY,[@M@_EQH>;Y
M+@.T=F]6U/>]SB);C>5(RC'+'#]J^H;Z,/J@Z9]?O27I3T:]0>IVA]<^C]LE
ML=JNMW!@_P!ZMGVU1'MZV]Z24N+V"  ,N34&/!?JSZ8W.RWMWNNSMZMA,N1'
M\+XTYYKU[Z$^IAM;-KZ:[Q<,.Y6]4;4[C?FP!Z "'=LGRQ4U;]M$]I)/9;S!
MINX6>-G89D!:J=5 &!%*''%SNFV ('HE[U[!:G&XTCYXXM]OMBJV=;^B/3'J
M[LW47275=DM[LF\V,]K.E0KE75@2C@,R4Y$<\6(V=ONHFUN*V91(/&O#GXJ8
MO3M0G*-7JWM!JODP^L_Z,=T^E;UG_P!W]OBNK[HG?";_ *9W*6-C2(R:VL'D
MH%>2W)H#6I&/$?K'L,OI_<Z($RV4P\)>/'_1>K?2/>!W6,MO.3[BV W,'[PI
MR]"K&>.':;8FE%1P= U*U%.DBO.N/*MX6)=>O[&+:8RH"/CP5];B<26ME!<2
M&"6%=(CU4BE!&32U( ..5NWA&9YKK-OMXQB"35.O8-OA5XV24-,"#IC7P&H!
M 1Z4:OMP(3?P4+L!;>9J75@^F3YC0O(75XOX96!1>52A/=Q&%.X</PJF9B52
M%/NSW"P0"3S%IIUR,I$>D,#FFJ@8@\L592:=,%.S#5E11=UKN0FD<RS&.!5I
M$&H\US(,R) *JHH,L0,CJ89K7LVH:-4<6PS4?;#TCZ@^M&_0])^FW3>Y;O<$
M)#?2/"UOMNVQO4/<W=^1Y-ND0\1 )9EK0<<=3]/_ $YW/Z@OBQLH$Q'FDQ:.
M%25RWU+]6]I^F]OKWMP'<MTVQYB<AR\5U^^FOZ4NB/IKZ=??=Y%KU)ZF;K'7
M>.J9DC$L T!CM>PHZL;"RA) >1:-+VC'U+]*_2&Q^FML+=KJW1'7-JOP#Y<U
M\D?5OU=W#ZGWDK^X8;8GIMB5 *\,#QXIX=;=7R2OY:LD5OI(CCC.0 U&A( %
M*G*@KCNP(QB/#[.<UQX!ED W#]F7/BJ^;C>2;DY$[%HP68 :B>=>7PY8#(!Z
MX<D6#M7!-VY:.)))YG\FV@C::5R0$C@B\32N:A0%49U[<6K%F &J=(9^"E($
MMI\S^[FOF!_,W^O7>/5?J?<O1'TRW22Q]/>GKN6RZBW"QG=9>J-RB8K)$TD=
M:65N:C2,F..,^H^^2E([/:2_)'!:':^W_K)B[>#682?G<(S/(57'F*-XDH(R
M0=*@$BK FIH#F!^KWXX.4B34KN;8$(8 #(# +R18@Y 8QY"BT-"<J DC[<1$
MJ$#%28%$)=6NH",0,Z :@>5*#(TYX&W'%*CTP19KN<,*Z2BG-&\:B@(%"03D
M#A%I5EBF+OS1>9[=P=46D\0\3$'CGX6H*Y]N(,,$[D"N"++ )"#%(I).2/17
M(X#N)PC$1-<$VH&H6\EK+%DZD=E,P#Q&?#@,*F"<)#W$D2P1@5D!8GLTY"O8
M>/+$2&33QHO8U(<  :B/$,Z =HK3]#A$.G#(_'1$9J4)%%)/:?W##X!DV3H,
M"IJ,B"<^0!KPRQ'#!(8U1N*:6"2-HWS!J03DU,Z=U:8=@0Y32)%(L5UN_*SZ
MNNY>L/K%V\RL$;\K_P#,4N3;G5Y3/:?37U9(A5C_ "D9Y8@8#4)9.IF1T>U?
M8OU\-5M<#EHJ#[O[,<9)9 HN8?KNE([SG35]V!R\P0;C$+GK;R ;I-F*F;+_
M ,(GOQ<V\FDAF'0]&*L'TK.OEQUY <*<<OU8W+$J!EEWHL2^"D"\O([:TEF)
M%!$W$Y#+M[<;^QAZ]Z('%9.XD+,2<V52^O-[:?9NHKM9:HD%RHH>%%;CGPQZ
M%; A;$1D%R\!(RG=QQHN$GJI=%]UW*=CFUQ*PI0\7-#CD.X3$KAK@2O2.Q0N
M6]G&1'/WJ=OHSV\WFZWMW(A:DPIEP%1G@_9QB^:S^\792N$2J5TVZH:FVK"H
MR,:C+_5QTDGA%<L^J= H-N;&.V66YFS"ZG&N@J0#P[<\534ZEH0BP8JN?6N]
M/>W,J*2JJ2H"MEV#+%.[)J15ZQ$FDU&"1O<S+"H''Q,1F,\\5G)+E6Q(B7IY
M)U;5M!W#<+3;;8D&66-":4.9 -:94Q. ;IS*!N93<:"P5M]D],]LVM8$D1'E
M,<9D>AR8BIH0#C0C::-5F7KW7IX*7+2VM-KA2.*% " *E:,0.'=@L0 *8JI(
MSE@:(MN$DFY316\170C+J5:@$<A0#CAS7P2$3GBG':;:J%%":LA4TI2@S ':
M,3 BA'@E^XC3;ML:XEHC$$TK2B <3_HG":)%$W4*C%4#]<O41M5U;02)H%50
MQ]V5:XJ;BX(@MP6CL83ND APJI^C'I1NGU,_4#T'Z5V\C0V.\;Y9_P!>O&.F
M*PV.*X67<;AI &":H%(%>9Q7V&WEW#=0V]MSJDU%:[[?O[78';;-H;Z[T1)_
M#&3B5RC^4?$A?2]]7.\=/=46/I_]-OI6BKZ6>CFS;?MEU+:#_+[CN5I#'$\9
M9*HP1HR6X L<?3?TGLQV/8$7"!?N !FP 7A?>K&W[UW"WL]NY['L(",3_P#D
MN?CD<L:\7Q"K!MGI_,M+=+8&-/ J 4&D"@)HOAIW8Z@;BV8B9(U/\4"8GU1G
M$2MLT1DW/A[%+W17IUNJ=0;&^SRW=END5_:M87=B[P7=K.DZNDT4T9\Q2&I4
M"@(R-<5[NYLF,H7-)A(,7S?-L'5;=;<;C;"U,D$-I;&)=P8R\P;X^"^A'IS?
M-J]1>EMJZ5ZGFM]I]4-JVNWM9FN&2*/J(QPB..YMSXM<\E*R+QU''B'?NP7M
MK>N;S8Q,]@Y(;\+XCA\5ZY]+_4\96[/:>[3$.X@".J7_ )G \7XTQ4>1;8VR
MB\M-RB^6OK622U+"A_%#4.D@^,J,S[<8VWMZV<XQ]W(\UZ")"=LF.4F]V*IC
M]<'T[;?Z]^B>YK)8VS]7='>=ONQ78B"SW$-NNN6VC:A<L\8X=N,GZL[2.[]C
MN;20)OVH:K9\,0M[Z;WW_&=TMWX " E7B8E@WB['V+BAZ+]/C:'F>^VUI7C8
MV_ERCRS \3%'!J"-:L.W'R%W:[.W(P<B<2Q]B^N.T;6WN+4;Q8QD 8^!K7FK
M+V]ILNZ*\,L=#KTD22#3I)H5!R:J]V.8N7=9#\5U$=L(VS%J,I#L^G8[=8#M
MMS$UI;JHDC9F;R@5IJ4@:J*>)/;@H+L159URT6(."DO:[+<H3;".VBO$+1Z9
M8I 04YDT-217AQP643(=)<+,G;G"I# G'[54\;3;;WN<9V79=AEW>^N $2WM
M[>6XN5DIX!#'$I.H$TJ: 8;;;3=;V\+.UMSE>)9@']M/]U"_W#9=MAZF^N0M
MVV>I )Y,<T\[3Z8KP0C>?6SJ_;_3?9G99TV"UN+:XZPO8<M0CMPS"P,JMIU,
M:CLQ[#],?XB[EOIPO]V/HV,6#F4N6#57D7U5_FCM_;X2VG9^J^<#1A0UQK[%
M*^S_ %N>@'T_[CTYZ>[3TJFV>GKF#:+G?;-H5WRUW&241_UC<W,8FW42LQ,A
MD:BJ3I&/I[L'T/;VG;_T_:X"S&(HX\Q'[S U*^4_J7ZWWFXWTNX[^4K]J1ZF
M/6'.,7HPJX)%%;OK/J]+P+>65TFX;;?6L-[MM[$?P+^PNH4FM[J J2A#1N #
M0<,5XVY6QZ=\&.YBXE$Y$<?NY+0C.W>$;MB49;:<1*,@&!!&/W'F%77<=QFW
M&9T)JNHTXDJHKQY9X-)S3@$2)&H 9E(4J,&,=-)- *@\&!K6E!6@P6U;U1=1
ME+\W3%WP]JXM_FC?7;8^D_36Z>AWIEO*3^H&_P!HUOU%?V,NI>GMOG32UKYL
M;?A7MPF5!4J":T-,9'?N\PV5C]-MR]Z0KX*UMMI=W5XV8&D?/(81_A_F/NH7
M*^96WC7<%FO))I&N;@R7$CSDR%YI&U2-Y@)?4[DG/'EL[IE(RGB5W6VV]NU;
MC"VX #()H;N/PLI<!:J8SYGWC,&@P E7=) ;%)\SAF",'S.8_BI2IK7,$$8'
MJ Q3L614A 2%4@N %(K4=Y(K7AAWS"C08HJT,PC8\E)R*G4:'B2!WX:AKFEI
M!J$3=: !CF?X:'+*N(NI,<T$J#6,\N?#+]WMP@6%<5$XT1XS20L!JU)3Q:EU
M=GASR_5A:C@P=.(B/4,4@WI2XOE( I%$I('#4QY<\NSAB+G4QP427+K=%SUY
MY>&E.1[\N>%1TPJ'"'<4$:&N=6(/++(81+)81;-:#/.ATTX =^79P&$0".::
M,295P6ZUJ?B7D,N/Z\1<!$$:NNH'Y618^IOU?1?R?E:_F0#GQ?Z9NK>[")H^
M3J)+EN:^TSKL5MIJ?\V:?M^\XXN6+%9.IV;!<QO7D%8+QN7B&7&M#7 ID&3!
M N28.N;8G*;O,!2HFY]E3V=V#V9=7-2QLC@ISZ:OBL4=",U'/LIVD<,;FWD*
M$X++W,2'&:4NM.H18[#</JTZXV4UIE0&IK7@<=QV"QJD;DO*N;[C=/IT=RJF
M;YN/SG0W4,XD\+PW!U"N8H2?M]N.M!!?@RR[-I]O(FA<+B;ZD7;/NM\ VJ,2
MN :FGQ'(XXG?5N'Q7HW9C+].*_ED !^2O-]">U&XL;VZ\LT,Q%:5"T/ 'OQK
M=GC^6ZYWNMS5=G(8@LK[=6II=(%TD#X^/ #LQO7!2BY^V9&5<%5_U,ZB-NOR
MEL=- 58KSR[L4KIT"BTK1,IC@JSWDDL[NV9=CS-22<ZXH2J7S6C$\%M;6ODK
M4J5E>E"3G[^)YXBW!&_ Q\ZEWTEV"7=.IK4^6SK;D2NP6HJIJ*DUQ8M0U2!&
M(6;>N.=!);]BN'+&D,A#&C*:4:A&7;V8T2P6;0RD:N2BMY=/)-%" A50.%,_
MUFN(NU%(%+/3U@9;III4(TU(!'&GW8GI?P4)3 3^@M$>2A! !SR[?9RPM(5;
M5(EPHA]8>K8]@VNX0R@,8GB4+F<EH*88Z;8))1K8)EXKD9ZD]9/>W,R-)J)E
M=JU(8**D"@Y5QC7[GJ3.G!=?VW;QMVP98_;%67_+XV?K2\ZOWO<.F;!K>_W8
MK9GJ)D/F6=B[?BQV;"I61QSRICT#Z(LV;(ENKL.HGIY+FOJ']1N==FQ(!PTI
MG&,<Q!LSS9?03T_Z4IL6RQQR(TEU< 37$TGCDFG?.6:1SXF9WSQZE_R,M,8D
MNSKSBYMH63*UMXB%FC#GF3XIY;%Z::E+K;ZRU34+7B#^TXF.XRE("'%9\[8M
MQD9# .K:?3CZ%ON?7NWWM]:5M=J1[X@IEJC4% <J4J< [IW(V=L21U28#]J%
MV_9_JNXQC,'TH=9]F7Q3F]?+9]NZLBEVZ>:SO+:8O;75L[13VK!B%$#(1Y9K
MQ[<;_P!,2C?V&B]$2M,Q!P+K,^HK8COO5A(BZ"XD[2BV#<%-MP=QZF],^F^K
MKR#1O&WB+;=[,<9 NY(@!;7S95$EQ'\9_B(QYOWG86-AWB]9V_\ 9F7'+DO7
MOI#O&XWW:+4MY_[F/2>!&4O$Y\5Y%;6V^;+);,JF2X@>WR(JHD0HZ$$&M:XQ
M[UGU)C50 U;-PWWKN+-\VI QK+X>U<4_4KTPM^C.O>I=F2 0Q_U">Z@304.F
M=VD!6@"G2[''Q7_D#M4NS?4.XLE])F2.!!JX7VG_ (ZW\>[=@LW !TQ8\:8)
MA-TX8@+E?$ZDMDM.'$TX9 8\_,A$C5G@O0IVS(:0G9TM=;UNVY6W3>P[5<[U
MU!N<JV=AMVW6LMU=7,DV4:B&-"PJ:5)  &-+8V-SO;PVNRM2G?-& ^:YKO>]
MV/9[)W7<+L+6VC5R<>0&)]@74GT>^D>V]/\ :K7JOZCNN]JZ%CEA%S_N;8RQ
MWF_B"0:Q'<.FJ&UD8C-02R]@Q[+].?X=[IW"4+_=286L=$<:?;)U\Y_5?^=>
MV[(SV_:(CU\!*7#B!EE4L4Y/4/ZENE^D+ =+>A73#[!M:R+!?=5PVL%QONY6
MP91+,MU-IF1Y@M005 [,?1/TY]#]L[+9$-O8A&XS@MU%N);[U\Z]]^LN]_4$
MS>O7;GI$U+@^P!U43U0ZEM.H+![Z.#>]TWF="[[G?RO/?J/+J\8T.8$UL16I
MJ*98[#8[.]"]*5[2(Y#+_=85R[M;EB(M0G*Z,92K+WX,N6'J?>W%YU##9KM5
MW<3,[+</>.SZ0U5!XDJJ%NRN.Z[?'T;7JQ)9<SOH$WA"<:$X>-*\N*[/?1[U
MIN76GH7MW26Y79??/3D_TUFN)FDNY.G+@-+9M5R6DCMY',:C^$98X'ZHL6QW
M ;VR&%WSGGE[_N70?2DY;?:S[1*1(L'\M_W. Y E3W';R0O(9**MN=):NDRC
M3J49YZJ<:Y8QA R#LP9=3&6F1!J8D>\C)<V/S#?K;V3Z5?3JYVO8KFWN_5GK
M*SN+;IK;!*KS;3#*CQG>+N,'5&D((,61U,:\!BIWCN%OM6V&D_G2%$:S;NW;
MGI6A^?+_ .T<3PQ<<5\@/4.];_UQOFZ=5=4[O=;AN>[WD]_N.X7LIFFN;N=V
MDE=F9B7.OX1P  QY3N]S/<73=D29R-5W';]C:V6W&WAEB<Y2SD>91:Q(ANGB
MB9H;:>(R1M(=1+*!KTD9+JI6G+%$D:F*T@--<D/(TL#*T,CL"I\2^$FH-*E:
MZE('/LPQTXJ;EJ(L)M9!GCBE4JU6 *N !0_#EJU$9G$2!J]B?5)!RPVK?"[H
M="Z@XKI(Y(PSH1AV'%-TGBZ))MLLC%H+A60U)(F (SX%7(SRY8B12B3'S9(I
M<VUY"=31%ZY*2M*T["M:B@Q$1<UP2D"U,47A2$D^:LBMQ)(U**\A05XX<AQ1
M0B3$-+'BAVA4*Q5A+6@-.':!F 5(IB.D$.,461 H$U*:[VZ.H41@BC*@% :"
MG9@8K5#H71V-"Y"9M5A6E::5\1/W8F 2H@L,"AW()8K4DMD,LDX5XX9J\E,E
MAXK/A4>(@US&G*GOSJ,*4>KDR8$M5;1J'< G4%\;&F0IF*G(TPVEJI@3@NG'
MY5[5]4?K"E__ &7'YCYH.P?3-U;2N?=B)!PYIS]Z^U#KD?Y:?_10@_:#W8XN
M8JZQXKF9Z]J#;71&=2WZFP"?F\$.D@2N8-Y(8]YN"#0K,33WD<,&L^;Q1(QU
M0 & 4K=/WI\N+2U!I"\> .6>-S;@.!+ E9N[H7"C[URZJ-ALR6ZR!3)EDU-0
M.7;CU#L]OT]D^97'=RF97HVQ@,5"&X;FT7I-NLH%3);2'B0*E3F",\\:423;
M)S90F!;M <2%QJZ_N&-]='^)I9#D0?B8\ZC//'&;P_F$E>A]OC&&S@#E%UUO
M^@_I[Y+TX;=)TTK.QEU%16M:5KW8W^SP/H KC.YW"\S^$R4W==[LEO\ .2QR
M>+QA.7:..>-6X3@L[;@2'-4JZKO)+RXDDE+$ZF_BRX\JT//&;?)DM:Q&,6XI
ME6MN&8SR9A3X5Y$]OVX *JV8Z.O)**()):LM >_,#L'(5&)Q!?FA2GGDK3>A
MNUQVEM?;E_$ 5%1R&9TG+EBWMP-6HJA?P=2?=7227#YC46%.8-:U]IQ:)<JI
M$=/-T8M=O-U.9,@PI3(C#8E1):F:E'8[(6]JQD4ZWH%R!K[,35:1J71^_E7;
MK&YO)"JA(V923QR.7(\N6&H:%*T^DD+EW]0OJ(]_>7%K%/I57=0%:HXD9XH;
MNZP8+8[=MQ.8U#J/N5&K+;=PZVZHL-@VZ.2YO=UO8+-!&&=CYL@5WR' +BA9
MA*[-N*ZC<2%C;@0\Q8>]?5K]"GTM670'1^RF:RI<&T@ENW,7C+:%)).D,:DX
M]*[3;-JT(DG2!3_5<EW0B $(>8U)70;>.G(WNH;6&$*L?@6BY99<,;?KR'23
M1<=N+0E<<*8.A^A89?(1H%);36L8H!4<<3M[DPZJJI/::^BCE7W]&>C+?:MJ
MWW=4A6.1HS;QN$ R"\*TK3+&5W??SNW;5IRSU6GVC9P@;]T . P\%1'UDVE[
MKU!B^:0K;M>A",]+*T@^P8]2[!N(V^T2,/.(_<N![SMO4[B!<\ADQ\%?[I3H
M7:;WTY_H:HA&Z;:NDJ!X;A(PT+#GJJ*$]^/+.Y[V[>WQNR=HRK]Z]([+;AM+
M5N,&ZQEA3!4_VRQNM@WC<=OOA)'\M<S6YC8$9HY&I":<@,7)M.,3"HEGP\5V
M-B\9V];,7;GXJC/U>=.VUIU!M'5"#RA>$VMPP "L]-4;,2,ZFHQ\Y_YP[*#;
MVW>H 5&@G[>"^F?\&=\>=[L]PG2*Q^'[52J:_@NY(]OBFBCGGD6%6>FEFED6
M-:5KGJ;'SG&P;MZ%F)8RD(OXD#[U]#;W=6MGM[FYN,8VX2DW\H)^Y=<O2OI;
M;OI4Z;OHNF>F9NH_4_J&PL-SEZRW;;;0#8#>VD4S6FSW0#S>2HD%?A:HQ]K?
MX[_QIVOLG;XWKDXW-Y.(,R1B2 6!;#YK\^O\E?Y![W]5=YG;M1G#9VY?EUZ8
MBM8AZR\<'48[QLN_=>[O/NG5^[W,EU>R%YUA2>Z9C(2S5:0!0:]@Q[';V-K;
M0TV*1YKRV&SBYN;F>J1-<R3Q)/R4@[#Z*=,O'YDVV7=\H2-3+?R-'#05TD*,
MAWY8K7+P!UW)U'!:UC86 WIVW?C@D;U7?H7H;IJ2Q@M;"7=I%9+7;+".-I=3
M(55I6!J0& SXXGM9W+MSU2/RU/=7;&TM>BX_4?NAJ<_ +DOU7TA?W6\W.^W]
MKY+RSF4J$/@B9BP2A'$"@QMW-V\/1ME@0N6G&4I^O>8E\OW?VNIP^G'KP^FO
MJ)MN[7L;-T]N:?T??X@"1'MMS**7(3+4]M+I-3P6N,[N.WCN]K*S%GTNY_>'
M^ZIV-S/9;RWW .=!:8&<#]X8?%6R^M'ZF_3_ .D[TJW3KSJ"YM[J_P!QA9>B
M]CAGC>\ZCW&>)GV]HAJ!-E'57E<5 7+B:8X+=;T=OVXN[GSP!#<2O2+8C=8V
M!K-T@Q'%PX)X1&?N7Q&>L/JMUCZ^>H74'JAZD;C<7V[;U>O-';O.SQV%IK/R
M^V6$)/X%K;QD   #'EO<NY7]_?-VZ^DX#@%VW:.U6ME:,[AU;F<M4Y<_W8_P
MQ=@%'2Q^=J9X2B TAA.G3'0$<^-1GC,(JMC4"[@,@)XFBA%P%9&B.N$#,-I#
M:@P"Y*V(T]J1<CDC\4WS5LKL 6D)>D7@TG2/#4=F&TDDJ46,7S11$UK)K8+I
MR(.1 )[0!4U[<,'P3X@LMI[6)K=/%^(I.IM5:@\#D>0&(F-73Q;T_P")TEO&
M\:LH<&,4(TD584H2* $<<*7)1 +5P0:O*FD:F"J:@%M2Y@G@Q;B,*).!P3L$
M/%.QR>VC936C"J-QJ!E7,TQ-LTWJ'4S @+VZMK:56TOY#E5D37D"_P#$FI3F
M?:,-*+!Q@G$S<.D@ IC6BGS;@FI)GDU<"OA-!I([<!! !4  35+MK&PBGG %
M$0(.\OQ44Y@<<.W3J*0.J9B!@'195%?@KI495H:@\>/.N"!F90)D2Y! 0[(6
M"MD5R)!.8]WOPQ8"J?$(5(HTMGD?C-(42E,E4YY5KQ&(%DX) <+I?^5@@'JA
M]8)_A/Y6_P"8^. ^$_3-U9W]F(2-!XIS'-?:AUP*V]Q3/+]/U8XN160!1US3
M]>@/E+H4 -)",N8K@$P70P6H77*O=90N]77#.4\^_LP2T"2C1I;+*0.G;H$1
MJ#7PU/$TIRRKPQT&Q&N[$<UF;R0$3Q*JG]1O4C'<[?;TEKH(+*#D,QD<^./5
MH@6MM&&;!<2QN[J3X1=)=U>&3TAOAJJ1:M7B."XL0;T#X*4ZQTG]X?-<BNM3
MY^\M;)1FGNTB6G\TDH%*>_'%;RMYCQ7>69^GVPW#B(+O7Z%;-'T5Z'=-0:1'
M<7EC%(^5"=<8:N8QU_;8B&U 7"]SD91M 8FI4;]>WSS>=1FIGX1E6IXUK@MR
M0J#P3V8L 0JX;BHGE,9 TEB68BNE1R)QGS(D'"U;42X$DEF%=8CBTM&AY<^T
M\,0 HC2)D1$8)3ALR64*IU$@"E2.[V8-$(%XZ RM_P!"[<=GZ-@\P /=$NQ&
M1-<Q^O%JT&"S[I>+\4M;/M[W5V2> .H$]V>')/L07&"D&TM$1U!4$LW\(_NQ
M.)"#,ET]C$JI$*Z0@!R' ]].>" ?)5):CBH"]=NOH.GMHDLX'7S'@=: ^,R%
M:]HP*<Q&/-6[,#.0 !7';U"ZBDW*]GDD?XBY.9S).,&[<UW".:[3M^W%NV#(
M597T_*Z^GN3U,]1[OKK<[-I]GZ<=8[5G0F.2\E<%3'J%"47G7&_V;:^K+7(8
M%5MQ?'KW'_MP#>).#>&:^OST\Z,MMAZ?B40(E8%1-"@$ <*]U!CM ?3 C'%<
MU>D)2EZE>".1=/BYW4R%,E?4017@?UX:Y=)E19(M.YHI^Z/V:.%&8(=03PY<
M""*8>-V3^U G "$I\ 5=WHK9Q9=&HK"C7E92O.C@G.HXXP][>U[P-A%:VPM"
M&RUG&95#O7?ID+O@NXDTF.82%@IR96)SRQZ3]-;L_IC"1H0N/[[LA.YKB&8_
M%3IZ/]2-=[-:V\DM)K2)574<_"M.'8.&.>[WM=.Z)#:9%7^U7IFS$2QC\U'O
MJ_LZ37)ZCV] C1S&VW.-%.E78UCN2 *Z7IF<#V70]N7DE4>Q=1M-Z;EL1!:Y
M%Q[_ -C+GS]5]C%N?IWN,KKKFVR-;V(K74K0^)B.\+CF?\A=C/=OI#<V8Q!G
M9&N/&F/S7J7^..\GM?U58FYT7" 6]BXI/U=++=,T%PGF6SB>!E;QZHG$B D&
MM2ZX^)/2-NX)8&,@? Q(/Q:B^T-Y..YL7;)8BY:D/9*)7U.]/[MMO5WI=Z8=
M4[D(/-W[T^Z;O;A9(U(6X:PCCF()))),=37MQ]R_3F]O3[78O!WG;B?_ +1^
MU?GGW3;0AO;MD280F1\2/N4:=0=8=(=.%Q9P6L\Z*0="1@#MYGLQU,#N=RVJ
M4@%F&=G;@F$!+Q^:K]U%ZO=1=0W)V3IB)A)=.8O\L"?+4D#7E0 K^W&GM^W6
MK8UW7);-95_NM^9]*PV.67-'MH]'I[F)MRW^1[W<9AYAEG+.R,3J95UY4RP'
M<=P$#Z5D-%3L["GJ7NJX<\VX*+NO_202B71"-%3F$KEQS(% ,1LW3I<DNJF\
MVHC+H'2JJ]0])KT]:[KN%R5M;#:;6XO-PO9*1I:VMM&S32%\@H\L$CMQL6[]
MO;VQ>W#: *OP9<T=O<W,Y6;8-#CE[>7#FR^;'ZO/J,ZJ^H+U%;<]]WN\O^D.
MBXINFO3[:9G9DCV>U<JEPH &<TE6+FI/#ACP;ZI[O_R?<9S@!&R),&PIFO8/
MI7M8V5@7[CZM+1C+*/ ^VM%48([L\D]69B"%C'EJJM_" >!"]_''*R(..*[2
MV2W54/3P0T9F+!Y3H45,,9R+ 44-(:'(4X<,#,AFID.7_"AQ)+<U<R1LD8TL
MS41>/"O D#[<-H#J>JFG)!65D1.JUD$,X>2&JD!G4CS .X5]^$Y8@)G:5,$)
M+ T$Q9XO RU-0:$4-.66( G-$S9$9$UK55:-*DZB*TXT- :TY>_#@/BHS8%@
MM/*5<FTBJDAJBA&0R7C4UPF&(2<BB#EA215*J"0-.KX=5.-1_,#^O#2Y"J<.
M5M# A4@Z@20!F!G7^'.M=.&ZF]J:B(WHD5F'EEDC!TFH#4- &-?BXYX<TCS3
M RU-EBF?9H"LC*^<DS!QF* FIRX5H,"@'-<$QZ02,73A\L+;P01R4>17N)>6
M9-%4USS7/!0!A^'[U$3(Q+(-$;2[+I8'+4!S[<)@*)W&(+@K"M%H!_K"@K4G
MLXYG#:7*73HJA+B,'RT5<K= )!P_$85(I6E<1E'J;)*,AIZ5TK_*O/\ UF_6
M%EG_ -UQ^8_E_P#<R]6Y#M&(2B0WB%+6\>:^U#K0Z;:XX</V=^.(GP6."5S9
M]?%K:7;\" ]!VFAX<>S IJ)"Y)]12Z-ZN2!3\0D_^$<3M2 DQ1(=4'"=_34S
M>1-.*A8H2U1PRSR..P[!9]6_'.JQ^XG3$D\%SV]:=_EO^L;PL]52?0/%4#2^
M=17'H6ZEUB P 7+;6&J$[@QD:<E)Z7)F]&]S9<PEF]>T^'D?9BS8.K;RX,E=
M:$.;CYKF)TUL\W57JMT_M*(TBW&^0EP%U (LRUJ,S0XXZY'U=Z(#]Y=1>NF/
M:@]#-@OH.W>VAV7IC8MI4>6EEM=O&5H*!A$H/=PQVEFV(VF'#Y8KDMV1+<B'
MX8Q952ZXOPAE2.C$DBG>>?;@5TN'5NS$@.H;FA)2I;QR:BU.0KPQ2+9*^'TZ
M9$'P6MC:I4DY=@SS_0XE$!W*1F8A@G58V[?-6D/EEFN)HHXT45)U,!GW4P2A
MPR5>],QM]==5**X3;=\KM6V6BII$<$;2*?YR!44]^+<*1IFLR\2"(<$K;= \
M:JR "M :"A'[</C0H3LGSLUD\DP=XP47/5_?B0'!0>M<$>WRX@V^QN9S(%$<
M;.:\1I!.'<Q-5$#56+8KE9Z\]:R;I?WM9=:@OH&OL)TA17(@8S=W<R"W^W6#
M*<:?;BJ%;@T^\;G!MEL&EN;R[CMHHP"6>2>01B->9)+98R[8UW& .*Z;<S%G
M:3((Z1]@%]BWY</T^0^F'H]T9MTMJL>Z;E:0;KNKM'IE>:Y42!)#0$F-33/'
MH?;=N+-F+XD.N9W$M&WA '\PAY>)P]V:[%1[?'!8Q0*%&B.E--,QSJ,7)3<K
M/,:%\45VS;5,[.:9MWU'MK3F,1U%U2( !937T=MOS5[9VB(3YDL>L@?P C5B
M<B(P,C@RSYN9" Q)'N5SRD5GM]O:KI411J!3(:50 #/GCG-1E<,SQ71QB+=J
M-O)5D]4.G(-T6>7036I.0XU(';CJ.S[R=H@ EJK-WNUC=B26=0_T1%=[+NJV
MX!\LR"@S I6AR]F.A[A*&XAK_%1<Y:MW-O=TXA\E/S=.VE_:[I\\*VEW9NDQ
M8"B@YB4BNFL>1KQQSDKTA.,(>82]_):VW'HS-TX8^',^"YE_45TS+:[)U+T_
M*H8"TNHH)&!83VT\3F&1"::JJW'ECJK%B/<^WSM3=KEN42,Q1F*Z#9[^6SWT
M-Q ]=JY$OD<Z>Q?+OTC%O/4_K)!Z8;0EW-O-_P!:1]-6]O&)"\C7.XK"Q55#
M$)%"Q8D\ ,?$&^^F[\?J.?:(P)F=P8X9/^Q?9$_JW;[;Z6/>+ERL=OTGC(AH
M@9NY7U*^I'4L/0UAT]Z?[/=Z;/HWI?9^G3$DNHFYV^PAAN=14Z=7GAL?978>
MTV[&PM6XBD(@#P8#[E\3]RW^O=7)3D-1D2?YL3\257>PL^H>MMP%O:>>L<CT
MEF!8JBZAJ-??CIFM[8,=(HL0&[NY:;>H1?%6SZ"].-OZ8@AI#'<7\M#-<, S
MFE*BI6JFN,7==PU@Q!.E\EM[;9QV\1&(&IL5-<5BN@(T0 ' #,*M.\8P+EPZ
MC(*_%RPD*J./4"ULH+%XXU0RR HH &HLRL/:<\7]D97"#+RJAOY1C:EI\S+Y
M^?S6OJ%L_3?H6/T6Z7O8UZJZT59^JY+1_P#-VNS@ZELG93JA:Y8#4#2JC&-]
M5=ZE:VQVED]4L?!0[+VJ.XW8M2+6A6;>]O>R^9V]UBXK(6DJ0%(8:4#<% S
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M!) YG@OB,];?4[J/U?Z_ZC]1>L+Z:XWGJ2_N+Q8VF9HK&S>1S;V<0).D014
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M3,I$XKI+<80@( 43UVO:Z@/+FS'50KD.S/WXH7[[!A@BP%*IU)&J@47PK0T
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M0Y5'VX=F2F>#LEJ%/E8&*E7F<$2W!6KH!_ H/P*,JGCB8@)"F"499RQP2=/
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MPYIC( %782/4T49/PJH '#( 9'EBV!DLJ1U3?)&+TM;J?,;+31:9'/#L310
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M$@%7F;@%XU]F!RG&-1@RG;LB1D3Y27"CG>MUGZAN&L[&*2PV-'0-;AZ27KH
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MKNXNK@>+Q-Y.H$!P@":&%."@?:,-4*31/L71G\KAU?U-^KQZ$,GY7OYC/@/
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MU#%3-Z:?3EZT^JNW;CU-T7T)NV[]-[/!<W6Z]33&&RV+;XK*)I;N2YW2Z>.
M"%4(I7CD,*Y<M68>I=E&(YG'P5$;Z/ZC]+9C.Y?=F <#F3@%%\#)#.ZRZ)98
MGEB'E.'34K,CDLE4< J:$<<%E*(#@O%6!*4JD?FG(,X2S;F22.L=00=(4K4
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MFW'=H4C\I&<A3(,L6;/<;M@GU-5R_(@1B]*AV'@B6HW;4(&P;=JP;9D2 3<
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M1UQ! .=?FARG&I=Y$(W%!%!%'PAC-"5+,7<DBNKEQ'.IH,%( 8!O8J\1"/3
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MTG4AJ.*ZJ8CDQ3"A27?78+-" "HH"=1I0 MEWU)PYD13)0-37!2)T'L/F?\
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MZ'9D ".;*(]V""HKSXU&7=[\9%]@V96U:BX 4R_2-MPW+UTZ8CKJ$5SYN6=
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MJ9)(K>-Z/-(CN6 TA%\9-1VH#7OPBV;DA,-)I$L'0-Y,;B>7C5Y6&D^'P(*
M UR/ARPPEJ%5*5LB08AD0DN4A= 0X9](\O4="5R-1_%4'$3)Z9(@B(R$CDDX
MW2SSB,ZDB,Z^*E0"K5/"HTT7 9"KJS"1>@&DE%[JY%W+<3(54F1E)*FM,@M
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MPP3SV'8LT9UXTKQR.,_<;DR>(=E=L6ZZCP3DW!8K6'20* >*M.%,ZXKVC*5
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M(XV)59776Q4#(-R/?BS=NDR,CC@A6=N(@0C_ #)C%C)(7!=B35AGS/$]ASP
M5/BK$I '3B!5=1?RM0P]3/J^0D:3^5W^8VX KG_]6CJM<_\ 2%<1N@  9ZA\
MU.,NJAZ-)*='6%^SS3,TAI5F()J*4[L>A3(D-6:\EL1:8&2IGZC[B6EF1'/\
M7P\1EV]AQC;JXQ/!;6ULZ[@#A53W:2629V)KI9AP[>'OQSVXD9TR*ZG;6Q;
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MY4+?=@<IEE*-L#"A3/NKI6-=3:F8ELR"3Q(/M;/ 3<*<PCCFB\=UXG9FR;B
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M."532.:39KB.-O*!)<+0AJTD!XY\AB-R6DT1+=MW$\>*0-UWBUMH6^9#I(A
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M8[CJW.X8>0?-</*4# W9!I,WMXKZ+^C84V[;[:T0!52)% '+2 /LQN6J0 P
M"Q92>Y7!2O83*JEJYD?I2N>*=VX[C)3%.H)U["QN)B[ E5;*OMK4GL&*N14@
MQ.I*F_WZQQ+$)*4SRX99 >^N+6UB35G2OS#,R9EBKWEVO-0X+9:LNV@H3BW<
M,26%3P5&<GH[#CP56OS!/J=MOI[]%;S9]FOD@ZXZTMKC:]F5''S%K9R1E+O<
M JD.@2-J(<JDXK=SW5K9;82?\R0IR08V[^ZG^ELC\TC'^'-?&AZC=3S[G?W=
MQ<7CW-Q<7$DDKDEY&:1S))+(Y)-7D))QYENKDKA,I5+XKO\ 86(;:,;40P$0
M&\/O4-,#-_F+D_@HY9%-%>8_R^(?!WXSC63E;QD! &(1*YN)[F5%9FA@ "Q)
M$-*Z.SAI)ISQ&398HD:K;RT\IQ&1'R(YG_2S%2#SIAXX.2R<XLDF2Y"!H0=3
MT.A*FK9?$.S [L@,%.Q G-R"F/NN_);NB:C-N()T6ZM55%:!I2O(=F*<[T6T
MBLU<A:J729:V,UU-\Y>,TLK,::JL(5;/0HSH!@8!)U2Q5AQ$4+CP3[VZQC%)
M:'0H'!<P%R!^W%BW&3LU%4N7(X!W3VL42*TN[E"J%_+MB<_$&;4XH>9 &+(&
M9%55E)^F/E15RR50A5C32RT%#4U%0.-17"/P3:6Z5DC^"@8L"=)IP(R%:YBH
M%<$8!/@$-YD45F74.'N9-+(2062+)6(S!H3@9#EBHQZB_)-^XTC75 Y.8S\*
MDTJ2, ( *MPH*"B0+LHSJ'8EP5)S\('8!3,C R4?2(ED%(X-C&FE7,LTCN#X
M31*K&0*9UK7 SC1&BVFM4@RD-6H&?#+-1GD:\*'$28@-FI.XU2#%(UV(FUU5
M"R:1I%:E@"*T/ 'B<#(!3=)+C!%+F*..*".FK6A9_#5UU9YGG0# B 4[)-^3
M#*W@4ZR<Z4H":URKGE3"$>"9V6):H642II"$!.6JG(D9BH[<,S*;!VR1JXM8
MXV5="ETB%:4.EGSJ:@YZ1AY1X)FKS1>4HBJHYZ0!3.HXG(\,\-FR<A@D^[<N
MWE(0JF@95!TT4@D]@)IABF*:UZX#.<LF  &51P[Z4.(XH9#YI+#%GT+QR]E.
M\X0Q2P3LV^R\V,'4 BLJA!6E:&M1G7A@@ (3@.7R3TVZTDJJH%"U4%3EJSYD
MURY]N"PAJ\%&1T5"D/:-M"Q27TM%$1T0U84U$#,#C0 '%Z$(Q#\51G>,R\@R
M6H8X&)TTS+L<Z:6'B'BYZC7!Z9(+ZB2<60K4TQD,JMI8R,:^#NT\S3$JYJ U
M#RU1/=]V^1V\1%PKW \V4_Q'3J2$-3, IG[\5+UQC7!7[-H%I4?@5>;\JO=/
M.]8_K! ( A_*P_,HD(U5JZ_3'U8U>SE[L9TI/)\G"O.#P7'QOGXCF'ISS]E.
M&&.KV(#<EZ;YG\,J:<J&HK7[?9B.I(@,R*RPQRU*'/XNPY8?%-IX(HDTUH>+
M$$^W+^P89VJI !=7/RQIC=]=;[*JT9+'/EQ/'/L&.H^FC_W!]BXCZFB3=H<;
M)^:ZJ>HE[IEN79Z^6I7NJJDU[*$X[21:AXK@[?F?+3\E2+J,"ZOKF25\GJ0*
M=C?NQ5F'JM2TP+'@#[T7Z4@%ONL-QY5=4R*"1FR U(]AP$=.*M !Q(8NI,OK
MM%O)&55136JL* "F=3VX4I,RF82-PRC@0JI^J>Y22C=$B;(0N5 (XCL(QF[R
MX26R6CL+;!R0[JC'4-Q5YV+"I).FI.9R&7;CE[I>:[:R +,2*DJ6OIU^<GO=
MTV[;T<W>]26UDI2N49E\? 5H <=1]-:H0N3CYI463WFXUL0'G)^"^ISZ.?3F
MVZ0Z7V9!"$G:VB>5](!:0@$UH/B+=N/0-E8%N!)SK^U<3O[@B8V8Y KIEM-P
ML$8+$@E?L&+EV72PP64(EW3VVK<#<?AKXJ$ 4[\9Q<&M0B.XHIDV&-;:R:=Q
M3PEC49\L#8DHUD=+G),S>+MKFX(4^$-E4\J\N67WXT[4O1ME\65>[US &!+?
MZK1=ZVKI/8MZZNWVXCLMFV&QN;^]NI7"*L5M&SLH+$ EJ4 YUPUIQ,W98 .J
M5RY",3<G_:B6?P7R-?7)]2.Y^NWJQU!U3+=2-M4<LFW]/6"R,UOMVTVSM' Z
MH#H4SJ-34&9.>.)[OW"6ZOR,/[8+!=!V39@1_4;IQ>N5_E&0]H7-G=3&/.NI
M65R7++&?BX<3_HG'-SF9!BNPM68P%*\TR9IY[@F0 !*TT=W&@K\.*^JK*[&+
M!S@MP0X!4$Z?X6;( 9M2AI]V'H*E(/(Z8XI%W6_EE+K; !XP!Q"T51F:\@!B
MM.X_EP5BW:D2'#J-=WW\>8UKM;F>\*Z);D-KCC.18*?YN.*=V]$G3 ]2OVK6
MAR SHAT_MY\NXO9R99IGTEY*NY\3<#Q K@=N(D"3BBB9 ]K8)_6,:(- S7^)
M]-3J-/#3C48LQB&!Q0)R.HQ) @![72] H4K&K,0<R!E4 5(J*'+%H"G *G*4
M9$@$E+LI9+.UM "H=WN'5LS4U )/L&6)<D,0 0 D=M8<C+20&I733(9\0<,4
MG>JW\X:#I!.I:@:<BV8_;[\1D3B%,L0R\W:]5/E(851?E[9(95K1F;3JD>AS
M%7Q W"0YH5*%D .FK+>5#&I76-)%.&=<SGV8 955RW$Z>JD4CSRB1F9,S_"1
MR+<![<,[T4QI)H:HO=2.C1H 6$*+&QI0AN+?><0.'-2$91HZ2I9* EJA:G(<
M>!SKS. D@5",:CDDQM$Q%2"ST %*$@Y#/F1SPV)40 ,$)<J"SZ2M(5T'C6@
M&>?:<(J3(KK1%C.@4IF1S!-#S//$7TIB%K& \ZDU*N=5 1DH(-*'L(P@G->2
M"N9M<LCKDU: 4 U!10#V@5PCQ*3Y!(5Q-5V>I\ (&GA5A\/9D?U8@2'=0(E[
M$CR32A7EU@$^$ 'B3Q([R!A'%U$.]:)ORL"66I)'/,Y\3]IQ$%J*.:-[8J2L
M[.NHL0%[B#4]G9B03X%/[;8XA09+3Q 4.9.0R!I7$XT3NV"=D#Z5!4#[OLYX
MLPH$"[)\,DYXO/>.UAUN" TA0#@K<-65#E7/%NW&)&E49D2-,>"7K2W(  8@
M,"<JDD*P.EN0J!@\(QB*H!(1:\G02D,RI&'74:'2R* QKPXTP.[,1%"CV(FC
M<5%'56^^?-,8F*J[L O$*@\* ?\ ) QDWKAF>3K5$1')=!_RFYY']5?K+8D^
M#\J+\S,@U&JH^EWK UK3C7 $@"_)<\8-KEFRECH#S/+/GBY&U<)Z@JIW :B3
M-WZ?C5"Z$#MX U Y\L*[9T)0O&1PHF6]NT-0I-<^?*O[<5R$<HHS#5I8\1[>
M.(%.NKOY72@=7=4RZLULZ4[#PY>S'4?3!>_)<7]3'3<U?^C]ZZ3>H]V?*O 6
M%69Z&O,DBE>>.UN4D2N"L,;-<S[E4S<U,E[IUC,!:\:\:CWXJDLM.0):0PT@
M>Y'=I/E7]JJY&*0:JG+_ %@,AB,F(HB6:&I1SJ+<%B:1V85<,<@:$5ISYX%<
M+C4U K4)$4S51O4+<],URJD%9(Y@1_R>WGC$WDR31;G:[8U/*M%4#?YR0S\
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M!1<#)B[YJ<878U3>EG%!Q\1/QY BN3+3LP(\2M"))BS51-2PD0!QIUZR,LM
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M6)(S0,:ZB6%#Q[R,*K.D<$E-<L-3&- 26H=/*H-:FO,88!*5:I/>ZD>4,_C
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M,D*> QDKH?L)T&E1_;@>%%,-[4GNK#*AXCEVY?MQ$@E(G#D5U@_+:5H6ZOG
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M%%458_9B4K@>BY^]">JF+KGU];'U(6>RI+:1W'GM81O:[7MZ.2+FZ="K7$B
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M#AQPX<IS0405Q(20!R 4GMIQ]E<(IB[LBAK4\ *<#F:Y9\L)W3.PYH'70M4
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M"#09T-#6M,# "?K-#@A/D9#D14C^8@ Y?P]N6'(I12%/!;&VE$7PM1BU %/
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MZ-M)?D <EYMW"/YYEQ 32W6:59LS6@H:\N\'GPQ(ZG(56.D)#68DL0V:UKR
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M'OB5'EH_#B0 *CO&#F19 C :D2,DTK"I-":4S&1//F:8@'S19 "N 6C1U=J
MMGS-:?;AR'4!1"1V]:9 "M>=:TISX80CP0Y2)IDCT,&C6U.'#W\J\,\38A1)
MX419T'/(L:DUKGWX93(S&*!93R4UI2M:UX<>&&HI ET-IT6Y&C26XGW?MPQ9
M28DODB+56F67W^RF&=D@"]11%I)26K7PC(@^WWX'(E$H,$'.0H0KD::F4"M*
M]^6&>B<HI6IU $5.>5<NX<<,R3D8($ EM)-<S3MJ<AEV8:CLFZEO-4$+GX1X
MJ<<S6G+#LE5ZA!,VD@BO,=G$##)VH@A,0] -7=S/OY829D#<3*78@T-10$FG
M"A^\X9U(AZH@SDT4!0:&I!S-2#S]F&=19>L5;(G-1F/9E3[<+Q2QH$&S*.[D
M!2N'3U 9D$%!):IRSX'+E^W#'DH@.BTC\SF3E_;A)AC5$96!RXY@CN-".&&/
MQ4VI1%@"YIV'(_LIA,D^DU7LB&E1V=F&2)#,@8Y'C?PDBM :&E*=N'";2X!3
MQV/?_D6\NZ?5"W/^4 ]O<,%MW#;*'<MZP6HINVS<[2]CADCD5XRD8UJ:G(?"
MPSXXTK<K=RN:I:96PQ#QXI4D@C;5(@9:MES4C/[1@IC1E&%T.\#1)ZI+^)*Z
M^&$5KE\1- %',YUQ7,0"2KMN=R1T@!FQ2=*D<I'F@-QSI3,\2>-," >J*3(E
MCBDF\V6WD4Z4!J#2O;QRQ&4 311(:I3:N>G&BBDDBKR S/Q:JF@Y'+ 96R*I
MQ(DTHFZ\5]:DBCL U-0J,C4]YRI@;$&B<N15';?=62B2%Q0BI;,TX=G?A.R=
MRS.R<,6Y'Y;34$2N#E4G0!D/OQ('@I D\UK)>DHY!*-QKF2>0%<L@,-)."7-
M&72G\I^25O5CZRG:1SI_*F_,N93E2H^E[J[Q>T' REFN<R%S=L6-%%2#^P<.
M>+F)0(APDW<X58:L^)KPYUS]HP*X,D6+-BFA.@#&G#/E3,?W8$FDR+[6:[O9
MK3_;QU/8 PKPYX>#FX/%#N'\LA=)NDKLOL^W1AC1+6,=]",=WMR1;B#@R\\W
MI_/D<W0NY2$:U!)+,>!X'EV\,%F7P50/I;$)%:[D@0))XJYC.O?V8&Q)I@GT
M1;F@XKL,P)8CG3AP]N$[!V4HB(16[W%VD-6-!X5!&8Y"@YX$YE13! +NF)UW
M?-;],WC$Z3,=((^+@1ES_=BMO9RM[67$A:':Q&YO8TJ"WO58]G5)+FV@)'CF
M8RZC0L1F"Q QR.+1RS7=AHD"K&E GG\W-%<_+L(1"D@4JD>MS&?A:E!05'(G
M!0)$AL$,RQ$F!&6*(=3;)<SRV%[:TD=IEB0R$@,KY!=3-D:Y9T Q*5HRB)0P
M=E'U^K27D?>?]DOW_2O46Q6]M+ONQ7UA;7$8>WO9(6:SF4@$%+B/5&!3M(Q?
MGV[>6;8N3MR-LYCJ'O"H'NFS.X-B4_3W&49O GPU,_L=)\=O&/'D:9@\N&7$
MY^[%:(B[9JU.<F^W[%AB J:"ISRRK7/,=V&;)*,CFO2JTRH.=*</?AQ3!1,G
M-%Z[!4(J/$:_94X6"6*2V=5S(!S-,\R<\#(1HARRT\Q2H.8).0!XY]N6$I'E
MBO+J8+I2I!5:YM2I/_)Y8:F"GU,DR22IJ3RRSX$'EB,F"D#Q18L68+X2#F3G
M7*A)SS.(LZ3L5K/(AKI-",CGV4YXB:)WHBIDR 7(D9 M6OW88X) K$)#5U#P
MYGE3[L,$Y/"B"DE9ZBN5<B#0D<<\L\,D9$XHN\FD!?[>WLI3";WIGR0.HDF1
M<J9>_M[L/@$D6=B6'P\2U3R^W,XCBD]$$' 8L=/AJ?V=G;A9I/D@S,OB<TJQ
MRH<]/9P[<.F=JA M-S!KV9<,1Q"1)(6OGMIH33W<>=#GA#DE$HK+*<J<<_93
M#)R'0"KKS)I0]M*\<N&$,4L$80( > R]]?;EEB7@F+?BP1:>5,P!I]N8(]HY
MX;%2&G)$O#K4$&E:G/(CL[2,).9 BB<4$%G=GR0R1/0!2V2D\JGWXD!JHHX&
MJ&AFW;IRZ'DM)Y=-1C-3$R\ -/8W$8<:[1I0J,M,AI."F#9^I2]M:_.Q/;-/
M'4&K!3J-/B846F-"W?F!^8J$[,!2U@Z=<JP2V"-;NLGFRDO_ #&@^*E>'[\$
MD!,.,T2V9P #I!DBD2A*E0:FIYCE6F!2B8H\+KN<\%HLK<&&0-0>*D#A3O.(
M5=U,R=>SD,D<>EFR+G+3QX ]M <,Y-%,@-3%$WLH) 0R?$*UR!//C[\1(X)-
M1TU[[I]&KY=:L?"N9))RXC+ I0JF(]Z;=Q:7.WR$+YA5:*<_#4<:<>.!R&DI
M!V?!"PW@DTAB=7"G?ED1V8B5($NQ75'\I[2?4WZS&J*C\J;\RZ@'9_V7^KZU
M'=A$T3A<V9I2MTP (%:"G+A7@,6#)CS*%#,(K=.T@H.!/']^(2)DB Z: ) O
M82JG@<CF!3]M:XCI(')1*1]N/E;K;,2 5F2M1W]N&C28/-1D'B0."OMT1NA?
M;8"&%$A5:\1X0*\N[':[66JV#R7G^]B1?D#2J79;EI[D &H9JTU<0.7#!9.5
M3#X-1#W$0E 71RSR_3/!!044"Y+"B]V_9O-D<UJH6HU<.W+,835?).)9-59+
MLH!:1P,F( )H3GD>VF6'TZ:IB: XAU$7JQ2#;+*R1D#O(S.ISJJC(XR.[2$;
M !QD5T/8X"=XR 8@J ]GLK:*_2>_CFDL]3&4VK:)XG_@EBJ"#I/$<\<V(2=P
M''!=B)6H_P!TRB.(J0<O8G7;[C8F_6*:GRP< 73QE9S%6@+Q@&DM..=#3#Q,
MA<>3B!5:<M43"(!EF<">!:OS1WJJ]V[=S9;;L\<JVMI1I[IPT<DDHI5AP.9^
MS%N[<A=C&S8B= Q/%5-M;G FY?()JW).C:>M^LMIVE]EBW=[W9WC\O\ I^XJ
MMY %I0:4F#%&'(XL6+V[VT3"Q(Q@1@HWX0W0$;P$X1+L:AQ@0[L1R3)ECF:0
MN853S&9V*"B@DFNE> Q7D+ADYS5@&VPC@1S=:O&0H9JYC*H[/U8<P(&HI:HG
MI"+%=5%)H21[,C[,#S3TR%47NF9  H!IPXGV\L,2I )+8D\1VDTRS]E. Q#%
M$!R"]0>,$4&G.IX'VX9T@22BMQJD=F)%.'MRYBM,19RZ*#D<$2)<$B@([,J^
MS[,0D[U2!&*\CH=1("@#(GB">5.(KAE+$-@B[4(H2AS).69'9^APQ351.0J.
M) IEV4]^$4AP7A8E : +F,^8''EA)T 6)J?B4< ,C[/9B/-) N> %*$UXU(P
MDF8LO*A !D-5<_VX1*1%611R*GQ?;P]G'"YID"<@6(%:4I2G?7VY83I.BS&N
M>D#*GZOW8B2D4%JY=_N/WX4>"3403R4(!-./ZL(LD!P1<L/YJY]AS&>&\%):
MH[L0BCQ,Q"J>).?+WX0-4Y 9*\>V.J*]RRU85*%N',9#$VXXJ-,T?CVB&:A4
M"A[,VI[\(!TXB,EY/L<* D UIEI!J#V'/"9,0<TBRP2P.&C!8:AEGX3VGV?K
MPS$%(U%5)^R7MM)\M8;Q%$\U$:UGD7.1,FTNQ_B4T]V+UB4#(1F*JK=$Q![>
M)4H;AMUE>64-KY*+%''K8HH!+M_(>-,7KD(78M(8*G:N$=#=29'E;CM'_1BU
MU;(Q81N29%7_ $<\Z=F*4H7+?5&H"MB42#&5)LENSW6VW$:2Q28*0T;T4JW&
ME..'C<$QS3&U(,8H1X7U*!2C!=.G*NKLY<<,7=ABCP!P(J@+IS$[!E(T@+4Y
MD-0UX<L!E(N59C 8E)<E\%1B:5 "K2O(&N9[<1U$IY&(#$+6+<D*ZF!!45U4
MKV94XUPHW,BH$.' 29<K'.=1 )))?GFV8SX4IAI,[)V)JS!-*[M6BE9HQI(%
M1I.8%?9V8$6>B@8U74;\IEF/J=]: .1'Y4?YF  SX_\ 9=ZOJ:\<R,,>"<.N
M<[1'YF8M6BG(4 Y]F#7/,V84;)!B3Q6K*CJP&9!K]G'GA C!29DCWZT0TJ<N
M/8?[L-( 8)A7!-0GR[J-N8D!!X5S!X5XX$7=QBFY9*V_06\HFV1KK#%E6@ I
MG3/F<JXZO87-5@/@N0[MMM-UQFI*VZ;SKA6K[<LOW8OB1D6&"QY1T1<XIZVE
MN)Y,JGAERSRP>(>B 1J+YIU+;065H7:BLP/'CG[*X*! #J4) Q-*I@;]OL4"
M%=:@KEED<N&6*]ZX'88*8B2,%77U)O5OKFT =I!Y6JN8TDBN1%:C'/\ =)&9
MA'-=7V2WZ;W#FF39!4C2HH<JD>*OV\,9L'P6_,N7(HEJTCAEEJRQ@@%JD#A[
MAQP:(B<<%7+F1(;4?DC \E9CI0 ,32BC2,^_,G$X28E0D 0<48J"U3X2:FF0
MX<.6#XXJLTF(BM9B0BY=O 9T//EB,@X9F4H&)Q/4B1HXH,ZYYX'('2BQ$>*!
M\I0X! ^$\!3/B,# <U3T!H41FB)J<J'N']F($ 8HT03@71%XCF!Q(/VUKVXA
MI3@@%D!Y3K$Q('&E?AX?KPS41-4< DIQD0<LZ@ YDX&U<40 $( "O$@4[:U^
MWGAC4-FG  #+'8)%IU %N( [O?B.%5*C4Q2:QXU8TY??]N(XIB0*(NX#%3D1
MQ([.&=:]N&S3K66@5%&5#E[*&N6'42BNL D9T[CV8:F"0H@'D%00:^ZGV\<,
MR?S% 22U(%:T'[LL))W)\$5D<$@@\ >?Z=N&41S0#W"KD2>SMK]@[L)29%7N
M:_"/O^_AAF3HN9FU9U PDP("W6.>8GRXBV50>7ZL)B5+4 CT6RWMS0 :0*5.
M9%.&1[:XF(%(R!3DV_IP6U9Y"6=,PV9]PKESP06\RH!R>2R]37*HUT:H%,@*
M<@3PKB&/BGEU%\ G7LVWAD#2:@ "#PK3+A0GCBQ:@X4)S$!4LE2^VV292L-!
ME1?#I)!YL2<Z'$Y69 .H1OQEFZ:T>Q7#7"QSK(8RP+:5RR(-:C^' Q9DX?!3
M,X:7)1KJ/;&C2&:%3&80/$?#I(7PE33E3"O6Q$NE"491I4IR=&]4"XT;?NI_
MS4=$BE:E)4J />!QQ;V>YIZ=S%4MQ9;\R&*?5Y:(2944BH-&% ,^>?$8N3@6
MI@J\)QD7G60SP3/W/98VK,I>VNP*QR)X=7:S@#,"F*-RR]30C@KL+D36.*3K
M;>;C;YXX=Q\4:.H2ZI5'H>#<UQ7C.49-/!6''M2Q=.E^9'C=2K.9%T'PFHYF
MIJ*'"($J@T1!*1\$WI]:-IE2BFJ@A<CG2O9@1=U-Q^+!)5T[VZ+Q\1)IR"C+
ME4$DX@P!2+M_"@(KTD4U @#E6O[*D89W*42P8H4JLP5A0D\:Y9\@<SD<)(A\
M%T\_*CMM/JQ]8RB@8_E3?F7*5X LWTO]7"E>%!7LPB*IF(7.2XBK=7! (SY8
MMS UE5;$M,4EZ2K'(U/#^'W\\Z8KR!>B.)/4I/N_$C$@TY"H/.O9AY/FD&&"
M9]X/$IIPD!!X'CP(Q X*)=Z*<^@[LO:P*:T" <1Q![<\;G:YDV]"PNZ1$IB?
M *P73[NW%<LJ$TKG3CSQNP@05RMZ1D2&8*3K.XALX@\K*&I7D#]_#!A(0J4,
M DIJ]4=7#*&&2H4&H!'[._ +MX8HL+$I2Z:J(+R^EOY@"[>)JD:LJ5Y^W%:9
M,L%H6K4(^8]3*-^L)&&XK$) -,2BG&F5* 9$5KC&[B2+S#(+HNV@&V[42/;3
M%445[.7VYUQ2'Q6A,O3)*L4NDD@Y::5'9Q/;QP0850S$@O#%#)*K48Y4YUYG
MGD<2B:U0Y:=310_S&H@DUT\^?LYY8(9UIBH>FPJ4-<W$>F+2/X<Q7A^K#2N$
MBJC&$<@\D4,I-*'@>1R'W8CJ+U1M,0.:Q7J2W8.WMY\*Y83H8B":HC(P)\)_
M0=V('FK(&D41=F.8H:\*TR!I6O/$4U"@G6D84\#XNVI[<1+IZ X))FS8U H.
MP?=B)=%B0:,B#'42.ZAKEGB)KA@I%%YS3GP'.AS%.V@SQ IQ1)LLGPUSH,J#
MG[>'#$2F1=I#7L)SI7EV>RN&8NG!19YCJK4\: UX5[NS"2?- -*<QEQY94_>
M,\,G= :B222#2IXT&$ZB[%%R_P 1H2>7LS[CB(*0Q1%F<EB*FAS -*8=.@E1
MG-*$U[!7].&&9.E&#:+F4K4:5;@3E7$M)23CMNG44!G4L0<QF.8[:UQ,0+)L
MTNQ[;%&%THN0'A44J2 ,Z5X8F(IS$ .EVVL%_#" C,55>)KG3G@L+;H$KH%$
ML';HXT(EI0C5Y2M5C_K99#/!I0 #'%*,@Z8-^GE70"QK&B25S  89Y^(-5A^
M_%*0,9(SAE(FR6XGBC9B/A&FM%!K0<AFPQI[2$91JL_>3G# 42])$R. 4+<1
M&H ))J!\-.0P>X(P-4*S(W(M0I0M[>UA"O< %\SY=*UKGXLR$SY8:$HR+*-R
M,QB6"1^H]O2]MB0H*M&:*M%"D9CEV8'NK;Q<*WM)Q;1B5"ORC17#@/Y<\3U@
MD!.K4"=((RYG&0*5_$K; T."E[H_J.+=0FV[FX@N;5""2H_%T9CB>!(QK;7<
MZAIGBRSMQ9&I[=%[U/O:V#R2+ LS-J 8 D!12GA&0%,"W%\Q.F*L6+,1#5FF
M'%U%9WY6"]MX_%520!2AIG0T-:]^*0N&5)*WTFB"NHKO9V^=VV0W-C)5I(:Z
MFB%:G0N=0%KV81B8U&"9V+#!'8=VL=VA0:J-S1E"LK<PPK45Q'6)%$H15%KN
MV9HPJC4H:OA%2J]A))J,2(!P4"[\DUKH/;2'Q4#<.8*USJ?V8$0R6I#6FX"-
MF9\PHJ!7(G/E[<,'Q2C(#%=4/RG[]9/5+ZR9 073\J;\S"8FG K]+W5[9=V7
M#")*GK!KP7/)S&&N6SJ*@U;GE]E,79>8D\54@.CQ2#+)1B:KF,C7]7VX!(UH
MC0B^*2KN:B'N%1G4DX&22IM$534NJZ6?(U%:^T]G+CVXCXJ&+G(*5.A;P16Z
M#+)J'CSH/LQJ=MFQ(/%9G<H/;IFK)=-W:JBEV ! ()S(Y\,=+;((=<=>CHF0
MCN^;^$'EJ_!3GR.7=AKDP,4]JV9R915=;A-<SDZB1J/\1I3D.>6*ID)%@M6U
M$0#C%&;!*OYCJ3II6A_OS&)0#8JM<))) JZCGJJ2N[3,HR  #GB:]F65,87<
M)/N"5T_;1_V[%(\,A55SK7MRJ./NQ4>BO"+RHE%+D:)*<@.-#3^84&):G43$
MQ"R*XJ   OO(J:_=7#@G-1E"!'2&*.I-I(5LB> K4?;3/$G4-.3+>6:C=K #
M(=F'=-H,<,5L),@W/C2GZ9D8<'),QS"%5T"OQ!(X4]]</@FTG%)$\PR [>/]
ME,0)=%B#D@1. *95/#+OQ%V*D82-67D[G2E6S .7 4R!]],-(N*8J<8L:XI/
M>< YBO?W_9B !-'4Z-0(CK'F#,GB6]G'LY88ADP%71*YE!:O+/+*I^T4P/-2
MR2;)*"* >'OKR'N'#"4243>5220> Y"M>'?W88I(B917C3VG/"=(OD@I)<OB
M[_T.&)XI50)D!7C_ &?MPR= F0@>(^S*OZSAD@$?M-NGN0&*,L;'XZ<1GVTQ
M,1)JF\$NP6<<+",(A-2#JIJ%#Q%<29DX<&J=&WVFLJ*H5SJM-3>[A0X) .E(
MEF"<#0:8PNDBHR##@.\TQ9],Z7R0A<ZF%2O;:T+L 5&HL*"E21VK0\,1C"1+
M!1G, .Z<\-FEJA "M,XY'_#KRKV_9C1C;C&/\2SS<>=<$%'9%V;42=503Q-?
M]7,D8'HU2KBBF>D.R;6];,[5:-")$J<P0"0#3B*8J[BS(%\E9M7[<V#HYTS<
MEM%M(H61'530AF!%<P.SEB>SF8G2<5'>_F62PJI"W0K%;4B6L^1>;B5%#DAH
M!QXXN;J(9PLS8W#$M(5=-F&[\OBK,U1XN-2.);4<ZXHVYD%\UJ[B&JN24!=B
MXB:(KDQ!9B0&IF*#+X:G%T]<6/!9L9&U<##-1YOVT&)S<1+I8MK.>9"UHP%.
M!.,J[;8T6O;EJB^>*:-P9M27EN'BNH34L/ 9!ED>%0< K$N_4B28A\TZ+7<H
MM]L&\QA\Y$ LT8-349<*"JUI@QD+@YA1@!$,4R-TL6A<R1@K0U-!P.?N'NQ7
MD&\5,@!*VQ[\8XVM94#EE"U<U*C(-0$$&HQ.-R0&E,"Q6NY;'Y@_J&U2>7+Q
M:($+YI'BX #/+#$/A0IVS6NT[YH9K>_'D2Z2GXGPN12H^'N.&!(3@@ELD=N;
M6WOD)C8!_BIR)(/"I''#XJ;1]J9MW;SVDC*ZFBU%!Q.=*Y5RIB#% :M5U$_*
M5<GU1^M'XLORG?S-C0D__JM=8<,,G#/[$^W_ "F?K8>&26/TUBE\YLU&X0AX
MPQR9@P&0Q9EN^VDR,=Q L>!61;N=^C&+]LW%<.J#^VM$+!^3]]6\Q7^J;;T]
MLQ\LL1=;@2PJ*D'1&RBGMKC,N]Y[+9+7+YKPB3]X6O8[7]8;H"6W[: #^_>C
M'WM&2J!Z_?1MZW_3W-(_6O3IN-I!H=YV9S>V(R^*8H"T2]Y Q8V^YV>^CKV-
MV-P<,#[OV)[]GN?;B+?>MK<V\C02?7;)Y3#?_<(JGER %<#21P&=>!!J"0*J
M1SQ).Q8MA]L.*=/25RR51C0%JBG &M>/8,6MK+3)5+\#.#9A3YMF\&*VC.M0
M O#GPRQTMN['0N7W6WD9ZF=)E[O?S$C$$E3X37A6E,JX#.Z)%E9M[<6XZB&2
M;:S(=3%LC6H)S!X98BYQCBG!B"G%8.% );,\!R/Z@#@\":.JTXQ'.JB??YJ[
MI>%F(/F"@-2*9\.&.=WD@;\O%=-VX:=N'&*25FJ :UIP _?F,5P<E=(#N,4.
M)FHV9R/"G$>W+AB0)"B1Q6\<K:*UJ%S]N?W\,.)'V* 8&@2C!/5E)SK2AXTK
M7@.6"*)Y(26?\5@.P5(K7W"F)$UHF#D+(YSS-<S0']=<,]4P)*-BX C;4*$#
M(<:]]<L.Z8@>U(4]P=9H*9C+,UXY\J8C(YJ<'6AN6J*:0>PYG]0P-ZHP)05Q
M<<"2V7$C@*8:K.FJDI[AF8TS![,N\D8BY=)%3<$,2":*#EPJ<L\,Y*6"3IKC
M.I)H"20.SM/<*X;#%(U151-<2Z8EEDK0>$'2*G(DY#B,. 26"8T%4JQ=/7T@
M)E=+=:>&N9/ CF.6)BT<S1-$@TS1&YV.ZA)(DC=<\P*$TY\<1-M@I!TD2VDR
M ZWC'VCW<..(&)"=^"+>5*"%\-"./+EVTPL,4B<TN;1LDMW,'ESACJY8<" *
MTX\#@D+>HODHDY*2=KLK:Y8PDJ$C  49#]Y(P>V(SGIR4)F0CJ"(]0;"UFGS
M,.K3SR8]M*,#PQ/<;?TRX4+5X7,4-TZX=&C?)A2IH#[,\C7$-NQ+%$N@2BY3
MZBVWS(R\CA%RTLWQMW(,L:)BJ%N[($P."%@70_EQ)HXJ6(\9I_$3G08C&)&
M8.IF<2"$XX[4);AFX4U%E )IGS/&A.+1CP5(S& &:06N7CN J@C.E3E]ZCL&
M*9E^8ROB+6W3@>VM3;"6\/\ B+5(F!,A_P!)L_"IKBS,.*JB+@,V)HFQ+9"*
M=);0I"M115"H:5K\5">6*HM=;Q+!7M>J+8A+%W.3:+&SEF /BH-)KV9Y4]N#
MW9=&DXH-JR!/4FN7H:%P>[MR[148SA)EIZ08Z7JMHYW+HH",RBBKGP)&9]F+
M=NXX8K,OVC&7%'[PVD81F=96TC69,XP2,_+J<Z' [LH"5,%:L0)CJ!]B8F[;
M89PUQ:MYN1UIJ H.(T*.0IBG.,27!5H L[)ARO/MMREY;%HY :RH/A(KF&&9
MK@-07"8@>U.T^5O-G\U#0/HI(G$AR,\A2M3SQ-A(.GQPQ3!N%>QN]+5%6((I
M2AXTKG7(8%50#>U+\&ZSPHA4U ![R!]F9-<-4%U(%ELYMMY'ER*(;A:A911:
M$_Q.:9+^W$B7H4_FJ,40@O+G:YS:7AK&6"I.,\AD*$<1EQPSLG:0QP3@D:UN
MT42Z64C_ !*YA>PG3FOOP^I.P9=/ORH-HB@]5?K)(D5HY?RIOS+4+#@$E^E[
MJ]345Y5PYC1TPQ7W>[EU*MOM :"RMHRRLOF(,P.!I2K#(\SC@=U$PMF,<_>O
M6=ILXPO&<O-XFOL5:^I(?Z_+)%&)3(Y(#(/XFX4R/#VXYPV;DI.^#KI8FQ"#
M2P\:*F/K'Z&6W45GN6W[YML>X[==Q2I=VEV@F1XW2CB16XU^[!K$[NQN"]9E
M*,QP0;^UVW<;$]O=MPGMY@Z@5\X7U;_EPWO3\N\=7^CL1DL8?F+N_P"EYBQD
M0"LDC[::TI2M$[,=[VOZ@VN_ M;LBWN^/X2?N*\G[S]';_L\3NNTB6Y[6')@
M[W+8ST_O <,6S7(RPAO-HW*>POX)K2\M9FAN;:=?+DAE0D,CJY!5E(/(8WX/
M";&A7+PN6K]L7+?5;/O\.1&8*DF"_K$$5B,N-2 <JDBHS )QJ6[[0TR5"=B&
MMXNA%<\2:\^/$\?LP\9"504C &AP1NWD"Y4K7[>-?=BS&0&*IW+75TA.2SNU
M*B/*J@FK  9 T%0>5<68R8C@JTK0?FHEWJ9Y+^Z)-09CPX$?9RQS>Y(-^1XE
M=18 %B(22DF94$D_NH<"P4SBC"O1*Z]1)H0>5#D*YURPX*:OL0Z2"@JU"<NZ
MF>6'P288YH[$RLX\1%".&7=@@K51< NA#*1(U:<>.1.?]N'>JBX9@MU8DYTI
M4Y?M&'40&P-49>0+#VD]G$#GB3IY  /B4D7,H+5J1E2I]OZ\#DZ>(1)F#D4R
M[6)H<#4PB-S.06"L=(R:IXU]I&$73XT2>;D@#2U"/X:BISSX$Y8B]:*1#!9%
M%=W;TAB9JT%:&E>T99C$HQE(LR&9 !+-ITI?W,B?,%8D)S%<V'82*4K@T-K<
ME4X(0N@EABI%VSI6*!%6,I%2FIZ:JU'/@!3%^&VMLTD&Y?NCRBJ4KCIR5 68
M!T)H#0:F%.*CF!B<MH 'C5!_5L6) *;-]M,BJP5-.@')SIR/949XIW+4HAS@
MK<+KD9J,]X@:.9Q7GGI*MF/9P&*,W!Q=6'1>PMDG8&0Y*0,^)KW9"N6$/BF+
M-7!U(L5LEGM1=:*[#++.E??Q!Q=,-%@2XJN)B5\Q%0 LZ;F5IG9@N0XDFE=1
MIE3+ ]N6G3%6)M*!.%%)\NV#=-O\QGH@6FG*K"G!>>->=OU8@G@L:%STIG5@
MH^&WMMMR6ABJM34,:D'B"1X0:8S)6I0FXP6K;G&47."<D%]+((Q(RB@J%-,J
M<0,S3/!X7:G65 VHG#%+EC.NM:J#5O$Q 89Y5IRQ:M&)%315;UN4:1Q3J%K)
M+'(L:EQH^)Q18Q2I8FOA&+$ST45!],Q$XNF/=2QVEYHC F=&_P 9A4$<].>=
M#PQD2D8W5OVP#9JC4EXQ59#XR0:@YCL%:DUH,73=>%%E7;0C<IBDJ:<N*@MJ
M&9(X9\@.S%0DYXH\8L.;((W3.JJS9 4"T(';4UYY88N:YHUN0 KBZ+DJX)R1
M5XM6E.Y0>)Q7-*DJ]$1F'CBB,UTJ&D>I1I!+4\3KSS-*9\L3$P:A5[T'*)WT
MXDME'$L*+RH*$U'9G]N(7>H4P3;<: R:']0EL9U+L[1,:.*GM'<:"F  UJCD
MZ:)5W"T@W&U6YM8_%IJ] 22 ,Z@#XB>>"2#AQ@HL#ABD[I^*2TG+@$P2,!(F
M1T^X'D1AH1*;48 R. 1;J:Q5VEN8P%(.K3SIP#4'"M<0F""G.F33C@0D#;IT
M.N.:H5:4YU)&0X \<02B 2QX+VY22W(F4G2WBU*32E12N$<.:9M)<)8A>WW:
M'R;AE$R*HC?(D]V=.W$@1FI5F&6YL[FR4JQ)CT@)[*<N-<(@"J;J%"NI/Y3]
MTS^I_P!9*$FJ_E1?F7Y4RJOTO=7D988DJ0D_BOM2Z<ZTV/J"XW':'O+<O949
ME28'2&/&AS_7CAAO+%Z1C,@%N*]RO]LO;> N1$B1BP.:D"TL]JMD@D18:3-H
M0^%F)KDP-=0J>[&;>TQ+VR"Y5:49GSNP3!]4-F2.'7) M)$-&7/6"*T=LJY8
MI[J-RR') D>2N=ME&]TUTCFJ?;QZ76/5$TD#P(%E!7*-*C7ER&?O&*>W)F:N
M:J]N=,!T@"BY5?6)^5ETMU['?]4]'QCISK)%>0WEE $LK]P*K\]!'2C$\7'O
M&.U[5]0_IXC;;T&=G(_BC^T<EYEWOZ/ENKDNX=GF+.]+ZH-^7</,#RR/[P]J
MX(>I?TT^LWI!=7,/571VY2V5L7']:VN%[[;I8T)'G-)#K\D$"IU!:8[6Q>VV
MZAZFSN0G'@[2_P#"?N=><;B6[V$Q9[SM[NVW.9(U6SS%P4;^814+)=!(UJ5I
M6A'\2D?S*<P:\N.+0N&/3(53&/J1$[9>)P(^[BC\$Z.*AN51EP[CV'+!!<!+
M9)2@T6/F1V*YS(1@: \"3^W$Q>(.-$+THXG%1WNTA:XE*D@ER>S@3D3SQE7.
MJX3S6G&)%L 9)*ULI!!R''+,GO[L#/Q4PX-<$/'* /$*DGMIQ]QPHU3HVKFH
MY<*#C^S/$WXIF<H[#(20*@#MYGV#W8D'=1H15"ZA4TS/9J''MX9XDY3,!DA0
M_.M.^O"OV<L2RJF8.[KRYFT(M&SI4TYY>_AA$THD 7Y)"GN?%\5:9D]G+F.&
M!$J3'A1 1_,W4@2&.60LU%"*36G:1\.'C"<RP!=-JB!BEVWZ5W&4AKD_+H^>
MELW ]QIBS'9WB-4L$']1;)TQ/4ENUZ<V^V8:D>=U&;2+X=7< ,Q[\3]",<NI
M,;H=G<IW;9M]L[Z66)%(%%T!:>PC%ZS;MBIR5>=R4B8Q;WH3=7AM@BQ&@"YD
M4I4<C2IP/<SHT,%+:P EU8K?9YS<2QZ34:@6<L0@' _%Q^S%:Q.O67"/N8$A
M[8:2E6);62V2.,))*%KJ<@@$<T)I3&W$ QI@N<N/ZKR#23(Z@V.<B655+HZ_
M%FX'<*"@'9BM?L&X'A@M#:[B,3HE[U7[?K"6WF9F1@FL@,=(!YBM,QC!N6Y1
MDQQ6R)"0H:+78X/-F"T5M1!(XTIQY\<*W RD D2-!Y!2)U%;>1M,"BJU0'Q$
M U.=*<:98TMZ!&$8/DJ6TJ97#B2FYTVB1M(2Y/#*GA)S/&IRQG6O-S5\@&"E
M[9K@ >6U&1DJ ?$%XUYBGV8W+,GA58=^V#<-<$<O-MM;A&*!*@5%2*$G.G G
M$IQB4UJ]*)8FB:-SMDT1'E@N:Y!%//AP'#+GBC.R?PA:,+L6H:KVQE>UN$%T
M! H>C%JE@H_T17/ X2E;+%$D)7,%(T>Y1-;>7;,ZQE26< LTG+Q'*O'(8T83
M-R#G!9=Z A<J*J.MW*I</*J^$-7L)'>.5,9FY %QPMG;3%RU1 ^:66H8A2.>
M5. _;A1D\0@78--UII)X5J?X5\5?MY84@IVQ%]4L&7C!4HTBZF&8B6F?+QG,
M4[L1$FIFGE$DNS1\4G7CM,_C!15*A0IHH7L '$8!<J75FV:,*%)EP#3P,2%-
M02:5J.%#R&(LPHE,:D1\RH"FI:O#5E6E.S(4KAR:<T&-"R(7ULCQNS*26'AR
MR[,CPP,A%,0:I*VO=Y-KF\N5'FA)T%0]%4<]51GD.&$)$!C@H@L4\[*]VO49
MHYUCCD&<"IDK=I/,8)&<8U*:43(,Z2;B6&>YE4Z3#(V9STT%:$5%17 C,&;E
M%$0(B(P":.XV303-)$*(6U4 J M"0>\G#$5<8*$@0O(9$DC,;@FH'$Y@5J<C
MRPSI1EQ1%XY;:4/&2$+ J:FHIP'LPR8@NX2K'NUPZJL[>8%X<CP]APZ?4<%U
M._*;F1O5+ZS9A3P_E1_F8L>' ?2]U>?V820Q?)?9MNWTF]$=&37&YR]3;_8[
MO,A4RP;I*LCD<-2'PG4>-<>>;F.PVA,+L1ZAP"]7V_=.[[LB=J[<$1S<?)-"
M\AWGHZR6ZV[J6^W2SLCYC6^XA9I&5#4:9JAA2E>!QDW9;<#5;>+<Z>Y;EB]N
MKT=&X$9D\NKW_P"B=5EZH=/^I'1]U(;Q4W3;93#<0,0CHZ#L-"P)'9AQO+>X
MVYA=_NAFYA-9V>YVNX$K=;1QY(AT*D-W>,$T2,6T)4<>\$UX'NQ3V@F)D9 J
M_OY1])_Q)S^H&S6T>WRQO$&EFA<25*Y99$&A(.+&Y> >!ZE0V,A=EU^5<\.O
M?3#;=SAOXKR%'BN?-#12Q).DBL#5620,&!KSQ2L;V]M[NJ!((S<N%LW]K8W-
M@V[D82MD,8D B0YA<1/JA_+UCO+J_P"KO3>YM]LO)FEDNMC*^59229L6A5:^
M1(Y[/"3V8]*[1]3V+MD6NX2/J?O8GV_M7C?>_HG>;7<3W/8XQ&T)?TL(CCH-
M2#RP.%%R$ZNZ0ZLZ#W*?:>IMHNMLNX)#$QFB=8Y%6H\R.6GEO&U,B*XZF,H7
M(>K9D)VSF"ZXL$BX;6XC*U?B:QD&/LX^Q-ZUN2I)#CF*5SK2IS[,2!S4C$:N
MFL<DT+V4F=V)IXV''(T/&M.>*DB=1*L#4 B6LG.M3J[N>7+#*3ZEN)* ,,S7
M[*83LF9JH99B<ZFO$Y\NS$G*;-D?MYV-<QJ(R#=E#G]F) G-+\7!&1,*DD@U
M%*J0,_?3$M0"1=VR6XD8U1 78@^%?$17N%:G#ZM6 )4"6J<$=MMDWC<VT6UM
M)6@4EE( !IERP>WM;]P],:(<]S9@')3VVWTNGU1R[O,0AI^$NJM.PTJ#B[:[
M<(UO$'P5.YOC.30#!/:/I:WL6"V<*( !QTYTR##P@UQ=%JW$=(9!-ZYJH4>A
MVF(7"^<!3($,017MI4TXX=H\$(S.9JG0W2MFRZHXQ+K&6@ \N XG!Q&VU155
M/5N1EI!<\4V;[IN*QD+M*R$K41(=3^^AHM.> 3C&)>*L6C.[%I."F+O=40B!
M%CRTEI/&?_"RS.,S<N[1P6QM[481''BFSMFY2Q7 BD<'2PTG/(=M  ,5(2TF
MJMS!(88I[MN-TL>N&4\.-:9CM K3&I"Y(VZ%8MVT(W""E7;^K9(XS:WBI*C:
M06J:J#D36O+!+>X(I+RH,]N<8(QNG2FV[W;"XCGCMTD!8O)5F)/_ #:9T;LP
M]ZQM[T=6:>S?O62V*8<?1[;1<ZXG::,'4&>FH@?Q:: @8IQVWIRU1R6AZYN#
M22D_J9YI[8M*2_E@BE.5   HK0"F*^Z)E)SBCV8 18&J:NP.R3.N9((R#::U
MK2HHV6*MO%6<0Q4F6,K &O@I0Z@<Z'^&F6-*U<I4JA=M1))P3GVR\\URC-18
M\O,89M09TJ*5.+4;@/@L^5O30%R_@A+S>(H0T485%.4A"_B/GEXJ"@-.6!SN
M")K@C6HTU%-V5;.]D:192DC&FBE V60))K6N!F5LUS5R D?*48A:6Q81EB0P
M((!/A!Y_$108C"9&&">]:@8M,]2*W<6M2=0()S)S8UX#A4#WXA>TDL$2Q;T0
MH:)+B# A*@48TU?#QI6O Y<L"H B$:RQ*.32QPKIA8.Q UR$ D'_ $*5H!B)
M+^"?3HCTERDQZE2Y)S%3XJD_JIA(9!(=)<K'S5UM12 NKGP)X5. S!*+; B,
M:H @2$J'.51V5ISY9TQ$ZA@B,#FB7R[1.?-'EJ0QH<V*U \(YXDP]J$0Q6LD
MBR(L:Y+'4*",Z=IQ D(D6D&3;W"V!.I "&S8Z<AWTS%<^.(FB1&23D>:W8$9
M+EE6BD<AV5PU%"H/-+$,XN5(! ?^4^$ 9G(\R#AWR*=Y<:)1<1R1+ VAW'QM
MWCNPN0114)N7%DT,AT"HU$C^&@KPYBF&8,@LQ0DA6:$1T&I*#4<L^SMKADY+
MADF",K4:>' G@<,H&JZE?E+!AZI_6@"<C^4_^9I_[+?6%/LPW-/'!^17WL>I
M73]WN5_=;E>ZC%J+QAV(B15\5<V 'V8\R[A9-V]ZMRI7K';+\86A;M"I5)O4
MG>VVRQN4CC>YBC\Q?\I$TH-:C@J\CCG]QMMR2=$9D<@NU[>+5#.403Q*Y^VG
M7=UTWUPUU:WDD&VWMVHW.SD5HC4GPEHVH%J>.66*#W(EIB4;@P!&/M702L0T
M4,3;+.7K[ETF]'=[L-SLFW6-HBBYPZ6'B)S[!PQO[.1]+7+-<-W-_P!2;3L$
M_-^G^;$D]Q<JZR5I%F0!P XYBF'N$2EJ4;#Q81"K3UW>[1:R-YQ@!'P1L<F-
M.68.,^6D2)&*VK)EI;,JK/4C66]RW-LMDT4@U:&A.M7'?&11E(Y8C&]<!I5'
M%BUIZW!?Q5*_67Z=.G?4C;;V"_VRVFD$4BL\L"B6)C72\+"KQN">\8V^V][W
MFPG^43HS&1\5@]X^F^W=XMDWXQ-T"DF8Q.1"XJ>L_P!(W7WI==W5_96[;MTZ
MQD:">%7,MI'34$G"AJJ@YX]&[9WO9=T@T9:+[5B<_!>.=W^GNY]ANON(^IM"
M:3CD,M8K[W]BH[?QRQW$L;1D-'(P<'E1J$]O$<\\7R#$L5F],HZHNQP.7O1*
MM=( S%. / =M> PE+'IP*]))!H?XAS%.5..%1-HD,<%BLV14@DU! S)/"A%,
MJX3^],!(%RS>*<&U[)O&Z2*EE8SS%B &T,%%>1- ,6+.WW%TM")0;FYL6ZSE
M53=TMZ-[CN 5]WU1I4?A+D!P^(DB@&-:SVV,:WJGA_JLB_W.1)%C'WI\7?IQ
M8;,M+&U$S$TUTU#4O:>8]V+@V\(AK40%5_6&9ZY=22;RRWJP!%O (*+_ +-!
M05&1J ,L"E"]F6"L0N6R7S2!)NN\6K:IQ*5/ '50D4X$URP$QNQ+C%61Z5V.
MF3,O1U%=R AXVID& 1E-.?C.?+ S=N ]6"+&S8C&F*5]IO5N9HE=TC&K/42S
M$'D*#XA@]N>LL<$&[9BS1Q4IQW2VMA(T0*$(:RM\<BGFH/P^W%F<@!3%9MN)
MU-(5=1'>;N\UU(!*_P 1/\R'/@2<ZG% WG*UHVG8X)/OTCNXM)"J0,RHJ'-.
MRF1Q&<#.HX*R+D1%E'&X6,EK<"1-07(TK2A&?  ZO?3&?.V8D@JS&18%.7:[
MU9(PK"M2!1A4Y<Z<Q@UFX0&)9"NVX7"2SNEFZV^-XVN0JQ4'PBFI^\+P"XOQ
M N"JS+UN5D] +(M:;C-$P21W*B@5-1HH'8. Q",M,F."A*)E#A).N$B[C5CK
M8'PG4QSRX9G+A@U95C@HP.BDO>FEOUBCQR(B%00U:BI-.%#7,8I;B+K4VTXZ
M5$T#-M^Y'7X 'HVK.J\LL9M1)E=!'L*D^V#21I(2/+8 U'&G*@J"20<6HR%$
M.4-1<BB/Q77E2+$K%8]0(!%23VU&=3BS:N$%@J%ZU%CJ%%[?J6!<%:N"14T)
MKQSX4%,0W$G-#16-G;A*!.FC<4T)7N;:0N&?16ISK3[JT)Q7KE@IMHDP2E:;
MFTP",7:0@9 \1RS/'WTQ,2]R4@)%Y5*6TFAT4FJS<5C7CD,@[9BAPI2.*+;
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M#"\]01AXI8]-?3.;K/J>39;H3Q0P6\EP940JCJG\(8D$EJ8O[#;6]S?T7/(
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MN)4 C6RDC)\YRP5PPI4 #"C.%PM<#53FW.ST@DCQ1[K_ 'G;XXULK:S^=D*
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M#"1,<4#1&,GD[*/MU,+*X+^,$U6H-&KGQTD#[<5;LZ<UI;>U$!S5,N6%_C5
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M45X@Y@TQ4@S5Q2CI(?\ %]RO']!K5ZW^HLY?_81^M ]^7HAU!R[,6]L*R?\
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M9B,LDJR6NA$MO,1DB&81 KD4R!K0GABA=!<@U"V+>D 4HH7]9.@K;KWH+?\
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M0-/8 O8,1=/3);(Y9@M#495[*\J<#A8E(&J-"W72S2FM1X4"CC3GGEEAZJ1
M9)TT+MF% %<@#0\Z9X8NF1-HI4-3JT_I04PF3+Q)V44TFI-,AG3/E3"=DB49
M673PJ#QK4<<+%)WQ1J.[D!#5X&IS[,+-.#6J45W55 :I+_S$9#N PE+55UCW
MT$P.HFIRH0* \R!7#@J.*(RQ13*2E*\*\./=483NEIIR2?-:"-:UJU11:U^S
M/LPBF1>A7E0@Y\\L\1J:9)()Y0@!9@*5J.)X]M,LL(T*351&:Z,GAC%%]O\
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MKUG_ #EYNONE^H^F+#H!]QM^I;&\L+X=2WT$EOY=_$T<[-:[=!''-(2VH,_
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M*['4"*E6.0]W TPO!)V*"*'6="J*<P,Z=G.F&3XKUM1 J2>5%X4/;WX2EDL
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MC/U.H!,Q%)EJ^]/JPFG\IY[-K:1;5XW0R C7;U,9\AF%&*+GPS)Q!G+JR),
M,BC:7TTL:R+,$C222*.64+\RS:O,\VM5210!0+R&&*-%N"\D@EO%CE0$VZO'
M)-#$#"(V) B>*2$ZC5V.H'($\,( 9X*6JND4* N:Q75(HC(Y1HYHA%()6D0^
M823J'F4-,Z##8X)WD"Q*"OX7,<D:^1-J,8$48+R+)*%J9\V >.M!F*8'(>Y'
M@0D><QQV-Q%(K((U=YQ#*JK34%C9CF5>@).69P,T#HT952+(D,S1+="5;>($
MI.&422:D'%4)HA) U'C7$208]011*3TQ23N4*&.XCMXBA#H(YFD*.QBH^ED
M'BH,CG48!,:J"BN6Y, 953?N;BZE#&<7,J3 (BV\:HY1 -:^,>(C3W5Q6E C
M^)68SCE1(WDF1)9/)GTRJ5C:NETD0C.9  JOY8)IPRXX!.VW400CPFY:)4H^
MB$4YWGU!_%$D:>C'J\FOYEG$;/T=?4(0@,!49G@IRP*,>HG)BK,I=/.B^/'U
M4_+V]*^J8+ECL5[M,TJ&EQM&X3V,D$Q!TL(HZPL%;.E!CC+?<MWLSJE"W*/\
M41AXKVF_]/=N[C;T0E>@3^Y(T/%C2BY9>H_H!UU]+O4MC?W&X7O4WIQ<[C'
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M ,A(HB<R/;[/=A).C0 447(<^=3EAG477@4AJDY4PL4L46F>E #ESPZGS0:
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M&Y\EZ"6(HGGT1.(=X7,4;2.S^+MYXU.TG3O(MFLCO,8G:$RX*TQFK;0E*?"
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MP-:T84//+]^'2-%J6%*=H[>?;AG3()ZZ<L^=.'[\/S3<EK$OB)ID.\Y_NPJ
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MO:,>H;28E9B>(7CW<K)CNI 8.C]E-J9\\ZG3GD ?;B[&AY+),9,7HEZSG=9
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M/[\)T@@J&H%>3?K'/#I&B$&NG+CV_OPN83+:I;)N0X@CM[,2YE/S7@(X<1Q
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M$T3"8?#)&9EI'6TC:6W\DR+6@:2N3$+4DH.6)2-.E%BWXJ%/STNA9)>KBZH
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M<%Y%5S4NI9LB)E69S*Y49T"E:Y$BA!'AXXDR@GS;2L8K>=8DEB,972'522M
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MAQ[\1!)Y%%81H]&2ZA6%XI'8!R) Q'B9G/P!0,UTBM#B)H:J3TH,T>BNF6=
MZDGRP[R%OQ-*@@ HIJV;9^S$,T>-RB6[?=8EMS#*[+J*A/&5U*6%2I455UP,
MQ5B,V3LVO<_-CC=45O+(:,^:2[J"5I3FV>(=0P4]0S2C+<":Y6,QIX2L@:8T
M>.45<,W8%)IEB.,JXHC:8=/%!2V]N\<ZW :1Q\)(UQZG #M$2 ?+-.6=<#G%
MNH8J4).G_P"C^UW]MU#UJH+2[)=>BWJK 9DE)\AQTC? B6W.0U$FA'/%:YK
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..MNGU;K,WZ:[_ $%?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>g675305stamp6.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp6.jpg
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M P,# P,# P/_P  1"  Z +8# 1$  A$! Q$!_\0 B@ !  $%  ,!
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MPYI2ZPAORQLV?;+?QM?4N_DDI2)P//TMPDE]0$I.1+/ )&#Q$HG-]3E9;S,
M_(@< '^W).B1K?F[MD7._P",AH2A_LU:EDS;JE/7@+ R=06P-F1",!0_F1-)
M$B:/WHI=B $.;H0'YXW>O=DW9=.R->&V_KOW TAOE9A-!-DO9]EK)B]6:67'
M4,4L1?<($?03Y1J]KE]N-FEQ_ 3(P("ID#(=J)JD(41$>PVG.-R2IAI1Q8ZO
M]4Y7.TYKCAB6V<@HFLY^?X_KKC*\'!K)KQD=<CL$O]NBW,B)D2F%?]QR$$2$
M4$Q2CT'.;B: R!Y . . . . . >#&*4HF,(%*4!,8QA "E* =B(B/P  ' -(
MV[/N'C,8Y )JUHKBU_NUN3)'%LM1J&N=WC_&!3#]9I3*-SCQ4CXL&QS )FA5
MBJ]?Y& 0$O-K'4*M73'7P8W4SU%;8[S2S+)GN.V1E+O!$=M9>N:=X+E7E.PO
M7"F$RZD=='<<9)6WKI@8B1P 1(<I![-V/?$I414X_FG7G^#H Q-AK%&"*9&8
M\PUCRI8TI,.B1&/K=.A64+&I%( @!U4VB1#NW @(^2JQE%3?U,/,MMW(27R
M< < < < < YK=MH)+U\>Y?5';2C A7\5>P!1[K?L9!M _#BY#(K(C=Q2;T]1
M1+]*TNNX=M42G$ ,90RYQ$1.(\Z*J^/'@<HTKY\G2._?,XMB\DI%RBRCXYHX
M?/GC@X)-VC-HB=PY<KJ&Z*FB@@F8QC#\ 4!'G,'*UJDE:O<-[7;/O!-&?ETD
MT,FY/'.M$.\^P8J^Y80149S5W9I?L17(U6,9Z=7]PE$S9+OM,0YM_JN/=_8K
MHH_R=7Z<E]SJPY@@X X!A-O5OUK[Z^\0/<J9QLI$7CLKAE0<?1)B.[ODFS>
M RKM5AB>;ETLX<J)D47\/J0 _9A$>BC4I]!5N%<C+UFWW>;,6);1G'=B&J%
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C@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@'_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>g675305stamp7.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp7.jpg
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M P,# P,# P/_P  1" 0E 9\# 1$  A$! Q$!_\0 XP   00" P$!
M    !00&!P@#"0$""@ + 0 !!0$! 0$            # 0($!08 !P@)$  "
M 0(% @0$ P4%!00$ 1T! @,1!  A$@4&,1-!42('83(4"'&!(Y&A0A4)\+'!
M4C/1X6(D%O%R0Q>"-"6V-U,F-B<8* IC1$9FEJ9G=Y>2<U:&IQE4-86U=K<X
M$0 !! $# @0#!0,(!P<# P4! !$" R$Q$@1!!5%A(A-Q,@:!D:'!%+%"(_#1
M4K(SLQ4'X6)RPB1T-?%#8W,T9"6"DE.C1%06HL,(TO_:  P# 0 "$0,1 #\
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M<E"32E!7X9T^.%PG/6L,BY$K4&ASID?^W'931&#X2"05&0Z=<L<P3_;.J0L
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M.5<2J5'=6"X_'^FM<J"GCTIX8LZ_%-EHGLT/Z2KUJM=1Z^?C2F6"OZG3MO\
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M#EW;H2MMWV1_=]#[]<;O^%<SN(K7W5X0PV_=8B!$=]L(08HMTC5SK>YK%28
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MC]G5-HA+CS,+1DY!Z#R?IY+JG$]LYA%%NT.Y[!L]I!;R+-)9W\<\D;N%^IW
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MCDB3+\\/[JO=;AONQRV?W%M]QLO<#FW.+V\ON5[K<;;=2[A'++*LB7NX7.X
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M;)S3VVW2\CDOMBW292>[OG%9FHI)],6BF6,]9.;>W,L'^U_YE*80M:'S-_\
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M,XF1$9#P&?@0MD/M]M"VNWR7-ZXA:=8!)+%$)$B$R%F$<8!_5H<\\8KFD[Y
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M]V&D Z:)S82&2,@$D',G+P_/\L. #^:Z*V2?8JI'VZ??T*=?:.[  _\ P?\
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M+4]*(I\=7AA:X^U(QGU";9=[X%D?W3IY(W!'-:);PS0H1%162)EC=PH!27N
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M"T>;4BGN6P.M)&!H"U<B5ZC$>4[*).-$R,ZK_P"';HE WA-RB62:()<*K(6
M[<;H!ITRI0E&4CKT.%A:+XG&733QY4%@0:^@"PSPI XDC4-Z/2JA2I8"O4KT
M!Z^6$EMJ#2U0]YF=AT1"UDMUMXA<EV:$N2" 5)E%5I2OIC9ZX0 2U0V(D3!?
M-;QE=(5&("J=)(*J#\R#Q.>%$(NGSLEL\V6*2- A5>T95H0)*AB@IG7.AH.N
M#"$=5",INALOT)H#+25#FVLN<O4=673RPA,8GH2GCW6]. A4<TAD8@NB2(\,
MI92*UJ89%;3\JKUITP:CYT'E0B:W.9)='8&:(QQEI O<93 ]"L9(9RS4)*JP
MR'BN+OC@,LKRYD?%*+.UN S+(86@ ]*QZA(D@/S.<@0WC3$ZLYPJ>Z1$?-/7
M9OI]"PL@>)'$DRH1Z0[!2K GTDG\,7?"MR!T64[M"8!D#D@J8[>XM?I9J.%0
M-%''&68,R&.165P Q4!5Z_'&LIN!@/!>6\JJ8Y)?1:#OO<XW>;OS?=]UV..F
MZ[8QA&V7K$66]V+R&/<;"Y@C?29E@F#0S)1P:$9KE4Q+\F4H]2EY -=8KG\C
M./ %5)7VGVJQ2#F>W[?<[?O.UV<0M-PC9+3??HI6D62V@W!7"Q[GM-^RA.X*
M!&()$<F6BX<"0 ^GWNL7SN0=THW9@3\5%O/?8NY]YN:^W6Z\SNFLH?;+DIY7
MO=M'LZ;>O.;JWM(8^-37\B)V!NUDU#<@$HX%8ZAC@?=:[J:SR"";)1V[N@'A
M]R-V+F5V;N&XV>X9 8\,'[U9>:5I"0U2!G0Y%!441?@,_P L9*88.M3"3G:>
MB [GFI H*@B@SZ@^.(UCZJ37F>/%0SR<$=SKGJKY9CIB':7#E2HYDW5,?:EK
M<"A%"XRZ#,]/S&*N^6" %T]T2QT5C^%+ZH\O*M/+%;+\4@(!8!7&X0C=J"HI
MDM"12@KB/**><A6-VB,&(4&8-<O@!^W 2A@%_)%RH/7J/[?LPQ/\EB,=3T'7
MP\/R\,<Z3:%B=*=:'J*_VS&.&$.0RD4D),;&E30CXTH>F'$@EEW5BMAGV0C_
M .=Z^^X4/_P3W8^/_P @/N1\,;SZ5_Z+W;_ES_=VJ'R2]U7AN_,+:K83^H#S
M/]J8]PE'^(3Y+S>N3:^*>UC+4-K_ (3_ (?OQ'F[,K2@-8Z<5NYT@^1_;GG^
M_#']3]595R.Q'8IEEZC/PRZ_WX 8M\%/A/=CJLZEDS^8'KY_E^6$.-4]9 \;
M4KD:^/\ =APF0F2KC)*-9I6BT\](IA'*7;%"KR4JI)K0G33Q"@=?P.'5C+H/
M(+1 \TP-_NM$;MTJ#3\"/WX2V6%5<DDX5:N:785+@EBQI3+,=">O3%9=)U6D
M.J1\XO&DN)%RRD)-,_2>@QDNYSR42$,!=N#1AI$/_$/[\5-&%.+]%:'8XF*(
MJ:8P!FU0Q)\*9C%O2"1A#EXKR^?UQ_:/;N,^_O%?<;;:W$_NOQJUIM2(SVL_
M*=@D79]QWB^B1"LVZV6V,LEJM2A8Y]#BXXD1($[2/MZ>0UR5,X4FL$?Z62>H
M\O _8M)5[8QW%UM]AL;O<;'Q":0M9RA[G<=PW>-"]UN=U/"RVUVAGIH0D(F=
M":8,*HSM/N$DG0:@*\A*$*3'YIG1_!$N7<<W^3_I7BUU)'"=^W:WN)[6W@>:
M[N;!;2/<9T#("(N_+HC-: @Y8BV1!D7UBK3BDP$?:#Q.N583[?/;R^O^;0F6
MWEL>+\4NBLZ,VJ[N]\E<M/.@:K+#&6[87,DBN,OW6?I(?Y5ZK])\43D+YCU2
MPW@/$+;GPGC"P27/:8R1LJ$&X8R3Q,2&8LU"'!04TC,8R5LG&Z6J]0 C"+5#
M"FZVCCT/%VQ(C!"PIF2HH,L_(8K9#=,E2X.(,DF\[]9<>V^?<=PN4MH((G>6
M*70)W$8+:8U=A6@'082%=EDMD$0SAQX^Y:0RKI?_ '$[(EK=;EN3Q[7LUI,R
M6T[QAY;J45($?TX+C4HZ#QQ9Q[<0T2"9E5Q[M"1DQ K"A_=ONKL=^GBN-MFL
M;39Q,06FNOH[N=8Z"("&5E^G]0S+TJ3B5#M;#;,.?)0)=XHB?<@=TO Z*9/;
M;[I+&^NH-OWH65EMIE:.&1KU[A[>501^O+;U@4$>JIK0X#;VR #2B=WP8HU/
M=S.0MJ(?J'QYJPME[GQ/=00Q7=C>6MRM4N89E9I8G?4I29&UN1'7PIBLM[?.
M.8Y6P[=W7@<F&V9,+0'?]BGS8.4Q"2*.UW6U6[D0O])*0\2(RC0$D/I8LO6F
M!"@@:%U*LE7:"9#^&!J-?M4DP7TEU!&LGI%W$T,,JA'@:Y7,$::TJ1XX9?4!
M'U J) 5R/\-F0^:P9F6=A&8HV'> K&]$(,F>0.?3SQ ]O;BO!3S-BP2JTC!%
MW:.X$5%EBF9#+J:FIT!R(9A3IEA#$G$]4V?I]240VJ22R%?2DL*:&D%54J:2
M"AIF0.GCA]=8T4>R\5AV623;I+=YXFG(=P41U]2$:@2%0YIEE4'+'64&$M0E
M]X6U[F*$3(JH-<K+(4:*C*=-/E-#UU4.6%D6BP381W%T@^GC8Z(QH>32"2I.
ML9#5J -*# JP7=%LD&.[P1*QV^2ZE"/ \)8O$(W998I5B%%E5@?T^YI\<6O$
MI-A#^*S_ ''DBJ/IRB4ED;26*.)J*P2.6-!I/RD,"0*@T.+H5BO19:5YNEZM
M5U&W]ES+&971JQF*K QY$Y@J*EO ]#@OMRC'?%1IW5D^W/4)P;-!(LD3@ )+
MJ5G]#"0IX2?'72A/7%IP(D-(]5EN]V1V$0U92;#;I)#(4>0%XBKU4@%8AIU5
MI6I8T/D,:NL UC:O-.3,QL:8<K2S]TFT3;GS*_L0MY!<IN!E6XB96FLX;U!%
M%=V\9 :5(V5A-0EE8A@*8B\6J0Y,C,N'PH7<+@*HF7RJM?&K"";:=Z3D^Y;S
M=H8IMNY)%92]^[MMRLV75OT(:-96BO-N/ZZE:JGJ4'3B^XIA$D2=BL?SC.V0
M-,8@>: WEYSB#DVX;!<<@W>UX/LNU[=:6VPQ7$3;'OFYA.XF[.V@SW$UA;-&
MHS5 ]10'%7W;EW3F>-*1,!+ Z*P[-Q>-"B')V1%X@S]=5C/J)-33S.53^)Q3
M3'I"OJO422A.X !#7P_Q'^.(TQU4FN7MZJ'>3:0' )SKF?P.*^QR/-T>NV)D
M\@R9NT+_ ,RHS/J7(C*N8R_/%=R!*67#)Q-1R"75D.%I1X2:UHG[R,5DXY+9
M20/J\E<GA*?I05SJJY>(_M7$>>1A&/BK$[1&W832!0K7_;TSR&(\BZ:_W(NR
MFF5/S_N'AGAK^*YHZKKVR,Z$_EA0E!BZP.@((\:]#\?'",4R62DLB$*<QT(_
MM^W#H@.F2!=;"?LE0+]OOWTBAS]J;ROG_P#()[D>/G0XW?TH_P#@W=_^7/\
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M'#4'Z-/!5Z9_VZ8BDX<HI&<JQ&RQ_HID:E1X>)Z# P?,(GIBC#K3*@H>O]O
MX77JF^Y$I++%ED!3^_\ &F$8?:A_O.DC(U>@I0^&.+.$KE)I4RI0$'K2AH#_
M '8<6=T@#D,KY?9HM/87[V.M#[87=!\/^B/</]^-W]*_]%[O_P L?[NU0.0W
MZBL?Z_YA7YM6I3XY ?MZ8]MDO.X,$[;$^A?*E/@!B',?Q$6$B61Z ]*'^V6&
M%32"3CQ2_6I\<_+.O[*83<4NWX)++.JFM/@/[>.&63Z#5+$=4->5R<B%^%<!
M!(\4Y@N&DZ:M3>5 ?]GQP:+$8U2@()N;$*Q.9-1EY94.(TD[119R!B0YZ4!
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M226B%:4PO>N0.#V2=T_[6P;8]#EV('@HOT;VC_&?K2N$P?TW'D9RQN&&+$C
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M<>5 4H<\QE3+XX"=K, G2&Z*,R0@9CY0,Z^/Q%<( P;JA,D;)Y9^5,Z?[,*
MVJXXRDKI6O2O[_SPICG&B;O*02+0-Z<Z&F7C0_W8<'/WIT"QRKX?9NH'L/\
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MBA(KD,8#@\F9/M%]PU"^NN\P'*[=7S*2&D-%<?>KZ*YY;M4%F7FMXMJG^FU
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M@!X$]:##+)0D5(S5 ".5T6QVY 3%-)&[C)-!#!^B@Z\M+' 1&.[)263N,!Z
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MGS2"9/02N6?3\?\ ;@D#T2@D'.%>'[0!_P#*/^\SX^VMT/\ [B^?X]!^E?\
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MB*"0TD;4ED8"(2:\_3\P8>77%%:3(8PKZJ(G-'-LATQ.ZD/,S/'6-6KJ8"H
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M_P#;@1F"?--&\Z@)4+GU UKE0C_#SQV_'FG;0N?J& I6@.?^ZGGCA-M<IDW
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MEGKG10;RDC]0$9DGX8K^1-@67#50M)_KD?\ $0?@32M<9FT_Q/6'*XJ5.((
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M=SL&Q;MN>[\?]B/;>YCY]OG"=EN+NQV9-MVRY!X]MF]O"5;>=VW7< A<RL4
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M(%2&ODE/W?[,5%H<8U1JQMBP5P^%*-$/A0=/Q I^W$.XN,HT/E96$V84B7S
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MFJX2TV^$2!,@K2=,\1>1/=80?21)OCYJO[AR)0NC57B,*O5YF1<?<M5=*5
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M9]T'HE4DLK$&@IBA[[V3C=ZXAA,"/('RR_8/@ZVGT?\ 5?.^E>ZPY/%)EQY
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MFV<:;L#Z3E79]O/9VPN[>.ZOH]2,P,5IF<JK1)-2@,3UIXC">ZX<*BY'\.9
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M1/J.%?\ #X$9$V3#1 <_8J<_:_9;MS.]W;W'WI96W'FF[W.[2]T,3%:R2/\
M0PJ"*I%%:Z:#%KQ^*!6,/+K^:H^=S#,3?1\#R6R/W/\ 9Z'[AOMP]U_8[< I
MO>><(W':=EN9"!]#S/9H#N_"MS@D8$PR?S*TCC9QFT<C"N/5/I?GV<:=4R[P
M#'Q+'/X:+P7ZW[2.;Q^154&G(;H'PD,@CS<,?BO!WL_NIRG@_(=TXOR&>XBO
M=AW2^V3<K"[)98;[:[N2QO;<I)1E(GA-:@$'+'M!KXW*I$;A&RN41K%SXKR'
MB\BWVQ?495S9R < NV/A^:L[Q[W6XER!8(+TKM>XL$ D##Z=V:E"VJ@C#'QQ
MA>]?Y?\ "YCW]L/M<@]/W?N6J[=]7W<6(J[BYI?!&JD5[.3LI<Q:)[:2I2XA
M=9(R#XEE)IUQY;W/L'<^TVF/,K/M_P!)B8G^9;O@=[X/<(#]+,;O G*PJ!4&
MO0BM<O++IU.*63#16PLD/F.$I117+QSJ/+\\-$AD%.$LEDOC7I\!T^/]CA#X
MA*"-),Z5HOJ&7P)_9CNB9$#<ER+4Y]:@_P"XX5L,N,LLE]L%[@J17H "*GP_
M=A &"1P#DIS1IZ0!Y=/[5.6 6$]<*1%CH@FYK5#Y9Y^ _/\  XKK<?<IE;@.
M$9X:A^IB/\.NHKXFN77KBMN8@^*<TI%U<_A/RVX('1 ?S(_?BM+AW1" P.K*
MWG"P-"4'15Z]1^W$.QU)AM,75A]F4=I//MUS\Z8#U"!)_P $996\3_;\L/('
M1#!?!6&0 **?G3.E//RQR<0!@:)'(M#)YT 'QKTPQ*/!#IE%"/\ A(S\>O\
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M!_'"IN"7ZC*(6R_J(2I4@US&1S\_$8<W1)*()=.=!10?@!^[$2P&1\@CP>(
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MJD"9*,.AQXG]5?2T^U7^_3GB2+Q/AY'S"^KOH+ZXC]4<$5S(AW*H-;4#\_\
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M:TKH)_PQ(B8'Q!^]0YTV!I%YCQT^X=5;C8_>"+>H5AOF$KD+VQ-$M&.G-=1
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MD205[-Q&C!;BW?U*PJ!CQ3O_ --7]GM),2:"?21D-]B^JOI7ZSX7U/QX756
M<R(_BP.H/5AX>:26]W97H+"X!O7@57[410.CA6CUHX'<T_YE&>*"%<8EC'*O
M^9=&8>&((2);1HV>-5MWDN7C<R$$3/"[ VZJZCMDG,$G,Y8' 5[GR/BH]L3.
M,MN0PT0[]>3ZF2\M[=UCI#V();(M) IU1%%>LT4O^8 T(Z$8DQG&(+:JNY%9
MLMC$/M;7HD8W*V2>1U2Z2XE,!,C/V[A1 VE05$@$T*** FE/ X<+@!Y*!=PW
M.N$[MJNWN8>Y*LEBKT>4-)I<(I5O7('+E2_J(+9],.-Q..J@2XXC/&5'?N)S
M&.RAFCCE(6C11KK" RZ31]!U.*]:8!./N'U:!6?#I+.Q6IS[L/=:XV_B/($V
M^\*W365PK,@)*W!B<:=9]6A<B?+!J.,;9A\Q5[.Z'!XLI_\ >,?BKP?T</9L
M\9]B.+[U<6[+><K[_(KF:4:I)YMUNGF,I)&MNX'K7RQZ3VR@&UST('P _)>!
M]ZY6[C@Q.9"4C\3)>A:QV]K:R58H_1$D2NP^56/0,W@23C61X[AP<+!SL .>
MJ>6V[5WT6>1Q&@R/2GF:$@9XE0J#:A0+Y.2V5#?W(>XFR>TOM;O/--^OH;#B
M&W;)OT?(;2\MX9/YXDVWR6MEL<*W$3/<R[K//]/VQ4,'KX8ONTT2NOA72QL,
M@0?  Z_!UC_J7FQXG&E*Z9C5M,3%GWD@X'B67@<][_9.WYRVY<SX;!8;+R<2
MW%P=F0(EKN<#7$LZ6^E,EO(HFH",B<>K7\2-D8G_ +X 9\2VB\BX'/GQMS"(
MXYBVTZEY/N^('14ZV)VCNYMJWJUELKRT9K>ZM+L%;B"X1J-1& I7J/,8AU@/
MMD0%:<BR)COJB0</Y(O?[)0GLQEX6+?J.0*4%=)-,L%G #,.J3BW1F3&T8'4
MH+:QR6]V*2$K$>JZM*JHJH!Z$5P#;*,E9"RF<=A& I9XQOUQJ[4DG<:.G;).
MDC/(5 %17$F$F.3JH%T/49")8>2G_8>0,X0EG:5*>)ID*T KZC3$@3RV%7&.
MXDF)"EZQWEKVV1-8ADTFBZ:.PIU&>HC\,/.V2%[<=9:#*(6');^P8!9)(8E8
MB234=0(Z4#5.G 94U3^8!BG^Y+Y:Y3#I_P"U\W-PJP778G5\RLRC65Z$ZAU-
M,4O</ICM/<HD<JB !&H&5;\#O7<^WM[%LI -JBLEIM.]1J+*Y%K=2"0M"XJC
M$=-))].>/->Z_P"5'&O$CVRPP?\ =EI]G@MOV_Z]NK;];!XN'\46XSQS<+.>
M($1/1ZH5<:CJ/4 YX\K[U]!?4':YG?3[E &#$$G'P6SX7U3VGGPQ.,)'#2('
M[5;3A<,L7861"K>CYE\S3TFE,>=<FB[CVF%T91/@00M)3=7. ,) CR*MQPQ/
M1%Y^BF?CEY_'%=8\L]%*B(_NL75B=D!*(""0 #7]E<\= "(=+DO'P3A,9!/4
M ]/]V.E,$(48D2+Z+!.BZ0!7P^/PS\L,B,N4^R6  D$B4J/,9GX=/CAX+G"8
M &0F[1=)().1_#H?[\)E\Z+@ ZM=]LW_ ,$_W2__ ."3?^ZO,L;_ .D_^@]W
M_P"6/]W:H-__ *F'^T/VK\\^TCG@,4D1U*'>!BS1)'4@DQ,HJ2-!J#XC'U[(
MF&0O((0C;@Z!'$9 L4NE8Y0%$XC<A@Q8J)EUCT1@GT_YNHPR#F6WH-4R3,XP
MNJ/22N4DPUAZMJFE1/\ Q55P44$$9KX#!9@Q.$E.R0]PC)1^W9PPC&@F5AI[
M@9BKPC5K5QVUH%)J1G3"@B7JCJB3(C-R43F56$3%(R67U@R,7E926)C*9(BF
MAQPCN.U,]P1CO.)%!VLQ)2[0AQ&5C)DU(KB5F!5P.XT7:I4'\\.V1VG5TL9O
M\$AN]G4R2U,31BW!59&$C22A@QT2DB20::CSPABX=PZ>)P@<ATQ.0[5&]K<W
M BB1.T&0JSL2*%51!6LH<CP!.$CC71%8W9KPI,@$DNU;;*MK!66PM(TNXY"I
M[BPA1)4R:=(52H6E5;K@Y-98#H-%4V0V[I$R$2<+%;14'IL!+'-K[2R77:8*
MOSR (P#SK2HH,-!B!IE/#RR>J-P/<&*">.T,T5! T33,1<I'4M2+6LJ/&] S
MZJ%L<&)<?-^"+*4JX#&$0@[A(E$%N#.*#NS*(U-"Z_I4'IC(H<FJ?'';L^*+
M&49:A"K];ZZD&QV9MH[O=@RW%V-:?1VDF@7EVI4"I$0T1#S-1CI9.WQ3B)1#
MG"?5J+?:+:TLZ0&")%B<>IH;0("L14N-:S7""K,>I.&B+R8DL,HL93%6D4,N
M=<TD[11S0LTBN-"E*6^FJDZOX0BFA4K7RP\:N-2D<; '9%-@WNXM-QM;O;KF
M:QNX+F"ZL[^!9%O+6XMIDFAO(96,:P2QN@:(ELR,+9&$XO/Y3T0P#&UZR"07
MPO<#_3F^ZJS^Z7V"V7<-RO5?W%]OXK3BGN#92%$NY[FWMU3:N0,B%F>+>K-%
M8M32) 16N/->]< <'DF,7]N9W ]/@#HZV?:^;^LJ8AC#IU/C]RV"1L#0*06)
M](!K7P_OQ5'Q4_R6"XMW.3T ;\*?AY$X3YM$ORARFSR#E6P<.L5W;D&[6^U6
MT1]37#QB6;3\L=M;J=<SFE*#KA"8A]Q9#E9L]08E5BY5]V^\74\ECP#:HK.W
M%8X=VW.,/<W#5IW$LE.A(VK4:\"C9N],1CQ0[>4(Y'S> T^]'N/<KL/>7B>Y
M<,]ZMMC-G?:9+'?[6(6]QM=YH5;?<[21%#V=Y ]-15RLJY,*9X[E<7C<_CGC
M<D/%M?!3NS=YYW:.:.=PY[;!($CH6+L?(Z*A/N-[?<H]H^2R[+OR&7;3<RR\
M2Y7-J&Q\BL%;]"2TOHG0)<F(UDB%3&U:BF/'N\=AO[5RB9@FD_*>C?%?3OT_
M]2\/ZCX Y'%D/? _B5OD'J0-6'B@%KR(W9TW4$5NI+B66V_YE7*TS1WRCJHR
M\3C,[7$O(K3;8U5 ^K=(8=9;NZAFI)%:  4BC"]F&>Y6NGOO&6[8E"Y==5,\
M1["(%QU3(1F8X.$CG:SVY(C=12W4$0K"$;NFKD:PS]Q)1HTDBGI&%$HS]+AD
M$4SD2987W(.865GM&BWMRI:%&M[>1GFI*2&$DP9FTNC $9XD".P%P^%6PH,[
MS%\*DONOSH6=O-WKDR7,D$LCD2C6M2=+!:U!!_=@D(&P#P5U284UD2U9:GO?
M??+CD&R;LS3NQ>WNU1&J=;-&X0:>K,QI0^.+#AUSE?'8,.J_NE^VB1F<"LG[
M@O5W]A7MWN?M_P#;G[*[1O\ 9_1[U:^W'%IMSB6)HW6ZN;&*98RC*"&*29BF
M/4Z*#3$SF/7( ANN%\[<WE_J!& /R@C\2MD^SHTL)+D=AC'K0'-R",M->HQ<
M<<^@F6BH.0/4 ,E/"&3N1I#"J O6*%:G06((%2H^8'\\28EY, YU4<LVH9>=
MW^IK[Z6/NW[FWOLUM.^SW/#O;JV&U72VUPR;?NO-Y"TNYW\P5NS<3[;))V$*
MDHI4TQZI]+=J/&[>+N4!^IM)(_U1X+PWZU[L.9W@<?CF0XG'CM;I*1Z_!:1X
M-DEV;D-QM5\Z+:Q%IA<RRZ!'&E7:=Y#EH6,5_#&FC%I,>BR<B"TB6"UD>X'N
M'MG/O>;?]RV>UM+?:["4[3;7]O JG<TVZ3LO>SL**QD8'U#,C%/.Z%U\K8Q]
M$2WQ\UHZ:I&B(F6E('[AHI=@L8;W;O1#',LBJPHA]1I0Y^ -/V8F!B,##)A,
M:\GQT_),G<]CEC$D/9$9*U:*&E"?X?72N7B,!EJRD1F;!NB&";]M%/:RQAE8
M%"!1#4:5-021F#489NCNVD:(H$C%R<$*;>.7;SQH"/6'UHP85 5:YDT.=,2(
M,4 B(T;:I>V;=)'DAE0EQ%^G*-)J''0#S4TSP9\NA&,78#*>%[+#=:9XBH](
M#PBM6;S_ #P0$2#D)LQ8,-%B@D=U/8.)EUA2S. 22R@>"BM2!UPP>K30)NS!
M'5D[+'>YBD3+<,74:PRFA .9!%:X4B!#%,C5,X)U4D\?Y9=Q(D<DSEZT5R3J
MZ] :]0,#G5"P;=L2/-.(LI#[ON_+S5F>%^Y-Y8FT6<PW4"*%97(UG/Y:]:@8
MR'>OHCL?>HGWZ8"\_O#'VJXX?U-W7MET9USWU :$^'16#W;[EN&^W?'H=_W'
M;[VZMXP#>):Q/.UJBC4\Y2,%M*+G\:8\,[I_DUW6KDSGV^<3Q2=#X+T7A?YD
M=L]@?XA79[OC $MYX\%8+V(^ZKVA]XHHDXWR&".\= RV=VRP3$G*@60*>H_+
M&*[Y_E[W_LM?ORIWT]3%RRT?:_K'LG=Y>UQK91L.@E@R^]6S)]*D9JP!4C,$
M',$'RQAY5-(Q.)#4+2"<FR&?\4G<@G_LS^/Y8;M7/T2"5=-<P34>.5/C\,-=
ML17(;< E#E7J/V^6.,BZX!6I^VA:>TWW1>9X+/\ ^ZO,<>@?2G_0^[_\L?[N
MU0K_ /U$/]K\POSVS"4D C54CDS:68%5 %&4(ISC96RJO4''UY,;@_5>-B/M
M2V"02^,-<@&.)_6 '$,HTL%>@6.I>H_'#HU;2[ZQRBD#:Y^7Q2Z&%Y8I.Y&]
MJ\3F$ED8C5I 6BKW"L<B-UZ8=M?*"1*!$"&!&$6C#F"%&[@[<FG5&JM,S:2%
MC[AJ(XM!I6F=,)$;7'1<#$AY91%?I[>*2'48SW56(RS$12Q$*2I50RZ,NK$9
MY8( \GT23$3!CJAT]DJQW .E0TC*XRU=L4EIHKGJ4T51F!GC@-KDZ)S 1VQR
M?)![FU,D"R)&5*".>)V,;:$C>CEI%360U,@?SPF2.B>V';" [K8K,SZG0M$7
M8">BJ(WCJG;-?TRY>@ RKAX@68LA0,(V;A(B*KSO6\>Z_!-RNMSXE<Q[_P ?
MCJTG%-Y97>*8L>XMC/J26.U:I)C%:DU&*VV'+HL]R@B=8U!U_P!*GV>SS([(
M )V\5^Y;@6^RV^S<KL;SA&\"(V<S[@H^E%U*,YDG6+7'$C+0.RA5'CCH=TI$
MO:NB8R/BGV=KN:/M2C)AT5E-HN(KRRCO+21-RMH)%>"YVV[@N[.[M&H[RPW2
M$=V9PU2*98L28D..OXJILW@[9 L"EEX;2RM+B5X9U6(VZ1GN*!(K3=Q+.&/6
MK/=S:]("U'Y8XQE!HAG3ZCOUU3BX[M;6$\U_=6]PFX[F(I=#2I<+MT2%5MMK
MC4QUD*@U>M &/PPL(R.?2[GIHB^X1#VY93CO+5@SJ_J&N..XMFF+FW-6D*O+
MVQ'&0V8%:^ PYA'4%DL9/%NJ"7,MQ('AED$(C=9(B)&D+0R$DR!@RN(D04H2
M>N&@G< R)M#/T2&%"UPFF4N/49".Z(&*G4AAED"HJD',5^&.D9$NFU1VR++8
MS_3M^[2[^U/W^V#D=W+,GMSS&2TXM[B;<\@?N[3?W"01;MK#%0^S7$@F7+4J
M!O#%7W3AQYO#E21ZXAP?Q;^93^!RQQKO=! BX#>>C_#Q7M1W_P!RN <0V.UY
M-OW*]EL-DO[.WW+;[R2^A;^:6EW$D]K+9PJ[3W(N8670B@YX\TF#7(QLPQRM
MB+:Y5B=;%_/\U4KW*^[N^N+=(/;+81+%=!Q'R/>D:B5-%:UVU*MJ(S5G*BO4
M4PW<-:_Q_F09\D$F$]0, >/Q56HWY5SW<9-RY3?;GN^Y3.60W)<I#6II:VX(
MBBB'DHZ8YHR.<'Q*KIQY,LS<Q\(_FK"<"]KH#'#-N*,\CE&55&:4:OJ!!IA\
M:XC3*?"J<OG5J=IXIML-@UN($96C*LCKX!2*AP,OQ\,/!#L1A3!4(P<:IN;I
ML^S7>T77".:[:G(>&;LI5K&YHUQM[N3IOMKN:%]LW6W:A$B&C@ $8#R>+1SJ
MOTUT1*LAO/\ [5.[?W/E]GO',XTY0N!!QICH?):Y_>7V2Y9[/WZ[OM=Q<\D]
MN-P4-M?(UC2$;=*?2NT\F5 RV-S&I $V22 5ZX\@^I/ICD=KN-W%!LXAZ@.1
MY%M%]*?1_P!<]O\ J7BBCFF%7=XC,20!(#0P_F"K9NN]7$XFBVUF#K=*UWV2
M6LX9!H,L=G([+]5')2G<6J@G&&D#?9MBX9;R%D^,\K -A_/1(X=SNVO5N+LS
MQE8@ K*5U+I*:'7Y 17KXXDPC*(Z%0+[#,M% N2[X7V^Y:,E1;*ZE@4]3%22
MS2YJ-(\,&,_W4&JH [SB2U^^ZG(C=75WVF:1@%ME[9)D8,V;!LU.DFN)%;[
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M',Z@R1QZ:Z1UKB-90>2")PBX^_[%*IOA3/YBHIV[:O<CVF!O_;;D5S<[:_\
MS#\>W!N];F&/UR10I*.Q.S_+4*C#P8XA>QR.)9[G%D6;Y3D*;7#@\V@PY ,;
M!,G"OS[:R\EY9LFT<FYULMQQRXFM8[C9=@*RL?JF]/\ ,F15$BJSO6-&)(&>
M+.$[I5B5H:?[%5VT4U3(XQ+>:FR1( ]NDJRUB5W22?NFC@@NZ*@K([.N0?!]
M\XCIE! CH5RYB"D%;AC*@:2!%,SSHS:Q=M$R1B-4/33TIA27./E"[Y+&2">U
M>22C5,@0Q1FV),C/,"ZQA:(T:LN;-4BN6!L1DZI\9;SL'RH3'#W6!$4\&A1$
MTB-I(H2I*1HS(20,F(J,(9$@CQ2"N4)$/A<QS/$613!VCKH5DF:616)C*@=M
M:3%J5;(5PD?"2=* E$".JW)?99[K[I[G<83A7)=WO]XY!P^"SVNT_F=_/?2S
M<;;T;68FF<@)8,#"P6NF@KCS?ZD[=9Q>>.55_86X\@5J.U<N=_'_ $UGSQT'
M4^:WR^T7M3M7(^'QV_=<[K8,#);2E0S)2JB,'U&NG+%<*XBO<WJ4O].=[EMQ
M&BFO8_;%-O0F&,DPMZX3&-<)\/72O7'1CNRCQCT\D^;>SNK)!JLV=8Q\\:TD
M%/,@>JGEAQ(B-<I/;;Y=$LCWAX/0-0#"IE((9#Y,G\.&ANB0RD-4KNFM=SB0
M3 =PT 91JU=,V"FH4>/PQSB+RDNF=\&BSH]L-G9F*]L=S:&XVVXB^EN;*[@B
MO+'=+5U(:*ZLY%:"51737)P,5=O<J(;JK=LZY="R? SKLA?5*4+H:&+_ (%:
MI/NJ]E]G]JO<2&\XO+;V7"^:[;+?;/8A)6.T7MO*8]TVFW8U;Z>-Z20J:Z(W
M&/+OJWM?&X=T>7V]AQK=6Z'J%]%?0'U-9W[M9X7-)EW#C')_I1Z$_P M54^^
MN&[4MOK$2QT[32$NLNDCU4T: :CQ-<8Z$CN9>AF/H$NJKS[I\L.W;:UHDC,L
MK.DBQJ5KZ@1ZAFS$_NP:IC8Z+LKV/(@%4VW*.3=+F2X((56Z-5=9SJM#\,3H
MP!+:!"),8^G)6S[^D3[7+NWW#\JY]);:K?@7"YUMY2@9(=VY/=+;1!'(IK6S
MMG IGI;&Z^C*-_+GRC^Y!G^*\I_S4Y)KX-'#B7-MAFWP7I2WO;>[M>S[6T:=
MRYW*!2Q%=+2+*Y8@9T%17&^,=V"O&#/VXO'5EHL_KB?>;[S_ &E?;EP3BGLI
M:V6R_P#GORCD_MERKGK]Z??N*;-'L\,]VFPH"(8MYWRWGGA6ZD]44>K0"U&&
MB[/PJ!SJZI!Y-U\0[?R\%C.\]ZN<52.WW(S8CIM +?%G8=2O,O\ T_)S;\PY
M-:L\X2\M+L--+(6)=S*[-)J!>21G)9RQH3G6IQZKP(>V6( #,PT7C_?;3?'=
MZF?4ZGXJV/*KMEW66)ND3O&I+ ,2"WRDY ?OQ-;HJNL[(Q \0H0WSU;Y;32A
MI+)U,=RH1@0C9-W*: 4(R)I@>[._P1XD@E5P]PMOV[;-]3:M\ACCM+DR?17,
M:^M87;5'*& TLFENAS.(M\8[GEU5MQ;'BG5P+8?Y5<0CNI/9W2O](\+J8NW3
MT]U:DQ,:]#A*82B7 <)U\@01(M(Z)][WL#/-$R55HR&D4G2*$@@$_P 6>"R#
M%VRFURMFT"<!,K>=GI&64(TD9]40750CH2P%1AD\APK"B6R3:J+I[%XKQ;E@
M(45NW*KUUN6.1%>B9XCX*FM$AW4D[+.T0AD@*+\@D%0!H'IUD>- </A(G3HD
ME4:AO'52G$L4\7:=JQ,@<,M/4W6B]/37K@IE$ABH;2,R9!-NX CNWUU[(5D0
M $%&H1J;S ZX8V?)'B!UT2_;KU98C;L5J"R CY64CJ?.E<</V)^VLZ:HA$[6
MCQJ*-:A@#X:6<TJ?):G'"0?&BBS$>N4^-JN5TA:DD49/55@3GD ?EKA^X=$P
MQC+HI+V:]FM"H+@QR%2OJ]6OP'6O7"ZZH-@]O/1-;WPXO;^X'M_O6Q7:1M(]
MH]Q8SD!FBN8D9DTM0E2S8%.L6PE5++C'D42J4:I@1'IU?S5$/MI]RMUX-R)=
MIN;F6"_V+<1;2:V:,UBDHKT.DT*T(Q60EZ#7/+X((_!6?)HE?4)0EZCU\/->
MM'[</=BP]TO;_:[X3K+NEC;Q6]ZA8&0L(]*/0'5D,\?+O^:WTG9VGG_XOQ(@
M=OO.6&!+KGQ7J?T1WROG\7]!>2>=Q_27U(Z'X*>IJ?Y1T.?P'CCR+;,:K>39
MVZH3.% ZU%">OEG3\<L*QZ)HU"M-]M8I[5?<_GD>$3^73_I?F&-]]*?]#[O_
M ,L?[NU0+_[>'^U^87Y]]N(8V1=$DSQ2=N6V8NL2U.I2'94&G/KX''V/'<#Y
M+Q:9&AU3@DMD&CN(J!A4!-3EB*,Z.!W \8H""/+"X$O3IYI(Q(&2ZR!(GU6Z
M I$_ZBLD@F8%"CDOJJT:ZB,E6HSPI+@C1/C&L3C8XD6Z91FUC$A24-2))&=-
M>M:O0),R@#,DT]70G'=1\$DX!W&4HFI$\92=!W 4D:1QJ8I0J5"IW#0Y9X40
MQN21E,G8V$M>U5X5,8D#R2 SSD+WA&_I8PZH>V51J:M-/QPSHB1^7S3<N)09
MNP-#E':V=]+1]P1U5@^M34J/B*X2,1+0HAL<@'5TDF@_3EM8D>9(IHY(X@K
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M14&F/B;O/9^3V/N]W;>0)"4"6!P2.A'D/%?0W![C5W/@5<ZH@B0R1D/X)),
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M'>PR8C)_!6G^77?_ -%SI=HY,S*DXBYP"=%9B112O0 >/F<?*Q/VOC[5[S$
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MI+DW ^HQ$/\ [BW["O3%;2B=XT#"10HD<@!5&LFB5Z52G3PQ[67)^U?*491
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M*9EZY!+@@'SP^JLSDXZ*)S[_ &>/*+'?*)&-<A?F?<:L)>(>X=_M/:1Y>/\
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M']PI\92K]3%T/CMF:*: )]$I=EC:2;NR.@(#QY56-=9Z%1A@ TZIPE7$.&9
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M8GE3O9LQ([<<AF)"U 93T*^*FF&'UR+_ #*74=E8/[BC9TK]+&5:*)HY'6(
M!@C2DDS N2P#CPKI&!,78J<2+(@Q.$4V*X$4K(ZE \LP(B!9I%,;! @6E"#G
MA0"&*Z^H&.B*;GHFB8)%)'/(L,C.FHQ:(P4+2#46UL>H\</W=>JC1K&0= H\
M2$P;DS#2@D,81E*@-(7&;!Z$ 'PQT3E&E("IG]2S\WM9CR3@6^*2ANK+<MCN
M&3MT41LES$[4)/Z89ORP*U]\9'X)M,A&T2/7'\Z>5@HCB:X+ATB+ AQZI&8C
M1)0>IEJ,+@9*F0V"1SE*;BW#1%NRO<R96D((# ZNXL?S##B7T39'QT3;NG.E
MD,D)4/K-8""ZM\Z:AEJ3P\L-<(N[;  90%XI;6>Z5F00N/TD !)(0L%6M?4Q
M-,-#[O)%,H; 89F@=P)-$J3(8A+ZXTR:0N<A6F:URQT@?%$A<0&((*%6]XZL
M.Z8V,(D1HV4*=*Y(SUIJ )P%WP4<$ ;CJNW=+ANV'T!:0T:B$*=3D$^ .&@2
M)8Z)D)1W$MA=(Y K0R1@HLT9*@D-5@:-TZUP4N6'1,ME&3B(RRDCC<IL[NVF
M8,X91102@U'S\:5PYB/M"@6!@5'OWA[89O:XW:'6\&Y;3/&Y5B$=[B,M&K4I
MJ -,,Y(A*F>\Z$946B4J[ZS$.\P/Q2?[>;\"TL95U1R0A%E0L=!TT%2?\P/A
M@7&S7KHK7O ]N8,HL=N?);'>'WQE$,M7HLJ@:<@RO2M.N6>)T7/58SF8/REE
MO:^T,7(^T;[N)9U98V]IN3-; @AVB7@/-LQ45-3T./+>Z<ZOD_6U=4/GIEQP
M?B9DKT_Z9XEO'^A.?9,^FVB\@^7M2"\3,HT74;7$L4D5W9@*\3=J =O..D=2
M0]13Y1C>Q,]2V"E A'TTQD<=4'Y>Y:SL]Z4GZO:8#%<I)&W<DL :D,_25(2=
M2=3CK2T-W[R#Q"!;[('\.6I7/&N26UX@1I8WFF1E)G9)(SK4-&$(/I4UP.,F
M/HS)2YQW R'IB#E2GM.X!8B)(I==1&PB4=F%&%4>+YM/J_=B;"?H>7S*';2=
MQ+J2K0K/&MTW=D9^VIE>)8V[L: +(M%=:>%#UP?X%5MD/!+NTBNDUH96NH1I
MD(55[H((="JIDH\<.(^],^;YDJDLSHDE$>IXM+J)W$81CT5B.D#,:!L)J' P
MFPJEU.$-F4=I42!"T+@M#Z[>E3W)X46/)ZD4#MDW3#02"V"4<BN/R[F0=MOM
M$N)Y8UCMGGS40@=Z3N5UP+!FATC(^1QQ!W"+=$6 '[V4V9MF"W*,L8(+.\;2
M-5D!J-+=7UJ<J-Z:]/+ C$G 3W 3"Y=Q%726:>WK%H:1&@J\H)SD;2"C,/\
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M/;[<BYZ)$J,ZFTT2(JM6WAF(=?UB0!KTJLDC,QU&@ /7+ S$1D[^GP4V-LS
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MNG(^W( @8=;FOL,][[+G/VP_U 2D\+[9[?>S>X7 N$93&L$OMU[GW%P6(8J
MB[94],8+OO"X=/U)PN51$BRVVL3/CMG%ON<KT3Z2Y'-L^EN[4<@@PKX\]@\
M:[/VE>/"QY!'>06NE(3:02&-KB01, L@H.]1>Y45KY8TP,)1$AKX*;=[GR1<
M2\45N9()8I+:$M)&J?J&22J21."*#7^F%8=1GE@DMK D_8@2,C-Z\!0"L]QQ
M7?Q$A5MNW&=S:4T:%&K44A-=4?:?(#RQ#CMC+J[JTJ(NH\Z]1XJP/%=[>::,
M17SQR"V62LT7Z:L&TD2D>HD*:YXDB1=OWD"0,P\<J6MDO9#)*C322%'!6Z#H
M;<Y_Q6S>D$CQ6N)U5DI  ,X5?RJSG]T*2U8RPK*(PJRQ!#=]P!F%<P470\:
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MA\6G@"VQGG,G/5Q_+*MA[ ^T12VLYMQ2C14D).K-F2H4D]48C%EQ*6J.TY+
MNNOMC"370CMC)XF)R_1U?O8.-6%E!#%;VT<3JNL,5S8C_P -"/$8L!$&( &B
MJO>/NRG+,2M^/],!BWV8_P!5%_7_ /\ />[#MD4*E/:?WI!"BG5L9?ZB(/<^
MVM_^;_?K6F^FI ]K[H6Q['^Y8O.#=2"VD64/&RHJHZ)$4DN0"=$JOT*'P&-)
MNZMA191B9;3("(2[2)X/J([A7:Y5%N(TA6JQJ%=6,RT60ZO+!=K^H'+H$;8"
MP[<I?&)-*!6[@-"Z!6#B6,^CU,.V05'3!0VL<R4>RPRR4K)9XVI'+W2&D0I$
MZR!3\RTKH!%?++#@9$,&47,)>Y$.53[[C/9W:_<38KAIA!:<@L@9]BW2..EQ
M!*BDBUOF1=4EM,P 8^!Q4]RX@Y42)8F.HZE7/:N[6\*[^EQYZQ\/BJ7^S7*-
MVVO?IN';Y#+:;G8F2RNH9Z,#/$Q[4BD^IXY5%589$$8K.'?(/5<_N1++2<FB
M+?J>&0>/(;O)^JOIQ/<PT:J(Y8)XWA".@/:D/<]498Y%) <SX'%K $9&GFJN
M0CH-5:'B&Z,+@ZF(8W4$;:BN15*E3+320H&)5$@!]A51S(&&H<JQ=I<I,HT/
M'^JBQB9/2@D^;N1LM0449'R.)L3C=U5%9.?]$HFH2X@MU68GZ61D:-T$<FNX
MRU%SI66,D95\\*_@GUS:#=4.DC6&203*(&>/0MPBA6D4,=8<(Q_5C4Y4SIAA
MB26U*,);M,IL%^W+/$QBDA]<,<D*.VL.I*K+!* XE8T)(Z81F.0ID1.40Q?*
M^$KR6T N)[,&WFC21H8D@[,=0J]R8IKF8']IPD8ASL!VOU19X)!^9= ^B>5[
M;7--#<%ED5PS/'4%?2Q/9C.8/IZX0, 6U=,E9F)B/2WW);N)DO+:\5-%K!"U
MI?%#)I=+E<@2^:T8DABH!)QS:RU0]SZ948[MM?U#Q&128KIY"L!H08HJF6(R
M+*9>Z9/4 W4# #$[QMSA3*IRTB@'M_O4_$N2IL<LT<5CN$DT44S6P9X;@2,9
M(T&L-%))&PH?'PPVL3C(!\HW+I')K ,2XZJT,ZHPAEC-"H+(:GM=K+6[HRLS
M3^-*FF+ AX@Z$K,F362 S".J330O]3/%;+;1M*R27#2(#;QGM@M*]2IE-QU
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M R+$Z!1)_$ '0-+4R4U$Y:,%(8F4C@84"%D1..P/C[D-UZ"#;RM CS&.YB@
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MDT6A9CW61H9PP;0)2,O+"[@"Y\42S=,L?E2+>(?J/=_MRL8ULN#6MJ )&_\
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MZY_MPA.W.@9/9X@=5X7/?Q&3[G?>,VL<JK)[F\M8!0"8]6Z74#A^XK+VB[5
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M&?NQ?R[O]R/NO?K(C-<>Y_++R"1Y"JQ*VZ7DT,3H#HF44J:YBF/9>WBSV*7
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M1)!^-"<8#F<?]1Q_:/FKJ4]MPLZ8266=(+NRMCMVX7.Y;C']39MM\,EQ#.+
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M0[K<1L%BK\LI.1I^&/9>%N%<--VP+SOZAS*Q^I3ONKJ ;;)KI'>Z3V[>VF9
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M""96"B)<@IJ2!K\</B01YH$2 &F"Z>]EN5P?JB8AICE!,;LK@@?-VY6^45S
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MYG;H92Z.!I8&E#G3#(1)/D"%+N(]H3'S;/R4,>\'(A-NFP\=MD#6@NY=]GT
MD+90EX[>"Z5#JC5I ST\593A]LHX@!J7^Q4NZ9O$B"S)3;;IV'4->FWMF <,
ML:K'"U$(</3N,I!%0:98<X=C@)\S(AV>*?=KN$;PI]7),\$3F22:!5[HE8?I
M2+&6UOKDB4K3J#3#V'5-%1.0&\DOM]T1[E6UZHPI)U(T<\6MFTV\<6D(PJQS
M.>I<(23)NB5HB.0NZ[K':RWENMRX>2YMW71$658#W4=022&EK*-7EIPL0<OH
MZ99*LQ 8.D3;BWU,HF(TAVEC0'TN).R%U@9KJ_BIT&' [9()E$G!9-^YF22(
M16MW%') )P\,;:F5=:R1JS2 &LBN<Q6@QP.XL<))P8;@$V-UW=FM+AY93',+
M<Q6Y]1HB. @!!KW#UP_$0Z9ZI188)#?!19RW=%M+>(F5')72TC* 2 K=MV/R
MDUI4$5SQ',Q&3ZA.]N4HB)+2'XK5G]T_,S>/M/&EN#6>Y2XNT8THEO5U&1-0
MTFFA\#C(_5/)$:*^% @F<G/P&@6]^C. _(MY]@,36-H'Q&2BGL%;LME;7*1R
MA.YHE4/I4AO%,L_QP/M<"*VD,A6'/,AR"5?G:58)"RJ82FA90WKHC48/6E&8
M)X>>-!7@$GPT42T M(9EU4D?J@0!))$BE';E91K9R0*!B*!0%-:8?YNQ092<
ML1A<K92*Z7*,K=N60/$T06FH!:S.?F9JU7PPAE+4+A"HCHZ<QVB.RMS<,[7$
ML09Q;2,3('# L@"Y:'0TP[(#E )B)-#)6^C^DRLH^QK^KU8R0D&/[<-Y:.*J
MEBMU[-^^1$>675:#\<9;OL2.Y=O?K=_OP6D[/.1X'-)!!%7^[)>;&TN)7>KQ
MH5!U./&0^(ZT%1C3URB%23)LRC-K)ID+T**QS0#4%C'X>.'.-[A,V'8SY3LB
M;1%%=::A"!ITJ:(>A=>M</!]7FG&1V>:=^V3Q%P\48)<K(EU\JD')_16GI.'
M:H%D3.+$)]I<*51UEK<0G0R( T3H>C.6J<C@X(9AJ%#LC5L]ICCJE(+Q1QMW
M#J>KR,U!5D-:+IH14&F'9W.=$"<Q(X3PV>^D,T01-=O0%P3F-72A_P"+#QE1
MYP@!N?U)+RGBJ[L/K-NTI<1@W$24H4E4^M0W\1-,L,E$DZX0XV#2130WY?YO
ML,37-O+!?6<4D,TN@CNK  8Y#\05ICBS&710Y[(3+EH=%J%^\*SNQ'Q2ZM+>
M^NW?DL\H6&VFNV/<@U2.J6T4DBQ KF2 !C(?4DC7&NPD!I]66R^@*^7S+^1"
MJLV-1'Y8DY<XP,%!O;_=9Y]LME+Z9K9*RP2#]1-7S:[=J/JT]!D<2*+?1$ X
M(6@Y?&MKME59"4;8L2"""'TP5-NT70 JI5PZLH<(J/IIJD#5]2D#$D3+-CXJ
MJG%RS94A[/N,2=HP>A 5*&FEXXF^>AH&<LWYX)&9)PJ_D5FO$Y3./!/BTW)-
M<;*QGD[JDM.E&95;48V)"BE!3SP:,BY.H0+*S",7+X3KCW@22=VV2&I9V2%G
M=W7,#6I)&@UR \L$,L>E0X@D^H(_LVX'N0JZHA19I=<0JR"1CK60D=0PPVN4
MCX.$Z^%,<F)"?5O-J1'B<PPSR#NPI$CS:FZS.W4(*5Q)CNT&BC@"0>7]GXHB
M=4%Q!:VSI+/<>N0Q(Z(-*MVYI&J/2A/J\\/(VXDN$Q*.P#"66ET1()I+I;6)
M9TCG*.)M5T%*@QH07196Z Y'"Q$1+<Q9/,=M>$4:]03=OOFWD4QO Q)[L\K.
M.X"H "20C/1T(PI?J@Q;V_<9RD.Z7#O+> RVCP+.C1RRA;2X=Y@-6B) 0!#0
MYDYTICCM!(.,]$NZPP)C@,?V*,.<V\1E*I<I<QU5)F9Q&0I'HTEQI\C\<!D(
ML7^53..)M&V.K)D>SW)_^GN=WVQ7<P:RO[B9H:2+$892 )%BU?IK*\E,NC#
MJ+H1M$-8JP[CQ[>7P<D Q#D_R\5>."29T>+3"G?C[\ &91(Q2<A@"J]U6HR
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MZ@N5ZOS3&OAD?N$ ?SK:M[7W$.W[?9:P$DBBC@CD$H150#_4:,=<^N/1J!&
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M(%L987T?_P#ZR7<GB?6<^+0)RXLZB)G+ ZA_V+T4^S>T\AV?:8&W6"*5;F-
MZPLSM Q6M3IZ%3^S'SAP[R+#M'IZ+[%^MH1Y'']N?1>6#^ME]K;^Q_O]M'O7
MQ+;EV[@WO1#*=UEM(M%AMO-;5Q]:DN@=M#N<7ZG@6:N/9OH+O$;N//MO(ENN
MJS!]3$Z_<5\N_7O:I74CN7&B(WU@UVALF/[DOYRM5O&MW@,;=XAWD4*J$K(J
M(XHCQJPI4L.AQZ=1,$9=EXM;&SI$[?R4EV5S"DJ"=V)T92(@]-!ZH]/2BCJ,
M382(D"%'G"$:YYUT3DV7=(M12.5H@[R 3.A[4;@U5&U5#ZU\!X8."6<*"=DZ
MV?+)\V%WW)RJNKRLH;5$&!4*A_4#353MM3Y?#!!(N^A*@^WQH#U.2R?%KN;2
M00PVTBJRQHR!+C2VL^F1)%8!0X.8'E@XDV,%O)"E':-X^4C 3@VJ^C9[M'EF
M3L*0XC)()(RJ%%5*,.HK7"0,M[E\A#!,8[6W2".;>Z,I?3.8Y1'")[655C::
M235$\M2)E=G44!'AG@D6A)I)3(6':1M*Q+<4N6E2(0Q6[3K+<]S5+K=R"* G
M6[-6E1UP4EV"9[4A^]%@EMC+>1742QB(3%RPD9-4T*N3)W%7U:V*)0A3XX0,
M,NEA(6/'H$FD<37DL[E#([R:9"A6$RD$^M0NE PJ/4,CUPDOD\TR-<G#C"C[
M>+,O$\HE!A<NKA5J8W,@U5DCIIH,J8C^Z?WAAU9QA7$#;B0U*8;S77'=ZBW2
MUDFAFLITFABUZ'%M( I+3IJ:JD5 (/3#)$QD\/%6T!5R*3"7RLK]\/Y%%R#;
M-JW>.5E2_MTDG,I4AY5"QF-@5JBJ?4&ZDXM8SW 2EU6%Y-'Z:^5-9V@G0^"*
M7#Q!9W6Y<!9TTR.OHC3400RL%74R$KJ\#A[.'&B#&G;/=(^DIH[C-*D;SNKB
M:@:SFC=;I>UW12-NX,YZ+DO3+ )N!C!5E 'Y1H4*AO#+=1VYBC1[@/(H54D+
M.K,S71,E!%W!D0#3X89$REJ0S)9D1<$N MC_ -A/.!L/N#=\>:8"+E&TW4-%
M8LL=WM16XM[=D&5-)>A'C\,4'U10.1VWWF_B53^X$91^VWQKYH@,1(_%>ASV
M8Y*LP$#O4@@T+>0 -/VX\VB'^)7H7$F6;P*L_P"X'N#;>V_L[[F>X=W,ENG"
M>!\IY$L\L@B1;NPV6Y_EK-(:A*[B\('_ !$8)QJ)7\JNIGWV1C]Y;^=7=4F(
M/09^P9/X+P.+N+;_ +[?[ON,5U+>[QN6X;A?S(5'UQN+N64,4UE"9+B3UT^8
M#'K\($S,= ,?!F_F9>?]VO,YW6M\TW!4K0W%W]/VC#&-3![18BR:$[:!!JH:
MA&K5:9TRQ,C,Q& ZQUPB;-_5=;V2WEGM[<B-U9I9NZ#*RO<6R=Q8T45>)Y$A
M:G3KCI$[F\5U6S=N)9"MPW.VVG;+S<[IXVMS!=WG991&MRSAQ:13!P'^I::4
M#X MAH CEW"Z^8S 9)#*N/%-JN-TO)[Z_P"[!/-*MS<2H6DC2XF9JRL0-1$;
M!0M, $7DX0*IFN.R>I5B%VF*T2PD1YQ,UK*55Q%$3+%)1) 5#!@H!ZYY$TSP
M?;U?*E1<Q;S2@VPCGCFG)F$L<^E50+*4+$$S,0=.AV.D@=1AQ);.B%N$9$ L
MZ#S6$:-/]*:>MP^@EYI(G-4+S25:-X](_46F&;3J-'3A(,TLE=+FW[%Q"@@[
M=ZL+MIN91*+9W61GK(I*.98V('Q..(8N!E,: ^:036E-N+R63L&X)%N(D.E*
M&-W[AT $?41UUJ2*9#'=7;*[?$?,?3T39O+V!IC<1/.8F:9!+H,1AE1$205R
M4.KY&@SPT$.X0Y3$M HSW^]B2:0":XGEA0N5D03LT2TDHKMI8,[$,!Y8%O&X
MN<I^R)9LY5=_<#D44%N\SS*=$<\A9':K1R$@ Q]$"IU&(ML\$QR64VF%<B 1
MJ66G_P!U>0?S[EMY+&S&"UDDCB(8Z14DMET)(.6/,^]<H\CFS8O"*]>['P8\
M+@QB0TY9^Q2;[!7*P;M%(\>H+*1J-0M-("G,U- *?CBQ^GOFEX.$'O=&^GW(
MG^(.BVA[#?*]G#+&K +H56FJ-)-1(55*ZRJG+&T$0#E9RH 5[OL*.W^_V>S6
MC3O%;N7D$9C1BW=D-<E5\U9?PI7"D"O4.AR@7=_2-5EX?M>[;_/_ #7=M4>U
MPS:;>RDE2%BOJ<",%@.G\(PE47)(!0YS)Q]REI-_C9I;*Q@GD:WH\,(36+8*
M3$7+J1KS%!UPX3:191]GO'.6U2E);U9%F^KMHI'>DLBI5HAKTZ"QJ$E=*?A7
M#R92TZIDH"'I"]#7])B2%_L=_J^]O1H3[;MV5YU!&H_^3/OF6U:LB4ZU&6>,
MUWS_ *AP!_XW^]!7W9H@<#F_^5_NS7F47_1BG5E<(.R[JWJ!^(KXG&EC$Q#E
M5A.Z.S]U$X8R-&D@K+3Y30J0*U+G/PP0:/'51R>A3DVN<F:(U9-#:9F.9D(\
M>E,\/B8Z]4F73RL9E@NPVL1PS/4DC,'K3SZX>"6QJN$8F'I3RMMP0M)&L@5)
M1I#4!U'_ #5&8(P02RQT0+@)5O#$_!.&TGK%&K2EYE;J& 84^75JZ@X>9;BV
MB@B1 8@NGA;3E!&:IHE&D*""O='4R5Z'!B7\DPU>G;U1NREDM9EE"(.ZPBE
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M%OM0]Z[JVNH=FOY?J)(BD2ZVHS)DH*U/ACYB^M?IN?T_W?W*O_26'<%^A?\
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M#6M6 A< YHU?#$[M?<KN#S*^901&RL,?"4>OX?BL-W.F,:Y67Q,N)<\;!X=
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M"5@T\X^X3F5_-*8S,O%N-[7MENL)!K:Q_7F>8L",WK6AQ#L^J;CB%,/B3I\
M-4;_  C@Z 3(\S_,I<;^@S]H,VSR68Y![QINDL!0;U+RNVN/U@X*R2;4]O\
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M1XY5<$$'.N/(B#$^H$$$C[1J%Z%G0KOH/F/[?EA%SA<Z3XTZ^7^P85B4CA=
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M9(6E;HAB("J:4J<$]X# 3(PE(L6=_%#;+FNZ[K)V=LVQM34'>DU$,H.9)Z9
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M\2CVS['9_P ZDWE]LV^7=IH$L(+R\B%R\>W'12VLHYM26T?K)<J-1(ZXW%<
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MKV/K-%*B2Q$-#+'#+&P.31NJO$2152=+?ACQ01B<1+Z_AK]R]7)(P>B[&0>
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MK;[@Q!LJAOT)%4_ 8\C_ ,R^!"=_'YPCJ#$GPPX7J?T/S[(\*[BD_P!G,$?
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M0C<.YP6EAZPJ/+3]6@JH\:Y@T.'D 18G*@3?W=T',4#O=]@@ADD9JCU'4'%
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M]+1Y_IJ <Z9G B2K&%40 1\R')#=P3HDD#2O1V(5%?276HJ2>@!K\,,9\KK
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MDPKD?/"Q/L'+K"1A;;E(;:T:4:9GDM8WL^[V4%H6&H3HRZJD?,,,E"TSW?\
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MX/H5'/N^"42R)J,@AIK% 0U57XDFF&2$CET2!(@QU7:S:748W(J355KTKX^
M\<$C [-P21)$\II>ZG*XN'\/O9&?1<312!!&PJ'TD"HK\<#MLB('=EXX3=M_
M)LKJHD(;9Y?P5&>&<<EW6:ZY-ND>N6\G:2U8Y-5FJ7H3X8JJ*#.6_JKZV<8U
M>Q\QB>BV!^W</\HX[$TB+()4JE2"0:5S'GBYK@0P&BHN9:;[-L@S9^Y&-DMH
M;W?7GD4LL>IHD;K&3YCQSP;9M&R2J.,UG+-K_P /H$?:U>":1H75I)Y=! 'K
M"URI6@ PL(F4Q'HIO,M @XP1^2E>#MV&SPI,I#&( E1IKJ%:$Y9$XM'C7#;U
M6!ENYG/-K/#Q3'N1*9NZ+E8ZU"HKTTU-:$"O7$,&6[R5[7"-4=L1E%K<7/I#
MJ&&BH;S \:C#AD$#Q7&)E)S@!$8YFDC:,0,Y'RN,@*=?+IA0,,$MD<"718Q<
MO(61HFR4#T5IZ3XG\<-E)@B44BR7J&"C^TL.WWI[=H]-2IK\Q'E7!:JS_:'1
M0>X\JN,OT=)>0_'_ +4)W;=E9B\@E5%R /RT\:Z:C*F$LL&HT0N-5[<1*T-8
M5!O*;Z[Y%?)LMC]1(C'N3%,PH'0YD=!B-:YP-"KFBLS/IR0I6]O.(P37EE!%
M"Z06RH&((1IIP07E<CJM<$X]#R<:*7W#G0X7&QF>TX5H.0;A;6EK#M\)>00*
M$D4, D=5%&!J"WJQ<!H!G7G(L-\I66Q]4I!OO437N[V [TLDY610T2,R5!R(
M)'X'$"9 !)/57_#X\I$,,.L''TM]SW&"!Y&%:F1U7Y\_"M*5& UP]VSR5WRK
MQPZ  ,J>%N[7:]O*&2 =H!$CER>1:5!4BJEA\<68$81VOHLC.<N1R3*4?6HX
MW.>&Z:2:%P&E)U(S:(U45S\"QQ$.2[NZMJY 0$0,CHNB@A5$4KR.4'I#:31
M*Z36E,<(%L)+>3&!9OVIP[8LO>AI/*TKJ6,AE]*56@C8'KE@E8E*3,H=MX&7
M3J/>MK:1UGD$S-VV*E0- !8:14$ TZTQ-81CG4*NG;&R3LX=-VZW=G6SC9C)
M)&SM&=*A,C5N[(.HQ'G('56/'$+!HP\$$N;V>61QJ@#O59%H%2)2*_/U)/A3
M$<Z*;&,*QB)2FPOKPEI$2"Z58FM6[89$9!ZA)7H[C]YPT2<NR,!&40YRD_\
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M<+</=;C<M+;@JU6#J]4"#3ZJ^FG7#J[KAF68#)ZN/#'[$05V1!E,MX87CO\
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MWN_T=;!8/L-_K26YMUCBE^V3>%['ZA5UD]D/?W_@$VB1' %:L.F,EWV('<>
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M5:8K)?47$-WMY &I\U<\;Z5YLN1*J@BR #EB.NF'3!W6;DFV3KR2*UB%WO\
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M(R7/SPH73I,/-=2F@M&=)  R-*YBN1(KAP+8Z(9<]%S;S**K#0%30FI 'GU
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M!U+12V8-0:C3A96 ::(4*)6V'W/EZ>:PRW\S!]=RRRJ&"FI:@^'QP+W7+A6
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M/\FXQNMV922"7$T5NT;,[9ZBVICUQ=&[B<:)&Z,8M\%2CA\ZW?9,-;.6X[Y
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MI'PQ<!SHLCT1;^7JUJ30 -0YY^&8IAI.4L7"T)?UD?M\@]S/:"?=MMM8SO\
MQJ[>_P!IF$8+_5VH-Y:J6K4+-1XC0UI(,-A>>+RH\@EH.'^!U^Y$XS&<Z+!Z
M) AOS7DAEM+2^V\;BL*QM=!8[NT+,CV%X@[=Q')&\A9F2Z##(&E,>D[HVUBT
M9A*(RL=;5*BV[BSQ="6!Y?L0,(;>%)[P%>[(\4<,4I[CN%73K!TZ050 '''
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M3(."*ZLL2*[)Q^8X2650G ;?FZKT\?T=-VCNOL#_ *T-P$(6U^UO>I##K9I
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M"-1TV>AG*#HK27ATL0<ZA"<L E@%SM3A*<;(M$D */+F\V/O2BXO#N$VDB.
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M210ZV-6&6!?X;P3K7%_@CQ[ESHXA.3>:O+]I_/=B]SMU7@7.N57W'N:2E?\
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M1XA%AN-I+74'B  U,<\Q0D5'137/!"T\CTH%=1A'8225G;<;)*,CQZA3((K
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M8U8AL@,2H\>$AM(Z)O\ B,[?5$D)4.)]U&* :5(TJ1ID=6'6CJ 17PZUP.'
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M$E@F7BE$(RBT9!_BD4T8@M X[G=:Y+1R:E2&-!Z'B(42"AKX]1TPV)PZ7=7
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MI!H ,L+R.Y2-?Z7AQ%7$'@VZ7F3^04[B<+B<.1-,2;3K.69'\@/@M7TL85E
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M*TSIA<ND<==4*EE(#&/R-5<Y@4SH3E7#P",)'"L=['R:O;KWX-"&7B4Q(_\
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M&9CIB"G.I%,&C5)W9.&:GC,&:7-80(Y6-UKI90 /T74*"-4= Q#4\?$8+*(
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MEAIQDWP47<LX>M_8-*(V[CQ,6@CC5%CF- SI(05D,AS(+>/A@%T:[0TAD(U
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M[;2I<A9+5'ED)5=,R-/(5 )=255 @ /XCIB%+A!Q(Z%3AW<0H/&VM,EAY?\
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M4&;P&</IE3Q[="2"6:!XI8X9;:V$<;R,\TA:4]V1FC- JB@"4H!\,&KCM9\
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MX4,<,BD7&0VR!#I(LC1F.-)451J94]!29PH9H6C8T&H#(M4UPV)>65TYR!E
M#!*4S3)+<1EE$*-$S?3W,YEEHXR&H(&H>M1TZ85V.!A(*X[6=)6C32TP(#1H
M@C[<Q5"7D(I,S^L, /WXX@69"#,2A@'*3I&LM]"@]9='(60$Z3'Z@!)76Y##
M*F1PP ]/F2F5)K>T.1]C)>Y"SO-=,K%0[M$U$&0HJ#4&7(C^$$#!H@D>K!\D
M.1B( NLB2=B(HC)&LB=\Z_U7T2K458**.IRP,B3[2C@Q)%D,EM%WCE:B:94$
M9B%#&ZZS(IK18R:,_G3"B3'.4PM*L;FWKJ^E;G]33+KSFB:W*NM?5W:L'!E4
M_+AX;^BF2B8#=O!"1"(/K=(=1#R4N'1S0,!56"DE9"/&E*X3=MQ$X33&J8$C
M$[R5D8U%JS&25S',IIK>5:MH5&"A 5IYYC#!( .!A%:1)JG(.D8$<<B@@:6J
M(B1(9(CF'!%?V>..E'=DH0E*!VPU2Z!IHY)$CN(H'C&J)Y5&N8LE.V[45QJ'
MR@GKAD9&!QA+%I1_B>J97$\@CMRY5$4SQJU 0ZSBA*]LN0R-6I)\<.:4\Z!2
M*XPB=K@R12.Y25$B_2MY8T$T3S$R%E# ^A5!"EJ'+/!#)B"=%$G&V6\"<7!T
M16WGMYFD5V,NFCAE58U:7+2$UE001U%,<3$R8 LB552B/>EL^"5W<L$<;:9)
MS,&AK&LBL:-ZM0C:@-#D*=.O3!&PP+!,EZIFR 8E9H[F!D2:<%X%N09*E%*$
MI1F0 YL/XJ#/!=L8C!*A6V$E@QF.GBB5O<6;36T1"QHRLB785E,<?J>-B4!;
M4] ,L*2'P^B+77;[7NRC6YU'@BPDD,80S1RIJ!98U99$HC".C *VMJ9UK4>.
M$$O%(8D!RN\5W^DD;'3*D'I()';A$DC4D42A<V\:UIAT6.(X";[HEZ/WF1ZP
MG#7D)DC"B60A7BU,S!@:@ D$HX.8STX+^U!,C'491 W0%M"8]"0]R:/L:R^J
M1%U#NMI':E9<A3TGH<+&>[X)2(1D)_ZOW(AMEQ RSMW1=/)W$@MHXU0M+J4F
M,F2BA% H6K4=<*X=BA1@YW1.HPBT=Q'%#<AX[;5&U:(3'<6JJQ_2:=%&IV8@
M_AA[0 ?JA2-L3F6'28WK&R"22B./4CNZ1D)JCE.D^LE7<EJENIKAL6!=2A(R
MC$3\4[!=VI5I5E[1$,5&';'U0B4!T='31&SU(!/7PKAVLG!P@2D:XRJF,$_%
M<-=DRQ1R2>I((I66W(#0@ZT>.41JRY*=1KY?'!(CU.-4ZF9A68C1E(^[<//_
M )977.+2C7&T;[L-Y+-&B!?H[U+BPN)92-2,J30Q=<AY4QEX6;/J2=1R+*V^
M!&1^:NZ(6<GL@)D#*#G[$T[R^5[.U>?N7,8E:226.01%P75U*,D:('B\"!^[
M&J&P#0DA9"4K(7;)#TKFWW I=S?23W%PLY+K',=2J^3QJ)5D31H!TL"I4@95
M.'QURED(2ZX4Y\;Y%#=Q69G'<:>,]T2^HLL>L=-*@+KI2IZ=1B=68R^;15=M
M9C/TG5.B2RM9GDE"H(YPMLQ[:]F-ZL4,H#JL88 ZF(](%<=") S$@DG\4VPC
M]WIK^::+\;CNHI&-Q<6_;9UF>-&=9$1)T(5#^B\?9):M1I \>N.E20,^.4T#
M>#M+IL7?%X(/TWA[NB6,H ](_00*]RH,99)"645P,0V$&6C./,)\8/'9'YQ^
M"32\<,0$2SB.)'>-I-6O09*KJ!2I5$?HV=>N.$0YD HMIY$3MW!EGBM$)B$^
MKM+;+''#]5Z]2JVEG0T9G &JIRKEEA\ '?JA7%ZVG@LGYP^WDM;@P6M$B:$/
M1I5UR2E@PB64Z'95&= QQ*&TQ;JRK9"<"!$ QD=7'YJPG';5=$O=<0-+*RDI
M1Y)E)5@H+?(T>>>.+,AS!B^[5/O;+B%KI;=V=5DB9#<.IT*,U6HZZSYC!89.
M-%&D(LRCKW(=(;*6*-R1&-+:C6C=0RBO0?L&.L( 9.JKR"_5:R?=-P;J?NM&
M6:1B'B)+*M<B^NFD?LQ6\B+?-H5?<(@XAD^"@O:KV;;+K7%(Q[KL6T^I="FF
M3"N;>6*Z,S$L#A6C#_O''P4D[)#'<WD.[[++'M>]6U)=:UBL[K2P8?41T51)
M4=<' K(]V VS_ J)9ZI&'3IX?]J](7])G[WSQ7>K+V6]PKP6&W;]*L&V2W4@
M-I:;K)1(Q;2U9/IKRN0!R<@G&<^J.U1[C0>9"/\ Q58R!C</Z7V>&I2=C[@>
MU<L56%NWV$@C7;(Z>.ISX+TU=R.1>XFEHY$21&%'JC@'6K+4=#^1QY7(&J1A
MX%BO192P"1@AQ\%.WL_&B\&]YZ$Z'XQ)4^-/Y)R"OQKG@\"]9/DKOM)'Z'F'
M_P +_=DOR++>"*P@M[*WLX(K:$$1?3$(8M/5Q0#6A\C4TQZ2(1KB(P  '0)G
MN6SEF3Q3AL[BX(:41.LZC0+JBM5B6 DJ%([04 'Q&"Q!;<!A1[/[3P(7>=V@
M@F>7LJ=6O50MW'#$,T+(S( 3X?'/#X'[E'%I*X[3I C""5)>U"5!*(!&S57-
M-%4(ZXX;27*:2V D#R"224$=R-HI2N@2HKD&CR(")* -E7(8>9[78)E<(&SU
M'*60L=+0/DK0B5 BK(@<1G2LC:M2&GQPP6&)TPCV"-DML"TAT7(58M.F)9JP
M,3("K,ITCU:&0M1&.;>.%ED.$E9>1,\+)-],#$5/ZJJ0RQ@,DJ:*!D:IS+]5
M)'X8XDQT"Z+V_-A8WELEB,C!A* @-:2J7+$L"B^A*K^-*8Z!^Q<3&LL,E#I#
M"US!(L?=4:V!D5C-$5-?1H%'-?#RQS;9/J@VGW8$ ,24H<2FY<7$;W%%9HU1
M3&LNH> "5C"'KG2N%E(=$AJELTRNT5M*HF]:QR*:U,D;1RAEIH='8*0@Z$&E
M<-$B)-+JG5V"8)T U75G*%5D66IB0.[E8UU Y,@ +&A\!A-PRY_!+.%>D(_B
ME2W$8:,HRNXS9GC=37-3K<G4TA/0=,.9PP0@( D3B0!^U8D<F5PRHI8R$R)(
MR2,K(!U4L _^8$98=Z=C@,F"R)GLE@+-#W%DM]"AYEC>.A;5($&6E8=5)G>M
M=1\<,KZNEE"4I8^7Q_EE=)87B+&8%ZO"4>(B(PGN,=5')!FRH10#'.>FB=*,
M-07DL!BB$C!UN)'8EU:0!XRA4T=G!^<GP'3#C'TN3E,DX:48/'XA=>W$(69J
MS/&8FC[K(9X &&LR!B!(I\*YJ,!D9G30J93537(VS'\4!V_8B-XTW;@]9TK&
MLD3$PB7236305.HC16B]:9X,9 Q$/!0;3 B18B1*Z03A85DMNZ8G*E"3IE+!
MJ1E$F#4%:ZLAEC@(P.?!.E9(UB,-42N;EKC6TL4CL#;ZIXVU2*Z"G:*E0B+0
M9U\#AYEA@'0]N]R2P&J)+=:DC B"RAW:)H%!T*R4;6IU(5IU(IGAV\$!\,F"
MNH2<1<>/\O!9D>LRQH^L:1*5N=,<0,2GY'!+-7KG3"F>[31DRNN<08R)UPC5
MO=QQ.C_4"0=L,\<@1E0%&JI=27(DJ0M*D8X-'S"*28RVS^<CX_L7!4/<0LC*
MK(J:HT4]IDD=F0&6/6P*#K6M/$8?7-G U4:=4YW1F 1!DY"\,3Q"W$P(N Z7
M 9I-)5%UR*X"]'RH0!@L">J=;5$'&KKE;H+'#++/0Q.S/%$G<CNRS*R.2 5I
M134C('(XZ&W+E!NG/<&CAD0LI9Y'EE"%G:8HE594-JWSJ>R J2HW\0J".N.<
M.W1-GZ]NW#!.2UO-7=0F8]O3VK:'2"I)T5FRUW+(XR(KEEA\BWIZI*R-3EBD
M"W/=MY#1)) 7,BS2%))$5BA58&*LE0W[L,WF 8J19"NP [F#ISP[A-*J"WLU
M?M6Z'4\K+.JPIZU,3%DD5E\:?C@VYPXT0;:MLA(9#KGZZV>:$2VP5@58$.\4
M960I2.>9=#,-2AU/4G+"ER,))1J,292;"V5^W7MNO+?MRY39O"KR;S[9[]>[
M>D:2@F[V6[N[ZQ>)F!D,PFL*5/GC!]RN-'U!&UVC&R()^Q:CL5(NXTN.#J&^
M_1:Z-GNDO-HB#7RR7!MU4P")E>)DA$3DD$"7]44-/4",;^O<8N2&6)Y@]NZ<
M&>8FP^ U61=PD3Z6:Y,"Y1EA'#-Z4/Z!73&64H V0KJJ:X(#UZ*-$3D\1JGC
MQK>YK0LJ2B-;>X$2>G7+&DTHHQ$@DD1=)J!D:8?"1W$:!+;6*XQ,6,B5--CO
MJ3I)%-<1!W[AN7N"SSD@E5[<.G7(99"*%:  T.)M5L<$DE5MU6Z4@<%.6#<K
M*9K0VY:T:X%M%WKEE #011GZB"(%VC50"'U4J,/%DF#C0'[25%BT9#:3JE5Z
MUBS/*L\3_43-)>S!7>6=9*0P1%TU1Q$J=1/0 4.8IA/X8>'3;%OB-0BDS&8]
M<'[4V]Q%OVV:.8MVF:-**J '6\BRO"]%D[:K6I 6@ZX1W+)I>$'EE,B>]5+A
M%B@0Z;N5P\;QJKAAZW4J1*=)%0ORTZ98XRC$Y"A3$["\=$\>,7@FEDA &F-&
M9H@L8;N"0E1""6)9E4U<,*8,) !U! E9,UZ1"L/L$\1!9"8SZF=711*ZA5U,
M!J+QM$>A /GAWS:X"'836]>I1KZOZ>Z:6!JKHU)$RL&=1F26H<R? T)Q)JB&
MPHDB1JF)[C;@+BU65@D?U$!=#0JL3("&5M0&K5\,-NCCS1*99&K.M;7N>(WN
MV<-&)T,@E45*ELS2H])RQ57R8^.%H.W@ [QHJY-/+'<$J$C&HZT<ZJ#JQ534
MBN*R0\<*T,IR.^(](3]XMNACN(@4-"ZA:CK4Y$@T-*C!H%AYH,#NGD-$JV/!
M]XE@O-OE2:6VO+:XBO;*]@D*SVUS$0T<L+IZE(8#T@Y8F0>4!&8!!U55S*:[
M!*NS#R7L&_IT?=9_Y]^V47#^5WT$GN3P>RMK+<*TU[UMX0"UW6 5!*]I0LF9
M(DI7'DWU1V@\#D^]5$^W8Y?'VA:OZ<[E+EU'@\J3\R@,^?7'HQ\OO6YGV>_^
M03WG&67&)<ZY?_R3D!_9GC/P'\.4>J]![3_Z#F?^5_NS7Y%TQ9E[DICC=:5B
MJ9965<C(F@US\0"!2N/3);26&JAOZ'B3M*(6\Q/;7NR109(HC=XHAK-,U.IR
MKEJ_WX)'5AA,,+Y1VD-'Q=*G[*6ZV[$2.DDH1.XS'4C&I;TZ51SUKAS$]5U1
M-8,2'+(N&DNHT(+916R&$S!*,E3VW9JCM(!50#5AA\FCDZ(%>Z1V]4CEAN!'
M*JPK+ Z2]EU565@2#*&"+K"KX5(PV3N"2&*/6\23,,$EMOE8*H$2 /)I(2CK
M&:N =4A1!\U12N% <,V4*4=@%H.JQZIH LD,FEY0U84C/JA/5JNOZBLQSS%,
M+NCM(ZA)MM;=T2AE-8FFMY(4*%3((P 0?2*JI+$?&@)P,G<WBBP%H&0&/F/Y
MTHB@A2*0&U5Q%0FX5V151W_\-"RAB!D:G50X),PE'S4;^)1/U#"'"VJZM"NM
MW,I41% PSRJ1("J@#J23@8.X",0R>#.NPV&0<]$N^D421W4CJ0RNCKW@[J5%
M"@S7/4?S&'1W0GDX1+C[O'!CB:QFV5UE@FA695 45D=I Q6I$::LEH1F"17"
MDX4>L3K.R =QGIE8)0=2*HD0)$%T.RO*&!'R2L:4"G-3^6&1(UDGUBPR8ZCS
M"[2/'!(&/?625/U8XB"E/"9$J&#4 KEAQ(<+K)3KA)QJ5CUHLO<1)-3H7UK(
M4BS6@+ L=3L>N%($@TL!"CN$7KB\EWL'N.YWC&$8B1F6,ER5J$#J#ZJ^/IZ8
M9%HG&0C60E94-_IL\%FN!('C)+:0JF-C3_F:.2P(*U$B9U)SPXB+8*9*P2>C
MVV8:N%G[,LL7Z1",9"'C9HVED302)$9E0>/09X5B7=#A=7L%42\_@4-N89XH
M!(JZ$9D26.0+4NK#,L'UD-XY4PTQ](!'5/E;.N<MN08C\$LO$DCDMRVDW 3O
M%E0*BH"-*F0 ^H+D-/48Z9 #$871D)L.I"PPS=M9>[W#(Z$M"T9_2#M\T;D#
MTY>'3"G $H_*R3: 6BE3OVHKE&:-8M<,ATD$1$KF9F%2_='3KGA3F(D$Q_;C
M(2U)2YKDQRV[LI C *RJM7#]L:4  37$!F!UKA[#:\\E1Y7RW;8#*5VP5;J$
MZ3.&&4[/Z4&EM1]6M6+UIY X28B "V$>LV$[921M;@+$FHQSR$^I9-*( *J!
M72CU2HH!7/!"1*(,<!,@91).LWPNCDNRGNG24%8PC1Z5:4U9Z$-)II3^_"Y;
M(=-!O$S+<YSA$1=M'=AV*1HK+IN-,JQL:* CH"4!<99 C#RY&%U<@2#+5??6
MWI^EEF*)$H9X8X6$2O!J'SAA0Z<\J#XXX")##5-Y0G([C();8W;0M=26[*"[
MNHB[LW9C0FG>H:+J;/\ AT_EAP)^0A1XPE(;YX3FAFDC1[@3&)Y %73H(C(%
M)$$VD %BV5*$_CA_0'HDKAB7F70Z2=NU-).)GE*LS2E3<R4( 5I,ZQ!E]('4
MUPL8!\IEDB8L-$9BW&*WGAC:76IM="HLKQ]AIU_TG0$ZJL*',BF$WN2.@">V
MV(?,7")&]):!(5CH\)[\3Z3IU21:=<KL H0BJD9 XZLN1X)\A5(M&&5O9]A)
M+:P]E_9;NIW6WKANZ17%!WB\-SO&Y1R*0*:E:%Z8P'?)&/=;/]M_N 6B[28B
M4M@,3Z6^Q:7=]V&ZX7SGF7%)4 ;CG(M[VSZ67)XT3<)E7Z>1356E5D8 YC]N
M-WP;A=QH6?TH _A_.LUW[BV\7N$QN]!:7WZIL?5W"Q)#'<7"I;7%P8%**(PD
ME)"07)DG)9>O0'IB3.S  Z*NHB2=S.#^*=UEN:V=R\D(#M?6EM*3VQ/(DFG1
M*9\PVI*U&D9#!8R>0?&$2\"4#[</5 A_)2)L]VW^B[0DF,2I+(QBF?N,QK)*
M5"@(R9 5^)Q)KCN+#55?(E.,=^W'5)]SYHUA/+#ZYYEN$'>251$6)4K$78:5
MC1*4TUU'(X,3C:3E5<)FR9,!A88_<9HD,22C14]]8BOJI+/F^K.8@@DB@-&R
MQTR 0VK)\=\QY)/)S7ZB"LDI:W%RVL++2X <:8HP061-2U%&S\\/$P9/T26U
MDQ =T,M>01RW<LACD?U%#!KB"AV0^M&=%*LI K^'EC@!*7DHDC*)\NJDWC6\
MF%Y7"F,2)I[S$&B,6D)C *H&4$&K=<%@Q)!0+7#2I^;JK(\&F6Z>4$2$2&*2
MKW*.RM)&Q$@UHH17*_*#A^V/1W5;*<A,FS *>]\\4,RUF1EG71F=/;8'2?4,
MLL28>C,M$R1<X43\V/\ [,>W9Y>XC/VJ'5I5L]8+&@IUZUP*QR'<J55(!HR"
MH-[C3V_=D2XD/5G+,W^HP.:Z0 ?4<55P!R5?<5HYCD*ME[*R233EE59/D4DH
M6 ) H*'*G7$*<(D94[W8@[CKX(WL,G<90&9"U*,%.IV!'IJ:T6OG3"P])\DV
M4XVAA@E68X5>36TMI"K=#W#*X[G;4CJH%=+#]V)U9W!U4\H2!]HZRP_AYK9%
M]L?O/R'V5Y[Q7G_'IFBGVF: ;MMT;NL.[;.TJ_66LQK^H7CJR@Y!\![EV^GN
M/$E3:/41@_9G[U'C??QK8<KC>FRD@@>4<L?BO;5[&^[_ !G=_MF][O>BPGBG
MXY:^TF[\UN)(S4K:;1P[D^[WL,F5!);Q6[(13^'/'CAX5D.0.!($3,MK=<E@
M?MU7L_9NXT6=BYG<X9XXXQFV< 0F3%M<,1^Q?D_3)&O;!MY(2JE8;9U)94>B
MR25B"L'5\LZG/IC>[6+G1%B6J@3+ '@B'I6%%$* RF)@N;"W9*!C("P+-+3R
M KA"08DCYNB6PF,'Z+F:4K"%B4!!_$R(2@U5;4^H,'8=#TP6LG8Q^91K8SW^
MG3**M+J*/*FF01PB"51J5D3-91I 59DZ"OAA[3."73"#QH;AE=R))XW:=RCM
M1)>V0!J9JK)FRA:K2H'7#16P)D[IV_=F.0NUK$\XF=;@]R*&42](%6W4$-&5
M;7K=J@UIGA:I2 P6 2SKA+,HM,]'7+0M2&35$@E!C8:&4S)Z,LM2,0,\S4G#
M7.Y_W2ND*X1V2/J7<@J\I%+AM/:=572$)SC51ZVJHZD#'6F3OT0?9BP8%_BN
MS03)KH0M8X9A;1N6=T)S=B]*%NE,*-'*.29GU#*PA6[D2JM7HQ8"FN/5TIH4
M(,LB#TQT9,7Z(-D#(L-4N*F*9).RNET *O&%8E: ,"I4,&4G-<<27+:E$C"$
M:P'RD]Q*+:509([AE-(]*ZHUUC_2D84H[ ]<)'.FJ;;+87(:*&W4SI,\CJL<
MAC8*(@998F(%%57HA!'35A\MT@ $#CF'N$SBWVI)/]0\\5&S:*BL5(:2-DS,
MA J*'RR.$DT4XPW2,"2RPQ2S2E(Y)&5492JLH6-V7P#+1U'_ 'CGAIE(Q?HG
M0 'ICJC=O;SO<HHKK$1D6: DE50EBBJA*C33IX8? @#*'.,]RQ3:6<?J>OM+
M*RNCJHD,I)526"AVZG,"F&Z9+L4:<8F&T?, NXN%B@:0/J/=8OJ0:U0J48C6
M]%(/2AI3#Q(OL&B"(0C#>!ZDFF=?IRZQ%PI#%I597D"L &4.Q+$ YD>&'$@!
M1WDYW++/&Q:-%)DB>&-S1R=%:-6.9F"ET\0<,,R2T0\46.V-0E86L?'7]B1.
MY$4;B2.0MJ$;/$2U1(1JKGIRZURP/JY+#R1I1DVZO*53]RY+3L8Y)$"J=::3
M&%7K(J-H=:=*C#X C31-,A+492Z*,CZ5O2\6M1HUDLW<R[@< A*'+/H,.,1+
M4X0X6PKFS.C FDB>EO$D)D0Q3++%Z0D9)4,65M0)S#)U\<-]8.UG"?/VYP]R
M) *R1R %&E-N& 4+&T:$2$'*4$E:4U5S\L$B<)DQ$5"?5<7&I+@2LRQ1A$(^
MG[@[[,[FFF0*L3$_$C"D_NQ<)DX1A6+7P4J>Z<R,\A<@.M45PKHP ]4@=0N7
MPP^,2SA1R"2\1A9(KB$M;=Z2*1>W)Z)4(>(,P-(SDJ._AX&N'O$1P?6G",R3
M*W$6+)=:M'(UZ$:2.7O%&^I8R02+Z2'C>,:6:.NDHISQT9;BZZ8 KPB?U+]V
MZTE5)@*K-%(6ACT+4A;4*5)(!^(PXD@,ZARW1'D5Q&93:L.Z\:L%*DQ* S!U
M-&HK2$J7JVJ@ &%&>NJ6%<B&B'!2MIV&N,B!NS%H/>CT,:T*LCQT#MJ%0N=1
MAI<C.$>54=L:W]3A$+=X1+;$DR=Q&ET7@,0@I*I=2R@:HPP]"^>%KEEEU\2(
MB P =5O8]O.5[?L?M%["62G5N"\,MXC&H4",75_+*HTD5 99*_$8\Z[Y(3[I
M8_R[C^P*^[+7DRD<+6;]V0^B^Y/F5['VX[?E<6V\B@I&47ZBZL$MKYUT@%@\
M]O(:C,'/Q&-=].6F?"$ <P.W[O\ 0@_5%.\UW1#RVD2_)5NW'<@DNF-97CN5
MMZO*^DAHPW<5D8$I$E/P8Y8NK-T9."X*SG'%<X@2Q)&-MW5DCVZ2%/I&6:6W
MBN6F:99(I5 4NK!I(@7!%"0".@."P((B3T3MHB;8C2;9\NJFOC-L^X =P-*\
M89#,TY:0,X4@)$C"/M%P!2G\7GBTXYW?*LYW2>P>V<5CJHTY?8W%M<2%V81&
M>1'C(=WK COK 45*U-,A04P.PR$F/51JQ&NH3&A4>27MU$8%FTQ(PUBV_B=6
M.J&0JX!TL6S-33#)S+MX!'A6)P$QA]%S;WT[2K+/K(%3VBKLOK!>/7'$:2!5
M!.K,KXTP6$X[?B%&G5,3?5D[=MNC<R R3QQ%Y'8H[%FTKH],<;QC21G0 D>.
M'Q,6U0+JIRD)'&BEG9'E^CG>41IH>%1&VFN@NS2,@5PK%89*L#TI3!@0 XU4
M6RN1DT?D?R5C?:_<TDDC>9G=A1#W(]*:8S(L;+1@%" @_#!:Y8<A0KXP@3$9
M4K33=^\:$]LK#K.2,0*]2N6EB/V8,);@P480+O\ NJ,N:W4,L,LQ9T:(F&X5
M:AI<J#2C4\_# [)DQ8!2Z1 S!\PJ!>YLJ1WD[0R,065=$B*0 21(17,-3%7R
M Q$3A7U($8$QR H!9B\[Q"8:#K90Z F@%=*=6J3^ Q$DVCX1Z\GS\T;V81R&
M)HW=)$)+*U&8_P"8$@'3TR.&P)W,/E1)5B7K.)A6&X3(8Y(F*M+W :+4UHO4
M&H R_?B=7+&%#NC4292^8*X?#M16!T1E+*A&I\AEFIZT7$L' 5?(1BYEH1]Z
M],G]-'G>Z[[_ $]OZE7"K^=[FRX3[#<YN=H:20LL-MR3VE]UYI[)4/R16\^V
MU'@0WPQB._<6%/U!PN7#6VV#CSC.'[76Y^C;I?X#WJJ6:(TRD/(2KM>/V-^*
M_/[D99C+(I65 %,4LS@"H(RD(;6%T_M.'>EW)6M$C.OVX#U)6TLFB$,T<+((
M=$CIHT ]"-()D5QG1C6F.9S@80S.550A+,OO_8N3+(+=F0Z@7K+#I44.HYQT
M U @U(ZBM,/]. "$D9VR'RX9*Q<45UGD$?<T%QH4+H1!H2/-@A92,Q^>%&)9
M.%P(]H-DKMK&B4@5;216A61V--+R&H6X8(,B,.,R(L^$$B)M,QB7@E=F4:W=
MYHZE8FT.?GF&0:'2M&5EJ,R:4PF)0)"=*!%D(DY2B5@LL86*>%:B-V>0]HYI
MI*M0J'RR-1A8$".=$E].ZT@:K( H=HU+ZY-4@F=P&= =.E]-*M\>N..?]A!K
MG.$MI_E]J6A9PX"1QI*4C53WA(=2UR<M76Q R\L*&D&)192G$M'*1QK.C"FA
M497UR1%59G)IH960NM">IH,< ",:IV[V0"<E<ENT[2F?2(W6-K:2C/H IJ6M
M"0IZTPT!M-4.RP3L\(=$F?U5C[D5Q*6#BJB,MGDBH?G703F3CAC(PA2 G#;+
MUG[OVH?=.D4RJBR)&%*)$&92I;H7!U'2I\2>F%%N6=/#2J$-C =72-Y$[B5#
MP3,NEVD;7K%"!)#J T(3^&73"2(D6T*F"4XU[=H,/''[-5FAD!DB#11NPH@,
MK::U-*+J41N*CQ\\/ $O2<($C$!X?,B$;DM<"%65X0-31O&K!35FA6JA<Q_E
M)-,#/IT*:(RMDT\2_EU2.540QN7E37VW,<K&1$8O42%P"5TCPPZ-A,6!P@SA
M.%A+I6Y;MZW:*36V3M&532*C2U0!*YZ@CIA'VX*::Y2EO!SX+%<K(MLK]IBM
MQD[JYEB"U 5[9?4U6TT)Z##)RWQ \$?TCYQC[UWN[5I53Z<G5(BH8BWH@>@;
MMJ ?]4KZO+!8F;," $#;5&PRVO$_@D\'U,4>B5E5*!&5G!"58K305 JWPPKR
M9NKI]$[*R>M;)2\6B%B]8U1EH\12343_ )#&K$>'4G+#@YU*;99;K&/I^Q&8
MXH0EO-]7&"%.J-D,JZM)HP "T+#^+PQTO2,(=9>7J&$GE9F>-F9G$@;2[^J0
M*I8 /J&C2Q^6AKA07]<CA=MA*LPC'+^*4B28F@CD,3TC&D))& GSZ*1F-7)/
M754''"8)\$DI3K&V(>*ZRL':2C3))H5*NVMM(9C5E53V]7G04 PL6D7"&)Q.
M;"Q/197,J2JB.Z*\J@S!>ZK>GU#HCDD4I7+"&99AJB5[2-4MA:W1+>!I$U*&
M=DE11)ZV5 8=6ICZ>NH@998[=&640Q.T KK93NSW!CN6FBUL\D812B)&X7T4
M%4# >HK^W!F#."HECNP^5$GD>Y[[II)CC 582D>D U[L,3,H%*4+FOGA7 ]4
MD&)E.1A(,%VBN75)1"[F(A=,DC4:X8M^IW$?)WJ*%A0'".[=""BP)K!]KU !
M9WF,MQW;N&*#NPHT<9TL)5"Z4JI-5#'*M*Y89*<S(Q*,0]<9MEPB=M=2SWZ
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M?UCW:QIZO]11F:-256!T@4I6N.$SN\D.-1%;EPE8NE=M4<YDG4*4B:,U= *
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M85Z#"$@!P,E2(\5H2SZ7PL4%Q&%:6.,/$8BC9D,%+  K0^N0#IE6N'1+:J&
MT]LLA?33F.P9RBF-7(<$,)WC;Y2]<VH1X5QVXG!^]-L@(3>)>1U'@@EU=0RF
M#2\:(RYZ@P&H@"FGU2!EKET^.&_BCTF,*C!_4AEVHU(JQNYUJ5,P*J "=3@B
M3TBARKUPDB Q*;76;)8.$HA8LTD=.\>V*K'J4(0**SZ]-1YYUPLK2!Y+AQ-T
MCL+A9SHDOF5&CB*JBGN@M(4*_)$&J9(2?&F6'[F9@\2$R-$#)C++K/4JTI5
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MM[([E:07D]RJ1JN$&G MM@.A=MSD ENHUZ99%]RJ=O\ #F-P,Y=0 ^U@2SZ
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MXDJR"@^.)W;[33RXD:$@?>5$Y]'O\"R$@\@"6^&5=NYNVEM%66-YHVMI/I9
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MJ#CMS%^B9%[ #".3XX_:N [.8PQC$?T[-^F&*(P;,/)F]<NH&6%(D<(XC39
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M^DO=SR_9C_6&L6E9H;3[9[EH8&&43W'LW[]F4KX_JM&/V8R/U"?_ )?MP?\
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*O_X__P#CL7__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>g675305stamp8.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305stamp8.jpg
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M P,# P,# P/_P  1"  . $<# 1$  A$! Q$!_\0 ?@ ! 0$!
M    " D'"@$  @(# 0$               (!!0,&" D'$  !! ,!  (" P$
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-PU0U=%,2_D;_ "K_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>g675305ww.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675305ww.jpg
M_]C_X  02D9)1@ ! 0$"6 )8  #_X@Q824-#7U!23T9)3$4  0$   Q(3&EN
M;P(0  !M;G1R4D="(%A96B 'S@ "  D !@ Q  !A8W-P35-&5     !)14,@
M<U)'0@                  ]M8  0    #3+4A0("
M                                             !%C<')T   !4
M #-D97-C   !A    &QW='!T   !\    !1B:W!T   "!    !1R6%E:   "
M&    !1G6%E:   "+    !1B6%E:   "0    !1D;6YD   "5    '!D;61D
M   "Q    (AV=65D   #3    (9V:65W   #U    "1L=6UI   #^    !1M
M96%S   $#    "1T96-H   $,     QR5%)#   $/   " QG5%)#   $/
M" QB5%)#   $/   " QT97AT     $-O<'ER:6=H=" H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0  9&5S8P         2<U)'0B!)14,V,3DV
M-BTR+C$              !)S4D="($E%0S8Q.38V+3(N,0
M                                                    6%E:(
M     /-1  $    !%LQ865H@                     %A96B        !O
MH@  ./4   .06%E:(        &*9  "WA0  &-I865H@        )*    ^$
M  "VSV1E<V,         %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M    %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M                                  !D97-C         "Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M('-21T(
M     "Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M
M('-21T(                             9&5S8P         L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    +%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$                                  '9I97<      !.D_@ 47RX
M$,\4  /MS  $$PL  UR>     5A96B       $P)5@!0    5Q_G;65A<P
M       !                         H\    "<VEG(     !#4E0@8W5R
M=@        0     !0 *  \ %  9 !X (P H "T ,@ W #L 0 !% $H 3P!4
M %D 7@!C &@ ;0!R '< ? "! (8 BP"0 )4 F@"? *0 J0"N +( MP"\ ,$
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M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY
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M 2(  A$! Q$!_\0 'P   04! 0$! 0$           $" P0%!@<("0H+_\0
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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ML&;"$*.IZ$\UXT_:BBUK]@NY3P3\&H] \.Z_/JGA^YM-%D9[?1XTB#&[D*0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M6YTW4S?22ZFLC(ZF&2/:-@)SEP?PH'<\L^/7[5S_  %_9W^#?A/1O"UGXO\
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MB)^S7K?PWLKZUM=4O]#72DO)PQ@60(J[B -VWY?3- 'Y<:E_RBNTS_LHC_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **^2/BY\7OB;\4OVE;GX)?"77K'P4-"
MTI=5\0^*+NR6]EC,FWRX(8F^7.'C))Y^8\C;\U_]G']I/Q*NO?%3X??&"YL9
M/%7PY3[=<ZYIUN8XM0TXH9!<>2H^5E7:2%'.\ #(.09]445Y0G[4GPTD\,^
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MJLEI-J<K0V%C:6LMU=7;J 6$<,2LS;002<8&1ZBO+?CI^V9X9\._LJZG\4?
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% 'Q#\0]2U3]D_\ ;2\1_%75_#^M:Y\-
M_'.BV]E=:AH=D]X^FWD 14$L:#.U@AP?]L]2I%9OP?\ !/B[XR:Y^TC\9KCP
MYJ>AVWC709=!\,:/J</DW=U!':E$E:,\KO*Q@ ]RW) !/WA10,_)?P?K6K>*
M/AC^R;X.M/ _B^&\\&>,8!K5]=:)/%:V\@N2=@<KR0K;B<;5 P2#Q7T[\&_A
MZM]_P4*^/.OZSX;DFMTL--73-2OK%C#EH8Q+Y,C+M)^102IR,8]:^RZ* N>+
M_MG:?=ZM^RK\4+.PM9[Z\FT.=(K>UB:621B. JJ"2?8"O!/&7P"U7Q)_P3*T
MWPIX,\._8_$L_A_3KVYTN.W\FXO9$:.>>)P0&,C$.<'DMQWK[CHH _/+]E/P
MWIOC_P"/7@SQ0FI_%K6+WPEHL\,M[XLTFVL=/TS?'Y9T]B8HV?[S,-F[&P=B
M2/G'P1KV@_\ ")_\(]XSU;Q7X=^#UIXUN/$<6GZ;X2DOP?+G;9G5D;8T>U3N
M*(2"#@GK7[,R1K-&R.H=&&UE89!![5\VR?L _#3[+<Z3!JGC2S\(7$CO+X/M
M?$]U'H[*S%FC^SAN(R3RH.* N<2MO+XG_P""CFB^*=/L;S4/"U_\-=T.J0VT
MGV:823%T42D!0S*00I(/->+_ +,^I^+? /QT\'^#/AQ9^.5\)+JMZNO>#_'.
M@J(_#=J6?,T%^%Q\Y.0JGYB0#NSFOTHTO3;71=-M-/L;>.TL;2%((+>(82.-
M5"JJCL  !^%6J /ACX76NH>%/VR/VB?">HZ9J^DZEX_BBF\/:K'I\CV9C2TE
MW2F<#:FTL!R>6&.M?-_PF^$MW?:!X,^#OBMOB_!XFTGQ"DMQX7TO2K9=(T]T
MG=EU%+J2+:T>#N)\S)+-CC%?KO10%SXW^'OP]75/^"DGQ@UW6/#;W-E#X>TY
M=.U&]L2T D,4"R>5(R[2^%P=IR!D>M>%?&[P;J_PW_:5^,MUXHU+XD:9H_CF
M"%])N/ VDQW\6M1>28VT^9FBDV,OW%'RC!)/:OT]HH"Y^=WQ*\ 7GP!\-?LH
M^+QX6\4:WX.\!27/]JZ;=6R76IZ:MRBM&TL<'R%HCE01P"B@D$UZ/^Q+J5UX
ML_: _:%\8_\ "*ZUX6TCQ#=:5>:?%K>G/9R31^3*#)M(QEB-Y )(WC/)K[*H
MH ^-_P!J-;_X6_M;_"?XRZKHFJZYX"TG2;[2+V32+)[R73;B42;)S$@+;6#A
M2P'&T]\ ^.:7\-_%<G[#W[2VOS>&=4TF+QUK=SK.A>&I+1_M45N\T>U_) +*
MSC^'&<(#T(K]*Z* N?!GQH\*ZO=^'OV)EM]$OYVT[5](>_6.RD8VJBW@#&8!
M?W8!SG=C&#FMJ;P'X@\1_MS?'^*RM+RQBUGX<1Z;8:M) Z6_VAXXE4++C:2I
M.< Y&#Z5]LT4!<_/S]ECQY!H_@OX/?!?5/@GK&L>.O"NI2KJ;:II?DVFA;9)
MB=1CN9$,;D[QMV$%B3M.=N?+?B=X%U;X?_&3X[:+XNN?B=;6WCC4'O=*LO!&
MDQ7EKXEMY5?;;RRO$_ENF[R^2 HR?3/ZJT4 <3\$O!J?#WX0^#O#4;:B8]+T
MNWM475S&;M%5  DOE_)O4?*=O''%=M110(**** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** /,KWXP2Z3\=H/ M_I\<&D7FG0R6>K^:<M?N9V^RNN,#=#;NZ-GDQN
M/3,&C_&F77_C]?> [+3$?1+'2[B:76C+S)?0R6PEMT4#!5$NHMS9^^2N/E-9
MGBSP.OQ$\=?$31X[QM,U#^R-$N=/U*- [V-Y%/>R6\ZJ>#LD53M/# %3P36#
M;:+9?!OXD>%;9?/U)-(\":[>74B+F>^F^UV$L\N,\R2R%V/N] SW&Q\4:-JF
MK7>EV>KV-WJ=GS<V4%RCS0\X^= =R\^HI%\6:&VL1:2NLZ>=5E5GCL1=)Y[J
MN=Q"9W$#!SQQ@U\X^"=/6+XC_!;4Q)X6TF#4+&^GT_0?#]F!)%:RVGF!GN2Y
M:=<A-Q"*K.0W) K,TG0=)L?A7X,U2VT^SM]2E^*<CO>Q0JLS,VO7,;$N!N)*
M$H>>5)7IQ0!]7/?VT<,LKW$210G;([. J'C@GL>1U]:X'5/'6O3>,O'7AW2(
M])AN-&T.QU"QN-4>1(&GN'NU/GLO(C7[.GW1GEO:O'?BIJFGVOP/^.L-Q=6\
M#_\ "3& I,X4F5ULRB8/5F#*0.^1BKOQP*F?]HT-@C_A7=ED'TQJM 'I.J?%
M._F^-6F^!=+N]!@$&GQZCJC7LS//+OD9%@MT5AAP(V<E\\%/EY)'?6OBC1K[
M6KG1[?5[&XU:V7=/817*-/$..6C!W*.1U'<5Y#;:'8']IG5;N#3+)]47P39W
M$4S6Z&3SOM5RH?<1G. %SGH *\]^#_A2_P!2\&_!K6+O7O!^DM!>0W/VBWMI
M!JE[>-#(MW;/*\IW3.S3>:,'E&X&T8 /??B]XTU/P+X7L[S1[:TNM2O=6T_2
MH5OF984-S=1P;VV\D+YF<#KBF+<?$&ST6\EOY?"@O_/MA;,K7$< C,H$V\G)
MW;"=F.-V >*Y_P#:8LUU+P+H=H\T]LMQXKT*(S6LIBE3.I6XRCCE6]".16;\
M>/#</A;X$W]DE]J&HQ_VQI,GG:K>/=2Y.IVO&]R3CC@=J /5M3\6:'HMQ!;Z
MCK.GV$\\JP1175U'&TDAP0BAB"6.1@#GD4[7?%&C>%X89=9U>QTB*9_+C>_N
M4@5V_N@L1D^PKYK^('AW1]0'[5E_=Z997-]#H\82YF@1Y$"Z,KKAB,C#?,,=
M#S71>++B'QEKVIZ<J>&M)ET?PK;/J?B+Q+9"^E-O<B4A(HF=%$8,3EW=B&)"
M[3M) ![OJWB#2] M6N=4U*TTVV52YFNYUB0*" 3EB!C)'/N*)-?TR/1?[8?4
M;1-)\H3_ &]IU$'ED9#^9G;MQWSBOGGP7HVFZYKG[."ZA:V^IK#X%O9H3=1+
M)AQ%I8\P;APV">?<UE^$K:R'A_X9:;?1VZ>%!\0-?MY;:0*MJ'2XU+['$5^[
MM$JIL7&-ZQ@#(6@#Z&U+Q!<:IH>GZCX5O]%OH;B\@5KJYN2UO);F4++Y;QYW
M2;=P0="V :OZAXHT;2=4L],O=7L;/4;PXMK.XN42:?G'R(3EN?05XY\6+;PG
M8>'9+3PY'I\%PGCKP])JT%B %2[:_LCEU' D*",GOR">3FN#^-D\/B[PS\4=
M6@3PWX:L=.U6'3KFXO+$7&J:C>6_DE,2%U$&?D$0"NV,.,;J /?_  WXWO-:
M^*'C7PU+!#'9Z';Z?+!*F?,D:X69GW<XP/+7&/>J'C#QQKTGCBV\&>$+33Y-
M6%C_ &GJ&HZJ7-O86[2&.(>6F&EDD9)=J[E $3DMT!R_ 3#_ (:$^+ SS]CT
M3_T7<TS3[RW\+_M,:];:A(MN_BK0;%]+DEPJW$EG)<BXA0GJZK<0OM'.UF.,
M*2 #J_ ?BC6M2LM7M_%6E1Z+JND7!@GN(2QLKN/8KK<0.X'R%6PRGE&5U).
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M6L&/8Q6T9_X%6%?>%])\._M,>$;G3K"&TN=3T77;J]G1?WEQ)YVF@,['DX'
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110!XUI/A[3OB5\<O'5SXDL+;6+7PNEGI.
MEV=[&)H8#+;K<W$PC;*^8_G1INQD+%@8!.>CL_#4OP=\#ZE:^%H4U"V%X]Q9
MV.I7BVMIID,C NHDVDK;Q$R2!0"0#L7@*!GZ]X7\5>#_ (D:EXO\(Z?9Z_9Z
MY:0V^JZ-=7?V203P;A#<PR%64Y1RCHP'"1E3D$-B^)OASXX\1^"[&37)--\2
MZM'XA76[KPY+*8]/>U",B6"2;/G$>4E#2+AY8\D*I 4&4[7]I.XA^'/Q"UU[
M+1M?U#PA<QVY_P"$?U3S;*^,B1.H28KF-AYNU@0<%<YYXZ_PU\1/$;^/M9\)
M>(=%T^/48=*CUJQ.DWCRI+$TLD1A<R(F) R#YA\I#?PXYX[7?A!XM\6>"?B5
M:W,&BZ5J'BAK)K&RMIW:*U2)(E*2/L&6^1N57'(&.,GH?B!\*==\5>,O%.IZ
M;J<6E)JG@V3P_:W2NXF@NFEE<2?*!A0''(;=D'&.M %?P3\;-0U3XCKX4UY/
M#4=U/IEQJ1AT/6/MD^FF%XE>&Z&Q0#^^&'7C,;C'0URVM>.O$_Q TSX?>(+C
MP_8V7A+5_$NFW&FLMXS7T<!=FAFG0H$_>*%.U&)3S%SNPV.D\&?#W7Y/$F@7
M-_X7T#P=H&E:3>Z8=+TBZ,SN\QM_G5A&BB/$3@ C=R"<$XK+T?X=_$.WT7P)
MX.GM-$70_".HV3MK7VR0RZA9VP*Q!(-G[N7:$W[F*Y5MN=P*@&M\0/C9JWP_
M\56L%]:^';;2IM3M-.AL;G60NK7J3RQPBX@@"D;5>3.PG)6-SE>!7LE?/EQ\
M)?&'_$^T>#1]!8:AXB369O%5Q=.UU=6PODN$@:/R]PDCC7R5^<H%C3 Y*K]!
MT""BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH *BN+B.U@>::18HD&6=S@ >YK$\:>.-)
M\!Z-+J6K726\*CY59@&D/HH[FOAKXT?M-:O\0FEAT^X;2=%#;5&[&\9QSZFO
M(Q>81P[]G37-/MT7K_EN>'FF<8;*H<U9WD]HK=_Y+S/H_P 6?M8>'="UJ:RM
M(GU".+@SID*6YSCBBO@IHKN\(E",58<-))R??CI17AN683?-[1J_9(_,)\:X
MUR;C&*1^M=%%%?9G[6%%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 444A8*"2<"@!:\]^+7QL\/?"+2'N-4N
M%DO67]Q8QG,DA[?05YE^T!^UG8> ?,T/PPT6I^(6&TR#YHH#[XZFOBG6O$>K
M^+-:FU.]O)-0U*0EY[NZ;='"?1>Q(]!7@XC'2J?N\+_X%_EW]=O4^(SOB:CE
MMZ&']ZK^$?7N_+[SHOBI\9=9^*'B1[S4FESG;:Z7&3M5<]6]!SU-<9<R6]E-
MYU_.MU<1\) @ BB]A[\BJ-SJT6C0E+8;Y93F2Y<8DD/M_+%9$-O-?S;KS?%
MQ^[G#'ZC_/2N"C1C3VW[GXQB,15QE25>O*[>[[^G^1=NO%4KS-LA\Q1QN4;A
M_,44V2[AMV$5O8J\:#&[:3D^W3BBM[HY[+I$_9"BBBOIC^I@HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MFY/4O0W:37!-H,D#'FG@_D:E6WM]KR2R.[DX$C'&SW'X>U9,<DK(VU D?NG
MXZ'N36G9QQP@*\AN;ASA8E!)'<9]*YVF7*/+LR:."*SA)!D(;@?[7I3%MS,L
MC33*B9P(U( )]:EFQ;@N[,9@> #D+["H[57FE\[;YGJSJ"/UK)Z&:O:Y>6.>
M%%1;=2H&!N*@_P Z*GAN(]IW0M*V>60G%%8WD9:'Z^T445]D?U:%%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 51UK6K
M+P]IL]_J-Q':6<*EY)9#@ 57\4>*=,\':+<:IJ]VEG90KEI'/7T '<GTK\^O
MVCOVBM3^+TW]GZ7YMCX<1ODC#8DEY^\0.N?2L9RDWR4E>7Y>;_K4\'-LXP^4
MTN:H[R>T>K_X'F'[1_[4VJ_%+5)] \.2R6?AV,E?E)#7&#U;T%>#Z7:6\=PZ
M&3[;=PG8-K$I&2?6KMM9B!@H#*64<*""1[G/ %3ZI?)IMKG*CT"Y"D^P[_C6
ML:4,.K[RZL_ L?F%?,:SJUG=O\/)>1%?2VFGJ9KK;/<_P1XRHQT'O]*SO[6F
MNF=F1%'I(<#'.!@=O85@W&H!I#+(_FRJ>%Z\>I_SVJW-,5@622,I*1\D*=/Y
M^U9:RW./V;BE<5KF2T5I]GFO)\IF<#Y,>@_IFHX]QE6>X#/&P'ER.@!_X HZ
M]N<59L-/CDW2R@3S*=VU\A4Z<[>]6I[$WMPJH3-</U;)..!][TZ_I2E#DUZE
M.26@MO<PVZDMO1FSNY#2$^F?\/6M*"VN;R )'"R[CEBQ&W;UZD9%/L]'ATY(
MS(ZRS]BYQ@_[(_J?2KR>=<(PC&TKT=S\J^O3J>*P]ESOWCFE)=!\$,=G([AU
MO;[A ?X%Z<=>W%6X[,M(DLH$DH_!5]P/ZTZQT\0*/+!\QOO2/SGZ#I6YINDA
MF99-Y&<L4.,G'?/TK=45;5'/=R=H[F=;:>9)@W,Q9N^=J_7U-7=8B_L'1[J_
MG3S/*C,G P,]A^>*Z:WTN.*%2J@@'CKQ]>*\L^.'BY;I8?#]K*&16\RY\L\
M?PJ?Y_E733H*3L>E1PO,TI[L\[:\:YEEN+J?=/.QD8D^O8<=**GL8E6W7+D$
M\\(317L<RCHF>E*<4[)'[;4445XI_204444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M1@!1T'6BJY4MHGS[<V_B_ _7JBBBOGC^L0HHHH **** "BBB@ HHHH ****
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M,($\J(,29#PN/8UZE*G3P\.5'X)B<57QE252<KM[M_U_7H7YK@1[HHAUX=F
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M)\NG5G#4E&E%+JS(:U\QBTBJOHN_ 48Z8%%7[[Q;HWARX-G.DEU<*-TC0C<
MQ_A)]:*\V6.PD&XRJ*Z,8_6)*\*<FOZ\S]A****^6/ZG"BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MQQXDVA4QRV\8^A]36[;;H[$VR8++D,\J?*!Z^]=JBDM#7"TI>TYZOR_R)([
M6_F2EE,CC/(''O3=-LYI)GC#OY8&6D#;F)ST'' I]A:C#NCS%&;+23'&[''
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M86BZE5VBOO;[+N_P74Z?QU\5-&^$&DL9+F*\UV92%A4@B(^A]#7PWXRUN_\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M.>34F#=]A5C+$!F^;J,]O3FM/3-.FU>X%O#&&"]68'"^]+H>DS:KJ @@ 7#
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MC:M5T2V7ZGYUF>:T:5.6$P=Y<S]Z3UE-^O;^E9%6WM8]-5[N[8 JN=S8(';
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M?Z5S_P#PMWPQ]C\QM3A1$X"[L?IUKSGQ#\;-<\9:I_9?@ZTVKG8+V08"YX)
M/ _'GVI<L[\J1&(S3 X>,92GSRV2CJWZ)'I/CSXM:%\.;<PS3^?>$?):0']Z
M_P!?[HKS'1_ OB7X\:PFI>(Y)M*\/AMT-BF0S+[ \ _[1Y]*Z3P1\#XM/NQJ
MNM7']I:HQ,DUW=L2D9_V5/4^YKU2RU,RP&#2HV6 #;]J889SZ*/ZTM*>N[.1
M83$9K)2S'W:72FNO^)]?1:>;(X;#0OASI,.F:79QHZ+\D$8&1QRS'^IKY?\
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MD@#%G (@'JP]?;VK7DD.Z2*W.\28+SM]YV'],]N]>_'EPD>:7Q?D<6+QW/\
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MFBKT=K%$BAO)C.,X<Y/U)HJ_;4CE]HNMS]EJ***^-/Z@"BBB@ HHHH ****
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MX;$^!G_16_!O_@Z@_P#BJ]&_X0GP[_T -+_\ X__ (FC_A"?#O\ T -+_P#
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M["S<RCS!@MECANGL*EM;(K*;B9\2#[JL<#TQ_P#JJY$OS.L,.Z4LH(Q]Q?\
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MPI(A\0?M->"/#?C:3PU<S:E+);W%K9WVJVNFS3:=I]Q<A#;0W%RJ[(WD$L6
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MT<FK>'EU7P#I1TRZ*2:K+9\R6*"5XW6-3+^\8K"91TXN8UZH2>U_X69\9_\
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M=NDD1C@,TI8QK<NI;<4; #!<\$UT/_"S/C/_ -$3L?\ PLH/_C%'_"S/C/\
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M?P)X5NLW&-NHWT!SY?K&I'?UKY%FE71;'<6#S2'+OGYB??WKCE'V[YI? O\
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7CVZ_UHJRWEPX5\YZC:/>BD9\[Z(__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>g675376g08u62.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675376g08u62.jpg
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ME\+L!@1M3@[-:%U4X:L2)A5M;ZROC$_$H$>5;6[)B5Z%M>$KDV(QG*+B[/\
MZMYU^?9P_P 9S3;YAORJ7ET.JKU<NSS(=]VRC^7'\WW_ "]T,Z'Y_KZCONSA
M_@QZ;?,-^:N\NAG5ZR79Y4:0?9P_QG--OF&_*I>70Z*O5R[/,CM.NAQAT =
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FB3CT(#H Z .@#H Z .@#H Z .@#H Z .@#H Z .@#H Z .@/_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>g675376g73h30.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g675376g73h30.jpg
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M 0$  00# 0$     !08$!P(#" D!%0H2$Q8 %!<8(O_$ !@! 0$! 0$
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MV2VJ4:C.JL;]D=!=M?3$T5Q0N,IU0YP(1;";+G3T#XIHR':1Y?*#*T*2U<#
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MP@[*QFU_GS[9#U!YNTCCU)V"<9P))P2&O;@HE#JLHF#N6.A?PR^)-=5;+#4
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M9$4T&4&\T31S5\U^(=>].ZW'I/B>YZ%Z$\Q%_/L(<C6#=43DAVO%(L(C4'-
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0>/UIJJY<,P44M8_A[S__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>g679299checkmark.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299checkmark.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ "@ , P$1  (1 0,1 ?_$ (D   ,
M      <("0$  @,                 ! 4#!@<0   #! @$!P
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"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>g679299g01k12.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g01k12.jpg
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M 0$! 0$! 0$! 0$! ?_  !$( !< & ,!$0 "$0$#$0'_Q  8   # 0$
M           '"0H&"/_$ "40  $$ P " @$%          4#! 8' 0(("10
M$Q$2%18A,__$ !D!  (# 0                0% @8' __$ "@1  (" @(!
M P0# 0$       $" P0%$082(0 3,0<4(E%!88$DDO_:  P# 0 "$0,1 #\
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45=';6N\@B5?<D(^9'+.?Y8^O_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>35
<FILENAME>g679299g01t19.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g01t19.jpg
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M P,# P,# P,#_\  $0@ %@ 8 P$1  (1 0,1 ?_$ ($   (#
M      8(!0<* 0 " P$!               " P0%!@$'$  !! $# P0" P
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;G(_RMFOXU]O7"OU*L(O\_(?4U\V]2K\YQ__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>36
<FILENAME>g679299g03c07.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g03c07.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[2(L4&AO=&]S:&]P(#,N,  X0DE-! 0
M     "T< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< @   F$ ' (%  ED:7)E
M8W1O<G,".$))300E       0JVB44:"L(Z!CBVI>.O\V#CA"24T$.@
MY0   !     !       +<')I;G1/=71P=70    %     %!S=%-B;V]L 0
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M;VP      $-R;D-B;V]L      !#;G1#8F]O;       3&)L<V)O;VP
M $YG='9B;V]L      !%;6Q$8F]O;       26YT<F)O;VP      $)C:V=/
M8FIC     0       %)'0D,    #     %)D("!D;W5B0&_@
M1W)N(&1O=6) ;^            !";" @9&]U8D!OX            $)R9%15
M;G1&(U)L=                $)L9"!5;G1&(U)L=                %)S
M;'15;G1&(U!X;$!RP           "G9E8W1O<D1A=&%B;V]L 0    !09U!S
M96YU;0    !09U!S     %!G4$,     3&5F=%5N=$8C4FQT
M    5&]P(%5N=$8C4FQT                4V-L(%5N=$8C4')C0%D
M       08W)O<%=H96Y0<FEN=&EN9V)O;VP     #F-R;W!296-T0F]T=&]M
M;&]N9P         ,8W)O<%)E8W1,969T;&]N9P         -8W)O<%)E8W12
M:6=H=&QO;F<         "V-R;W!296-T5&]P;&]N9P      .$))30/M
M   0 \     !  $#P     $  3A"24T$)@      #@             _@
M.$))300-       $    'CA"24T$&0      !    !XX0DE- _,       D
M          $ .$))300*       !   X0DE-)Q        H  0         "
M.$))30/T       2 #4    ! "T    &       !.$))30/W       <  #_
M____________________________ ^@  #A"24T$"       $     $   )
M   "0      X0DE-!!X       0     .$))300:      -!    !@
M       !00   2,    & &< ,  S &, ,  W     0
M       !              $C   !00                     !
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M;&]N9P   4$     4F=H=&QO;F<   $C     W5R;%1%6%0    !
M;G5L;%1%6%0    !        37-G951%6%0    !       &86QT5&%G5$58
M5     $       YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$58
M5     $       EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@
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M       ! 0 X0DE-!!0       0    *.$))300,     !*!     0   )$
M  "@   !M  !$(   !)E !@  ?_8_^T #$%D;V)E7T--  /_[@ .061O8F4
M9(     !_]L A  ," @("0@,"0D,$0L*"Q$5#PP,#Q48$Q,5$Q,8$0P,# P,
M#!$,# P,# P,# P,# P,# P,# P,# P,# P,# P, 0T+"PT.#1 .#A 4#@X.
M%!0.#@X.%!$,# P,#!$1# P,# P,$0P,# P,# P,# P,# P,# P,# P,# P,
M# P,# S_P  1" "@ )$# 2(  A$! Q$!_]T !  *_\0!/P   04! 0$! 0$
M         P ! @0%!@<("0H+ 0 !!0$! 0$! 0         !  (#! 4&!P@)
M"@L0  $$ 0,"! (%!P8(!0,,,P$  A$#!"$2,05!46$3(G&!,@84D:&Q0B,D
M%5+!8C,T<H+10P<EDE/PX?%C<S46HK*#)D235&1%PJ-T-A?25>)E\K.$P]-U
MX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V-T=79W>'EZ>WQ]?G]Q$
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MQ;J"/S2(/X[4[+'LL;8QSF6UD.KL:2U['#4/KL9[V.:MG-^K.=4XE@#V]N9
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M@24E/F7^-#/&1US$Z<S5O3Z#99V LR"';3_5HJJ_[<0_JCABT^LUQ]*L^X\
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MI],Z?_C3Z5=#>HX5^(\Z%])&17\8_19'_@3UU73>L=)ZJT.Z;F4Y6DEC'#U
M/Y=#MMS/\Q>&[8.G'(4ML.9:W1X,M>WVN:X?N/;#VI*??-KO _<DO#?VYU[_
M ,M<W_V(M_\ )I)*?__7XTCCX#\@4'_S;?B[_OJ(1(:?$#\/9_!0<)K^#ORC
M_P Q24B8V8'BZ/\ J5:@.!]S?O)_(U 8UQ,#D&>P[>:/77='T2DIC#0.[ON:
M/O\ <N@^I'5V=,^L.-986UX^8/L=[M=-Y#L9[BYWYF1M;_UQ8)K/<M \R/\
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M &\ <P!H &\ <    !, 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '
M( !# %, -@    $ .$))300B      $N34T *@    @ !P$2  ,    !  $
M  $:  4    !    8@$;  4    !    :@$H  ,    !  (   $Q  (    >
M    <@$R  (    4    D(=I  0    !    I    -  +<;    G$  MQL
M "<0061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.3HP,SHP-R Q
M-3HS.#HR,P   Z !  ,    !__\  * "  0    !   !(Z #  0    !   !
M00         & 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F
M 2@  P    $  @   @$ !     $   $N @( !     $              $@
M   !    2     $X0DE-! $     !<H !@
M       (                                    -@    $
M                 0"9SRL 4A[7 )R9=0!/SJ8 G)EU $_.I@ " *.3+@!-
M?G0 IQ + $0,5@"G$ L 1 Q6  $ J\5G #HW@P"KQ6< .C># *O%9P Z-X,
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M__-QM/_Y0,<  ?_S<;0!"Y#V__-QM $+D/;_\W&T 0N0]@ ! .I@0@$+D/8
MZF!" 0N0]@#J8$(!"Y#V  $ Z7(J 05ER #I<BH!!67( .ER*@$%9<@  0#?
MKB<! Q66 -^N)P$#%98 WZXG 0,5E@ ! -5S& #_OC( U7,8 /^^,@#5<Q@
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M *-&[P"JN8P HT;O  $ HZ4* *5YA0"CI0H I7F% *.E"@"E>84  0"9"KX
MJZ2S )-V*@"MS6H C>&6 *_V(  " (XI! "PE P ?O0D +'/X0!^]"0 L<_A
M  $ ?+ZI +78[0!\OJD M=CM 'R^J0"UV.T  0!Y!D< MZ6& 'D&1P"WI88
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M $Q#Y0"U^=0 3$/E +7YU  ! $>[+ "TT;L 1[LL +31NP!'NRP M-&[  (
M-,?V *XB]  KF,, I!S) "N8PP"D',D  @ B$$8 EZ6% "!1V "3ZV\ (%'8
M )/K;P " !J?@0"-78X %P3B (3!2  7!.( A,%(  ( $GPI 'C-G@ 6C=4
M;'=" !>W= !H>U\  @ 8I8T 8$'+ "'R@P!1.(L (?*# %$XBP " "\S8@!"
MT\D /P,% #K\Z0 _ P4 .OSI  ( 2Y%2 #>$H !8M&X .SZV %M@]0 [/K8
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M 2@  P    $  @   3$  @   !X   !R 3(  @   !0   "0AVD !     $
M  "D    T    \     !   #P     %!9&]B92!0:&]T;W-H;W @0U,V("A7
M:6YD;W=S*0 R,#$Y.C S.C W(#$U.C,X.C(S   #H $  P    '__P  H (
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M4F%Q_\0 % $!                     /_$ !01 0
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MRXI]R68N@[1-JPFCT8Q]E[+.7U[8+1LRL04TK$_PF21WA,SVM1DVMQWVH?\
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MP>5P6"V#^KM1UU?_ $_LU+)*R]&YAHD1KK7D*C"1;A &M4.5Y0GL,082U1!
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'?'[GT'__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>37
<FILENAME>g679299g04d77.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g04d77.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1?R4&AO=&]S:&]P(#,N,  X0DE-! 0
M     "(< 5H  QLE1QP"   "   < @4 #G=A<G)E;E]T:&]M<V]N.$))300E
M       0R"'?UD13_O:\A!T]%T;9GSA"24T$.@      Y0   !     !
M   +<')I;G1/=71P=70    %     %!S=%-B;V]L 0    !);G1E96YU;0
M  !);G1E     $-L<FT    /<')I;G13:7AT965N0FET8F]O;      +<')I
M;G1E<DYA;65415A4     0      #W!R:6YT4')O;V93971U<$]B:F,    ,
M %  <@!O &\ 9@ @ %, 90!T '4 <       "G!R;V]F4V5T=7     !
M $)L=&YE;G5M    #&)U:6QT:6Y0<F]O9@    EP<F]O9D--64L .$))300[
M      (M    $     $      !)P<FEN=$]U='!U=$]P=&EO;G,    7
M $-P=&YB;V]L      !#;&)R8F]O;       4F=S36)O;VP      $-R;D-B
M;V]L      !#;G1#8F]O;       3&)L<V)O;VP      $YG='9B;V]L
M  !%;6Q$8F]O;       26YT<F)O;VP      $)C:V=/8FIC     0
M %)'0D,    #     %)D("!D;W5B0&_@            1W)N(&1O=6) ;^
M          !";" @9&]U8D!OX            $)R9%15;G1&(U)L=
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M8W)O<%)E8W1,969T;&]N9P         -8W)O<%)E8W12:6=H=&QO;F<
M    "V-R;W!296-T5&]P;&]N9P      .$))30/M       0 \     !  $#
MP     $  3A"24T$)@      #@             _@   .$))300-       $
M    'CA"24T$&0      !    !XX0DE- _,       D           $ .$))
M32<0       *  $          3A"24T#]       $@ U     0 M    !@
M     3A"24T#]P      '   _____________________________P/H   X
M0DE-! @      !     !   "0    D      .$))300>       $     #A"
M24T$&@     #-0    8              2X   %B          $
M                 0             !8@   2X
M 0                         0     0       &YU;&P    "    !F)O
M=6YD<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<
M $QE9G1L;VYG          !"=&]M;&]N9P   2X     4F=H=&QO;F<   %B
M    !G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(    '
M<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG:6YE
M;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E
M;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC     0
M     %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M    0G1O;6QO;F<   $N     %)G:'1L;VYG   !8@    -U<FQ415A4
M 0       &YU;&Q415A4     0       $US9V5415A4     0      !F%L
M=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL
M5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z
M06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M    #T53;&EC959E
M<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI
M8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E=&QO;F<
M"FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S971L;VYG
M  MR:6=H=$]U='-E=&QO;F<      #A"24T$*       #     (_\
M #A"24T$$0       0$ .$))3004       $     SA"24T$#      .0P
M  $   "@    B    >   /\    .)P 8  '_V/_M  Q!9&]B95]#30 !_^X
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MRDI@T1HB,&BBWE3&@*2F%@!<T> G^"&YL@ZHCW"NS<_^;<![OW2/W_Y/\M-
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M24__V0 X0DE-!"$      %4    ! 0    \ 00!D &\ 8@!E "  4 !H &\
M= !O ', : !O '     3 $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P
M "  0P!3 #8    ! #A"24T$(@     !+DU- "H    (  <!$@ #     0 !
M   !&@ %     0   &(!&P %     0   &H!*  #     0 "   !,0 "
M'@   '(!,@ "    %    )"':0 $     0   *0   #0 "W&P   )Q  +<;
M   G$$%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@
M,#8Z,S Z,C(   .@ 0 #     ?__  "@ @ $     0   6*@ P $     0
M 2X         !@$#  ,    !  8   $:  4    !   !'@$;  4    !   !
M)@$H  ,    !  (   (!  0    !   !+@("  0    !              !(
M     0   $@    !.$))30/]       (          #_X0$P34T *@    @
M!P$2  ,    !      $:  4    !    8@$;  4    !    :@$H  ,    !
M  (   $Q  (    >    <@$R  (    4    D(=I  0    !    I    -
M  /      0   \     !061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD
M,C Q.#HP,SHP.2 P-CHS,#HR,@   Z !  ,    !__\  * "  0    !   !
M8J #  0    !   !+@         & 0,  P    $ !@   1H !0    $   $>
M 1L !0    $   $F 2@  P    $  @   @$ !     $   $N @( !     $
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M 0$! ?_  !$( &$ <0,!$0 "$0$#$0'_Q  ?   ! P4! 0$
M" D* @0%!@<+ P'_Q !)$  ! P,# P(# P8)"0D    ! @,$!081  <2"!,A
M(C$)%$$C,E$5,U)A@;$7)#0V0G%S=+,*%C4W.59VLK9R=8.$E:&UP]/_Q  5
M 0$!                     ?_$ !X1 0 ! @<               #P 6$1
M(3%!<8&Q_]H # ,!  (1 Q$ /P":AH#0&@-!IFX6XEC[46;7MPMR+HHUF67;
M$,SZ[<=>F-P:;3X_-#3?<=<.7'Y+[C46'$82[+FRWF8D1EZ2\TTL(X74?_E
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MI\63/GRH\&##8=E3)DM]J-%B1F$*=?D29#RD,L,,MI4XZ\ZM+;:$J6M02"=
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M8T&-G_GVO[9K]ZM!*6Z2_P#8Z7]_WE?_ /U:UH&]]I_]'7;_ '$?XK>@=_\
MA%_ZG]XO^-:C_P##Z"*1>O\ .ZZ?^*KF_P"I:CH-65^;3_5)_P %.@R4+^3#
;^H?X:-!>M_FWOV_\SV@H=_._^*K]V@7WH/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>38
<FILENAME>g679299g04n46.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g04n46.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L
M0P$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\  $0@ M0&P P$1  (1 0,1 ?_$ !\
M 0$  @(# 0$!           '!@@%"0,$"P$""O_$ %80  $$ @(   <'#@L'
M @4%  4#! 8' 0( " D1$A,4%346%R%TD[2W&#,V5%=8<W>7F+/2U=@B,3A!
M4U5U>)2RT2,D,E:6T]0F0ADT-U&A1E)D99'_Q  = 0$  04! 0$
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M\".W',&OG-E]DBV7J/:WFX4J,[<;XY9'8[ZVPY#4FVS+JS,<Q_:Q9,6(2RM
M&5J6C)++F-GW?;3K@PCC&7OK<BC2,DJM2NMD:<*O4F*]4KFQ$;2G'G=V>/-A
M-CAX..RHKC1?59^CG=#5+"BFDQ?9"0K>)TEO>@YX;O(&K/9D@?+73*VKV=1'
M1+7=HJ8SEL%Y0\HK"#:U/M1A-R4<&=^^TWDX.I8R,9(QB/=X>K,Q.,HG#KDB
MI^8%7QX*(C:>##!\[D0 ,^/N(^YR0%-TQ)5Z('/"@9F3RU<GQ;9<B 1*-$MU
M<43*84H)2XDJ)4 GB"2D$E/$<%8!(!XD#(!%8K&VVS$MY,6'=XLB8ZN0RS&
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M\ ]9,A8)Y'Y(D4WUV462=1TRPU2V?#W2"5K,5]Y:$I;6 M6G64*T)XD$J5C
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M,(R09V"V[3$H!)BLMLW8I%S_ &=#R)F7'&(,CMM"7;(0YDJC5])VVZCX^."
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MA!^08<%(V)>1UW($XE#TR!J;LY(:>Q]J".6K?=2X%+2$H0RITH2Z>.24ISU
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MH94\RW1TTN0VAM.E"4H3G.$C R?+WUL;?;+?:8_1+9#CP8VM3I9C-):0IU>
MMQ02!K<4$I!6K*BE*4YPD 5:QNO]-V[*X%-;,@0>;2&L-)9K!5CZA!Z- 9G
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M51&;(\\^P7D+A3Y;,=J XV$.:X[\MYELMJ0496"O"-1$"$8Z$U*C !0"/P@
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M;W6?FLE.5%-1\7FD+FJ3#U=#R1:$"H[J@)>[!2;,LX0WD9<?<* \IUHK8:*
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MOJ6\57>25M*<4KY<W?W^7=W4_O9]B_I?F'.(F>ZY/P[O^\UYS[;_ -\]KO\
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MOS3'/[PW&B3[^W^CG[ZG@[:W\Y[9^S*OY[3WL.Z?WVM3?FF.?WAN-$GW]O\
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M>U2<^3/G]%;F]2^\(SN',K.:5W5$M#U578^LG#:VI,9CK5"4E+:H^E[_ (J
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D%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*<4K__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>39
<FILENAME>g679299g05s10.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g05s10.jpg
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M 0$! 0'_P  1" "4 &4# 1$  A$! Q$!_\0 '@   04! 0$! 0
M  ,%!@<(! () 0K_Q  Q$  " @,  @ $!0,$ @,    %!@,$ 0('  @2$Q05
M$19!@<$)%R48(2(D)C$C,C;_Q  < 0$! 0$! 0$! 0           0(#! 4&
M!PC_Q  ]$0 ! @0% 08% @0$!P$    ! A$  R$Q! 4205%A!B)Q@:'P$Y&Q
MP=$RX0<50E(4(V)R)"4UDJ*R\8+_V@ , P$  A$#$0 _ /[.//1'G@\0@\0@
M\0CQ))'%IO++OI%''KG?>23;733377'X[;;[[9QKKKC'^^<YSC&,?^\^(A(
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MF+ F827-4O45E,TJ8D:B64H.XZ.SO'3LE*Q$W,D9/E>>YI+PV=?PVR3.\?F
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M8P6,IUAXT:/K0TJ ^A2ATK4Z-&G6TBKU*=2O''!6K01QPP0QZ11::Z:ZZXZ
M-04 H -H^O+ERY,M$J4A$J5*0F7+ERTI1+ERT)"4(0A("4(0D!*4I 2E(
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M'B$'B$*1_K^W\^(1".C [S/SU\6A>(<DV%,: 8[%B3Y,&;Q8)>H5,3R_#O\
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MUJO@DTI8C<,0_P _G^!&BL5K0A3!BZ20S5+<.W /,;6]9>1T^(<*YASO0"!
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MU-H062OWT:F<K0'<X@CC)6FH5Y#^D"DT:KA/_D ?K2+H1^@J71AETJHDYK\
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MEFOE"X7HCO>SMAGV)YV_O?\ XW(;%/&/[S=;']4W_P"Y@I:S_P".;4/L>O\
MUO\ +:R_<L_;<Z?0;T!B[\^I>,DN&\/0-&?V7TE-O*VRH#EUVE:0IVWV:?4B
M!=Y[87'%:;/8YAZ28Q.=9\/Q$<T"N?T^J-(T</HK*K,R28#D3-Z.P-FT("E[
MGG;<^<76UA_:"Y>B:<!G\:5;IIGB7*=^4 3M*_96R1]F8LL3 :6A3H*A+W(P
M01=J62&C[TGJA^U?KB@-"AI9D:,5HQM4</@H0XH[6;= ;W^28BE:B_EMR3L
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8#Q"#Q"#Q"#Q"#Q"#Q"%(_P!?V_GQ"/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>40
<FILENAME>g679299g08i91.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g08i91.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L
M0P$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\  $0@ -P * P$1  (1 0,1 ?_$ !4
M 0$                   D*_\0 'Q   P$  P$! 0$!        !08'! (#
M"  !"105_\0 %@$! 0$                   (!_\0 )!$  @(! P,% 0
M          $1(3%!49%Q@:$"$L'A\/'_V@ , P$  A$#$0 _ *5?;%SP1+U[
MTD<5MMLEV[O/*EWM(%%=?,>(+2^:Z0](.<P4U*=7#SU7VIH?&<JJ.Z!O+*3>
MA=?_ %'"4*^#.?,F.SO!"DI6$Y<3<K%TTN9&C^$@=?T=<M([T.MC.5"J@G$H
MR<32!'&71M>82TAH K)?M2I1RE6:J&J8QTYVY )I^J\]7@FTNPB//2[E;&+"
MA'20(V*],8A=W&WG;J]4.+\)"ML>3]]#>@Q2\MHGE&_SLRNE.S*FW3\?4IX7
M*/X\M+K,+(R 3@: .^1B +FZY@4[& :FO*/*=IQL[%##V*C.[$3+]^HJ*N5T
MNFI6JV%2^$@^^DP?\W(M=>6VDP%Q8*^9R$*LQM$\4*@:'JXYU,L[.<:FI@"&
MARLNXSFZ7-KFT]'#O_./0/2=C4SXL@[/@WZ!2]VC\QC^KFA@OA(*GI1-JE)I
M8X/0U(10@1MS[MP#HZO")$L9Z%R;O=24%X">?<WN%/(,8S.L,SH0_.?-5Y++
M#/*IM(F$[I&O!Q4_!J<8GGZ&K^& G^ZHH9K_ *X"=,[&4)D-]<04U:V=*=$)
MF[EE6-T'7Z)0LG6CU:F>CH9FG1M[RM-+[C70(4[1_F*3N<N.M8':@ [&UBEB
M\35ZUE0Y7&<C8?"2>RF2QK:[%=V.?^<I^MTGST7I[_47-L:* <Z[4'U48@U^
M;8Y/.0+TJ!TI>RFSC24;Z$]M(K.I35XTX!(6=$QNTMUCA<PEM50N[P\.M_FA
%/X0?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>41
<FILENAME>g679299g10s70.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g10s70.jpg
M_]C_X  02D9)1@ ! 0(!>@%Z  #_X3=&:'1T<#HO+VYS+F%D;V)E+F-O;2]X
M87 O,2XP+P \/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(
M>G)E4WI.5&-Z:V,Y9"(_/CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z
M;65T82\B('@Z>&UP=&L](D%D;V)E(%A-4"!#;W)E(#4N,RUC,#$Q(#8V+C$T
M-38V,2P@,C Q,B\P,B\P-BTQ-#HU-CHR-R @(" @(" @(CX*(" @/')D9CI2
M1$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q.3DY+S R+S(R+7)D
M9BUS>6YT87@M;G,C(CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*(" @(" @(" @(" @>&UL;G,Z<&1F/2)H='1P.B\O;G,N861O8F4N
M8V]M+W!D9B\Q+C,O(CX*(" @(" @(" @/'!D9CI0<F]D=6-E<CY!9&]B92!0
M1$8@;&EB<F%R>2 Q,"XP,3PO<&1F.E!R;V1U8V5R/@H@(" @(" \+W)D9CI$
M97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70]
M(B(*(" @(" @(" @(" @>&UL;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M
M+WAA<"\Q+C O(@H@(" @(" @(" @("!X;6QN<SIX;7!'26UG/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C O9R]I;6<O(CX*(" @(" @(" @/'AM<#I-
M;V1I9GE$871E/C(P,3DM,#(M,394,C$Z,SDZ-3@K,#4Z,S \+WAM<#I-;V1I
M9GE$871E/@H@(" @(" @(" \>&UP.D-R96%T941A=&4^,C Q.2TP,BTQ-E0R
M,3HS.3HU."LP-3HS,#PO>&UP.D-R96%T941A=&4^"B @(" @(" @(#QX;7 Z
M0W)E871O<E1O;VP^061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S*3PO
M>&UP.D-R96%T;W)4;V]L/@H@(" @(" @(" \>&UP.DUE=&%D871A1&%T93XR
M,#$Y+3 R+3$V5#(Q.C,Y.C4X*S U.C,P/"]X;7 Z365T861A=&%$871E/@H@
M(" @(" @(" \>&UP.E1H=6UB;F%I;',^"B @(" @(" @(" @(#QR9&8Z06QT
M/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$=);6<Z=VED=&@^-# \+WAM
M<$=);6<Z=VED=&@^"B @(" @(" @(" @(" @(" @(#QX;7!'26UG.FAE:6=H
M=#XR-38\+WAM<$=);6<Z:&5I9VAT/@H@(" @(" @(" @(" @(" @(" \>&UP
M1TEM9SIF;W)M870^2E!%1SPO>&UP1TEM9SIF;W)M870^"B @(" @(" @(" @
M(" @(" @(#QX;7!'26UG.FEM86=E/B\Y:B\T04%14VM:2E)G04)!9T5"3$%%
M<T%!1"\W44%S54=H=F1'.7IA1SEW241-=4U!0311:VQ.02LP04%!04%!0D%"
M3$%!04%!14$F(WA!.T%117-!04%!05%!0B\K-$%$:T9K8C)*;$%'5$%!04%!
M068O8D%)44%"9U%%0D%514)G549"9VM'0E%92D-W9T="9V=,1$%O2T-W;TLF
M(WA!.T1"04U$07=-1$%W441!-%!%03A/1$)-5$9"451%>'=B1WAS8TAX.&9(
M>#AF2'@X9DAW14A"=V-.1$$P645"05E':%521E)O9DAX.&8F(WA!.TAX.&9(
M>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX
M.&9(>#AF2'@X9B\X04%%46="04%!;T%W15(F(WA!.T%!25)!44U2068O14%A
M24%!04%(05%%0D%114%!04%!04%!04%!449!=TE'05%!2$-!:TM#=T5!06=)
M1$%114)!445!04%!04%!04$F(WA!.T%104-!=U%&0F=C24-1;TQ%04%#05%-
M1$%G44-"9V-$0D%)1T%N34)!9TU20D%!1DE227A15D5'13)%:6-9155-<$=H
M0GA7>%%I4$(F(WA!.U5T2&A->%II.$-2>6=V16Q1>E)4:W%+>5DS4$-.55%N
M:S9/>DYH9%5:2%1$,'5)24IO34I#:&=::$I21E)Q4S!6=$Y62T)R>30O4$4F
M(WA!.S%/5#!:6%=&;&%7,7AD6&PY5UHR:'!A;71S8E<U=EDS4C%D;F0T95AP
M-V9(,2MF,T]%:%EA2&E);4MI-'E.:F\K0VLU4U9L<&59;5HF(WA!.W%B;DHR
M96XU2VIP2U=M<#9I<'%Q=7-R839V;U)!04E#05%)1$)1545"45E%0T%-1&)1
M14%!:$5$0D-%4TU514954DYH26=:>&=:17DF(WA!.V]B2'=&34A2-%-.0T96
M2FEC=D5Z2D121&=H85-5>5=I63=,0T(S4%-.94I%9WAD56MW9TI#:&=:2FI:
M1D=I9&MD1E4S.'%/>G=Y9W F(WA!.S K4'IH2E-K=$U453504FQD65=6<&)8
M1C%E6#%2;%IM9&]A5W!R8D<Q=6(R4C%D;F0T95AP-V9(,2MF,T]%:%EA2&E)
M;4MI-'E.:F\F(WA!.RM$;$I75VPU:5IM<'5C;EHV9FMQ3VMP86%N<4MM<7$V
M>71R<2MV+V%!07=$05%!0T5135)!1#A!.54T<7=V.$%.;CAY3&)Y1C583W F
M(WA!.RMJ.6(Q2S9K1G1P;&YV4U-D9U16=4\O1E%+;6Y8660X5F54,B]L6"]!
M2GEP.'A1:E=*=DU%3VI.2T),1' P:W!T,D-K5E9F4V=H:U4F(WA!.V)D<$=R
M-#<Q>%-Y8CAT+WI,.#@V9#5T5'E$*UID=7-E<UA+1U133E91245U06]0=W-9
M-E)T>4-N:7=!3F1M1F-54%IS5F1I<GA8+VXF(WA!.TEY46%:<69K4'I09'A.
M4&]U:F%Q5'%-45AK4#-H:61'23A6140P.%1I<C$W4V19,'973E!H,413-W%/
M.'-P,4125'=S1U5G:79B;V0F(WA!.SEW9'AI<GAJ.'ET63!Z>DXK8S-K1%%T
M0FQ3-S%(4F(Q<C-5-VE!:'A$0VI2>4Y%>DQT=7-,8VA886\X8U9E-31Q-T95
M1')U:&%4<C(F(WA!.VLS3VLV=&),9#9F9')W;F=E=$-+,4)"1D-#0TMG:F-(
M8UEQ.$YV=BMC4G1+*W132%-033DS65=%>%!Q,FIW<DU3:'(X2$Y:26$P<5(F
M(WA!.SA3;D9.=E-V>3$O2TQY<#5!=%I2<&%08V%H8T%,8S9L8V-4339G,31,
M>$%#2EAS4'!R:6AM,DMU>%8U>"MD;C5K870U3S!N5&)846(F(WA!.UIB<GI&
M<C%Z.50P>4YX>4-N64UW4V\U3GEK4E9(4W S.$-Q=T](>4HO=T$U5EAY1S9U
M4$YT<%EY>6YK,7,X,T5R6'13,W1P27@O<U0F(WA!.VEL32],,S5F+W=$3U(Q
M<G(K;5A7<F5C8D\V,'%#-V=L,4,R4V%9=$IB<$ER4WAQ1&%O0U=1169A2'IX
M5C=H:6@R2W9(9BMC:5AT9$\F(WA!.UAY=#5N:G9,84Q74$QT.#$W6C9F8WEP
M13$S07!J3GI(15A)<7<T<'-..3ET-EEQ;FUH+S@U0B]L5'%T:6QY,G1X,D5P
M03E7,79&94LF(WA!.U)'<'5.>'AB-7%3359497@O3C,X=$PK.70W1WHX>%=C
M.3-D4TI"8G=O-4Q02DEW5D988G%Z1VU+<W9X5C)+=D]0>F%T9GEQ=G14.',F
M(WA!.S9:-35S<$PR.#%#95<Q,$M/3C=H4#-S>G=P24=-16M7>%IO.3)X5EHO
M=T)#-&9K>"]W0E,Y+S K6#,O5F9&3F]N5%!Y0R]+6%,Y4W0F(WA!.TY4<V1#
M.4<Y<UIO-VTQ;"MT,VIC2EE81&\S1G!M53!:46%%57A28C!(1EA9<3A*+S5Y
M<#%84G)$5&9,:GIF5UE.96EU2G)Z43<K,U,F(WA!.TXQ:6MT=E-,<DM(6F9H
M8W5H0D9A1F9O2VM*2&](+T]915,R16-E=F%!.&PX:6=36$9N2V]346=B=#9C
M9W%L9D1K8U9P:UAL-R]N2VXF(WA!.WDU<F5V-EIO,$]I6&M5=7 S8T9N2$LX
M:U)65W5*1FI$34%A,$)A=4LP.7=X43=&541R5W5A4F]E;7IA;G$Y,TA:5T5!
M<DQC4VYI;W$F(WA!.V%!935*-D%9<3@Q;"]W0V-N+WEJ4U)K5RMU6E9";TI%
M=%I1<#EX>4-T.31X5VM4;R]W1'IK9"M73W)A=%IA5EHS3C Q-7%&>$9A,GDF
M(WA!.W1B=7%M4UIX1V=*4%%C;7A6-F9I<G-694MF.$%/4F1J*VPY6B],+WDO
M95-.1F]M<6%S63E164YX1F%X26DO-GI,3$E&4&)&570X-64F(WA!.U-V275I
M9FY.*UAT9VUH5TU/:5AS5C5B>E=X=#1M:6YL351*1C9W8T@Q1U=34DM&-FY&
M2THX-#9(-68X04E0-70K4W(O04UV5V1V85$F(WA!.RM:3&\V9G%7;'A2<4EJ
M5U-.67)I3TPW35IJ86%T5G!3;G5C55!D359D:7)(=D\S:U11=D]7;E<Y:G$T
M;%9B4S13-W1B:3)F,'!O-5DF(WA!.W=11U(V1VXR<U938C@P9GEU="]04&QY
M,7-$979A871P<FEF5&1527$V>6AA2&YW-&)0444X855)0D=+<TLX:2]K5#5V
M="]/=&XU<3@F(WA!.RME66AR;'IP65 V4&A74V%B-&A54G,P:W=4:49R>31Q
M4'1D+T96-V9I<G-664(K8W8U;5,K4E!,:TTY:F)#.3%V535F<75L,GA"6E0F
M(WA!.TE2575Y<CA40F%J-%(Q2D%X5C5P0C5++S5Y<#%M3F14=5!-,$=L>78K
M.%=W96-X379)5D-M3S-G:VHR-E5:<U5P=#5"+TTS.'E.0S@F(WA!.SA7;FM0
M.'DW9%AN,455,'I6;$-$;3%$=T)A34)*1F-J:E=G64XY<D9$,U1&54QD871P
M9&Y)23=U.&=T-4-/45-74D59<5-25VI%8F(F(WA!.UEQ.&4O4'$U<T)C*U5F
M3TYN2F(V;D8U53%(-GAF5V-5,&)Y1S-K84IM:U9A;7!1=T0U5G(P0GA6-E9O
M,S5H*U(Y6C U9%$P+U<W3U,F(WA!.S):951&<&MJ6DYQ,&M2>7))4B]L1$98
M;'9M;E<Y12]-5#@S9DM';F58-5ER,GHX<3-*,4A63E=2:#9+<TA2;V])-5 R
M>7IW:C=.82\F(WA!.U%C5F4U-'$X-B]-8CAI=DM8;C=7-$Y9,6DW=C=E-G0W
M6F).17,U255J36%34$E#4DI$2V566E0S>%1B1F8K:%)F>3(O-G57<R]W1$DF
M(WA!.RLQ+S=*<U9T,R]1;W8U8F8Y6$Q79BM2.7(O,E19<F%/,$PO;D9Z.'8Y
M1C%V5#E9=&11,5HW<E1B;4<X9U-783)-6FMG:T5I:'=T=7 F(WA!.TMK<G91
M:D9B97<T;V1I<GER."LO3UAM:E(W2%%V3"]L5U0P3F4X>C-N,5,S=4)4:VE+
M559U0DYE2DQ3<%9U=W)I<GEB5B]Y;#@V,FXF(WA!.S5G*UA02VPY-35V6F)V
M>D9$8WIZ6'=--VE&<F%*-4M!3D]R4SAV5'!5;&9L:6Q-9$TO3'97+TIV-71E
M6$Y,.'EE6C<K-G-,*V1,:E(F(WA!.W(R1U-267!P-U=26&$R=5E8851I2"M%
M8DUE=C-+2# W:7)S5F5C+VY$-4PX>&$U2C5:,79Y,T9(4')0;'95:W4T-V56
M,6E%:TQC5$LF(WA!.V]D=&A5>$IT-%EQ:W8U-6%.-6UI;3AS9FU"-69S5W5D
M5#AT4W,Y,W!W2$XR=#5L0F-(,"M694A%<3-%;C=64FER0V)(>F8U:2]/4#@F
M(WA!.WIF2VML=&]K=6PV1C59=79R.3%+-T=10U=*,&-H-65#3%AL17%+9S,S
M2BM3;#E,66]D:7)Y:GHO05 X04]32&MB>6YF>6%:07-U=&$F(WA!.VY#4W1X
M1F%L4D9%>3%"4C5M3D]14%I1,4\K2S!W+U1V*V-X3DAK;4,V:C5A=4QA2&Q4
M;F(S2UA$8V9(:3AC2#-6>%14,G)Y8C4S.'0F(WA!.V5C9$I'<6%"9&DU='<S
M0U9#0W-K5#!R=VM1-W%F,3ES54HW:7)Z-S@K4$].,S55+TQ856(V>&M-5V]8
M5$I:5VMO-F\X-5!*:#=R1W(F(WA!.VME*TMP6"M3,S5.95AF3%!L=7@Q3%5,
M2TLX.'E8,$MZ,U8S3V]K35AQ1&U);V<Q46Y!1VI%8FLQ,W!167$Y3#%,4V1,
M,5,R83$Q2WHF(WA!.VAV8EIW5F%'-&I75D-'1D-+34-..%9F4#!/:%)F;%@O
M04TU06%48F%/>&@X=&5B:TU*<WEX2V\W<U9%67(O2DYW2V5Z57A3*VDX55 F
M(WA!.T50.$%N3'(O04UL='!V.$$R,EE0*V]7-7A31E=Y+S5Y;B]+*T=Y=#18
M6%5/8U5A23%,9&%65E%$+W5Z1D9++R]!14YB*U9V.'5O+SDF(WA!.TDV+SE6
M359P-3,U,B].2'EX-3DO3E@X=5IT0T9W17-.571K;BMS4FE-,6QV24-V1VI.
M6#=">%,K<#A524A6.4,P5%=R6F)85TY0='0F(WA!.U-T56-3<$)E47AZ>&E1
M07%(0WE"9T=!66EV=FEQ568X<7DO3&(O<54Y1R\W:#ER+T%.53A69"]Y<DPX
M='8K<%0P8B]U2#)V+T%&5'@F(WA!.U96=&9Y-R],*S!U67)Q,3AS-E1B,U9U
M-GEW5'A73G-K:5-)95-U:DMG2W-P1E%2:7))359D:7)S5F1I<G-69&ER<U9E
M8V9N6BM:1W(F(WA!.V54=$HP,C$P1S)7-CAX83EC+U4Y36IC8V=P,D1-17%/
M5&-P1592,'%D+T%Q<T1H.&EF.$%/5E8X:'5R:GIB85=-<W U3F)03GA+,3<F
M(WA!.U5T-V%3368W131P5%!Y.2M8+SA!>FMD838O<&PQ<3-N1WIU=$MG=31*
M9%%T:VUM3%-7-E-+,'-A9S)Q06QK0D@R:#@X5F4T66]D:7(F(WA!.W@S+VY)
M;#=85&PX<F5:-#=Y,FDQ:GDW9DYE,F5N,TUQ4DYD=TM9>F-X>$9Y2W-/2V)$
M9F9B96U+<#5O9B]/468U539R67!C=')C9&@F(WA!.TM14%9T8GA8:6M2<6)J
M8V-7*V%K:D95,W-F>F0O3%,O=F)E>',O359N4&0S56E15SA+3U-Z>5--1E)6
M,C9S>'!I<DPX5F1I<D=V3U@F(WA!.S5C95103VXQ4"]%=6YF6"]!2V@V;C%4
M.3E01'<Y8F@V;CEZ2DA7=G!R,7A6:&MV-4<O.$%/4'--:E)3-F1B4GE)84UJ
M-FQD2W=0=40F(WA!.V,T<F%*,&8X;U!Y2G-.5W-R-U1,3S%857)3-&EN<VU8
M56)M4FA01S1A36A'=4=$2&U"<U%A-')B,"]&6%EQ.&4O=T-C:4Y7.'=Y4BLF
M(WA!.U8O2G5H,V)73G@U<G9M='!R;$-626EJ36%S0W=O471:=WI5,TE&359E
M6C8S+W=!-"]E571*+TTS>6HU4FLQ1RML<SEC9W4U3"LV-5$F(WA!.WAY0U-#
M2C-J.4=S8DMO6FQ!;S-,1DYP;"]W07%H.'(O04ID9FTU-557-V%F561',64V
M6#E%,TUK9VIM=&11=#5%949:4%1#<$ER<WDF(WA!.T0W27(Y1S9T=G!V1D1S
M5EE,*V%N-68V;C5R9S!3-C!A.&ES9&$P1R]J=C=+86--66E&,UI'-&9&=595
M+U)4=FEQ4R]N5#5+.#)A=F$F(WA!.S9$-6\X<TMH.#)E5W!J4$AB2V53>4DT
M57EO<&9H>6]Y0V=)2$E%-'%W;E%R2#@S4'I)+TUB>3EQ+VTW4D<P2%)03$TS
M,7!),FEK9U8F(WA!.W T,E9X>%=::3=S.&MA-R]!1U%O*SE3*VES54]X5F=(
M-6PK9G1A.'5A+S50,%A326)A5S0X>3,U='!M=6QK64I#:&I%:G!W95 T:#8F
M(WA!.W=/.6-645@U-69M;F0K4CE&<S=B4F\P;CAY87A,-D]N>$UV<4)65V=E
M5&=$5FI6;%92,THY<5EQ>$AY9"M:4#5U*UAV3VUI95A0>DXF(WA!.W0T,G1V
M3615<TQT5F=74DII4495;3-):DY(9%5:4TMI;TYF1E,Y-GA1-T98;C,U>69L
M=G%(;E!33$-B4G)T8DAZ1F]D=TQZ4W)H>5$F(WA!.VY-54I5<T%X53%25T15
M-FI&5T8K469Y;"]-8E504#%V-7DO33(K:G9,:E-60S9:8G$P8E9K5W9"*TU+
M<$=I;U1Z1D)5='5C5EIF.$$F(WA!.VU*-4DX=RM:=E!F:W$X=#!I6%%V3#$R
M9%%V6FYE:VAL5FME3E518FUH:$@O04%72W92<U9D:7)Z+W=$3F4X+TXK,B]2
M9B]+=7)'0SDF(WA!.S4K=BML4%AA0F5.4%0Y1&HV.'-85W-N,F$T<3@K9E<O
M*V-V15%S9$-S:49&5'AA>%DO44)C:VY&2T8X:2]M8BME*W,K97)F>3EQ8TXF
M(WA!.VQ:=F)4=U-A=%DS35,R,7EB27E!5%-1<3=!>553=396>%$K:3A69&EQ
M2'4Y4C K>C1F6$QQ1S(Y4W9$,7!&:C55<%=N26ET2S1Q:"\F(WA!.SA295@O
M=T1Q-3)N+T%#4&HO=T-A<U9E3&9M4C5Q,$174'IL+TQY,SAS6&M..7)6:F9-
M=6]81G%W:U9,5U%P-FM44TI512MM2E13=G<F(WA!.S<Q-C1Q.35X5C)+<TDO
M37HX;W9,9C5I9F\S.4Y83C5B+V]V,79Q+S%*-&LU9E=05#4X+U9I;7)4,%)3
M;$U6961A<"]Z:D(K5'5K46DF(WA!.V969DU/;V%F06$P;'5R>7AH43 V+T9*
M8G%-53)Z=CA!3$@X<E!Y>3AS<616.')C3E)N;%@P>'%Z>G!D3GA),T-/;$DQ
M<EAF9T)81D0F(WA!.S!(1EAJ+SA!>FQ.<2MO86(K5VM*<UI:25AU9%-T-%I*
M66U:1U9"2$Q,5W$W+V%I6$91.49S8GI4.4,X;5<Q,V0S0BMO-F1P.&-K.3$F
M(WA!.TEX66U/2T5&;EIM2DQ%9U8V-S1Q*V)V2B]K,U90>C,X,39V-7 X>#-L
M>%HK6')753(Y;D1!5C5R*S!K15)C3VEC14E:,C1M<%!V<W F(WA!.U184U!,
M,3<K5&8U,&%(<$YH9GDS9FQR>E-28FU/96Y,:S<K;6]F:491=DA)>45-0G5$
M5$98,'9I:&I(-6LK4C=8>G0U4'9V3#@X;F\F(WA!.U!/03ER8U5*.4ME33AO
M,TE(558R665"3TMV07)R.'%V*V-K.5(P,DAY6&9A:$=F2SA00TY:>E!"-E!P
M;V%+1TMR.6)D5D%Q1EE5-EDF(WA!.W!F46YK3'E:<#-K,WET6F%"64AN2&%R
M5V%C:6I3>DYV2DEW,RLP93-98EEO65@U*R],=GI,-6PO3FYY:G)3>'=J>3<U
M9EI:-7!7;' F(WA!.TM::VM-,C!92%1L2$=0-TU697%9<2\O6CPO>&UP1TEM
M9SII;6%G93X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @
M(#PO<F1F.D%L=#X*(" @(" @(" @/"]X;7 Z5&AU;6)N86EL<SX*(" @(" @
M/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F
M.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.F1C/2)H='1P.B\O<'5R;"YO
M<F<O9&,O96QE;65N=',O,2XQ+R(^"B @(" @(" @(#QD8SIF;W)M870^87!P
M;&EC871I;VXO<&]S='-C<FEP=#PO9&,Z9F]R;6%T/@H@(" @(" @(" \9&,Z
M=&ET;&4^"B @(" @(" @(" @(#QR9&8Z06QT/@H@(" @(" @(" @(" @(" \
M<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B/G-U<V%N7V0\+W)D9CIL:3X*
M(" @(" @(" @(" @/"]R9&8Z06QT/@H@(" @(" @(" \+V1C.G1I=&QE/@H@
M(" @(" @(" \9&,Z9&5S8W)I<'1I;VX^"B @(" @(" @(" @(#QR9&8Z06QT
M/@H@(" @(" @(" @(" @(" \<F1F.FQI('AM;#IL86YG/2)X+7)E<&%I<B(^
M4V%T($9E8B Q-B R,#$Y(#(Q.C,Y.C(V($=-5"LP-3,P)B-X03M38W)I<'0@
M=C(N,RP@26QL=7-T<F%T;W(@=C$V+C N,"8C>$$[1W)A<&AI8R!T>7!E.B!!
M<G1W;W)K)B-X03LF(WA!.RHJ*E1H92!D;V-U;65N="!H87,@<&%S<V5D('!R
M969L:6=H="XJ*BHF(WA!.R8C>$$[5&AE(&9O;&QO=VEN9R!F;VYT<R!A<F4@
M<')E<V5N="!I;B!T:&4@9&]C=6UE;G0Z(%M497AT1F]N="!&<G5T:6=E<BU2
M;VUA;ETF(WA!.R8C>$$[+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM
M+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TM+2TF(WA!.SPO<F1F
M.FQI/@H@(" @(" @(" @(" \+W)D9CI!;'0^"B @(" @(" @(#PO9&,Z9&5S
M8W)I<'1I;VX^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F
M.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SIX
M;7!-33TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+VUM+R(*(" @(" @
M(" @(" @>&UL;G,Z<W12968](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N
M,"]S5'EP92]297-O=7)C95)E9B,B"B @(" @(" @(" @('AM;&YS.G-T179T
M/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O<U1Y<&4O4F5S;W5R8V5%
M=F5N=",B/@H@(" @(" @(" \>&UP34TZ1&]C=6UE;G1)1#YX;7 N9&ED.C="
M1#=$-41!,#0S,D4Y,3%",3A!0D0X1#A%-$)$.#%$/"]X;7!-33I$;V-U;65N
M=$E$/@H@(" @(" @(" \>&UP34TZ26YS=&%N8V5)1#YX;7 N:6ED.C="1#=$
M-41!,#0S,D4Y,3%",3A!0D0X1#A%-$)$.#%$/"]X;7!-33I);G-T86YC94E$
M/@H@(" @(" @(" \>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/G5U:60Z,F)F
M9F9D9#4M-V9F.2TT-3DS+3AA,3$M,C=A.#0P,C9B.34Q/"]X;7!-33I/<FEG
M:6YA;$1O8W5M96YT240^"B @(" @(" @(#QX;7!-33I296YD:71I;VY#;&%S
M<SYD969A=6QT/"]X;7!-33I296YD:71I;VY#;&%S<SX*(" @(" @(" @/'AM
M<$U-.D1E<FEV961&<F]M(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @
M(" @(" @(" @/'-T4F5F.FEN<W1A;F-E240^>&UP+FEI9#HW040W1#5$03 T
M,S)%.3$Q0C$X04)$.$0X131"1#@Q1#PO<W12968Z:6YS=&%N8V5)1#X*(" @
M(" @(" @(" @/'-T4F5F.F1O8W5M96YT240^>&UP+F1I9#HW040W1#5$03 T
M,S)%.3$Q0C$X04)$.$0X131"1#@Q1#PO<W12968Z9&]C=6UE;G1)1#X*(" @
M(" @(" @(" @/'-T4F5F.F]R:6=I;F%L1&]C=6UE;G1)1#YU=6ED.C)B9F9F
M9&0U+3=F9CDM-#4Y,RTX83$Q+3(W83@T,#(V8CDU,3PO<W12968Z;W)I9VEN
M86Q$;V-U;65N=$E$/@H@(" @(" @(" @(" \<W12968Z<F5N9&ET:6]N0VQA
M<W,^9&5F875L=#PO<W12968Z<F5N9&ET:6]N0VQA<W,^"B @(" @(" @(#PO
M>&UP34TZ1&5R:79E9$9R;VT^"B @(" @(" @(#QX;7!-33I(:7-T;W)Y/@H@
M(" @(" @(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @
M(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP+FEI9#I"1C@S0C$Y.3(V1$9%
M-C$Q03DP1$$W-C5#.38Y,C8S.3PO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @
M(" @(" @(" @(" @/'-T179T.G=H96X^,C Q-RTP,2TR,%0Q,#HS.3HQ-BTP
M-3HP,#PO<W1%=G0Z=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O
M9G1W87)E06=E;G0^061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S*3PO
M<W1%=G0Z<V]F='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T
M.F-H86YG960^+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R
M9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB
M4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/G-A
M=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#II
M;G-T86YC94E$/GAM<"YI:60Z-T)$-T0U1$$P-#,R13DQ,4(Q.$%"1#A$.$4T
M0D0X,40\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#IW:&5N/C(P,3DM,#(M,394,C$Z,SDZ-3@K,#4Z,S \+W-T179T.G=H
M96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D
M;V)E($EL;'5S=')A=&]R($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E
M06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T
M179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP34TZ2&ES=&]R>3X*(" @
M(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@
M<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.GAM<%109STB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W0O<&<O(@H@(" @(" @(" @("!X;6QN
M<SIS=$1I;3TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+T1I
M;65N<VEO;G,C(@H@(" @(" @(" @("!X;6QN<SIS=$9N=#TB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+T9O;G0C(@H@(" @(" @(" @("!X
M;6QN<SIX;7!'/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O9R\B/@H@
M(" @(" @(" \>&UP5%!G.DY086=E<SXQ/"]X;7!44&<Z3E!A9V5S/@H@(" @
M(" @(" \>&UP5%!G.DAA<U9I<VEB;&54<F%N<W!A<F5N8WD^1F%L<V4\+WAM
M<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/@H@(" @(" @(" \>&UP5%!G
M.DAA<U9I<VEB;&5/=F5R<')I;G0^5')U93PO>&UP5%!G.DAA<U9I<VEB;&5/
M=F5R<')I;G0^"B @(" @(" @(#QX;7!44&<Z36%X4&%G95-I>F4@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" \<W1$:6TZ=SXX+C4P
M,# P,#PO<W1$:6TZ=SX*(" @(" @(" @(" @/'-T1&EM.F@^,3$N,# P,# P
M/"]S=$1I;3IH/@H@(" @(" @(" @(" \<W1$:6TZ=6YI=#Y);F-H97,\+W-T
M1&EM.G5N:70^"B @(" @(" @(#PO>&UP5%!G.DUA>%!A9V53:7IE/@H@(" @
M(" @(" \>&UP5%!G.D9O;G1S/@H@(" @(" @(" @(" \<F1F.D)A9SX*(" @
M(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^
M"B @(" @(" @(" @(" @(" @(#QS=$9N=#IF;VYT3F%M93Y&<G5T:6=E<BU2
M;VUA;CPO<W1&;G0Z9F]N=$YA;64^"B @(" @(" @(" @(" @(" @(#QS=$9N
M=#IF;VYT1F%M:6QY/D9R=71I9V5R/"]S=$9N=#IF;VYT1F%M:6QY/@H@(" @
M(" @(" @(" @(" @(" \<W1&;G0Z9F]N=$9A8V4^-34@4F]M86X\+W-T1FYT
M.F9O;G1&86-E/@H@(" @(" @(" @(" @(" @(" \<W1&;G0Z9F]N=%1Y<&4^
M5'EP92 Q/"]S=$9N=#IF;VYT5'EP93X*(" @(" @(" @(" @(" @(" @/'-T
M1FYT.G9E<G-I;VY3=')I;F<^,# Q+C P,CPO<W1&;G0Z=F5R<VEO;E-T<FEN
M9SX*(" @(" @(" @(" @(" @(" @/'-T1FYT.F-O;7!O<VET93Y&86QS93PO
M<W1&;G0Z8V]M<&]S:71E/@H@(" @(" @(" @(" @(" @(" \<W1&;G0Z9F]N
M=$9I;&5.86UE/D944E]?7U\N4$9".R!&5%)?7U]?+E!&33PO<W1&;G0Z9F]N
M=$9I;&5.86UE/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @
M(" @/"]R9&8Z0F%G/@H@(" @(" @(" \+WAM<%109SI&;VYT<SX*(" @(" @
M(" @/'AM<%109SI0;&%T94YA;65S/@H@(" @(" @(" @(" \<F1F.E-E<3X*
M(" @(" @(" @(" @(" @/')D9CIL:3Y";&%C:SPO<F1F.FQI/@H@(" @(" @
M(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP5%!G.E!L871E3F%M97,^
M"B @(" @(" @(#QX;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" @(" @(" \
M<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P3F%M
M93Y$969A=6QT(%-W871C:"!'<F]U<#PO>&UP1SIG<F]U<$YA;64^"B @(" @
M(" @(" @(" @(" @(#QX;7!'.F=R;W5P5'EP93XP/"]X;7!'.F=R;W5P5'EP
M93X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F
M.E-E<3X*(" @(" @(" @/"]X;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" \
M+W)D9CI$97-C<FEP=&EO;CX*(" @/"]R9&8Z4D1&/@H\+W@Z>&UP;65T83X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @( H\/WAP86-K970@96YD/2)W(C\^_]L
M0P ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L 0P$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M_\  $0@ 00 * P$1  (1 0,1 ?_$ !4  0$                   D*_\0
M)!   @(" @( !P          !08$!P,(  (!"1(3%!4W=;?_Q  6 0$! 0
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'NQ+.##__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>42
<FILENAME>g679299g10z59.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g10z59.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1B&4&AO=&]S:&]P(#,N,  X0DE-! 0
M     $T< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'
M' %:  ,;)4<< 5H  QLE1QP"   "  (< @4 "61I<F5C=&]R<S(X0DE-!"4
M     !#9NY$)+GP$%52MB);9I1,).$))300Z      #E    $     $
M  MP<FEN=$]U='!U=     4     4'-T4V)O;VP!     $EN=&5E;G5M
M $EN=&4     0VQR;0    ]P<FEN=%-I>'1E96Y":71B;V]L      MP<FEN
M=&5R3F%M951%6%0    !       /<')I;G10<F]O9E-E='5P3V)J8P    P
M4 !R &\ ;P!F "  4P!E '0 =0!P       *<')O;V93971U<     $
M0FQT;F5N=6T    ,8G5I;'1I;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L
M     BT    0     0      $G!R:6YT3W5T<'5T3W!T:6]N<P   !<
M0W!T;F)O;VP      $-L8G)B;V]L      !29W--8F]O;       0W)N0V)O
M;VP      $-N=$-B;V]L      !,8FQS8F]O;       3F=T=F)O;VP
M $5M;$1B;V]L      !);G1R8F]O;       0F-K9T]B:F,    !
M4D="0P    ,     4F0@(&1O=6) ;^            !'<FX@9&]U8D!OX
M         $)L("!D;W5B0&_@            0G)D5%5N=$8C4FQT
M        0FQD(%5N=$8C4FQT                4G-L=%5N=$8C4'AL0'+
M           *=F5C=&]R1&%T86)O;VP!     %!G4'-E;G5M     %!G4',
M    4&=00P    !,969T56YT1B-2;'0               !4;W @56YT1B-2
M;'0               !38VP@56YT1B-0<F- 60           !!C<F]P5VAE
M;E!R:6YT:6YG8F]O;      .8W)O<%)E8W1";W1T;VUL;VYG          QC
M<F]P4F5C=$QE9G1L;VYG          UC<F]P4F5C=%)I9VAT;&]N9P
M   +8W)O<%)E8W14;W!L;VYG       X0DE- ^T      ! #P     $  0/
M     0 !.$))300F       .             #^    X0DE-! T       0
M   >.$))3009       $    'CA"24T#\P      "0           0 X0DE-
M! H       $  #A"24TG$       "@ !          (X0DE- _0      !(
M-0    $ +0    8       $X0DE- _<      !P  /__________________
M__________\#Z   .$))300(       0     0   D    )      #A"24T$
M'@      !      X0DE-!!H      S4    &              %O   !6@
M       !                          $              5H   %O
M                  $                         $     $       !N
M=6QL     @    9B;W5N9'-/8FIC     0       %)C=#$    $     %1O
M<"!L;VYG          !,969T;&]N9P          0G1O;6QO;F<   %O
M %)G:'1L;VYG   !6@    9S;&EC97-6;$QS     4]B:F,    !       %
M<VQI8V4    2    !W-L:6-E241L;VYG          =G<F]U<$E$;&]N9P
M       &;W)I9VEN96YU;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R
M871E9     !4>7!E96YU;0    I%4VQI8V54>7!E     $EM9R     &8F]U
M;F1S3V)J8P    $       !28W0Q    !     !4;W @;&]N9P
M3&5F=&QO;F<          $)T;VUL;VYG   !;P    !29VAT;&]N9P   5H
M   #=7)L5$585     $       !N=6QL5$585     $       !-<V=E5$58
M5     $       9A;'1486=415A4     0      #F-E;&Q497AT27-(5$U,
M8F]O; $    (8V5L;%1E>'1415A4     0      "6AO<GI!;&EG;F5N=6T
M   /15-L:6-E2&]R>D%L:6=N    !V1E9F%U;'0    )=F5R=$%L:6=N96YU
M;0    ]%4VQI8V5697)T06QI9VX    '9&5F875L=     MB9T-O;&]R5'EP
M965N=6T    115-L:6-E0D=#;VQO<E1Y<&4     3F]N90    ET;W!/=71S
M971L;VYG          IL969T3W5T<V5T;&]N9P         ,8F]T=&]M3W5T
M<V5T;&]N9P         +<FEG:'1/=71S971L;VYG       X0DE-!"@
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M#Z)4:L*EUYR;VBU[/HN>! UW>QC0&,]RL'V-<!H7'0>"2D/I6/VUM]UEAVL
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M &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B &4 ( !0 &@
M;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(      2Y-30 J
M"  ' 1(  P    $  0   1H !0    $   !B 1L !0    $   !J 2@  P
M  $  @   3$  @   !X   !R 3(  @   !0   "0AVD !     $   "D
MT  MQL   "<0 "W&P   )Q!!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S
M*0 R,#$X.C S.C Y(# V.C(T.C4W   #H $  P    '__P  H ( !     $
M  %:H , !     $   %O          8! P #     0 &   !&@ %     0
M 1X!&P %     0   28!*  #     0 "   " 0 $     0   2X" @ $
M 0              2     $   !(     3A"24T#_0      "
M_^$!,$U- "H    (  <!$@ #     0     !&@ %     0   &(!&P %
M 0   &H!*  #     0 "   !,0 "    '@   '(!,@ "    %    )"':0 $
M     0   *0   #0   #P     $   /      4%D;V)E(%!H;W1O<VAO<"!#
M4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@,#8Z,C0Z-3<   .@ 0 #     ?__
M  "@ @ $     0   5J@ P $     0   6\         !@$#  ,    !  8
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M @,$!081$@ '(0@3,10B00DR414C87$6)"5"P1<S1'*!_\0 % $!
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MGM\6P=<0>7E?P0D CF1K>SY#R99GM-30_<BR(C[K:EIC(C%*4<@%\"$JWQX
M*42/ (._N'@-O]'/?CMWVTS_ "WN+W<LV\?QB)0P*6/D\Z,X_7T5KE.54--
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MEP+D27%J\N/.^%..%6^2U'D5$DGQH@EECEKK_P"YXGD5>!KP3K\@C]N]_/\
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M>_(T-Z!\> \KTDM/^^D)2"E(=WY'%*4D+T=^4GR2=?;LGR .@ZW'2H\B?G9
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'\_GXZ#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>43
<FILENAME>g679299g11r40.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g11r40.jpg
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M&"(C,R$D,3)!0O_$ !L! 0$! 0$! 0$            ! @,$!08'_\0 .A$
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M\Q/;'BW .*2\%Q/$8S'8_L=V6[6'B.&.(G(E<<1A/[-B. <7Q" I2%KQ> G
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M!DXO#CA:\3+.%PD_"(*YDZ?B9B\D_P"(9F(EF6R<-*5+E*5.F2ESYG*AB?-
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MWCW_ /UQS[__ #]E24K24J 4DT(-B.<>7&X'"<2PD_ X_#RL7@\2@RL1AIZ
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M1&V0_F$[$*^>T]ZS;-IN<*TZ)P;'[B[0.3;3<KY!NB7#I143;6Z]_I\+.N@
M=!8:C1+?Y&MQACOB3YR</1-EZ$V<"FMWH>6\"OYB">\*"V6J2U]@13ZQ"^??
M'VZY^G*@J&S"490U+.4+1RTAC#Y(-(44L#I<GC.IPW/G#JJ,8K.AL@!C*'-/
M'.;WRN,6CC!;%*Q?VI]IF4[<KBHY4IU-8I6">KD?-W7:A[UF%A1P'I&I@^*]
MZ'YVMH*[RI@)Z^8_.]/6"EEC53U+27C$N?G:":DESGL@.$E<>QJ>0F<\/U6H
M>5S(J.@6#-C*[1 VTRU&4^VMVVI2S5I%*TDOU:C,X-36M2X:O.+37/G$C/\
M+)G+JX" LQ$'272XE9^)IA"CT<_[7@TF^)XN)R*L)07_ &#VO>ZXB"J%<2)*
MG[D<M@A!Y:*6KE[K:WZ=*",9N\^C,X>H9JN2?SPB)7SXM;V/+;8=,IH:)HC&
M^?5S(T&ZW=:&4LK;<9TTPM))HW&IF?2(>_5*9PO-].V#-!QU )[-5#,D0(</
MNPH=K"[^-OM%"P^I RM_ZAB6?J17DXC&D^+F8_Z F)"J78HHWQLFA*[T91R5
M>WQSN/PZX71P\+F69(J%$!+(WS(U_P!\"A >1F&$K#9/6;4K8;Z$T)Y-RING
M8-H89P.=*$ [+%7+W4/#I'3NM6KTZ\%2I!#5J588JU6K6BX@KUJ\'',4,$$,
M7/,<,,,?/,<44?//$?'//''/G/GGG[<<X]OR$'Y"#\A!^0@_(1045]])#*=A
M6T]6Z:S#24N",SI!717NSG+([0@V>6YM BJ369<HKS2&X'<36,QEC9;/QQV[
M &X<@UQ&YQGT;IS^T=/AT=P-W!V>F_L\/ KZ]$6537V WGK0O$<51=6=6L!.
M0!WY;7.1M;RHFZ 4A2M]U;7!BZB7B"_?L^4O+ DD,G(U1MSJU0JT*O2H!/E$
MR534',0 >OY6%"3ZR8@3U"/M)5@SEU>SJW#*ZW"XFHRKO:5]4Q8$0*=AJ%*H
M+]0DJM<G8"%ZQ-Z<Z2A7^6(6;)J@0B*S,0:VKY9F_!%R!KU8,-*IS7Y^435:
M^@J,J:N,JXIE#Q5_U1DR;-5_L@/&<-I9<-NM&9FD-R>V:(M*L+F?M&AP&(XR
M=VVE4H+(<07.$1P&U7Y7+"M^?O&<O.R7/)].M0.M(B G]T)Z\%?K+$@-XYFS
M:8978U"M9!D2%ON!LT8$_6%FYQ=@J'Z.>J^5MFIE)(O[>];SWL!:\'4V,SXM
MU9GO2VFO/R;^(N1V8W\M&\R6ZOI6-R<^P:U WJ$ 3,&)@4,<&3L[T[<G0(ZE
MPHAG!V0FTDNB9Y)B1LNOL^;OD,86?D7 5'J16U7,17+ $::9KL*#5]-QO%R4
M#FIH QN0"!RN.<)_7WXF72)D:J)EMVM^,/*RHT%ES3[I@L2XW_/OG.7UQ&]7
MN/,VA(M^CAV17\.VK=HTB#6 M?J@30F5<[9[L.G.K?GTADW+4<T-.Z5;5LW4
MC2L9)/ZC?CC<C+2DCTQ[)!]#%\H:\ZNN(;AI(#J>0_19B FVU2:YQ>0$@FPY
MB$T));QL9BZ^Y]#5(@J=BR0O*4K,=JNS/R,,@ ))IE!"F+ DI]6-1I&SH_7<
MIIE4 *IGK6>:M$X3@8]0*&50&OI[);#_ $B;9.SC/7KD;_M87)\_,H,K>H0,
MD%NSXL3+0G^0@7GZ!;E@+_A_/PLC DF@KSN /?\ W%HLNT$?J:&O/8T<2"Q&
MH;D=P&8_M/2H T')703$ (]C[-T=-=!'QA(39LCKMP=:EI]6:%NS3EAGDT"X
M>,$,2/SE#_\ K$@_(0?D(K;+@>'5Z#<N>WSU 37)5'V\ BUMXI4,W)]-%I^H
MM2J.X;(X\UY]91Y M0L!(PXZ&E6*!*,42S(2$2Y85K;1[:ORC3FGVOHW/\U:
M(0 _-/S#+G']!K?JK,F:6T:T"$L@_;6\*/TI>W!_,MUK.CK0,?XIM3MW"LUN
M/SPF5+D;U[_/PT>(:9M@'WH$I:IN35[\B=;/UC693T%0!I9M0--N8O$M:!\[
MH;@MNP=!Z%BW"<%LR'>GO'V<NOCO_(PKP]:= ZJ8]AK1L$ERVS>NX%?,R5?!
MDU\=$ M+P0E_5_4@&UZCSO[N(R%%P]J'0?*&#%J68D>+P_%L?RX?D2OGAKRP
M'0LF!K,BX<\:"BL62ZV;BH:P=CK.HHB(*!;0H51DX*%."-:"\*G+#C7EH*3*
M4K-8,VVNS:P<N3J7>EWN&A=4<%^?R57.G)>7JS+ M#=%MIC'?8V1E])P;7W[
M<T0T8MF3%[_<23C[+:[LF6?PN0JP$BM878H5"I""Q !36]>MW@2JH/+;_&S;
M>%X]$K L!YS/_7$H)6)YN\8VN9CY:HN#*>KM64Q1M98)_*TS,%XF8G+?]BM!
MJT[^%IV9DLL$A8F?(V?*MF*L/1O U@5*>MPI[ ,J@LW*UHW0_P">\Q&=DXZM
M)F_Q!-Q':!_J\[\\V5 6X#-(&ZY : JL[#(#!2=Z()ILDU,72JCNY/;P[FGP
M'+%1]TP_T]+O:&8^-GU9F9^D>M+ ,TJ:''JL]%A,OE4MP7%'6)W<V#T%W")T
M,) -!#RQZV+% X!VK/D$02I2C&\_YFOU[7Z] +?^','?7K;E#,6;0\ARUOH(
MB9_^4\CG-YBSU2%S.HDW1J)R\4'/+@N&"UPN"W%-5 09DJM%"T')7GKZ./R0
M0UI>_P#9>3'2;8I$*5L;1JYRAP13QW#!O'W\(H66(-7 T&A!-.@B;\WRD1EW
M1.FN%3G^L=BU8$LJ%PH0OA%$.L4+,77M#_(W+UPBP,A<F6.MS<5LVF)GN6*/
MAN]>[%5K'6@&^VWYK&27^^_YI$I?K$@_(0?D(YS;)DA&/0_IDVL9O=M+S:G_
M  VTN4(%8DL^ZI0SOZ.V!JW1<X@JU??7UHO8]#77R"SYZ0*EQ!E;6/:W=4H*
MJ=Y(O3]MA>I>.@-$@G]X#FSI %[!_K"NQXO#J"K]$Z! "TI=!-&E.W&=)D")
M8569Z3M)PC$LF>!,":_JT1K,R+GIJDQRC7TNO!+:[[.3T:_[,JL).]>R4NYM
M6@:] /!]"U+PS,PU:I=V(4HBNM#8&M!I$R?-Y7: >BMV;/:W#,(A[?VAG=XL
M[>%OF\\RL*9T'+P:$=+WD_21>G#3S6870*93J3XDK) '-&.>[9J4)>=)>QYE
MVO;6U?I$4S CD '!I6C7#-<W>D5?VT+M+]G^Q)M>K]#E-#9J?V,#TY?C'Z<,
MS:UDU=1V/W :N7DJM.@@VV$B8K8,+#4\O*SNKB"8'NAIP\J1C9ZX7)<[OWGN
MUBS>C;U>-)8$'N@=QJ@EW#OLW>N  P;G<C=$.'ED^02,,>HD@N9[M[*5MK1O
M4& C4$D,+V%5$EW3_6KQ VP#97$BH"#1]IX)TZU(V3_V*] OEF.6?1TO0\SH
M8P#\PI4:L-0:/T_"T4G$*OT=DF,X&KJ\>T7EPAA_S7_W74(3Z=>/JI 75M"6
M\0H54P.:>$2]+/850+BKY>$JEP:<+OFQ(T*;K%FCO/>#,[,'O_(Z"K1T[JBH
MG*^936#^=-R"=:;1:LR8W="^=LWT$-XW:T[HC.0+&$8: ;A;/I2,RRN:>I*!
M<6X Q#AZ41ZS6B,S$QL($2<,3YV5.WZ]3PS<A[M<H(J1UJ#[QCNE1% "+THP
M>X>];;M%<JH7ZHJL3BHMFLZ@O%U:L87;&@C<ZWK0@[L@5\5J# !=67DI/ZS6
M%D):59I/9TPO-U3982U5N3!-T4'G7J8C+*W/J=.0;ZZWC;H;Y17F 15]2]J;
M'G&:GU-'Z?8-#HI&_)S*X+ORBI5:),QOKR"E6T+[4>@>MW2E[0*/$@BF8R$J
M'>:-73Q2X\T41P*6NZ%<A6<^ZU:H+'3]W[N>C5KRB49G%"O]NJ UKEZ.*;T:
M,R@)^B%M'QF0J9^AS ]YR/#&;Z4L\RNQI\#,$+.L>:+321XNK*?2&"Z,/7Q;
M:JYQ3%,4"@$)EUD9"]C_ /-6G>I\S$![O>O\"'=)5\MU!+T#-3^31XMG\A,)
M1ER<S>(%WHW4I;-O2^MW=)Y)\N42>L;$Z+RL,,>'88&/R0*%&5 \/#7'XXQ0
M48X7'WUHC+_M)L=6)%;QE88B@'=!+6=O'TIM%H_VHQ!^0B'Y=XS#_&!RU T8
M8X#RU6<!=-,2'MY.SKEN]P,@)2K2<M'&*EQT0ZEI]U[PNM<AL42L4U>/H.5\
MIS,-^>](N4]-*D#U,:;,M_3M-9F4"'(C9J\1(?(@$*5BS:X>U"WDF-ZC.U5?
MYJ<,5*O7CV(-1XKR3==SU_:MSCWWN>Q7J 7^G.@/UBE) '2O(YE#Z1G+/T3C
MCD=75U9<?"]]LIB+:]:K@&CE?)SG4:+3Q &-LG"1*T3C>S>>%]B1K)F%RY3I
M.620%P']_O/QQ^ [/[0*2 Y%N8>[6NST=F>/HK]"9.':"*;:/EISXN[>$3P"
M4A[.C[#,.5Y76TD"3P19( #FB<J<,Q^+.@Q2^\V1D7=FLOR\\=?P./I8F&4L
M_N0*;L2[<[1"57ZO*?\ C/A^\6E96JEMMN(]>B%<6=CRM15O- AO%!WK$TLR
M,5.UZ0<;7CJR&O$K^T9K?L)4+6@"%*,W,S4!W/3Z1<G>4'/=!- Y+,*!_K2-
MIFWU/?U5R2U%=1UT1(<1J;\:G<=(Z#VR(*1S=4DB0Q:@,23\.RA1%M)_S]EA
M_P BCA^U)XS,[Q9\Y<8JU %.U+UOS(VY0*&!))H6H.0-:TOSL8W,'U:H09G\
MY:HQB;2ZN?0*F*;.?ZEF8I94(2V2WM3K#NZ@L98(-!.?RG$L#QX6AX1+%[M7
M@;1L6)H:,M>@)U^SQ"FJ@*L2.K%O#>)QM:$ II\#S-1=N@MCF'J*C7S/2+CC
M_P"_9_M..9,[J*D^@02<R>>R313K,<E:IY[?L<Q4?/;'A^OD?:\1NGF/>T1V
M.^GL.+E00@6Z]D+#%$CRT;E17<IP5/\ [,C@ZSR!C9N%[U<4+CO8LPBU:@UE
M0MTX>Z]71]><]QV.YF8;[;ZQ<IVWU&EZ:^&E;0GT-MR7?'NCC(X53?TQES-C
MTFZ1/+C%0"E*:JZH Q5*K43,O#QKFKG+QRV;6G]6ODP,UM9AM@2=SWWBW7."
M6T9ZCGS@Q >Q=O3E8[B\6275M>4 M!;5 8A:7Q47<(T("'5!0JA%)-)8EXJ4
M*,4%6#R6Q--8F_IQ<^RV)I9Y/>I9.^^M6H(R234UC=?D(/R$4:+_ !?%.0:"
M(A_K=QL.M=OW^KNB;8:D*PE35=/,]Y.UJPAR3>W1<HZOM&D:N#E*EHJ8\U=5
MQ=P&5H)PSN3&7GJ]J"]&\>G*.F>SC1BQ8DTJ[4+ "S\WCSSGXV,8\(2(LWUJ
MO09$L*&58CC'G58V.N+%'"\9Q<E#&NBFQ8@H';4V(*S@))Q7YA >S9(@["T9
M'R12\7+:M1RY ?2(5N[B^@/_ "*N>Y'U@P_XB7\1:%@O1,J;<+7::=8AE:,^
MO3O@]K4\87,8Z.*KA4?JX0!0+"EJ(M8&7D1A+5+!YH%TV>,/?&5 D" "_P">
M_C K)#6NY>X=ZT^M8D3CYR)<N$4WK]6]RVOLE_>8$3_4.O&CE^(07;D]*70O
M]H]KR)?+B1MNT0;E*B/\DOZ 7IN[58NP<UR\Z9LWCU_U$S4M7+E=Z-T:_BW*
M-OY\Y@YLFP/)29?@P'PV7+^_)B0.G:@<(LS5^EF" D*L69JM*,QQUY=FY\DO
M\U).?(N.;'G_ +GC*X V;Q:&:JC^Y_!R\)7'R\>Y#Y2@^Z&MR99C[RM.B:/F
MS.Q+IR_ B:+=;T526-+DT#H8 6Q2=$NX^:Z\SX@>9<[I,HVR;IRMT\@ME- ]
M S4K0O=_#I%SBI:I!!8TJ&-&WK>_2-2-^2SU5=244QH"0X9UCJ8;1\=3&W'I
M"X^N&)K7* /CV'^.D0UM5C YQ*24JM0+0S.F3_RUPRP0EK_%/^U9; EVY>]=
M!:T7.') ()+DYJW?NEJ.>NT,I'YJ8+V.9[ET^F\&;*2ZD&PG*X+;"T(KL(OR
MNW57-FA*[T<>PE\W4XF\;&DKYG1S%@=Z@(GK(2;HQA&$LRT V+VIKSY[QG-4
MEKAKU%JNURU::EFC3Y[\>"4#.Z^?5W6>]7KL?SDP<WXUD>)Y\\^>&],;!]"$
M90O>4JE9D[3HZ$O%7^C $AO]]TJUCBM'7[!+:[:;%XI6Y=M%"_[@T,.+_.)[
M*F!#O$]*JM:YE&*S8+G*_51^5RY33(R:59&E&H[TTG?61NX&(@485(CABP"(
M=Q]7QZR#DDLPV@2Q=WHUHBE O1G5FN]==/XBU?[49@_(0?D(Y(I")]*:9#H+
M,K.K4  ?]Q?3Z^5IN'T3ID4.N]J/V>2KI2FGS")V I\Z@@68HKCG'+%G'(DI
M_18AGLJ@>HBX;%+G4^9_R/>K;E0&.SI# BK)LD=UTBI_<Y(+'H]8?4[=*%X?
M]%F!K.W)RDH?'J@= B7W0K[(446M*T+[#1=./0.!1G9?6*V/84E>'WW^BQF*
MYT<-3BD)BR-M@I>P-%:=V@=[.[>.O3E$(^6Q)402 SOE(#-L;:5U>)NP+3-6
M*%K&;:MZ,7F_C.J+.A#;2H4MVF);&QA@E]S*O'.A$^& E4-%A-5V4BB;F;(O
M'R<E"GZRA.:+D7TDFQNVWAOYBAC*@+BSUZW:WD7(:O(0PN_;#XQ$UX5&H*=&
MXWT5/+!5:?TS-.'^J:!G-JVU)1#GDA%R;6<^":C9+^#Q/55BACP[9Y2%_NK3
MIS#IF/+;6]']_2+D&Y8.3_XURD7NVM.\.<+GS#H+$[Z5FQN]=OU*K0+%GIE^
M,VP$A-#TO\7?*#-Z/K]'BI8G;JTBILE:KSER!(E-:MVR%Z];)7;ERQ!=/Y_@
MF"@P4-J?_:HT!+ZEU+"4)N;H;*'HZ]:^D/M% &*'L!CAX3R">S;SI(=E<6^\
M\<A(DH# I40YA=Z6%V,$G,JJ9X<JD-;D>0%1&UU4UN?SRWBY0H@5'=0>1<)%
M*?E=HO\ 84TZVT@&?K85"%5-!7"40OW(* 4'PX*W:RKFJ[+ZK!=-U_A7[A.&
M3RIT-NOA6X0\6.6;F ;1/TAU;8)+OO\ FI]XPH ,VH?I4TL-&-M8F[]8S!^0
M@_(0?D(/R$'Y"(D;H,F*WP^+MZBL,=)[A;6?E4,*X4VJW)ELF%/'[QH9?K3C
M?"5@PU4C?$UJG+/=(V+1+N3^Z\ZFDE+;O]XH>X+,U7K6G^HTINAB9=O3<_+9
MLL,Q=(" &M%X[009T8CB;Q.P"$DUFS)1L1+$=*ROQ\^V!/%*.C6K#^^)?..8
M>>)1V9Z.*.&M%[P!+M5C5CO7\O$DB$M&5C!YB J:FN'V^W!.SG1 $.(,-%_F
M2;JM,>)TZM>Z;M\RV;'4$A">S-Y)8F]C]_FE[_FTT9>,KE?4ZLM3OD(NUYAI
MVZRT>N1HV&6@S,7!6B1/U/?(>>ZIT[&<.4[I6'V,@3X+E:\\\_)"YQ+*<M_.
MGK%KSV\J^D*Y(AGB&>ST'X$$C"[PRS)2GR'"#XNJQ*CFS.T>1S]UHH>Q@_Q(
MRL@,K3<\_P!/J,0)#Q\>5XH.:Z@:G3R^PA4O7KY_<QZCDK-8V!D8J^>*PECN
M]6E8VRSIP8859J)GJH;O4^C?5&.X?"E2)/\ FMQR6)Z=XYQ>XFCEN0R]?E*V
MYP<[GE6S>T+7#+AV&G\SQD;45\V)ZR2;(\X3E=0D"A#A59$1L#1UYTMA8UH+
M:C&]03?UCED7T8M25QX[N^2EBJ]*!A9X=Y3FI:Y>&<1J^?G= ?\ +A3'#;><
MM#)1]^#^42D,"V-T/AAF4.K1NQ1A 6+I2LK&+DPF@4MEA-#D9?-4AU(\!G)'
M#D:AG\8,6!T+MX7]X?\ J6+GN./J2/F27^;^E'UWSYW)_)YYUW_3Y]]_F[_D
MY]\]Z_E\]_E\]\]]_AY^L2%EO<0R0/&DSG5KFL5:5%/J?VE?VS)Z9=F08J ^
M.^/.N/>*_98O3YLS_P ??*]?V2;WGKSC^7T2WMYP ?W\H7UK4 [4R,"Y1#L=
M/U4"+11B+F:= 2-$$FD9"<HJ=VO<)QGHF6H#M42Q6+_">AZ$%ZO4D,^E?+ ^
M"9A71F=^<7*::N[-RB2OUB0?D(X[N_QAK#%+4I <^45\Z"CUGI\UJJP*41_?
MZ+G]#Y9J_(&W6)+31 2\?L]3VQ2<8M:7B"ZM'6:5:HB6]!O%B5GGE-*6=R]W
M_P!;QV"P'J[LP;Y6# ^!LVT/P[XJ*$_\>+MA#<><,D]+QP3M *YI6,BQ!1V?
M2+J"'"<<!!L\$B2HUE],5A:U#W#R2.E>I[DEV2?KR9"XI36HWY-I6)GYUT(?
M04-7U_&A,:/C7:GF!79=BF)/#"<7=-3]/'9V4R*<K 4N <CSG-]!6;NW(I\&
M.CD4\O9FXM?!2!GS/FK6F*%+Z,UB#%Q<N4W(<^#Z:D';\K%SI%!04K6MR06(
MWY.UK,P.7Q"9EI [':W,S5"#W];E-/%J_&*W'9WL;+JMX]DFB%KVU(S"E%3"
M5GG193GECY!-*F/T$U FD.Z4)=>."GD_S/9ZVO3[7$3/S9@AG=AE%10O4^>I
MAW1?F!Q4]@Q\K;0@[!>SK>M0TQG^E&%E"7-%>,_<\3UM"3U0O)4'UF<TPK-E
MR3% S2)Q45", A 6(#);N3^!UJ@$&VI+OR/C^6B%08U-4@96LR@>@%"S5T=H
MSM)^0B6CZ'L+*RJ:2SBV5-^CAZ)RP^U"70MFT[.OE-74BT-2[3GC$$H+^0NL
M/1RMYX2"U)8/:=CC@S9C_,IK3]S>+- *#"I%4?\ SF?W$2;M^#/6HD,J*#KP
MNJ>S[,= \'GR5N67_$['X7QEQR\[-7CBZF*AZ3KFOMYAB\ZX\NC(Y!\T<L).
M7CP4DY>0OSHWK$"@'I0FW*K]*>L0->^;=PY(L3<37ED[>V(3BQ+<1@SS.FYE
MX.!&CZ==6 "@=;&ND<[*<9P5T/$T588W8+[)<RA0-?X>E0;:(#CDQV<EB;<Z
M!WLX\(N9+-MF:X_:Q+$&K$]2-(_<I^,W!835RVU+B39U998/CCP*V1VQQ L
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'/R$'Y"/_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>44
<FILENAME>g679299g12u72.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g12u72.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\
M$0@ T@&T P$1  (1 0,1 ?_$ !\   (" P$! 0$!           %!P@$!@D"
M PH!"__$ %P0  $$ @$! 08.# P$! 4% 04" P0& 0< "!$2$Q05%K0)%Q@A
M-#546'1UDI.7TADQ05%6<Y66M=35UQHB-E)355=RLM'3U@HC,[,D87&4)3(W
M=I$F.4)WMH'_Q  = 0$! 0 # 0$! 0           0(#! 4'" 8)_\0 71$
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M@9J&H!0R00U#KGJ0UYF^[7@U2MVGIYV>]=/)^\6*R1:;8'*-98,*F9)V&G2
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MV7H.8\TI)F60DD3?.G2YEP-FN F0FG6.V4P_5[*[36$ QA46B00>FPQ0DO\
M"?1Q]L!6AIBZ@$<#I(O_ -%TT_FN(EBV:@*5TA]/SM/D4B%>>KT6#2.UC3@L
M>/J8Z1BU[3FG2%O+:^T''"6'IM-UBQZ@$DKH0D$PM^!7"P6V,,K@>XV<^!!0
M!3>7@$OA/HX\,/B4V+7'5V=^!TEC_P DTU4LYE<:RD13!2U!U+J%C9P/:A6R
M]35D+C;!6K\; EM-6Z'4[QMRI:UF:A![@M8JM:#K\C%TBZ^DQ@>1M:GUO7JW
M0M=,YHV#@ 42C76A=_A,/R=IA_D4XYNS-P.DA4?V)IJA+M.XY\^U6N]-NKY1
MES ;:7>TJ2A2_2/W3W.%KPI24Y5Y =F%*2A><8[>W.$JS]S/-<)#E']':>JL
M<;77DM)_4FF?V!5LN%*U_<MX@-ZR[KU-028"J)I#%":T49.:Y=K<LB]/M,..
M,NG3G:;)6IE^97%#WDW2;55SI\$("#'";+ B#WF:T)+_  F[@XV_T8K0TQ=0
M&X'26;\2Z:=\*7$4P<,H,<Z1]$YJT.JQ]C]8\9D<YJ 7"(O:G+G)"M;Z AVY
MG3&FC8BT=,YVHW/6=!)WBPVF#"O5:L]H-VZ1&L5MM=A(0(CC,>'^\P_)QX4_
M$5XZNU> TCC_ ,DTU6)G+]XNY9I$2DK91']>MWZB[.*/[TL%WHNK;5JA@R4T
MILN.D^(NAK7-@L9T^- ZA"BL62<7UB!E(< 0@(&)B888A@&(S\)H?=>%W:-V
M;Y.T]19XXNK$<#I)B7_L73,JC\PVXNI4]-NK81ASQ-M+O>5*1A?I';J[C*TX
M2I2<*\@.YRI*5IRI.,]N,*3G..S..V\)#E']':>JIQO=>2TG]2:9_8%5ZWZW
MUC=MS3]R&[?U-/J+4-W6)36\C1QTOKE^A$4/)M%<&-6/IV-W>HQKTZN+(O4J
MCWBLDK2X'KK9.:[%K@./ SK0DO\ "9?)QT\A:&F;J(=7@=)5=^)=-.__ &+%
ML'!40O=*FF70P@=Z:W6=DD)LVOK JR3=1S#T\U!U%6_)S4E0M *R]+QFAVBJ
MZTRM^T5=D[3YQM5^?\OCAPS;HH\O#/!_>?1QX4_$:2HTU=A^1TE0C^Q=-8U+
M]XN"<6*FB@TNG4+<5QW2G9O57;3]]@B!UG"W+1<LB$DCZ^(P,!BQI$;TS"+S
M7*\*F.$K-#J-:N0BGMVP]8CJ@"I1TEX11%""_P )/.SC]10Z9NI AX'20 HV
MA=-?L+<[.K+YVW5\(2YD-M+"%J4E"\Z/W3A*E(PG*TI5Y =F<IPM&58Q]KND
M]OV\<O"0Y1_1VGJK/&UUY+2?U)IG]@53;7J/4MWVILG9EIM?4X;&[9UW+U+=
M-6D](V EKY_6A*K2*T9I("81Z=Y>SJ97[!*DNV^Q0:=L@$BP7#$8F8S,AP8
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M=C^1TE5_[$TUA2EQFP#!WZ5(/3UK33O3D^7F5HGU%6^>2H6K-50YMWTO>.^
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M[;>C<AA(K[-7H<=(4[<JRF,+V,8^+FOTL+Y#4;^PJBAW=H2[E41PB.$3&+[
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MY3";!(521.LMFT3:E;I\RN*8BQ4C[K:*/!G;5L(T_P"/; I@#$BX9%U*KP!
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M]^OR+YL>YZ^$[:B%UCW326*38HM+\I1JYCH1NER+(:>@IDC._JX(XXH;21\
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M^*Q!UGW!CM8L!,N)5HL$-OXU;-VU#5H6C'@,1H1M&7M-5HAU>03JANE#]3$
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MORW6$L,N.)T_H4;TK8.$3&%[&,?%S7Z6%\AJ-_8510[NT)=RJ(X1'"+.95E
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M&]:,TK?KC>#I2YV1M[M>+2RM.#BL[R8H->$@ZL1AA)%"P7%#[(=US^^QWO\
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MM#9B,G5,8LX!$175&2_1USUE^DD<(F*_:F-\8S?-H')B=PZRB7<J(X1>'/\
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MM6';UXOU9N]8I&DZ;OS>Y"R:&9L1G?IZF[#D&7VJT(ZGJ>' S*EKVWWGJ"K
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M"(X1,8OL G_<B><IYD_&AY^I44.[M"7<THCA$<(F,7V"4_%1?.VN3$;CUA7
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ML=R8G<.LHEO*B.$1PB8M^U,SXQ&^;%>3$;CUA7 [QU%+N51'"(X1,7_:P?\
M"2'^&%R8G<.LJX#>>H)=RJ(X1'")C-]C!_BYW]+%.05._L"IH-W:4NY5$<(C
MA$QE^PQ7P:1Y_*Y!4[^P*F@W=I2[E41PB.$3&7["%?B)/GK_ ""IW]@5-!N[
M2EW*HCA$<(K,4O\ DN'^#K\X>YP&IWGK7.*#<.I;1R*JG_.PNNCA$<(CA$<(
MCA$<(CA$<(H ZGAI$KIBT0Q<":2EJE5Y:8L"*_,D*0BP#,K7AB.VX[E*,>NM
M6$]B<>OG..>?I.&**Z1"$&(Z\$@"37(+S]*0Q1W.TA@ABBBUK.4(,1E'#@'*
MY4>0MW_ ZU?F\7_4^?S? VO)6GD1>A?RO>]XY"V^BC]5'D+=_P #K5^;Q?\
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M&.Z7YO:<^J;_ /LZ/4W]1']@NZ/HMO'["XX&UY*T\B+T)_1CNE^;VG/JF_\
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M[5M_:=@3KHAN:UZ(N=9K2.GZ/N<7L\KU.3]0ZNK_ %#5>?KQ,.PAU0UU^I7
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MIZZ6T0@+5'MOT ;92)/++URV91!@O7&R8LJAFZ44D6.:88&0+K7HS1T[-$%
MV#%%V/)G#YYRKM8+8AAVG%L6+9 [:#)RML@[SVL9VA4:P4N5#KT8'U')J]ZQ
M6A<*STEZE6>D;W52J ]?6KJE438K)ZEU:O7 ,9!UXV&V83 Y'!2E7LE5B'ZY
M)9Q*)I;C*>[*M$:%G )>'&1!!#ELIRFS;05M%_VEN@5<MN Z"Q6Q;%:>V78H
MI*QU6WVY!=NAZ*Z>+6!%PX[5U"0H.#5HO9\7/P&Q%B28 B1B"/8M*BY^4)()
M9L3O8 ^VQ0 %G<T$MI(R]BKQ!IJR55BD7&%15SU!IJXRLY4J.N4-EOJ84I2$
M94IK+F6\YRA&<Y3VY0G/K8HGJG]$_P#Q6"O/-(CA$<(F*_:F-\8S?-H')B=P
MZRB7<J(X1'")D][5#_AA+_MCN3$[AUE$MY41PB.$3%OVIF?&(WS8KR8C<>L*
MX'>.HI=RJ(X1'")B_P"U@_X20_PPN3$[AUE7 ;SU!+N51'"(X1,9OL8/\7._
MI8IR"IW]@5-!N[2EW*HCA$<(F,OV&*^#2//Y7(*G?V!4T&[M*7<JB.$1PB8R
M_80K\1)\]?Y!4[^P*F@W=I2[E41PB.$5F*7_ "7#_!U^</<X#4[SUKG%!N'4
MMHY%53_G8771PB.$1PB.$1PB.$1PB.$7UR/@%!Q>(2@PR,7P4?*\&G1F9<?P
MH?80A"!)[S(0XWW^#/BQIL-[N>^1I<=B2RI#S3:TPX;^PJC'=VA:0YKG7SUD
MAW)ZB4UVWCY$R7 M3E8"+LD&41CLQ"$F&<5!R3C2)\2/'BS'F92')4=AEE]2
MVVD)2858.CFCELG6!)U+JJ8S;8\O6>OI4>_R8\R]L2:97'V;K,AR,3(DNVM.
MC5(L<F++QB5'?,)F.L2,8?:4EW&%<,,AT(YS,J3HM\888BL,Q8K+4:-&:;8C
MQV&T,L,,,HPVRRRRWA+;333:4H;;0E*$(3A*<83C&.51-HOL G_<B><IYD_&
MAY^I44.[M"7<THCA$<(F,7V"4_%1?.VN3$;CUA7 [QU%<LYNZQ9VV[,ETGJ
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M^QE[P?#S67^X4YWC#B,O=[2I*5.=[[>[[A*EH2I7<]SA2TXSGM5CM.HO@LA
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M;_=B/LR/H;GODH_T5;P_=IQW_=.5^SM?43WYO<U^<T'U7IO]V+-=]&6]#85
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M;"XP]M'4I'RMEAY#N/2IWCCN5*EONIQVYUGC&>U"TJ[4YSCU^S.>W&<8@O\
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M$1PB.$1PB.$7"3T47_Z]TG_^F@/_ /NMC<[ ^)9_X3_KC7Y7]VS_ .K;G_\
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M,IFRXO<I_P# ^OC*8R5>OZ_:K./M8QR<5V4_A+21_1R!R5_!Q[GI?UATS/\
MN;CF1R6Q8O\ !U="^^#V[^1*;^H\O%5EREI^KZ%/P<>Y[YPZ9^BN/W2/X.KH
M7WP>W?R)3?U'CBJRY2T_5]"?@X]SWSATS]%<?ND?P=70OO@]N_D2F_J/'%5E
MREI^KZ$_!Q[GOG#IGZ*X_=+*>_X<W0C3$-W'4)M[.9+3KBL9"4SL3EN0\SC&
M/_ ^OC.&\*SV_=SG[G(-%V3GX6TELAR!RVJ_@X]STOZPZ9G_ '-QS(Y+8L7^
M#JZ%]\'MW\B4W]1Y>*K+E+3]7T*?@X]SWSATS]%<?ND?P=70OO@]N_D2F_J/
M'%5EREI^KZ$_!Q[GOG#IGZ*X_=(_@ZNA??![=_(E-_4>.*K+E+3]7T)^#CW/
M?.'3/T5Q^Z7DM_P[W3J$$*-E.I+:0T9%@3B9,@1&T:$/&P1^7URYDR9(BMQX
ML.-&87(DR9#C;+#2%N.+2VC*L3BNRG\+:,/\.0.2OX./<]+^L.F9_P!S<LR.
M26F,>@/]($H:T9C=8-HD"'H[<MDJQ/U@Z-=B/1RTMJ4U.;RJ*Y'=B #LIMY+
MN6UQPI9Y*LMC9BF7%ECRT?ZGH3\'#N?^<&FOH;E]TE'V#CHU\7LGD]85G54G
MH!&>FZI,Z@S4DX%$FA,V/DQF=AM3[$UQ;#[C;;D.,]'?BRY<>9WJ,ZXLL>5C
MW^!Z$_!P[G_G!IK=P-R^Y6V _0 >ERSNF&:UU47VPO5XF^$/M TZ[+.@S,56
M4RA!AN U(6,)QE)4E^!-PQ*95C.'&DYQGEXKL>5M/U?0A_V<.Y\,_=!IH/,/
M8W*>[X)?IJZ-]&!NFGIEU'HRO&R=C#:ZK\P/ -F6HK!,@U).EBRGIC4%#<5#
MB72+C2<,H2GO;:,Y_C95G/9L[,6, LP21 X!-3,G#>ONG<QH*P[F= Z-T%=K
M>UO-AHVPBL;.WMQ!#:VD,5K:6SQBS @!!M"/! # *S/-KWE2XP4C Q!0U-P\
MJ&('3BDM,=K+\C,8?&=EOX893G"GGLM-+PTTG.,N+[E&,]N>=@RFNN)R5*8'
M4+?%UXS>+*>J%'I>M - +[/?]*V^[6,2IMRI(G:=@>!QZ)9Q#]<U[4:O88(&
M#="(:T8(%1I^>70/8 .-',"(]#8$UG@: +DU1("I) F!0LTQ,D]?1M9[J[KM
M;AX*%Z:<ACG-FWR@16%E@$FR$Q&M=E)U1;MA#:N,FD2;E2&VQ27')4_ [P<,
MN+*(N0"98$'+#&V$GSVM134E(O(&DIAV>CI44ZM2JAPZ37]1'URCEJU\.KS1
MVP5B$T9JUGWH&TA83V%0"9!0V8)+%X)$6,F]BB(XX#FO.1GV;"+#-<X#+':W
M7+SIJ#&+.@-6<#THJO6A6[W,$C:9KRYFIUP-AAFO5K>"#P]J@F:_LVW-D91J
M7/3%KTB-5-46"PR <Y+Q9J"<I;#K#1,L:'UH(WH)X3WJF!IDTK*DP.LK+8ZE
MY5<Z<=%;JN84U.)WO5\6]V.N5\:$R3FD(NA[)MHP%AHFV*&)%S'7:[)B0,H*
MS8.2'@L!V8R/D/%XM>0/3Y)*SJC6B&18&;?& =6#UY?5WAJU1I]>G5:Q4>U+
MJ%H!39H\FF(477:Y<(#L$H+>>B$()"L6VO$FWL88>CNS'X$J,S)ANXS07P8J
M$-BX4A\JB.$4=[@UHQN#4>Q]<2$A\HLP$>PTX=;LRQ\67 M5<+09Z7:9:Z/;
M(!$=-'QYX4Q7K8$+!#,: 8A2\O04LNYB#L-O85J$L2<AVA4FB]$FS8DT"?F;
MVKEPN%?E:#O"[%==32)V+5MO2U(+:\('[>-$[#$QR%6MH$U*.# T9R-8*;L*
M$"N2;78UADC)<U3F]#/,4_G5:UX?%9W#/0%C*50W1DM18]#T+@JEM:A0-S5:
M.+ZCJG8:YLJ3+UL4A'1UD,W?=&U>]:1FB=HBY-"H@DSM@V@%KN4Y:I5;KH);
M@FTM$YY$NW#!M$]F\RR]"HM)@L?!(QDTAX09B95DY,U>+I^U-+T9JROZG78H
M5G"TEP@(IQ)BM1:R313$S7GJ[!M:!\V2/L-QA0WL,6:Z0X0+%R*)?L<P% )D
M)V7M@,&Z-VU8B.L7SKOV;-F%%/47V 3_ +D3SE/(?C0\_4H*'=VA4SA]/=YF
M0=I.;#L&DMK']D6$255,O6D"Y@'%"5TL1D5*GRZV0VH0@O5ZD"IZV:G%&+#X
MC6.78[J5P6LUM/D)1CF"^8_CO6M829PP-#G5Y8]3#!8!KI!!%]>T:FJ-B(%I
MI] G5%C:P^HQH=[9GPA1+%"37"B2BCU<I6O+:7<O58I\*SN21A.M5&$U851H
MAA\M-6G7CLZ.P)KUJST>6#X5+98DJ=M+U9ZE4"'6)-NAW62,L%Y4^6'9G8'C
MU$[Q8C"*@/8)V"T$88ZALD&J2.@33DN1!@5^-$4W"PTF!%T P;VKV+,1<ONZ
MNVJF6+[!*?BHOG;7&(W'K"8'>.HJFT;I^O,YC;+^P+!I7:AG9AP1.2[>=)ER
MX.#7:N?FD*52I]=G[3GP)M?HXV;(S6V1V W>KC/L%]((GG;(6R_&,Z%\Q_'L
M5UA)M8;C.=<!7J2TOTA BVO*/3'#0:#9JC5"@!C:0NGQ(%U@RFHIV91H%,(^
M,WSU/H^NK>>\KJC48-IDNBT5BN5]1J4.<.OE)JTGG/'9CAV*ZWQI2+2P&>&-
M*8YLISTK5'Z/0V*M+M\*Z3!=BN;DDB-\8)'"EE;>;--5$?'+V.VEH4"FQ24>
ML08)*P3I$2(+99;;'1$QA4'4(8,_\-G\YJ1%R^ZNYGPJI<FHGN5HLV*D1(A1
M;K:!LHA#>(0(T]4 DF'(FP(\X9(G1&9&6W),-@D/>DLI6RU.B+6E]MB-Q[%E
M4<?Z5;8:U(2H%WL6D=A6^PV W9K'L>ZZ*)GYI"R6*NX D+M&$S=K+\57&"TW
M$@5R0(*C@U:J(H%2J\)$@P0UMF:IS!=YD3GE/<MZP>A #!@9,"[&6\O-RMIV
M)TKA;C/AF0Y$, M T34T^5SU<P_;+L=KI.O1B)#9MD!DZQ9+5#,:\ SM9.16
MS4#"*Y?KJB5X:AT-%'PP]6V9Q?>.LH(\W;*4A-FE@2_, I[U>*4!UKKX"NW*
MV X"I-6"O7M<A<MRYOB0<$>_:79+A(RZ^\?=CK*.NNERKJW)2E.D9SF527="
M@W+)F2<R4VV2'NE@UB<":[M\&@7,KXP@@KH1K:;<Q6I$AH8V^5:KKA8+'(D(
MT+,G(G$V<H=%*YAS20\Q C2!$Z&9,VD)\Y0$ @D.,G9U5V5TM/S@VHPSC^HX
M,C6A>ME'+B.U2;?V,E-:V!%O3K=0O1_9ARPU\A<5QGHMZ.&YMM(V,B9LQTHJ
M=)/R8S+5H)2Q9CS%UK6F3.;R>4]C"7\DGVUTIAS#]KM]4N59T<ZHI//3#E:K
MJJ[!%AI=(LD6UV@W+KMGICCUX?N1H7LJ7<"Q-\.[+U9J_!<#*EU=!O$,-: ;
ML-M,>:0=U1&9!C$:!RY!<,U<)9S+-C=[FUQJ/MV:U%;:UA IAV0/8">7U"MI
MELL+8,"R0K7&RM?;&(@2,"5(C1G(5CAU1X!*?DK=8A,DESGH9!N,J!)RSD[H
M>LJ@L7V$=((?F=U72=TNTYVVV2QARE*:'VZO74)4J>H"^/%B!UPJ/3 &C- B
M56M($S$:$8Z9(YT=-JKP:=$E&QY ;)A2*<S**F&8F)#H]&'8J"=LB'./XVS]
M+&JD+3&OSVLLVDC;=JB-@I-Q:>T:/2AJA)-JT  <.LNYFDG[*8;?A2A44 W"
M9)Y?L:Y67Y9DZ;F$,2,A)SK T?LQ_FA+LT+5;MP4U$K760Y$.(*GA(\I8""A
M04?*G1V9A(BD29.YAQ8ZW,../>**\<(83W..ZC"IJTYSWA>,:<4Q48L2TA4^
MV];.N=!BB97A,R+'[HJ(:3W^0RSW3K[1!EAI/?%I[7'GGV&FD8_C../-(1C*
MG$8S'F-Q'4@H=XZBM1@7&MD3+U<8*,-V&.Q*F.@9>%PC&!\4R4 ^-$CI26I2
MQ<LB&()'$$-YBD8S&)L)UZ(XV\HX]M[>?#-&/MN?S8Y+94J2M.%(4E2<_:4G
M.%)SZ_9ZV<=N,^OZW_KRJ+UPB8O^U@_X20_PPN3$[AUE7 ;SU!+N51'"(X1,
M9OL8/\7._I8IR"IW]@5-!N[2EW*HCA$<(F,OV&*^#2//Y7(*G?V!4T&[M*7<
MJB.$1PBC/J!HL#9.G2E.)6=NFQR+(N8W8Y$B7'A#R &Y#K"*044..5@DZ&GE
M!4,::AC++7B<\5+F01QP3-D,3X^3/6>4QU0[EH%C"6>1IOBV'J5'-H=#ITE4
M+.3J1X%(N;FLMJ4V#5Y(0W905AE[6=OYRT3S)?9VQSQ\I8I=JM8N:'-G;/F/
M6Q2MGU\)%%"MT7%#63 6?'*>W/\ @MPQAYR$IRP;(=A-%+\;I/(S]E8VI;;N
M"(GIVQ!NQ38@/2) ^O+(@X>K!06.&9)6LQ-@*C#]3!)LB=+DDGW;)/(%XK<&
M.B(-9NK-WQ>0_CBLZ\F;!G>?5@[;@%NO3?TZ,: &S8*CGE1-\E:-085AD3]A
M2BTRGZY7:%U6,7BW+8=U!CYL9=N,R);5(%U(+))3R4Y IB')&!P-A#=6-!O/
MF"D43[)DM*I9V8;!5=,Z7_)</\'7YP]SB-3O/6N44&X=2VCD55/\XQG&<9QV
MXSZV<9]?&<9^WC..=A==4;IH_ICV'KS5AJS5Z5KX'>JG7*=J\5L>]!*4>VGJ
M^;"@$Z1390NE;!>3L>EQ85Q9#!J)?,F"##A&:P6KZIQZ9,,Y:$@/S.9D5P/0
MN0ZP)8NTSJ@L#0F8#',BN:=0#71SM&KC+B1,:Y'CQ;D\F4&&[Z( 2@!#9MLE
M7B>*V +&VM(]4JP7D++M$8)9E3XN+0%=+"8[9(7W^//!(?M:I><\YJ>&,^AZ
M!I2R;M4G60#TZL5MIRQSZ$%K< ='>B%W+A&K30L? V &L,.>.L40T-DB_ =E
MP ,Z(4A$(ST2TL#VF)3<[+32KX.RF>#^GSJ/%MZ-GH-,DAA5?I@(R7J2(LE3
M=(39D._C*P"VT29*5YV6+,'8]DU^,%7!N?K^ 6 68_/?D4)JO#35</%LR\3
MQ.6EYX-)9UYW$Y<R>%6>3M7893PJOY?DZ4H>N=:@)VM%&],"!H:JUR94H <C
M1]>U0V)A:L +>:0=A$5UP@ N2*["Q51MD?:!29T]V)'%PGY[(L )2ZA3M0:Q
M)+^$3-ZDUZPON$WIJV(0V+.%UNWPUOMV^^O%(-4EE5[8:UC( :JN=AI, $^6
M-F_)B:*J54=S/%!G",!ZOG0;16JD(M@>:PG7/>TI>VU-4R$L!6CS /G\X67*
MZFJ P5J0R..MA%NV5[5-C25ABX"1P&'O(T6K6I&#B)A:(55*N=D!E0K?B$6=
MBUQV(HA<9-<".,E'&L)2,V\],4U#5QC^K7#:-I>04S5"TBKO5P5M"*?R+L R
M*3BMRVL,3HF)#>%/#R47"W,PBHU_#L K <7EZ 1C28;_ &/,+QB@N'4(8LM/
MWL[M-C1FWGM)H>7M!NEK54_ F0<@NB3X]"8(.UR-:,9J\FV,A\D7JE&M"55J
M39D"F+ A8=R:G,B>35?L*L+/.F/2,ER7N>QNJL=L&%1!MJZK44>QTOJOM^E6
MA-$UH[O:R)H5;Z-1>OINQ!-AIF'AE5$[MV1M8,%D' H$E)$%*TYL;"]>-RSK
MF2_Z33;/"NQUR#49VA?P1%75K%3:0 _F3R12NMJO3MF3:S%MUKW5*W@3V/67
MKP+J9[4H*06]##V/7*Y-US8"HB/#KX)GJN\#UR6CPC,(S#"1PL$_EFN70Z6M
MZ<ZO7]4TY^P(\!E(#5:3O\K"9_Y',\7.2D:N!NKB[WL37!>P^I2J:%E&B3BK
MG>JWJZO;H7,CZ?(.E1I)#M%RT.IK6TO)^179^:[$($CZ+@*%39>L5U7+CPG_
M !@,S6GMOWJ/" [0F+S?&'G9P<@0IDZ,;!U3%+%>T=0T2YD&RVI=&VEPF8 1
M:/6:-L,A4:_'O^J0U:;"LQK-+@V=@]:)%_K=E,#%),JJ1<6#F !?C 'U@[\\
ML, D6JQU6DXS)&L&+]$CS8J.+9JOK*)O-16[=>(8 .NWZS#.U6TL%+3*!UIB
M.G3F^2[;F[=,Q2-I)Q3=T8V$*-V@Y!,F8%"DG=:V.- \8@31;<17# U#GV*@
M,&0P-)'.'XI;-^A;Y1]6;<8VW2;/<0&SC02E[&V'D793FTUMEY(*\55"T'+-
M28F[+33I%:#F(*0D&+7(PMUQ)",J%IRLP8$TK/K%P2\B<9SV.TME1@CC5(!$
MP,)2- 6=S6=,W3QS66_9]PMEBGGKTRR+NVOB.O8,'9\T>"?!8ZHMBV"^(+5X
M?8F!96'G1$BE#4"[-"E,Y%+\1BX?CJ!EF%6+XUSE\;?DLN&PIE/XN[-7UB^P
M2GXJ+YVURXC<>L*8'>.HKEM<M6]8Y-Y49BUW>/7 \^U:X"HJEK:(6J?6*^P3
MD:CWA/=7NW2K<^RRH5G,@M@BCMJ(-F[!6J49-42R0F%3Q.&BSV;=AJ.O)W6W
M@RR,Z8.*>P< K=*OJK;Z-R4ZQVT)LZQ5VF;;N)<9:S&T502#PF]5:Z,3)I6@
MP=VV.G/T>K%$UT77VPPT"7>%GD#,Z?&- "]CL0 N'>6+]CGS5"$PZI8AR!)I
M.,BSXXT(K1GY'66_B=RN]B>/WIF,,LU6*:T@#MG3!8)^(SO0T<L#9:OCK%%&
ME(.=7X$#U![/#DCWQ<AT0W!<GLI:C&B<F>R<J[\E'A84VRG3=G[55V[&&<L5
M%M-?:+%0#IV+)#-G04I<$V%<)AR\)!8--;SAR&5'*?Q,'RD9PN/+99>3G"D8
MYLUYCV+"YI>E[UHV6R5ZS76P72K8L+-=+F0FK[ &)0M<6&O6Q(NTC(<0MN[7
MU7F -C:\KE.FPL%ZGN:( L!G8D^& JQ2:ARQ8:+%\*8-SM/<=RY'@;#$3Q<2
M+ZI,CM!*DW0.M-I -E5ZX;$K%\;=8UI:*#@\:VD3L*<M"[P@N"*7.IE-U;-C
MQS]I&3GG(BP!F^18>1;STPA3T31U9@4 NYR:OG,_-.:$C58$5!HV% 6PVMSU
M7UU)K+?PH]1+1?CUYDDX>P04:T09VSYI2N9UFQTFLA"J7JK'L4BLD)CO46E9
M!V?XKE6ER?C)=F9BN+6XN@&3O7/#5WYJ$B8#4RQUMWBRRYYJU^W8%OGZI*JH
M#LW%T$$XMIK8^"19$JLI6GDZ[:X])F$I,F'%A"+YD-FEG9$N2S%;#'IZI#B6
M<+SP7<M5AUGK60SSIZ9/S57//THNKR4<-2+3=MJ)1*:$6&._KJP#Y8Z5@OKD
M0_;-9_\ QSJ2UM##BH&\)MN,PIX+7@FY1]<1JY4JMO*OQW&XE:RT7Z7,=G^(
M"NSG6WADPARF#G6AJ&%<Y*2Z%K?=(C7?4M(56;=5-L[1UR%*U.5G;4ZTBH5]
M9T'7Z1&#!Y]@V-9YM>M 2\5^1((GWUK@R(\P&^F_6SQ<Y,@T.QD03M?!L_;-
M0D.)@@;&DY.0]L%*FL*#M&N[)19;&9N$\0<<ZFW+/%-W\C803&".]:\3Z?&P
MM5E&YH:O-C]1^/X4?%7$C%1HF4P;:ITSB)C% +]..V7F4)#8?BX;)^?^"E'J
M#J3=UTVL*\2K8UF/;Z=9GDW&1B)4C3-)V%0KF[4;++RU)Q$!W= !5/)RE0"R
M(T0XZ^X#/(;4&GC4[H:TJ:I"6-'D1MF"'&ZO:J+@>DN],[;L4F56-8C@I3TB
M[I'LD)LCW.KY=4ZH-U;O.T?3JE5UI1/,D<2 #;!.DXU]'\=V#RR4*)P'VZ/!
MSJE^CFF3X,LEK6&W$;_! \(/GOE+:DNE^CZ^AJ=IBSFZ'I>.6J.I-)U QI<Q
MXSBTZT$Z9K?:5=,7>Y2<4LQ@'L9<S:W@ZX&:]?&8D"OF!4BW%GK+"+U6B&A8
M4$LY&9E6:&(>$ 8IDSQ#D,*S$LZMS[C#Z"VAVO*U5%OT*Q6N#:6)-AV$6 *B
MV D#7TM%.G)19F4[".D73P6<18NX<-**8A2'!S0URPCIDA1MEJ2:1G7F;;C-
M#&Y>8&0_Q/L6PE>E:U;()[)*[29ULX8M6K[]4@(> -LMLK]9-7/7NKM?BK,W
M9CU7#0W"41S7EEG/1HT*":@BK3''0VR#<"<:GS5+EV<P^>0>G51-8 !G#1 X
M4F<]HK(K6=B=,MZJL(_>*+&JAK;#\JR$M?VAL"1GGP>P2/4K<]ST**07'$N/
M+H9R#?9=*VR5F6*NQPM69,/LJ,12JFH0PM,5Z2[N#V$GSH(GD:;V#,Q':&!W
M*_\ 1ZB+H%+J5%!YD*#TVMA*N+<F.]_F.P00V,,BO37^Y3X1-?9C)>ER,IPI
M^2MUY7\9>><@D ,EQDN2<YK:>$3%_P!K!_PDA_AA<F)W#K*N WGJ"7<JB.$1
MPB8S?8P?XN=_2Q3D%3O[ J:#=VE+N51'"(X1,9?L,5\&D>?RN05._L"IH-W:
M4NY5$<(CA%INX8%N)ZSF0:(]*8M;\6/@2["(-BY*%-V2.[,[U/>?C-Q^T>B6
ME65/H[XC*FL=TIS"59+M$U7'4%H,\+T8]94'Z!H.T*3-B/W@S<"R#.IZ+Y48
MM=_(W5J/M2"8M;UF\3QB)LLP$94,)B8TC-=9A R+,$?E7A4V$M[B$$5RQ.+[
MS@D1!IG@,&W#%6BYI91PBLQ2_P"2X?X.OSA[G :G>>M<XH-PZEM'(JJ?\["Z
MZH8(Z$*76@6E:Y6200.&UKK2!K2[AQ]>M=7";1CL8U_DE9YXG6NS=?,1+.9<
MHC"I\FT*V .DI?'I(#2&0<5;^-0>9CMVR(7)PAF^)<4D[N)@RG@R>T[I%GA#
M6JREFV&&L,;366XU+@A]<XJ^9 QPV1/S4VM]VYV%DX:P0R!=#F8D(,D0Z/-2
MU#I\^S2)<%J4G39M?-0QR,JUGL R6/(Z4]A8FC7!>]&PHRO-FA( :(I=MKTN
M35#-U(W%8*W6>G[CJ]K*2&7I EM1*HFJ U/EU^&LB-E B!VM%6ID:=3O.::X
MGX-=N+ .);,76GD^C<A7=(@]15H^4L9LA<M*PB.P(\(4"EURGU71>ONFO:IB
M8DI99<^5,MNE:QL(6"<'J/%PMLV,(5B([#"3+.T,,FW3W!ISR=41^$YVR,ZD
MQ9-5GIZ++;1U5<KY9M9S EVJ@.C4$JW8B.O;!KTI:!MHLPJ:+ETXT_.$;%I.
M(F**N%*)5D3,'&PT:UNAK?(@R#%2K2Q^B*,6 P;^(HL@@.X<G%\,:@S.:UNE
M=/)"KFG)1"\Q2X$!4-K436@>'4W1$^LUK;UR!7$]&M!EZT&&KE*"N5*JA:Q+
M@"*=X*)'S\F&3A(I@A"FK@\F($L^=-;9-P3.NJ&&$JE:#/Z077+;J:VQ[H$D
MS-2UG38$,1)421)O8A&II[TLS$UG=V;M"CZT"[E&.9J>V!F:S:G+15)$H+/(
M/Q$C4"VK,%Z,.CGQVNKKR(:NMC*='#3;"8GSO9G5E.E42BAJ\2E1YIO+QJP6
M>9"[Y@?*M]R/E+A<) IMY#;S =ZT'BS@B*ZA+D08J)&7VJ:SG- 8,LDN7]I!
ME*4+V,8^+FOTL+X-1O["@H=W:$E5#B+EL$%Q8RY\6-*AQIJF&E2X\2<[#?FQ
M6).4Y>:C3'AP]Z4PVM+4AV##<>2M<5C**HLGA$<(F,7V 3_N1/.4\R?C0\_4
MJ*'=VA<JE["KUCNUR-UO<-D'Z#?VI2Z9LYCT[K?+L]6A5UC<\BR;(1/=N$JW
MZ1UW<MLR=6:VC^*YE-&2ZO6#5A9C0J4;%F)&7G5AOGOS =AZ%MI,8?"9P0 T
MVED2 YQG+!;2*?V\8'4^5 V9;ZT_8.D;JTAU8_=",N)5PTL#L35431.WKTS,
M'+>7=5T(Y$-FS%H:($X\1HXJ*-@R)MI04H=JF<,5=AD>@U20J 6C@=JT.L!L
M<44Q])!FTFQ>V))!<F116=EQHVK9TC:%LW/'G5U&MZ NPO@MG7*,T5MM=\O7
M+4B)-;FF(,,JDV(@D4Q1S0T=82[Y/*;^=9B:6;3DV+T$J'917)B^P2GXJ+YV
MURXC<>L*8'>.HKE9-V" L-WV 9JNX+(.TCC9U%I>T8N-V6Z;:*[&!FME+NFQ
MH69%NFVO2.MC>PY>O];(F!'Z0+E54-9K.S&A45RLV67@F<C)P#-Y/,UD,/YK
M;2F)L339(4F:DB?2"M4=V9:BB! G6^Q;4C=M+H6\[.%%6G8UA<D[1I6*WND)
MTM52)J6SG\"KQL*W"5ZZV]9+:BJOV*#&JD=-M)-RKO&CK/D2X>IK(M+' T58
M8B1U12DQK%Q0"8 ?'8KC]-QB 3(;-CTFWVB_:F@SJ7Y'VFVVJS7:>Y8Y=3C/
MWD/!L]NG$34\>,<Q7Y,Z$Y+=8K]P*6VMX;&RQ$T(*U#4S<2;HG[8+$09G#&;
MB0Q/M/!6H)2X,"JFYQ.5B"-A*Q+(S<O.1L0X,<:3>ERLR&5)>8Q'CH<=[\TI
M+C7<=VA6%)QGE->8]BR%R4"7X";#.6.3NJ_B^GJV%MM6"J2 FZ[S8M@4JS#*
M%JP5J2EVRXQ;6:O,,U>VXNX-I!-1V$T_GQ\4I]*+UU5I855W,/M+3D#,2DYV
MS+/5<I&&J-8,"6D9ERVR0<8.5,NE;-(V?L\T*7LP[6[6(TM(JNZ:>SM&>3+R
M-UG6Z!*/V'7^N+"9.0M>"=-N13=<Q8JW6AE>L=BV#)']YF.4MB0_07QP8SF^
M+#!E"&%!5Q+#!R*O*1WXSL]TXSCI/IZT.2M,LK/LQ#3.KYUBG'GI<DY,.RZ0
M#?+RS,B>I<Y\K((.2'B+TU:I;LQ;RY*E/*7G.A0;@LQ?&B:FL6;>MMW+:*=2
M]-VJT7\B9%5 .P1DFIE=+FP)[#*D"F(\8,8K9$.;@$Y\UV- A/CRHYW$B2VE
M<V,RIUU,+!WR'65 "2 *[?XKFP,M=OBP*QA_;-B/'9 ;7IW0$.L;7/W$%9[;
M;>IC9;E_U85L@<Y,';V3JC6BM4ZYNYVW/61P'5AQ[82' 3TXZ?CY?;.3!WF8
ML\6#":Y&%6Q+R:0A$P,'+F6P;%F/;AU9*I&W+B*VU8)]*MEOJ%'T[4I?4[L
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8_FN9];&,8QC_ /YCD7-#\4>V*=\+2__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>45
<FILENAME>g679299g13r91.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g13r91.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1U(4&AO=&]S:&]P(#,N,  X0DE-! 0
M     "(< 5H  QLE1QP!6@ #&R5'' (   )A !P"!0 &9S(Q8S T.$))300E
M       0,QJY?;_./0BY OT3^EB%L3A"24T$.@      Y0   !     !
M   +<')I;G1/=71P=70    %     %!S=%-B;V]L 0    !);G1E96YU;0
M  !);G1E     $-L<FT    /<')I;G13:7AT965N0FET8F]O;      +<')I
M;G1E<DYA;65415A4     0      #W!R:6YT4')O;V93971U<$]B:F,    ,
M %  <@!O &\ 9@ @ %, 90!T '4 <       "G!R;V]F4V5T=7     !
M $)L=&YE;G5M    #&)U:6QT:6Y0<F]O9@    EP<F]O9D--64L .$))300[
M      (M    $     $      !)P<FEN=$]U='!U=$]P=&EO;G,    7
M $-P=&YB;V]L      !#;&)R8F]O;       4F=S36)O;VP      $-R;D-B
M;V]L      !#;G1#8F]O;       3&)L<V)O;VP      $YG='9B;V]L
M  !%;6Q$8F]O;       26YT<F)O;VP      $)C:V=/8FIC     0
M %)'0D,    #     %)D("!D;W5B0&_@            1W)N(&1O=6) ;^
M          !";" @9&]U8D!OX            $)R9%15;G1&(U)L=
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M8W)O<%)E8W1,969T;&]N9P         -8W)O<%)E8W12:6=H=&QO;F<
M    "V-R;W!296-T5&]P;&]N9P      .$))30/M       0 \     !  (#
MP     $  CA"24T$)@      #@             _@   .$))300-       $
M    'CA"24T$&0      !    !XX0DE- _,       D           $ .$))
M32<0       *  $          3A"24T#]       $@ U     0 M    !@
M     3A"24T#]P      '   _____________________________P/H   X
M0DE-! @      !     !   "0    D      .$))300.       2     0
M  $   6]   *1___.$))300Q       6     P    $ #D(WHZ5"I&L0__\
M"#A"24T$'@      !      X0DE-!!H      S4    &              'A
M   !]          !                          $              ?0
M  'A                      $                         $     $
M      !N=6QL     @    9B;W5N9'-/8FIC     0       %)C=#$    $
M     %1O<"!L;VYG          !,969T;&]N9P          0G1O;6QO;F<
M  'A     %)G:'1L;VYG   !]     9S;&EC97-6;$QS     4]B:F,    !
M       %<VQI8V4    2    !W-L:6-E241L;VYG          =G<F]U<$E$
M;&]N9P         &;W)I9VEN96YU;0    Q%4VQI8V5/<FEG:6X    -875T
M;T=E;F5R871E9     !4>7!E96YU;0    I%4VQI8V54>7!E     $EM9R
M   &8F]U;F1S3V)J8P    $       !28W0Q    !     !4;W @;&]N9P
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M!"@       P    "/_         X0DE-!!$       $! #A"24T$%
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M;K+/ZBLT8O4W-]6T54Y>TN<ZOZ(@N_1V-=^D?[6_\+_(]):XIIM@V-#B-.>
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MB97T_P"EGZ7T?YJG^:_]')*?_]D .$))300A      !5     0$    / $$
M9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B &4 ( !0
M &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(      2Y-30 J
M    "  ' 1(  P    $  0   1H !0    $   !B 1L !0    $   !J 2@
M P    $  @   3$  @   !X   !R 3(  @   !0   "0AVD !     $   "D
M    T !$JB   "<0 $2J(   )Q!!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD
M;W=S*0 R,#$Y.C S.C W(#$T.C$U.C4S   #H $  P    '__P  H ( !
M  $   'TH , !     $   'A          8! P #     0 &   !&@ %
M 0   1X!&P %     0   28!*  #     0 "   " 0 $     0   2X" @ $
M     0              2     $   !(     3A"24T#_0      "
M    _^$!,$U- "H    (  <!$@ #     0     !&@ %     0   &(!&P %
M     0   &H!*  #     0 "   !,0 "    '@   '(!,@ "    %    )"'
M:0 $     0   *0   #0   #P     $   /      4%D;V)E(%!H;W1O<VAO
M<"!#4S8@*%=I;F1O=W,I #(P,3DZ,#,Z,#<@,30Z,34Z-3,   .@ 0 #
M ?__  "@ @ $     0   ?2@ P $     0   >$         !@$#  ,    !
M  8   $:  4    !   !'@$;  4    !   !)@$H  ,    !  (   (!  0
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M 0$! ?_  !$( &< :P,!$0 "$0$#$0'_Q  =   !!0$! 0$
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M"BP,[%-OO/ZINZZ+4X_B&,^264C_ (N.^,((*:9FTK$8[((7!0_:)'NY=BD
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,,QF*WUHY0W/Z#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>46
<FILENAME>g679299g18c63.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g18c63.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1S:4&AO=&]S:&]P(#,N,  X0DE-! 0
M     %4< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'
M' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'' (   (  AP"!0 )9&ER96-T;W)S
M #A"24T$)0      $ ]*X?B#!7-D1G/ZL)RP-=<X0DE-!#H      .4    0
M     0      "W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT
M965N=6T     26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP
M    "W!R:6YT97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q <L            IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 ! \     !  $X0DE-!"8       X             /X   #A"24T#
M\@      "@  ________   X0DE-! T       0    >.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-! H       $  #A"24TG
M$       "@ !          (X0DE- _0      !( -0    $ +0    8
M  $X0DE- _<      !P  /____________________________\#Z   .$))
M300(       0     0   D    )      #A"24T$'@      !      X0DE-
M!!H      S4    &              %O   !6@         !
M              $              5H   %O                      $
M                        $     $       !N=6QL     @    9B;W5N
M9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG          !,
M969T;&]N9P          0G1O;6QO;F<   %O     %)G:'1L;VYG   !6@
M  9S;&EC97-6;$QS     4]B:F,    !       %<VQI8V4    2    !W-L
M:6-E241L;VYG          =G<F]U<$E$;&]N9P         &;W)I9VEN96YU
M;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R871E9     !4>7!E96YU
M;0    I%4VQI8V54>7!E     $EM9R     &8F]U;F1S3V)J8P    $
M  !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M $)T;VUL;VYG   !;P    !29VAT;&]N9P   5H    #=7)L5$585     $
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M*22224__T/0TDDDE*22224I))))2ED=>^LV!T1NRP'(S'#<S&88(!^B^]_\
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M &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !, 00!D &\ 8@!E "
M4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))300B      $N34T
M*@    @ !P$2  ,    !  $   $:  4    !    8@$;  4    !    :@$H
M  ,    !  (   $Q  (    >    <@$R  (    4    D(=I  0    !
MI    -  +<;    G$  MQL   "<0061O8F4@4&AO=&]S:&]P($-3-B H5VEN
M9&]W<RD ,C Q.#HP,SHP.2 P-CHS,CHS-@   Z !  ,    !__\  * "  0
M   !   !6J #  0    !   !;P         & 0,  P    $ !@   1H !0
M  $   $> 1L !0    $   $F 2@  P    $  @   @$ !     $   $N @(
M!     $              $@    !    2     $X0DE-! $     !$0 !@
M                               (
M        )P    $                          @#O]-8      ._TU@
M    X1-, !FF.@ " -2$_P Q4UP S<;- #CXF0#'?Z8 0)W7  ( OFXV $<'
M9@"Z/L< 2?T* +8/6 !,\JX  @"P\=$ 4>%K +$M5P!2W?< J46% %C)/P "
M *A7;0!;ON, I5&< %Q\3 "B2\P 73FV  $ GT7\ %WW'P"4D^$ 6P%Z (GA
MQ0!8"]8  @"'CH@ 64>% '[T) !6D00 >W=' %37#P " '>^Y0!09I@ ;C9H
M $YM@ !FBAT 3/*N  ( 8EJN $NV_P!@]8D 2W?< %\96 !+]B(  @!>*S\
M3/*N %[=T0!-L!< 4#?- $SRK@ " $"CL !*NG, .(!9 $_H4@ O;N@ 5I$$
M  ( )$7! &%K"0 B+@D 9)_0 " 64@!GU)<  @ 7MW0 >U!F !923P"
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M (/6)0"Z<VP BPMD +FV @ " )8TC "W?<< GE?D +/*N@"E%A8 KQLA  (
MK>P  *BQD@"Q+5< HX.S +73T@"ABIH  @"\5GX GU)? ,*=I0"@C@X RDGP
M *&*F@ " ,R=+@"@S3$ SGE? *+&20#059  I+]B  ( U/P, *<VP #6):H
MJ6[[ -T?8P"W_ T  @#B>'$ Q) ' .3+KP#(@C@ Z T% ,XN70 " .SO!@#8
M"]8 [H^Q -I$$0#P:^, WK2(  ( ]K,) .6<7 $     YM@+ 09')@#O^!L
M 0$GQ,T!<GKT 1<$X@%S; 4!!D3V 71=%P ! -\*I0%\>MT K\@R 7Q,\@"
MA;\!?!\'  '_IN>8 ;Y#+/^9=>,!A>M(_XP$+@%-DV0  ?][^_ ! /XO_WPI
MVP#8"];_?%?& *\9?0 !_UYL'@ T%BK_C#4$     /^Y_>K_R^G6  '_T@V/
M_Y<D-  *=I7_DG]# $+?F_^-VE,  0!F(&W_8D_/ )N-FO^1!'$ T/K&_[^Y
M$P ! .TJC/_9AJD [2J,_]F&J0#M*HS_V8:I  $ \K\@__!V8@#ROR#_\'9B
M /*_(/_P=F(X0DE- _T       @          /_A 3!-30 J    "  ' 1(
M P    $      1H !0    $   !B 1L !0    $   !J 2@  P    $  @
M 3$  @   !X   !R 3(  @   !0   "0AVD !     $   "D    T    \
M   !   #P     %!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X
M.C S.C Y(# V.C,R.C,V   #H $  P    '__P  H ( !     $   %:H ,
M!     $   %O          8! P #     0 &   !&@ %     0   1X!&P %
M     0   28!*  #     0 "   " 0 $     0   2X" @ $     0
M       #P     $   /      ?_A3P%H='1P.B\O;G,N861O8F4N8V]M+WAA
M<"\Q+C O #P_>'!A8VME="!B96=I;CTB[[N_(B!I9#TB5S5-,$UP0V5H:4AZ
M<F53>DY48WIK8SED(C\^/'@Z>&UP;65T82!X;6QN<SIX/2)A9&]B93IN<SIM
M971A+R(@>#IX;7!T:STB061O8F4@6$U0($-O<F4@-2XS+6,P,3$@-C8N,30U
M-C8Q+" R,#$R+S R+S V+3$T.C4V.C(W(" @(" @(" B/@H@(" \<F1F.E)$
M1B!X;6QN<SIR9&8](FAT=' Z+R]W=W<N=S,N;W)G+S$Y.3DO,#(O,C(M<F1F
M+7-Y;G1A>"UN<R,B/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U
M=#TB(@H@(" @(" @(" @("!X;6QN<SIP9&8](FAT=' Z+R]N<RYA9&]B92YC
M;VTO<&1F+S$N,R\B/@H@(" @(" @(" \<&1F.E!R;V1U8V5R/D%D;V)E(%!$
M1B!L:6)R87)Y(#$P+C Q/"]P9&8Z4')O9'5C97(^"B @(" @(#PO<F1F.D1E
M<V-R:7!T:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB
M(@H@(" @(" @(" @("!X;6QN<SIP:&]T;W-H;W ](FAT=' Z+R]N<RYA9&]B
M92YC;VTO<&AO=&]S:&]P+S$N,"\B/@H@(" @(" @(" \<&AO=&]S:&]P.D-O
M;&]R36]D93XQ/"]P:&]T;W-H;W Z0V]L;W)-;V1E/@H@(" @(" @(" \<&AO
M=&]S:&]P.D1O8W5M96YT06YC97-T;W)S/@H@(" @(" @(" @(" \<F1F.D)A
M9SX*(" @(" @(" @(" @(" @/')D9CIL:3Y!.#<W1#!#1$1&,3)#048R,C R
M1#(Q.#$Q.4$P1C0U,CPO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI
M/G5U:60Z830U-3$Q-C M.64Q9BUC,C0R+3@R-#<M9#,Y8V4W-C(S,C9D/"]R
M9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.D)A9SX*(" @(" @(" @/"]P:&]T
M;W-H;W Z1&]C=6UE;G1!;F-E<W1O<G,^"B @(" @(#PO<F1F.D1E<V-R:7!T
M:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @
M(" @(" @("!X;6QN<SIX;7 ](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N
M,"\B/@H@(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C Q."TP,RTP.50P-CHS
M,CHS-BLP-3HS,#PO>&UP.DUO9&EF>41A=&4^"B @(" @(" @(#QX;7 Z0W)E
M871E1&%T93XR,#$W+3 R+3$T5#$Q.C$T.C4V*S U.C,P/"]X;7 Z0W)E871E
M1&%T93X*(" @(" @(" @/'AM<#I-971A9&%T841A=&4^,C Q."TP,RTP.50P
M-CHS,CHS-BLP-3HS,#PO>&UP.DUE=&%D871A1&%T93X*(" @(" @(" @/'AM
M<#I#<F5A=&]R5&]O;#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO
M>&UP.D-R96%T;W)4;V]L/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @
M(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @
M>&UL;G,Z>&UP34T](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]M;2\B
M"B @(" @(" @(" @('AM;&YS.G-T4F5F/2)H='1P.B\O;G,N861O8F4N8V]M
M+WAA<"\Q+C O<U1Y<&4O4F5S;W5R8V52968C(@H@(" @(" @(" @("!X;6QN
M<SIS=$5V=#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E
M<V]U<F-E179E;G0C(CX*(" @(" @(" @/'AM<$U-.DEN<W1A;F-E240^>&UP
M+FEI9#HQ.3)!1$4W,S,T,C-%.#$Q.4,W-D4Q1C5"1#4R.$8S-#PO>&UP34TZ
M26YS=&%N8V5)1#X*(" @(" @(" @/'AM<$U-.D]R:6=I;F%L1&]C=6UE;G1)
M1#YU=6ED.C,W,30U-C0T+68Q.#0M-#0Q8BTY,S<W+68Y,C9D8F1C96$P,CPO
M>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" \>&UP34TZ1&5R
M:79E9$9R;VT@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @
M(" \<W12968Z:6YS=&%N8V5)1#YX;7 N:6ED.C$X,D%$13<S,S0R,T4X,3$Y
M0S<V13%&-4)$-3(X1C,T/"]S=%)E9CII;G-T86YC94E$/@H@(" @(" @(" @
M(" \<W12968Z9&]C=6UE;G1)1#YA9&]B93ID;V-I9#IP:&]T;W-H;W Z83<Y
M9F(W-V,M-C)F."TQ,3=B+3@Q,C M8CDX838T-&0W.3@P/"]S=%)E9CID;V-U
M;65N=$E$/@H@(" @(" @(" @(" \<W12968Z;W)I9VEN86Q$;V-U;65N=$E$
M/G5U:60Z,S<Q-#4V-#0M9C$X-"TT-#%B+3DS-S<M9CDR-F1B9&-E83 R/"]S
M=%)E9CIO<FEG:6YA;$1O8W5M96YT240^"B @(" @(" @(#PO>&UP34TZ1&5R
M:79E9$9R;VT^"B @(" @(" @(#QX;7!-33I(:7-T;W)Y/@H@(" @(" @(" @
M(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I
M;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T
M179T.FEN<W1A;F-E240^>&UP+FEI9#I!.3$U,C=#1$8U,4-%-C$Q03<Q1#E!
M0S$U-T0T1$0T,SPO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @
M(" @/'-T179T.G=H96X^,C Q-BTP-2TQ.%0Q,#HP-#HS.2TP-#HP,#PO<W1%
M=G0Z=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E
M;G0^061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S*3PO<W1%=G0Z<V]F
M='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^
M+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @
M(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B
M/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S=$5V
M=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC94E$
M/GAM<"YI:60Z,3DX,D8Y,S W-T5&138Q,3E",#%$-S0S,C!&-D4Q0T$\+W-T
M179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N
M/C(P,3<M,#(M,3!4,3<Z,#DZ-3@K,#4Z,S \+W-T179T.G=H96X^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E($EL;'5S
M=')A=&]R($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG
M960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \
M<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @
M(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T.F%C=&EO;CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^9G)O;2!A<'!L
M:6-A=&EO;B]P;W-T<V-R:7!T('1O(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP
M:&]T;W-H;W \+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4]
M(E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS
M879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z
M:6YS=&%N8V5)1#YX;7 N:6ED.C,P.41%13$S-C=%1D4V,3$Y,#!!1#4R0T$R
M-49&,CDT/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @(" \
M<W1%=G0Z=VAE;CXR,#$W+3 R+3$P5#$W.C$T.C$X*S U.C,P/"]S=$5V=#IW
M:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!
M9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO<W1%=G0Z<V]F='=A<F5!
M9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^+SPO<W1%
M=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/F-O;G9E<G1E9#PO<W1%=G0Z
M86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R<SYF
M<F]M(&%P<&QI8V%T:6]N+W!O<W1S8W)I<'0@=&\@87!P;&EC871I;VXO=FYD
M+F%D;V)E+G!H;W1O<VAO<#PO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @(" @
M(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z
M86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @
M(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z,S$Y1$5%,3,V-T5&138Q,3DP
M,$%$-3)#03(U1D8R.30\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IW:&5N/C(P,3<M,#(M,3!4,3<Z,30Z,3@K,#4Z,S \
M+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R
M94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS
M;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E
M9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C
M92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T
M179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN<W1A;F-E
M240^>&UP+FEI9#HQ.#)!1$4W,S,T,C-%.#$Q.4,W-D4Q1C5"1#4R.$8S-#PO
M<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T.G=H
M96X^,C Q."TP,RTP.50P-CHS,CHS-BLP-3HS,#PO<W1%=G0Z=VAE;CX*(" @
M(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@4&AO
M=&]S:&]P($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG
M960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \
M<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @
M(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T.F%C=&EO;CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^9G)O;2!A<'!L
M:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S:&]P('1O(&EM86=E+V5P<V8\+W-T
M179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYD97)I=F5D/"]S=$5V
M=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP87)A;65T97)S
M/F-O;G9E<G1E9"!F<F]M(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP:&]T;W-H
M;W @=&\@:6UA9V4O97!S9CPO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @(" @
M(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z
M86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @
M(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z,3DR041%-S,S-#(S13@Q,3E#
M-S9%,48U0D0U,CA&,S0\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IW:&5N/C(P,3@M,#,M,#E4,#8Z,S(Z,S8K,#4Z,S \
M+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R
M94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS
M;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E
M9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \+WAM<$U-.DAI<W1O
M<GD^"B @(" @(" @(#QX;7!-33I$;V-U;65N=$E$/F%D;V)E.F1O8VED.G!H
M;W1O<VAO<#IA-SEF8C<W8RTV,F8X+3$Q-V(M.#$R,"UB.3AA-C0T9#<Y.# \
M+WAM<$U-.D1O8W5M96YT240^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@
M(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @
M("!X;6QN<SIX;7!44&<](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]T
M+W!G+R(*(" @(" @(" @(" @>&UL;G,Z<W1$:6T](FAT=' Z+R]N<RYA9&]B
M92YC;VTO>&%P+S$N,"]S5'EP92]$:6UE;G-I;VYS(R(*(" @(" @(" @(" @
M>&UL;G,Z>&UP1STB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+V<O(CX*
M(" @(" @(" @/'AM<%109SI.4&%G97,^,3PO>&UP5%!G.DY086=E<SX*(" @
M(" @(" @/'AM<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/D9A;'-E/"]X
M;7!44&<Z2&%S5FES:6)L951R86YS<&%R96YC>3X*(" @(" @(" @/'AM<%10
M9SI(87-6:7-I8FQE3W9E<G!R:6YT/D9A;'-E/"]X;7!44&<Z2&%S5FES:6)L
M94]V97)P<FEN=#X*(" @(" @(" @/'AM<%109SI-87A086=E4VEZ92!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(#QS=$1I;3IW/C4N
M.34X,S,S/"]S=$1I;3IW/@H@(" @(" @(" @(" \<W1$:6TZ:#XX+CDU.#,S
M,SPO<W1$:6TZ:#X*(" @(" @(" @(" @/'-T1&EM.G5N:70^26YC:&5S/"]S
M=$1I;3IU;FET/@H@(" @(" @(" \+WAM<%109SI-87A086=E4VEZ93X*(" @
M(" @(" @/'AM<%109SI0;&%T94YA;65S/@H@(" @(" @(" @(" \<F1F.E-E
M<3X*(" @(" @(" @(" @(" @/')D9CIL:3Y";&%C:SPO<F1F.FQI/@H@(" @
M(" @(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP5%!G.E!L871E3F%M
M97,^"B @(" @(" @(#QX;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" @(" @
M(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P
M3F%M93Y$969A=6QT(%-W871C:"!'<F]U<#PO>&UP1SIG<F]U<$YA;64^"B @
M(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P5'EP93XP/"]X;7!'.F=R;W5P
M5'EP93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z0V]L;W)A;G1S/@H@(" @
M(" @(" @(" @(" @(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @(" @
M(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^4$%.5$].
M12 S-#D@0SPO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIT>7!E/E-03U0\+WAM<$<Z='EP93X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z=&EN=#XQ,# N,# P,# P/"]X;7!'
M.G1I;G0^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^
M3$%"/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.DP^,S@N-#,Q-# P/"]X;7!'.DP^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.D$^+3,W/"]X;7!'.D$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.D(^,C \+WAM<$<Z0CX*(" @(" @(" @(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(#PO<F1F
M.E-E<3X*(" @(" @(" @(" @(" @(" @/"]X;7!'.D-O;&]R86YT<SX*(" @
M(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.E-E<3X*
M(" @(" @(" @/"]X;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" \+W)D9CI$
M97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70]
M(B(*(" @(" @(" @(" @>&UL;G,Z9&,](FAT=' Z+R]P=7)L+F]R9R]D8R]E
M;&5M96YT<R\Q+C$O(CX*(" @(" @(" @/&1C.F9O<FUA=#YI;6%G92]E<'-F
M/"]D8SIF;W)M870^"B @(" @(" @(#QD8SIT:71L93X*(" @(" @(" @(" @
M/')D9CI!;'0^"B @(" @(" @(" @(" @(#QR9&8Z;&D@>&UL.FQA;F<](G@M
M9&5F875L="(^9&ER96-T;W)S/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F
M.D%L=#X*(" @(" @(" @/"]D8SIT:71L93X*(" @(" @/"]R9&8Z1&5S8W)I
M<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @
M(" @(" @(" @('AM;&YS.GAM<%)I9VAT<STB:'1T<#HO+VYS+F%D;V)E+F-O
M;2]X87 O,2XP+W)I9VAT<R\B/@H@(" @(" @(" \>&UP4FEG:'1S.DUA<FME
M9#Y&86QS93PO>&UP4FEG:'1S.DUA<FME9#X*(" @(" @/"]R9&8Z1&5S8W)I
M<'1I;VX^"B @(#PO<F1F.E)$1CX*/"]X.GAM<&UE=&$^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"CP_>'!A8VME="!E;F0](G<B/S[_VP!#
M  $! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0'_VP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MP  1" !U &\# 1$  A$! Q$!_\0 'P !  (" @,! 0            @*!PD$
M!@$%"P(#_\0 .!   00! P0 !0$%!@<      @$#! 4&  <1"!(3(0D4(C%!
M%2,R46%Q"A8D,U*!&"5"<H*1H?_$ !0! 0                    #_Q  7
M$0$! 0$                 \$%A_]H # ,!  (1 Q$ /P"ZAH&@:!H&@:!H
M&@:!H&@:!H&@:!H&@:!H,*[X=1&S73EBQY?O%G=-AU62.) C2W2D75V^VB<Q
M**CB"]:V\GN(!(845T&5< I#C+:]^@T-=1'QT<@?^=J^F[;5FBKA-QMC/=S@
M&792Q;7CRUF(0)"5\/O54)EVSN+(3;7EV&PXOC$()A\;OKGK)*..9#@%LT+B
M&4>RP&BB,$*+]3)'7?*2$153M[@?$A[OW_MP$O-BO[0!DY937UO43M1C98A,
M<;CSLFVQ2WAW-&A+P5D=#>V-G$NXK?"D_$CV-3)%M2>CE((!BO!9%VUW,P3>
M#"J+</;7)JO+L.R.($RINJE]'6'@7TXP^V2"_"G17.YB; F-,3(4@#8DL-.@
M0H'>M T#0- T#0- T$=>I_J1POI@VOL=P,K>8D6#Q%5X?CBR$8E9/DCS+CD2
MO;+@S9A,"!2[:<C9C"@-.&(.R7(L9\*:?47OCD^\VXUMN=O9EKF1Y+.>\%+0
MQT<_2,?A 3WR5565;9*,2%%15!FO8%79#I.2I\IZ9)>><##9X#8Y1#;?A\.6
M#Q..!')3.2Q&)41I52.B-,_Z_&""(@JD"O()DH=2M.G3< >QR-7OOO/#W=ZM
MR%9 D]BC;2MHZJ=J\^1Q [^2Y:1.%0./3=.^5KY7;IQV.W[ /&BL$*^^2X4&
M^[VG/I%3A2]JB\Z#8+\.KK,S+H8WOA;;[B6LF7L9G\UAF[B$IR8M:[(=&*QE
MU, \>"PJG7HX6T9MM/U"M\K)H3S=>\T%SZOL(-M A6E9+CSZZQB1YT"=%=!^
M+,ARV@?C2H[S:J#K#[+@.M. JB8$)(JHN@YF@:!H&@:!H&@JQ_$-K=PNK7KT
M:V@C9<]18C@,VNP?'Z^ R4L8;)TL2[RW(Y8FZTPW92;>4_7B'9WG#KJH7'R;
M0 $)=;,_#:Z=\#KHDBZQ@LZR0^2EY%F1.6<IY]#5.V/5MN-5$9D!%$!GY155
MQL3<)TR[]!G^TV#P'%H)R*C#JBMCI(-LX42IKHQ)WB H?;''D0X%LT;4?J3N
M%?I1=!'7+\,IXU>^B5S#""KWRYHRTJ(/U$'L$4>>Y2'V/V%...>W00FSRAK8
MT8'5;!I#%WO[ #A>Y%1% D3UP?HD3A4%%).47@@@9N[@$;-:.QJW05B?"=^>
MJ)38"K[,QEHB9)LT[2%MU50740OJ3A.%[!X"Q%\$GJ&NMWNE^YVWS"R*=F&P
MN6GB/^)?5V>>&6\;]4Q5Z1Y%5XFV'V[RJBF7*#$K8S2*G8@H&Y?0- T#0- T
M#05T*6 Q*^)QO?4MHCMA1YE<WK\CQJ2C'N:^!9--$O*$GBC6#,=%_<4&41%X
M104-QL4*JDHV7+B2Q&9<&-Y'I+C3,1MYXBY;-PW 'N(E7@?2IPJJ?M$TK+@Q
M7ELAF97S$IYU;+1X3=8<9=1X75;=147R ;@$J"G"?5RI"J\B@]J!$6V:DS69
MM:\':]^U<1LFT[G%15Y45$1Y-M5[4X5?H3A45?6@AINO5,P0=01$WF@<)$)1
M[ (D]-D2DG!)V\*G'X^I53A4"",MP)%PZ/F;/R$@<-D)HAJJH@+VJO"IQPB+
MPG'/KVG 3D^!7CUQ%ZF.I>VC2G&<>C;>5E1:UH]R,/WK^9-/U$PT14;5V+!@
M7;+2D/>+<MU$X0B4PM"Z!H&@:!H&@:#0[$P+*,;^*EO3=RF8X5&XF'Q,QJ7F
M&S(3KZB+18;,:)UU$[9K5I3NNR6P[FR2;&<$4;454)4;Y,XA.KF6\UL;<Q^8
M8*%7T3I-2I!B#PC&[5;44(Y#BDWPHN//^, [S1L1#4!%W:VR;SBV8PG*-R6*
M^DM@^<)@_P!3*LDR6$D,Q9E4,B)+AM.QGF99?LY+0L/C*%5;-%<":F0W-OAF
M$5NZ63S@<PZ976;\2V)KY9]&XE<1IYF%1'&WB,NXD<$3<7N[$7G0:=]T][8F
MX<>TS2?>VU3A<>6%>S):A*ARI<HFV08;C./H'<^I*K;LI>W@T/@GB%-!C##7
MZ?\ 61E0)L]QEQMA1;LC#S^-P$>8?5 4FU%SUVHTJ(*$0H*^U0+!/P6=NVJ+
M"^I+<-QMI)F8;PP\<;41_:!7XGC$&W 5)1141R9FDM%$?2^ %555.=!NST#0
M- T#0- T$*=W:D('4)A63/TKS;0X;>0XF1C]$0DLK*F2RJ"=[$_Y@+]963VV
MB-52(Y)=:]+)[0YF18[$DR1OG*<+&,,?YLA<;)]6E:(4\S:B8(T1H*H9"0D"
M?Y9HJ<D&M&QZ6ZC*<\G+@]%3[?PK*[&TN)=37^2;(=9(E-\Q=9?-Y[M%Q6XX
MCX&^] 1TP^D@R-UR8FQ5]+!8U7MO+5UCS<)67N\GI!2 !)$DC,G"(>Q")57@
M1[W.X1(D00TA[4482:J9B$RO@9!2E(%Q(=M7QI;2.AY$CN"),KRZPAD+;WD4
MT NQ%'\A[+)]N)%+:M6,Q8,=MOM:B,L,^)T$3V@J@JJ*V"@* BFJ<]I$B?2N
M@L0?"DK+"MV"S99,0H\&?N[;3:I]044G,?W)P2)*D J_Y@!/BR8JN<JJO1W0
M5>05$#9YH&@:!H&@:!H,5;T5 VFWUR^#39S:,HE] =(!)QARME-.S%9)456B
MD5BSH9N"HJC4ESZD3V@8JBY_2UN%2[*W'_*IW3%.!1H4\9NKWN<MIXU^E4X[
MN?Y]H]@0;V\S^XS;-K#*T=BU.WE8DA&747Q/9"ZT0@+4/TJE%%2=))O" ;XH
MC7EY708QZMNH>DE[7W>+-X]:N6\QMZ0-:ZY'GJU#!IQJ+-;-GM:$7);C*.(3
MP^,'4 Q[50U#39LWE]36YC%FV#C];62V6X\UB0 JD.<KGTN%XR='PBG:#CHG
MZ'M)11$)4#/>ZG$[(Z2N9-MQ);\8Q4?^MDR1>]"%%Y0D]#[5%%47WQSH+173
MOMK7[2[-8)A->JN?)4X6-@^0J!2;>\<.YM'5%?8BDR:ZRR*^PCM,@OL=!FK0
M- T#0- T#0>KO*T+FEMZAQ40+2MG5Y*OV%)<9UCN_P#%7.[^J:#53ES5E?;?
M7>+I)1B1)BR:CN1XR47X+KS)USC8GRV,A0<#S#Z[7O$ <BG(1/J[7>*@[+-S
M&J3)=O)^16-5;.8_%L8V7854LQH[==/8QU9HQ,HJQ)KPRV:Y^!:05-$C0I:]
MR(&,]V[K%1&ZRJIO:W([.VQ*=!.GD4.71Y$%&FH@@R%>Y6V#K$MZ4]( 7W!
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)$ZI$%C'0?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>47
<FILENAME>g679299g21n74.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g21n74.jpg
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M ?_$ !X   (" @(#               ' P@%!@$) @0*_\0 *Q   04!  (
M!0,% 0$     !0(#! 8' 0 ($1(3%#$6<;$)%1<A(B,R_\0 & $! 0$! 0
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LG $G<U-&&!.]SB658[RE*/"(\(CPB/"(\(CPB/"(\(CPBGY^.?MS^/"+_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>48
<FILENAME>g679299g21p93.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g21p93.jpg
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M"O_$ "$0  (" P$!  (#          4&! <" P@  0D7%!88_\0 %0$! 0
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G(B7/9<8NO1K-#&LI&\-N6;/5V,$"9(!4"V>T/&WL#&*PF,\4K__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>49
<FILENAME>g679299g21u12.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g21u12.jpg
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M 0$! 0$! 0$! ?_  !$( #X "@,!$0 "$0$#$0'_Q  6  $! 0
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'[0M/@D__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>50
<FILENAME>g679299g22d96.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g22d96.jpg
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M 0$! 0$! 0$! ?_  !$( ($!$@,!$0 "$0$#$0'_Q  >  $  04! 0$!
M        !@4'" D*! ," ?_$ $,0  $$ @(  @<&! ,&! <   4" P0& 0<
M"!$2"1,4%188(3A7=Y6VTA<B,4$C,F$*)%%VM;<E,S9T)S="1&)R>/_$ !P!
M 0 #  ,! 0             ! @,$!08(!__$ $D1  $# @0"!P8"!0H#"0
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M5I-*R[E1BQR \"&\<**R^_E1 FN5+SEYW.7O%Q?C+6,9?(QK<QN[*T-S'F;
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M6F GID8HTXDHL;7X:?6_V/R65?"A.$3A$X1.$3A$X1.$3A$X1.$3A%YYDN-
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M:RLDDVYI%9KF"3I!5Q(S"EYH,DD!FS4O3SBX;>V2_M< "ZQ]VXXV^I!LK'4
M7=;2P)T&@]HWTMKIML=55CFQ641]3[ !#-9NF*OLHK1HM<J]?RP<TM2L:_W,
M,*"=@/#31 Q,!UK%;@'C58KP"L1%S:@^Q"9<CQ8QT4)L&NLVX=;V1L+/WXV
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M;-@Q*G*+:GB!?E=H.NN@&M^.G"RNP(]*;OK45TLNK(VO/XU%)O9_O<8P2O\
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M6&HT5EJ-&CMH98CL-H989:;3A+;333>$MMMH3C"4(0G"4IQC"<8QCE@
M + #0 #8 < %RXXXX8V10QLBBB8V..*-K61QL8 UK&,: UC&M #6M #0   %
M]>2KIPB<(G"+9EZ)2(])[C 'FL9R@?1;W+D9Q_3#*QC4!.5?Z>T36,?7P^N<
M<J_W3\/-69[P^/DNJ[F*V7'MV:^TCV#_ !OVO^O#_"W&P\!Y+J@ZV_9VT)^"
MVK?T,"X6)W/B?-0KLKVWU3U3AU&=M%NTN,W629B!OA@/&+KPZ":&O3O;$R"0
M[#"<H*1?4Y1EW+F?6XSA'DQE5@TNVX*A<&[\5#^N7>W1_:.Y%Z+K)F[-FPE9
ME6R;FR@(8J%D5$*B [N&9$<P06N5[6;A90SEE"<M8>7ES&6\)6+2-39 X'07
M5T>SF[-'=>M+7#:O8N?!@ZGK,>/+L29M9GW54O$>0B<RB'4!(LT5/R!_L:SC
MS0\5,6*'"9]BE^R#0TZ?$JK 7-AN5 [_ -@>MM-V<;';4 SJO;:=KZZWJ+?[
MKIVSL!"M(U# &WR]N4C8LJKOP#^:/%GPK(^%"DW9KSK,TB ADG@I9V 4V/[O
M+U]Q>M:UV9UYW?!# *A5QY6*2J%]$2ZP<UOD2JIUS76R7]76JE7($;$1OAAK
M&QZV<!B*T1C-0[/*I%F)5YDH.K$^?&)J/X_%2&ZSNO=(N&IZ;;JS2H=IO]D)
M,ZUC+HD.<E@X P]9)1?)*,%D0JFAHV6B1(1XG*%,3+S;@ *!+?L]K%Q)Q-=?
M7@._P[K\%()ZM"EI1& 45J$G-U^<^*B\*?FF3)5)LA@C(SBQD8TCUCM;.%"R
M96??$E$*?-(ID9]H=DX<X4*)2M3]>;_M0%V5ELU&Z6^!K0?2ZY99!@78JU'I
MLFZIMH8P(AN/3 K9)5JA+R'MD/&)R5(D08,WPRZWPIN;6^BB6VJQURVR'-ZG
M>GPX\W>-N/Z:N%BTL:% +Y'/9I1S8%QK=GNM4>;L=<=L%.U;-!V1#LA!>="3
M!$O)90XQ*AD%]^6NOC;S^'-7BKQC5.JP==UH.EUC7-<IJJWJFAUPB7#A(+D<
M36JVW6JU4XTLE[1-1"$DPX>"/PA)%3S6&FXKK+D21*)OW\2J\3V=K8*]8XQG
M85'$R*>T,?MK!.V 8#U68-+;:#/6-J5/:6$:+..M-C'":8J)ZW6T1<NJ6G&2
MA>6Q;9U?4DV#-EV%3 SM4K$ZZV.'.L8EHB&J0UAN3.L<\9[5DBR'CLO,*5/S
M%]0K,B.A"U.2&4K(O57=CTNTP)A<+81,H+&BL%&3*"HM8PB"?  [)BQ0)+,U
MWQ!MP+! 2_/E)B)9>]9E:,1EQ9,DBKHBS5NP/F(H"P!#<FNDW0E@CB"T D^"
M,L(0X^),,PI#S@PFRVXVMV!-2Q*;0M"EM82K&<D5;X1.$3A$X1.$7D(0VR$"
M; >_\J=$DPW?[_X<EE;*_I_^J\\(=01S6JXD/6R[/%S4N-N-.2A\M+;KT=UM
M:%.1WTMOLK:?9<2K"L)=9<;>;5C"VUH6G&<<A<=:N=73NL0_5.=!T[3&_,T_
M?^N X^+IJX;<GV1PWJ?;%-V$4:(5PO>.Q1RN4O%H"0+Y[Y%5JZ5S9A"=$>-S
MP+[0Z*<B4!&P!U'T-^_3BM#FOF+FW:?>M;46Y-!-M-Q8>>5%ZLNE+J&'E-AB
M)<ZM-7+:6DUMV!YF)7A\UP=;:=>S9AEPTP-CBEUNN6H1'L[V<EQM;/F(S*!\
M4\::S)(W/>/OY*HN-NXZ>((^I&G,=P5S-/5O754U\($:I4MVDYG6,K!EOG#U
MFF$2A^S&#MG*$#]G(%#Y8D3M!$Q.GS"A"3(7+?=3A:64--HD6MIM\U!))UWT
MX6V%AH+<%5MD7X'K"E'KO87/*/"0U/)CI6E$@C.<SAH>+B>;QQF40EK:C-9S
MC*&_69?>REAIU:94+GEOEU.;%MQZZ6.1Z\L?GN3'_+E7J8S7AAJ) BI7E2D0
MQ\1MB%$;RI2D1V&\*4I?F5DBB/")PB<(G")PBW7>A5H;T_:>X-EN,J]CK%%&
M4V.ZM.?5JGW(XR7<]2K/T4]'ATQ2'O)XY::GHPORXD(\U'G0#OO\OXJ[!J3R
M_-=&7,EJN/;LU]I'L'^-^U_UX?X6XV'@/)=4'6W[.VA/P6U;^A@7"Q.Y\3YK
M GTI?6C=?8X+IF)IJFXN$BIE+O)/MYL-6 >P,F(E8:'+\]G-AD2O:%CIB?+#
M5(4UZGQ>2WAQO*[L(%[]WYK-X)M;O_)66]&-T[[%]>=X7.X;?U[BI5TMJHM6
MAY#%KI)[UYJ3;J648A^R5JQF)K7G@B2#_M#T9N*GV?U:WTNNLMN2]P(T/%0Q
MI!U'!9N][^E/SH:T+U2)N&]ZJL<?5&_:!4U@H5".TB07WGK2;K*:>NU<NE%M
MA"4Z'KA([78)>CF:/<A]5NU_$!K..=LF9<7-;-=E(-KZ@_(W];KQM]1K+8.S
ML#=.P2FN3M8%:EOFG+"E=;GD[WO:I7@941BH&W(\AT;K /"@_#"R)6'1J+#9
MLI&6TQ'35ZVU.K9,HOI;OOZT_-0"N=!;%2-N:CV+KO9+&O %6N]_LE]H]6>N
M$$,5!&;7 .5&LAX<:P0QAUIL)&/![M+OX\[[YMVR]J;9"L [?>#K)$E_6_U/
MY<!;O5[-X=6;-N:S7"W-;IM-$)_"].!ZP%U\%1RM>K9JA6AC:%?ME@1;:E8+
M$^0>VL/K!@[$I5CI31H#0*8/F2%SQZ9[)1ZXJ,DNF+95ZJ.22U62P*V#MN\V
M.!\-9?BV+&TN[VG.W#PZ5AQY.)7LHW6$ZE3'I[3Z",TTP54PW$C/#WBF_KX6
MO^:\A?J7?([]IC5*X4N.*V)8#,^V9,A3'M ,6KM!>>QHE-:B#9;<8@1GL;"L
M%/-9)21T>+/R/MT7)'$696RA+^O@/LOQJOJ5L>L[=";<V#LH=:S@N;KQXN^V
MY:9KUKE46A]LZ@0L3, L237=?)M4[LK!,,:_I0:-5JBS59L"-./OETDXQ+^M
MN1^.W$JN;(Z?N7^U[TM+EB!LRML:VWU1 :Y@!<R75)&Y=6=8-?L$L2<RDJ=;
M#D.O"S4MF)[*[-29&,M.L/"EO/E"H5DZH[ (A@]=A'*BX.H78O878*JD8QFY
MTH_>'-HO[D6:I]Z*5IB3- /UM&X7W1MQ$2[-\2SJD%?)5(,U)?CQB7^WKY+^
MQNC08;5OA.ODPE<&?%N"["6AQ,]-AUQCHDUTT&U^0;-$G#EA?%JAB[.DJ<GO
M3"(T7&@3W%$LY(I*V;4'Y]^MU^OD\L9<@&/&;77 Y2;L.M%M@BP@T@6#G=41
M-8]?*Y<]5079ZQ.51[K>>ME!)$3$\9EK%)E6*KK$N/%')R2B_P!!8?,Z_7YZ
MJ?\ 5;K*YUYC%6",YJP%DU.F:]BW+%KNQ8C;*K125R*A"%AK-CER@56.+FW4
MT1)L5J1/C$#A@^5]MCQ2$0.,(3?N&]O%9>\*$X1.$3A$X1.$6!6]ZLH!=I!%
MIO*1]E1DHPK&/!&)N,I;*,^/]W/:,IF*_P""9K>/KX9YLPW'AI]EBX6/CJM<
MF>JU>$:$#:"I&-?UD&FLA:[;3LG5@\@4L,T-7( %F^CF!5AK40-LN/*&Q#XB
MW$T6A8HQ&B2?8);D1EQ++I;3OT^NZ9O:S&Y/#VOIL;CA;15*5UVER)BQKER&
MDM>,W2T;)A4RR4I)Z7)N5KK]A%$XEH/KLL./8Z'(,V@S:9E8Q7Q9N<0?;%NW
M)->0X)>9>_2Y(TXGS&O+XI?NUT%[\!R[]!KMW<KM:LI!#7=-AU8E99-I?B$#
MDQJ<\V38BP814S.)P0 :.;/6DS$ UZ)*9#A81*RFGH0^&Q$CRF8#,.!#D"PL
MH)N;K5'W7WG_ !#NF*!7IGK:?19CS4EUASS1S=J0E<>=-QE.?([&#I4\*@*Q
MC*<O**26G'8\N.I,J%@_PB<(G")PB<(G"+KB]&KHN1I#J[5<&8:H=MV7(=V3
M8V7F\HDQ&SL6(S6QCWGPEYI42L0Q3\F&ZE"H16<4:RC#F7%+Q>;GPT^/'[?!
M;,%AX^@L_N55EQ[=FOM(]@_QOVO^O#_"W&P\!Y+J@ZV_9VT)^"VK?T,"X6)W
M/B?-1KL-83H")5E@RY$2J5(+)D*'RWHN7TM-0,MX=RRM'GPWEQ>485X^7*U>
M']<\NP WN+[+)Y(M8VW_ "45T!:[,>MI6*:/%BL9JNR)#;$^=(E-(?22%MI>
M2V\XI*7,-NN(PO&/-A*U8\?!6>2\ #0#?[HPDG4G;[*V/I$=L)UMJP,(JN\+
M%J3?&PI1^M==P]?.Z] Q+=L[ 53@PS?YVPZM9A$'4FMG78ULV44FXB"&*^E8
MMV)9;,;J%7+YK9HN=M-+[G3X6W^?>-UBA-VIW3<[8672U;V?#+VG9%?[$JI9
M"&?TB>T?2*4(T56R&C]@Q-? <&][U4]6-U$ H_8)#8T"15#B=AHA!IER'S:?
M"J!-+7Y6YB^NMSMMRX"^FMY+HWMGM"B;;U!I_?TFW6B3;+%N[6-2,BS5,,PR
MQ2#O1H=&(VXJU&J4O8,_4(&P:WT=.*42M^ ZXUO?EHN3!0.S3+03(1R_/EOY
M[VTLL@-O]A[QI3M/<72A"=8=-_P U &#:[8CC6G?F!V#<.QSFNW!9C,%$V*_
MM9[6L33R(L\A-BD+V<U2-"C(TP@5>($M<=]SX6T\K_*ZLQJ?MSV(KV)] L%4
M<WH?U67V+_$FQ0_A&NV6\#F^S/9/5T*?31K]KK.!8^D@=/Q'!X^!2KL0O:DD
M:S%= V (U-LI"!X7^P/?O=?N=W V%7C]MNI8YKV_1QFF-;[ &!-;6HZBA"YL
MSKKW?WJ]!),KG%%S9Y%C7-2"S)CSS3%AK\>HWYD.!EJ'@!A +^N\#U\E>+9W
M<:Z"#F\!^L0VM[&.T;6MZ78D0*&"LUFSC=&Z>ZN;/E5*'* O98!G;02[ D:P
MY8'DF8M19 13#U9LDE3X)\HMI<^KW^RD]RW]N43KWLB%C51EW9&G1VQ!\7:U
M8 #I>J1)H+H2G[NKDVP5*Q["8NB''F[S!J<:$*Q:8A(P)R;(.!1A18<:0;]U
M^/W5L['W)W6 G[;BA-<5"^CM-5B3$.6%LL(J@8S9V.LP;?H^ZLJ=OQ^TPZ<?
ML1X5K!JI":%:" ]4F3><7J? %$Z]%(!]=OG:WY[^:FEEW_V)#W$_4H</3#Z0
ME\(ZLP6E![NC,L_6^K%9[*%;A[K:M*O4!3<V::UT/IWO1Z?7XZQE[D7*QKBR
MJ--)IW\Q\[?OOIRMQ4OV7V*L(.)IFQ5&MPI)+:.J<VD4*/GR<8) (6C:O5RC
M#XAAL9&4F=B"UN:3*P63#S,AX%OL0F,,F)J.$M^?T%U$H/:G8BC=RJI*!1(Y
MS3X'8EKMGLPHXY.W5"HU[LU5:K&D:M(MD>4*L;XX$*E6J45.7AFF'KS0@38J
MS1[,T7BDM^7U%]3ZOKLH4"[;]A;!7$3F:%K$7(D:YV1MP39IA9@W5[+5*+1]
M87!D.&@4?85KE-2IQ6_O55-G*FX3,H(V)V3"J2DS'*"D@%_F!\[Z_39?HCVE
MV?7+#LL\7S7+76JEMG,@+71,,I6RU8U -ZLZJWW<HQ9,4X9:O-HC@+3:7ZW[
M7"%,3+5#1ZI,<;*@#@A+>7SULI31NW>S]A;9KM6KFK1<JCD6:A9'B?OH#%+E
MM7[6LNR&M<[+$Y-70)/B#6:)4ZW:B(F)3;7)L1(E<ZR.E@"5':38R$=_\=-/
MKX=ZV%\*$X1.$5O-FT=J]UB2-1ZM!2*K,X-(7X8PB:VA6/4.+_\ I8F-Y5'=
MSGQ2C*FW\I4IA&.2TV-_FJN%QW\%KJE19,&3(AS&7(TJ*\Y'DQWDY0ZR^RO+
M;K3B,_5*T+3E*L9_IG'-UBO/PBQ)[>;SQJ/7ZQ .9ZJ\W5J2-"Y97X2 XW"<
M-E;!GRY\S3C#;N(8M><H5DE(1):PZ@?*1@BT:YSG.<YSGQSGZYSGZYSG/]<Y
MSPB<(G")PB<(G"+8EZ.?J-,[)[=B6*S#%KT_K6?"+V^1(:S[%9"S*DR@]'84
MI.4R<D7$-R[ A'CB-7VWFGG8LHJ*4]5QL.\[??X*S1<]W'UWKK-QC"<82G&$
MI3C&$IQC&,8QC'AC&,8^F,8Q],8Q],8YBME_>$7'MV:^TCV#_&_:_P"O#_"W
M&P\!Y+J@ZV_9VT)^"VK?T,"X6)W/B?-1?L3L;5FO(=5>V=6S]B8*22S0= )M
MAQ41V(U 5-5)]>>!XPEY#\;#7E5)\<MK\4M?3*[L#C?+\51V72XOO;U<*)]?
MMN:3O]N*B-:U"T5\U%KDDC,EFVHS<5T6V3%1G8S>6;.;5F0J7+ANIQF,VGU;
M3N?7ISC#;DO:\"[K6OW;ZJ&Y;Z @V]<5/NP^R=&ZIK-7LN]A\&<%-WZHZYJ^
M)5#(7Y[-QV&9B5\'&;@C 9QT1#DRW&EECTYN %%P8ZY18C&9:1G.:T )VX"_
MP"A-C[']>]/;#NH&W S>LC42A738!2\D]36,'6+O4],5F#8;NX"N\0![);Y-
M$JY"/-2*;D/3)0YDE\+L%60ICV EB1\?/[V^_!2;4^Z-*[AD5)-%#O.%8,#9
M!2)!)TEP(7UK)I.PBNGKL,/1YL1E^EFB%Z#W"LCHR<MXN2:C<I@1\L'!D9J"
M$$>AQ%_7+BKK)M5+G7"UU!Y43-BJ%;I-OLN9T'#4:&!.E;E\(SG"DEI,1[V0
MI2;1,:0E]2P[L;$U>(V9C+KA0HLN[]?YC%/O+EOT[*C3"A6'0;@L_2GV)1DH
M0Q!-Q:?8%2U-OE")65B&58"RU2YA"1B/+2Y)>PA1%6@9#4#%E+46M3=;LW 2
MM14[3@<FL-V48X4;E2U$BU>@+P4AK(M')TI4R9$;5+;+RGLN.)(/*=(H>&V7
MUL'HN=;"W#4 6-K>U1]7W42R1JH(=6+;9 X8LQ2R#+BH4%HB:%R!2<"VO/B;
M(ANBE(<(A9T.$3\U,R&SM2A7RT<IL+70F2R1CP#K!"V5J ^T7ENH"1(99J1/
M:<01DO1&Q$>/,3B2\[&1 ;0I;*6DD5(@NZ;57IEXJ0O7MB&5,&6JZ"=.8ILY
M, 0$6[[SID(I'>8&CXL.2AQF4">)08$23YDS&X^<+S@BK>+WJI^5;F\7+7ST
MVBI<*7Q&+#7')5.3F%(@ND;<GVS+M>3D= EPW)9G$3&84*1'4YZB.XA!%\(F
MP-0EW(4:!=M;E'FZDFY#H\2R5B:XBB-R8RTVN$TS-=4FI(F#X:TG&$X#IDP8
MRL2L.QFLH(H!8=R=;')%1S+MNJ[8:+,W:\ZTA0"U--SS\_7C'K[<3I9"1-P*
M2=#K5[/+G)*P'8\GUZ),QE,6:Y')KK]?WJ=/D]-Z_"SBLDAK*DUUY9LF2(OR
MZK6PKJY)4:%LA"=,<<A05K?-R XDW+?<SETJ^-@3W%2W(K2B*8Q@=:7(>-1
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C)PB<(G")PB<(G")PBUB7[_UW=?\ FVQ_]8F<+<;#P'DO_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>51
<FILENAME>g679299g24h80.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g24h80.jpg
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M,D-&8=8GE=?_Q  = 0$  @(# 0$              0(#!@0%" <)_\0 7A$
M @ "!0@$!PD+!PH%!0    $"$0,$(3%1!4%A<8&1L? &$J'!!Q,B,C31X105
M-E1R<[*SM1@W0E9T=H.2D]+Q%S53=97"U",E,T1%4E6%T]4(%F*"E"0F8Z*C
M_]H # ,!  (1 Q$ /P#V6=.W3MT_3.G[1<N7HO3DJ5*TYK&1)DR-8TE^1(D/
MTD(Z\^^\Z$4X\\\XI3CKKBE+<6I2UJRK.<\%FW-VN]YQX_5MZ=O8)I;W6T;X
M%P1-XO>P]6WIV]@FEO=;1O@7 F\7O8>K;T[>P32WNMHWP+@3>+WL/5MZ=O8)
MI;W6T;X%P)O%[V'JV].WL$TM[K:-\"X$WB][#U;>G;V":6]UM&^!<";Q>]AZ
MMO3M[!-+>ZVC? N!-XO>P]6WIV]@FEO=;1O@7 F\7O8>K;T[>P32WNMHWP+@
M3>+WL/5MZ=O8)I;W6T;X%P)O%[V'JV].WL$TM[K:-\"X$WB][#U;>G;V":6]
MUM&^!<";Q>]AZMO3M[!-+>ZVC? N!-XO>P]6WIV]@FEO=;1O@7 F\7O8>K;T
M[>P32WNMHWP+@3>+WL/5MZ=O8)I;W6T;X%P)O%[V'JV].WL$TM[K:-\"X$WB
M][#U;>G;V":6]UM&^!<";Q>]AZMO3M[!-+>ZVC? N!-XO>P]6WIV]@FEO=;1
MO@7 F\7O8>K;T[>P32WNMHWP+@3>+WL/5MZ=O8)I;W6T;X%P)O%[V'JV].WL
M$TM[K:-\"X$WB][#U;>G;V":6]UM&^!<";Q>]AZMO3M[!-+>ZVC? N!-XO>P
M]6WIV]@FEO=;1O@7 F\7O8>K;T[>P32WNMHWP+@3>+WL/5MZ=O8)I;W6T;X%
MP)O%[V'JV].WL$TM[K:-\"X$WB][#U;>G;V":6]UM&^!<";Q>]AZMO3M[!-+
M>ZVC? N!-XO>P]6WIV]@FEO=;1O@7 F\7O8>K;T[>P32WNMHWP+@3>+WL/5M
MZ=O8)I;W6T;X%P)O%[V'JV].WL$TM[K:-\"X$WB][#U;>G;V":6]UM&^!<";
MQ>]AZMO3M[!-+>ZVC? N!-XO>P]6WIV]@FEO=;1O@7 F\7O8>K;T[>P32WNM
MHWP+@3>+WL/5MZ=O8)I;W6T;X%P)O%[V'JV].WL$TM[K:-\"X$WB][#U;>G;
MV":6]UM&^!<";Q>]AZMO3M[!-+>ZVC? N!-XO>P]6WIV]@FEO=;1O@7 F\7O
M8>K;T[>P32WNMHWP+@3>+WL/5MZ=O8)I;W6T;X%P)O%[V'JV].WL$TM[K:-\
M"X$WB][#U;>G;V":6]UM&^!<";Q>]AZMO3M[!-+>ZVC? N!-XO>P]6WIV]@F
MEO=;1O@7 F\7O8>K;T[>P32WNMHWP+@3>+WLK'^5=T5I&O\ 3O3)@'3FJPDQ
MW=%=BN2Q&O:B-DN1ET?8KJXZWX8AEU;"W667%-*5EM3C32\IRIM.<"\#;=K=
MWJ+..FWZ.VA/J6U;]A@7!1WO6^(]/! < . ' #@!P X < . ' #@!P X < .
M ' #@!P X < . ' ($VW:FP8%JLT&'9YK$2%8#42*PEJ'E+,:,2DLL-)RJ,I
M64MM(2C&5*RK.,?ASG/X>95##)69EG9@ZSQ>\7VDK_<++<W!QT[*(PL!ITG$
M=YN,E&'VGH:6W.UEAM?:E+B\8_&[/QL]N,_@Y$<*2L6<M"WUE:^4.-,VA<B^
MS#FO];T0!9(-#55FMDVRVWN?3((>?:HR3+%>J8X11+W-M=E%51R!93,4KFF@
MV8UDJL.!8B$N:=16L9EYYYV"=E]7.AH.)ZY-GL2&XDIJ&.=;UGM"2U<7GMEU
MC3N%ZW<BTUY.S8S>S+K4*G(F4#-CB1I=HKT^0^V&-#24H3)\RPGS[#71^LSI
M^DCW2*;%<66DDX0.+%F:?W%!+&#LR_-:K=!5T),H;)>QF@NR9$>CVH8#A$)E
M0LDA@;:6A#K[7?"3YW[+#8HZN=!KQ"7FW&&V)+253IC^OMCQX-7FN6BU4>."
MO<UZI-Q:!:)EVI%JID*JW1T%8IEM$+K<<8X9F#H4P1SWF0!U9:0L\NO#0ANW
M2B]K(#(-?!/:HVN/L!*,8 )M VQM "5*B&&Z7* Y<GINTB$U5$*C3H+IALD/
MG0XXF3YYOT7F.Q=5>KJ];QU#7%V'.M4N^U"A31,;56RFWA#]Y3>,5JS2U2JH
MPV_3"<C75MB1;2/7,"O."GI"9GD,>;X$O7?J]9U!/5WI.4* SR5I>824KM7,
MD38BH;++Z_$$+9KR'L\17I-^?H@H-"/%:;/@' =:L2*]<B4$U5VG:O!+VRNB
M2(2?-CW<<!8 .HO4=CI5ZV%"/EX-5UJ!7:[G+L='O=3(BJLFK_/-FRM5ZSUH
M38BP*=6L.D1A,,*(122XL\;!<?+#2$",#30E)G5_H8?#(RYUAML1\/B=)+ Y
M&IMM-6P8"&5Z!:R%SGTY='Q:HFOX0$H.E2=@/AT4YF9-C@7#:;$Y@1P)<S3X
M&8MU=:$"^F/.VHZY@06R"86-UQLPTW:3#6RJ]IR8.UZX'J$Y&R9(K:=LK-$.
M)H2K$D#83@R(95!3*;=R$GS+"?/L%1LGJ&U5J66S"O!<_#D* MVH@D+0=@7!
M%<K3Y1D+%/6]VGU@\W3Q<TLZN#!E650M$YR ;=B>-%KI]\8$N9I<1(2^L'0<
M**3GOV6T9'!9VPXIDBSJK;$@>*@ZG-QZSL:TD9C%)<CPJ'4K$^X%); D.-TM
M4\<;;AG92 !MP>$GSI[]%XIK)U*Z6J8]@F;M[[4:40N J&B!5+F:G3BE#V_5
M-"V@= %A*\0)SIL';=XJM-B1HD1YXU*,,D@:"01B63CA)\ZI\$=U74#JQO7<
MS:3QDVQ5!ULA4(@R[1KVFW0KN2NX[7 ZI2->XK6;Z@^0N9@2''CL5M3T])0<
M5A8?"SHI)T1SB(H?UA:%)L.NQ3]P2_YR>,'C)FI-MC3=B-!KK'US9 %1!D:/
M%+7 ]3[U+8J]W#UB&6G4HHI:;4R(8CR7V0D)ZR=9^IXR*NW2I92X2K%:M?UR
M2_BG[%&UZMKO,CQ<C[59E4N0(JUV$ VI1DEKNQ/C+J.;3#C%@8^46%,S1*7!
MO<IBMG=5>G:_$#NVPV8#/F*.$O<%^-K_ &D2 '!)ERF1&\4TYBAQ47"2@A?J
MO%P*$Q,V/&"#RI@*$\'L,<.$GS*=FB\=VA; K&R@*['5)!%Z R7-@)L8T /U
M4V+-UTG)#F19:NV@:'/"Y<2=$=PE$\<PF9$7%)P%RADZ%,D""-?RA6Q+IJ7H
MBZG]EZY/RZK>J3J"UV"JV."W%=F!C,")XD2?&;FQY41;K"_QDID1WFLY_P#F
M;5CG&K<<5'5J>.!]6.&CB<+LL:SVS1JG3FOUO)G0_I%E"H4\56KE3R56J>K4
M\"A<=%2P03ACA4<,4+:=W6A:T'@K_P"F1^4U_P#%SL#_ /J*)_\ J7-6]\J]
M\8B_5H_W#Q9_*MX0OQHKW[*I_P"&/7#\@EU+[TZJ.D'8^P.H'8IC9MR#]1UM
MIXP\;C"8LJ)6H&M-2&H8EML,.&1E1V"A\Q,0MQA;^7)SJ5.J;2TA'?Y*IZ6G
MJ\<=-&XXE310IM)2A5'1M*Q)7MO:>GO KTARSTDZ+90KV7*_2Y1K5#E^LU2C
MIJ:&BABAJ\&3LETT-$E14='"X524]+&FTXIQNV4DI*A^O0N4T#KO8JM<BV=H
MW+:NOZ&6UZBQ2GA%=K5UEU.V9N[IQ K,V2-;TS=:L=C*;%YA-[&M '7Y(A#6
M_()L]F?8?5W3'Q]<C6K]ULNM@P*VVC85=N(*E)I]3G:VLI(L2LP_;1,');F"
M-B2@=9CRH>D=B.S(6PB],L %L3'?L801&(PGW0ES;SG1NXW53K<U1<W2O*-.
M-2TTB&,CDPST5W!G9%,B72IPB4;S"7HR4P"$5@YC"\+'3$R8O:M37B9$$?VN
MN&5 GT4E914,;KQC4^T-L[CND8!&5 K3&NZAI$I\T0C,_9L ^X0G&MSBL,G(
MM8M3<W+P.MQ0*')IRUUL2U:U@Y)8DP-,[HI>]*K,M=*D+5'$V$I5#H]XA7"T
M@+81*(LB2.?+4X]::F3\0>1&%(TVNV0T->@DHN<3,2<28T<0U(=K@%67RNGT
M;J3]=];^P>RN"\%^SO1.3IM^CMH3ZEM6_88%P5=[UOB/3P0' #@!P X < .
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M33T(>DL8,QP)JJ+K5RKX\N1;%V=B7*7,X$WP[%+U;E,06PNBH=8%8GU/9FP
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MHZ&";_"I*2"%9XD>%W_H)_E5O_"NY[ZNG;__ %SFK^]5?_H/_P"M#_U#QO\
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M2TLO0VUR$-IR(5Z('6OIQZB;!852ZXUL_6NI2A&],#M=A=D K;L77UK.4O2
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MT^HUQKZAPK75M>V2-#DR*NW;&70!?=4>W1MQA!+K]I#W$!3*O:BU.F#*_7;
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MLS$KUN//-ER4CTQDK.?FXF(Q+(,S F^[/C.RVPZTSHMI!R;K<C=;N:V-/UB
MF4D)*V'1]'VY1"@RGJC(17##!?5K\+TA$D5!IUFUAHH8^]@X>;G29:'1>!(3
M?#LYF*PSTJ4<H)K8^);;D'F4^/-Q6R\236I$J"1?W=0=_0RLB,0KDH?.?&7K
M7%?98C/Q/(R #A(?-CR)4EDC&"?.QKMF(JU]"NH[830=(&CDDW'MDRY0GSH?
M6UR$1RI*X]1UR(M.UFX40V FPI,OJ?OT%")4%R7"B"*;(@S8Y,42GFA/6?,\
M$NY#M+#"ZWN71=;"QX<(17]*[A""X,"$.&0H8T49T% @Q8@P/$'B1T6/&CM,
MQX(R!!'1&D(CPHD:,VTR@5-QOK.,4VMYSG&,8W3T\_AS^#'Z]]=<$J_8^#&9
MMO2=#VA>-R2]E7,S-U1LZUZ_L$K5(:4%9!V+%"HU:#C)%GGOU=-M%RXUM#-G
M<1ZO;XL4BFO5/,M;4=!X27"[7PYTF>I=$VG:U7IE:F+6;'E*'L76AY42KZQU
M^]9JALNOT^L'6;(K5=%HS90TV+I[/E+!AN.0:DFC>491"4(@" F^V>[6=J9T
MB52P7>H;&OEW*[+N-5'@@,@U?J%HRPOV&N56PXM%9A3$/ZL0Q7BPHS).RLV6
MB-5(M,5:3"WUY?&TM^I"#;/=*5(15JQ61=ON8E5.I6@*2!,LR*O+(,0^G'8H
MS9M')2F9U:D#99,D>$QXMG[T%$"<*6\P-@B)2D34 ((_T%:<.R!Q!XN9?*BI
MDQZ')L0'5U\'8@E(YU@N*?K=\U_8ZX]'G+-,ST3?1:"\(@!"XC$4"W+ */"4
MVN?4/C-B01V_-0C1L>+#@#M&;SA0H4)EB-$APXMSZ:V(T:-%C(:CQH[#+:&F
M&&&FV66T);:;0A*4X#,]:[SMV%6$]0NJ<JSC&/O0;WQVYSC'_P!W]/7^O@9G
MK7!D3<=$1.] SP[:&PD)8@;7WU?M8AA (>IFNN;$ZPH'4Y7)UN)-3X[US@HE
M4:DQ%5^$S4),,&:N 0D<,&W -HKPF?=/8I>L=9CI'KD,(28#V$75+%,C:?G0
MIE/J4<55AERTWN[9&_A=A15"9P]-GC[5>MEFOGF)(VF23*079\F%9AMB)>GX
M@B>ZWM_@)TWT6 [;8-LV.W6>LER>YPIQ=H)LT)Z.9K=XL.C873X2L>MIT^\%
MX=8!O4"#X2J\8%VL[F83/-?/C 4LL,R$_5VS%7LCI2$WXILDHQ>9@1W:J]CP
M[.VX'B%$, -FZ'USHXW!"9P0'*A%(4?5U9LHPO.R4C-R7C(R4'E,3(DH<$[M
M'KG::B/T:4R'M2)M!!@6;D/'LFSH>Y5C%@8\89O_ &CU&4V94'X5@ LUFP5:
M\[9/H:-%Q]P9D11=:F0Q0DR*R3DA/G7>/72,X5N+=^4YQG'@ZQ_#C.,X_1TG
M_JX(/P\I*>HG5G>SA/\ _"V^_P##G&/_ +YZ;?\ 7P3F>M<&09!=$&Q+;3-:
MNWF_ :99-5*LCU"!58%8J_AG%HW=7=L&V-C6*A;8%%K%+<9I@.!72U+-TR0$
M-32]R)(/S)OS>B"6[7+.^<VO6K!Z0W1XU48$:92;56@MJ$WC6NP@V"5<LUGJ
MBS-'K5AKQ4588]CV(2N5B#EUW*V'JX^1NKA*DVN6$L;#IMT#B"0$3NGFTZ9B
M?=Z(LF+-;3]JO <VJS7!C84=3D;9S^ EB*V+7=BO B+6BFXB.MWJR;73"0D7
MGYBQCHX 3K@V<3+2:C()V@)V8789L]T^W'$5=QZ3"-B*6>4.V,*&P;B'ZE !
M>+*J+\U^% Z@B&J3K;XMYBUP6<3:N<U5#<E9DQELV&(>(=B0TR,U)D!F:U=D
M_6:>H=%D6K;91L*9>&K.&E6.-<)]>(.[)#J@60)L#9E\K4L+#KFV!E&EQQS]
M_B1LQK=1[*IN:)-%&'O"MBA8,3/G8EA@NW02*U7G&;QU(YQG&<??I!?AQGMQ
M]';0G^K@AW+5WLZL%O+^_=NQTK0A<C1NBV6\N*[J>^Y=.I1"<JSV9SW<95CO
M9QC.<8_[,_X.!F6M\$16J7R?57>U]J4?M6_FKQL?6M(TM5XAXP"U7;*Z+9U%
MK_9%)A 8-=L>L, K"#<3N+8<G)JR5]RVS)$@ 0<)PI(5AK(=9\>WMPW:Q_<=
M+]1%*&3J-;K)KT\"N:;B +5B!0FH@A*]35S34RIQ*Q*ITBJ,TV95*J$E)#1@
MT9T8<@0Y(6<-&Q&!*0GH3_C.>L3M-Z,-2T@P1,")"TOR]B)V3#DM535HNP02
M;NS%;8(A9%S"4,9<#U:(6O$=*AMA-DWV!4 ;&1-5,@12+83=WKYLS&ZC]*=(
MAFYI:';[FQ'+V*MVHV)\Q6'8A,Q3>INS]5-67F0Y6E3X<49?+M:@3L:'*9R0
MIY)B'+=6;'13V GW]JD:?3_1EJ32ET@76JN9($1X6J#67[)5=8%#[9&HZDJV
MDX9V'>VZ+$O@J01H=1'1C P39((25/EF7XXZ)!,$!KX-M]O;:.MHK.,UFXYQ
MGMQG=.].S./PX_6U;^"!H+E0#&U]>=?^KJ].:&']D3K30PA)^1F(R/+V[I'T
MV '379>(1+,9N),(,OKD8'3\LI;RYY*5W? 6+7=5\^<S2GNA77]OM;>P+U8'
M-A7>86MDJRD[_KS4MP!GP]RK>GZB6"HJ)NCR@03+(#1M$:'DQ+#$MN:Y9GYN
M)\,^L=$$)RN[]]XZ$7IM$A2]8.56ZV8#-"(V:+-,KB5PL/N-4VQL9.S;+7C4
M6<&RY%6/.X>C5DP&DCIXT=/),D/3#LI#T<)\ZE+VB5TST::TTFS0V:PY'2O7
M$V$H$0'4C7%1,F1 ?7]NUR"'7LI3*D!D7*6,$78[/08G^#)67DNRVFHR9Q5H
M@$WV2[9B?ST,T/--^]]\^+U\TDUH6#;B8^;/I!$Z!TNV3I)?.Y)?-_*E2)^M
M#L0BY!S'Q 8MH:.28:2.F30[H)RYTI]PYVI.F.@:;O5YO58BB'"-U.;!/KEO
M4>@PK4/D[4ODC9=X'N[ #UH=<S@&?;GTS8 @X7FM0H\0;&E.$LB [P\)MYQ2
M=.'ZB=5?N8(_J>"!Z^ 59?*Z?1NI/UWUO[![*X+P7[.]$Y.FWZ.VA/J6U;]A
M@7!5WO6^([\V="&Q7IQ&7&@0HZ<+D2YC[4:,PG*DHPIU]Y2&FTY6I*<96K&.
M\K&.WMSC@@ZN#@53J6$EQF7ER8T)+.)T;+JIDV'DA#BI1AWO9DRH&,S8S&,>
M(]$QF0VE3.._P##BR5U327TG0^65QHLQ+N"4/+:HDZ7D?"E)7A[NYCRYV,PH
MSV,^&_*QF.TI3N.YP#FL^";\3OF12/"])^+WB$5/A^A>[@QW^UW'<]%96GTC
MWNSR7>3YGP^W' .>#893J64EAN7E2(L-+6)T;+BI<V)F?#C)1AWO9D2X.,S(
MS.,>(_%QE]M*FL=[@&+%CK^6DO8.",LJC1IB7<$8>6U1)DO,")*2OQN[F/)G
M8S#CO8SX;TK&8[:E._B\ YK/@V^_A9D6C+626'.]/BI\/(;"<E\+[7<=W(O"
MDY(85V>3PK&9'AXSC@'+!P,IQ+22PU3JY$2*AO$Z-EQ4J?&S-@QTHP[WLOS(
M>,RHK6,=]^/C+S25-X[W -&<<H5I"2P]E54K'7"<.,_/%G/0Y<*0'ND$1XCL
MR#/\Q!EPW"C+;,=;S3C*I[2$-YS(0G& &Q5HWI;1E>%Z=T&C+2B*',*UYKU.
M6U"$I652O&0^.ZH8A253\*[,Q$JPJ1AO&<9X)F\7O9R3HOI=4M+2=-Z$4XMZ
M'&0VG7>O<K5((1\RX#"4X#]JGIL3&9,1O&,KD,8RZSA;>.]P)O%[V,KM+3?3
M Q9^G]4?5.AV8TW;CZY2F:)K]MB6+<U%N)IE4C*!26WX*R\6.VWXG?841CLI
M3VR6D82$WB]['H5HWI<0I:5Z=T&E3:R#;B5:\U[A2'!+:72B%XR'[4K'-*2Y
M.3GL5$;5A;^$)SC/ F\7O9^IT7TNJ6EM.G-"*<6]"CH0G7FO<K6^28S*',I3
M@/VJ=GQDJ?AMXQE4EG&7&<+1C.>!-XO>Q0U2C:(H<UT_1Z;J:FDGQ*V7C54K
ME0KLYX')(QF7&72(B%#D."GRT.(TXVMY41TC%C(4E4EAK"0FW>V*RR,4&V"9
MU;M\>HV4%,=?:) +(P',B93P!V.5D-SA9-$F&^X%>8BD74OL*4/=98EJPTMM
MMS @;).C.EQ:D(3IS0BEN.066TIUWKW*EO%&LOC6D8P'[5.$&$J>A(QVJDM8
MRXSA:<9SP3-XO>S%]Y+I7\+Q_O0Z \'RV9GB_>_UWX?E$R_(9E=_T1W?+XG?
MF>7NWP_-?F_>\7\3@3>+WL:79FD.FIF[=/S,?4&C6FU[DL\,JTSK^A-H6R,Z
M?-WSYL4@A C"5-#Y+8Z9*9D8RB*^W#D.I;<0RO E-VVN['2AWDZ,Z7%Y0E&G
M=!J4XL>VVE.O->YRMPLWET6VC& _:I9%I*G(*<=JI3:<K8PM.,YX(F\7O9PS
MI+I7PUE_.H= 89Q&<F9=^]_KOP\1&I?D'965^B.[Y=N=^9K>[?#3*_(95AW\
M7@3>+WL5]4HVE=?D)<VCTW5])*243!,^75*[5*W/D-CT-$IXV7($0X4AUN$A
MMF?+AO+4F.E#4EYM&$H7@)MWMG?M=>U1L*/!A7@%KZ\18DB"^,B6L57++'BR
MSC.4CGH,<O'FML2"T=*L0W(Z$NSF4YPSEU&,\$3E<('.DNE?#67LZAT!AE,9
MZ8IW.O\ 7?AXB1Y?D)$K*_1'=Q'9G9Q#=>[?#;E?FZE8=_%X)F\7O9ESHKI=
M2XIE6F]"I=0_+BK:SKO7N'$R8$;$V='4C(?O8?APU8E2FLX[\>/G#SJ4-YPK
M@3>+WL9DAI?ID5U!T:$UJ7168DK3E_D>410J!F/(E$;KJ) )_P !(GPG9$UE
MZ4@4YW%.2&GI"8BEH<<QD3-R=KO6?6/#G272NEI3RM0Z 2RF-(F*=SK_ %WA
MM,2)+Q E2LKR([N(\:=G$-][.?#9E9Q'<4EW/=X(F\7O9ESHKI>2XIE6F]"I
M>3(E1%-9UWK[#B94*)B?,C*1D/WL2(D'.)DEG./$8BYP^XE+6>]P)O%[V+NH
M ]5T6&\.H(:@4T>2E#)TB#4!M>KT.?---)CAY;T4,Q#8E2BK$=# Z0M"W9K3
M"&HRW$-X2D1.=YU+A6].7]F"[?Z_K6ZQPT<I-&N7 16+(R*BXE1AYJ7!4:CS
M406/.Q8<(H_'RTCS,>-'E*\5EI"0G*X2&=$]+V'5,9TUH7#R9,F$IG.N]?8=
M3,AP\$)<52/0_>Q)C0,XFR&,X\1F)G$AQ*6?Q^"9O%[V8T:.Z6G,-Y;T]H)>
M'<"U-91KW7BL.8.94D+E'8(SW\%E)4D;E/;B=E*L1O%SC/ F\7O8S0;3?2_]
M_P V@R[JG0WHZ)I33!5#3E$U_P"2C)8V!U#BS9)#:A7@,X:DQ(0\I+3A/<>B
MQ8LIS"V6D)$S<E:[WGU#TYT3TOX>S'SIK0V'TRGX*F<ZZU]AW$V+"P2DP\M^
MA^_B5''9Q/?8SCQ6H><25I2SGO\ !$WB][,:-']+3F&U-Z?T$XEY(I;64:]U
MXK#J#JU-A%MY2(SA:3#B%(%J3VXGK2I,7+JL9QP)O%[V.!5Q^KJ"(?&TN!0J
M6"RLF;DCZO$K]<$Y<@OQQ)DL_$$MPX>7(DAB(-)SW&^\P\S'ARG4K;;;P(-=
M;J-I>^D8[]\IVL+H6'KD!(C]NKM5L9&$N-%4:E"([IF',DQE,0W%EGX#2D9;
MC.*G.-8;5EW(3:N<A'HTATL.8;4WJ#0+B7DB%M91K[7:L.H/K4T"6WE(C.%I
M,NH6V*4GMP06E2(F758SC@F;Q>]G%6D^E9#2WEZBZ?T,MQB$UQU5 UVEMN&(
MEI'E92UY$82F.,G*3"GO*SAN'*4F/(4V[G".!-XO>QF=5Z2Z:GM@]2\&5J+1
MSJX6^0X:##?H%"6J(XSTQ=/]AEBHC#@C.6%M,RYAN1!90C*&Y,HDXUA+SKR@
MF\7O8]"-(]+#J6EMZ@T"XEYL0ZRI&OM=J2ZU8'5,@7&\I$9PMLT\A;0E:<Y2
M1=0IN)EY2<XP$WB][.*])]*S;3C[FHNG]#+48G,==5K_ %VEMN(%EI'F)2UY
M$82F.*GJ3"(O*SAN%+4F/)4T[G".!-XO>QTZ[#H=.'QJI4XE3JHF!/FCX=;K
ML80#'0B;D=VR$8480-1%BQYSD60^>F1VHZ'UL/NDWD90ZMY0@1%AUOT]W<HN
MQVN@Z<MYLE'KZW#UAJE*/E)\4SV#JLI90D/ERY3!/R^( '*GUMR\,8BP/$\/
M","9O%[S0KTATIMM./N:@Z?4,LQBTQUU>OM=);:B 9:1YN4XM0C"41P\Y:(1
M-Y6<-P92DQY2FG<X1P)O%[V=C[PO2[B1F)G2^A,2L3EB\QOO<Z]\?!)H9Z:<
M'Y:]#=_$UL/_ "JN+W?&0._/5(Q'_*<";Q>]C+Z,TWTP$Z>>E2=4Z'(97MO<
M#<20_1-?RLJ&%=Z; #4]N.ZX*<SF"01#;%UQ#:O DHBHA#<+2REM(3>+WL>!
MS2'2FTTZ^YJ#I];99C&)CSJ]?:Z2VU$KTM, ]*<6H1A*(X6<M$,J\K.&Q\I:
M8\M33JL(R$WB][.Q]X7I=\QY3[R^A/-^D%"?+?>XU[YCTH@7Z<6.\'T-XGGD
M!OY65$[OCI&_GV6\1ORO F\7O8[-;^:(X6& 5#%=@!8((:[7PE<2-B"X59\%
M# A8<:,PW$C \,(;9'9A,H@892AN-^)A.."!1\ JR^5T^C=2?KOK?V#V5P7@
MOV=Z)R=-OT=M"?4MJW[# N"KO>M\1VBK91X62:"3( \T[ F-B)Y4;(,"X)1<
M=Q,"82$1"H*65@1I>6GI@V*;#R)T=#D5DJ/<=3+9$%=I#J-Z@PM?G6@L1U^Y
MKL3L3<04GN>L=-^X;L%@TS44*M@21,IJ^I[G+6@1B1LF%ML>Q:_G63"S*G2!
M)R*'Q\X8ZL"9)W;IY[<\I?Q%:7ZPK;#V2;K8[2%T,UVJ[ O].>R ):T*&;J&
MJNEJ!MN#<ZY)(;+ @PPI]BXK;\I89\<A-A2:\EB.P8FE1(8)67X=_JS$W*Z>
M&6JO@K.$?5)#6,.,/"9*FG&%2!AB$P0@/J9>2AUE3L60TYEIU"7&\J[BTI5C
M.,"#<< . ' #@!P X < 9_:9NAA26NIMODVEPL"M!&V5,+2ZE;+R;(RX55.U
M,I+EUJD5JTGW*Z,'7=29Y-,&&/@%Y]?8EDVG9\2$0"4^9<1UX<IJ=$BS6$R4
M,S(S$IE$R'+'2T-2&DO-IE#R#$6?!DI0O&'X<V-'EQ7<*8DL-/(6VD#L\ .
M' #@!P!EMI?ISTV_72=_X=M]\$JYZN]#T\$!P X < . ' &4*?2,HWU*;6^W
M6FN"<SUK@QZ^" X < . ' #@#+ OI$[2^I;0GVYZDN"<RUO@AZ>" X < . '
M #@#%:C_ $_ZHOKUK_\ PS=.O 'UX < . ' #@!P!E="_H=9OKJZAOX[;$X
M]7 #@!P X!5E\KI]&ZD_7?6_L'LK@O!?L[T3DZ;?H[:$^I;5OV&!<%7>];XB
MWV+> .LM?7O9-IS/36->TVSWBQJ%1'R!/ &IA)QXOD= C9Q)FS\#X$C,.)'S
MA^3(\-EK.'%IX(*Z-I;YZ.Z700>EML5S9VL:_KL"? 3-1S]E2M?2(6J:52=?
MSK$9M6*]NH2*W!2VZ?L"FL2ZB@]LN\6>28-!&Z(9L ZYCX F3=LIST3OGZF.
MM7[CH@WLZRD*QI_:)2W6&Y[9&FY^2T0;7$#M3R@'35M7948/9MI":]5:?"EU
M832$Y@A@ENOC59D6FIU*TC1DRRH#G?QEV'#5_7!H6QUJHUK3%9O%VSY>J *)
M2::Y13A:942% N5PIAMPE*V-Z"K@XA3M7V]38C85GK6P(! &V$LE6&6 T"@E
M@:=L]+YVG1M77"TJC[0N%,IT^$-J<0F_KBS6F..*5O;.7>CZQ]5=?=BCP=K'
MVJFQ<"!T)1/YR"FWWQZ$C8S<0T9?<J@)3YTR[Q\]:]5>HMK[3MNH:@77,M52
M5?DN_GU:E,D\ZJN\'6VR? '";"3LX#YI7DG K[GSZKU1S9%2<%Z3BSUYF079
M"3OE821X(#@!P X < @9UKO#EMZ\<F6#9-<CA2)Y<LUH^\U"B;:'D2PIE .#
M%)WZV5&KO4<TS!,IM<;,J<<62@U10Z-%&I.%QHE<V3ELD^>R8&N'3#VO*&]8
M5PG#[M,J[IQP9.GE!SAAP'!436/)E99 H1A*FY?5$G$I\V?+8RW(F2Y,AQQY
M8@6? #@!P X < 9;:7Z<]-OUTG?^';??!*N>KO0]/! < . ' #@!P!E"GTC*
M-]2FUOMUIK@G,]:X,>O@@. ' #@!P X RP+Z1.TOJ6T)]N>I+@G,M;X(>G@@
M. ' #@!P X Q6H_T_P"J+Z]:_P#\,W3KP!]> ' #@!P X < 970OZ'6;ZZNH
M;^.VQ. /5P X < . 59?*Z?1NI/UWUO[![*X+P7[.]$Y.FWZ.VA/J6U;]A@7
M!5WO6^)OMT:\3MW3NV-3J(I#IV?K2]Z\467&<FH%INM6*UO)%<-J5!=EIA8)
M^95&:FPW'\-9:1*CJ5AU A6-/ ;R!TMZS%G(UM@3]BL7AF<6D2;XK9-QE7 L
M-.#*2%*5DP9F%9#A"LRA6MZ)']%NM_D9M:BV".^U9YQ@V2$S?.WUL4+O3]KI
M)8"=%LV&OF !;8I-J>"LYJ"HI&VU?,[+V& L,54IZ >KMCN7=*^C"<21@-A*
MX==>#PY4UB2(GW=EQSI>@Z#1(5*&"%VJ<.UK,S(U["L5PL-A:IT--1*42*%$
MK*SY$AT1!JYB>,BLE7B,GL<9D2)<B3$B/,!WW\1&9Z0-&9!YJ^0!K-7R '5Y
M->^=MD]&HCC=)GNG5N>C&"7FL%Y&G;#)ITPAF5ER0U"%%E)P<@-D\B9M<K&8
MZE(U76=>$[)/J\JR185G-V*RRJU+LI<G5QI^X6&?;;:5!AI\F0R*?L5F*$C<
MYJ.KRC$R?-P+C#X\N0PZ(')X < . ' #@%:'6IK2,9N=<-#'0A&VV$7)CL!9
MFH.F.XN1Z]3H;\XV2EVC?)>CX9\-16 J&)9NDN7F.@G.'UMP4/L1H*+)N3PU
MO/J?.XGOK&="*:UUZ3&.^8&D:/4YP]_T1'K_ (T*6 'R(COH&)C$4)XC#C:_
M1$;&(XWO>29QAME/!47' #@!P X < :78XLD0N.@9<&!,F10FVC)0S(C1W7V
M10UW1.Z@K4\@ZVA2(<-PN7%"T2'\MM*GDH,3"\ORF4+$K/J[T.UP0' #@!P
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M.'1I5007LN@=TWEW7B2+@XB+O>FK4 %- *9LUE1.1F=>X!,ZQB56:8ZF"*6
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M1ZP.SX1CS/>\^-\IZ04YX'HF5YGT5D7X*(?FO37A>D$F_P"4%$_)^66+_D?
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MU30EJ-D@8W!]FR00%ID#[_??%&1H@(N9";PUDT$K,07!&9;*X!6ES$E9N3A
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M_=$+G+@\U;>+.VC\Y[."*;NI9TC=[<Z"L%2F%1E3*&V <]ZG6@^B5!+QP_I
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MJ/&3=ABPFXT-XJX)9#PH"%25TK>>T1.<K9V6W]YYK_EQOID5_P"HRD_:J_\
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M]]/)5ZUKB2KUK7$^N5S?S]/RJPE_G&?_ #V5_7N<SJY:EP..=+D@_<?X<?\
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MHG-&RIZ?6?EKZ$)X+\+'WP^DWY55?LZIE>G. ?.PX!]2/H/^@[T:?T4NG?\
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M.8+D*(SCTCD#(M^P8RYX8P.K&%$_"RLY-1E:6DI]#9<QBO.>&J>KO8)I3EW
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M?1NI/UWUO[![*X+P7[.]$Y.FWZ.VA/J6U;]A@7!5WO6^(]/! < . ' #@!P
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MDNHGV][I]Z5Y^.\"2P6Y!ZR743[>]T^]*\_'>!)8+<@]9+J)]O>Z?>E>?CO
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+*PEQ6,A)*Y(__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>52
<FILENAME>g679299g24z65.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g24z65.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1B^4&AO=&]S:&]P(#,N,  X0DE-! 0
M     #4< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP"   "  (<
M @4 "61I<F5C=&]R<P X0DE-!"4      !#ON"_ 95F2^/\V/ILB%<B7.$))
M300Z      #E    $     $       MP<FEN=$]U='!U=     4     4'-T
M4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P<FEN=%-I
M>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !       /<')I
M;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0 =0!P
M   *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I;E!R;V]F
M    "7!R;V]F0TU92P X0DE-!#L      BT    0     0      $G!R:6YT
M3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B;V]L
M  !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L      !,8FQS
M8F]O;       3F=T=F)O;VP      $5M;$1B;V]L      !);G1R8F]O;
M    0F-K9T]B:F,    !        4D="0P    ,     4F0@(&1O=6) ;^
M          !'<FX@9&]U8D!OX            $)L("!D;W5B0&_@
M    0G)D5%5N=$8C4FQT                0FQD(%5N=$8C4FQT
M        4G-L=%5N=$8C4'AL0'+            *=F5C=&]R1&%T86)O;VP!
M     %!G4'-E;G5M     %!G4',     4&=00P    !,969T56YT1B-2;'0
M              !4;W @56YT1B-2;'0               !38VP@56YT1B-0
M<F- 60           !!C<F]P5VAE;E!R:6YT:6YG8F]O;      .8W)O<%)E
M8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG          UC
M<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG       X
M0DE- ^T      ! #P     $  @/      0 ".$))300F       .
M     #^    X0DE- _(       H  /_______P  .$))300-       $
M'CA"24T$&0      !    !XX0DE- _,       D           $ .$))300*
M       !   X0DE-)Q        H  0         ".$))30/T       2 #4
M   ! "T    &       !.$))30/W       <  #_____________________
M________ ^@  #A"24T$"       $     $   )    "0      X0DE-!!X
M      0     .$))300:      ,U    !@             !;P   5H
M     0                         !              %:   !;P
M               !                         !     !        ;G5L
M;     (    &8F]U;F1S3V)J8P    $       !28W0Q    !     !4;W @
M;&]N9P          3&5F=&QO;F<          $)T;VUL;VYG   !;P    !2
M9VAT;&]N9P   5H    &<VQI8V5S5FQ,<P    %/8FIC     0      !7-L
M:6-E    $@    =S;&EC94E$;&]N9P         '9W)O=7!)1&QO;F<
M    !F]R:6=I;F5N=6T    ,15-L:6-E3W)I9VEN    #6%U=&]'96YE<F%T
M960     5'EP965N=6T    *15-L:6-E5'EP90    !);6<@    !F)O=6YD
M<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<          $QE
M9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<   %:
M W5R;%1%6%0    !        ;G5L;%1%6%0    !        37-G951%6%0
M   !       &86QT5&%G5$585     $       YC96QL5&5X=$ES2%1-3&)O
M;VP!    "&-E;&Q497AT5$585     $       EH;W)Z06QI9VYE;G5M
M#T53;&EC94AO<GI!;&EG;@    =D969A=6QT    "79E<G1!;&EG;F5N=6T
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M# P,# P,# P,# P,# P,# P,# P,# S_P  1" "@ )<# 2(  A$! Q$!_]T
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M &( 90 @ %  : !O '0 ;P!S &@ ;P!P "  0P!3 #8    ! #A"24T$(@
M   !+DU- "H    (  <!$@ #     0 !   !&@ %     0   &(!&P %
M 0   &H!*  #     0 "   !,0 "    '@   '(!,@ "    %    )"':0 $
M     0   *0   #0 "W&P   )Q  +<;    G$$%D;V)E(%!H;W1O<VAO<"!#
M4S8@*%=I;F1O=W,I #(P,3<Z,#(Z,30@,C Z-3DZ-3@   .@ 0 #     ?__
M  "@ @ $     0   5J@ P $     0   6\         !@$#  ,    !  8
M  $:  4    !   !'@$;  4    !   !)@$H  ,    !  (   (!  0    !
M   !+@("  0    !              !(     0   $@    !.$))30/]
M   (          #_X0$P34T *@    @ !P$2  ,    !      $:  4    !
M    8@$;  4    !    :@$H  ,    !  (   $Q  (    >    <@$R  (
M   4    D(=I  0    !    I    -    /      0   \     !061O8F4@
M4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q-SHP,CHQ-" R,#HU.3HU.
M Z !  ,    !__\  * "  0    !   !6J #  0    !   !;P         &
M 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F 2@  P    $
M @   @$ !     $   $N @( !     $              \     !   #P
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M 0$! 0$! ?_  !$( '4 ;P,!$0 "$0$#$0'_Q  ?   !! ,  P$
M    !@<("00%"@$" PO_Q  U$  " @$#! (! P,# 0D    ! @,$!081$@ '
M$R$((A0),4$C,E$5%F$*)"8S-$)2<9'P_\0 % $!
M /_$ !01 0                    #_V@ , P$  A$#$0 _ .UCH#H#H#H#
MH-?=RV*QK1)D<GCZ#3DB!;MVM5:8C]Q$)Y(S(1_(0$]!D5[56Y'Y:EFO:BWV
M\M>:.>/?_'.)F7?_ (WZ#(Z Z Z Z Z Z Z Z Z Z"M/Y[_J,Z+^'>&;3^!P
MS=Q.\63KQMBM(4Y)#4Q*VD9J]W4,U1)IH%*\)HZ*HDTL4L$CO&L]=; <_3_J
M9_-WNIG8SJ'7^HM&XVY98G#Z,Q>$TS7HQ.2(JIR-BXDZ'Q_9Y;D+VN+,T,0;
MQR,"_P 3KSO1J'44,6H;<^HL7?<6K"ZNOY/-V9HSM+',KV;EB64.RNLGCGQZ
MS1L>,*1J&F"36&U5W7[97\=JWM?E,3HR_!96U/A\1CIJ>+R,<4BF?&9.JTLU
M2[3O\)29+->61&D*P.0B,P7(?%WYH=N?DK6EQ%:.32'<3&UDDRNC,M8@::<Q
MKPNV<%:1E7)5JUA7$\!2*_3B:"6S6$,T<S!,CH#H#H#H#H#H#H#H&5^0_>/$
M]A.SVMNZ.6,#?[<Q,KXNI8<K'D,W9'X^)I-Q(=HY+;I)8$?]3\6*=H_LHZ#D
MBTYELKWB[AYK6FM))LOGM49FYF,E:M2-:GE;)V&:6&2>1O,E8QEHX*,)6K!&
M#%$J+^,8PL*T3V>TW<@JR&E SQMXH7=H8X8IAP=TK0HGB](XBDMM"7 'MWW6
M) D5ANSV!Q8DMU<>L/\ 3X>3V[V) %;R/((XUX\3N."1A"0%WB8<0U6I-&P0
MQLK0E(7CE19%7Z.?MXP?2'B"L?!AR](@#%W'(&)PNF1I/7V%U5IQUP.JL?D#
M:H9:L&A8Y"&:#Q>18Y(X95FE1$M13H\=E'=9/$S/. Z#.W^K$UOH_!:G%8TY
M<G222W3+<C5NQDQ6X VP+1K,CF%F"LT+1LR@L1T"RZ Z Z Z Z Z Z"G+]:'
M5MG$]@M!:3KN%35O<%);B\@"];!8Z6<+Q._(&:Y'ON.( /\ /'H*1.PU=DDC
MLLJ!DG1#R;V.#!R3LQW<DJ%"^]]@-OX"XCM5%6F7&;Q*@=HK#HY4Q$D!'Y$G
M=2PC7==_L&!7]AL$O<>VG8HQS"3V'EXFO&5^C;'R-]6;9=]R=V(^HV&P<] G
M-88O'WX&$=>*%45I8D\G!@0=]BYYE5;[<@% W=MN) 8!"+7>-CADD\7C$:V$
M\<Z^YEF0EOMQ?BH\:'R!N1(B0@!4/(+/?AKK"OGM$9?!"UY[>!N4994\RR\8
M\C3!Y(H)9%:6L[."2 S[ G^Y@F-T!T!T!T!T!T!T%"_ZVV0PLV![)QPZFP;9
M7"ZISE3)Z97*5'SL"9G$T[-"_)B5D:TE8I4<B:6)%(DB9"_(=!13I+NWJC2N
MJ<=A-+:%R.N;"PBW;J4[E.@L2R22QP*TUF3823<)& 6"9>,)WX+SD0+ .V?S
MRTUHK.4M-=W=#9[M59:Y7K)D-56\//A98K)=P9<E6G047!4(?R46$%D/F)<(
MH2A[D?,;%O/4P/8+-:$U#GLQCK&H<[J7'9G$:A_V?I8R6J<-NG7B.3QG^LV<
MFM>FLN9AEQV('GM7Z60:./&6PBM!\I.\5K.2)/W\[/5KE::K-<T7)J.?6&?N
M?D5H_!5R6+_TW$X?'ULB@+NND[-*S%S$U8E%D$H;K3GR0[B]^M-3/H;L9FL!
M-$9$NZG[DY&MB=(ID,=DKF-NSZ63%'*YW5M:M=J3+ QJX"M;C52^2KM("0F=
M\)<[W=[=95((,UI[6>;UUK#%8C4%>>BN"QL>,25Y35PE*F+UZ&2I&<B8[]ZQ
M:!*P+:D46-X0O>Z Z Z Z Z Z Z"@C]9+M'9Q%O2'?+#XBK>PVI<99[>=PZL
M]3\J!\ICJ62R6@]1J.0:GG<5*]N#'9*#C))5KS86[^3B,GD*-H*,^W.D;-W*
M9+-395Z6G\MFJ=B2:O<DQ4OA@Q6-Q5G!RVI)#_I(LVZ@R,4BV(*E\67HJ3+^
M4L@9GR7[,=C%[<T-#:*>SJ#5%[*1RY'*2ZD?4]O"8W+6XY[!R%RM<M5*56E6
M,W^B4[<T,DUGQPUH)':6S"%O.E.PVGZFE^V&L-(X?1^FL[4T##I'.4?]O8>I
MC=7:.RRU9'T]?$$59(,IB<E6JY73&89I&I6DN8V=#C\S::$%-D>Q-[7%V+'C
ML+HK1N6*PX_.=P]11Z>RN2N8FEO^)7H8S&X^62[Q1(_QZN6S4%7'.M:QX\M%
M7_"L N-3Z%P7:W2^+Q&FX4KT:,*42D*@PQQ\F5%0/_9"&D9>*JH1I1P10%1
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M418^&>-=X625S)Q;EY7+(?*2H2Y[79?7^=T]CT_W[6&1_!CB+8?2%"&U^.W
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M';Z[A]X;<R1@#95!']WH_P [?4@'8D*2 !Z1B V_L-_4S5Z (\;LH0G^X@E
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M8#_(-WE97>0^P"77^/K_ %#R4%1MNJ%O[05!'^#L0"/SL[UHH*L?H7*J3V9
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%Q]A__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>53
<FILENAME>g679299g30c02.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g30c02.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ \P$2 P$1  (1 0,1 ?_$ .   0 !!0$! 0$!
M       (!08'"0H$ P$""P$!  (" P$!              $" P4$!@<("1
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MVJ:=,:4IR7+R]WL(^YMHZ70^$QNCTNEIZ4-/3KJZ=---&KU:/R:\:5,79EU
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MQ1^AZK3CP9=O!)S_ /\ < < W =3?V6.M'\/^-?FZKG .:'_ 'IG_P#(K_\
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MFJWG]WS]\?M1Y!\]OX:YG[7'_P :!S29_C]_TM<I:Q!K'CP4]->=?^9C!MA
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M^H<S>+09MU#" G(82$$H%[_$(8O@!*^F8H?=<2;\Z@_Y?$R!FI/#_)X% ?\
M/P#\^+,/_JQ!_P#OBR_A#P"%??VGU#0NLU\;S=*K;L8I:I2S?U$GSCS&C[G
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M9)XX152 O3IKU?>=9:O+0<LY8RLTO#42I.K2PLLO+#>6.>1<E&QMUF:^^KL
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MYYRI4<_I6-YX@V@HI\[[*3C%P\S_ #6#FVT8,W(2W8Q_.GCDU9-96.B'-?;
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M ?: @/V@(?= > <O<W'#$34O$B(B,9*/XX1,8IS"+)VJV$3'*4A3"/I>T0
M'_)S&24O@#@#@&R[Z:O4QWO&K-='M4:8V499*LY)^=TD;W2U7!J*;^$JR'F\
MJ;ILT4!-[)!]^0&Y4T%"^#HHA*1!U)\N!P#G_P#[@#@&X#J;^RQUH_A_QK\W
M5<X!YM\T#,:+\I_C&KUAGOBGQWX-\!]/_5?<?@WQ'WOU+!!?\O[XAZ?AZO\
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M^)PNM5"7@]!AKU!9[DCBOZ)V1:Z-2X&F.(?M%<EK2[@=3J]38Q1QCFKR'<.
M.FS]%RR;H.6CX"/\7]*X:;LF":ADFP*8[7LOTS0;G<,TIT/8A@9VM3VETR]5
M"H59X2ZQ96'NT+6IJ)L;B<:3Y)MWH5KEVJ,6]F'8+@31O^%7>YS^WQ[>QU%C
M0-QI,77Y7WZ'EY*Q0TK#UN3@T"+QA)%G!6FHRIW")9..75:B]8F<-14*"H'
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M+[Z5)0?*JY4%L2=I4F+8O@9-NG%QOJ" E,N7S <FQL;_ )$.%^,9KS7!_B_
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MPOVD$1LMMJ$M\-K,;$H4EY0LY?PS+28EZZLUSB;*[D8]U[R15VUC%?=V"_J
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M1ZHTD[2^?:1Z"5VB* YR2"MUM<UIT].W=N ?2!S&'TSK+IB<#.CGJ9U6>5V
MI[OK/U^=5*J(VEO5ZNYQG.5Z[6V]X2,A=4("$5K9HR'1N"!Q)*%;I)ED""(+
M@H \ I^']7,^PF^]@=5A)6W7#3^S5^B;WJM]O3Z$>STBG5*VTI^?TF+3KE?K
M$-%T7.*NT]RAVA6AG!"+*J.7#E=4ZH@9_F99C 0\K.R:AD8V%C7TM(+$346.
MDQCFJKQVH5%(IE53$01,(%* F,(> !X\ 0TLQGX>*G8Q0RT;-1K&6CUCIJ(G
M58R+5)XT4,BJ4JJ1CH+%$2F #%$? 0\> 5+@#@#@#@#@#@#@#@#@#@$%^SJ2
M&@RC6K!(.FC6KF.J0S<X*-E9AVB3UU'381*1S[FW$$B>TITS"J & #& 1*="
M %BI$_6C&.[;>\,@'[V19@=9KX"/@7UA\I5&QA]GL.  (_8(\@M5$?K_ 'R<
MK4M"UZL5Z"G)J6K]OM:A[5;EZ37V4%2EZPTEA4FVM7MRHRJSBVM3((J-4FXM
MTG"BCA/TBE5$D:+3VONIJ%<;C3,[JZ3))K>HJDN+-?9)K80M=8QZ1V)M\ZTE
MG0G9*]'A7XER59(DJY=@[!LD*947)G3<"_%]_L<8.@ -,82(YBSG[/? ?W<6
M8MZ_#G<)KL\V!KG:7SK)(*0[PONS_P"%^B*C$%W8>^E] "%_U =RML]TQU-&
M1S1BP2M$-$6.KJQ%U=6%8\'1NQ.656>=61B%*C'<4X,G98YTU0CRS"BQ55DS
M^D*("KK]TBIX,XMT3T_VEYM?:>:_-[&LY?R[W''OW.E;ET/5Z7Q639<5ZIVX
MK5)*-93C%5JW1'.>V<).VS=T@HFLBY02<(JHG]5%5)9,JB:B2@ 7U$SD, E-
MX!X@/CSHS33H^:/SVO6IV;LK-Q.-R$G%IJC33HTUX-/FO ^_!C' ' +OS^^V
MS+;S4-)H<RZKMTH=DAK;5IQD8 <Q<[ OT)*,>$*8#)J@DZ;E$R9P,FH3Q(<!
M*(@-H3E;FKD'2:=5[T<K SLK;,VUN.#-V\RQ<C.$ESC*+33^M<N3Y/@?Z@74
MCL'#]J>MF-]@(9LG'IZ728N;EH=(53)P%I1*>,N%>3.N +K)0-I8O&B:I@ 5
MDT2J?88.>A8U[XBQ"]2FJ*?T^/X3]*^V-[CW'V]A[Y&#MO)L1FXM-:94I.*K
MQ:C--)^*2?)DB^9C?'/_ /W ' -P'4W]ECK1_#_C7YNJYP#17_O#G4KLCVD_
M1!_1\R"W:M\B_C_^;OE5LU<? ?F?\2?P#W_WEVU\GQ3Y>>^EY?-X^['\?#P#
MQT.]XU_(Z70BY4U5IX5TT^P^=?G[VKW#W-]T_<.)=RNA\5U-"3TZ_A]-:M?E
M:)4]S(T_0,Z.]M>L_</2;WO.$7G+ZA+=:KC4HV?LS1D@P>61_J..3+.'1.V>
MN3B[<1<"\6* E /(W/[?L\>/LV'DX^5*=Z#C%VVJOSK'\1USY%]E]U=N=VY&
M=OF#?QL2>W7(*4TDG-WL>2CP;XN,9/Z&=*/;S#YWL1B+O,:W)PL-,+:;@%Y1
MD9\'GP])EDF^YGK$VV S!H]=%?2<#2G31J()^07*Y 4,1,3G+V8^K2*<W]/2
M%O?<:6V6WU>LQ>)HHZY-+4ICLFQW%/7K]N^-0F(Z%.VO&9AC7,>R-BXHWQ5G
M($B%+"ZL3A5K(>M$N!DTY,#$U2^F;J60[5A]]P;7WF8T"LZ9HD]K%#;ZSM$T
M$S09+6JU?Z;75W\^\EY7>'$M"$N2<RE?WSTL78])EYB)<)^Z1S),"6E\ZS7R
MT]D4]<AWT#$L&DUGUI@+4[T;37CJKRM-JUMJLPQ/U\:LF.1W-:U05H=1OQN0
MDTY*,9R"RK4A7+9H< ,$95T3TRA6>I6MXCD*D[&Z]4-%DI%![%.XB,30A*'"
M:K,1.>,NOE4H2]YTIM3Q%A)Q32J2=5-Z!6T@Y:^_-'P&8NM'4FRX]D&G9Y?'
M4?<YF[T.)H,K*1MV85EGHI(*JSE:5N,XIF^%9/)9_=+P$P8TI*B>WV%-,K8I
MY=\,>V,8#"RO1799.0R-S*2V+L4\OAY>+KZE9A*U6'-/B)=;96#ZK1AZ7A5+
M=67XO6;_ !2$A().*Y$+JLGATJZ@H]765 ]*_02^V34C6R]R.5S\ YJ=2HUC
M C%NV<7>FUO:.J%_C:Q-UZ,S>&65;URBX--0WODU/V=Y,.9=)0AHB/*2,9@9
MVZNX[-4_7^Q-H>1Q8S,(.[3E!ZVP;ZHR-6DX"JV>;6V#?)E@23,W.O7;MO=O
M=QT>L@Q9,W4)3HM5K[TS]U>N0)T\ < < < < < < < \KYVDP9/'R_L19-7#
MM;[G^$V2.LI[?^L(/ -#\'M78.[;_P!Q\L7B<@3DLYJ60W7%ES+W0$'2VNK;
M U,MJTS_ (JK_P!)]G:#T6L1&,_=DW*C/WET8I7W (D)]YNR9\/^GAO/XH*[
M8:#V,Z]Y?K78U[4J3=9Y*%M.C0&*20TG/#(W$R5&7=MM G'< E.FGU;(\BVL
M W,22>(+K 9FQ65P[O#E[BQH(TFSV"I6A)M;H-:CS!JA7[/)047>*V%<:7^'
M9N;%#!2+C'#'6N.02CYQ,RCIND@)U6C<2GYG\N.O=5HT]:)Z1HL&YG+FM-$F
MK0^A8>2>2L9/BV-)UTTV,>#M:N.19IB,>N<Q!\H"<@^SD%DTSQ#FV="E (#0
M:4*%4<IO*NB-5@A2K;M)-HBDZ@$Q8>2'<I(L$"%.W!,Q2HI@ ^!"^ DA9]3"
MK5E?I)KR:U=@EDV"-$;L4U8B/4(R;O\ 8<[=OT&A#MQ*V1>NF:*JQ2>4JBB1
M#& 1*40UV[2E';[CBVGZ>7^LCR[YSW[^-\M=ROXTYV[T?AZ2BW&2KE6$Z-4:
MJFT_8Z'*^         >  'L  #[  /N '.CGY\\^+YG[P"X:Y4[-;GH1U8@I
M2<>")0,E',UG((@<? JCI4A?1:(^(>TZIB$#[H\R6K-V]+3:BY2]B-KM&P[S
MO^3\)LN+?RLCA56X.5*^,FN$5_I2:7M)8TCIC;93T7=YFF58:F #GBX[R3$S
MX>'M256(<L4T-[?](BCK[/\ 1YN<?8KT_5D24%Y+B_Q?:>[]M?RZ[]FZ;_<V
M3;PK#XNW;I=O>YM-6H>]2N>XF)1\!RVA>BO%5M"1E$1*8LU8/),28*%#P!9
M5TRLV*O@(_?-D4?'QYN\?;L3'XP@G/S?%_B7T)'T)VU\J^R.UM-S!PX7LV/^
MVOTNW*KQ6I:(/VVX0.H+Z,^EKRV<ZME#UR90:99HFVPB:IA,8D9<6;EE(MFW
MM$"MF<I7 6,7P#P5?"/M\P^&PB>AFZ3E@<__ /< < W =3?V6.M'\/\ C7YN
MJYP"0' ' ' ' /*+YD#TL:+QJ$B9J9\5@+A+WTS(BI&YWA6OG]<6I%U"D%3R
M^0#F /'Q$.  ?,A>FC0>-1D2M2OC, <)>^E9'5.W(\,U\_K@U.NF8@*>7R"<
MHAX^(#P T?,GY%56+QJ]30=.V*ZC1PDY(B]8.%&CYFJ=$YRINF;I(Z2J8^!T
MU"B4P ("' /5P!P!P!P!P!P!P!P!P!P!P!P"R='<BUHMG5*;RB:+5;>(>/M!
MX8C0Q?O?;]^5<0_R>WV^S@&F67U3*\[W.TH+YW:VEQM\36Z]9]+B8Z!E&%B&
MD9_J>K5FH$B&%I<Z',2<)4HJP.&Y&=?52,LZ!$JIU%"E #]RASD$E5\"R^N9
M6ZJ-*K=%"UX97EI*AV*H0]'QF.SVGT^0AI#/] O=>DHYG%Z+'&@1%P[ @LA=
M?X*R#14X'NZVI=<H6 .PP.MUFB_C"CH';K)3H9FS8S"#B^UBMK1KZTM(YU(,
MF,PC5RQ34C,C@Y&<>DT30*5H#;Q DHN@@Z14;N44G""I1(JBLF55)0@_:4Z9
MP,4Q?\PAP##]DR1B\]1U7E@CW ^)A8N#'.Q./A[014 #KMA$?N??D^X %#D4
M+:C5+]3VOS,3TTV:/?QSI%TJ?."()@F94'0CK=#*'NITO.1R F'P#R";V^S[
M>:W=TWM]Q+GZ?[43RWYU0G=^66Y6[:<KDGC))*K;>78X)+BV<U]'ZQ:M<_1<
M*PY:K%J@4_Q"SF58*F3$?:*$41):5.<2AXD\Z*29_$/OP ?'G6L?:<R_Q<=$
M/.7#\',^5>VODMWUW%IO3QU@X,N.O)K!M?Z-I)W6Z<JPC%\/53B3$I'4#.J[
MZ+JSKOKK(IB!Q([\T7"@<H^)1+&,USN%@ ?M*LY53/\ =)X>SF[Q]DQ;7&\W
M<E]2^I?TL^@^VOY?^T=HTW]ZG=W++7&DOU5FO[.$G)^U3N2B_&/@2ABHB*@V
M2,;"QK")CVX>"+&-:(,FB0>  /D;MDTTBB( 'B/AXCS;PA"W'3;2C'R2H>V8
M.!@[9C1P]NLVL?$CRA;C&$5[HQ27X"H\L<P< VW?1PFU&78^]09EC$:SF/3*
MX(AZ@E6D8BW4U1J8P%-Z1?28NW?@8P>(>/@ AXB S'F0=*?+@Y__ .X X!N
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M_=\> 4)=PX=*"LY76<+&_P!)5=4ZR@_:/M.H8QA]H_Y> ?'@#@#@#@&F+O\
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ME]@%  R(@S]P#G__ +@#@&X#J;^RQUH_A_QK\W5<X!2^PW_T0_\ C_\ ^9.
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M@SQLSJ+"NW+9L$I5+NQ+35>OW?278QT/6CY=1X=@I$ZO::TU][+&('<N)?W
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MY!(X!N\^E5T[=RTTT[.:+$G1@X8ZQ,EBWZ'@,Q,AYVSJ[F15+[8V&#SHQYO
M?5>"98HE]W3,I9+Q(.@7E@. <_\ _< < W =3?V6.M'\/^-?FZKG +<[)[9-
MX[\E_!X."FOF+YC]X^-INU/=OA'P+T?=O=7+?P];XF;S^;Q_T"^'A[?$2E4M
M?KOV'L.M764KDM7*U#MF56>S9',,D^3='7;2T(P*@H+EVX3% R<D8P@  /F*
M7V_;XP2U0NSMIV-?]7<VKFCM<LL&I,9?7\:RZ;1@[#6ZXVI4;KNDUO-DKY/N
MYYV#UY#PDK9FQ :1;.0?NG2Z*8IH-S.'C:2IBO3NV^GY)M5MSNQX75[33H#K
MYN79!C.9=KMDN&HK4G&4JPV8QEDRF5P^I5VNVC4+%9ACJ\S;VZ3.^5CGZB8J
M$9.12 L'JI]3C'^S2F4Q*SG/<]M.FHZNV91#_9:O+,+%8LXTZ:SJ'A\3EG4;
M7%MY1NK&KR4^56':)+P\*1FM(-T?B;#U@)LK:[7HR6UQM8B_ 83'XN!F9ZPK
MJJNT5XZ9@'4^LLE'M&BCWU&*#42 DD"ZS@X@5,HF$"B!CN4[A8%">D28L=PB
MW/P^\2\E'O\ '-H:2U6ALW;9Z_N\W?(=;/B2F>0=>B]7KKU5[.HQS4["51=)
MJ';@=4@%X5CL-E-PTMSD<!+61S=F\?HLFFF\SC2H:K2;/)+?5Z#I U_0YJH1
M^>V5Q4+C<XZ.=H1\HZ7*X5.!2&!NX%("S5NW.11\EJ<9.ET*&7R?0GV>3*9\
MDU24>R[F(SVI:-.VFNP\%3).:EJ#!1-P;INIU)N:)2.9!07'HOF"CD#YR/<O
MKU&,I&36M5J=144^U-D[EH?(=EGXDR6)3,=7=7FV4I!T"182E1HT[*)-'LVV
M46ARN 5(5R8R"P)@7LRWN@SE!LN@P#Z0)%U*8:0$^UNU2T7.Y>%F'B5>>MV,
MW6+-1T;S%*.XBTL'C83Q!B.6SQ!4@^@H"H 6VQ[:81(M))ZUL]D%&/\ -[L1
M?+=89N[.9.\-,U7)GT>\HZ#_ $Q1I>Y)I&+EKR<H9!R^:@H!2NFYE /ZF^V6
M%5I.66L-DLT(C!QI9"37E,KUED@BY^7(6W*5=)=Q1TTGFA-:U/(/'%90%2Q-
MT2.!59$%F[! "UYWN9DL9++0;(ER5?-\YV_09-[.YGK=:A*<7"H^E2UDAM*6
M<9V]L%!=2$/>V+]G[W&&6=L%4%6J+DS^-3>@7B?M1A_HQRC6S3TLZEH:M3L;
M"5_-]/LEJ>M+;^,P(=DA4("FR5I/8B#C=H!]$^Y_%(H81R#UNW$H>8#-\!.P
M]I@H6S5Z1:S%?L43'3L'+,5 692D/+LT9",D6:P>Q5J]9."*IF_XQ# / *MP
M!P!P!P!P#&.B9PRNC7WIL*3*?:IB5L\$O@FZ3* B5F^\H>84A'_04\!,D(^P
M!#Q*($.)B&DX%\M&RS-5D\1'[Y-4/8<HB(%514#Q361/X?>G*(E'_+P#&9:&
MS91%IC*]-3]6=VN>?V9U/0ZL4XEXZ;DEFBSEW&$GXF;A?()F92^BY9N4#$$Q
M3$, B' ,8+]9J$JV%BE,7=HPEX=> T1FVL"8HZS$/+1:;O(,KX=Q'N'!"2EM
MO4V\=&A3PYW)99RT4$S$Q&I ,CU7.(BJ6F]71&0F):Q:"ZBSS3Z5/%ID0C8
M97Y=A&+.$BH9D=K!HS3A%)VZ3=2R[;TD7+Q=)LU(B!D'@$-.\&6?C QUW8(]
MMZU@SE56RM#$)YEU8,4BI65F40(<P)%9)D>& /#Q%F4/'D-50-&/*$FW;I!]
M-*RZH\B=/WJ+D:IF"*B+^'ISLJ\=9[\5,Z:J(O&X@F\K]2<@ ^94PIO'B?\
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M($^^2!P!P!P#G_\ [@#@&X#J;^RQUH_A_P :_-U7. 2 X X X X X X X X
MX X X X X X X X X X X X X X X X X X X X X X X X X!S_ /\ < <
MDQUO_'[^CO@OPW].CX=^)?+?</EW_P#K0^7_ '+Y'@O=?@7S9_TI^#^AY?=?
MB?\ M#T/+[Q_C>?@&:/UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']
M+'@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL>
M/UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']+'@#]8O^8!_2QX _6+
M_F ?TL> /UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']+'@#]8O^8!
M_2QX _6+_F ?TL> /UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']+'
M@#]8O^8!_2QX _6+_F ?TL> /UB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> /U
MB_Y@']+'@#]8O^8!_2QX _6+_F ?TL> :G_^FG_I@_\ ]8/_ $!?^5?_ /E!
'_P#@MP#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>54
<FILENAME>g679299g30n23.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g30n23.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L
M0P$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\  $0@ G0%R P$1  (1 0,1 ?_$ !X
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M]6U;UR*)PB<(G")PB<(G")PB<(G")PBT[/8FOXPM]DD>4Z-=%DLPI,]FS!<
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ML+R*TCH,H,W>\ ;UV*#MAJ9B675BC=:*^,\%\HHVPN=KNXM6ZU;$9##:2;;
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M"[B2OD@X664"H&(AA,R,R+9T1D^9&*"$D73?@L"C,0!!#D$@3<@6W-O(L4:
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M]F*52R@6&NG(LUG68E)7CF53B+C?8;[/\IHR;(H2X<6V&*J\P+[K6FRV!O\
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MC8JTU.&2E?)GT.QK R<S1\3^";$PDM?V[:I98*X*(SF*MVH^KV,MF>616/\
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MT-J;>/F)+22(4@4MN<M4K*U*B6JQ!1B?MY@X;+R4BI*U:35G<!F<Q0Q&P#5
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M(O\ CI_!\^K008Q;QR7U:"#&+>.2>R #]Y%_QT_@^-!!C%O')-!!C%O')/9
M!^\B_P".G\'QH(,8MXY)H(,8MXY)[( /WD7_ !T_@^-!!C%O')-!!C%O')/9
M !^\B_XZ?P?&@@QBWCDF@@QBWCDGL@ _>1?\=/X/C008Q;QR3008Q;QR3V0
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MHCH_*/Z/+5A!5$WDKO/Z_P FOJYV#M5I:?9/%KRR:<"W>'UG@R]_7^%OHO\
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MB<(G")PB<(G")PB<(G"*"/*7]63R,_T(V[_M^P\Q2>ATGN(OJE>+W2>EW/\
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MD:_E!VC UO!&%'<?J$ZY#MD0L8 FNV46&_F,Z)$JVS$K;<6P_P ;5;B?S/\
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MKYE 6\C]A"C+>'@TK;8\7DCQ?&FD^H!0[P"P#8]FZ-U7MW*CB"&&AD!0.DV
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:(G")PB<(G")PB<(G")PB<(G")PB<(G"+_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>55
<FILENAME>g679299g30t84.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g30t84.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1P44&AO=&]S:&]P(#,N,  X0DE-! 0
M     !<< 5H  QLE1QP!6@ #&R5'' (   +71  X0DE-!"4      !#:<1[=
M4$>OOKP6&-*]+[Y).$))300Z      #W    $     $       MP<FEN=$]U
M='!U=     4     4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4
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M<P   !<     0W!T;F)O;VP      $-L8G)B;V]L      !29W--8F]O;
M    0W)N0V)O;VP      $-N=$-B;V]L      !,8FQS8F]O;       3F=T
M=F)O;VP      $5M;$1B;V]L      !);G1R8F]O;       0F-K9T]B:F,
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M;W @56YT1B-2;'0               !38VP@56YT1B-0<F- 60
M !!C<F]P5VAE;E!R:6YT:6YG8F]O;      .8W)O<%)E8W1";W1T;VUL;VYG
M          QC<F]P4F5C=$QE9G1L;VYG          UC<F]P4F5C=%)I9VAT
M;&]N9P         +8W)O<%)E8W14;W!L;VYG       X0DE- ^T      ! #
MP     $  0/      0 !.$))300F       .             #^    X0DE-
M! T       0   !X.$))3009       $    'CA"24T#\P      "0
M     0 X0DE-)Q        H  0         ".$))30/T       2 #4    !
M "T    &       !.$))30/W       <  #_________________________
M____ ^@  #A"24T$"       $     $   )    "0      X0DE-!!X
M  0     .$))300:      ,U    !@              Y0   -D
M 0                         !              #9    Y0
M           !                         !     !        ;G5L;
M  (    &8F]U;F1S3V)J8P    $       !28W0Q    !     !4;W @;&]N
M9P          3&5F=&QO;F<          $)T;VUL;VYG    Y0    !29VAT
M;&]N9P   -D    &<VQI8V5S5FQ,<P    %/8FIC     0      !7-L:6-E
M    $@    =S;&EC94E$;&]N9P         '9W)O=7!)1&QO;F<
M!F]R:6=I;F5N=6T    ,15-L:6-E3W)I9VEN    #6%U=&]'96YE<F%T960
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M;F<         "W)I9VAT3W5T<V5T;&]N9P      .$))300H       ,
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M_\0!/P   04! 0$! 0$          P ! @0%!@<("0H+ 0 !!0$! 0$! 0
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M;C'*SK132- 3JYQ_<J8/=8]9WUB^M73>@,V7'[1G.$U83#[H/#[W_P" J_\
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M*2^FTG3W3W"(&A@0' U'U&:@_3 13<Q[ 0>4E-;)<2?-0PME+W%X]KG%\CM
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M$3#HU24V\#J%31_,G6!R)U_.6_1E@@B"-HGD<+G,3IUE) %8?7^Z1/\ FO\
MI+6P<1K7'TZQ473[XD@>6[VI*=&K/QGN-9> 3S6[20I-:X!P.NUQ##W@Z_\
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M    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !, 00!D &\
M8@!E "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))300B
M  $N34T *@    @ !P$2  ,    !  $   $:  4    !    8@$;  4    !
M    :@$H  ,    !  (   $Q  (    >    <@$R  (    4    D(=I  0
M   !    I    -  '*_    G$  <K\   "<0061O8F4@4&AO=&]S:&]P($-3
M-B H5VEN9&]W<RD ,C Q-SHP,SHP-" Q,SHR.3HR-P   Z !  ,    !__\
M * "  0    !    V: #  0    !    Y0         & 0,  P    $ !@
M 1H !0    $   $> 1L !0    $   $F 2@  P    $  @   @$ !     $
M  $N @( !     $              $@    !    2     $X0DE- _T
M  @          /_A 3!-30 J    "  ' 1(  P    $      1H !0    $
M  !B 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(  @
M !0   "0AVD !     $   "D    T    \     !   #P     %!9&]B92!0
M:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$W.C S.C T(#$S.C(Y.C(W   #
MH $  P    '__P  H ( !     $   #9H , !     $   #E          8!
M P #     0 &   !&@ %     0   1X!&P %     0   28!*  #     0 "
M   " 0 $     0   2X" @ $     0             #P     $   /
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MP?_$ !4! 0$                    !_\0 'Q$! 0 ! @<
M / !$4$A,5%A@:&Q_]H # ,!  (1 Q$ /P#:QT!T!T!T!T":>_;YBM'NTZ3;
M:>Z:L5.KVLM8;\2VJVK(PQ7#YS;:[1+J7 7ZJZMVW=@?HJB1&^F,7(\^V@3
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MR"(2\>1#_FXJ@8?>X#*8V(:=XYIQ&-QW(K.+/=MRC[D3=C9*LNR<,@15Y R
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EQVJ-PHP26[5%?90D=!6:6TDHJ*!ME]W@0"1#'=#)55=U%0__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>56
<FILENAME>g679299g30x92.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g30x92.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1DB4&AO=&]S:&]P(#,N,  X0DE-! 0
M     !H< 5H  QLE1QP"   "   < @4 !F<R,&DR,3A"24T$)0      $&EP
MQ6A:_G PY7IWD=^D#[4X0DE-!#H      2$    0     0      "W!R:6YT
M3W5T<'5T    !0    !0<W138F]O; $     26YT965N=6T     26YT90
M  !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT97).86UE
M5$585    !\ 7 !< #$ ,  N #$ .  W "X ,0 S #$ +@ R #4 7 !) $X
M0P!( %  3P!0 %( 3@ P #< .0!% %@       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q <L            IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 ! \     !  $X0DE-!"8       X             /X   #A"24T$
M#0      !    !XX0DE-!!D       0    >.$))30/S       )
M   ! #A"24TG$       "@ !          $X0DE- _0      !( -0    $
M+0    8       $X0DE- _<      !P  /__________________________
M__\#Z   .$))300(       0     0   D    )      #A"24T$'@
M!      X0DE-!!H      S4    &              %N   !90         !
M                          $              64   %N
M          $                         $     $       !N=6QL
M @    9B;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
M          !,969T;&]N9P          0G1O;6QO;F<   %N     %)G:'1L
M;VYG   !90    9S;&EC97-6;$QS     4]B:F,    !       %<VQI8V4
M   2    !W-L:6-E241L;VYG          =G<F]U<$E$;&]N9P         &
M;W)I9VEN96YU;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R871E9
M  !4>7!E96YU;0    I%4VQI8V54>7!E     $EM9R     &8F]U;F1S3V)J
M8P    $       !28W0Q    !     !4;W @;&]N9P          3&5F=&QO
M;F<          $)T;VUL;VYG   !;@    !29VAT;&]N9P   64    #=7)L
M5$585     $       !N=6QL5$585     $       !-<V=E5$585     $
M      9A;'1486=415A4     0      #F-E;&Q497AT27-(5$U,8F]O; $
M   (8V5L;%1E>'1415A4     0      "6AO<GI!;&EG;F5N=6T    /15-L
M:6-E2&]R>D%L:6=N    !V1E9F%U;'0    )=F5R=$%L:6=N96YU;0    ]%
M4VQI8V5697)T06QI9VX    '9&5F875L=     MB9T-O;&]R5'EP965N=6T
M   115-L:6-E0D=#;VQO<E1Y<&4     3F]N90    ET;W!/=71S971L;VYG
M          IL969T3W5T<V5T;&]N9P         ,8F]T=&]M3W5T<V5T;&]N
M9P         +<FEG:'1/=71S971L;VYG       X0DE-!"@       P    "
M/_         X0DE-!!$       $! #A"24T$%       !     (X0DE-! P
M    #S\    !    G    *    '4  $D@   #R, &  !_]C_[0 ,061O8F5?
M0TT  ?_N  Y!9&]B90!D@     '_VP"$  P(" @)" P)"0P1"PH+$14/# P/
M%1@3$Q43$Q@1# P,# P,$0P,# P,# P,# P,# P,# P,# P,# P,# P,# P!
M#0L+#0X-$ X.$!0.#@X4% X.#@X4$0P,# P,$1$,# P,# P1# P,# P,# P,
M# P,# P,# P,# P,# P,# P,#/_  !$( *  G ,!(@ "$0$#$0'_W0 $  K_
MQ $_   !!0$! 0$! 0         #  $"! 4&!P@)"@L!  $% 0$! 0$!
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M    $P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V
M 0 X0DE-!"(      2Y-30 J    "  ' 1(  P    $  0   1H !0    $
M  !B 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(  @
M !0   "0AVD !     $   "D    T  MQL   "<0 "W&P   )Q!!9&]B92!0
M:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C Y(# V.C,U.C,T   #
MH $  P    '__P  H ( !     $   %EH , !     $   %N          8!
M P #     0 &   !&@ %     0   1X!&P %     0   28!*  #     0 "
M   " 0 $     0   2X" @ $     0              2     $   !(
M 3A"24T#_0      "           _^$!,$U- "H    (  <!$@ #     0
M   !&@ %     0   &(!&P %     0   &H!*  #     0 "   !,0 "
M'@   '(!,@ "    %    )"':0 $     0   *0   #0   #P     $   /
M     4%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@
M,#8Z,S4Z,S0   .@ 0 #     ?__  "@ @ $     0   66@ P $     0
M 6X         !@$#  ,    !  8   $:  4    !   !'@$;  4    !   !
M)@$H  ,    !  (   (!  0    !   !+@("  0    !              /
M     0   \     !_^%+,VAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\
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M 0$! 0$! 0'_P  1" !U '(# 1$  A$! Q$!_\0 'P   00# 0$! 0
M      <("0H$!08+ 0(#_\0 ,1   @(! P,#! (" @$%     @,!! 4&$1(
M!Q,(%"$)%2(Q,D$6(U%A"A<E)D*!_\0 % $!                     /_$
M !01 0                    #_V@ , P$  A$#$0 _ +K'0'0'0'0'0)GK
M'O-VH[?&Q6L^X>DM.V5>/R4<AFJ09$?,4"F)QRVLO;M*8A4>WW9/\=^@Q-,]
M]^RVLLB&&TMW5T!F\TQDI#"4=5X9F:EP[<D?:"MCD8<,_B:9K0P#@@(8("B
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MA'89GXWF9GY+^YC:9VF(B./S^X!CW<FS;*V];(.5[D1%'+?:?ZV^(WY;?/\
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MJ"L7+DUZ2%B6\OM*'^,<H"L?WPUA<U/KV,2IGN63;LV6D83$?=,@Z;%PS@9
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<CQFQBL<^1B=X&6TTLD8G:-]N6V^T;_\ '0?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>57
<FILENAME>g679299g34p66.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g34p66.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ CP&U P$1  (1 0,1 ?_$ +T  0 " @,! 0$!
M       '" 8)! 4* P(+ 0$!  (" P$!              (# 08$!0@'"1
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M7LYP!X3=6/EHU_\ <U77LYP!X3=6/EHU_P#<U77LYP!X3=6/EHU_]S5=>SG
M'A-U8^6C7_W-5U[.< >$W5CY:-?_ '-5U[.< >$W5CY:-?\ W-5U[.< >$W5
MCY:-?_<U77LYP!X3=6/EHU_]S5=>SG 'A-U8^6C7_P!S5=>SG 'A-U8^6C7_
M -S5=>SG 'A-U8^6C7_W-5U[.< >$W5CY:-?_<U77LYP!X3=6/EHU_\ <U77
MLYP!X3=6/EHU_P#<U77LYP!X3=6/EHU_]S5=>SG 'A-U8^6C7_W-5U[.< >$
MW5CY:-?_ '-5U[.< >$W5CY:-?\ W-5U[.< >$W5CY:-?_<U77LYP!X3=6/E
MHU_]S5=>SG 'A-U8^6C7_P!S5=>SG 'A-U8^6C7_ -S5=>SG 'A-U8^6C7_W
M-5U[.< >$W5CY:-?_<U77LYP!X3=6/EHU_\ <U77LYP!X3=6/EHU_P#<U77L
MYP!X3=6/EHU_]S5=>SG 'A-U8^6C7_W-5U[.< >$W5CY:-?_ '-5U[.< >$W
M5CY:-?\ W-5U[.< >$W5CY:-?_<U77LYP!X3=6/EHU_]S5=>SG 'A-U8^6C7
M_P!S5=>SG 'A-U8^6C7_ -S5=>SG 'A-U8^6C7_W-5U[.< A^.:]4%_/VY8+
M_(ZG_N1_)_6B6?<[^6D+^ZOWJ^^FV3/]YON]Z%]$?>#T1_A?/?(^<^;?W7?[
MG\/ )@U-_*QK1^G^FOPZCG -%_3WN*^ :YVCL$.96&^V!"X];LI>9KM5M8YV
ME0\W@T$O*3!D#'&Z<17,KF]%2MKAD9*:T4G<X]YD2:4,S"=6E5A";KV!=O\
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MJ35CVY-;T]5L75D'# WEY8T3$VLSP[Q'T'Z <W5I;XLV$)E)Z<PX@EN2@ +
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M"_\ Y]PFDY7]V*5>OYR6S(JP].[#;(>%FI89]W:'N2\?2,@M'^45T=UUD_\
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M#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@#@$?MO^ZDR_I_6G^H[9X!(' ' ' '
M' ' ' ' ' ' *_QS\T]R_I_UH_$7;+@#4W\K&M'Z?Z:_#J.< Z79P\8([&TV
M,YP YY4'#QC/V9RG1""'&<=G;G_[C/++?5LC(IART@. . . <]"K 0(PE2$9
MJ%5@(%1(,X[^.[V^14D=[L"%6E$+.09^SMQD0,Y[@QXR!YM^OFD$DE^M(,C
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M;W,![?[/=SG]_;V8XH#]8=%..WL*;OM_ZM#3G_W=J+/9^W]W /\ !.2TSL"
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M2^MEYW'Z[9GF-+W=$W'R]4V-)CT:WM"-K9TB%O3@6=F7^8ZF_J Y?A79? )
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M&Q5HL:!-9#XQ[E;&TQKPO5RR#N##5BO-"+X(SF5?$\*(_)9RS5L0<X%_?M_
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M,9*TQ](;LTAUX&D:9'8ZRP4SF*K02\]S/4M:M]4-HT8&\"^,WU4EEHFZ3/\
M8-IQTZ;ZES>6S^2.4-K%RC<5M)\E^IU]ZOKD[)&'NSYD[UNU)LWD)\*+/>9(
M=V-F$0C1><95D@:=XE_QVRRJ8J#7^P-NS%%5T=9&K]M0",5!2DBKMJ;;3UBU
MVV"I=ONDN/69L1?\,:[FLZ9VS&IA*E#6U-T.?%T%)*71E2H>'5Q. ]&4%03-
MJA<3;+%DK#,Y\WQUG13.71>)JX'&Y/*$R @E\?V*$KY7.EL2:G9Q 8>0W&O3
MJ-&6/!651^0^4$!E7 ' ' *_QS\T]R_I_P!:/Q%VRX U-_*QK1^G^FOPZCG
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MM0-8KUQK<,O9^2?RADL E'F-%7$"ZL%ZSQ2TS(08TS1LRTS+T_'',Y!D\C.
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MYE_F.IOZ@.7X5V7P"0. . . . . . . 1^V_[J3+^G]:?ZCMG@$@< < < <
M< < < < < < K_'/S3W+^G_6C\1=LN -3?RL:T?I_IK\.HYP"P' ' ' ' '
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M3IRA1MK9754([NGDO;^NCZ<M/W!Y\J4I01N3&''>4P''D\E%A[N<Y[_;CNY
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MW:?X-< >)>NO5S8#Z3=I_@UP!XEZZ]7-@/I-VG^#7 'B7KKU<V ^DW:?X-<
M>)>NO5S8#Z3=I_@UP!XEZZ]7-@/I-VG^#7 'B7KKU<V ^DW:?X-< >)>NO5S
M8#Z3=I_@UP!XEZZ]7-@/I-VG^#7 'B7KKU<V ^DW:?X-< >)>NO5S8#Z3=I_
M@UP!XEZZ]7-@/I-VG^#7 'B7KKU<V ^DW:?X-< >)>NO5S8#Z3=I_@UP!XEZ
MZ]7-@/I-VG^#7 'B7KKU<V ^DW:?X-< >)>NO5S8#Z3=I_@UP!XEZZ]7-@/I
M-VG^#7 'B7KKU<V ^DW:?X-< >)>NO5S8#Z3=I_@UP!XEZZ]7-@/I-VG^#7
M'B7KKU<V ^DW:?X-< >)>NO5S8#Z3=I_@UP!XEZZ]7-@/I-VG^#7 'B7KKU<
MV ^DW:?X-< AN-WM"<[!W1*\,=R>BRZ;UDCPDN==-@PR7*\Z;;;N0% (9FL,
73 QCPG($$3F%#EM HR$@1^#QA+R!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>58
<FILENAME>g679299g34x17.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g34x17.jpg
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MQ  ?$  " P$! 0$  P         %!@0'" ," 0 3%!?_Q  6 0$! 0
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I_H%CP9)A?M$.X\_/SB0XL?DC%X2/.1S]H^=S4X49UJZ[QL*/^TP__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>59
<FILENAME>g679299g36d09.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g36d09.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1O$4&AO=&]S:&]P(#,N,  X0DE-! 0
M     !H< 5H  QLE1QP"   "   < @4 !F<U.68W,#A"24T$)0      $+,A
M0D<4QCQB.*;<Q_)B"$\X0DE-!#H      .4    0     0      "W!R:6YT
M3W5T<'5T    !0    !0<W138F]O; $     26YT965N=6T     26YT90
M  !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT97).86UE
M5$585     $       ]P<FEN=%!R;V]F4V5T=7!/8FIC    # !0 '( ;P!O
M &8 ( !3 &4 = !U '        IP<F]O9E-E='5P     0    !";'1N96YU
M;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+ #A"24T$.P     "+0
M !     !       2<')I;G1/=71P=71/<'1I;VYS    %P    !#<'1N8F]O
M;       0VQB<F)O;VP      %)G<TUB;V]L      !#<FY#8F]O;
M0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V8F]O;       16UL1&)O
M;VP      $EN=')B;V]L      !"8VMG3V)J8P    $       !21T)#
M P    !29" @9&]U8D!OX            $=R;B!D;W5B0&_@
M0FP@(&1O=6) ;^            !"<F1456YT1B-2;'0               !"
M;&0@56YT1B-2;'0               !2<VQT56YT1B-0>&Q <L
M  IV96-T;W)$871A8F]O; $     4&=0<V5N=6T     4&=0<P    !09U!#
M     $QE9G15;G1&(U)L=                %1O<"!5;G1&(U)L=
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M!!D       0    >.$))30/S       )           ! #A"24TG$
M"@ !          $X0DE- _0      !( -0    $ +0    8       $X0DE-
M _<      !P  /____________________________\#Z   .$))300(
M   0     0   D    )      #A"24T$'@      !      X0DE-!!H
M S4    &              %!   !(P         !
M      $              2,   %!                      $
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M     0      "6AO<GI!;&EG;F5N=6T    /15-L:6-E2&]R>D%L:6=N
M!V1E9F%U;'0    )=F5R=$%L:6=N96YU;0    ]%4VQI8V5697)T06QI9VX
M   '9&5F875L=     MB9T-O;&]R5'EP965N=6T    115-L:6-E0D=#;VQO
M<E1Y<&4     3F]N90    ET;W!/=71S971L;VYG          IL969T3W5T
M<V5T;&]N9P         ,8F]T=&]M3W5T<V5T;&]N9P         +<FEG:'1/
M=71S971L;VYG       X0DE-!"@       P    "/_         X0DE-!!$
M      $! #A"24T$%       !     ,X0DE-! P     $AX    !    D0
M *    &T  $0@   $@( &  !_]C_[0 ,061O8F5?0TT  ?_N  Y!9&]B90!D
M@     '_VP"$  P(" @)" P)"0P1"PH+$14/# P/%1@3$Q43$Q@1# P,# P,
M$0P,# P,# P,# P,# P,# P,# P,# P,# P,# P!#0L+#0X-$ X.$!0.#@X4
M% X.#@X4$0P,# P,$1$,# P,# P1# P,# P,# P,# P,# P,# P,# P,# P,
M# P,#/_  !$( *  D0,!(@ "$0$#$0'_W0 $  K_Q $_   !!0$! 0$! 0
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MP;74]Q/LVO<WT/TG^F7G?4^GOP'>ED,V.]P+2X. +#M=MV'^9MK=5;3ZGO\
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M.'VGWU5._D8[/TFW_2O_ ."24DZK]?+7EU71ZQ76)'VN\2XC]ZG&^BS^O?\
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MF#I.G Y*@)<?))[H&QOS24Q<Z3IPF"DUO<I )*6T24H'@DDI_]DX0DE-!"$
M     %4    ! 0    \ 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '
M   3 $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P "  0P!3 #8    !
M #A"24T$(@     !+DU- "H    (  <!$@ #     0 !   !&@ %     0
M &(!&P %     0   &H!*  #     0 "   !,0 "    '@   '(!,@ "
M%    )"':0 $     0   *0   #0 "W&P   )Q  +<;    G$$%D;V)E(%!H
M;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@,#8Z,S0Z-#0   .@
M 0 #     ?__  "@ @ $     0   2.@ P $     0   4$         !@$#
M  ,    !  8   $:  4    !   !'@$;  4    !   !)@$H  ,    !  (
M  (!  0    !   !+@("  0    !              !(     0   $@    !
M.$))30/]       (          #_X0$P34T *@    @ !P$2  ,    !
M  $:  4    !    8@$;  4    !    :@$H  ,    !  (   $Q  (    >
M    <@$R  (    4    D(=I  0    !    I    -    /      0   \
M   !061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.#HP,SHP.2 P
M-CHS-#HT-    Z !  ,    !__\  * "  0    !   !(Z #  0    !   !
M00         & 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F
M 2@  P    $  @   @$ !     $   $N @( !     $              \
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MP?_$ !0! 0                    #_Q  4$0$
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MG7QYLU[%!#,Y 2WU2S?)]6\]R3/<QGDM<CRRWE6]M+=NC%/(?\8\<2KL"'"
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MO3Z<W;Z<J\!Z:N%'B@DR2#%M&7MC*T34>\;FL(-[D1%5'N&1.I%5=G(OGPG
M=+KA'CDR$W1C%[(TV7?JV:\B^=]MVJQ-_P"[TW7==P\'?)[=UC+<YP!MZ@1V
MKX<O5TL5_C;RNR(BHB)NJNWVVX"CBB/F=Z=)<BO+NYK?M$5?K][;-3;9/]/'
:Z\AWLAB&U.M?OZ^UWV1/]/K[1=O/W]\!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>60
<FILENAME>g679299g41h04.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g41h04.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1L,4&AO=&]S:&]P(#,N,  X0DE-! 0
M     #T< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'
M' (   (  AP"!0 )9&ER96-T;W)S #A"24T$)0      $+AB"Z7CM>_!=U>+
MW7AM9J X0DE-!#H      .4    0     0      "W!R:6YT3W5T<'5T
M!0    !0<W138F]O; $     26YT965N=6T     26YT90    !#;')M
M#W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT97).86UE5$585     $
M      ]P<FEN=%!R;V]F4V5T=7!/8FIC    # !0 '( ;P!O &8 ( !3 &4
M= !U '        IP<F]O9E-E='5P     0    !";'1N96YU;0    QB=6EL
M=&EN4')O;V8    )<')O;V9#35E+ #A"24T$.P     "+0   !     !
M   2<')I;G1/=71P=71/<'1I;VYS    %P    !#<'1N8F]O;       0VQB
M<F)O;VP      %)G<TUB;V]L      !#<FY#8F]O;       0VYT0V)O;VP
M     $QB;'-B;V]L      !.9W1V8F]O;       16UL1&)O;VP      $EN
M=')B;V]L      !"8VMG3V)J8P    $       !21T)#     P    !29" @
M9&]U8D!OX            $=R;B!D;W5B0&_@            0FP@(&1O=6)
M;^            !"<F1456YT1B-2;'0               !";&0@56YT1B-2
M;'0               !2<VQT56YT1B-0>&Q <L            IV96-T;W)$
M871A8F]O; $     4&=0<V5N=6T     4&=0<P    !09U!#     $QE9G15
M;G1&(U)L=                %1O<"!5;G1&(U)L=                %-C
M;"!5;G1&(U!R8T!9            $&-R;W!7:&5N4')I;G1I;F=B;V]L
M  YC<F]P4F5C=$)O='1O;6QO;F<         #&-R;W!296-T3&5F=&QO;F<
M        #6-R;W!296-T4FEG:'1L;VYG          MC<F]P4F5C=%1O<&QO
M;F<      #A"24T#[0      $ /      0 ! \     !  $X0DE-!"8
M  X             /X   #A"24T$#0      !    !XX0DE-!!D       0
M   >.$))30/S       )           ! #A"24T$"@       0  .$))32<0
M       *  $          CA"24T#]       $@ U     0 M    !@
M 3A"24T#]P      '   _____________________________P/H   X0DE-
M! @      !     !   "0    D      .$))300>       $     #A"24T$
M&@     #-0    8              6\   %:          $
M             0             !6@   6\                      0
M                       0     0       &YU;&P    "    !F)O=6YD
M<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<          $QE
M9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<   %:
M!G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(    '<VQI
M8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG:6YE;G5M
M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E;G5M
M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC     0
M %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M0G1O;6QO;F<   %O     %)G:'1L;VYG   !6@    -U<FQ415A4     0
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M24T$$0       0$ .$))3004       $    #CA"24T$#      1,P    $
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MW'CD]C"ZW Z/0>BOP,M@?7EM=Z[#X6#;M_LL57H/0_2#<O+;^DYKK/;^6_\
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M(5%D.N>>PA@^0_\ )/24R#O:?(@_]]_BDH@C7X))*?_9 #A"24T$(0
M50    $!    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !,
M00!D &\ 8@!E "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))
M300B      $N34T *@    @ !P$2  ,    !  $   $:  4    !    8@$;
M  4    !    :@$H  ,    !  (   $Q  (    >    <@$R  (    4
MD(=I  0    !    I    -  +<;    G$  MQL   "<0061O8F4@4&AO=&]S
M:&]P($-3-B H5VEN9&]W<RD ,C Q.#HP,SHP.2 P,3HU-CHS,@   Z !  ,
M   !__\  * "  0    !   !6J #  0    !   !;P         & 0,  P
M  $ !@   1H !0    $   $> 1L !0    $   $F 2@  P    $  @   @$
M!     $   $N @( !     $              $@    !    2     $X0DE-
M _T       @          /_A 3!-30 J    "  ' 1(  P    $      1H
M!0    $   !B 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R
M 3(  @   !0   "0AVD !     $   "D    T    \     !   #P     %!
M9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C Y(# Q.C4V
M.C,R   #H $  P    '__P  H ( !     $   %:H , !     $   %O
M      8! P #     0 &   !&@ %     0   1X!&P %     0   28!*  #
M     0 "   " 0 $     0   2X" @ $     0             #P     $
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M87%3%S,T0U%2<H&1_\0 % $!                     /_$ !@1 0 # 0
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M&&&H.)9EVP:KA"I+>94N5+GS,:R%B3*CL2XLEP7B;&0S(9?;X(J-$@(H*XB
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M# M%^P)WN%[&NW:UPT8S&H>):=P)<&5(Y U8+-E2+.YH[4]E5&'[*8_,B2"
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M,!$W")!15Z"..K'?U UFU+J*W0[#L'M<+TZMGPK]0,FQNLR*XR2;&<6/)=H
MLA)J@Q)9+QG% X\VQMT2%/,*4Y$-CH&0]L'=2QJJ])PG(:5*_(Z,&F9-SCU3
M,#"VYC^ZQZ*;-\:PZ:_D(+[D.L<=3Y3+*BHQ; O@*$AM==6:+0G1S4K6')7
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M-]FRLK6Q)4_MV$!1&4'WN*"$]XD7==BV795]]!1V<E4=LR0!_DHH*JI(B%,
..O]E79!0?RB+^5]]!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>61
<FILENAME>g679299g44r09.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g44r09.jpg
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M,C.U0D-14@HD)5-A<;'!1$B!D:%HA8:FJ/_$ !L! 0$! 0$! 0$
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MARB!BB(" Y!]\!@,!@,!@,!@5K>OSHTQ\94I]CVU\L93N]X2<XW^TK*R*8#
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M P*UO7YT:8^,J4^Q[:^6,IW>\).<;_:5E9%,!@,!@,!@,!@5LA[K\K\6U?\
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MY0>$4W=-&OYO9U5WPC+Y\UJNS1P8# 8# 8# 8$&J/Y;V7\.6WV?T3 G. P&
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M]?G1ICXRI3['MKY8RG=[PDYQO]I65D5^&,4I1,80*4H"8QC" %*4 ZB(B/F
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M-O?1DI;$JU!)VB3A4^RAI&Q$BVI9M]$I=DAV48[D@<N&"?8H^ U42+V2?3P
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MS&IMEFI#F*@=,IA 0[)] P<F63))0T3(%FXLL',E?1S-V67A2^/>##R8+HJ
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M0#'./F*41QGA!,Q&:B;3>G<UVC*/[1G%CU*;S^"Y>![7X\Q1'LT1#VFY!$#
M(]J93J!2:TT6QG&>C*JN^$81U0#.W"#6W\OZP^',A]FNP\"<X# 8# 8# 8#
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M,HH;H'A'.(F'H =>@  99XRVRPAS<!@5I0OSBW#\9;3[+=9Y9RC=[RD9SO\
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M=TT7QG+JXJKMA&.WYFI!RY</%U'+I91PNJ83**JF$YSF'_B(_J .@% .@%*
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MG#KYQ @)D'P UBF(WZV4U3.[4CN=.3 8# 8# @UM_+^L/AS(?9KL/ G. P&
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M4CW6O:8X8R<W'-XB9D6:U<C5&S^7B6A2-8R4>(F(X?QS8A6[)VHJV1*5-(H
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MP\"<X# 8# 8# 8# 8$);$,ILQ^0A3'.>DPA2$( F,8QI^> I2E !$QA$0
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M2?LKUMP'=Y >^%Y^D_97K;@0NTT*#2G-;D*^N@@XNCY%05-D;$5.4A==WUP
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MOF\)LS-[?X@I@#M%BC_OSE 2B =D4@@)C8U57V1UWM::;8SGT6!G+LP& P&
MP&!6R'NOROQ;5_ZT67+HC?/2$TSNCK*R<BF P& P& P& P*TH7YQ;A^,MI]E
MNL\LY1N]Y2,YW^T++R*8# 8# 8# 8# S'PJ_1 XP?$+JGZE0V%G.=\]6G,(8
M# 8&%.66LMEVZ1LRU'UVYV6WV-Q=WAQZ222G:=#-J%9-E.:L:+L-@"W6* 76
MH,VFR4]G3FHI62VLDZC7PBZ=8U'0%8%CWCY\C@A>[>,-U4O)+OJOV6RTBP*V
MNDTF[E:,=O)3DA;=.FLL1KJ(LJ;".-<)9+4D%MXJ^RYM:A,=G:VUA#IE2IEU
MVG'JD^?/GLGNW:MO6\<3JBREJ7)7'<D3L'C]>)RFQ4GKN)LLO&ZYY!Z^O<LB
ML]>VBOZN1NA*-6UWTZVC;8QIRUH2D6%7D5(M2*[6QA,3M->V)CC$Q\]T+]EF
M]?0PY#?//A]]ZK-//&WEW9_AS^:G]7[3V6;U]##D-\\^'WWJL>>-O+N?AS^:
MG]7[3V6;U]##D-\\^'WWJL>>-O+N?AS^:G]7[3V6;U]##D-\\^'WWJL>>-O+
MN?AS^:G]7[3V6;U]##D-\\^'WWJL>>-O+N?AS^:G]7[3V6;U]##D-\\^'WWJ
ML>>-O+N?AS^:G]7[3V6;U]##D-\\^'WWJL>>-O+N?AS^:G]7[3V6;U]##D-\
M\^'WWJL>>-O+N?AS^:G]7[3V6;U]"_D,/_\ -.'O_ORJQYXV\NY^'/YJ?U?M
M1V7E-]RDQ2G8<,^0B#2OV9S+R)S7/A\=86:]0M4  ,T0Y5@5=P#R<:*=DLLV
M3%N1<_; H0B:CSQJD_#G7&_'L\R=A2EY+L6P/;;Y<AKHPGG(.6KUQV4K O&K
MHQF[%NLQ=.6[<L<'9IL3Q3Q=CV9$EH]TNW.DNIZ:;33&5IB)_P L\O1[1Z_W
MEO!I1ZDVLG$CD5;9U&O1))*T1%AXK,8^P. 9(_\ ;"#*W<F*I9VAI G@.7#:
M=K4')H.5%DW48T4**)?%5;S3;*\V>BF,(O,7]>R7]_>U/0GY.?.OAG][?(MH
MUQS['?WM3T)^3GSKX9_>WP6C7'/L=_>U/0GY.?.OAG][?!:-<<^QW][4]"?D
MY\Z^&?WM\%HUQS['?WM3T)^3GSKX9_>WP6C7'/L=_>U/0GY.?.OAG][?!:-<
M<^QW][4]"?DY\Z^&?WM\%HUQS[(BEMW<)+Z^LX\*N2GD]S48N!33"W<-_&P>
M,IF8D%3F3_O9=D#<4'Z)4S@N*@J%4*9(I2E.>Z+;9]NR6QG&,HU[=B7=_>U/
M0GY.?.OAG][?(MHUQS['?WM3T)^3GSKX9_>WP6C7'/L=_>U/0GY.?.OAG][?
M!:-<<^QW][4]"?DY\Z^&?WM\%HUQS['?WM3T)^3GSKX9_>WP6C7'/L=_>U/0
MGY.?.OAG][?!:-<<^QW][4]"?DY\Z^&?WM\%HUQS['?WM3T)^3GSKX9_>WP6
MC7'/L=_>U/0GY.?.OAG][?!:-<<^R'UC;FX8:6OSYUPJY*'1M%P0GX\J%NX;
MG439)TNG5TQ'8'Y9)E3<"^@'J@$2,NGXLHV4%4%3J(I75LCWF4MGC&,[=41J
M3#O[VIZ$_)SYU\,_O;Y%M&N.?8[^]J>A/R<^=?#/[V^"T:XY]CO[VIZ$_)SY
MU\,_O;X+1KCGV._O:GH3\G/G7PS^]O@M&N.?8[^]J>A/R<^=?#/[V^"T:XY]
MCO[VIZ$_)SYU\,_O;X+1KCGV._O:GH3\G/G7PS^]O@M&N.?8[^]J>A/R<^=?
M#/[V^"T:XY]CO[VIZ$_)SYU\,_O;X+1KCGV27B[3K+KWC;H2B7.+-!VZGZ@U
MW6[/"G>1TB>(GH:J1;"6C%'\.\D8EZHP?(+M5'47(/HY<Z1E63QTV,FN<3G.
M^5[X0P& P&!#MB7:*UIK^];'GDW2L'K^G6>[3*3(A57JL55(1].R*;1,YTR*
M.CLV"Q6Y#G(4ZHD*8Y0$1 ,:V3D_NNFL;+7K'JZJGV-!1&H[H]6J#G8%[I=:
MI6WFVV4XP9UG7:>O>I25A;AIR>UZNZ@(!6/DG%FIEQ.E"L',Y7H0MM/R9PPS
MVW7+HCD?7-UR$[& ]JU<LC!!NX::U5M43([(:L8N/@4+G-ST @Z3D&,-$W:<
M/48YV,41E)LV$1<&<B[@KY6>@M\^;,6EL(8# 8# 8# SSR&V7?=40E;M-084
MR<:.+75JPZJ$XK-I6R\R]OM4#6XBKT%Q&"9C'39VTC*RQI&892T8@G%@:60A
MH LQ:(0L1?YEM5&GR3V2VL6]XB0IR9['1*YNF;U#J%;6^V:U;MODU>HB2#>5
M38\W'J4.\-[7VT?VT7KZ,GI>')9H-==-0J:A'9/X^9_--D<UEOZ@[%V+6(K:
MM;U-6KZV5MT(WGKA7%:?:K;9&%]0K^MTM;U_82"%WBC3M0/%7B?@ID5)&!;[
M*T\C"/;&POT-,O+><KS8\L9VB>=L+YV^6EZ"Y P& P& P&!B:\<H9G6NU-D1
M>P&2%0UI1V,P]K"LCK39RDAMQ"OZ0+MN:&D;54*QU"2:9+M+5%)4M5T_LKUO
M1+(Y21(4BBK MOEXPQMC\C/8C4SR7WG6H^QUZ<UY57&PHF!TI?73ZD1.R-B5
M:I4G=)]JLFR,U5JM$NM@VN3JMGU#,T]W*UABV8RR=GK%T7C*U&MK!"1HMJW8
M^G?TUK>T#R5@MVOY>,<.:M5K0U8,W3;6)[+'R>PV2<3&0"=^E)J.1<).$HF"
MNMA)4F"I(E)%]',X2[H/G=>V+4Q C4& P& P& P&!A:Z<B=ZTR7VQ#H:RI]Y
M4UPTTN8R]!5V5:'+9_N':C.H"PDZ[7J1.6*2>4/7GE':]RBZW'OI=E7E:N9N
MR79V9.08EMAGKY1[S@X]IY@RM6A],61*NUJVU*ZKV+O$NL M>VT!3DJIM2E:
MZN,>FD^I1W\)/ZYA;%=M@["B-AI5*0K\7IN_0R[%-PPG).IBWMAOB^OY?T:3
MTKMJ%V_4#3["5JJ\RSDY%E9:Q7;)&6"4H+TSUPYC*;?$8YV[&O["B(%6,0NM
M=<& 8BREE&+51TR0;NUR+>P& P& P&!2.^=E6O5=:I=AJ];@K(E-[KT7K>SA
M.3SZ$-!U?;6VZ?K"1L4,@QA9;R_.12]M9J,8-VZ@62H'6?N)CP6 1DD6,>$\
ML6<=F\Q;)K!:\WF1I<'+:>JMNW#KABW8R<@VV#(V;2^@;YO&>L"ZCANI -H.
M5D-:VS7$=!%;J2#=<L)=EIU=C*.ZW$"(O:/F,Q\QW;_CL#DQOK749<:RZUE7
M+CM*FR%5DGZNO(39=QJIJ7==<[.ME86-7:_#RMX3EI;8^K7^D$W*2+IDW>6>
MI[(79E1?.-=MAI[Z/5?>D^0E3W))VZ-CYZH(RL7)*KP=-9V&.D+L%-:1M=3/
M;+!&-'SDJ,=.3,OY7J[V.!>.D]=V'7-M%T5.[1Z $:'P& P&!ULU#15BAY:O
MSK!M*PD[&OX:8BWJ8+,Y**DVJK*08.T3?@JMGC1=9NNF;S*)*'*/F' INCZ
MKE"AKBPC+=L:4G;G5XBDN+]8+023OD+4*M&3,71X" G/)J"39"CEL,])0<B^
M8R,X]L$U+V2TRMBGI20D7(?.F<<-::_V&KL6IMI6*<^01@8VK(OD@IT$12JZ
MPHKN1AHH&@/&[YW3-,:RK?9+R;F)CV%7[:&BXR2G[2^G0OK 8# 8# 8# I'8
MNBH/8][H>Q7EOV!6[%KAG/,ZR6KS<:WB4!LOB24S(*P\S"3C$)QU',C01+ T
M2:3;2O24Y!LY!"-GYEN^+?/:[9EJ""1V4&TY2?N5FGF#2>85.,L,Z#FLT5I:
M5(Q6QEJ\&S9L$ =2GDABW+*3QYV7B(X'L/ 2$3$2TNQ?D^?.*&R/%[5\K8H"
MT/0LJDQ"VQ]<I!<D\LB%PF%]C5S;$4%Q[)$BDLSJ=[IM/DZDW048C!Q59BZ@
M@H>F"^KST7GYZ]Y:*P& P& P& P*9MNC*E?;A'VF[R5IM,7$*.GL3KN6F$SZ
MX8S#ZJR])>S2E=;,FRTNZ<UJ?FF/D^P24O7VKJ26FV,*UGTFDHW%W HG'VHZ
M[AK;&P-@V XE+=5H:CK7.=N#^<NT+3JI'3,;1Z]7[!($669M*02Q3S^!=N4G
MTLO.S,M8K#(SL[*2$@Y+?_'S7\T/RG<<=7T&_CL*IQTE$/$H0L)'5Q"46&GP
MP>Q375#6DXF#,40:2:](U+KJK 87*C%E%UD#1;%@_G+.]FR+VP& P& P& P*
MK;:HCXB'V"RJEHME0L&RKF]OMAOD0I7)*VEL3HD)'MEF@6VM66LG:1%4K5=H
ML0QE*U)MVM1A(Y@<BSQ#R@8.JB-$4V(U_&ZW\=L<E H75QL*Q+RLDW<RM\M<
MC>GFS9U[<'2;!!!PRL5\?+3TQ!0C6#@56P%JC2,9T@5:RH']:DT73]-*SZM8
M>V&0--M82%;>R!\R>!7*;57$^[J-%@O$8V,'V.U=Q:;&I&.9H9FT.?*ZY9JQ
MRQ&[ K,+GP& P& P&!$;M2(#8$,S@;*@X<1S"VT"[-TVSE5HH6?UI>ZYL>J+
M&51$#F;MK15(=RZ;"/9/6J2S-8!174 0J"P<5]16RU6.QV:/G)R,M3FRRTQ0
M7]@D#:]5M%RUJ[T[;+<A74CI"UG;#J^1E*?(D0>DA3-YB<FT(="U3DO/O2W^
M<^N+O:UH2K5FL7^O(V/8,O([-9!&VR]SUP?26P7,<WKQ*K$,H^SBFDO#IP$$
M0R,.K&(-72,JZE+6Z<.[A.3E@D27^?/GH_NG<?M;T/8DILFL,9"-E'\3)0S"
M#1?F2J-99SK+7<?9"UBO()(M8HMA:ZEUP5^V RS!HI5TG$(TB7$S959H7PM\
M^8SQ7;@,!@,!@,!@,!@,"LMF[5@M6I4\):)L\_)WZVGI-2@*A#C-34Q8$:A;
M;VY;I-S.&;=N@TJM'LTJX=.W;=$I(_Q<AE'3AL@J$X;3#19I".'?AP[B?(@$
M?%S!D&4J9ZK&+RZD2+05C]I*LV#-\X>,FRC@Z*,>^7ZF;M552A'N\O7 NG[$
M-@4GQV*K!;O*,_97!>-1M,.3M2VY^W\?[5G6#)_C"S[@B<4)/PP=B7SX']QF
MQ]>37L:\C7RF2WLS(NI3_)EH@W_LL3;-I)ZY4K7BKY7RZ1NSAIAVN:+\:*DV
MB9)=02I,71T@^P7ZBC9GE+"Z5(;C'HL7#^IA8X<;,Q0E#)$C5WD"#SRHV1D3
MN$",5%FI".S+)%;F4%0@&#A2VT-:0+QO'SNQ*+"OW:<NLT8RUM@(YXY1K_E0
M)]5NV>2"*RR<'Y#F_*ZB9#%C?(\IXZ*/D]WV(=O'W&HRT>VEHJTUR3BWK"&E
M6<E'SD8]CW<78W*S.O239XV=*-UV$\\;N&L,\24.WE'*"R#%1=5(Y2A7]9W[
MJ:RPT++FNU<KB\[6):ZM*_;+!7X.S)5*"7DD9>R.H9:64<)0<:$1(K/I<@J1
MS1NT<*N720(+ F'.U_NS6.T86/L]%M\%/U2;J<?>:]96<S#GC9^J/FR+E::8
MHA(#+-F<1XRS;3AYB,BQBGKM!FY '':IIA,8BXU"P2DW!P-JK<W-UKR>%CAX
MB<C)*4@/*S<7D7Y;CV3I9W%>4FA3.H_QY%#QQN KM^T2 38'3EVGK$SIDQ+L
M:AF>R5B]B$<S+;Z^+J0M@1[&6&KLFX2':NK$$5*1LGY$0(I)>3Y%B]\6\6=M
MU% C$_OG6<*HT;L;'&6YXM=W.NWS&GS5<F7->MK6KVBV+1-HZS35&O."1M1E
M45$I19NN@\,V(Y21;F<.FXMRQZ=W:-]UZA74FVI]GZ\:R56AU9ZW1#F\U,)2
MH1+86A'SZT-49E881G'+/F;=\^>F38MUW+<AG(]NB*@M.IPK?O35M,0J1Y"X
MP#]Y>Y77\=3X>&G8)]-61ILF\UB@0%C@XT91!>7JZ$Q;8IW*S<8#MLUB <O$
M?&E")-EQ\^?-*9O[S2HNQ-*?)W"K1UMD(MU.,*L_L$2TL3V$8@Y,]F&D(X=I
MR;F+:%9NS.I!%J=HW!JY%58@(*^"'2CMW5 04I:1V?KP*S!S05N;L8W6MA!0
M]B%5N@$!*2_E+R?'S0KNVB(13MPB^[5TW3[#PUDP,+./7-N4.PZZI&T5IUC5
MZGL&(KLO77-PD(NOJJA:6"4A#1BPN7YF7EAR@J!2L&SQT=14BA6YEP)X0AR'
M>W-4,(J;G7VSM>,H2LSQZM9)AW=*VWBJ_9TSD34KDW(+21&D3/$4433/$/UF
M\@4YR%%N!C  BR-&WYK9K.7B(FYMG56.O)I: LUJMDQ6:[56\B2JZBM[4K>1
MDIY!PX;24;NFIM63P&)6H2R$G'/%6BRL ,Z6V6W1Q[%IY":=JU5LEK&_U2Q)
M5O6EEVX:"JEFK<Y9IRAU2+D)63G:W#HRZ:DNQ.E&.FS60243BU7I0;J/T?PS
MD(YYMX:R4DZQ'Q=KA; UM+NZ,4+#7IF$F*S$.]?Q S5H;S\RTDSMHM:-9@(.
M$C]HHV6*8KTC4@"I@V_/F$I@UO-)?5="\,;C5GE*=(IN&MO:V&)<5=R@J[!@
MDNA8$79XE9%1\(,DU$W9B'=B#<IA6'P,#JD]K:N62J*Z.R:"JAL S@E#63N-
M>.E=CM!*5T2HJ%D1)9#-C'(5P6&%Z*(G*"@%$P=0DQ+%7U&ZSQ.=AU&C:':6
M)PZ))LC-V]??IO%6,ZLN5<4DH=ZE'2"C234,5DY38/#HKG*U7$@18^VM5)P;
MVSGV9KXE:CIXU5D+">YUPL&PM!5DVYJV]EAD@8-9XKA9% T.NX)( LJFD+?P
MSE*(?2:VIK"MDGE+#L>A0*=6\E>R=2:N%>BR5SRZZ?,83R\9](H%B/++Z,DF
M<5Y0%OY0=1SYNT[99HX(F'U6V=K9L>SIN-A4=NI24XY:YD6MD"D>HI2Z0+Q*
MMG*=^48%.41$%HX\J#0KU(04;"J00' ZB,W7J*;N4#KZ%V32YBYVBF*[$K=?
MB;!'23Z=HZ+Q!B:T17B2ZZ+Z'.Y<$(W=-U5"NDR.5VP+-V;M5$.>_P!L:LBW
MHQLGLO7\=(A.M*N+!_<JZS>A99!5T@PKHM7$DFN$Z]78O46D2*?C[E5HZ31;
MG.W5 @=+;=X:RJ+"U.5[7"S<E2D6+FRU>M3,)+VR*;R$\A6D5WL"232>,D2S
M*XLU57H-DR+(.4 ,9PB9'![K/9OV,BFJM'O6C]%!V]8+*LW*+I-%]&NEF,BR
M5.@<Y4W;!\W79O6QQ!9JZ06;KD363.0H<O 8# 8# 8# 8# 8# 8# 8# 8%*[
MVUTGLNHQ\*.K=-;:686!&5:0&\6YEZK%KC#3D.-CC13IUW62L3!O,.&C8$(M
MDJ\B9"9C"S<2#X7&",--MS'^Z=%6#7FA-95ZN[FOLCR%:/- ZNU9L*QS=DG(
M5OLZ'B(^@3MY8U.:G96+KCFT:X#8ZUQ?N9-[*2$9-SZ9G]CL\@T1E2QNPQU:
M<-6B^'LX:'!BT4J4MR>K)R.A(]K**6+4-@<[!N;&3J"#J@TW5\KKB0IGL9GZ
MLLQ>Z]KLG3X79YG\K(5&*5I;QMK29G]?14P]%_>_&_71LVK>XW<69?3UP=WB
MS24'*2CJ+V>S9((2MKN$G7T]G;IL&W)"-3O5Y46L]A32&78QTO-2 1[BRRD7
MY:4B8E%="*8B9T;;\HC*,/\ +XJ:#VM$1<[78 -:2C.,Y$2_(^FV27G;'"SE
MFE+-N%ULZ7U_>X]E39U*(:1,3.R]+KM_BINRN21<'3/&:$1M'NF)Q>-N5L(V
M6UH97N%4T(6F1NTM09J>M]PT?<),S6 >+Q[976'._<_,::BV8RA5G9V#YIM-
MI6(0%S"9&7B%9)\44%DP GSB_5^).S8N5M2=9LE!5A-D7:N6"T.Y@L^UD*M#
M4GFINCE9$LZY$,(]RTLCZR06XW=!?FD)BKMJI)P;:S-2VUH[4@$2Q/OSBW+%
M\*GQ&VU#7W33Z=O\).4G4%K86N$;H3=NB/)[(NOMBTJ;J2&OXQFUK%C>S,ML
M!]:>\BYSTS)QD8HYHL-4(UJ8;*X%\/FNZ*17 ^[*46BUV7N-0AI:$INI=/71
M6!1F)-M;=*5O6\WI_;]4;R#EC!/8I;:-6>0UMCB>)N$JI=8"#(J[GD(5*7>E
MO&J^=K[;=+>J]./G&)]I[85IM,VLWGCE?;G]AUL)?[D]?+P&[MOAMZ?AY?6D
MC$HU.NR,?)M(9F[L<99+$XL;V.?3C2/IR5@DX(23/MRBRIEN"SQNKK!L#F%L
M%<AJ1(4*]5]M<[EJY%+RGM@FU'EZK#JHP\PK,34C+'\9L%?EBU\T[.05-FTK
MG#.( Y7POGOOHX?,-CHFO"3<4Y-62S7_ &5 2MDG*Y1J[)31IFXV +)(4VL<
MHH-Y;TH%^TAZSK-A8G?(2/>L=74>(5@:@C7I1,;3;'DP1^W+$VRW\XGVSY.^
MM7$O;UV)+#8WFOU9>ORNIG.LK/&7JZ0R[>GZ?MM-M##6J\,QH1%J06ZR=?>V
MZT['A[/;IPE]C]?R+JM62N:^J=9AB889[?7UY:?5_,?PLM<$NRC:VAKEA6K!
MM'CIN&V+V6Q7*_W"E3^D]V=\$]5Z'89FOL'%C@+8[<RY8"0E3TTE&D+'<A8U
MB1B;2A&5P7SW6Y6^?)3_ 'AQKVKMW:\?8QO$4E1X.0CIFL,G,];(Y6N=GKN]
MT:<KXT: 9M*W:W4Y(75:R%O]OGY9["1I75-@J?'E<JV=47PR^?.N>4.L6XE6
MFLV_5=[HJVO)!?4]-TG6HVASZ<E7*I-.];ZQY&:HF9$TG$0EA4@'/D'>$.O7
MGB-:FEC1M1>U%V@P:3K6;@Q>_&9UYVXY)Y1>,3FLZLX2:]F)&K22_%%>K.Y-
MQ&P*L?"S+RM\<MG:23<5"(<K/S5XB,I?6LW$(NG+H\9&1ZC,KE5UV*PB^>W.
M^.F[/&O^$NT];T*K5."LL6I*04/K'65QFS[BVLQ4V[JC5E+VM 5@JSAE6PGM
M,NF5MV0%\?5+7<Y(.+&1M(4F1V@UK\AVZ8F<]M_2]N.KGFY5:X7[IUO!M#T7
M8=/<6QOK0FME)%\M.P"Q64IK3@QK*T3,+.IPEK5A+(:*XK75_5IEU7YY&$F[
MC5)1[$RY(23CGHPPSM:>LS[['6[/X0;7V@R)6"SM"H=%B*I>*_0:G#6R]S-7
MUU#7#A[L[C62BM*8VKM,@;HFRNFQ'FT'&VKB=Y<W,,X<Z\CJ]#-6;>?>%OC?
MY.-_X=OL7A!L#;1K;.35CU[KV;L;9@P)5Z E85Z2+2J4B(J\$:05.SK4FN6X
M'B_(MU9MFC8T=K5& H\=)32M=+/29+X6VWOQT>V_6G&QM(3\%QE=4^+KE="Z
M6KD=H78$W!S]\L^U:@^G#\H=03LNXE[);82IR\C%2D=">4;"S:5J,%1XYECL
MHV6DW2CB4%\?2VK1;Y*(3G$+=MCE2NGUUJ,77['M^M;LF*37K/=H6L:\N$%O
M"L[3EC0:$'!PCS</LO@ZE"QCKV<.J57(/81[%M(E-G'MD]C\.+]+;<K9[+](
MVNFU?K1='ACREL,0_+8V&R=>[EJFC/#;EC7,+QOHM6N=-X\4/J\<^$E'L8=6
M5L[$986,FW/>786!G%2I7\>R$Y]=^GF^UBX7;(M]E@MFR"FN8^7AH.J48=2T
MVV72@ZZGZA7-=7JAC:UK3$U.3EZY>I)G?742,:2G6B'C]9Q;;6!IF6*Y]E[,
M7_C3.=_F6<K,K?$N=U4O4;#K-*BS<M2MIW&[,JG=92Q,XF;B+7K&+U<P7?WT
M(6XV1ML2H0D.T9Q=XD:[:G4E6'EHJKM!H:U'GH@?/?A_E#(3@S))3$DO8G,'
M,'8[D[RZO:7]VNDX"U?G^96O.6]KJC[5TE"(U* E6[_7T- LK<PL$ZXFI:,2
ML:<734)B5@P%_GI;YKTKVUEH*RZVV5#6Q%[6)6%.;D\G.%!1_&2D:ANGD1)[
MSJ9H9J6*>M)8T:VE5ZW84'<A!D073+*1JTBF<[#"?Q\[*0VUPWV9;-7VO5]+
MNE:AX78TCS(D;RD64M-*![/\CMDREQUU=I62IC$;+=1U979:5JTOK>0G:[5+
MV,JS=S4JJPJ4/#O"WUXY<(T>OS-VU]X1/KE3Y&L-+9&UQW-SG+*1E[# )2<'
M8#M.2.]XO;#,[&=BCMY5C-5V'A(>)6E47!7!9>&A7\>H1.*9=B+^W)KS35)E
M];:YKE!EW->?FJ"#B"BY.MPJ%;:RT R=+%@I*3@&2247%V9W&"W4M984J<&_
6L7E*7B&4.PD4(.,(M# 8# 8# 8'_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>62
<FILENAME>g679299g44s74.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g44s74.jpg
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MQ  9   " P$                %!P ("0K_Q  H$  !! (" 0,#!0
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@LEERI4N9'P+R27J/#?%Q)0@^\:2D P'8C**ID?\ _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>63
<FILENAME>g679299g45x91.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g45x91.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ SP"B P$1  (1 0,1 ?_$ ,D   ,  P$! 0$! 0
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M-+'][/ #S;M3YY:_]FEC^]G@!YMVI\\M?^S2Q_>SP \V[4^>6O\ V:6/[V>
M'FW:GSRU_P"S2Q_>SP!/_77:O@^O_P"%_P"NO]E(^E7P?[Z^C_\ FOVG_/\
M '!3?2/;/K &_97K3@# X!KQW;;MB0MM[A%%3N[*R/#Z>"%NF\?KFIV>=1;E
M=7PU^7:W[+9:K4S;$JUCC<0?'R',3XL6..PQ-9CYRZ])1H7IW%=FFYI*'@HG
M1NCK5I/CIP;TXG@><Y7,(<UR[5V>9;MPQ(RQ%:A-V[EQQN[W.<(23FI**\NY
M))0VS4>+DI\J%^VW+U_HU^\6OJ1JE*)ZRVJ2O=CU,.VMN6_KZ@AT'4.=> CS
MUKT5 N0>/(&D;%+@ VPZJV0.LX@2)4S'B(TNB$[OEP<W<4-LJN.Z3W>&B=8U
M[Z*E&^%7H^%B9W-98&$\V[S&UARQKSN3L*]D7?BDK'E1DYXRN133NRC;5ORI
MW%LE*?",FUMC;W6CKG6W2C<H=8;.7HAI2VEM\ZP&:R-7#%FWF+T=%LPFE-V&
MH$$*I44GL"(0B1%LQG6Y$G#;2,.K4RPNV[=S+=NU-*L]CW*E:RVUI5:<:G4Y
MIS7K#E_+N5Y<+>_-EASEDV59E<WY,<93C;W6W^&G=4HQHFFZ)5=(O$[7U,]5
MHQVL7%D3.EZ]K=HWJ$)SJATH[5GS-W0:WHZNWO7)BOZVL6PQ]TH?E=\G&:W%
MC3C#48T3">.1-:8EL-IA/(RE2=/PTY:0EXJ135$W5<:K7BUKQ-7*ZCZHMNWE
MQA)X%N[DQ;MX5YO(4,:%RU*-F=U7+=;KN6HJ5Q*Y.W5349Q2^SIPZ@>JG8=G
MWY<;[J^S-D:+HR0W0Z&W5+AK:H;$O%9V)NEX+(! K@7M'F*PW*NL X4I:2A'
M"T)9D)<PPXTVC./?RKDISN1=8PX*C2;3EI6M&U1:LGT]SWJ?/R<[+SL:XKEC
M"?E6MERS;NW(7<C:XQN2GME<AY<9>.?9)/:TDB(O4?UH12]WNH>M&+P4EVQK
MY+QC&G.HB@ZY&H?Z>=(/O0HFKC5P:/("#[Z<,LR%2Y4M+Y*)(D1LQW5.-HH^
M(S$W-)R=>'AFE[L>RM=:^WN.)'J'K"-V]F6;<[]UW? I8^5:M*N+CNBLRN;M
MJNRN)[G*LXRE':ZI-X[U:];%?V9<:*0T_7F:W6+) K)#9#6B=SE!-> M777]
M;7NAD,"V 5SL:FVT(>)$F@@Z>/FU]+>,/3R;(TO(CW2RLR-QP<%M3I7;+@JI
M;J)\4ZMT337>Z-KJWNJ>L;',;V%<Q+:Q[=Q0=WX;(E&,?,M0^(48W9>;;G&4
MYJW"496J<9W%;NRBW1FYNIFOT_K+L$^$WL&QT#:E<3I2OHT=?:RQ!U3:*CK6
M<FSM"8YZ4>VR*K3!LM/E#Q;S1E\@(GPO&LNR(T2!:KN1&%V3\4HR6U;6O"TN
M.M94XNBXU37<EUK?-^H[&)S>_-*_D6,J'P\?AKL$K$X67OVJ3E?C!2G)Q@U<
M<K<X53E&,%SL7JXZKZY\M\435XV^.!!1K%73G0&\@D0^(@]/D/9@3>63,FV.
MBW*A9MM/9I;5)96JPLO.8DY)+RQ(937<RLJ-?+BI47#PRX^&N[71R\.W7TG.
MYAU5U1C^=\#C1ON$9;/^+DQ4HK%5Z.3N<]OESO\ _'6.GYJ;W>8]LD8U=.L+
MK US-:@VRK:W;&%-HSM;P;I&T)NA0X7&%=65*T8S9W*O!VP:*6MRYZXN:SPD
M7!EQWE."W'&WY<=_LC1GEY=MTDHT<J5VR_G4:TW.M4ZI>CM-?,ZLZLY?-0RK
M6/Y<LEVE<6-D4BHYMO&W[%?E*?F6KGFPA&2=8-J4XR\.+F>N+KPA#+/,B],T
M)F2$T?L^\5R*1T_N/+>P#U3U'L^XTZU#'(]G3*K(^SW2IAX+M&(L>?F&2R6%
MEVB#\%B3&69FI-JWI"37AEQ:BVGKPJTEM?'CK6AK7NL^MX6[DH\NBI0PKUR"
M=C(_%E"Q>N6YJDZP4[D+<7C37FI3VNZKDH1DVSG5;U742_3JQ:]7,7&OUFR;
M= E#&I.GS;-AL-Q9JVLJ[L6EG*J *;,@5T17E2"LH++D8/&I1,O&88:B#\3$
MK9M>3E0GME&L4Y+PQDVZ)--*M*=FKJ^Q5.K>ZGZGPLZ6-E8RO6+=R_&4K&+?
ME*YLLPNVY0B[RA&-9.W)^;<<[BC%1M[ZI 6GJFZY;32V[ [3IU9@PX'4Q5IH
M(/T_;CK4S8A^M4O5EPTX3ARA&RBMQUG)-PK.:CPW(QJ5$G/AI66WW'7HS<&B
M63FRANVT7C5-LE5I)Q[:JM7V\:/V<+)ZFZTR<-7W9E;@EF0<8XN1!W90MV;E
MB2<;TKEER4[BBU<E&3MRHVW%0H=?4_U>DS4H"%U2$%RR.QJE5795ATMN# [4
M(\YU"P=9R8=GGO7$$.W'-DZJF+MK)8#("BHL>.E;Z519<:1F_P")RV]L8JNY
M+C&7AK*G'BMWA\551>QH[[ZDZKN7G8LXL(SED0A6>/?I84LI66IOS(K(;L-W
MU.T[<(I5EX9QD7#H"Z7;86GZ1;MC@6*U>2@^8W9Q$026 0FB@LN1#O3( ,[,
M)&! \LD?B6Q&D2I;C#+Z49??[/&KW+$YW+49W%2;U[/J9[/D69F9_*;.7S""
MMYLHO?%1E%;HR<:J,FY14J;DFY-)I;I:MQ<N.L' #@&O_P#+_P" 6!3?2/;/
MK &_97K3@# X < . ' #@!P X < . ' /(,U\#8F84:P!!!V..+B; /8,C89
M-F > 3V"H(W":FLOHBEPI.,W)B2482]&?;2XVI*TXSC#C&7O)/C7VK0JO6+&
M0E&_"$XQG&24DG246I1DJUI*+2<6N*:37$]?F2T. ' #@!P X < . :__P O
M_@%@4WTCVSZP!OV5ZTX P. 3==-H;*$VZR JY58,N*/B2X(+RT:6FNEC[N-2
M2:]*R\-FLJ8$&&;?96%)RSGNJK#[^'L(9D(QKSN7%-QBN'^OAI_%_0>>S.9<
MQM9=RQCVHN,4U&JD]TOP'!\&J1DKEY:?[,G6BDCP*;N+917;.LJ780PCS!;=
M6WXT;GU^MG\XBWND6L&)=(-DYIA^&/UE8!97"Z_.4F1(++PO+Z(2E,,KC"[<
M=V,));7%UHGJFOJ?8^WT%&'S;F-WFF-AY$(>1=QKLI.,)<+EN<8UJY-*S*,O
MPI<7-UJH<$U-=^J7>V-9+L%8T*8 W%3^N%L#W$62YQ6V+B,O!$XU(A8I=6GO
MYK:ZDS'=RG+.<.$F%K\7V89>JGDW_+W1MM3X=[UK7L6E/K.5F]3<[_;?/QL&
M<,NMKAX[B_$5QRJO+@WLV)/3C.+=-&QW.I'843$1OZA[,0[7]@9)+R0+QIL
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M,)0VVVA.,)3C&,8QCLQP!B< . ' #@!P X < . ' #@!P X < . ' #@&O\
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M.N8,UJ-7@!P X < . ' #@!P X < . :_P#\O_@%@4WTCVSZP!OV5ZTX P.
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MQE7;G.,>'G6O)RM2C'5Q?\#]9YO9N9'*LK'LK=>GCW(Q7>Y0DDN/>V?SU/\
MI6_B*_\ )[NW_55S^'YX3]HYC^4_I7VGP9_B'YC_ -+N_?L_J'77^!_KS9/2
MYT9%-:[[UCM#75X?W7>+.U7R6MKP2D+!% %*B0".)%? %X.&Y,@8^G"<NX<Q
MEO/:G&,XSGU/)L>]C8GEWX[9[VZ<-*+N/JKY,]/\XZ:Z0ER[GEB6/FO,N3VM
MQ;VRC;2=8N2XM/MKP+YZQ3#FR.D7JGUY2:OL8_<[[TX[PI=1!1]6;*COFK/:
M=96<& $L2)U4BPF'B)6<TRE;SK;25+QE:DIQG.-[+A*YBW;<%6<K<DEZ6FD>
MYZMP\GF'2O,\##@YYE_E^1;A%43E.=F<8Q3;259-+BTN]G W_P!*W\17_D]W
M;_JJY_#\\1^T<Q_*?TK[3X<_Q#\Q_P"EW?OV?U#LR_!WJUUZ<.@O6&I]V:\V
M;0MA@K'LR:6K)#6=](2H<4W?SY<4ZN4#KI0<O$P=+;=3A#RLIPKL5C&>W&/6
M\ILW<?!C:O+;<3?#UM]Q]=?*;DO-.G^B,;E?.++L9\+EYR@W%M*5V4H\8MKB
MFGJ;?&74OM-/(PXE#S:'48>9=CNX2XG"TX=8?0V^PYC&?\I"TI6G/@SC&<=G
M.D?I)^G -?\ ^7_P"P*;Z1[9]8 W[*]:< 8' /S>9:D-.L/M-OL/MK9>9>0E
MQIYIQ.4.-.MKPI#C;B%9PI.<9QG&>S/ /-/.NQP1I]@66./LB2+K(0#-A#3I
MAUN&\ML6%(DB]?'0"Q!>,,QGI$^"RT\M*ER&4XRXD",]?TSJ119M=*MDRU"*
M_+$G9=RC_+F+8VZ:JS3>H,J8IR2TVU3B%QG )]EU]%KQQT9(=P-KDE:\#LS'
MX2P,CT#4M\U2?1W-D3+!8<&M1T]>Q)-KLZB'R.V$(USJFN$P-<R+OYT-87"E
MJKYDE/D* Q\KESY#S99QON1I0%0VE^3&K%CDP@AJRS(X$N_$KE;)P0MBL$EH
M?(<8" 3)0W6A@DT5=3AB+)D$A[##[B5N26$)RZD"':U0^J=("? -E;9!L)0?
M=96)T:]PBH>MU&PZU.J$:K!DB=LF%BNQ*CO$BP\,M\T8A^14HC*),YB2IR"V
M TM&B>H0+=K C:S:BU;*!8<@>;>.8<2!EBZKJ\:.KD 9'N9N*7>*DLV&64(.
M"ACK1&/G#;\Z-+84P _-A23,2D6:37:L6NQYD3)4'J8.T1Z42/$NS&(<!FW2
MB0EJN,N/Y3E^9A[QC#&%J;;>7A++@$0*UWU8M4W: %NR7:0:=Z=K.!I1QNWA
MX4V?LIK6>HHM#AB)4R\G'@1Z#L87=E3C$M29,F&8@9D%Y;T5,A@"MZE7[3'V
MCM6S%GCT.K3&:77*:$GVF6;#SO-8V=8+/>Q0APG,8K2C96V(!KAJ:CK3\F<2
M$(PU*2MP#TMNNV=K7%IS2ZD4O%L<AQHU>K(FXYU^]-*RR$.+$DSKBT<KTP#7
MQ#CV)I1Z)(7/R-COHB1IDE34-\"2Y>ONJ1H<>$P[1>)\B)6P\2/8WK+7A,FW
M$A$O1:ZT^-AIN!9JK$(PX+<DV?NHAMEI9+'BWY3&(^&P&KH6M;P#;*WX5VK(
M*/50_9$/:M1-M6342)7X^P-NO,18XA!\M#'2,U.>">S)CP@250GH@QZ#(F!Y
M1LP P=V&2^*38*]1A:K=L>?%&, *D-OR*$40X:ERXL2PD"L.W4P_'KHAH9-G
M2409C<V;%&R68N%O8[$@3L,H?4Y'CKB3++>",@9L/3,N6:GV:L0GKI5PG4EY
MPL$J/#$V)P< AQ>G/+4>S0(\06DV2CYQ&:DY<?Q* ;.EF-E58Y90^T[=%E1)
MZ:L(I4(^8@.V^SVB)%NY.WW3R!FPV%@5!NP@8Q(BA(+[,,<H*1S&A1HZ<K<
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M4+<-FT65#K=R"CP -SY"71^&?E2"!N>N;"A,0GF8;+ZI8%K\ . ' #@!P X
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MNMR809IU<@#.:A2.M"M7NUM_+"R&:@6VPY%P3N<O4AA^%K"V[DZ@;D5,T65
M','HWU>ZZL%-&!X1MB1AB2F9'3"DPV(SJ0'ETDL]2S>L)CW57-3)V=,LRY*8
M;,*AQ8 83BL5>-+&!I&OY,D>3KRK?'+2AK\[N%TP)++,O&7&N^L"H> ' #@!
MP X < . ' #@&O\ _+_X!8%-](]L^L ;]E>M. ,#@$R]:IBRU[HVZM3]+*'
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MTK#D96<L..(?PC*%Y1A#B%* R;ZRZY\&[ ]DVU/H;P ^LNN?!NP/9-M3Z&\
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;_OP_^!?S'Z0@/VW_ +_WS]Y__F/O?_GN ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>64
<FILENAME>g679299g47j56.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g47j56.jpg
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M 0$! 0$! 0$!_\  $0@ /0 * P$1  (1 0,1 ?_$ !4  0$
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>F,M@5F!*CA_:Q7@+![G^)@I.C7#\*;>WV+YP2?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>65
<FILENAME>g679299g47j63.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g47j63.jpg
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M 0$! 0$! ?_  !$( /,!$@,!$0 "$0$#$0'_Q  >  $  04! 0$!
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MG#R7YSM/\H?I73</C,(P&ZIB)%&G?VE4\_Z0WMS3'9_0:'@=ELZZ_P#^DO\
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M DV8TO+F5E["^)A1'311>7GLJGDER9:LNN>+N?.KQEK&MDM:UI<9=E &8\S
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M6T%(H<(+9R_,G2U9PA&/'"6VFD)PIV1)?<REF-%CMNR)+ZT,L-..K2G,@$D
M"24) W6@;MQZ3#9+.U%Z_K0!JHZ)SHW<.U95J&FY/X3+%+U.0HS98+(&,P68
M0,/(#W)J2QB$=E2B,E:X4SU4:,K,O9K,CAF .A(UT!: 3_,^"I.8:2/S!L<\
MT\?EMMVGAJ\;[6;((ZL5<ZU3Q]UN[5@')/T4+1=N#I]/$&]96"_UR"1B60*+
ML)QJX'106@@=GQ0@FCXF6MBRRX7L0 L+7?.[+,"=- #H"TGYS$2-!KP$J,@S
M03 YR-=0#MIIO&IT[5DCJ3=59VO+MD805%NR0Q)$@<)C8F)))ITQEIH >(N2
M$)B256-R/,.1FAJU+#AB@06?CP+"W/C<T:[-.H[(Y<">_L52(CWKQ\-NW<:*
MS7I"_H=[G_\ )4__ -0ZCSK\7_W==?V6?WM-?,_Q?_X<])/^7AO^,X<N5[G@
M5^$4X17IT/V*W=UCOD'9>A]DV?6MP@J;2LA7YV6XA:(VYAWW58PLE,@)9@KK
MF,+?"V >2%O+PE;D53B$*3K2K5:#P^D]S'#EL>QP.CAV$$+ML%Q[&.CUZS$,
M%Q"XP^Z9$OH/AE5H,]7<479J-Q1)WHUZ=2F=RV87;KZ+#TW5 [GR0NC]\1 N
MJ^R[K&(X1R$XY&U_N!UAG*W<U1<U]]ZNV_+;:W9%,(S)2"&$YE5DE-4Y("B/
M3V&),NHI5 &5]8 _34@22V9AP$DM)VU!.L?L#\-OQ>L^ESJ6#8PREAW2$M/5
M=7+;+%,C2YQMLSG.H7(8TN?:U'.#P"^WJ.&:E2WY<[1?:DX1.$7'MV:^DCV#
M^V_:_P!_#_"W&P[AZ+J@ZV_1VT)]BVK?N,"X6)W/>?57IX4)PBUX]\N\Q#IJ
M3Z\@Q=,UG8YF_;K=Z@W8-O[@LNFJ#2\4K7Q:_.3C%@J&E=Z'ICIEL2H$+A0Z
M>E'O29#S*FL15O/,E8-D$ZZ1L)F3"H\7TF.C*HXX*W ;;"V(]O7<VC=:PJ'5
MMEVR!?+OJG:P+5B=9A)TZEA'2NWYY2SB9**H-ANPC V-8K%5B1FLU@^5&DRG
MEP!^1$SY%>@CZ5WI2,*;+#.[!LLDAK608'ICC=<W@FO8YBO[BK'7LV#U"B"$
M?<V.7';ONU1UHJ( 0][6=L0R:.7-KCKAQLF4\O<3KRD2?DFI/2)T.Q]=>RO:
M#;@4WK+6'7O?VUM4$L/T^[?#)FNZ_LH&L0B5BH$L.FX#[8^2-HB&:Y'$.OPY
M3*TQFGD8PI1"TR -20#N./;MYKUV/THO5.GZYLVT;9*VS6:WK_8%BUMM2+8-
M*[(#634EAJU:K=V+.;'K1$#&,5X?FCV^M7,6]B++DG:V4S/!PR&1AIH:3*9
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MD;(&V!B\D]W6>Q79W<JMB[ +[1ES;UL2-O6J:TH]W'V8N^*<BL1&JKIO5X(
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M>,*$YA+B*Q$?1X9;3\Z<F)#:LIF/I\?9&U*@QU?E2G)'KL+PT6K16K &X<-
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M3YZ HX[+DJSF5+2+ASW''DQ&\%"E3%2IZ)\TY&K%;24,1H4<@78"B\3RD.#
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MRAB)TZO@:?!&LCZZ0-,=;5(?>,:VD^FZF<QKB@\];4=3+6,ZQK".K:'2]SW
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M]MRO2APQ-:O.V9@(%'"S31=J6ENL3X\O T:GPEM^1W6BWJTA2=0>^'U,L.@
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M'3=]@WH]=5L#NFX'=5<0Q#I8V\KAMGC=*XP05:%HRG\*VW;=6]EA]:D^Z?\
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M&K%CL"(W5C%:>D78[-,[SMRU(CQ!WU5'-RQQ'/Y ^<@CL(XRK>]__H@;I_\
ME%=^^U9YP<6_W==?V&_WC%\W_%O_ (=])?\ P]G_ (G8KE4YX!?@U.$7K@3Y
MPJ=#*"YLL:2'2H\X>1@27H<Z!-B.H?BS(<N.MN1%E1GVT/1Y##B'F74(<;6E
M:<9Q()!!!((U!&A'<59CWTGLJ4WNIU*;FO948XL>Q[2"US'-(<US2 6N!!!
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M94ZOL@[!@ ZK%M"UD#VQ@Q:T;#-UDX2!D(KDD$$CA%,DRAV3./S5X8D-LG%
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M%,F<VY[=>&O;LKQO=)>F<BJ@*+(ZD]9I%)JD^SE*O3W]$:M>JU<)79AJ-<B
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MD1:"I-:!6&;<H]7"RQM@MMB)%FH_NBIELR93 S7-J1&WCM/+Y=ZRRZ S$\Q
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M>+F*+5T>9N(F_P ^!.M$2UREUE-;"1I,@7 0++U853RU4:9>;JA@%@@4S.$
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MZ.VA/L6U;]Q@7"Q.Y[SZJ!=G?^I4_P#\T:__ ,AO-*?'Y?595.'S^BAO6O\
M[:&?_I>5_P#E@_)?M\_H5#-_E]0K ^ETU]V6VQU<V!KW1-**W*MD-/[\.W@=
M2[=(KVS3-RK^M)ZM&52I"X,%XM884G8TYB\%QE?G1#ITGKRLT-$4D#O-@::R
M6[3#@>1'='&?DK2GM-=M]L]X)5@VG1[5KRC;7ZW=M]%BK[KS9B;!7=(:_-A]
M(1]<S&XD08.@,;<*W/.P;;[W?Q#)EO>T,,.E3@&I&ILL@C*>]I@C?>?D/-?;
M15<['=>]P:*J0_74F]ZP,V3?=$%&V=1WNHAM<T,UN_%UM,T"(AV,_7]"5PF3
M/3)>OA6Q3EL@V?1FD]04^CO!;H?LJ,D.OAO/AW\CVR=ED=N09O"D=K+GNC55
M2L]I:-Z!TEHUD:W!)3:>[8;5>NR,JOW<E&CN-HF,ZHOLK6J;]*B>=VIZIV9;
M[64QB(/B9X4< .TGR''Q5AM6P^X^I2#6HZ%$M$:J5 YM:7KUS80*T&@>RT2>
MSO9:5/3L"QP=(6A8\D<U_%UT3J)<INK3@=&3]>LS2;@%(DP^2:>0]!V\YX:^
M8^J9W9+)BW; I47=U[MZM24.*/M.U>OP.H6.%?ZWUU[U'?=-;"S=94\6RV*V
MM9=<C$%X07PE3;LBB/6 W6SF84\IT(Y;Z ]K=Y_AM*N]?=A]I[S.W<7U/-V]
M2ZK5JEOVS:B;E:.AAR-QL]+TWU4(:NJTP%M+7*K9)"6#:-FWU$;'>P ;3;7A
M!6 $.,B*^-<9*/N-/'^'BK@7"'VGDZ^[-:Z$3S=CACX6Q % VZ2,"*ANE]HA
MU\I-HJTFB5FIZ7CZ[N;V=LV&TTU!W$VE/@XXK++*35A"NOR"#<3M_%6/-7SN
M?+*[.A44SL."(!:]E/:MFVK41IXQ<ACG6<.3#VA8%_K*(KH[;3'8B:3C$J[:
M]K 6U *[.KR]'LNE@1V:4Z:3Q\A/?_';7G=*SANUR+K8!P7<NYFJQ$V$4I@B
M5&UOI65EZDANIE8N@V[X(R--R&9)P]V!C& 9 KAK-4?=+%*6(K N7%%/BBCE
MH-N9Y]X]Z]TOV<8W^2A:1*U(46KMJL.I4M74Z'U^&-EJ19K1MOJC".Q&%60"
M=4$S'IY+:A*2 F>,"6Q6'C!>%,?IL&8+(/+ZP84#S;NT02Q6&NEBVVB"*[%V
M*WI@I%U4")C]T76%?+.BN5W>-@KFJY@?7U-BUO\ !V- 6L2UJD=8PYRY&IUK
M?)UE1*"32>S2=]-I^O-0:G'>Z-NJSKTB_P"SP2?@#MFS0YB=4#8]X:O->H^J
M5U&FG6ME]6=5"7(92U%[:5"Q:YK^9[S4@Y76[D<0#2T&*1''LY_,B#]_HO5-
MD]G!EOVJ? ?A.L)Z'M./LL #L^M0\ZN1*U!ZH:RLB];:ULA"A160X:][!"W3
M4!9\+82%A!D92Y!"9'MI6:6L!0(X^SV]T_.%):7>.X9K=-$C67WW6*-8X57O
M4<23HYG(1-5NI_8]A.Z]NLP#H0_'!;&UM3Y%0I3+IW=6JT_""M"#4\3;L6(Q
M"+$T^?\ #[^7'GLGX4)PB<(HY;*R/MX @!(I\&9K7]D]A.%.1)3>?/&EL^/A
M_:,.X2KR^.,.(\[*\^K<7C,@P94$2(6N"RUPI5#,P&79RU+AN>&%8\<LR6%9
MSEF7&7G&/61Y"/!;:O#&<?E-N)0ZA:$[ @[+ B#"H/)10/9SU0C4&T2;[.+#
M*A'&J?.SP1*UB#46*R\TXAT21HTB)<(Q'$A+.(:JY(;++?RAJ'YG',(5!B#.
MRD3(C?AM]=/%6+H['6%0NHZUI0J859B77\)$40@%LZP6 '?X5N,2%7#:A8G!
M(66MV:3=!!Y#A7<!$=/,F Y6(XY-<%2F8T?E\YV.\[GCOS4DNDF>$;@:1L.$
M1P"FARLZ(W.U!:+-0[-G<="K=L#28I:RBB!VC:XL0*VUH_7R8N<,(5[%;LU_
MKQN).#R@Q?WB9@2'%O+BI]EG0_,=NPU^JC4?(D<#OH>^0.Y7K#B!=?$"P(.!
M%%!0@Z"($"X+*8\(:+&QFH0^!#81C"&8L.(RU'CLHQA+;3:$)QC"<<E0JCPB
M_BDX5C*58PI*L92I*L8SA6,X\,XSC/R9QG'R9QGY,XX1:K^U73[([WELK4@S
M*A_]K.L]*@-9RJ!\[D@O6XS>/%<'_:=FAFDY5!_*?'(5"\T2"19'^BEZ7R["
M>']G]E"5,UJO2'%ZF$3V,XR?L+"ELN79;+J?#(FO.8<: .>569=@2HDPME(-
MA4[-[N'C[]Z*[&SJ?DNB+F:U3A%Q[=FOI(]@_MOVO]_#_"W&P[AZ+J@ZV_1V
MT)]BVK?N,"X6)W/>?50'L]O2=I*#3Y4*KA[+FPRC+#B"[KS28F!K(YQ*F/4M
MKSE3V9F<.>;P\,-H\/'QSS2FP/)!,0J.<6Q'&5#.M/9<ENBZF*U-I8"N-CJM
M*.)FBGI#DAY;!8- Q%6EUI"<,J214[G.,^/G9;QX>&<^%JE,, ().L>1^RAK
MB3!C975[+[VF]=Z $OL;7![8\0CLW5^OB[(4W703%2';)O 6D8NIV4=FLRY(
M<//.06,#*T+L!TB5GC(N1\ ,X7L8/%: 3QC0GP$PL3C_ *2JL5W;^TM8RM<^
M\<45S?@&LC -^%E=R76\==]2#=R6L4_I5(-@C6:K;*Q,DL:VN*K0:=LTZ..7
M/K@$?9JW-)E,3Y=VNF_?P^QBYW7CO-1M\DZ57U(I%7/VB%LUMV,SM,.='%[#
M0MD6&CAQFI9TH+7)NWQ5RKE/L.V&#(40)EU[6A#7=D.@F(.R*^_@H(^G\9Y0
M=.]9"%]UUBM6O;(.TXR!!:@UI1=G6*U/N/2X[@>Z3]G0UQF!,&&^1=E"DZTD
MNH8AIG3"[Q>+!'P52VTMRB1MVF/3[J"E>XF@@;$IPO8K<.DC&+G-/!Y.H]OH
ML54&:\$T4_=35RKF*)DY3@-? ;-H!V4<LP\4)D![8&(P)DN-+2YPD'W';]BI
MH"["ZHLFP%ZR#G#,BT>NO,:,Z]1[W!J929K(N/K^PH(38$ZM1J$<G4X^3C C
MT(39)DJ$:;(BE-*G!C#$ HCW_#=0F9V[U (,[."'L7\1+U;>Y-$+)QJK99ET
MR^.UG6-J&[)6X5>J9:>7IP"NV>*DS9X\50>$_P"['5R_8K;2Y-B)'OWZ;H2[
MD=?!40@1>MECEC!I&[#'BP;5NUSPB0]K7$M6P)8HJ%I$\>:#4]N#)=.V 1(G
M HJ&\>!%Q3C25E,'^>GJIC%W]K\YKK8>QJV2D*%:U:()LJ;?6[Y1G!,R'4@M
MX906&&::NVQH,RJV2OGH\\=5#"I LM&?@19S_GC8*(V[50,]LM%)?L$9=H/-
M.UXI8P:\/:VV<PFPFZCL\=I:R!J"MZG(1LHH)VL9"4.1 U_FRR5V V%B1VWL
M%H#D@I@^R.4\^2_)OMIHJLX/*LMEL5>:JP8P9L<DWK/: V(&57]<2-OF:[-F
M2J:W%1>Q^KXLB^.Z\0ZN\N5AI16/7WHWE7DHC@HO9>YNIPC[L",S<U3X]>VR
M9*/6+6>V*N)IDK4E-KEZ,P=CJE:_F6.F-SJU;:^='29%7G/SP9*&1$P"JB(:
M*3*8]0--=^2GQ;LUI<.Z+B.V@F2*G"ML!!P%;I%]M=F)FJ-:CM,M(F'6JU6"
MIUT@*/56VI5%P/P[+$4^X66 F56JG8BXTHCW[[U=RK6<#=JS7;E5B3)BLVT$
M)LM=+1T/-L% 9V!'*"2#+<AIF0VU-@2F)"$2&67T)<PEUIMS"D8(J]PB<(G"
M)PB<(K=[#UR(V ,PQ*\(9:(E>199M&%.QU*^7+#Z?DS(A.J\,N,Y5A2%?VK*
MD.>/FL'0JN:'=_-8%6NGGJ826-.PEQU^*LQI2/%R%.:3GPP_#D^7"749QG&5
M(SA+S.580^TTY^3S4$'99$$;A6(W319^S-6W*ABYC,"=9A:!S$U^9.'(C>,V
M*^X[B>-:?(0WDLLN>SR8;>9#+_JW&U-J3AQ)PD$(TP0>2M20T60KEOI9/4HV
M!6LP#8PC<]C%=FW@E<[,$=MD@[<JM:ZP4!6"#M".;&2RPZL%;G=&)6O"%CF%
MJ>P)P(:@FHB-OF9/S[_FIF1J3Q@0(F-.[M@:Q"M,[UGV2:I%!I-J':_F0=0:
M7BZ@JRA=X)87=Y,6VZ5/0KF?CV+3]A U9 Q.D0Q+-)(5_:H(_+/3J\:DK##,
MSSL03IR$#MU&O'EM!21,B=3)\]-")WWT[(6;-+@&Q5.J8NRJ!KL8VL@8%@76
M(;@ZM*-PQ<6.557A[N$NP0:I[;^1,-Q*7(L#,=A>,*1G'+CW"J=S]=_FI-PB
M<(LC-6Z0FG'(QZW1WH 1.4/1A;F%,S2V/D4C+Z?R7(<!?R9SE7EDR4?(SAII
M:9&:.=&@W]^:NULZG;U69D2)%@18T&#&8APH;#46)$BLMQXT6,PVEIB/'8:2
MAIEAEI*6VFFTI0VA*4(3A.,8YDM5Z.$3A%Q[=FOI(]@_MOVO]_#_  MQL.X>
MBZH.MOT=M"?8MJW[C N%B=SWGU43[&]?Y&^8=4B1[2S6<UJ27D*6\(66]L]Y
MM#V\(2E!$?ZCU/L6<YSG+OK/68QC"/+XJT8_(28F>V/H51S2Z(X2HCUYZL2M
M&7 M:7[K'LB"=;D@,0F@+@I3*I!021]JR^LO/PM*,#,M>I]2C.<O87ZS'D\J
MY?5SB,L:SO/ ]@YJ&M(,F-E?G;>JZUNBCR:!;7BT<'+L-%LSKH25'AD,$=>W
MNM[#!(0_*ASV<173M6&M$6\QE.2!RY<=EV,\ZW*9R5_X^>B@377"LO;^;[#6
M"V7"U682-)#J15R\/78^H:_49%1 98D#<JE K=WL9:2(8GC84[9EUOJZX/L=
MH@51(&$?(1W2F=(4$)=)]5%]FZ_VT0/7]^X4:Y6Z]3Y&2M>RSL0Y9[-7;6.Q
M?'%U99-^%1)]/J ZCQZL2JJA]7JH&GF'CE7'M">$GWZ^/\H4TV)UK ;'MMTL
MY&_[&"0=AZ^K>NKC3Z\Y0FJZ7'TZ9>R=4.-3B]",W4+9J^7OY(O (5ZWB8F9
MXL$Y*'26HLQF>2?60?#Y<%1'>H]$)(V'(L]MV';K#M2D[5H5XMIF=4H9HL&V
MY5]54LVZQ#K--K]8$S E9TU2AM:P(KT$?'<;+E# \V9,SB+A)[!P\I^Z@\'J
M@Z3W,0-76,!-Z'B,;GF"-2V$P,V%7C%GW?=ZM?[8;)50OJ:NY%1W[4*L5D<&
M6&\[6:B&+ TS4WJ>%@NBIQ)\=->[15R\=(M1WJP$+#,FF1KTBSQ+.)$,5G3U
MBK%5=;U=4-1DQ%=J]_U7<P300[5]>T-Z9%*02LD66J8Z159E=AS#< L4>2G<
MWK#K:;6Y%5];8(@A\?OX9AF!,&1<QH?8XV2/7MJ(A ?V:.D=+*/LU1M$?U0J
M&VPQ,;*9;RXLD\>[R4FGZ.IQ&M;CJK\D[@;O%W+UQ6W-B)EQE9UI3]5> )U0
M]3<)/P:I =_PELD,^]G)TKQ]G>9AQRF=NS;QE0>Q]4=>6-D/XFKL&)ULQLFR
M5D\')A4%*_9=F;YI/8XB=A))5XF+DR0>QZ  R"@%QA,&_7,DJ]:!-EA$I7F*
M/?E'OM46F])M6E;'LRV&S5B-V+;]:)@+^=(5K3.+$5GF-6CM.$+4/MD+4T.W
M5HT_0Q L8H75SP:D>NBO2\U#+Q<[DH4R=N'+AS4KOW56A;!(7@E/L%X#2-C/
M7G%NP"G5Q+1$7L33=)TC9 3:3-7-9@CG:UKNIF8DB"J.;B68<Y(074%G3@4@
MDQ'O91J[])-,WPW;K(6P<;-VO856V4S(<BTFR"JL=JU7N%41%KE0O5,MM(6(
M-Q]D;.-'HMEK5CD2+7L6S6>#,'&6P$H&0$CW[/!925D! JE< 5<4VTT,K@46
M"'ML#Q EE$(3"8@14M"Z^.#@1K>&6$>6 $$"Q,3'@P.'0H;;,9HH5;X1.$3A
M$X1.$3A%2S 038(+HTT/C$H3W^VQ);PM.%>&<8<:5\CC+R,9SZM]E;;S><^*
M%IS\O$QLH(!W6-5JZVLNJ<DT\QB-YLY4D69\[C*?'QSY6"+"%O)1C_9;1(BO
MKS\[DKY\\T#^8GM5"SD?%61+:BV('4K#U8GRT8SGRO"L-E4+QC_>PB"M]].,
M_P"#K+:_\4XY8.:>/CHJ97<CZ^BB#M;L+*LH> FFEXSX92Z+G-JQG_#*5,8S
MX_\ #DR.84+W0Z3<2"L)A5:P2/'PQYD")V&L>/R>*WE,):1C_-:TX_SXS#F/
M%3!Y%7+ =?KV54A9-$*O1<^&5+G2&Y4KR9_O;AP5/_EX_P"[DOQ<_P".<9Y4
MO'>I#">SO^RR0I>EZA4%M35LJ.F&O!22!-"%-L.8_P!^% QYH\=6,^"D.N9D
MR6U8\6Y"?'PY0N)[!V?5:!H':>WZ*[O*JR<(G")PBX]NS7TD>P?VW[7^_A_A
M;C8=P]%U0=;?H[:$^Q;5OW&!<+$[GO/JKT\*$X1.$3A$X1.$3A$X1.$3A$X1
M.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$7'MV:^DCV
M#^V_:_W\/\+<;#N'HKGZ@[^]MQ.IM7BA^V?9X W7=)'PF/@)K-WU,2'6AD>,
MSZU^FN/.>K9;0CUCSCCJ_+YG%J7G*LE :" 2-3J=^*N)\8;W"^M[]P-7_P!$
M\)D;R\S]T^,-[A?6]^X&K_Z)X3(WEYG[I\8;W"^M[]P-7_T3PF1O+S/W3XPW
MN%];W[@:O_HGA,C>7F?NGQAO<+ZWOW U?_1/"9&\O,_=/C#>X7UO?N!J_P#H
MGA,C>7F?NGQAO<+ZWOW U?\ T3PF1O+S/W3XPWN%];W[@:O_ *)X3(WEYG[I
M\8;W"^M[]P-7_P!$\)D;R\S]T^,-[A?6]^X&K_Z)X3(WEYG[I\8;W"^M[]P-
M7_T3PF1O+S/W3XPWN%];W[@:O_HGA,C>7F?NGQAO<+ZWOW U?_1/"9&\O,_=
M/C#>X7UO?N!J_P#HGA,C>7F?NGQAO<+ZWOW U?\ T3PF1O+S/W3XPWN%];W[
M@:O_ *)X3(WEYG[I\8;W"^M[]P-7_P!$\)D;R\S]T^,-[A?6]^X&K_Z)X3(W
MEYG[I\8;W"^M[]P-7_T3PF1O+S/W3XPWN%];W[@:O_HGA,C>7F?NGQAO<+ZW
MOW U?_1/"9&\O,_=/C#>X7UO?N!J_P#HGA,C>7F?NGQAO<+ZWOW U?\ T3PF
M1O+S/W3XPWN%];W[@:O_ *)X3(WEYG[I\8;W"^M[]P-7_P!$\)D;R\S]T^,-
M[A?6]^X&K_Z)X3(WEYG[I\8;W"^M[]P-7_T3PF1O+S/W3XPWN%];W[@:O_HG
MA,C>7F?NGQAO<+ZWOW U?_1/"9&\O,_=/C#>X7UO?N!J_P#HGA,C>7F?NGQA
MO<+ZWOW U?\ T3PF1O+S/W3XPWN%];W[@:O_ *)X3(WEYG[I\8;W"^M[]P-7
M_P!$\)D;R\S]UH7W#V2W28VWM(N2N?M)$KL:[DI\CX.U-GU\V=9B<J4]ZI@$
>TPUZU]UQ?JV6FVD>;RMMH1C"<%F7$$@'0:#;@O_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>66
<FILENAME>g679299g49g22.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g49g22.jpg
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M_\0 %!$!                     /_:  P# 0 "$0,1 #\ A.G[+\
$ !__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>67
<FILENAME>g679299g51e95.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g51e95.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1U,4&AO=&]S:&]P(#,N,  X0DE-! 0
M     "(< 5H  QLE1QP!6@ #&R5'' (   )A !P"!0 &9S(Q8S T.$))300E
M       0,QJY?;_./0BY OT3^EB%L3A"24T$.@      Y0   !     !
M   +<')I;G1/=71P=70    %     %!S=%-B;V]L 0    !);G1E96YU;0
M  !);G1E     $-L<FT    /<')I;G13:7AT965N0FET8F]O;      +<')I
M;G1E<DYA;65415A4     0      #W!R:6YT4')O;V93971U<$]B:F,    ,
M %  <@!O &\ 9@ @ %, 90!T '4 <       "G!R;V]F4V5T=7     !
M $)L=&YE;G5M    #&)U:6QT:6Y0<F]O9@    EP<F]O9D--64L .$))300[
M      (M    $     $      !)P<FEN=$]U='!U=$]P=&EO;G,    7
M $-P=&YB;V]L      !#;&)R8F]O;       4F=S36)O;VP      $-R;D-B
M;V]L      !#;G1#8F]O;       3&)L<V)O;VP      $YG='9B;V]L
M  !%;6Q$8F]O;       26YT<F)O;VP      $)C:V=/8FIC     0
M %)'0D,    #     %)D("!D;W5B0&_@            1W)N(&1O=6) ;^
M          !";" @9&]U8D!OX            $)R9%15;G1&(U)L=
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M8W)O<%)E8W1,969T;&]N9P         -8W)O<%)E8W12:6=H=&QO;F<
M    "V-R;W!296-T5&]P;&]N9P      .$))30/M       0 \     !  (#
MP     $  CA"24T$)@      #@             _@   .$))300-       $
M    'CA"24T$&0      !    !XX0DE- _,       D           $ .$))
M32<0       *  $          3A"24T#]       $@ U     0 M    !@
M     3A"24T#]P      '   _____________________________P/H   X
M0DE-! @      !     !   "0    D      .$))300>       $     #A"
M24T$&@     #-0    8              ?T   'T          $
M                 0             !]    ?T
M 0                         0     0       &YU;&P    "    !F)O
M=6YD<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<
M $QE9G1L;VYG          !"=&]M;&]N9P   ?T     4F=H=&QO;F<   'T
M    !G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(    '
M<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG:6YE
M;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E
M;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC     0
M     %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M    0G1O;6QO;F<   ']     %)G:'1L;VYG   !]     -U<FQ415A4
M 0       &YU;&Q415A4     0       $US9V5415A4     0      !F%L
M=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL
M5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z
M06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M    #T53;&EC959E
M<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI
M8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E=&QO;F<
M"FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S971L;VYG
M  MR:6=H=$]U='-E=&QO;F<      #A"24T$*       #     (_\
M #A"24T$$0       0$ .$))3004       $    !3A"24T$#      3G0
M  $   "=    H    =@  2<    3@0 8  '_V/_M  Q!9&]B95]#30 #_^X
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MS_KGI)*<^SZTY308:QT^9_(L3.SLO/LW7.+W<5UCZ()]K&L:M"W'H%1L):T
M3/DC_5_ICLF]_47LC'Q?YD'\ZX_S7_;7\]_VTDIY3.J%.;D5 R:;7U.^-;C7
MN_M[4$<APT(X(Y"-GC_*.9_X8N_\^/0@)24Z6/\ 6/KF.&BO-M.SZ.YVXCX/
M=[ULXGU^ZTR!D6"P<;BQKC\7,]N]<L!^"D$E/J/U=^MV'UJPXEC?L^>UI=L&
MM=H;].S&<[W?\)Z%GZ39^^MY>+XF;?@95.=C.VW8KVW,/CM,/9_5MK=Z;U[+
MCY./ET,RL5XLQ[ANK>/#PU_.9]%R2F:2222G_];T-. 28&I*0!)@+B/K;]<*
M;*K.F])OW-=+<C*J/(_.IQ[/W'?X7(;_ -9_TB2G2^L/UM.&'8O26^OEB0_(
M W5UG_@O^Y%W_@-?_"+SJ^R[(M?=<]UEMAW66/,N<3R2XI-<\-VR8[ :!2 \
M4E+1[84&@#OL)/,2"?Y3?_(HA&BB.?C]'XI*9,)</=$@_FS'XI@ZRFUKZGFM
M[7!S+&\L>T[V6-_E5O;O4:7:D>*F?<".X24^K=#ZLSK'3*LX ,M=->36WAES
M/YY@_D.EMU/_  -M:N7Y%&)2[*R;68U%>KKK7!C!_;<O-_JCUAW3NH_9[;33
MB=0VTW6#;-=OT,3)'JLM8SW.^SW.V?S=K'_X!=V[H]!N<^QUESGMVV'(<;23
M]$^VSVL_J5^Q)3RO7^I]$RKFG P_5AX?=:YSZ*W^3,5FU[M_Y]C_ +-_4_PB
MJ]*ZQ]8>H=7Q^FX^15BT.#BW%;2S[.QE8-CHJ/Z??_PGVKU%9^L7U?/2K&78
MFN!>=H:23Z5GTO3<\R[TK(_0[O\ BD#ZIX\?6:JPB"S'O> 1K)]&F?\ P5)3
MSO6\.[#ZMF47AK;/5=80PDMBW].TLW^_;[_SE3$C4+K_ /&/ABOJ.+EM'](H
M?6\^+J'A[/\ P'+_ .@N6PW8S<FLY3=U&HL&I.H.UP#?=[7I*8$:_BD$3(]#
MUWG'GT-Q]*000WEK?=[O:ARDI>),?O C[UUW^+SKKJLH]&O</0R27XY/YMP
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MVAU64QOF<>PV9FG]3,Q_3_XJQ)3_ /_9 #A"24T$(0      50    $!
M#P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !, 00!D &\ 8@!E
M "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))300B      $N
M34T *@    @ !P$2  ,    !  $   $:  4    !    8@$;  4    !
M:@$H  ,    !  (   $Q  (    >    <@$R  (    4    D(=I  0    !
M    I    -  1*H@   G$ !$JB   "<0061O8F4@4&AO=&]S:&]P($-3-B H
M5VEN9&]W<RD ,C Q.3HP,SHP-R Q,SHU,SHT-0   Z !  ,    !__\  * "
M  0    !   !]* #  0    !   !_0         & 0,  P    $ !@   1H
M!0    $   $> 1L !0    $   $F 2@  P    $  @   @$ !     $   $N
M @( !     $              $@    !    2     $X0DE- _T       @
M         /_A 3!-30 J    "  ' 1(  P    $      1H !0    $   !B
M 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(  @   !0
M  "0AVD !     $   "D    T    \     !   #P     %!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$Y.C S.C W(#$S.C4S.C0U   #H $
M P    '__P  H ( !     $   'TH , !     $   ']          8! P #
M     0 &   !&@ %     0   1X!&P %     0   28!*  #     0 "   "
M 0 $     0   2X" @ $     0             #P     $   /      ?_A
MUM-H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O #P_>'!A8VME="!B96=I
M;CTB[[N_(B!I9#TB5S5-,$UP0V5H:4AZ<F53>DY48WIK8SED(C\^/'@Z>&UP
M;65T82!X;6QN<SIX/2)A9&]B93IN<SIM971A+R(@>#IX;7!T:STB061O8F4@
M6$U0($-O<F4@-2XS+6,P,3$@-C8N,30U-C8Q+" R,#$R+S R+S V+3$T.C4V
M.C(W(" @(" @(" B/@H@(" \<F1F.E)$1B!X;6QN<SIR9&8](FAT=' Z+R]W
M=W<N=S,N;W)G+S$Y.3DO,#(O,C(M<F1F+7-Y;G1A>"UN<R,B/@H@(" @(" \
M<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN
M<SID8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B/@H@(" @
M(" @(" \9&,Z9F]R;6%T/FEM86=E+V5P<V8\+V1C.F9O<FUA=#X*(" @(" @
M(" @/&1C.G1I=&QE/@H@(" @(" @(" @(" \<F1F.D%L=#X*(" @(" @(" @
M(" @(" @/')D9CIL:2!X;6PZ;&%N9STB>"UD969A=6QT(CYG,C%C,#0\+W)D
M9CIL:3X*(" @(" @(" @(" @/"]R9&8Z06QT/@H@(" @(" @(" \+V1C.G1I
M=&QE/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C
M<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z>&UP/2)H
M='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O(CX*(" @(" @(" @/'AM<#I-
M971A9&%T841A=&4^,C Q.2TP,RTP-U0Q,SHU,SHT-2LP-3HS,#PO>&UP.DUE
M=&%D871A1&%T93X*(" @(" @(" @/'AM<#I-;V1I9GE$871E/C(P,3DM,#,M
M,#=4,3,Z-3,Z-#4K,#4Z,S \+WAM<#I-;V1I9GE$871E/@H@(" @(" @(" \
M>&UP.D-R96%T941A=&4^,C Q."TP,RTP.50P-CHQ.3HQ,RLP-3HS,#PO>&UP
M.D-R96%T941A=&4^"B @(" @(" @(#QX;7 Z0W)E871O<E1O;VP^061O8F4@
M4&AO=&]S:&]P($-#(#(P,34@*$UA8VEN=&]S:"D\+WAM<#I#<F5A=&]R5&]O
M;#X*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I
M<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.GAM<$U-/2)H
M='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(@H@(" @(" @(" @("!X
M;6QN<SIS=%)E9CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E
M+U)E<V]U<F-E4F5F(R(*(" @(" @(" @(" @>&UL;G,Z<W1%=G0](FAT=' Z
M+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP92]297-O=7)C945V96YT(R(^
M"B @(" @(" @(#QX;7!-33I);G-T86YC94E$/GAM<"YI:60Z-#0U13@X.35"
M,30P13DQ,4$P,D$X03)&1#5",D)%,#<\+WAM<$U-.DEN<W1A;F-E240^"B @
M(" @(" @(#QX;7!-33I$;V-U;65N=$E$/GAM<"YD:60Z-#(U13@X.35",30P
M13DQ,4$P,D$X03)&1#5",D)%,#<\+WAM<$U-.D1O8W5M96YT240^"B @(" @
M(" @(#QX;7!-33I/<FEG:6YA;$1O8W5M96YT240^=75I9#HU1#(P.#DR-#DS
M0D9$0C$Q.3$T03@U.3!$,S$U,#A#.#PO>&UP34TZ3W)I9VEN86Q$;V-U;65N
M=$E$/@H@(" @(" @(" \>&UP34TZ4F5N9&ET:6]N0VQA<W,^9&5F875L=#PO
M>&UP34TZ4F5N9&ET:6]N0VQA<W,^"B @(" @(" @(#QX;7!-33I$97)I=F5D
M1G)O;2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(#QS
M=%)E9CII;G-T86YC94E$/GAM<"YI:60Z-#,U13@X.35",30P13DQ,4$P,D$X
M03)&1#5",D)%,#<\+W-T4F5F.FEN<W1A;F-E240^"B @(" @(" @(" @(#QS
M=%)E9CID;V-U;65N=$E$/GAM<"YD:60Z-#(U13@X.35",30P13DQ,4$P,D$X
M03)&1#5",D)%,#<\+W-T4F5F.F1O8W5M96YT240^"B @(" @(" @(" @(#QS
M=%)E9CIO<FEG:6YA;$1O8W5M96YT240^=75I9#HU1#(P.#DR-#DS0D9$0C$Q
M.3$T03@U.3!$,S$U,#A#.#PO<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@
M(" @(" @(" @(" \<W12968Z<F5N9&ET:6]N0VQA<W,^9&5F875L=#PO<W12
M968Z<F5N9&ET:6]N0VQA<W,^"B @(" @(" @(#PO>&UP34TZ1&5R:79E9$9R
M;VT^"B @(" @(" @(#QX;7!-33I(:7-T;W)Y/@H@(" @(" @(" @(" \<F1F
M.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)2
M97-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V
M960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN
M<W1A;F-E240^>&UP+FEI9#HU13DS,3$T-S@U1D%%-C$Q.4-!,S@Y-$$S0S%"
M1# W-3PO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T
M179T.G=H96X^,C Q-RTP,BTR-%0Q-SHP.#HP-2LP-3HS,#PO<W1%=G0Z=VAE
M;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O
M8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S*3PO<W1%=G0Z<V]F='=A<F5!
M9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^+SPO<W1%
M=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I
M;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI
M:60Z.#=%.48X1$$P13(S13@Q,4%%0C1%-35%139%.$,U0C$\+W-T179T.FEN
M<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3@M
M,#,M,#E4,#8Z,3DZ,3,K,#4Z,S \+W-T179T.G=H96X^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E($EL;'5S=')A=&]R
M($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG960^"B @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI
M(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @
M/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T.F%C=&EO;CX*(" @(" @
M(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^9G)O;2!A<'!L:6-A=&EO
M;B]P;W-T<V-R:7!T('1O(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP:&]T;W-H
M;W \+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO<F1F.FQI
M/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO
M<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N
M8V5)1#YX;7 N:6ED.C@Q.$0W1$%&,S$R,T4X,3%!-C$W035#138S040T-D,Y
M/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z
M=VAE;CXR,#$X+3 S+3 Y5# V.C(R.C0Y*S U.C,P/"]S=$5V=#IW:&5N/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!9&]B92!0
M:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO<W1%=G0Z<V]F='=A<F5!9V5N=#X*
M(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^+SPO<W1%=G0Z8VAA
M;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @
M(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z86-T:6]N/F-O;G9E<G1E9#PO<W1%=G0Z86-T:6]N
M/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R<SYF<F]M(&%P
M<&QI8V%T:6]N+W!O<W1S8W)I<'0@=&\@87!P;&EC871I;VXO=FYD+F%D;V)E
M+G!H;W1O<VAO<#PO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @(" @(" @(" @
M/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP
M93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N
M/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V
M=#II;G-T86YC94E$/GAM<"YI:60Z.#(X1#=$048S,3(S13@Q,4$V,3=!-4-%
M-C-!1#0V0SD\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @
M(#QS=$5V=#IW:&5N/C(P,3@M,#,M,#E4,#8Z,C(Z-#DK,#4Z,S \+W-T179T
M.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT
M/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R
M94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S
M=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C
M=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP
M+FEI9#HP9#<P-3DS,2TU-&5B+31F,F8M.#-E8BTX8V4Y93%B,SAB-34\+W-T
M179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N
M/C(P,3DM,#,M,#94,C Z,#4Z-30M,#4Z,# \+W-T179T.G=H96X^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O
M<VAO<"!#0R R,#$U("A-86-I;G1O<V@I/"]S=$5V=#IS;V9T=V%R94%G96YT
M/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC
M:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @
M(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IA8W1I;VX^8V]N=F5R=&5D/"]S=$5V=#IA8W1I
M;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP87)A;65T97)S/F9R;VT@
M87!P;&EC871I;VXO=FYD+F%D;V)E+G!H;W1O<VAO<"!T;R!A<'!L:6-A=&EO
M;B]P9&8\+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO<F1F
M.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYD97)I
M=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP
M87)A;65T97)S/F-O;G9E<G1E9"!F<F]M(&%P<&QI8V%T:6]N+W9N9"YA9&]B
M92YP:&]T;W-H;W @=&\@87!P;&EC871I;VXO<&1F/"]S=$5V=#IP87)A;65T
M97)S/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @
M(" @(" @(" @(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP+FEI9#IF.38Q
M-&,S.2TP.3 P+30R-C$M839B9"UB,C<W8C(Q-#9A-#(\+W-T179T.FEN<W1A
M;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3DM,#,M
M,#94,C Z,#4Z-30M,#4Z,# \+W-T179T.G=H96X^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#0R R
M,#$U("A-86-I;G1O<V@I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @
M(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@
M(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(#QS=$5V=#IA8W1I;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.FEN<W1A;F-E240^>&UP+FEI9#HW,F0R,#4U."UF
M8V9C+30R.64M839D.2TP83DS-F0S8C4T-V$\+W-T179T.FEN<W1A;F-E240^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3DM,#,M,#94,C Z
M,3<Z,#(M,#4Z,# \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#0R R,#$U("A-
M86-I;G1O<V@I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @
M(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V
M=#IA8W1I;VX^8V]N=F5R=&5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IP87)A;65T97)S/F9R;VT@87!P;&EC871I;VXO<&1F
M('1O(&EM86=E+V5P<V8\+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @
M(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S
M951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C
M=&EO;CYD97)I=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @
M(#QS=$5V=#IP87)A;65T97)S/F-O;G9E<G1E9"!F<F]M(&%P<&QI8V%T:6]N
M+W!D9B!T;R!I;6%G92]E<'-F/"]S=$5V=#IP87)A;65T97)S/@H@(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V
M=#IA8W1I;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @
M(" @/'-T179T.FEN<W1A;F-E240^>&UP+FEI9#IE.60P-SAA8BTR-&9A+30S
M.3<M83DP9BTP-#(P,&%F86,P,C$\+W-T179T.FEN<W1A;F-E240^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3DM,#,M,#94,C Z,3<Z,#(M
M,#4Z,# \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS
M;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#0R R,#$U("A-86-I;G1O
M<V@I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \
M<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I
M;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T
M179T.FEN<W1A;F-E240^>&UP+FEI9#HT,35%.#@Y-4(Q-#!%.3$Q03 R03A!
M,D9$-4(R0D4P-SPO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @
M(" @/'-T179T.G=H96X^,C Q.2TP,RTP-U0Q,SHU,SHS-BLP-3HS,#PO<W1%
M=G0Z=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E
M;G0^061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W
M87)E06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\
M+W-T179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T
M179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E
M<G,^9G)O;2!I;6%G92]E<'-F('1O(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP
M:&]T;W-H;W \+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4]
M(E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYD
M97)I=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V
M=#IP87)A;65T97)S/F-O;G9E<G1E9"!F<F]M(&EM86=E+V5P<V8@=&\@87!P
M;&EC871I;VXO=FYD+F%D;V)E+G!H;W1O<VAO<#PO<W1%=G0Z<&%R86UE=&5R
M<SX*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR
M9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @
M(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z-#(U13@X
M.35",30P13DQ,4$P,D$X03)&1#5",D)%,#<\+W-T179T.FEN<W1A;F-E240^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3DM,#,M,#=4,3,Z
M-3,Z,S8K,#4Z,S \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O
M=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \
M<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I
M;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T
M179T.FEN<W1A;F-E240^>&UP+FEI9#HT,S5%.#@Y-4(Q-#!%.3$Q03 R03A!
M,D9$-4(R0D4P-SPO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @
M(" @/'-T179T.G=H96X^,C Q.2TP,RTP-U0Q,SHU,SHT-2LP-3HS,#PO<W1%
M=G0Z=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E
M;G0^061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W
M87)E06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\
M+W-T179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T
M179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E
M<G,^9G)O;2!A<'!L:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S:&]P('1O(&EM
M86=E+V5P<V8\+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4]
M(E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYD
M97)I=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V
M=#IP87)A;65T97)S/F-O;G9E<G1E9"!F<F]M(&%P<&QI8V%T:6]N+W9N9"YA
M9&]B92YP:&]T;W-H;W @=&\@:6UA9V4O97!S9CPO<W1%=G0Z<&%R86UE=&5R
M<SX*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR
M9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @
M(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z-#0U13@X
M.35",30P13DQ,4$P,D$X03)&1#5",D)%,#<\+W-T179T.FEN<W1A;F-E240^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3DM,#,M,#=4,3,Z
M-3,Z-#4K,#4Z,S \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O
M=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \
M<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \
M+WAM<$U-.DAI<W1O<GD^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @
M(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X
M;6QN<SII;&QU<W1R871O<CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]I;&QU<W1R
M871O<B\Q+C O(CX*(" @(" @(" @/&EL;'5S=')A=&]R.E-T87)T=7!0<F]F
M:6QE/E!R:6YT/"]I;&QU<W1R871O<CI3=&%R='5P4')O9FEL93X*(" @(" @
M/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F
M.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.GAM<%109STB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87 O,2XP+W0O<&<O(@H@(" @(" @(" @("!X;6QN<SIS
M=$1I;3TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+T1I;65N
M<VEO;G,C(@H@(" @(" @(" @("!X;6QN<SIX;7!'/2)H='1P.B\O;G,N861O
M8F4N8V]M+WAA<"\Q+C O9R\B/@H@(" @(" @(" \>&UP5%!G.DAA<U9I<VEB
M;&5/=F5R<')I;G0^1F%L<V4\+WAM<%109SI(87-6:7-I8FQE3W9E<G!R:6YT
M/@H@(" @(" @(" \>&UP5%!G.DAA<U9I<VEB;&54<F%N<W!A<F5N8WD^1F%L
M<V4\+WAM<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/@H@(" @(" @(" \
M>&UP5%!G.DY086=E<SXQ/"]X;7!44&<Z3E!A9V5S/@H@(" @(" @(" \>&UP
M5%!G.DUA>%!A9V53:7IE(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @
M(" @(" @(" @/'-T1&EM.G<^-C$R+C P,# P,#PO<W1$:6TZ=SX*(" @(" @
M(" @(" @/'-T1&EM.F@^,3 P."XP,# P,# \+W-T1&EM.F@^"B @(" @(" @
M(" @(#QS=$1I;3IU;FET/E!O:6YT<SPO<W1$:6TZ=6YI=#X*(" @(" @(" @
M/"]X;7!44&<Z36%X4&%G95-I>F4^"B @(" @(" @(#QX;7!44&<Z4&QA=&5.
M86UE<SX*(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR
M9&8Z;&D^0FQA8VL\+W)D9CIL:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@
M(" @(" @(" \+WAM<%109SI0;&%T94YA;65S/@H@(" @(" @(" \>&UP5%!G
M.E-W871C:$=R;W5P<SX*(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" \>&UP1SIG<F]U<$YA;64^1&5F875L="!3=V%T8V@@
M1W)O=7 \+WAM<$<Z9W)O=7!.86UE/@H@(" @(" @(" @(" @(" @(" \>&UP
M1SIG<F]U<%1Y<&4^,#PO>&UP1SIG<F]U<%1Y<&4^"B @(" @(" @(" @(" @
M(" @(#QX;7!'.D-O;&]R86YT<SX*(" @(" @(" @(" @(" @(" @(" @/')D
M9CI397$^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIS=V%T8VA.86UE/E=H:71E/"]X;7!'.G-W871C:$YA;64^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP
M1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E
M/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'
M.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE
M;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@
M(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @
M(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^
M0FQA8VL\+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P
M,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X;7!'
M.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA
M8VL^,3 P+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @
M(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z
M;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D--64L@4F5D/"]X;7!'.G-W
M871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO
M9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C$P
M,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z>65L;&]W/C$P,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P
M,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z
M;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIS=V%T8VA.86UE/D--64L@665L;&]W/"]X;7!'.G-W871C:$YA;64^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO
M>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT
M>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X
M;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.GEE;&QO=SXQ,# N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA
M8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H
M3F%M93Y#35E+($=R965N/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\
M+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT
M83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C$P
M,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @
M(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D--64L@
M0WEA;CPO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,3 P+C P
M,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0TU92R!";'5E/"]X;7!'.G-W
M871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO
M9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y
M86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^
M,3 P+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P
M,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z
M;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIS=V%T8VA.86UE/D--64L@36%G96YT83PO>&UP1SIS=V%T8VA.86UE
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\
M+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XQ,# N,# P,# P
M/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L
M86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^0STQ-2!-/3$P,"!9/3DP($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X
M;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y
M<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIC>6%N/C$T+CDY.3DY.#PO>&UP1SIC>6%N/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C$P,"XP,# P,# \
M+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z>65L;&]W/CDP+C P,# P-#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$P+C P,# P,CPO>&UP1SIB
M;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @
M(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S
M;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T
M8VA.86UE/D,],"!-/3DP(%D].#4@2STP/"]X;7!'.G-W871C:$YA;64^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP
M1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E
M/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/CDP+C P,# P-#PO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^.#0N.3DY.3DV/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA8VL^
M"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @
M(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E
M(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M
M93Y#/3 @33TX,"!9/3DU($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#
M15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XX,"XP,# P,#$\+WAM<$<Z;6%G
M96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W
M/CDT+CDY.3DY.3PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP
M($T]-3 @63TQ,# @2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\
M+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM86=E;G1A/C4P+C P,# P,#PO>&UP1SIM86=E;G1A
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P
M+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @
M(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T]
M,S4@63TX-2!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP
M1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N
M/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUA9V5N=&$^,S4N,# P,# R/"]X;7!'.FUA9V5N=&$^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXX-"XY.3DY
M.38\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @
M(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @
M(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,]-2!-/3 @63TY
M,"!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C4N,# P
M,# Q/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/CDP+C P,# P-#PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STR,"!-/3 @63TQ,# @2STP
M/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ.2XY.3DY.3D\
M+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M;6%G96YT83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G-W871C:$YA;64^0STU,"!-/3 @63TQ,# @2STP/"]X
M;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXU,"XP,# P,# \+WAM
M<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G
M96YT83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL
M;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N
M,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G-W871C:$YA;64^0STW-2!-/3 @63TQ,# @2STP/"]X;7!'
M.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXW-2XP,# P,# \+WAM<$<Z
M8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT
M83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P
M,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D
M9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R
M<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G-W871C:$YA;64^0STX-2!-/3$P(%D],3 P($L],3 \+WAM<$<Z
M<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C@T+CDY.3DY-CPO>&UP1SIC
M>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A
M/C$P+C P,# P,CPO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$P+C P
M,# P,CPO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R
M9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIS=V%T8VA.86UE/D,].3 @33TS,"!9/3DU($L],S \+WAM<$<Z
M<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/CDP+C P,# P-#PO>&UP1SIC
M>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A
M/C,P+C P,# P,3PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIY96QL;W<^.30N.3DY.3DY/"]X;7!'.GEE;&QO=SX*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,S N,# P
M,# Q/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D
M9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R
M<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G-W871C:$YA;64^0STW-2!-/3 @63TW-2!+/3 \+WAM<$<Z<W=A
M=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D
M93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIC>6%N/C<U+C P,# P,#PO>&UP1SIC>6%N
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N
M,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXW-2XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO
M>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP
M93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIS=V%T8VA.86UE/D,].# @33TQ,"!9/30U($L],#PO>&UP1SIS=V%T8VA.
M86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--
M64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.F-Y86X^.# N,# P,# Q/"]X;7!'.F-Y86X^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,3 N,# P
M,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.GEE;&QO=SXT-"XY.3DY.3D\+WAM<$<Z>65L;&]W/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP
M1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @
M(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB
M4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS
M=V%T8VA.86UE/D,]-S @33TQ-2!9/3 @2STP/"]X;7!'.G-W871C:$YA;64^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO
M>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT
M>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8WEA;CXV.2XY.3DY.3D\+WAM<$<Z8WEA;CX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XQ-"XY.3DY.3@\
M+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z>65L;&]W/C N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA
M8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H
M3F%M93Y#/3@U($T]-3 @63TP($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z
M;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y0
M4D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F-Y86X^.#0N.3DY.3DV/"]X;7!'.F-Y86X^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-3 N,# P,# P/"]X;7!'
M.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE
M;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@
M(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @
M(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^
M0STQ,# @33TY-2!9/34@2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%
M4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^.30N.3DY.3DY/"]X;7!'.FUA
M9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO
M=SXU+C P,# P,3PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STQ
M,# @33TQ,# @63TR-2!+/3(U/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%
M4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,3 P+C P,# P,#PO>&UP1SIM
M86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL
M;W<^,C4N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z8FQA8VL^,C4N,# P,# P/"]X;7!'.F)L86-K/@H@
M(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @
M(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^
M0STW-2!-/3$P,"!9/3 @2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%
M4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z8WEA;CXW-2XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XQ,# N,# P,# P/"]X;7!'.FUA
M9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO
M=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STU
M,"!-/3$P,"!9/3 @2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\
M+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8WEA;CXU,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z;6%G96YT83XQ,# N,# P,# P/"]X;7!'.FUA9V5N
M=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP
M+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @
M(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STS-2!-
M/3$P,"!9/3,U($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO
M>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC
M>6%N/C,U+C P,# P,CPO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z;6%G96YT
M83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C,U
M+C P,# P,CPO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F)L86-K/C$P+C P,# P,CPO>&UP1SIB;&%C:SX*(" @(" @
M(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],3 @
M33TQ,# @63TU,"!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO
M>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC
M>6%N/C$P+C P,# P,CPO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z;6%G96YT
M83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C4P
M+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @
M(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T]
M.34@63TR,"!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP
M1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N
M/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUA9V5N=&$^.30N.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXQ.2XY.3DY
M.3D\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @
M(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @
M(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],C4@33TR-2!9
M/30P($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y
M<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,C4N
M,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUA9V5N=&$^,C4N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXS.2XY.3DY.3@\
M+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR
M9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,]-# @33TT-2!9/34P
M($L]-3PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,SDN.3DY
M.3DX/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^-#0N.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXU,"XP,# P,# \+WAM
M<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB
M;&%C:SXU+C P,# P,3PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @
M(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z
M;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,]-3 @33TU,"!9/38P($L]
M,C4\+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C4P+C P,# P
M,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIM86=E;G1A/C4P+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^-C N,# P,# R/"]X;7!'
M.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA
M8VL^,C4N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STU-2!-/38P(%D]-C4@2STT
M,#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^-34N,# P,# Q
M/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.FUA9V5N=&$^-C N,# P,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXV-"XY.3DY.3@\+WAM<$<Z
M>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C
M:SXS.2XY.3DY.3@\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @
M(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI
M(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3(U($T]-# @63TV-2!+/3 \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C(U+C P,# P,#PO
M>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M86=E;G1A/C,Y+CDY.3DY.#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^-C0N.3DY.3DX/"]X;7!'.GEE
M;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^
M,"XP,# P,# \+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @
M(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D
M9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3,P($T]-3 @63TW-2!+/3$P/"]X
M;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXS,"XP,# P,#$\+WAM
M<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G
M96YT83XU,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C<U+C P,# P,#PO>&UP1SIY96QL
M;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$P
M+C P,# P,CPO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @
M/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F
M.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIS=V%T8VA.86UE/D,],S4@33TV,"!9/3@P($L],C4\+WAM
M<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C,U+C P,# P,CPO>&UP
M1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E
M;G1A/C8P+C P,# P,CPO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIY96QL;W<^.# N,# P,# Q/"]X;7!'.GEE;&QO
M=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,C4N
M,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G-W871C:$YA;64^0STT,"!-/38U(%D].3 @2STS-3PO>&UP
M1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,SDN.3DY.3DX/"]X;7!'
M.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N
M=&$^-C0N.3DY.3DX/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.GEE;&QO=SXY,"XP,# P,#0\+WAM<$<Z>65L;&]W
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXS-2XP
M,# P,#(\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z<W=A=&-H3F%M93Y#/30P($T]-S @63TQ,# @2STU,#PO>&UP
M1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,SDN.3DY.3DX/"]X;7!'
M.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N
M=&$^-CDN.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.GEE;&QO=SXQ,# N,# P,# P/"]X;7!'.GEE;&QO
M=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^-3 N
M,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G-W871C:$YA;64^0STU,"!-/3<P(%D].# @2STW,#PO>&UP
M1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^-3 N,# P,# P/"]X;7!'
M.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N
M=&$^-CDN.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.GEE;&QO=SXX,"XP,# P,#$\+WAM<$<Z>65L;&]W
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXV.2XY
M.3DY.3D\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" \+W)D9CI397$^"B @(" @
M(" @(" @(" @(" @(#PO>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @
M(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y
M<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$<Z9W)O=7!.
M86UE/D=R87ES/"]X;7!'.F=R;W5P3F%M93X*(" @(" @(" @(" @(" @(" @
M/'AM<$<Z9W)O=7!4>7!E/C$\+WAM<$<Z9W)O=7!4>7!E/@H@(" @(" @(" @
M(" @(" @(" \>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(" @(" @
M(#QR9&8Z4V5Q/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D
M9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/3$P,#PO>&UP
M1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z
M8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT
M83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXQ,# N,# P
M,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D
M9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R
M<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G-W871C:$YA;64^0STP($T],"!9/3 @2STY,#PO>&UP1SIS=V%T
M8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E
M/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P
M,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXX.2XY.3DT,#(\+WAM
M<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@
M(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4]
M(E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/3@P/"]X;7!'.G-W871C:$YA;64^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO
M>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT
M>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X
M;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F)L86-K/C<Y+CDY.#<Y-SPO>&UP1SIB;&%C
M:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @
M(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.
M86UE/D,],"!-/3 @63TP($L]-S \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO
M9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/
M0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G
M96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W
M/C N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8FQA8VL^-CDN.3DY-S Q/"]X;7!'.F)L86-K/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP
M($T],"!9/3 @2STV,#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X
M;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y
M86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,"XP,# P
M,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIB;&%C:SXU.2XY.3DQ,#(\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D]
M,"!+/34P/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP+C P
M,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C4P+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @
M(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z
M;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-/3 @63TP($L]-# \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X
M;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA
M9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X;7!'.GEE;&QO
M=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,SDN
M.3DY-# R/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G-W871C:$YA;64^0STP($T],"!9/3 @2STS,#PO>&UP1SIS
M=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA
M;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP
M+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXR.2XY.3@X,#,\
M+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI
M/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y
M<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/3(P/"]X;7!'.G-W871C:$YA
M;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU9
M2SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P
M/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$Y+CDY.3<P,3PO>&UP1SIB
M;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @
M(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S
M;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T
M8VA.86UE/D,],"!-/3 @63TP($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'
M.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^
M4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z
M;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L
M;&]W/C N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z8FQA8VL^.2XY.3DQ,#(\+WAM<$<Z8FQA8VL^"B @
M(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#
M/3 @33TP(%D],"!+/34\+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO
M>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC
M>6%N/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P
M,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z8FQA8VL^-"XY.3@X,#,\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" \
M+W)D9CI397$^"B @(" @(" @(" @(" @(" @(#PO>&UP1SI#;VQO<F%N=',^
M"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F
M.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @
M(" @/'AM<$<Z9W)O=7!.86UE/D)R:6=H=',\+WAM<$<Z9W)O=7!.86UE/@H@
M(" @(" @(" @(" @(" @(" \>&UP1SIG<F]U<%1Y<&4^,3PO>&UP1SIG<F]U
M<%1Y<&4^"B @(" @(" @(" @(" @(" @(#QX;7!'.D-O;&]R86YT<SX*(" @
M(" @(" @(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @(" @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-
M/3$P,"!9/3$P,"!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO
M>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC
M>6%N/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.FUA9V5N=&$^,3 P+C P,# P,#PO>&UP1SIM86=E;G1A
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P
M+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @
M(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T]
M-S4@63TQ,# @2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM
M<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA
M;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM86=E;G1A/C<U+C P,# P,#PO>&UP1SIM86=E;G1A/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P
M,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @
M(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @
M(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T],3 @
M63TY-2!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT
M>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N
M,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUA9V5N=&$^,3 N,# P,# R/"]X;7!'.FUA9V5N=&$^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXY-"XY.3DY.3D\
M+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR
M9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,].#4@33TQ,"!9/3$P
M,"!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C@T+CDY
M.3DY-CPO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIM86=E;G1A/C$P+C P,# P,CPO>&UP1SIM86=E;G1A/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO
M>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D
M9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STQ,# @33TY,"!9/3 @
M2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P
M,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^.3 N,# P,# T/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STV,"!-/3DP(%D],"!+/3 \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C8P+C P,# P,CPO
M>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M86=E;G1A/CDP+C P,# P-#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,"XP,#,P.3D\+WAM<$<Z>65L
M;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP
M+C P,S Y.3PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @
M/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(#PO<F1F.E-E<3X*(" @
M(" @(" @(" @(" @(" @/"]X;7!'.D-O;&]R86YT<SX*(" @(" @(" @(" @
M(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.E-E<3X*(" @(" @(" @
M/"]X;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" \+W)D9CI$97-C<FEP=&EO
M;CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @
M(" @(" @>&UL;G,Z<&1F/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O
M(CX*(" @(" @(" @/'!D9CI0<F]D=6-E<CY!9&]B92!0:&]T;W-H;W @9F]R
M($UA8VEN=&]S:#PO<&1F.E!R;V1U8V5R/@H@(" @(" \+W)D9CI$97-C<FEP
M=&EO;CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @
M(" @(" @(" @>&UL;G,Z<&AO=&]S:&]P/2)H='1P.B\O;G,N861O8F4N8V]M
M+W!H;W1O<VAO<"\Q+C O(CX*(" @(" @(" @/'!H;W1O<VAO<#I#;VQO<DUO
M9&4^,3PO<&AO=&]S:&]P.D-O;&]R36]D93X*(" @(" @(" @/'!H;W1O<VAO
M<#I$;V-U;65N=$%N8V5S=&]R<SX*(" @(" @(" @(" @/')D9CI"86<^"B @
M(" @(" @(" @(" @(#QR9&8Z;&D^.4)".3(W,#<T13 U.4-"-C Y1#4V0D$S
M0C,R1#DW-D(\+W)D9CIL:3X*(" @(" @(" @(" @/"]R9&8Z0F%G/@H@(" @
M(" @(" \+W!H;W1O<VAO<#I$;V-U;65N=$%N8V5S=&]R<SX*(" @(" @/"]R
M9&8Z1&5S8W)I<'1I;VX^"B @(#PO<F1F.E)$1CX*/"]X.GAM<&UE=&$^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @"CP_>'!A8VME="!E;F0]
M(G<B/S[_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_VP!# 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0'_P  1" !M &L# 1$  A$! Q$!_\0 '@   00# 0$!
M      8("0H$!0<+ @'_Q  R$  !! $# P0" @$#! ,    # 0($!08'$1(
M"!,)%"$B%3$C03(6)#,7&"A1-$)Q_\0 % $!                     /_$
M !<1 0$! 0                !1\$'_V@ , P$  A$#$0 _ +J'0'0'0'0:
M/(<DHL3J+"^R.TBU%35PI-C/FRWJT<>%#8CY)U:Q'E>T:.8WB-CWN(00F-<4
MHV."&KN*]9#!M,,JCT>FF!S]1ZR!6R)V3E]Z^BNVH4()4)*535UM6PG!AJ0Y
MFV\2=,FRY,*JBU(YC)7C!@>2^OQJ4EV2)0XOI_6"=:$$L&VQZ\+)KZ>3.=[$
M4C\KE&+EE9'"KR1_>2Z])E3-E#D/_#U$91%Z!S%9ZUUO9"Q^$#'M'UOD U<@
MK26>:EF6BH$LLTNJ@4 ,B'BWBC($8JF[L[NRE37O0B0(/AFF"7GMU[G\-[@Z
M.)-JY%#57Q8394K& 9-'M;4"(,)'G&!T&N?*@N89JI*A),9&..3"GK%E1U:\
M'.= = = = = = = = =!$KZJV:_Z9TR9#CVYP2[NMD53*Z/80)<2PAADAN;>
MCML9/,!)+(M)T3#KFHLX\>4_AC-A2/4(+UT>S"HWJ;5Z[ZCV%_J3;5M]#A9+
M>R9T.PCRYV/CGVTZP;$8"E1) @S$#(.5K"EC3$D<"1E<PS#"C DXA+ZJB5L'
M+JF!*VN8\FA/7V+'REM4<YD8$YCHABQF/>!\DT]T>+,(\[;'\A)$Z-,:'4<!
M[?.X?N#N75>*XNW%ZNL;,DDLL:C!K;'RN)Q!+R._G-MK.[\[FC"D1]O&!)_R
M=(!)63,*&ZQO/=:NVK.*2KRL&08EJ!@%RW(<;L:L[Z^RE" 9K8KZQY@VSI]:
M2>5Q9M2G!#MA2F2F#D%5E4%PCT[^]>)WBZ4S9F0,@U&K>#2V0,]QV+'=!:^'
M8&F+CV2PHBR9\=8-J"'*AG)765A!_*5DPT<L>',@QFA(/T!T!T!T!T!T!T!T
M%6K6K)K+7#O/UMT5RJPC1:2CSV4APP9MH:T6J!,KRV-3[\L6JCBC "YD0T6+
M7AC-G23(Y;L+!Y-."0.Q[3\$S2NQ^N)2@=0AAL>+'GC8ZIC&DP*JLKY (JL0
M@'5<"N>"$R.7Q0FS[5H HV814#68/Z7VE,2YO<FG8+!]W/R5(XPS%(6.?&15
MT,'F2-Y7-:]9KIQ0">\[3"&PCR-=)5[ >?7Z(XSIIB8Z7&L>KJB$*.QI05\0
M<89"C8]?)LUHE*K7/>YI".0VSW*KD7Y4(D_4$[6\9U0PFTMB5;W7]7 FS**R
M8K0OBR(KA36QQR1B<Y/*2*$;T=N-1*Y?$Y[&.4&^^C.S*A]Z,]N+-JPXO5:+
M9=C&=QY5I/'+DUD7*JZSIYD.-(=8GF7D&_G4L60.:8$*11DE3*BR>* VJ&%L
M3H#H#H#H#H#H#H#H*U.N>GEI1^JWJC;5C11ZC*:/#\CL',B/$*)"+@&,Q)"J
M1!L$0UQD=9..XHW/W,R:22I3*GM0E+TZU<TOF*"O%EU1(LJYPXLD:R1N_D&J
M.)XR^-1$4:%8XFST:C'(OU:Q=P>C3V4&R@BGP9,>7$(U'MEQ2M*PB.V54:X*
MO:Y4W1?ASF[*BHNSD7H$IJ%=T])5/-=VD"LC%54$^=)'&:I$^C412KL]RN5$
M1&M1SE<FRJ[9%",[7G/,+S"BGXAC&75,J3-C2X@B1CL(]#28#G *-5W$_<2J
M<:[JA!#<1J*(;W=!S/T/=)+K!Z+N<RO(X?MK2XU(IL385AFN'*%C,*RL"$0+
M#$0;',R&%( KQ"-XI*M(\J(QH0GBZ Z Z Z Z Z Z Z"%?N:Q#)?^\*1>'L'
M&@Y/C0L;KMQQF.K!U5?$F04V $3R\RY!8,\DDI%5K(:*1SU:T(:JVI]2<5([
M!Z70.)J960ZV+)4WYNKPV:]9<HD<_L+5TV;*>HD$.5)82+5Q3^94!8/,\T-@
M/([?JW.<2 /';B$*#0V8+29%82X=;3*VX"X)"Q1&5/\ <U14<](YS)&FL*%[
MY4572-A VWN$Q?5S5T,B\L,8#DV.4MI8$QG Z_,!8C.R6%76C:YP;3(G!G.A
MRI0GFM UXH,:$ZO8:)+MQR3,$1KS0-?J\ SK*YUBZST^CZ;1\)E5<_C7W$6Z
MB$&2,II$4=T58]A+'! 9P2-)35CG27\XWGB("60'K^G732J#)=:ZY+2Q?#6U
M#,E5!)*NKV6T@_B2Q;%W7A+=6184+S$7SJ ""<GA&!5"5#H#H#H#H#H#H#H#
MH& =XU2RH-59?$CL64V;2V$J7X=CBCU\L51(:R4]%;XF!L0$)%:]KG?\WC<P
M+W=!UO#;G';:BKK2V%6GVAAD,D38\=_@1PFDY-4S%1B-1/L]6(J[?*_UT&9"
MM@Y!E,%T4WGC*LD(GCV:U6!8T;FLC\6.$U/(]!_5$?Q<Y6(BMZ!%X_E%73W5
MIA=RH%C>[GM095'*;NDD*N]V BN2,Q7S0A"[8K"N5RN\;G-=T'/M<KFDJ\8;
M24B08/Y6=&AH&,$441.9$0SWC UB<&BY/>J-553EMNNW0+_LNI3,PK(<JGQ"
M1IMW?R8XO*%&N?#"Y9ZE;(3_ .4A)%D\+_L1L8D18C".\+E4'G= = = = =
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MY%_Q&-R[+^N@K=]N]=JIZE'=9KYW9W]_9,T,TPH,PTN[=M/36[A1PW]O4M?
MD6.-A,\$5Q\>("PR27."AK+),DKTKYAXF+K&B X+MBSDV,VA,.N):1[6A))J
MV E/5'SZ8YC2:>4B&V<XL0J2:V1S:CF2%*CT8CQM<#^28O6Y$=DYL*GG>Y8T
M@6658"Q+&>U'.<D1SGA,QS'KLW8J-;R<BC3FJJ"%NJ8>/R)%J=(< -=%(I 0
M88JZ*%3O<-9+H_N#/,=6N>YI2.)R52.5J$(Y5!NW;]+HM8>ZJ/)F9=C@4PLD
M7+O]-S+^K%=S&0PR8&*1*JC)*2RG,99,D6TR2"*6)#%'\1Y SS(HY(32] =
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MBP94H37@#,9#F B&>PY:R6-CA."Q[VM]S6G/=MI#3:P::$G!J9\R;3V]';M
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GX<>EM93";NL3X7?W.$-MC["&U)=N''16<UK&(-DN6=@]V-:JA__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>68
<FILENAME>g679299g51g50.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g51g50.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  5  L# 1$  A$! Q$!_\0
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,!)"X]2=]SN3_ /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>69
<FILENAME>g679299g53q13.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g53q13.jpg
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M 0$! 0$! 0$! 0'_P  1" )6 ;4# 1$  A$! Q$!_\0 '@ !  (#  ,! 0
M          8'! 4( @,) 0K_Q  ]$  " @(" 0 (! 8" 00!! ,$!0,& @<
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M1;*%O6DZ_*J5F3U0$>)43E6K;E.WI]A<6&X)<8@&130'L^.'N"L_O0?\<PD
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MP8!>]$S!C>]YRS88C>\%C$"P>V[P]J3!-!'ZTL6>.*$ )T!/@#^<1YKVGM!
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M'/&>"S"9G0.09PR4T<:H@$6:*4Z,GO'VTTQWJC]1831]]B&8S20YQ1X2R/\
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MM_3+7R[8MJ"=(4TQ#<BU[-0$F.+G:@W#GEP-G99$C5MLH@GAT-=CB8,2]]G
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M-GZOLG8:GQL_5]D_"K=/Z@J_]UM^V<=AJ?&S]7V3L-3XV?J^R?A5NG]05?\
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MV^8,@ &="O2'LK7+#M[T!?Z2=W5R8 [-T':D1/==+))]R&%>]0GY]J"2#/\
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M8[XRUY;KW:K7JV\#X:K/UA"S.:=:G13UBT)QC83J_P!B4"P#@XJP8"6!L_\
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MK3>]K F\*[JIK'ZFV[N;O7[O=!/>C16RGL*]YWGB% [A[C 4LLNF]9LE>_\
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MF%=R^?\ &.[!S-@YYRP9O.4CI%XNMV7Y"ZS%SL4T9SQDDJ88A%AM2>K6!M6
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MDR!8!6]JC8EFM=CV-5[N(!7;346D),-,A1MA#5M,<.[8LIMEDM)#=FBO"VY
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ME3J3-OUS'HAKU85V8EIC>ED(:T@EA.JEK/\ ?;'QD89-VM IZNXO;),Y>EA
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M:(N;99RQ_P#&3'*3&JU[K4NK+&%@NL&M:$[7QLQW4836H5\\7!P(C$K K7"
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MK(X+(@(Z,B>RZXS&]S>9GG?\T*T7ON"]Q#H+AF)#I -[P3IK<1!N%NFJ>BC
M#+W:JIP+#Q2Z6("U!3Q F VK,:(ZIC#%Q8CD"6.0,2,M%%AG"WS%'QF%(R@B
MZPDGF>?'AH?ESX* N,P7$^\8G_'_ "/A)OP6$/4=>O*L77.J379J>?G@O.K#
M.G"AI3.JW[J@#B+K;54..0(N'KRP)-+,!F)DJ5IY5,DBN);+Q)F9,\YO>^OS
M,]29O*9G @YC/ AUQ-S<'C)D<R9O*_&.KM9N$HE;;Z[HK6N@!@KP4#&HU\Y*
M& LRDS6@B*B5\H(X:_.:7,$:&#"$3*63(?"/O/+OM)F9,\Y,WU\T#W@R'.!O
M<.,WUO/'BIM##$/%%!!%'!!!'A####AC'%#%'CUA'%%'AUCA'''ACUAAAAUU
MCACUUCCUUUUUUR+*]G"+0M[,D0L*LJ:F^ZGW5\16:U![N5/\2=BUBQW*<+VH
M\$L(?J5RI6!C[P=(,+E[A[IA/D:4&,0B9Z7/F!^Y"H!()'^(D]!(;^[@+<UO
MN%%H;'9DE27CM; ;[@ 4^JU9@G]W**]=W=;.HIM:"]D' 1-C\2L;Y4N]XSCQ
M%#]Z][.G&"@()B 3IU/D)/H%0"XP+V)^307'R )_98;BZ5U$[6UQB65B[<)7
MEB6K@U#AH04FK;>IHW9F&*L SK'$!E>*Q#+#GWC/E$PD,BBS"7LR Z 2)X @
M3(%R"1^Q5#7.$@6! U N0XC4\FGRZA2KD65%7%UKB)ZIK+$LK%Z\3N7ZM:&H
M<-)RE%?=4^O.3>OA8!F$4:]K?*M"1C-E')B.QE8=8=KEC4H&P2)X#PY$_P '
M]M85#202- 0"9 N0XC4\0T^4:D*5<BBT26RI;#._&4&>]S5=[+6GF'NY4'N3
MJ!<M;2A^L3!#B3ZH#==/[P)E.+W[Q[+&?N:*:..D$1/$2/#\"I!$3Q$CPDC]
MP5O>11.$3A$X1.$3A$X1?/[RDT/Y7[,WCI*ZZ/W5'KO65,(22;*J&5^O=7RM
ML05OA;,\,4E:2,4KKWNOX2+/5<F!XS=Y>Z3=X"9=R]<*K*KGL+'Y6B,PS.$W
MG0 @VM>%_._:OV?]KMJ;>V%CMA;<&S=EX%U [4P9VAM#"]L:S&-K51N,+0JT
M*^?#@THKO9FG(Z&77<UF&D-K=@#B(="2EI&PT9=;DAAL0LDX!$6!""8GKL>)
MU#EGU(JDGZ[AP.Q@REZ[PZRZYZ!8@VUXZ?/HOZ*W4::C737CTYKYN#ZOV5.-
M47<U%O&+6IUGR!H-,LBUO:D+IJ1::E2C:/=[)4FFQ+$=4B6%A6VI*PE8N#XI
MW"M?:Y1D8]E6*U?:6B02V"6$B 1 )D AMX$:#H)B5Z2]O> <VYIN<"&D6+I:
M'91F &4BU@<O S*[=0MQJ[-J&KTVN6SX+4R]!'EV^5Y;;(\<PL=LCG^0'=AM
M[';JE<G]VJ/1W;H-G2KFVNHEAD#3$]"K>X4,!:0XDB^818#W>Y RR;Z7$$7U
MN#F9:A+AWMY AHB&?\4#).L1#FAL7%[UD3I;<:U4II]8BV)1ZL(\\F@LF2X6
MW75LDOEKVWBZUOL16.!NNB2E0S4<N,VIV%M)9JZB9#V 2U*%)[PSMA0]MR<I
M)#"=!(#8</=/'4""1$&UM9V$YB6N,4C!+6RT,A["<CO\I#@()!;!@6;+4[1Z
ML)E71P;.EW+9[%YB306=/LWO"L6:HFZRW+]&EBJO!WK+%;W3<W.IZ\,096$(
M]$NJ^7(AA$QM:]S9C2VQ.7*-W(RW!#FYI.7B ; G,#QB 860"2W(!1D%EVNS
MT\YG+HZ'FQ.86_Q('9FK$SI=L;8!%[K]ZGNA=JNQB:\$MF##7AVMC744]$2U
MP.%[.GKTJ:LY)T;=%.A5-"K:DL]IRB,@>QO6W-Q$-B(M(M.:+DG4R=+F 0."
MX/(+&Y2W+#06P X/CO$VDR9.:3 (;PA<9N:ELS956VN)2T&TF%E87;SJK-C?
MNKD231K;KXF#?]#H-"KRYG:IU4$XFQY=>#HT_2%7/7<:I9VF1RQ.\CSM'0%K
M2TDM &Z,!MP1E))@3[LS!,VD$Z=PYK"S,6 !N'( :,P=_P 3G.,-GW,TF;R!
M<Q$RV?5O(^U77;!E:KUKK&36B^05."FK#)VJZGC(I\JW33H*W';8*2G/7AZQ
M=85'RQKJJ3ZX;'L%+-Q"9.Q86>-R0V2/>8=)X]Z1DT F9<0ZUC$#+74@Q@):
M8=3=#@#_ )34!&2P$D=YS@X7C0"U"M*V?.]@U>*.]?1Z+>@5G("ZV+:>QR*C
M+XTVM*S%,.DM&5B*K1&VOE]@;792\PS;9+(_( GZ*9&2S,V)MFR1[HUS@CA$
MY9@\!:= LYVY<W=WF[(]T>]O6Q'=@.R9A.H;:= HA5]6;H=LM0I;]GL"6I+Q
M=3B7GJ2_-8)3AJQJ_P FESN&P'+K'@U<^_VAGJ/"TYR$%2VDJ57.YS:0"'2#
MB6]XB)EQ;W>99$6M S1RX76G/IC.699[V7NBTOI$1:! SQRO$%5#LM'LZG51
M[U;X-J,3PJG4ZAIMBDVK. =47D6^=EJ09W_7SZM=N6UQI+'52T9F2):&UZ!7
M$5"?TM\SA7&VY21!:!,N!;J UNEN!S3H!KI=:86N<(R07%SP66<-VTV[I #7
M9C%@TF=(CZS\\Z\:<(G")PB<(G")PB<(G")PB<(G")PB<(G"+CWS:T9N'R"U
M,FI6D=IRZBMH%]464VS0OK17LBT **S+3$O9U2Z[9R8E'MUAO8TO7N4G:[J2
M7_S0C\Y5F.J,#6.R',#,D6@\ODOQGMSL';7M%LBA@=A;6=L;&4]H4<2_%-Q&
M+PQ?AZ>'Q5)]#>8/_E.>I6I/R'N'=R>\UJZ"U-6;!2M6:TIML=Y6:U5*@4ZL
MV6R9%&FY6"P(JZN5N7>1K+_W$O)JQ%)/R*/_ /6S]D=RE?\ GSDYMH(:T&Y#
M0">9 NOT6R,+B<#LG9>"QE<XK%X/9V"PN*Q1?4J'$XG#X:E2KUR^K_RO-:JQ
MU3/4_P"1V:7]XE<6*-570>H:Y M.C['97M=MRDOR/G^.ZY-S\D9AZ5L1+\T#
M%LK^-W;:V%L1L@OHM+V/\HQ)T,RX)*F[.JPM4Z[YA)(=J(;[W<N. %C$B6S/
M$\5]LO:2\BH&RTBD(=_Q26DB TY3E!9F9,F3,&5JX?''9KY(\FM"5]\1A0:P
M"UH+/L+'-W04N'DQN2WNZR*Z7V?+W*U4_0UBU[1WEG :%Y.@03ZZALUB"E8^
M^7.V1?B[-:Q[C0#$"Q?F,$<B1*;U@(@B)>7=V X[IC08C1U0.<! B9(!TVMO
M\<KPSDO*=76)<*DEIGE''IY('9@%J=%;[HOT6;J8I(LB=C0I35]F3[-854Z:
M$2*BG]SGBS(<S5$TK.+&;DT\QC4#.'28G3+,:]5!5:,IGO$T<YBY#=YGDQ>0
M63\0UFZF,>L]@:QNR5M2*38W5!2[!JEE,JU<M-<Q9M\2]$[*HMN<XP6ZW(P3
MSY[NSI+2QY-VPA+P_ RV]9-G$1A!,S!S3F/>+2)(-N^UPT!X9@(TTL%,[7M(
M<0'EA$D&QWC' 6!ME#@(%IC10A#H;:YB9/8[/7&&&Q*_KCQ;$K<A-U 9$5BX
M4[;EZLFV<%!L3W,$8R>HM4:VS-Q_917FO]15F0AR#"0JCI>V2 >Z7/)@$2"T
M!O"=9@<#> M;QN8@.[A?6)L8(<P!DB-,TD#4$DVU4FK&N]GH+O.[NNL&6S>L
M G,NK2"[+4CDNL;?CNK<EHS>.!7=J%+4XV2J635\D-FIRVS6$9+6S:V6M5S*
MP%KZ2V  [+IFL;C(T187@AUC OU67.81#7Y;C/9TN;NV"!#>!#Y:X@$D&XN*
MC0:'V>Q]=U=-,YD+@;EXX7F&B0"ZJ1C8VU(\O<.X7%5KP&S;.E%RA5-*=F:W
ML5TFL=L!3^MD<Z8ACPS:S@6#M0]L][0QEF6@ZS8"W"%T=59_B^#EJM+N_<'+
MDS'(W_V@!L-)X*2633FZB1[S"92K'9[0\JUG6Z.MXETK$8VC=A&[EW58 KZP
MR9W!>R513U^U:K=3LZ:OM#MG7*B=1VJ6+H$)$_@<T1<0""X09<,K 6Z$&"'1
M, $SU60^GW>\T .&<9"<[ Q@RCND:M< '$ %V8'B)6U\?K9[DP8_!KI$[M]K
M\K1=@MZ9;*]U=V6OK]=[LWU6" 1:+"/7BQP5G=/GK2!C-\.K$,AR\L)9TQL0
MQ;..8L*>618. ;FT'C)U/C"@JBPEL-;1RAS3EEK0'^ZV;F9.IYZ*P\TNV,/&
M(*MQ:HJ(]PS<QIF&O0$=4C31T#+9L@Q#<6F=["AI'3\O7/J6HBF2;()K8EA*
M*4>_/Q!<4S3,MSSF,:S)F8TF)UM.68\UB6&J7%[HB0XETYLNF;+F #K Y9@"
M(U%!J/';;3#6EN@L-:<?-Z74>\5^F@V%IK8Q-6OC'<>UK-IDE4-7K,35*K9:
M]3#=?BU]LJ-Z6T9?G-5UCP5= Q&RV7MD0;9FYK$R,K0Z9$D$YK$7UA=35IYA
M!$&I3-2Q@LW;6O!D21FSS(EWO1,*PD^IKUAO'7UC:ZU=DMZYY![HO=KW1-:J
MO(D<ZPM-!W,BU=7QE/S7);3LZFNN=$I(R<NH!#5HI'8F2F?-:\.:NLEPRD2(
MR- ;!D.!;)TBY#C,F9$B;#!>W=N <(-.F S*9#PYA>9C+<M<Z9,R-#9:IA6+
M3;=];<FKM,LACZN^1V@R5&U>K0F&0T.D(=?:'M.TJC&M,LPUD BN=/ELB0\&
MMU9JNN!]O5Q6"6 9'DR3IAC;@#(Z6P9))=!-H,&(DVBRT"&TV2X .I5 693+
MG9J@:9#2+.RFY$ &-8,/LFLM^6J@ZVI[75ER/PUEK?3U3M4<^Q:,#GLBQ4'?
M7C[9;0RK+$:^=EQ8,Z7KJW.4;^RRUEU)T?\ #RHD[DCW>369@<XAP&9SB.Z3
ME!:^!!:-"X Q(Y:*A],.>0\#,^HYL-=W0ZG4#9[OQ.:"!('4!;^/2VVI&[5O
M6*4TI-5F^I<5!I)-EJP[#7R&PVWP^/QK\<26S,TRH*RM]6[DO8:E X/5*%;@
M925VJ9'P5^)G;$$@GNR8,&&U1Q$D@.8)(\XDS>,@ N#C+"YV4PX@5KW )@/8
MV2 3'(2NB/'^IN*O\PQ737;1=L25E8)+3MHX^JMQ=G8DVEH:J-6,0;*RMXZK
M%9.)(HJ]@0HP:6!CC64X\:]>)[?F\@Q![MH;<9;<; $\R"2=297*J08RN&6!
ME9>66 (,B)D7())U.I7*";1>WH;%1SQ]:6)/;Z[K>PUO:>SR;S4NQ=JWMIY
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M4DU:]N@AX^FXE:,C*G[]DQ,4D%LS0  9]P.@1(EY>)(&L@=9\0IG8T  YO\
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M0-Y$:V,P Z(8&8.ER]QT25)+/\4 !8=R=EB#S1S,Z ,Q@6 DP.%OD2/FIG?
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M<ZV(9NWD.J-AK7TZK7$9"5(*WM/7-P"LK*M72O-EU/L[2F6<\=C!B$EM"4G
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M).L<N\)IL,(\NL<N\<N^NN^)&DB1<K6]IYG,WC,[&ASV9VYF-.CG-F6M/ D
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MNHY+\R?(\8%Y63I3B,WDBA5$Y,0^H&<LW7IAB7S=S>S-DEZ_YBP&RDRDZ_\
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ML&JN0D8.-DOD+,$[/#%P,'R)*!Z[ZZ[-&@QD[EG$Z[RQZ[(BQRAZ[RZZ]?\
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MT]!:2)"W67E[3970JE=0]BLA&VR2=55FR]S:P0UBW6M>*P-:05MI;MF5SLW
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M03?T76G_ *A;*KX'&[1P^%QE7#8.A[+XB2*3*E5GM3B687"M#'/[C\)4=_\
ME N+>Z=RZI8GTP^?'34Z916M [&>.'&^;IXZZS&SL- 5"['O6M&.Q,=CL@BS
MK#U)7J?3Z_K_ "=F/'P@Q#$ES D3+&!2YE/!.T@Z4WDFJZDP2T9G,+LW&P ;
M,F)F!<%0>W8JO=2PVP=HUZU7;N-]GMF--?9])NT<=LVIM#_<:C'U,2#A\)A,
M/L\UGUZ[&NJ.K-HT:51].H6Z8K^)7K8#9=JUN3KVZ',*@;?:NQBK+2GV>TS[
M"UKKQGL"S50"@K'F5JG7S9I&U'KMMS#B3/;X.*HAZ@7M%C<J=K:'N86.[N86
M@G,UN8C*+P8+0[0N$:$$\'?ZD;-I[2Q>S78#&/J8-^/PU08:I@\5BG;0V;L^
MKM#$X5F I5^UFF=Q6P6'Q>[%&OCFLHC+3JTJSKZU)Y45K:OCP]\AXEJ5,C0J
MK*U,4?4F@L< NZXHP;$*;#:>W"^K4QY'E)TN<KK>R2_+)F.4CR<1?ZIN?5E8
M/IFJ(@9K9V_XC0F8:>!S$1J5][9/M1AMJ^S]?V@;3HT:%"EB:KZ7^XX"H&=G
MI"JZEB,5O:>%P=<3NZU/%U*/9GR:[FTX>: KG\1Q';Y4==JFF;=:-BO]NGZ=
M"J->N% .5SNH=19[G6OQ+O,Z#KI56,JF.71QO4D3!84*QPZ5F]CB8'\QB@X@
M"FXN<\L #FF?^/> YIB")XR"+A?!P_\ J'1Q9H4,+L?%XK:%?:]38[,)A\9@
M*E)U<;(.V:>(9C369AW85^$!SOD5*;VU!NGY6YZ>W;_$N:NO'>_6WQXUM?8K
M@G\;<=TO+4;WKZ073!#VS6FC5X=PFL+0D:YFBV:EV:=I G!9A05]?@VCC/F(
MP5X\ZF+FDYU)KLPH[PDY?^.26@$$]Z[73$V@B97R-M?ZD5:WL]C\7[/[-QXQ
ME'V<_P!YKXI_^WEFQG5\3BL%AVUJ.(K.;C'LQ."Q3JS:-.JQN'IBJ-XYXI#Z
M_@RYS!!S2=^M),*/+)EZ.NO3G)#AGEWZ.NNNNO3EWWWZ.NNNNO\ XZZ]'/:-
M!X!?UMA)8PG4M:3XD E97*M)PB<(G"+E2T^7%(J.+YHQI.S2:6E>;(J0>P5:
MBKG5JS7;4Z*W/+M3Z\OQN&%US:@2:_O->"/;U%/6F]JK!5?6/RCV5>P<V/X]
M=/W"Z"F3$%LG*<MY <0 3:.(-B3!F(E:+:'G-I'5#-TK>2N&,J#JS&,25I]#
M  DK],J6N[C:K(E,MEWK$5G#4 [0JJW!+6.W%R=O>W2VMUASE7G,H8"8Z_<C
M^$;2<Z(XP+SJ20)@&-#?0<2)"W!GEU3X&OPX.@[%9"%[1^C]?L74VKT-:MET
MB5M7!HM=;7#9M;C(@%#7#8#=G1KS+$<W$5U$*P,5UF%07+U&D\;#R3=GFV<N
M8CO$@&!P:>?RX\)B;;S_ /']([N25@Q80]U(NYIQC^F^O,H+39J'L!)JM]5U
M2_J^?,5=9]["?!5I4=LM)0JVX[C,?+WL]6&R>Y3*?SJ)_;DFZ? /.+7L""03
M:-!, DC0B;*4Z_\ ,76NS+56J75$UC,L+X^SKCQNWFJ,Q*X54IEO;:.5J)LT
MM5=LXE;E18IQ]1F;'*4(6JTRPCIICQ!9D<?O]K?.)X(:9:))$6X.O/\ ];7M
MWHOI(NNH4QY+14O8F)V5?*-$A)(1N<U4C55++AUGF PD1LW2?,L;+ON.;)8V
M8A=YX]]CF3Q^C/N+F;'6>HF#Y@'S"V7")PB<(G")PB<(G")PBIS=GC]IOR-K
M"ZF;MH2C8=84/A[.M3N96,(PCX5>R5#LH\EIH,_<\2]PS%QQSERB]F7)WW'W
MGUAECSJ4J=5H;4:'-!S &=0")L1P)7Q]M; V/[186G@MM8"EM#"TJ[<53HUC
M4#65V4ZM)M0&D^F[,*=:JVY(AYM,$657*\EJ->0U2N+X5->K"977D*L?N3(=
M:E2@P+5:^#*;.6;*$,$: >+N6223O"/'O///+TY=[ #0&@0   !P L!\@OI8
M?#T<)AZ&%P]-M+#X:C2P]"DV<M.C18VG2IMDDY6,:UHDDP+DJH>O'NG?.W5M
M[<6W)1C>9=I8:WR9+>]>X;-G52*)KOT!\'^8>SI,)IFW:#.RY4GJV2YW?&K=
M7+T/>M3_ -\?S^++TYS$0)C+FB^7ERZ3$Q:8LH@A\1=;TM'05&O'=WH!6N K
MNEK]A2L4#IY/6-@NT[^R59Q\]5FWIVBOLVMU:%,9.H^8:VNK2I97WBT'MA >
MDG6_I^T=?&9-T-0F9 .8@D&=1-Q!!&IGG-U*+GX[5&Z4JSZ[)?VY/3+U8+<\
MOJ-//6LX[A!>#)#;"B.->5AVS2K9YI9.P3Z>;6K2GR[QG46,(N*$B-.G00/X
M0/((= EH !O:-#8CUD=%J)/%VEY)+'5<+3>X*@XLF%TK]8@,JV(6N[G!L0/:
MX-CI33*HYV?VBR_A1.UJ"VO[73@A.\ZQ#6\:AZB#!/V\1I^UK)G,@P) @F-1
M&6#XBQ(@\9FZW&>ETSBRZ^(LNS+I<3M2G#W%=7VGTT PFLIN-T6JKJ\PJ.OZ
MV]#*S7/7B 01(Q05-HO31BG(64XS:4Q.MA?Q_DJ9H!@ 3:;F!:0))\>)$VA;
MFQ:0JMGOA%^8,['&6:+K"(]$(6LC0&GZ>O;+8%#=2XR*)G4+):W<MP2HPW8R
MEHH/S@8+"#!5QX2?SQ$% X@1;C?C#A!'+TGJHH5X]T.NO<K^FMUJUZSC.MK"
MSN5[&JR V13<;XSV.U0V:*Y5FQ+(E 5I>.B$3%5$ELR 5TV"5V(:%F;U.GI/
MG:!'[:JAYT@'2-;$#+(@B\"^HXQ9=$P$#DX=RC3PD1]2SP=R02X2X=3BSR#$
MP]YQY98]2CDPRCSQ]]^O#/%)%)UC)AECU%A>[A$X1.$3A%\X[/X']6KRB3[H
MR:4NM4-1MQ5O VM5P?9^3^Y7M319*C%-8T[C9C#3BXPXPG)B_N-:UBLMM@4+
ME-<-+PQR;M6GE.&FL*DM#0_/#<\N=$=X%Y8"3<N:P.(&4ZDK^>8KV&&*]IZ6
MV35P>&P%+:U+;=3#8=NT]_C,=1P/9&NQ%*KM.IL>F][W&IB,9AMF4\7B*-.E
MAJC@#6JU;[H'AKX[ZS+<E5>CFY1MZ8[UO LL5TO%P1UC75E+^(/Z#1$5LL;E
M10J>W-ZP(.05 -.!-[ 0?N+H0$$<;HVA29,-U:607.<&L.K6AQ(:T\0V!H-
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MO,-BJ3VT,3@L+0P]?"M+</4;3#G4C4)>8_-XI^)]#J>5*8U]96JQ>9/'Z@P
M.]AV@'NP'Z&8!G:'K"HUI:<#B724]0-D$ M)[:6OL7.!W@[C[FCRFYHL&6 T
M.W3;N=?=D;MHEVHCA=W&5YS[+>RN PIP=3#TL-AL<=@8 4ZVT,4SM#]A5&/V
M%AJ3ZN*SNK4'T6EE.D[>XK(6UQ7&8'/(\*/'R;&S0PH;DM LMP^HL:=)MG:J
M1)3]AY.I[%/?-9IE5R$7:QMI;HHPTUU0QD!1?1[(,C*1>T8B%7L].]G %V:
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M.N@FM"6L]C($+.<FL Y5Z]SO:5":V&3 'E"(].D3P@DG@LU&P9  $"1IE)F
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MM;%<P$I!@BITZB%SQPWM(:QQWKBZC4S@V+7AXR$6L[*20 )('$KS8.I[:X#
MX7&5V^TVU,1CO9G;[MH8*IGI/PVTJ&T\%1V7V7+@WOP6+;@*V)J,:RE5Q&,I
MT7/92K5PQ1<*K>1%J@U#:=FX^5#>K:C\\H24A0%7V[C;\-(6GQ[PE MN5:<U
M^3:3Q,HVBW-KV+RQJ2'U84O; E?QK!X"A5,RU3DS;[*S$R#%3-NS2,&""\@/
M.67"0#<"Z\K,-[08H;)Q.TO_ -4U<+LGV[#J#J>%VN,6-B8KV?FGBCAJV'.U
M*]"CM2J_#[_$TG8C#4:^(HUQ2:'-I;#Y?\V6E"MWNSCR0I#"F>-'E7?Z<GJ"
M0Y!W9=[)?*3:I>GTAPGRY-(Z,<:\[K\X%2&PCDMU;-6&SPGB2Q234BOE< :K
M<M&LY@;::@JOW8-K]W+#?\AS73<>VE7 XS+6]HL$_!^SGM5C\'1PE%U#M.W*
M/M1M5^QZ+V]F<:SJVSNSFGA&P<7AGTGN#VEI.TL.U/)A#O\ H4>P;!Y 52PW
M3S2T=24R(!?"O\>W'CT[U^F<')8,^P?=)+X58QK$9<5\!V5O"@AEC-%'K$$F
M45+ZHJ,S&J"ZNQL6W9I%@,:>\3)</>!FV4+KB=J>TF'V_@1C\1M["U\9[9[%
MP-"A38VGL"M[/5MGT:[Z+?\ CR''NQ+<0_&4P_MC&@A[6X5KB/N=SZ"_MJ<(
MG"+D+S5,VR#JFN2:KRV)"')MG7$&W#-0+)G&U@-*2N,NKZ9KY:"$R<DO\(^E
MT<WRZN/L4*25N0F%D-AB[QX5\^09,WOLSEEWBG/>+1!,Z3 F)(NOR7MD_:S-
MEX8[+_W ,.UMG-VL_9-)U;:K-BFM_P#GOV?2ILJ5G8@#=AW9Z=3$"@:SJ+#4
M CAJP6#RC[V9/C09_+28R*Y^- WC8$]IMKAU&^T;.+3H]WL_(]E9*L-DGO7L
ML]B9V2'9IE>V*$?#4^Z4NZRDDRD\Y-;-W=][U+=6=D-/N[S>EP$/C/.<ATQE
MXK\3B*_M/_N3NP.]JR\8WV:'LXRM@\4W9-?8;FX(;;J>T53$X5IHXZ#M$XD;
M3?A]HLJ-PHP5,29K[.H^<;.I_&B=A>6@+][H_P Y+6S3 8&AQ+MCZQV>3!XN
MUA4)\KY')B+57I\&*Y8.1BUV,L'B'[E/0]=@\D8@WS5@#3KDQP>QYW('=D2V
M_'/8&19?/.$]MJF$WSMH>U=.O6V)[;XJI18'M%/:.S-J.;[,8:DSLIJ4G8O#
MNWM.D';W:-)H9FJ4 *:_ MH^4]I\@+BE26+R0.V%4MV>&JY=3T]9-RT,@J%H
MTYI^S^2 .UR8$&:6LX]@.;&U]PLC16R$=% YZ_%D:R/NHLE]=U5P::N9M2@,
MH'_$&NITW5<]H&I-S,GNC5&[4]J,5[08NC0Q'M'4Q^%VU['4Z>$HX5W^Q8?!
MXG8^Q\5[1,VJYN'W.&FG6Q-7=XFK2JLK.I_[>TU37 T2%E_$1+UWMK-I9]XK
M-JS5] '8ZZ%K[9AF2>_S>1^NQIK)J6Q/: /JTBO ZQ+N\&=?U@[MM?.IW0;J
MQPCG*CIB@.)+7R:@?EAPR/L[>-O3);D@-FS)!%S!!7&A4_U ?L_:KJV)VW2V
MJ</AV8G#T]G[2?N=H.]H]GM=B=DXBO@&[+=AJ>S'8UIP^S*V+PS\)DK8D!]*
MH7V#MS#R\H*K8:2MV/R<O2;7_DT[[UY5!T6TS;AN[6[33NNF(=>CWGKRFN"J
M:E0[%>6Z9!9K8+A1"SP3:[8VT8*.(.+3]^T/ -9P;6=D: \NJ-+&D#>-$M =
MF@F&S8F %[]K#VMP%+:%'#8CVEQU'9_M+6.S\(VAM1^+VWLVKL?9]1N&_P!\
MV?A*S\'0P^T:^+=A\3BFC OJ4WX;$UA3H-8-A83O+#:'D%>*N/6_(RAT&V1>
M2>O[*E)FO<]3#7*J(Q)TY:*_>#ZZHUDECNM@3C=I,M;LW$X ;8BN7JQS-V8H
M^>COGU'"*K6NWC"#F@0TY'!T!@S$6RS8PXDF%TQ%3VJVGM_&85N&]H<!@,6/
M:/ 8JB78YV%ITZ6!>[9&*P^.?AZ6S* QM>BTT#LZI6=3;6=A\=B36J-::RIH
M'E=4]1ZL6:QKWD@I75KPV\>JAL/-K0K"%LVN/$^]0UF_D&LQ[K6AB3;C7-=1
MO8M>JA(&&$M7@6,Z9&RES2&D\VBLUC0P58;0HL<2TAX(J15R9A)(8#E%Q$%L
MVGYN$9[5839&RZ6S,/[14J>&]C_9_";0WN Q%/:6'KT=N,I;>H;-;C<,Q[L9
MA]G"N-GTF-J!V%;2JX,57&@]UP4Y1Y6["O5!IW5N\K:MXZM=R[T'2W.P@.:;
MN2;4P&DJTRJ..PV;RM#6>MKY]S860*A,;JL57EFIZP!GS]E.#+EMHKN>UN:L
MVD:E0!QM4R"FW*7DMD2^<I(#N97UL'1]J=H8_ 8/M?M3A?9ZKMG;C:.,Q#*V
M#VP=DLV+AJF$&T*E?#-Q.&IG;/:68"IC:=+'U:7<<8+"?HEXBM-I.O&/1S/=
MH[X7;).N:[\_PVE7*DLG5D@$Q'.D>JYQA)0VT^46,Y\<@L&61,DDG<6'K^CG
MJH%YHTS4G/D&>1!S1>1S7]!]DZNU*WLUL2IMIM=NU7;.PW;QBJ1HXCM(8&U#
M7I%K"RJ2)J M:<Q)@2NB^=5^A3A$X1.$7S6TMY+>7]U\X-P:-V'X]35#QOIP
MMTEH.Y<M:[-2Q6N9*Y0!5V/&\.VD]%<?%U[!H7UBF @S-]Q[F![CA'(QR\E.
MM7=B*E-U++2;FRU,CQF@@#O$Y3,DVY67\WV-[2>UV-]MMK[$VA[/G">SF#;C
M#@-L?[;M*@,4ZC6P[,..W5ZKL#6WK*E5T4:;2_)F9#6NGHORY;OJ_J=.]1;)
M8ZJZ7[K\=87UK7R)!XXJJ]WQKNLV01L8_%* $1RJ71,SC*7V(Y8(\RUGG*E-
M9AD^P:\[']BOZ93 +B")[KX%]0TD1'YRNN.\]N[?T7K^[VRO-!+BO>7W^(0R
M24J:L@9 50VB^0^R7:6T8'PGJW+V(,/NPLK<K8O0US8#I<,DGJF2LQBYU$_+
M+-^8'Y]^'3*UQ$B(%&3.H+&B(BW#KXZ"_*[NO8^/B[Y&[4R>UZSL=<U[9CS5
MMEQ<:WM93<"L:H66Q?->>M1NFM"Z;"7>5^OQ7HYU_9-1$KI1P<+(\L@B$"0.
M?CSCC^2L%@WC&P1F+0X=X1+HMF .G,:SR6HGV-N^D7FRPV+9 ENKU'V]HVB$
M*8J G6SV%;N4&NQ6:4LA7[9A'E5&MAC.U] FZ&,B7!R)KD1>3BXW0RQ\B=>7
M]#UY65AA AI!+7$7F,LQ;K%^NG)5!KGROV3ME^4@I%Y&C06=IXSMDED;":QM
M5NJR#>)&^,K,@)"U\4;343Y0CUA73:XCLQ%M?UAFXD*N1%I6EAJ<1 &HYBTW
M@"#?KK$=%HL:T21<9P1+@"6Y.8!_R,P #PA9%J\OKO6\:C7\K3AG>ZSLAA7+
M)&P@US7:WL:GA^7MW\<@R?AK::2YN[F=6M=NGS9?JD%6GJ+@\)^_F%KYZ6KF
MW+R$S$1>.[FUTX@7ORNH*;3)@P1(U)!W8?X!LD0722-+R5'WOF%M:OY,6"V^
M56U6J75_D!;KSIN.N(9&&@6^O=M:MI5?E<RCMDK45?3:A<;0]N(FPG0N%_+J
MYEBJ[FG52 P4.1^X@WO()Z]-!:;RF[;:Q S- =/O M<>,B[@ "! F#)"DC+R
M!W[)5W3-)?ZS\(JVI/*O;E?L4,.K;\]O8VD5?C\;3TUT,UTX<:\3]36;8=]0
M6L6GY MFM655XY?-3WS @@.P/4 ZVF>8!Y$>LID9(L;NIM(N(S9YB0";-!$\
M=96TV/Y"[EUD^CUV]N,)@Q5^JX#3;(RK5U/G0B673;R]0U4+ZB/$FN%F!US0
M$#U]C92&S7.I=$5//MU<B%]RZ!H(!Z&U^!CA?^^F@,81F%['NDDW#@,W=$Z:
M@<2#8*3U;<'D V$[N%GME35_ ]L^-NHWE&J"1*ZK!Q>Y]5:%979ZNN,A;@YA
M"@N6X)W-!+5LNU,BI-*$]QM(S<,I1('F"0? GPU 4+6:";M>X.),PUS@+6X-
M@VUN(5]^(;QR_P!'I";)L,W9=F"L-W36)VUG43.%K=/;G*\FMM\4\ V C%)C
M!%!, =#@Q"QSC&GPCBC@CP.$&VEH6:H >0! @1R-A<>/[KIKF5S3A$X1.$5*
MV/R"U+1C6@%_V!2:@0$T?!C0,+,%F60#5D]2<V=J<)CAA,H%K(MS1EV64KK,
M.O)V*MXW/#7L8Y([!Y+08X^Z"=.$:S'C,&.>FJP8_)?2WQ?8Z0RZ@+#=66Q+
M2;/BQQDAZEL=@KJ>S*ER'##J4A\06 YBBB%6P3&2%A,L8AI!Q.R<T<?S6%<C
MH!CW@2/ $@SY?MS"S3O)#0:W'*0W;^OHH(Z]6;9(5U9U<P45:NIZ=72WDQT!
M$@D2VXL7Z@&IE238QV4HW"%+V=G'-U&@\BF[?IE/'ARU\8X\EL)-\Z=A0H;1
M-L.MQ5ZRL&:I4WE,RC![8I&W2!Z(QFSCZZ22H'W?2)_T[^'8HW66*EKV&PRQ
M'[D'13(Z2(,CA]N<\(U7G7-OUEE0K%L6S%+J/6ZQ==IT]JQ?MQ8%PN.L=IVS
M5\C4AB1@&/!&]-J_1X@F77<L.;,=9A(81AC+/8X?FDH6F0T7)#3;_P!FAWI*
MQ^]_Z9C-KBTC8U;!96O!=FD7LB\U9TV+I\75D79P;&(8A-W8+0 =6:[BZC7Y
M6"Q!DHTW1S2"47&04R.O8VU(N+"3<:P+F-!<V44L_ECX_5:L;#M<^RJ\W!UA
M6K+:K0'7C(6[/I94#^D]CP5#0YXQMBTU@E%K3B$(B3!'83UZA[*L+,@PSL&U
MM3 5%-\M$1F( FUS_'&>(T4D+\B='@S-Q2=GU*,Q##6IG &++&5BOSN0*EG4
M "%T.,AV+BTKGJ<VO(^A\G+D9@/*N (PR[[ZD'S4R.M;68^4SY0;Z+.I>WZQ
ML"XN*Y4BE[](OU[0]@ 7!.V&9*G(UWLVS*S\.&P&CRQCF3%ZU,]]DR*SS]X.
MR F%$(73]2V(]?X^Z%I DV[Q!!\ ?659>:Q;(R'<R+P<W 8)BP1KF(/DR%6L
M2 "F"\<[*/LJ $\I6L),$BEQ'*(7 33QYR!CY1Q96=PB<(N=W?E?X_5U[LBO
M.=BB!%ZA6R,]EL<D5IFJM.]G&IE^#M[N.BFIL=LDQ>I^AZ5"^FN!4C$6(9'+
M+)UASD:U(%P+Q+/>L8&A@F(S7$-G,9L%^?K>U.P</6VC0K;08QVR*9J;2J;C
M%.PN#@4G;FMC6T'8,8LBO1RX(5SBWFHQK:!)A1J7S>\8($(=AGV7)".=;&%$
MA3RT;8T=SCN2RM27 FLG:^SJ&-[6NI:Q'\;7 ,:X+.W!E&D4XF]EBXS3M%&!
MW]26Q#IS!N:,L9@<MP"+C25YC[:>S3:#,0[:1#7XNI@11."VB,8,93PQQCL,
M_9YPG;J=8X5N_ITZF':ZLPM-(/SLS:]?YZ^([5 ]M(6YD^=<KB*FVAFYF07,
M1?E7+_:!*15W:H@RMP8V!65<3AZLR,0?$X*X_P#>%-DS4G!EPP!B*)&;>"(:
M9@@0YP:")%QF(!(F#8PN=/VZ]DZM"OBF;9HG#X>A@\54K&AC&TSA\?BF8'"U
MZ3G8<"O2=C'MPM1]#>-PV(S4L2:3V/:WUKO.GQLM.9Z>E;&#:6^-5L8A<A?U
MC8M0AR?:O2L7ENJKP]U28LJ]94*U;,X<U<P3.XB5SO&Q#5HY9,+,2%>D20'#
M-#K$.;=H)(,ML0!)$2!>(4I>V_LYBC4HX+:+*N+%+:#J=#$8;:&#&_V91J5\
M7A:]2O@AV?$T*=,UJV%>PXQF&_\ R6X9](M<ZIFG\3+1E737$JRJ+Z6UU[H'
M7F][)\CTBWV6K-0=@IS&H26F6A@@KL9L$?0F'<%GMX%)KI8I\$O9L!2NT@U[
MF<73:'2'$LIMJ'*TD',"8:2!I!N[*/6/E5?]2-B86CC'XFCCWU=G[!V?MW$=
MBP.+Q.%K4]H4:E5E'!XJI0PX>T;ONXG%T\%AWL>#G:ZEBF8?H1;Y>^/S%_3J
MGW>)P+-=QZC(K5-*C=UV*XZ^XS_):&UM3:W EI5EMF8L\=7K=P8HWMCRZB[2
MKSL2A<INHK4Y:)ASLL M=8N]T$Q )BP,$ZBQ"_04_:W8-3$8/"=M=3Q.-;A#
M2I5<)C:>[?C\W8J&+JNPXHX+%8LL<,-AL94H5\08W-.IF9FD^L/)#2NY7C>N
M:VO ]D;I@,V\D'2>QJ1VR&-L2BDLM29/4ZQ9>*M&Z$F526BFF/J]@?U&+FRZ
MFG@PDK*M.H2&.D@3H1(F)!( <)M+9"]&S/:+8VV*]7#[-QS<35HTS6(W.(I-
MJT!5=0.)PE2O1I4\;A16::1Q6#?7PXJ0PU,Q -W\Z+[:<(JK^AFF/J;GNGO5
M.O>]NR180Y[+RJ*+*\=XQJH4.&?S+D#VVZGQ0CCH^B<2NB?@L$*GVOP^/ ?K
M&[IY]YD;GTSY1FY:ZZ6\ !H%\O\ V38W^YG;/^U;/_W8@-.TNR4.W0*0H ]I
MR;[,*#6T,V?-N6MI3NP&JU.;7U$X1.$5>[/VKK_353GNVRK&/6:Y"P5J(RI!
M&30U@Y>&Q+DR1*D2!,GK]VU.FC&7)DBU@S,D[R]W%DZPS[QRY[6#,XP+#B;D
MP  )))/ "5X-I;4P&Q\*[&[1Q#<-AVU*5(.+*E5]2M7>*=&C1H465*^(KU7N
M#:=&A3J57GW6&#%59^8/CG#:Z]2"]BXKK/9<:;B(N:U2\*8U)VQ!XRJ(BN;%
ME6A5>OK5;H)H,J_4;X;6[.SR(&B%422D0828->D'!I?#CEL0X1G]T&1#2[@'
M0>B^4?:[V>;BL/@G[0W>)Q/8\E.KA<;2%)^T&A^!H8RI4PS:6S\5BVD=GPF.
M?AL35+FAE(EP!@QO\0OP^7Y,L2=P8?\ M05B9%9#T/9IL<@%.;$)+D8NE"I9
M$;@:FGBD?-\RC(["K Q9-GW:]5Z#>\G$T!,OT#B>Z[1IRN/N_P")UY<;+PO]
MO_9&GO<VU_\ PT\35>6X':3P:>"K&AC'TRS!N%9N#J-=VLT34&&8#5K[ND,Z
M\F'EOX9ZUO\ ;E&5VK:2_6BQ5:&YE5ZAVY@3:+>UUTG>T()O8ZW4CE]@M%CU
MW$GAH*^1F:YLX0,=>JH[(];*L&;Z@QSN\T.)&:&DDNRC+) ,DM@-&IT%Q"M3
MVL]CMG8_%TNVX:CC\3B,*W&.P^!Q=1V*Q=;9U&O@&5<1AL(^GB,5B-G-HMP%
M,U7UL2Q@PV%;4J4S2;%-@_Q"M+46M&;+#/PO.KH-'NMQ E4X2U%[";]);_%K
MXA;#3&536*TZP5W[VK=.+7;J\97GHDBUNC%&PG8CY?BF,&;WF;IU3NSF,.#8
MRD  3-RX7M'%>7'_ .H&QL#AG[194&-V8W8E;;#'8-N*?M"L*./& =2&"J82
ME2HTVU\]*M6Q6,H/H5V&G6H-:'5&RD'SW\>B+O?Z:Q9W*L0ZXUU3=E/[5;==
MW>MUW)1=RF8:I:)\61#.,7W9 (@@RL]2"38&K<-%4\+ [$<KUFNTTLSFDN&5
MC7EQ:X"'$@"XF;:1>>[)!CU,]N_9]V-Q^#J5<9AF[.V?@]I8C%8K9V-P^&-'
M'/JLHTV;V@VMORZFQC:3Z+'8BK690PN_KLK4Z4M8>:/C4KK"RVG;%FB6M6UK
M21+L:1L2>X+V-$&%-O$=AH ]2EO=5'IH!ZYA:S[-7%(%=7M%1[<H,-HOF)N_
MI 3FM+A[KI!;[TMRYA$B9 B0O54]LO9REA:6+J;0+:56MBJ I]BV@<73JX)K
M:F-&(P#<(<=A6X.G4IU,4_$X>C3P].K2J5G,95IN=TJK9KG:Q<Y3G"-%#<$1
MFK9@3QE L5QX\90)P14.6<)(A8TL1 \\6>4<T,F$D>66.77??8$$ BX-P>A7
MZ2E5IUJ=.M1>RK2JL95I5*;@]E2G4:',>QS20YCVD.:X$@@@@P5G<+:<(G")
MPB<(G")PBT=DL%:JR1@^M[M'7*VOBPS:NK(R 4) 89IHQH\F#%I,. -%+/-$
M/AD3-AAG-+'%CWWGGCCV5 )( !)X 7/RA5//Y":ZDVOJ_42%_7;+8-ITJW;&
M3DJ+?59AHZ75>D44;@43%MFU?XV(NP0? /@0!HA2U-:6\QPXR&7$BP8)C2 ?
MFKD.4N((@@:'C/R$1ZA6)\\T$.TQZ^^<*>+=LU^;B*D?,"6"TY*NNI9I&D=:
M][Q;9+^L8IY<SL0NQO1'+GE+Z,,^^I''@I#B,T$C28,>?DO8SOU%2JIWKFZ5
M-2C%4 /R7+.QIP%0Z%IG+&L=SL2C(A(E#&2&; !E)-B&9G%+B/-)E'GUT@\D
MRNY'EH=1J/DL2P;%UO2U03FTWND5-(T'R8+FM@LZ%"J8BRRA>N<$<Q.%$+'D
MF:K_ %B8)9(\Y607IS[S,@]HA ''0$G2P)^7IZ+TL]BTD)S$@B?5UK;,"$\4
ME9#LM3BLH*]\VKJCIQ,M;/%I."L;.SH22>H/:GG0L5@B4!NV:IUK D'J!X&+
M28]/OHJTJ7T'[MEPVDFVDHN#JJ)W0[YPQVYC;E.L*O;SPK4[!C%(L!BBCHW1
M577,I,R81/67UQ>&,3&D2B!BV\1P,<-2+?/^UHYX#2V)T[L%T".4F/W)4S'W
M)JK!?*XQO%&#I42U8Q O'=WHV%-:8,IK5A(.M8#V*23J1?U47,YA!@02TC"
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ML^]YPGM5US4T]CL;1B]DJ[-C@@J:B5S8#YDU'L]P9*&"F 8T-K4+&.DO:=N
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M;!7+8$YU7=(G:/)KL2YN8 H&C2(L1F\-(C\XZ7Z!3>.MR#<L7N.L$&;"X(T
MX+8,/'"LF,P[2'<+XBV*"0I+'V4F*J<=G]Y7T[Y&8=SK#J@?1"P[*D]$KY.5
M39D?;F%>\4+%#1*C*6I\N7G\^/--X=" 1R,D:SK,VX&9CBJSJ_AM6T%NL,W5
MFM0^MS)]/%C4$-_T:#;&&I2N[(L:[$*=)3GI;6:^=]VAL=7;(HEO4LLP6P>[
M$H[P48ITZ3?QFWA^W!4U"0+">]>+C,=!P BPMW?\85N)/'RF!HMN(K0RL6Q<
M=Z"SKMGL;;*A .LJB>HQ47M7*/0:_2$PD>-8B^&9,PE([\J/+#(]P7D(O[$3
MIPC3\,J%YEI$#)[L7B\\9X\#;HH]WXQ5^8O*QG;%VDSV5 ?4#$NV#V=.ENM=
M%HJR\I:XG5AQTB*B$K(%&T-E+V'QZE.F#O"\NRG3!@PC4&*T]!'*_P!YX#BF
M<Z0T-O+;P9@F;SJUO&T".,S35>C:7I^9@35IK"66U1KD# VPN)')A8BV\[/V
M'"003+#'+,PFLFW;A.69+EG(2/*!%)_W$[EF$S^= /X4<\NUC4FW4-'[-"N/
MD64X1.$3A% -AZZ4[&7)1CF3NOMZM8@[=4+962 1K%4[*$$Q58ME&;5<X3SY
M%(W3ROLU[I.V3M43MJK9+BA3),.%0XMGJ""#H0><1X^("K-7XN:K7.]=68F!
MX\L6N#]I.1'#MKB3/:+!N7,R:_O;F*,(&L=%L26;294#"  BK$;"9=65"A1
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MVP&N;E4 !R0N.)-[W,"WB>8^?50.S#4YX=! )R]YI%P"Z(S"TQ,:$J1T2N[
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M"ZEK 1W6GW<XS.[@+6DD'-S)N28@:@WFU_V]Y7KL+FC%R9)/I5;$R2_W&=*
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M MKI,FQL"N7\/+^VK:!O]\_%H';K2VI-OVA4S%Q:KZQ>[AJG9FW=:^\K0R[
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M2=.&FG.-II3R&7[SN!\]1[P[H?>NE[H' C-*:S'MBW;.W=7W$25S67EBK+8
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MC'U+A%/-'CGUA+GUE"T.LX C6" ?W7GQ.$PN,IBEB\-A\52#@\4\31IUZ8>
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MN$)\EFD:KEX!C'!,9WVG>X8=0'&K\AH)<J" +\P1\I_/R16N:&WDG.UP ,:
M]#:^NO)>H_Q<M:RKKJO1=E3IUL.T;1>' ,Q=Z08654^KLB!.!876N+M2K4U*
MJLN*]OF'(\@0VR0#H!J %GTM:IT]. 'A'*T7\+*;R\EH/= X&(Y @@3X2-0>
M<>H_B/<Z'J>^Z-!V#6F5$VEJA/2+0[-JS.&WIK0I\:J7XZ2NT7L;!FJ9(F0>
MOJS9L%#7"!BH(R=J\'+,(Y5V@%TD&-"3XW)_E4U&ES7006ND#@1G+_E$D6L;
M:7F5 ^/NS4U^FW.HN%%[V2<\L!;)&RKKXBBS(;CJCQ_H%A6 SPNX7B]T(_\
M'VN65)9,XS<<$K1_42DO>3;JP@2;1^:G[J%[2W+#H  %Q,ASR)MI#S:UP"H:
MI\-)U$MX]_*K-\P9.]E6.DS7"R[N[R0%[4V\%MQP&.I@V:76J@77VP^&5>N=
M 2H[/@_35*W19+'*4W)S9_CEP$<O0]1X:-22#<:39M\K2T?XR>%C(U'*.O\
M5]8L=,U[4:K;K<3?+(A2BKF]M,A)A)=%0==]>\2=''MF4WLHNXQ<#&[9LZ.C
M@Q-=-634@PV?*Y.()) @'A_U;RMR4\X43A$X1<'W?Q;NQ1H=FIK5%$_"\C-A
M;G(61VEO0H7ZZ]Z]9:\AD+MRVD7<U7;D*LH6" OY4=B&(,6M:Z)!C:X,U^IY
M\@/"/+4KJ*@T,^XUN@-VD'21(/C(/.%#RO$;8JJ *KZVCIE(ULG4Z1;FTUSL
MVX[ 7;+O.A7&@SZ1#8('&LEQ-#'PJ^GBM7N+C7&UBQLM=G2V:Q:T9O0XP5R1
MQGCP'&>O,STX*[P:NDGO '* 6AX?,0Z]W2 8BX!"WY7CUO*"TWG9J:'4<-NV
M?#NQ6ZII-NM^%2I FTZ/XX4U<[2V@;77Q*Z'@D^.L-GL"0NGT2%RRO[4>"P!
MR(,6=D2( OP_<_?KIU@3.V WO0,AF!)REY((S6]^ 9-@+7MFI_%N[5 9:_0Y
MZ]=VZO[QUGMZ%*X-<IJ[<AZ9XB5'QC)3V2QB5A\R4F*&:YKL"H,(:Q9(AF".
MJ82B E%&%IQ(/K\KS_7!"]I)F0"US9$$B:AJ2!(GX3<:GP.B,\3;=8[KL1]L
M"O56[UV]N[/L.*L2;SO=<5K+=<O'GO1SZF'AJ=.YDO$/2DVP59;L6)PD< TQ
MNL)@UY$ZJPD+%/4VMH.<\_3U5W@  !(B![H-@_--W6/'+>X]Z]KEQU5M%QH"
M6A;#E3W^]PVO%ZASEVC9ZOF@$0[#BMFN)/J\AUGC8W%FH 2Y#/!8R]:#S6AD
MGB#M<#7$QR[;)$S_  .(@VFTWT-N"SF;FD6$08:#-H/=S  'H;<%7ZSQTV\S
M?U=ELIUK^Y31D^-5TNEE[F-%8L]B:6@<16',&JC4L)![DQ/+ L2%\.P1=QM8
M91\:<B&A$EQDCAU];?@];VN=L'*'#_R #D'B!>9MQ$?-0VR^+F^[G8MDO[1;
M:DT-;:F\D]=5$LR\V\D [/:FRM;7'6@\],&H:RLZO252MZ[@K-F)K^-_LCLL
MR%ZQ:V$X6;(ZR!'BTFW*9O/7H%14:(L0,S"8 _Q:X&\RZ2ZTQ'1::\^'USM4
M>Z"+H<!FIN,FUMB)&RJ\7FUSU>W;%TTRUTU1GZB5:O!FVBE4+'#NH@9P7%8T
MLM+BKP0M*7/5P$,*=.D#A!@S<S;JJ*@&6)ME:1 $AK@0<V:QXZ6/&#*JVQZ^
MVAN)]=[@)32M=VG:VW*!K\ FNT_:0HY6IF>H^]7[];M+5;M?:V>+8D]"LA-K
MI5CM57J*EQLG6M'IZ6.Q9IPF#>S  M:3PUFWCU FQ/6-9F@ 3(:'.,D>]FS,
MT)$DB")-B3T7U6I!KPL%Q WI\%*!365U7JFNA8C&YL:BAGQ5)K!*,$/"(EB=
M^ZDFJDL4QF8J'-3*7*,<24K7X7G,6@S:3X\OSBIGPHG"+G_R/J=TNU)2H*FG
M ?+I[DH)O2O-9KYM8B*B" X*ASI(FV$S_6OS(-<HJ@41-;E9 \-5ALV:7N&U
M=(9L*-=8Z_\ 7Y/1;80#),6L;Q/7+>(G0B\<%Q_1?#2WJJVB+M->HY^Q:I3?
M$6MU6QYE+F)]7[T?O.W7JU"UIQ#7$F"0/&H-5 (/P!-71'48L":50O6@"!#6
M?W<?,0/+_I=#4&8P3E)>2.>9H%P>9!-Y@WGBIUHWQWM]"W51;6TUM3TV5*H7
MD+5KQMQ>X6267<EAVAL_6]RK%G, !#Q;GR&+JP^;6J:Y3P&UFUM2DE7Z=HBI
M[ :)D$7U! X" ?VFUK]%'/!:X9B<Q80V+-#001RXVBQ%S>PK55HRTWC8VRVJ
M36%<0,@?)3=%EGW,4>O@>/:DUT[8=>0T3&+(/YFS^*V6P 9$J\\,Z%'60<[3
M"WEN<0Z7!-HGA$7YS/+\T6BX -[W_P#38,L& <P,\K">L\%G6#P]>JZY+3ZC
MJW7YDSGQXUAJS7]TB+2K9O'+:%8.NC&U[358$@8MNCB7=F0; !L=(]YNEOO-
M, %MDRT,=)9%;-<7.I/RM _+*"J)DN= >XD:YVF(:;C@"+V -N2V%G\9[XTI
M%GJ..NU/S=CNDO95HV@I)U>6RWU1"MOFW<.IL2KY7K)+U95=?)0DX5;852*U
MO ]H:"J*GXE7^&NT($>D#H8U^9Y7U.L3 \2#F_PR@0[NG+E)L18QJ#,&2)L8
M7:?#>U_*;ZNI-9"7[JUZKKU6H3':ECUV/8-#V +<VW-H6G"+*F5U;6J^D+5;
M$K:BGJ=0I<UL>&OZW1[#T-4TZFPC4.ORN9CCI&OSUTF=;+0J"9F(<2Z 8>,K
M6@W)-H).8S))%R0IKL+QYW7<ZM>=9#U9&*HD"\\,UMOGN(\$%A)\H2MCN->!
MJ5X8^;E;\&PO?PJ[FM\%&2IH#%/6OF5:1(Q"DB0?"W@!^_#]UD.:"UV:_P#Q
M2 -,@:#<VX6Y\8T6:\\/O1NQZY'K+J/7LS"F.-;X:P+TY2 M?U^IT2*OM]63
M',Z/CMBK5^S/,;6QRCU9=0DCJ#:MM@;!5DKXJWLC-;KQF;^L'YCAX*BIW1?O
M7#LV8YI/O6,$@1[P_P 1JNE/%R@V?6FO&%2?5Y=6$Z^T$XT%7B!10+9A2<$-
M=&$RV+UK!>LU\9<,'HU@&@85@;N(JFCU')T03:.GLV<)G\/I-_[E<ZA#B#,F
M+^]$R=,TF(CYS$!=(<BPG")PB<(G"+YTWASOMEL?::6J76Y:_KR)%Y*6M214
M:!0IY7]EIE(\3L]7P'M+-0K'TV%P97#9F6 L7H:6G,?)82T)5U>-:/JT:3IQ
MZG^EV&6&D@./<$$G0[S-H>C?#YJJ;+L+=U3LM\+7[#L*CN_[TU2TMX]K-KE3
M0:KU(]\55S;NR(;#)I#9)-4JK+=E?7ZM-L-BKMG4CSXL%TYR&W'-+G"$6\/,
MS$:CAP$'Q5 :8D2&M=$3)=GB(S"2&G- ()ZBRGX3KRH95YB<TW WA;0$^'-/
M ,UU3Z4XJQX6SMFZ[7[>V.F-M&J!#FS0RBL&6<1!:1?5Z;,<Z:]5""*!= J=
MV?J.OC L>8^?S0BG:&\*A[Q(,M#LHLZ-1XFU[J'[=WEON@56PUE(\O!]XHY^
M\VU2L[X:M)NMGKZ?9 LJ14<4*?1%U^I-E@6F>[&IJOUJK JEP$V9O<(C_;6=
M#8'2#'RM<ZZ3:\WLJUK"02&P0T$ Z$BYDN&49N)S7M' W^-:7NKO&G8#R$%^
MO;2>0^^5XA0LP2"1&'?/,C8*H*YN'#VH7@%!24ZFPPVVR6F>F62%92H#GXBT
MOJ(>3DU/R'[:?PL0'/%Q&1ATF<M)I@ $221 $B]ESZ!Y+;M0:4O[JVO'L5P,
MTWY*8Z7(@I^-@,M>S==;DVY4]?3(<NM7U#NW-SJ.+K%XO@,HR15;*_D3=\:S
MTDQ?GP(&8<I$CCPGC\M;'Y+18W,(CWF9A,900)FYB\\3&G)17>-TVDV,*-[M
MMT=;-I=^\V#1-09:VKKBJT>LU70WD[6]#6CJ'NB$&EQ7BKS4MJM'N3^SI]DM
MKH^$7+IA47:% $:6_P ;SS()X^/"T*L#>0#2*8+I,N)=3+QKP,Z1 '4E=E:J
M;N:99/-(YU9-A;&,K&SL;:GHLP%<*>"5F71NO'2A=05:BNUTA@-8&(SNMH<#
M#&0I[:N2C>]_,.%I/8SE8#KSOJ5S<)%. T MB9U.8S-SIJ>4\H YPUELKR$V
M19:W4>MDVH"HO-K4SXA>JO'3+TPZISKQ[WY:W]:#N[+QZUW4!H0]D4.BC.BE
MM&:F5I^:VIHUPBF-'3H-$ <+\O CA)U$\>OCMS6-!,"0TV,BX>P:9W$V)XW%
MX4(N%_W!;*RC0[*OE_56&)GXH1U&DKM=H,A]QXC;Z6B[,NSV 6B3-L6@D"/%
MC;A*>VJB+6B@%3;3E"ZNV2*-G+1ISX]):-?XNJ T&0T1WY)<>[W+ 2>O$&=
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M,>N,-:0:<V"CJ:*KC26;"F@- ]LETL>L*5H 6P4=G!RM$/N='PE-*T.$Q%N
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M^LLDY[?H)RTK1U[2KUB>X A0G1-O(1;I:Q\?Y6:D%P(BX!(&6&F]I: #S!X
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M\8'[ #Y!:8O1FES\K7D;J?797=Z,&97/V].02=6AF&Y$L8K-[CD!WBS9P6$
M!]&Q+ZE-Z=  M/;^_!C3Q63S-M%<[K=X]W2^GYIX67O;Z5T\_-4,7>J]=MCT
M#-FY2&,:972R%;9U8\K@X9 RSKL\QS6MOR[MK$B/OJ4VT=86$C*1Q'@9BD\R
M@<X3#G7L;G0"!Y"WA;1;9IK373M;\';T.G,E?OMB98KS:TG($C96XXUI:F44
M$@>4<+&R,V3!D]/BZP+;,#BSCIIRB9I<XI)UD\.)X6'D-.2W=:K%;IJ0"LU%
M FK%=5X2QK42!:&H4 X3D3%D="+P(8!8.R"R""R,HXL<IRIYR)N\YII,\BA)
M-R9/,W6\X1.$3A$X1.$3A$X14?O/7]BO2V@&5D2NNV&O=G5[8>=-N# M55KK
M H6/E."ILS#2V24 I"8]$OU5*S0,X(KO3:QE/@#%ZS4"C^M)6F$ F9$M(D:B
M8OJ-8@WT)7+J7Q%V!%8*JTG:TNK(+3=+A;-W5*KL&Y,(@:C;KG>^@T>NV!%:
M6Q'=4;93ITRMA#-9617_ ';[9.*!&.0,KY9'7IY09N=1Y+H:@@BY( #2?_CD
M>3X@".(@*.:9\*+=6.M-];'ZJ]@*U8?JI8Y*(LJUZEME:U-KS=*&N'J:HLTM
MK^).S!NNR@K.M@LSBWLQ<#'D,UIG)3 F6<2+]9^4D=3P$>'S5=4!S99AV8BT
M$%Q:8DN-H$& !I Y>IOXJ[XS?*"ZZ9546O:1;FS6E:K^?%;PD"&X5^]J+FS"
MO-P\>;/%"'U/8%<=4JECJEJ:)E#[90(NP5R1PCJ*Q(Z^,?WXS\N*F=D<22.\
MZ(F""+!XY=X@B2!8P2<)+X+OE1M@K;X,:_:QD [(K21GMWM"=WZWBX!XX3U"
MUO%>AI+XWZE28.$L5Q!OJV+I"U$=8TX-VBA5L4\1(/@#QGG^<^*IJBQ%B/\
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MLP"&G3W/*U=82):V>+.,RK%>,6)_OKUM_'\E-X;R&F?>D>\>9Z^$<>96[:Z
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M?-5U54 PWY4:,\VQ;FI71E@M%:N_='M/G?M6UEE-W@[$:WJV%CTFV3$LW1+
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MP2S)E)M?S!0O.\F6$RAA".@_A'@F[=TMJ<S8$$ R9@&2+&]Q:Z]:WRMT:Z8
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MR#SZ'CQ6@]HMWB#)), W>QQ%B>#+&=2;!;+4OBU?TFT8MC['DJ3./'8#R[8
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M.YL!D1;.5>!4Z9[-^Z)@KRA\YEPA+6  +U)S=TW5)5[ \</SAZK31)Z"YN!
MTU-A<@?/BN347EEMNR)*VX!U>L"-NNOFA.N*X3$Z*QVEM6O!74NVTY!;^B0$
M-585L.E,+"%3+B.)8+I6XF9J!K'D@>]KM0.>AN>G../R_F5TW;1(S:$2?A:<
ML$C4SFB1H=>"\Z[YAVNV7=35*34L]AC)S-=)[V<DUKM]"1*QNVP['0K:1U&S
M2,%FJ8M-8UMFRN*;9+B9VW;(K?488:^=7H&+EEM>VL7'*?G.ED-, $DQK$EI
MT:'#0][-( +;"QOH-E6_)_9$^5%ZO-=04K&2ZQ4_=>952O!7T;N3KO6?R9JE
MSC PS[+FMO5W==HM_B=DZ<8_ DO7<(7S:)[BC[CJ.)]--?)0L;>"3:6W'> S
M2[3A EGO7/):S7WD]L-M5J#8QJE68J)$O\.D[N-M9K*]O#(WR>BU^CPF%=&P
M^R]>@LKPK9',7G3H^]B]'PRR5MA!TP8(DD#7O$\K";>1_-3F $B3,U(@ #N$
MQ;K!TTMKHI_H[R%ONRK3J<:R(*,MK&\?'^P^050A0MFQ%KJ2E>]U6"LJ5N%.
MAZ!9'2*=GB$G6%9\,$^.KFZ(9-[NJP<MA O' Q^]_33U4<P .@DEKPPZ0?>N
M/I]9Z+LCF5S3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$
M3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X14@W\C-0I75DKA-B;&/:I8EM.<*T
M%%O]H,RN35!\VBTU/%6JNV[LMOBI_P#^LV56K?Q9\FIG?5N;KP:Y_P"Y\L'\
M(\/W6LCH!@01.H%IB3)L)M)U-M57A>TO$IKL"GW&<JIO+JTDUZ)4KZ/37CU>
M,VV>,.OUNMZO8=?,K"&X6I19A\4"QBY76K.LO\"<!HJ^T]M.OI?F1_7R6LM2
M"+@"9&:+-][NSP(O;56HQW908E5%9JK*@,PV.)3'M.R8E-U@KVIVZ[Z\I<+H
M @9 VG]YD-V951TJTP,+!HZ<J%K$] N(8OE"/2?2?LLY'7L;9@=+%H)(UZ'U
MB=%%1_*[0I2A18![J7*B>1L#5SG&E7_X5VA4?!<6]S,8=U;H57KM018%8#;9
M#24.A+&LA:@^QCLU;00)!T^WY/357=ODB+CA(F>0O=W_ *B\7A8[/RWT"H.:
MKC+FSR)3'7E<7D#K_9#42<C5[DJO;.S4L%=0,7OP]:N@YU^PV2(EBNH\_<'S
M04JP+%SF93^$<=//@F[=R'#_ ";_ )"6S>TC2=>&A0O=7C=1+1L9N584%>=Q
M*2GFQ;KV@=1)CA->T6:[%+"]AX)\JP[=5#7<AUO[I*]^=8%%9D;V'!%"%(S,
MR03''D/'IX\>:97N L2!  G23 MJ 3:=)LA/E5JB-O1$@6%_:GWO9DNJ81A-
M5[('-K%EQUXVV<.1<E3.K .*ZC85=9$:L<F+^@F ;#!X++)6E-D=)64]/,<X
M3=NOH(&:[A<3EL9B9^VI -LZ_P!B53:%>AM=+);,*Z7E%VM;,JO::P*Z#)"$
M9!.*_P!VE*EDL-<9 G"DJK,DP/KS6+/+M:S*[AGZCFBR06F#KRD&.AC0]#=3
M?A1.$3A$X1.$47MU(IU_58HKQ5T-M31FBLHEEB5!-PX6(.660;"" Z&;" X7
MO.3V!</6$\6,DF.$G6,F?614$@R#!Z+F^[H/$C7C!B%9-4442:E:K?W5I(HU
M-$R"J&N L&XY4GKHZ^1 KG>=P6!<A3K,>GMBD$; *@RNHIH^] N//7U_F('@
MMM-1VCC=T7.I^>L:WT\E:B'2NDLHJ;8ENG:.E,0J!/ECN>B)5#JM@DFF63!;
MW![A&4MF%>.6CB<&7OUA+$P:,N\<6A99,LD\SYK)<ZXS$ZS<D'A\Y  GB.BT
M).G_ !IITRV/Z5ZR#:H.G>ST*931%3.T23U+*HXM[;7:RG5'6-^U0$B:_%@)
M3K630!B-1EZ[&,^*N#XI/,\M5<SS_D[@V9,7F 3H)OZ]5: >NM?KET2A?1J@
M"J@SI\D"P2MIQ@(9->RJYJ%G$'"'@/'G29DB:6IY81]=UV12MS4=B9 C=Q2?
MSQU\UG,3J2=>//7SX^)YJIM:^-U/USLFQ;4&^$SVIVK>HH)4E'I%'''56:Q@
MVFQ3MOD](K*M5C>N%*69F]?E%]8]*8I%*]26TLA3VR8A:<\N&7A,W))L(%SH
M )@"-;S:.B^183A%@-&8"18Q<M2H@5:@ MFR-G[[ZA#  'D*,*F[QZR[ZB''
MBDED[ZZ[[ZPP[]'7??\ QP@O8:E:RHV=?=*RDMBD=L,KL*^!JNB>*&"%K[B7
MC[064Q.U@%9+I)X>\)\!CAAR<(I(^Y88\^^\.BI$$BUN1D>:D7"B<(G")PB<
M(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")
MPB<(N1MC^*2^]2D-![*N&>1[UFWDJZL=6+L-8Q8':@QTRQKKY&HMM/;N ,Z_
M(6V 8+K37CP7V"J27(Y2$P4.:#'E%K'6=5T%2+1;*&V,&QS R0>/33K=5]8?
M%>XU-0N5:J=U46H-MW^*6S[SKI/1(4D4C/4=ST8FM32F/6E\G'J-+'HFJ%%E
MZI92RV661B@+!66XZ=[T#E9Y\B!\YUYZ]%14!]Z9RU '$S[P>1(BYET3(%].
M6^4>(;H?/7 +O:\#2MZ?146GZZ4@4'%0<+4]?[HTQMI-#:&\UP;=6"QEAZ50
M5%J[ 75U9/$5([#K0)44X9Z=;:S-^8(Y=>:;S7NW<7$R>+FN:8$"/>G4Z+&:
M^$U?-7ZF7].*F^&H&E$6A[2MV)K]A;:_>::BQ"ZA+B3IK_3,D#HCOX]$7V8=
M9TAH5@E&9(S\P B,6;76YFQC_M3>>]8B79A!$@^.4SZ:*QL?&A?CT5UU;"O_
M %-=\MT'I^#P]>ICY7[94;49%]?^O_YSIA"KI,)%_P =/(9\C9Y%TF'N^<G_
M /=]!"F>X,:;O_\ UMR^NO15!^ ZO8![&28V"JEI;W7MA!+FC?7C!EL*DV;9
M>L66M;&^KUJZV$,@Z7R#OK(;"J(HV3; &Q-*YU:NE6<'4%S&WWMK.D>JUO3+
M3![I'&Q#79@"(G@./"85X6?0IC78@^S45Q&4/PME5'80@K:L2OE'75?U9=M0
MM%!(X=DKQD^3:LWUP8 QC8#?!G8RPD@%V! 4L-D_M'\_NLAT#+$@M(U_]@ZU
MCQ'[K<Z)T\PT\LMJ\RQI&8MEL^-@65JF51E1-=T<?I$G4D)Z/3&ESOLE< 9G
MK2[$T!6OAT<KIL<<"C7%E,B60F?[N5'.S1;0023)/B8$QI.L1R5Z\BRG")PB
M<(G"+F+RMHU^OU"K"RC Y6 5;L:MN[W2L!ZX=G>J.($Z%)0=*[A8*G4G4(-C
M.K5M.0V2R*5#U=63%!,AO9F"L^MB;VM8_D_LMTR&NDF+&#<0?$ D6D2 8GAJ
M.36_A?.\I6U1F.M5MM?VOQ@44"L';%6:WSM@UI@OFU[&#2R9USNRJUBZDI'M
M%KM=(CLK5:*C0(!,7[ I/*1'K-<7L'3QB+<_G/._-=-X);> 'S8NB( GAJ9)
MM<S:Z]5A\:MZD6W<\]9ZL%8?$];3ZUC>JM/1*O77U&?Z[+K.O-0L[B!>.]IT
M^OU.,Q4(H7)]9P)ZG=Z>MV$D92%%'D-9+8'RD?.2=.,<]+('L ;H?=#@9-P9
M+HC*2>9=)%B!9;K97CV18NP[-JGQ5QUD_P O&7RVU*GPZCT6@LU.O^QTVLI]
M>/YV]3V"U&A";2(;N@Q>H731TN9NR"'(0*AT>XX!X%TW:3K>)Z(UXT<^1GIN
M/O$$ NS#W=;@WM UL O'9_C_ .0;HO8*]3$2UH=.NRX[6Z2-TA8';2H&U]NI
MMQ[RK#I%8;*AK^8U0*5)Z/2:Y;7=?1/Z4H>4]@5!6K8=U-01\SKT(T.FIYW@
MW1KV]TZ.([QN,I +6FP.NI($AU]0OT/Q8N\E4OY,B*P,+0KTJ@BT+E;V=/5.
M-?;3AV_Y#;!^'5=95;C9:G2<:2OM&KZW3&:Q[.,NH@*VICN.PA'RN-(D<KS\
MP+Z#B)\4SMEHT&8YHDRTL8+D@$R09MK?JHT/XS[3.*VL1?T6T6K=FZOL\I]$
M#T&0FW "U\@*OL;7DEGSO6UQ3KRLJM5KBRNR4G9-<JBBO:[8[&UA4SY%;)-\
M72.$?.;6(,0/Y/ D*[QMHRBPUS=V&D. AMLQF[3<Y28BUWZ%U]M.M;<56JR:
M@3U7"S:DKPFR&^86MO@=)M:.E:R1*Z!H1G6[Q8;ZEUKZR1G\PZULZ8JJ+;:K
M8V:IW<R(W&6Y0Q&O&VM];GAX'7GTPXM+2 28=W=9(EQ)?8 F]B+Q8C@*OM/C
MKL:UE6=*;JO(FQ-+CY1-;[MER_I)R#<NJMA5W< NF=4YP9V8NY,,:JRMFE\@
MD-WJ*.H4:74S+NONI8(TI5D CGRM>VDG]]+W6@]H@YK 4X;![K@6YW:1P=<$
MDYA\OH5K2KBTG7E(J(:A>AAKE51*/@ZH<05<NG#6CQ%#"P 8XAX1X%8S=^D;
MKV6>7>4F'>767K=Y7%QDDS,DW4WX43A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$
MX1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$
M3A$X1.$3A$X14UO7:C73U,4VM/0'NQR6>R=3T'-$@9U=28+#LS9%8H';C(FV
M/:^NDZ EL4.(8<9F69C>=:,;FJ22-K FH$^1_9::W,2)CNN/'_%I/">7EU@&
MB47F*DKR&XM]O5ZT5E17;GY.*U=YQ5HHZC90=&;8NM9&K:(:&TF6J:U951&%
MUC.TKBA#87*UUBH;22>[#2W+R/+UC[^*WNB2,I%Q3L29!>T7TB)/.8(6]L'E
M.G=^-GDEN'70\PMDT33=F3L4;?.M6S)3=*AJP79BD(B?7%IN%9L@IB1[6&GL
MJQ:6>6<;+),1*$^$8K@66X!XQTXQQ_E3=D/8TZ/(C46)@Z@$7GAU%H6^[\I$
MN+_*AY:LVQAMG(\.,/4>8^N,;B?7SD+*P07B%IWLGK7@U.]@F;+)6+2]+S8;
M$!E7)5F#HM<$;(ZB.=X\-)GI\]%,EIS-R_%> >41FGIETOI=>$7ESJZ5[J5+
MW Y&PW+B*-6#SF-"7E OR"'JZ>KO*2;=X-H1.%3ROF5YV2IH;BO*'4D8I[V&
M,9G.O93?I^:Z>J;MT./PW.N@@R#$<1%YZ*I+MYP0D:-N6QM:ZKVI(Y%\>)]]
MI)7R.D^Y5BG6M)9R-1W>[J(=B=-\4%R8U9\3TB3CLKBF4UIX3<$%6BZ"D,N6
M\$C6..O&+?TMBEWVASFP7Y#!,R(D"VHD7TO8KL39]NAH&N+W>""O<H*A4;!9
M)C.E.3[L6-,K)89S])<6R')M[+&#O/X=B[4=F>CV'3$/U_>(\BY 7)HEP',@
M<O6#^RY\KOEE"QMV=)?:FO%?>L=M7G652CG?ZHQ#L,%#Z0Y-GN#!CLA8)[WU
M _'8Q4P"1C>62H9JRKU<> URRDI]9>/0$_/S\]%T-.!(<(RM<==73:PZ:Z<S
MHNO>97).$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A
M$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$4%V105
MNS*I+5&;-RDC^.TZSKW5?D61N4]AH5Q0WRK-0>G2MVFGD766M*3,Q&R=FL-A
MAD#/!)%GEBR Q^<U6G*9Z$7Y$$'EP*K&R^,&KK?4\*9887QR;![M^R_]6_89
MWQG=C6W.[>=&:",-*).&VNC4^M3@^ZSHRH%DT$LD@6.6=D_MZ1]EH5' R(F&
MC3@T #7P$J1&Z43OM0WW3-QM5MN%?V16;;4+,[-QI]8L^:*Y()ZTT@7DZYJ%
M)3+RH%I,WP]D.CQ8CE9]$2E3YQQ=8 8,\C*F8Y@X  @@@7(L9XDGU4*_"\@[
M<=73O9.T\MKPL!2 ]P2&T26[A)0D+"MC4V,"6@9Z^+I^*]NU*D4-*,PS(L!^
M=L)+EM(X+D1/"!'*_P!Y]5K>&(RMR_#!(UF;DF?GTT6EK/A_JJLMP6%9?W<-
M<LLU+MK2N1/$IZ^P7Z@ P@*K5:G)M?,NS%L4/AT2\49VR"L,')1EHDKL=H8F
MNB&8_P > /+AZ(:CB+Q<$ Q$ Z@1 Z:2-)@0LFQ^(.NWU1%HPEGV-5:Y)I:M
M>/UH$K#U,-/?-74P1L)5$5I.9UQL;%,CZL5GDB8U:>LFL,;,[ =2LU!4:Z&Y
MCTUGP/Y^2@J$&8:3F+A(/=<8DB_&!K.@B]U:I&LR;/KN_P"O-CVIA;PM@E[(
M#./%$%0$*Z9='#OX#556 _1>$>51J!ZRMX-Y^YR'!RR=\3 /(QR &SX=%F8(
M($1EMU$2>&IO\XE0.S^,E;M6-J6&WK8(M,NU['V%9:"'UK[.O'.X9Z\=-&,U
M9:_87I,.2VK@CK$M'<5KU6T)+GK[E/'B!"#9]+3?[QZ*YS:PEH@&\Q?K%IC2
M(UE=)\BPL? P20J<&,H?,X6 8HD/">+(H<8W,J,,B<?K+N:& N0(V,:63#&.
M?,0K&++/(>7K BR.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3
MA$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1
M<_>1=KLM2J]1)3/V5)KS78E?2;)V.F4+';37-#* =DSV8<-VGL*,44NSAU>I
MN["[1LE%0KUF;6]C@&*BD9@T1?C:PYG\GQTXK; "3(DY3 )B3PXCQB1)$=%S
M+-MK8,=]D7H-PV:S&C;;\?JUJJC8UJ@L4N[M"VY?JB3:FY#6:>A"MF_:3&R[
M@-.ME'L57J%4(UK6X34/L3&(EVL=.?.Q$VU\-5O*V+MB6ODR>Z\%T- F+C+
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MUN40X=3)T<%B0@_D<XT\4W;^5](D3[V729]ZVFJL1CMJEIM?Y[->2V-#5\2
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MFV_QAMO2M6JQ)83 (EO?B_64:F QFV:QIWI_;1PW:"QLR4_GG]RM;PP  (
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M3E&_)B]PHM:1RE[2'YP!S'4/FP%_%0TP+YA$ Z7UB(!-^.NG);3QI_B%;/\
M)WR.T=5:KIE#7M [@\-HO):5Z[M_<NR:ZTGMHU1(%F!$%R3,%:FU8$4WI5!%
M <SP*CO.+H0(?NK2 XDBUB)UZZHZF&M<2;AV6VEA/J+S\NJ^LG-KDG")PB<(
MG")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")P
MB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(J_O6K:#LPO7YUYKH]@+U9?
MUNTJ#-.4Q&[KM]4)+#7%UB'Q ,$P+(&26JP 8B,<3%V<;*224.2>(:6%$_*Z
MH)$QQ$'J+']P%SB)_#R\+P*2FUP'H"H#T>O5C<5.35N(NR8K@:YOUTGL6V5^
M&/QSVLF5I<UY$;$=/+*QKN2=;%52T@X<$6&<K>7[K6\?,YC-N7^-AY*04;PA
M\8-<V!+;*IK/.&UH+_AM,"SN[QL6W6*78F&N6&I>[>W>6ZW/6EA=2Z[:GUD@
MI^4S]Z&GZ+)QE90P&Q,K>7J5,[HB;$1PTF8\[J$L_P"&UX4-Q%*\W2 ?2U.A
MCK$*L*[[,5JF2,:^O]HJPK,L5W,,"X?+^PK38;;52;8.Z,J;EL636B%7K]8X
MLK>7[J[Q_P 7H.0!BUI  ,:JAT/\+JHQ^7TGDE:66JB*6MLF][8DU13=166O
M9V-WY"5)O1+M/M-O:MQ[!I;V&>J6%Z,[%UYJ[5@M^>'#V6[P-#E@L/)EO/CZ
M\%K>=S* 9[MR08RP1'=!U'$F- NKJAX1^-%&7UI4AH;B5;3+Y2ME4X*Q[/VS
M=1ZC;=< O%E%GJ^%SO+_ *KR2K 61V*HJ"CW.GC1'Y]=(>^XH.XKE X=>/!8
M+W&;Z@@V L==!Q7Y+X-^*!"%;5S-+5MA75%4W'2%Z9F;868 ]7W_ '438VW5
M?<#!R3C-\WW@$*R9FD>U8)&(L&5;+3Q181=,HY:)G=\1O'Z1 \A9;^E>).A:
M PH+A#5'QCS5]HMURHC^Y;,VGL:PH;%>J3%KFT&X/]AW6T.#X6%(@AKL"QJ:
M<J5!1XY)P0">O;\H:!H/4H7N,R=8F !H9&@''\L%I:9XE^+FN+?I@RC4==4K
MGH?7MAIFJ!TMWN(#-3K!T=UV[0-5,=JZZOE0C='PFCC7L.T+4=BG$:J_A[KH
M4O&0T0!PT\/LF9Q!DV<;V$3Y6/A"ZJYI93A$X1.$6*4<"%V+B:8*)D<5&"%B
M41"/V8=+A))$&+U+GAV05)'#-)&/%Z\V>$4F6.'>.&7?1%E<(G")PB<(L!FT
M6)0I63AB I7090XSGLS!P H<B9XA1\92BI(H(\IR9X1H>LY.NY9YHH</6DDP
MQ[(OUHT6I%K!RZ8@J$Z@$MFU:M"QP%JQ:!!(4<P8'%R1"A AC12D%EDRQP#P
M1R33281X99=$6=PBP2FBP$I:":Q!#-<D3AIPRBQQRFQ8P1+,D5:/+)A*<0.M
M",83P"X2RQ!"$ER8XP02R8$6=PB<(L EHL#,7+BV( K!Q(3$I!),'@,:2A#9
MF&1KA99,9S9! XY"B<!L)<H!L,YY>L(L<LNB+/X1.$3A$X1.$3A$X1.$3A$X
M1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A$X1.$3A%P?\ Q!Q/-XW4
M%5B\"V RW;&.R5DEGF*^F7J9Z\ZK%MQ918_540Q!Z_=DRJV?7N4>+?U<,O8R
M=!>_8Y>''C&&DSL1BKO!F_\ '[F5T_\ D!'O9=+_ "E?AO;]GMJ_9&%'L)4;
M3VM_N5(XES_]L@[.[+B]Z/\ ^:L?AY[2<*>X-];NG)O >LM587F/5^MX]GRX
MS;+CH-/PV'-A\+]26\X5Y=C;9</@F$:7U9'_ $PRQ^$1QJ_1WU[AA@)[+'KU
MTL^[I[S_ ,F1F\T]_*,WN]WWITMRLOU6RACALS9PVF0=I# 8,;0(W4''##T^
MUD;@"C!K[P_\(%+_ /9@,A<3;J/\@E+O;=JK[/8I=5$WMK>@PU\"5XA5)-+'
MZ@UK8[=<*L?4-;; N)';/:AO=6LMQ3UJU%TVNY7B1(3320G5G2C-R"=0/ 0)
M/'T%E],9>Z($EI/B[,0 ;CAS-[*G(-B;YPM+6LF[%VN\V0CUYX_V'4M>J5*M
M)E&?LKGNW="\T7934_5M9F,R+U=7Z8AV(\OB:A!#*E]@V94E%<88R-$F9/,S
M:-8/F.7-:($ Y1'>F=1Y'GI'AP6W*MGDH>I5"UFQ[U&V@[26"'?09NOSNZMK
M2TY;1U^K3R:KE>4GNLDPHUY]H64Z.ND/T]XU? ;L*X_'V(0=FE2X:$S_ )=+
M\/RX4ALZ-BV7J(O-_/B#8%96P5%VU18]\$H+GO1B2-=-869?6RNML.<]NTM9
MHW)'E5:YL.D46XGU*PL;XKS-^-*UK(EF_JJZEO0(E=VRF($03=W"-;])CR5!
M! D-T(X=V\S!(GK?3UOCR:&OA#7QWOU&$O@]I4F[ ^!UB/)GFA[O+S2EVEH:
MC9\"&,Y>$K,N,"RMM7+0\2OB2,)097$'; 6633@>Z1/V/#S-CZK+2.\#'7PF
MY&F@N(ZK8>.3RW.;:\ AL>Y[30)-4T9@^=;EJ+FG/5FY#V%AALH*"-Y5*H1
M64HB$,N-63"25"BLA4 M;!29.6@<YLSJ2(O//E_THZ(T:#)B#-O,ST)U7'J/
M7VU$]7MSNG/=^BW+5FF?,V9)),M?3MFNUUNY_F/7*3.=U6Y)K>N8# A-T=9
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M?R>4::?TF>X/&TB!!AP=KJ-//HNAKAH*Y9;EZWC1W-4F?@/%1R^JVJ!H(B*
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CB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB<(G")PB__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>70
<FILENAME>g679299g55f82.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g55f82.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ T &Q P$1  (1 0,1 ?_$ +D  0 " @,! 0$
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M#]IO5CZ:.O\ ^C6NOPYP'[3>K'TT=?\ ]&M=?AS@/VF]6/IHZ_\ Z-:Z_#G
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M7_\ 1K77X<X#]IO5CZ:.O_Z-:Z_#G ?M-ZL?31U__1K77X<X#]IO5CZ:.O\
M^C6NOPYP'[3>K'TT=?\ ]&M=?AS@/VF]6/IHZ_\ Z-:Z_#G ?M-ZL?31U_\
MT:UU^'. _:;U8^FCK_\ HUKK\.<!^TWJQ]-'7_\ 1K77X<X#]IO5CZ:.O_Z-
M:Z_#G ?M-ZL?31U__1K77X<X#]IO5CZ:.O\ ^C6NOPYP'[3>K'TT=?\ ]&M=
M?AS@/VF]6/IHZ_\ Z-:Z_#G ?M-ZL?31U_\ T:UU^'. _:;U8^FCK_\ HUKK
M\.<!^TWJQ]-'7_\ 1K77X<X#]IO5CZ:.O_Z-:Z_#G ?M-ZL?31U__1K77X<X
M#]IO5CZ:.O\ ^C6NOPYP'[3>K'TT=?\ ]&M=?AS@/VF]6/IHZ_\ Z-:Z_#G
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M:1K,<9TCA&O9'8RG)6G <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P'
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MEU7.!8#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@.
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M7V<#JAK==;@CVH("% VB73=]%MPQ;$8(UZT9YCFKR/"@"1LW3:/SD R#PE:
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M^FO9\]>S3U<%74?THZ).YGJ?E3-GZ'UB?V]K/+BMZ(R;?6,=J1^"OAQ/>O\
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M_3[D.H/-V.["38$TUEZK276Q(VSXKTA7C4W7&LXXWY:N[7CY99L:K#MF[:,
MS#F,5@,DV"-YC[=6U'HK0@VZI>RED=B.[2Z-*RFL8C\RV$LG:>&TW;AYZNVA
M-6V1KU6QV^8R6-\VN'7P8.&I8/P8_"PGJ]]<G]+T@& @Z?&[DDF78;:^YIVC
MR<<R=1NVC[:L^V5Q -@D?N&(Y!]3A;)BI%+HB%B')5MGA"H]J-#]@$40W02Z
MMJ[$F=RVO3W67I-?JUAFY,4X]DZ'9F.@.L6IX;<=&FAMEN9+96G9W1TZ[J^,
MXBE)Q;')AR# BG@WP8:]]+MTV&_P&)-KJF_4YK79:CP:;.ZM)6E?:LU;Z>0N
MT9X"FB\-[U'KW8TS'QS(#H>'5>RI,HS6\;NHH)P[2]8[OMBNWN&JC&!M5@MV
MM=*UN MERMCVF/*?:],WN]S2;DWL=6K\M:&5JEXO:3HC=3 *6YQLWC-P5J)Y
MCWP6:TS1[/3T;#D;A)_&)^[WB-GWTFIG%1QI4M:U=K;5!+">.A5&C8SYO-K=
M<R)H,I<LV\@,"\H6-0AAT>T&N3[<ZY[PULQ@@V:7N&K;M$5V!<.FS(,I:B0#
MTM4;$=/G;&/ E5D"USYG)AM?9_O9]UY^!37>O7C9UUV7>I.OZK9RS=]NBM[8
MDK>>4H+9MM314+H77>O+QU4.Z?S8K>U>;4M=9<^]92+$504T2-TZ?X/G $A:
MS2U#NT#0_2C;_D^.1V9MBY-M=YBJ?-DKE<N5JM<K#P3EU7)64KH9!U(RJ+ Z
M] Y<A Z=D8I*40_?+"2&U7V,(HU.-I^I&D<4D@ODB"#[TC2K&B90GG0XRI'Q
M>S+1+>&/8W\GI4>(LYSP#:K[&$4:G&T_4C2.*207R1!!]Z1I5C1,H3SH<94C
MXO9EHEO#'L;^3TJ/$6<YX%0>Y74_M9V3UA$4+3/W!MC]1+ VM57EYO8>L=2T
MF<L,[7(RF2M>M553F2EHMQ"_-=C?BFAO6KE)8TS9($((/PRD/+>7_P"/%>MC
MM2"WC]Z3[LE].[&[')IJV\8+7<2_0Y Y;^X7#)K=I#Z-0C)P4!%E&7_<SX)R
M7Q2&OPW_ !5^AY2(7M?<W;_L"A0X]+T>W-^WAQF0(*LKB)<CDE)EZ5G_ .LS
M/D>9PG&,!;I])CS)S[S 3A0_^,[]I77Q *B^K&MY<06\>!0KGC9&P<E4*OJ:
M2Q5EV!M*TKR26M:1RJ,Y\5-!HRQ%G#9:L9"W=#^S_P!#=<& >K=1^ED<<(X]
M&7X^EW7\LV3(JTJ.F,?,#RKO)I+>8M2!3& ^_P C:Y%AJ/'NL^/ M[1M M-;
MD%FCNJ#3PH"Q$L-.TO0*E@F4UE4;.JPN!;,LH3/VE(IA:<>P618;8\1?ZL!O
MS:K[&$4:G&T_4C2.*207R1!!]Z1I5C1,H3SH<94CXO9EHEO#'L;^3TJ/$6<Y
MX!M5]C"*-3C:?J1I'%)(+Y(@@^](TJQHF4)YT.,J1\7LRT2WACV-_)Z5'B+.
M<\ VJ^QA%&IQM/U(TCBDD%\D00?>D:58T3*$\Z'&5(^+V9:);PQ[&_D]*CQ%
MG.>!T34.YR'NAS>PF,VU0.*2MJ_UY6BB(1I6%QDH3'O2%P/XQ:,"E_#&/ &1
M8;(\19\W @V0Z4:IFW'J)VH:<D2$Q%J=F%H/6\8]=G:UA47*N#2$<S;O%+F+
M-@<M[5Y]/A&6B/$*U9R$!R'VD>ILH7WCC6VKV_O!Q:77P[4M4;^I(VJRHF5(
MH;I3YJ/XS9/+*JPD6,!_U-L>8:O/@G64:M?L<]'1-TB<ZHU,[,-E$-TNOR$T
MZ AG;5@U!,/W@QU7("+EWXRN!C"EN-JDN!XP3"/,H:I^U9]M;1.FW9E42*K4
M9%9-'Y9P:->U1C&,6;2MEBSQR6$$&%BG;5Q/8!(H]0V*H* 8:XSD2LYX-96U
M@->6VM@;L8J^1D=%@'$IQ&1.N:Q#L\D9U4L/)D0%@L0@_%K)E$KX)3X-\#]*
MCQ%G.>$,FVJ^QA%&IQM/U(TCBDD%\D00?>D:58T3*$\Z'&5(^+V9:);PQ[&_
MD]*CQ%G.> ;5?8PBC4XVGZD:1Q22"^2((/O2-*L:)E">=#C*D?%[,M$MX8]C
M?R>E1XBSG/ -JOL811J<;3]2-(XI)!?)$$'WI&E6-$RA/.AQE2/B]F6B6\,>
MQOY/2H\19SG@&U7V,(HU.-I^I&D<4D@ODB"#[TC2K&B90GG0XRI'Q>S+1+>&
M/8W\GI4>(LYSP#:K[&$4:G&T_4C2.*207R1!!]Z1I5C1,H3SH<94CXO9EHEO
M#'L;^3TJ/$6<YX!M5]C"*-3C:?J1I'%)(+Y(@@^](TJQHF4)YT.,J1\7LRT2
MWACV-_)Z5'B+.<\ VJ^QA%&IQM/U(TCBDD%\D00?>D:58T3*$\Z'&5(^+V9:
M);PQ[&_D]*CQ%G.> ;5?8PBC4XVGZD:1Q22"^2((/O2-*L:)E">=#C*D?%[,
MM$MX8]C?R>E1XBSG/ -JOL811J<;3]2-(XI)!?)$$'WI&E6-$RA/.AQE2/B]
MF6B6\,>QOY/2H\19SG@&U7V,(HU.-I^I&D<4D@ODB"#[TC2K&B90GG0XRI'Q
M>S+1+>&/8W\GI4>(LYSP#:K[&$4:G&T_4C2.*207R1!!]Z1I5C1,H3SH<94C
MXO9EHEO#'L;^3TJ/$6<YX!M5]C"*-3C:?J1I'%)(+Y(@@^](TJQHF4)YT.,J
M1\7LRT2WACV-_)Z5'B+.<\ VJ^QA%&IQM/U(TCBDD%\D00?>D:58T3*$\Z'&
M5(^+V9:);PQ[&_D]*CQ%G.> ;5?8PBC4XVGZD:1Q22"^2((/O2-*L:)E">=#
MC*D?%[,M$MX8]C?R>E1XBSG/ -JOL811J<;3]2-(XI)!?)$$'WI&E6-$RA/.
MAQE2/B]F6B6\,>QOY/2H\19SG@&U7V,(HU.-I^I&D<4D@ODB"#[TC2K&B90G
MG0XRI'Q>S+1+>&/8W\GI4>(LYSP#:K[&$4:G&T_4C2.*207R1!!]Z1I5C1,H
M3SH<94CXO9EHEO#'L;^3TJ/$6<YX!M5]C"*-3C:?J1I'%)(+Y(@@^](TJQHF
M4)YT.,J1\7LRT2WACV-_)Z5'B+.<\ VJ^QA%&IQM/U(TCBDD%\D00?>D:58T
M3*$\Z'&5(^+V9:);PQ[&_D]*CQ%G.>!) 4D0(2"D]\5(T)(;R)'[TB4XPLGN
MT^*4>=6,Y\,>S'CX<#DX#@5_ZF_TL=:/[?\ 37\NJYP*^[2^Z=T"TIL&TZKV
MCV/K-2O]*D?A-HK;NM; >.8B1].!UZ4SJ*J+^/,OT[E"O$1B)_U>'CX^..:6
M3J.RQ7G'DR1%X[8TG['!]3_4WR+T;?Y>F=3ZCCQ;_#;EO2:99FLZ1.FM<<QV
M3'9,M _[T'VQ?JRJ/\([0_ W,/S7I_\ ,CV3]C1_K!^FW_5<7^7F_P!,_P"]
M!]L7ZLJC_".T/P-Q^:]/_F1[)^P_K!^FW_5<7^7F_P!,_P"]!]L7ZLJC_".T
M/P-Q^:]/_F1[)^P_K!^FW_5<7^7F_P!-8'KMWYZA=L;3-4GKUNVO[+M5=KZ[
M3,0D9$6R*=LZ^.181)93/S'7X81VPI*4;A7[I2U)49'CC&,^/+L&]VNYM-,%
MXM:(U[^SYX>[Y?\ /7E/S3NK[+H&]Q[G=8\?/:L5O68IK%>;WZ5UC6T1P],+
M@<VG6G <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P
M' <!P' <!P' <!P' <!P' <!P*_]3?Z6.M']O^FOY=5S@5VM?:W6S>$O=AFM
M-Q4I=H+?R]+0M8D2PAIF\0L=>+3276S12[F .B.@6D3JNXO!-W&%*,JJ.60R
MY,L7CC-:SQF(U:]]IM<MIODQ8[7GMF:Q,^V89\/:+J"YMLC2&T&%U8H.T3]6
MLK9EJ*0D&U4/7)#7$9(2UJD&$ Y85^#]3MF!Q@SH@UH]83!4#4T>);N2GHCV
M,/@-C_)Q?N5^PNG8;0%>7I#%?H55L@=U631;)B9W6UP>8JJ=A8C9\AKFQB .
MF31Y24F7^KG;%$8M+/W1CC6[<M XR3CDIZ(]A\!L?Y.+]ROV,?U][*]?]X-=
M=1<EKB!U_L78\&"?CJ')U;#_ #'"F:X]V)58![8G52@8\UOEM2!!8W#(""!:
M-BJ2EP=& G<.2GHCV'P&Q_DXOW*_8Q>L>YFJ#0NJYU5/I+"5W@TM2JG5=!OY
MG=5S2YJE9H-R=5*W1M.U= BKUU@X:Y&+.1ASJQ$>F"M!78SF6SF*UCLB(6XM
MOM\,S.&E*3/;RUB/JA+$QW;T!%6B)I;><L5CM=GJM1NM,@:G3[#8Y.Z5B['K
M+6"F8!K&LC%Q&D<W.+01P\PS;CPY(O),C9OUM97,I&]M]5V-K59NH*L5@IMK
M=/@Q-US3[M%UZ?3&ZON^TI%G2WCRK^ZL\]%15*,!XT4IF)LZ2Y:*/F29'C^!
MG-*]D*-OZ5E_RX(F8J#&BT^WL+8EP1.)%_/[#W=K6PU[,:MD@0U5*QZ3=BR]
M Z=-)#+C*FZL@&,[@+#<!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <
M!P' <!P' <!P' <!P' <!P' <!P' <!P' <"O_4W^ECK1_;_ *:_EU7.!II-
M4=3[/LMY7DQ\#+[*KT;L)O+13&VV@SV*'L^_0^ZKDUG6[&=^' L3RUR@I=@)
MWCXG$QDLZ''8;1DF]$Y#*53IOUVI0%MJ_2)8855GY,$B6V/M&R>BJ6'5'> K
M<6JR7265$PK(VMX7TS=KD(FJ&7D#A"#'24.1GT\Z\LGL/(#I4LX<5RW:XNU;
M3);&V?+M*U-:A+;#:S:UN/E;F]85^JTK-XE$,8%F($&(3KW?I,C$%(P[D%HW
MKUIFRQ%U@8$-3L<526M6B$ M5Q=KDJU0J7&UYOD=/+//FENL4'1*VT9YD5L7
MDTI@T$-1U)2G' VYKH34S*1TI+-:I[J0Z[5^5JVG''QVRK^3X&;JL?291C[H
MDRL%@]56(L#;WLHE\9'N_>(6DJE$R%9YW5W1;JU)TJRV1TSUTZJKRMP-$83.
MT=J2L9$2E]L=1K]>;P])>6^8AD3%PGZ$P_WL,,N7Z(=XY*M86LB5 ;Y#]1>K
M,Y5&U:@ZM*.Z37+ 1O%UQAM/;0JU6+;1HJP:Q?/H&$%>11U<M#03N1$^?,Q
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MTL=:/[?]-?RZKG L!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P'
M<!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <"O_4W^ECK1_;_I
MK^75<X%@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@.
MX#@. X#@. X#@. X#@. X#@. X#@. X#@. X#@5_ZF_TL=:/[?\ 37\NJYP+
M <!P' <!P' <!P' <!P' <#4[/?:-2CP#:Y72IU)S:YAM7JLWL]BAX$]EGWI
M@MV<' "E7C0DQ,.SN!H$V;X(8BUIPE.<JQC(;9P' <!P' <!P' <!P' <!P'
M <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P' <!P*_\ 4W^ECK1_;_IK
M^75<X%@. X#@. X#@. X#@. X#@.!4?LQIZ^;.?LETME6WC>=TGOC0L^ZFY]
MU!/:JRWB_P!2&Q?(M *_-IG/E)KKIP7,=A;0KMT1LA)A(]X<(6(NU9FK5%-X
M^"V'<-:NPR GI)VDLJ _E7;8;9V!<2X#L:CW^$3'G*X09:A,Q.L$ /"3)'DJ
M"!%_Y-;%^K+L!_#G5C_&G@/R:V+]678#^'.K'^-/ ?DUL7ZLNP'\.=6/\:>
M_)K8OU9=@/X<ZL?XT\!^36Q?JR[ ?PYU8_QIX#\FMB_5EV _ASJQ_C3P'Y-;
M%^K+L!_#G5C_ !IX#\FMB_5EV _ASJQ_C3P'Y-;%^K+L!_#G5C_&G@/R:V+]
M678#^'.K'^-/ ?DUL7ZLNP'\.=6/\:> _)K8OU9=@/X<ZL?XT\!^36Q?JR[
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- X#@. X#@. X#@?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>71
<FILENAME>g679299g56q13.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g56q13.jpg
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M 0$! 0$! 0$! 0$!_\  $0@ 00 * P$1  (1 0,1 ?_$ !8  0$!
M          D("O_$ "00  (" P " @$%          4&! <" P@  0D7$A,8
M-W:T_\0 %@$! 0$                   (!_\0 )!$  @(" 0,$ P
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FR2N,/3\RO2ZHFV,IX9[?<=CS9,@YQ_DDU_9\_P#9AXB7CXB?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>72
<FILENAME>g679299g56r73.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g56r73.jpg
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M(" @(" @(" @(" @(" @(" @(" @( H\/WAP86-K970@96YD/2)W(C\^_]L
M0P ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L 0P$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M_\  $0@ 0  * P$1  (1 0,1 ?_$ !4  0$                   D*_\0
M'Q   P$  P$!  ,         !08'! (#"  !"1,5_\0 %@$! 0$
M          (!_\0 )1$  @$# @4%              $1(3%A05$"@9&A\$)Q
MT>'Q_]H # ,!  (1 Q$ /P"A[^2%IUK?IM;TA;?D4]W9&Q:^UKW3QM!9_D<Q
M;5_U+F?+U-$N=\="X;Z!:\)).+<V&^Q1Y(YV&33/N9F'M:5E2XBDI7.<.RA]
M<WT4L=KX2%#ZY3+ ]^C]N68!*0U,0F%H0Z:[IM2I"K)<C<F]^IG)A8_5R.Y-
M0!QHL2><2NH\,*X,6*V+-8IW1A8--7'7_-.F12B/F:X5&IO6D;BO?"0 /:M"
M3WCT\=;555.:VR.3-(6UG\V^3O:C%JNKOCJ5+XFXMRJ<\*H*9/E=;U]:[L%O
M>X6T+W7II6EXV$F!03R@+F*2F)SZDHI>'^N(I1C_ /PD%OV,?P='M\4%;CD_
MQKW5"XP26!M7KWI-%$?I_=5[7D8-:  C&7L2M1[OR#UO.U:7/LY&"O5G3\>?
MCTA!.C][QNF9\S[<QI/A@0?HV=^PBE[33E,[*34?)>:S\"1%(\QN/!,Z14BX
MHKGD%X;%,16%;M],,8Z9KGY$[R1[+0TUK #"WYLA:V-X[\)<4HQ.?NG9:58O
MGPD*CWG3O7DW?UO9&'P:K(FL0J"@*J-S0;N9GN@&>-<[#/,]JLY[%L%(@4P$
MB"N8+JF#CN7!U*-M?#H;>(3:/6QJC7KMVYW%7^& X^Q>6Y5]:D*:O+JVU!UG
MS[)=%]--ODU)O(.'S(%2+@8 TC6XLOJF%.@O(1XZ*!W%%>1SVO'0PY*[6]@!
M?U[%_HTO/*E*W6*W;BEGB[2&.^$D\%VJYRM^NM2S0I4 6QXIN=4891=WG'WJ
MS?JVCQ6H!QJBLU0-*](N+>K,=LWM3#5(YE;-HN51(<,9MS*+>S1SGB("U:_?
/AUV;JM)WM:I0_P#"#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>73
<FILENAME>g679299g57o14.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g57o14.jpg
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M ?_$ !@   ,! 0                @)"@8'_\0 )Q   00#  $# P4
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M\3EK$.#CCFKX?G*S#)[7FA?AS8ZR$HR=4TQA4UE[*9@84_J@QX,WP)_8N_\
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"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>74
<FILENAME>g679299g59z95.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g59z95.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1HD4&AO=&]S:&]P(#,N,  X0DE-! 0
M     #4< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP"   "  (<
M @4 "61I<F5C=&]R<P X0DE-!"4      !#ON"_ 95F2^/\V/ILB%<B7.$))
M300Z      #E    $     $       MP<FEN=$]U='!U=     4     4'-T
M4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P<FEN=%-I
M>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !       /<')I
M;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0 =0!P
M   *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I;E!R;V]F
M    "7!R;V]F0TU92P X0DE-!#L      BT    0     0      $G!R:6YT
M3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B;V]L
M  !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L      !,8FQS
M8F]O;       3F=T=F)O;VP      $5M;$1B;V]L      !);G1R8F]O;
M    0F-K9T]B:F,    !        4D="0P    ,     4F0@(&1O=6) ;^
M          !'<FX@9&]U8D!OX            $)L("!D;W5B0&_@
M    0G)D5%5N=$8C4FQT                0FQD(%5N=$8C4FQT
M        4G-L=%5N=$8C4'AL0'+            *=F5C=&]R1&%T86)O;VP!
M     %!G4'-E;G5M     %!G4',     4&=00P    !,969T56YT1B-2;'0
M              !4;W @56YT1B-2;'0               !38VP@56YT1B-0
M<F- 60           !!C<F]P5VAE;E!R:6YT:6YG8F]O;      .8W)O<%)E
M8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG          UC
M<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG       X
M0DE- ^T      ! #P     $  @/      0 ".$))300F       .
M     #^    X0DE- _(       H  /_______P  .$))300-       $
M'CA"24T$&0      !    !XX0DE- _,       D           $ .$))300*
M       !   X0DE-)Q        H  0         ".$))30/T       2 #4
M   ! "T    &       !.$))30/W       <  #_____________________
M________ ^@  #A"24T$"       $     $   )    "0      X0DE-!!X
M      0     .$))300:      ,U    !@             !;P   5H
M     0                         !              %:   !;P
M               !                         !     !        ;G5L
M;     (    &8F]U;F1S3V)J8P    $       !28W0Q    !     !4;W @
M;&]N9P          3&5F=&QO;F<          $)T;VUL;VYG   !;P    !2
M9VAT;&]N9P   5H    &<VQI8V5S5FQ,<P    %/8FIC     0      !7-L
M:6-E    $@    =S;&EC94E$;&]N9P         '9W)O=7!)1&QO;F<
M    !F]R:6=I;F5N=6T    ,15-L:6-E3W)I9VEN    #6%U=&]'96YE<F%T
M960     5'EP965N=6T    *15-L:6-E5'EP90    !);6<@    !F)O=6YD
M<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<          $QE
M9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<   %:
M W5R;%1%6%0    !        ;G5L;%1%6%0    !        37-G951%6%0
M   !       &86QT5&%G5$585     $       YC96QL5&5X=$ES2%1-3&)O
M;VP!    "&-E;&Q497AT5$585     $       EH;W)Z06QI9VYE;G5M
M#T53;&EC94AO<GI!;&EG;@    =D969A=6QT    "79E<G1!;&EG;F5N=6T
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M# P,# P,# P,# P,# P,# P,# P,# S_P  1" "@ )<# 2(  A$! Q$!_]T
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M=_\ S(I*7@#VCYN\TE)SFB--)&GQ*22G_]D .$))300A      !5     0$
M   / $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B
M &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(
M 2Y-30 J    "  ' 1(  P    $  0   1H !0    $   !B 1L !0    $
M  !J 2@  P    $  @   3$  @   !X   !R 3(  @   !0   "0AVD !
M  $   "D    T  MQL   "<0 "W&P   )Q!!9&]B92!0:&]T;W-H;W @0U,V
M("A7:6YD;W=S*0 R,#$W.C R.C$T(#(Q.C P.C,U   #H $  P    '__P
MH ( !     $   %:H , !     $   %O          8! P #     0 &   !
M&@ %     0   1X!&P %     0   28!*  #     0 "   " 0 $     0
M 2X" @ $     0              2     $   !(     3A"24T#_0
M"           _^$!,$U- "H    (  <!$@ #     0     !&@ %     0
M &(!&P %     0   &H!*  #     0 "   !,0 "    '@   '(!,@ "
M%    )"':0 $     0   *0   #0   #P     $   /      4%D;V)E(%!H
M;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3<Z,#(Z,30@,C$Z,# Z,S4   .@
M 0 #     ?__  "@ @ $     0   5J@ P $     0   6\         !@$#
M  ,    !  8   $:  4    !   !'@$;  4    !   !)@$H  ,    !  (
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M3JLHFK#ZSD6,Z6)/VTXE<']DD@5E##:1LEY1Q4M"#W[@2X= = = = = = =
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MB%71WI5<5N4WW"@-O.!4L[X]],W]0?=3-N\G<JR2QS'.KZ5=6Q1Q=;@0E=5
MBU-3%==D'#IJ> W&JZJ(3SA1J^(PT3SA(;A T3TPRY<=J6T1$VJ[^WG_ -)]
MU\IK>OZJ@=0&9FX*IX1$X*OCR6E1?'CQ_7[+K[;7H.B2Z8@CHMN.)M -&O\
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:9Q$8CRE;0'!;)!_<C@1+P5"'Z$%%^M0__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>75
<FILENAME>g679299g61o16.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g61o16.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1HZ4&AO=&]S:&]P(#,N,  X0DE-! 0
M     $4< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'
M' %:  ,;)4<< @   @ "' (%  ED:7)E8W1O<G, .$))300E       0=K.V
M%\Z*"-)[>SX#U;.&-SA"24T$.@      Y0   !     !       +<')I;G1/
M=71P=70    %     %!S=%-B;V]L 0    !);G1E96YU;0    !);G1E
M $-L<FT    /<')I;G13:7AT965N0FET8F]O;      +<')I;G1E<DYA;654
M15A4     0      #W!R:6YT4')O;V93971U<$]B:F,    , %  <@!O &\
M9@ @ %, 90!T '4 <       "G!R;V]F4V5T=7     !     $)L=&YE;G5M
M    #&)U:6QT:6Y0<F]O9@    EP<F]O9D--64L .$))300[      (M
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M9"!5;G1&(U)L=                %)S;'15;G1&(U!X;$!RP
M"G9E8W1O<D1A=&%B;V]L 0    !09U!S96YU;0    !09U!S     %!G4$,
M    3&5F=%5N=$8C4FQT                5&]P(%5N=$8C4FQT
M        4V-L(%5N=$8C4')C0%D            08W)O<%=H96Y0<FEN=&EN
M9V)O;VP     #F-R;W!296-T0F]T=&]M;&]N9P         ,8W)O<%)E8W1,
M969T;&]N9P         -8W)O<%)E8W12:6=H=&QO;F<         "V-R;W!2
M96-T5&]P;&]N9P      .$))30/M       0 \     !  $#P     $  3A"
M24T$)@      #@             _@   .$))30/R       *  #_______\
M #A"24T$#0      !    !XX0DE-!!D       0    >.$))30/S       )
M           ! #A"24T$"@       0  .$))32<0       *  $
M CA"24T#]       $@ U     0 M    !@       3A"24T#]P      '
M_____________________________P/H   X0DE-! @      !     !   "
M0    D      .$))300>       $     #A"24T$&@     #-0    8
M         6\   %:          $                          0
M       !6@   6\                      0
M   0     0       &YU;&P    "    !F)O=6YD<T]B:F,    !
M4F-T,0    0     5&]P(&QO;F<          $QE9G1L;VYG          !"
M=&]M;&]N9P   6\     4F=H=&QO;F<   %:    !G-L:6-E<U9L3',    !
M3V)J8P    $       5S;&EC90   !(    '<VQI8V5)1&QO;F<
M!V=R;W5P241L;VYG          9O<FEG:6YE;G5M    #$53;&EC94]R:6=I
M;@    UA=71O1V5N97)A=&5D     %1Y<&5E;G5M    "D53;&EC951Y<&4
M    26UG(     9B;W5N9'-/8FIC     0       %)C=#$    $     %1O
M<"!L;VYG          !,969T;&]N9P          0G1O;6QO;F<   %O
M %)G:'1L;VYG   !6@    -U<FQ415A4     0       &YU;&Q415A4
M 0       $US9V5415A4     0      !F%L=%1A9U1%6%0    !       .
M8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL5&5X=%1%6%0    !       )
M:&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z06QI9VX    '9&5F875L=
M  EV97)T06QI9VYE;G5M    #T53;&EC959E<G1!;&EG;@    =D969A=6QT
M    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI8V5"1T-O;&]R5'EP90    !.
M;VYE    "71O<$]U='-E=&QO;F<         "FQE9G1/=71S971L;VYG
M      QB;W1T;VU/=71S971L;VYG          MR:6=H=$]U='-E=&QO;F<
M     #A"24T$*       #     (_\        #A"24T$$0       0$ .$))
M3004       $    #SA"24T$#      00P    $   "7    H    <@  1T
M   0)P 8  '_V/_M  Q!9&]B95]#30 #_^X #D%D;V)E &2      ?_; (0
M# @(" D(# D)#!$+"@L1%0\,# \5&!,3%1,3&!$,# P,# P1# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# $-"PL-#@T0#@X0% X.#A04#@X.#A01# P,
M# P1$0P,# P,#!$,# P,# P,# P,# P,# P,# P,# P,# P,# P,_\  $0@
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M &\ <P!H &\ <    !, 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '
M( !# %, -@    $ .$))300B      $N34T *@    @ !P$2  ,    !  $
M  $:  4    !    8@$;  4    !    :@$H  ,    !  (   $Q  (    >
M    <@$R  (    4    D(=I  0    !    I    -  +<;    G$  MQL
M "<0061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.#HP,SHP.2 P
M-CHS-SHS,0   Z !  ,    !__\  * "  0    !   !6J #  0    !   !
M;P         & 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F
M 2@  P    $  @   @$ !     $   $N @( !     $              $@
M   !    2     $X0DE- _T       @          /_A 3!-30 J    "  '
M 1(  P    $      1H !0    $   !B 1L !0    $   !J 2@  P    $
M @   3$  @   !X   !R 3(  @   !0   "0AVD !     $   "D    T
M \     !   #P     %!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R
M,#$X.C S.C Y(# V.C,W.C,Q   #H $  P    '__P  H ( !     $   %:
MH , !     $   %O          8! P #     0 &   !&@ %     0   1X!
M&P %     0   28!*  #     0 "   " 0 $     0   2X" @ $     0
M           #P     $   /      ?_A3P%H='1P.B\O;G,N861O8F4N8V]M
M+WAA<"\Q+C O #P_>'!A8VME="!B96=I;CTB[[N_(B!I9#TB5S5-,$UP0V5H
M:4AZ<F53>DY48WIK8SED(C\^/'@Z>&UP;65T82!X;6QN<SIX/2)A9&]B93IN
M<SIM971A+R(@>#IX;7!T:STB061O8F4@6$U0($-O<F4@-2XS+6,P,3$@-C8N
M,30U-C8Q+" R,#$R+S R+S V+3$T.C4V.C(W(" @(" @(" B/@H@(" \<F1F
M.E)$1B!X;6QN<SIR9&8](FAT=' Z+R]W=W<N=S,N;W)G+S$Y.3DO,#(O,C(M
M<F1F+7-Y;G1A>"UN<R,B/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA
M8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SIP9&8](FAT=' Z+R]N<RYA9&]B
M92YC;VTO<&1F+S$N,R\B/@H@(" @(" @(" \<&1F.E!R;V1U8V5R/D%D;V)E
M(%!$1B!L:6)R87)Y(#$P+C Q/"]P9&8Z4')O9'5C97(^"B @(" @(#PO<F1F
M.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U
M=#TB(@H@(" @(" @(" @("!X;6QN<SIP:&]T;W-H;W ](FAT=' Z+R]N<RYA
M9&]B92YC;VTO<&AO=&]S:&]P+S$N,"\B/@H@(" @(" @(" \<&AO=&]S:&]P
M.D-O;&]R36]D93XQ/"]P:&]T;W-H;W Z0V]L;W)-;V1E/@H@(" @(" @(" \
M<&AO=&]S:&]P.D1O8W5M96YT06YC97-T;W)S/@H@(" @(" @(" @(" \<F1F
M.D)A9SX*(" @(" @(" @(" @(" @/')D9CIL:3Y!.#<W1#!#1$1&,3)#048R
M,C R1#(Q.#$Q.4$P1C0U,CPO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F
M.FQI/G5U:60Z830U-3$Q-C M.64Q9BUC,C0R+3@R-#<M9#,Y8V4W-C(S,C9D
M/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.D)A9SX*(" @(" @(" @/"]P
M:&]T;W-H;W Z1&]C=6UE;G1!;F-E<W1O<G,^"B @(" @(#PO<F1F.D1E<V-R
M:7!T:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@
M(" @(" @(" @("!X;6QN<SIX;7 ](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P
M+S$N,"\B/@H@(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C Q."TP,RTP.50P
M-CHS-SHS,2LP-3HS,#PO>&UP.DUO9&EF>41A=&4^"B @(" @(" @(#QX;7 Z
M0W)E871E1&%T93XR,#$W+3 R+3$T5#$Q.C$V.C0P*S U.C,P/"]X;7 Z0W)E
M871E1&%T93X*(" @(" @(" @/'AM<#I-971A9&%T841A=&4^,C Q."TP,RTP
M.50P-CHS-SHS,2LP-3HS,#PO>&UP.DUE=&%D871A1&%T93X*(" @(" @(" @
M/'AM<#I#<F5A=&]R5&]O;#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S
M*3PO>&UP.D-R96%T;W)4;V]L/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*
M(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @
M(" @>&UL;G,Z>&UP34T](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]M
M;2\B"B @(" @(" @(" @('AM;&YS.G-T4F5F/2)H='1P.B\O;G,N861O8F4N
M8V]M+WAA<"\Q+C O<U1Y<&4O4F5S;W5R8V52968C(@H@(" @(" @(" @("!X
M;6QN<SIS=$5V=#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E
M+U)E<V]U<F-E179E;G0C(CX*(" @(" @(" @/'AM<$U-.DEN<W1A;F-E240^
M>&UP+FEI9#I#-$5$-48S13,V,C-%.#$Q.4,W-D4Q1C5"1#4R.$8S-#PO>&UP
M34TZ26YS=&%N8V5)1#X*(" @(" @(" @/'AM<$U-.D]R:6=I;F%L1&]C=6UE
M;G1)1#YU=6ED.C,W,30U-C0T+68Q.#0M-#0Q8BTY,S<W+68Y,C9D8F1C96$P
M,CPO>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" \>&UP34TZ
M1&5R:79E9$9R;VT@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @
M(" @(" \<W12968Z:6YS=&%N8V5)1#YX;7 N:6ED.C%#,D%$13<S,S0R,T4X
M,3$Y0S<V13%&-4)$-3(X1C,T/"]S=%)E9CII;G-T86YC94E$/@H@(" @(" @
M(" @(" \<W12968Z9&]C=6UE;G1)1#YA9&]B93ID;V-I9#IP:&]T;W-H;W Z
M-V,X-6(U,3<M-C)F8BTQ,3=B+3@Q,C M8CDX838T-&0W.3@P/"]S=%)E9CID
M;V-U;65N=$E$/@H@(" @(" @(" @(" \<W12968Z;W)I9VEN86Q$;V-U;65N
M=$E$/G5U:60Z,S<Q-#4V-#0M9C$X-"TT-#%B+3DS-S<M9CDR-F1B9&-E83 R
M/"]S=%)E9CIO<FEG:6YA;$1O8W5M96YT240^"B @(" @(" @(#PO>&UP34TZ
M1&5R:79E9$9R;VT^"B @(" @(" @(#QX;7!-33I(:7-T;W)Y/@H@(" @(" @
M(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R
M<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA
M8W1I;VX^<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @
M/'-T179T.FEN<W1A;F-E240^>&UP+FEI9#I!.3$U,C=#1$8U,4-%-C$Q03<Q
M1#E!0S$U-T0T1$0T,SPO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @
M(" @(" @/'-T179T.G=H96X^,C Q-BTP-2TQ.%0Q,#HP-#HS.2TP-#HP,#PO
M<W1%=G0Z=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E
M06=E;G0^061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S*3PO<W1%=G0Z
M<V]F='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG
M960^+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S
M=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC
M94E$/GAM<"YI:60Z,3DX,D8Y,S W-T5&138Q,3E",#%$-S0S,C!&-D4Q0T$\
M+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW
M:&5N/C(P,3<M,#(M,3!4,3<Z,#DZ-3@K,#4Z,S \+W-T179T.G=H96X^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E($EL
M;'5S=')A=&]R($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H
M86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @
M(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T.F%C=&EO
M;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^9G)O;2!A
M<'!L:6-A=&EO;B]P;W-T<V-R:7!T('1O(&%P<&QI8V%T:6]N+W9N9"YA9&]B
M92YP:&]T;W-H;W \+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @
M(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y
M<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO
M;CYS879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%
M=G0Z:6YS=&%N8V5)1#YX;7 N:6ED.C,P.41%13$S-C=%1D4V,3$Y,#!!1#4R
M0T$R-49&,CDT/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @
M(" \<W1%=G0Z=VAE;CXR,#$W+3 R+3$P5#$W.C$T.C$X*S U.C,P/"]S=$5V
M=#IW:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N
M=#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO<W1%=G0Z<V]F='=A
M<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^+SPO
M<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @
M(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/F-O;G9E<G1E9#PO<W1%
M=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R
M<SYF<F]M(&%P<&QI8V%T:6]N+W!O<W1S8W)I<'0@=&\@87!P;&EC871I;VXO
M=FYD+F%D;V)E+G!H;W1O<VAO<#PO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F
M.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%
M=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z,S$Y1$5%,3,V-T5&138Q
M,3DP,$%$-3)#03(U1D8R.30\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3<M,#(M,3!4,3<Z,30Z,3@K,#4Z
M,S \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T
M=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V
M=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA
M;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^<V%V960\
M+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.FEN<W1A
M;F-E240^>&UP+FEI9#HQ0S)!1$4W,S,T,C-%.#$Q.4,W-D4Q1C5"1#4R.$8S
M-#PO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T
M.G=H96X^,C Q."TP,RTP.50P-CHS-SHS,2LP-3HS,#PO<W1%=G0Z=VAE;CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@
M4&AO=&]S:&]P($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E06=E;G0^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H
M86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @
M(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T.F%C=&EO
M;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^9G)O;2!A
M<'!L:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S:&]P('1O(&EM86=E+V5P<V8\
M+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@
M(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E
M(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYD97)I=F5D/"]S
M=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP87)A;65T
M97)S/F-O;G9E<G1E9"!F<F]M(&%P<&QI8V%T:6]N+W9N9"YA9&]B92YP:&]T
M;W-H;W @=&\@:6UA9V4O97!S9CPO<W1%=G0Z<&%R86UE=&5R<SX*(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F
M.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%
M=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z0S1%1#5&,T4S-C(S13@Q
M,3E#-S9%,48U0D0U,CA&,S0\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @
M(" @(" @(" @(#QS=$5V=#IW:&5N/C(P,3@M,#,M,#E4,#8Z,S<Z,S$K,#4Z
M,S \+W-T179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T
M=V%R94%G96YT/D%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V
M=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA
M;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \+WAM<$U-.DAI
M<W1O<GD^"B @(" @(" @(#QX;7!-33I$;V-U;65N=$E$/F%D;V)E.F1O8VED
M.G!H;W1O<VAO<#HW8S@U8C4Q-RTV,F9B+3$Q-V(M.#$R,"UB.3AA-C0T9#<Y
M.# \+WAM<$U-.D1O8W5M96YT240^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N
M/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @
M(" @("!X;6QN<SIX;7!44&<](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N
M,"]T+W!G+R(*(" @(" @(" @(" @>&UL;G,Z<W1$:6T](FAT=' Z+R]N<RYA
M9&]B92YC;VTO>&%P+S$N,"]S5'EP92]$:6UE;G-I;VYS(R(*(" @(" @(" @
M(" @>&UL;G,Z>&UP1STB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+V<O
M(CX*(" @(" @(" @/'AM<%109SI.4&%G97,^,3PO>&UP5%!G.DY086=E<SX*
M(" @(" @(" @/'AM<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/D9A;'-E
M/"]X;7!44&<Z2&%S5FES:6)L951R86YS<&%R96YC>3X*(" @(" @(" @/'AM
M<%109SI(87-6:7-I8FQE3W9E<G!R:6YT/D9A;'-E/"]X;7!44&<Z2&%S5FES
M:6)L94]V97)P<FEN=#X*(" @(" @(" @/'AM<%109SI-87A086=E4VEZ92!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(#QS=$1I;3IW
M/C4N.34X,S,S/"]S=$1I;3IW/@H@(" @(" @(" @(" \<W1$:6TZ:#XX+CDU
M.#,S,SPO<W1$:6TZ:#X*(" @(" @(" @(" @/'-T1&EM.G5N:70^26YC:&5S
M/"]S=$1I;3IU;FET/@H@(" @(" @(" \+WAM<%109SI-87A086=E4VEZ93X*
M(" @(" @(" @/'AM<%109SI0;&%T94YA;65S/@H@(" @(" @(" @(" \<F1F
M.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:3Y";&%C:SPO<F1F.FQI/@H@
M(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP5%!G.E!L871E
M3F%M97,^"B @(" @(" @(#QX;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" @
M(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R
M<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R
M;W5P3F%M93Y$969A=6QT(%-W871C:"!'<F]U<#PO>&UP1SIG<F]U<$YA;64^
M"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P5'EP93XP/"]X;7!'.F=R
M;W5P5'EP93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z0V]L;W)A;G1S/@H@
M(" @(" @(" @(" @(" @(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @
M(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^4$%.
M5$].12 S-#D@0SPO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIT>7!E/E-03U0\+WAM<$<Z='EP93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z=&EN=#XQ,# N,# P,# P/"]X
M;7!'.G1I;G0^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO
M9&4^3$%"/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.DP^,S@N-#,Q-# P/"]X;7!'.DP^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.D$^+3,W/"]X;7!'.D$^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.D(^,C \+WAM<$<Z0CX*(" @(" @(" @(" @
M(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(#PO
M<F1F.E-E<3X*(" @(" @(" @(" @(" @(" @/"]X;7!'.D-O;&]R86YT<SX*
M(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.E-E
M<3X*(" @(" @(" @/"]X;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" @(" \+W)D
M9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*(" @(" @(" @(" @>&UL;G,Z9&,](FAT=' Z+R]P=7)L+F]R9R]D
M8R]E;&5M96YT<R\Q+C$O(CX*(" @(" @(" @/&1C.F9O<FUA=#YI;6%G92]E
M<'-F/"]D8SIF;W)M870^"B @(" @(" @(#QD8SIT:71L93X*(" @(" @(" @
M(" @/')D9CI!;'0^"B @(" @(" @(" @(" @(#QR9&8Z;&D@>&UL.FQA;F<]
M(G@M9&5F875L="(^9&ER96-T;W)S/"]R9&8Z;&D^"B @(" @(" @(" @(#PO
M<F1F.D%L=#X*(" @(" @(" @/"]D8SIT:71L93X*(" @(" @/"]R9&8Z1&5S
M8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B
M"B @(" @(" @(" @('AM;&YS.GAM<%)I9VAT<STB:'1T<#HO+VYS+F%D;V)E
M+F-O;2]X87 O,2XP+W)I9VAT<R\B/@H@(" @(" @(" \>&UP4FEG:'1S.DUA
M<FME9#Y&86QS93PO>&UP4FEG:'1S.DUA<FME9#X*(" @(" @/"]R9&8Z1&5S
M8W)I<'1I;VX^"B @(#PO<F1F.E)$1CX*/"]X.GAM<&UE=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"CP_>'!A8VME="!E;F0](G<B/S[_
MVP!#  $! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_VP!# 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0'_P  1" !U &\# 1$  A$! Q$!_\0 'P   04! 0$  P            8'
M" D*!00" 0,+_\0 -!   @(! P0! P,# P,%     0(#! 4&$1( !Q,A"!0B
M,0D5(Q8R02114@HS0A<E<H&"_\0 % $!                     /_$ !D1
M 0 " P                 1(6'1\/_:  P# 0 "$0,1 #\ VH= = = = =
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M\7)->=T,D\L,<TCP48<#@L)3KUUAD9C7FY6+#RKLK%#"K\N /06V= = = =
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M-,F[A-C$NQ;H(B]L>RMG&YG,Y#4VL;66PD^0I04Y;M#'TJRV,?8^I<UOI88
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&\@RE __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>76
<FILENAME>g679299g62i55.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g62i55.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@!%@,T P$1  (1 0,1 ?_$ ,L  0 " @,! 0$
M       '" 8)! 4* P(! 0$  04!                !0$" P0&!Q    8"
M @$"!0$$!@8' PT   $" P0%!@<1$@@A$S$B%!4)05$R(Q9A=;87=SAQ@4(D
MM3<SM"5VMQ@YP5(VX8*B0S0FEM8GA\=(6!$  @$# @,%!00&!P<# P4   $"
M$0,$(04Q01)187$3!H&1H2(4L<$RLM%"<G,5-?!28L+2,S3A@I*B(Q8V\>*3
M4R140X.CPT3_V@ , P$  A$#$0 _ ,E'DQX2
M
M
M
M
M
M
M
M
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M!.$K<G":<9Q=&GHTUQ37)HZ\6EH
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M<]NFT3V]JY!]6.W2O-/L?Z?L.3WO8;NU-7;;<\23HGS3[)<O!KCV(UW"&.>
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M3^_N?G9 @U#0
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MPX4-EWA]_P"F]B'^$>S_ /BF;B;V[^2Q_=R^V1TNT?\ CL/W4_MD:S?PN_\
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M14I1>"X'#Y]VQ>S+EW%CT8\I5BJ)47@M%["(QK&H
M                                                %UOQT_YT=$?U
M_?\ ]B<F$ILO\SM>+_*R:]/?SFQ^T_RLV9?FS_\ A?Q[_K_8G_#L1$YZG_R[
M/C+[$=+ZT_RL?]J?V1-%FN]>9AM;,Z# ,"I)>095DLYJ!5UL1/Q6L^794I]7
M#,*OA,DIV1(=-+3#*%+6HDD9CE+-FYD759LJMR3T1PV/CWLJ]''L1<KLG1+^
MG!+F^1ZT]M+IO%SP8R6ED62'&]<Z(1K^KL%J0RJWR9W%V<-I'D(>[$EVWR.6
MTX:"2KJ3A\)X+@>A9'3@;5*+?X+72N]TZ5[V>KY?1M>QR@W_ )=CH3[9=/2O
M>R*/QH.4+O@=A;90';)#*]ILY170B)^99RE9GE#RX;3)24&<J5C[T5I"#4T:
MN4_#GN>OL?0]ICI7\=5V_,_NH:OIORWL4-*_CZDN?S2^ZA1H_(_\1Z3-*O&Z
M_2I)F2DG@4,C(R/@R,CSODC(Q%?6^G?_ *+_ .'_ -Q"?Q'TG_\ C2_X%_B.
MW\E/R$^)^SO%K-=!Z_H=B5'U>)8[CV%UTW%JJ)25:<2M**?CT-R062V#[$."
MBB90E1-N+22"X]?479N\;??P)8EE37RI15%14:IS[B[<O4&U9.USP,>-Q5@E
M%=*HNEIKF]%0YWC+X$^.6OO'&O\ )GRJ;D9*BPPV-L5ZGD3K>'C>+8Q9QFIV
M/1RKJ)^%:9%D5I!EL*6T\M37U,A,9M@U(]UVN#M.%9PEG9_S5CU4UHD^'#5M
M_;I0NVS8=NQ]N6Y[I\U8==*ND8O5:+5MJGM=*<WR-#^4W@YEV]-:8/J;PX9H
M\@M,PJH&)9K*H\.AV])*:>-YK(7T0Y-O.9<JV652%J3+=<)*#/MR0KB9^U7,
MJ%K'QJ3<E25(U7?SX>)7!W39+N=;L8F'TW'-*,J137?S>G'B<#\W?_\ 6/\
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M/+_@\*JL.F55S>LJKVG2[ [7_;]NJK;Z)]27%_-*J]O(H3_YD/Q'?_YOOO\
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MC,G5PR>U&<I#1DI!DXICL2>#+U_4A->IZ5Q^K\-9_P!PZ+UG3JQ>K\-;E?\
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M6*UAHT^Y_P!*>PX#=]O>V9TL6KE#1Q;XM/A7O7!^!60:)&
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M>#7'OW-F]1XLL58&ZZ)1Z5)JL91X4EQUII6E&N-'QD[$]3_B;U'ED3<5?M/
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MGC[3B=WW![GG2RDNF&BBN:BN%>]\7XE8QHD8
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M@X]CY/P? QH:AI@
M
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MSC=]GN[;<ZHUEBRX2[.Y]_?S^"\UWG9KNV7>J%98DGI+L[I=_?P?P47"%(,
M
M
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MLKV/BJZ\N52 1 '.@
M
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MR,>5GD!_
M
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M3U\=$0V\N5$**NPGQ6^6V+"2IEZ,HN>QM0VS47J2E2<(Q6\V9M)7Y8]9KO\
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M*\DKTTN'4_M/%<E*.1<BN"G+[68\,1A
M
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MU!+JI3JE1)NGL^TW]]W*WE^3B8\W.Q8MI=35.N5$G*CUY+CW\N.O80YSX
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MDI=2ZD^%4VUPY.J9Y-N^WSVW,=F<NKJ74G2FC;Y=M4S&!&D6
M
M                                           3OIWQLV_O2-=VN XW
M'7B^,*;3D^;9'=4V)87CZG4I6AJQR3(IU?7G*)#B%*894](2AQ"E()"B4-O&
MPLG*3E9C_P!./&3:45XMZ&]A[;EYRE.Q%>5'\4FU&*\6VE[%J212^&6Q9NZ]
M8:8M<BP.+(VN5LO&<QQK*Z;/<6<:I8-C,GJ<DXO/E/(=8<KS:4VXEM?99&1&
M1'QGCMEYY5O&E*%;E:--26E:\/ V8;-D/-M8<Y6T[M:2C)2CHG7\+[BH C2(
M  SW7V!_S_.OX/\ .>!83]@Q&^RWZS8.1?RW!NOL3+3W\LT$CZ.;]QRZY]WK
M A<(^H6E1=T\#-9L^<VNJ$:1;^9TK3DNUODC/CV/J)2CUVX=,'+YW1.GZJXU
MD^2YF!#"8            )2TKJ>_WCM'$-5XS*KX%MELZ2PFRMG5LUE57UE;
M-N[NWGN-I6Y]+4TE9(DK))=E):X+U,;&-CSRK\<>W12D^?!456_8E4VL+$N9
MV5#%M-*<WQ?!))MM^"39U6R,=PK%\HD5& [":V?CS,:.MO+&,7N<09DRUDOZ
MJ,S3WRE61-1E)+JZLDDZ1\DDO4A;?A:MW.FS/S(=M&O@]2S)MV;5WHL7/-MT
M_%TN/P>I@0PF            #;#HFRD9#XK8E2XM)<:NL6R#,HT^7:M1TT]-
M:3+.7:0)R#=0:I4=FLND.>V1I4Y((T&HFR,E>C>F[L9[9&$?Q0<D_;)R^QH]
M/],W87-GA"/XK<I)^+DY?9)%<]B>-T)4278R-^[:L,A<>EV1799QF%;>6$]V
MN0AN%'Q[$KBEU]!A5<L_=B1X]0UV6I1/^^CH13]*\3H*T)Z\=X.SL<;M;',[
M5R[@UM24*OEW->B-D"O=^G."5W+2Q!*7(0AF0HGC_B&A1$HOE[*/70HNTP+<
MV29+)S6F<J?:)*WW&7)+L=*H,)XFG5QYBD-H[/*0MPR/DE'UY-)=B(Q5+0H^
M)&$7"+S*JC*:VZR@Y.9+M:6=43KK)+BLQEUB);5=C/CST4\W$\S?@W4&M<A+
M;IK6G2420KH;;_$E)HJFJD-TNF-E8F;,>=LO^\^&9(CVM=,^IM)L=UEU!1)=
M%9O?<GZIUAU!^Z;KS_O$?4C3Z JAM%C]<G9T[,)*T&:(C?1;,>2VV^EM/5^2
MR]3R4H6RZI1H<-/"E&M))6HT\D=2TM!!G16T,V[TKVI+'MS7V#2T\F0VR;1N
M-K<3+>>:.2M!IZ$9=>"(CZGP*?87+M*-Y-ES.:;UJL=F3'H3M*T>4*HH#J"K
M4KBQ4OT460:S<=0Y]8A?O-\FXOJ@EJ-))%>X<JD9[0@LPHU.3<9$0WK_ #YU
M+*4DV:(BKYI41/M),TI0E*E$7Z_$N3X(<1ZN4/-L-?YG3*OA54^-3A/6"AYE
MAK_,Z95\/EI]Y$(X\XP
M
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M5^UM^RA'8AR%
M
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M4I1F:E*,^3,S/U,S,>6GD_'5\3^
M
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M9)/^DAY-N;;W"^FVTKT_S,\AW24GN.15MTO7/S,QD:)H
M
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MPE1%R?Q#>4HYSBG5*$->WY5J4]114=S<8NL5;MJO;\BU]I141)!@
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M335&NIUY^)X]GJ]]9=E?@X793E)IJE.IM\_'0Z(:IJ
M
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M[,\>]*S<5)Q;3/(\BQ<QK\K%U4N0DT_9^GBC[#$80
M
M
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M9ZEVYMK/LK2E)T^$ON;?8CB/5FV-N.XV%RZ9T^$M%[&W_9+##CCA0
M
M
M                        /F\\Q&03LEYJ,T9I+W'UDV@^ZC07'/JOU2?[
MI&?"3/X$?&UC865F2Z<:$I/NX+Q?!&WBX&7FRZ<6W*??R7B^"]YA5GG<".DV
MZUA<I\R94W(EI4S$2?/9])QD*3*?2:/E2?=A1*Y,R,B+MU.+Z55.K-N.M.$/
M\33^PZ[#](*G5G7'6G"'+_>:=?<O$C7:>U+'!L/G7MA):II5E&<>K8,9!L*K
M8L-MUT[DG7G';)E3BR_A$IXTGT[=3^4Q.XVS;=AOKMVT[E.,OF?CKHO8D=#B
M;%MF)+JM6DY]LFY?!Z)^"1N#S[4^1SM7:BR'+7%IO\FU3KW*K:0ZVAMV3-R#
M%:J?8N]$)]IIQNS]]I9$@N%IY(B29$):+JB4:H].!1JVQ*PAV#L5FNDG*</J
MAMEU]PTH4OJA*R-UQ7N.EZDDN3_;^P5"9R(^&HQQAJRR(B=GF1G6T#'+[Y27
M.WLQDL1C7]7.=-9<I29DDSYYX+D@K71%DM7^,N<;"F1LBS6')QZA,VWHE)\)
M[S"32OW9)K1_!6\1F7/KU1PDBY+N=*H>!L@Q_7E9BE.Q70HS=?!C-I0VPP1I
M,C3_ .\M1]UJ,^>3,S,6U*T(+W?EV/X+B609/?2FH-'CM9)L9\IYU"$^TRE1
M-QF.QD3LV:\:6F$%RMQU:2(C,56A1]AY1-E["MMF[)R_.K1M+3V26;LIB(1H
M>:@5K:$1:FK:>:0A+WVVJCLL&[Z*<Z=U?,HS%C=74RI)([# LC7C]Q$FMK4V
MVEQ9/I)2BY9?1[2R)?8EI4CMV2?/)*(C+@RY%&DU1ZQ9:XJ2<6JHO+K_ &[5
M9.S'@6;J6+;WWV53UKB1H$AM/8VUR#-3#,1WE!EV+^&LE)]$F2E*X[=?3O'(
MV]=[A_A_1[NPX?>?3&KR=M7>[?\ A_POV=A,OZ$?Z&E*B/\ 0TJ(E)47[4J2
M9&1_J0Y&490DXS34EQ3T9Q$HRA)PFFI+BGHT!:6@
M
M
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MR_67)=ZY?%=YY_N7I_-VZMU+S,9?K+DO[2Y?%=YWXA2"
M
M
M       #HLCK9-JK',?;>2TSDDZ4Y8MI42GW*&D5$ERS4T;)FTQ*EI2REPED
M:E$M/'!?-V/I;"C)SS;BJT^F/]YKV-*O>T=OZ2P8M3W"XOF3Z8>[YFO>E7Q1
MCN=2FFW"KFU$S$B,J<?41D26(L<N.B>./F4E/!%^H[5G<G"U36+N;YF\EQ7?
MH(9F[%:61I;)Q)I5$94KCKW6?!J(N3X!=I1\"/O+3:*HCKN*1925RFHZ%VBF
MU>K+SQ(4U"02?5'MMJ(N#]?04D^16*YFQO\ %SX:4NML:7Y8;HZ0+:'4R<QJ
MXMPRZW#Q?'*I7U=5)G-=>[UK<O1/?2E)&:(O4B+N9BSAXLJ]? DS,GM.;DNL
MFR+*,SUC98KD<VTM,BR%W,I5;FD*R03$]VVBM7C%:<2.IQ!,,Q$1NGI\I&2E
MC)P1;1U(.\._+3#M';!>Q&FMLM;QXKJ4SG4&\@Q)M5DM!/LI$.@R'&(#*X=S
M2W&.PVXDE3BC?9F1Y\ACZ8G/IWQ93JTYE=5J>A&5.CRVV9$=Y#C$EM+[+B?5
M*VGFR<;4E1_["T&1ESZ\"U:%3')$?W#7V5^\I1&1?H2RYY+T]/B*U!K%_)+Y
M65WC]K)6N,2L'$;2V;7S8;,NLF(8FX5BO\-FTR)]UEPID.RLFGE1JSKU7[ON
M/)/^ 25BJ/*];(-3JVS>5R;BN3-KJDR49]3-Q+QJ61_ S))\F*%5VF,NPRY6
M9NLD9+4G@U/$OLDS2HB0ICA)<^A<GQ_2!7B=9:$Y IY<E)FKNCV";1T4A3TM
M:(K).%[O8T]W2]>OH /I'9-+:2^0DK,B3QR1I)O][X$9$2B5_P#1 ':,.&TA
M9JY+L9)(B42N23QZ_P#N_$R_7]/0@*F=8IG%YB$IJ936#[!H<2HFE+[M*4A1
MN<FTH^2(^G/)<*3Z&1D'*CX%K2>CX%X-9^0%+E"8E3DO%1;+-#96$A\UQY2S
M2:>RE.+]W@UD1F1D:TI(S[.J/J.;W/T]:R:W\.D+_./ZLO\ "_AW+B<EN_IB
MSE-W\&EO(>KC^K+_  OP5.Y<2Q+:T.H0ZTM#K3A&IMQM25MK22C2:D+29I47
M9)ER1_$APUVU<L7':O1<;B>J9Y]>LW<>X[5Z+C<B]4S]#&8@
M
M
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M[4__ $?:D>99VWY.W7O(R8TER:U37:G^FC[4CLAJ&D
M
M
M'>8P\T3^W<L3ZIGY''KZ[GT(V*NM8CQ4I(_3VV4&DOUXX'L.-"-NQ"$>"BE[
MD>T6(J%BW;C^%02^!CVNL?ESYEO.02R?L'D0C>]3/VG'?>DF2N%'\Z4\$?P]
M1E1G;H56\R=E,*GQ<%J'R*IQY!D\TTM/1^S42T..*4E7524_ N?T%LGR*P7,
MV=_AYT#(QC6F0[RM*_BYV@^J/3R/864]C#,=ES(K+3)J:[=;>V3)DI4@S2XP
MIHQ3EWE7K[#)]^9]CV;^11XWEF05]#CVMFU6%/80G6V'L@S9FKHK55=/NUHE
M18L5J1$1!9=-M+?6$9$HUO\ K=R[BVNE3];#TK99WL_5]W4S(<W&;#/,8R6W
MF267VIUU1M(K6*\H[Y(<;MVG_N2%J?/VT.-K)'0E(5RXE.XWE4M.Y'B$:TDV
MJ4E$9EI)$DH\-O@W#)/!$GDDI+C]"&)M,O.PEH)XC+CCZDTQ(Q\<&AGDB>61
M_P!*2/U_8 /-Q^83R+9R?.:OQUQ.PC2*# 78UWF[\-UIY,G-I$24W$HWI$62
MLE?RU42R)YAQ!*;EOJ2KYF2(JE4:6$DIHE>IDM2F^3,R[IX]22E)*+^)R7!E
MSZ?Z?A4KXGT7$(V5.KZ)4A/=KE224;Q%R7'8R^4B,^W'[WP+XB@(/)W.,BLK
M6*VNOQ&HAVL^(;J&3LLEDL1'.B))%+1]LKT6,=OWXYFT^:V'FUEQR0:LKP.S
MH\'KH,IF:Z],M;-M*TG9WDQ^QF$V9>\^3:Y)F4="TD?"&DH29\$1 #.8T0G7
M2-Q)&DC-U?9?1)I;22G4GSZ?,GDN"X(5*5/HF,;[ZD$2CY5[KA%\J.4D:G33
M_LD1-K/X_ _]0#P.(N :W5J7P7=?!JY+Y2,TIX)7)D7J?/Q%!4ZN0@T+,T)Z
MDITS)".37U+@DI+KR?Z%SP7Q K4_+12'7?9C<K<;^53A&9LI]>IK>6HB)!+Z
M&9$?Q]>", 3AK/:]GK9PS;E?<JR02$V=.Z:OI#-'4B=C']0E;;R4K[(,NOJG
MC]WLD]7-PK.=8=B\N/!\T^U?TU6AHY^!8W''>/?6CX/FGR:_IJM&7XPG/L:S
M^N<L<>F&LXZT-3:^4;+5G!6XV2VU28K;SQE'?+L33R3-MQ2%I(^Z%I3YQN&V
MY.W7%"\JP?"2X/\ V]QY9N>TY6UW%"^DX2X25:/N\5V>W@9F(\C
M
M
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MU)25%P9#RUIIT?$\<:<6XO1H_ H4
M
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M<.MOWZ_>>/;U:5C=;]N/#S&_^+YOO,[$<18
M
M                                                91AC:7,DK24^
MACA;JB4M+JN_\%PE(1[2'%$Z;9F:3,N.2_;P)C8>C^+6>OA5^_I=/C0FO3W1
M_&+/72E9>_IE3XF:V3,-68TOW.6RW!391EJ-:)2B63;I+::_AQU&7U#Z209G
MP2>W)F1>I>GGJ?(U4^6I91)V/ESN0&BMF+DR?IXLE;TCV:PE/?2^TY&COM+0
M;?7CJHQCE6IDC2FAOL_$U4Z*QSQ@]G3^4Q-A9DXZ[,VA+B5MU2VL?)YK<:9>
M5$9K)Z^A?<ATK#B(<1YI/M/,MI<2I1F:CI]@=:ZD@;NN-EWFW-61<*Q*KPC&
M6,8R"OI[?(Y^/WUA-;G8WC7W"_LZJDN9-RQ9T=4NJ*NC37RF/FAHR)2%&DJK
MOXEI&M#A6XX^_<6A97N<K"2]K:?,5=66%^S/C4C=C#89IX5;FU.Q6INY,HXC
M_P!0RJ0IM?*'2-DEFJYON!.GAC0QJ/R3\@D7F=9#FN4*QO#DXX[EE':4MFBN
M+)-@GD[D)$JO@5:H9VJHA.?1_P 'E*#;(FC:%DN'<%3VER?*ZUVQ5:!S=.C,
M7EY3G5A1V-56K@VE552:"%)KYRKC*6DVDF,Y83ZV,RI$:+%[S7)KS2FVU=5$
M+47'B9N8TDY<HI]@TB3[SGUBWT61R/J.WS>XE4(U'(-POUX/D_V"XJN&AQ($
M6'Q\MC#)O@R21(GFGT21*4OM Z>XHBY/D_@?I\O  ^C<.-P\7W6*7R<R#0S8
M^X22[=D?Q(!K-9\EV,B)7!?L[<@SJ[Z+=.U10\<L:V-.FG],[;N(?<<I(*FG
M5/V46&] 4J?9(6DD16B2:?>62UD:$&VN@YG6X;#QA./5Q8Y;1G*OI.)I4QF_
M*Q.=]QG??CN2N:]%M_,)7OU7W+ZTOK?K_=^H_P!X]P$5YF7.1V.8WM38/4F&
MB6;:9G!K);QM&Z10B3V5R1?,?8DE^P5*''-A_P"G2:9<0TFIWVR44[HESKPK
ML?T?MGPDB,N?T/\ H '0IC*Z_+80B=YD]R-N=V)!$UU(NT(S/GYOAZ_L <SC
MQHRE6D14VPC--(D1/MZ#;L%)?FFX77N:H1H;ZK^'<R+OU_7@4*D59M%)QZ45
ME8P6'#=7[2E(LE]3-Q7M<$Q7K3V(_P#3Z RJ*\7L!CZAOZ>[J>2?6;'9FX)*
MFS>1[9>E2I!$1D7'/[?4S]!0J2%A;=FTBS+(7JB3BSJWRL%NN2T)BFO_ &D)
M>KVEN&T?'H7;GU#4H8)BU?71,NMVZ:\J+6D-U?M2$,W<51,JE)-!$S(J&?5'
M/!=3/].#,@T!OHT2VVWJ7#$MOHD$<*>I2VTNI0EQ=U9*<:+WFF5F32S-//7@
I^/0S+U/S7?/YK>\5^5'DOJ&G\8OT[5^5$M")(4             /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>77
<FILENAME>g679299g63a61.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g63a61.jpg
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M 0$! 0$! 0$!_\  $0@ C &P P$1  (1 0,1 ?_$ !\  0 " @,! 0$!
M       '" 4& PD+! (* ?_$ %@0  $$ @(  00'$ \&! <   4#! 8' 0(
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M/?59<I$1HK5Q4<AM'>M7U#FH]P\Y%>*V[VVMVP]F<N$HI>FO:V;7;]>ER;*
M'/'61&8U)<E/8PV@I0G+SK*%^<_<W9J\[\L^9V_9=C28Q-)T97,F'+<N1'CV
M^=\:HLQ8<8V=:M100.Q2;"PPMMKA!@-:-FJ?LX3]MGQ[K[KJU.+6HJ4<G!(
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M$'K"1,C;F: ]!2Q6)N(R[#(R0;)&;4X&?;A"8EF1W&DV1))LHP<)N-MG2&<
M[Q/644#.0=8QE.DC(5Q' C/$&NF=L=F0PQ(5=F$MR93L%E*T2$/JFL!I3L14
M9;(DMR4)>966'&D.EMQ#@26U!5;A;G96BJ'>!QUMV2!A;\ZQ(%V#)_J0>.M
M(A5JW+R8F@)9$% <4$KO6B)25F]1\='*N$DWA-'?;V.9<>::QO%A.03QR>J.
M:C@'"1WJ.$CO-6[MM'8[&MENZW%B&M]MQY"%AQ:@PTI*79+H:0X6(K2EH2[*
M?W<=LJ 6ZDU$U?=NA=H=M+-ZWQ$.(= :HKN*RL[.%BTBU)'#TN<N]F@R+ADH
M6K&7D<%#&B*Y"2/9VR<$G15CI&0AL>U+$F,4/A;[C*1P;0E2E9/$J)P -.DI
M &=6L$D\ 0":Y5OVL;N>U=SV=B,LJ8M5OBRGYRG9&\??EJ7H:BLB&8RX[3:$
MJ<DKG(4XIU C,/(2ZXW<OF^O84XI3BE;'$O="/\ NN?B;CBE3;Q2G%*IO('*
M[LX67<J[K*[$'6N=]\^SGVB:VZ:>F/\ TUT33TUTTUQC&NNFN-=<8QC'**B2
MHD\\U17VU9X]8CXCBJ*1#O?3,JL\C6#T38$(6;3*Z8$(G,X!AA5<2B2]?=R.
M]IM \H820MX%*/C!)$]XF5L8VDY#-%G*6WGD]V^M9,ALK*,*3A3B=2@ @EHG
M7@Y_VXSD@#%>+B;<V:5<W+8MJ?"*9EZ@-3IK#+5NDR=GRX;JAJ2B0[H$=IIQ
M_5*1&2ME"E).4E(FO3LAUX4B[*<)WQ3.\+).R# =+M+/A.T9(/Q/A_2K)D=P
M;R+=/!OC&GCVR#I1=GXIMXC1/SZ7MI[UK 5O&]). K6G!/D!SC/FKLC:+9\Q
M431?;,8;BW&VY8N<(Q7'&M.]0A_?[I:V]:-XE*R4:DZ@-0S"M3][J#LV.6)/
M'\[KVO:XA-H&*N$S>96O6[(9+R09^2&^E&VB<BW]!L3RHIT2B"!E=!_)HVHT
MD+!MX%Q_NX(D-+"E:DI0E90%*6D!1!(\O#.,ISQ4#D#%<:U;<V&Y1KA/7.M]
MOMT*Z/6MJ;,NMN;:EN,+<;WJ<2,,-OEI;D1+RDN28VB0VG0KA/AJ^*/CCI!C
M(;EJD"]="FIULS,V'$1CIP#?CGA=B91;O2Z"JHEX*'$";0CIIEFX'L7;Q%;=
MNV64TV%QL<"M .,X*DCAC.>?+''/DKNO7VR1EI;D7BUL+4TA]*'KA$:4IAQM
M;J'@E;R26EM-N.(< T*;0M844I)'Q1OL3U_F)D/'(C>=/2F0R%R89@ 4<LR%
MFS)QW'M-E#S40,&&G+TDX")Z;*ED6:"R@]/791WJEIC.V =;40$N().< +22
M<<\ ')QW^2H1]H;!,>9CQ+W:)4B0IY$=B/<H;SSZXX)?2RTV\I;JF0"70A*B
MV.*\"N$=V2Z[%PYF1"K[I<G'XZ69 ) =86C!W@<&<)>?P.#%R;<XHR&E2&6K
MK#$>\71=N_#./#I*>94]J#K9!(<00#@D+3@$]Q.< UAO:/9YYEZ0U?K,['CN
MH8D/MW2"MEA]W5NV7G4OE#3KFA>AM:DK7I5I!TG'U;]A*$2C\1EBMW5&G%K
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M1VL!T$?Q-E\T."VCO*Y,LE,9#Z[D4Y37$4:M!NF(RR2C39ZP>;D#A%Q)<Z1
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M#*A2&6W=PX@ M'45)YZ=\GQ-J_[1[7;*Y/%97'=[HLCL,-T:S&XAI:&SZUH
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M29(9M"BA5JFV'^"W(ZND& YVZ;PW<= *=" -36H8U'4% -%0XG@K&DG@,9Y
MURE6W9&V,/QC#MS32)%E$J.VUOW$OMR6T6-4AEL.O)+<@-F(XZD);T%P*"&U
M*3+L&ZYT56<ZDMEU]5$)AL[F&I?21R6.@VHM^3UD)9F?D7M\-=4V[?:1'1[
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M_,>.]7P@P-XWPOGO#>+]'-6WB?#^(<>8\][?S/GUO-^U\[O[; 2E/92E.>>
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M)2#%D/#S8XPD\I8-VJ2N$-4#$F%"Y&X]E/.Z9\8.,M]D23%JY2)D/HP$.K2
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M,DVR1/5N<(OS+1J]PNS9%G:Y)HW1>;Y6X7)?<24+=4I*CJ*<\"<D\<8S@DD
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MSI=?##;2D3-:WD[; E0BZY.%%PY:P9QW:4NQ=-9[%G;NQ.O+00WU%U41=6'
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MZQR5R<A.)Y$)K:T7 ZC; $+#GX(3(L\!C/E..8QC'FX8X\AP/+'=L)&,J/\
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M9-)[ %21TY8O' 5@W&-1NJF>7F.?K^WIKL%Q^YC&/^W%8IQ2G%*V.)>Z$?\
M=<_$W'%*FWBE.*53 Q]%BGOB]^,J\H'F?$^FJ*^VKW2O2:QW,5&G%*<4IQ2G
M%*<4IQ2G%*<4IQ2MDA_NI >^C3\KCDV^VGQJ;?;3XU;SEVKM.*5$U+>X\S\+
M-]_+I8W(-]D^[<^<57,M/M5WX3O7TS/J6>3KITXI3BE.*4XI3BE.*4XI3BE.
M*5$M^_2)NKX);'_,XSS6]]Z=][7_  FN9>OP-=O@R?\ RKM2US973IQ2O.-\
MN']5,[6^^U7?(;6//'7/V\_XH^:17X*]6'\8^TOOMN^A[?75#RA7S2G%*<4I
MQ2G%*<4IQ2G%*<4IQ2N1'YZE]\T_&QS(YCQ'IK(YCQ'IKU.%EDFZ*KA??5-%
M!-1993;_ ,J:26N=U-]O_P ==-<[9_\ MCGOZ_I_764%[=WC+$IZO$HT *Q^
M.PZC;I%2]:MM6YI2A[CTO=1*8L:?1['NY%*EF252@R3=B6EU73AV"D,A=L:O
M)2"+C(G+52P/3\8QPY>?P.//5GIW;DG</Z) U=(("QTN03)92WL:;1L\:BBH
M",PYE*$1X:-,)C"26Y^5-BJ9P8F^E&F!,5CDL?N6)-5A["2HU1VCNW$CKZAJ
MBG$H'-);&-Z)H3$F,-)))3YHQ,I=U=5L>&*"2ADHH%6UF\RCV*V%Y:A&)283
M"?PC?;SQ%==-TJ1'$CEQ.,C'?WCNP./FQ4CG[[N1/%@0!%]5,*DH2%]B)O.)
M;(])X7B[M:G(A1:!85$-7<_%NH6R>E;5?%'$DR^+#86'"C%-8.=?G2)%FK&.
M!\N0!^O/U5IU>]LNP&D&)$0%;LY# JCK_<%)CAQNRR29%HOU+&W,QG4DDJUL
MMSA%*2S)['HSI!656:E'D7E#&PM)]YG#@4FK( X<>)QY?+CAP_?GN(J:WM^W
MN'L"*TP5<U#K-I^3J!T(G;>&S'$.AX.RX)V7F#L08B#BRDRLN-,B/68E%PYM
MI-H6S*N;"!/5(ZU6 +B)$K&.&?'TCS><?_52[T]D)F548T/GS8^1%7]I]BLN
M#(=\[) GJ;;L5:K-GF.NW[AVZWC2#)NW;1M-5RMAN#1'MD]\I(Z<4//R<!Z!
M5G^*Q3BE.*5L<2]T(_[KGXFXXI4V\4IQ2J8&/HL4]\7OQE7E \SXGTU17VU>
MZ5Z36.YBHTXI3BE.*4XI3BE.*4XI3BE.*5LD/]U(#WT:?E<<FWVT^-3;[:?&
MK><NU=IQ2HFI;W'F?A9OOY=+&Y!OLGW;GSBJYEI]JN_"=Z^F9]2SR==.G%*<
M4IQ2G%*<4IQ2G%*<4IQ2HEOWZ1-U?!+8_P"9QGFM[[T[[VO^$US+U^!KM\&3
M_P"5=J6N;*Z=.*5YQOEP_JIG:WWVJ[Y#:QYXZY^WG_%'S2*_!7JP_C'VE]]M
MWT/;ZZH>4*^:4XI3BE.*4XI3BE.*4XI3BE.*5R(_/4OOFGXV.9',>(]-9',>
M(]->IYSW]?T_J'E*/H'8(4"JU!3V8XJ42,FA*D A>0BIL?J^W1*E&.PGP.Y1
MCH7)[I/G:67;;4H^VT5TP]<954S6\2B%PJ<B$P4TB<6F(%%RU?I!I0"$R$0D
M\8^W\&]3'%FKMGHY9^VW\*YU1PJW]MOYK?3V<\4KY!D=AKT9NQ2A8EB-8DAK
M9,6^C ]BWPO7Y9'$5(-&"C7".6@)\%8$X:_33QJPT9C" C9ME%MOHI6GV<PI
MM 0-?V'"HA*1^++@PYF@1B8&2[,+$GLGC\ C9K+9^U7PR+^D9&*0=&L8T(M!
M>^ZN%-T4]4]E*V!2M*G<&MY4K *[7D3$&I$E)(I%8TJ:9QO5BJR6C&YC9AL^
M;@]1CI9HH%V<:,,,7*J&S;PZV^NRE<<E%5/*'Z<"EX2#R5Y-(NJ6]6)"##&T
MI+$:_,A]O$.&)!FZ:$@\4.S<0NR3<ZJ(#2,AT=,4TUG2RO%*W$$, AQ31A&1
MX@6#2PLLQ9 FC-B*3P\<*O'"K1L/329Z8=.G"[M;='3&%W"ZJ^^=E%-]ME*R
M_%*<4IQ2MCB7NA'_ '7/Q-QQ2IMXI3BE4P,?18I[XO?C*O*!YGQ/IJBOMJ]T
MKTFL=S%1IQ2G%*<4IQ2G%*<4IQ2G%*<4K9(?[J0'OHT_*XY-OMI\:FWVT^-6
M\Y=J[3BE1-2WN/,_"S??RZ6-R#?9/NW/G%5S+3[5=^$[U],SZEGDZZ=.*4XI
M3BE.*4XI3BE.*4XI3BE1+?OTB;J^"6Q_S.,\UO?>G?>U_P )KF7K\#7;X,G_
M ,J[4M<V5TZ<4KSC?+A_53.UOOM5WR&UCSQUS]O/^*/FD5^"O5A_&/M+[[;O
MH>WUU0\H5\TIQ2G%*<4IQ2G%*<4IQ2G%*<4KD1^>I??-/QL<R.8\1Z:R.8\1
MZ:]35RFJLV<(HK[-5E4%4TG.FFBF[=7=/;5-?1-3&R>^R.V<*:Z*8SIMG7&-
ML9USG'/?U_3^NHRL.E,[A4+BF)'%R$Y/P\A2:=IP*1&J5^9SV$0K)A8:#\Z(
MTBM>0QX7.MI;-6EIACE[;*R6426/ Q,J)#56N\KXK.>)(X<\>;R#G^KPK$P>
MB[E<T-;L<@%5185M;<0[OT8WBN):@!!5.2-]K^R)*++;;.A".Q>%^K\\<(CO
M589KHDX#!F(T4TBYK!J/JR3U@3Y$G]P^V?UU8-]U;L-Q, SMLI'6T5G%H6?M
M>J'I)?+PW5NO8%_V%J9%%KEBHU-[;.?6:M9)'G2C-%&-W9,7^';W8.DR>JQG
M^F/BP?K_ %"HTA'5N_E9">D\I9QF/&I,[ZSE)CL&Q6@8"0F]5=D&ULST_#Q%
M?P*/OW<-T"NS"E>O+4-2BRB"KERPE*@MTLY?F%9R/BS^\8'/]^.'DK&TYT7D
M 2+PT%801R:+ S5 M+.3D[ZH"%>67K4SF9$C$V$#8)7,1D4B(%C$B7(N3%PZ
MOIK(DBZK*0Y<J,%R!-6"?)]AY/BK;WW3G1%^"]+T]&I4%T@??.L'&8@\B &4
MQB$WG>;2P*>!Q@H=;CT1H9A6R,BA38.S6V$Q5W)]0"@I6($9"Z:JSG]79_<,
M=WQU='KS&IG$*ECL<G@T")/C2$NU181\=&A*:,;<3*0/(;N=80H:&A2,X<Q%
MP$=6%M#!;&)+SI:0N(VWT#*LO95@\_M]O#S5-7%8IQ2G%*V.)>Z$?]US\3<<
M4J;>*4XI5,#'T6*>^+WXRKR@>9\3Z:HK[:O=*])K'<Q4:<4IQ2G%*<4IQ2G%
M*<4IQ2G%*V2'^ZD![Z-/RN.3;[:?&IM]M/C5O.7:NTXI434M[CS/PLWW\NEC
M<@WV3[MSYQ5<RT^U7?A.]?3,^I9Y.NG3BE.*4XI3BE.*4XI3BE.*4XI42W[]
M(FZO@EL?\SC/-;WWIWWM?\)KF7K\#7;X,G_RKM2US973IQ2O.-\N']5,[6^^
MU7?(;6//'7/V\_XH^:17X*]6'\8^TOOMN^A[?75#RA7S2G%*<4IQ2G%*<4IQ
M2G%*<4IQ2N1'YZE]\T_&QS(YCQ'IK(YCQ'IKU/.>_K^G].*4XI3BE.*4XI3B
ME.*4XI3BE.*5L<2]T(_[KGXFXXI4V\4IQ2J8&/HL4]\7OQE7E \SXGTU17VU
M>Z5Z36.YBHTXI3BE.*4XI3BE.*4XI3BE.*5LD/\ =2 ]]&GY7')M]M/C4V^V
MGQJWG+M7:<4J)J6]QYGX6;[^72QN0;[)]VY\XJN9:?:KOPG>OIF?4L\G73IQ
M2G%*<4IQ2G%*<4IQ2G%*<4J);]^D3=7P2V/^9QGFM[[T[[VO^$US+U^!KM\&
M3_Y5VI:YLKITXI7G&^7#^JF=K??:KOD-K'GCKG[>?\4?-(K\%>K#^,?:7WVW
M?0]OKJAY0KYI3BE.*4XI3BE.*4XI3BE.*4XI7(C\]2^^:?C8YD<QXCTUD<QX
MCTUZGG/?U_3^G%*<4IQ2G%*<4IQ2G%*<4IQ2G%*V.)>Z$?\ =<_$W'%*FWBE
M.*53 Q]%BGOB]^,J\H'F?$^FJ*^VKW2O2:QW,5&G%*<4IQ2G%*<4IQ2G%*<4
MIQ2MDA_NI >^C3\KCDV^VGQJ;?;3XU;SEVKM.*5$U+>X\S\+-]_+I8W(-]D^
M[<^<57,M/M5WX3O7TS/J6>3KITXI3BE.*4XI3BE.*4XI3BE.*5$M^_2)NKX)
M;'_,XSS6]]Z=][7_  FN9>OP-=O@R?\ RKM2US973IQ2O.-\N']5,[6^^U7?
M(;6//'7/V\_XH^:17X*]6'\8^TOOMN^A[?75#RA7S2G%*<4IQ2G%*<4IQ2G%
M*<4IQ2N1'YZE]\T_&QS(YCQ'IK(YCQ'IKU4/!)?7*?QZ_H<]_7]/Z>"2^N4_
MCU_0XI3P27URG\>OZ'%*>"2^N4_CU_0XI3P27URG\>OZ'%*>"2^N4_CU_0XI
M3P27URG\>OZ'%*>"2^N4_CU_0XI3P27URG\>OZ'%*>"2^N4_CU_0XI3P27UR
MG\>OZ'%*ST8:IIG&.^N=\YURX]CV<Z^Q^ZT7Q_Z:XS_TS_WXI4O<4IQ2JF%1
MB&Q0EMG=;V<OWF<^QMI_ZN%,_8^45<%*'_R/IJBOMJ]TKTFO@]%M_KUOPM/\
M/D:C3T6W^O6_"T_P^*4]%M_KUOPM/\/BE/1;?Z];\+3_  ^*4]%M_KUOPM/\
M/BE/1;?Z];\+3_#XI3T6W^O6_"T_P^*4]%M_KUOPM/\ #XI3T6W^O6_"T_P^
M*4]%M_KUOPM/\/BE9^*CD$Y&$4UV5SG0DUVQC.VGL>SA3'_7V-,9_P#?')M]
MM/C4V^VGQJT?+M7:<4KI!5[WV[6TGM&"@HY7#L1&;T[ #6#@L(DZY%9#2[9^
MKC=VLSF#!LHK[97;&=D6;?3V,8_W>,^SG//Z0M)6D!. XZ!D'/WQ7_RKY']V
M-S@/W&&RQ 4U'O-[;0IQJ07"!>)QRHIE(23Q[DI'FKF_;)[S^U2I_P"@IA_K
MOF>E.>1'Q*_NJ7W>7C]&MO[&5_[*?MD]Y_:I4_\ 04P_UWQTISR(^)7]U/N\
MO'Z-;?V,K_V4_;)[S^U2I_Z"F'^N^.E.>1'Q*_NI]WEX_1K;^QE?^RG[9/>?
MVJ5/_04P_P!=\=*<\B/B5_=3[O+Q^C6W]C*_]E/VR>\_M4J?^@IA_KOCI3GD
M1\2O[J?=Y>/T:V_L97_LI^V3WG]JE3_T%,/]=\=*<\B/B5_=3[O+Q^C6W]C*
M_P#93]LGO/[5*G_H*8?Z[XZ4YY$?$K^ZGW>7C]&MO[&5_P"RG[9/>?VJ5/\
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4RKXQ]59%AAY'LDGF/][7E]YK_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>78
<FILENAME>g679299g65m77.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g65m77.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  8 !@# 1$
M A$! Q$!_\0 %0 ! 0                    G_Q  4$ $
M        _\0 %0$! 0                    3_Q  4$0$
@        _]H # ,!  (1 Q$ /P"^"A.        __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>79
<FILENAME>g679299g68z17.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g68z17.jpg
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M&C$Y05.B&",T-G6SU"0F46%QLK2U,V*1_\0 ' $!  $% 0$
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M<IAJF^G:J2B!2SH!F:Z(#(P"><( XR&$J&*204(LC#'*$:;/"$1L691*I92
MRB;\E)!(##;<$@$C?Y 3\FK48F47>8QL@O,@.@C0NA(+ .H7=255B 0-PI/N
M!U^(M:[&G.#5P4"ZS,V"H)Z NBJKV0XY(S,@7+7 8F '9!*I@P*&!"80QYB%
MF$0#03232QX9>"-B0HE0LRAE FVY4G8,!MN5)\ CP3X&O!BY)94&-<NR+14$
M:<FFQ"JZKQW*,Q 5@-B2 #OKJ8T6[Y06,G&G6K(:G2^XMQ&->;]P5:?J3.'N
M&QR]!^[1R]312Q>[9Y"Y^\CSP]7M89==.U79SVZ;3\4/!MI_W_'L_P#^6VO/
M5\C:I[%MH>+'M/M$[[;5/'XOSX]O;SKG(UWL .!4471KB*,]8"J4A!%9=00.
M&IH\!@:Q5-*%C&P8%B$C%"AB93$SCD03Q1YQRQY9#&P"DRH Y 0E& 8D @+X
M]HD$$ ;D@@Z].-D@(3CW HRHA,J .[ %50E=F9@054;D@@@;'7.1K+9(F-CS
M*U]>!L*?[KZ6Y$5-]#C5O?#X%0_2/*0#'I)[T62,F+YGV+[P>3";'UQYXY=^
MF-ASWE4=O^,WF_L>-_;\>SX\^UMXUZ<7*'=WQL@=G^.WC0=G< CN[K\7X(/M
M[>"#[M3>P>.^UJ:C9/;S6R:1 )0ZYL=:)9!SQC;)6+18$U=6S),0PCA<#HR'
M@9IZ]V6F)! ZR[GPQ-F""+D?$O-"]4,@))90X(+I1E1>.P(WW8$ABI ]_G8&
M>G3,R,VID2, ,>>2BU#!JRK1)KV^*L.0+AF6C(54'?VBJF!D:XV&(P"4ET.Y
MBM62SYTN6$5=Y"P8)_5[7S8(*0'$DI9[/7>7Q\$<@OJZ]?O?5R,QL&"F50Q7
MD%,W#%?^H#;<K_7[M6YQ<D,J'&N'9>:H8T#,GOYJI7<KM_S ;?UZC[E*YKK,
MQ)8%+-$Y72^X8*'(!2QF#-WAC)[DP V* H:7W>>&?NYXL,_8SQR]7JRZ[[H9
M61BKJRL/!5@58?V@[$?]]1O-Y.TZ(\W4[,CJ4=3[]F5@"#MY\C6T;Z O\ ^\
M/RN ?J:HYNWHM]ZY/XP/JUUU7^#W\'Y_XXOU*:ST<VC70-.--.--.--.--.-
M-.--.--.--.--.--.--.--.--.--.--.--.--.--.--.--.--?/#O#4I%N.W
MNP?=?&I]F6!J'[Z/J6'XI?:2RQ_>Q=]]=21>]AP]Y'WWUUGAZ\>^_O\ .358
MIDT8>];NPW^<4)'^HU\XY#F>=:B[<DRJ.NXW&ZV9AN/E&X\C5ZW?E9H,??-E
M\D$].W"EO.V,=EC;'0#.ZK*#1R-OTBUUZWW#4%R]W \PLRBQ6&)_4AG:8&$$
M#$U+.URSE%9#9+U_$&4^8L\A:Y L+('GM(Y$G1Z8]-N7-7;D@91L-UY>XC._
M9?IPZA7J:0S4OF#)7)F*1(@<R%9VMA6V#BJ4H*1%$ 5>4RWD,LX7>D,KE;,K
MPM<3[/[65=]X<1965E8 ,+M?JCXU6G9MGLW5XG#+Z@R:6ON_ )DBO$YJM7(Z
MRJ7L&)6(T<G<B]61"H1;<4?IWMEE[M9X5+._=(('*G="JN[ *B@L??JX7TDE
M(H))EE94Z*.Z]%%\B/2ZY-:]\JVQ>W?5$7DZJDD5F.VI)KSS-H=PJVU!]@V7
M8-48A^/N]*Q%8P;*!A?+$7MGRIUWL16EI9; W'LU@CJ\CB0]*2:%"P7+G0HI
M@(T^1L,D>HRHEQ5[2*XF4G,.HLYR,Z5E618^66>^ZDC<!@"!YU)C];Q[3R_6
M*Y,67IW4)"BU49%#E]6QLF:09F]IIQ+\D)4,J.%8 [CALOI(ZG85VR1P:59J
MTP:.K<=4FF8=9MQ5J7VC2%)TH5%L[MF6JAA>,P*1\V>OEP]CZ+PM+M;"LCF'
M';D^/UF;K8"5$+-0HVR4- ^-+&/>Y; ,1/DS*'WYLH (YE7TGC1<H+CUDSTL
MT6XRJ:K7!AA$97-E =EASI117EW'0*" YB4'I"H\7KMA!)L5)!\[\1VM#(CQ
MKMKQH&7CYJA[0;C*JJ]C-ZKTN5S:NI640<?8<1@,Q>+,H8V2.;"->K ,Y^.4
M<L!I':;]KU2#RIQ1SP/<9M]MQN-]R"=]0CTD'<=O^)0<^D- [2MZO]C\1\>W
M"56[9[S.6 \!E+<R&.^O73><GCS6G.R758T[>*_/<2KF-B-"W7N G26X:,5Z
MLDQ,%L#=E!2>A+1#8+E*HK$3/XY;8!*?E8!TE870E5KU3#1K-/'JAH:; ,&5
MEIBK [AF/;V<-0JG+<,)\PJ &N?7^FR?*>6%D3[QL H=76B6P$Q#R%7<0VJ*
M6*2#\EHL>X$DN\.B\Z*I!7D9)%7N=GMPFD=":M;);4P7,*04VT3N?6.Q\&L9
M&94S2=;?4M#+ L0Q*S D5B8)AC(S%PE(PB'5$"(>W1Z#&Q(,M&!F6Q<B-N0]
M[;561#[C?<CWCSJ$>D$1)"97K88/3L5TLZM OT_-Q<GF#N6*Y*8Y6H*;AF'W
M8&^I0Z](%4 XK+!4%^XV1MCC\J;$'<;Y:%1UQI5M\BZ&OJ*NN5 ]?/[8-+II
MZV%Z4RC*%:.F<F+ 5*FG$PCGK;JLP'$QD,7]=<4LZFDWRY":I,C?:<R.1.X+
M'R%4C4K^D<56RP3-9J_9:BWR*HUH5ZE!8I*+*?9A%EYE@0SMLRHA7S8]Y#[?
M%W;<:M;H VPQBK4.G* \*=DQF,G=BUSKBNTMW8)R\)9I"<71Z64^"4N3,W(>
M6+HOOJ;K+KK&9F0,FB4 8%<?'DQ8[LSQDDV<G<[\BN^Y\[>_6 ZEFC/O&P5P
MR8>%CT+D%J4QL><7H2-]^;)R!)Y;$;^=;%'H"_P#[P_*X!^IJCFW>BWWKD_C
M ^K772/X/?P?G_CB_4IK/1S:-= TXTTXTTXTTXTTXTTXTTXTTXTTXTTXTTXT
MTXTTXTTXTTXTTXTTXTTXTTXTTXTTXTU\\.\0XD[CMX^?L]X$;,L$.76>&,F'
M>,MI+CR]J/+^#)CZLN_:PR_@Y=>O'O[W?.34&^30?/=A\_OH1[OEU\Y7'+.L
M/GRZ#R-_?8CW?+_9J^OR:\3:35ZYY([%J#=@[LFJM[7:L6^NJ%*6A5*@U2/9
MD5(J;(.N2J\8K&OL99&8\/5&<]#U,WX=4>FS&'*.AR>;@21,RTV9GAE42B*J
MRG*?>$IE4X^VKDD?%-M,[*5(!89_JO1X1EU/*BSO7$S[RK-$GCPQXC)$),LN
M&U%H20/5WVB=E9-@6#3?ABA::CIVY;+(]$L09FI=@SUEI@H=TZWZ^NOD,BU$
M.+F(&ME[4_'#L)66.+Q_*P98K' >=3'5Y#.I&/TY3CSR7Y!QV+<&XO.DJ9:P
M V"GCN"3L[DMQ8&879M,/H<VPH9U>XM0<3),G"4A;'OU&>&!Q"'AR#\_C*%G
M"N.R$V?56=A>(5!M'TUMO2]T.@HYOE+9XM>:4HU>PV ^&KGE</J6NI5&.,'>
M)R*L!/X&AI)0)?T<K:K%.L$B'GP(%N+=/C3NOLP239S]G&DG=?AG=A%7YUF&
M!.X/!%XJ//B\RNC8U>_4)03QVZO7U?!A+UBBRZQZG-$&WM3BC\R2#VY)P4 '
M=?+*]'GJ!3=SM?-MB[/P>.-Y7;1])(CK]:@&%-K6@]?;@%L=Q$(*R)BPQ:W"
M9 P0*I>Y\Q?=$PMAYU\T;.D](QUL8M6_)LJF+,\4V!3%E</0;[_=4*E5W\;'
MD"/:H;T;PDN^,^3E]Q^H6P($3D &GT_'S16X)WVYV,VFAWVV(<%2'\2J>CRU
MS9%NA%A.Y#U-TVP'I&Q&X=+!V2D]#MU?(U/4U,6$>#*"QU.*4-0-,X?3A6E]
M$W!B$33 1#ETSZ1%UQ0<AEI<8SGV>2LF0O(K, >'GX4%GVHW(!5*^:(^C6-5
M.G@YK);,7!HWL!D:>8G-DB !M2(*H"]"*T#KQ0KL:1^36M-3T:D>%^:VK7:D
M5RW(=BGW<NVUA*CVV6I&W:^5R%V+H$:(9RT5H8<QZP87!U'(GB51]"P0?]3U
M;YL82ET[:=9(ZV-31%7(*C)9=WV Y,J#9"1]SMX \:L^JXN'CPZ'QE>$K)DM
MD-64YYC(,YU)J54!W2>XDS#[@)X \:K+;/1OU:E++6Q<[-;D?<UQV#>]B1 !
M*LN@](8 ;GRT=<U$N6<G4S':;748078TV$@P,6R://AUZF'7>=R_1YS6A>S'
ML]VEM@OC&VR?5JK\YNV.!M[AWI$?=:O*^C,8+9GRJ$8OK.1DA57V< +G>H70
M[;%LI\-5V.X'K,"/NM3H;QKT8,[=,&U0;V.Y5;?'H_JYA\D4IEE"&J6YM3);
M8\%?TL(>59.J;F!L!+6S802$-&.2PB&>"1L_B.E&%C<F9IEZ3RNE)[*JLA/(
M@CL&D!Q*L=P['RQV.XW8-<KTSI_<HSP:EX]0]'I#MHBXXCF8DZT5X*.!1RK"
MSL"68J1MRH&LY\P=+:UH>*G9&K6%AZ17?<?D9K\ZMO5214,C:ZAM%8P[(K(Z
M.62 6L,@+N#"K4%>\,4=*Y(9"RHYH_<X[J&-&7&T"_"N1ER*NJ*%;'HGE ON
M1A0!5/E>/O\ (UA.M8.+C\,K$:O;OF]2QVE1)H)OAUEYD)^!)EN B'=DX>\[
M[#.%Z O\ ^\/RN ?J:HYLOHM]ZY/XP/JUUO7\'OX/S_QQ?J4UGHYM&N@:<::
M<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::<::
M^=WL*"8K;-X%&SZC()V)98().\LL.HYIK*;'%GWGAUEGAUCGECEWEACWECUU
MZ\>N^^NNN<EJ"<B@'O-G _M+G;7SCD@MFW4'8ME5 /S$U8 ^//OU4G;%.\A*
MD[VSK"V.;Y=4FI]AV!9L(U0SNEFUR+<P&I83)^46>/ !$4R-Q(GA;.05[,WJ
M;N6;'&63/'DUYYDVO"C6JD+.M2K5>(H&(+$D ;D^YF 8ZN<R'4HTS,6SY%YX
MF11<AD:]<465B&H68!06.Y#NJLV^Y]^H;-EO=%5TB\C+;::ESFPKZX#-W<5U
M7F8M)EMI'!2#9^Y52&L2(%%CA&!P[G+FA6M\,),XQ2.HSZTJ*#ZPLR0J ]P(
M2VS@*/N=R>+@#R?#?,=0'[(3C-3ZXD"P60/?6)=BM5$QX0LQ"4 7R2%<>0#J
M75B_[@TA=!G-LI[AJWD#L*P"O[:$V$)#U,_9#'V H"$%]5'L;$YCZLFW8K+&
M-EF>7"X'-Q.EPSDG;(Q:AJ39F(=53(%@/;8%RH#S;D6^ZV;R2>0.^IY9.=@7
M%+0H[E:HL\U<D#>CJU2H%(TYL_W?%O:Y,'#<CJ6[C6^7C/;3MQL&M;,6;%?0
MP[DG4UQ4W$A4++17E/P]D5*:O[T- #!5_DJ,F2'H<E.$"/7G60QBZ8.&3('4
M&NS52RU;;((16 4.B[.JS\(!/BI]Q4 *VQ&VILU.M-F4?(EE+DU_XTI)7 1:
MS3:J)'=9J)<)G;8HJB;[%2!25='OAA6$"A3AMPVF!G8/:NL78W(FL"LHI&A4
M;A $-UFJ@.CE5NB,&"Z/$C"1<TEQFZR$+RCMP,HHBKZP9@\YJ.X4!\GD@'L[
M[J?(\^#Y\'5F@Z@TIHGKK15A22IWS(,.1#S4>P&'%R&4;^RQW\'72V$+N<KW
M;O:P^SR/<LSTD+?845KF]TYC[Z*:*8S[)CE[#/#OO$D\#&7HK'OOJ8B+KU]9
M<\L,D^U?OG9BH:W<.S>]EW?_ )OE(]_RG5.2N<=GS!EG9FF'R18[/[V0-7W-
M\K+OO\I&HK/=+B5&=$5;+*3$T5+T3*.=ZTFC8I%'<62I.=A(5EB6J6=P0=KU
MY'4@@7<,78T,7<>'JC-:'?>CGDH5MW;VE7W*?/E1\@/@?)J$WN>0-JD.BS?>
MCGDB?<HVY]I%V'%3N%^0#7:$V#?@)V1(-WMX1+D=2&X($LKH>=J(AZ%Z1BLI
M83<)#ATW0072F K*6)=T(+T'C#\/%['HM8%B*T!;B&(HP+!-N(8@^>.PX[^[
M8;;;:]7)R%+%<BREP@<K6@+B>W;#$-NP38< =^.PX[;:\4]Z\:#Q",W+5B*.
M<R9P#'L2S!X63G(?-PPBA(FDCC.:YB"9LB\,<2#LA1\BI)>X8^\:2[,-F9F
M+, 22 6VY'R?>VPY'WG8;ZH:E' 5W=@&9P&9F 9]N; $D!GV'(^]MAN3MK:+
M] 7^ ?>'Y7 /U-4<W;T6^]<G\8'U:ZZK_![^#\_\<7ZE-9Z.;1KH&G&FG&FG
M&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FOG?W
MTK$';UT.SQRSP#V18RL\,?5UEGB/9S)LL<>^_O=99=8=]=>O[WK[^_\ >YR:
MIXY-&_Z;N?R4)U\XY#<<V[>_CE5;;Y]K,=9(VGI$*"TL%FMWT+V0 <+?_*2W
M56F+K G&H&P0_)($H",;="_^%,8538R>HL^UD+>*PJ@UZ;K-+B)\?+F#U>1=
MZ=NX(KG42:NHE49@(VR![R9[^]>7)0![.V^MG?TEQWI2W8RE9<CJUHP6DQC9
M"]30H!G+[V:&^WLAQ1 J;IMOK\T/T@RV/8ZH@NNN&B?NU^$/=237.TAKZG3_
M /H]4DFCW1AD;/VP"JV%A:MRK*M=A@2XK,L<F#B&22+.//V75E[P)1BIITWM
MK1PJ3]5F95;?R$YEBX8 [>]O=IC^D:#*4M)WF:]#[*7JJQA]CXF%W)/)9=QG
M-5<*>'W3@[;:BGEMNNE(*UI'7-&>U_<S&K:WV:GL]AV$WKV[7%:GONR7=C4=
MK;\JBPK^%O 5RP%8F5DIE$BCG "[93G0$X119^3.:8T9.F2TXW5WJR9+3-;,
MZ\:K['<5=B"A;CN!OOJ'K&="4\'&QZ2SFEBY4ZTR'GG/(WRJ50ID*!,652"#
M(L)CB.1.^IQ7/2*TA<<:V+2;)&>OJAXT]'O^XZW:"JW>?'.I$U&*.OAMW2W!
MI5[EF1W;IR6)BX]):L>B)55ACRSSRF3K$E8L4L&>>'NVR4X5Q$,P$#,O*=-^
M9+%2C^>+ZN)>DV.C%VGE!WCTSE3XJIE?IL6B!,.ZAI6+&Q9BK)7R4H#JDL/G
MB4/C3XA![HL#JOCCY ZMA5IVHRI2)M#<C7;IJO8B58 0.$MQ1";!2@YSC#P-
M1X$LT"WV(/AL>[?[*[=L 4 3#RX *P51?):Y6R@'8<!51X]H<2%\:LQZ0D=D
M 719=,ZCB!$<*BY>:^6RY*(I"KVUR$7< . A"^-M1O?GF5!NO75XHY05RFRL
M+'Q:8H)+"XB9!(9]':6LFM[O-'#F5/E 1=[$^[L,4PF&.<\7Q&;;+LV3^%'E
M]1&3&LB*'DV$R%V!"^K8SQIXW.QH[\_']?+SJ'J/6QG8U\=EN>XW2FF:N&$S
M@X5,:YVW.QO6G<''Y-^7M'5@_,5K7M.--.--;4'H"_P#[P_*X!^IJCF\>BWW
MKD_C ^K776/X/?P?G_CB_4IK/1S:-= TXTTXTTXTTXTTXTTXTTXTTXTTXTTX
MTTXTTXTTXTTXTTXTTXTTXTTXTTXTTXTTXTU\\6ZA"L]S6U:<7, $PV<^"+.'
M!F9D!"EVHJ @N!:-WB0PF'BDSFB!'[ZF+SPQ@B[ZDDQ[YR:@#9-%)(#78$@%
MB :$$A1Y)'S#R?<-?.5U#YUD8E5;+HK,%+%0UB"0H\L0#N%'D^X:RB%^)^AM
M95[>B^R16ZQ:Y<I/'!]K/9(D--:7QNHN&YKI1RW]5[:IDQ.O1''27W+ZO/57
M;T?)4:H*R8BSKVG6<.!BQGE!Q1XLN&T+ 3:K+3(K(M/DJ&0;B.:NO+V2OM A
MM;6>C]/QIYZU%J8U$Z93%R@(OD.ELZV.:2YHAQP_#:DZ)W!Q*$,"KZIHY]'R
MKKU2\@2VMBM,+O51V^3*0[QC5S5^[UC1&Q.Z X+,0@@GG(LV9H;,?HYM9U68
M[6(>!>C>+^Y&/(6Z0J3RBSTY1.49M[/&B8MNTQ*!25WV;RSK[7N5E&^K5_1Q
M)QZBSUL*8C=0,']@SO+I^3ZNY::JS3+LK@,]4V<#C-U/+4WZ]'[H22_[FK.&
MV]AC5_4.UJWH]LY8)$?3$:W6*:ZF3W"1.H@<DLJFG6(TZM<BAP6N[FZBL9 ;
M-#&.O5SR?8G%[N0@R+!,>Z8S,RIN*/W&-.(WY355550<6HP<AE "FX^#G3CD
M9LO7,D3P\N>"[LD^2VIWF-BBART41$14'![T%2KS 53Y=I\5-0[)I&M0ZT\R
MI&RD7B_H:[N&X:1 !K&P#W;?\6GFE@L)L78MA+L6?5M!L9%A)PPBR4)85I4<
MDF6)0E+X./:40C=JR8>-1F"H(.*YAQR[GPY?VPQ<_P#*H!^<45Z1AY4,594[
M&5/I>!=Z*DUQ*"W4CA-2I %6IM5:&A]Z(%.Y\K[BKPZUKKZ;9=CA"N+,%!2?
M.36$E:W=4$0+-A<M,:(;61-MJB"P]318I8VAHTP.6<<[&IO0UW8[]G.1A.+4
MG3H2-G HRI/J<"F3- QICXI=;R W]D,01_S38+LS$[B6?1<3'.755NZ3Q^O8
MIEGQFKM?"P&K/,QP 1PY,"I\M)PNU&)\3\/P&UA'5;#I@8BU064KR+\?*6QW
M+;:6BC'9!,=,[5V#9(M+-(LL3"DMJDQ5KA$9!T_1S 2FLC3#.V4 "R4=*CVV
MQ@7#MF8LFR*338J<:]G]68>2K^R O([D38D\MA.OH]B]FF".\*MU+IT'S;0F
M ZMA96348+CR9U]E0A8\F$78MR"K:QL#Q.T32*5M_876Q[XV54BIZD.K]?4K
ME!C*&Z[3.V_7<*S97K("O!&JTC?72NP36%$HCZ+0-"DT:Z)Y%D0)96Z?BRGD
M5[U664X%%4*2*7.0G"C$*"J-%6+JOE6*A>7D8G)Z/@8\,S(]9R'2$<-IS149
MA;+?,D)5HRS5D1\9*&DT\S=DX!QNN.'F&UK&G&FMJ#T!?X!]X?E< _4U1S>/
M1;[UR?Q@?5KKK'\'OX/S_P <7ZE-9Z.;1KH&G&FG&FG&FG&FG&FG&FG&FG&F
MG&FG&FG&FG&FG&FG&FG&FG&FG&FG&FH9>G!Z5/ 6NFZ@GS80P99Y112]=Q9C
ME9Y8^S+AGCUZ\HL._:ZZ]KKU>KKOU=]]=U* 3Y^;5+$@>/GU2;[H-J_C"/\
M,@O_ $_)."_-_J?]]1\V^?\ T'^VGW0;5_&$?YD%_P"GXX+\W^I_WTYM\_\
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MGN9H5G1 \_/\6X92-MM@3O!@=8R^GU--GN_;C.:VR,V:K.)+1F4AD1%8#?\
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M8JQ=@C<MI\]P#L?&KNOH_G=S([$N4HVO%1>^)+(H^-);VFL5R'[E%DPIQB:
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M73_2"$W\E5G_ &RB_P"6/'PK3Z"WZ0/W.GVQ)_T2_P"FK_ZNG^D$)OY*K/\
MME%_RQX^%:?06_2!^YT^V)/^B7_35_\ 5UL!Z_M>-\H5(O& .2S"YU&MVO%;
MD1T9DOQL28)OB#D7U"-T5D)T9T/V1T./U/W'[SJ&+VO8QVJ3]R4Z;<>Y-'VW
MWVY*&VWV&^V^V^PW^;70\>O?QX7X\>]&5>.^_'N(K\=]AOMOMOL-_?L-2[DF
MIM.--.--.--.--.--.--.--:G?IZOQI]5_U?TG[1=D\T7TI^_8?BJ_6UUR/^
M$#\*X?\ EZ?K.1K!WS6=:'IQIIQIIQIIQIIQIIQIIQIIQIK(!Z+57@Z\\=!K
M))<H,"C-@=92X8]9Y8>ZU1>Y^O5CEWUUWZ^XNL>_7W][KOOOF7Z#XZMAG^NW
MZO76R>B/GTBZ</\ Y9/ZGD:W,ON5A?QN5^;1?W^=,YG^K_7_ 'UW'@/Z_P#3
M_;3[E87\;E?FT7]_CF?ZO]?]]. _K_T_VUC*]+Q0QD7@[L!E$PG(SBM.NL.H
MLX8\,>_>W%7'WWWECEWWUZNLO7U][[_,'Z1,3TJP.WW</K5UJGIHH'0,DC?^
M.Q?KTUK$:,TP@V,FVKL"_6YE2]7Z7K*6P7%G7Z]!:K6T-M-D!JE3K%81&.:\
MOE8NW!O?OF+1R$M4+PRS2.R,L(A9]$Q<9++>MJ-.&,BO1D04HQ=Q.:(I9!R9
MC[V8*H!)UR?I^#/*3+R,FS0Q,&25L\YBMG:M%E&,D9YKRHY^[=PJ*"QW\ RF
M#Q4MMW2E7O4N>#*BMAKFUUNIOSBHU+;&PTFME&#78Q];H05B==N(Z?C$SQ)S
M7,9>VL:LSI1 4Q%8+ :Q@4JIKC^9-W#!;-.=[+%=[%)!VY=OVM]F/+B>.[ J
M)ATBUYG(PSRQW%WQ4R'C',R9XJ!\EI8ZT?GV?:!XM[?!N +!E6=]>CN\B,B(
M <9-6Y,YW8U4P4=;4J/3;JY-:C#>ZS3>P,CL2/I-;:K+(W0K<<<N\X!2>F<J
MS./''.7[$9>^V\.183X]^8;N-/NI/8D'G2?M(/E .^VVIQZ-]2)"@XG(N)</
M6X\^\\1D2CQWW[EHDO-?F5N? C487^"WD$Z25IM7553LA]J2:HM"VHI+Q6R[
MI!5=UGJ4^OK,VKN1L12E(R>O%B4TL_*'M067$4RC&4YX,LJ!TO+9$9!-RZPH
MLUJAKV\DJLG*;[JI9@I)VXD[MLOG42] ZC2<GDL:M6>)583O,W$<YD3'J\MP
M4FU'5&8D<&.[ )[6N[EX';RB(-D*+UJ!6P4:&Q27MEL-&NI,JNQ7(_7H68[H
MS.'*4J*Z+B$)2[X7%CC/(&5 *0M8 FD>_8K*!.YB$"J_=-E$^+U,1[1V\BB\
M"" =R" 00=5?![/W8EL59*DZ>L-DHD"M+-CC9VVW(LA0KQY;E2 596,9MOAO
MN>@+T)][AJ-/SLVQ[%J], \MJR LJP5*XLJ%93,I8.R5PZ1/:$[($D\@^*24
M<7MH(*2JF'-FCIT[)DJ&O;GSL\%#44$O.ADYW&Z\5=2"=]]AN 1L=16Z)G8Z
M3?([,>[DTQ$6EE!-)6;'H=QNH1*HP+%@2!S *$,:C#> ^Q%ZC83JY6ZB(,*+
M6]<W)<MCL(LI5^K>Q;7U5EA-;)*^$^7RRG#-50$;D*(HNS@X(,P8,B,2\)_L
M595LU:23M)&@7F-ZI6G %"=MCR#*.2^:#AL-]]70]'<E5R'O?'GZO/&LJB@)
MR)9-NTIF3MQ)8.B\UW-E$RHY!M1Z[>$FV4;#8LZ<!3 MJKW<WT:J=BNM3PV?
M:J;I&RO4-[LB:N %]8V 6IY5]O@Y,4=8PL)T;Z6NC,AEA/<-%.F9"FW$+M-L
MGA-Z)WJ3QG9*NJ ^V$XMR*^\JQ0,%.T61T'+FV245 DJ9O:C2\?6K1P*O/(J
MDU/QBQ,W#LNP8SH9A@AV@^X_$[;6C*]/9;OU3Y@%UO6T5_!6;DDLC*KV=[69
MKE7EEC 6D23K)7]9%,;+?>=9]^Y#)@-Z#,CZ&RBR<#(Q4+U[>RT63A*H[([)
MW$#JIW7D@+#^P@['QJWSNCYG3YFM^P56RX]!*R5:5:2-IK55\KW) NOO\ AN
M+>-6T<LM8O7T*/'K\ 6COR/ZT_4M+SK.+][8_P#@2^K77T9T[\'X/XGC?4IJ
ML')]7FG&FG&FG&FG&FG&FG&FG&FM3OT]7XT^J_ZOZ3]HNR>:+Z4_?L/Q5?K:
MZY'_  @?A7#_ ,O3]9R-6?-:%7*#XU:&>U72%9V6UWU6-BF7C<MMZO;,2@/U
MEOL-/#JM:CK%E1UVI'T=&N779JPLB]T2QG;CF$QR5H;M=/CVBDL/%:>,EFRT
MJ:Y#]UA)EHTPB<'5)F2@49G#$[@D<!L<,V/+'Z7T^D<"64W4)9)R,VW?=<:B
MV>*REVJSG%L=%6[M57+%P3O(<=5E(]'70<;D75OND;'5"T?:]OT[L)S8* I
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M)?5KKZ,Z=^#\'\3QOJ4U6#D^KS3C33C33C33C33C33C33C36IWZ>K\:?5?\
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M0U/6,:JF)#*THFG.+HU9("Q<$5*U( :85 Y?57]<^<E!KQFMEX]"8'RURO\
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MY2:(8-RV\#O(?9^Z# J2 =2CH.4B/2H5YG%O:-,>TV3N0?&1EH6 W5?69D\
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MX_$2JCR#ZVXP]F!^C:P0P1Q:+BYE<3N=L(PIPY!U)&\WYH1Q93[+>>))1O\
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M ,\?]_C3@WS?ZC_?7T'_ ![Z[ZT'H_KO_7UJ#6G7?_UZI:7KOG6<7[VQ_P#
=E]6NOHKIWX/P?Q/&^I357^3ZO-.--.--.--?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>80
<FILENAME>g679299g69e07.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g69e07.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1FF4&AO=&]S:&]P(#,N,  X0DE-! 0
M     #T< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP!6@ #&R5'
M' (   (  AP"!0 )9&ER96-T;W)S #A"24T$)0      $+AB"Z7CM>_!=U>+
MW7AM9J X0DE-!#H      .4    0     0      "W!R:6YT3W5T<'5T
M!0    !0<W138F]O; $     26YT965N=6T     26YT90    !#;')M
M#W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT97).86UE5$585     $
M      ]P<FEN=%!R;V]F4V5T=7!/8FIC    # !0 '( ;P!O &8 ( !3 &4
M= !U '        IP<F]O9E-E='5P     0    !";'1N96YU;0    QB=6EL
M=&EN4')O;V8    )<')O;V9#35E+ #A"24T$.P     "+0   !     !
M   2<')I;G1/=71P=71/<'1I;VYS    %P    !#<'1N8F]O;       0VQB
M<F)O;VP      %)G<TUB;V]L      !#<FY#8F]O;       0VYT0V)O;VP
M     $QB;'-B;V]L      !.9W1V8F]O;       16UL1&)O;VP      $EN
M=')B;V]L      !"8VMG3V)J8P    $       !21T)#     P    !29" @
M9&]U8D!OX            $=R;B!D;W5B0&_@            0FP@(&1O=6)
M;^            !"<F1456YT1B-2;'0               !";&0@56YT1B-2
M;'0               !2<VQT56YT1B-0>&Q <L            IV96-T;W)$
M871A8F]O; $     4&=0<V5N=6T     4&=0<P    !09U!#     $QE9G15
M;G1&(U)L=                %1O<"!5;G1&(U)L=                %-C
M;"!5;G1&(U!R8T!9            $&-R;W!7:&5N4')I;G1I;F=B;V]L
M  YC<F]P4F5C=$)O='1O;6QO;F<         #&-R;W!296-T3&5F=&QO;F<
M        #6-R;W!296-T4FEG:'1L;VYG          MC<F]P4F5C=%1O<&QO
M;F<      #A"24T#[0      $ /      0 ! \     !  $X0DE-!"8
M  X             /X   #A"24T$#0      !    !XX0DE-!!D       0
M   >.$))30/S       )           ! #A"24T$"@       0  .$))32<0
M       *  $          CA"24T#]       $@ U     0 M    !@
M 3A"24T#]P      '   _____________________________P/H   X0DE-
M! @      !     !   "0    D      .$))300>       $     #A"24T$
M&@     #-0    8              6\   %:          $
M             0             !6@   6\                      0
M                       0     0       &YU;&P    "    !F)O=6YD
M<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<          $QE
M9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<   %:
M!G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(    '<VQI
M8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG:6YE;G5M
M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E;G5M
M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC     0
M %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M0G1O;6QO;F<   %O     %)G:'1L;VYG   !6@    -U<FQ415A4     0
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M24T$$0       0$ .$))3004       $    "#A"24T$#      /S0    $
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MV9BLQLAH M?E5NLWO_/M^UMWN=ZK_?[_ $UV>(_$MQFG =4_%;HS[.6FL?\
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MUI+E?JEG^I]6.N].<9./1;?4/Y%E;V6Q_P!<8W_/224__]D .$))300A
M  !5     0$    / $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P
M$P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X
M0DE-!"(      2Y-30 J    "  ' 1(  P    $  0   1H !0    $   !B
M 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(  @   !0
M  "0AVD !     $   "D    T  MQL   "<0 "W&P   )Q!!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C Y(# Q.C,X.C0Y   #H $
M P    '__P  H ( !     $   %:H , !     $   %O          8! P #
M     0 &   !&@ %     0   1X!&P %     0   28!*  #     0 "   "
M 0 $     0   2X" @ $     0              2     $   !(     3A"
M24T#_0      "           _^$!,$U- "H    (  <!$@ #     0     !
M&@ %     0   &(!&P %     0   &H!*  #     0 "   !,0 "    '@
M '(!,@ "    %    )"':0 $     0   *0   #0   #P     $   /
M 4%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@,#$Z
M,S@Z-#D   .@ 0 #     ?__  "@ @ $     0   5J@ P $     0   6\
M        !@$#  ,    !  8   $:  4    !   !'@$;  4    !   !)@$H
M  ,    !  (   (!  0    !   !+@("  0    !              /
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M 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !U &\# 1$  A$! Q$!_\0 'P
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M*?&4>^-,COL+_)L]!FW0'0'0'0'0'0'00/ZGN;('ITX"Y3YIGQVY@P+%)UK
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M?N+>J7LZ&X^@>XIZ!(9K*9WZH7B\HI#HVZ2O:D[4-A.]I4L;5VZ))=43OLT
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JU&<8N*]S'T0L-SJ(E3BMP[8OV%%.#+6NSML(BH)>7M)"JYD=JNXE(?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>81
<FILENAME>g679299g69m16.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g69m16.jpg
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M 0,# @<            !$2%1,4%A G&1@;%"H<'1X>+P_]H # ,!  (1 Q$
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CG;6Z5.Y_GD;CX22]Y*_H&B_ZA]=_],ZG\->OHO9%0_##_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>82
<FILENAME>g679299g69t29.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g69t29.jpg
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M @0%!0$    ! @,$$042(0 3,084(D%182,R!Q4S<19"4H&1)"6"H:*Q_]H
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M7F*1>I<& R:*64DVXS"&.'0B2';0W]>SU%^[4O5:R_%@(A\^XHVQ@K%3M;Z
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M2MJ9J4^:_P"@AJV=7=DB- C<D(&1$T!8,[(UU'*.4L5KCG6XZLF0V<NH4[B
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MI@2$-HFY7M',E#K20A&MZ#1C-;*VV)SH;)IV +87&95"G.Y3$KMN8YP0VSP
M,!UY/U8VO4URO7GO=JH8.[K]:&DXE2[7ET.GJ-KW%R3NE&AL'3L&%*\+0QWJ
M;^XEW8>?/>PWUUV2JT^FV*GIZVA]/;\ANXL]?FLS.T(9?(I'?- 8V4=E5Q59
MH,T(_'B6 !A/MK$@,EURN&=);+,R,9 JLH"S=MAC)(['=QG(P<G[?;\@[9M4
MNS:K6JU9ZL5>#U$=+MJ8#8DLPGTN=;""06(Q7D61L9".>('/Z:RQ6,#H'HOI
MM<ZA?4%3Y:1<:CRD9!O;A M%T=E<#OZ8PMN; C9&7%=L$M7[ZAIP5FE'LI%J
M8J[<(M:@'IHP2.-*X=@J;@F-V/)RI;(^7^P&TEL,!R .H7M>U&OJ-V&KIK6Z
MNFK ;2((Q8E6>I):[\,CVTV1H0L21BG8:S)%:6.1'B"-KZ/Z1O!74*;SJUD<
MI?CVP#CSK>R4*5P*&M"ZSS/TU>H%NT+)X[T(F#,X;7A4KG)@\=F36O9IJD42
MS B:"RMO"-L((C.5R/WI,V,$GP8Q@_4-X'5=/7[C:E4H66TV9;*:5-WZ1E58
MTU/3_4-Q8\233!F1]&@6*7<HL16>YV8B47J'I?0/1^B6KDA=(=5.L+;JVY3/
M9)RUKN[I[!6;95?1;;0!&+O<$RVO9EGYTI)B?IX\L&LQ8.&$IR];"N*B)7<Q
ME2J[BF[@L&!$O ^0"_M!R.3]3CK+#KE^_9TMJDM:O';ETTV"T<MR*:O9K:]*
M$A7W4,<&6H1L)X@9)6=-[/'&L;6&X!VASV:&T3FHUZ;6BXKM%N,(TQ4DJWN*
ML,TKK]1&VGS]AM?I\QM66J7$>,;L3YGL<F<X"CS\MBD,F<@#;A6Q])!GN+_9
M?B ?OG[=/-$U:75A99X8XO9]BE:"EB8]8B5VU6JI;]\%5GK1Q2@ NYF!_8.K
M%?+>GW1\.CH^'1T?#HZ/AT=:UR.G+4-!;# M*0D+C878SF(691.ID'DT8Q-(
M3M=@I5T@F9M38R]=AMA\R8GQF+.V/G#C!SC&#G/C'USGC&//5<JQ-%(LXC:%
MHW$RRA3$8BI$@D#_  ,97.\-\=N=W&>E&N%\X/:ZH9J1N(N:E683K.A8+H:(
MQKM?'J6P8[*PJ"QM9EBJ&L;1+X#FP<D&B7:,.,@@;.D&N(#M$ CME1D@C:0,
M>2/H,<9(\=+(UT">"*2)=(FJUP]B"2,4I((!5*+)/$RYCB%<K&'E0J(2$#,N
M%ZW#QGP^HV ZR65ARFL6JQ@"I&3]X744M@>K)<"QA*#FA\@S%H!+KL#H* 1/
M./OC876*+.,PX^=)C4[B4#,,$G:"1QQGR1X_]=6S2:/5G>Q8DTVM9L(L,D\S
M589YXSM"Q/*Y621"-@5&9E/QP/'6..%P1!))011.0I9:5N#?Y:6/!3%TE2D!
MD'W6W:2N1Z0[(=PYIA=@;)L&)L/)*/L.;IM)'G)^F/C\!M^6WX_$_P"K'T\C
MG\]1":+"325=+B-,I>-0+4C-4H5[=LP #L%"5V6"B[25VN,CJ)V[JOG$"=9T
MH]QR^V/JU-0UX-D4,*(^L]30=8M==I::QZN)F.AJ&E3SW8!FU<0GP!2UZ<PT
M71CO+"*7%GBR&)1B-N""I90Y"@YSD+\N3XQ]^LUG4M!1H[[RZ=:GKFE&D\3T
MYK-:#4[,%2*?NF0/#49K:22RAPA@+NHD)"MK8*SYE"EM%FU5<KQ1;]3*F6]8
MS3<XSR9RNJ5KN;A.UV V)P"4TD>W)V<98I@)P#)(%^N&>& 'XL\Q$,G";'5<
MGX=LX9B./J26.3C!XYSU6M?T\ALV!'IOL[M2J\TA-#^62QUK-N6*79NV-(9K
M4SO8*%&(C_4WICIR@I.<6ZOKREBFD6>JLHDK)42" A=5\^%07LTKK!?-!$2M
M*B5G[[,4I0VTF@1>VQ8,D4VV9,V (P& I7@C !''((^G!Y'V\CIJD-"U!&T<
M5.S6D$,D3(D,T#B)^Y \94-&PC?]2%ER$?Y(0>>OUHE'5<_0[HU9)[#8MU8;
M(X<M]@=W#ZQ6IV=87[IINL 5KL%',V)&\8Z]:O6K@]15BL$%8$&) *H48'/)
M))QDDG))P!]_MP.!P.NTJ<5&$PQ,[EYI[$LLNPRSV+,SSSS2&-(X]SR.V%CC
M2.- L<:)&BJ)E\EUKZ/AT='PZ.CX='1\.CI:]AH4W4.9W&A#L1U9-C4Y$&+.
M#V9*LD0$0&P!O5>A F[:MLI1=%MD4:%"[-4);%=J3!DG$ND)%WHR@X)'&>1]
M^1]0?!'U&1TOU6D=1T^W2618VL1%%9T,D>X$.JS1AE,M=RH2Q$&7NPM)'N7=
MD5F=^7;7>+(?>+,SIU>;W7H@A/1ZDDU96>KM^+$5+G=>NW-96#-96Y;"SZ.9
MR:D262P,*ZH'TK NE0PL-A6:M6M1A+,6)4;F^2C)!C*H&0GC)<HN3@#;\<'&
M3Y^;TY9N3O<L25()K=Y6U"M#W;%:;26K48+FGF22.N9Y+[Z;4-B=X(E]LHJF
M-Q&)9,2I^/VB=63#8K2CL[HGE7<^63MS51,NQ"^\IN+<[YT?+H9(5)J0KY?Q
M-(+>]=9<QNK8Z?L%T<"\_<;'%KD#E@3LD3./HPC5,_D)&-WW8DC@]0K>EI(H
MF6>S#9F;3-9TTS/$Q)2[%I-&@Y#%CNBT[2(5NX;$UF6:1 $D*C1'^+V;8?I2
M-ZP66$*X#7MBAM36ZWG>=:[Z'20Z4\4/>9Y#FJ+Q5$NRP!%>R/-)=D U95S5
M7]DAB?R\-?.\'!W;L$LQP64*04QM(/(SGQC*DC/5,GI)Y1J$,SQSI:6Y)#9E
MMW"T<UZHE2:*:AM-::(1]Q%F,VXPK6C:MW(!.6;;O/UKM5\L1PAE=KG.G=RY
M-?7-8W<.K7#=;GS/K'%[XNM\Z!LC"7<W;K:SS!O4M@:HV<JKD:]36=]$M:US
M&[";1%F)X"%D8KDMN9'C8-@@!" A7"DAL@MR.6%K0[-F[.RO!7H36],NRU^]
M-9%NWI^IZ3=2T8)84CT^2.OITM8QUI9HK;S16)A') 3(K>F>>[>AD0OT1-2L
M!\G<4MB7)7<!0JG.[[UJT[M#@XK6,B0'801SHNRV# :%KGD7[\1.X_KQK"X/
M$1@C:3W%(!R!S8,OGZ>?.#@C.#XZ7:AH=J P3PM5G<ZQ%/'#,K+%F?U/)K*[
MV 8H5641]U(Y&CG'?6*7;VVMYQNBL^>TR=.Z(63.'-UZ5?6L"3^QE&K8=+Z'
M9^@%)%$I< A1H:::R;+LMR 5DSXH<E[*I42,ME8=Z+M4@GDL[''@;V+8'WQG
M&>,^<#.!ZC2J<E&HT4S1F66WJ%V18=W9B?4+UB\T,18*SK$;!C[I2,S,K3&*
1(R&-6I\GTRZ/AT='PZ.O_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>83
<FILENAME>g679299g70a46.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g70a46.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ \P$2 P$1  (1 0,1 ?_$ -P  0 !!0$! 0$!
M       '!08("0H$ P(!"P$!  (" P$!              $"!08#! @'"1
M  <  @ #!0$-! 0)!1$  0(#! 4&!P ($1(3(105%@DQ(M87E[<8*#A8>&FI
MVD$R(R114B4*84)R,W4F-K8W<3579X>!8F,T986UQ49VITB(R-@9.1$  @$#
M @0# P8)" 8+      $"$0,$$@4A,1,&05$B<10'88&1L3(5H=%"4H*R(S4W
MP3-SLX2T%@CPX7*2)#3"TD-38X/$)45U-O_:  P# 0 "$0,1 #\ [^. . .
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M9U][G 'YIO5C]FCK_P#B:SK[W. /S3>K'[-'7_\ $UG7WN< ?FF]6/V:.O\
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M.W\-<S^EQ_ZZ!RO\TL\$#@$^]=^T.]]4;TTT7 M,LF>6)%1 7Z<4[]6 L;1
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M%9)PDDN@JFN@NF19%9$Y5$EDE"@=-5)0@F(HFH0P"4P"(" ^(< ^G ' ' '
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MAW2'RC@TJ-@=G-+L*ZRNP@X3A$T +! N!,76AUVEE,@TYWM=[L$5I*M$BFJ
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MB<D$I4XS&K6[6\P&^[*K::-'D3((%$OJ"H] WM$ \I3?V^SDQYD'33RX.?\
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M0?V.@]MJM5'<W7_B;BIS/8Q7%UX.=9JN$E3-%JRME)C.%&_D7.95(4C!Y3<
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M^^KL RI]FG0EU1>-$EYM8 32*K*NR)($0 S-X X X X X X!A)K<0\B;F_\
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M_P!@_P"C_0' +G*4I"@4I0*4H !2E  * !]@  >   < _O ' ' ' ' .?_\
MJ . ;@.IOZK'6C]W_&OR=5S@&0' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' '
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MHFX2TR4M,X\XRHW22JJQ?%>**UR3F' ' ' ' ' ' ' ' ' ' ' ' ' .?_\
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ML@NB<JJ*R*I0.FJDH03$434(8!*8!$! ?$.;,>K$U)*46G%K@SZ<$C@'/_\
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MZ^I682M5AS3XB76V5@^JT8>EX52W5E^+UF_Q2$A().*Y$+JLGATJZ@H]765
M]*_02^V34C6R]R.5S\ YJ=2HUC C%NV<7>FUO:.J%_C:Q-UZ,S>&65;URBX-
M-0WODU/V=Y,.9=)0AHB/*2,9@3MU=QV:I^O]B;0\CBQF80=VG*#UM@WU1D:M
M)P%5L\VML&^3+ DF9N=>NW;>[>[CH]9!BR9NH2G1:K7WIG[J]<@9T\ < < <
M < < < < \KYVDP9/'R_L19-7#M;^S_";)'64]O_ ""#P#6!8-'IS:;LB5BN
MM4C)N*@7NA6AC)V*)8OH2I"X>"\N$PT=O$W,95TEVJY3OURD:E%(X"IXE-X
M1%(V_KO<JY5KHVTW,5J[H$ZA6*+=X.^50T)=;0]<.V;2OUB:;2:L-:YYT\8K
M))M&QG#DZB!R%+XD, ":LP_TWIDG;&SX*+H$E.,(#58JWM()A+P/NN>7%'1H
MB\Z!+0Q6$&O8$+T_8NY,J!'S]ZFS5EC@FW;HJ>!8)J6N]ZYU]5RBK-66]O)X
M%K4:TRT@K64):Y#:UJ8LY1LJ+:ILV+,D27.H%)D$6WC!1;Q:21A.F=8JHL>F
M/P2J,9:MR:LS:9%"C+ 3/H9ZZA"1-%AA>QS]6LP18Z!82#J"45A&!"ED7#]P
M@@Q121623 Y3@82_4(Q:LUGJ_M5\9R4XXDDT&3=FR=%KJ;1BGHG9"G:!9D@D
M(VO1]GDF2UA>G409OY%VQ;?<G30*N4%N8S=_W=<_1_6B?*?C=_##<_[-_>[!
MS1<TD_/X]D?'2$L\;QT6Q=R3]T<$FS)@V6=NW"@_81%N@1154W@'V  \F,93
MDHP3<GX+BSL8F)EY^1#$P;5R]E3=(PA%RE)^2C%-M^Q&9.:=.[!- VE=%?C6
MHXXE4^ L!2<SZZ?CX^1TX'U6$2"A? 0_^,*A[2F(F;[,YB[)=N4GE/1'R7/\
M2_">ANS?\OF[;BH9W=UWW+$?'H0I*_)>4I<86J_^9+PE&+,]:;G].H##X=4H
M%C$)&*4KA=),57[T2_8=](KBH]>& ?:'J',!?L* ![.;%8QK&-'39BHK\+]K
MYL]2=N]J=O=J8ONFPXMK'@UZI)5G.GC.Y*LY_I-I>"2+QYSFQ'0E]&+2%)&A
MZ]E#M<1&KV2&NT.FH83&%G;&"T3+(M_$1\C=B]K""AB_<AZCT3!XB8WA:)!N
MOY8'/_\ U ' -P'4W]5CK1^[_C7Y.JYP#(#@#@#@#@'E%\R!Z6-%XU"1,U,^
M*P%PE[Z9D14C<[PK7S^N+4BZA2"IY?(!S 'CXB'  /F0O31H/&HR)6I7QF .
M$O?2LCJG;D>&:^?UP:G73,0%/+Y!.40\?$!X :/F3\BJK%XU>IH.G;%=1HX2
M<D1>L'"C1\S5.B<Y4W3-TD=)5,? Z:A1*8 $!#@'JX X X X X X X X X X
M X X!9.CN1:T6SJE-Y1-%JMO$/'V@\,1H8OW/M^[*N(?Z/;[?9P#0W?<?N=0
M[-:YV0S3%JU?W=AZB2-.4@$IFH4Y_K^N1-K1=5JI6J<F"B"+5]58MI'_ !60
M27:LV9"I^!@3!(0,:%^D5GV7KY'2>A5K2:1V8/NUCVF=-(.L4A:Y+Z)HCBLL
M)YT^K]-N^QP[; JQ%1D:B5E&S["_/HVM>(2*<F^7=NP,E^F&=]G\OG]RJ&US
M'QG*XZTNE,0?/CT%Q-2H2FI[;/3EH5?TZ+CK!()VO.9>CO)MQ:3+SSK0SVEP
MF8(E:+* &;$Q786>3].5CV[H0#P(L)13<I!]O^$Y2$BZ8>(?8!O ?[0'@5(:
MGL><)^=>NO0<D#Q,#!^)4U_^2B[(4J"@B/V <J8 'VF'D4+*7F:O?J:P,TSZ
M;;+&.(M\F_74S=)NT!LJHLZ4/K=#(0K0J13^]"<WL+Z?F\1^SF-W9-[?<257
MZ?UHGR_XT6KN1\--QLV(RG>F\91C%-R;>78HDEQ;?@EQ.>G-.HEPLX-I.[N#
M4V&4\BGP\4RKV5RD/M\HM#_Y>($Y?9XN!,J0?[R',%B[+?NTGD>BWY?E?1X?
M/]!YX[-^ 7<.]*&;W+)[=MSH]%*Y$EY:'Z;5?.Y647SMF?U#RZCYLS%K4X)L
MQ643*F[E%?%U,/@#P$?>Y)?S.#)B</,"11(B4P_<D+S8\?$Q\6-+,4GXOQ?M
M?^B/5?:_9/;/9V/T=AQ86KC5)7'ZKL_]JY*LFJ\=*I!/[,42!SLFUC@#@&VO
MZ.,THR[)7>%,J<K:;QV;4!$H&$JDA%6ZEK-3G\! I029.'0 (@/M-X?V\F/,
M@Z5N7!S_ /\ 4 < W =3?U6.M'[O^-?DZKG ,@. . :A?JPP_9G/8[K_ -R.
MG.9W#9]XZ[6#5J(MDE-;JR+Z^YMV/RR:HIBNH0IP:R;.A[K#Y_:7)URF3:1<
M(^4'P(*GB!A[&(?4/ZD=@NDG5/"JWV!M/7#%6/4?)-JLSRIT6_8OMU:NK*5B
M^QV]R5O<X*YU:H7&HVYR60>&/IS-15XX]Y-6_A::[E<"&(VV?5HK.;81K]]J
M6_7[L%I?T^LY;:QIE*ZS=;*AL77K7[MV,P)A=JO%.!ZH:S-.H6G4:/F[#-4@
M:Y9#R;M=Z[:Q[,&\<>& AN.L?U?%]4QCL-)9]VA@^T$IU:2PARZA>N&8R6>:
MA;*']3C98*J5?L_*2N>?+^2TVX]5TV]PEYNK(5  ]Z2>L7;--5E$R $O9^3Z
MN.*=A8VA8]2[!G/7.]]^^ZFBOGLUF3^T05_7UCZF^Y3TR38?AV"ZO<J9D\SU
MNG(.=J=BC[!GS,5I-T\<24BDV3CC@91_41[,=[:CWR@\&ZDVO9' DZL8UJ]0
MRG.,1R'1,^N.J6/MI)9Y8R=A[]=*)8KMF&-O,BC9 7TG&2L"5DK'D61?HO/3
M92H&-6D=M_JWT>[=R]6>1^W9=U_QG-=O[&P<%N.=X.O5(M3JYVRQQR/7:DZ<
MQZZY,QE8'M+U*?VPL4X<SUODD'"K%2/M'O\ &R1E -\716T;=H/5S,M4["R#
MI72ME1L.S&K+J&@(%3+Z-JUGF+UE..'8P$3%@J^R7+IR'@'SEZ=](NY)@X6<
M.W!U//P#+G@#@#@#@#@#@#@#@#@%CZ4@+FB69, $?+&G7]@^'L:JI.A'V_V
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MSID.N>&D_3*58I0,*9BD5*!C$\IH:J#0-9*Y-U">E:S9(YQ$SD*\48R4>Z
M5;N$O#Q#S$,9-5)0A@.FH0QDU4S%.01*8!&A)1. >^*BY&<E(V%B&;B1EIA^
MSBXN/:IBJZ?2,@X3:,F;9(OW2CATY6*0A0]HF, < [-^L.,->O\ A6=Y8EZ"
MDA7X1-:R.V_@9-]:Y=525LCI-7P RS?XN\530$WW0-DTR_V<NN!!/?)!S_\
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M2RL_66[^#OTY3FL?59^EJ2D[?R5UF\HC"L5VPS<,N9W:O3C6BQRKE.4$U3D
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M.+ JUC;2>UJP-(H+.?H2;^(4A',I'G?V5E*PBL\1%PB]B3HC'DC@,R> . .
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MFFPA(N/B&2:+..CTDVD:T19MB),(=E&Q+%,J*)0*BU;H-T@^Y33(0"E "J<
M< < < < < H<]7(6S,Q8S3!%XB'F%(Y@$J[<Y@\/4;.""55!3_DB #]@@(>S
M@&/-BP5^B91>LR:3Q'Q$Q6,F(-W10_L(1VF06RYO^$Q40X!$LE1+C$F,5]7)
M4@%\1,J@U.];AY0\1\73'WAM]@>/]_[ X!;IF+THB4S-T4Q1$IBF;J@)1 ?
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>84
<FILENAME>g679299g71n24.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g71n24.jpg
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M P # 0$! 0         %!@,$!P$""  1%1;_Q  5 0$!
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+BZML8>5-"OPD_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>85
<FILENAME>g679299g73y22.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g73y22.jpg
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M(" @(" @(" @(" @(" @(" @(" @( H\/WAP86-K970@96YD/2)W(C\^_]L
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M@<$BD146%R,R5B0F-D)&8634)5)38G%REH+_Q  9 0$  P$!
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MD#U^![=:U\,OBOQ*M#/6/M7O9;PL)R6L(]4A0+&V*2-06".(JLCK6Y!*B/\
M/Y7RJV78Q4<P9E76%O H[.*E8?YET5=5MLB*J>??/7 U4Z\TP#0"@_7Z??0T
ML\>GD3T,PT : - 54^U$&)U5X?\ SV.(*;N%<4C!HG*>]6=9!,!_?MUM97G:
MSMSP1_'JUW9]'?&L_3Y7DTL\>GDE7B0ZO&L2!-OI<6%'BUL()2R#!CC$./!
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M(MI\)]Z7=,=>"D'Q\0.266RFV]/EAI$F[+F]*#]&15(ULJ#*+.8BA/(5%&K
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MYO4YD<D:.K0,]2SLX;-4595>+Z[7 Z84H:)57"_+BI.O:A#@LCU1>W*\JO\
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MYXYX_H?;GUUZ$WF]6=#\+V1\W]1<(_D[%?\ YZH_V>DWF]60'ZBX1_)N*_\
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<NVX%-O[E[,RM/MAU[Q%_(_7Z??7(5L\>GD__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>86
<FILENAME>g679299g74l45.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g74l45.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ D &T P$1  (1 0,1 ?_$ +P  0 " P # 0$
M       '" 4&"0,$"@(! 0$  00# 0               0($!08#!P@)$
M!@(! 00( @<$!@8+   " P0%!@<  0@1$A-6&"$4%:;6UY@)%G<Q02(7-[C9
M,B,VMU%ALS2V"C,D=+5VEX%"4G*20U,E5957$0 " @$# P($ P0* @,
M 0(#$1($!2$Q!D$342(4!V%Q,I&AP33P@;'10K(C<Q4(X3/Q@A;_V@ , P$
M A$#$0 _ /LJJ6I6"RF"6RZ72V[U;VKN_DBTB$T\D>0L5:DS5%>0MGQ2.MC9
M'8I9[)'6AO:(ZR)4A)*1*26$LG7H[77>P)/\M5=>([_^K#E-\Y, >6JNO$=_
M_5ARF^<F /+577B._P#ZL.4WSDP!Y:JZ\1W_ /5ARF^<F /+577B._\ ZL.4
MWSDP!Y:JZ\1W_P#5ARF^<F /+577B.__ *L.4WSDP!Y:JZ\1W_\ 5ARF^<F
M/+577B.__JPY3?.3 'EJKKQ'?_U8<IOG)@#RU5UXCO\ ^K#E-\Y, >6JNO$=
M_P#U8<IOG)@#RU5UXCO_ .K#E-\Y, >6JNO$=_\ U8<IOG)@#RU5UXCO_P"K
M#E-\Y, >6JNO$=__ %8<IOG)@#RU5UXCO_ZL.4WSDP!Y:JZ\1W_]6'*;YR8
M\M5=>([_ /JPY3?.3 'EJKKQ'?\ ]6'*;YR8 \M5=>([_P#JPY3?.3 'EJKK
MQ'?_ -6'*;YR8 \M5=>([_\ JPY3?.3 'EJKKQ'?_P!6'*;YR8 \M5=>([_^
MK#E-\Y, >6JNO$=__5ARF^<F /+577B._P#ZL.4WSDP!Y:JZ\1W_ /5ARF^<
MF /+577B._\ ZL.4WSDP!Y:JZ\1W_P#5ARF^<F /+577B.__ *L.4WSDP!Y:
MJZ\1W_\ 5ARF^<F /+577B.__JPY3?.3 'EJKKQ'?_U8<IOG)@#RU5UXCO\
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M9&PW-^[V<-SN:)[:Z:;=<W%SBLO&IPE*.6L-I2>,XSE&Z967@P!@# & , 8
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M">$OVVZV%CW+XS=QL4Z/>L]E>[8K;)0AJQ"4IK5F.%'5)145.6;CY=&W# &
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MH7/CG<D"JA1Q A+&_*G!,FU92BRI#8K;(%0D>BSBJM4"++)]?!V0.R& , 8
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M-,S')(]'F^U)\PDMNS-1Y+;YD,BB=4W'G&F=N'$KMA3G+E!6 6MP!@# & ,
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M*3* C[ S.T:DC;6ZJDY/9!O^\, $OM= ]KKO6M@:S^\N.?\ XVP/_*:U/@W
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M@*5RU+6EMD21Z:"W5MLA'7?JS _'MK*<[MKF)R3."10>B0GB3'A+.3$*-#*
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MA@@+"DK2;H(:SH7EJKAR:AJV!GC+D8U)7E@C(VAX'LI 5M.246H&'N@]H>L
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M2KVMD7)R%A#<K2'@5(G)66:$PG;FD4% -(UKKM.8'0^O>ZUV +%X P!@# &
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M-]ALAU<=IAD$5E)*QG C2H$<;9F].W%F$("UJQR)3@75P"/X;_B.V?S ;?\
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M:^L#ZVKF9[9'E"E<VAY:'-*:B<FIU;5I1Z)Q;7%$>,D\@X RCBAB ,.P[WK
M-9(K*MDM@+K82U[!TUIND?(B;G99$382; <8LE4%JTT:73(M &1*X^G5% -
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M)B7O2!F<UCPC1)TT3BT:+*VXKF9A.4'&BCPCA?\ 50!!HW0=;%V=BV!NV ,
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5S_97M7V/Z[^QZQW'=?K[79]. ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>87
<FILENAME>g679299g78s84.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g78s84.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ Y@#* P$1  (1 0,1 ?_$ -$   (" P$!  ,
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M,Y2CDV'-8MB$)VXTE*%M3=F<>7QFFT/9LEO?6U/E1[@L>P[?;&]L;.TKLS9
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M<9#C[K;*%D%OMBBL)4XI*5/$DO(;;3C[Y:U83C&<YQC@'Q D8^5$9D(LX.2
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M?6"UZO#O\E/C2\M<)V,$@(.5><BLQ[@;K[BL8=4:VOQ'X \' #@!P X < .
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M>RK"V0U?=QS/>=O3ISM_^%_(5J]^>GY;6KJM1S;ER+='*-B_RQ\KYK<6TO\
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M;:2U5R[]$ZMIZ/Z+Z/W&4USJ*)---8@J_FP[!M;HTI>;7(& X)D"9"3:%%8
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M!2B40@3,4 Y7 #@"_P#4[[+/6K]0.G?V>5W@# < 7>V?:IT;^H_LK_MGUAX
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M>I-1@:[ 'MRD# 0U;AHN%A)-IQUYJ1B(L$)@&-/;>?6M+S+:',*6K.,^.<\
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M5!(GCY2N%PEE#D'R:BS(#!Y?CCV&#GV7G1WFVU-J XM_N2_S:/\ _LIU _\
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M60K>!),ZRVE)P=@A)"4J4&*JI6"*I9T'<I54Q>HD54=%$&2+;YJ4+82I+F$
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M&<)SG@&WV1V>TMJ6<77KU9)V/.&S&)E"HC76R[? 5UR9'*+B&+9:J=3Y^L5
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M1V38KK]>IL5=)N#%@).L"OOE$2M@Q)#K'>:,'/&! ='4C<KU%V-UPG]'G7-
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M&7BS14KF0E\F6&668#%1M@GH?U)8*AUIB.KD885',+?BH<92QF,Y]) &?/\
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M#/QGV?MO=^[]JSZ'Q/T?PWN/9>GY/5^^]+R^'WOAP#8\ . ' #@!P X < .
1' #@!P X < . ' #@!P#_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>88
<FILENAME>g679299g85z05.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g85z05.jpg
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MQ  C$  " @,! 0 " @,        %!@0' @,( 0 )%!(3%187_\0 %@$! 0$
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;S-NR5+F2MFV3)D[,]^[9GMSRR](YVFG^(O_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>89
<FILENAME>g679299g86i72.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g86i72.jpg
M_]C_X0C(17AI9@  34T *@    @ # $   ,    ! (X   $!  ,    ! "8
M  $"  ,    #    G@$&  ,    !  (   $2  ,    !  $   $5  ,    !
M  ,   $:  4    !    I $;  4    !    K $H  ,    !  ,   $Q  (
M   >    M $R  (    4    TH=I  0    !    Z    2  "  (  @ .:V@
M   G$  YK:   "<0061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q
M.3HP,CHQ." R,SHQ-CHT,      $D   !P    0P,C(QH $  P    '__P
MH ( !     $   ".H , !     $    F          8! P #     0 &   !
M&@ %     0   6X!&P %     0   78!*  #     0 "   " 0 $     0
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M_\0!/P   04! 0$! 0$          P ! @0%!@<("0H+ 0 !!0$! 0$! 0
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M=%!R;V]F4V5T=7!/8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '
M  IP<F]O9E-E='5P     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8
M   )<')O;V9#35E+ #A"24T$.P     "+0   !     !       2<')I;G1/
M=71P=71/<'1I;VYS    %P    !#<'1N8F]O;       0VQB<F)O;VP
M %)G<TUB;V]L      !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B
M;V]L      !.9W1V8F]O;       16UL1&)O;VP      $EN=')B;V]L
M  !"8VMG3V)J8P    $       !21T)#     P    !29" @9&]U8D!OX
M         $=R;B!D;W5B0&_@            0FP@(&1O=6) ;^
M  !"<F1456YT1B-2;'0               !";&0@56YT1B-2;'0
M      !2<VQT56YT1B-2;'1 \."*/         IV96-T;W)$871A8F]O; $
M    4&=0<V5N=6T     4&=0<P    !09U!#     $QE9G15;G1&(U)L=
M             %1O<"!5;G1&(U)L=                %-C;"!5;G1&(U!R
M8T!9            $&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C
M=$)O='1O;6QO;F<         #&-R;W!296-T3&5F=&QO;F<         #6-R
M;W!296-T4FEG:'1L;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"
M24T#[0      $ / 'K@  @ " \ >N  "  (X0DE-!"8       X
M    /X   #A"24T$#0      !    !XX0DE-!!D       0    >.$))30/S
M       )           ! #A"24TG$       "@ !          (X0DE- _4
M     $@ +V9F  $ ;&9F  8       $ +V9F  $ H9F:  8       $ ,@
M  $ 6@    8       $ -0    $ +0    8       $X0DE- _@      '
M /____________________________\#Z     #_____________________
M________ ^@     _____________________________P/H     /______
M______________________\#Z   .$))300(       0     0   D    )
M     #A"24T$'@      !      X0DE-!!H      T$    &
M   F    C@    8 9P X #8 :0 W #(    !
M  $              (X    F                      $
M            $     $       !N=6QL     @    9B;W5N9'-/8FIC
M 0       %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M        0G1O;6QO;F<    F     %)G:'1L;VYG    C@    9S;&EC97-6
M;$QS     4]B:F,    !       %<VQI8V4    2    !W-L:6-E241L;VYG
M          =G<F]U<$E$;&]N9P         &;W)I9VEN96YU;0    Q%4VQI
M8V5/<FEG:6X    -875T;T=E;F5R871E9     !4>7!E96YU;0    I%4VQI
M8V54>7!E     $EM9R     &8F]U;F1S3V)J8P    $       !28W0Q
M!     !4;W @;&]N9P          3&5F=&QO;F<          $)T;VUL;VYG
M    )@    !29VAT;&]N9P   (X    #=7)L5$585     $       !N=6QL
M5$585     $       !-<V=E5$585     $       9A;'1486=415A4
M 0      #F-E;&Q497AT27-(5$U,8F]O; $    (8V5L;%1E>'1415A4
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M971L;VYG       X0DE-!"@       P    "/_         X0DE-!!$
M  $! #A"24T$%       !     ,X0DE-! P     !UX    !    C@   "8
M  &L   _B   !T( &  !_]C_[0 ,061O8F5?0TT  O_N  Y!9&]B90!D@
M  '_VP"$  P(" @)" P)"0P1"PH+$14/# P/%1@3$Q43$Q@1# P,# P,$0P,
M# P,# P,# P,# P,# P,# P,# P,# P,# P!#0L+#0X-$ X.$!0.#@X4% X.
M#@X4$0P,# P,$1$,# P,# P1# P,# P,# P,# P,# P,# P,# P,# P,# P,
M#/_  !$( "8 C@,!(@ "$0$#$0'_W0 $  G_Q $_   !!0$! 0$! 0
M   #  $"! 4&!P@)"@L!  $% 0$! 0$!          $  @,$!08'" D*"Q
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MSO\ MQ9WV?ZRCC/PW?UL2P?]3G+4224X>1D_6'&MHIMRNG^IE/-=#?1O!<X
MV.^C?;]%C%#-RNN8=7J9_4NG8%7^D-5A/]@6Y-;7+-SLCJO4_KD['Z4&!G2Z
M#4_+M&YE-M^UUMK&?X6_T6^C75_QF];V!]7NGXEGVFP',SC]/,R3ZEI/\@N]
MM+/^#I]-%+S]'4>FYV=3BY/7>H779#MM#::WXE3_ .JZFFNQS?Y?KKL6,#&-
M8"2&@ %Q+CII[G.]SE4Q^D85&==U':ZW,OT-UAW.:SM13_HJ?Y#%=205)))(
M*4DDA9.3CXE#\C)L;336)?8\P $E+9F9CX6.[)R7;*V?,DG1K&-'N?8]WM8Q
MJP\#(ZYF?6(ONL]'!IH)MPF@'8^R/L]>1=^?E.K_ $]K&?T?]%_I=Z!BCJG7
MLP]2L8["P*B?L%EL;@R/=F58[O\ M3=^9?D_T:G^:IM]2Q;N&>FXN'6<:VL8
MUA]EN\.%CGGZ?K.<?6MM=^?N]Z*6XDDD@A__T.CZ9A?6+H-#L2K&HZI2ZQ]I
MO;::;WNL<7N?>RUCZGV?F_SRT!U;JH_G.BY(_J6XSO\ W:8M5)!9;FCJ^4>>
MDYK?C]G/_4Y;D'.N=U"AV-D]#R,FE_+;3C!OQURM[7?RFM6PDBIY"MWUNZ(+
M7XN$<WIC!-6)=>'Y-8 ]S:[FA_JUM_,J_36*QE=;ZN>AV=9IR\*O&%9=7Z=5
MESG//LKHE]N-MM=;^B]U*Z=8-WU1Q7]:KZC7<ZO%]09%^ /YJS(:/T63MG:U
M[?IO]GZ1)-N1]1L+)JRLZGJUU]?56W?:K<7?M8\6M:6Y/Z*/7]^]EC=_HU_Z
M-=JJ/4^C8?4MEEA?3DTSZ.50XUW,GG98W\QW^C?^C5-F)]:L3VTYN-U"OL,J
MMU-@'_'XN]CO_8=)6Z#ZR4?7*[(K;T"^C'Q@T%[GQO+Y//J5VM]/;M^@IV9G
MUOQ.FBQ^!BYF34T"P57O#K#PY[*3C,8W][9ZZLC,^L@T=TS')\6Y9C_I8@<K
MV(_,LJW9E+*+)T978;1'F]U5'N_LI*<+]H_7:_IY?3TG'QLJ):+K]Q/]6EC1
MM=_QN2KO1J/K$WI]SNIY+'9UTFAI8TLITAK7^AZ?J^_WO_2?]=6ND@BW HZ9
M];][C?UNK:>&LQ&&/ZI+V?\ 3]15>H?4R[,K%V3FOZEFLLKL8,H[,<-:X/LJ
M;CXXV5^LSV.=M>NI223;EV]-S>HXE^)U6ZL49#-AJQ6N8X"0?Z18]^_C;_,U
M+-O^H72_2QOL-MN+DX3Q9CWO<;PTM._;]GR'&C9O]_L8Q=,DDBW%_9/UA@3U
MU\]_U6C_ ,BLZP_61O7*ND4]9]8OI??E6'&J!I:"UM!;M]KGWO\ 9L?_ (/]
M(NDSLVC P[LW)=MIQV%[SY#L/Y3OS5SV-B]6QNA9G66LGK6<]F;94>176YEE
M> /SOZ&QU/\ QEB*7__1](27S$D@L?IU)?,222GZ=27S$DDI^G4E\Q))*?IU
M)?,222GZ=27S$DDI^G4E\Q))*?IU)?,222GW[ZS?I,G!JSOT/166MMR[CJU]
MH<&8>(]K-SV5>M^ENMM9]G^A^E6^OF)))3__V3A"24T$(0      50    $!
M    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !, 00!D &\
M8@!E "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))300&
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:6VF%F,6;DB@'H/Q'[:8 &?EU;S[UTBZ__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>90
<FILENAME>g679299g86k94.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g86k94.jpg
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M 0 !! ,! 0     % @,$!@<!"  4$1(3%0DA(B5"_\0 %@$! 0$
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M+;06UU^_P)(^T!=5,=X4MH&? _M8-<-CRM1KQ)_SEXY=&Z49E 3T#O=?@_\
M(^PUC%==((5_TOMMM$;0<K*/-J_^(KM8PRD)1'YS]J9K1"3_ +<F.=^(?OP'
MP'P'P'P0_=!4#VA8[5EKZGY/EBADBM8T\B-G/PT;GJ0IV2.(9D**0EMO]SK(
MB[7)&CD!<A/+-J@Z%FKLY(RAZK5SY<.?C>'723QQ>_$#<(IG5YE\3L&7)@!;
MW'D-,PG[-!<3(CUC60L%KB65U'3X0^09@.CE2QX*Q,6G/I4YRQTBP1XI-^^G
MZ=_P3+N-CC91><VW:PBS9#/ZG6=)SN^$ZX#+60A1A6C$LVL,#0"@0##)')=/
M$%<NB@;3+$#9[U=CVJ);C*(-.KUI-"B\-SO=T5S/\B_DDAZH&.X1>WO2ILS@
MYX%>@OED$4WDF5LX71*M(Q*H%YU CEZO5"PN)9-Y(S)=[L=/!5(8562NA@,.
M("I2B_S-+Q2^=N>/+M;-;WGZIZ3^1?=AV<7"K6E:X0"=:H \M%L#&49E3X<R
M)GV:2[$/_P#+L5AA2S-NO%T*B>R0K%WO]C 5PJ>JX($<(F9X;W]*0^ ^ ^ ^
M"4=PNMBN]N@^7\F/3P-VM %FRZWH0)WB".(8S.F2Q?3 V6G]R1^J:?,@%ZGC
MJ)'.?UCPRYZ<N.5BYFY7+$6EJ].,_GXH>E4NJYS4:W0Z.#@UJGU */KU; C&
M^M010<7&;BPH;'%J6ZOC;+:?Y'WW'9,AWJY$EYZ0ZXZLC2M3Q:HZP@/.)2[)
M4[I5NS'*7IE -O5?0:<[/_'[.:%&F6Y$4D#).0X#IVE6H;8J%:%CAO+35C34
M"(VR*[W_ *2\FC>XJNVF+3_06%:2-86I$=>TX'8A%ZD,?]]0X:N>0ZO4J1.E
M_K_&E7]-BE:C=_1:TL\_<EM!;:=[?7ECY&<^Y+ZSP;</1F0XP#=XEH@_Y[Q<
M@;TIYM25<=<!WW<+C=:+7N]2K]B43L-M4A*N<D,D(RD\:Z+:5GG;M[/C%\0S
M[!*@[4,_@$$H)F)]IMMGL9@A:+SH5U,)CI.7G0;@:?E&[9;3/(L5J45)RG/Q
MA\,<$%,#@(D2+@D-SX#X#X#X#X.>7^+23(MOBG'-JLKSAK5?08%G7MDO$Y77
M3=\T$YS@V2;*._Z9CQX(80'KM= "V8%;J58#!ZO5A >OB1XV,:_ZQIE%*.AO
1QD? ? ? ? ? ? ? ? ?!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>91
<FILENAME>g679299g86q46.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g86q46.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1S04&AO=&]S:&]P(#,N,  X0DE-! 0
M     !H< 5H  QLE1QP"   "   < @4 !F<X-7<S.3A"24T$)0      $![>
MHZVJ0*\'+KH",G4#V>PX0DE-!#H      2$    0     0      "W!R:6YT
M3W5T<'5T    !0    !0<W138F]O; $     26YT965N=6T     26YT90
M  !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT97).86UE
M5$585    !\ 7 !< #$ ,  N #$ .  W "X ,0 S #$ +@ R #4 7 !) $X
M0P!( %  3P!0 %( 3@ P #< .0!% %@       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q B?            IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 ! \     !  $X0DE-!"8       X             /X   #A"24T$
M#0      !    !XX0DE-!!D       0    >.$))30/S       )
M   ! #A"24TG$       "@ !          $X0DE- _0      !( -0    $
M+0    8       $X0DE- _<      !P  /__________________________
M__\#Z   .$))300(       0     0   D    )      #A"24T$'@
M!      X0DE-!!H      S4    &              -W   #00         !
M                          $              T$   -W
M          $                         $     $       !N=6QL
M @    9B;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
M          !,969T;&]N9P          0G1O;6QO;F<   -W     %)G:'1L
M;VYG   #00    9S;&EC97-6;$QS     4]B:F,    !       %<VQI8V4
M   2    !W-L:6-E241L;VYG          =G<F]U<$E$;&]N9P         &
M;W)I9VEN96YU;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R871E9
M  !4>7!E96YU;0    I%4VQI8V54>7!E     $EM9R     &8F]U;F1S3V)J
M8P    $       !28W0Q    !     !4;W @;&]N9P          3&5F=&QO
M;F<          $)T;VUL;VYG   #=P    !29VAT;&]N9P   T$    #=7)L
M5$585     $       !N=6QL5$585     $       !-<V=E5$585     $
M      9A;'1486=415A4     0      #F-E;&Q497AT27-(5$U,8F]O; $
M   (8V5L;%1E>'1415A4     0      "6AO<GI!;&EG;F5N=6T    /15-L
M:6-E2&]R>D%L:6=N    !V1E9F%U;'0    )=F5R=$%L:6=N96YU;0    ]%
M4VQI8V5697)T06QI9VX    '9&5F875L=     MB9T-O;&]R5'EP965N=6T
M   115-L:6-E0D=#;VQO<E1Y<&4     3F]N90    ET;W!/=71S971L;VYG
M          IL969T3W5T<V5T;&]N9P         ,8F]T=&]M3W5T<V5T;&]N
M9P         +<FEG:'1/=71S971L;VYG       X0DE-!"@       P    "
M/_         X0DE-!!$       $! #A"24T$%       !     4X0DE-! P
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MQ $_   !!0$! 0$! 0         #  $"! 4&!P@)"@L!  $% 0$! 0$!
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M_]/T=))))2EP7UG?'7<VTF=CF-']BNKVC^T]=ZN!^M#?\N9;#P7M>/FRI_\
M!)3DN>VNLE[@TO&I\&C5_P#Y!!H9;=8ZYP+1  ;W;7/_ %5J!G.=8XQ(:TZQ
MJ=%N=&Z:,S$^V,EI:W:0#^=S97;^^WZ+V)*>HZ QM&,*Q_6^];K/</@L+"):
MUL=@/R!:U5WLDF .924V7.:-"=>P4*_<'$:>2$&V6,+VG:XZUR/^D4$=0^R@
M_;0&D_GMDM(_D_RDE)<4C<]I.LF#V1;& >Z!*S*,S(OMEE7IX^Z6O<?=']7^
M4KSKB 6S)24Y?5[8HM)YVD+@.K._71>=(:&O^$_]]]CUVG7;2ZHM'),%<O\
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MJLDL#G?2.KNYDIGNB//A2/X(5IAS/C_!)3*=4E&=4DE/_]D .$))300A
M  !5     0$    / $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P
M$P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X
M0DE-!"(      2Y-30 J    "  ' 1(  P    $  0   1H !0    $   !B
M 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(  @   !0
M  "0AVD !     $   "D    T !^I>   "<0 'ZEX   )Q!!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C Y(# V.C,P.C,Q   #H $
M P    '__P  H ( !     $   -!H , !     $   -W          8! P #
M     0 &   !&@ %     0   1X!&P %     0   28!*  #     0 "   "
M 0 $     0   2X" @ $     0              2     $   !(     3A"
M24T#_0      "           _^$!,$U- "H    (  <!$@ #     0     !
M&@ %     0   &(!&P %     0   &H!*  #     0 "   !,0 "    '@
M '(!,@ "    %    )"':0 $     0   *0   #0   #P     $   /
M 4%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,#D@,#8Z
M,S Z,S$   .@ 0 #     ?__  "@ @ $     0   T&@ P $     0   W<
M        !@$#  ,    !  8   $:  4    !   !'@$;  4    !   !)@$H
M  ,    !  (   (!  0    !   !+@("  0    !              /
M 0   \     !_^'&)&AT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\ /#]X
M<&%C:V5T(&)E9VEN/2+ON[\B(&ED/2)7-4TP37!#96AI2'IR95-Z3E1C>FMC
M.60B/SX\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM
M<'1K/2)!9&]B92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O
M,#(O,#8M,30Z-38Z,C<@(" @(" @("(^"B @(#QR9&8Z4D1&('AM;&YS.G)D
M9CTB:'1T<#HO+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS
M(R(^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @
M(" @(" @('AM;&YS.F1C/2)H='1P.B\O<'5R;"YO<F<O9&,O96QE;65N=',O
M,2XQ+R(^"B @(" @(" @(#QD8SIF;W)M870^:6UA9V4O97!S9CPO9&,Z9F]R
M;6%T/@H@(" @(" @(" \9&,Z=&ET;&4^"B @(" @(" @(" @(#QR9&8Z06QT
M/@H@(" @(" @(" @(" @(" \<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B
M/F<X-7<S.3PO<F1F.FQI/@H@(" @(" @(" @(" \+W)D9CI!;'0^"B @(" @
M(" @(#PO9&,Z=&ET;&4^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @
M(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X
M;6QN<SIX;7 ](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\B/@H@(" @
M(" @(" \>&UP.DUE=&%D871A1&%T93XR,#$X+3 S+3 Y5# V.C,P.C,Q*S U
M.C,P/"]X;7 Z365T861A=&%$871E/@H@(" @(" @(" \>&UP.DUO9&EF>41A
M=&4^,C Q."TP,RTP.50P-CHS,#HS,2LP-3HS,#PO>&UP.DUO9&EF>41A=&4^
M"B @(" @(" @(#QX;7 Z0W)E871E1&%T93XR,#$X+3 S+3 Y5# V.C(S.C0W
M*S U.C,P/"]X;7 Z0W)E871E1&%T93X*(" @(" @(" @/'AM<#I#<F5A=&]R
M5&]O;#Y!9&]B92!);&QU<W1R871O<B!#4S8@*%=I;F1O=W,I/"]X;7 Z0W)E
M871O<E1O;VP^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F
M.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SIX
M;7!-33TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+VUM+R(*(" @(" @
M(" @(" @>&UL;G,Z<W12968](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N
M,"]S5'EP92]297-O=7)C95)E9B,B"B @(" @(" @(" @('AM;&YS.G-T179T
M/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O<U1Y<&4O4F5S;W5R8V5%
M=F5N=",B/@H@(" @(" @(" \>&UP34TZ26YS=&%N8V5)1#YX;7 N:6ED.C<W
M1C9&,30S,S4R,T4X,3$Y-S8W0S(Y1#DT03<R,#(U/"]X;7!-33I);G-T86YC
M94E$/@H@(" @(" @(" \>&UP34TZ1&]C=6UE;G1)1#YX;7 N9&ED.C4V,#)%
M-D%",D0R,T4X,3$Y-S8W0S(Y1#DT03<R,#(U/"]X;7!-33I$;V-U;65N=$E$
M/@H@(" @(" @(" \>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/G5U:60Z-40R
M,#@Y,C0Y,T)&1$(Q,3DQ-$$X-3DP1#,Q-3 X0S@\+WAM<$U-.D]R:6=I;F%L
M1&]C=6UE;G1)1#X*(" @(" @(" @/'AM<$U-.E)E;F1I=&EO;D-L87-S/F1E
M9F%U;'0\+WAM<$U-.E)E;F1I=&EO;D-L87-S/@H@(" @(" @(" \>&UP34TZ
M1&5R:79E9$9R;VT@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @
M(" @(" \<W12968Z:6YS=&%N8V5)1#YX;7 N:6ED.C<V1C9&,30S,S4R,T4X
M,3$Y-S8W0S(Y1#DT03<R,#(U/"]S=%)E9CII;G-T86YC94E$/@H@(" @(" @
M(" @(" \<W12968Z9&]C=6UE;G1)1#YX;7 N9&ED.C4V,#)%-D%",D0R,T4X
M,3$Y-S8W0S(Y1#DT03<R,#(U/"]S=%)E9CID;V-U;65N=$E$/@H@(" @(" @
M(" @(" \<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/G5U:60Z-40R,#@Y,C0Y
M,T)&1$(Q,3DQ-$$X-3DP1#,Q-3 X0S@\+W-T4F5F.F]R:6=I;F%L1&]C=6UE
M;G1)1#X*(" @(" @(" @(" @/'-T4F5F.G)E;F1I=&EO;D-L87-S/F1E9F%U
M;'0\+W-T4F5F.G)E;F1I=&EO;D-L87-S/@H@(" @(" @(" \+WAM<$U-.D1E
M<FEV961&<F]M/@H@(" @(" @(" \>&UP34TZ2&ES=&]R>3X*(" @(" @(" @
M(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T
M:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#II;G-T86YC94E$/GAM<"YI:60Z-44Y,S$Q-#<X-49!138Q,3E#03,X
M.31!,T,Q0D0P-S4\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#IW:&5N/C(P,3<M,#(M,C14,3<Z,#@Z,#4K,#4Z,S \+W-T
M179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G
M96YT/D%D;V)E($EL;'5S=')A=&]R($-3-B H5VEN9&]W<RD\+W-T179T.G-O
M9G1W87)E06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D
M/B\\+W-T179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@
M(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E
M(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO<W1%
M=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)
M1#YX;7 N:6ED.C<W,CDY,4-!,#4R,T4X,3%"-$$V1C0U-S(Y-D%!,S0P/"]S
M=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z=VAE
M;CXR,#$X+3 S+3 Y5# V.C(S.C0W*S U.C,P/"]S=$5V=#IW:&5N/@H@(" @
M(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!9&]B92!);&QU
M<W1R871O<B!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N
M9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IA8W1I;VX^8V]N=F5R=&5D/"]S=$5V=#IA8W1I;VX^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP87)A;65T97)S/F9R;VT@87!P
M;&EC871I;VXO<&]S='-C<FEP="!T;R!A<'!L:6-A=&EO;B]V;F0N861O8F4N
M<&AO=&]S:&]P/"]S=$5V=#IP87)A;65T97)S/@H@(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^
M<V%V960\+W-T179T.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T
M.FEN<W1A;F-E240^>&UP+FEI9#HU-C R139!0C)$,C-%.#$Q.3<V-T,R.40Y
M-$$W,C R-3PO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @
M/'-T179T.G=H96X^,C Q."TP,RTP.50P-CHS,#HR,2LP-3HS,#PO<W1%=G0Z
M=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^
M061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD\+W-T179T.G-O9G1W87)E
M06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T
M179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @
M(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYC;VYV97)T960\+W-T179T
M.F%C=&EO;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G!A<F%M971E<G,^
M9G)O;2!A<'!L:6-A=&EO;B]P;W-T<V-R:7!T('1O(&%P<&QI8V%T:6]N+W9N
M9"YA9&]B92YP:&]T;W-H;W \+W-T179T.G!A<F%M971E<G,^"B @(" @(" @
M(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T
M.F%C=&EO;CYS879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @
M(" \<W1%=G0Z:6YS=&%N8V5)1#YX;7 N:6ED.C4W,#)%-D%",D0R,T4X,3$Y
M-S8W0S(Y1#DT03<R,#(U/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z=VAE;CXR,#$X+3 S+3 Y5# V.C,P.C(Q*S U.C,P
M/"]S=$5V=#IW:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A
M<F5!9V5N=#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO<W1%=G0Z
M<V]F='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG
M960^+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S
M=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC
M94E$/GAM<"YI:60Z-S9&-D8Q-#,S-3(S13@Q,3DW-C=#,CE$.31!-S(P,C4\
M+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IW
M:&5N/C(P,3@M,#,M,#E4,#8Z,S Z,S$K,#4Z,S \+W-T179T.G=H96X^"B @
M(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G96YT/D%D;V)E(%!H
M;W1O<VAO<"!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N
M9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IA8W1I;VX^8V]N=F5R=&5D/"]S=$5V=#IA8W1I;VX^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IP87)A;65T97)S/F9R;VT@87!P
M;&EC871I;VXO=FYD+F%D;V)E+G!H;W1O<VAO<"!T;R!I;6%G92]E<'-F/"]S
M=$5V=#IP87)A;65T97)S/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @
M(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^
M"B @(" @(" @(" @(" @(" @(#QS=$5V=#IA8W1I;VX^9&5R:79E9#PO<W1%
M=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R
M<SYC;VYV97)T960@9G)O;2!A<'!L:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S
M:&]P('1O(&EM86=E+V5P<V8\+W-T179T.G!A<F%M971E<G,^"B @(" @(" @
M(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T
M.F%C=&EO;CYS879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @
M(" \<W1%=G0Z:6YS=&%N8V5)1#YX;7 N:6ED.C<W1C9&,30S,S4R,T4X,3$Y
M-S8W0S(Y1#DT03<R,#(U/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z=VAE;CXR,#$X+3 S+3 Y5# V.C,P.C,Q*S U.C,P
M/"]S=$5V=#IW:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A
M<F5!9V5N=#Y!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*3PO<W1%=G0Z
M<V]F='=A<F5!9V5N=#X*(" @(" @(" @(" @(" @(" @/'-T179T.F-H86YG
M960^+SPO<W1%=G0Z8VAA;F=E9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(#PO<F1F.E-E<3X*(" @(" @(" @/"]X;7!-33I(:7-T
M;W)Y/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C
M<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z:6QL=7-T
M<F%T;W(](FAT=' Z+R]N<RYA9&]B92YC;VTO:6QL=7-T<F%T;W(O,2XP+R(^
M"B @(" @(" @(#QI;&QU<W1R871O<CI3=&%R='5P4')O9FEL93Y0<FEN=#PO
M:6QL=7-T<F%T;W(Z4W1A<G1U<%!R;V9I;&4^"B @(" @(#PO<F1F.D1E<V-R
M:7!T:6]N/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@
M(" @(" @(" @("!X;6QN<SIX;7!44&<](FAT=' Z+R]N<RYA9&]B92YC;VTO
M>&%P+S$N,"]T+W!G+R(*(" @(" @(" @(" @>&UL;G,Z<W1$:6T](FAT=' Z
M+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP92]$:6UE;G-I;VYS(R(*(" @
M(" @(" @(" @>&UL;G,Z>&UP1STB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O
M,2XP+V<O(CX*(" @(" @(" @/'AM<%109SI(87-6:7-I8FQE3W9E<G!R:6YT
M/D9A;'-E/"]X;7!44&<Z2&%S5FES:6)L94]V97)P<FEN=#X*(" @(" @(" @
M/'AM<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/D9A;'-E/"]X;7!44&<Z
M2&%S5FES:6)L951R86YS<&%R96YC>3X*(" @(" @(" @/'AM<%109SI.4&%G
M97,^,3PO>&UP5%!G.DY086=E<SX*(" @(" @(" @/'AM<%109SI-87A086=E
M4VEZ92!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(#QS
M=$1I;3IW/C4Q+C P,# P,#PO<W1$:6TZ=SX*(" @(" @(" @(" @/'-T1&EM
M.F@^.#0N,# P,# P/"]S=$1I;3IH/@H@(" @(" @(" @(" \<W1$:6TZ=6YI
M=#Y0:6-A<SPO<W1$:6TZ=6YI=#X*(" @(" @(" @/"]X;7!44&<Z36%X4&%G
M95-I>F4^"B @(" @(" @(#QX;7!44&<Z4&QA=&5.86UE<SX*(" @(" @(" @
M(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR9&8Z;&D^0FQA8VL\+W)D
M9CIL:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \+WAM<%10
M9SI0;&%T94YA;65S/@H@(" @(" @(" \>&UP5%!G.E-W871C:$=R;W5P<SX*
M(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR9&8Z;&D@
M<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \
M>&UP1SIG<F]U<$YA;64^1&5F875L="!3=V%T8V@@1W)O=7 \+WAM<$<Z9W)O
M=7!.86UE/@H@(" @(" @(" @(" @(" @(" \>&UP1SIG<F]U<%1Y<&4^,#PO
M>&UP1SIG<F]U<%1Y<&4^"B @(" @(" @(" @(" @(" @(#QX;7!'.D-O;&]R
M86YT<SX*(" @(" @(" @(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @
M(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.
M86UE/E=H:71E/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z
M='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP
M+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO
M>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D
M9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0FQA8VL\+WAM<$<Z<W=A
M=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D
M93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP
M,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,3 P+C P,# P,#PO
M>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP
M93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIS=V%T8VA.86UE/D--64L@4F5D/"]X;7!'.G-W871C:$YA;64^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM
M;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!2
M3T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z
M;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L
M;&]W/C$P,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*
M(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @
M(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE
M/D--64L@665L;&]W/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM
M<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA
M;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXQ,# N,# P
M,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA8VL^"B @(" @(" @(" @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#35E+($=R965N
M/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P,# P
M/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C$P,"XP,# P,# \+WAM<$<Z
M>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C
M:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @
M(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@
M<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D--64L@0WEA;CPO>&UP1SIS=V%T
M8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E
M/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F-Y86X^,3 P+C P,# P,#PO>&UP1SIC>6%N
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N
M,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X
M;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G-W871C:$YA;64^0TU92R!";'5E/"]X;7!'.G-W871C:$YA;64^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM
M;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!2
M3T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,3 P+C P,# P,#PO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*
M(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @
M(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE
M/D--64L@36%G96YT83PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X
M;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y
M86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6%G96YT83XQ,# N,# P,# P/"]X;7!'.FUA9V5N=&$^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P
M,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @
M(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @
M(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STQ-2!-/3$P
M,"!9/3DP($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP
M1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N
M/C$T+CDY.3DY.#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z;6%G96YT83X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/CDP+C P
M,# P-#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F)L86-K/C$P+C P,# P,CPO>&UP1SIB;&%C:SX*(" @(" @(" @
M(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @
M(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-/3DP
M(%D].#4@2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z
M='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP
M+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIM86=E;G1A/CDP+C P,# P-#PO>&UP1SIM86=E;G1A/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^.#0N.3DY.3DV
M/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @
M(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TX,"!9/3DU
M($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P
M,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z;6%G96YT83XX,"XP,# P,#$\+WAM<$<Z;6%G96YT83X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/CDT+CDY.3DY.3PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T]-3 @63TQ,# @2STP
M/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO
M>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M86=E;G1A/C4P+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T],S4@63TX-2!+/3 \+WAM
M<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'
M.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N
M=&$^,S4N,# P,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.GEE;&QO=SXX-"XY.3DY.38\+WAM<$<Z>65L;&]W
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P
M,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R
M9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIS=V%T8VA.86UE/D,]-2!-/3 @63TY,"!+/3 \+WAM<$<Z<W=A
M=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D
M93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIC>6%N/C4N,# P,# Q/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP
M,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z>65L;&]W/CDP+C P,# P-#PO>&UP1SIY96QL;W<^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X
M;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G-W871C:$YA;64^0STR,"!-/3 @63TQ,# @2STP/"]X;7!'.G-W871C:$YA
M;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU9
M2SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z8WEA;CXQ.2XY.3DY.3D\+WAM<$<Z8WEA;CX*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P
M,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'
M.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @
M(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)2
M97-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W
M871C:$YA;64^0STU,"!-/3 @63TQ,# @2STP/"]X;7!'.G-W871C:$YA;64^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO
M>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT
M>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8WEA;CXU,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO
M>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L
M86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^0STW-2!-/3 @63TQ,# @2STP/"]X;7!'.G-W871C:$YA;64^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP
M1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E
M/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z8WEA;CXW-2XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K
M/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @
M(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C
M92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA
M;64^0STX-2!-/3$P(%D],3 P($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'
M.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^
M4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIC>6%N/C@T+CDY.3DY-CPO>&UP1SIC>6%N/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C$P+C P,# P,CPO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$P+C P,# P,CPO>&UP1SIB;&%C
M:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @
M(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R
M8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.
M86UE/D,].3 @33TS,"!9/3DU($L],S \+WAM<$<Z<W=A=&-H3F%M93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'
M.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^
M4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIC>6%N/CDP+C P,# P-#PO>&UP1SIC>6%N/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C,P+C P,# P,3PO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^.30N.3DY.3DY/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,S N,# P,# Q/"]X;7!'.F)L86-K
M/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @
M(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C
M92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA
M;64^0STW-2!-/3 @63TW-2!+/3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO
M9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/
M0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIC>6%N/C<U+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA
M9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO
M=SXW-2XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @
M(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @
M(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,]
M.# @33TQ,"!9/30U($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3
M/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.F-Y86X^.# N,# P,# Q/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,3 N,# P,# R/"]X;7!'.FUA9V5N
M=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXT
M-"XY.3DY.3D\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIB;&%C:SXP+C P,# P,#PO>&UP1SIB;&%C:SX*(" @(" @
M(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,]-S @
M33TQ-2!9/3 @2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM
M<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA
M;CXV.2XY.3DY.3D\+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6%G96YT83XQ-"XY.3DY.3@\+WAM<$<Z;6%G96YT83X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P
M,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA8VL^"B @(" @(" @(" @
M(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3@U($T]-3 @
M63TP($L],#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y
M<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^.#0N
M.3DY.3DV/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUA9V5N=&$^-3 N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO
M>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.F)L86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D
M9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STQ,# @33TY-2!9/34@
M2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P
M,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^.30N.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXU+C P,# P,3PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STQ,# @33TQ,# @63TR-2!+
M/3(U/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P
M,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^,3 P+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,C4N,# P,# P/"]X
M;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8FQA8VL^,C4N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @
M(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D
M9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STW-2!-/3$P,"!9/3 @
M2STP/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXW-2XP,# P
M,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z;6%G96YT83XQ,# N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP
M1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L
M86-K/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STU,"!-/3$P,"!9/3 @2STP
M/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXU,"XP,# P,# \
M+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M;6%G96YT83XQ,# N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G-W871C:$YA;64^0STS-2!-/3$P,"!9/3,U($L],3 \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C,U+C P,# P,CPO
M>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C,U+C P,# P,CPO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C$P+C P,# P,CPO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @
M(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@
M<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],3 @33TQ,# @63TU,"!+/3 \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C$P+C P,# P,CPO
M>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M86=E;G1A/C$P,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C4P+C P,# P,#PO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T].34@63TR,"!+/3 \+WAM
M<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'
M.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N
M=&$^.30N.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.GEE;&QO=SXQ.2XY.3DY.3D\+WAM<$<Z>65L;&]W
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P
M,# P,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R
M9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A
M<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIS=V%T8VA.86UE/D,],C4@33TR-2!9/30P($L],#PO>&UP1SIS
M=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,C4N,# P,# P/"]X;7!'.F-Y
M86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^
M,C4N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.GEE;&QO=SXS.2XY.3DY.3@\+WAM<$<Z>65L;&]W/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P
M,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z
M;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIS=V%T8VA.86UE/D,]-# @33TT-2!9/34P($L]-3PO>&UP1SIS=V%T
M8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E
M/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F-Y86X^,SDN.3DY.3DX/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-#0N
M.3DY.3DY/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXU,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXU+C P,# P,3PO
M>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP
M93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIS=V%T8VA.86UE/D,]-3 @33TU,"!9/38P($L],C4\+WAM<$<Z<W=A=&-H
M3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#
M35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIC>6%N/C4P+C P,# P,#PO>&UP1SIC>6%N/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C4P+C P
M,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIY96QL;W<^-C N,# P,# R/"]X;7!'.GEE;&QO=SX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,C4N,# P,# P/"]X
M;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G-W871C:$YA;64^0STU-2!-/38P(%D]-C4@2STT,#PO>&UP1SIS=V%T8VA.
M86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--
M64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.F-Y86X^-34N,# P,# Q/"]X;7!'.F-Y86X^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-C N,# P
M,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.GEE;&QO=SXV-"XY.3DY.3@\+WAM<$<Z>65L;&]W/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXS.2XY.3DY.3@\+WAM
M<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@
M(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4]
M(E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M<W=A=&-H3F%M93Y#/3(U($T]-# @63TV-2!+/3 \+WAM<$<Z<W=A=&-H3F%M
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+
M/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIC>6%N/C(U+C P,# P,#PO>&UP1SIC>6%N/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C,Y+CDY.3DY
M.#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIY96QL;W<^-C0N.3DY.3DX/"]X;7!'.GEE;&QO=SX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z
M8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A
M=&-H3F%M93Y#/3,P($T]-3 @63TW-2!+/3$P/"]X;7!'.G-W871C:$YA;64^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO
M>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT
M>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z8WEA;CXS,"XP,# P,#$\+WAM<$<Z8WEA;CX*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XU,"XP,# P,# \
M+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z>65L;&]W/C<U+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C$P+C P,# P,CPO>&UP1SIB
M;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @
M(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S
M;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T
M8VA.86UE/D,],S4@33TV,"!9/3@P($L],C4\+WAM<$<Z<W=A=&-H3F%M93X*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X
M;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y
M<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIC>6%N/C,U+C P,# P,CPO>&UP1SIC>6%N/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C8P+C P,# P,CPO
M>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIY96QL;W<^.# N,# P,# Q/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,C4N,# P,# P/"]X;7!'.F)L
M86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^0STT,"!-/38U(%D].3 @2STS-3PO>&UP1SIS=V%T8VA.86UE/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM
M<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP
M93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F-Y86X^,SDN.3DY.3DX/"]X;7!'.F-Y86X^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-C0N.3DY.3DX/"]X
M;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.GEE;&QO=SXY,"XP,# P,#0\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXS-2XP,# P,#(\+WAM<$<Z8FQA
M8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H
M3F%M93Y#/30P($T]-S @63TQ,# @2STU,#PO>&UP1SIS=V%T8VA.86UE/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM
M<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP
M93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F-Y86X^,SDN.3DY.3DX/"]X;7!'.F-Y86X^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-CDN.3DY.3DY/"]X
M;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.GEE;&QO=SXQ,# N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^-3 N,# P,# P/"]X;7!'.F)L
M86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^0STU,"!-/3<P(%D].# @2STW,#PO>&UP1SIS=V%T8VA.86UE/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM
M<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP
M93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F-Y86X^-3 N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-CDN.3DY.3DY/"]X
M;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.GEE;&QO=SXX,"XP,# P,#$\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXV.2XY.3DY.3D\+WAM<$<Z8FQA
M8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @
M(" @(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(" @(" @(" @(#PO
M>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'AM<$<Z9W)O=7!.86UE/D=R87ES/"]X;7!'
M.F=R;W5P3F%M93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z9W)O=7!4>7!E
M/C$\+WAM<$<Z9W)O=7!4>7!E/@H@(" @(" @(" @(" @(" @(" \>&UP1SI#
M;VQO<F%N=',^"B @(" @(" @(" @(" @(" @(" @(#QR9&8Z4V5Q/@H@(" @
M(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A
M=&-H3F%M93Y#/3 @33TP(%D],"!+/3$P,#PO>&UP1SIS=V%T8VA.86UE/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM
M<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP
M93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO>&UP
M1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY
M96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIB;&%C:SXQ,# N,# P,# P/"]X;7!'.F)L86-K
M/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @
M(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C
M92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C:$YA
M;64^0STP($T],"!9/3 @2STY,#PO>&UP1SIS=V%T8VA.86UE/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y04D]#
M15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO>&UP1SIM86=E
M;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^
M,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIB;&%C:SXX.2XY.3DT,#(\+WAM<$<Z8FQA8VL^"B @(" @
M(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @
M(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @
M33TP(%D],"!+/3@P/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM
M<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA
M;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P,# P
M,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.F)L86-K/C<Y+CDY.#<Y-SPO>&UP1SIB;&%C:SX*(" @(" @(" @(" @
M(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @(" @
M(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-/3 @63TP
M($L]-S \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P
M,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X;7!'
M.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA
M8VL^-CDN.3DY-S Q/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @
M(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T],"!9/3 @2STV,#PO
M>&UP1SIS=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIM;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM
M<$<Z8WEA;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G
M96YT83XP+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXU.2XY
M.3DQ,#(\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/34P/"]X;7!'.G-W
M871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO
M9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C N
M,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C4P+C P,# P,#PO
M>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^
M"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP
M93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP
M1SIS=V%T8VA.86UE/D,],"!-/3 @63TP($L]-# \+WAM<$<Z<W=A=&-H3F%M
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+
M/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \
M+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z>65L;&]W/C N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,SDN.3DY-# R/"]X;7!'.F)L
M86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^0STP($T],"!9/3 @2STS,#PO>&UP1SIS=V%T8VA.86UE/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E/D--64L\+WAM<$<Z
M;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z='EP93Y0
M4D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P,# P,#PO>&UP1SIM
M86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIY96QL
M;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIB;&%C:SXR.2XY.3@X,#,\+WAM<$<Z8FQA8VL^"B @
M(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#
M/3 @33TP(%D],"!+/3(P/"]X;7!'.G-W871C:$YA;64^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\
M+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8WEA;CXP+C P,# P,#PO>&UP1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIM86=E;G1A/C N,# P,# P/"]X;7!'.FUA9V5N=&$^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.GEE;&QO=SXP+C P
M,# P,#PO>&UP1SIY96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.F)L86-K/C$Y+CDY.3<P,3PO>&UP1SIB;&%C:SX*(" @(" @(" @
M(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(" @(" @
M(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-/3 @
M63TP($L],3 \+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @
M(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT
M>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N
M,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X
M;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M8FQA8VL^.2XY.3DQ,#(\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @
M(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F
M.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/34\
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X
M;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA
M9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P/"]X;7!'.GEE;&QO
M=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^-"XY
M.3@X,#,\+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" \+W)D9CI397$^"B @(" @
M(" @(" @(" @(" @(#PO>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @
M(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y
M<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$<Z9W)O=7!.
M86UE/D)R:6=H=',\+WAM<$<Z9W)O=7!.86UE/@H@(" @(" @(" @(" @(" @
M(" \>&UP1SIG<F]U<%1Y<&4^,3PO>&UP1SIG<F]U<%1Y<&4^"B @(" @(" @
M(" @(" @(" @(#QX;7!'.D-O;&]R86YT<SX*(" @(" @(" @(" @(" @(" @
M(" @/')D9CI397$^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@
M<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIS=V%T8VA.86UE/D,],"!-/3$P,"!9/3$P,"!+/3 \
M+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X
M;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA
M9V5N=&$^,3 P+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY
M96QL;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K
M/C N,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @
M(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R
M9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.G-W871C:$YA;64^0STP($T]-S4@63TQ,# @2STP/"]X
M;7!'.G-W871C:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.FUO9&4^0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @
M(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8WEA;CXP+C P,# P,#PO>&UP
M1SIC>6%N/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E
M;G1A/C<U+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL
M;W<^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N
M,# P,# P/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M+W)D9CIL:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z
M<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G-W871C:$YA;64^0STP($T],3 @63TY-2!+/3 \+WAM<$<Z
M<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z
M;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y
M86X^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^
M,3 N,# P,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(#QX;7!'.GEE;&QO=SXY-"XY.3DY.3D\+WAM<$<Z>65L;&]W/@H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,# P
M,#PO>&UP1SIB;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z
M;&D^"B @(" @(" @(" @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIS=V%T8VA.86UE/D,].#4@33TQ,"!9/3$P,"!+/3 \+WAM<$<Z<W=A
M=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D
M93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIC>6%N/C@T+CDY.3DY-CPO>&UP1SIC>6%N
M/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/C$P
M+C P,# P,CPO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIY96QL;W<^,3 P+C P,# P,#PO>&UP1SIY96QL;W<^"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P
M/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.G-W871C:$YA;64^0STQ,# @33TY,"!9/3 @2STP/"]X;7!'.G-W871C
M:$YA;64^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUO9&4^
M0TU92SPO>&UP1SIM;V1E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIT>7!E/E!23T-%4U,\+WAM<$<Z='EP93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z8WEA;CXQ,# N,# P,# P/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^.3 N
M,# P,# T/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXP+C P,# P,#PO>&UP1SIY96QL;W<^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.F)L86-K/C N,# P,# P/"]X
M;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E
M/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G-W871C:$YA;64^0STV,"!-/3DP(%D],"!+/3 \+WAM<$<Z<W=A=&-H3F%M
M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+
M/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'
M.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" \>&UP1SIC>6%N/C8P+C P,# P,CPO>&UP1SIC>6%N/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM86=E;G1A/CDP+C P,# P
M-#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \
M>&UP1SIY96QL;W<^,"XP,#,P.3D\+WAM<$<Z>65L;&]W/@H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXP+C P,S Y.3PO>&UP1SIB
M;&%C:SX*(" @(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @
M(" @(" @(" @(" @(" @(#PO<F1F.E-E<3X*(" @(" @(" @(" @(" @(" @
M/"]X;7!'.D-O;&]R86YT<SX*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @
M(" @(" @(" @(#PO<F1F.E-E<3X*(" @(" @(" @/"]X;7!44&<Z4W=A=&-H
M1W)O=7!S/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$
M97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z<&1F
M/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O(CX*(" @(" @(" @/'!D
M9CI0<F]D=6-E<CY!9&]B92!01$8@;&EB<F%R>2 Q,"XP,3PO<&1F.E!R;V1U
M8V5R/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" @/')D9CI$97-C
M<FEP=&EO;B!R9&8Z86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z<&AO=&]S
M:&]P/2)H='1P.B\O;G,N861O8F4N8V]M+W!H;W1O<VAO<"\Q+C O(CX*(" @
M(" @(" @/'!H;W1O<VAO<#I#;VQO<DUO9&4^,3PO<&AO=&]S:&]P.D-O;&]R
M36]D93X*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(#PO<F1F.E)$1CX*
M/"]X.GAM<&UE=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"CP_>'!A8VME="!E;F0](G<B/S[_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !G & # 1$  A$! Q$!_\0
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M^._D1W&_NRXG-+B4H][/5\DLW.,;&/W6L6KV;,JF38R67%77)(OU%K4%'7R
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M=:V3$M+X>QZEELGJV9IM#J#/A9'%VJUH G['OK6.RR$041VG/0)LJM%2P\@
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MHMV:QP*HN23B:76(JBE2)FR+ U.JN:P5Q!3 #'^.D3/3_;]O[_Y_Z]/\3/2
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>92
<FILENAME>g679299g87c73.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g87c73.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[2&^4&AO=&]S:&]P(#,N,  X0DE-! 0
M     "T< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< @   F$ ' (%  ED:7)E
M8W1O<G, .$))300E       0JVB44:"L(Z!CBVI>.O\V#CA"24T$.@
MY0   !     !       +<')I;G1/=71P=70    %     %!S=%-B;V]L 0
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M;VP      $-R;D-B;V]L      !#;G1#8F]O;       3&)L<V)O;VP
M $YG='9B;V]L      !%;6Q$8F]O;       26YT<F)O;VP      $)C:V=/
M8FIC     0       %)'0D,    #     %)D("!D;W5B0&_@
M1W)N(&1O=6) ;^            !";" @9&]U8D!OX            $)R9%15
M;G1&(U)L=                $)L9"!5;G1&(U)L=                %)S
M;'15;G1&(U!X;$!RP           "G9E8W1O<D1A=&%B;V]L 0    !09U!S
M96YU;0    !09U!S     %!G4$,     3&5F=%5N=$8C4FQT
M    5&]P(%5N=$8C4FQT                4V-L(%5N=$8C4')C0%D
M       08W)O<%=H96Y0<FEN=&EN9V)O;VP     #F-R;W!296-T0F]T=&]M
M;&]N9P         ,8W)O<%)E8W1,969T;&]N9P         -8W)O<%)E8W12
M:6=H=&QO;F<         "V-R;W!296-T5&]P;&]N9P      .$))30/M
M   0 \     !  (#P     $  CA"24T$)@      #@             _@
M.$))30/R       *  #_______\  #A"24T$#0      !    !XX0DE-!!D
M      0    >.$))30/S       )           ! #A"24T$"@       0
M.$))32<0       *  $          CA"24T#]       $@ U     0 M
M!@       3A"24T#]P      '   _____________________________P/H
M   X0DE-! @      !     !   "0    D      .$))300>       $
M #A"24T$&@     #-0    8              6\   %:          $
M                     0             !6@   6\
M     0                         0     0       &YU;&P    "
M!F)O=6YD<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<
M     $QE9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<
M  %:    !G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(
M   '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG
M:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y
M<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC
M 0       %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M        0G1O;6QO;F<   %O     %)G:'1L;VYG   !6@    -U<FQ415A4
M     0       &YU;&Q415A4     0       $US9V5415A4     0
M!F%L=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB;V]L 0    AC
M96QL5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(
M;W)Z06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M    #T53;&EC
M959E<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%
M4VQI8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E=&QO;F<
M    "FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S971L;VYG
M      MR:6=H=$]U='-E=&QO;F<      #A"24T$*       #     (_\
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M# P,# P,# P,# P,# P,_\  $0@ H "7 P$B  (1 0,1 ?_=  0 "O_$ 3\
M  $% 0$! 0$!          ,  0($!08'" D*"P$  04! 0$! 0$
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MIK_GZCOI\S^=7_UUGL7,9&:UED/AI:""UP@B25@=0^M?7[L8OR,QU5;M*ZJ
M*0[]Y[C5^F=6S_C5H585MOU?Z5DY#G.?D8K+"]VI,[OSOSOT?I)*26]0J,:[
M>Y;W(']7_ORHYG4/6<6L)B>WC\%5?B/W%C&!Q[QPI,QRRP55M^T93OHL9V_\
M@S^6DI>_(L],5Z-TAK>8'>5>Z/TH.VY&2(K!EC#W/[[_ /OJL]/Z ]CA=F$/
MLYV#Z#?_ "2U7UM8W4ZI*<SK=WJ8[F'VU,!<Z? #4N7$]%ZE;TGJ&/GX[=<=
MVX5]G,/MMI/_ !M3MBW?K=U 5U# 8?TN0 ^WQ;5/M:?Y60YO_;/_ !BY=I*2
MGW+&R<?+QJLO%>+,>]H?4\=P?'^6SZ-C?WT1>2_5_P"LV;T2UOHGU<=Y_3XK
MS#'_ ,MAU]&_;[?69_UWU%Z9T?K?3NLT&W!LE[1-N._2VO\ XRO]W_A:_P!$
MDIO))))*4DDDDI22222G_];T1<S]8?K6_%R+.G=++3D4Q]KRG .;4XZC'I8?
M99D_Z5[_ -'1_-_I+?YK>ZCF# Z?E9Q_[2TOM'Q:WV?]/:O+6M=5B,+I-MWZ
M1[CJ2]_N<YQ24MEY5^5>;\FQ]UGYUMCBYW]4.=]'^RITXS6U_:;Q+8EE?C_6
M_D(%53KWD-_FZ^7^?<_^14^LY7I5MI!ASAN</W6#Z#4E.7FV79]_I-.^RT[*
MP.!/[H7H77>HX6%3B] >US*L''J;E9L$^D6UM95C8U5>[U<J[\_[1Z.'4S_"
M>JLSZE='QL3%/7NH[6RWU&.? #*O\$T;O\+EN'_;"C?UZEA&9U#'R\6NZ;!2
M]C'U7AQ+R"ZYM'\YN^G[TE.ET7I/2^HXIL9F7WLH<*[& ,K=)'J!SW5^K_.;
MOS%L4X.%AL+,6EM0.I(DN/F^QVZQ_P#:<N+Z)G=1Q^KLKQ<.MSV;MC:3['4/
ML=Z]63F-]EC6/V?9[[/YJ['_ $'_  W=/(+M..Q24A?HW3E9O5,VCIF%9G9?
MN:WVTTS!MM(_1T,_ZNU_^"IWV+4ANI<0UK02YSC#6@#<][W?FL8WW.7F_P!9
M.N?MC/WU2,''FO#:002"1ZF2\?Z3*<W_ *W1Z-?^D24Y>3D79-]F3D/WWW.+
M[7Q +C^ZW\UC?H5L_,K0>#H5(A- E)2Q)+AY#\JL8V9D8UK+J7NKLK,L>UQ:
MX?U7M]S57CW'_7LG"2GONA?XQ'';C]8;ZO8958 L_P"O4-VLN_KT^G9_P-B[
M;'R,?*H;D8UC;J'_ $;&&0?+^2]OYS'>]>& K4Z+]8NI]'O]7%L]KB/4J=JQ
MX':UFF_^M_.L_P '8DI]C267T#ZQ8'7:"_'/IY%8F_%<9<T?OL/^%I_X3_MU
M:B2E))))*?_7Z3Z]WFOZM75-^EEVU8_R+O4?_P!&M<7U'VPQOTB-K?(#1==]
M>_?C=,H[69>]WPK9/_?ER=@]7+W'@'\FJ2F8]*EA+M*,82[^4X#_ ,DL3'QK
MNM]6JQ"=<JS],[]VIOON=_9J&U7NNY'IULQ&F/S[!YK2^H>%6VO)ZKD$-:YP
MQJG.( @$&WW.]OOM=77_ -;24ZWUGN;CX=):T/QF.#6XQT:3M=M_>W6;&U_3
MJLK91^B_[6JCU?JEYR'FQ@M-_HU0'EU5EC_;6'X5[7>EM>?S'HN:^_.R3U?"
M&ZCI\MH;<Q\W.;^ERGMV_HZF^FYGHO\ 59_-U_0]/U$#[=TG*R^GT.=]HR#9
M1L<UL!MK36UF[?[W^QSO>[U/\+_P:2GH^D=*JZ;2]H/J9#X?D7'ES_HL8V/:
MRFG^;HJ9[*V*^YD:>'/CN*)M:WCM[CYD_10<G(Q\/'MR\IVW'Q6.MN(Y('YK
M?^$?_-U_\(])3RGU[ZLZFBOH]+H?D@6YD?Z&?T-'_H38WU7_ / U,_TJXN.Y
M[]D?.S<CJ&;?G94>MD/+W <-_-94S_@Z:PRIG]1 &J2F)GP438QI@ZN\!J?P
M4[&;VQQ\X^]1:UH #1 \/-)3%HT)B)/'=2C12V]DB-824P(2X4RW7\$SFZI*
M28F9E860S)Q+G49%1EEK#!'8_P!EWY[5Z9]4_KC5UH#"S-M/4VC0-T9< )W5
M-_P=VT>^C_KE/^CK\M@=^.P\5)EUE;F64N-=E;@ZM[#M<US3N8]KF_G-<$E/
MNJ2X?ZO_ %TS<_I/4L3+L#>JX>+=D8N4T-:ZQK&.,N9'I?:<9^Q_T/TM7^#_
M $5B22G_T-SZX6U7GIUU6M>RZZOX6>DQG_17-8X:+7O>892TN<?/NM#J%^[#
MZ;7,BCI^,W^TZL7?]_8L7J%OH=,+0??EOCSV,Y_SG)*<//R+,B]U@!<^UWM;
MW))VL8NXR, 8'U4^R -<<05ON!+A.YVV]S'-]KGNNL]+W?S?TUSGU1Z39U/K
M3;B(Q\(A[W']\_S+&_RO\+_878_6#(PZ^F%EMC37<YM+<=K@7&DOILRGOCW?
MHZJ+?^WO](DI+G69+_4HPW,K+7C%M:6ML(H?6]C?LM3GU,K?ZGM;O?\ \+8L
M7H61Z74J.B%OJ>GE%S+FC:-M0??:+JKF^HUWM9_-_P#3K5RWKEQR\:H8F0UM
MMQ;98ZO:Z]NUS:VUUNV5L]7?5??4S])7Z:GTJJV_ZTNONQGXWV+"+07O%CGA
M[FTTV.?67MW^DR[\])3TQ\^VI^?"XKZ_=7W/KZ+2[2HMNS8[V1NQL;_K+'?:
M;/\ A+*/]$NIZQU2KI'3+<^T!SV:4U'\^Y_\S3_4_/M_X&NQ>3VVVW6/MN>;
M+K7%]ECN7.<=UCW?UG)*8\E,?)/V3Q'\2DI0((TU!U4)!L(;JT>TGL7>#?ZO
MT7)W$D^FPQ^^X?FC]UO_  CO_ T[6AH  @-&@'DDID!)^*7<$_%-*8NU^22E
MP=5$EO)^B.?/R3%QX')X4+B/HCLDIB7RY0+G IB=4XBP;?SOS?/R24D9D6TN
M]:DQ9M<PQ^[8UV/=_P"!6O206S!'?B$DE/\ _]DX0DE-!"$      %4    !
M 0    \ 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '     3 $$ 9 !O
M &( 90 @ %  : !O '0 ;P!S &@ ;P!P "  0P!3 #8    ! #A"24T$(@
M   !+DU- "H    (  <!$@ #     0 !   !&@ %     0   &(!&P %
M 0   &H!*  #     0 "   !,0 "    '@   '(!,@ "    %    )"':0 $
M     0   *0   #0 "W&P   )Q  +<;    G$$%D;V)E(%!H;W1O<VAO<"!#
M4S8@*%=I;F1O=W,I #(P,3DZ,#,Z,#<@,3,Z-#@Z,C<   .@ 0 #     ?__
M  "@ @ $     0   5J@ P $     0   6\         !@$#  ,    !  8
M  $:  4    !   !'@$;  4    !   !)@$H  ,    !  (   (!  0    !
M   !+@("  0    !              !(     0   $@    !.$))300!
M  7*  8                                 "
M                 #8    !                          $ F<\K %/Z
M% "<F74 4<'9 )R9=0!1P=D  @"CDRX 3XF> *<0"P!&>5< IQ + $9Y5P !
M *O%9P ]"EL J\5G #T*6P"KQ6< /0I;  $ KF,- #5TY@"N8PT -73F *YC
M#0 U=.8  0"QW^D +)/Z +'?Z0 LD_H L=_I "R3^@ ! +(Y,@ H(X, LCDR
M "@C@P"R.3( *".#  $ LI)\ "#LPP"RDGP (.S# +*2?  @[,,  0"TUM@
M&&J+ +36V  8:HL M-;8 !AJBP ! +9HH0 2W?< MFBA !+=]P"V:*$ $MWW
M  $ N-FB  G-L "XV:( "<VP +C9H@ )S;   0"ZQ+7__K2) +K$M?_^M(D
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M ,.+O0#>M(@ PXN] -ZTB  ! +T)$0#*^98 O0D1 ,KYE@"]"1$ ROF6  $
MN8PU +NO&P"YC#4 NZ\; +F,-0"[KQL  0"UF$P KQLA +683 "O&R$ M9A,
M *\;(0 ! +1NK0"BQDD M&ZM *+&20"T;JT HL9)  $ LCDR *#LPP"R.3(
MH.S# +(Y,@"@[,,  0"JN8P H=F& *JYC "AV88 JKF, *'9A@ ! *.E"@"C
M]5@ HZ4* */U6 "CI0H H_58  $ F0J^ *G@H "3=BH J_+Z (WAE@"N!5,
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M %M^N "VW_   0!4WDD M27[ %3>20"U)?L 5-Y) +4E^P ! %!S4P"TQT8
M4'-3 +3'1@!0<U, M,=&  $ 3$/E +/*N@!,0^4 L\JZ $Q#Y0"SRKH  0!'
MNRP LJZ< $>[+ "RKIP 1[LL +*NG  " #3']@"L10X *YC# **FN  KF,,
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M $$W+ !Z$B( 0:-H  ( @?%S $!>M " I=$ 29#. ("ET0!)D,X  @!^IYP
M2Y+K '\G*0!,\JX ?R<I $SRK@ " )'C&@!. 40 E49S %!4C@"51G, 4%2.
M.$))30/]       (          #_X0$P34T *@    @ !P$2  ,    !
M  $:  4    !    8@$;  4    !    :@$H  ,    !  (   $Q  (    >
M    <@$R  (    4    D(=I  0    !    I    -    /      0   \
M   !061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.3HP,SHP-R Q
M,SHT.#HR-P   Z !  ,    !__\  * "  0    !   !6J #  0    !   !
M;P         & 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F
M 2@  P    $  @   @$ !     $   $N @( !     $              \
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M$0 "$0$#$0'_Q  =   " @,! 0$             "0<*!08(! ,!_\0 ,1
M 00! P,$ 0(%!0$      P$"! 4&!Q$2  @3%"$B,0D5(Q8D,D%1%S-"0V$T
M_\0 %0$! 0                    '_Q  =$0$  0,%
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M:J.1%0%W7&.'P$%M3F52&QJ\NX[UY.&6PHY\-UO52&*YB#3S <Y[T9N,9Q%
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@F5P]R!C&,@U<O%>#HY51KMMT7;=NZ^VZM1=D^N@__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>93
<FILENAME>g679299g89r37.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g89r37.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ 0P!2 P$1  (1 0,1 ?_$ )T   (" @,! 0
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M++!DPT(<B&89J+L) PL_,"FLB_V90OHU$G[8+96X=\[/:!II @;G>A*P2*Q
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MQ.X?@YZNP\R$W;."@_E()+3D Q@!"<D 2R4Y ,8 2026'& EDDEXP$(<8QC
M<8QCD+D6.$1PB.$1PB.$1PB.$1PB[*+(<+$F1_ 'F2._^QXH>[^[PL-$E/1E
M/ZHG.G5>K.AHM.M=-O#W)+G.!A;)O(-IGW6")>.#KGP%R.%57*B2L9_.$H\?
M3\HOC<F9QF5W7\(SD*SE'[.?N$Z/D+B1PB.$1PB.$1PB.$1PB.$6<?/'S^?Z
M/G_-^/")3>B7I3]]KW0_H?V%^O?=6O?5_P!I_O3ZH\]YJR?(>L?N)_UKYGRG
H7ZYZ'_X[UW]>\Y_N>G+E0577??\ 8M/N9C5M.&/)\F38^0N1'"+_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>94
<FILENAME>g679299g91x18.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g91x18.jpg
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MU>$B(R0E,3-SLB9!46$X.4)XME)Q=WFX_\0 &P$!  $% 0
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M%F*;<9\V0^2?G@3O7?:Z&Z%+$M4Z\FX:=KQ]4SICGFK:EIRS/?'S:-!1+_%
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MJ0%Y*DU<561S$Q#0L6(^,3J(8K-Q,67XXS'\*H)O6I\/)W=6K]63OQ@VWQ%
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MB Y_NYC'+"63#-F>?C#EE'#UEW0>U(/: 1\VG*5/ME(["0?KYR :[^ROS_\
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MLN<(@_6674 T?>,,/667L\,?3WRA9FTW$MH !J2= .P#7L \@[)1G=R"[,Y
M"@LQ8A1V*-2= /(.P2<E;*W"\JY:8V_;*<4L#$40Y45:K0PJX6!?<F 0Q8,I
M\RH?$GN"7 6&:+#J;N&3&''+N/+KK*;;V0J;;FK&@*EW*#7D-1KM&NG*9SDY
MEE11LC)>A= R&VUJEUUV@J6*#70Z CGH=)C7F&:TFBZU;$'K9"A19+I!4%)X
M3<I6N</(ZVL9YF89KF9 0Q&*P(_(^./((V2*,CLR/#N"7N;'KOK('M";5>P(
MI#$!FV!M>1T!T!U[#VZ]DS+;D"HHEEPI1E<HKOU2MN&UBH.Q6W ;6(!W :'6
M6@@NS?#)9RR7OP:QLIRYYB)F'PQ\X6]XYDDRR2Y>ZM&2_MGCG/-GW.4+VQQR
MDRC][Z[DMU?:=2VUSJ>W:S+VZ^0D;O.1KYY:3;M))LV6L222VVQU[22>3LN[
MF>9&[SRWL&3%N7(>U/-9G38PX2FL"IS2Y<!X(QA\9"29))L\8!H8AX<<L^^H
MH(HXL.L8\,<>J$ECJQ))TU).I.@ ',]P  \P EK,SL6=F=CIJS$LQT  U)U/
M(  =P $E;:X;);U94M>VB\,Z3"40O1KVSM\;5HC4XX$Q02H4PF53&4K%:K)2
M!@X^I@1V0&<F$49@_<E[66LBJSV&L$A0S,4!734*"=NH!&H'9J.\3*]V2]2+
M9;>] )6M7>QJ@R!=50,2FJ!UU YJ&7L##7XQ6?8*FJ=H(+#<EE&L,A.?:2)L
M["JCR866+$S/M;@1&H9R#S>PQ)R]C/E#+[+J7O'/U.-]JIMW6"MM?%W,$8CM
MY:[3IRUE!;D)5U8LN6BPD[ [K581R/BZA&(.FO(Z>66R2UVF6O05&6R/Y*H,
M9DQ&K$CACG7AV&?M/7/@2Y$]K8C,O;2^L5&-C/E[63TY]^OEZ;=[[0F]M@.H
M3<=H/>%UTU\^FLMZVTUBDVV&H'<*M[=6&_Z@FNT'F>>FL^[&Z7%PE6UIO;+,
MTKJ;U>U"!B]:')57>.'<>/:U425*"#ZL>66&/NL$7HPR[QZ_T>^^N5-CLH1G
M<HOM5+$JODY*3H.7<)5K[G1:GNM:M/:5M8[(FG(;4)*KH.7("6<AHR+A '*8
MG$CJHLX%<!!9$T*V#.?,G.$"*23+ .+,F20C.,?&/#*?/.7OKN3+++NTDD $
MDA>0!)( UUT'=SY\O++"S,%#,Q"C1022%!.NB@]@U).@\IUEXL=UN5Q]P[MU
MMLUI[5P9"K.[&^:N_APV7J>L.!\3+*]T@R]GAZT0_LX^_4P]./\ H]>BY[++
M-.L=WVC0;V9M!W#4G0?!+[+[KMO776V[1HO66/9M![0NXG0<NP2,\LF*;G>*
MOUMN7[N3_DY_)GT4]SS?CT?=LGI/0/W#B7RN-]RV;? L6"LC$Q8<8N+PQSPQ
M*!)F$(QPDQ[PDPQG'SCEZQDP[[QSQZRZZRQ[[QRZ[Z[]');)_/G,(6/C'(0*
M1!A-UAE%G-#+%C+C)! 5AE'E)CCUGUF,2,1AWCWWUE 1!-UZ8Y8\LD2KB=N8
M8@((6[.*%5/F4LAB/*CB7$R9]R2$ 1X2]8!SYR9=YYRC]1R99]]Y=Y=Y=]]\
M1/E&T9PY'9Q,3HLVD<L++.,LC#)C%/G[2>([+&3KLN.:3_62X$=R8R9_Z6?7
M>7U>(E#Q$<1'$1Q$<1'$1Q$<1'$1Q$ZO?)6?99M_\':K^<FW+'[/G_ R].WY
MOQ$[1<Q3+(BTSH56<#65UG4:Z_LYBJF!OVF290XL+ ^;OI'5!FI?8YK8PPB/
MOI4BBG(G(FC[Z$%SDQ[]%-!KKH-3R)TYGY^V8A12+6O6FH7N@1[A6@M9%YA&
ML WL@TU"DD#3724-\I>L;P,G4[.J=#N >;7'I LOB&OV ;)YT*05CTG"L I<
M7;7H((LG'H*/LSH40B;K_502Y849%?DRJP',;@#IZ09BR\'!ST6O.P\7-K1M
MZ)EX].0B/V;E6Y'"M_\ $ #YY-AAAPQX!!((11!88AA11HL(!QAX,,8H8((8
ML<8X888\<8XHH\<<(\,<<,,>L>NNN739551555"JH"JJ@!54#0*H&@  &@ Y
M <A,=JZ;I[59C-^EJNM=<,+405FY=*T=7J!ED*" 8V W)FQ$%73N"!%BQL[*
MR+F(D@ 7L64O> XI,T=H1%)*JJD]I"@$_"0.<U,;A^!AV6VXF#AXMMYW7V8V
M-319<===;7J16L.IUU<GF=>V2FT5&J7A/+7;K6*];Z_,6L83([0E6V!/*>E9
M".4QLJQL,6%(6I<  M5A.4'<P#((0X7.(H>&7"I4,-& 8<CH0".1U'(]Q ([
MB-9ER,7&S*C1EX]&506K<TY%5=]1>FQ;:G-=JLA:JU$MK8C5+$5U(9017.4J
M>QJCT5A4K'J1J+*$T3.0!6BID%/CZLPAZ\V*<0P6;'OU91R(9(I,?J9X=]<$
M @@@$'M!&H/P@R^VFJ^MZ;ZJ[J;5*656HME=B'M5ZW!5U/E5@0?*)3URLURG
MI0*W4:^DJU=5QY0K$-<5 )$JZ'.3.;.(!6L@%!$CSFDDERP'@CQRDDSS[Z[R
MRR[[ !0 H"@=@   ^ #E+<?'Q\2E,?%HIQJ*AMKHQZDIIK&I.B5UJJ(-23HJ
M@:DGRR]\K,T<1'$1Q$<1'$1Q$T_YL37CB(XB.(CB(XB.(GGN^6E_7 T;^!UL
M_/:SD*Z5>[XGR5GWUGFG3S^L\/\ D+O]1)S3T1L)50UN[HF45<SGM6G'%>2=
M/U&#3,ER19:O)&M RRCS]VS+6X,R)O6[CAE]QA[DS]:&+#*/8UJU#(U"'K,=
MD7<NNK%T.@[M0"?FD3P,E,=<X,*R;<)ZTZQ-^KFVK15Y<M5WD]@\4:]@FSQ;
M;Q/7,#V.:S5;A&N+NY^G4P(MMQ8FTH30&UY4BC>'>.09!5S/W#CJ 8*3(WW_
M *??/C,0P:D9UZ3FX3A!F8BEE'6G'4"S4UC%OVKD]A-AO&. ===_6D'JRI/3
M9^$JS-MQ+*U:]L)%%H=J%X?E[$SNPFYLP887F&ZSKR"*369@73VTJQ5J?N+N
MQ)Z2S97&V:J,75E\CD(K_8(-CLAMGF7I \H%T,"Y6?V! /-_JUPK+HA5%$R#
M ,"U:+D2N_<M;&QZ2$9=5T#.7*J.7(';IY WBC4 C0P\NJJG-ZQ*&>ZW%9:K
M*]:]JVV-:50:( JMM /)5;5!N567/+R'PYDJD%;KF56#!8W@],WOC!HU+M=)
MQR\B#<%EQ"J^=?\ G%>*J/H'X3%VD6V@%29',U*.'#O8(I)FTPX?LVIL -I4
MVEF+UCPH[;!65WV(,7;XH<*?&)TM&IWW'!C2*J^J56O*/D.SFVC7B)VW+5U?
M6WU#AX35$M5""Y8+D %I*?L3QWH;52=59J+%F6LTX5>TRV&*S(&+NJ>05O+:
MDYAJZPBK9!<&K(JFT)$0*\EWK]0==E.+!TU.,N-V+40:S6"1CFQ0-Z%DR;"W
M(5JA(IZLD*NG<2VI.9LGAV.P-1QQN7"-Z*.MK:RKB%[.=J5)62,3J7*U)MUT
M +V!V:)6G96I&"DJC6.+5;@6=YYCV*1PC6ERPJ6C;6*1IHR6I&"800*(W6PT
M"G"; 0;')D3V6KLN/2K*8?NQ[:"&K?J6!;B#;E&NC&A3C;"N@7=<J]@&O,/X
MNLP6Y.(R-CV>"6#?QFPO6K:([XJ-@FEAH$WY%::[1XYU6SQ>4QEOA#INHW/4
MZX>O2)T]QF3;HV2L70,0WE+K&T8:LQBU"(.RRZ*CBHJ=:X95TS/'N=F#<@"Y
M2RXL1,HL.2M"64@)M6S;D6J-P:M+MAZ@!N>E2ABA_M"P$D\M-;/KPJ;L-17L
M2[9FY*+N#TU98I;P,!@& H1':IN99;U8L>6FR$UK\;9EJ"K6(W2K&=%9/)JP
MZ_4TC%RJH(AMHR\<%VM#;C/9ZZV4XL&E$IU\#7=OE; 3%PMK/5_]TL&3L[#;
MWXFBHYQR5?,:H5[A4-_@@I-AL1AJ:TM"[U(W!.MT;<9T3;PTK758V"Q2WB=F
M.E&],=3;[&KC&XVUNH9Z*<A5ZQ64.M77D6;VD3>6[QX=4$E-['5:>J(Y/*.;
MNI9GV:R7M S>J_>-(C:VL>2D# Y/)L& $B,J'H?O*O1%]7O$A-[EC-8SXK5%
M=*513FG82[VJ6']&%3Z#5>M .O+Q-3;XNDQ67<.?'9-,1*4]E#U):VS(K=UU
MP1C6;5W(<@*=1IK6#X1K7MD@ZL'C31'=/#I#C43ML34O*77Y]N;)L,T3M0TT
MVE T;8K"ERK@@=/+LUW,LH$\+0RR6=2"Q)$O-FZ'C'Z6W!\2IJQ6:&8UYM1L
M9?%8-CH,9W4J!67MWC0EW4,18^GM<G6<,HLI6A\-W-/%,=KG3]&Z/A(N!98A
MJ"TM;>;%8.UMJ*S"^T#3;KQO W0/>HJ.#K%%6\W_ +GK.8BQ!6++JVB-H: 9
M#MQ59*U+6PSRAVFPY,#@FK)^P7+QEZ^"D=1HFQX86KD'%\'J%*KOTIU8/XX8
M5$7JR; QW7<PS,P  ZO16('/SCP_P.A<6NHV:8VMJV?I@XQR,Q;:C6&(?).Y
M7>PJH51C_HF91IOS0G%CB(XB;G>*OUMN7[N3_DY_)GT4]SS?CT?=LGI/0/W#
MB7RN-]RV;PT7)-C9!^WG0'NOPVP]!_%<>\U?5@[KS7JK9,<>^LH<@<;+VIR*
MZ,QR6]P]9_%,<EWO6/<MD_F9[38*+WC(=_X4;OPJN$'%",,20DQ>!T;5"K#L
M0//#!;+B"W%M_L8XHLTLTX<\8\1"7L&*1]7;^.@^#^&L3[/2-99F,8:F!51B
MX5[C.BM')Z@Q8<'*XJN*D-XLG6"@@NP:_#:9.B;U[T46:PEB+(SG K\W;Y_7
MT'ZCKR]*4\;6KM14I!,FN^FL"RC+I,6H (RV*O+YK(/?8B1@!<,NFV9&->F$
M)@B^<I*K,J:JSY$29>M4\N[3GKIS.ODT/=H?*>T<XEKE-UX9VY5J!D"E+!4L
M<P+$<.M(>Q,LEYY,PY:]K 1.X.:DQK$\TR/,0^NDX0ME,N TKZ%J]'F]1\YY
M_..S1*2A0Z\BJ9&=H,4DEFF12>P*Q#'.5$AV"M^I!'ZBTI\P'8H<7<\LD#!:
M@&B]N.3B:XD"BBIZ^OK]6L3]OVFOS*2PF6HT?3@S(^.;H,L%66D:0VF/%+.L
M G D;,E/=,'%"DQ&8YBD&%N6;[')U$ 9*^ ^7TQ,#\1'$1Q$<1'$1Q$<1.KW
MR5GV6;?_  =JOYR;<L?L^?\  R].WYOQ$ZR;6ZON6KMD]:JR$QVAW0;CUK?)
MA[G[AC?>ZZQZI^1OQ'K)?[IU8?AW9/OV.0?L?7]ZZ[@]?KF*99HNAUQL>X;9
MTO8<!]\8ZGUQNI-:5&.U;8]!NH#,GQMWZ@V.Q=B]O,6#FB37=KK!"G$>],1>
MK(XV,+3Q\=3-TOMTJ?K\W9YO7\=9<]D:2M=I\H)F4'6UQ:VZM>D[.98$MMM
M=>6U^MT#?]9M@B S%IV!3FDY[FL*FG59P36K &TY.T90Q<A#<)*@Z#S\_M7^
M/;REEU$I\M\]PT'#9ULN2=$B!K8P8\]8;6*NW2F+:'8EMK"O;Q%9!:@CV$PO
M/0E@)?V.O9.I< J2/2C)5C;8"CI*>3Y_-K\'G^K[)%-_5#R(L=\L95<4;=;V
MZNW;=[VBD!$*\].K:"?X4;7IFJ9483,K%1W<)]P6J-0;UF));)+"RL<EIR^A
MQEKW/%*C3YO+Z1Z.7S=W/67.^T_RU^,(YE-_V37@[/>/*L@I[&H>7X:FOX=T
MKE_BAWU2Z99*[EU01-21V!@2O?1L-?NY)L,MM==,I*O. E.7P]G+L^'O\O=I
MZ)><:CLQ]-J>PV\7?$FSZ)Y$2O\ :G63[8(^O<A#ZCO2ITLVAI:JVBJ;C4\3
MBP4/$X*L D. Z02O.W&-C91;:1"CT>OS=OGY>:6W6M<\F[%8-3*7;7?*"HS=
M:PG\AS;4]$ ;S[/ UMO@W:0U-9CD2DKZ"UN\&HES?+7>0>M.^R4..H,E_?SZ
M+A2O+S>;ZM/A\O;SY<^Z90H3/=:3QTVD,;6-A7:Y*;1T@K]IL;&]5FW[*KSE
M71X;+M<:FLFAEQU[/5"'5Q[SUQ1C0('[.@'':@&0+;M5 5Z4Y:C^'H[.?H\N
MA[)K^OK/FF7K6RM"K!M&)S78JJNJ@&6+)7,YHAWF5N86^.9JUE>V^P&-L#\.
MQJ!V@#<;!.V,-\27FCG2[EA'*6I7EZ_ /FYGS?5.B6B0;<MU76!+Q96=ML&.
M;^;XTYK;FIM\D1=F<EU)6S2V-@ULN)]>J<Z2O%L[*?/9'\ZO-_8/9.&9L$:6
MS+G$1Q$<1'$33_FQ->.(CB(XB.(CB(XB>>[Y:7]<#1OX'6S\]K.0KI5[OB?)
M6??6>:=//ZSP_P"0N_U$G+W1>G<MQV8Q06X+K"-<,NR8VC 6J3+U9CIVM1)A
MV4USONNE$.# P_/J"$9X8],S&S'3(&Y'><<4<QL?PARI8HHTU?2O12S!5!ZR
MVE>9/+1BQTT56,B&!A^&VE"YJK4+NMTJVH7=:T#&Z_'3QF;D [6-H0E;GE,O
M2>(DF (BK#8H6>RSJV[M8]4RKDT-7P5(/(AWXZG1EWF5UC..PF>I";*##C4Y
M@Y$>$\9K!>=@) ?G\!.@7K1US(SA-IV;4RGQ3K9KR8LA<#81MUU8'0-M^Q!T
M5!D*<EJWM%75D5;*^(OPYM;R^H8V(;%'4D&O4,RMM#6/<.FJ-1]=Z[DICIE:
M+*UWGOS6=DL;NOF4SV\VNT^B(5JH9038WZW%0"UN%B8A/?:+&YPSSH>PKE\R
ML8$.V^BJNFHUL7=LG)J=V4U^Y+C;1H79=H:QR&\5B&\<#: +,S#HHQL<T.UM
MK9W$,:RQZS3J<=, (@0V6+M5KK&5_%=A9I8JE JYF5>+VI]7[0:)-E;#5;%C
MJ=3\AI'U0KHJ!V2%<],TDQGW.]64W=JQ\)3"V$DAU6R;.Z3;;&RJC>OV6J4\
M7N4S/8&'13<RW6K;L3+W5H%8BS'K+:L*\@,*R=37N:NQS6RO76)N)PO$Q<IT
MRLA<D4T\1+TUBMR+\*@MK8M&<MBTEB6JWV476O2]=M-*ZM/XS\7M56X:NSU>
M^ :[JM:U[HK.X7"Z H*^<YNN]:^VM2=FTQMV[H$&*!:O0O97/S6E&;HEX8 *
MJHWMA*4VR'#ILV;+14B58W666!4+69*%U+=9D[-H"L6V:%0  EK:F5;A6)<*
MC5D+C558^!UUUZUUE[L^M[4=^NSA7U:*EA?JMKHJJJTWMJYQM5?'/6HUJ6T_
M9.R;9$^/T?L+<<P^NZ4BL2 (%)INV[8J48MN;WI+B^D*5(16#@(&O0!222]5
M8:R &$FV"OX$Q:=XKNML#''MO/55JZ@+CO?6 [6+N)506 0#4[ X.KIJU<-Q
MA:M.3DW"QL'(S2,:FNVL+7A79=.ESWU]82E89U6L+J>J%JDFROZL_'$RXB#W
M""V!P0@TVDVW8)9 ;P]@OK]AU#:MG875C*WL369DP91T9ZB, $+ 686@NN*U
MWN_5B7"X5;%ZP!P_976]A(8D*U#W=8=78DGJV4@:#>4 ]N!*MPXW*+A< %II
MMR"5=F6NS#MRNO8O:Y=F\'MK*@JO6FI%TZU1()O3QZ%TDO68S[(JUFM,;3!'
M;*DN95.5HC8R(P7.)JX5%=+*Z-KF,A!:F5I:$5&98L1(NHT4HAXQ7>/)Q1C@
M?I4=]VUT4H2IVAM5VV.Q3F1JZU'4#12#K-?.X<,%5UR:K;=VRZE6J+5ML5]R
MA+K':OF4+VUT-N TK*L&FM7-2<V.(CB(XB.(CB)N=XJ_6VY?NY/^3G\F?13W
M/-^/1]VR>D] _<.)?*XWW+9NE6E?3AB2)W[#_4U^V-/]HQ(RC]*.JN7?7J]#
M$BR=3]=K^NQ<LI<A\"?8YEC&"8S"3RV3^9+9:G5K?CQ.=L*G65(ZT++,3#6\
M.C(3:VQJZ?KI(!(_PC;#G,[:OAZF,-39BCC'ER0280P8$O(3Z^N@B2UOHM9*
M[7!@VI4G^<): >O+S,P>IC0V#E15IR_<S;#'9>V,C*9LUP5CHS!<5X$D?;:
MC/ 6)\'G[?LU\ODYZ1Z^O/ZI&U&GECE</8(;N*OK!!0:GIJ^#3H)QG9K!L)U
M@6(XM88W2: 5,4QG8A,CF?L>\8(*_.3$7$,_+7ES]?QB44.IPYXNNX[3EE.
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MMA<(3$1)3SN.3,R(0S.TN)2>UAXZX.96[QSSZ@?#PB+L1PNY(@^X(29Q9<2
M(EX8-(F)>NN^^^NNOJ]]_4ZZ_P#?OB)4%"D@E$A&CS"F!D3"EBD1Y0D#$CR9
M0SCSQ9]8YQ30RX9QRQY]=989XY8Y===]=]<1/AZ._1WEZ._5Z[ZZ[R]'?HZ[
MRZ[[QZ[[_P"'7??6.7?77_'OK'OT?\.^(G5WY*S[+-O_ (.U7\Y-N6/V?/\
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MXU/>?28T'</0(^:=;^XH'\3UQJ>\^DQH.X>@1\TZW]Q0/XGKC4]Y])C0=P]
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M)N.U0"P)9B1R( TYLO,X;PS'XC?D9%:6C"QBA&-N#9%S%=17OU1 &*DLVY2
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M3^F*LZ*)! 9:+(3-9+*)E56)#.<Q.^7!US J(!]!G61/A,,A6&VM/T.T+6+
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M((P+*( T6UU?81%N 44IK2UDJ5&=ZJUL"OI4+7*:"S'5'.EA8EE>[D' 8('
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M*#*3J!A%*)+WA/%)'BE)D,$X)F$(R6EBL%S 4<X \$B(L(T(N+"<4L0J#.2
MD4F"2.8<B&3.*:+/"2//+#+KOM$JN(GGW^6Q^RKQ]_!_87YQJ?(KTD]OB?%N
M^VN0CI=[I@_$R/O53AOR,R'1Q$<1'$1Q$<1'$1Q$<1'$1Q$<1'$1Q$B%N_Y
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MQ$<1'$1Q$<1'$1Q$<1'$1Q$W\\&_MH?P)_K;Q,E?E^;\9[/.:\R1Q$<1'$2
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M^0@BE/VRECF93KTRL4!4,8REAAS8G1AXFG]P0>]D3=01=87Y&7DY6SK[6L"
MA = JZ\SHJ@*"?*=-3RU,R9G$<[/ZOPS)LO%0(K5M B;M-Q5$"H&;0;FV[FT
M&XG03#O->:4<1'$3H9X&?;5_@-_7#G8X3_>/\+_<DHZ-_P!]_P"V_P!^>KSG
MJ$]HCB(XB.(CB(XB.(CB(XB.(CB(XB.(CB(XB.(CB(XB.(CB(XB.(CB(XB.(
MCB(XB.(CB(XB.(CB(XB.(CB(XB.(G KY;+Z[>.7[W;3_ "G7_(3TO]O@?%R?
MMHGFO\H/M^%?%S?MQ9PMZZ]/?777_'OOT=>GOKK_ (_^_?U.O_W[^IR&SSF;
M_.O$M"-E6ZE*2;7M@V _8E;&RG/<2U;MAJXO5+6S/Y2[+3*D2<CAI-HV*VD<
M)L)ZV<14 <43(N+,ON?K-@(-E>K)<YM0:EBFZAJ&=COJK)4566MN7Q#U8VG0
MF2.S@]8ZJG4U9%C9-8U:PU;L1L1K;-;:*69!1;DV;T'5-U*]6S#=*<#0&F&,
M6MV,9%Y^;>P7U3F6-A)71<Y"^R7@U2SIY;7/6H^OE+JN5J&6')G'<FQ\ELK[
M3 BL^X/!@ZR&)CMU)'6[+GK*L-QU6RTJU9;J>J5D3R]8S;T;5 & 6B\.P6&*
MP.1U>2]3(ZER2MM[(U);P7P9+*J@1OZYV-U;:U;7"UVZ@^.E*NE436Q[&SIJ
M*RM*DW6,QWS%E&%5[#O!'J8U0S=M:,KHT380%@U:CY064QD+,I^(/%02R<H-
M;2K#JL17<&I7:ME8.S:5ODK05+-6M6X!F(\<L"NKJ%)TMQ^&8]]*6N'H2UZ7
M1Q8S@56YU>(U;6/CICBQ59V&EK,"FZQ0I*I(U'C/2#U"=^[IFQ:BW)2 G-]8
M-&-F.L\01>P+36#K2N$K6IK1:QPEBE&H$C"<5>,+.RVE4V+<QI95Z!O<N%64
M5VJN1B@+4DN7T-KUEP$H=P JKHI33?8K%MNBG(O"\=JTMLHRJ7:L,^(SVFT*
M<BVIKE%>';:%5*T&UZMO6W*Y<)MK; VJ*92K+!N]*4O-=?"$*8FMW//(A?\
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7ASL<)_O'^%_N24=&_P"^_P#;?[\__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>95
<FILENAME>g679299g92s96.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g92s96.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1C 4&AO=&]S:&]P(#,N,  X0DE-! 0
M     #4< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< 5H  QLE1QP"   "  (<
M @4 "61I<F5C=&]R<P X0DE-!"4      !#ON"_ 95F2^/\V/ILB%<B7.$))
M300Z      #E    $     $       MP<FEN=$]U='!U=     4     4'-T
M4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P<FEN=%-I
M>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !       /<')I
M;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0 =0!P
M   *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I;E!R;V]F
M    "7!R;V]F0TU92P X0DE-!#L      BT    0     0      $G!R:6YT
M3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B;V]L
M  !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L      !,8FQS
M8F]O;       3F=T=F)O;VP      $5M;$1B;V]L      !);G1R8F]O;
M    0F-K9T]B:F,    !        4D="0P    ,     4F0@(&1O=6) ;^
M          !'<FX@9&]U8D!OX            $)L("!D;W5B0&_@
M    0G)D5%5N=$8C4FQT                0FQD(%5N=$8C4FQT
M        4G-L=%5N=$8C4'AL0'+            *=F5C=&]R1&%T86)O;VP!
M     %!G4'-E;G5M     %!G4',     4&=00P    !,969T56YT1B-2;'0
M              !4;W @56YT1B-2;'0               !38VP@56YT1B-0
M<F- 60           !!C<F]P5VAE;E!R:6YT:6YG8F]O;      .8W)O<%)E
M8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG          UC
M<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG       X
M0DE- ^T      ! #P     $  @/      0 ".$))300F       .
M     #^    X0DE- _(       H  /_______P  .$))300-       $
M'CA"24T$&0      !    !XX0DE- _,       D           $ .$))300*
M       !   X0DE-)Q        H  0         ".$))30/T       2 #4
M   ! "T    &       !.$))30/W       <  #_____________________
M________ ^@  #A"24T$"       $     $   )    "0      X0DE-!!X
M      0     .$))300:      ,U    !@             !;P   5H
M     0                         !              %:   !;P
M               !                         !     !        ;G5L
M;     (    &8F]U;F1S3V)J8P    $       !28W0Q    !     !4;W @
M;&]N9P          3&5F=&QO;F<          $)T;VUL;VYG   !;P    !2
M9VAT;&]N9P   5H    &<VQI8V5S5FQ,<P    %/8FIC     0      !7-L
M:6-E    $@    =S;&EC94E$;&]N9P         '9W)O=7!)1&QO;F<
M    !F]R:6=I;F5N=6T    ,15-L:6-E3W)I9VEN    #6%U=&]'96YE<F%T
M960     5'EP965N=6T    *15-L:6-E5'EP90    !);6<@    !F)O=6YD
M<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<          $QE
M9G1L;VYG          !"=&]M;&]N9P   6\     4F=H=&QO;F<   %:
M W5R;%1%6%0    !        ;G5L;%1%6%0    !        37-G951%6%0
M   !       &86QT5&%G5$585     $       YC96QL5&5X=$ES2%1-3&)O
M;VP!    "&-E;&Q497AT5$585     $       EH;W)Z06QI9VYE;G5M
M#T53;&EC94AO<GI!;&EG;@    =D969A=6QT    "79E<G1!;&EG;F5N=6T
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M# P,# P,# P,# P,# P,# P,# P,# S_P  1" "@ )<# 2(  A$! Q$!_]T
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MT/>WEKFLL KR:MO_ !BO5EP DR?WAWE4J<'$8QK+&>J00YH=!(/[S2W^;?\
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M-,0YL:?'<7+;QF=<RVAWVQU8)U+&M@?%Y8J6!4"W\V3Y:PMO$]85QOEH&@X
M^"2EW8]E;-OK6WD$$FTAQ)'YWM#?I)WO;N)';1$ML#&%SB!IJ5G-RF/)#9()
M24E<2[7QX1>CXF39U^O*8W]5QJ;&VOD?3> RI@_><Y0J V[C^:L'ZQ=8ZIT6
MS"S>FWNI<;7,LKYKL:YOM;=4?;9_-_\ 324^D)+/Z#UBKK72ZL^MHK>267U
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MM=_.?\6[]*DIW$D^UP.T@SX))*?_U]_Z^9U(^I]UM-FZO,=0RI[>'M>[UO\
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M/"2EDWYP\A/WZ*2B/I'Y!)3)."HI)*9I)@=$DE/_V3A"24T$(0      50
M  $!    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !, 00!D
M &\ 8@!E "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))300B
M      $N34T *@    @ !P$2  ,    !  $   $:  4    !    8@$;  4
M   !    :@$H  ,    !  (   $Q  (    >    <@$R  (    4    D(=I
M  0    !    I    -  +<;    G$  MQL   "<0061O8F4@4&AO=&]S:&]P
M($-3-B H5VEN9&]W<RD ,C Q-SHP,CHQ-" R,3HP,#HQ,@   Z !  ,    !
M__\  * "  0    !   !6J #  0    !   !;P         & 0,  P    $
M!@   1H !0    $   $> 1L !0    $   $F 2@  P    $  @   @$ !
M  $   $N @( !     $              $@    !    2     $X0DE- _T
M      @          /_A 3!-30 J    "  ' 1(  P    $      1H !0
M  $   !B 1L !0    $   !J 2@  P    $  @   3$  @   !X   !R 3(
M @   !0   "0AVD !     $   "D    T    \     !   #P     %!9&]B
M92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$W.C R.C$T(#(Q.C P.C$R
M   #H $  P    '__P  H ( !     $   %:H , !     $   %O
M  8! P #     0 &   !&@ %     0   1X!&P %     0   28!*  #
M 0 "   " 0 $     0   2X" @ $     0             #P     $   /
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M 0$! 0$! 0$!_\  $0@ =0!O P$1  (1 0,1 ?_$ !X   $$ P$! 0
M       &!P@)! 4* P$"_\0 .A   @(! P,# @0#!@4%     0(#! 4&$1(
M!R$($S$4(@D5(T$R46$D,T)Q@9$*%V*Q\#5#4L'1_\0 % $!
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JQ_L'MR8,1O\ #>?V!V.P\?MMN?\ MT&\I2-LOGSL?/\ IY_W/G_/H/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>96
<FILENAME>g679299g94l50.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g94l50.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ \P$2 P$1  (1 0,1 ?_$ -P  0 !!0$! 0$!
M       '!08("0H$ P(!"P$!  (" P$!              $" P4$!@<("1
M  <  @ #!0$. @4$"Q$  0(#! 4&!P ($1(3(105%@DB,4'6%Y>W&"@X6'AI
MJ=HR(U%A0B0*,R4F-I%28C0U=;8W5V>'<6.#1&6%M<5&=J=(B,C8&3D1  (!
M P($ @4&"@<%"0$    ! A$#!!(%(3$3!D%187$B% >!D:&Q,A7!0E*"LB,S
M-3<(T7.3LX2T%N&24R0T8J+"TD/$)45U-O_:  P# 0 "$0,1 #\ [^. . .
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M9U^#G 'Z)O5C]VCK_P#D:SK\'. /T3>K'[M'7_\ (UG7X.< ?HF]6/W:.O\
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M*.U[BHXO<J7V*_J[U%5RLMMNJ2J[<FY)<8N:4G'=ES;'L@X X!S_ /\ < <
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M'C+BD):-= K+::CH:+D9=S&H,F:?N"M@EVS(?0*<[](#[?5"_8WT'_Q[0?\
MRSAN:K>?W?/UQ^M'C_QV_AKF?UN/_?0.5_G2SX(' ' *K!3LW5YN(LM:EY.O
MV*OR;&:@IV%?.8R7AI>,<IO(Z4BY%FHB[82#!VB15%9(Y5$U"@8H@( /)C)Q
M:E%TDC)8OWL:]#)QIRMY%N2E&46U*,DZJ46N*:?%-<4SOU^C/]4!+O5ECS-M
M6D&3?L]DL2V4MGIE;,T].IA56T>RTV+CVZ3=!K()/7"3.=:H$]!N\41<)^FD
M]3;H=SVK</?+?3N?]1'GZ5Y_T_[3[K^$'Q*7>VV/;MTDEW+BQ6ODNM;X)7HI
M42=6HW$N"DU)44U&.[+FV/9!P#G_ /[@#@&X#J;^RQUH_A_QK\W5<X!?=^U_
M)<I^$_C1U'.LV^/>_P#P+Y^NU:IWQKX7[G\3^$_,4G'?$?AWQ%OZ_H^?T?73
M\_AYR^..=VU:IU)1C7S:7UFOSMVVK:]'WGDX^-U*Z>K<A;U::5TZVJTJJTY5
M5>:*=1MWP_4)9Q 9ILN4Z).LXY:8=PM&T.HVV6:Q+=RT9+RCB-@)B0>(1R#R
M002.N8@)%573*)@,<H"A>LW'IMSC*7H:?U&/"WS9=SNNQMV9BY%]1U.-N[;G
M)132<FHR;23:5>56EXGAO6$T#1=5PW9+*WE%;KUXE- E\W79R2C2.;/-+H[_
M #RT&EX\A#)RJ:M<D52HE,)?16$#AXB'AS(;0PNN'TE.H=YN#J^V%CI2UL:Z
MM?-WH4PTT.48.<>V_2M:I^R7#7,G,T02^4[])V2@Q3#WX?>#$KR3B) ON,C)
MHO *:K](#I6W<:(O"0-\IZ^A:'':O!KU*_R5?D<DT^,UQ'>R7#%9EHD$]29!
M736!) 6@.748BU(9@@U2C3J-# ?;7OIGTF4^GKV#Z(XI:K%78[<Y;2;8\N>G
M6RU7F?&YZ]K:VOZ%/3EK%V2WR+J7L<F^4(X]X%XF=8IA5,<!.($<W[Z&O1C3
MH6T1UW+O$[-Z%'[%':K?7F[7A2^ZREM[3/V%O5T*?.Z,$PX:Q^45IHP,DBV!
M%A"MV:H+,_404 G3J5T:#!>SW>/MK;G=/=:1W!T2HOV<+1TK.6LT+.,[J;&L
MPK-N6T23PI+QH4D@K-VUS&M8YE(2(-@%)46I%S@;#UEDFZ2JZZJ:"""9UEEE
MCE32123*)U%55#B4B::9"B)C"(  !XCP BLDX2270537073(LBLB<JB2R2A0
M.FJDH03$434(8!*8!$! ?$. ?3@#@#@#@#@#@#@#@#@#@&M+ZC79"W8K1*XU
MHL+'2*TM?*E7;79K SL4C2\VB[![ZL2YWQA46[BS.JY'F9HM (U @#(RK$RR
MJ#8BZR8&H)+ZEMRD"X%9YGK/9FV*[%B,#=[195V=K$L1?;#&;LV=TMA-3-5@
MZHS95W0\KJE;'XZK$O9%;581Z"+-LPD?$"V'=U0TF6HFR9$6$N:0U6A1<9+5
M3)[7)(SULEKQ8H+;<_7MMNJ#&[TRK4B%8-))@LZ^"JHH299-ZB^8@*/(+)F/
M-!G;5<8G(KQ\2F6B3-[CM^M5EK&'QE)-6['JJDS^,VFL'$I1I9Q)U&TF<L7T
MFLS5.^;^O[T[D5FDBS!L)])4(ZQ:9&Y[*KP-#BH:\SF9V-S+40V&KK5HI7O6
M\UL1O4R];QT:XMDU9=8AXZ&?1RDD5%9J8(LS7WUF=]P#'[ZCMHU&-QS0:-8)
MN2FZ;%WRJPD,Y2K#:,FIQJK&9Y;RSUL=,:6-7?56&FIEW%MG$2Z@%FCM!N@Z
M2DC+G.CJ]X5=OGZX_I(\C^.4%/X:YU916F=A\72OZ^WP7F_1P\307SI1\"C@
M#@#@&075?L=?.I>^YIO^=.!+8,^L+:1<1AUU4&%GKS@#,K-49<4A\YHFSP3A
M=FL(?;2!4%4Q*J0ABYL:_/&O1O0YQ?SKQ7RF^[8[ASNU=]QM]V]_K\>XFU7A
M.#X3MR_[,XMQ?E6JXI,_T]\DU"H[9E^?:]0GQI&FZ74("ZUMTH4$US1-AC6\
MDU1>( 8_NL@U(X])PB(^9%<AR&]I1YZ#:N1O6XW8?9DJKY3])=JW/$WG;+&[
M8,M6'DVHW(/QTS2:KY-5HUX--$A\N; Y_P#^X X!N ZF_LL=:/X?\:_-U7.
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MUCI>8YS Z#A!KUV#HDK)OJ%\E,LLS&W]B:9=[=*5RG1VDFB\,A;TSG[/.P*
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M*33IRB?R@=W6K;7F38H%$P>=0&]H7$/8(@4#?<#Q\;1(.COE@<__ /< < W
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M;Q^S[?%(Y!\?LA_V X!4OF:=-_WQ)+/@^^64*E*E$/;[!)))NBB7[0^SP\/
M1_TCP#7;]3%>IV?K\A4[C6:W-J6BY5YJS*,2TCG"",*LM9%G'C$DCR.&J;B,
M12.FJ"A#"N'B4? !+BO6K=Z'3NI2@WR]1K=VV;;-^PGMV[V8W\&4HR<)5TMP
M:E&J354FDZ/@_%,TE14/$P;-./A8N/B&"0>"3*,9-V#5/P  ^PW:II)%'P#_
M $<B$(6XZ;:48^25#/@[?@;9CK$VVQ:Q\6/*%N$817JC%)?05'ECF#@#@#@&
MU?Z/;%9UVFL+E,2 G&8W:W;@3^<!,FK:*/'D(GY2&**HK/2F\#"4/(4P^/B
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M>!B^(>(< ]' ' ' ' ' *3/1PR\',18>'FD8Q\R()O#P*HY;*HIF]OL#R'.
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MEU9;M;E5:9-XC&1N;6XN+76#A5*;#Q%7N=DC*QX9K(M$"M(U"6FF2T6U-&E
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MIB4#/NBU*,H-(IU$A4BH0]*JM>J42B1>7=$1C*Y$,X=@D5S8)>P3S@J;5F0
M4>OWKLX!XK.%E!,H8"ZN . . . . . 1Q=,R@+B!W)RC&3'E "RC1,HF5\
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M5&"BJU7(5L1G%0D*R;QT:P;$\1!-NU;$32)YC")C#X>8YQ$QA$PB(V!7N .
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M'L7:HRMWX[W+9,K#6+/#O7GJO2@ZIIPCB7U)0I=O-+IZI4:M-/9=W^RF_O\
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MY+T*]ZNIXW#K2*8IRE.0P&*8 ,4Q1 Q3%,'B!BB'B @(#[!YV4^I^?%<C^\
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MLS1Q&)NG)DG"[8#8'UE^HI(]C>TNF=3B8<:GW_KT^W9GV6>FT52?C<M"J:A
M5;J^K&$+G\.XM!NVN5RKJ\1Y'80@P<9&K(?\Y'\%0 V<\ < < < < < < <
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M:QX /^M7G)M8>5>_9VY->=*+YWP.U[1V+WCOU'M6VY=VW+E/IN%O^TGIM_\
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M(2S&ZN&2-XN[9R*4)D9;E(N:EC0VM$K%R=53:-+:+5V$*"B)3/D%1,;P(!3
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MP!P#VQL;(3,BPB(EDYDI65>M8V-CF2*CEX_D'RZ;5FR:-TBF57<NG*I2)D*
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M4 /:)##X>T $ ,$I&.>1+YU&R"!VSQFL9%PBH'@8AR_<$/O&(<H@8I@]ABB
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M9" 4H 53@#@#@#@#@#@% L%8@[0T%G-,$G9  WHK"'D=-3&#VJ-7)/!5$WB
M"( /E-X>!@$/9P#'FQ8+)-Q.O69%*01]HE8R(E:O"A[? A'1"^Z.##[/:8$0
MX!$TC1K?$F,5]7)9,I?'S*HM%';</#Q'_OIF"[;[@>/^+[G +?%B]*(E,S=
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4 *P?^H+_ ,Z__P#*#_\ !;@'_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>97
<FILENAME>g679299g95b57.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g95b57.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ D@&W P$1  (1 0,1 ?_$ -4  0 !! ,! 0$
M       '!08("0$$"@(#"P$! 0 " P$! 0            $" P0%!@<("1
M  8#   # P<'!P0."P$  @,$!08'  $($1()$Q?7(105E7=8F3$B%C:V.+A!
M436U=C>W83,9"G$R(R0TE-16EE>7&'@Y0F)C155EQ2;69Z<:$0 " 0($ 0D%
M! 0,!04!     0(1 R$Q$@0%05%QD:$BDA,&88'!T4+P,B,'L105"%)BLM)3
M<[,T=18V%^'Q<C,D@J*3TZ15_]H # ,!  (1 Q$ /P#VP,[18$YL"\0AO"R(
MDSQ*R6.,1R.1ACI<QJ:VHVEJCEBH 54KJ24R!8>LD,I7*1C4KCMAV=[,OR%
M  .6"2]J^),VR[_=9.?O)73]1<[? /)5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2N
MGZBYV^ >*KF7:*#W63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#
MW63G[R5T_47.WP#Q5<R[10>ZR<_>2NGZBYV^ >*KF7:*#W63G[R5T_47.WP#
MQ5<R[10M0AKGL?MJ/PE3==BR1FF506^ZC&^LE-DK8_(8U):::6&1,)\=J>/E
MB<&U+-EV]$KP+V\T8@;-3&:!K67"E:<HY2ZJL_7GI/[:F+^'2@L/)='Q86;Z
M?@8'S7N^=PSU 'OFN;.E(TI34;CL9D3&\6XQ6<5-[_:%D!<IA.WNG)VVK4=6
MMGNX<2"VU2U.)"I<M-)/$2+Q\  Z&[Q.[:XF]K<=JWMXI.LE*LEIK)Q:[JHZ
M*CSQHVZJ/AKOJC=6?6$N [J6WVNPC;C*WYL;GF;JL'.Y*Q<4E:7DTTSMR4[C
MQE2$%%RIR3UEN85["C=TE?\ 0Y[D^OE2M\)AI4 C!DQL)@O!VD+#6<\AK4"?
MB3+8M(GF.&)@DJ%"5Z*,/(\Z .C/'4_S!M*80O.;DDHZ565:XKO8K"G/5JB9
MA:_,7@-[;K<1ANN^]MY<?+6JY;W=R5K;78+7]R[.+HI.-R.&NW&J/U2^J-#G
M^UZM94T>D57P(E1VRR]'-%PPDI-8M:2'D2N:QL9W*(7PZQWV,HT)+%8(%9XB
M") %P3C  HQ&:4/1F7[8A*[;TQ<;.JZIZEWD[45)THVOT\R,;7KK:7^)VMM*
M,]M9C#>_K,;\$IV9;2.VFZSA>E;2\N_&?=5U3C)/7;<6I?+GZQO.;&RM:Y^J
M?IQED,H(J)ZK^O%]:QG4^LR#7FO>6BM['@3,GL)0D>XD]/3-M$( E1+L2L4D
ME#1:&(>@27']K&*<K=_5*CC'3&LE)-J4>]1KDSS:HF9R_,3@MNSYEZSO(7I+
M;RA;=I>9<M[JX[5B["*F^[.<7'2W&[!T4[<6Z&4UX=IUW04 IZ8S2#VRLDUY
MGH$<#IECC3&*WS' R(GS>0MSTPOLJ88^R*X*PI31/6CW70$QX/8EB.,$6$?,
MW/$K.ULPO78W-5Q54$EKRJZIM)4K1XX,[[B?J':\*L;:Y?M7Y;G=S4+5F,8^
M:Y:)79)J4XPCY=N$Y3U32[KC%RDXQ<"B]6'G91+J5A;#"+UE3MTC'*WD] 'L
M4+C6VNUV^P'HQA="6%Q=IRU$,JZJEJ8\<L+>_HKZ,3$"/)VJ*&2,WCOC>UUP
MMQA=E*Y332*HZNE*ZJ*CJG6B5'R8G2_Y_P""2W.SVMB&YN7.(6K-S:N,$E?C
M=;4G#5.+3V\?Q-PIJ#A;::4FTBV2O68X\"V2J1NI-M,,/:8S-)7!IBYPEM-8
M[L;8+-&BOW8BJ2FB3NKXJ<EDID"$E$0^(F(:HI66>'P(WLS6M>H-A24FKB@D
MVFTJ2HZ4CCG_ -6FBSH8?[B^G%;G?NN_#:JW<N6YN%8[B%JY"U-V%%RE+\2Y
M",%*,'=UQE;4X-2)B#ZA]>MX[.0S>E^AJRD=2\G2GLB61">Q>O6^2AJR*R2;
MQD]J1HVBSWM+N<.JB!*E"-(H/3HQ)3R-FJR3!&%E<J/$[3;C.W=A.-EW&I))
MZ8NF6K-\B[3EW/6>SV\-V][M=Y8O;+AKWMRW.-K7Y2E?CI6B]*+N/R)-)R4:
M2A62;DHX;)O5PF<SM_<#B7/TJ@L-_P"\WQ;3Z";V0SL#UMWAO4"5C=#3G%LB
MMM(38G+9$Q2$ESC!Q7TXA+9BAJ7$D*L86O77KC=RYN(VK5MJW*Y:59+Z9IO&
MDL&\XTJJ)UI@=!_N#N;^_O[2&RO;>Q9XELMLKEQ6YJ<=V[/TPOQ<)2C>4H/O
MJ-NDYQ=RMA9%)O5MY:$PH'UT;;6CPD\5Z&E]AL;S%H^&0TPW<W29'"Y:DM)M
M;I@X_1KI*Y@YHVN/$M@W7Y^M6$EG"3;V+R\E<<V;BFXW$Z2<DTJPTX4EWL')
MT4:5Q:3H=POS X K'GWO.MQC:WERXI05;,=E<5J_YBC*6/F248*&MS;P)'BO
MJ'U1,:,O>[FBN+OT=S;[ VVZ?4Q6*!N&/H%# T3 #HG9T\Z40]U0:A;M]+[V
MG?!F?-$IX- VI!I.+;;XM8N;:YN8PN?A?>C1:J<_WJ4I5YY)G.L^K-C>X9O.
M)1L[KS-A_P!^QHB[T'Y<+M%&,W";\J<9]RY*JK%5FM)$EV>IO!X_<M;T?2I!
M\T?G*Y./(I9<V4Q73Y7#!#^KI-M'&H\B=$M@1%];;->HAL+RA,-0+FY*@%[4
MPI4:$236F_Q>"W%O;[9:M5R"<FN[IGC1.J>IK%8-9IXY=;Q7UOLMOQ%<)X>_
M,W5O<;"%V6E3A".^O>7"&%VW*-V4.^FTU"#C/3<^X^SKU::'51QFF#)4_1LA
MB\\G3E :2>V^%P1 DZ <F$R6!E#S5!<CLYB5G16*$PY4:X.#X4QD$@-(T'SF
M'!!D_;NUT*XK=YPE*D71=ZCHW&LE@N6M*9/' V1]><,N68;BQM]Y<L7[SM;:
M2C;2W4HJY*;LZKL>Y"-J;<[WE0DM+A*6J-9ODW?5'1SC(CN@A#8$EIL\B*CT
MTQR-)#K%+6R>S6>HC&8<8=7IH2B>(W-W;:9P) M'X:2G;3;4B]D$WE_M/;_L
M_P#:4=3L4K14K][33%I8/!XT]IS][ZNX5LO3:]4M7[G#6[2I"#=VMV]"PEY;
M:>J-R=)Q7>5)**E*D7C^O]7>D&R7HZO5T3UC[Z5%A+ZV6T>DK"(N=I,[XG@[
M?8K:N7L;79:QO4,<CB"X:Q$H1+%8O9)3AG@( $(A\.7'MO&?E>3N/UBM-&E:
MEEC35D^2E<F\J-]>_7W"X[E;">WWJXF]T]N['EP=R-SR?UA54;DHZ96>_&49
M-4JI:6FE25_K3\?-3!+)>YMERH(<S1^4R:$RL^%L.V:Z&B'6 PUJ^'U@(F9F
MKM;(DDF1"#^D1$?T) =\[\=)];,U'ZAV*C*;5S0E@Z+O8TI'O9^QTZ\#1<_,
MGTW9L7-W>\^.SC;N7+=QP6F_"U<A9G.TU)O2KER"U75:4HR\R+=JLSMO7JC1
M"'S61R:>1YZB-"L7%,(Z@VW*HTS/ULFO\XZ%DM(1YB1O4(M66U\^I96I0-X6
MQ*B"82,U:6H$[;*,V219<9A"?F3BUM/U?S,JRKYFA92TT>#735M(RN^N-KM-
MS>N[^,[/#K7#+&Z<7",KJE?OW;,8*5J]<A<E.4(QA"$6M33C=GK2A8L;]7%O
M;K2Z"B5JTQ9T>%%+-J6MZ2I5M@[0DZ.>5\FI VT[)-GK>ZVH?70DD5-;52HA
M:B<TJ3;28F\@E9QY8AZUQV$+UV-ZW-*+BHQT_B.J>JJ<J432IBL&CB[7U[_Y
MV\VW$-M>A=AO;-C;V(QC^L2<]G#=7%<K>=FMM.Y)RC<4-$4HN<G'5(&O6,Y=
M5K-'L4,OV3P1"T4+();;+!7[$IKNOV+HM:D9Z_<YHJ535%)VT()&LTV+$Y+6
MI6A6EF:3DJ2BQ&ZV_M[:-O3"Z[<5'5)16F.JF?>JJ5H\,TZ5.7_N)P&4H2L0
MW-W:2AM)N[&"\N$-[)PV\YZIQFE*XM#BH2G%M-QTJ4E:+;ZO<7C3+?<HNWGN
MXJ^8:PZU#RK"!(15DM'+Y8JC2!Y1,3R[/5H,,:C,P2@(6N#EM8L31]"V*$ 2
MW-2J,.+!@N.0MPG<W-NY&$;S@J)9\S;DE54;E3!+E>;X<?S%L65OY\3V6YL6
M]KQ*.SMXV7YUR5N,XQJ[L86Y/57\64+>F5O\1W)2MPVYQE[#)HW'Y(%M<V8,
M@9&E["SO0$9;PU!=4"=?IM=BVY:Y-Y;FATH]D>$A0H)T: 6@&##X"WW=N?F6
MXW*-:DG1YJO(\\3Z+;GYEN-RC6I)T=*JJK1T;55RT;7M*WF9F, 8 P!@# &
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M , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8
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M]<))S3U8L+8RO;Y8UIQ)1)"W^OH&S,TD;E:MX=DZ1O3)5Z8TPT(#RA"A3(/
M& , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8!"S[^\35GV+
M7Y^W/-N7Z??\R<IQ5GZ\])_;4Q?PZ4%E>2Z/BPLWT_ FK,2ELS"4M\-CZ]_<
M=[$4D+UHA.'>M&K%AOYB5(5X^/@,XS\N_#?D!K8M_)K>5*KH1NAK>E,G=I>\
MJWQY4;.4J1[T64'8M)T:;0A;)1)"Q;%[),1H7AK7CO>]^(A;V+>][WI)*B-;
M=36EV-R[:70RN6QZOP5_$([9=-/5265-I-/).\?I=&'=GL5"1"I+SX96#K!Y
M(@CKG+"U[1(@2AL>VU4L5>4LQ,4-(XY Q[7^G]<+Q(Y$^HVR@JV"]L\&5%%P
MN3RUP/+B$:H:G*K<.%5@QU/&" \BGRBN')V+<FL#2=L+R(1<72+1+U3@0)AY
M4Y!L6DNFKKNV21"A&>)6^QQY+#HA7LCF*Y;S:2R5_3L5DU=UJ6NKR'PU]KZV
M'NO2'!V/2-417D&Q=HVJ \EG)2(W 0GZY?[IE>?^(F)?X:VWGG?4W]PA_7+^
M3,^"_O$?Z*VO^*6_[#<GE2SPY^,Q@# .XW.+@SN"%V:5RQK=6M8E<6QS;E1Z
M)P;G!$>!2B7(5J892E(L2*2@F%&EB",L8="#O6]:W@V6;UW;W8W[$I0OPDI1
ME%M2C).JE%JC3354UBGBCWK^BGZG)W:U7K:>M]W ?TK4#(E4N[D>$HDRTH"6
M>0UHYX665Y0;?VI6H3HWP.@  (]0G4@_X2,LGVG!>)2W4'M[[_\ (@L'_"CS
M]*R?/@\76G[G_*/\QH^M.$O8<2FO\R;6"\S!+S89*]%+"N2N)))3:=$IQ1O-
MSO3[ , B^\(Z\S"EK?B4=1_2,@E%7S^.L3?\X2I/GSR]Q-V;&Q'\[7'ID2;Y
MRM4@![0XPLH'F\1B"'6]ZX^[A*[M;MN"K.5N22]K32.-O+<[NSNVK:K<E;DD
MN=N+2S/ 7_H+/50^ZW__ &WG3XNYXK]B\3_HO_=#^<?A#_97\S/_ .9_^C:?
M_>>^@R+V .AS(7#)0WUK:8JC%%XI-'>-)K :H!8 H;MI8I0YPX#\P(YLWQ61
M[*5G-FG-$6Y%D;(TJ)"9[4/N+$7"S"$EWE%)^Y'[TLQ<;,8RPDHI=AJWCWI@
M7^QT_4#8'K6HD?4'/G1$NZ.J_I5@Y.G):25S:U*DL:F;G=NC:WFG8D^>KBE=
MAQ>UW=0%S;99$BFI8F:BTR3Z.;Q-ZG?JYS.A6I9Z-5".-!USSQ W-%5[37W)
MRSFS=RQ2#1Y)TC)WN-5IJMJ/L&56\B$W/;\W4V<]O4G;H\;X("I<:WN24:0Q
MM3ZU5-HFDJ\J]+A1)O3>BG RNV*X?U,:N"$7(?);'YY'/J&>3(CU\AZT%3*S
MF,VXV0S7-WBD_09MB.YH9MKA):=#\]4>P\QF+=74J5#'ZS_18L6<POFJL67L
M\Y@J/GAKIH1-).-86^?1KV_5=T"[W._M":G:]Z^JJOW&F[#ASL3 11>;H9\J
MCD69&L#&[-Z@#F:[75C44+@BOHS/R&U.?K2L7J9WMU36+133'9,9E&NNV&,S
M!LYIZBN#J7FI% 6J$=[1M&2GH^36R2V,OOA+O4TE)%FA2$8' ;RJ=XW7'E%#
M)7H/@RZ[7MJ][-JCK0SG!+<E3PB &L-<06VVU>]R:(V!4TG-G5O2N)=2P-QD
M+L?7]?/$$0N5?%57-6^*R]87N2*%;<PJFI7"@H:XG#_5_P"V0U38U81WU%)H
MW)[<J604W8BITA/0YP)'&7&[.[;AC:UY?(9W/7]N3I?"2>V!LQ+?,9?*8R^)
M& PQ_:7<;@2%JNJO2*4,IKT],^12NUXZ='9#,WEJN;O9FZ@O6;-1,!CD:C=
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M#O9)QI>PC%'A@4JF , 8 P!@# & , 8 P!@%D6#_ $"@_MO6?^)$4RK/W/\
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MUT&6/"QAT5L906H"=&061:M$P)XE-=^G[8I!M"21RH=^:J>Y9DD+<:'#8\?
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M1Z(NM1J5;7*7./W9 W\Y"ED+_P"\B*?V(L'^OJSR_3[_ )DY2]\A1@# & ,
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MOTDA32HT'Q_WO'33U?TV:2,6]:-7C,*%X!&%,4/6MZTRNR>"P1L5M+/$V1
M$L(0 "$  !T   :T$( AUK00A#K6M!"'6O#6M?)K6:C8?6 , 8 P!@'66B6
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M1E' 3JU#8D,- ,:<D0 *_@# & 60O_O(BG]B+!_KZL\OT^_YDY2]\A1@# &
M, 8 P!@# & 0L^_O$U9]BU^?MSS;E^GW_,G*<59^O/2?VU,7\.E!97DNCXL+
M-]/P)JS$HP!@# & <""$81 &'0@"UL(@BUH01!%KP$$0=^.MZWK?RZP"E#86
M(P0AC96D8Q;WL0QMR,0A;W^78A;)WO>]Y:L'>3I$J0'LTB9.E+^37D3DED@\
M->/AKREA"'Y/'Y,@.Q@# & , 8 P!@# & 8=R_@;E.<5DLJ-ZKEY10]3?-B]
M/)5,0M:XJ^GD=OJVI=/9M8UEPFV(%/XU:L!?)6\6E(R% &1Z;TNF=[6-)90&
MH\:/=JR41<+SQ7R\_P!?1*HW:H(VJJ6"T?,^<8I5OM',JOF6GI]&F.&2:+(X
MJ2O+:2SU</82VHMRT7]*)D!ZHDI0 "I1HQJ8HCO,G)%(1;G@KEN&-]C0&H2C
MURT(:ZOF^J]M$3L\3]3:4ED1O0,*LMAO\^532?KU;G('8<G$Y2 Y>L"Y'JBU
MJH!T;J4AY1Z97&)JH#BCKB;Q]W!6\)JT#_#NA>D8/)0L5=3R?V;#)1J2P^W&
M-^]\;'-K8E2P-@_./T\.#)G8@UX,3.*PDZZGF2B/MZ],WC)]:G*.J:VF+?%)
M%5DCIJ<PB,W_ -%0Z VI Y9%)/"GTFZ8%$K89(==LK4Q^8N 2I)+4+U)$BHX
M"Q.O*6$)SRCDWF*)$RN?)5 .U2S"BSX0L259-)MNR%D78YQ84;W&)X7-VFS6
MV658^1Z5M<CI=[C5FL:23,IT06,8F.1DZ=&_YLOV)1LVVZO,4,/6_P!(CEI'
M?YEPG@L$^'HZ0JVHV>I4UR= M;4\NT)O_H_HV<SN])"@N8I5U0KN:Q^ACG.0
MHK'2R4MP>$)SBL-6*7)5O1-K(41*R_TQ.*G!:I=1UC+T+YN6WQ.6&2,5_=%Q
MR4UW*>FK3A]VW@YTY*8_;+9(:1U.+5@R![V1$%+(F;U8UOS$M*6YN0%:K0HB
MZ3O3TY!-8G&/%U,<A1.K=SRVKEC18UK,DC-_[J=KS"]*#=RY<SSE#*TLK@5P
M3YXD?TT4M [NCJO,/<5*L6@>4Y-NKS%$3317/U8<X1!RA-5H):0UO<I=YM(G
M:?VA:-T3N4RU\*0IG*02VS[GF4_LF6.9B!K2I2C'%V5;3(DA"8GV9!)18%6R
MDT9 , 8 P!@# +(_2M^_ZLYO_P ?K?X@Y:+G7:2I0I"X220I&UL)KV5H?_NN
M$.!ZUP<(%I&D0LLS87EQ4GZ0S9<M&$E WF"T$HDPP8M:"$.][RJBY02IF)1@
M# & , Z+DK/0HCE25L7/!Y7L_(VMIC:4M4^<TLL7L3'=P:FX/L0#V8+VAY?B
M ._+YA>4.P+6_2M^_P"K.;_\?K?X@Y:+G7:2I3T1KZ\3AF=540?8^VM<4EK>
M<K>%D4.":N>'>$*428@E@DSXJV(1#(H$(0RP%A\NM>;Q%K6V"0Y21\A1@# &
M , 8 P!@# & 0L^_O$U9]BU^?MSS;E^GW_,G*<59^O/2?VU,7\.E!97DNCXL
M+-]/P)JS$HP!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# &
M , 8 P!@# & , 8 P!@# & , 8 P!@# & , 8 P!@# & 0L^_O$U9]BU^?MS
MS;E^GW_,G*88="_WP2__ ,L?_P!P?O"_WP?JNR?K?_\ 3_\ Y7\VS..7U>XC
MSY"%_P %_+XB=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0
M_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'
M4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QX
MAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\
M>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%
M_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_
M!?QXAU#\%_'B'4/P7\>(=0_!?QXAU#\%_'B'4/P7\>(=0_!?QXAU$ZTK_1UP
C_P#EJ?W22O\ N5_H[_,!_OA__4G_ ,5_]GX9'_ZLRKW'_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>98
<FILENAME>g679299g95q30.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g95q30.jpg
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M 0,1 ?_$ !8  0$!                  D("O_$ "(0  $% 0$!  $%
M      8" P0%!P@!  D2$Q06%__$ !8! 0$!                   " ?_$
M "$1  (" 00" P             !$2$Q05%A<8'1 I&A_]H # ,!  (1 Q$
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& J_X#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>99
<FILENAME>g679299g95y58.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g95y58.jpg
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M  (#  ,               (#  0% 08'_\0 +A$  @(! P($ PD!
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09'BK\IC@W2",[&5(_P#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>100
<FILENAME>g679299g99o11.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g99o11.jpg
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MQ  E$0 " 00! P0#             1$A,4%1@6&1H0(B<;&"T>'_V@ , P$
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LXQZZKVXE:O(FC+7$T^SX\56TZ3._V3--8$9TZ?)DBF[6LL+2Z";_  D__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>101
<FILENAME>g679299g99u50.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299g99u50.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[28<4&AO=&]S:&]P(#,N,  X0DE-! 0
M     !\< 5H  QLE1QP!6@ #&R5'' %:  ,;)4<< @   F$  #A"24T$)0
M    $"70**(AB0[OCL<U">^<<ZTX0DE-!#H      .4    0     0
M"W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT965N=6T
M26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP     "W!R:6YT
M97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/8FIC    # !0
M '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P     0    !"
M;'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+ #A"24T$.P
M   "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS    %P    !#
M<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L      !#<FY#8F]O
M;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V8F]O;
M16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P    $       !2
M1T)#     P    !29" @9&]U8D!OX            $=R;B!D;W5B0&_@
M        0FP@(&1O=6) ;^            !"<F1456YT1B-2;'0
M      !";&0@56YT1B-2;'0               !2<VQT56YT1B-0>&Q <L
M          IV96-T;W)$871A8F]O; $     4&=0<V5N=6T     4&=0<P
M  !09U!#     $QE9G15;G1&(U)L=                %1O<"!5;G1&(U)L
M=                %-C;"!5;G1&(U!R8T!9            $&-R;W!7:&5N
M4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<         #&-R
M;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L;VYG
M  MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /      0 ! \
M   !  $X0DE-!"8       X             /X   #A"24T#\@      "@
M________   X0DE-! T       0    >.$))3009       $    'CA"24T#
M\P      "0           0 X0DE-)Q        H  0         ".$))30/T
M       2 #4    ! "T    &       !.$))30/W       <  #_________
M____________________ ^@  #A"24T$"       $     $   )    "0
M   X0DE-!!X       0     .$))300:      -!    !@             !
M00   20    & &< .0 Y '4 -0 P     0                         !
M              $D   !00                     !
M         !     !        ;G5L;     (    &8F]U;F1S3V)J8P    $
M      !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M     $)T;VUL;VYG   !00    !29VAT;&]N9P   20    &<VQI8V5S5FQ,
M<P    %/8FIC     0      !7-L:6-E    $@    =S;&EC94E$;&]N9P
M       '9W)O=7!)1&QO;F<         !F]R:6=I;F5N=6T    ,15-L:6-E
M3W)I9VEN    #6%U=&]'96YE<F%T960     5'EP965N=6T    *15-L:6-E
M5'EP90    !);6<@    !F)O=6YD<T]B:F,    !        4F-T,0    0
M    5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P
M 4$     4F=H=&QO;F<   $D     W5R;%1%6%0    !        ;G5L;%1%
M6%0    !        37-G951%6%0    !       &86QT5&%G5$585     $
M      YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$585     $
M      EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@    =D969A
M=6QT    "79E<G1!;&EG;F5N=6T    /15-L:6-E5F5R=$%L:6=N    !V1E
M9F%U;'0    +8F=#;VQO<E1Y<&5E;G5M    $453;&EC94)'0V]L;W)4>7!E
M     $YO;F4    )=&]P3W5T<V5T;&]N9P         *;&5F=$]U='-E=&QO
M;F<         #&)O='1O;4]U='-E=&QO;F<         "W)I9VAT3W5T<V5T
M;&]N9P      .$))300H       ,     C_P        .$))3001       !
M 0 X0DE-!!0       0    (.$))300,     !O^     0   )(   "@   !
MN  !$P   !OB !@  ?_8_^(,6$E#0U]04D]&24Q%  $!   ,2$QI;F\"$
M;6YT<E)'0B!865H@!\X  @ )  8 ,0  86-S<$U31E0     245#('-21T(
M              $  /;6  $     TRU(4" @
M                                       18W!R=    5     S9&5S
M8P   80   !L=W1P=    ?     48FMP=    @0    4<EA96@   A@    4
M9UA96@   BP    48EA96@   D     49&UN9    E0   !P9&UD9    L0
M  "(=G5E9    TP   "&=FEE=P   ]0    D;'5M:0   _@    4;65A<P
M! P    D=&5C:   !#     ,<E120P  !#P   @,9U120P  !#P   @,8E12
M0P  !#P   @,=&5X=     !#;W!Y<FEG:'0@*&,I(#$Y.3@@2&5W;&5T="U0
M86-K87)D($-O;7!A;GD  &1E<V,         $G-21T(@245#-C$Y-C8M,BXQ
M               2<U)'0B!)14,V,3DV-BTR+C$
M                                             %A96B        #S
M40 !     1;,6%E:(                     !865H@        ;Z(  #CU
M   #D%A96B        !BF0  MX4  !C:6%E:(        "2@   /A   ML]D
M97-C         !9)14,@:'1T<#HO+W=W=RYI96,N8V@              !9)
M14,@:'1T<#HO+W=W=RYI96,N8V@
M                            9&5S8P         N245#(#8Q.38V+3(N
M,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="               N
M245#(#8Q.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="
M                             &1E<V,         +%)E9F5R96YC92!6
M:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR+C$              "Q2
M969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y-C8M,BXQ
M                              !V:65W       3I/X %%\N !#/%  #
M[<P !!,+  -<G@    %865H@      !,"58 4    %<?YVUE87,
M 0                        */     G-I9R      0U)4(&-U<G8
M   $      4 "@ / !0 &0 > ", *  M #( -P [ $  10!* $\ 5 !9 %X
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MTW7C\T:4I(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B<W1U=G=X>7I[?'_]H
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M '     3 $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P "  0P!3 #8
M   ! #A"24T$(@     !?DU- "H    (  P!   #     0$\   ! 0 #
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M__\  * "  0    !   !)* #  0    !   !00         & 0,  P    $
M!@   1H !0    $   %N 1L !0    $   %V 2@  P    $  @   @$ !
M  $   %^ @( !     $              $@    !    2     $X0DE- _T
M      @          /_A 8!-30 J    "  , 0   P    $!/    0$  P
M  $!M    0(  P    ,   "> 08  P    $  @   1(  P    $      14
M P    $  P   1H !0    $   "D 1L !0    $   "L 2@  P    $  @
M 3$  @   !X   "T 3(  @   !0   #2AVD !     $   #H   !(  (  @
M"    \     !   #P     %!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S
M*0 R,#$Y.C S.C W(#$U.C,W.C0Q      20   '    !# R,C&@ 0 #
M ?__  "@ @ $     0   22@ P $     0   4$         !@$#  ,    !
M  8   $:  4    !   !;@$;  4    !   !=@$H  ,    !  (   (!  0
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M"A<E0W&1\?_$ !0! 0                    #_Q  6$0$! 0
M        \*'_V@ , P$  A$#$0 _ -K'0'0'0'0'0&WY_'0'0'0'0'0'0'0'
M0'0'01_[C.YC2GM<P9,YU2MY##,V45=CF-T[#,_*LNMA;1TZW':IV3$&4Y'9
M)'YTN3)B5U<P39S9C!/Q@>"D//?J!]X/<->.4FD\:/V]X++60,8JV'%O]0Y=
M<(DJOV^4VL8X5-*,/&ZRQC%;638CBN1TM9Z@#[@1*R7!^YFKGE<6>J^M3DP
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MC.943JOTF6X_2Y-3OJH*KU5?5L:UKW54",.1Q);)%P(AW5>)*GOT#@Z Z Z
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M[',?LY%C182M._/N)=Y-.K)Z-Y[&:"MN>8W[.:[%KFQ%2"NA,A CFOFCQ6U
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,5;=543]/M^_0?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>102
<FILENAME>g679299magnify.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299magnify.jpg
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M 0$! 0$! 0$! 0$! 0'_P  1"  7 !@# 1$  A$! Q$!_\0 &    P$!
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M9HDQ$ D#K%NT,9"C&:"+5@)4?;CVB">J:#?37^OC62K7EUZD,;]0 "5&P![
M;^=#];UXW#)<-XIF/1.2X_BK;01QPPR24XA+'#$H2*%9D59?1C50J1%RB@:5
M0/!?J:DJ>H>-8AU+5A ZKB^5L.E@D"BP>+L7CS]&$\OR*8EHUR2([Z8QJJ0(
M;.7JN/\ 5??YTCBCB7K&B1K\Z10HW^SH#9_L^&F,P^*PM?Z3$8ZEC:^^QAI5
4HJZ.VM=Y!$J^I(1\R.6<_ECX_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>103
<FILENAME>g679299magnifygreen.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299magnifygreen.jpg
M_]C_X03.17AI9@  34T *@    @ # $   ,    ! !@   $!  ,    ! !<
M  $"  ,    #    G@$&  ,    !  (   $2  ,    !  $   $5  ,    !
M  ,   $:  4    !    I $;  4    !    K $H  ,    !  ,   $Q  (
M   >    M $R  (    4    TH=I  0    !    Z    2  "  (  @ .:V@
M   G$  YK:   "<0061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q
M.3HP,CHQ.2 P-3HQ,SHQ.      $D   !P    0P,C(QH $  P    '__P
MH ( !     $    8H , !     $    7          8! P #     0 &   !
M&@ %     0   6X!&P %     0   78!*  #     0 "   " 0 $     0
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M_\0!/P   04! 0$! 0$          P ! @0%!@<("0H+ 0 !!0$! 0$! 0
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M1S"[_II+YP21T9/373A_YK__V?_M#(Y0:&]T;W-H;W @,RXP #A"24T$!
M    -1P!6@ #&R5'' (   (  QP"!0 A1&]C2&1L,4]N1$].349'+4U74RU0
M4#$P=&UP5&%R9V5T #A"24T$)0      $" ?P0+H8"./%(J8Q2RY81(X0DE-
M!#H      .4    0     0      "W!R:6YT3W5T<'5T    !0    !0<W13
M8F]O; $     26YT965N=6T     26YT90    !#;')M    #W!R:6YT4VEX
M=&5E;D)I=&)O;VP     "W!R:6YT97).86UE5$585     $       ]P<FEN
M=%!R;V]F4V5T=7!/8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '
M  IP<F]O9E-E='5P     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8
M   )<')O;V9#35E+ #A"24T$.P     "+0   !     !       2<')I;G1/
M=71P=71/<'1I;VYS    %P    !#<'1N8F]O;       0VQB<F)O;VP
M %)G<TUB;V]L      !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B
M;V]L      !.9W1V8F]O;       16UL1&)O;VP      $EN=')B;V]L
M  !"8VMG3V)J8P    $       !21T)#     P    !29" @9&]U8D!OX
M         $=R;B!D;W5B0&_@            0FP@(&1O=6) ;^
M  !"<F1456YT1B-2;'0               !";&0@56YT1B-2;'0
M      !2<VQT56YT1B-2;'1 \."*/         IV96-T;W)$871A8F]O; $
M    4&=0<V5N=6T     4&=0<P    !09U!#     $QE9G15;G1&(U)L=
M             %1O<"!5;G1&(U)L=                %-C;"!5;G1&(U!R
M8T!9            $&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C
M=$)O='1O;6QO;F<         #&-R;W!296-T3&5F=&QO;F<         #6-R
M;W!296-T4FEG:'1L;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"
M24T#[0      $ / 'K@  @ " \ >N  "  (X0DE-!"8       X
M    /X   #A"24T$#0      !    !XX0DE-!!D       0    >.$))30/S
M       )           ! #A"24TG$       "@ !          (X0DE- _4
M     $@ +V9F  $ ;&9F  8       $ +V9F  $ H9F:  8       $ ,@
M  $ 6@    8       $ -0    $ +0    8       $X0DE- _@      '
M /____________________________\#Z     #_____________________
M________ ^@     _____________________________P/H     /______
M______________________\#Z   .$))300(       0     0   D    )
M     #A"24T$'@      !      X0DE-!!H      TT    &
M   7    &     P ;0!A &< ;@!I &8 >0!G '( 90!E &X    !
M                  $              !@    7
M  $                         $     $       !N=6QL     @    9B
M;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
M  !,969T;&]N9P          0G1O;6QO;F<    7     %)G:'1L;VYG
M&     9S;&EC97-6;$QS     4]B:F,    !       %<VQI8V4    2
M!W-L:6-E241L;VYG          =G<F]U<$E$;&]N9P         &;W)I9VEN
M96YU;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R871E9     !4>7!E
M96YU;0    I%4VQI8V54>7!E     $EM9R     &8F]U;F1S3V)J8P    $
M      !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M     $)T;VUL;VYG    %P    !29VAT;&]N9P   !@    #=7)L5$585
M  $       !N=6QL5$585     $       !-<V=E5$585     $       9A
M;'1486=415A4     0      #F-E;&Q497AT27-(5$U,8F]O; $    (8V5L
M;%1E>'1415A4     0      "6AO<GI!;&EG;F5N=6T    /15-L:6-E2&]R
M>D%L:6=N    !V1E9F%U;'0    )=F5R=$%L:6=N96YU;0    ]%4VQI8V56
M97)T06QI9VX    '9&5F875L=     MB9T-O;&]R5'EP965N=6T    115-L
M:6-E0D=#;VQO<E1Y<&4     3F]N90    ET;W!/=71S971L;VYG
M  IL969T3W5T<V5T;&]N9P         ,8F]T=&]M3W5T<V5T;&]N9P
M   +<FEG:'1/=71S971L;VYG       X0DE-!"@       P    "/_
M   X0DE-!!$       $! #A"24T$%       !     ,X0DE-! P      V0
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M!0$! 0$! 0         #  $"! 4&!P@)"@L!  $% 0$! 0$!          $
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M %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B &4 ( !0 &@ ;P!T &\
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MP  1"  7 !@# 1$  A$! Q$!_]T !  #_\0!H@    8" P$
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..G9'SY:V0DDTX:B3U_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>104
<FILENAME>g679299magnifygrey.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299magnifygrey.jpg
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M !H!  ,  P$               0%!@(#!PC_Q  U$0 " @$# P(# 1$
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M&6VPK68NI*C7DY*VF!:AP6&@JY]DS[33&<?(X\U*34+?A\%05 -05Q]L76)
MT<B1ALB>G1]9U VL0#9\C<S?(8@\BHST2T:;N-MB;+<X%!.CAQ99@.00P^$R
M<D/E%"=FW'"*=X$R"T]P,D9;'@/,?F.0!)\#J/\ 5*S@<_81@,!%&8UKFDHP
MD6T[$WKQF(CD$9.S*]V&3JJXMK"1[D"]->3WDK4(]Q:?I9P/YB2#Z'3^[X*^
MYBOVS_(_Y]5GX+J'VE:_I_Z=!&RHQU)YNO1<AJTT$G/.W#-&3AT*E.# UT$D
MUBR&/OE6V_\ &?H:H&)4^]'=06TRF^C-<"G*14C@M('3%J;"G&SE;$E2C-%)
M,R);@QDPQ.WS]Y'Y?HP'D[RVWA<E6U1ZM:BL8MZ+^G=#8.]-5KO+FBUDK%=A
MCMQ9$1=:GQW7#9E;&JD&M[UB:HOU8L'RT.'+2!P\#..?HN33@L5CD*CQ<>3E
M$8E&D;B8AH"CPXO*XF=!R&1ZC!+%JS;J2(B45U22QC[?QSGXLV8ZDT1$T1/"
M$81(,HR$8#:(,HRC([  >2>NIY#TUT1E$5$7=/U6BC5KTJ[5LM5;0K5%0176
MVU4>BQ8"E+C")L,:=A[^3U6Z"Y#YKY=;/F]#U#%:_7)HZMB9IGH_,2DDTT4U
M5T8D)=)'QF4/6&BVFJZ;!P749)KX];1#53]WC:BI7K ]A48$^#+R9$?64B9'
M^&^W3; :1TWI>+(X+$5<?)H$6NAW'6FP!W$&6[,W6IK$AR"Y.,!+\81!\](_
&P1U1]?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>105
<FILENAME>g679299right.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g679299right.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    9   _^X #D%D
M;V)E &3      ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$" 0$"
M @(! @(# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,#_\  $0@ (0,T P$1  (1 0,1 ?_$ *0  0 " @,
M       &" <) 00* 0$  @,! 0               @0#!08' 1   0$%"0 !
M P(""P        @" P4'& $$!E;6EUB8V!$4%182%Q,C,6$B)'2TM39V)S<1
M  $" @8) @((! <        ! P0%40+24Q06$=&2DY34594&(1,Q$D%QL2(R
M0K(C86)R,_"A4G,T%37_V@ , P$  A$#$0 _ /?P
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MXL26#?@
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MJ#:JI5J5:OP1$^U5^*JNE5555555528DRV
M
M
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M)_C2JKZJNE5554E1,M@
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MRA3MO7+74PQ4+>-[2:QFOQ?J4!Q#-L5?),Y0IVWKEKJ88J%O&]I-8S7XOU*
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M5=*JJJJJJJJDP)EP
M                                     U:XN_W9BC_D<<_U2]&LK?B7
MZSS.+_Y3O^Y6^U2/$2N
M                         ;&)*_\ F.%/\$]_S=X-@S_:J_4>@2;_ ,UK
MZE^U3*9E-H
;                                #__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
